Honda Civic Extended Warranty: Cost, Coverage and Plans

Extended warranties for Civics tend to have average costs

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    Reviewed by: Caleb Robinson

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      Zurich Vehicle Service Contract and Endurance Warranty
      lowered honda civic parked by the roadside

      An extended warranty for a Honda Civic can be a smart investment if you plan to keep it beyond the factory warranty period. It can add peace of mind and financial protection against unexpected repair bills. In this guide, we’ll cover what a Honda Civic warranty includes, the cost of an extended warranty plan and how to decide if getting an extended warranty is worth it.


      Key insights

      All new Honda Civics come with a 3-year/36,000-mile bumper-to-bumper warranty and a 5-year/60,000-mile powertrain warranty.

      Jump to insight

      An extended warranty offers additional coverage beyond the factory warranty, potentially covering repairs for mechanical breakdowns and providing roadside assistance.

      Jump to insight

      Honda has average reliability compared with other vehicles, though the Honda Civic has above-average reliability.

      Jump to insight

      Honda Civic extended warranty coverage

      For context, all new Honda Civics come with two factory warranties:

      • A 3-year/36,000-mile bumper-to-bumper warranty
      • A 5-year/60,000-mile powertrain warranty

      If you want to extend your factory warranty coverage, you can purchase an extended warranty from Honda directly or from a third-party provider.

      HondaCare

      The official Honda extended warranty is called HondaCare. HondaCare plans start after the factory warranty expires, and they can last up to five years and unlimited mileage. You can purchase a HondaCare extended warranty for your Civic at any time while your vehicle is still within its original factory warranty period.

      HondaCare plans are exclusionary, meaning they cover virtually every component of your vehicle unless it's specifically listed as an exclusion in the terms and conditions of your contract.

      Third-party coverage

      Third-party extended warranty companies offer similar benefits to HondaCare, and you can typically take your car to any mechanic that has Automotive Service Excellence (ASE) certification.

      What’s covered and not covered

      Car warranties only cover factory defects. If a part fails because of manufacturing issues, it should be covered. Most car warranties don’t cover repairs needed due to damage, abuse, misuse or neglect.

      You’ll generally get the most value by purchasing a plan with comprehensive, exclusionary protection, such as bumper-to-bumper coverage. While less comprehensive plans, like powertrain plans, may be cheaper, they tend to cover fewer parts per dollar.

      Here’s how a bumper-to-bumper warranty typically compares to a powertrain warranty in terms of coverage:

      How much does a Honda Civic extended warranty cost?

      A Honda Civic extended warranty from a third-party extended warranty provider typically costs around $1,000 for bumper-to-bumper coverage, according to our research. This is in line with the typical cost of an extended warranty, which is around $1,000 per year of coverage for a bumper-to-bumper plan.

      Get quotes from multiple providers, including your local Honda dealer, to compare coverage and cost.

      In general, quotes for extended auto warranties vary based on the coverage level you choose, your vehicle’s age and mileage, the deductible amount, where you live and other factors.

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        Honda Civic extended warranty pros and cons

        Compare the pros and cons of getting an extended warranty for a Honda Civic:

        Pros

        • Provides protection after the factory warranty expires
        • Variety of plans available
        • Typically includes other benefits like roadside assistance

        Cons

        • Extended coverage is usually expensive
        • Some plans provide limited coverage

        » MORE: Pros and Cons of Extended Auto Warranties

        Is an extended warranty worth it for a Honda Civic?

        Getting an extended warranty for a Honda Civic can be worth it if any of the following are true:

        • Your vehicle has a bad reputation for reliability
        • The warranty costs less than you expect to spend on repairs
        • A big repair bill could hurt you financially
        • You don’t mind paying for peace of mind

        Reliability

        As a brand, Honda has average dependability, according to J.D. Power’s 2025 U.S. Vehicle Dependability Study. It ranked No. 12 out of 30 car brands, earning a score of 201 problems per 100 vehicles (PP100). That’s about the same as the study average of 202 PP100.

        Honda maintenance is fairly inexpensive, according to RepairPal. Honda earned an overall score of 4 out of 5 stars, which is an above-average score. As for the Honda Civic specifically, it earned a score of 4.5 out of 5 stars, which is an excellent score. RepairPal reports that the Honda Civic has below-average annual maintenance costs, along with a lower severity of issues compared to the average vehicle.

        » MORE: How To Choose an Extended Car Warranty

        FAQ

        Are Honda Civic extended warranties transferable?

        Yes, HondaCare extended warranties are transferable to a new owner. To transfer the warranty, you must submit a request after the vehicle's sale and provide necessary documentation, such as the bill of sale or title and a completed transfer form signed by both parties.

        Can I cancel my Honda Civic extended warranty?

        You can cancel your HondaCare extended warranty at any time. If you cancel within 60 days of purchase and no claims have been made, you are eligible for a full refund. After 60 days, you can still cancel and receive a prorated refund based on the unused portion of the contract, minus any claims paid and applicable processing fees. You can also generally cancel third-party extended warranties within 30 to 60 days, though terms will vary by plan.

        Can you negotiate Honda extended warranty cost?

        Just like you can negotiate a new or used car price, you can generally negotiate the cost of an extended warranty, whether you buy a warranty directly from a dealership or from a third-party warranty company. Also, if you’re interested in HondaCare, some dealerships offer online purchasing options, allowing you to shop around for the best pricing.


        Article sources

        ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this article include:

        1. J.D. Power, “Vehicle Dependability Still Suffering Due to Pandemic Aftershocks, J.D. Power Finds.” Accessed Jan. 8, 2026.
        2. RepairPal, “Honda Civic Reliability Rating.” Accessed Jan. 8, 2026.
        3. RepairPal, “Honda Reliability Rating.” Accessed Jan. 8, 2026.
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