Cambridge Credit Counseling Corp.

We were searching for a solution and we googled and Cambridge Credit Counseling popped up. They had really good reviews and then when I did the initial discussion with our intake person, it was really good and it felt like they took care of us. We went through the enrollment process four years ago and we really felt like we have been listened to. We had issues that's why we went to them. We weren't ever made to feel like what we had done was wrong. They were like, "Okay, this is the situation we're in. Let's find a solution. And here's how we're going to take care of you."

I used Cambridge before when I had a credit debt that I needed to get rid of. I interacted with my counselor the first time just to set up but I did the process automatically. So it was very easy to enroll the second time. The only thing with the automatic withdrawal was when I messed up my one payment and then after that I had to do money orders the rest of the time. I wish I could have paid with my card online or on the phone.

I've been laid off and when I missed one payment on my Citi card, my interest rate went from 12% to 18%. I thought that I’d never be able to work my credit card debt out. But Cambridge Credit Counseling was pretty easy to work with. They arranged everything and the counselor was really good. He was easy to talk to, he explained everything to me, and we worked out payments that I could make. One of the companies wouldn’t go below a certain percentage, so I just paid that one myself. Still, I was happy with my experience. Being able to have auto payment and not be worried every month really took a load off my mind. I’m struggling with one of my Citi accounts now though, so I might contact Cambridge in the future about that.

I had an overwhelming amount of bills. I called Cambridge's number and they answered. They saw my needs and were very good. They were able to get me into a payment agreement and I paid monthly. It stopped the creditors from calling me and they lowered my interest rates as well. They got me into a reasonable payment that I could afford and got me back in better financial health than I was. Their reps did everything I asked and if I had questions, they were available to call. The only thing is, their hours were 9:00 to 5:00 and I work 9:00 to 5:00, so that was a little hard. But I was very pleased with the program and I would refer them if anyone was in a financial situation and needed their help. They put something into a process that worked for me and I was very happy with it.

I had excessive credit card debt and normal payments were not getting anywhere. I got into a repayment plan with Cambridge Credit Counseling Corp. and they brought the interest rates down but each account stayed separate. The Cambridge counselor answered the questions I had. I recommend this company.

Cambridge consolidated all my debts and gave me a payment that was doable. I could pay off my creditors and I don't have to file bankruptcy and I can get things squared away in a reasonable amount of time. I got email updates from them if anything changes or when one of the creditors just paid off. Also, the cost was fine and reasonable. My wife and I were in a whole lot of less stress because of Cambridge. My wife has lost her job and it took her six months to get another one. That put us in the hole and we got behind on everything. With Cambridge, there were no threatening, harassing and bugging us. It was a major weight taken off our shoulders. So we're still able to get everybody paid off the money that we owed. I would definitely recommend Cambridge.

I went with Cambridge Credit Counseling's debt consolidation program and the cost of service couldn't be better. They did what we asked them to do and did it well. They negotiated great settlements and they were able to get me out of credit card debt. Cambridge was 100% exactly what I would hope for and everything has worked out. They did a wonderful job.

I got into some debt and I needed to get out of it. I'm disabled so I need some help with things and my sister recommended Cambridge Credit Counseling. The amount I paid was $101 per month and $13 of that went to Cambridge Credit and the rest went towards my bills. And the bills are all paid now. I worked with a counselor and I only really saw him one time. We got the process going and the payment just came out of my account automatically. Then once the account is paid off, they sent me a groovy looking certificate or diploma. There was only maybe once or twice when I had a question and I just went into the place and I saw the lady at the front desk. She got the appropriate person and got me the answer I needed. The cost of their program was reasonable and Cambridge helped me out a lot. They're a good company and I would recommend them to other people who got debts. Don't get into debt.

I was looking for a way to get out of my situation and Cambridge offered the best solution. They did consolidation for me and got my debt down to where I could afford and I had $61,000 in debt. The only thing was when I first got into the program, the rep, Chris, didn’t explain the credit situation to us. But other than that, I got through it for four years so it was fine. He didn’t explain to me really well about trying to get a loan after I was so far in the program. But he was really nice to me and that kind of persuaded me to go his way. I had trouble making the payments but as far as what they charged me and what I had to pay, that was no problem at all. It was all explained to me fine. I'd certainly tell friends to do the program because Cambridge did me a good job. They improved my life and it was a good experience.

We needed to pay off our debts, our cards, and different loan accounts. And what we have been doing was that we would make payments on cards and then turn around and use what we could out of it minus any interest that was being charged. It's called seesawing. Then we got in touch with Cambridge and for a while, they put us in a crunch because we were accustomed to being able to make a payment but then we got overloaded with credit card debts. When we tried to calculate, since we received payments like my wife's pension and then we'd get her annuity and her Social Security, we had to work around those three payment time frames that my wife received funds every month. It was driving her nuts and I understood why. But once we were able to make everything work, everything was great.

I had a significant amount of credit card debt and I wasn't getting anywhere with it. The interest rates were high. At that time, I heard Cambridge Credit Counseling on the radio. After the initial consultation, they were able to lower the interest rates. And then, we just had a monthly payment set and I paid that payment every month. Now, I’m debt-free.

I felt overwhelmed with all the monthly payments I was making for my different credit card debts, and I was starting to fall behind. I had used a credit counseling service years ago and when I called their number, it directed me to Cambridge. I reached out to them for assistance, and for the most part, everything was automated. My payments came out automatically but anytime I had any concerns, I could call their reps. And if they didn’t answer, I would leave a message. They were always pleasant, helpful and quick to respond to me and I don’t have any complaints. The cost was fair and I was very satisfied with it. The program was around five years and the debts are paid off as of February. This is my second month now not having to make the payment and knowing that the accounts are paid in full and having a little bit of extra money in my pocket. It's a good feeling. Cambridge Credit Counseling has been great.

I’ve been paying the right amount for my bills but I wasn’t getting them down and I needed something structured to help me. The Cambridge counselor, John, told me the best thing to do and I tried to stick with it. They told me how much I would have to pay and the payments were set up automatically and I would have certain payments coming out every month. Cambridge put all three credit cards I had together and they went to the companies and got the rates dropped and the interest charge lowered. And Cambridge paid the debt payments for me. Working with them helped me get rid of that debt and realize that I can't live that way anymore. Also, I no longer use credit cards as I’m not good with them. I was able to pay the program early and I’m done with it. Cambridge Credit Counseling really works well for me. You’ve got to stick with the program and do it.

