Omega Auto Care vs. Nova Warranty
Compare coverage, cost and reviews
 |  |
|---|---|
4.0
1,408 reviews
|
4.8
114 reviews
|
| No. of plans:5 | No. of plans:2 |
| Max mileage250,000 | Max mileage130,000 |
| Max vehicle age15 years | Max vehicle age- |
| Waiting period30 days | Waiting period30 days |
+1 more
Omega Auto Care and Nova Warranty both offer extended car warranties that protect you financially after your manufacturer’s warranty expires.
While they offer similar services, there are some differences between the coverage they offer, the cost of their plans and the additional benefits you get. We’ve analyzed both companies to help you decide which is the right fit.
Omega Auto Care offers the most comprehensive coverage. Not only does the company provide more plans to choose from, but the premium plan also covers more components than Nova Warranty’s most comprehensive option.
Nova Warranty is best for buyers who value service. In our recent analysis of customer reviews, Nova earned top marks in key areas like pricing, punctuality, sales practices and technology, making it a better choice for buyers who want a more customer-focused warranty provider.
Omega Auto Care vs. Nova Warranty coverage
Plans from Omega Auto Care and Nova Warranty offer varying levels of coverage for your vehicle's parts and systems.
Omega Auto Care coverage
Omega Auto Care provides five plans across three tiers: Powertrain, Powertrain Plus, Powertrain Enhanced, Used Stated and Exclusionary. Each plan covers various components within each category, so checking your specific contract to determine what’s included is important.
- Powertrain covers some parts of your engine, forced induction (turbo/supercharger), transmission, transfer case and drive axle(s).
- Powertrain Plus increases the coverage on each of the named systems in Powertrain and adds coverage for some components of your air conditioning and heating systems.
- Powertrain Enhanced covers everything in the first two plans plus additional parts of each named system. It also extends protection to some parts of the cooling and fuel systems.
- Used Stated expands on the previous levels by adding coverage for some steering, brake and electrical system components.
- Exclusionary, the most comprehensive plan, covers everything in the previous plans, along with additional parts for each system. It also adds coverage for up to two labor hours for emergency repairs. This plan covers almost all components of each system, except those specifically listed as “not covered” within your policy documents.
Nova Warranty coverage
Nova Warranty offers two plans: Nova Powertrain and Nova Superior.
- Nova Powertrain covers essential components, including the engine, transmission, drive axle, electrical systems (like the starter and alternator), cooling systems (like the radiator) and brakes.
- Nova Superior provides more comprehensive coverage. It includes everything in the Powertrain plan plus components like turbos and superchargers, all-wheel or four-wheel drive, suspension systems, steering, air conditioning and heating, fuel systems, anti-lock brakes and high-tech electronics (like factory-installed GPS).
Both plans include roadside assistance, towing, rental car reimbursement and trip interruption coverage.
We’ve broken down what’s covered under each of the companies’ plans below:
 |  | |
| Coverage | | |
|---|---|---|
| Plan | ||
| Engine | | |
| Transmission | | |
| Drive axle | | |
| Transfer case | | |
| Seals and gaskets | | |
| Turbocharger/supercharger | | |
| Heating system | | |
| Cooling system | | |
| Air conditioning | | |
| Brakes | | |
| Suspension | | |
| Steering | | |
| Fuel system | | |
| Electrical components | | |
| Navigation/GPS | | |
| High-tech components | | |
» LEARN MORE: What does a car warranty cover?
Omega Auto Care vs. Nova Warranty cost
The cost of an extended auto warranty can vary significantly based on several key factors. Vehicle age and mileage are typically the most influential factors — newer cars with lower mileage generally cost less to cover than older vehicles with high mileage. The make and model of your vehicle also impact pricing, with luxury and high-performance vehicles usually commanding higher premiums due to more expensive repair costs.
Additionally, plans with comprehensive coverage cost more than basic powertrain protection. Plans may also be more expensive depending on where you live.
We gathered quotes for different vehicles with varying mileage to give you an idea of how prices compare between Omega Auto Care and Nova Warranty. The prices below are for each company's lowest-tier plan unless otherwise noted. Keep in mind that coverage for these plans varies, so it’s not an exact apples-to-apples comparison of value.
To get a quote from Omega over the phone, you will need to disclose your vehicle’s VIN number to the company to accurately access your vehicle's current status. We used Chaiz, an online extended auto warranty broker, to gather quotes since it offers estimates for Omega plans. All four of the quotes we collected are based on the Powertrain Plus plan, as the basic Powertrain plan is only available for vehicles with 150,001 to 250,000 miles.
