Cambridge Credit Counseling Corp. Reviews

It has been a year since we started with Cambridge, but I remember they had really good reviews, and it seemed like a pretty straightforward process. I called and immediately there was great customer service. They explained the things in details and it seemed very simple to do. The enrollment was really fast, and the counselor was very knowledgeable and very patient to explain the other option which was consolidation. They really explained the differences, and that was why we decided to do what we did through them.

Our experience with Cambridge was very good. My husband liked it and he enjoyed it. We were trying to get some help on bill debt and some other medical bills too. We were referred to Cambridge and the enrollment process was very easy. The process didn’t take that long. They respond right away. My husband stated everything online and over the phone. The payment is really good and it’s fair enough for us. It's very convenient for us, as well. They were very helpful to us. And in the future, if we have other stuff, we will call Cambridge.

I had a great experience with Cambridge. Their enrollment process was very easy and good. There was a guy by the name of Danny and he was a nice gentleman who helped me out tremendously. We did the direct deposit thing and we set that up. I’m a little older and I needed some assistance with that. Once I set up with them, I would call them and I used to make a joke that I was harassing them because I didn't remember numbers. I did that every couple of months. They were cool. I had no issues with Cambridge. It has a good system and I recommend it. It’s fairly affordable too. Their program got me out of a problem fairly easily. Everything is paid up now and I’m glad I was able to get out of it.

The enrollment process with Cambridge was pretty easy. I did the application over the phone. It took five years for me to complete the program. I got rid of all my debt and made one payment and I'm in good shape now.

I had too much debt and I wanted to get it paid off. I searched around and I happened to find Cambridge Credit Counseling. I read good things about them and so I signed up with them. I had to let them know each credit card company that I owed money to. And then they made all the arrangements with the credit card companies with how much I would pay them back and what the interest rate would be. They were really good and very helpful, and their service did not cost that much. I took 5 years in the program but it was a great experience. I got all my debt paid off so I’m debt-free, and my credit score is very high so I have excellent credit now.

Cambridge Credit Counseling was recommended by my employee assistance program. I double-checked their ratings online and their reviews with the Better Business Bureau. They were non-profit so I knew that they weren’t doing this work to try to support people for money. All those factors come together and made me more comfortable working with them for debt alleviation.

I looked online and found Cambridge as the best company that would suit my needs for the time that I needed them. Enrolling with Cambridge was easy and their service is a flat rate $35 service fee each a month. They handled the creditors personally and were one-on-one with each one of them. If I had anything to say, it's, “Mmmm.” I guess the middleman gotta get a cut too. But I didn’t negotiate anything. What happened was the creditors reduced the amount to a X amount of dollar. Each creditor agreed, “Okay, we’ll take 300 bucks this month instead of the minimum 450.” And then, they added everything up and said, “Okay. Every month, give us $700 and that’s it. You’re good, don’t worry about it. No questions. Pay 700 and you’re good.”

I wanted to consolidate my credit cards, get the interest rates down, and get them all paid off. I read about Cambridge online and they had really good reviews. Their fees were low and they seemed reputable. A lot of the other companies that I looked at were trying to sell something. Instead of help, they wanted to give a loan. They wanted us to borrow money from them. But Cambridge just wanted to help us get out of that. So, I called them and I said I was interested in paying off my credit cards. I was barely paying over the minimum and I didn’t wanna pay all the interest. They asked what accounts that I had and what the totals were. They then contacted my creditors for me on my behalf, with my permission, and negotiated interest rates.

At the time I was talking to one of my credit cards, Capital One, they referred me and gave Cambridge's number. Cambridge was the first one I called and I figured being that Capital One recommended them then they would be a legit company. The Cambridge people were very good and everybody I talked to was very helpful. They sent me things many times if I wanted to check on something and then I would get a return call, and I didn't feel I needed to 'cause I would call them periodically and talk to them. So, being in the program, I paid a monthly payment then they got in contact with my creditors and they handled everything. I just paid them one monthly payment, which automatically came out of my account, and then they took care of it. So, it has worked for me.

Somebody gave me Cambridge's number to get help and it was the first number I was given. The Cambridge counselors were all friendly and nice and I went with them. I felt very comfortable from the very beginning. They sent me a paper to fill out every month to see if I was coming along better or how things were going. I filled out the paper and mailed it back in. They also gave a number to call if I needed any help at all.

My husband and I were listening to an AM radio at night and I always heard this guy who was a local in Cleveland. I trusted the guy because I had listened to him for a long time. He mentioned debt relief with Cambridge so many times that I decided to do it because I couldn’t do it by myself because the interest rates were getting way too high. I had $70,000 debt and I couldn't even believe I had that much to pay off. I made a mistake of letting somebody else use my credit cards so I learned a lot.

Cambridge's service was excellent. They really helped me out. I had large credit card bills that I couldn't pay and I decided to work on those with Cambridge seeing that the company was recommended by the lady who does a lot of credit counseling on TV. I enrolled, went through an easy process and then they provided debt consolidation service. It was all seamless. The payment was just deducted from my checking account. I got enrolled around five years ago, and for a few months now, I have completed the program. I am immeasurably relieved that we got rid of those debts. I would absolutely recommend Cambridge.

Wells Fargo allowed somebody to access into my account. Somebody put money in, then took money out, and the woman who was assigned to do the research said that it came from some banking associated that nobody has ever heard of. She sent it right back, and she didn't do her job. So every time they open another investigation they have not been very satisfactory. Cambridge is a fabulous service. The service charge I pay is $7 a month, and I get so much for that: the customer service, responsiveness, support, willingness of anyone and everyone to speak to you about your goals and progress, and the constant request that if you would like more help, you can certainly have it. They don't force you to take it, but it is always available. It’s a great place, too. I like the whole thing about Cambridge -- everything appealed to me. I would recommend Cambridge to anyone.