I overextended on credit card debt and called Cambridge initially from a phone number I heard on the radio. Cambridge was recommended on the radio station I listened to and it made me prefer to go with them. They told me what they could do and got me set up. The cost was excellent. And their program reduced interest payments on the credit cards that were outstanding. They were able to pay this stuff off sooner and I completed the program in just two years. I would highly recommend them and I will tell my friends that it helped me restructure and saved me a lot of money on interest rates.

I had credit card debts and I went with Cambridge Credit Counseling because it was a benefit from my work. I called them then they told me how the services worked and I gave them all the information they needed. Them they set things up for me, sent me the information, and I signed on the paperwork. I got into their program where they put my debts together, then I put a payment into Cambridge, and they paid my bills. They negotiated with my creditors for a lower interest rate and their reps were always very helpful. Right now, I paid off my debts and I'm done with the program. The cost of their service was excellent and I was glad I did it with them. I'd also recommend them to anybody who is having problems that’s been over their head a little bit and needs a little help.

I had credit card debt and my company has self-help where they offer assistance to a certain program. It was like a free help upfront and they lead to the right direction. I called them and listed out that I was having financial issues. They tried to help me out and set a budget and they recommended Cambridge to me. Cambridge's enrolment process was simple. I called them and told them what the debt was and they took the credit card numbers down. When I dealt with their counselors, everything was smooth and mostly upfront. I would get statements after that and I get a call once a year seeing how things are going but it was hands off. The fees were very reasonable and it was withdrawn automatically. Cambridge docked down my interest rates and all my credit cards except for a couple of credit cards that they couldn't work with.

Cambridge did a credit card consolidation program for me and I had a great experience with them. It was just a good plan because it cleared our debt and we didn't have to do an extension. We just paid it off in the time we had. My counselor helped me out very well. Working with Cambridge made my debt a little less. I was very satisfied.

My friend referred me to Cambridge when I needed to get rid of debt and general credit card because she also did it. During the application process, I just had to get my information together, but it was pretty easy. Everything went smoothly and I liked it. They helped me a great deal because I accumulated that debt due to a divorce. I just finished last month and I have the extra money. I'm satisfied with them and I referred them to my friend.

Caroline, the lady I was taking care of at the hospice, got overextended on her credit card and she was scared to get in too much trouble, so she started looking for credit counseling services. One of her friends who had used Cambridge Credit Counseling before and had a really good experience might have told her about them. Caroline had Cambridge consolidate all of her credit card debts.

We owed the credit card company around 18 to $19,000, and we paid for Cambridge's service monthly. The process was not very difficult. We talked to the Cambridge guy and he said we would be needing this and that, and that was easy. Also, the cost was not that bad, like what I was charged with the interest rate. They're charging $35 every month to pay them extra, and $500 went to my credit card company. There were a lot of changes because I had a lot of credit cards and I got charged a lot from there on. At that the time, Cambridge handled everything and we were happy with that. They did everything well. We did everything in 4 years and they even sent a certificate.

Cambridge reduced the interest rates on my two credit cards. The process was easy. They came up with a payment plan that I found satisfactory. They did good by me so it all went smooth. My communication with the reps was pleasant and easy but very little. I had a couple in the beginning and then just when I closed out the accounts. It was all through email. Now that it's over, it's good. I got rid of a large debt. Overall, I was perfectly satisfied and I would highly recommend them.

I had a high amount of debt. My cousin had told me about Cambridge. One of her co-workers had gone through it and said he had a good experience. I got my sister signed up for it as well. Cambridge consolidated all the cards and got the low-interest rate and then I paid them monthly. I emailed the Cambridge rep when I first was interested in it and he seemed patient and nice about it. I talked to people when closing an account because it was paid or telling them that it was paid so they wouldn't take that amount out, and Cambridge charges me $30 a month to process it. It would have been nice if it could have been cheaper since I was struggling enough to get the cards down because the monthly amount was so high.

My friend’s child underwent major medical stuff and they racked up a bunch of medical bills that they could not pay off right away. So, they entered into Cambridge to get those medical bills paid off. My friend said that Cambridge came up with a really reasonable payment plan for them and they were able to get the medical bills knocked down. So, I talked to Cambridge and I enrolled with them five years ago. Their reps asked for a budget and what my current outgo was with my bills. I told them what my budget was and what my pay was. Also, I told them how many bills I had and then they were able to formulate a payment structure from that. They came up with a payment that I could afford. I was able to have them do automatic debit and they took it out every month until my credit cards were paid off. I just watched the balance go down.

Cambridge was recommended through my wife's employer. I had high credit card debt. We did debt consolidation and repayment with Cambridge and they negotiated the interest rate lower. The process was very simple, everyone was courteous and it worked really well for me. The reps were always professional and did what they said they would do. The cost in relation to the quality was very reasonable, too. My experience was pretty good.

I heard about Cambridge through a friend of mine and she went on and on about how good they were and how she cleared up her credit card debt with them so fast. I had been with Cambridge a few years back with another account when my friend initially told me about it. And then I decided to go back with a higher credit card debt with another credit card. My mother passed but she left me some life insurance money so I was able to pay them off this time quicker.

A friend of mine recommended Cambridge to me, and I got their debt consolidation program four years ago. With the program, I now know how to manage my debt a lot better and how to prepare in order not to end up in the same situation that I was in. The interaction that I had with their counselor was great. I called them when one of the credit cards would not be quite in sync, but outside of that, I didn't have any problems. In terms of the cost in relation to the quality of service, Cambridge made it affordable. The payments were billed into our monthly payment and what I got out of it was well worth.

I needed to consolidate my bills. Then, I spoke with someone who recommended Cambridge. Cambridge seemed like a good company and I called them. I filled out an application and gave them all the information they needed to consolidate. Their program helped me get out of debt without going bankrupt or doing something drastic. I had a designated counselor. His name is John and he explained things pretty good. I felt very comfortable with the staff at Cambridge. They were always nice and answered my questions. They kept me informed.

Cambridge Credit Counseling did a good job in helping me get some of my debts paid off without messing up my credit. It has been four years since I signed up. I was trying to get some credit cards straightened up and get the best out of my credit and I remembered them because somebody had recommended them. Their service was more than fine. They reduced the interest rates and got a lower payment for me so I get to pay the debts off. I've already completed the program and I hope I never see them again, but if I have to, I wouldn't mind calling them. I would recommend Cambridge.

