Cambridge Credit Counseling Corp.

I needed help with my credit card debt and the payment plan that Cambridge Credit Counseling Corp. set up for it was all right. It went on for three years and now the debt is already paid off. I felt though that I paid a lot to be in the program because over the three years, I paid around $1,000 which I might have saved otherwise. Other than that, I'm glad to be relieved of the payments.

I was really in debt at that time and I needed help, so I called Cambridge Credit Counseling. The person who talked to me on the phone was really reassuring, so I went with them. Cambridge gave me a timeline and they even gave me a year when I would be finished. I gave them all my information and they took care of the rest. The payment ended up being a smaller amount than what I was paying each month if I were to be paying my debts individually. The credit counselor that I worked with was really nice. She gave me a lot of info right upfront. Cambridge would also call in and check up every once in a while, and they sent me little statements as well. They were super easy to get a hold of and I worked with whoever answered the phone. Everything went smoothly and I have completed the program.

I knew for a fact that I wouldn’t be able to pay off my two cards on my own. So I called Cambridge and they've helped me out well. The person that I got was good, and the enrollment was simple and easy. I just gave them my information and 1-2-3, it was up and running. So far, it’s going okay. The only downside is that the cards are cancelled. But Cambridge helped me get rid of those crazy credit cards. They also saved me a lot of hassle and money from interest fees. So it’s worth it. Cambridge has my approval. The quality of service is good and so far, it’s been a good experience. They’re say what they’re gonna do and they do it. The counselor called me when he had time, and was kind and informative. He gave me a due date for the payment plan and he’s only waiting for my checking and routing numbers. That would be the completion.

I've dealt with Cambridge Credit Counseling before and I felt comfortable with them so I used them again. I had an issue when I first tried to make contact with them again. I had someone that I didn’t particularly care for that took the call initially. So I called back a couple of minutes later and spoke to someone else. The guy was able to accommodate me, consolidate everything, and get everything rolling. He just got right to the business and that was what I wanted to do. I just faxed over the information, and we went from there.

I had a lot of credit card debts that I was trying to consolidate after the interest rates went up so high. I got Cambridge's services and the enrollment went really smoothly. They got my interest rate lowered on the credit cards then they consolidated it all into one payment that I made to them and they posted it. Everyone of the staff that I’ve spoken with was very helpful and very kind. We had great interactions. The payment plan setup was great too and I’m glad to be done with the program now. Cambridge was a huge help because otherwise, I would have been paying all those credit cards forever. I wouldn't have had any idea how to talk with the credit companies to get the interest rate lowered and go through all that. I would highly recommend Cambridge to anybody who needs their service.

I saw Cambridge Credit in the phonebook and I took the chance with them because I've talked to other people and I wasn't getting anywhere. Nobody could tell me anything and the bank would just charge me a whole lot more interest in getting my credit cards off. We did everything over the phone when we enrolled with Cambridge, and it went really well. If I had any questions, I would call and ask Steve, and he would explain it to me. If I couldn’t get a hold of him, then I would talk to somebody else, and they helped me out too. I went through their program for four years and I've paid off over $10,000 of credit card debt. I'm really happy with that. I’ve talked to other people about Cambridge, and they thought that the amount I was paying was pretty high. But that’s the way things work. You have to pay for services. I was satisfied with Cambridge and I was glad when it was all done and over with. I’m debt-free.

I got married and had a lot of debt going into the marriage. My mother used Cambridge and told me that she would recommend using them. I enrolled in their credit consolidation program, and working with them definitely helped. I got my debt paid off.

Cambridge walked me through every step of the way. I got into their credit card consolidation program and my experience was very good. Cambridge's counselors were very appropriate, offered good advice, and my payments are done. The cost was very reasonable, too. I would recommend Cambridge.

I had some extremely high credit card bills. Cambridge considered everything that I had and they worked out a financial plan for me that I could afford. The program worked really well and that helped me to pay off my bills. I was able to complete the program. However, I had difficulty towards the end when the bills were hitting pretty low and I had to adjust the payment. Also, there were times when I had trouble getting the correct amount paid and I called in and told them the actual price. We had miscommunication and things didn’t get done exactly right.

Cambridge's program worked great. When I called, most of the time I had different people, but I had one guy that would call me to keep me updated. They were always very informative and they always threw the answer on everything I asked. The cost is great, too. Cambridge helped me out quite a bit, and I would recommend them.

I had cancer and there was a lot of things going on in my life at that particular moment so I thought I needed help. I went online and started looking at different places that would help me. Cambridge came up and happened to have the best reviews and people were saying good things about them. I gave them a call and asked them how they would handle things. From the moment I started working with them, they handled things in a really good way that made me feel good.

Cambridge paid my bill. They had a monthly fee that was tacked on, they cut down the interest rate and I just paid it every month on automatic withdrawal. The payment plan was doable. But at first, I thought the fee I had to pay was a lot and trying to pay off a bill and having to pay in addition to that seems counterintuitive to me. But then it was fine and they did their job. I wanted to pay off a bill and they set up a program, and that’s all I needed.

Enrolling with Cambridge was really easy. They asked me how much I could afford and they set up the payment. I worked with a few of their counselors and they pretty much knew what I was wanting to do. I called them a few times and they were able to tell me how the program was going. It was really easy to talk to them, and they sent me a monthly bill statement. They set up the payment plan to where they paid more of the highest interest rate first. So it looked like they knew what they were doing. I've completed the program and it worked out good.

I had a lot of credit card debt and was looking to consolidate and get out of it. I mentioned it in front of my parents’ friends and they told me that they have gone with Cambridge and that the company is awesome. I started seeing results after about a year but it took me five years clear up my debt. At first, going with the payment plan was difficult because I wasn’t working a lot of hours. As the credit card debt got down, I called and told them I couldn’t afford to make those payments. One of my bills was paid off and I asked if they could do a reduction and they were able to.

When I first talked to Cambridge, they were never condescending. They said that if one of the creditors called me, I should try to pay it and then they would deduct it from what went through them. Sure enough, there were two companies that I had to pay one month, and then I received information from Cambridge reflecting that it had been paid. It blended in so well that I didn’t even see it as a cost. They were doing the dirty work and taking care of my bills for me. I didn’t have to worry. I just sat back knowing that everything was taken care of. Everything was smooth sailing. Close to the end with the way my pay started shifting, I would call and they would always assure me I was good. Plus they answered my questions. I would highly recommend them. I hope I don’t have to use them again but if the need ever arises, they're my go-to company.

