WageWorks Reviews

San Mateo, CA

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About WageWorks

Pros
  • User-friendly document submission
  • Timely reimbursement process
  • Convenient online access to funds
Cons
  • Frequent account suspensions
  • Poor communication from support

WageWorks Reviews

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    Page 4 Reviews 240 - 440
    Customer ServiceCoverageStaff

    Reviewed May 23, 2019

    We just got COBRA May 1. I have so many complaints about WageWorks i don't know where to begin.

    1) Why does it take over 30 days for them to process automatic pay from my bank? Nobody can tell me if it's approved and working. They say to just watch for it to go thru or not. Then write a check. Aren't we in the digital age? PayPal can do the same validation within 3 days. The systems says that my first payment was received on April 30. When I spoke to a customer service rep it says May 8th... oiy vey!

    2) We were never notified by Cobra, WageWorks or Aetna that our son (who's on the Autistic Spectrum) was dropped from coverage. I notified WageWork of this, they said they can't do anything about it, call Aetna. Aetna said that Cobra and WageWorks have to fix this, i informed them that they said Aetna fixes this. We got WageWOrks and Aetna on the phone together to resolve... they said they would fix it. I just received an email saying it's resolved, although it's not. We still do not know if our son is covered.

    3) They need to be VERY clear in their communication that they only begin the paperwork to start your coverage once they receive your initial payment. This very important message is buried on page 12 of the original documentation. This needs to be communicated within the first paragraph in plain English for example, "Your will receive no coverage until WageWorks receives your first payment. At that time of payment we will contact your insurance carrier to start coverage."

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    Customer Service

    Reviewed May 16, 2019

    My employer switched our HSA account. I was under the impression that my funds from this account would transfer to the other account. However it didn’t. The card doesn’t actually expire until Oct 2021 so I thought I could still use it. When I attempted to use it, it got declined. Called customer service and spoke to an incompetent individual about how I can get my reimbursement. They told me I had until October 2019 to use the funds and I could file a claim when paying with my own credit card. Did EXACTLY as they asked and submitted my claim by email.

    Did not get a response for 1 week so I finally called again. This time they simply denied paying me back saying the funds were gone and they can’t do anything. First of all, the funds just don’t go missing. They took my money and just didn’t want to pay me back. So disappointed in how they conduct business. I can not recommend using Wage Works for your HSA account. As the other reviewers have mentioned they just take advantage of your situation and you don’t get dime back from the claim you file.

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    Customer ServiceStaff

    Reviewed May 14, 2019

    I just got off the phone with the most ignorant arrogant woman who made what should have been an easy phone conversation into a painfully ridiculous experience of going around in circles and chasing my tail. Trying to get any information from her was harder than clipping toenails on a tom cat! When calling about paying medical bills which comes out of OUR pay, I expect at least a small degree of professionalism, and maybe a bit of compassion would be a nice addition.

    Our card has been frozen because of their need for copies of the receipts for medical payments to the anesthesiologist, surgeon, and the physical therapist. They know that these payments went to these people, so why do they need to make a difficult situation even more difficult, and then be an impossible over the phone? If I didn’t have to deal with them, I would definitely choose someone else. But, there is no other choice.

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    Verified purchase

    Reviewed May 13, 2019

    If only I could give WageWorks a 0, I would. They don't even deserve a 1. Last year, they gave me problems to reimburse me. This year, I am going through the same thing. I forgot to pay with the WageWorks card and paid with another card. Everything they asked for is on the receipt, yet they will not reimburse me. I am sick and fed up with WageWorks. I will NEVER sign up with them again. I am DONE with WageWorks. I will be writing the head office.

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    Customer ServicePunctuality & Speed

    Reviewed May 13, 2019

    One month they sent my commuter card late and another month the commuter card did not even work. I was forced to pay out of pocket for travel expenses that were over $400 for the two months. They only offered to reimburse me $96 (out of my own commuter account) and the customer service is horrible. They will make you jump through hoops for a reimbursement in hoping that you give up trying.

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    Reviewed May 10, 2019

    Recently, I submitted receipts for medical bills. I had carry over funds from 2018, that according to the Wageworks rep, can only be used in 2019! Now, we all know that physician offices are slow to send you the bill. It was my assumption, that I could use my carry over funds for 2018 to pay 2018 bills. NOT! I was told that these funds are added to your 2019 funds. So, now, I owe WageWorks. Still trying to figure out why I owe them, when I had 2018 carry over funds on my card to pay the bills.

    In conclusion, I will no longer participate in this program, because 1) they will reject your claims 2) you may owe them, even though you have funds on the card 3) the reps (not their fault) will try to convince you that you owe Wageworks, even if you have a legitimate medical expense 4) your card will be suspended if you don't pay them back, even though you have funds on the card 5) its just shady how this service works; 6) there is no such thing as carry over funds. Good luck!

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    Customer Service

    Reviewed May 9, 2019

    Numerous calls to customer service about my Cobra. Even thought they have a Customer Service log of some sort, it's like Groundhog Day every time. Then you call Customer Service and they say you have to log your request into the database. Then someone closes your case without looking at it. If I could give them a zero rating I would.

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    Customer ServiceCoverageStaff

    Reviewed May 6, 2019

    My employer health coverage expired April 30th but Cobra was available through WageWorks. I signed up mid-April for coverage starting 5/1 and made my payment on 5/1 on their website. My Healthcare provider says my coverage has lapsed. I called WageWorks customer service and they said all the documentation has been sent. I conferenced my Healthcare company and they checked and said they didn’t have it. Then the WageWorks agent says “oh we sent it today” which was a false statement. The healthcare provider escalated with their own organization to double check and called back and said they still did not have it.

    I called WageWorks and asked for a supervisor. When one finally came on the line, she said it usually takes 3 to 5 business days to send the paperwork over. Two minutes later she said 7 to 10 business days. I challenged her on that and she just stumbled around for an answer. I asked to speak to her supervisor and she said he would call me. I am not holding my breath for that callback. Simple fact is I paid my premium on time and it could take up to two weeks to have my coverage re-instated. They are pathetic.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 2, 2019

    I've been ca Calling every time I use my card. There is always a problem every time I use my card. Trying to kid reimburse is another story. Their customer representative is horrible. I have to call like 3 times maybe 4 to get a problem solved. Very time consuming! This company needs to be bought out and restructure and training for their employees!

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    Customer Service

    Reviewed April 30, 2019

    When I called to stop the emails that are being sent regarding someone else’s account I was told that the participants would need to request to invalidate my email address and until the participant calls and requests this I will continue to receive emails regarding someone else’s account.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed April 30, 2019

    I was forced to open a WageWorks account by my employer as they will only post their contributions there rather than a personal HSA account. After specifically asking a WageWorks employee if I could have my reimbursements directly deposited to my personal HSA, I was told yes and set it up. Long story short, she was wrong and I spent another 45 minutes on the phone a week later because my reimbursement was marked paid but did not make it into my personal HSA account.

    That service representative continued to talk in circles and apologize, but did nothing besides encourage me to change my routing information and wait for a check 7-10 days after the funds weren’t accepted by my personal HSA (which may never happen for all we know). Now my medical bills will be paid late because an employee made up an answer that was incorrect and the company wouldn’t even own the mistake and make amends. What a horrific experience. If you want to chase your own money, keep your account open and your phone handy for all the customer service calls you’ll make.

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    Customer Service

    Reviewed April 29, 2019

    NOT EVEN WORTH 1 STAR. I called and verified with their Customer Reps prior to purchasing a WaterPik that my Dentist recommended me purchasing. WageWorks Customer Rep said it would be reimbursable as long as I had a letter from the dentist. After all the run around and trying three different stores to purchase with my WageWorks Visa card and calling each time my card was declined just to get another excuse.

    I finally purchased and expensed, which I was finally instructed to do, only to have the claim DENIED and was told I needed to use one of their forms. Received one of their forms and it states right on their form that having a letter from the dentist will work instead of completing the form. Then I called again to get someone to finally tell me that a WaterPik is not reimbursable! So they wasted half a day and stress for a $50.00 item. After this year, I WILL NEVER USE THIS COMPANY AGAIN! Inferior information and Customer Service!

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    Customer ServiceStaff

    Reviewed April 28, 2019

    I've been using WageWorks for the past 8-10 years both through my and my spouse's employer. It used to be a well run company/service with friendly support staff and online system that worked. Over the past 2-3 years something happened. List of issues is endless: transit program had suddenly disappeared from my WageWorks' account - and I can't claim back funds even though my employer had already withdrawn pre-tax funds from my paycheck. It's telling that WageWorks had removed all traces for contacting them once you're logged in inside their system. I had to look up contact information just by searching internet.

    The support is outsourced with accent and language barrier so severe that I have to slowly repeat the issue multiple times. They provide conflicting information including that the issue is with my employer. My employer says the issues is with WageWorks. After much back and forth - WageWorks tells me to submit a written 'appeal' which I. The appeal gets 'denied'. Any my money essentially are gone.

    Other endless issues include absolutely impossible medical expenses claim submission process. No matter what I submit - it gets denied. This includes co-payments with clearly detailed information on doctor, visit, patient. Calls to support number yield no results. And again as with other programs, the money that I set aside - essentially are trapped despite volume of medical expenses that WageWorks refuses to process/accept. This is criminal. Employers should stop using their services. California DA needs to open investigation against Wageworks.

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    Customer ServiceStaff

    Reviewed April 25, 2019

    These people steal your money. I opted into $2500 for the year and they deny every claim possible. They make you submit a receipt for EVERY SINGLE thing and then tell you your receipt isn't good enough. Additionally, their customer service is offshore and they "aren't allowed" to transfer you to someone in the United States. If you need to speak with someone, you have to WRITE A LETTER to the "executive team" in San Mateo and then someone might* call you back. This is a joke of an organization. I miss Navia Benefits where my FSA was EASY and LEGAL. I will NEVER use their services for anything ever again.

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    Customer Service

    Reviewed April 25, 2019

    Although I have been denied my own money for real medical items, e.g., prescriptions, small medical devices, etc when trying to use my WageWorks HSA card, they had no problem letting someone use my card number at locations many states away from where I reside. Then to get my money back I had to go through a horrible card dispute process where I wasn't allowed to talk to the dispute department. Only first line customer service who could do or tell me nothing except it might take up to 90 days for resolution. I have already stopped my contributions to this card as I feel this organization is very shady and may have inside scams being conducted that they are not addressing.

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    Coverage

    Reviewed April 25, 2019

    WageWorks, Inc. is a corrupt company who take your money in advance and take their sweet time transferring the payment to the provider. The paperwork they send regarding payment for continuing coverage does not indicate the delayed time from processing the payment to continue coverage. I continually called to determine eligibility and receive the same standard line which defends their practices while allowing individuals to lapse in coverage. I had COBRA in the past under a different system and did not experience these issues. They should not be in business with such shoddy practices and misinformation.

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    Reviewed April 24, 2019

    I reserved $2500 from my income to use toward medical expenses but then they denied the bulk of my claims. The reason was that I changed to a new federal job that was administered by a different company. Problem is that they told me it would be fine before I moved. Then they found out they were wrong. And they just keep my money. THERE IS NO ACCOUNTABILITY. DO NOT GIVE THESE CORRUPT FOOLS YOUR HARD-EARNED MONEY.

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    Customer ServiceStaff

    Reviewed April 23, 2019

    As far as I can tell, this firm's profit model is simply based on stealing money from consumers. In December 2018 I had prepaid for my January and February 2019 COBRA premiums. I was going on Medicare effective March 1. In late December, I withdrew my authorization for them to draft my account for any further premiums. In January, they drafted my account anyway and applied it to March of 2019 when I was I covered by Medicare. Numerous calls, emails, and inquiries posted in my account and they have yet to refund my excess premium. They now tell me my ex-employer has a deficit in their "trust" account. My former employer tells me WageWorks owes THEM money!

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    Customer ServiceCoveragePriceStaff

    Reviewed April 20, 2019

    This has been the worst experience I ever had in my life -- I have been paying out of pocket for a premium monthly so that I can have insurance as I do not get insurance through my company and stayed on my parent's COBRA plan. This company decided to change their monthly premium cost, never notify me, and then I get to the doctor's office for a visit and my INSURANCE WAS TERMINATED. I had an absolute meltdown as I got married and my address changed this year and they were STILL TAKING PAYMENTS OUT of my account every month. I spent over 40 hours total on the phone with them and as of now, my account is reinstated but I have yet to get my money back for the months they took out (as I have paid over $2000 for coverage for the next 3 months). They are terrible. Do not go with them as they ruined my one week off of work sorting through their own mess.

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed April 20, 2019

    My mother died in November and I am her executor and trustee. Most of her assets were in her trust, including her checking account, and she has no deposit accounts outside the trust. The company that provided her with her retiree health insurance benefits contracted with WageWorks to collect her monthly premiums. Her coverage wasn’t COBRA coverage, but I believe retiree health insurance services are handled by their COBRA department.

    Her company notified WageWorks that they should refund her December premium payment and the part of her November payment that was for coverage from her death through the end of the month on 1/15, and at the end of February USPS forwarded a letter from WageWorks containing a “COBRA insurance premium” refund check for the correct amount (about $300) made payable to “The Estate of [Mother’s Name].” Since then, I’ve been trying to obtain a new check made payable to my mother or to my mother’s trust or to me as Successor Trustee, so that I can deposit the refund to her trust checking account. Here’s the history:

    3/4 – Mailed the undepositable check, a copy of the will, a copy of the trust, a document showing that I’m the Successor Trustee of the trust, and a cover letter asking for a new check payable to the trust to WageWorks by certified mail to the Dallas PO Box number provided by a WageWorks service representative (PO Box 226101), and received an electronic receipt from USPS showing that the packet was signed for 3/7. The cover letter included my address, my phone number, and my email address, and a request that they contact me if they needed any additional documents. As my mother used to say, time passed and nothing happened.

    3/15 – Called WageWorks and spoke to 3 service representatives, one of whom told me she could not provide me with any information until I mailed a copy of my PoA to PO Box 226101, one of whom told me I needed to mail a document showing that I was the executor before I could be provided with any information, and one of whom told me WageWorks had no record of having received the packet. I mailed another packet, packet no. 2, containing everything in the first packet except the check, again by certified mail.

    This time USPS reported it as delivered but the delivery status later changed to “In Transit” and is still showing as “In Transit” as of 4/19. I also asked my lawyer for help and she provided me with a Small Estate Affidavit requesting a new, depositable refund check which I had notarized and mailed on 3/17, with my mother’s death certificate in a self-addressed stamped return envelope and cover letter number 3. USPS reported that packet no. 3 containing the Small Estate Affidavit was delivered on 3/21.

    4/8/19 – Sent the death certificate to the fax number provided by one of the WageWorks service representatives, and faxed the Small Estate Affidavit separately. 4/9/19 – Called the customer service no. again and learned nothing. The service representative I spoke with told me she would send an internal email to their finance department.

    4/10 – Called my mother’s company’s benefits administrator and was connected with a very pleasant native speaker of English at WageWorks who told me they had no record of having received anything from me by mail. However, they did receive the faxed death certificate and the text accompanying the faxed affidavit (but not the affidavit itself). She recommended mailing the Small Estate Affidavit again rather than attempting to fax it again. I did (packet no. 4). This time I saved a few dollars by sending it by first class mail rather than certified mail.

    4/19 – More time has passed and nothing has happened. As trustee, my job is to close the trust as soon as possible, including the trust checking account. If I learn on Monday (4/22) that WageWorks still has no record of having received any mail from me, I plan to use my own money to distribute the refund amount to the trust beneficiaries so that I can close the account. If they send a check depositable to the account after the account is closed, I’ll not mail it back to WageWorks again. I’ll shred it.

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    Reviewed April 19, 2019

    I've tried using WageWorks FSA for about 2 years. Unfortunately, they reject legitimate claims for almost all medical doctor, dentist, and optometrist visits and require additional documentation, with threats of account suspension. This requires at least one, sometimes multiple submissions providing said documentation. This wouldn't be so bad, but it is never clear why they are actually rejecting a specific receipt or statement! I would rather just pay the extra tax than deal with the hassle of an account with WageWorks. Be very cautious before deciding to open an account.

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    Customer Service

    Reviewed April 18, 2019

    I had an dependent care FSA thru a previous employer, and my last day was March 1st. Prior to leaving that position I contacted WageWorks concerning my account. They assured me that my money was mine and would be there for me to make claims against whenever I needed. Here is the catch; you can only make a claim for services that were completed during your employment. I had a little more than $1000 dollars in my account. I made a claim on 9 April for child care from 1 Jan to 2 March. They tried to short me $350 by saying that the services weren't completed during my employment.

    Luckily my account statement from the daycare is itemized and it shows how the payments were made weekly, therefore I have paid significantly more in January and February that what they approved. I have been getting the runaround over the phone. First time I called they put me on hold and never came back on line. The second time they agreed with me, but said it would take a couple of days to correct. So far it has not been corrected.

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    Staff

    Reviewed April 15, 2019

    I have had bad service in the past, none worthy of making me turn to the internet with the hopes of stopping at least ONE poor soul from having to deal with the flaming trash heap that is WageWorks. I have (to this point) spent 29 days attempting to be reimbursed for parking to no success. Upon waking up today, I found that I had another claim that needs to be filed. Meaning that I will likely spend eternity chasing down $500 that I would have MUCH rather paid taxes on. Please, if you are on the fence and you're thinking about signing up, DON'T DO IT. DO NOT USE WAGEWORKS. On my team, everyone has the option to leverage their platform, and after two months everyone has decided to stop wasting their time. Choose wisely.

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    Reviewed April 12, 2019

    I have had a Flexible Spending account for years through a different company. I know how they work and I never had any problems. I had a dentist appt in December. Dentist waited for my insurance to pay and then sent me an itemized bill for the remainder in January. I used my WageWork Card to pay the dentist. My claim was put in a status of "Ineligible Expense". First talked to a representative in January. Told me I should send in my receipt to show it was paid in January for a December expense. I did so...then I get my WageWork card will be suspended.

