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Endurance Warranty Reviews

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About Endurance Warranty

Endurance provides vehicle service contracts that help cover the cost of unexpected mechanical breakdowns. The company offers customizable auto protection plans for drivers nationwide, with multiple coverage tiers designed to fit different vehicles, budgets and driving needs.

Visit www.endurancewarranty.com
Pros
  • Six customizable plans
  • 24/7 roadside assistance
  • Free year of Elite Benefits
  • Choose any certified mechanic or repair shop
Cons
  • No motorcycle or ATV coverage
  • Some complaints of denied claims

Helpful Reviews

Argyle, TX
Verified purchase
The rep was very helpful. He got everything handled very quickly and professionally. We were able to customize the plan to what we needed. It's a good cost overall. It is a monthl...

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Chicago, IL
Verified purchase
My car transmission broke and needed to be rebuilt. I had been paying these guys regularly for a couple of years but was unsure if they'd actually pick up the bill or make me jump...

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Endurance coverage

Endurance offers six vehicle service contract plans with customizable coverage levels to suit your vehicle and budget.

We’ve broken down some contract details for the three most popular plans to give you an idea of covered parts and exclusions.

Endurance auto protection plans

Endurance offers six auto protection plans that vary in coverage levels and eligibility requirements: Secure, Secure Plus, Superior, Supreme, Advantage and Premier. Here’s a quick overview of each:

  • Secure is similar to a powertrain-only plan, which protects the most important parts that make your car run, like the engine, transmission and drivetrain.
  • Secure Plus offers expanded coverage that adds protection for systems such as steering and certain electrical components.
  • Premier provides similar coverage to Secure Plus for high-mileage vehicles (more than 150,000 miles).
  • Superior includes broader component coverage for parts such as the air conditioning, fuel system and suspension.
  • Supreme offers exclusionary coverage, similar to the manufacturer’s warranty that comes with a new car.
  • Advantage offers comprehensive-level coverage plus up to $3,500 in annual maintenance benefits for things like oil changes.

In addition to the six plans listed above, Endurance representatives may be able to offer additional coverage options or plan variations depending on your vehicle’s make, model, mileage and usage.

Endurance benefits

Each Endurance plan comes with standard benefits, including 24/7 roadside assistance, rental car reimbursement and trip interruption reimbursement. All plans include a free year of Elite Benefits after a $29 activation fee.

These added protections include:

  • Windshield repair covers up to $500 if your windshield is chipped or cracked due to road hazards.
  • Collision discounts offer up to $500 per covered collision, up to two incidents per year.
  • Key fob replacement has a $500 limit on key or key fob repairs or replacements. 
  • Tire repair or replacement covers up to four tires per year due to road hazards, with repair costs covered up to $150 per incident or $600 total. 

Endurance protection plan costs

The cost is estimated to be between $1,200 and $1,920 per year for a basic Endurance vehicle protection plan. On the high end, Roger in Texas told us his Endurance plan cost $4,500, and Rodney in Louisiana told us his plan was $4,900.

Considering that average extended warranty costs range from $600 to $1,000 per year, Endurance plans aren’t the lowest-priced option. Final pricing depends on whether you choose a financing plan, pay for the contract in full and the deductible you choose.

Endurance offers a $0, $100, $200 or $500 (for Endurance Supreme only) deductible. The higher your deductible, the lower your monthly premium.

There are many factors that can affect the cost of your plan, including your vehicle’s make, model, year, mileage, and whether you finance your contract. The most accurate way to determine cost is to request a free quote by providing your contact details and basic vehicle information. You can get a free quote by phone, complete a quick form online or view your price instantly through the Endurance online store.

There have been a handful of complaints about price increases that confused some plan holders. Mrs. L in Pennsylvania wrote in a recent review: “Today I went to renew and add an additional car, and the quote was almost 5x what I am paying with them now.” Carl in Arizona “received a letter about a price increase …” but was unclear which of their three insured vehicles were affected, saying, “There was nothing in the letter about which vehicle.”