I had several credit cards and I was a little over my head. I found Cambridge Credit Counseling online and I liked what it said. The counselor I talked to explained what they would do. I decided that I was going to do the program and he faxed me the paperwork, I signed it and faxed it back. He called me back and let me know what the interest rate would be. I was very comfortable working with them. Anytime I called with a question, they were more than courteous and they went out of their way to be kind, and they were a not for profit organization.

I'm a businessman and I needed some help due to medical bills. Cambridge Credit has good service and they were courteous. They sent me papers which I signed and I sent them all the credit card debt that I had. I told them my income, they set up the payment plan and told me what it will be, and then I agreed to it. They arranged all the lowering of the credit cards to my satisfaction. In the end, the cost of the program is very reasonable and I'm also done earlier than I expected to be done. Cambridge helped pretty good and I would recommend them again.

I was struggling with some credit card debt and a friend of mine told me about Cambridge Credit Counseling as opposed to filing bankruptcy. Cambridge renegotiated all my unsecured debt with my debtors and did debt consolidation. I filled out an application online and had a phone call for 20-30 minutes with someone. I talked to the counselors two or three times in the beginning and maybe half a dozen times over the five years to see how my account was. Yet a proactive connect every so often would have been nice.

Cambridge Credit Counseling consolidates the bills and they would be paid off earlier than what I could do on my own. I have dealt with them before and I was pleased with the service that I received. Cambridge sent in a list of creditors and they contacted them in some kind of way, and there was a monthly payment to that. My interactions with Cambridge’s counselor were fine. They were in contact via email and they have sent me a couple of letters. Every time they called, I was kept abreast of the progress of the consolidation and everything. They were very helpful in the situation that I was in and knowledgeable of the questions that I had.

I was with Cambridge Credit Counseling’s program for three years and they settled three of my accounts. I felt good working with my counselor. And every time I had a question, they answered right away. They set the payment plans up for me. It was a good experience and everything is good now.

I wanted to get rid of the bills and it was a struggle trying to make all the payments. I got Cambridge Credit Counseling's information and went through their program. I was told I was on for 55 months and we spent quite a bit of time getting my payment plan worked out. They just pulled the money out of my account every month. The reps would call me every once in a while and talk to me, and they told me what was going on and where I was at. Cambridge charged me $50 a month and they took all the pressure off of me.

I came to a point where I was not able to make ends meet. I then browsed the internet quickly and Cambridge was repeatedly mentioned as a company that could help me. I got them to restructure my credit. I went to their website, filled out a request form, went over the details of the service and then I had to fill out a worksheet. I had it all filled out with all of my credit card or whoever I owed money to and submitted that to them. I received an email and a regular mail confirming all of that. And then, they submitted the paperwork to the creditors and got back to me. They helped in reducing some of my payments. They broke it down to how much it will cost monthly and they were very upfront about where the money went as far as the money that they kept. Also, before a payment was due, I get notified a week earlier.

I had Cambridge Credit Counseling last time and they helped me out. I chose them again and their program has worked for me better this time. My counselor was very good to me. Every time one of the credit card statements came, I called him and he explained it to me. And every time I asked him a question, he helped me out and told me what I needed to do. I felt really comfortable working with him and when I called him, he got back to me in a day. I did auto payment and that way, I felt comfortable when they took the money, I never missed payments, and all my payments went through. Before, I had too many credit cards and my credit was no good. But Cambridge helped me with that and it built up my credit. Every time I pay for one credit card, it goes to my credit reports that one credit card was billed then it shoots my credit off. I would recommend anybody to Cambridge if they have any problem like mine.

We were falling behind too many payments and it made me look for Cambridge's services. I reached out to them through work and they put us in contact with them when I told my work I was interested with Cambridge. Cambridge was available and I didn’t look at any other companies. I've got their consolidation program and we had to give them all the cards and other debts that we had. And then, they reached out to the companies to come up with a payment plan. They went a whole lot on that part and we had a few that we paid off early.

I was highly satisfied with what Cambridge did for me. I got a lot of credit cards and paying them back was overwhelming. My income was a little bit lower than what it had been and I couldn’t make minimum payments. When I was researching who I wanted to go through to manage my debts, Cambridge stuck out to me the most. They had a good recommendation and people were talking good about them. I reached out to Cambridge to manage all my debts in a debt management program.

I talked to them about three to three and a half years ago, and it was short and sweet. They filled out some paperwork on the phone, and then they sent me the paperwork to sign. I returned it to them with all my credit cards and then I had to verify bank accounts with them. It then started within a month or two. They had everything going on, they talked to my creditors, and everything was taken care of. I only talked to my counselor when I first signed up and I never had any questions after that. The reps at Cambridge were very helpful and informative.I had some numbers that I was figuring out that would cost me a month and they were very accommodating as far as the cost. The service and the cost were good.

I had a credit card that I needed to close out and make payments to complete. One of my mom’s friends used Cambridge in the past and gave great feedback about Cambridge Credit Counseling. So I called and their service was great. They were able to take care of everything and explain things right. They asked me questions about what was holding me back from making sure I was keeping up with paying the cards off on time. They also worked out a plan that would not only help me pay it off but also make sure that it was consistent and that it went over the minimum amount.

I had a great experience with Cambridge. I used them years ago and they helped me before so I knew that they were reputable and good. I never had problems with them in the past. I wanted to combine my credit card debts and pay it off quicker since I wasn't getting the balances down from the interest rate. Cambridge's reps were very friendly although I didn't really have to deal with them too often because I would get emails of the monthly statement and it would be paid right out of my account. I paid everything off faster and they are all paid off now. It helped me financially.

I knew about Cambridge through my Employee Assistance Program at work. The enrollment process was really simple and they helped me. They were detailed on what I needed to do and it made the process simpler. They told me what I needed to send in and I put it in. They handled everything and communicated monthly, and it worked well for me. And because I'm busy with my life and so it was just nice to have somebody to handle it. They didn't hassle me with emails and calls. I just set up the program and the money came out, paid every month and got it paid off. They counseled me some at the beginning and they gave me not just things that you can read online but helpful tips and things I could use in my everyday life. They walked through some things with me. I got a bit of debt paid off in a short amount of time and that positively impacted my life. I would recommend it to my family and friends if I need to. They're easy to get in touch with, they reply promptly and explain the program where you can understand it.