    I called in April (after 90 day pre-year grace). They immediately transferred me to a "special account" where the woman talked way too fast and I had to tell her to slow down multiple times to understand what she was saying. Bottom line, if I would had submitted my expense for reimbursement and not paid with my card, I would had been reimbursed. So, now they get to keep my money from last year (I need to pay it back). This sounds illegal to me!!! I will pursue the Better Business Bureau. And, I will never use them again!!! Sounds like they are scammers....

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    Reviewed April 12, 2019

    The original receipt is never good enough. This company loves to inconvenience you by making you go thru your insurance company to provide other documents before they will approve any payment. So annoying, especially since it’s my funds that are deposited from my pay into this WageWorks account. Ugghh.

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    Customer ServiceCoverageStaff

    Reviewed April 12, 2019

    My wife was informed by her former employer Sacramento Unified School District to contact WageWorks to procure COBRA coverage. She did so and told them she wanted to continue with HealthNet coverage. WageWorks told her to send them the first months premium of over $950. When she tried to confirm coverage with HealthNet they indicated she was not covered and she should forward the first three months premium to HealthNet. She did so and then began our more than 16-month pursuit of a refund from WageWorks. Numerous phone calls, emails and written letters to WageWorks got us nowhere.

    First their story was they forwarded the funds to HealthNet but would never provide documentation or proof. HealthNet had no such record. Finally when we threatened legal action through Small Claims Court they communicated that they had forwarded her funds to her former employer. Then a few weeks later they called with "Great news: this has never happened before but Sacramento Unified School District has agreed to refund your money." If you are an employer reading this you know that you hire WageWorks to be your administrator and they do not collect money from former employees for COBRA and send the money to the former employer. Shame on WageWorks for lying and refusing rightful refunds to individuals for more than 16 months. Do your employees and former employees a favor and do not do business with WageWorks.

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    Customer Service

    Reviewed April 11, 2019

    My card was declined for no apparent reason. When I called to inquire, they kept me on the phone for half an hour and were not able to locate my card information. The level of incompetence was astonishing.

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    Sales & Marketing

    Reviewed April 8, 2019

    I paid into Wageworks and they told me that I cannot close my account under any circumstances. They will just take the money that I paid for from it and not reimburse even when they are supposed to. If you want to even file a claim because of any medical issues you would actually have to be working for the Federal government at any time. This is a total scam! I am about to lose a lot of money unless I work for the federal government again!

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    Reviewed April 8, 2019

    WageWorks makes it extremely difficult to get reimbursed. I've had to submit a recent claim four times and still have not received my reimbursement. Their receipt has to be exactly right. My latest claim was rejected because the description for the service was below the charge, not in the same line! This is absolutely ridiculous for getting access to my own money. Extremely dissatisfied.

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    Customer Service

    Reviewed April 6, 2019

    I would not recommend using this company to manage FSA funds. They have traps to keep your funds, and I just lost $170 in the rollover process. I had $800 to rollover, but knew that only $500 would rollover according to IRS rules. But the $170 expense I incurred in December was not subtracted from the $800 available, it was subtracted from the $500 rollover. Why? Because the payment happened after the first of the year. Even though services occurred in the previous year, funds were deducted from the current year. My balance is now $330, not $500 as expected. After several calls, and resubmissions of receipts, WageWorks still has my $170. Again - don't do business with this company - they don't deserve to stay in business. My negative review is obviously one of many, and mine is not an isolated occurrence.

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    StaffProcess

    Reviewed April 2, 2019

    I contributed my money through my company to dependent FSA. I filed after left the company. It was partially denied because I no longer work for the company anymore so they can't reimburse the money after I leave. The representative and his supervisor MJ has no clue how the program works. They are just researching as they talk. When they can't find a legitimate reason they start doing nonsense math. I contributed to my dependent care account. But I am getting whole a lot of trouble and not getting the full amount of money back. It's a totally shady program WageWorks is running. It's a total waste of my time talking to a bunch of idiots who doesn't understand the program and can't speak English clearly. Shame on WageWorks!

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    Customer ServiceStaff

    Reviewed April 2, 2019

    Interview was done by an inexperienced person who isn't qualified to have the job. Anyway, after the interview I let her know I wasn't interested, then I received an email several hours later that they weren't interested. Neither was I. BARF! I read the other reviews. How do they stay in business??

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    Customer Service

    Reviewed April 2, 2019

    Nothing but a horrible experience. Being an employee benefits broker, we deal with many different vendors and Wageworks ignores emails, doesn't respond, doesn't work to resolve issues - the worst! Don't waste your time!

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    Customer ServiceStaff

    Reviewed March 28, 2019

    Just absolutely worst customer service: phone keeps breaking up, accent too heavy to understand, not explaining anything I was asking about, only repeating "it will be there by the 1st, ma'am" in a monotone. Put on hold numerous times, wasted sooo much time. Finally get a supervisor on line only to repeat the same speech to me as the previous guy. I AM QUITTING THEIR SERVICES AND I ADVISE YOU TO DO THE SAME. They need to be reported to BBB, and I am happily doing that right now.

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    Customer ServiceStaff

    Reviewed March 28, 2019

    My explorer uses WageWorks to manage Flexible Spending accounts for medical expenses. They constantly request you send itemized details, receipts and EOBs for what are blatantly legitimate medical services. Bills with names of actual hospitals, cancer centers, etc. Then When you send in the forms, the EOBs, receipts, etc. half the time they say, "This is not sufficient. We need a more detailed receipt..." The bills and receipts they always tell you they need more details. It is ridiculous, and then when you call customer service you always get someone with a very difficult accent to understand. Sounds like a call center in India or Pakistan. This company is just not customer friendly and lacks the ability to use judgment, discernment, and common sense.

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    Customer ServiceCoveragePunctuality & SpeedOnline & AppStaff

    Reviewed March 27, 2019

    Unfortunately, my employer of 30 years chose this worthless firm to outsource its billing for retiree health care. I cannot tell you how many times they have screwed me up by telling me incorrect information, advising me that I needed to send payments directly to them, only to have all returned three weeks later with no explanation as to why. When I called they advised my coverage had been canceled and I would need to take it up with my former employer (a whole other story). My former employer called me back after three days to tell me it is not their problem. That my issue was with Wageworks and take it up with them.

    Called Wageworks again. They advised me to file an appeal with Wageworks (had to be via written and snail mail) to reinstate coverage. I did exactly as advised. Representative told me to expect 7-10 day response. Of course never heard anything, so I proactively called to check status. "No determination yet, try again later. Maybe another week". I let them know that this was egregious and that my wife was without any health coverage due to their incompetence and errors.

    Called back a few days later. After being told there was no review done yet, I was put on hold for 10 minutes, Rep came back to tell me I should have filed the appeal with my former employer, and that I had been given wrong information by the former representative. No effort to help, offer apology, etc. When trying to pay premium via their website, it is painfully apparent that their web programmers at second or even third tier. One of the most user unfriendly, unstable websites I have ever had to use. If I could choose to cease dealing with this outfit, I would. If you have an option, take whatever option does not involve this incompetent firm.

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    Customer ServiceStaff

    Reviewed March 26, 2019

    My WageWorks card was declined twice for insufficient funds for no reason. There was over $2,000 in my account. I was charged two $25 fees from my dentist as a result. When I called to speak to someone at WageWorks the person could barely speak English, I was told it was due to a glitch in their system. I understood and asked for it in writing so I could forward the information to my dentist and was told no, it was not possible. When I asked to speak to a manager I was told there was not one available. This was the worst service I have ever received, I could not believe I trusted my money with this company. I would not recommend!!!

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    Customer ServiceOnline & AppStaff

    Reviewed March 26, 2019

    While I, like most victims of this company, had no choice in choosing them for my FSA plan, I felt it good in some small way to further express the appalling way they outsource their call centers and train the reps to assist with claim issues. You all understand the ridiculous processing that occurs with this company. What kind of garbage it this when using your FSA card for clearly eligible expenses results in unannounced suspension of the card pending a receipt.

    Now there are additional legitimate expenses that are outstanding waiting for resolution of my card. When a submitted claim is from a hospital? A surgeon? Family Practice Physician? Denied. Receipt required. Card suspended. Ever get a receipt from the hospital operating room? Itemized yet? Gotta make sure the surgeon was using approved items in my procedure! I recall there was a time when the point of purchase equipment was specific for these cards. Why should it be so difficult for this verification process to be handled at the time of sale? Well, of course, there is no explanation why the submitted receipts were denied. I was forced to call and speak to another country. Couldn't understand half of what he said. Kept telling me this an IRS rule. I suspect that the IRS is concerned about proper verification but not demanding my card be suspended while dealing with WageWork's BS pending "verification."

    I suspect the IRS wants proper use and submission within the time frame specified in the calendar year. This discussion was lost on my foreign friend who just spews from the company script. Why can you not look at the receipt you submitted on the website so you know what might be missing and avoid sending the same copy again? He also was bothered that one receipt said Gmail on it. Called it an email receipt. Unacceptable. Jack**! I emailed it to my wife who printed it out and submitted it! Using EMAIL! UGGGGG!

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    Reviewed March 25, 2019

    This company needs to be brought to the attention of Better Business Bureau and the Attorney General's office. I send medical bills in for reimbursement. They get denied. I call up. Spend time speaking with someone who tells me it will be re reviewed but takes 7 days no supervisor to speak with and no one has a direct ext of a last name....appears to be inconsistent claim practices and little depending who gets your claim it is paid or denied...improperly. THIS IS BY FAR THE WORSE COMPANY I HAVE EVER DEALT WITH. SHOULD ALLOW A MINUS RATING.

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    Customer ServiceStaff

    Reviewed March 20, 2019

    Two calls, two plus wasted hours on the phone. Had a question about a transaction that was declined that should not have been. Both times I got people (two each phone call) that could barely speak English, and I sure could not understand them. They didn't know what I was talking about. They read canned script. I asked for someone who spoke English that I could better understand. The second person was as bad if not worse than the first. If I am in the US trying to get a medical bill straightened out, I want a person who speaks fluent English and knows what they are talking about. This already added to the frustration. I finally got it settled through a third party. Ridiculous.

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    Customer ServiceStaff

    Reviewed March 20, 2019

    I was using WageWorks for my commuter benefits when unfortunately I sent too much money to my Ventra (Chicago transit) card. There was $300 in missing funds that after multiple calls back and forth with Ventra and WageWorks was finally sent back to WageWorks. I was told that I had to wait to deplete my current Ventra balance before they could reload. I simply wasn't riding the bus as often and this became impossible. Finally, while I was preparing to end my employment to go to school full time, a seemingly helpful representative told me a second solution - he would send the funds to me in a debit card that I could use for the bus, Uber, etc.

    He knew that my employment was coming to an end and let me know I would receive the card in two months. I just called this morning since it has been two months and was informed that they sent the money to my ex-employer! After 11 months of trying to retrieve my funds and at least a dozen phone calls I can say that this was the absolute worst customer service I have ever received. Every person on the phone sounds like a robot that reads long winded/convoluted scripts, ending every single sentence with Ma'am, making them almost impossible to follow. When you speak to a supervisor they actually do speak away from the scripts and are able to answer questions directly and are easier to follow. Unfortunately for me, the supervisor I last spoke with told me that they no longer had the money and that they could not help me. Of course I have contacted my ex-employer and they have no record of the funds being returned.

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    Customer ServiceCoverage

    Reviewed March 20, 2019

    I had move to another job and wanted to keep the medical coverage for my wife as well as keeping the dental benefits. It turn out that they split the account and now I have 2 years of coverage for my dental at 1425.00 and the medical for my wife was cancel even though we have been in contact with them and trying to resolve the situation. There is no person in charge to make a decision. All complains must be done in writing address to nobody and still hope that your issue will be resolved. If you can don't deal with them. They will overcharge you and not provide you with an answer.

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    Customer Service

    Reviewed March 14, 2019

    I spent 45 minutes on the phone with two operators who barely spoke English. Half of that time was spent on hold. It was one of the most frustrating customer experiences I've ever had. And after all that, my problem still isn't resolved and I have nowhere else to get help. Worst company ever.

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    Customer ServiceCoverageStaff

    Reviewed March 14, 2019

    Please be aware that when you call them you are getting a call center not in the U.S. It was very hard to understand the agent and he had been prompted to repeat back to me. He was polite and kind, but I was concerned that my needs were not going to be met. I was supposed to get 3 months of Cobra supplemented by my former employer. The first billing was for 100% of the Cobra. I tried to navigate the website. My former employer told me I would have to call them. Nice? Right? After 4 calls I finally got a billing that reflected the correct charges. During this time all of my plans were canceled as well as a necessary prescription. If you are scheduled for a layoff, they should work with you in advance of that so that coverage isn't interrupted. I blame WageWorks and my former employer for the careless handling of my insurance problems.

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    Customer Service

    Reviewed March 12, 2019

    The company is incredibly hard to deal with. Their online site is archaic, they make you mail a physical piece of paper to get compensated for commuter benefit stuff. Can't speak to anyone on the phone, they are robots who speak broken English. I was told they could not mail a new commuter card, even though one was never received! Just terrible.

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    Reviewed March 11, 2019

    I submitted my gym expense for reimbursement to WageWorks on 1/22/2019. There were five payments in 2018. The first three payments are for January, February and March, the other two are for November and December. Strangely, the first three payments got approval but the other two got denial. I called WageWorks and talked to supervisor Marie. I asked about the reason for denial. She said that gym statement is required for the claim. Why some payments got approval while other got denial in the same claim under the identical condition? Here are my comments: 1. WageWorks has inconsistent standards on process claim. It creates a lot of confusions/inconvenient to customers. 2. They refused to accommodate my request for processing the rest claim as is.

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    Customer Service

    Reviewed March 9, 2019

    My former employer transferred my records for reimbursement to medicare bills to WageWorks on 12-18-2018 and at that time I was to receive a pin number to register so I could submit claims and review progress. I never received the pin nor information and began calling my former company the first week in Jan. As well as WageWorks. So far after over 20 phone calls, Hours on the phone I have been unable to receive what is necessary info to register nor submit any documentation to obtain reimbursement. As of this date March 9, 2019 all I have been able to receive is promises that I will receive a callback which never has happened. When you ask to talk to any supervisor or manager I am told not available. No email addresses of anyone in the corporation as if you are not registered you cannot get through or get info. I will be filing a formal complaint to the Better Business Bureau. and to the Dept. of Labor shortly.

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    Reviewed March 9, 2019

    I have WageWorks as part of my health insurance through my employer insurance. I bought eyeglasses from Walmart Vision center and used my WageWorks card to pay for them. A few weeks later my card was suspended. They wanted me to send them a receipt. So I had to drive 30 miles back to Walmart to get receipt. They printed out the order form and had to handwrite the tax on the receipt because the order form doesn't have the tax on it. It's added as u pay. So I sent to WageWorks. They paid all but refused to pay the $16 tax because it was handwritten. Although they know the totals matched. So still card is suspended.

    I call Walmart Vision center back. They have to do a receipt history from their computer system and found the receipt from the actual credit card transaction that had the tax printed on it. Gave me a copy and I sent to WageWorks. They still denied the claim. My card is still suspended. I have over 1600.00 on my card for possible use but they keep the card suspended. It has been suspended since January and it is now March. I have to pay out of pocket for all my co-pays now because I can't use my card THAT I PAY 700.00 A MONTH FOR MY HEALTH INSURANCE OUT OF MY POCKET ALREADY. RIP-OFF RIP-OFF RIP-OFF.

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    Customer ServiceStaff

    Reviewed March 8, 2019

    This company wrote me a letter stating my Flex Spending card would be suspended March 4, 2019. On February 25, 2019 I went to use the card to get new eye glasses. When I swiped my card on February 25 it was already suspended. I had $214 left on my card. They suspended my card because they wanted to see bills from 2 doctors office. I don’t understand why they would do this and they clearly saw the 2 inquiries was used for 2 doctor visits.

    When you call to talk to them you get nothing but foreign people that you can barely understand. I truly feel that Wageworks is a rip-off!!! They sent me a paper through my email as to where to send my doctors bills so they can I suspend my card. The fax number on their paper says fax it to a 1-866 number. After a few days I called to check to see if they had received my fax for the medical bills. A foreigner told me not to use the (1) when sending faxes. I said, "Well your instructions says fax to a 1-866 number." I asked, "Why would you email me a paper with the wrong fax number?" When I tried to refax it Without the (1) the fax did not go through. I told them, "When I use the (1) the fax says complete." They give you the run around.

    They are playing with me and money is being taken out of my paycheck. This is really bad and I hope the U.S. Government puts a end to this company. If the Government does not end Wageworks services. They will NOT improve and customers will continue to give them (1) STAR ratings!!!! It’s like they use any reason possible to SUSPEND your Flex Spending card! The guy at the eye glass store told me he constantly hears customers arguing and screaming at this company. Wageworks loves to tell you to pay out of pocket and they will reimburse you. Why should employees have to do that when they have large amounts of cash left on their Flex Spending account?! I mean this is just TERRIBLE!!! I’m PISSED??? OFF!!

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    Customer ServicePunctuality & Speed

    Reviewed March 7, 2019

    Almost 3 months of time. Made 6 Telephone calls. Talked or waited almost 7 hours on the phone. Spoke with 2 supervisors. Promises of callbacks several times (no callbacks). Lots of frustration and hair pulling. And nothing has been resolved.

