
GWC Warranty Reviews
Avoca, PA
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About GWC Warranty
GWC Warranty provides extended auto warranties that protect customers from expensive vehicle repairs. The company works with independent drivers, dealers and agents, offering a variety of protection plans to match your budget and needs. Its products include Exclusionary Coverage and Stated Component Coverage.
Visit gwcwarranty.com- Customizable add-ons
- High-mileage options
- Coverage for new or used cars
- Only at select dealerships
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GWC Warranty Reviews
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Reviewed May 16, 2025
GWC should be avoided at all costs. Very seriously, they are such a toxic and greedy, completely unhelpful company that you should question the motives of ANY DEALER who would even offer their scam warranty product. My problems with this company have been nonstop since our first engagement, and now at the end of this relationship, they have only gotten worse.
SPECIFICALLY -- when I had a mechanical issue and needed to use their service, they undercut what they should have paid by over 50%. Luckily, I live in CA and am relentless (*NOTE: If you are dealing with these ** and live in CA, you at least have a fighting chance. THANK YOU CA!!!!) as they found out and I was able after making numerous calls (around 20 and each would take about an hour on average) to get a good portion of what they were attempting to cheat me out of back into my pocket. However, it still was a few hundred short -- just enough that arbitration cost would have made it about nil and I decided not to pursue it. This company bent over backwards, practically breaking their spines to avoid their responsibility.
To wrap it up, unfortunately my car ended up totaled and when it came time to "pay off" the car loan, GWC is REFUSING TO CANCEL the contract. Following the accident, I contacted them, telling them I needed to cancel. BELIEVE IT OR NOT, they said they could not do it and I needed to contact the dealer where I bought my vehicle. It did not make any sense but I did. The dealer shrugged, questioning why GWC would tell me such a stupid lie and told me I needed to contact GWC, so I did. Again, GWC refused and pushed the simple responsibility off onto the dealer and told me the dealer needed to fill out some form. I told them they needed to contact the dealer and give them the form, which seems to make perfect sense to everyone except this den of thieves. They insisted that I give the form to the dealer, so I did. I even eliminated all room for error and filled everything possible out for the dealer to make it easy for them to submit.
The dealer submitted the cancellation form as well, which they confirmed in an email inquiry from me a few days later. Meanwhile, my bank ALSO contacted GWC to tell them the car and car loan no longer existed and the warranty should be canceled. I contacted this criminal organization that calls itself GWC Warranty yesterday and of course you know they STILL HAVE NOT CANCELED THE WARRANTY. They deny everything. They haven't received the form from the dealer, etc. And they flat out REFUSE to do their job and contact the dealer-- insisting that I, the customer, remain in the middle acting as a courier, relaying information back and forth.
Yesterday, I let them know I will be taking them to arbitration. It will be worth the cost of starting the arbitration process if i even recover ONE DOLLAR. At this point it is a matter of principle and one I plan to document thoroughly and regularly. I contacted my bank and they are taking action against GWC, the dealer no longer carries their product due to this insane excuse for customer service, and I will be posting this review everywhere possible, contacting the Better Business Bureau and taking every legal step possible to make GWC feel the ramifications of scamming their customers. I suggest EVERYONE out there who has been scammed in any way also post their own reviews, and please reach out to me if you would be willing to speak on camera for a documentary and telling your story of your own nightmare with this terrible company. IF YOU HAVE NEVER USED THEM, AVOID AT ALL COSTS.
Reviewed May 12, 2025
I sold my car and it has been 6 months and I still haven't get my refund on my policy. We only owed that used car for 1 year and never placed a claim. I called multiple times and it's super frustrating.
Reviewed April 30, 2025
This company does not deserve a star. This company steals your money. They give you the run around because they don't want to give you a refund. They never answer the phone. I’ve been waiting for going on five months for a gap refund. STAY AWAY!!!!
Reviewed April 28, 2025
WARNING. DO NOT DO BUSINESS WITH GWC WARRANTY!!! It is a scam. Customer service can provide no answers, they translate repair shop's words to mean whatever they want and don't cover your repairs. It isn't worth it. RUN from GWC WARRANTY... RUN!!!
Reviewed April 14, 2025
GWC does not even deserve one star. ⭐ I need a transmission for my car. Was denied 3 times from them. They said lack of maintenance. My car's been in and out of shop since December 16. What that supposed to mean. My contract date did not run out now the mileage. They made up every excuse to not help me with a transmission for my car. I say breach of contract. I do not recommend anyone to get a GWC contract with these people. They just want your money. They are a scam.