The company responded to my complaint which means that they actually pay attention to the complaints and look into them to determine how to resolve them if possible. Hopefully the rest of my debt resolution goes more smoothly. This is truly a worthwhile organization and like any business there are hiccups. Most all of the reviews that I have read have been really good. I would more than likely use them again if needed as they are not for profit so in general you will get a more fiduciary experience.

Enrolling with Cambridge was easy and I didn't have to do a lot of paperwork. I interacted very well with my counselor. In the beginning, I was on the phone every five minutes asking questions and all kinds of things. Originally, I worked with Anthony in California. But then, they switched me to Cambridge in Boston. When I called them and asked questions, they answered too.

I was in debt and I wanted to pay off a few bills so I got Cambridge's service. They asked me and I told them the information. They were nice. I've been with them for about a year and they paid the two bills. The payment plan is good. There was no high payment, and I was very comfortable with it.

Somebody had recommended Cambridge to me and my experience with them was very good. The enrollment process was very easy. I just met with a counselor over the phone, told him what we wanted to pay off, and it was very smooth. The cost also was appropriate. I've completed the program and our credit score has gone up.

I reached out to Cambridge because we had a couple of our credit cards and a couple of credit lines that had been sent to collections. I was a stay-at-home mom and we weren't making enough money to pay them. I kinda looked at something that would help and Cambridge was one of the first ones that popped up. I reached out to them and it sounded like a good plan, and it was. The enrollment was really quick and pretty pain-free. They took all my bills, looked into my account, put it all into one payment and made the payment through them. They provided help to make it so that this doesn't happen again and ways that I can be saving money. The payment was high but it would have been higher paying separate individual bills through our own.

I had too many bills and it was like I couldn’t get them paid down because I was just paying the minimum amount each month and I wasn't getting anywhere. I had a friend that worked with Cambridge years ago and she told me about them. She was very pleased ‘cause she went with them twice so I thought to give it a shot. They took all the bills that I wanted them to and they called all the people. They gave me a flat rate that they were gonna take outta my account every month.

Cambridge really helped me a lot to consolidate everything, take the pressure off me and put things in perspective as far as getting my debt paid off. I was in depression about the debt that I had and I couldn’t afford to pay for it when they retired me. I was on a fixed income. Cambridge was just exactly like it was told to me that it’ll come a time when I’ll see my debt go down and down and down, and then at the end of it, I will have relief. I went with Cambridge to help me through this process because of word-of-mouth. I also went on the website and read all that was going on with the company and how they conduct everything. Part of it was also talking to the representative ensuring me that I will be able to get relief, and it wasn’t outrageously costly. I trust in the sense that my grandmother always said, “You go with your intuition and you trust your first thought.”

I just signed up today! I was contacted by Tim **, who helped me through the whole process of enrollment. He was professional, patient and answered all million of the questions I had! I am very happy so far and feel like I have a huge weight lifted off my shoulders. $22,000 will be paid off in less than 3 1/2 years!!

A friend told me about Cambridge. I called them and the enrollment was quite easy. I did everything over the phone. Then, the rep who helped me throughout the process was very informative, patient, and kind. I have finished with the program. They paid off all my cards and helped me get out of debt. I was very pleased and satisfied.

I got some credit counseling from Cambridge and it worked out great. I told them what I needed and they told me the cost and then they took care of the rest. They figured out what I could afford to pay and how long it would take me to pay down the debt that I had. And then we came up with a monthly payment amount. If I had any questions, I would just call them and give them my account number, and then they would connect me to the person I was dealing with. It was very well-organized. Thank you for your service, Cambridge.

The enrollment process of Cambridge was great. They explained everything step-by-step. They asked me what bills I'm trying to pay off, and they explained to me the process, and how it's going to work and how many years it's going to take me with the amount that I'm paying every month. I completed the process and I no longer owe anything. I'm back on track with my bills. I even omitted all that credit cards. I only have one card, and I maintain that card with caution. Completing the program has made me feel absolutely wonderful. I got a certificate of completion. And I maintain my bills much better now. The cost was great too. I get my statement every month. They put me onto a counselor who I could talk to, to show how to maintain my bills, my credit card, and everything. So it was great. I had no problem. I recommend all my friends at my job who have problems with bills to Cambridge.

Somebody that had experience with Cambridge recommended them. Some of my debts were getting behind. I wanted to pay, but I needed a way that I could afford it. They helped me with all of that and did a wonderful job. They were efficient and kept me abreast of what was happening and how they were handling the account. They always sent me a copy or records of what was going on. The program took about five years to complete and it helped me out a lot.

After 2 years working with them and me turning my life around, increasing my income by over 50 percent, paying off both our cars and our house, working on my credit score, no late payments, no new credit purchases, doing everything I could for 2 years and not one bad mark, I thought it would be time to work with them and speed the process up by adding more more to my monthly payments. I called, sent emails, no reply. Then last month I get a 30 day late payment from one of the account they are paying on my credit report and it drops 60 points, and I think a late payment stays on your report for 3 years. I hope only 3, I heard 7 years also. I am checking tomorrow to find out.