I picked Cambridge off the internet at a time when I have gotten into some trouble with debt on credit cards. The enrollment process went really smooth, and it was quick and to the point. Working with my counselor went fine, too. And the payment plan worked out well with my budget. It was $90 a month, which was reasonable. Overall, I'm totally satisfied with Cambridge. They're fair and will work with you. I’m completely out of debt and I’m not charging anything. I have also changed my way of thinking about credit. Now, I don’t use it much anymore. So, I’m doing better financially.

I had too many credit cards and my budget was way out of sight. Cambridge Credit Counseling called and they sounded good. So far, I have paid everything off and completed the program. Because of them, I became more stable with my money. In addition, I appreciated the little papers they would send every few months. Overall, I'm glad I went with Cambridge. It was a good time in my life. I would recommend them to a friend.

We were over our head in some credit card debt and our brother-in-law used Cambridge so we gave it a try, too. The enrollment process was good and very helpful. The gentleman took his time to work out a plan for us and even recommended some other stuff that we have to put in there. I spoke with the counselor and then we did the little surveys that they sent out to see where we were. We felt comfortable working with him. Cambridge's pricing was fair and the payment plan they had for us worked out perfectly. We stuck with the plan they designed for us and incorporated it into our lives so that we wouldn’t be in the situation again.

I had a lot of bills and I wanted to get it manageable. I had used Cambridge in the past and I'm currently using them for debt consolidation. The first time they reached out by phone more. This time it was always through the internet. During enrollment I spoke to their rep on the phone and I told them which credit cards I wanted to consolidate. They also asked me how much I wanted to give a month and they did a contract.

We were getting bound to too much credit. I used Cambridge before and signed up for them again and they did a good job. Our rep was able to answer all our questions and was there when we needed him. He got everything set up straight, filed in, and working. Cambridge got me paid off and doing good now. I'd tell my friends that if they are strung out with too many bills and can’t pay for them, there’s help out there in Cambridge. And I would also tell them how my experience was.

I had a business I had to shut down and I carried debt for that business so I was trying to get that paid off and get it off of my head. Instead of going bankrupt, I did the responsible thing and paid it off. Cambridge was reasonable and they had good reviews. I did debt consolidation management where I pay them monthly, and then they pay my debtors. The enrollment process was simple. I gave them all my information on the account that I was starting a loan with. They called and negotiated the interest rate and how much the debtor would take, the lowest they would take on a monthly basis to make sure it would fit my needs. Then they told me what they came up with and I felt it was reasonable.

I did the credit card consolidation program with Cambridge and their enrollment process was really simple. I gave them my information on the credit cards and my banking information. They also set up auto-withdrawal. They took any consideration for my payment plan and we did a monthly budget to determine a term of the loan and the payment schedule. I’ve only had to call them a couple of times in the four years I was enrolled, but I got monthly payments through email that showed exactly what was paid and still due. I have completed the program and it got me out of a complex credit card debt. I have zero debt now as far as credit cards and their program was more than reasonable. Their communication was great and I’ve recommended them to other people.

I had several credit cards that were creeping up and the monthly payments were eating into my income. I called Cambridge Credit Counseling to see if I could consolidate them and lower my payment and interest rate, and it worked out really well. I had six or seven cards, and I enrolled in a consolidation program with Cambridge five years ago. The only interaction I had with the counselor was in the beginning when I signed up. I talked to some people and I explained what was going on and got the paperwork and that was it. I made one payment a month to Cambridge and I got statements every month.

My sister and son were in Cambridge Credit Counseling and I saw how it helped them so I decided that I might as well see what I can do too. I've had a very good experience with them. Their enrollment process was easy and their customer service was very good. Their counselor gave me an option that I could call them at any time. If I had any questions there was a number there for me to call. They also have sent me things in the mail every month. They've helped me pay off my credit card at four percent interest rate.

A finance guy on Steve's morning radio show strongly recommended Cambridge so I thought that I'd give them a shot. The enrollment process was fairly easy. Cambridge got all of my information and talked to all the creditors. A few days later, they told me how much it was going to cost me. The cost was a little high but they did what I wanted and it was all good so the cost was not really that big of a deal. I had less stress because I knew that everything was under their control. I made my monthly payments for 39 months and now, I was done with the program.

I had just gone through a divorce and had some debt. One of my friends had used Cambridge and they were really happy with them. They were able to combine all of my credits and helped me pay off all of my debts. I gave them all of my individual credit and I told them what I could afford each month. I sent them a payment monthly and they sent it off to my debtors each month. As a person that's just starting out, I knew that the creditors weren’t gonna be helpful to me. They're a little bit more helpful to somebody like Cambridge, so that was helpful to me. Although my interest went down a little bit, as far as the payoff, I still had to pay my balance. I am completely paid off with all of my debtors. It took me about two and a half years where it was supposed to be about three years. Now, I'm starting over and getting ahead in life. Moreover, I'm saving again.

I needed to consolidate my credit cards to get the interest rate to a reasonable level and a friend referred me to Cambridge Credit Counseling. The process was straightforward. I just had to fill in an application and they figured out what my budget and income were. I needed a reasonable payment plan for where I was at and they sent out informational tools such as different tracking and approaches so I won’t get behind on debt. The program served the purpose that I needed and the cost of service was very good. And if I ever had to call to check on my account during the process the people were helpful. I felt good working with them and I was able to pay off that debt situation that I was in. Cambridge Credit Counseling was very helpful in a tight situation and they were able to get the interest rate down. It's not something that you can just do on your own with a company.

My debt was so large that I couldn’t handle it on my own. I was living down in Delaware at that time and saw Cambridge's ad on an internet website and they sounded good. I inquired with them and everything worked out. I submitted to them the total amount of debt and all the creditors and supplied the account numbers. I also supplied my personal income so that they could figure things out. They looked at the debt that I was in and they structured a payment plan. They also reduced the interest charged on a few of my debts which was extremely helpful. Then, they made my monthly payment affordable, so it turned into a 4-year loan to pay off. All they did was set one account up and I just paid it every month and I absolutely liked it that way. Also, my fee to Cambridge was very low. I couldn’t have asked for a better deal. I was very impressed.