Reviewed March 26, 2025
They say all the right things to sell this warranty and find any loop hole to deny paying for anything. I was handed a brochure of all the great reasons this was a good warranty, once my money was received there was always a reason for denial to my claims. I asked upfront would I be notified of such and all I got was crickets. I tried to cancel this worthless contract and they quickly told me there is a NO cancellation clause. Save your money. I spent $5160.00 (The Gold Comprehensive Package) for a piece of paper not peace of mind.
Reviewed March 25, 2025
Please, please please do not buy a warranty from GWC. I’ve experienced firsthand how this company operates and it’s overwhelming how they’re still in business. I’m in the process of filing a lawsuit against them, three years ago when I bought the warranty with my pickup I wanted to cancel it a few months later after someone told me their experience. They said I couldn’t cancel it. I had to go to the dealer. I bought it from have them call and they would ship the money back to Motor Team auto sales in Hayward, I called Motor Team they told me that’s not how it’s done so I gave up, I said hell with it let it ride.
I had two claims that were gray areas. I even said OK no problem. Cost me 1300 out of my pocket to fix it. Now I have a righteous claim the rear end went out in it. The service department In Merced, which is the The most reputable in the Central Valley. If not all of California this place is they have the best reputation ever and they told me that is the worst warranty company they’ve ever worked with and they’ve been in business for 30 years, the service mechanic I’m dealing with said GWC warranty’s is a joke, there so unbelievable. It’s almost humorous, the last thing they asked for was service records which I gave them and now it’s been 2 days since any decision, meanwhile, I’m just racking up $600 a week rental truck, my number is **. My name is Tom. If anybody has any questions I have a half a dozen tedious hoops they wanted me to jump through. I’ll let you know.
Reviewed March 24, 2025
Buyer Beware. I had a legitimate warranty issue with my truck that should have been covered by my warranty. This company uses every trick in the book to deny you a claim. I had my turbo go out and verified at a reputable Ford Dealership and had them file a claim. It seems like GWC purposely drags their feet to make things worse for you when you are needing your vehicle.
Finally, I told Ford replace the turbo and save the part for GWC to see, if necessary, because I needed my truck. After Ford finally got a hold of GWC they denied my claim because they said the adjuster didn't inspect the part which I had Ford save so it could be inspected. This is an underhanded business dealing. This warranty process is purposely designed to deceive the customer and it's disgusting the way they conduct business. Just look at other reviews of this company on line and see for yourself. Do yourself a favor if you are looking to purchase an extended vehicle and go with Endurance.
Reviewed March 17, 2025
If you are looking for a warranty for your vehicle, please look someplace else, stay away from this company, they will always find something to not cover the issues, dealers will always try to sell this warranty telling it will cover "everything" but believe me, they will not help you when the vehicle needs repairs...
Reviewed Feb. 24, 2025
ZERO INTEGRITY. Not worth what you pay. As a consumer you pay to have security in knowing the work will be paid for by the warranty claims department in which you are contracted with and PAY FOR!!! Instead you get these loop-hole clauses, due to negligence on the WARRANTY’S claims department not wanting to fix the initial issue at hand.
INSTEAD the claims warranty department approves for only band-aid jobs to be done, and once there is a real serious issue, they back away and say it was caused by negligence on the consumers end. ABSOLUTELY DISGUSTING, ZERO INTEGRITY in this company. We’ve been paying for this warranty departments coverage and they are putting the blame on “warp to the head” caused by our negligence. Which is NOT correct. We took the vehicle to the mechanic who has been doing the work on our vehicle and is in contract with GWC warranty, in contact with the claims department, and they were in fact aware that almost 2 years ago the engine needed to be replaced, it was stated by the mechanic to the claims department.
They only approved the head gaskets to be replaced. In doing so, I returned the vehicle BACK to the mechanic due to the car turning off while I was driving it, and the mechanic said the engine needed to be replaced, then the warranty department DENIES this claim and says it falls under their void clause which basically means they’re wiping their hands clean from this issue, and they will NOT be covering For the proper work that needs to be done to our vehicle. YET, they are still collecting a paycheck from the money WE as good hard working Americans are paying them. This department is a SCAM. I highly recommend you do not work with them, mind you, they do have some workers who do try their best to work with you and understand your frustrations, but at the end of the day, the CLAIMS department DOES NOT CARE. They do not want to pay for the work that truly needs to be done to the vehicle.
