How ConsumerAffairs uses cookies

This website utilizes technologies such as cookies to enable essential site functionality, as well as for analytics, personalization, and targeted advertising. To learn more, view the following link:

3x Buyer's Choice Award Winner

CarShield Reviews

4,948,184reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.

About CarShield

CarShield is a vehicle service contract provider that has earned 4.0 stars from more than 10,000 verified customers on ConsumerAffairs, with reviewers frequently citing flexible month-to-month plans and high-mileage coverage as standout features. CarShield offers customizable vehicle service contracts that cover new and used cars against malfunctions and breakdowns. Along with these extended warranties, CarShield also provides 24/7 roadside assistance, towing services, rental vehicle assistance and mobile app access.

Visit carshield.com
Pros
  • More plans than many competitors offer
  • Plans start at $99 per month
  • Free access to 24-hour assistance and repair facility map
  • Month-to-month, price-locked plans available
  • Covers cars with up to 300,000 miles
Cons
  • Rental reimbursement isn’t standard
  • Quote only available over the phone

Helpful Reviews

Pasadena, TX
Verified purchase
CarShield is one of the best warranty companies out there. My personal experience includes a transmission replacement at about 125,000 miles on my vehicle. They paid thousands of ...

Read more

Springfield, MA
Verified purchase
Jeannie just gave me one of the best Customer Service experiences that I’ve ever had. I called CarShield to find out if a particular suspension part for my 2018 Nissan Murano woul...

Read more

How does CarShield work?

CarShield offers vehicle service contracts for new and used vehicles, including motorcycles, ATVs and cars with up to 300,000 miles. Purchasing a CarShield vehicle service contract can provide significant peace of mind for owners looking for extended coverage. The company has seven contract options, all of which are available on a month-to-month basis, so you aren’t locked into a long-term commitment.

Contracts are available both in English and Spanish. Most warranties are transferable. All CarShield plans also include access to a customer app that allows you to manage your plan, request 24-hour roadside assistance and get exclusive rewards.

CarShield coverage and plans

CarShield has seven protection plans available for both new and used vehicles, offering protection that ranges from powertrain coverage to a bumper-to-bumper warranty. CarShield’s seven contracts include:

  • Aluminum: An electronics-focused plan that covers your GPS, instrument cluster and wiring harness
    • Best for: Tech-heavy or hybrid vehicles
  • Silver: A basic powertrain plan that covers the engine, transmission, drive axles and any parts that send power to the wheels
    • Best for: Budget-conscious owners
  • Gold: Covers the engine, transmission, AC, starter, alternator and power windows
    • Best for: Vehicles over 100,000 miles
  • Platinum: Covers big-ticket items, including the engine, transmission, AC, electrical components, fuel system, starter and water pump
    • Best for: High-mileage or aging vehicles
  • Diamond: Bumper-to-bumper plan that covers nearly all mechanical and electrical components
    • Best for: Newer vehicles
  • EV: Specialized coverage for fully electric vehicles.
    • Best for: Electric vehicles
  • Motorcycle & ATV: Specialized coverage for motorcycles and ATVs
    • Best for: Motorcycles and ATVs

All plans include 24/7 roadside assistance, towing and rental car or rideshare reimbursement options, as well as app access and a map locator for a repair facility with Automotive Service Excellence (ASE) certification.

Compare CarShield coverage plans

Motorcycle plans cover the engine, transmission, drive axle, starter, alternator, power windows, fuel pump, radiator, fuel injector, electrical components, brakes, instrument cluster and NAV/backup camera.

The above table contains only the largest or most popular covered items, so each plan likely includes other parts. For more details on what exactly each plan covers, talk to a CarShield representative.

