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Endurance Warranty Reviews

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About Endurance Warranty

Endurance provides vehicle service contracts that help cover the cost of unexpected mechanical breakdowns. The company offers customizable auto protection plans for drivers nationwide, with multiple coverage tiers designed to fit different vehicles, budgets and driving needs.

Visit www.endurancewarranty.com
Pros
  • Six customizable plans
  • 24/7 roadside assistance
  • Free year of Elite Benefits
  • Choose any certified mechanic or repair shop
Cons
  • No motorcycle or ATV coverage
  • Some complaints of denied claims

Helpful Reviews

Argyle, TX
Verified purchase
The rep was very helpful. He got everything handled very quickly and professionally. We were able to customize the plan to what we needed. It's a good cost overall. It is a monthl...

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Chicago, IL
Verified purchase
My car transmission broke and needed to be rebuilt. I had been paying these guys regularly for a couple of years but was unsure if they'd actually pick up the bill or make me jump...

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Endurance coverage

Endurance offers six vehicle service contract plans with customizable coverage levels to suit your vehicle and budget.

We’ve broken down some contract details for the three most popular plans to give you an idea of covered parts and exclusions.

Endurance auto protection plans

Endurance offers six auto protection plans that vary in coverage levels and eligibility requirements: Secure, Secure Plus, Superior, Supreme, Advantage and Premier. Here’s a quick overview of each:

  • Secure is similar to a powertrain-only plan, which protects the most important parts that make your car run, like the engine, transmission and drivetrain.
  • Secure Plus offers expanded coverage that adds protection for systems such as steering and certain electrical components.
  • Premier provides similar coverage to Secure Plus for high-mileage vehicles (more than 150,000 miles).
  • Superior includes broader component coverage for parts such as the air conditioning, fuel system and suspension.
  • Supreme offers exclusionary coverage, similar to the manufacturer’s warranty that comes with a new car.
  • Advantage offers comprehensive-level coverage plus up to $3,500 in annual maintenance benefits for things like oil changes.

In addition to the six plans listed above, Endurance representatives may be able to offer additional coverage options or plan variations depending on your vehicle’s make, model, mileage and usage.

Endurance benefits

Each Endurance plan comes with standard benefits, including 24/7 roadside assistance, rental car reimbursement and trip interruption reimbursement. All plans include a free year of Elite Benefits after a $29 activation fee.

These added protections include:

  • Windshield repair covers up to $500 if your windshield is chipped or cracked due to road hazards.
  • Collision discounts offer up to $500 per covered collision, up to two incidents per year.
  • Key fob replacement has a $500 limit on key or key fob repairs or replacements. 
  • Tire repair or replacement covers up to four tires per year due to road hazards, with repair costs covered up to $150 per incident or $600 total. 

Endurance protection plan costs

The cost is estimated to be between $1,200 and $1,920 per year for a basic Endurance vehicle protection plan. On the high end, Roger in Texas told us his Endurance plan cost $4,500, and Rodney in Louisiana told us his plan was $4,900.

Considering average extended warranty costs range between $600 and $1,000 per year, Endurance plans aren’t the lowest-priced option. Final pricing depends on whether you choose a financing plan or pay for the contract in full.

There are many factors that can affect the cost of your plan, including your vehicle’s make, model, year, mileage, and whether you finance your contract. The most accurate way to determine cost is to request a free quote by providing your contact details and basic vehicle information. You can get a free quote by phone, complete a quick form online or view your price instantly through the Endurance online store.

There have been a handful of complaints about price increases that confused some plan holders. Mrs. L in Pennsylvania wrote in a recent review: “Today I went to renew and add an additional car, and the quote was almost 5x what I am paying with them now.” Carl in Arizona “received a letter about a price increase …” but was unclear which of their three insured vehicles were affected, saying, “There was nothing in the letter about which vehicle.”

Despite the complaints, most Endurance customers reported high satisfaction with pricing and billing. Darroll in Georgia said that Endurance charged less than other companies and highlighted their deductible program.

Endurance payment options

Endurance offers flexible payment plans and term lengths when you finance your coverage. There are also seasonal promotions and limited-time offers that may lower your costs.

One area where Endurance stands out is its 36-month, interest-free payment schedule. Endurance also offers a 30-day money-back guarantee period if you decide you don’t want the protection after all.

How do you file a claim with Endurance?