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    Customer ServicePunctuality & Speed

    Reviewed March 1, 2019

    I have WageWorks through work. I also have Pancreatic Cancer - with that, comes A LOT of medical bills. WageWorks suspended my card and asked for receipts on three LEGITIMATE claims. I submitted all three receipts (two to a medical supply store, one to a hospital) - the hospital stay was accepted and the other two were denied. Because I need to access the rest of my money (some of which is about to expire), I went ahead and paid them back for the two rejected claims. Several days later and after several phone calls, they STILL have not reactivated my card. Each time I call, they tell me it takes "24-28 business hours" and will happen by "tomorrow" "at the latest." I am now 25 minutes into a call with them, and it still has not happened.

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    Customer Service

    Reviewed Feb. 27, 2019

    I AM SO ANGRY AT CERIDIAN WAGEWORKS RIGHT NOW. I am literally taking a sleeping pill to calm down!!! I had a simple question about a claim and repeatedly got sent to a foreign land... site 109... to be exact. Whatever that means. I couldn't understand them and they couldn't understand me. They refused me to be transferred to the 'USA' which I have been told is my right. So I have been on the phone almost 4 hours with foreigner after foreigner after foreigner. The one I finally decided to talk to, didn't have a clue what I was asking of him!!! So it took another call, and another call and another call. I was almost ready to have a heart attack or stroke. I so resent a company that clearly would rather pay Orientals or Indians or Filipinos so that they don't have to pay much when there are so many Americans looking for employment!!!

    Here I am trying to explain a medical question to a person that hasn't a clue what I am saying!!! I am going to do whatever I have to do to bring this to light!!! First of all, we will never do business with WageWorks again!!! That is guaranteed. I do hope any of you reading this trying to decide whether to do any kind of business with Ceridian, please listen closely to what I am saying. You will never get an American. And the ones that do answer from 'site 109' chide and razz you about the fact that they can't transfer you. It makes me categorically crazy!!! I hate this company! I would never do business with them, ever again!!!

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    Customer Service

    Reviewed Feb. 26, 2019

    After many hours both on the WageWorks site and with a representative on the phone, I cannot still submit a claim. The WageWorks online site is unresponsive: It may take 5 minutes to bring up the next page and often (like it happened to me again and again) it gets totally stuck. It's an extremely frustrating experience. When I eventually called the service number because it was impossible to submit the claim online, the lady was nice but I could not understand her either because of the accent or because the connection was cutting off. Eventually I had to hang up. So after all this wasted time, I am still unable to submit the claim. Unbelievable!

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    Customer ServiceContract & TermsStaff

    Reviewed Feb. 22, 2019

    If it were up to me I would get out of this contract - worse service encountered in years. My experience - 1) How about reducing the wait time to 5 minutes or less versus 20 minutes. 2) It would be nice to get a WageWorks representative who would have command of the English language of at least the 3rd grade. 3) It would be nice if the operators do not hang up when they are struggling to articulate why a claim was denied. This causes another callback and excessive hold time. Perhaps this is WageWorks' business model - wear the patient down until they give up. 4) It would be a good idea to have auditors who understand English and can decipher a doctor's bill to avoid unnecessary claim denials. 5) How about a notification of when and why a claim is denied. Take a clue from United Healthcare. 6) Let the auditors contact the service provider for missing information.

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    Customer ServiceStaff

    Reviewed Feb. 22, 2019

    Negative 100 stars is more like it! I submitted 3 Lyft receipts for me & my wife to get to/from the ER where I went due to left arm numbness which I know is a heart attack sign. Although they had the ER copay claim, they denied the Lyft receipts saying they needed the related medical records. I couldn't add the documentation and had to submit them as new claims. After doing so and adding the requested documentation, 2 of the 3 claims were approved, but not the 3rd. The representative (I don't believe was based in the US) wouldn't listen and kept trying to talk when I explained it isn't a transit benefit claim, but a medical claim. She tried to say the documentation wasn't sufficient and continues trying to explain what she needed me to submit while I asked her to stop talking and please just listen. When she didn't, I yelled at her to STOP TALKING AND LISTEN TO ME.

    Once I was able to speak, I asked her to please look at the other 2 claims that had the same additional documentation provided and were approved, so I don't feel additional documentation is needed if it was sufficient for the other two claims. We'll see what happens as she finally agreed to resubmit the claim. This isn't the first negative experience I've had with WageWorks. Their systems are horrible to figure out when signing up and customer service representatives can't think their way out of a paper bag. They shouldn't be in a customer service business!

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    Customer ServicePunctuality & Speed

    Reviewed Feb. 20, 2019

    I've submitted a small claim online for reimbursement three times against a carryover amount from a previous year at my recent employer. First they needed more information. I sent additional information but that was deemed inadequate. I called to question that determination and was told by a representative that it was OK after all and that a check would be sent. It never arrived. I called to question why it wasn't sent and was told it was denied again needing more information. I uploaded additional information online. When I tried to check on the status online, my online account had been deleted. I did not delete it. One last call was no more helpful than the previous. Apparently I'd passed the date to submit a claim even though it had been submitted previously. I'd accuse them of being a criminal enterprise but criminal enterprises are better organized that WageWorks appears to be.

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    Customer Service

    Reviewed Feb. 19, 2019

    Submitted $891 claim in December - no check arrived. Called 1/29, they said the check was lost but gave me a claim number and said they'd send another check - no check arrived. Called today and they said, the last rep should have sent you a form to fill out instead of giving you a claim number. Then they emailed a form and told me to FAX it back. Did we get transported to 1993? Who has a fax machine? The other option is to MAIL it back, like with a stamp. Looks like I'm another month away from getting back the $891 they took out of my paycheck last year. I will never use this "benefit" again.

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    Reviewed Feb. 14, 2019

    If I could give this company zero stars I would. They are the worst company ever. I paid for surgery using my flex spending card, sent in the correct required documents and everything was still denied. It took me speaking to 3 supervisors before they would approve the document I sent in. It is always something with this stupid company.

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    Customer ServiceStaff

    Reviewed Feb. 13, 2019

    You cannot talk to a customer service rep in the U.S. They do speak or understand English well enough to assist you. When COBRA ended 11/30/18, they failed to notify the medical and dental insurance company so they continued to process claims that doctors submitted erroneously. It took two phone calls, one with a supervisor, to get them to agree to notify. You would think that is standard procedure. I hate working with them and will be notifying my ex-employer. I now have to wait 5 business days to find out if they actually notified. I will be contacting the insurance carriers because I do not trust WageWorks to provide accurate information.

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    Customer Service

    Reviewed Feb. 13, 2019

    I am only giving them one star because a rating is required! If not for that, I'd gladly rate them a ZERO star company! When I called WageWorks I explained to them that they never notified me what the next step was after signing up with them and that I was never notified about what to do until I was sent an email on 2/9/19 on a Saturday (I don't work weekends) by my employer, telling me that I have up until the 10th of every month to order a benefits card for commuter benefits. I then explained that because I was not made aware by anyone up until today, 2/12/19 on a Monday, that I am requesting an exception to order my benefits card for the month of March instead of for the month of April. The guy on the line says yes, processes my order for March and we both go on with our lives.

    Then I received my first email ever from them stating that they have successfully processed my order for April instead of March. So I called again and re-explained everything all over again only to be told that they could not honor my request because they emailed me on my personal email in January notifying me that I had up to the 10th of every month to order my commuter benefits card. Then when I asked to speak with a supervisor due to my never receiving any email from them until today, I was told by her that my employer has the sole responsibility of letting me know what the next step is after my signing up with them.

    When I asked to speak with a higher up, she told me there is no one else I could speak with. When I asked for her first and last name she refused to give me her last name and only told me her name was Erika with a K and when I asked for her work ID # she stated she could only give me her site number which she said was 109. This company is disgusting, neglectful, irresponsible and deceiving! They get to keep my hard earned $121.00 for the month of March even though they NEVER ever emailed, called or sent a letter! I will report them to every single site I can think of in order to ensure they are being held accountable for their deceitful and/or negligible actions!

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    Customer ServiceCoveragePunctuality & Speed

    Reviewed Feb. 12, 2019

    I have been with WageWorks for about 7 months. I have been paying my premiums on time. I have not missed payment since I started WageWorks. For my January payment I paid it as it stated on the website. It was slightly less than I normally pay every month but I did not think about it and I sent payment via website.

    When I tried to make my February payment, I was denied stating I owed $2.11 and I was being cancelled. I was shocked. I offered to pay my $2.11 with my Feb payment, they said no. I spoke with manager, Jen, who instructed me, to send payment, letter, and I can appeal the decision. Mind you, I am scheduled to have OBGYN Surgery scheduled 15-Feb 2019 to remove cysts on my uterus and I tested positive for Squamous Epithelial Cells so they wanted to biopsy tissue from my uterus to make sure there is nothing going on that is serious.

    So, we sent Feb payment with an additional $2.11 and they cashed it. Mean while, as I reviewed the payment website, I noticed, all the following payment have been made: 02/07/2019 ** Check $733.71, 01/01/2019 ** Direct Debit $729.51, 12/01/2018 ** Direct Debit $731.61, 10/30/2018 ** Direct Debit $731.61, 10/02/2018 ** Direct Debit $731.61, 08/29/2018 ** Direct Debit $731.61, 07/17/2018 ** Direct Debit $731.61, 07/03/2018 ** Direct Debit $688.94, 06/19/2018 ** Direct Debit $774.28. Now, not only do I have a delay in care, they cashed my money and I still do not have insurance. I sincerely hope someone reads this and takes this information to heart. DO NOT PURCHASE IN ANY WAY WAGEWORKS/BENEDIRECT INSURANCE!!! No one should ever have to go through what I am going through. Their Customer service is worse.

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    Customer ServiceStaff

    Reviewed Feb. 7, 2019

    This company has been one of the worst experiences I have had! Every Month that I submit claims to get reimbursed for Heathcare Premiums I am told it is not right or they need more proof. It’s always something and now they're saying they need copy of My Bank Statement to show Proof I made payments and not someone else! Of course you know that didn’t go well!! I asked to speak to their Supervisor and I’m not sure they even put her on because she hesitated to give me her Name! She tells me that those are the New Rules to get paid! I did ask her whose rules then she said My husbands company! Anyway the call didn’t end very well. I will be calling my husbands company and making a Complaint. This has been going on for Year!

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    Reviewed Feb. 7, 2019

    WageWorks says they refunded my $1,000 but my company has no record of the refund. How do I get my refund after they say I lost on my transit card because I left my company due to a forced retirement and they say you have 90 days to use the money. Can I go to the government such as the federal trade commission or the FBI and file since it was done on the internet?

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    Sales & Marketing

    Reviewed Feb. 7, 2019

    I’ve been using WageWorks for two years now and it has been nothing but FRUSTRATION. I would give this company a zero if I could. Even if everything is under the approved criteria the company will find a way to say something is missing. No paper trail of who in CSR or management/ supervisor denied the claim. Every excuse will give you a vague reason why it was denied. This company is a scam and it’s just crazy how inconsistent they are.

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    Customer ServiceStaff

    Reviewed Feb. 4, 2019

    Every single Dr visit was contested even though all info was submitted and it was on their list of approved expenses. Any issues brought to customer service did not resolve anything. I am now facing collection agencies. My company dropped WageWorks due to poor customer service. They won't let you spend any of your monies on approved medical expenses. Then they put up a bunch of smoke to blame the Dr's office and you for not providing accurate receipts. My wife has been in the health field at many different levels including authorizations. She has never encountered anything so ridiculous. How my company was ever convinced to take this sham of an organization, I will never know. Something has to be done about this crooked agency. I am currently working with our new FSA agency and they have told me that they have numerous accounts rolled over from them with the same issues.

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    PriceStaff

    Reviewed Jan. 30, 2019

    The only reason this has one star is because I couldn't leave a review with zero stars. They are not even worth one star. This is the worst company for FSA administration. I have submitted numerous receipts with the five correct components needed and still have not gotten reimbursed. Submitted a receipt for out-of-pocket expense, and they kept the funds that were in dispute so I am now using my money TWICE to pay for glasses. UNACCEPTABLE and any benefit administrator looking for a FSA administrator DO NOT USE WageWorks. You will give your employees and administrators headache after headache just to use their OWN MONEY!!! Save yourself and your employees grief and use another FSA carrier!!!

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    Reviewed Jan. 30, 2019

    They have suspended my account without notifying me that they need documentation of office visits. I would have happily provided documentation were I aware they needed it. Furthermore, there are numerous occasions that I have sent in proper documentation in a timely manner only to receive a letter saying that my account is about to be suspended bc I didn’t provide correct documentation. So I resend the same receipt and highlight and label all of the requirements needed for documentation which is accepted. So on numerous occasions they have me resend the same receipt verification or they suspend my account without notifying me that they need verification.

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    Customer ServiceCoverage

    Reviewed Jan. 29, 2019

    My previous employer offered me COBRA coverage through WageWorks until my new employer's healthcare took effect. My new employer paid over $3k in premiums to WageWorks for the coverage. Every one of my prescriptions, eye care, doctor visits, blood draws were rejected by my insurance carrier. They said they never received anything from WageWorks. I've tried to contact WageWorks, but there's no email contact available, my WageWorks login no longer works and their telephone system is a joke. DO NOT GIVE THEM ANY MONEY!

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    Customer ServicePunctuality & SpeedOnline & App

    Reviewed Jan. 24, 2019

    We tried to use our balance to pay for orthodontic procedures for our son (many long phone calls and difficulty with website). As of yet (1.5 months later) they are still not paying it. They keep changing the paperwork requirements and sending us to different parts of their website (that cannot "find" our orthodontist).

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    Customer ServiceCoverage

    Reviewed Jan. 23, 2019

    My first clue was when I mailed a check to the address that was in the Cobra information package, the check was returned because they gave me the wrong address. They refused to cover dental expenses for my son. Called twice and was told that my son was covered and have the dentist submit the bill again. After the 3rd call when they couldn't even find any record that I had paid for coverage, I gave up and paid it myself. If your employer ever gives you the option of Cobra coverage through WageWorks, do yourself and your pocketbook a favor, DON'T.

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    Reviewed Jan. 23, 2019

    WageWorks has got to be the worse company I have ever had to deal with. If you have to provide a receipt for over 85% of your card use, due to them not being able to verify, then why even have them. They are getting paid from my company yet I am the one doing their job for them. If I hear one more time about how the IRS requires they verify etc etc, I am going to lose it. WageWorks, You are HORRIBLE!!!

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    Customer ServiceCoverageStaff

    Reviewed Jan. 23, 2019

    This company is a nightmare of canned bureaucracy and auto attendant "help" topped off with bored and incompetent offshore help desk staff. Set aside at least a few hours and a level of patience to rival the Dalai Lama if you ever actually need to speak to a human, as happened to me today when the Flex benefits card I’ve used for 4 years declined to allow me to purchase the train ticket I need to get to work in the morning. 2 hours spent on the phone over 3 calls throughout the day, and the best these people could do is verify that yes, they have my money, and yes it is more than enough to cover the transaction. However I can't actually spend it because of reasons. Further they cannot do anything to allow me to spend it for 7-10 business days because the sheet they are reading from provides no other recourse and the people who are financially vested in this organization pay them to give all their customers the run-around.

    So I'm left without access to the money I set aside to buy the ticket I need to get to work in the morning. I now have to divert the money I was going to spend on food to feed my kids in order to cover WageWorks incompetence so that I can get to work in the morning. Then there was the time I spent over 20 hours in a month dealing with a barrage of receipts that they required yet couldn't understand. After sending over multiple iterations of the receipts in every imaginable format, I finally got the magical employee that was able to make sense of it all, and the receipts they ended up processing were the very ones I initially sent to them in the beginning of all of that.

    This company is a joke, and they have not changed their punch line in the 10 years I have had the misfortune of dealing with them. Any annual tax savings is easily eaten up by the time and frustration spent dealing with their red tape and lack of ability to take immediate action on emergency situations that 9/10 times are caused by a "glitch" or an "error" on or just plain old incompetence on their part. I am immediately disenrolling from all of their programs because of this. These people do not deserve to be in business.

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    Customer ServiceStaff

    Reviewed Jan. 22, 2019

    I tried to make a claim for money in my account and I provided three statements from my medical provider. They refuse to honor them and told me I need detailed reports of what was done at the doctor. This is none of their business as far as I am concerned and all they want to do is hold your money and not give it back to you. They are a bunch of crooks. Avoid this company. I am trying to get my money back. Very rude on the phone.

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    Customer ServiceStaff

    Reviewed Jan. 18, 2019

    We had the worst experience dealing with this company. First, there was a discrepancy between the amount being taken out of paychecks, and the amount of money being deposited to the FSA account. This took several weeks, and hours on the phone to resolve. Then, when we tried to submit a claim for childcare expenses, it was rejected for no real reason.

    Dealing with their customer service on the phone is a nightmare. None of the representatives speak clear english, and most of them are extremely difficult to understand. They also don't seem to have any idea how to actually solve a problem. I kept getting put on hold for long periods, or being told that they can't help me. Absolutely infuriating. My company dropped their services this year, and I'm so glad that I won't have to deal with them again after getting this issue sorted out.

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    Customer ServiceContract & TermsCoverage

    Reviewed Jan. 15, 2019

    I was previously employed by the WPP group, which used WageWorks as their Cobra administrator until 12/31. I have had nothing but problems with them. The first three months, their method of updating the insurance company was not set up correctly and they took my money and didn't properly notify the health insurance company that I had insurance. That took me about 5 hours of conference calls to resolve.

    In December, I got ready to make my payment online, as I had from July through November. I got an error message that said that my employer did not allow online payments. I figured the system was down and tried a few days later. Same result. I called on the phone and was told that their payment system wasn't working, but it was being fixed. I tried again and got the same result. I asked to make a phone payment and got routed around through multiple departments for well over an hour. The woman on the phone told me that I could mail a check as long as it was postmarked by the 26th. At around the same time, I got notification from a different company that they were taking over as Cobra administrator in 2019. AT NO TIME did WageWorks tell me that my check needed to be received and processed before the 31st. Probably because violating the grace period is not allowed by law.