I wanted to consolidate my debts and get rid of one of my credit cards. After reading a few reviews which said that Cambridge was good, I enrolled in their program. The rep told me Cambridge could help me cut down my debt and that it'll show in my credit report that I'm paid off. She said she can lower my monthly payment and can get it where I would pay less over the course of the year. But I ended up paying $5,000, double of what I owed which was $3,000. I could've settled with GE for $2,200 or less. All in all, it was a horrible experience. I thought I would be paying less but I paid more over the course of time. I wanted to cancel it but I was in a contract that I didn't know of. I wasn't happy with my experience and I wouldn't recommend Cambridge to anyone.

I travel a lot for work and I was making regular payments to credit cards. And because I wasn’t home to look at the bills, I got myself into a situation. I wasn’t paying them on the right days so the amount started to get out of control, and I wanted to get away from all the credit card debts that I had. I did some internet research and came up with Cambridge Credit Counseling. I had found some good recommendations online, and I was comfortable that they were a safe and reliable resource. The enrollment process was very simple.

I had a bunch of credit cards that was gonna take my whole life to pay off. I wanted to try and get out of them so I signed up for Cambridge Credit to help me through it. They set up a program to reduce the interest on a lot of my credit cards and got the payments down lower. Right now, they are taking the money out of my checking out and doing the payments for me. They did a lot for me and gave me a lot of different programs that I can get into to get discounts at different places. It made a big difference in the financial end of my life. In terms of working with their reps, I felt comfortable. They did everything and I didn't have to do anything. I just let them do what they had to do. Cambridge is a good place to do business with.

I had a 400-pound table fall on top of me and trapped me for 12 and a half hours. My leg was numb. I was in the hospital and I had all these hospital bills. The ambulance service in Tallahassee was like $400 and I had to go twice. Collectors call and harass you. They’re entitled to their money. I have no problem with that, but I just couldn’t do it. I wasn’t working. My son kept saying to send everybody $5 a month, but I couldn't do that.

I was maxed out on my credit cards and Cambridge put me on a debt management where they just paid off my credit cards. They set up a payment plan, and they automatically deduct that from my bank account every month to pay off the bills. I’ve completed the program and their service was good.

I used Cambridge in the past and they did a good job. Their program is very useful if you’re trying to get your life back on track from debt. The enrollment process is easy as long as you know what you owe. To get the ball rolling, you either give them a call or an email and they will get in contact with you. The case counselor does all the hard work for you. I got to talk to them probably three times when it started and then, they sent me an email after I completed the program, which was two months ago.

I started with a different company, and that company sold out and transferred everything to Cambridge. I went into credit card consolidation and they set up the payment plan to come out automatically every month. Working with Cambridge got rid of the debt. It’s nice to know you don’t have it anymore.

I got myself into a fix with my credit card, and my boyfriend went through Cambridge. He referred them to me, and I went with them. I was with Cambridge a couple of times, and they were wonderful. They helped me out big time. They were very nice and very attentive. They got me down in a good amount of time, and out of debt. They didn't take too much money, so it was nice.

I found Cambridge Credit very reliable and helpful. I just moved to a new apartment and I didn't have a job so, I needed help. They laid on it for me and I got consolidation. I was on the program for a year and it got me caught up. I was able to pay it off early. They worked with me on a payment plan. I was very comfortable working with the counselor and the customer support was awesome. With Cambridge, I watch my money better. I also watch what I buy and go for the needs more than the wants. I would recommend them to anyone struggling or having a hard time. They make it so much easier to deal with.

Cambridge was a great group to work with. We were very happy with them. They were very helpful and easy to work with. We resolved about $55,000 worth of debt and I've recommended them to many people that I know. When I was looking for a program, a lot of my friends had gotten scammed into those, "Don't pay your bill. We'll settle it for 2 cents on the dollar," garbage. I used some of the information on the site of the National Federation of Credit Counselors. I used some of Dave Ramsey's and Clark Howard's information about how to pick good programs to work with. That's how I ended up zeroing in on Cambridge.

Cambridge Credit Counseling was recommended by a family member who was trying to help us out of a touch situation. We had a lot of credit card debt, and they did it really simple and easy. They gave us good tools for a monthly budget, and they did all the legwork with the credit card companies. They had us set on a fixed and easy plan. It was tough to do monthly, but there weren’t any variables anymore, so it was just a debt plan, and it had an end date.

We just completed the program with Cambridge. They kept part of the money in May, and we didn't have to pay them anything this month. So, we're free. I did a lot of it online at first and then the credit bureau went. Everything went right and we got it all paid off. It was a pretty good experience. But I didn't hear from them for a long time. They didn't call me and I wished they had because I had no communication with them.

I've had Cambridge before and they did very good service for me. The enrollment process was pleasant and I went through it before, so there was nothing unusual. I got my certificate and everything has been fine. The counselor was very nice and professional. Plus, the payment plan was very efficient. Also, the cost was excellent against the quality of service that I received from Cambridge.

I had too much credit card debt when I called Cambridge to enroll and the process was pretty simple. I spoke with a counselor who told me what I needed to do. I was in the credit card consolidation program for three years. I paid one fee and they negotiated on the lower payment. There was one lump sum that I paid to them and monthly, they repaid all of my creditors. I’m done now and I’ve definitely reduced my credit card debt so that was a plus. Everybody was real nice too. I would get updates about my budget, where I was and the importance of doing a budget then they would check on me. So they were very helpful and thorough. I’ve even recommended them to a friend.

My son took off and left me with a lot of debt. Some of these were his bills because I co-signed for them. But I’m on social security and I draw a union pension. I figured if I paid one off, the other wouldn’t be done and charging more interest. So I feared my best bet was to try to do something where I can pay so much a month without leaving me enough money to buy groceries.