First, stop driving when you notice a problem. Then, use the Endurance Customer Portal or call the roadside assistance provider listed in your contract. For the best chances of getting your claim approved by Endurance, take these steps:

  1. Take your car to a licensed repair facility. It can be your mechanic, a dealership or one from Endurance’s RepairPal network. Show your Endurance vehicle service contract or contract number to the service manager.
  2. Get the repair approved first. Have the service manager obtain authorization from Endurance before any repairs.
  3. Authorize any teardowns or inspections. Endurance might request an inspection or a teardown to see what’s wrong. If the issue isn’t covered, you may need to pay for the diagnosis.
  4. Pay any applicable deductible. Go over what’s covered with the shop. You’ll need to pay any deductible directly, which is anywhere from $0 to $200.
  5. Keep all documentation throughout the repair process. The mechanic should bill Endurance directly. Make sure all repair paperwork is sent to Endurance within 30 days.

Endurance pays claims directly to the repair shop, so you don’t have to pay anything out of pocket other than your deductible. Payouts are limited to the vehicle’s trade-in value, though. As a result, maximum payouts differ for each contract.

Endurance video

Endurance FAQ

Are Endurance plans transferable?

Yes, Endurance vehicle protection plans are typically transferable within 30 days of the vehicle's sale and require a $50 transfer fee. Ask a representative to see if your car is eligible for a transfer.

Do dealerships accept Endurance?

Yes, many dealerships throughout the country accept Endurance automotive protection plans. Its auto warranties are honored at any ASE-certified repair facilities across the country.

Does Endurance have a waiting period?

Yes, Endurance has a waiting period. Once you buy a plan, the coverage begins after 30 days and 1,000 miles.

Can you cancel an Endurance plan?

Yes, you can cancel an Endurance plan. Endurance has an unconditional 30-day, money-back guarantee. If you decide the coverage isn't what you're looking for, the cancellation process is simple. Call the customer service number, and if you haven't used your plan in the first 30 days, Endurance will refund your money.

Are Endurance prices negotiable?

Yes, Endurance prices are negotiable. Negotiating prices is a fairly standard industry practice. It’s helpful to have lower quotes from a few other extended warranty companies at hand when asking an agent to lower your price.

Does Endurance require a vehicle inspection?

No, Endurance doesn’t require a vehicle inspection before offering coverage. However, you must properly maintain your car to keep your contract valid.

How much does an Endurance plan cost a month?

Endurance protection plans cost anywhere from $99 to $160 a month for a basic plan. For instance, Bob in Nevada pays $102 per month for Select Premier coverage on his 2017 Nissan Rogue. On the higher end, Thomas in Indiana pays $225 per month for coverage on his BMW.

What are the most common reasons for Endurance claim denials?

The most frequently cited reasons for claim denials with Endurance include:

  • Preexisting conditions
  • Non-covered parts
  • Improper maintenance
  • Waiting period
  • Unauthorized repairs

As with most providers, Endurance’s denial reasons align closely with industry standards. To avoid denied claims, it is important to review the contract thoroughly, maintain proper records and ensure repairs are authorized and covered under your plan.

Is Endurance Warranty legit?

Yes, Endurance is a legitimate extended auto warranty company. It has been in business for 20 years and has paid more than $730 million in claims since 2012.

Still have questions?

Is an Endurance protection plan worth it?

Endurance currently has a 4.5 rating on our site, with about 70% of reviews being 5 stars. Endurance also offers some solid benefits: It covers vehicles up to 20 years old, allows you to use a nationwide network of certified auto repair shops and can protect you from surprise mechanical breakdown costs. Many positive customer reviews praise how easy it is to sign up, and they like having the peace of mind. 

“Customer service is far beyond excellent. They are very knowledgeable, and they communicate well,” said ConsumerAffairs reviewer Cynthia.

But the real test comes when you need repairs. Customers frequently report that actual coverage or the claims process didn’t match their expectations. 

For instance, an Endurance reviewer in Illinois told us: “I paid thousands of dollars into my Endurance Warranty, including a transferred plan worth around $3,500 and nearly $3,000 more on the current one. When it came time to use the warranty, the coverage and service were nothing like what was promised. Getting answers has been a nightmare, and the amount they claim I paid is completely inaccurate.”

That doesn’t mean Endurance is a scam. These types of complaints are common with almost all auto protection and extended car warranty providers. Endurance can still be worth it if you have an older vehicle and want backup for major repairs. Just be sure to understand exactly what is (and isn’t) covered before you buy.