    Anyhow, I sent my check on 12/26, within the grace period. However, WageWorks deleted my account on 12/31 so when my check arrived, they took days to process it (until 1/4), then sat on it until 1/8, then finally mailed it. I received it back to me on 1/14. They refuse to credit it to my account even though this payment is for last month, it was sent within the grace period and by law it should be credited. They tell me that they have to get permission to take the check from WPP because the contract has ended.

    I don't know how they can violate the grace period, not notify me that they are going to do that and then essentially yank my insurance and end my eligibility for Cobra for 2019 AFTER the open enrollment for ALL other insurance options has ended, but that is what they have done. They tell me that they will reach out to WPP and that will take 3-5 business days to see if they can take my payment. Then they say that I will get a phone call back. But I already know that they won't actually do that and I'll just receive a form email stating my issue is "resolved." They have taken away my insurance because they operated illegally and have terrible company processes and customer service. They deserve to be sued and bankrupted. They have ruined my finances for the end of 2018 and 2019. They have screwed me royally.

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    Customer ServiceCoverage

    Reviewed Jan. 14, 2019

    I signed up through this because I spend $400 a month on child care and I figured it would help with taxes and easing the financial burden and it has been the worst experience. Customer service is terrible, you don't even get a debit card and you have to submit claims for every receipt and they wont take "future services". So if I pay $100 a week at the beginning of the week they won't cover those expenses until the end of the week.

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    Customer Service

    Reviewed Jan. 14, 2019

    Like others here my company uses them for our FSA and because of their terrible service decided to discontinue use of FSA in 2019. With the changes from Trump my savings isn't worth the hassle. The most recent thing they started doing is flagging things as needing validation when I've been filling the prescription through Express Scripts for years. When I called it sounded like there was something wrong with the transaction from Express but I really couldn't understand the guy on the other end. If I could give them 0 stars I would. My advice is to complain to your employer and stop using FSA unless you're really desperate to save a couple hundred bucks a year in taxes.

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    Customer ServiceCoverage

    Reviewed Jan. 11, 2019

    Dealing with WageWorks for Cobra coverage has been a nightmare. Open enrollment period was October and stated if no changes then nothing needed to be done other than to continue premium payments. I did which they continued to cash however, notified my carrier that eligibility was terming 12/31/2018 claiming "non payment" even though my payment had been received and cashed as of 1/3/2019 (well within the grace period). NOTE: payment was created and mailed on 12/24/2018 which is when they are supposed to backdate to.

    On Jan 2 I called and spoke to a representative who stated I needed to contact my carrier. My carrier has since been trying to escalate my eligibility up to and including a conference call with me and asking to speak to the RM department. We were told no and it would be 7 to 10 business days to process the payment (it had already processed) and another 3 to 5 days for their RM department to reach out to my carrier's eligibility department. Seriously debating speaking to an attorney.

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    Customer ServiceCoverageStaff

    Reviewed Jan. 10, 2019

    Dealing with WageWorks for Cobra coverage has been a nightmare. First I was not allowed to change my coverage, even though life change, until open enrollment period. Okay, fine, I'll keep same for 3 more months. After open enrollment, when I made change they cancelled my coverage claiming "non payment" even though my payment had been received. On Jan 2 I called and spoke to 3 different representatives because the online payment center had been down "please try again later" for 2 weeks. I told them I would mail a check and asked they please make note that a check was being mailed.

    Today I checked to see if check had been received and was advised my coverage was cancelled, and that my check had been received but they were refusing. The representative I spoke to confirmed the "incident" number where I had called previously, and that it did indicate I was mailing the check that day. I now have to write a "letter of appeal" and "will receive a response in 7 to 10 days". Any takers on a bet? I don't hear anything until I call again?

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    Customer ServiceStaff

    Reviewed Jan. 9, 2019

    My employer used WageWorks to manage our FSA accounts. None of their customer service representatives speak understandable English. They work off a script so have no idea how to help solve your problem. When you ask to speak with a supervisor or someone in the US, they put you on hold for an hour and then tell you no one is available. They continue to misfile and lose the receipts that I upload. Because of this, I will lose about $200 of my FSA account that they refuse to credit me for because I can't get anyone who speaks English or knows what they are doing to actually research my claims. So very glad my company dropped them for 2019. If you are an employer looking to use their services STAY AWAY. Your employees will thank you.

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    Customer ServiceCoverage

    Reviewed Jan. 8, 2019

    I retired on 10/31/18. Utilizing the COBRA option, I paid for my dental insurance for 11/1-01/31/18 mailing the form and check within a week of form/info receipt. The check cleared on 11/30/18. I have a dental appointment scheduled for TOMORROW. Today my dentist office called because they could not confirm my coverage. I called WageWorks who told me to check with the insurance company as the coverage was continued. I called the helpful insurance office and they had me hold while I waited for them to work with WageWorks. Although WageWorks passed the buck to the insurance carrier, it was their fault. WageWorks cashed my check, but did not pay for my coverage or communicate with the insurance plan.

    I paid for an entire quarter of dental insurance and have not been able to use it. All because of WageWorks inefficient internal systemic issues. This is a very poor way for COBRA benefits to be managed. If I did my part to ensure coverage via the Federal Mandated COBRA Plan, I should be able to count on the intermediary to not merely deposit my payment but enable my benefits to continue as paid. The arm of the government which contracted with this entity should reevaluate an experienced and capable company. I cannot see my dentist now until February 4th. I have to pay another month of COBRA without any faith that WageWorks will handle my funds properly. Disgusted.

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    Customer ServiceCoverage

    Reviewed Jan. 8, 2019

    When I voluntarily left my employer, I extended health insurance coverage for my wife, three young kids and me through COBRA, which was administered by WageWorks. To my recollection, they sent me one bill that I overlooked and no others when the due date was near or when I failed to pay. I finally realized on my own it had been too long since I'd paid my premium, and I discovered that I missed the grace period by seven days. As soon as I realized my mistake, I called and asked to pay the full balance by credit card. They said no.

    I sent a cashier's check immediately after and an explanation of my mistake and a plea to cover my family of five. They denied my appeal. I made a second level appeal, and they denied again. Maybe my huge premium was hitting the profit margin they were wanting. Whatever the case, WageWorks got rid of me very effectively. A terrible experience that led seven months of awful short-term health insurance and terrible coverage. Thanks for nothing, WageWorks.

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    Customer ServiceOnline & AppStaffEase of Use

    Reviewed Jan. 7, 2019

    Their policies and poor customer service will leave me with unused funds. What's the point? I'm basically paying them to waste my time. I've unfortunately been a WageWorks customer for the last three years through my employer. They manage my FSA account and commuter pass. First of all, the website is extremely difficult to navigate and filled with bugs. Secondly, customer service is extremely hard to contact. They provide a phone number on their main website (not the one you log into); that number takes you through series of confusing prompts. Only after navigating through several auto-prompts, you might get to a human.

    Thirdly, I followed their instructions, purchased non-prescription required, FSA-eligible items through FSAstore.com, only to be denied for lack of a prescription. The representative I finally managed to contact was useless. I will not be renewing my FSA. Like other reviewers here, I'd rather pay the taxes on my healthcare expenses than deal with this company and potentially lose any funds I paid for, anyway. I have more unused funds left in my account than tax savings.

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    Customer Service

    Reviewed Jan. 5, 2019

    I have spent countless hours on the phone and never once have they resolved an issue in one phone call. I am not participating in FSA this year entirely due to the fact that I don't have time to deal with this company. I have requested a card four times in the past year because they never sent one to me. They still have not. They have botched payments, mistaken paperwork and I am pretty sure that sensitive documents should not be loaded on to that antiquated website! I am confused as to why any business would use them.

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    Customer ServiceCoverageStaff

    Reviewed Jan. 4, 2019

    My old employer switched to WageWorks since the last Oct. Every month, I spent hours with the customer service, since when I check with Cigna, they say that they have not received the monthly payment. The customer service agent repeats the script, in India accented English. They refuse to call Cigna, either. This is January, '19. I am still asking them to communicate with Cigna for December coverage while WageWorks has my money for a month. If they keep doing this for many people, they can make lots of money with bank interests and investments. I'm so tired of calling them but I have no choice. It really sucks.

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    Staff

    Reviewed Jan. 3, 2019

    Every card swipe requires validation. I get that. So, I log onto their site and submit copies of the bills in PDF format as requested and submit them. Their site tells me that submission was successful. Hooray! YET, every month they send notice for them again. AGAIN. One set of receipts (2017-2018 charges) I've sent at least FOUR times and they STILL are saying the receipts are needed. These are itemized medical bills! Now they are saying the account will be suspended next month if they don't get the receipts I already submitted numerous times over the course of 2018.

    I've started taking pictures of their screens as I submit these receipts! I went to use the card to pay a medical charge tonight as I've done for two years, to the SAME medical company that WageWorks has previously been paying for and hounding for receipts as noted above, and the payment was denied. This is the most incompetent outfit I have ever had the displeasure of dealing with and I wouldn't recommend them to ANYONE! Ridiculous!

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    CoverageStaff

    Reviewed Jan. 1, 2019

    I am urging everyone on here to write to their state attorneys general and file complaints against WageWorks if they are experiencing problems. I just filed a complaint with the Consumer Fraud Bureau of the AG's office in my own state. To state my problem in a nutshell, this company is accepting and keeping my premiums for health insurance and then telling the insurers that our coverage has been terminated. As a result, we've paid out our premiums and yet the claims from our health providers are bouncing back. Furthermore, they slapped a bogus $20 fee on us, claiming that our bank rejected the first payment for insufficient funds. Our bank has no record of such a transaction and our payments are set up to never bounce, so the company obviously entered the wrong routing number and tried to access someone else's account. I was told by a company representative that the $20 would be removed, but it has not.

    There are other steps you can take if you are an aggrieved party. Here are some e-mail addresses: **, Corporate secretary --corporate_secretary@wageworks.com, Investor Relations -- ir@wageworks.com. You can also track down securities analysts who follow the company stock, such as those at Stifel Nicolaus or Robert Baird or Wells Fargo. These are the people that evaluate company practices and I am sure they would want to know more about a business model in which customers' money is kept and services are not delivered.

    You may also want to write to your local member of Congress. And regardless of your politics, I would suggest sending a letter to Sen. Elizabeth Warren of Massachusetts, urging a federal investigation of this company. She's a strong consumer affairs advocate. Any company that gets so many bad reviews for shoddy service should attract the attention of government investigators. Last, but not least, if you get WageWorks services through your employer, you should complain strongly to your human resources department. If we don't make a concerted effort to get action, nothing will be done. I will try to post more information on how to fight this company as it becomes available.

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    Price

    Reviewed Dec. 29, 2018

    My husband had a wonderful FSA account at his old job. However with a new job means a different provider...WageWorks. We were accustomed to using it at Walgreens for purchases without any issues. Went to use our WageWorks card there and it was declined. Only specific items can be purchased - cold and flu meds don't qualify? What is the point of having this account if we can't use it on the things that we actually need for the kids when they get sick? Something is terribly awry here. Never had this problem with our other FSA. The only place where this card would work is online at the FSA store where there are a limited selection of items are and they are overpriced. Other than that it was a headache to use it for contacts and glasses at LensCrafters. We had to submit and resubmit detailed receipts for all transactions. I have a serious problem with a company that makes it so difficult for us to spend our own hard-earned money!

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    Customer ServiceOnline & AppStaff

    Reviewed Dec. 29, 2018

    Downloaded the app, photographed, sent everything in and they claim they never got it. Then the letters come asking you to do it again and again. You go back to providers for a nominal amount, more than once, trying to provide evidence AGAIN causing humiliation (with providers of service), grief and anxiety for stealing your available funds and zero customer service from WageWorks. No help for app or website just uncaring foreigners to plead your case to.

    It is disgusting and degrading what they are doing to people. In my particular case, it was over 3 different dentists and specialists. The same providers that WageWorks paid last year! They are thieves and this a gatekeeper service intended to turn down and detour treatment and payment. I can't pay the hospital the remainder of our funds now and my husband needs a heart transplant, never returning to work, no money will roll over. They don't care about Americans in general, they react with cold indifference, defying all logic and reason.

    This bad practice of employee fund handling must stop! If the IRS wants to know something, they'll ask me! What exactly is the dispute when you've got doctors and dentists being paid these funds and WageWorks refuses provider charges because you didn't or couldn't deliver EXACTLY they way THEY want it. The evidence would have been good enough for the IRS but not good enough for the gatekeepers to your health care dollars. They need to be brought into American courts and have light shed on this sleezy operation of deception and practice of taking your money!

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    Reviewed Dec. 27, 2018

    It takes effort to perform this poorly. Read the reviews. All true. Every single transaction requires receipts 100% of them and they put forth tremendous effort to block expenditures and have you strand your money. Find another provider, and alert me when the class action lawsuit is filed.

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    Reviewed Dec. 25, 2018

    This company is in the business of trying to keep personal money that you have put into an account for health care expenses. They deny virtually every expense submitted. Claiming receipts are needed. Scam.

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    Customer Service

    Reviewed Dec. 24, 2018

    I've worked with FSA and HSA administrators for decades and have never been as frustrated as I've been with WageWorks. The company suspended our FSA card, demanding receipts and other medical information no other administrator ever had. While the card is suspended we are paying for services out of pocket while WageWorks delays review of the receipts we sent weeks ago. I got on the phone and got some of the required expenditures cleared, but our card is still on hold while a couple others are being reviewed. We are getting toward the end of the year and my hunch is seeming more correct that WageWorks makes things excessively difficult in order to pocket money that it has already received. So many of my coworkers complained to HR as well that the organization I work for is switching administrators. Good riddance, WageWorks!

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    CoverageStaff

    Reviewed Dec. 21, 2018

    I went online and signed up for me and my wife - was told both of us would be covered. Well coverage was only for me and it terminates on 12/31/18 with no reason given. Asked to speak to a supervisor and was on hold for 45 mins. then line went dead. This company is a joke. I would not recommend this company to anyone needing Cobra insurance. Employees do not speak English very good and are not very helpful. This company will take your money and give you nothing in return. To think Blue Cross is using them. No wonder people do without insurance. By the reviews I have read this company is just money hungry and does not care about their customer. Again I do not recommend BeneDirect Wageworks so if you do business with them look out.

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    Customer ServiceStaff

    Reviewed Dec. 18, 2018

    WageWorks keeps rejecting my reimbursement requests with some generic reason code. The first time was understandable, as it was a complex claim and when I called customer service they suggested I get a letter from my doctor explaining the situation. Once I did that and resubmitted, the claim was rejected again with no further explanation. Upon calling customer service again, the agent and his supervisor could not find any reason why it wouldn't be approved and suggested resubmitting it again.

    The takeaway from this experience is that the customer service and claims review staff are not the same people and apparently do not talk to each other. Their service seems to be fine if all you're doing is charging copays and medications to the Visa card, but with any sort of complex claim will take way too much effort to get it approved. It should not be this hard to get my own money reimbursed. Not sure what is wrong with this company, but I would steer clear if you can.

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    Coverage

    Reviewed Dec. 14, 2018

    WageWorks is truly one of the most frustrating and inefficient companies I have ever had to work with. Every time I use the card to access my Flexible Spending Account, I am required to submit a receipt through their portal. The receipts are often denied based on arbitrary criteria. Recently I submitted 2 receipts from the provider to cover the information requested and was denied because all of the information was not captured on one receipt. The combination of the 2 receipts had all of the required information however since not all was on one receipt I now need to go back to my medical provider a 3rd time for a consolidated receipt. The company promotes themselves based on a hassle free experience, "You can't call them benefits if they're full of hassles". Nothing could be further from the truth. Any company considering using WageWorks for administration of their benefits should consider using another company.

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    Customer Service

    Reviewed Dec. 13, 2018

    "You can't call them benefits if they're full of hassles". Quote on the WageWorks home page is a LIE! Every single time we use the FSA Card it gets suspended. WageWorks constantly requires you to prove/provide all receipts and explanation of benefits every time the card is used. You have gather all of the receipts and itemized bills and scan them to your computer then upload them to your account, which is a huge hassle. It is our money that is in the account and we are using the FSA card at hospitals and clinics. The use of the FSA account through WageWorks has become such a hassle that we have decided to not renew it.

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    Customer ServiceStaff

    Reviewed Dec. 11, 2018

    I wish I could transfer my COBRA TPA to another company. Since signing up for COBRA August 2018, I have had nothing but problems. Customer Service people are polite but completely worthless in resolving issues. They are only message takers. I have been trying to get an error that they made fixed for almost two months. And the result of my effort? My premium has increased about $200/month RETROACTIVE to the day I signed up for COBRA benefits. Is this even legal? There is something really wrong with this company. Are they regulated by any government agency? From reading the reviews here I am not the only person that is questioning their business practices. As a group, I wonder if there is something that we can do to bring this company into some sort of accountability for their poor business practices, and frankly, for what I view as probably illegal practices.

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    Customer ServiceStaff

    Reviewed Dec. 10, 2018

    I left my position at a hotel for other opportunities. I decided since I was leaving the company, that I would withdraw my savings from my HSA. I filed for reimbursement for travel expenses on the 28th of the month, and the claim was APPROVED for $220. I also have my routing number and checking account number listed for direct deposit purposes as the only form that I would ever want to be reimbursed. After 12 days (10 business days) I decided to call back to follow up.

    I was told that although my claim was approved on the 28th, it wasn't processed until the 1st of the new month (their problem, not mine), and that since they automatically deduct $3 for "account maintenance" each month, that reimbursement wasn't paid because the approved amount and paid amount were for different totals. I would never have been informed of any of this if I hadn't called back. As much as this irked me, the first young lady I dealt with was actually very nice and she told me that the only way to resolve this issue was to resubmit for reimbursement, but that I would be receiving $3 less. This bothered me at first, but I got over it. I continued to check my account online to track the payment.