Despite the complaints, most Endurance customers reported high satisfaction with pricing and billing. Darroll in Georgia said that Endurance charged less than other companies and highlighted their deductible program.

Endurance payment options

Endurance offers flexible payment plans and term lengths when you finance your coverage. There are also seasonal promotions and limited-time offers that may lower your costs.

One area where Endurance stands out is its 36-month, interest-free payment schedule. Endurance also offers a 30-day money-back guarantee period if you decide you don’t want the protection after all.

How do you file a claim with Endurance?

Use the Endurance Customer Portal or call the roadside assistance provider listed in your contract to file a claim with Endurance. For the best chances of getting your claim approved, take these steps:

  1. Take your car to a licensed repair facility. It can be your mechanic, a dealership or one from Endurance’s RepairPal network. Show your Endurance vehicle service contract or contract number to the service manager.

  2. Get the repair approved first. Have the service manager obtain authorization from Endurance before any repairs.

  3. Authorize any teardowns or inspections. Endurance might request an inspection or a teardown to see what’s wrong. If the issue isn’t covered, you may need to pay for the diagnosis. Remember that preexisting conditions aren’t covered, and your claim will be denied if you file before the waiting period is up.

  4. Pay any applicable deductible. Go over what’s covered with the shop. You’ll need to pay any deductible directly, which is anywhere from $0 to $200.

  5. Keep all documentation throughout the repair process. The mechanic should bill Endurance directly. Make sure all repair paperwork is sent to Endurance within 30 days.

Endurance pays claims directly to the repair shop, so you don’t have to pay anything out of pocket other than your deductible. Payouts are limited to the vehicle’s trade-in value, though. As a result, maximum payouts differ for each contract.

Endurance video

Endurance FAQ

Are Endurance plans transferable?

Yes, Endurance vehicle protection plans are typically transferable within 30 days of the vehicle's sale and require a $50 transfer fee. Ask a representative to see if your car is eligible for a transfer.

Does Endurance have a waiting period?

Yes, Endurance has a waiting period. Once you buy a plan, the coverage begins after 30 days and 1,000 miles.

Can you cancel an Endurance plan?

Yes, you can cancel an Endurance plan. Endurance has an unconditional 30-day, money-back guarantee. If you decide the coverage isn't what you're looking for, the cancellation process is simple. Call the customer service number, and if you haven't used your plan in the first 30 days, Endurance will refund your money.

How much does an Endurance plan cost a month?

Endurance protection plans cost anywhere from $99 to $160 a month for a basic plan. For instance, Bob in Nevada pays $102 per month for Select Premier coverage on his 2017 Nissan Rogue. On the higher end, Thomas in Indiana pays $225 per month for coverage on his BMW.

What are the most common reasons for Endurance claim denials?

The most frequently cited reasons for claim denials with Endurance include:

  • Preexisting conditions
  • Non-covered parts
  • Improper maintenance
  • Waiting period
  • Unauthorized repairs

As with most providers, Endurance’s denial reasons align closely with industry standards. To avoid denied claims, it is important to review the contract thoroughly, maintain proper records and ensure repairs are authorized and covered under your plan.

Is Endurance Warranty legit?

Yes, Endurance is a legitimate extended auto warranty company. It has been in business for 20 years and has paid more than $730 million in claims since 2012.

Still have questions?

Is an Endurance protection plan worth it?

Endurance currently has a 4.5 rating on our site, with about 70% of reviews being 5 stars. Endurance also offers some solid benefits: It covers vehicles up to 20 years old, allows you to use a nationwide network of certified auto repair shops and can protect you from surprise mechanical breakdown costs. 

Endurance Warranty is a great choice for drivers with older vehicles that are no longer covered under their factory warranty, and drivers who put a lot of miles on their cars or plan to keep their car for a long time and want predictable repair costs.

Many positive customer reviews praise how easy it is to sign up, and they like having the peace of mind.