Vehicles engine needed to be replaced a long time ago, this was stated by the mechanic that has been in contact with claims department. Integrity goes a very long way with me, again I have spoken to customer service representatives who were very kind, but this was not their fault, this is SOLELY on the CLAIMS department not approving proper work to be done on the vehicle so it can perform correctly. Their negligence, I have kept the maintenance on myVehicle up to date, any time there was a problem, I would take it to the mechanic who would then be in contact with the claims department. The CLAIMS department is CHOOSING to ignore this mess up and knows this was an ERROR on their end, and do not want to own up and pay for the work that is due for my vehicle. SUCH A SHAME ON YOU!
Reviewed Feb. 23, 2025
This company will NOT pay claims accordingly and will either deny or pay a small portion of the claim. If you are stuck, seek legal advice and sue. Look for lawsuits already filed against the company and/or read the reviews of customers before you buy.
Reviewed Feb. 7, 2025
GWC is a scam, they sell you this pricy warranty promising the world but don’t honor their contract. Been dealing with them for about 4 months if not longer with a claim they refuse to cover. I’m pretty sure a crankshaft is an internal mechanical part that is supposed to be covered by this so-called warranty company. The crankshaft broke and out metal shavings everywhere in the bottom end of the engine causing scaring on the crankshaft between the bearings cause the oil to get hot and sludge up with metal shavings, clogging the pickup screen but since there’s “sludge,” they refuse to cover it even though the broken internal part is what caused this sludge build-up. They have seen all maintenance records provided by a shop.
Reviewed Jan. 17, 2025
I purchased a powertrain plus warranty for a used vehicle I bought from a dealership. This was to cover all "internal, lubricated parts". While within the contract period, the oil cooler of the vehicle failed and needed to be replaced as determined by the dealership service center, after a diagnostic workup. GWC denied the service claim defining the oil cooler as an "external" part. All other warranties this local dealership consider the "oil cooler" an "internal, lubricated part" as it is in the center of the engine, accessed only by removal of intake manifolds, fuel lines and injectors, and lubricated, as oil (lubricant) must flow through the center of the part rather than around it.
If GWC intends to veer from the mainstream definition of internal lubricated part and the exclusion of an oil cooler, it must be explicit in their contract terms. The moment a covered entity experiences failure of a part, generally considered to be covered, is not an appropriate time to exclude coverage under novel misdefinition. As an example, this warranty clearly lists oil cooler under "internal lubricated part".
Reviewed Jan. 2, 2025
Horrible! Worst customer service ever. I bought a GWC Warranty for over 2000.00. Made a claim in October 2024 and now it’s January 2025..I have had a used car less than a year. Engine needs to be replaced but they have done absolutely nothing but procrastinate and make up unrealistic reasons not to grant the replacement of the engine which is clearly part of my warranty. I have never dealt with such a scam of an organization. How do you treat your consumers like this and feel good about it? I have had to take a Uber for 5 months. Please do not ever buy a warranty from GWC.
Reviewed Dec. 20, 2024
I purchased my 2015 GMC 2500 Diesel in June 2019 and at that same time purchased a three year 36,000 mile comprehensive plan with the technology add on box. To preface my story I want it be known that I meticulously maintain my diesel truck at the dealership because their prices are fair and I have had excellent experiences thus far. With that being said all my service records are available either in my file or electronically at the dealerships that I have used. Additionally, let me state that without maintenance record showing you did your part to take care of the vehicle you’re probably gonna get a denial based on stories that I have read and heard.
With that being said, I can attest that GWC has stood behind their named breakdown policy for me. They have replaced my turbo charger, they have replaced my oil pan gasket, & they have replaced my transmission mount. The one denial I received was for some sort of heated throttle body part that was not named in the contract so coverage denied. Therefore, my experience has been positive overall. The only concern I have is that they need to upgrade their contracts to include diesel parts and pieces such as the DEF system.
Reviewed Dec. 10, 2024
We have tried to use this warranty 2 times and neither time they would cover anything. Remember to read the fine print. You have to keep very good records for oil changes and any service you have done. Even if you do your oil changes. If not you will not have anything paid for thru this company. $4000 was paid for this warranty and got nothing from them. Save your money.
Reviewed Nov. 25, 2024
I am deeply dissatisfied with the service provided by GWC Warranty. My husband holds an active warranty with GWC, and the repair costs for a covered issue totaled $800. Despite this, GWC only offered to cover $181.64, leaving us to pay the majority of the cost out-of-pocket for something that should have been fully covered under the terms of the warranty.
