Alltran

Worked with Omar regarding my student loan debt. I received a letter stating that I had 30 days to request a hearing to have a wage garnishment stopped. I spoke with Omar and he assured me that if I set up a payment arrangement based on my income the garnishment would be cancelled. He told me to send him my financials and he would help me fill the paperwork out. I did that and made a payment.

DO NOT work with this company! They sent me a notice that Toyota Financial employed them to collect on a debt from me! Number one my credit score is 840, I have had (past) 2 separate leases with Toyota which both were paid in full and closed, so what debt are they referring to? I called Toyota Financial to report them and they made note to my account for fraud and harassment from Alltran. BEWARE! DO NOT BE FOOLED for any suspicious debt they claim you have, FRAUDULENT!!!! DO NOT CALL THEM EITHER, communicate via mail only or they will harass you more. Know your consumer rights! If they continue, I with my personal Lawyer will be filing a complaint for fraud and harassment.

This company is a joke! I wish there was an option to give no stars! Your representative is changed multiple times throughout the process. They also come up with scam ideas to tell you you could pay off a majority of your debt if you pay a certain amount at that time. Do not be fooled, even though they claim that they are tape recording your conversation they deny that they ever said anything making your payments lower or coming to a deal. I have no idea what kind of Bozos run this company but it is a disgrace. Rude, unprofessional, immature representatives for this company to handle your collection account.

I know this will be a different kind of review in comparison to the others that have been left. But I figured if someone is in my situation, they should know there's always two sides. When I was a young adult, I received a high credit limit with American Express. Went through a rough break up, holidays crept in, spent a lot of money on ridiculous stuff, charged, charged, charged.

This company continues to harass me constantly, despite the fact that it's an account that I'm making payments on, yet also at the same time they expect me to pay up on a debt that they don't even send me invoices on. Insane!

I have been corresponding with the collection agency handling my student loan named Alltran Education. I have completed each task instructed by first Noah, then Cristina ** in hopes of establishing a repayment plan. I completed a financial disclosure, provided paystubs, and faxed this information multiple times. I requested I letter in writing to include the amount I’m am supposed to pay based on my income and Christina ** told me Alltran Education does not do that. Christina asked me to provide my checking account number and she will then provide me with a letter confirming withdrawal of the amount to be paid.

Alltran received an account after it was 4 years old. Talking to a fair debt attorney I was told that it was too late for the original creditor to file suit to collect the amount. As for Alltran they cannot legally collect the debt. They can threaten you but any calls I receive from them are recorded and logged. Under fair debt law they cannot call a cell phone. Every time they call it cost the consumer money. My fair debt attorney has take the case. I have had 34 calls over the last month.

When I called the man on the phone was very rude, inconsiderate, and heartless. I simply asked about why my tax refund was completely take. Even though I have been making consistent payments over the past year. He acted as if he was annoyed that I had asked him a question and tried to transfer me to another representative. Horrible customer service, and he spoke to me with such disrespect.

They are horrible. Never followed through with a word they said & write strange letters stating "you are very difficult to reach" when I have been living at the same address for 10 years. I pay them monthly & still have had my SSDI garnished, which they told me my payment plan would prevent. They also do not take out your payments on the date you agree so you the Dept of Education would get my payments late. I have since started paying the Dept of Education directly. The Dept of Education should be ashamed of themselves for hiring an agency that lies & purposely tries to make people default & ruin their credit even more when you do everything you can to prevent that.

Alltran throws completely random numbers on settlements out to you and refuses to tell you how they reached the number while interest compounds daily, apparently just because. To clarify, there are 3 main ways for debt collection agencies to settle: 1. You can pay all your current principal balance, plus accrued, unpaid interest, with any future collection surcharges and fees waived; 2. Pay the total principal with half of your interest balance (the other 50 percent is forgiven); 3. Pay 90 percent of the total principal and balance owed (10 percent discounted). Any number that doesn't fall in line with these three categories of calculations is a sociopath randomly making up a number simply because they have the power to do so, and in essence, stealing money from you.