Endurance Warranty Reviews

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    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServiceCoverageTechSales & MarketingStaffBilling

    Reviewed July 3, 2026

    I saw Endurance on TV. Then I was thinking, after I bought the vehicle, since it was used, maybe I should have taken something out. ‘Cause when I was buying the car, the dealer offered all this stuff that didn't even pertain to warranties. And I said, no, I’d do it on my own. The Endurance rep I worked with was very good and helpful. He wasn't pushy at all, like trying to sell me something that I didn't want. Through the VIN number, he was able to pull up the truck and knew all the information from that standpoint. I was telling him that I'd like to have something that would not cover every single little thing on it, but something that would take care of the main stuff.

    I'm one of these people that takes cars to the dealer for everything, like oil changes. After he talked to me a little bit about different things and explained what they had and whatnot, he came up with what he thought would be good for me. And he detailed everything. It sounded like I got a little bit of everything: the motor and transmission, AC stuff, and some of the electronics.

    He was telling me about towing and roadside assistance. I don't go far enough that if I broke down somewhere, I couldn't call somebody to come get me. The furthest I go is maybe 50 miles, if I was gonna go out for the day to see my son. I told him I didn't really need that, and he said, "Let me see what I can do.” He said, “By the way, what's your birthday?” I told him. He said, “You get a senior discount.”

    He was very helpful with that. He saved me some money on my monthly payment for the coverage. He was very thorough; everything he said he was gonna do, it happened. He said, “When I get off the phone with you, within a few minutes, you're gonna have everything in an email from me.” He was really good. I was very impressed. I didn't expect to get somebody as nice, knowledgeable, and just down to earth. I would highly recommend him. I'm glad I got this person. Also, the preferred dealer that I used for my other vehicles said, “From a dealer standpoint, Endurance is really good to work with.” I thought that was a good check there too to have that come from a dealer saying Endurance is really good.

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      Verified purchase
      TechPricePunctuality & SpeedRefunds & PayoutsStaffCoverage - Components

      Reviewed June 24, 2026

      I was not going to purchase a new vehicle and I found that there was a need to possibly alleviate some of the financial debt that could occur because of wear and tear, and aging with the automobile. I got involved with an extended warranty company and when it came time to use them, I found out about the loopholes that they use. So, I decided to switch. The car dealership offered me the plan from Endurance and I accepted it.

      Then, I ended up using it when I went to get my car repaired on the weekend. I had to get some work done and the main office was closed. But they assured me at the dealership that they would furnish me with all the necessary papers, and that I should go to Endurance and get refunded. So, I went to them and it wasn't that easy because there was a waiting period. Then, in the end, they said I wasn't eligible. So I went back to the car dealership and told them that. The gentleman went to his superior, then they refunded me and they gave me a $100 gift card. Endurance ended up contacting me and saying that they made a mistake. So they ended up paying me also.

      I attribute all of this to the God of my understanding by being patient, tactful, and trusting. So it all got taken care of where I got paid three times, plus I received a $100 gift card. I just recently renewed my warranty because it was getting close to renewal time. I still have the vehicle that I took out my initial Endurance warranty with but I had to pay a little more because of the age of the vehicle. It's well worth it though because I don't plan on changing the vehicle until it's absolutely necessary. So it's necessary to have the warranty.

      I recently told my daughter to leave her warranty company and signed her up with me at Endurance because of their way of handling things, walking you through a process. And if you maintain the vehicle, there really won't be a problem. So I would advise everyone that we all need warranties because cars are man-made machines. But we would like to have some professionalism if and when something happens. Other than that, Endurance took down an app that they had which was very helpful. So I had to investigate that and find out. But I was still able to get in touch with them.

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      Verified purchase
      Customer ServiceCoverageStaffBilling

      Reviewed June 22, 2026

      I saw Endurance in a commercial on Facebook. The guy was like, "I got them because they can save us if anything ever happened to our vehicle.” When I called them, the rep confirmed all the stuff that the guy was saying on the commercial. I didn't ask him questions. I let him tell me everything. I want to know for sure and certain that it was true. He said, "You have 30 days for this, you have 30 days for that." So many miles before you can basically endure all the stuff that they have for us in the plan.