This is unacceptable and feels like a blatant failure to honor their contractual obligations. We trusted GWC to provide reliable coverage when needed, but their actions suggest otherwise. I strongly discourage anyone from purchasing a warranty from GWC. This situation is not only frustrating but potentially indicative of a pattern of poor service. A class action lawsuit against GWC might be necessary to hold them accountable for such practices.
Reviewed Nov. 6, 2024
I would stay far away from this company. Spent almost 3 grand on a warranty policy and they covered nothing. It should of been completely covered under my policy. Complete scam. Not Happy! Go to another company!
Reviewed July 11, 2024
We purchased a used car from a dealership, took it for a test drive, found no issues at the time and went ahead with the purchase, along with the GWC extended warranty. On the ride home we noticed a clicking sound when making sharp left turns. This was not noticeable to us during the test drive since the salesman had us taking a route that only made right turns. Thinking we would be covered by GWC’s extended warranty, we didn’t make much fuss about it.
After bringing the car into the auto shop a few days later, we were told it was a simple axle/cv joint failure, which should be covered by the warranty. A few days after that, we’re told that GWC will be denying the claim due to the issue being a pre-existing one. GWC flat out told us there’s nothing they can do. This was not a pre-existing issue to us. GWC will find any and all reason to deny your claim. If you have other options for choosing an extended car warranty plan, do yourself a favor and go with them and not GWC.
Reviewed April 4, 2024
I am an active duty member of the US Navy, and purchased a used van for my wife to drive as I am about to go overseas. The dealer included 90 days of GWC warranty coverage. The car ran fine and had no check engine lights during test drive. Soon after bringing home, the vehicle had a check engine light. I took it to a GWC approved facility, and they determined a blown head gasket. GWC denied coverage, stating that it was pre-existing issue. They inspected the vehicle prior to authorizing it for warranty coverage and found no problems. I don't see how the way that they operate is legal, and I am out stressing because now my spouse has no vehicle and I am running out of time. My JAG representative on base read the contract and believes that they are in violation of it by denying this work.

Reviewed March 6, 2024
Do not pay your money to this company. I bought a used Lincoln in October of 2024. Took it in because of a fuel leak and the mechanic found a lot of other issues. Somehow, NOTHING IS COVERED BY THIS WARRANTY! While fixing the brakes the mechanic noticed that the rear calipers needed to be replaced. And although they are listed under things that are covered GWC will not honor the claim. My policy also can't be canceled so I can't even get any money back. So I paid for a useless pack of paper. DO NOT GET THIS WARRANTY! They will find any excuse to not cover your repairs.
Reviewed Dec. 1, 2023
Very poor management and bad bad bad customer service including the way they treat you. I have the vehicle more than a month at repair facility AAMCO Pennsauken NJ but GWC warranty company one of the worst ever car warranty company I ever seen. I would not recommend to anyone entire USA because they worst one in entire country. I have more than 2,000 bill In diagnosis and they didn't getting the answer. The repair shop is nice enough to tell them the cause of engine failure and I personally I have a lot of knowledge as well but GWC warranty kept asking the cause of falling the motor. I guess they need to hire more train people or required more training.
Repair shop give them more than enough information to repair the car but they kept asking to keep opening the motor and increasing the bill and they don't want to cover the car. I asked them to get further assistance from the claim department. Didn't hear back anything from manager. Very stressful, very unprofessional. When you going to buy the warranty they tell oh the car going to cover 1 miles and 1 day of purchase and real world story they won't cover anything and increase the repair shop bill for no reason. I am happy to talk to their management or claims dept supervisor **.
Reviewed Oct. 30, 2023
I bought a $3,000 policy with this company almost three years ago. The policy was for 3 years or 125, 511 miles/Used/Luxury Package. I recently brought it in a little under my mileage (around 110,000) for what came to be a temperature control issue. I called to ask about what the coverage would be for a rental car, twice. Both times I was told $50 a day or up to $250. Since I had to front the money, and the hard fact that money is extremely tight, I rented a car for only three days. It came to $187. I brought my car in on a Tuesday, this company didn't approve work until the last minute on Friday. Mind you, the car was evaluated the same day it was brought in. Parts had to be ordered and by the time they came in and work was done, my car wasn't finished until the following Thursday.
In case you're not following, I only had a rental car for three days out of a week that was covered due to their policy AND their lack of speed in approval. I come to find out, this company didn't pay for the whole job. It cost $347 to fix the temperature control issue and I had to pay out of pocket $143. I finally received my check for the reimbursement today, over a month later, and it's only for $150. When I called to ask why, I was told to look at my policy and that it reads: $50 a day OR up to five days for a total of $250.