I owed about $8,000 on five different things and Cambridge paid them off in three and a half years. I paid them $200 a month and they took the interest off completely. They also taught me how to pay some off on my own and how much money I should put away every month for myself. The enrollment process was nice too, because it was only a $35 fee and that was it. It wasn't a rip-off and they kept sending letters every couple of months with questions on this or that, if you wanna add more or if there's any problem. If you call them, they're also right there. They have all your accounts in front of them and they answer any questions. They were really good. Everything was going smooth.

Cambridge Credit Counseling was very thorough and they seemed very nice. Everybody took care of me when I would send emails and the payment plan is very reasonable. Working with them makes me feel really good. It gives me hope for the future.

I needed to consolidate some credit cards, and Cambridge was recommended to me. The enrollment process was fairly easy. I'm visually impaired, so is my husband, so they had to help us fill in a lot of the criteria, but it went smoothly. They were receptive. And I'm finished with the program. Working with Cambridge helped me take care of some debt that I wasn’t able to take care of myself. And we closed some credit cards down.

I had a credit card that I was trying to get rid off, and I didn't wanna go bankrupt. So, I consolidated. I quit using it before I could pay it off. I had no problem after I enrolled with Cambridge. They did what they said they would do. And I paid the card off this year. Cambridge was really nice. If I had to do it again, I would do the same thing. The only thing I didn't really understand was I was paying $273 a month, and they were charging $10 for something that wasn't with the account. I don't know what it was, but I never questioned them because I figured, if they charge $10, it was for a reason. Other than that, I was satisfied.

Cambridge consolidated all my credit cards into one payment. It was very easy to enroll with their program and I was able to eliminate my debt. The reps were always very nice and helpful. They were able to go the extra mile as far as emailing me any information I needed. They either would assist me by email or over the phone. It was always pleasant and helpful. They worked it out where I was able to make the payment. Cambridge helped clear up my debt. I would recommend them.

Cambridge got rid of the interest and made it possible to pay it all back, and I did. Getting started with their program was easy. They did all the work and the payments. I just followed the payment schedule. Their counselors were very nice people. They would call me every few months. They'd send emails or call, and we talked every now and then. It was a nice experience. Cambridge was very helpful. If you get in a bind I was in, try it.

I would recommend Cambridge. Their service was good and their payment system was a little bit easier to have. Specifically, I liked the automatic withdrawal. After I cancelled the automatic withdrawals, they didn’t take personal checks, so it was hard to send the payment because you had to get the money order. Other than that, their reps were all nice. The process took me four years and the cost was doable. Since working with them, I no longer have credit card debts.

The people at Cambridge were very nice. They responded when we called them and everything was good with the enrollment process. The rep that I worked with was friendly. I was comfortable with the process. They would send us bills by mail, which is good because we like to get mail and knowing what are bills are. I’ve completed paying all my bills with Cambridge. Their program made it easy and manageable to pay my bills.

The hardest part for me was to finally Make That Call, but I did. I am still happily reeling from the great news that this corporation has helped me to achieve. I have come so far and it was only with the help of these great folks. I can't wait for others to experience what it's like to pay off hefty credit card bills plus the interest rates that can be crippling financially. Learn what it feels like to be "out from under" the pressure of what could happen without the proper help and guided experience of the people of Cambridge Credit Counseling Corp. Let them help you and see for yourselves, get the help that is as close as the 1800 number, why wait, just one conversation and Boom, you can be on your way.

Dennis, my counselor at Cambridge Credit, was very persuasive and he talked me into something I didn't need. So I rushed to a judgment that I didn't need to make and it was a mistake. Then I found out that I didn't need counseling, but once when I was with Cambridge, I just proceeded on and continued with their services. I was with them for three years. I only had one issue with Cambridge throughout the time I was with them. Cambridge got me to lower my payments, but they did not optimize my credit score in any way and they had three years to do it. I wrote to the credit companies myself in the last eight months and I boosted my score over 150 points on my own doing. I would have been better off not using Cambridge Credit.

I was in debt and since I dealt with Cambridge Credit Counseling before, I went with them again. Initially, I spoke to one person from Freedom but they were so far-fetched and I didn't feel right with them. And the weird part was, I was trying to call Cambridge at the time but I got their number. Eventually, I googled it some more and got the appropriate number. When I called Cambridge, I spoke to a gentleman and I was impressed with the way he spoke to me. He handled it well and didn't make me feel like I was a loser in getting myself into debt. Then, I put all all my credit cards that I wanted to consolidate together and put it through. He examined it, made a decision, and we spoke about it. Then we went ahead and did the program.

Cambridge Credit Counseling Corp was very helpful and I had a good experience with them. I got divorced and my business was having problems back at that time and had a lot of credit card debt. I didn’t know how I was gonna get out from under it. I found Cambridge and they were able to put a plan together for me and helped me resolve all my financial problems.

I was very happy with my Cambridge experience. I wanted to get my bills paid, and they helped me. Enrollment was simple. I just called them up then they asked me a few questions. They stayed in touch with me all the time to let me see how my money was going. I talked with my rep and he let me know I was doing okay. I had a couple of times that my money was short but the bank paid, and I ended up paying them. I started on 4/15/15 and I finished up at 4/15/19. I never realized I was that close until I called to see when my next payment was due and they told me I was done. I was so happy. If I find any friends that got in the same situation I got in, or if I get into that same situation again, I would definitely use Cambridge.