      But I had a little confrontation with Line 5. First, they said they couldn't find me. It was just a lot. And they kept hanging up. They said they’re transferring me. I called them twice, and they kept on saying they'll transfer me and transfer me. I was like, "Okay, this is over." And it would be the same lady answering the phone. And never transferred me over.

      I ended up finding out how to call my own way through the other number through the warranty line. I did it myself instead of having her being able to transfer me over. And I got ahold of them. Because I have an email sent to me about all the items that will be in the package. But I did sign up with Line 5, and I paid them. They said it takes three days before they receive the payment.

      Because I had to transfer. I wanted to transfer my new card so I can pay online instead of my credit card, and it was just a lot of hassle. I wanted to know how many miles before I can get the Endurance. I started at 143,000, and she said, "Okay. So how many miles do you have now?" I said, "I have basically 145,000." She said, “You're not covered," until I hit 200,000-some. I was like, "Hold on. The car will be old."

      I had to call back again, and then they said it again. I said, “Just transfer me." Because I almost canceled on them because I said, "This is invalid. That's not what I heard." I finally talked to the guy that I was gonna cancel. He said, "Oh no, you're fully covered. You went over the miles that you need to go before we covered you." I said, "Okay. Well, why does she say I need to be at 280,000-some? Which way does it go?" At first, I almost thought I got jammed in a bar. He made me understand, and he said, "No, you're over. You're qualified for whatever you need, tires." So we got a good announcement on that.

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      Verified purchase
      Customer ServiceCoverageTechPriceRefunds & PayoutsMaintenanceStaffRates

      Reviewed May 24, 2026

      I researched Endurance online, and then I called them. It was a little complicated. I bought four cars and they came with extended warranties through CarMax or Carvana. When I called Endurance, I was just calling to get a competitive option to learn a little bit more about this process. And while talking to Chris, the Endurance representative, he shared with me some of the differences to look for in these extended warranty contracts. I learned quite a bit in that conversation. He took quite a bit of time to talk to me, which I appreciated because I didn't know that much about them. I learned that warranties have special clauses and in the contract, one of the things to keep an eye out for is the reimbursable rate for labor. Some of the contracts I saw through Carvana or CarMax paid $100 an hour. Mechanics in my area will not work for that rate, which would limit the mechanics who would be willing to work on my car.

      I wanted the extended warranty to cover diagnostics. And not only the bumper-to-bumper but also the PLCs and computer systems, since everything is so electronically driven now. I wanted to make sure I was getting coverage for that, and that was very important to me. As I learned more about it, I learned that the Endurance plan was along the lines of what I was hoping to keep, so I bought the same plan for each of my four new cars. There is a 30-day standby period from the time that you get the contract to the time that you can utilize it, which makes sense to me. They're not coming out to do an inspection of my car before I get them. So, the idea that I'm going to take a car that has a broken transmission and use the extended warranty to get it fixed would be unreasonable.

      I was impressed with the patience of the rep because I asked a lot of questions. I have a skeptical mind, so I may read more into his comments than he intended. And so, I'm always thinking that when they're talking, they're just skirting along the lines of the exceptions. I would stop him and ask some questions, and he was very patient and understanding. He clarified all of my concerns. He was very personable and answered my questions. Endurance was a little bit more expensive than some of the other alternatives, but it’s superior to the alternative. So, it should cost a little bit more.

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      Endurance Warranty
      Response from Endurance Warranty

      Thanks for sharing your experience, Robert! We're glad to hear that our protection plan gives you peace of mind and that the sign-up process went smoothly. It's great to know our team provided the information you needed to feel confident in your decision. If you ever have questions about your coverage or need assistance in the future, we're here to help. Welcome to Endurance!

      - The Endurance Team

      Verified purchase
      Customer ServiceCoverageTechPriceRefunds & PayoutsStaffBillingRental Car

      Reviewed May 2, 2026

      If you will get a warranty on your car, Endurance would be the place I would recommend for you to come because their customer service representatives are so kind, sweet and humble. They explain stuff to your understanding. And if you don't understand, you can ask them multiple times and they will keep saying the same thing over.