I wanted mostly to improve my credit score and also to get rid of my debts so I enrolled with Cambridge over the phone. I did the debt consolidation program and the staff was very friendly. I would recommend Cambridge. A lot of people don't like paying fees but I took it as an entire payment. And as soon as my debts were paid off, my credit score went up. It did go back down but that was because I was using a lot of my credit.

I was in debt and I was unable to handle the credit card on my own. I'd heard of Cambridge before so I reached out and tried them, and it seems that they've been around for a while. Once I made a call to ask a question, they took me professionally. They helped me to be debt free and right now, I’m relieved. It worked out well for me. I was stressed out when I came and now I’m lighter. I would recommend them to anyone.

Cambridge was highly rated and the gentleman I worked with was very nice, thorough and always helpful. The process went really well and quicker than I imagined. Everyone at Cambridge was very pleasant and I was very happy with how everything turned out. Anytime I had a question or if I wanted to add or take away something, they were always very nice to me. Working with them has helped my credit. I had never done that before and I was scared to do it, but it turned out to be very beneficial for me. If I was in a pinch, I would definitely utilize something like that again.

Cambridge was recommended to us by a financial adviser and they're great. They took our credit cards and we paid them then they paid the creditors. They were easy to talk to and they worked with what we could afford and what they could get with the creditors. With Cambridge's help, we were even able to pay our debts off early. It was wonderful dealing with them and I would recommend them.

At one time, I had a debt of $15,000. I got a call from one of Cambridge's representatives asking me if I have credit card problems. I asked her what we would do to help me out of the jam. She put me on a payment plan of 8 to 10 years thereafter paying $400 a month. Usually, when I pay off a bill, Cambridge sends me a contract stating I have paid. Cambridge also sent me a letter stating that creditors had overcharged me. The letter also stated that I needed to call Capital One, tell them that I overpaid $25 one time and $75 another time and that they owed me a refund. However, I'm still getting letters from creditors that I still owe $5 or $25. Still, I had a great experience with the company as I didn't notice payments were automatically deducted from my account. They treated me well and got me out of debt. Now, I'm back standing on my own two feet.

I tried with another debt relief company but they weren't accepting any clients. I went to Cambridge and their enrollment process was pretty standard. I did everything online and talked to someone in the Agawam office. At first, I called up, said I wanted to pay my debt off, and I needed a quote. I got a callback from somebody telling me over the phone what I was gonna pay and I told them that that was not how we were gonna do it. I told them I wanted corroborating evidence of what the payoff was gonna be and they sent me something. In the payment plan they gave me, I paid $30 a month. I was in the program for two years and now the bills are paid.

I had quite a bit of money that I owed. Cambridge made up a plan for me wherein I could pay off all my bills. They did a good job and I completed their program. I'm doing better now and I'm very satisfied with Cambridge.

As an undergraduate, I racked up a lot of credit card debts. So, I was seeking for something to help me as I graduated from college to start balancing my financial life together. I had a colleague who had used Cambridge and she recommended it. The enrollment was super easy. The agent had me list all of the stuff I needed to be covered and he walked me through the process. Once everything got done, it was a peace of mind for me.

I had been looking for a company that would do consolidation and had gone to another company. I had a conversation with them, started to sign up and started getting some negative information. So, I continued my search, which put me in a better position when I talked to the next one. And so, when I got to Cambridge and asked them questions, I felt like they were the ones that could help me get through my debt issue. The enrollment process was very easy. I had already gathered everything together so when I was told what I needed, I already had them.

I got disabled, and I had borrowed money on credit cards. When the disability was finally approved, I was not paid the back money. I wound up in the hole. We needed to renegotiate a way that we could pay it. Then I heard of Cambridge Credit Counseling on a discussion on Fox News. They were mentioned as being one of the reputable companies that handle credit counseling. Their enrollment process was very easy. All I had to do was call them up, tell them what I owed, what my problems were, and they took care of the rest. It was my wife who talked to their counselor about where the balance was and they were very helpful.

We were pretty bad in debt, then we did a debt consolidation with Cambridge Credit Counseling. They helped us resolve our issues and get them cleaned up. The enrollment was perfect, and it was very self-explanatory. The rep kept us abreast with everything that was gonna happen and with what was going on. Everything that he told us went as planned.

I was having some debt trouble and I wanted to pay off my credit. I got into debt consolidation with Cambridge where they distributed the money to the people I owe debts to. I talked to somebody about my finances, and they emailed me and sent me mail. They helped in getting rid of my debt.

Everything worked out very well with Cambridge. It was a good way to get out of debt and to do it the right way. They consolidated all my debt and then I paid everything down monthly. The first interaction I had wasn’t too good though. But, when I had called again, the rep set everything up the way I needed it to be set up. The enrollment went very well and they were very helpful from start to finish. They came up with a payment plan that I could afford monthly and they tailor-made a program specifically to pay it off under the conditions of whatever income was coming in.

My ex-husband and I wanted to get rid of our debt and that was why we enrolled with Cambridge. Our aunt had used them before and she said that it got rid of all the creditors and all her debts, and that it helped her in the long run. A caller asked us information about our creditors and our debts. Then they tried to figured out a way we could get rid of our debt completely. They said we needed to escalate and we had to be strong, not to try to use the card and close all the accounts. It was affecting our credit in the long run but at least we were getting rid of the debt and we could start over.

The people whom I spoke with at Cambridge Credit Counseling were very nice and helpful and the enrollment process was easy. Once I got through the initial enrollment and signed up, my statement just came out monthly and I paid them a monthly fee. They knew what I had coming in and going out as well as what I owed and they worked with me to get something I could afford to do. They emailed me once in a while about progress. Furthermore, I didn’t have to talk to anybody because the process was automatic. Recently, I got an email congratulating me for finishing their program. Cambridge was great and I know they’re always available if I need to talk to them.