CarShield exclusions

CarShield's vehicle service contracts exclude several items and scenarios across all plans:

  • Wear-and-tear items: Brake pads, tires, wiper blades, filters, belts, hoses, bulbs, batteries
  • Routine maintenance: Oil changes, fluid flushes, alignments, tuneups, spark plugs
  • Cosmetic damage: Paint, upholstery, trim, body panels, rust, dents, scratches
  • Preexisting conditions: Issues present before coverage begins
  • Negligence-related issues: Damage from lack of maintenance, misuse, unauthorized modifications
  • Environmental damage: Floods, fires, hail, earthquakes, animal damage, vandalism, theft
  • Unauthorized repairs: Work done without prior approval, repairs at non-ASE-certified shops

CarShield cost

CarShield plans typically cost between $110 and $170 per month. Rates depend on your coverage level, the deductible, plus the vehicle’s make, model, age and mileage.

Pricing isn’t fully transparent online because quotes can vary widely and plans are customized to each vehicle and driver, so you need to contact CarShield to confirm exact pricing.

The best way to get precise pricing is to contact CarShield. You can get a free quote from CarShield by submitting your information via an online form or by calling directly. 

Deductibles range from $0 to $250, and different deductible amounts are available for certain plans. With a higher deductible, you’ll pay a lower monthly cost. You pay a deductible whenever you file a claim.

You can buy coverage on a month-to-month basis at a price-locked rate. That means that your monthly price will never increase once you begin your coverage, and your protection lasts only as long as you want it to.

How to file a claim with CarShield

To file a claim with CarShield, take your vehicle to an in-network repair shop, provide your coverage details to the service manager and let them contact the CarShield claims center. If your vehicle is not functional, you can call roadside assistance to arrange for towing to a repair shop. The shop will handle the claim process from there.

Here’s a step-by-step process for filing a claim with CarShield:

  1. Find a network repair shop. CarShield has a network of thousands of repair shops in the U.S. and Canada. You can visit any ASE-certified mechanic or dealership. You can also search for a local in-network repair center at shieldrepairnetwork.com or call 800-852-2502 for assistance.
  2. Take your vehicle to the shop. If your car is functional, bring it to any network shop in your area. If not, call roadside assistance at 866-222-7869 for towing, which is included in all of CarShield’s contracts.
  3. Provide your contract. After diagnosing the problem, but before performing any work, give your contract to the service manager or certified technician.
  4. Allow the repair shop to handle the claim. The shop will contact the CarShield claims department directly. The claims administrator will determine what is covered under your plan.
  5. Get approval. Once CarShield approves your claim, it will directly pay the repair facility. You will be responsible for paying your deductible and any costs not approved or covered by your contract.

If your contract comes with rental car benefits, CarShield will provide a rental through Enterprise while your vehicle is being fixed. Some plans may be eligible for rideshare reimbursement instead of a rental car.

CarShield FAQ

Does CarShield cover electrical problems?

Yes, all CarShield plans except the Silver plan cover electrical problems.

What doesn’t CarShield cover?

CarShield does not cover oil changes or similar routine maintenance issues. It also does not cover preexisting conditions, breakdowns caused by lack of maintenance or breakdowns from acts of nature (e.g., flooding, lightning, smoke). Be sure to check your plan’s specific coverage.

Are there limitations on which repair shops I can use with CarShield?

CarShield contracts allow repairs at any ASE-certified mechanic or repair facility. However, customers are advised to confirm shop eligibility with CarShield before authorizing repairs by going online to shieldrepairnetwork.com or calling 800-852-2502.

What is the average monthly cost for CarShield?

The average monthly cost for CarShield is between $110 and $170. The deductible and plan you choose will impact your monthly cost. Deductibles range from $0 to 250.

Can I cancel CarShield anytime?

Yes, CarShield offers month-to-month contracts, so you can cancel at any time. Be sure to review your specific contract for any cancellation terms or refund eligibility, such as the 30-day return policy.

Does CarShield cover high-mileage cars?

Yes, CarShield covers vehicles with up to 300,000 miles, making it an option for high-mileage cars depending on the plan you choose.

Still have questions?

Is CarShield legit?