    On the 4th, it was listed as "Paid in Full/ Check". Again, never once did I give anyone permission to send a check, in fact the only method I had listed was direct deposit. I assume they grabbed my address from my account and, without checking with me, just assumed it was my place of residence and that they would send a check. Now 6 more business days have gone by, it is the 10th of December. I just called back and after explaining my situation the man dismissively told me that, "it appears on his end, that the check has just been mailed today." Even though online it states that it was sent 6 days ago. He told me it takes 7-10 business days. Well it's already been 6, so I guess we'll see.

    After quickly trying to rush me off the phone, I told him I was concerned as to why direct deposit was not used, as I planned on using the funds immediately, not waiting 10 business days. He told me I must have changed my preferences recently. I haven't ever changed them since I set the account up over two years ago. When I kept asking how we could resolve this issue for future claims, he then (rather impressively) began bold face lying and repeatedly telling me how his computer was now freezing and information needed time to load. Comical. He put me on hold a few times, and each time that he came back and realized that I was still there, he just kept saying his computer was loading. I eventually hung up. Needless to say I am thrilled that my new company stays far far away from WageWorks. An absolute dumpster fire of a company. After reading other reviews I'm not convinced that I'll ever see my $217.

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    Customer ServiceCoverageStaff

    Reviewed Dec. 6, 2018

    We have had a very disappointing experience with WageWorks. The customer service agent named Chiquita at site 112 was the most insensitive, rude and unhelpful 'supervisor' I have ever dealt with. I spent 4 hours on the phone trying to resolve an issue where payment had been made for Cobra coverage and WageWorks never bothered to tell our insurance company - they took our payment, but we had no coverage when we tried to use our insurance. I was transferred to the wrong department multiple times, I was ultimately HUNG UP on by a supervisor - Chiquita at site 112. I was spoken over, not listened to and my issues and concerns were never addressed. I was also given completely contradictory information by Tatiana (site 112) and Chiquita (site 112) - one said it was the responsibility of the employer to notify the insurance company and the other said it was WageWorks.

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    Customer ServiceCoverage

    Reviewed Dec. 6, 2018

    I've had so many issues trying to remove my spouse from my COBRA plan - even went so far as to fax the open enrollment form to them per their request (because there is no HIPAA compliant way to email? Hello, it's 2018) - and so far they have NOT been able to do something as simple as that! Their online request system is a joke (message to WageWorks IT department - please please update that system) and I've had to call in to their customer service line 4 times now just to get a status update. Customer service is useless!

    My children and I are without coverage right now and, even though I do realize that coverage will be retroactive to the first of the month once I pay my premium (which is a pipe dream right now because THEY CAN'T EVEN FIGURE OUT HOW TO REMOVE A DEPENDENT) - I am hesitant to pay out of pocket because I know that I will have to float that money until I can get reimbursed from the insurance company. That will take, what? 3-6 months? Geez Louise. WageWorks, please get your act together! I would never ever recommend this company to my worst enemy. I have much better things to do with my time than chase down a benefits management company to ensure they are doing the job they're supposed to do.

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    Reviewed Dec. 5, 2018

    Terrible company - will NEVER use again. I had commuter benefits removed from my paycheck by WageWorks each month for over 2 years. I left my job for a new opportunity in Oct. I had $140 left over in my account. On the day of my termination my debit card was disabled. I called to ask how I could remove the money from the account (after paying taxes of course). I was told this money has been forfeited. This is absolutely preposterous. This is hard earned money from my paycheck. I understand taxes need to be paid on this but to forfeit ALL of the left over money is completely unacceptable. Does this money go directly into WageWorks' pockets? BEWARE!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 3, 2018

    I am/was enrolled in their monthly commuter pass system. I did not receive my monthly train pass on time. I wanted to be reimbursed for the month I had prepaid for, yet they could not understand how to help me. The bottom line is that I prepaid for a benefit I never received, but they refused to reimburse me. It all makes no sense, so I have cancelled my account. They had the least helpful customer service representatives. In addition, I was told to email my inquiry in- I sent that two weeks ago and never received a response.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 29, 2018

    This company is the absolute worst. I left my job to move to another city, took up the Cobra benefits, paid a month ahead and they still can’t seem to resolve claims I’ve submitted, they delayed in advising the health carrier of payments, plus gave my prior employer issues. Meantime I’m paying out of pocket when I shouldn’t be, because they have a ridiculous accounting system and poor customer service! Do not employ them as a Cobra carrier please... Waste of time and money.

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    Reviewed Nov. 29, 2018

    Just overall a horrible experience as compared to other HSA's I've had. Had to resubmit every transaction, transactions from doctors offices would be denied??? What else would I be purchasing from my primary health care providers office other than health care?? Their tech on their site OCR does not seem to be that up to par. I've called for help and their operators must work from home. That is fine but I don't feel that secure about my personal information when there is unprofessional background noise happening over the connection. In short they are handling my money that I allocate from my paycheck to use for medical bills and it feels like I am having to argue in court to get every bill paid.

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    Customer ServiceContract & TermsStaff

    Reviewed Nov. 26, 2018

    This is my second fiscal year getting an FSA account through my job which is sadly using this company. I have submitted my daughter's orthodontic contract so many times and they always promise to keep it on file but they don't. Every month I submit my receipt from DentalBanc which charges my credit card EVERY month for the same service and amount yet they always seem to find an issue with the claim. Customer service really does nothing, at one point the guy was even laughing at me and when I asked for his supervisor he said he was the supervisor and in charge. I said I wanted to speak to a higher up and he refused. I told him someone is signing your paycheck and he said no that he signed it. Very unprofessional.

    It was until I wrote a long email detailing this bad experience that my claim got coincidentally accepted for processing. They always find a way to make go through hoops to get a claim paid. I have advised my HR that they are horrible and that maybe they can get another company to handle our FSA account. This is the worse company ever of this kind and I wasn't surprised to see all the bad ratings on this page. Someone needs to close them down. Totally unprofessional.

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    Customer ServiceStaff

    Reviewed Nov. 20, 2018

    We have been using WageWorks to administer COBRA for the last 4 months and 4 weeks ago we hired a new HR Manager to lead, among other things, benefits administration. I first requested for her to be given a log in to our assigned representative and instead of helping me he didn't respond. I waited a week and asked again, the second time he responded with "I can't help you" and directed me to customer service. I emailed the customer service address given, received an automated response that my request received and then heard nothing for a week. Then I reached out a 4th time and said if I don't hear back from someone in 24 hours I am changing vendors and still nothing. Worst company I have ever worked with.

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    Reviewed Nov. 19, 2018

    My complaint is about a service (Transit Metro Check) that I never received or used, yet the company WageWorks refuses to reimburse me. I was misled about the service when I contacted them prior to signing in September (annual vs. monthly billing, delivery of the actual card). Never received nor used the MetroCards I have been paying for unknowingly. I was never notified of the mailing of the cards or the recurring monthly billing. When tried to speak to Natalie from Site 103 (case #**), she told me that it's "just too bad" I haven't gotten the cards - and that I will never get my money back or the missing cards (all according to "corporate" policy). I'd like WageWorks to refund my account for this benefit (total of $363) as I have NOT received the card(s) and have NOT used the service.

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    Customer ServicePriceStaff

    Reviewed Nov. 17, 2018

    Beyond incompetent customer service! Incorrect information. They write out a ticket and LIE about what you said and what their response was! Several calls to finally get a supervisor and inform them that because of the incompetence of the people who answered their phones I wanted to cancel the electronic payment for COBRA. After several calls I confirmed that the payment was not processed but they would only write a ticket to Finance (no one there they would let me speak to).

    Finally called my bank to stop payment. No surprise they went ahead and process the electronic check (which I was told they would inform Finance to call me and it would not go through). They said someone would call me within 48 hours. No surprise again. I never received a return call! All of this to have them charge me for a return check that should not have been submitted! In addition, most of the phone representatives do not even speak English that can be understood - definitely out-sourced. Please do not use if you have other options.

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    PriceStaff

    Reviewed Nov. 17, 2018

    It's been a long time since I've come across a company this incompetent. Their customer NO-SERVICE department has cost me hundreds of dollars by giving me incorrect information and instructions, often contradicting what the previous person told me to do. They took money from my HSA account without permission (I now have it locked) and took funds from one year to pay for the previous year (illegal), and are leaving me to deal with the financial mess. I talked to their management so many times I've lost count and finally reported them to the Better Business Bureau. They have ABSOLUTELY NO IDEA WHAT THEY'RE DOING!!

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    Customer ServiceStaff

    Reviewed Nov. 16, 2018

    Cobra insurance was to pick up on 11/1/2018. We submitted an electronic transfer of $1148 on 10/31/2018, which was received by this company. On 11/15 we rushed my spouse to urgent care, only to find out then our insurance carrier had not been notified of our continued eligibility, and we had to pay out of pocket for this service, hopefully refunded once our carrier receives notification of eligibility. I contacted our carrier (Cigna) only to find out that this happens all of the time. Cigna was very helpful and contacted WageWorks this morning with me on the phone. WageWorks stated they had the payment and we have to wait ANOTHER 48 hours for them to process to Cigna! Please consider this when choosing COBRA.

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    Customer Service

    Reviewed Nov. 16, 2018

    The rules and rejections by this company are ridiculous. I have yet to have a claim I have submitted for FSA paid this year. They all say the pay me back option is not available for this expense. I now cannot use any of my $500 because I paid the money out of pocket. Don’t waste your time with this company. Claims department is not customer service oriented when you call either. My employer used PayFlex last year and it was so easy. Thanks to the horrible transition I will now be out of my money for no legitimate reason.

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    Customer ServiceCoverage

    Reviewed Nov. 15, 2018

    I had to go out of pocket for transportation which totaled over $150. Sent in form and 49 pages of receipts. Wrong form and form I need to use is not on their site. Sent in NEW form and 49 pages of receipts. Their computer system can't accept large files so had to email them 10 times each time with a small pdf which eventually consisted of the 49 pages. They can't find my files so I had to have this matter escalated and faxed over the 50 page document (with cover page) 5 times as their fax machine kept cutting my document off at 20 pages.

    Once faxed I received an email saying they didn't have the form needed for reimbursement, this form was sent with the fax. Had to refax all 50 pages. Deposit to my account with WW isn't until the 20th of the month and since there was not enough money in my card I need to resubmit my form along with the 49 pages of receipts after October 20th because their claims department doesn't keep records of what is sent to them. HOW THIS COMPANY IS STILL IN BUSINESS IS INCOMPREHENSIBLE.

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    Customer ServiceCoveragePunctuality & Speed

    Reviewed Nov. 15, 2018

    We signed up for COBRA benefits when our insurance was cancelled as of Sept 30. The Cobra paperwork was sent to us late. They say they didn't receive payment to reinstate our benefits in a timely enough manner, and, oh by the way, we owed for November. We paid that and our bank processed the payment on Nov 5. I had tried to get my asthma and blood pressure medications, but the pharmacy said they couldn't bill it. My husband cannot get his prescriptions either. I got absolutely nowhere with the customer service department regarding this issue. The standard answer was everything is processed within 7 to ten days. I paid the premium for December ahead of time. Now, in mid-November and $4,000 later, we are still not getting coverage at the pharmacy. I don't know if the colonoscopy I had on Nov 1 was covered either. This company is outrageously incompetent.

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    Customer ServiceOnline & App

    Reviewed Nov. 11, 2018

    I'm hoping this will let me give them a zero star rating because that is what they deserve. Their website sucks and now they are starting to randomly flag expenses for validation. They flagged a prescription that I've had for years from Express Scripts and they had to send me a paper copy in the mail for validation!!! And there's no way to give them online feedback and you have to call. Here's the good news I guess. When I look at what I'm actually saving thru my flex spending I realized this is just not worth the hassle and I'm not signing up for it again. Need to make a call to the benefits dept at work and make sure they know that we are using a company that sucks.

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    ReliabilityEase of Use

    Reviewed Nov. 8, 2018

    We unfortunately have an HSA with WageWorks through my wife’s work. I consider myself very computer literate, but their program is absolutely the worst to work with - not intuitive, unreliable, difficult and very frustrating. And then, when you finally submit detailed information and supporting receipts, some bureaucrat rejects it for absolutely no reason at all - this happened to us several times! If you are an employer, do yourself and your employees a big favor by using a different provider! And if your employer offers HSA or FSA through this ‘company’, do yourself a favor and don’t enroll. The frustration of working with them is absolutely not worth it! We have brought up these issues with my wife’s employer and hope that they will switch providers next year. If not, we will no longer participate.

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    Reviewed Nov. 7, 2018

    Has taken more than 100 days to resolve an issue that still isn't completely resolved. Was blamed on "coding". I'm glad it's not medical related, just a reimbursement program. Issue started in early July '18, and it's now early November '18. One of the worst experiences I've ever had.

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    Reliability

    Reviewed Nov. 7, 2018

    Extremely difficult to sign in, very user unfriendly. Support is horrible. No answers can be found anywhere. Whoever designed this website clearly did not have an user in mind or simply did not know what he/she was doing. I've been using benefits strategy for years and never had any problems. But WageWorks is designed to create problems and frustration for users.

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    Customer ServiceInstallation & Setup

    Reviewed Nov. 5, 2018

    CVS purchases are easy using the card, and of course with purchase from the FSA store - which they are affiliated with. Using the card for co-pays or for labs can be tricky. You must take photos of the receipts and send it over, but many of these photo submissions are rejected and must be re-done. Here is the biggy: at the end of the year, I had an eye appointment in December. The bill came in Jan. I purposely left funds in the account from 2017. I submitted the receipt for 2017 expense in January of 2018. They reject it.

    I resubmit with letter of explanation. I do not hear from them. I assume everything is OK. In October my card is shut off and they want me to repay the bill. They liquidated my 2017 balance and said it is too late - even though this error is their fault!! I can not get a manager to help me out. I have no choice but to pay this bill to unfreeze my card. Lesson: NO medical expenses near end of year or they will delay the claim until your funds expire! UGH! I am canceling everything until after new year.

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    Customer ServicePrice

    Reviewed Oct. 30, 2018

    Employers should consider more than just cost when outsourcing. 3rd phone call still have not received my COBRA refund even though it is beyond 30 days. Just spoke with them and they have no way of confirming if the payment would be sent. Only to wait for the check in the mail. Or call back in 1-3 business days - get a new person and start all over again. AWFUL!

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    Customer Service

    Reviewed Oct. 29, 2018

    I have an FSA account that I cannot used due to their ridiculous rules. I have a bill that needs paid and I do not have funds to pay it but I do have funds in FSA. Customer service is telling me I have to pay the bill first and then get reimbursed. I have called then seven times trying to get my money back but they will not budge without submitted paperwork. Seem like this is some sort of ripoff this company does to make time run out so they can keep my money. I tried to get a debit card issued but they will not give me one saying that the company I work for does not authorize a card.

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    Reviewed Oct. 27, 2018

    I haven’t been able to use my card at all in 2018 because they say they don’t have what they need (receipt wise) from 2017. It’s been sent numerous times but they say they “didn’t receive it.” I had the same bad experience the year before but I was going to use it because my daughter needed dental work. My card is still blocked from 2017, I had to put 800 dollars on my credit card and my daughter went to collections while we were trying to use the card with OUR money on it. Never again. Also they are not accredited. Not sure how large companies are allowed to use them. Say NO to WAGEWORKS!

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    Customer Service

    Reviewed Oct. 26, 2018

    I have had a health care spending account for years and this company is a nightmare to work with. They accept no claims, which have been resubmitted 3 and 4 times with the billing statements from the doctors. My card has been frozen for months. I just resubmitted all of the papers again and they are saying I need more paperwork. I really feel as though if they reject your card and claims, maybe they get a cut of what you don't use. Never have I ever had this much difficulty and never will I use this service again. Please be careful when using their service, as now that I am working diligently to get these claims settled, now out of nowhere, they say I need to resubmit my claims for 2017 out of the blue. Customer service just keeps giving me the runaround and never truly answer a question. A doctor's visit is pretty much cut and dry, and the statement shouldn't be that difficult to decipher.

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    Reviewed Oct. 25, 2018

    Two times now, when charges hit for an upcoming surgery they shut off our card and say it is because they need proof of charges that are office visits. Straight up primary and urgent care visits. This last time they stated it was an error and would be fixed immediately, alas still have a suspended card. When I ask to speak with claims to rectify, they state they have no number for claims. I’ve read the reviews. I cannot believe companies are still using this service. @Rackspace you can do better!

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    Customer Service

    Reviewed Oct. 23, 2018

    WageWorks erroneously paid a parking garage that I have not used for 5 months. I discovered this fact when I checked for my commuter spending to use for mass transit. No one at WageWorks has been able to help me to get the money back from the parking garage and re-apply to my account. I had to explain my problem to six people and none of them had any clue how to help me. The website had no information. Furthermore, when I called for support I was handed off several times. I had to call several times. I was put on hold forever. The instructions they most recently sent me to fix the problem were invalid -- the forms they sent were for a reimbursement request from my account, not a refund request from the party they erroneously paid back into my account.

    The participant ID was different for different parties with whom I spoke. Sometimes it was a number assigned to me by them(?) and sometimes it was my social security number. I still don't have my problem resolved. The website only provides a phone number that is only answered from 8 am to 8 pm Eastern time. Apparently there is no capability to send something in writing.

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    Customer ServiceCoverageStaff

    Reviewed Oct. 22, 2018

    After calling WageWorks to request a statement for Cobra payments made in the year 2017 per the request of California Choice who utilizes them as a broker, customer service told me they could not produce a statement to reflect my payments made in 2017 and that I should contact my banker to get it. What? Since when does anyone contact their bank to print statements to prove payment made to a medical insurance payment collector for Cobra payments?! That's assuming I made payments through a bank. I did not. I made the payments using money orders. These payments were no small amount. They were approximately $900/month.