“Customer service is far beyond excellent. They are very knowledgeable, and they communicate well,” said ConsumerAffairs reviewer Cynthia.

But the real test comes when you need repairs. Customers frequently report that actual coverage or the claims process didn’t match their expectations. 

For instance, an Endurance reviewer in Illinois told us: “I paid thousands of dollars into my Endurance Warranty, including a transferred plan worth around $3,500 and nearly $3,000 more on the current one. When it came time to use the warranty, the coverage and service were nothing like what was promised. Getting answers has been a nightmare, and the amount they claim I paid is completely inaccurate.”

That doesn’t mean Endurance is a scam. These types of complaints are common with almost all auto protection and extended car warranty providers. Endurance can still be worth it if you have an older vehicle and want backup for major repairs. Just be sure to understand exactly what is (and isn’t) covered before you buy.

Endurance Warranty Reviews

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    How do I know I can trust these reviews about Endurance Auto Warranty?
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    Page 1 Reviews 0 - 5
    Verified purchase
    TechPricePunctuality & SpeedRefunds & PayoutsStaffCoverage - Components

    Reviewed June 24, 2026

    I was not going to purchase a new vehicle and I found that there was a need to possibly alleviate some of the financial debt that could occur because of wear and tear, and aging with the automobile. I got involved with an extended warranty company and when it came time to use them, I found out about the loopholes that they use. So, I decided to switch. The car dealership offered me the plan from Endurance and I accepted it.

    Then, I ended up using it when I went to get my car repaired on the weekend. I had to get some work done and the main office was closed. But they assured me at the dealership that they would furnish me with all the necessary papers, and that I should go to Endurance and get refunded. So, I went to them and it wasn't that easy because there was a waiting period. Then, in the end, they said I wasn't eligible. So I went back to the car dealership and told them that. The gentleman went to his superior, then they refunded me and they gave me a $100 gift card. Endurance ended up contacting me and saying that they made a mistake. So they ended up paying me also.

    I attribute all of this to the God of my understanding by being patient, tactful, and trusting. So it all got taken care of where I got paid three times, plus I received a $100 gift card. I just recently renewed my warranty because it was getting close to renewal time. I still have the vehicle that I took out my initial Endurance warranty with but I had to pay a little more because of the age of the vehicle. It's well worth it though because I don't plan on changing the vehicle until it's absolutely necessary. So it's necessary to have the warranty.

    I recently told my daughter to leave her warranty company and signed her up with me at Endurance because of their way of handling things, walking you through a process. And if you maintain the vehicle, there really won't be a problem. So I would advise everyone that we all need warranties because cars are man-made machines. But we would like to have some professionalism if and when something happens. Other than that, Endurance took down an app that they had which was very helpful. So I had to investigate that and find out. But I was still able to get in touch with them.

    Thanks for your vote!
    Endurance Warranty
    Response from Endurance Warranty

    Orien, thank you for your loyalty over the years! We're glad to hear you've had a positive experience with Endurance and that our coverage has been beneficial for your vehicles. We appreciate your recommendation and are here to support you with any future needs.

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      Verified purchase
      Customer ServiceCoverageStaffBilling

      Reviewed June 22, 2026

      I saw Endurance in a commercial on Facebook. The guy was like, "I got them because they can save us if anything ever happened to our vehicle.” When I called them, the rep confirmed all the stuff that the guy was saying on the commercial. I didn't ask him questions. I let him tell me everything. I want to know for sure and certain that it was true. He said, "You have 30 days for this, you have 30 days for that." So many miles before you can basically endure all the stuff that they have for us in the plan.

      But I had a little confrontation with Line 5. First, they said they couldn't find me. It was just a lot. And they kept hanging up. They said they’re transferring me. I called them twice, and they kept on saying they'll transfer me and transfer me. I was like, "Okay, this is over." And it would be the same lady answering the phone. And never transferred me over.