CarShield is a legitimate extended warranty provider that has been in business for over 19 years and has covered over 2 million vehicles. It offers a range of vehicle service contracts for different needs and budgets in all states except California. It protects vehicles with up to 300,000 miles, making it a great choice for high-mileage vehicles. The wide range of plans and deductibles it offers means that there’s an appropriate plan available for every vehicle and price point.

As with most extended auto warranty companies, customer experiences vary widely depending on the plan, coverage expectations and claims process. Some customers appreciate the flexibility and range of coverage options, while others report challenges with claim approvals, coverage limitations or communication during the repair process.

We appreciate that CarShield offers month-to-month plans and that you’re not locked into a long-term commitment. If you decide it’s not working for you, then you can simply not renew your coverage for the next month.

CarShield Reviews

Over 10k reviews since 2016

Filter by Rating

  • (7,586)
  • (738)
  • (443)
  • (262)
  • (1,426)

Popular Mentions

    How do I know I can trust these reviews about CarShield?
    • 4,948,184 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Top reviews
    • Top reviews
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    3 featured reviews
    How do I know I can trust these reviews about CarShield?
    • 4,948,184 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 35
    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedMaintenanceStaffRates

    Reviewed July 22, 2026

    CarShield's marketing is super cheesy. Commercials with Ice-T and Vivica Fox are not necessary and kind of a turn off. I wanted to get an extended warranty for my car and my wife's car, and I initially didn't even think about CarShield. Their commercials made them seem like a joke. They were at the bottom of my list until I talked to my mother-in-law. She happened to mention they have it. She said they used it for something to fix their daughter's car, and it wasn't a problem. She's one of those hard to please people, so her referral is 100% the reason why I called CarShield.

    I was able to look at packages and the costs online. I tried to sign up online as well but I ended up calling. I was speaking with this gentleman who walked me through everything. My wife's car got about 70,000 miles on it. When we got the car, it had 45,000. She's on a different plan than I'm on. I'm on the highest one, and she's on the one right under it so it covers a few less things on her car. But the rep explained all that to me. I had lots of questions so we were on the phone an hour or so. But he was very patient and answered any question. We were able to get signed up pretty easily and had a good experience.

    However, the price is little bit higher than I thought it would be, given that we still have to pay a pretty high deductible when we go in there to get something fixed. For the two of them, it's over $200 a month. I was just surprised by that. We're not even eligible for services yet. CarShield said we had to wait 90 days before we could do anything. I was looking at my account a few minutes ago, and they've hit my account twice, once in June and once in July. They're gonna do it again in August. Starting in September, we'll be eligible for whatever services that are under the CarShield umbrella.

    Thanks for your vote!
    CarShield
    Response from CarShield

    Jimmy, we're glad you decided to give CarShield a try and that our representative took the time to answer all of your questions and help you find the right coverage for both vehicles. We understand your concerns about the monthly cost and deductible. If you have any questions about your coverage, deductible, or the waiting period, please give us a call at 1-800-587-4162. Our team will be happy to review your plans with you and make sure you have a clear understanding of your coverage.

    Not sure how to choose?

    Get buying tips about Extended Auto Warranties delivered to your inbox.

      By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

      Thanks for subscribing.

      You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

      Verified purchase
      Customer ServiceCoverageTechPriceRefunds & PayoutsMaintenanceStaff

      Reviewed July 20, 2026

      I've had the CarShield coverage for my 2017 Chevrolet for three years now. So far, it's done great. They have done two major repairs on it. I go to the Chevrolet dealer for my claims. It's Uebelhor in Jasper. When I used them the first time, I took all the paperwork in there to them, and they were familiar with it and really good. They put everything in their computer, my policy number.

      If it's an oil change, I'll pay for that or a tire rotation. But if it's something that's going to be several $100, they will come in there and tell me, "We're contacting CarShield right now," and that's how they did on this last one. It was that V6 engine is an oddball Chevrolet engine. It's aluminum. They don't make it anymore. And it gets very good gas mileage, but it's a high-maintenance engine. So, they had to pull the valve covers, and they had to change the power pucks and spark plugs.