I love Cambridge. They did all the work. All I had to give was the commitment of money and we got it all worked out. The rep wanted to know how much I made and where I was working so we could make a plan and we broke down a budget analysis. We were talking about it and right there on the spot, he told me he would see how much the rate would be, how much I could afford and that I qualified. It was great because I started out with a little money but not much. The only thing I feel bad about was that they would send financial organizers and I would get in because I was working two full-time jobs. I finally got to confirm that my debt was paid and I was definitely excited. In fact, I was surprised when I got the call wanting to talk about my last payment. I thought there had to be some mistakes. I thought it was gonna be longer.

I was living in Cape Coral, Florida. I had no job but I had lots of debt. So I talked to my Father. I told Him I needed help. I didn't know where to go to get it because I didn't have the money to take care of what I was doing. I had never heard this Cambridge advertisement before but as I was driving, I wrote the number down. I called them and this man answered. We talked and I told him what was going on. He sent me information on what they could do and what the payment would be, and it fit in with what I could do in paying it all back. It was perfect. It took me four years but the interest rates in all of the loans were so high that I was never gonna get it down.

Before making the decision to use Cambridge Credit Counseling, I researched a bit and found that they were the best. They were really good to work with. They were very helpful through the whole process and made getting back on track very easy. They checked in regularly and made sure that things were going well with the program. They were able to help me pay off all the debts that I had. They worked with a couple of the credit cards to lower the rates and consolidated it into a single payment to them.

We wanted to consolidate some credit card debts and have somebody to go in and negotiate rates. A colleague of mine had used Cambridge Credit Counseling in the past and I asked him about it, which was how I got the referral. He had just finished his program and talked very highly of it. We thought that Cambridge was our best option and it turned out to be great. Then, my wife and I met with an adviser at Cambridge and got the program going. They asked us to check questions like what our goals were and what we wanted to do.

Cambridge Credit Counseling helped me out a lot. Everything was easy. They took care of everything and it went fine. I like them.

I had trouble finding a way to get a consolidation loan to try and pay off some of our high-interest credit cards so I reached out to Cambridge Credit Counseling. They were the ones that contacted me first so I went with them. The enrollment process was fairly quick and easy. We did it online and we were able to DocuSign things online, and I had a couple phone calls. It was very pleasant dealing with the credit counselor who was very knowledgeable and friendly. The payment plan was set up in such a way that the payment was a monthly draft taken out of my account. Then they paid the creditors themselves directly.

I have three credit cards and I wanted to have my bills consolidated and have one credit card bill every month. It would be easier for me that my bills would be organized versus having three statements coming at me every month. So, I sought the services of Cambridge Credit Counseling and went with them six years ago. I signed up with them and everything was straightforward with the enrollment process.

I had some debt that I wanted to find a way to pay and not file bankruptcy. The person I talked to from Cambridge was really nice. We went over what I would pay, although that changed and it was screwed up in the beginning. There was a counselor named Dennis and I only talked to him one time. After that, every time I called, I got somebody different. I could never get a straight answer out of anybody ‘cause I tried to get phone numbers to call my creditors since I wasn't getting any kind of balance left. I did get a few numbers, but one number wasn't the right one at all. Instead of paying what I owed, Cambridge would overpay and then it was up to me to try to get the money that was overpaid. They should send their clients a balance and show what they're paying. Nonetheless, I've paid everything off and I'm completely done.

I got into credit debt and someone in my church had told me about Cambridge Credit Counseling Corp. Enrolling with them was easy and although the payment plan, was hard, I made it. Cambridge did a good job and I am now done with the consolidation program. Working with Cambridge taught me not to give in to all these credit cards. I had a good experience with them and if I know somebody who’s getting into debt, I’ll let them know about Cambridge.

I was in debt with my credit card so I sought the services of Cambridge Credit Counseling. I already worked with them twice before and they were really good. This time, the enrollment process was good and the whole process was easy. Also, the cost was very good. As far as setting up a payment plan, they lowered my interest rate and my minimum payment rate. The program kept me in tune with what I had to pay out each month. At this point, I have paid off my credit card debt. I only had to talk with my credit counselor for a few things that I had to change. People at Cambridge were ready to help me. If I had any questions or concerns, I talked to anybody in the billing department.

I had credit card debt and Cambridge worked on what they could to get it down. I have two credit cards, and they made the payment on one of them a lot easier and got a lower interest rate on that one, too. They also sent a monthly summary on my email and I didn't have any trouble getting a hold of them when I needed to. Plus the cost that I paid was reasonable.

I was searching the internet and I was praying really hard. I found Cambridge Credit Counseling over the internet as the only guys that would take me in. When I first called in, the rep was like, “You oughtta do this, this, and this.” I told him that I couldn't get any of them signed up except for two. He said, “You're fine. We'll take you on.” That was basically the conversation and it was awesome. As far as the enrollment process, it took about two months. When I called in for the counselors, they were awesome. They talked to me and they gave me some great advice on what to do and how to do things, and I took all those into consideration. They treated me really well.

The enrollment process at Cambridge was all easy. Everybody was nice, and I didn’t have any problems at all. They helped me pay off my dues, and I have completed the program.

Cambridge has some good structure, and everybody was very informative. Plus the cost of their service was standard. They took the payment out of my account and I didn’t have to write out a check and mail it. They took care of my accounts for me and now I’m done with the program.

I had great credit all my life until my teenage grandson came to live with me. Even though I get $2,000 a month, which is very good money and better than most retired persons, I hadn't counted on raising a grandson. He was in his teenage years and in high school. I was totally responsible for the boy without any help and he was at a very expensive age. His dad kinda helped me at first, but as time went by, it got less and less. I had to go to court over Fingerhut and I kept paying them as long as I could. I wanted to pay off all my bills and I knew that I needed the help of lower interest to pay off all the credit cards. Cambridge seemed nice, then it worked out.