    After telling the customer service agent that, I was rudely put on hold multiple times only to have him return and tell me they could not provide a statement. The best they could do would be to send me a letter stating proof of coverage with a start date and an end date on it. This letter would take 1-5 days to produce and another 7-10 days for me to receive it in the mail. 3 weeks to get a letter.

    It amazes me that with all of the tax requirements and ACA requirements that there are no requirements for a company this large to handle the monies to secure medical insurance - some people's very lives depend on this coverage and that's why people pay large sums of money to sustain the coverage. It's no joking matter. This is not the first time WageWorks has been the source of a major problem for me, but this is the first time I'm reporting it. It's a shame that California Choice uses this company at all. I would never use this company if I had a choice. If it was possible to give it ZERO stars, I would.

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    Customer ServiceCoverage

    Reviewed Oct. 19, 2018

    WageWorks turned our family plan into an individual plan without us requesting this. We have been trying to get them to change it back so we are covered. Customer service is horrible. Spent numerous hours over the past month (started 9/20/18) and still not fixed. I would not recommend this company if you have a choice.

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    Customer Service

    Reviewed Oct. 17, 2018

    This is by far the absolute worst customer service (claims department) I have ever encountered. These damn idiots rejected my claim 3 different times. I had to call 4 times and resubmit receipts for orthodontic claims. To date the claim hasn’t been paid. I urge other potential clients not to opt for healthcare spending accounts. This company is a joke! If there was a way to give 0 stars I would have. This has been and continues to be an infuriating experience!!!

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    Customer Service

    Reviewed Oct. 16, 2018

    Do NOT use this company!!! The first couple years, were not too bad, but this year has been insane! I have been trying since January to get my card unsuspended, still, to no avail!!! I have made numerous phone calls, turned in the same receipts I don't even know how many times, and every single call I make I get another reason why this situation is not resolved. Today, the excuse was that I did not turn this in until August... are you kidding me??? They say, "You have until Mar. 31 to get all your claims turned in for the previous year," so I turned in receipts at the beginning of the year, knowing this could take forever. Funny how they PAID the hospital months and months ago, yet now are claiming that I turned it in in August. I have no proof of when I first contacted them regarding this claim. One person I talked to this year told me to submit this as a service date of January of this year, because that is the date it was submitted.

    They say the only two ways to resolve this is to send them a check for $400 dollars to pay them back or send them receipts of out of pocket expenses from this year (that we will not get reimbursed for) totaling the $400 to unsuspend our card. There is money sitting in this account that we cannot use. Money from my husband's checks, and there it sits. I am livid today!! This has been going on for seven months now. And when you submit receipts using their phone app, there is no way to prove anything. Screenshots are not allowed. This company needs to be shut down now!!! They just hold your money and there is nothing I can do about it without losing another $400. And another thing, the ONLY reason they have one star is because you have to select one. I did not want to give them ANY stars!!! They do not deserve even one star!

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    Reviewed Oct. 16, 2018

    I placed a claim for $600 for my child's CLC. I paid this amount in August for the 1st part of school. They inform me my claim will not pay out until Nov 1st and Dec 1st as the service has not happened. I pre-paid this and have a cleared check, this service is going to happen and I will not received my money back. They said they cannot reverse my claim or provide new documentation against it. Absolutely ridiculous that they can't cancel a claim that a customer is asking them to. Ken at Site #109 did not in any way offer to help or assist just simply said that he couldn't cancel my claim. I paid this money and have a canceled check, and a receipt and they still will not may be out with money in my account. I cannot believe the company I work for choose this company to manage our FSA spending account, and will be sure to voice this concern with our corporate HR dept.

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    Customer ServiceCoverageStaff

    Reviewed Oct. 16, 2018

    Im so frustrated at this company! I submitted 2 claims for a total of $750. Both showed declined but my account showed a pending refund of $704. No reason the money should not have been approved as I have submitted the same daycare receipt for the last year and had plenty of funds to cover it. I waited a week to see if it would process and nothing. I finally called Monday morning and the agent was very nice and assured me that the payment would be released in 3 days and I would see it update on my account within the next few hours. I checked online multiple times and nothing.

    Finally called back and a new agent told me a different reason why the payment didn't process and stated the first guy was wrong and didn't do anything on the account. I asked for a supervisor just to complain on the first agent and confirm this is resolved and he stated a different story about what was going on that contradicted the first 2 agents. This supervisor told me that my account was on hold cause my company did not pay them. I advised him the money comes out of my check every two weeks and I can see the balance on the online portal. Then I asked for a manager who after another long hold told me another story about why my account was messed up. Apparently a payment hold had been applied in error. No notice on the one portal or notification sent to me. Now I have to wait another 4 business days for my refund to process.

    By the way, all these agents are offshore in the Middle East and will not transfer you to an onshore agent. I don't understand why 4 different people, all working at the same center can all give me different answers. I spent almost 2 hrs on the phone to resolve their mistake! The manager stated they all have access to the same information. I don't understand why it took this much effort to get a clear answer. This is what happens when the customer service is so far removed from the company, a degraded experience where the customer always suffers.

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    Customer ServiceOnline & App

    Reviewed Oct. 9, 2018

    I have been submitting detailed receipts to these idiots and they keep denying them. I send them detailed receipts and they get denied; their website does not even give you an explanation as why the receipt was denied. You have to call them over the phone, which I guess is overseas for an explanation. You can't email them with information, I have to keep stepping out of my office to deal with this problem over the phone. I now have to ask H.R. to intervene on my behalf. I was told today on top of sending them detailed receipts that I need to send an explanation of benefits for these little receipts that total less than $800.00.

    If they want an explanation of benefits, why don't they call and get this information, why do I have to call my insurance company for this information. They have my card frozen for over a month, and I cannot pay my other bills, mind you with my after tax money that I set aside for this lousy plan. I will not be signing up to use them next year. I'll just pay out of pocket and be done with the expense.

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    Customer Service

    Reviewed Oct. 4, 2018

    Their lack of customer service is horrific - how can a business like this stay in business? Blows my mind how awful they are. Do you even understand what their value proposition is? I have submitted my claim 4 times - with a receipt, and a 10 page treatment plan. They keep on denying it. I ask why - they told me they didn't even look at the treatment plan that outlines everything that they could possibly know. Pathetic.

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    Customer Service

    Reviewed Oct. 2, 2018

    I was contacted via letter by WageWorks about a medical charge I needed a receipt for. The medical service happened months prior to getting the letter. I went to my doctor’s office and finally was able to get a receipt for the date of service questioned by WageWorks. I faxed it to WW but I was contacted later and was told they could not use the receipt because it was too old. I explained that this is what the doctor provided and the service charges were legitimate. I was told that I needed to either provide another receipt or pay the money by check but in the meantime my WW card would be suspended until this issue is resolved. I have never had such poor customer service. I can only provide what the doctor’s office gave me and why should I write a check to have my card lifted. Mind you this was all for a $4.59 charge by my doctor’s office. DO NOT USE THIS COMPANY. EXTREMELY POOR CUSTOMER SERVICE.

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    Customer ServiceCoveragePunctuality & Speed

    Reviewed Oct. 1, 2018

    Wageworks administers the COBRA plan we have been on for 8 months. We make our payments on time and we keep temporarily losing coverage. If we have a bill before this is corrected, we end up spending hours on the phone with an overseas service center. They deny and don't understand the issue and then eventually correct it and apologize.

    Also, their online payment system is terrible. No facility to make automated payments and evidently, it can take up to 72 hours to post so if you pay before the deadline but less than 3 days before, it can in the grace period and therefore cause temporary cancellation. This last call, they paid our health coverage carrier but not our prescription coverage carrier and denied we even had them. After 45 minutes, mostly on hold, they apologized and said we did have coverage and they fixed the problem.

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    Reviewed Sept. 26, 2018

    Don't use! Have to prove to them you met the high deductible before you can use your money. But even my insurance company has talked to them and we have submitted what they want a EOB stating that I have met the deductible and still they deny me. Will never use them again. They are shady.

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    Customer ServiceCoverageSales & Marketing

    Reviewed Sept. 25, 2018

    This company is a parasite on the face of the world, serving only themselves and profiting off of delaying health care to people. The evil geniuses at WageWorks act as middleman taking your money and supposedly paying insurance companies to handle the transition to COBRA. But actually, they don't do that. They had my money for over four weeks before they actually told the insurer to cover my family. I made dozens of calls and spent many minutes on hold each time, but could not speed up the process. This is all after they cashed my checks and had my money in their grubby paws. They said it could take 30-60 days to re-activate my insurance. Meanwhile, the doctors and pharmacies billed me and made me pay out of pocket.

    This company is a scam. They probably invest the money for weeks before bothering to use it for its intended payment. It's a great money-making scheme that should be illegal, and their employees should know that they are working for a sham operation that victimizes consumers at a difficult time, without benefiting anyone. Useless.

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    Customer ServiceInstallation & SetupPunctuality & Speed

    Reviewed Sept. 22, 2018

    I have called several times about my pin # on my Commuter Card. The Pin issued to me at activation is invalid and would not allow me to use at ANY merchant. The first time I called they said they'd email me within 48 hours to issue me a new pin number. A week and a half later, no call, no email, no communication whatsoever. I call AGAIN and they treated my issue as if it were the first time I'd called. I told them it was ridiculous of me having to wait another so called 48 hours to alleviate my issue and was assured that it was placed as a Critical Priority. Guess what... 3 days later, no call, no email, no communication. This has been a complete waste of my time and now my funds are just sitting in my account that I can not use. Never ever use this company for any of your Employer Commuter needs!

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    Reviewed Sept. 21, 2018

    Wage Works and the FSA is the worst company/ account/ IRS process. The time spent managing and dealing with the submission/denial/re-submission/denial/re-submission/gathering additional documents/submission/denial/gathering more additional documents from the physician and or pharmacy/submission is a nightmare, to put it lightly. Your time is better spent working an additional hour or two each month at the office to offset the funds you’d save with this account. DO NOT USE THIS COMPANY OR ACCOUNT!

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    Customer ServiceCoverage

    Reviewed Sept. 18, 2018

    This company canceled our insurance coverage because they said they never received our last two premium checks EVEN THOUGH I SENT THEM COPIES OF MY CHECKS WHICH THEY CASHED!! I called several times, was always put on hold (one time for 40 minutes) and their error continues not to be resolved. Do not do business with this company!!

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    Staff

    Reviewed Sept. 14, 2018

    My employer was switching HR departments, I called twice to find out if this would affect my FSA, I was assured both times it would not, and I had until September 30th to use it. Today is September 14th, I had oral surgery, went to pay, my 1,515.00 is not available! They told me I had to have used it by August 18th, this is **. Someone at this company is going to pay for this! Stupid people... This company should be shut down.

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    Sales & Marketing

    Reviewed Sept. 10, 2018

    WageWorks is a complete scam. It is a means to take your money under the guise of a commuter tax-free option. What they fail to tell you is that unless you monitor your payments and claims constantly you will almost certainly fall victim of their scheme. I have been putting in $ weekly for commuting on transit. What they fail to tell you is that unless you use the funds each month in entirety they will keep the remaining funds. Don't believe their line "the funds rollover", maybe but you won't be able to actually access it.

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    Customer ServicePriceStaff

    Reviewed Sept. 10, 2018

    Horrible customer service, not clear when explaining benefit, multiple missed dates of submission of paperwork that cost my family money. Took our payment and NEVER notified Caremark or Cigna we paid. (I am writing this over 27 days after payment was made.) The customer service rep would not admit to guilt.

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    Installation & SetupCoverageStaff

    Reviewed Sept. 10, 2018

    We work for a government agency and have to go with whatever company the low bidder of the day is. This year, it's WageWorks. That being said, we have experience with many other companies. This is by far the worst! I really feel they are doing anything they can to falsely deny claims so they can keep our money! Even though I provide them receipts with the doctor's name and date, and even a statement of who was seen, they are still denying! It's for orthodontia, so I don't even get those explanation of benefits anymore as the insurance company is DONE paying the claims, the rest is on me.

    Orthodontia is a covered service. They do the same with doctor visit copays! Even though they have the receipt! I resubmitted with ALL of the BS information they wanted, and they still denied. I don't feel they should be able to have access to the actual service (what exactly the doctor appointment or dentist visit was) as this is a violation of HIPAA laws. It's none of their business what kind of service was provided, just that I was seen in a professional office for medical purposes is all they need to know! I'm contacting an attorney about this.

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    Customer ServiceSales & Marketing

    Reviewed Sept. 5, 2018

    No one in customer service speaks English! They never accept receipts and tell us there's not enough details. They suspend your card and then your money is locked in limbo. Do yourself a favor and don't bother getting this service! Nothing but a scam.

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    Reviewed Sept. 5, 2018

    I just signed up for commuter benefits three months ago (NYC), and they failed to send me the second MTA card ($121 monthly unlimited). I had to spend out of $80 until they gave me the card for the next month. I never got the second card and after talking to them they refused to reimburse the $121 I spent on the card. AMAZING.

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    Customer ServiceStaff

    Reviewed Aug. 31, 2018

    I have called at least 15 times for 4 wellness claims, I am still fighting with them as they have no clue. Everyone keeps on telling you how sorry they are that they are wasting your time. They all need training, every time you get a different answer. They also need to hire some people that speak English so then maybe you could understand what the heck they are talking about. I'm telling you worst run company ever.

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    Punctuality & Speed

    Reviewed Aug. 30, 2018

    Waste of time. You put money toward this spending account card and then because you can't get a receipt from a year ago they suspend your card... I work 12 hour days, 7 days a week. I don't have time to jump through your ** hoops! So from now on you ** are getting every receipt and every piece of info I can cram up your evil **... Rot in hell!!

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    Customer ServiceStaff

    Reviewed Aug. 15, 2018

    New story every time you call. Swiped card at eye doctor and from experience, knew I would need to upload the detail. Part of the claim was determined to be ineligible - but every time I would call in on it for months - it would be a new amount that was ineligible and I was told each time that they would resubmit it for further explanation - that there was nothing for me to. I would then get an email notice that there was problem and I would call back in. The rep first stated that the underwriter was saying that the receipt was not legible - but the rep could read it okay??? Reuploaded a new scan of it. Then got the next notice and I called back. Rep stated now that the underwriter claimed it was because warranties are ineligible, but the amount they denied never matched the warranty amount.

    This went on for months, first the amount that was ineligible was $114, then $44, then $5.24. By the time they got to $5.24, I was instructed to upload a receipt to offset it and they would clear the account - did that and then they denied that stating my receipt for 2018/2019 funds can't be used for 2017/2018. With all the calls for this claim - it was their errors which pushed this into the next period and now they insist they can't do anything due to IRS rule about timing. Supervisor was EXTREMELY rude - continually telling me to be sure in the future to call when I get the email notice that there is a problem.

    I pointed her to the fact that I had done so EVERY time - don't they have records of my calls - and with each call there was confusion even by their reps on what was going on, would not let me address it directly with an underwriter and the amounts kept changing. She just kept repeating that it was my issue and that I should in the future be sure to call in. VERY UNPROFESSIONAL WOMAN - NEEDS SOME SERIOUS CUSTOMER SERVICE TRAINING.

    My husband was in the room listening and we were both stunned and the circular conversation - to keep telling her that I had been calling in for months and for her to keep repeating that I should have been calling in. I did finally ask her if she was listening to me and her response was yes and I should call in the future. Unbelievable! They make you do all the work and even then they can't get it together. I have now spent over 10 hours for my card to be suspended for $5.24 - COMPLETE LACK OF COMMON SENSE AND CUSTOMER SERVICE. Unfortunately can't get out of it for this upcoming year, but will be sure not to sign back up.

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    Customer ServiceStaff

    Reviewed Aug. 14, 2018

    Literally every person you speak to at customer service will give you different information. If you're lucky, just additional details that would have been helpful the first 4 times you called that weren't shared. If you're not it's the literal opposite of what the prior person told you. They are the absolute worst. It's not like COBRA information is important or anything. Not only does no one know what they're doing, but the supervisor I finally spoke with did not care at all that no one knows what they're doing. She was the least helpful customer service representative I have ever dealt with. WageWorks is the absolute worst.

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    Customer Service

    Reviewed Aug. 8, 2018

    If you have to reimburse a NJ Transit monthly card, try to send by email. They'll not tell you that you can do that, instead, they'll send you a form, but this is the best way. Make sure that you add a whole statement from your credit card to prove that you actually paid for your own ticket. You have two options: commuterforms@wageworks.com or paymeback@wageworksclaims.com. You then will have to wait 3 days to get an ack that they received this email. And then you have to be lucky to have them reimbursing you. In a few words, they made a very good way of giving you a very hard time to reimburse anything.

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    Reviewed Aug. 6, 2018

    I enrolled for a 100 $ each month so that I can save some taxes. I would have saved around 150 to 200 dollars a year in Texas but it looks like I have to spend 100 hours on this and who would pay me for 100 Hours spent on this Documentation. I did not swipe my card at Movie theater or Taverns and my card was swiped at Pediatric Dentists, Chiropractor, Acupuncture, Urgent care and other Specialty doctors Offices. I uploaded all the receipts that they provided and have all been denied. So Unintuitive and Dumb!!!

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    Customer ServicePricePunctuality & Speed

    Reviewed July 24, 2018

    I've submitted a co-pay receipt for a doctor's visit in the amount of $20.00-three times, and it was denied. I called the Customer Service 800 number and got delays, put on hold and finally escalated to a supervisor and then asked for the manager, who after 15 minutes on hold, was told s/he wasn't available. The issues concerned the lack of a date in a date of service block. HOWEVER, the receipt had the same date in 4 different areas AND the receipt even had a section "department of service" with a location AND date and time. That was still unacceptable because that block was void of a date. They're sticking to their guidelines and I was told a manager would call me within the next 24 hours.