If I could insert an emoji with curse words here, I would. I told the man I was speaking to, who may or may not have been a manager liked I asked, that it was despicable. So, the conclusion is that after three years and a $3,000 policy, I had to pay $358 for a job that cost $534. What other word would you use to describe this experience??? I'm tired of people/companies acting like cow dung and it just being ok. It's not. Good luck to those of you looking at this company. Blessings, Julia
Reviewed Oct. 20, 2023
We finished a work on a customer car, since we started the diagnostic, we mentioned to the company we only take checks. So, we submitted the forms to get paid. At the end of the work, we submitted the invoice and waited to get paid, after a month of keep calling I was told they never received the form for the check payment, so I resubmitted. I waited another month, they said the check was mailed, but since I haven't received it yet, they will cancel the check and reissued another one. Waited another month and nothing, this time they said because they reissued a card payment and then they had to reissue a check, the process is taking longer. I told them I heard so many stories so far, cancel the check and pay me with a credit card, and she said I will have to wait 30 days for them to cancel the check and reissue a new one.
Reviewed Oct. 19, 2023
So I'm being told more pics is needed. At this point I request for a adjuster to be sent out. Pictures is not going to help. The axle is bad and there is no visual signs, and if there were it wouldn't be covered. If the boot is ripped or torn it's not covered, if the axle is completely broken it's not covered. But if it's bad and all boots are intact it suppose to be covered. The warranty is making all kinds of excuses to not pay. The rack and pinion is leaking fluid, they are saying that they need to see where it's leaking from. The pics clearly show it's leaking from the boot.
In the warranty there is nothing stating if the rack is leaking it's not covered. So I do not understand why they making this a big issue. This is a trusted shop they recommended on their website, and even to work with them you're giving them a hard time as well as just fixing the issue with the van. At this point, the van has been there going on 5 days and all has been is wasted time and emails. I will not pay for the axle or the rack and pinion. The vehicle will stay there until GWC fix it. It’s ridiculous that they do this to so many people and get away with it.
Reviewed Sept. 11, 2023
My car broke down on 7/27/23 and had to be towed to the dealership. They said the engine was no good and that they would replace it. After 4 weeks GWC sent a used engine to the repair facility and when they uncrated it, the mechanic stated that it looked like someone used a hammer and a crowbar to remove the engine from the previous vehicle. GWC adjusters have spent the last two weeks "reviewing their options", and when I call in to the office, the customer service representative always says that the adjusters are out and can't take my call.
Reviewed Aug. 17, 2023
I bought an expensive Chevrolet Diesel truck used at a dealership. I am a veteran, and retired public safety person. This truck was going to be my last truck I was probably ever going to buy. I have had the truck for about one year. It started to throw the check engine light and the code revealed the EGR bypass valve was going bad. This was actually a service bulletin from GM to be replaced but the previous owners did not have that done. (Not my fault.) I paid the $4500.00 for the extended "platinum," lol warranty because as this was my retirement truck. I wanted to make sure I had peace of mind as GWC says in their fish hook line, "no Worries. Just drive." Yeah.
Well I take it to my local Chevrolet dealership because they Know the trucks right? They say, "We will call the warranty company and get it figured out." I leave it a couple days and today I get a call from the service manager saying GWC said they don't cover the EGR valve or any of the parts... NO WORRIES? I should've just kept the 4500.00 dollars and placed it in an account to use when issues came up. The truck has just over 100k on it now. So I am left with nothing and nowhere to turn. I called the GWC representative. I explained exclusionary coverages and he said, "We don't cover these items." I said so when the coolant leaks into the chambers and destroys the engine I'm just out another 15 K to buy an engine since you won't cover the repairs? He said yes since the EGR is not specifically named in the contract they don't cover it.
There's a lot in a vehicle that isn't specifically identified. My plan says pistons and crankshaft but nothing about connecting rods or connecting rod bolts. So if the crankshaft decides to spit a connecting rod and the bolt breaks off is it not covered as being replaced because the specific part being the connecting rod bolt is in ink?? Makes no sense. Seems like a lawyer needs to get involved. Bottom line is this Americans. When your gut says things are too good to be true, don't fall for the sales pitch! GWC and their warranty means nothing more than taking your hard earned money to line their pockets as well as nothing more than a great tagline to make you feel you're covered.
Reviewed Aug. 9, 2023
This company false advertised their warranty policy and did not pay for all issues with my vehicle even when the the policy said it was covered. Beware!! They will find any and every reason not to make a payout under a claim. I was left responsible to pay out of pocket for things they decided not to cover even though the policy says they should. The customer service department lied to us on several occasions, and is only about finding a way to not cover your claim! I got scammed into buying this warranty.