I have so many bills and I wanted to get it over with and done, so I went to Cambridge. I gave them all the bills that I had and they worked out what I owed, what I had to pay with the companies, and then they set me a price. I paid them a certain amount and then I decided to up it. I then got it paid off early. Their people that I've worked with were wonderful, too. They always took care of my problem right off. I was very comfortable working with them. Once I had a concern with one of the places that I had paid off as they sent me another bill. Cambridge then contacted them and sent the results of what I had paid. Working with Cambridge has made my life a lot better -- I now have a little bit of money to buy groceries.

I worked with Cambridge in the past and I initially heard about them through a family member. I enrolled with them for the second time and everything was easy. They were very helpful, everything was very clear, and none of my creditors had any issues. The counselor I had was very good, too. He would email me and do a financial checkup. Our interaction was very minimal, but I knew that if I had any questions, I could have contacted him. He was also very responsive, as far as he getting me started with the program. And for what I was gonna end up paying, the payment plan they gave me was pretty fair because I knew that I was not gonna be able to pay my debt off without some help. I completed the program and now I’m more budget friendly. I also keep track of all my expenses a lot better. I'm more organized and not too tempted to swipe my credit card.

I moved my mobile home and bought land. I got behind on quite a few of my bills and the only solution I had at the time was to combine everything down into one payment so that I could catch up. I had used Cambridge once before, so I went with them again. They provided consolidation service at $50 a month for the fee. Whenever I had an issue that came up when I was discussing what I needed to do or if there were something that I didn’t think the merchandiser was doing correctly, I would call and ask the Cambridge reps. Some of the merchandisers weren’t getting it cleared off of my credit report like they should have and Cambridge would always step in and fix it for me.

I racked up some credit card debt and I was looking to get it down so I could start saving for a house. I heard of Cambridge through my job at The Gap. They had a sign up for those who needed help with debt. The rep went over each of my credit cards that we were gonna be putting onto the account. They reached out to the credit card companies, got them with 0% interest and gave me a roundabout. It would take four and a half years to pay it off completely with the amount that they were gonna take out every month.

People called me saying I owe some amount and then they put me on Cambridge. Then I went to the bank and made the payment. Sometimes, I put 100 and sometimes more, leaving more, so that was okay and I like it. My experience with Cambridge is very good and they don't charge too much interest.

We were broke and our credit cards were piling up. We did a Google search and Cambridge was one of the highly recommended options. We learned about them there and we saw some of their overall experience. The enrolment process was swift and easy and the rep was very helpful and kind. He explained things well so we understood what was going on at that time. We gave him all the cards, account numbers and the percentages of our APRs.

I had some medical accounts that were in a collection and didn't have any money to pay the bills. My mother was with Cambridge before and she referred them to me. Their counselors were very professional and courteous and they seemed like they wanted to help you. The enrolment was easy and simple too. They just asked me information and I had to go through hoops, but the lady took care of it. I gave her the account numbers and things like that, and that was it. They then laid out a plan that was catered to what I was able to pay. I paid them a monthly rate and then they paid my accounts.

Cambridge Credit Counseling was one of the companies referred by my employment. I had them consolidate my credit card dues. I gave them a list of all my credit cards and statements with the amount due and my name. Their program helped me get out of my debt faster. It was scheduled for five years but I only did about four years.

I had too much credit card debt at high interest rates. I was slightly losing control and I was trying to tame that. The idea of dealing with consolidation with the credit card being closed and getting paid off at a lower interest rate had high appeal. We had an employee assistance program at work and when I said I was interested in doing debt consolidation, they referred me to Cambridge. So far, it's been going well, especially after dropping the $1,200 monthly payment. When you're in the process, you don’t have additional credit to depend on and it's definitely a little more painful. But it needs to be, right? Then you'd get out of debt.

I called Cambridge and they were super friendly and helpful. I spoke to a guy when I first enrolled and he explained everything. I could do everything over the phone and it was super easy. They were able to email me the stuff and I could electronically sign it and didn’t have to even leave my office. I had several credit cards so Cambridge went in and talked to the companies to reduce my interest so I could pay it off. The program worked very well. They automatically took the payment out of my checking account every month and I didn’t have to worry about making sure I got the bills paid on time. I knew once I made that one time payment they were taking care of the rest of it and I didn’t have to worry about it. So it made my life a little less stressful knowing that was taken care off. I got a statement electronically all the time so I could always look at it. I have recommended Cambridge to a couple of friends.

We had a lot of debt and we were trying to balance it all, but it was becoming more than we could do ourselves. My mom had a similar problem when she was first married and she went through Cambridge, so she recommended them and I went right with it. My husband did most of the interactions with the reps when we were starting and the interactions weren't difficult. We gave Cambridge the debts that we were paying and they did a consolidation. They calculated our monthly bill to pay them and then they knocked off our debt one by one. If we didn’t go through Cambridge, I don’t even know where we’d be and how some of the debts we were handling would’ve gone. I really owe them a lot. If anyone is struggling in trying to balance the debts that they owe, they should go through Cambridge because they helped us out a ton. Cambridge is a great company and a great service.

A radio station has a business finance type segment in their morning program. It was about credit card consolidation things on what to do and what not to do. I've always thought the expert who was talking was very fair and very honest. When he was asked for a suggestion, he suggested Cambridge. My husband talked me into hiring them. The whole interaction with the rep of Cambridge was wonderful. They were very thorough. It was rough to pay that much but since I got in trouble by myself, I was expected to tighten my belt. It worked out really good. They kept in touch and I got monthly statements.

I had credit card debt and I heard good reports about Cambridge on the news and online so I enrolled with them. Their rep was very good. Everything was very easy and very responsive. And, the cost was very fair and in line. The program was five years but I got it down to three and a half years. Now, I’m no longer in debt which was a great relief.

I had a lot of credit card debt and very high interest rates and I wanted to be able to consolidate everything. Someone who used Cambridge referred me to them. The enrollment process was very easy. I spoke with them on the phone and reviewed all the information with them. There were a lot of things that they wanted me to do such as doing a budget review and looking at some of the credit cards that I had and what some of the interest rates were.

Financially I could afford paying my debts, but it was going in so many directions that I knew that I would miss one eventually so I decided to put everything together and make it a lot easier to make one payment. I looked at what Cambridge had to offer, not just that they could consolidate but they also gave financial literacy to help guide and support me on how to use my credit better and build it.