      I ended up finding out how to call my own way through the other number through the warranty line. I did it myself instead of having her being able to transfer me over. And I got ahold of them. Because I have an email sent to me about all the items that will be in the package. But I did sign up with Line 5, and I paid them. They said it takes three days before they receive the payment.

      Because I had to transfer. I wanted to transfer my new card so I can pay online instead of my credit card, and it was just a lot of hassle. I wanted to know how many miles before I can get the Endurance. I started at 143,000, and she said, "Okay. So how many miles do you have now?" I said, "I have basically 145,000." She said, “You're not covered," until I hit 200,000-some. I was like, "Hold on. The car will be old."

      I had to call back again, and then they said it again. I said, “Just transfer me." Because I almost canceled on them because I said, "This is invalid. That's not what I heard." I finally talked to the guy that I was gonna cancel. He said, "Oh no, you're fully covered. You went over the miles that you need to go before we covered you." I said, "Okay. Well, why does she say I need to be at 280,000-some? Which way does it go?" At first, I almost thought I got jammed in a bar. He made me understand, and he said, "No, you're over. You're qualified for whatever you need, tires." So we got a good announcement on that.

      Thanks for your vote!
      Endurance Warranty
      Response from Endurance Warranty

      Hi, Kimai. Your feedback is highly appreciated. Thank you for the review! If you ever have further questions about payment or anything else, please reach out to us directly via feedbacl@endurancedirect.com and we would be happy to help you. - Endurance

      Verified purchase
      Customer ServiceClaims HandlingCoverageTechPricePunctuality & SpeedStaff

      Reviewed June 15, 2026

      I had a really good experience with getting set up with Endurance. I had an extended warranty when I purchased my vehicle, but I was wanting to make some modifications. I had called my insurance up to see if they would be able to still cover me with the modifications I was looking to do. Unfortunately, they said they didn't have any kind of plan available. I had seen several commercials, and my girlfriend also had called Endurance. I was getting positive reviews about them, their customer service was really good, and they were very quick in their claim process, so I signed up. The woman that I spoke with when I initially called to set up my plan with them wasn't very pushy. She was trying to see what could work for me, and she made it very clear what my coverage was going to be, and what the cost was going to be on my end.

      I've been trying to get people to go with Endurance. I haven't passed my 30 days or my 1,000 miles yet. It hasn't kicked in yet, but I've read through the contract about the things that are covered, and I was comfortable. I get a sense that if anything goes wrong, Endurance would be there to help support me getting back on the road. With a lot of the regular warranties that you get with your vehicle, I feel like sometimes they're trying to stay away from covering something, where Endurance seems as if they want to step up to the plate and kind of reassure people. I feel like it's going to be more of a long-term relationship, and I feel comfortable being in that versus being in it with the regular dealership warranties that come with the vehicles.

      In this day and age, there are so many businesses that are created to make your vehicle yours, and to modify it in the way you want to modify it, and a lot of these insurances that don't support that are going to lose out. Endurance really steps up and realizes where people have their needs. I'm very happy with Endurance. I have a reassurance that if anything happens to my vehicle, I know who to turn to.

      Thanks for your vote!
      Endurance Warranty
      Response from Endurance Warranty

      Eddie, thank you for recommending us and for your kind review! We're thrilled to hear about your positive experience with Endurance. If you need assistance or have any questions in the future, don't hesitate to reach out. We're here to help! - Endurance

      Verified purchase
      Customer ServiceCoverageTechPriceRefunds & PayoutsMaintenanceStaffRates

      Reviewed May 24, 2026

      I researched Endurance online, and then I called them. It was a little complicated. I bought four cars and they came with extended warranties through CarMax or Carvana. When I called Endurance, I was just calling to get a competitive option to learn a little bit more about this process. And while talking to Chris, the Endurance representative, he shared with me some of the differences to look for in these extended warranty contracts. I learned quite a bit in that conversation. He took quite a bit of time to talk to me, which I appreciated because I didn't know that much about them. I learned that warranties have special clauses and in the contract, one of the things to keep an eye out for is the reimbursable rate for labor. Some of the contracts I saw through Carvana or CarMax paid $100 an hour. Mechanics in my area will not work for that rate, which would limit the mechanics who would be willing to work on my car.