Reviewed June 26, 2023
Took my truck 2016 Ford f350 diesel to the dealer for a bad fuel injector problem, they wanted 2300 dollars to repair the truck, I gave them all the info for the warranty claim, the next day I get a call from ford that the dealer, GWC won't cover the fuel injector, I asked why, I was told it's not covered on my plan, I paid over 5 grand for the extended warranty and I can't get a simple fuel injector covered... Needless to say I had to pay the 2300 dollars to repair it, so what was the point of a extended warranty that won't cover a fuel injector?
Reviewed June 26, 2023
It's been 3 month I trying to get an answer regarding my claim. My engine needs to be replace and this fixing is covered but they don't want to pay the $10 000 the repair shop is asking. So they never give us an answer and my car is dying at the repair shop. They sent 2 times an expert and my claim doesn't move forward. This company is not a scam but is very close to it. You pay for a service that you will never get. Be careful and never contract with them.
Reviewed April 12, 2023
There website says all parts connected to the wheels to make car go yet when you have a bad wheel hub they say it's not covered. Hmm. As far as I know no hub no go so I short over $300 out of pocket. Oil pump 3k. Would only cover 1500. So ya my pocket again. Now my transmission went. They had shop do their leg work and send photos, get estimates and now they're saying that's touch and wanna send out an inspector. Sure I've only been bumming rides to work for 3 weeks so now what's another few days until someone inspects and then another ** excuse I'm sure. 3k for a warranty that in the last 12 months has fought tooth and nail not to pay. In short not looking forward to their excuse on 4/17/23. Keep in mind I have only had the vehicle for 1 year and have spent over 4k out of pocket.
Reviewed April 3, 2023
Used car dealer said he's used GWC for 20 years and that they were the best. God helps us all if this trainwreck of a scammer is the best. Towed my 2006 SRX into garage#1 at the end of 11/2022 with a cylinder misfire in two cylinders. Mechanic said get a rebuilt engine because the warranty company would not be worth the grief and GWC will nickel and dime them and not authorize the right way to repair. He passed on taking the job. I tried two other good garages who turned down the work as well.
In December, truck was towed to a 5-Star garage with 10 bays and a machine shop that specializes in rebuilding engines. Garage #2 said the same thing about car warranty companies but they relented after I begged and took the truck in. It is now the end of March 2023. Garage#2 spent weeks trying to contact GWC and it took 17 phone calls to finally get through. This 5 star garage says GWC is the worst company they have ever worked with. Truck needs timing chain and valve job. Garage says it's a $6,000 job at a shop rate of $155/hr. GWC says they only pay a labor rate of $11 and claim the will only authorize 5.7 hrs while the garage says it will take 9.6 hrs. GWC says they will only pay $4,100 and GWC will NOT pay for oil, filter, a few bolts and 3 actuators. I have been without the vehicle for 4 months and it is still not fixed. GWC should change motto to: "Worry! Get used to walking and hire an attorney."
Reviewed Dec. 22, 2022
I purchased a used 2014 Nissan Versa Note with 134,000 miles on it on November 17, 2022. Prior to buying the car I reviewed the Carfax history report and drove the car for 25 miles in various conditions (interstate, stop and start, hilly, ect.) and found that it ran with no problem. I also connected an OBD sensor to the OBD port and ran a scan using an Android app called Torque. There were no reported scan codes that showed during the scan. I decided to purchase the car. During the contract completion process, The salesperson suggested that I purchase the GWC Vehicle Service Contract. They allowed me to do a quick internet search of extended service contracts and I discovered that, not only was the GWC contract the most competitive, but other contracts did not go into effect until after a waiting period. The GWC brochure stated “PROTECTION THE MINUTE YOU DRIVE OFF THE LOT" so I purchased it.
On Saturday, November 19, I left Altadena, CA, and drove to San Luis Obispo, CA (189 miles). On Sunday, November 20, while returning to Altadena, a check engine light came on. I still had the OBD sensor attached, so I did a OBD scan and it gave a “P0744 – Powertrain Torque Converter Clutch Circuit Intermittent” code.
The Torque App has a "clear code" function, so I cleared the code to see if there was is a real problem or if was just a “blip”. On Monday, November 21, I was back in San Luis Obispo, and I took the car to Coastal Nissan and told them about the check engine light. I also told them that I had the GWC warranty and asked them to please contact GWC first before performing any work. They told me that they would need to do a transmission diagnostic test and pull the transmission pan to see if there were metal fragments in the pan.