Cambridge Credit made us 100% debt-free, so I'm happy. The payment plan was high, but it was okay because we needed to get them done. When we went through a really difficult stage, we talked to them and they lowered it down a little, which was great at that time because we had to do that for reasons of during the health times. All in all, we had excellent service from them.

I had used Cambridge in the past and it was a good program so I stuck with it. After the initial phone call with the credit counselor, our communication was through email and he responded quickly. They figured out the best payment plan for me and they set it up. It was something I agreed with. Their program was easy to use, and they helped me reduce my credit card debt and interest rate. They made sure that all my accounts were closed and made sure my account needed to be closed with them. I'm done with Cambridge now, and the cost of the program was a good use of the money spent for their services. Cambridge made my life better because it helped me on the road to being debt-free. I couldn't have done it without their help. Go check them out as well and see what they have to say.

My wife has some problems with credit cards, sought the help of Cambridge Credit Counseling and the enrollment wasn't difficult. One individual there was her cousin and she worked with him in the beginning. Once everything was set up, it was smooth sailing. The whole program took over three years and Cambridge made it a lot easier to deal with one bill on a month versus all these bills coming in. And because she's in a program, she wasn't able to get credit for a while so that was all great.

I called Cambridge and it sounded like they got a good deal. I could save a lot on interest. I got in their program where they got a hold of the credit card companies and presented them with a lower interest rate. And I’m all done with it.

I needed to consolidate my bills and heard a lot of good things about Cambridge Credit Counseling through my coworkers. Their staff was amazing and really nice. Plus, they kept me up-to-date on all the information that I needed. Cambridge's price is affordable and very amazing. I’m done with the program. It worked and I was able to pay off all my bills on time. They're lifesavers and I’m trying to refer as many friends as possible to them.

We had too many outstanding credit cards and rather than use one and use another one until the other one gets built up a little, we wanted to get them all cancelled and pay it off. Signing up with Cambridge was okay. They took care of the dealings with the card companies and there were no difficulties there. They sent a statement each month of what was paid, how much they deducted, and how they disbursed it. However, they didn’t have anything to show what your starting balance was and that was something they could improve on. Rather than getting the statements in the mail from the card companies anyway, that could’ve saved all the extra mails and add those on to their monthly statements. They could add an extra column, like an Excel, or put the formula in there to give us those types of bills, and show us what the starting balance was, as well as the ending balance.

I've used Cambridge before, and they did an outstanding job. Most recently, we had to do a debt settlement with them as we had over extended our credit card. We're senior citizens and we have a fixed income, and sometimes we forget that. Cambridge helped us with it. Tina was outstanding and she took care of me right away. She was very knowledgeable of what could be done. She was also very understanding of our situation. They had my exorbitant interest rate reduced and Tina did the best she could to come up with a wonderful payment plan for me but I wish the payment could have been less. But I don't mind paying the $15 fee a month because they're providing a service for me. We were really considering bankruptcy at one time, but Cambridge made it so we didn't have to. We don't wanna renege on our obligation, and they made it possible for us to pay off accounts that we owe. And we feel good about that.

I had credit card debt, and Cambridge was recommended to me by a friend. The reps were very helpful and knowledgeable. The payment plan was doable, and they eliminated my credit card debt. I would definitely recommend Cambridge if I knew someone has the same situation as I did.

I built a house years ago, and we had some health issues and some of my financial bills went up. I wanted to consolidate them and pay them off, but I did not want to do this, “We can get you reduced payments on your accounts and reduced balances.” I wanted no part of that because I legitimately used the money, and I wanted to pay back what I legitimately used. I didn’t wanna say that I took out 20 grand and somebody settled it for me for 10. That was like stealing $10,000. I wanted to pay it off with the one month or the one payment as opposed to just keeping them out there.

Cambridge Credit Counseling Corp. helped me get rid of all my debts. The price was fair and they were really quick when I had questions or when I added other accounts along the time that I was in the program. They followed up with my debtors and I had quick results of the little issues that I ran into while I was on the program. I got emails frequently and they were always available whenever I called. I’ve already recommended Cambridge.

I had some debts that I needed to take care of so I did some research. I found that Cambridge Credit was the best to go through a debt consolidation so I decided to go ahead and made an appointment with them. The rep made all the arrangements to it. He told me exactly how much money has been allocated to the different accounts that I was under the consolidation program. He emailed me all the information out and then I signed the document.

We had medical and credit card debts and Cambridge Credit Counseling provided us with consolidation. They went in and dealt with them all. The interest rate was dropped and we paid back our loans that way. We originally called Cambridge because we got married and after we got married, my wife ended up with cancer. So, it worked out that we jumped on the program when we did. We ended up doing the program separately and if we hadn’t, we would’ve been bankrupt because of the medical bills we had. We could always work a little more to make a little more when the hospital bill comes but the program lowered the payment a little bit and that alone made us get by.

I have a CreditCare account. They told me that I had to pay within a year or pay something towards it. After that year, however, I wasn't able to pay off the account. Because of that, they carried the interest really high. I'm on a fixed income and so I had Cambridge Credit Counseling help me. I got their information, called them, and filled in the forms. I qualified for the program. The application wasn't easy, but it wasn't as bad as I thought. Cambridge was able to lower my interest rate and I didn't have any problems paying because I did automatic deduction until the program was over. It was perfect for me. They also had people to help me. Cambridge's program is a very good program for someone who is in a little bit of financial problem and have to pay off a debt. It helps you.

