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Wells Fargo Credit Cards Reviews

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About Wells Fargo Credit Cards

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Wells Fargo (NMLS #399801), one of the biggest financial services companies in the country, provides home purchase and refinance loans in all 50 states. You can check rates online and then apply online, over the phone or in person with a local mortgage consultant. Loan options with Wells Fargo include conventional and government-backed loans, as well as jumbo loans and loans for new construction properties. As of the publishing date, Wells Fargo has temporarily suspended applications for home equity lines of credit (HELOCs).

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Wells Fargo Credit Cards Reviews

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    Page 1 Reviews 0 - 10
    Billing

    Reviewed May 25, 2026

    Add Vrbo credit card which was the same as Wells Fargo. Had problems with billing. That was not made by me. Or had problems with the company that overcharged. Contacted Wells Fargo credit card company. They did not back us at all contacted expedia, who they also deal with. They did not back us at hall. Neither did vrbo have cancelled every one of them. Would never recommend anyone to do business with any of them unless you wanna get screwed and lose your money. Ladies and gentlemen, I'd.

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    PriceStaffBilling

    Reviewed May 21, 2026

    I was in Thailand. I had lunch at a tiny hole in the wall restaurant. The bill should have been $20 maximum. When I got home I saw that I was charged $450. To my dismay, Wells Fargo did not care about my issue because I did not have the receipt. I used my card everyday in Thailand. Wells Fargo Could clearly see the every restaurant bill was between $3 and $30. This Bill was more than my Hotel for 3 weeks. They didn't care. I dropped Wells as a Bank decades ago I now I am completely done.

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      Customer ServiceSales & MarketingOnline & AppStaffTransparency

      Reviewed May 6, 2026

      I opened a new account was approved and immediately downloaded the app. They had an old phone number so therefore they could not text me a code so that I could change my password so that I could use the app. I called numerous times just to change my phone number answered all of the security questions and I was informed I had to go to a branch. There is no branch anywhere near where I live. Therefore I can't even use the card without them updating my phone number. I understand security but this is ridiculous when you answer all of the questions correctly I had every bit of information possible and they refused to change it. I told them I had no choice but to close the account then and they could have cared less. At this point I'm afraid to use the card with all of the bad reviews I just read.

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      Customer ServiceBilling

      Reviewed May 1, 2026

      I was sent an email stating they were decreasing my credit card amount from 16000 to 6000 without any warning or notification. I paid the balance and canceled the card. Wells Fargo is the worst company. I will never use them again.

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      Customer ServiceRefunds & PayoutsRates

      Reviewed May 1, 2026

      I used this card to pay for my travel needs hoping that if anything would go wrong this card would protect my interests. That's what this card claims it would do. In reality their dispute department is a joke. The person I spoke with was less than informed about dispute procedures. I asked to talk to a manager and it wasn't much better. The manager told me that the disputed amount would be credited back to my account. It wasn't. When I asked why I can't see it they came up with some crazy theory about some other card. At this time I can't really figure out if they are that ignorant or just criminals who steals money.

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      Billing

      Reviewed April 12, 2026

      It took 3 weeks to get my credit card with exceptional credit and direct deposit into my Wells Fargo account. They have all the information they need and still keep asking for pay stubs. Opened account on the 9th and sent me a statement on the 10th saying it was the first month. (One month that lasts one day?)

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      PricePunctuality & SpeedBillingRates

      Reviewed March 7, 2026

      I closed my credit card with Wells Fargo this March 2026, and a Wells Fargo still charged me interest. Wow! When I opened my credit card with them it was no interest on my purchases, but later they started to charge me interest. The teller inside the Wells Fargo bank told me there will be no interest charged after I close my credit card. Wow! Be careful of Wells Fargo credit cards.

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      BillingRates

      Reviewed Feb. 19, 2026

      I am so disappointed in this institution! I received an offer to get a card with zero interest for 18 months. It all seems great until you try to pay the bill online. If you don't have a Wells Fargo checking account, you can't pay online or make auto payment. It's all done by snail mail! Ugh.

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      Customer ServicePunctuality & Speed

      Reviewed Feb. 17, 2026

      Is the customer service with my Wells Fargo Visa card the worst? Who knows, you can't get ahold of them. Onerous call trees, no prompts that match what you need service for, no option to speak with a live person, then after 20 minutes of labor, frustration, nonsense, transfers, holds, and tears, you are informed they can't handle your call right now, you will have to call back later, and it hangs up. If a spouse was the disrespectful and cruel, you would divorce them.

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      Customer ServicePunctuality & SpeedBillingTransparency

      Reviewed Feb. 11, 2026

      I applied for a Wells Fargo credit card for my business. Over a month and a half I had to call daily for updates and to find out that I needed to send in new documents or was missing something. It took them weeks to verify documents I had sent in when initially they said it would take 3 to 5 business days. When I would call back, they told me they were behind and it could take much longer.

      Finally after a month and a half of this back-and-forth, they simply declined my application. The amount of time and energy wasted was insane. Customer service was terrible. No one knew what was flying. No one could tell me anything productive until it was too late. I am actually happy I was declined now. I will never have to deal with them ever again.

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      Wells Fargo Credit Cards Company Information

      Company Name:
      Wells Fargo
      Year Founded:
      1852
      Address:
      420 Montgomery Street
      City:
      San Francisco
      State/Province:
      CA
      Postal Code:
      94104
      Country:
      United States
      Website:
      www.wellsfargo.com