They found a PO744 “history fault” in the diagnostic test and recommended a new transmission, however, GWC would not approve a new transmission unless another fault code appeared. They told me to bring the car back if a new code appeared. I paid them $219 and left. That evening, the code appeared again (this time I didn’t clear it), and the next morning I drove it back to Coastal Nissan, who said they would have to run another diagnostic test ($189). GWC denied the claim stating that it was a “preexisting condition”.
When I purchased the car, I received a California Smog report. In doing some research, I read where check engine lights would cause the test to "fail". My car’s report shows that there were no OBD codes at the time of the test. So I submitted a claims appeal. After several more phone calls, I was able to talk to a GWC supervisor who told me that the transmission problem was "wear-and-tear" (or "preexisting") not a "failure." (So much for GWC's “No Worries, Just Drive”). Wouldn't any failure with a used car be "wear and tear"?
The transmission check engine light continues to stay on. I'll have to decide if I'll keep it, wondering if the transmission is safe, pay to replace the transmission, or just take my "lumps" and trade it in on something more reliable.
Reviewed Aug. 23, 2022
I had bought an extended warranty on top of the existing warranty when I purchased my car. Any time I needed work done, I went to the dealership and was always covered under warranty. No questions asked. My existing warranty expired and I was having engine trouble. I took it to my dealership and they sent the invoice to GWC. GWC proceed to say they need me to provide service records, although I was never asked that for any other repair at the dealership, nor was I told I had to keep service records when I bought the car (although it's in the fine print of the contract that was glared over). Because I was never asked for service records, I would throw them away after some time. Not having the actual records or what service station I went to, I scrapped together what I was able to find by combing through old credit/debit card statements and calling the local oil change places.
I was able to piece together the last few oil changes, brake/pad change, tire change. As well as all the repair records from the dealership and the 1 oil change from them. I explained to GWC I didn't have the old statements and all I could get is what I sent them. They denied my claim because of couldn't produce them. I questioned that when I brought my car into the dealership for repair and was given a good bill of health for my car, then able to provide service records from that point. They couldn't give me an answer and said that they need all service records. They would not work with me in any way!!!!
Reviewed Aug. 12, 2022
I just received a call from the dealership and was told I will owe $250 PLUS the deductible!!! That’s $350. Was told they only pay $106 in labour and so much toward parts. I have POWER TRAIN and you aren’t paying for deductible only. It all a pack of lies!!
Hi Karen, I am sorry to hear about your experience. Can you please provide me with your contract number or the last six digits of your VIN so we can look into your claim? Thank you, GWC Warranty
Reviewed May 10, 2022
So far this GWC has been useless. First experience I had a caliper lock up in the rear and all they would cover is that caliper and labor. The caliper locking up caused other things to need to be replaced such as rotor and pads and since it was the brakes you have to do both sides. none of that was covered. Basically what they would have covered was $120 and with the $100 deductible it would have saved me 20$ on a several hundred dollar repair. Second experience the rear evaporator started leaking AC. This one needs to be done by a dealer so they have a set price on labor which is about 40$ an hour short of what a dealer charges. Also had the same issue as the first where they would cover the part (evaporator) and labor (at their rate) but not all the lines, refrigerant, dye check, etc.
Basically they would have paid $800 and I would be left to cover the $1900 remaining. So instead of getting the issue fixed by my warranty I am going to pay $800 (instead of 1900) to get the rear AC capped off so only the front works. Buy this warranty if you want just know they are not going to cover anything except that specific part and labor and there is almost always other things that need to be done as a result of the issue.
Reviewed March 16, 2022
In Dec. 2021 I noticed the Avalanche I recently purchased was using a quart of oil every 900 miles. I replaced the spark plugs to isolate the issue. I took the truck to shop #1 who didn't perform and diagnostics as asked. While driving one day the no oil pressure/shut off engine now warning came on. I pulled over and called to have it towed. Shop #2 found serious issues: smoking out tail pipe and heard a lot of noise coming from engine due to no oil pressure. GWC was informed and asked to have engine removed and taken apart to find the issue. I was sent to shop #3 because that shop didn't perform that type of work. Shop #4 discovered: piece of piston ring on piston, cylinder scoring, gouging and fuel wash in cylinder 7. Also discovered pieces of metal (some large) while draining the oil. GWC wanted a complete tear down of the engine.