With Cambridge Credit's program, we paid off a lot debt that we had and zeroed out some stuff that we had accumulated, so it was very helpful. It took us six years to complete the program. The quality of their service was good for the cost. They did a good job.

I had concerns with debt and late fees. Cambridge was recommended to me and the enrollment to their program was easy. I paid one fee, and they paid for all my bills and offered counseling. Their counselor answered all my questions upfront and worked with me on the payment plan. He was very easy to deal with. Now that the program is over and I've completed it, I’m feeling really accomplished. Working with Cambridge has completely changed my life. I don’t know what I would’ve done without them.

A co-worker who used Cambridge Credit Counseling recommended it and gave me the information. I checked into some other ones and Cambridge seemed to have the better service. So, I went by my friend's experience and went with them too. In the beginning, I didn't know if I needed to get the information filed and their reps did some of that for me. I was really comfortable working with them. They were reliable, they gave me a timeline and they sent updates too. They sent little ways to stay out of debt through email. And if I had a question about anything, I would call. They were friendly and they didn't keep me on hold.

I was out of work for quite a while and I needed to consolidate my debt. I tried to get things handled to save my credit. I went with Cambridge because of their Better Business Bureau rating and the rating from other consumers. From the first time that I called somebody from Cambridge, I was treated very warmly and kindly. There was no judgment about what had gone on in my life prior to. There were several times throughout that two-year period that I had to rearrange the auto debit on my payment and they were more than kind about making that happen for me via email or phone call.

My experience with Cambridge has been great. I was with them for about three years. They got all my credit cards down with the interest. I made a lump sum payment and they divided it out to my creditors. I spoke to them the most at the beginning, and it was just great. I also didn't have to get those calls from the creditors anymore. I've already talked to many people about Cambridge.

My experience with Cambridge Credit Counseling was perfectly fine. I had to set up EFT and they did all the debt. I knew it was gonna be two years and they were able to pay the bills when I needed them. Now, it's done and over with. I would recommend them.

I signed up with another company and they sold some of their files to Cambridge. The first company negotiated with my creditors, got the interest rate down considerably and then, when I went to Cambridge, it was all set in order. They continued what the other company was doing but I had to pay $59 a month for this company in California that’s supposed to help you change your way of thinking about credit cards. I talked to them twice a year which was a waste of money and it didn't help me at all.

I was paying too much on my credit card and I needed to consolidate. I got some solicitation from Cambridge in the mail and I followed up from there. All my questions were answered immediately, and once I got going on it, I didn’t have any questions. I just paid the bill very quietly, and all that was done over the course of a bunch of years. It helped me handle a very difficult financial situation.

I had gotten into credit card debt and I was getting old. I went with Cambridge Credit Counseling and it took me around four years to get through the whole program. My interactions with the team at Cambridge were fantastic. They had no judgments and they were always pleasant and always helpful. They worked everything out with me and we figured out how much I could pay, and that's what I paid. If I wasn't able to make a payment, I'd call them and they'd set it up to where I catch it up the next time. That was great. Also, the cost was cheap. I am so pleased with Cambridge and I tell everybody who's got any kind of financial issues about them.

I've used Cambridge one other time, quite some time ago. Someone had recommended them to me. Signing up with them was really quite easy. I called them and we set up a time for me to meet up with someone there. Then we sat down briefly and went over a few things. There was a helpful gentleman named Andrew that I would speak with on occasion if I had questions. I had outstanding credit cards and Cambridge got in touch with anyone that I had dealt with and came up with one lump sum that would come out of my bank account every month. I had automatic payment and the payments they took were perfect. It worked great for me. They have relieved a lot of stress. I’ve paid everything off in full and it feels good.

I had outstanding bills and I sought the services of Cambridge. They were very courteous whenever I called. I didn't have any trouble with them at all. I gave them the list of my bills and they called up my creditors. Not having received any phone calls, I assumed that it has all been paid off. I contacted Cambridge a few times to find out how many more months I had and they were very polite. Whenever money had to be sent out, I made sure it was a certain day to make sure I had it in the account. If I was short, which happened only a couple of times, I would tell them it could be a few days, because my check probably didn't get in there due to the holidays and they were understanding. I was very pleased with the company and I had an excellent experience with them.

I wanted to consolidate my credit card debts. I contacted Cambridge, got it all setup within the next day, and got everything in order. They did really well. They were really nice and they had excellent customer service. They were very helpful and always friendly whenever I call and ask questions. The payment plan was easy and really affordable. I didn’t even realize I was paying Cambridge for their services as well until I got the statements, but it wasn’t that bad. I was done with everything three and a half years later.

A few years ago, Cambridge Credit Counseling helped me with my situation and provided me with consolidation for two credit cards. I spoke with someone on the phone and he explained what the process would be. It was pretty straightforward and easy. My mom was the one asking most of the questions though. She heard about Cambridge from a friend.

I was in Cambridge Credit's program for about two years and I settled all the credit card debts that I've put up with them. I liked that they didn’t charge a lot of money to take care of the problem. Enrolling with them was fast and easy. Their staff was easy to work with and friendly. Anytime I called, I was able to get a quick answer from them. Cambridge's payment plan was cheaper than what I was paying per month. It’s easy and very straightforward to make the monthly payments at a certain amount of time, and it will be taken care of, and you’ll be done. When we fell on a hard time one month, they've helped us out. It was very comfortable working with Cambridge. I felt like I’ve got a big weight off my shoulders. I would recommend them to somebody else.

I went with to Cambridge Credit Counseling and I have finished their program. They did what they said and it was easy for me. Their payment plan was fine. I had direct deposit and they took care of what needed to be taken care of. They email me monthly to let me know where my account stood.