I had a few credit cards with their interest rate eating up the payment amount. I heard good stuff about Cambridge Credit and I had used them before. I contacted them and they were able to help me out. They got some information from me then they emailed me some documents that I had to complete. I sent the documents back to them along with my bank information because it was an automatic draft. It was a very quick process. They had three of my cards and one had quit charging me the interest. They lowered the interests of the other ones so most of my payment was going to the principal instead of the interest. Their counselors were always very helpful from the time that I signed up until the day that I paid it off.

Cambridge Credit Counseling was very helpful. They paid off my bills regularly and I got my statements on time. At the very beginning, they were very congenial, understanding and patient. Payment was automatically withdrawn from our accounts and they paid the bills. They were wonderful about it. It took four years to pay everything off. It was longer than I wanted, but life is what it is. I would definitely use them again and I'd recommend them to my friends. They provide the service of helping with bills that would go unpaid or go to collection and can turn into a nightmare.

I was trying to pay off some credit cards I was having trouble with. It was getting out of my hand so I made some research and found Cambridge to be the best choice because of the way they work with the money around. It was expensive to have them take care of my money but there was more expensive stuff around that does the same thing. Cambridge did it for less money and I took advantage of the situation. They put about three accounts together and helped me make a single payment. They worked somehow so I don’t have to pay any interest or very low interest on some of the accounts that I have. Cambridge helped me get out of my debt. My life is a little bit better now.

I was overextended and in a lot of debt. When I called and spoke with the guy at Cambridge, he seemed to be on the up and up. They were the opportunity to get control over my debts without filing bankruptcy. They were able to consolidate all of my bills into one payment and negotiate the interest of my creditors while I was on the credit reduction plan. I was able to have a working amount of capital to live off of each month. The most difficult part of it all was getting all the account numbers, addresses and contact information for each and every creditor, because I had multiple cards. But the enrollment process was pretty simple. Early on, there was some difference in some of the creditors with their due dates versus my Cambridge due date. So we had to do some tweaking where I had to pay one of the creditors a month in advance so that the due date didn’t fall behind every month. But it was all pretty seamless.

Cambridge Credit Counseling have helped me a lot. I have had family members that had them before so I decided to seek out their services concerning my bills. I'm done paying them off. The counselor who I have worked with was really good. I liked her. She was right on it every time I called and she took care of everything. I got a pretty good payment plan. Overall it was a good experience. I have a little extra money now. I would tell my friends to check them out and try it and see if they will like it or not.

Emma, the lady I talked to at Cambridge Credit Counseling helped me a lot and got me signed up. She was wonderful. Cambridge went through my bank account and just direct deposit the money and have the creditors take the payment out that way, which was wonderful because I didn’t have to worry about making a payment. However, the last bill was paid and they were supposed to send me $4 back but they sent me a letter saying that I owed them. I didn’t understand that. I’ve been trying to call them but my calls go to a recorder all the time.

I had a great experience with Cambridge Credit Counseling but enrolling in their program was not easy at all. They didn’t understand my hardship, which was frustrating because I needed help. If I look towards someone for help, I need them to understand me, not to reject and reject. Not, "why, why, why," nor, "not acceptable, not acceptable." It was harsh and it broke my heart. They didn't understand that I was helping my family in Mexico, I didn’t have enough money here and I don’t have any evidence to show where the other part of my money is caught.

I was consolidating my debt to get my credit correct and I was referred to Cambridge Credit Counseling. They set up a payment plan in such a way that I'd send an electronic payment every month. I have completed the process but it was a struggle dealing with their reps. Notes were taken and phone calls were never returned. Towards the end of the agreement, dealing with their people became a process. I would stay current on how much I owed and what the deadline was, and they ended up sending me money back. In the end, I felt jaded because they helped me, but they really didn't. They could have done better.

I sought debt consolidation with Cambridge Credit Counseling. After the phone conversation, they were the friendliest. The person I’ve spoken to assured me that after the first three on-time payment with them, it would increase my credit score, and basically wipe off the bad debt which I did see that it happened. The initial conversation and how that went really kept me with them.

I was looking for help in my financials and somebody mentioned Cambridge Credit Counseling. I got them and a counselor called me and I explained my situation and what I wanted. And they helped me close the account and they made an affordable payment plan for five years. We did the last payment in December and we closed in January. My experience with them was excellent.

I needed help paying my bills, getting it all done and keeping it on time. I was getting behind and I was overwhelmed. I had looked in town and couldn't find anybody locally, so I Googled it and Cambridge came up. They sounded really nice on the phone. They had a list of all my bills that I owed and they worked with the companies to get the interest rate down. And then, they told me how much each one would be paid each month and the total amount. I signed over something so that they would take that amount of money out of my checking account each month and then they used that to pay off the bills. So, I didn't have to worry about keeping up with which one was due.

We used Cambridge once before and we were also recommended to use them from our tax accountant. Life happened and we had an issue with our house. We had two house payments in five years so things got a little crazy. My husband enrolled the first time and he took care of it. The second time, I enrolled and the decrease in aggravation was worth the dollar amount that I paid for the service fees. I've recommended them to friends too.

I was very happy with Cambridge. When I enrolled, the guy I talked to was very informative and he gave me all the information I needed to know. Plus, my son had hooked up with them years early when he was having credit card problems, so he had already coached me on what was going to happen. Cambridge was able to call the credit card companies and get down the interest rates on them, and I was able to pay everything off. It cost me $50 a month and it was worth it. I didn’t have to file for Chapter 13 bankruptcy. The only thing is every once in a while, they’d have a promotional thing to give away stuff, and it was kind of wasn’t up to snuff with me because I could never get in the program. I don’t have a computer and all I have is my phone, so it was kind of difficult. But otherwise, they did a nice job and I would recommend them to someone else.

I wanted to get caught up on some of my credit cards and Cambridge did an excellent job. They contacted all of the credit card vendors and compiled all of that so they were able to work out a situation with them. They took out my payment once a month until it all got paid off and I only had to think about that one monthly payment versus all of them individually.

The enrollment process was very easy. At the very beginning, the Cambridge reps were very nice. They listened to the woes and explained how they'd help us out. With their knowledge, they made me feel at ease that I was not the only one in that position. They were great communicators and others just cannot beat the one-on-one that they give clients. They were terrific and I was very pleased.