I had legal debt and I was referred to Cambridge Credit Counseling. I had two different credit card companies that were charging me 15% interest rate. Cambridge got involved and they reduced it to 4% which I was unable to do by dealing directly with the credit card companies. The payment plan was fine. It was automatic payments from my retirement payment. In fact, a very nice lady called me the other day and congratulated me on paying off the last one. My experience with Cambridge Credit Counseling to pay off legal fees has been smooth sailing for the last four or five years. They helped me a lot. They did a good job for me and I'm sure they'd do a good job too to whoever I'm recommending it to. The list of payments they sent me was very well done, very professional. They're a very good company and I enjoyed their services. I've been very satisfied.

I needed to put something to put all the bills together to try to get them paid off quicker. Cambridge was willing to help. I told them what I wanted, and they got to it. They explained what possibly was gonna happen, and we were off and running. It was the first time we dealt with the representative and he was pleasant, nice, easy and straightforward. I'm now debt-free and I don't think Cambridge charged me anything. The cost was fair. Give Cambridge a call and see what you can do with having them manage your accounts.

Cambridge Credit Counseling was the best solution that I found to get out of credit card debt in a reasonable amount of time. They would be a good partner in getting your financial health back. I had a lot of unmanageable debt and couldn’t make my minimum payments anymore. My mom had worked with them with her debt and so I reached out to them myself. The enrollment process was easy and I remember they made me feel taken care of and I could deal with the difficulties I was facing. They gave me a game plan for getting out of debt and made it automatic for that. There was no wiggle room for me to cut corners or not pay as much as I needed to, to get out.

I was working with a company and they referred me to Cambridge. They brought my percentage down and I've completed the program. At the beginning when I applied, the guy that helped me out was very helpful. It was very easy. Everything was set up, but I still get my emails every month. Cambridge helped me get rid of that debt. So if you want to get rid of your debt faster and not too much interest rate go to Cambridge. They give you better advice on what you have to do.

I needed to get some bills paid and went with Cambridge for the payment of my account. The enrollment process was easy. They set up a payment, I paid for it and it was all electronically done. I paid off my account and I would use Cambridge again.

I got a debt management program with Cambridge Credit Counseling services. The enrollment process seemed fairly easy two and a half years ago because if it would have been difficult, I would have backed out of it. They were the easiest to navigate and to get in touch with. I was able to pay off the credit cards that I needed to pay off. The interactions I had with their counselor were all very positive. They answered all of my questions and they helped calm any anxiety I had about going into debt management.

My brother used Cambridge Credit Counseling before and since I had a bunch of debt that had to be paid through, Cambridge seemed like the best. They combined all my credit cards and were able to drop the interest rates. I spoke to the Cambridge counselor twice and after we set the account up, that was it. The cost was good and it was easy to pay everything off. I'd recommend Cambridge. It's worth looking into it.

When we were overextending on our debt and all our credit cards are over the maximum, Cambridge was very accommodating and offered the best deal. The enrollment was all done over the phone. They explained it to me and then they sent me a form that I filled out, and they mailed me all the information. The process was very quick and easy. There were eight credit cards and they told me how they were gonna handle it. They paid off all the credit cards and we made one monthly bill for five years. Their service was excellent and I was very happy with it. We're done and we are in a better state than we were. It was a very pleasant and rewarding experience. I would highly recommend Cambridge.

My wife lost her job and we fell upon hard times and bills piled up. I researched and Cambridge Credit Counseling seemed more legit than anybody else. I contacted them and they helped me set up a budgeting plan and it was very simple. Plus, the cost was more than sufficient and more than fair for the services I got. Any questions or problems I had, they were right there and they were willing to help over and above. They sent me all kinds of information all month long on any questions I had and they gave me all kinds of tools to help improve my skills on budgeting.

I was tired of juggling my credit accounts and I wanted to get my debt under control. But I’m a big stickler about protecting my credit and also what companies were going to charge me to do it. I did research on a couple of companies and Cambridge had good ratings. With the way they went about things I thought they would be a good company. I paid them one payment per month instead of paying seven credit card bills. It helped my credit not to take a crash, because if I were to try to settle out all those credit cards by myself, I was going to let them all go and that’s just going to kill my credit. Cambridge helped me prevent that from happening. The credit counselors sent me monthly statements, which was good. If I asked for a payoff amount, they made sure they got that to me.

I was way behind on my credit cards and I wanted to get out of debt. I talked to Cambridge and they told me that they could consolidate my debts and that I'd have it paid off in a couple of years, which sounded good. I felt very comfortable working with them. Whenever I talked to them, everybody was personable. Also, the payment plan they set up for me was perfect. They set it up in a way that I was able to get it paid off and at the same time, I wasn't going to go broke doing it. I have finished the program and it's gotten me straightened around where I'm not in debt now. My life has been the best that it's been in a few years.

I was trying for a consolidation loan through LendingTree and I didn’t get the loan because of my debt-income ratio. So, they got me in touch with Dan from Cambridge Credit Counseling Corp and he started me up. He told me what it would be like to get my credit cards in order and what cards I wanna get rid of. He told me that once we started, they were gonna be cancelled and he worked with me on the monthly payment amount and he tried to get them down as good as he could.

I was looking around at the reviews and the ratings of debt consolidation companies and Cambridge Credit Counseling seemed to be the best. Everything has worked out great with their program. It consolidated my debts. I was able to keep to the schedule and I'm now done with the program. The counselor that I worked with was fine. He gave me calls and emails, and he reviewed everything with me. He kept me up-to-date with everything that was going on and gave me good advice. Also, the cost of the service was good and definitely fair for the service that I received. Working with Cambridge bettered my life and made me a little more knowledgeable about handling my money and my debts.

We began with Cambridge earlier, but through a misunderstanding, we had to begin again. The counselor we were assigned to was really easy to work with, quick, friendly, with good follow-through until we were all set up. The budget was better than I had hoped, and less than the original amount. We are very happy to see things in better order now, looking forward to being debt free, and the control a budget gives is really stress reducing! I know I can get all the help we need to make permanent changes, to have more money at the end of the month, instead of the other way around. We are committed to being out of debt, with money as a tool, instead of the lack of it being the rule! We are really glad we are going with Cambridge, and highly recommend them to you!