My niece's fiance who used to work for Cambridge Credit Counseling told me how their service worked and talked to me about it. Enrolling with Cambridge was very easy and everything was very understandable. The counselors that I worked with were very friendly and knowledgeable. If I had any questions, they took care of it quickly and made me understand what was going on. It was very easy to stay in contact with them through the process.

I was behind on bills and couldn’t keep up with them. I applied with Cambridge Credit Counseling over the phone and my whole experience with them was very good. In fact, I was with them twice and I got treated perfectly. They sent me a bill each month and their counselors were very helpful. They made sure that I got out of debt and I got very good support from them. The cost of their service was also good. I've completed my program last month and it helped me out a lot. And if I ever get in trouble, I’ll go back to Cambridge. I would recommend them to anybody.

I had so many charge cards with balances and I wanted to find a way to dissolve them. I knew there was Consumer Credit Counseling, and I looked it up and Cambridge has it. When I talked to their counselor through the phone, we set up everything and that went well. The plan was fine and it was something that I could handle. It was a very good program where they reduce some of the interest rates.

My wife was suggested to seek Cambridge's services to get out of credit card debts. They paid the credit cards, worked on the interest rate and then I took a monthly payment. The experience was great at the beginning. Their reps were pleasant and answered all my questions. In terms of the cost, it was reasonable. After a couple of years, I got sick and tired of my credit bill and how people throw red flags when they look and see that I have these credit cards in the program, so I paid it off. Working with Cambridge greatly affected my life. I don't have all those credit cards anymore and I never will again.

We had several credits that we were not able to get paid and the interest rates were killing us. We were with Cambridge years ago and they helped us get out of that problem. Unfortunately, got back into it, so we thought we would go with them again. This time around, they did well on the enrollment process and the program we got into was for four and a half years. We completed that in December and the reps who assisted us were great.

Enrolling with Cambridge Credit Counseling was very easy. I was in debt and went straight to them. Their accuracy impressed me. They made a monthly sum on the debt and it was affordable. Things were completed and they were on time. It took three years to complete the program. I've graduated and debt-free now. They need to have more communication with the client though. They never ever called me. They just took the money and deposited it. And that was poor judgment. I got my certificate and my letter, but they never called me once to see how I could improve my credit score. The whole purpose of going through the program was so I could build my credit back up. I don't know where I stand, what my credit report is, and if I have any outstanding debts left.

I looked at a couple of other companies and Cambridge Credit Counseling Corp. looked like my best bet. The enrollment process was easy and it took a little under four years for me to complete their program. I’m not really good at budgeting money, so through the Cambridge program, I had a set amount to be split up between three creditors. The smallest one was paid off first, then the second one and then the last one. They deducted 225 a month and they deducted it on the 15th of every month for almost four years. It was nice and smooth. I didn’t have to send a check in. It did electronically and just made a little note in my little book. The last payment was in mid-November and that was when I got my email. I got something in the mail too from Cambridge saying congratulations, I was done and I was all paid off.

I did a lot of research and I saw the good ratings that Cambridge Credit Counseling had. I worked with somebody else before but it was not a good experience at all. At the time, I was going through some counseling through our company’s employee assistance program and they set me up with a vendor called My Secure Advantage. They were helping with budgetary work and the counselor for that recommended Cambridge as well. Cambridge seemed much more reasonable and I liked the philosophy in the way they were set up. I got into debt consolidation with Cambridge and my experience with them was very smooth and easy. They were helpful and very consistent.

We entered into an agreement with Cambridge Credit Counseling for debt consolidation over five years. They were referred to us by the company was with. The contract with Cambridge was part of the severance they gave us. We completed our five-year stint and paid back all of our debts. So, it was a good program. We reduced interests and payments over that period of time. The personal touch from Cambridge's negotiators made the process good. We got to be pretty tight with the person that was handling our account. We had a lot of issues we had to settle, and it was a lot of calls back and forth. I got educated about what we had to do. The payment plan was a lot of money. It was difficult and painful. There was a time we were living in an apartment with no furniture, but we got through it. We were very impressed with the overall package. They were very professional all throughout the process. I highly recommend them.

I acquired so much debt. It was hard making the payments and trying to work the balance down every month. I went online to a place that rated different companies, how they operated and how the people were satisfied or not satisfied with it. Then I spoke to a person at Cambridge and he was very helpful. It was a very good experience and we set everything up within a couple of phone calls. They also offered a lot of different services to myself throughout the program, and I chose not to use or do any of them on my own.

I had too much consumer credit going in different directions and at my point in life, it was hard to manage. I found myself missing dates sometimes and not being able to consolidate the way I wanted to. So I went to work with Cambridge Credit Counseling. The enrollment process was easy enough. They gave me a chance to list the seven creditors on credit cards. I went and put all those together. I also didn’t realize their headquarters in Agawam was right around the corner from where I live. But I really hesitated on the $50 a month. It was a waste of my money on something I could be doing myself. But I settled in comfortably with the fact that it was going along month to month and it was gonna get me the reduction I wanted.

The service I was provided since my first phone call was excellent. They are knowledgeable and swift! I received information within 2 hours and they are working very hard to get me back on track; which I could not do on my own. I am very grateful for their services. This puts my mind at ease. Thank you.

I had too many credit cards and I wanted to get rid of them. It was convenient online to get registered for Cambridge Credit Counseling and I worked with them for four years. My experience was good and I don’t have any complaints. It was cool that I got monthly statements that really helped me keep track, although I wished they would have some calculations towards the end. It would be cool to see how much or how many payments you have left.