I went into a consolidated debt repay program with Cambridge where they were able to reduce the interest on my credit cards. I provided payment to them and then they paid my credit card bills. In the beginning, there was a lot of interactions. I was concerned about the large payment because I had lost my job, but after I became employed, I didn’t have much contact with them other than I kept wondering when it was going to be over. I would call them and they'd be really good about calling me back and letting me know how much more I had to pay off and how the pay off date looked like.

I used Cambridge several years ago, and they seemed to be the best of the available products at that time. And then I needed to get out of my excessive credit card debt so I had to use Cambridge again. They asked me for the information and I provided it to them. And then they contacted the creditors and set up a plan and got back to me relatively quickly and we moved on. It went very well and we've completed the program. When we had any questions, they responded in an appropriate manner and answered my questions sufficiently. They took into consideration my other expenses and worked around that. The counselor was very courteous and understanding. I felt very comfortable working with Cambridge and I was very satisfied with their service. I would highly recommend them.

I had so many credit cards open due to trying to get through college, being a mom and teaching. Having seven different payments on seven different days of the month was difficult. Being able to do one payment and then take care of the debt was really helpful. Cambridge worked with me on what was going to be best for me monthly and what they thought was going to help. Then I was able to add on to help decrease the debt faster so they were really flexible. The communication was always open too. I had contact with my counselor every few months just to check in and I did the statement every month to see if I had any questions.

I went with Cambridge Credit Counseling for the consolidation of my bills. I was looking at your rating online and I saw you had a good rating. When I called, I was connected to a counseling person. The ease of having just one payment worked for me. Although the automatic deduction was rough for four years having that tie. But knowing that I have a goal, I was just counting like how many more months I have left. December was the final payment and I only had like $200 left at that time. The enrollment was easy and straightforward. I text all my information and then if I had any concerns, like one time I said, “I am still short. I need a few days,” and they were helpful with that process. I may have asked a couple times if they could wait a couple days before doing this up and it was easy to talk to anybody. They were helpful.

I was under a great strain because of some things that had happened. Our oldest son was in a motorcycle wreck and he was in Intensive Care for a month, and we didn’t know if he was going to live or not. He quit breathing three times on the way to the hospital. And then my other son has Prinzmetal syndrome, and he’s still struggling. With all of that, I used my credit card to the limit. The Cambridge rep Philip was very helpful and kind. If somebody is helping you to do something, you hope they’ll cooperate with you, and he did that. Also, the cost was real cheap. I had $10,000 worth of debt and now I don’t have any. It's really saved my sanity. I would recommend them to anyone.

We were in a credit card consolidation program with Cambridge. When I was enrolling, I gave them all the information and all we had found about the credit cards and balances and account numbers. It was a simple process. The cost was very reasonable, too. The counselor I worked with was very good. He explained everything very well, and there weren’t any hitches. He got all information from what we owed, and came back and told us what our monthly payment would be and that they would draft it out of my account every month of the same day. It was smooth. With Cambridge's program, my debt is gone. We just got it paid off about a month ago. And it resulted in a lot less stress. I would definitely recommend Cambridge to anyone who is in the same situation we were in.

I preferred Cambridge over other companies for the experience of the personnel and the ability to get the payments to quite a substantial difference as far as what the percentage rates were in the program compared to paying them off individually. They were able to negotiate down on the it quite a bit and once agreed upon, they averaged out of the payments so it was manageable for us as far as on a monthly basis. We did a consolidated program for five years with monthly installments. There was a lot of email messages, but not too much one-on-one conversations as far as any updates throughout the length of the program. Still, there were email verifications as we reached certain pinnacles within the program so they stayed in touch.

There was a card that I had gotten when I was really young and it was definitely misused. It was closed, but the account still had a bunch of money on it and I was trying to consolidate my debt and then improve my credit score. I went to Cambridge for credit counseling 'cause that's what they do. I applied online and someone called me to go over things which was nice. My debts were not huge, so it wasn't that bad of a monthly payment. The experience was very simple and straightforward. It was very easy and they were informative. It's nice that they have options to educate you and they have resources about that if you want to learn about budgeting. I never want to use credit counseling, but I would recommend them overall if I had to use one again.

Cambridge offers a lot of helpful services and they certainly have a good website and people who are willing to help. When we were enrolling, they needed the specifics of our account. And as to what the balances and terms were, once all those stuff was handed over, they were able to negotiate specific rates and followed back up with me to show me where they would be, what the payment plan would be, and set up a budget so that I knew where I would be at each month, and from there, it was to start to make the monthly payments.

I opened the account with Cambridge seven years ago and at that time, I was a young kid. Cambridge seemed pretty good in what they told me. They said that through credit card consolidation, they'd be able to close out the card, make sure interest wasn't going in and get me a monthly payment that I could afford. I filled out some paperwork and then they sent me some disclosures for me to read. And then, I sent it back in. They reached out to the card company, negotiated on my behalf and let me know what the deal going to be made was, and I agreed to it. And then, we ascertained on everything.

I had gotten hurt and was doing fine as long as I was working. But whenever I had to quit work, I got a little bit over my head and I didn't want to let it go too long. I called Cambridge and talked to somebody on the phone, and I told him what my bills were. I sent everything in to them and they called me back within three days, had me with a plan and it met what I could afford. They contacted my creditors and worked out how much, and they called me back and said what it was going to be. I told them that I would like to have one payment and have it at a certain time of the month. There was a couple of my creditors that said my payment was due on the 10th of the month and I couldn't do that since payments came out around the 15th. Cambridge sent me the paperwork to sign so that I would never get any late bills. They set it up so that my payments could be due at the 15th instead of the 8th or the 10th of the month.

Cambridge was recommended by my manager and I contacted them directly. They assisted me with contacting my credit card companies to close the accounts and start my process. They’ve notified me and let me know how much I was paying monthly and how long the term period that I was going to be paying. And then, they just withdrew from my account monthly for the charges. I completely paid off my balances.

I wanted to consolidate my credit card bills and get it all paid off as one. I researched a little bit online and Cambridge Credit Counseling seemed reputable so I went with them. Their enrolment process was really quick. I was done within in 20 minutes and then they called me back to confirm everything and then signed some stuff. Their reps gave me quarterly updates, which I preferred because I didn’t want constant phone calls and updates. I just paid my bills every month, which automatically came out on the 15th, but I paid it off early. I paid off a big chunk to get it over and done with. My life has been glorious since I worked with Cambridge. They were good and I’m really proud I got the right guy to talk to because I got it done so quickly.