Four years ago, like so many people, we found that the debt that we had accumulated on credit cards, was more than we could handle. Every month was a struggle. We considered ourselves to be responsible, hard-working people, how could this have happened to us? We heard Clark Howard talking about CCC on his radio program when one of the callers asked about credit card debt. In desperation, we decided to just call to see if they were worth considering as a means to get our finances under control.

I had a significant amount of debt that and needed to get a payment structure in place so that I could work towards the goal of getting them all paid off. And since I've worked with Cambridge in the past, I decided to use them again. I signed up for a program where they negotiated and collected the payments and distributed them to the creditors. I've worked with Cambridge's fantastic and supportive reps who asked a lot of really good questions. There were some who looked at my creditors or balances, came up with a plan and presented it to me. They wanted to make the payment plan something realistic and we mutually agreed that we were gonna be very aggressive, given what my goals were. They were very honest about the level of commitment that I would need to make and changes that I would need to make in order hit those goals.

I had some credit card debt and I wanted it to be gone. I researched Cambridge Credit Counseling on the internet and I liked what they said, so I decided to go with them. I liked the enrollment process. I had a guy talk to me and set everything up. They helped me a lot and they set up a plan for me. We went from there and the money came out every month. I didn't have to worry about it and they were all paid off. The counselors listened to what I had to say and they worked with me in my budget and the amount that I had coming in at the time. They made it so that I could get everything paid off and still be able to live comfortably.

I was looking for a company that has a good reputation and I wanted to know if Cambridge Credit Counseling would be able to help me out. At that time, three years ago, I was having too many balances from credit cards, so I looked them up online. I signed up with their program and I provided them with the balances on the accounts that I had. They told me how long it would take me to pay those balances. Also, they gave an estimate of three years for me to complete the program, but it took me three and a half years to finish it. Now that I’m done with the program, I feel relieved that I don’t have to have the money taken out of my account anymore and I have extra money.

The enrollment process at Cambridge Credit Counseling was wonderful. The person I talked to was really generous and talked to me through the entire process. I’ve never had a problem with them for four and a half years I was with them. I’ve talked to quite a few people throughout the process and everyone has always been amazing. They talked to the companies for me and they made something that worked for me so it was perfect. For the price, their service was great. It wasn’t too high where I can’t make the payment and pay them as well. I was in a lot of trouble before but I already paid my final payment so I’m done and things are great. I recommend Cambridge.

Cambridge Credit was great. My credit rating has went down some. They set the program up and I just kept paying. It was so good. When we had the hurricane I called and told them when I realized that Puerto Rico had shut down and we shut down. I made my deposit and it didn’t go anywhere. We couldn’t get any money. The ATMs and the banks weren’t open. We had a category two category 5 hurricanes. We were tore up and they were really, really good. Once I called them and I told them the situation, they gave me a couple of days for the bank to fully process and send the payment in and I was good. In a crisis like that, Cambridge worked with me.

I had to use credit cards when I was laid off for two years and I incurred a lot of debt. I tried to get it under control and with everything else I was faced with, it was just too much to keep track of everything. I needed a lot of debt combined and I wanted somebody reputable. Cambridge Credit Counseling was recommended as such, then I talked to their rep at the beginning when things were getting set up. But after we got the program all set up, it was a done deal. I knew what to do, when to do it, and how to do it. One time, I had a question so I sent an email and Cambridge was able to get back to me the next day. The amount of money that was coming out was quite hefty and now it's like I've got a giant raise. Cambridge simplified matters greatly and that was a big reward. I'm done with the program now and Cambridge got me out of debt without having to worry about each bill that was in the system.

I had some doctor bills and I sent it over to somebody because I was having problems. I heard about Cambridge on TV and picked them up. When I first started with them, it was a small amount that they charged me. And as I grew with them, I had to keep on adding bills and they accepted them. I loved that about them. They took patience with me and they were very courteous. They asked me what debts I had and if I had to add more to it, they told me to call them and give them my account numbers on all of them.

I asked around and there were a lot of places that promised one thing and didn’t deliver. But Cambridge got a good rep, so I went with them. Enrolling with them was quite easy and everything was explained well. Every now and then, something would get sent out as far as advising me to do this or that, but I already knew what the goal was. It was to spend as little money as possible and not use my credit cards.

I liked that Cambridge was non-profit and their fees were extremely reasonable. I also looked up a whole bunch of companies, and the rest of them ruin your credit and they'll put your money into escrow until you keep getting calls and calls and calls, but Cambridge didn’t do that. There was another non-profit that I contacted and they charged $80 a month while Cambridge was at $20. Also, anytime I had a question, I'd call Cambridge up and they were right there to help me. I've recommended them to other friends of mine and they're doing the same program and they're also very pleased.

Before going with Cambridge Credit Counseling, I looked into other companies but they weren’t that good and I didn’t care for them, and I didn’t know if I’d trust anybody else. I was skeptical of taking Cambridge's program, but it wouldn’t hurt so I decided to try it. When I enrolled in their program, I had to give them all my accounts and how much I owed my creditors. The counselors were excellent and I liked them. One of them was Bryan and he was very helpful every time I called and asked him a question, and he answered my questions truthfully.

I told a senior citizen that I had credit problems and she told me about Cambridge Credit Counseling. In the program that I signed up with, they were able to lower my interest rates and some of these were up there. The rep that I talked to in the beginning was pretty cool and I had good interactions with the credit counselor that I worked with. Every payment that I made through Cambridge was $170 a month. The cost might just have added up to what all my bills were and I was glad with that. Since going through their program, my savings have been adding up a little bit.

I Googled information about Cambridge and with their help, I was able to pay off almost $30,000 worth of debt. Their reps were easy to get a hold of. They got a couple of the accounts to lower their interest rates, some more so than others. It wasn't a huge difference with the amount that I was paying on a monthly basis, but the timeframe was much shorter because they got the insurance reduced. They ended up taking approximately 40 bucks a month, which I think was all right. However, when they're paying off the cards, it's better if they can get an exact amount and just pay if off because it takes a really long time to get the balances. I have six accounts and they all ended up having a little bit of a balance.