March 3rd I received an email stating "We cannot in good conscience move forward with a complete tear down because we don't believe GWC will honor the warranty" and I should sell the truck and absorb the loss of thousands of dollars. I received a call 3/15 from GWC stating my bill was paid for and I should have the truck towed elsewhere. Knowing I didn't approve such action, I called the shop. The service manager stated he wasn't paid and even if he was I would still owe a balance. Had I towed the truck, I could have been arrested for theft of services. GWC and their adjuster have seen images and videos of the damage taken with a boroscope. The adjuster has seen the damage and has held the pieces of metal. Yet, here I sit making payments on a truck I haven't seen since December and 10 ASE certified technicians telling me the engine needs replaced but GWC refuses to honor the warranty I purchased.
Thank you,
GWC Warranty
Reviewed Feb. 14, 2022
I have received several bright and colorful postcards reminding me that my coverage will expire. I didn't remember that I had this service so I called GWC and was told that VANOS Solenoids will not be covered. In speaking with the dealership they stated that this is a known issue with my car. In speaking with GWC, the sales rep was trying to sell me on renewing my coverage and told me that I will wish I had it when large issues happen. If I cant trust you with my current issue, why would I even consider renewing?
I have GWC on two cars which was activated as a courtesy by the dealerships that I bought my vehicles from. The coverage is worthless and confirm and affirm why I have never believed in extended warranties, especially for vehicles and have never directly purchased such coverage. Google this company and lack of coverage is more common than the reviews that state they did cover something. The hassle of time and energy is not worth it. This is my second review of this company for the same issue especially since they keep sending me reminders as if they have done something for me. My first review was on google but their google profile has mysteriously disappeared. Even when I wrote my google review, I was contacted by the review with the same appearances of concern as the other reviews showing GWC reaching out but after giving them my contract number, I never heard anything back. It is all for show.
Thank you,
GWC Warranty
Reviewed Feb. 8, 2022
I have done a bit of research at this point and spoke with GWC numerous times attempting to escalate my claim. It was advised by my trusted local auto mechanic shop that the Engine Oil Cooler is leaking. The part itself is leaking not the gasket. This is not caused by lack of maintenance or excessive wear and tear. They are refusing to cover it under the Powertrain Plus warranty. Reviewing a handful of other policies for high mileage extended warranty plans I see this part is typically covered.
Price: $304.68
Total service: ~$400
Thank you,
GWC Warranty
Reviewed Sept. 15, 2021
You’d think that ‘No Worries, Just Drive’ means what it says, but that’s how they get you. I’m posting this because my experience with GWC Warranty is off to a terrible start. I bought a used 2010 Subaru Forester a little over two weeks ago, and the dealership sold me on an Essential level warranty. I figured sure, that sounds like a good deal, if anything goes majorly wrong I’m good. The Subaru had under 80,000 miles, so I figured I wouldn’t even need the warranty. I was wrong.
About a week ago, my engine had a catastrophic meltdown due to a blown head gasket, which is a covered item. I stopped the car when I saw the overheating warning and got it towed to my house, just like you’re supposed to under the warranty. A day or two later it was towed to a GWC preferred facility. The mechanic and the third-party inspector both agreed that the meltdown was due to a blown head gasket and the engine needed to be replaced. So it was a surprise when the mechanic called and said GWC wanted a full engine teardown. The mechanic is pushing back, saying it’s obvious that the head gasket blew and caused severe damage and the whole engine needs to be replaced.
I called GWC, and they said they didn’t care. GWC claimed the inspector actually recommended a teardown, despite the mechanic stating the inspector agreed that the damage was from overheating due to a failed head gasket. Given that there’s numerous reviews of GWC stating that they’re laser-focused on tearing apart your engine no matter what, I believe the mechanic.
I’m posting this for two reasons, one selfish and the other a little more altruistic. First, I want GWC to hold up their end of the bargain and fulfill the terms of the warranty that I paid for without putting me through the wringer. It’s unacceptable that they sent me to their own mechanic and then turn around and claim that their own mechanic’s assessment isn’t adequate. Second, I want everyone who’s reading this, both dealerships and customers, to think long and hard before giving GWC your business and money. Dealers, you should give your customers the best experience possible and pick another warranty company. Fellow car owners, save yourself the headache and just say no to GWC. If they make this right without making my life hell, then I’ll update this post. Until then, stay away from GWC Warranty.
Thank you,
GWC Warranty
GWC Warranty Company Information
- Company Name:
- GWC Warranty
- Company Type:
- Private
- Year Founded:
- 1995
- Address:
- P.O. Box 7900
- City:
- Wilkes-Barre
- State/Province:
- PA
- Postal Code:
- 18702
- Country:
- United States
- Website:
- gwcwarranty.com