    They don't have any deductive logic, or powers of reasoning and unable to make an independent decision when the information is right in front of them and they even admitted it, but for that one empty block. Obviously CUSTOMER SERVICE is not #1, or any number, goal for this organization. The time and energy it took to try and explain the required information was ALREADY on the receipt. It would be more effective use of your time and money if you put the amount being withheld from your paycheck into a bank account and get a little interest. Based on my above experience and other challenges I've had with WageWorks, I will NOT renew the Flexible benefits program this fall.

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    Customer ServicePunctuality & Speed

    Reviewed July 23, 2018

    WageWorks is not at all "user friendly" and services are VERY slow. WageWorks communications are confusing and often inaccurate. When I call to follow up on reactivation of benefits it takes forever - I paid the month of July and still not active as of today. Then they want me to contact my insurance carrier or wait 7-10 additional business days. Is not easy paying almost $700.00 a month for COBRA plus having to pay for visits while waiting for them to activate my account. Very difficult to deal with this company. I would not recommend this company to any employer.

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    Customer ServiceStaff

    Reviewed July 20, 2018

    WageWorks is not at all "user friendly". WageWorks communications are confusing and often inaccurate. My debit card has been inactivated more than once. When I call they request verification for obvious expenses such as a doctor or hospital co-pays. I received an email telling me that the balance of my account would be lost if I didn't submit claims for the prior year. They gave me approximately a two-week deadline to submit the claims. I asked them to send me a list of what they had paid, so that I would not submit duplicate claims. They sent me information for another person (a HIPAA violation for sure). When I called, they asked me to destroy the email. I told them I would do so when I received the correct information. They act as if the money is theirs, when it has been paid by me! Very difficult to deal with this company. I would not recommend this company to any employer.

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    Customer ServiceCoverage

    Reviewed July 18, 2018

    WageWorks is a plan administrator for our previous employer for the months of April and May of 2018. We paid our plan as required and they have yet to update our dental coverage. I have contacted them several times in the last few weeks to get this updated and they state they have emailed eligibility yet the dental plan does not have that update. I contacted them again today with our dental company on the phone and even though the lady of the phone Katherine stated we had coverage for those months she is unable to assist with getting the eligibility department to update the dental plan. Myself and my child had dental work in those months and our dentist needs payment as the bills are now almost 3 months old.

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    Customer Service

    Reviewed July 17, 2018

    Today is July 17, 2018. I used my WageWorks card for a prescription that I was picking up only to find the card was SUSPENDED - I called and found out that I had over $150 on the card that I could NOT use. The reason WageWorks gave me was that I had 4 outstanding receipts from 2015!! Three years AGO! Why have I not been notified about this I asked? I was never given a call by telephone, not was anything sent to me in the mail. It's ridiculous that I cannot use my own money on my card from something that is 3 years old! Get it together WageWorks, I will NEVER sign up to use this service again through my employer. I now have to go back to my dentist and my eye dr and waste some poor person's time to see if I can get these receipts. Do NOT use WageWorks. Awful!

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    Customer ServicePunctuality & SpeedOnline & App

    Reviewed July 16, 2018

    Wageworks ended up taking money directly from my checking acct months after I used my wageworks card for the transaction. The reason they did this was because they wanted my dentist's receipts and acupuncturist's receipts mailed or faxed to them. It clearly states on the website that acupuncture and normal dental care does not need any special approval or verification. They state they accept these to go through. I ended up losing almost all of the money I paid into Wageworks. After reading and believing I paid with the wageworks card. Big waste of time and money. Now my account is suspended and I still have $300 dollars in there. I cannot reach a person no matter or resolve the matter with any number I call. I don't recommend this to anyone. I recommend no one uses this and the business gives me my money back.

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    Customer ServiceCoverage

    Reviewed July 15, 2018

    I can only deduce that this HORRIBLE company's goal is to get COBRA users to default on their payments and thus let the employer company OFF THE HOOK! This, of course, would be illegal. Yeah, that's what I'm saying they are engaged in, ILLEGAL CANCELLATION OF COBRA. I've had the misfortune of having my COBRA administered by this company three times. I've tried paying through my online banking 10 days before the due date. I was cancelled twice because it took their accounts receivable department 10 days to process my payments! I've now resorted to paying by phone and paying for two months at a time ($2200.00) which is quite hard to afford. It worked for two payments and now I cannot get through their phone tree to make the payment? After a couple of hours of "phone play" with this idiotic company I was informed I HAD TO PAY ONLINE.

    So I comply and almost three weeks later I get a letter (NOT AN EMAIL) that THEIR bank couldn't process my check! WTF? The letter gave me no mitigating information EXCEPT TO CALL WAGEWORKS! Now I have one week to make good on my premiums or I will have my health insurance CANCELLED!!! Accidents... I THINK NOT. They have many reasons to get you to drop out of COBRA. If I had to guess, they get a huge bonus if you drop out. I know their business is "COBRA administration" but I really think they are in cahoots with employers that want OLD EMPLOYEES off their premium health plans and forced onto substandard ACA insurance coverage!

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    Customer ServiceCoverageStaff

    Reviewed July 13, 2018

    My former employer was contracted with a company called, "Delta", to manage employee benefits. They were always very knowledgeable and helpful. This past year, the wonderful service and assistance provided by Delta was replaced by WageWorks. I have had many issues with WageWorks around my health plan benefits and then COBRA, after being laid off from my employer. WageWorks is clearly an offshore, third party that doesn't even understand the benefits plan or how any of the plan works. I have spent hours and hours... nearly in tears... so worried about getting medication paid for, worried about my health plan being effective, worried about the large amount of money I am paying for COBRA being appropriately accounted for. It has been scary and upsetting.

    Finally, after getting a new job with benefits, I was able to cancel the COBRA I had when discontinuing the benefits from my former employer who had contracted with WageWorks. My new plan was effective June 1. I had already paid for COBRA for June 2018 as I was so worried there would be mishandling of the paperwork and I'd not be covered. I have monthly health care needs and cannot afford to have a break in coverage. Mind you, this is issue ten or so of my problems I've had with WageWorks. This is just my final issue (hopefully). They are NOT refunding me the money I had paid for June COBRA despite that I am covered under my new employer. They have NO answers (unless you count the crazy answer they gave me about their client (my former employer) may not have funds available for WageWorks to refund me.) HUH?

    They try to get away with repeating the same non-answers, "We are going to talk to our finance department to see why your refund hasn't been processed." Key thing to note here is that WageWorks states they are looking at my account history (something I can no longer do since I am no longer paying for COBRA) but they cannot tell me anything about what has happened with my account. I am so frustrated, after months of dealing with this awful company, I finally looked at reviews and saw "Top 343 complaints about WageWorks". At least I got a laugh. I read many of the complaints and they are aligned with the type of service and help I have gotten.

    The worse part of this is, as employees, we don't have a choice who our employer contracts with to manage our benefits. Therefore, our only recourse is to write reviews and hope employers are aware just how bad this scam artist organization really is. I beg of all companies... DO NOT USE WAGEWORKS!!! It's money down the drain. Your employees will be left upset, in tears, unable to access their benefits or their FSA accounts. This company is awful. I was unemployed, paying so much money for COBRA and I still had to pay for my medications out of pocket because WageWorks hadn't processed my COBRA properly. I can't believe that this organization gets away with this type of stuff. I would imagine benefit management is highly regulated. I know this review is just a long rant and one of hundreds. But... I'd rather be a drop in the bucket of the truth about WageWorks, than not say anything at all.

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    Customer ServiceStaff

    Reviewed July 12, 2018

    This Customer support team should be fired and replace them with more competent team. My experience with this team was awful and unprofessional. The company should do something with that if they want to be in business. Every time I call to solve my FSA validation, I get a different response and some BS arguments. The last time talking to someone Paul, he didn't know on how to help on the FSA validation and had me on hold for 20 minutes so he can learn or train himself on what BS answer to give me. When I was persistent to figure out why I can't straight answer and resolve my problem, he hung up on me. So much for the recording that you hear in the beginning that they are recording for quality purpose. Are they serious?

    I think they use my money for their salaries and I expect a professional response and resolution of my issues. Based on that they should take care any issues with the providers NOT ME. The only thing that I need to do is to swipe the card at for approved medical services and medicines. THEY HAVE TO CONTACT THE PROVIDERS AND ASK DETAILS NOT ME. THAT'S WHY I PAY THEM. If I knew the rating that the WageWorks had in this site, I would never used them. Next time I will make sure that I will not use this company for my flex account. I spend more time, money and frustration of using this company than the savings would benefit from a flex account. Now I understand the brand name when they use "WageWorks Everyone Benefits", the benefits is not for everyone but only for WageWorks.

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    Customer ServiceStaff

    Reviewed July 12, 2018

    I have been attempting to get reimbursed from my dependent childcare account since May 19. I have called 18 times, and the HR department from my employer has called 5 times. I have submitted proper documentation and the money is in my account, yet I never receive reimbursements funds. I keep being told there is an internal inquiry each time I call and never make any progress. I have asked to speak to supervisors who tell me they cannot share an employer number or last name.

    Several times I have been told there is a problem on my employer’s end related to us leaving the company January 1, 2017 and returning January 1, 2018. Each time my employer has called and is told everything looks great. I have asked to speak to someone who can help me and am told I cannot. I expect immediate disbursements of these funds, exceeding $1500 for the year already. I have been dealing with dependent childcare reimbursements for 12 years and it has always been positive. This is horrible, and I need it resolved immediately.

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    Customer ServiceStaff

    Reviewed July 11, 2018

    My card is being restricted for use due to receipts not received. Why are they paying receipts if they don't have them. I've sent copies and my card is still hijacked. Paying out of pocket while I have money in my account. Automated system is as useless as the "human" once you're finally able to get one. They have no answers to the questions even though they can verify receipts have been sent again and again. Pretty typical of a government program. Take your money and won't use it as intended and hire customer service reps from another country that can barely speak English. Guess I'll be ripped off as this money is lost if not used.

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    Reviewed July 10, 2018

    I have had many insurance plans and FSA's to go with them. I previously had WageWorks and was always surprised at how they required receipts for far more things than other plan managers. I am once again back on a WW FSA and they are requiring a receipt for nearly every transaction including those most basic $15.00 copays to a doctor where it's very clearly an allowable expense. Not only that, they require a full EOB to be printed out and submitted! Are you kidding me? It's a COPAY. I'm sure they must run actuarial tables that show they pay out less with the more painful administrative requests that they can make before paying the claim. This place is just dirty.

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    Customer ServiceStaff

    Reviewed July 2, 2018

    I have a dependent care and flexible spending account given through my employer that elects to take a certain amount from my pay each month to pay for medical and dependent care (day care) expenses. For the last month I have submitted claims for payment directly to my childcare provider... And they have rejected each one because they didn't like the format of the invoice. Now my childcare is in jeopardy of not accepting my child because they did not receive the payment. I called again, after submitting another invoice, and was told they have to wait for a computer to write checks... And they have no human that can handle requests or problems. This company says they are in Kentucky but each service representative has a thick accent and fails to understand the issues or have the ability to actually problem solve. This is an issue as I need child care to be able to go to work. Customer service fail.

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    Customer ServiceStaff

    Reviewed June 29, 2018

    After a series of infuriating calls with WageWorks, and their denial of my every claim, I believe this company is in the business of intentionally keeping hard-working consumers from their money. Do they get some sort of kickback for every dollar not paid? The debit card we received from them is worthless. It has been denied four times at four different medical offices. The expenses in question were all “deductible expenses.” Each time I was told that my account had a balance of $0, even though the WageWorks website said my account balance was several thousand and I had filed no other claims. I called after the first and second tries with the card and both times the entirely disinterested representative said it was a fluke and they would fix the problem. They didn’t. It still doesn’t work.

    Next, I filed an email claim. Rejected — account balance $0. I called. “We will reprocess it.” Again, rejected. Account balance $0. “File a paper claim and attach your healthcare EOB.” I did, being careful to follow the instructions to the letter. Rejected. I called. “The claim was for a prescription” (which isn’t reimbursable). Not only was the claim not for a prescription, the word “prescription” is not anywhere on the 10-page EOB I sent. I then spoke with a supervisor (who refused to provide me with his last name and number). He said, “Oh. OK. We’ll reprocess it.” Sure you will.

    I intend to strongly urge the Human Resources Director to drop WageWorks and encourage others to do the same. There are a staggering number of consumer complaints against them, not to mention the class action lawsuits by shareholders. This is one of the worst experiences I have ever had with a health-care or health-care related company.

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    Customer ServiceInstallation & Setup

    Reviewed June 28, 2018

    Overseas calling center when calling US number, and will not transfer to the domestic US. Would not transfer to manager. Kept putting me on hold...over an hour and cut off twice. I looked for other numbers to voice complaint and you cannot reach them by phone. They have an address you can write to...that’s it. They emailed then shut off card and access to MY money. The whole FSA set up is such a waste of resources further driving up health care costs. Wage Works responsiveness to customer need has brought us to a new low. I will be sure to NOT invest in this company nor ever use them. This is truly a pitiful company only interested in their own profit. Service is so sub par that there is no possible ranking.

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    Customer ServicePrice

    Reviewed June 27, 2018

    Never received card, still charged $363. WageWorks misaddressed my envelope three months in a row (with a call from me each time asking them to fix it), and at the end they say they are unable to reimburse you for the amount you spent with them, only for other transportation expenses. Basically if you don't get your card in the mail, you are out of luck, and they are sending hundreds of dollars every month through uncertified general mail with all the risk on the end use.

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    Customer ServiceStaff

    Reviewed June 26, 2018

    I have had nothing but trouble and inconvenience using WageWorks. The service is absolutely pointless as there is zero convenience to the spending account, or reimbursement. In addition, the customer service reps are not helpful or supportive. Overall I would give WageWorks a NEGATIVE ZERO! I am discontinuing my service with them immediately and plan never to utilize them again!

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    Customer ServiceStaff

    Reviewed June 21, 2018

    In the past 3 months I have been trying to get my money reimbursed from Wageworks. I had been missing a signature and continue to get the runaround with their customer service team. They do not provide any additional assistance outside of the customer service number you have to search for. This company has some serious issues and should be looked at for theft of people's money.

    I was told my money would be returned and to which it was never returned. My customer service person even admitted she had what she needed. When looking to call someone at the company, outside of customer service that appears to be an issue. Now I am being told if I want my money back I have to print off all the documents and send them in via mail or fax. All of my documents are uploaded to their website. Regarding their call center, you can barely understand them. Terrible experience!

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    Customer ServiceStaff

    Reviewed June 21, 2018

    This was my first experience with an FSA, because of WageWorks. I won't bother doing it again. I'd submit a claim and provide receipts as required; however not all medical providers give you itemized receipts, and in some cases, even if they do WageWorks denies the claim. They are extremely unhelpful and the customer service reps are unwillingly to help resolve an issue, even when the itemized information is available to them. FSA's are supposed to make life a little easier but WageWorks doesn't.

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    Online & AppStaff

    Reviewed June 21, 2018

    I had over $700 on my WageWorks card which I tried to get refunded and got absolutely nowhere. I commuted to work 2 days a week and the remaining 3 days I worked from home. A couple of weeks ago I started telecommuting full time and no longer needed to commute to the office. I requested a refund and was told they could only refund one week. The representative barely spoke English and I could hardly understand a word he said. I told him the problem and he emailed me Special Handling Form. I faxed the form and was told I was denied because I needed to make a copy of my MetroCard and the form. I faxed both and was still denied. This is the worst company and the website is a joke! There is no recourse for users! I am thinking of taking them to small claims court.

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    Customer ServiceStaffProcess

    Reviewed June 18, 2018

    My company uses WageWorks for both before-tax commuter benefits programs as well as FSA card reimbursements. Every time I have to interact with WageWorks on any level, for either program, it is a nightmare. Their automated online systems are terrible to work with, and the customer service representatives on the phone are even worse. I called 3 different times to get a simple copay reimbursement, and even had them talk directly to my service provider to get what they needed in order to reimburse me, and I never got it resolved. They were very unhelpful, unkind, and just terrible to work with. I will do anything I can in the future to never work with this company again.

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    Customer ServiceStaff

    Reviewed June 13, 2018

    WageWorks "customer service" has to be THE WORST in the industry. The offshore reps are completely uninformed, barely speak English, and are therefore, completely USELESS. This WILL be the last year I use an FSA because my company uses WW. I have to spend an inordinate amount of time on ANY call with them and GOD help you if your card gets suspended. Last year it took me THREE MONTHS to get it UNsuspended because the idiot "customer service" reps CAN'T COMMUNICATE or think for themselves. I hope WW goes AWAY and my company finds a different provider - WW SUCKS.

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    Customer ServiceStaff

    Reviewed June 13, 2018

    I had to contact WageWorks more than four times for the same issue. I have a monthly pass through WageWorks and for this month, they put a 2019 pass on my card instead of 2018. I had to call to order a new pass and they made me pay a replacement fee even though I did not lose or damage the card. I asked for the fee to be refunded, and they kept putting me on hold and then saying they'd make a new inquiry and hear back in 7-10 days. I never heard back and each time I would call it would turn out that the reps NEVER submitted a refund request.

    On my fourth call I asked to speak to a manager who was extremely unprofessional and then tried and BLAME ME again for damaging my card even though it was WageWorks' fault for giving me the wrong pass! WageWorks finally agreed to refund the replacement fee in... 7-10 days. The fact that WageWorks customer support lies to their customers and tries to blame them at first is shocking. If you ever have a problem with WageWorks and you need to call, don't let the support agent "launch an inquiry". You will never hear back. Escalate your issue immediately and ALWAYS get your reference number.