The government was shut down and we were furlough for 16 days in 2013. We didn’t get paid and our pay was not retroactive. So, there were two pay periods that I didn’t get a check. Once I got behind, I knew I was in trouble. I had to really dip into my savings which went to nothing. It was the right timing when I received something in the mail which said, “If you want to reduce your debt, sign up for this program.” which was what I did because I was afraid that my credit would go right in the toilet. It was from iPayDebt which transferred over the years to Cambridge. I happened to have transferred from one military base to another in California, so I was familiar with the area where the company resided. I contacted them and they asked me what kind of bills I have and what my minimum monthly payment was. They put it in the computer and then told me the amount that I would have to pay every pay period.

I had a lot of credit and the interest rate was very high. I lost my husband seven months ago so I won't be able to pay all that credit. From the beginning, the Cambridge reps have been so nice. They explained to me everything and they negotiated with my creditors. I felt like I graduated from high school when I got my last payment. I said, “Oh, lord, thank you”. It was a wonderful experience.

I called Cambridge Credit Counseling when I needed to get all my loans together and get one small bill. I told them what bills I had and they took it from there. They consolidated all my loans that I needed done and helped me with a plan. They have like a library where I could print forms to help with the budget. It was a simple enrollment process.

We had a lot of credit card debt and couldn't seem to get ourselves out from under it by ourselves. At the time, my sister and brother-in-law had used Cambridge and they had been involved with them for a couple of years. We talked to an adviser, told him what was going on and what the debts were. From there, they gave us a list of what we had told them. Then, they negotiated some lower interest rates and set up the payment plan, all the while going back and forth and checking with us to see that it was accurate. We didn't need to do anything drastic like bankruptcy. It was just a matter of being disciplined, and Cambridge helped with that.

I was getting a little out of bounds with my credit cards and I decided to look up an agency and Cambridge Credit charged the least amount from the others that I looked at. They consolidated some of my cards and they straightened it out after three and a half years. The program was great and it worked for me. The cost was fair and appropriate, and the process was easy. And in the beginning, they just asked me some information which I gave to them and they looked it all up. They got back to me with an estimate of how it was going to look, how much it would be, and I agreed to it. It was simple as it was all done on the phone and through the mail and it was great.

I wanted to consolidate my bill to get rid of my debt. Cambridge Credit Counseling was listed on the website so I started looking into it. I saw that they had a good rating and I was satisfied with that. I called and they pulled up my credit reports with my permission of course. Then, they went over everything with me and they let me know how long it would take to pay off my debt. The cost that they were charging me was fair and whenever they came across something, they did reach out to me through email or phone call. Their customer service was excellent and their payment plan was reasonable. I had goals and I wanted my debt to be out of the way. I didn't realize that it would take such a short period of time.

Signing up with Cambridge was very simple. I just made a phone call, submitted the forms and it was done. A friend referred me to them because I needed to pay off my credit card debts. I gave them my checking account information and they made the deduction every month. It took me more than two years to complete but it was smooth sailing. And working with them freed up some money to put towards some debts that I had to do with my house so I could get that paid off sooner. I had a pleasant experience with them and I'd do it again if I had to. I would also recommend them to friends and family. I'd tell them that the easy way to get out of debt is to consolidate their bills and just make one monthly payment.

I had been through a divorce so my income was drastically reduced. I was left with a lot of debt and Cambridge was very helpful. After I called them and they took my information, there were three more calls back and forth to verify all my accounts, which was what I wanted. That was a confirmation that we had everything lined up. And then, they set me up on a payment program where I had monthly payments deducted from a banking account. They were able to negotiate with my credit card companies to reduce my interest rate and consolidate the debt to where I could handle the payment and get it under control. They made me feel very comfortable and the cost was very reasonable too. I have wanted a little bit more involvement but it was a very good experience. I have recommended Cambridge to a few friends and I would tell others to reach out and give them a try.

I had four credit cards I was paying on every month, and it was easier to make one payment instead of four separate payments through Cambridge Credit Counseling. Enrolling was an easy process, and this was three or four years ago and I am already done. I called the company and they got me signed right up immediately. The credit counselors were wonderful and they were easy to work with, polite and they answered questions. They had a system where they set up so I would pay one payment every month and they would pay a certain amount of money from that payment to my credit card companies.

I could not pay my bills so I went to Cambridge Credit Counseling four years ago. They talked to my creditors and lowered the interest rate on everything. They also set up a monthly payment plan. I'm not in as much debt anymore, and I've gone from $37,000 to $5,000. The counselors were all very nice and professional. The cost could have been a little less, but they provided a good service.

I had too many credit cards and making those small payments was not making any headway on anything. I looked at several companies and Cambridge came out to be the best for me. They understood that things happen and didn’t make me feel like I didn’t want to pay my debt. I was on the phone for about half an hour with them, discussing what was going on. They explained to me the program and their way of working. We went through everything and I submitted all my paperwork to them. They came back, gave me a proposal, told me how it was going to be, how long it was going to take, and how the payments were going to be taken care of.

It was really easy enrolling with Cambridge. They asked me what the credit cards were and they pretty much took it from there and they sent me paperwork to sign. I worked with one rep at the very beginning. They took into consideration my house and car payments and I sent them money every month. They spread it out amongst the creditors and got the interest rates lowered. They would then send me an update every month. I would get an email with my statement that showed what was paid out from what I had paid them.

Cambridge Credit Counseling's service is great. I was trying to get out of debt and bring my payments down, and their enrollment worked out fine. I contacted them, they called back, and we went through the deal. I told them that I want to take them completely out of my checking account, that I don't want to bother with payments. They wanted to know how much I could afford to pay on them, and I gave them a ballpark figure, so they went from there. It was all fine and good. I finally got my last statement in December and it said it was all paid off after the December payment, which I thought I had another couple years to go. So, I was delighted. They were honest, upfront and helpful in every way, and they communicated greatly too. The cost was fair for the quality they give. They also said if I ever have any more difficulties, I would have to get a hold of them, of which I would. They made it a lot easier, to put it point-blank.