Cambridge was referred to me by someone who used their service before. I sought their services for a credit card. Enrolling with them was wonderful and their rep was always helpful. Working with Cambridge has helped me get payments for that card in order. I recommend them for sure.

One of our relatives had used Cambridge Credit Counseling and had the result, so we went with them too. The enrollment process was very easy. Once everything was set up, they had automatic enrollment. We worked with only one guy and I gave him all the accounts. Then he called me back and it wasn't long. Cambridge was flexible in working with me on my payment plan and the rep told me when he got the interest rate down and I would be paying the minimum fee. They said they were gonna send me something that I have to sign because we've finished the program, but I haven't gotten it yet.

My son had used Cambridge Credit Counseling and he told me that they were very good. The enrollment process was fine. They told me the payment plan, then I agreed to it and we went on from there. My payment started out at $20, then it went down to $15 and to $10, and that sounded fair enough. I have already completed the program. I've got myself out of it and I'm on the right track. Everything worked out fine and I didn't have to file for bankruptcy. I felt good that I paid back the people that I needed to pay and I would recommend Cambridge.

Cambridge was the first company I found to help me with my credit card. Enrolling was easy and the cost was fair for the service I received. I'm satisfied with my experience with them.

I had been through credit counseling and paid off all my debt 30 years before when I was much younger, but I didn't learn my lesson well enough the first time. I had nine bills and I had to cut off my home phone so I didn't have pesky bill collectors calling. I wanted to be in a financial standing to live a lifestyle to which I’d been accustomed to, so I reached out to Cambridge out of a referral from a relative. The enrollment process was very easy because with technology, it was just a matter of being able to do most of it online. Cambridge has a great process and they have a wealth of information that’s helpful to get my financial health in order.

I was looking to pay off my credit cards and build up my credit. I googled and came across Cambridge Credit Counseling. I talked to them on the phone and they counseled me and told me everything that they were gonna do, and they did it. They deducted a payment every month from my checking account. They made it very easy to make the payment. I paid only $88 a month for everything, which was good, and there was no stress on me whatsoever. Every month, they emailed to me a report on what they had paid, how much they had paid, and how much I had left.

I looked at different review sites and I decided to go with Cambridge Credit Counseling. The enrollment process was fine. The counselors that I worked with were very knowledgeable and they explained everything very well. They negotiated with my creditors and I was okay with the monthly payment. I have now completed the program. I'd rather pay Cambridge a couple of thousand dollars and have low interest rate than try to have this credit card with ridiculous rates and never do it, so the cost of the program was perfectly fine. I called them to make sure they had the updated balances so they weren't overpaying the different credit cards, but other than that my experience with them was fine and the process went smoothly.

Enrolling with Cambridge was easy, quick and uncomplicated. I talked to their reps and they were kind and considerate. Also, I felt like I was well informed. Cambridge consolidated all my cards and worked on a plan that I could afford. They gave excellent service and I'm really happy that I'm out of debt now.

I was looking to consolidate my cards and I happened to find Cambridge. Their program helped me be smarter with my credit cards and helped me try to manage my money a lot better, so it’s been real good. I got a three-year deal but the price only took me two years. The rep would always email me quarterly and whatever questions I had, I could ask him and he would call me back. At the end of the day, I did what I needed to do to pay my cards off. Cambridge helped me out and if they hadn’t, I would probably still be paying my cards, so I appreciate it.

Signing up with Cambridge was very easy. They made sure that I can afford the payments and they wanted me to have some money, too. The cost of the program was $20 a month which was all right with me. They told me to keep up with the payments and I did. I have now completed the program and it makes me wanna and get my credit score up higher. I had a pretty good experience with them.

I’ve always believed if a man owes, a man should pay. I didn’t wanna file bankruptcy and when I was sharing my experiences with a good friend and client of mine, she told me she was in a program at Cambridge. The enrollment process was easy. I had an issue e-signing my papers as I’m not a computer person, but my payments were on automatic withdrawal and I always made sure I had my payment in so the counselor never had to call me. I have completed the program and last month was my final payment. I was surprised that four years went by so fast and their program got me out of debt. I had a very good experience and if I was dumb enough to get myself back in a situation like that, I will be calling Cambridge again. I’m so glad that somebody referred me to them and I would recommend them too.

I had concerns with debt and I wanted to get things together before they got worse and I fall into bankruptcy. The process of enrolling at Cambridge Credit Counseling was very easy and they were very kind. They extended their plan a little bit for me because normally I think they did, at one time, a four-year plan and we were on a five-year. And what a big difference it has made.

I signed up with Cambridge Credit Counseling many years ago. They charged me a flat monthly fee and I would suggest lowering it because it really added up after five years. Also, some of their fees were more than what I had to pay down on my credit. I paid my debt off early and it took me 5 years to do that. I feel good now that I've paid everything off. Plus, I saw a rebound in my credit score a couple of years ago.

I was pleased with the reviews I read online about Cambridge and their enrollment process was easy. All the information was done online. They set up how much it was gonna cost me and how much was gonna go to each credit card. So it went smoothly. I was also able to go online and check when I wanted to and see where it was going. In some situations, I was able to pay off certain cards and then I would call Cambridge. They would ask what I would want to do with my remaining balance and if I would want to put it towards another card. Then I would explain what I wanted to do. They were great to work with. They also assigned a counselor to me that I spoke to periodically. Anytime I called them, they jumped through hoops. They explained everything and answered any questions I had. Cambridge was really good and last month, I paid all the debt off. I’d recommend them to anybody.

I've been in the hospital with surgery and I didn't have my full VA benefit or social security. It was my 22nd and 23rd reconstruction and I couldn't walk anymore. However, I also have kids in college and high school. Cambridge was recommended by the VA and it landed on my lap. Enrolling with them was quite easy to do. They set up a payment of all my debts without exorbitant interest payments. My counselors there kept tabs on me every month and wrote emails. I was very comfortable working with them. They didn't make me feel little and I wasn't embarrassed. I've recommended this company to other veterans.