Nova Warranty quotes were collected based on its shortest contract period, three years. We received quotes for the Nova Powertrain plan.
| Model and mileage | Omega Auto Care | Nova Warranty |
|---|---|---|
| 2013 Ford F-150 (150,000 miles) | $924 per year | $850 per year |
| 2014 Honda CRV (135,000 miles) | $900 per year | $967 per year |
| 2015 BMW 3 Series (125,000 miles) | $1,656 per year | $1,268 per year |
| 2016 Toyota Camry (110,000 miles) | $804 per year | $1,117 per year |
Omega Auto Care vs. Nova Warranty policies
Omega Auto Care covers vehicles up to 15 years old with less than 250,000 miles. It allows you to choose any licensed repair facility, but repairs must be approved before work starts.
Used Stated plans cover vehicles up to 10 years old or with under 150,000 miles. Exclusionary plans apply only to vehicles up to seven years old with fewer than 100,000 miles. Powertrain plans accept vehicles less than 15 years old and under 250,000 miles. Down payments and deductibles apply.
Nova Warranty allows you to cancel your plan at any time. If you cancel within 30 days, you can receive a full refund. After 30 days, you may qualify for a prorated refund based on the time remaining in your contract.
| Benefit | Omega Auto Care | Nova Warranty |
|---|---|---|
| Vehicle inspection required | | |
| Contract length | Month to month | - |
| Quote process | Online or call | Online or call |
Omega Auto Care vs. Nova Warranty additional benefits
In addition to coverage for mechanical failures of your vehicle's parts, Omega Auto Care and Nova Warranty offer a few other benefits.
Omega Auto Care benefits
All Omega Auto Care plans come with roadside assistance ($100 limit per occurrence), rental car reimbursement (up to $30 per day) and trip interruption protection ($75 per day, up to three days when you’re more than 100 miles from your home).
Nova Warranty benefits
Nova offers several added benefits with its extended auto warranty plans:
- 24-hour roadside assistance covers services like towing, fuel delivery and more.
- Rental car coverage helps you stay on the road while your vehicle is in the shop.
- Locksmith services assist if you're locked out of your vehicle.
- Out-of-gas assistance offers help if you run out of fuel.
- Dead battery assistance including jump-start services when your battery dies.
- Trip interruption coverage reimburses you for lodging and meals if your vehicle breaks down while traveling.
| Benefit | Omega Auto Care | Nova Warranty |
|---|---|---|
| Roadside assistance | | |
| Rental car reimbursement | | |
| Trip interruption | | |
| Transferability | | |
Omega Auto Care vs. Nova Warranty reviews
For an honest assessment of customer satisfaction, let's examine what actual policyholders say about Omega Auto Care and Nova Warranty.
Omega Auto Care reviews
Omega Auto Care’s positive reviews reflect an appreciation for its reliable coverage, follow-through on covered repairs and great customer service.
“I needed to get something replaced and I saved some money by using them. So, that was nice. The repair was super quick. I went into the dealership and told them my car was doing this funny thing. They looked at it and said they could buy the product for me. By the time I came back, they had the product and had the car fixed, and had already gotten what they needed from Omega.” — Naomi in Michigan
“I love Omega Auto Care. The service is great. They give more than any other warranty I've seen out there. ... I had a problem with my radiator and Omega did a great job of taking care of it. The customer service was quick too.” — Leonard from Florida
Negative reviews mention frustration with denied claims, slow claims processing and poor communication.
Yvonne from Maryland complained, “When the adjuster finally contacted me almost a week later. He informed me that he needed a copy of my auto service invoices, but if I didn't have one, it would not be a problem.” However, she received another call a few days later stating she needed to provide “ALL invoices for the entire time I owned the car.”
» SEE FOR YOURSELF: Omega Auto Care reviews
Nova Warranty reviews
Customers have mixed experiences with Nova Warranty. Positive reviews highlight that the representatives are professional, respectful and helpful in explaining coverage options. Many customers appreciated prompt claims processing and direct payments to repair shops.
“Recently had a repair done on my Range Rover Sport HSE. They paid for it right away with no hassle, all they needed was a diagnostic and invoice from my dealer, they even paid for my rental car although I did have to send the receipt but they reimbursed me which wasn't too big of a deal and they sent it right to my card. Highly satisfied with their service!” — Roger from New Jersey.
Some reviewers expressed significant dissatisfaction, citing poor customer service and unmet expectations.
“Getting in contact with NOVA claims department took way too long, I had to call the original person who signed me up in order to get a call back. After she called I was contacted, very poor instruction on how to submit a claim.” — Diana from California
» SEE FOR YOURSELF: Nova Warranty reviews
Bottom line: Omega Auto Care or Nova Warranty?
All things considered, what kind of driver is each provider best for?
Omega Auto Care is best for customers seeking an extended auto warranty with multiple plan options, especially those with older vehicles.
Nova is best for drivers seeking reliable coverage for all types of cars, from daily drivers to exotic sports cars.
If neither sounds like a good fit, or if you’d simply like to see more top-rated providers, check out our other picks for the best extended car warranty companies.