      Endurance's rep so polite and patient as I asked my questions. He broke it down so I could understand what I was paying for and not cut me off the phone. He told me that depending on how long it may take for a repair, I will be able to get a rental car. He said, “I we're gonna keep your car for 7 to 10 days, we're gonna get you a rental car for 7 to 10 days. If you take your car and they find something else wrong with it, and they can fix it, you're only paying your deductible one time, minus having to pay the deductible again when it's already at the shop.” He broke it down to know what my coverage covered, explained that my deductible was only $100 and I only had to pay that one time as long as my car was in the shop. For instance, if they could fix both my motor and transmission at the same time, I would only have to pay that $100 one time, versus paying it twice.

      When I set up the payments, I didn't have the money in my account. He asked me when I would be able to make my payment. I told him. The date that I gave him is the date that he put in the system for my payment to come out, which worked fine for me. And he broke the payment down. He told me about the installment fee, which was $35. He said that first payment that I had to make was it was 180, which I made on the 10th of last month. He told me that my payments would come out on the 10th of each month for 160. He told me that the program would go in effect at a certain amount of miles, or the 30 days, whichever one came first. He also told me four years, but I will only pay for 17 months.

      Thanks for your vote!
      Endurance Warranty
      Response from Endurance Warranty

      Thanks for sharing your experience, Latasha! We're glad to hear that our protection plan gives you peace of mind and that the sign-up process went smoothly. It's great to know our team provided the information you needed to feel confident in your decision. If you ever have questions about your coverage or need assistance in the future, we're here to help. Welcome to Endurance!

      - The Endurance Team

      CoveragePunctuality & SpeedRefunds & PayoutsStaff

      Reviewed July 7, 2026

      Katherine helped me with canceling my policy and getting me a refund. She was very quick and helpful. My policy was still within the 30 day guarantee window.

      Thanks for your vote!
      Endurance Warranty
      Response from Endurance Warranty

      Hi, Valentin. We're happy to hear that our team provided you with excellent service. - Endurance

      Verified purchase
      Customer Service

      Reviewed July 7, 2026

      I've had Endurance for almost a month now. This is my second time with them. I was with them for a few years. Their customer service has been good. My claim experience was fine. Things went smoothly.

      Thanks for your vote!
      Endurance Warranty
      Response from Endurance Warranty

      Hi, Pamela. We're so happy to hear that you're satisfied with your Endurance coverage plan! If you have any questions, don't hesitate to reach out to us. We're here to help! - Endurance

      Honesty & Transparency

      Reviewed July 7, 2026

      Absolutely terrible. Don't waste your money. They don't pay claims. Very misleading warranty company.

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      Endurance Warranty
      Response from Endurance Warranty

      We're sorry to hear you've had a negative experience, William. We take all feedback seriously and strive to improve. If you'd like to discuss this further, please reach out to us directly at feedback@endurancedirect.com so we can resolve any concerns you may have. Thank you, The Endurance Team

      Verified purchase
      CoverageStaff

      Reviewed July 7, 2026

      I researched extended warranties online and read the reviews. Endurance seemed to have the options I wanted, so I went with them. I went with whatever max coverage they had. The rep I worked with was patient. He was also knowledgeable, and he did a good job.

      Thanks for your vote!
      Endurance Warranty
      Response from Endurance Warranty

      Hi, Robert. Welcome to the Endurance Family! Thank you very much for voicing your positive experience with the company. We look forward to having you as a client for many years to come. - Endurance

      Verified purchase
      Customer ServicePriceOnline & AppStaff

      Reviewed July 7, 2026

      I checked the reviews of auto warranties, and I thought Endurance was really wonderful, and they're BBB-rated. And I've heard a lot of good things from other people about them. I have a brand-new car that I just got last year, and Endurance just kept coming back to me. I just started with them a few weeks ago, and I like everything about them. They're on it. They keep in contact with me and give me all the information needed. They're wonderful. The lady who helped me over the phone was really wonderful, and she got to the point and explained everything. I love their website as well. The one that I have is the Supreme. And then they quoted me 139 and 90 cents per month going forward. It's just, overall, satisfactory, guaranteed all the way.

      Thanks for your vote!
      Endurance Warranty
      Response from Endurance Warranty

      Hi, Sandie. We're so happy to hear that you love your coverage plan with Endurance! If you have any questions, don't hesitate to reach out to us. We're here to help! - Endurance

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      Endurance Warranty Company Information

      Social media:
      Company Name:
      Endurance Auto Warranty
      Address:
      400 Skokie Blvd.
      City:
      Northbrook
      State/Province:
      IL
      Postal Code:
      60062
      Country:
      United States
      Website:
      www.endurancewarranty.com