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    Customer ServiceStaff

    Reviewed June 13, 2018

    October of 2017 I began a 6 month chemo course. In January I was asked to pay my $1200 deductible for 2018 (this is usual). The remaining bill would far out-cede my annual out-of-pocket. The card "swiped" just fine. Then, it was denied. The total for THAT PARTICULAR DAY didn't total $1200! So I'm apparently just out of luck. The fact that I was paying toward a TOTAL COURSE OF TREATMENT is immaterial to these people. THEY WILL NOT LISTEN TO ANY EXPLANATIONS. At one point I broke down on the phone.

    What grown woman allows herself to get pushed to that point? We are sitting with an untouchable card balance of $1300 and a stack of bills that WageWorks will not pay. My doctor has tried everything to communicate and satisfy them. I don't know how to fix this. The weird thing is, I KNOW that this was paid and approved this in 2016. What changed? I don't know where to get help. WageWorks management is certainly not the answer. This is the last year we are participating.

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    Price

    Reviewed June 9, 2018

    They charge administration fees... but just charging so far 50% of account is gone but no replacement to use card! Been waiting 2 months and nothing! Looking to massively sue this "legal thefts" of corporate governance frauds! Why is an expiration in parked money my money! IT SHOULD HAD BEEN SENT IN PRIORITY MAIL OVERNIGHT TO ACCOMMODATE THE INCONVENIENCE... at least the administration is not existent apparently but for their pockets!

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    Staff

    Reviewed May 29, 2018

    WageWorks should be a benefit but they refuse to help or assist people when they need it the most. I get this service through my job and I accidentally throw my Metro Card out and they refuse to give me a refund and/or a replacement card. I even told them to charge me in the event the old metro card got used which I knew it wouldn’t. Now WageWorks expect me to take a loss of $63 and obviously they don’t care. If you are providing Metro Card as a product, you should have a way to track the cards you are issuing. I am canceling all my programs I have with this company.

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    Customer ServiceCoverageStaff

    Reviewed May 25, 2018

    This company is the absolute worst, not only do they get my coverage terminated by sending wrong information to medical coverage company, they then will not fix the matter and I am left dealing with no coverage and all the hassles that go along with that as well. I cannot get help, I cannot get prescriptions nothing. I have called them so many times in 10 days and they always appear to be helping, but nothing ever gets remedied. Then when you want to speak to supervisors they don't help you. This place is beyond ridiculous and something needs to be done about them, this is our health insurance we are talking about!!!

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    Customer ServiceStaff

    Reviewed May 22, 2018

    This company is very inconsistent with the acceptance of receipts. I have sent multiple receipts different ways and all the sudden I am starting to have problems. I had to call about one of my receipts and the lady on the phone would not explain what I needed. She kept telling me that I needed to read the rule book or pamphlet (forgot the exact words she told me) to understand what I needed to do. Not ok. I had to do all this extra work. Call this company and calling my dentist for this receipt and a few other places to figure out what the problems were. As a customer I should not have to waste my time like that trying to figure out what is needed when they are suppose to be the experts at this.

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    Customer ServiceStaff

    Reviewed May 13, 2018

    I submitted a claim for $700, the remaining funds in my Flexible Spending account which was denied. I was told it was because the letter had to be postmarked by March 31st however, I did take it to the Post Office on the 31st where there was an 11:30 pm pick up noted on the box. WageWorks told me they received the request on April 10th however, can not produce the postmark. Their customer service requested I write a letter asking for a "review" which I did and it was denied, indicating the claim wasn't postmarked by March 31st. Again, they are not able to produce the postmark for me as I have been requesting. This is horrible customer service! They are keeping my $700 and I want it back! If considering a Flexible Spending Company - don't consider WageWorks. Horrible people.

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    Customer Service

    Reviewed May 8, 2018

    On the chat with customer service for over half an hour... long story short, my receipt shows three items: charge total, cash discount and my final payment. They can only approve the cash discount I received! Dude, that was the money I did not pay!

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    Customer ServiceCoverageStaff

    Reviewed May 3, 2018

    This company is completely unprofessional. I require a letter from the COBRA administrator (WageWorks) indicating that the coverage is expiring and when. It has to be dated within 90 days of the qualifying event in order to qualify for enrollment in a new medical plan. I had a letter but not within the 90 day range. I requested a new letter and was told by WageWorks they would not issue the letter until after my payment posts to my account. The check is in the mail. My payment record is clean. They say "it isn't personal", but I personally am the only one who will get hurt if the medical coverage lapses because I don't receive the letter in time.

    I talked to two different supervisors. Of course each time it takes going through the gauntlet of call screeners and information gatherers to get that deep into their customer "service" organization. The second time through I asked for a direct phone number and was told they don't have direct numbers. That supervisor told me the decision was made by the account manager. I asked to talk with that person and was told "they don't have a phone". So that is the dead end... You can talk to a different supervisor each time after passing through the gauntlet but they don't make the decisions and you can't talk to the people who do make the decisions. I guess I'll eventually get the letter. I'm hoping for the best.

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    Customer Service

    Reviewed April 23, 2018

    WageWorks is a payment processor for medical savings accounts. They continually reject valid medical claims. I sent receipts 3 times for the same dental bill. WageWorks refuses to accept this receipt for a valid dental bill. Now they have closed my account when there is over $1,000.00 cash in it. This is the worst customer service ever. This company talks employers into using them then WageWorks denies all claims hiding behind, "IRS Rules." This company now has 1,000.00 of my money. This company must be very profitable. They take money then, "deny until they die." Do NOT get involved with this company!

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    Customer ServiceCoverageStaff

    Reviewed April 19, 2018

    When my husband changed job we had to go on COBRA for 3 months before the new insurance kicks in. Started off us having to call several times to find out the prices and where to send the money etc. They claim it was the employer's responsibility and the employer said it was theirs. During this time we had NO insurance whatsoever. Both my husband and myself are on long term med. I am diabetic with high blood pressure so it was very important that we keep our coverage going without stop. When we finally got the information we paid online immediately. We still had to wait almost 10 days before the insurance kicks back in.

    Unfortunately only the medical insurance kicked back in. My prescription via Express Script and my vision never got reinstated even though I had paid all the premium. Many frustrating calls to them and Express Script, they each blame the other party for not doing the right thing. To the end I don't really know who did or did not do what they are supposed to but regardless, my experience calling their cobra customer service was most awful. Having to pay over a thousand dollar for insurance that we were not getting I expect some empathy but not these people, it was the opposite, they were ALL very short with me and didn't want to listen and refuse to call Express Script for me to try to straighten it out. They kept telling me to call Express script myself but Express Script said they never faxed the form needed. Basically all my calls were falling in unconcerning ears!

    After several calls of getting nowhere, I asked for supervisor, he was just as unconcerned and rude and gave no assistance. After many frustrating calls they finally opened a "case" for me and it still took many calls and the supervisor even refuse to take my calls. I was frustrated but I never cussed at them or anything. I worked at retail for over 20 years and I have had to deal with many irate customers and I had NEVER refused to talk to one because it was my job. To sum up my experience with them, I paid 3 months' premium and got only one month's coverage because of their incompetence and or lack of care. I was so lost and had no one to turn to. The thing to remember is, these people are dealing with people's health and with no medication or medical care it could be very serious but they do not care. They are in the wrong business.

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    Customer Service

    Reviewed April 18, 2018

    I have used WageWorks and ADP over the course of 5 years. Both have similar technology platforms and policies. Both make life miserable for consumers trying to get their reimbursements for healthcare, dependent care, and transportation reimbursement. The best case is when one is able to use their WageWorks or ADP branded debit cards, but many providers do not take the WageWorks or ADP debit cards, making it necessary to send in physical receipts. If a claim is denied, all clients do not have to be notified of the denial via email or letter but must take the initiative to track the approval process online themselves.

    If one does become aware of a denied claim and calls to follow up on the claim, the call centers are staffed by people who do not have the authority to fix the problem, they can only document the conversation and escalate the issue. Even more so than insurance companies, FSAs as businesses are set up to make money by denying or making it very hard for consumers to claim their own hard earned money. The system is a disgrace.

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    Staff

    Reviewed April 12, 2018

    I contribute every pay period and last time I wanted use the credit I have, they say that the dental service I received was for the previous calendar year, however I had more credit so I don’t know what’s the difference and why it’s matter. I’m not gonna stay in pain for 2 months to make sure my new calendar year is on to use my money in the account. They are pure thieves robbing you every day. Stay away from them. And their staff is BS.

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    Reviewed April 11, 2018

    I recently retired from the Dept. of Ed. I am unable to get reimbursement for the $1,100 or so in my account. That is almost a full paycheck. I sent receipts by certified mail with the "special handling" sheets attached, but they claimed they never got them. Guess what, I got back the green signed certificate saying they received it. I then tried e-mailing and faxing them (with my son's help). Each time, they sent me a form letter E-mail, stating that the "special handling" letter is illegible. I have scans and confirmations from Metrofax, the letter was indeed legible, and it did go through. It's clear to me now that WageWorks has some sort of sweetheart deal with the city. All employees at the board of ed. were offered WageWorks commuter cards. Had I known their reputation, I would NEVER have gotten involved.

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    Customer Service

    Reviewed April 8, 2018

    We have had WageWorks for the past 2 years. Calling customer support is a joke. First I would like to be able to understand the person I am speaking to. Additionally the individuals (plural) I have had the misfortune to speak to were unable to follow the conversation due to language barrier. It is obvious that our plan is overseen from another country. We have made several attempts of repeatedly send/resend requested receipts, doctor prescription, invoices to no avail and as so many posts I’ve read, ended up paying upfront. What concerns me more is that my identifying information is being utilized overseas. Being a victim of identity theft already, I am astounded that the very information we are to guard diligently is being accessed by those I have little reason to trust given my past experiences of trying to resolve issues. Something needs to be done.

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 7, 2018

    I was recently laid off and had lost my email archives that had information pertaining to my policy end date for my FSA. I had reached out to a representative and was about to get some assistance on finding my end date, but digged through the portal and found the end date to be 3/31/2018. I had reached out to the representative in February and told them not to worry as I had found the date myself. I wanted to save the FSA in case of any last minute procedures that I needed; and decided I would just get prescriptive glasses if nothing came up.

    March 30th rolls around and I decided I might as well get the glasses before I lose the chance to spend the remainder of the balance. Upon purchase, my WageWorks card was denied. I had thought perhaps it was denied because the amount was slightly over my balance. Knowing that Wageworks had a claim for out-of-pocket claims, I decided that I needed to pay with my personal card and deal with the claim later. Upon logging into the system, I tried to make a claim and was given an error that my policy is not active. I checked the dates again and saw that the dates were still the same and should be a back-end error, so I reach out to the representative again to help me due to the time limit.

    Long story short, I went through my previous employer's benefits manager and received an approval to process the claim. Later upon review by WageWorks, I receive an email claiming that my policy had ended on 3/16/2018. Having checked this multiple times and being proactive about the usage of my FSA, I thought this had to be a mistake, so I logged into the system again to verify. This time, the dates had changed to the 16th of March. It is my belief that they changed the dates after closer review to correct their negligence. Now I have lost my FSA and made a purchase that I wouldn't have made had I known that my FSA was no longer valid... during unemployment. This is a very frustrating situation that really has no resolution as I have no proof other than emails that say I found the end date as the end of March.

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    Customer Service

    Reviewed April 7, 2018

    I have about $600 on FSA that I am trying to use before I lose it. In March I followed the link to the FSA store and bought about $400 worth of items. I submitted the receipts to WageWorks and I was denied three times. Every time I was denied they sent me a CODED response. The last coded response said transaction didn't take place during plan year. I sign up with WageWorks every year so I don't know how that would be possible. I intend to call them on Monday for further clarification. Though I don't think I will accomplish much. A few years ago I called them and it was a service center that can only receive calls and they were pretty much giving me a scripted response. I lost money that year because I was too frustrated to deal with them. Also I feel the unused portion of our money should be rolled over to the following year.

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    Customer ServiceOnline & AppStaff

    Reviewed April 5, 2018

    The experience was better when it was ADP. The website is terrible/not functional: Unable to submit requested receipts (broken). Unable to submit feedback through secure messaging (broken). Unable to navigate back to account profile or anywhere from secure message history (complete dead end). Couldn't find the right customer support number related to my needs. The general layout / workflow of the screens is not user-friendly. They need to hire UX designers.

    No clear understanding of how to deal with no receipt or invalid card swipe. No electronic method for remedying an invalid card swipe. I was told on the phone to physically mail a check for $4.00 but I no longer have checks. Tried logging in/ refreshing/ multiple browsers. Call Center Service is terrible: Can't trouble-shoot website or provide insight. Asked for information I had entered on the IVR system. Had to transfer me to the "ADP department" and I had to re-iterate my issues. Employees voices seem lack-luster and completely disengaged as if my troubles were a bother to them.

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    Customer ServiceSales & MarketingPunctuality & SpeedStaff

    Reviewed April 3, 2018

    No disrespect meant to the real #metoo movement, but it completely applies to this situation because I'm confirming that avoiding this company will save so much frustration and stress. It is NOT a benefit to employees to "provide" WageWorks. We signed up with WW FSA and Dependent Care for 2018 because of my husband's new job and it was a huge mistake because of the ongoing nightmare it has been. The first concern is the time between when the payroll deduction happens and when the money shows up in the account. The most recent time it took 7 business days! I honestly wonder if they have a behind-the-scenes scam going with people's money. Dependent Care has been the second huge problem. Each and every month, our claims have been denied though they meet all the required criteria.

    Claims have been denied for "being the same"... When actually we have 2 children receiving identical services but clearly and individually documented on invoices submitted and despite the claims being submitted under each dependent's name! The "pay my provider" option awful; my provider has never been paid on time (they've been nice about not charging late fees so far). The overseas call center representatives are poorly qualified, often not answering my specific questions, no option to escalate concerns. Accessing your OWN money to pay for childcare is not worth going through WW. In 2019 we will forego the "tax savings" because it is not worth the amount of time and energy we've had to spend "proving" our claims are accurate and should be paid.

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    Customer ServiceOnline & App

    Reviewed March 30, 2018

    I've been using a flexible spending account for over a decade with my current employer, the State of Texas, and have never had problems submitting receipts or Evidence of Benefits (EOBs) for card validations before. I have uploaded the receipts and EOBs from my health insurance for my physical therapy at least 5 times. Each time their website says they were uploaded successfully and each time I get an email about a week later saying I need to upload my documentation. They have since suspended my account. The EOBs are itemized and show exactly what the charge is for, exactly what is required by the IRS. Worst communication and incompetent.

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    Customer ServiceSales & MarketingStaff

    Reviewed March 29, 2018

    This company administers FSA Healthcare plans. It is extremely difficult to get reimbursement from them. It takes many layers to get through their offshore customer service to even get a reasonable answer as to why your claim was denied. Their executive resolution team in the US is only reachable by paper mail. It is more like a scam to keep your FSA money.

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    Customer ServiceOnline & App

    Reviewed March 28, 2018

    This company is what nightmares are made of, they can't process claims, they can't get receipts they can't seem to understand what you are asking. They respond to other questions not what you ask. They just keep responding to the same things over and over like you are too stupid to know what you are talking about. They don't. So they keep repeating the same info from What you can see on the website. Nobody can verify receipts received same day, nobody will transfer you to any level up more than one. They have no fax that can sent for urgent matters. God save you if you make the mistake to automatically reimburse. Then you have every insurance error being paid out and good luck getting your money back because you have no idea who is even owed.

    Then they send you demands for reimbursements when you haven't gotten the money back from the Dr because the insurance may have denied a claim months after approving and they don't make the Dr send you back the money. So now you have to figure out what got paid, what got denied, who has your money before they cut off your card. That's a trap from the pits of hell. If you want to swim the river Styx, sign up for that mess. They can't even do their job when you submit things, them being on automatic is asking for a meltdown. They can't add up anything. Never pay anything that has to be added up. Why GE uses these folks is beyond me. And now you can only use for pharmacy, otherwise you have to have your Dr wait for payment or try to submit a new claim. Good luck...website is even worse than customer service. Something needs to be done, these folks are out of control.

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    Reviewed March 26, 2018

    Having used the credit card processed medical reimbursement accounts for years and rarely if at all being required to get receipts and submit them from medical offices I find this to be a constant nuisance. I currently have three receipts I have to provide and my guess is over the last 15 months that we have used these guys to administer our healthcare reimbursement accounts that I have had to submit at least eight. This company is a distraction and takes what should be a convenience feature and turns it into a PIA.

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    Reviewed March 23, 2018

    On a monthly basis I was deducted pre-tax $40 a month from my paycheck for a parking card. On February 28, 2018 I was no longer employed by Humana because a new company came and bought us out and I lost my balance on my parking card and I won’t get refunded the money that came from my check. I had a balance of $188 And my money will not get refunded. I don't know who to turn to.

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    Reviewed March 21, 2018

    FYI: For outstanding issues I found an email address: executiveescalationteam@wageworks.com. I've only had one issue so far with WageWorks. My receipt was not detailed enough, but my doctor's office took care of that. However, I have a "pay me back claim" for $500, that was carried over from last year. My fault as a first-time user, I thought the $500 was available to use "until March" of this year, not from 2017. Luckily, I was able to file a claim for weight loss (doctor approved). Have my fingers crossed, no problems. Will update.

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    Staff

    Reviewed March 21, 2018

    They are so pathetic. I had WageWorks before with another company and though my address hasn't changed and their phone system links them, I need to FOREVER listen to a choice of which company I want to choose AND I need to create a whole new login, etc. They're pathetic.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed March 19, 2018

    Totally inept foreign call reps who can't solve a problem that they themselves create by rejecting claims for invalid reasons, deleting claims online, failing to update their system online, allow for disappearing information, and not understanding their own computer systems. Lacking rudimentary English skills. Any company who uses them for FSA is causing aggravation and hours of wasted time for their employees.

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    WageWorks Company Information

    Company Name:
    WageWorks
    Website:
    www.wageworks.com