      I wanted the extended warranty to cover diagnostics. And not only the bumper-to-bumper but also the PLCs and computer systems, since everything is so electronically driven now. I wanted to make sure I was getting coverage for that, and that was very important to me. As I learned more about it, I learned that the Endurance plan was along the lines of what I was hoping to keep, so I bought the same plan for each of my four new cars. There is a 30-day standby period from the time that you get the contract to the time that you can utilize it, which makes sense to me. They're not coming out to do an inspection of my car before I get them. So, the idea that I'm going to take a car that has a broken transmission and use the extended warranty to get it fixed would be unreasonable.

      I was impressed with the patience of the rep because I asked a lot of questions. I have a skeptical mind, so I may read more into his comments than he intended. And so, I'm always thinking that when they're talking, they're just skirting along the lines of the exceptions. I would stop him and ask some questions, and he was very patient and understanding. He clarified all of my concerns. He was very personable and answered my questions. Endurance was a little bit more expensive than some of the other alternatives, but it’s superior to the alternative. So, it should cost a little bit more.

      Thanks for your vote!
      Endurance Warranty
      Response from Endurance Warranty

      Thanks for sharing your experience, Robert! We're glad to hear that our protection plan gives you peace of mind and that the sign-up process went smoothly. It's great to know our team provided the information you needed to feel confident in your decision. If you ever have questions about your coverage or need assistance in the future, we're here to help. Welcome to Endurance!

      - The Endurance Team

      Verified purchase
      Customer ServiceCoverageTechPriceRefunds & PayoutsStaffBillingRental Car

      Reviewed May 2, 2026

      If you will get a warranty on your car, Endurance would be the place I would recommend for you to come because their customer service representatives are so kind, sweet and humble. They explain stuff to your understanding. And if you don't understand, you can ask them multiple times and they will keep saying the same thing over.

      Endurance's rep so polite and patient as I asked my questions. He broke it down so I could understand what I was paying for and not cut me off the phone. He told me that depending on how long it may take for a repair, I will be able to get a rental car. He said, “I we're gonna keep your car for 7 to 10 days, we're gonna get you a rental car for 7 to 10 days. If you take your car and they find something else wrong with it, and they can fix it, you're only paying your deductible one time, minus having to pay the deductible again when it's already at the shop.” He broke it down to know what my coverage covered, explained that my deductible was only $100 and I only had to pay that one time as long as my car was in the shop. For instance, if they could fix both my motor and transmission at the same time, I would only have to pay that $100 one time, versus paying it twice.

      When I set up the payments, I didn't have the money in my account. He asked me when I would be able to make my payment. I told him. The date that I gave him is the date that he put in the system for my payment to come out, which worked fine for me. And he broke the payment down. He told me about the installment fee, which was $35. He said that first payment that I had to make was it was 180, which I made on the 10th of last month. He told me that my payments would come out on the 10th of each month for 160. He told me that the program would go in effect at a certain amount of miles, or the 30 days, whichever one came first. He also told me four years, but I will only pay for 17 months.

      Thanks for your vote!
      Endurance Warranty
      Response from Endurance Warranty

      Thanks for sharing your experience, Latasha! We're glad to hear that our protection plan gives you peace of mind and that the sign-up process went smoothly. It's great to know our team provided the information you needed to feel confident in your decision. If you ever have questions about your coverage or need assistance in the future, we're here to help. Welcome to Endurance!