Cambridge's program got me out of debt when I had too many credit cards and I couldn’t keep them under control. Cambridge has a good rating and their enrollment process was easy. I got enrolled both through online and on the phone. I was impressed with counselor's knowledge and he was able to help me with anything. I got a straight answer every time I called for a question. If he didn't know then he'd find out and call me back. Also, I was told how much the fees would be and how much I would need to pay a month. In the end, my debt got paid off and that took a lot of worries off my mind. It was simple and I was very satisfied.

We had a lot of credit card debt and we were just barely making the minimum payments so we wanted to consolidate it and get rid of our debt quicker. My brother had gone with Cambridge and he said it was fairly easy. We talked to one of the representatives and I sent him a list of the credit cards we had with the payments we've been making and the balances on the cards. He worked it up on how much it would be and dealt with the credit card companies and sent us paperwork to sign on the internet. It went pretty smoothly.

Credit cards won’t ever lower their interest rate and we needed some help. We were in Columbus, Ohio and we watch Channel 10 News. They did a story on Cambridge and since we trusted our Channel 10 News, I thought that Cambridge has got to be good because Channel 10 wouldn’t report bad stuff. Cambridge gave us the help that we needed. We paid some things off and Cambridge is getting closer to a couple more. It makes me feel better that they’re willing to work with these credit card companies. These companies know that Cambridge knows debt consolidation stuff and I don’t. Cambridge called them and they did really good. The cost has been good for us. Now that we’re far down the road, I know we’re still buried but it might be up to my ankles now and not over my head so that’s good. I have recommended them.

Someone had Cambridge and mentioned them all to me. I used the company once years ago and I availed of their services again. They consolidated my credits card debts and they helped me to go on and pay my debts off at a lower interest. At the beginning, they told me my expected pay-off date with everything. I called to see when I thought that it was close to the time to being paid off. I also talked to them a couple of times about some questions that I had. I’m done with the program and I feel good.

A friend who did Cambridge recommended them. They got my payment down and closed the account. I finished everything in November and it was a huge relief considering I had $60,000 in debt. Now I'm only at $20,000, and I’m pretty happy. My counselor had all the right answers and he was able to get me the monthly payment that I needed. The quality of service that I received from Cambridge was excellent. I loved my experience with them and I’d recommend them to anybody.

I enrolled with Cambridge when everything was getting out of control. Cambridge had the best rating among credit counseling companies and their program was a big relief for me. I had to get all the information together and I called all the places that I had accounts with, and then sent that in. They're very thorough and that's what I like, too. I always had a great interaction with the counselor. He was very professional and I was impressed with his knowledge. He was also always willing to get back to me and he did when he said he would. Then we set up a date for payments that would be best for me and set up a base account in order for them to take it from. Everything went freely and it was great. Also, the cost is very inexpensive.

Cambridge Credit helped me lower my debt and get my bills paid off. My son recommended them. I contacted them on the phone to enroll. They e-mailed me some stuff, and we went over and reviewed it and we got started. The Cambridge counselors have been really good. They were quick and easy to deal with, upfront with everything, and honest about it, which was great.

The interest go up so bad on my credit card that I couldn't pay the payments. Since I had just inherited two grandchildren, I was trying to raise them and it was hard. I called Cambridge up and they just helped me get it set up. They rolled up the interest and lowered my monthly payments significantly into one monthly payment. And it really helped me out a lot, where I could pay all my bills. It was really a wonderful thing. They were really fair, nice and helpful to get me through this whole ordeal. They sent me letters regularly and let me know where I was at. I would tell others that Cambridge is a good solution if they got credit problems. They're honest and would stick to their word. They’re a good company to go with and I really enjoyed my experience with them.

I have seen debt solution type of companies and I didn’t know one thing about it. In the search thing, Cambridge was the fairest when it comes to pricing. Pricing was a big thing and I liked their CEO’s little candle message too so I went with them. I was with their debt consolidation program where they talk to my lenders and I pay a monthly amount, and they distributed that amount to my lenders. I’m now done with that program. They paid off so much and because of that I was able to save and with that savings, I hit off all the other stuff that I was in debt too. Otherwise, I would not be able to do that. It was a five and a half years plan and I completed it in four. I've never felt so much happier these days.

I was overwhelmed with debt and I was referred to Cambridge by my employer. I brought over 4 accounts and they're very helpful. And now I don’t have that debt any longer.

I had credit card debts that I wasn't able to take care of without assistance. Enrolling with Cambridge Credit was really easy. Money issues seem to be a sort of a point of pride for a lot of people. But I didn’t really ever feel like they were being super judgmental. They were extremely helpful, kind, and understanding that sometimes you were stupid when you were in college and could have gotten yourself in some trouble. They were great and I have recommended them.

I had so many medical bills and I have a son with multiple sclerosis, so I needed help. The lady from Cambridge that I first talked to was Tinamarie, and I liked talking to her. I was so overwhelmed and I didn’t know what to do, but she was comfortable to talk to. They were very professional, courteous and understanding. It was almost like a friendly situation. I gave them all the information that they needed. They took my bills that I told them to take and they lowered the interest rates, then I paid every month. Anytime that I called, they were right there. It’s paid off and it was a really good program for me. I don’t regret paying the $35 a month. And this has taught me not to spend what I don’t have and to seek the best buy.

Cambridge is an agency that really works with you as far as your credit is concerned and to have to get it down under control. I worked with them once before and I completed another program with them about a month ago. They helped me get my credit together and pay some bills. They told me what they would do and how long it would take for me to pay my debts off. It worked out well for me and it was a good experience. I had a couple of bills that I asked them to pay for every month and they went into my checking and took it out so the process was really good. From time to time, they called me to let me know where I was, talk about the payments and how much I owed on the accounts that I had with them. They kept me abreast of what was going on. I have and would recommend them.

I didn't know how in the world I was going to get rid of the bills that I had so Cambridge's service was recommended. I called them and found out how to do it. Everything was taken cared off from day one. They set it up and said that I would have to pay a certain amount to a certain number. They would take it out of my paycheck once a month. I had left a couple of bills that I've always been paying my half to do one, and do the other half with them. I dealt with them for a few years and was very pleased. They said everything was done and that I was paid. Now, I have been able to do a little bit of savings for myself. I buy what I need and once a month, I buy something for myself. But I don't plan on making any new bills because getting out of it was a big blessing for me. It was a great experience and I would definitely recommend Cambridge to someone.