I was talking to a financial advisor because I was going through with the home we had at the time and then they suggested Cambridge Credit Counseling to help us with organizing other debts that we had. Ken, the rep, was very helpful and explicit in explaining things, how things operate and supported us through the whole process and got it set up. He called and checked facts to make sure everything was going well. I was looking at my August calendar where I keep up with my bills and different things, and I said, “It’s not up there anymore”. We were very pleased with the program and how it helped keep us on track. It was able to help us organize what we owed and to budget out that this was going to pay these things, and it helped us get some debts off of us. We saw the value of it. I now stay more on budget, limiting more what I buy, and if I do purchase something on credit, I pay it off.

I was looking online for a debt counseling company because I needed to consolidate my bills and I ran across Cambridge Credit Counseling. I called and talked to the reps and they were very thorough, so I decided to go ahead with Cambridge. I had a very good experience with them and I was very satisfied. They were always on time with everything that occurred. If I had something that I needed to talk to them about, they would get on it and they would call me back.

I wanted to get out from underneath all my credit card. I had used Cambridge before so I used them again for debt consolidation. The enrollment process was simple but it took a month until all the cards came in and statements came in. The counselor was as active as I needed him to be, and wasn’t over pushy. Anytime I had a question or concern, I talk to him and he answered my questions. Then Cambridge would send me monthly information and updates. And when the first set of statement came up, it was fine. The cost of service was fair. Now, I’m no longer $40,000 of credit card debt. I was pleased the first time when I paid off a bunch of stuff and then I was just as pleased the second time. Cambridge has been very helpful but I hope not to ever need them again. Also, I have already recommended them and I would continue to recommend them.

Cambridge's services was offered to the company I worked with. I signed up with them for credit and that process was very easy. Their reps explained everything and they would answer any questions I had in a timely manner. I was happy with the overall experience. I'm really satisfied with this company.

I got divorced and I had to consolidate all my bills down. Cambridge did not let my bills go past due and then try to negotiate. They went in before the bills were past due so it didn’t affect my credit score near as much. The enrollment was pretty simplistic. I did it all within 15 minutes on the phone and they told me exactly what they needed. I had one counselor the whole time and I was impressed with the attentiveness she had to me and my account. She always seemed to be on top of it and they always sent out updates. They got back to me as soon as I called and I felt very comfortable working with them.

I went on the Consumer Reports and I found Cambridge. It was highly-rated, so I went under that one. It was a nice and quick thing to get enrolled with them and the process was very easy. We handled everything right over the phone and it didn’t take long. They worked with me and the rep I got was Mike. He was very friendly and courteous. He was also very concerned, guaranteed that it would be an easy process, and got everything filled out for me. After, they went back over everything with me to make sure everything was right, then we started the process. They were very prompt and very professional. The money was in the bank every month and the program lasted for approximately five years. I’m finished with it now. They did a wonderful job and I’ve told others about them.

Cambridge saved me from a lot of money. I was paying over $3,000 a month and I couldn’t find anybody to help me. I tried to borrow money to pay but I didn’t like the interest and companies wouldn’t loan me money because I owed too much. I saw Cambridge on TV and called them, then they helped me right away. They figured out everything and told me my payment was gonna be $600. I was shocked. I agreed to it and Dave was the one who enrolled me and got me in there. I felt very comfortable working with him because if I needed to ask any question, I could call him.

My wife had been out of work for two and a half years and we were living on credit cards. She went back to work and we didn't see any end to the credit card problems so we reached out to Cambridge Credit Counseling which has a lot of good reviews. The interaction with the counselor was good, he was very helpful and we felt very comfortable working with him. I felt kind of bad about being in such debt but he eased my mind on that and said I wasn't a lone ranger. Also, when I had questions, he got right back with me. Working with Cambridge has impacted our life immensely. The program got us out of credit card debt. We're done and we just paid them off. We could not have done this without them and people should go with them. If you are in credit card debt, it's the only way you can get out of it unless you wanna pay forever.

When enrolling for Cambridge’s debt management program, there was some confusion about what the actual amount of the credit card debt was. I was not able to pay that difference, so I let it evened out. But my credit is better and my score is about 720, so that’s good. The Cambridge counselor was all right, but there was one woman who was not empathetic and supportive at all. I was concerned about my inability to pay for two months because I was gonna have a surgery and would be bedridden. When I tried to talk to her about it, she told me that I could skip one month and that was it, or I would be starting up the program. But, I ended up paying the program off early. And I paid 50,000 off the debt, which was an amazing thing. I had a lot of reservations about doing this, but I’m glad that I did. Working with Cambridge helped me and I would recommend them.

I wanted to get rid of the balances on some of my credit cards so I had Cambridge Credit Counselling consolidate them. The overall enrollment process was good and the payment plan fit in my budget. They came up with an amount they would withdraw out of my account every month to pay off the credit cards. And I completed the program last month. Towards the end, there was a small amount left and they allowed me to send in $38 and that would’ve paid off in one month instead of dragging another payment out this month. It was good.

Cambridge's service was offered through my company's benefits and I used their program to help me pay off some credit. Their cost in relation to the quality of their service was reasonable. The people that I've spoken with were helpful in guiding me through the whole process and I was able to complete their program.

I owe a bunch of money to several entities and had a problem getting them paid on time. My credit was horrible and I couldn’t do anything. I was getting mind boggled about the stuff I needed to pay. My father had used Cambridge Credit Counseling and he said that it was the best decision he made. He recommended them, so I got them.

I made payments on my credit cards, but they were always not on time. I was getting late charges and it was getting out of hand and it was stressing me out. Somebody told me about Cambridge, so I got in touch with them, did the enrollment over the phone and the person I spoke to was excellent. They went through my expenses and I told them that I had started paying for my own health insurance. Their counselors told me to modify my spending, but spending wasn’t the problem. It was lack of money.

I tried to lower the interest rates with my creditors but they wouldn't work with me. Cambridge was offered through my employment and I figured I'd pay them down faster. The counselor explained everything and that stood out to me. It was also very comfortable working with him. He sent me the paperwork then got back to me with what the amount would be each month and I was fine with it. It would be automatically withdrawn. Cambridge asked for a list of my creditors and they worked out the deals with them. They got me the lower interest rates in order to pay everybody off. The program took four years and a half, and now, I'm debt free and my credit is wonderful. It was, overall, an excellent experience.