      - The Endurance Team

      Profile pic of the author.
      CoveragePriceRefunds & PayoutsBillingRates

      Reviewed July 25, 2026

      If you're looking for a headache and waste your time this place is good at that…Talking from experience I rather pay full price for repairs than pay this company money for insurance because they will make you jump through all these hoops they got in place and won't tell you to squeeze you for your $ and energy..DON'T fall for how nice they sound at first.. They do the most not to pay when you have a problem..Even canceling they got more hoops for you to get any pro rate money back..I cancelled my policy the day after bill due date so I'm paying for the month in advance but they want a form filled and notarized with vehicle mileage. Then maybe if they approve base on use of your policy will get a prorate. So didn’t get my $. That's CRAZY.

      Thanks for your vote!
      Endurance Warranty
      Response from Endurance Warranty

      We're sorry to hear you've had a negative experience, Belisario. We take all feedback seriously and strive to improve. If you'd like to discuss this further, please reach out to us directly at feedback@endurancedirect.com so we can resolve any concerns you may have. Thank you, The Endurance Team

      Verified purchase
      Customer ServiceCoverageTechPriceStaffRatesFollow-Through

      Reviewed July 25, 2026

      I tried CarShield, but I wasn't happy with it. I couldn't figure out the reason. Then, I looked up Endurance, and they had a better rating. The pricing was right there with CarShield. Maybe just a tad more, but it was not bad. It was just a couple of dollars more than what CarShield was, but I feel a lot better with Endurance than I did with CarShield.

      I got the bumper-to-bumper coverage, and the rep I worked with was okay. I already had to use it, and they were outstanding. I wasn't crazy about where I took it. I should've called in first. I took it to the dealer, and they have their own thing. They take on only a part of it, and then I'm stuck with the rest. The dealer wouldn't put anybody's parts in but theirs. But Endurance paid what they should have paid. Everything's good about Endurance so far. They did what they said, even though I took it back twice and ended up paying twice, and it didn't get fixed, and Ourisman didn't fix it. It wasn't Endurance's fault because they stepped up to the plate and paid them both times.

      Thanks for your vote!
      Endurance Warranty
      Response from Endurance Warranty

      Hi, Richard. We're so happy to hear that you're satisfied with your Endurance coverage plan! If you have any questions, don't hesitate to reach out to us. We're here to help! - Endurance

      Verified purchase
      Customer ServiceTech

      Reviewed July 24, 2026

      Endurance is terrible!.. Run from them.. I provided everything they asked for plus more.. My truck is all factory. Nothing after market.. Truck set at dealer 6 weeks.. It's home now not fixed... Dealer even said no fault of mine.. Deny deny deny the claim.. Scammers..

      Thanks for your vote!
      Endurance Warranty
      Response from Endurance Warranty

      We're sorry to hear about your experience, Derrick. Our goal is to provide quality service and resolve claims fairly. We would like to make things right as soon as possible. When time allows, please send us an email at feedback@endurancedirect.com. Thank you, Endurance.

      Profile pic of the author.
      CoverageStaff

      Reviewed July 24, 2026

      Endurance is a great extended warranty service for your car. They are here to really help you. With service to your car or helping to see how they can help you save on your policy, when life changes. Great Company you can depend on. Thank you, Endurance!

      Thanks for your vote!
      Endurance Warranty
      Response from Endurance Warranty

      Hi, Sharon. We're so grateful to have you as a part of the Endurance family and for your trust in us. We look forward to continuing to provide you with excellent service in the future! - Endurance

      Verified purchase
      Staff

      Reviewed July 24, 2026

      The Endurance customer associate that I worked with was really easy to talk to. The rep answered all my questions as well. Signing up was pretty simple.

      Thanks for your vote!
      Endurance Warranty
      Response from Endurance Warranty

      Thank you for the 5-star review, Levi. We're glad the sign-up process went smoothly and that our team was able to provide you with excellent service. If you ever need anything, we're here to help! - Endurance

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      Endurance Warranty Company Information

      Social media:
      Company Name:
      Endurance Auto Warranty
      Address:
      400 Skokie Blvd.
      City:
      Northbrook
      State/Province:
      IL
      Postal Code:
      60062
      Country:
      United States
      Website:
      www.endurancewarranty.com