      Normally, if a consumer does that themselves, and they have to take the whole intake off, that is about an $800 out-of-pocket fix. They called CarShield again, and this is the second time the intake's been off of that thing, and they said, “Yes, it is covered.” Then the Uebelhor service rep came out; he said, "It's all taken care of. All you have to do is pay the deductible." He came in and explained it to me. It was just between him and the CarShield rep. I didn't have problems. No argument. Everything was click, click, click.

      The biggest benefit of having CarShield on your vehicles is having no worries. When I was on active-duty military, I did a lot of traveling. And now that we're retired, we do a lot of traveling. And you're always worried about, should I take it down to the dealership? I do the regular service and get in it, fill it up with a little gas, put the luggage in, and we go. It just takes all the worry away. If something does happen, with the tow plan, they come and get the car. Everything's taken care of. You're not sitting on the side of the road trying to find somebody to tow with, finding a dealership. You just call the CarShield number, and it's taken care of.

      Thanks for your vote!
      CarShield
      Response from CarShield

      David, knowing your coverage has consistently come through when you've needed it most is exactly what we'd like every customer to experience. Thank you for taking the time to leave such a detailed review and for sharing how CarShield has helped give you peace of mind while traveling. Your continued trust over the years means a great deal to us, and we wish you many more safe and worry-free miles ahead.

      Verified purchase
      Customer ServiceCoverageSales & MarketingPriceRefunds & PayoutsMaintenanceStaffRates

      Reviewed July 16, 2026

      I had only a few thousand miles left on the warranty for my vehicle, and I was trying to be proactive in getting something ahead of time. I shopped around, did a little research, and ended up calling companies and found that CarShield’s program worked best for me. Signing up was relatively easy. It was just a matter of finding their information online, answering a couple of questions as to the make, model and year of my car, and listening to the reps as to the kind of warranties they provide. I compared that to the research I did with items that might become problems in the future with respect to the repairs on the car. Once I was able to compare what those items were and made sure those items were covered in the warranty, then I just made sure that the warranty fit in my budget.

      I went in informed, knowing what I wanted and already had a number in my mind of what I was willing to spend for the service. The gentleman I ended up doing the process with was knowledgeable and sounded like he was generally trying to help me. I appreciated that he didn't try to sell me something I didn't need or I wasn't asking for. It was a 5-star experience with CarShield and the only thing that could have made that experience any better was if they gave me everything that they provided for me for free.

      The coverage checked off everything that I wanted at a price that was comfortable for me. Just because something is the cheapest doesn’t mean it’s the best, and just because it’s the most expensive doesn’t mean it’s the best. You have to go by reviews, research, and other people’s experiences. Based on the reviews and research I did, I was very comfortable choosing CarShield and paying for the coverage I was looking for. I have zero complaints and zero regrets about CarShield and the warranty I purchased. The experience was easygoing and pleasant. And I left with peace of mind.

      Thanks for your vote!
      CarShield
      Response from CarShield

      What an incredible review, David! It means a lot to know you took the time to research your options and found the coverage that was right for you. We're so glad our representative made the process easy and helped you feel confident in your decision. Thank you for sharing your experience, and we wish you many miles of confidence ahead.

      Verified purchase
      Customer ServiceCoverageTechMaintenanceStaffTimeliness

      Reviewed June 18, 2026

      My son and I were talking about my car getting older and I was telling him how my miles were going. I told him that eventually, I'm gonna have to have some maintenance done on my car. And he asked why I won’t get the CarShield warranty. I said I can’t afford it. He told me to call them and see what they would say. So, I called CarShield. I told the guy that I don't know if I could afford it, or I was not gonna have the money at the time. But he worked it out so I could afford to get the warranty for my vehicle. I started that same day, and I got my booklets and pamphlets in the mail.