I had some debt I got to pay off. Cambridge was affiliated with where I was working at the time through their employee service programs. Cambridge provided debt consolidation for me. I talked with the first counselor what credit cards I had and interest rates and they worked with the banks to reduce the interest rate. They took my bank account information as well and they did a separate amount and paid off the interest rate. They were helpful with any question I needed in the initial setup process. They were also upfront with everything with whatever the cost. It was one easy payment that they were paying off and they provided a monthly statement of what has been paid and it was all good. The main amount was worth it and I saved more than I paid out.

My experience with Cambridge Credit Counseling was wonderful. They helped me pay my credit card and they worked with me monthly and got the payment from my checking account. The counselor was wonderful and I felt very comfortable working with him. He was very honest and was a good person. Everything was perfect. I will be calling Cambridge so that they can help me again because I'm in debt.

I had a couple of credit cards that I felt like I couldn’t get rid of. Their fees were starting to be as high as what I owed, and it was just overwhelming. The salesperson was very helpful in getting me setup with Cambridge Credit. I got into the program where they consolidated everything. They then came up with a fixed fee and they asked me if I would be able to do that, and that was what I paid. But when I called back one time with a question, the salesperson was really curt and not very welcoming of questions. I could tell that it was her job to sell it, and she did that. And once she did that, she was done with me.

I needed to consolidate my debt and get them paid out. With Cambridge, everything was fine, everything was done online, and it was easy and painless. I, however, had to pay for a long time, but it all worked out fine. The cost was great, and I just kept paying my bill every month. When I was indebted, it was painful. But they made it easy and I didn’t feel embarrassed. They were really cool about it. Working with them gave me less stress. I’m done paying off my debts and that is totally good.

I reached out to Cambridge to get help with some credit card debt, and I'm finished now so it worked. Everybody was pretty nice and they fixed my problems and issues quickly. Also, the cost was fair so I was okay with it.

I had debt and had a little moment where I had a lot of stuff in the collection. I could have taken care of it a long time ago, but I chose to take care of other things. Cambridge Credit Counseling helped me clear up all that old stuff with debt consolidation. We set up how much I would be paying and it was monitored very well. The whole time I was on the program there was not one time where I felt that something did not look right or was not done to my specification. Even at the end, for something that was paid, they sent the check back to Cambridge and disbursed it somewhere else, so it was good. If they were sending it to me then I would have spent it, so it worked out.

My credit looked like it would take forever, so I sought out better options because the minimum was high. Cambridge seemed to have their stuff together. I went with their debt consolidation program and when I was enrolling, I spoke with somebody who walked me through stuff. I was comfortable working with the people at Cambridge. They set my payment plan up and told me and ran through it with me and I okayed it. I just made the payments and they did their thing. I completed the program and getting everything paid off helped extremely well. Cambridge's fees were very minimal, and they were able to drop all my interest rates which was what was really killing me. And I was paying less than I was on all the minimums and I completed all my payments in a way less than what I would have. I'd tell my friends about my experience with Cambridge.

I had an excellent experience with Cambridge. I was having financial problems so I sought their services and I had them take my payment directly out my checking account. Cambridge helped me to better spend my money more wisely. At this point, I’m all caught up in the program.

I wanted to consolidate my credit cards and I was referred to Cambridge by my cousin. They went through the whole process with me and tried to let me accumulate some savings on the side as I'm doing the consolidation. The payment plan they came up with was good and they were really helpful. Working with Cambridge has taught me how to handle my finances better so I was able to pay my bills on time.

I had so many doctor bills and stuff that caught up on me, and Cambridge was able to pay off a bunch of bills for me. The people that I worked with were so nice, and it was easy for me to the enrollment process with no complications. I got along just fine with my counselor and he understood everything that was done. Anytime I called and asked a question, he had the answer. He was nice, and he took time to talk to me about a lot of things. Working with Cambridge relieved me of a lot of stress. I'd recommend them to anybody.

A friend told me about Cambridge Credit Counseling and they helped me with my credit card. The credit cards have so much interest and they charge you so much. The more you put down, it looks like your account is going down. So Cambridge helped me out. I don't know how they do it, but they got the payment down. I trusted the Cambridge counselors and I didn't have a problem. It helped me out a lot. What I was paying was too much and the way they cut it down, that helped my finance a lot.

My husband got laid off, I was the only one working and I was on a fixed income. We got behind and couldn't keep the payments up because if you were late, they would charge you that fee and they would keep going. So, we finally decided to look into credit counseling services. I called Cambridge Credit Counseling and they did a debt consolidation. They combined all my credit cards together and I made one payment each month and then they paid the credit cards. I have had other people try to do my debt consolidation but Cambridge works with you on the payments and your due date.

Everything worked out really well with Cambridge. When I saw their ad, they looked reasonable and practical. And I knew that they took very small fee for the service. So I didn’t have any red flag going in with them. I worked with Chris and he was really right to the point. He got me signed up really quickly. I had several cards and wanted all of these get paid on time, and Cambridge contacted all of my creditors and they started paying the bills for me. They were the communicators between me and the creditor. It gave me more time and less stress.

We were in a credit and financial stress situation and we've been working with another financial counseling place. They recommended Cambridge who could organize a monthly thing on my behalf and get some better rates on paying off the credit loans. So, I called Cambridge and set things up. The process was quite straightforward and a number was withdrawn from my checking account. We discussed things and I continued payments with Bank of America directly but we did the other credit accounts through Cambridge.

We had to get some credit cards that needed to be paid off and Cambridge Credit offered us the program to reduce interest rates, so we could get it paid off. We’re through with it now because we’re all paid up. We made our last payment to them in the end of May. It’s been a long road. Working with them impacted my life positively especially having the freedom and comfort to know these bills were being paid off. It saved us quite a bit of money from trying to handle it ourselves. And whenever I needed to call and have any questions, I talk to whoever was available ‘cause they were able to look into our account.

A bank quit owning the account that I had and transferred banks, so I ended up not receiving anything for a couple of years, and then out of nowhere I received a giant bill. So, I was unable to take care of that all upfront. I spoke with my uncle, who had experience with a lot of financial stuff, and he recommended Cambridge to me. Cambridge offered the debt consolidation beside a couple of other things that I was paying on, so it was easy to get it all done and down into a single payment.