      The rep told me the warranty would protect the motor parts but not the body. He also told me to call them when I have a problem and they would help me find a place in my area, what I need to go about and how we go about doing that to get my car worked on. But towing is not included. We talked about getting a rental if I need to, such as when my car is in the shop and I have work being done on it.

      Growing up, I always had somebody to work on my car. But now I’m grown, all of them have passed away, and I don’t have anybody to call. I’m left without a dependable person that I can rely on. After my father passed, I went back to my hometown and took my car to another shop with somebody I went to school with, and he didn’t do me right. I even referred my daughter to him but my daughter ended up having more problems after she took the car there. So we had to find another mechanic and figure something out. CarShield helped me find a certified one, which is why it was important for me to get the coverage.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Belinda, thank you for sharing your story. We're honored that you chose CarShield and are glad our team was able to help you find a coverage option that fits your budget and needs.

      We understand how important it is to have someone you can trust when vehicle issues arise. Knowing that we were able to help connect you with a repair facility and provide added peace of mind means a great deal to us.

      Thank you for placing your trust in CarShield. Whenever you need us, we'll be here to help.

      Verified purchase
      Customer ServiceContract & TermsClaims HandlingCoverageTechPriceStaff

      Reviewed June 5, 2026

      Everybody has been nice and helpful. All the coverages are okay. I filed a claim, and I'm still in the paperwork phase. No one has done anything with my automobile. I'm using public transportation and Ubers to get to where I have to go, which costs me some money. It's a tedious procedure that you got to go through. And there are a lot of things that CarShield wants me to do, which I have done, like supply invoices and whatnot on the history of the car. They suggested that I go to this one place. That's the place I went to and they had my car sitting up there for four weeks. They did a pre-diagnosis, but they didn't get back to my car. So, I called CarShield again and they were nice to give me somebody else to go to. We made arrangements to have a tow down there. Those gentlemen at Northeast Automotive are doing a good job.

      It has been almost five weeks and it's going to go more than that because I still have to get either confirmation or denial before the guys can start on my car. That's the only thing I'm concerned about. They did their diagnoses, sent the information in to CarShield and CarShield called me back and said that they wanted invoices. They took a voice thing of what happened to the car from me. I got a call again this morning from another individual who wanted to take it, and he said, "Oh, I see." They already took a voice thing from me. So he said, "I apologize for that," and he hung up. I submitted the invoice yesterday from Valvoline that they wanted from my two 2026 thing. I called them yesterday because I got two emails this morning. I talked to one of the technicians and she said, "I don't see anything here." She had me send it back out, and I did.

      Thanks for your vote!
      CarShield
      Response from CarShield

      We’re glad to hear our team has been kind and helpful throughout the process, but we also understand how frustrating it can be to be without your vehicle while a claim is still under review.

      Claims can require additional steps before a coverage decision can be made, including diagnosis information, maintenance records, invoices, and other documentation related to the vehicle’s history. We know that can feel tedious, especially when you are dealing with transportation costs in the meantime, but those items are needed so the claim can be reviewed properly under the terms of the contract.

      We’re sorry to hear the first repair facility was unable to move things forward more quickly, and we’re glad our team was able to help provide another option. Once the requested information has been received and reviewed, the claim can continue through the process toward a coverage determination.

      We appreciate your patience and understand your concern. Please continue working with our claims team so we can help make sure any needed documents are received and reviewed as quickly as possible.

      Sales & Marketing

      Reviewed Aug. 24, 2026

      No Company has ever spammed me as much as CarShield. Would never ever consider because of that. They hired people in India, Pakistan, etc. to spam the U.S. with their advertising.

      Thanks for your vote!
      CarShield
      Response from CarShield

      We apologize for the unwanted communications and appreciate you bringing this to our attention. If you’re receiving calls or messages claiming to be from CarShield, please contact Customer Service at 1-800-587-4162 so we can look into the communications and help address your preferences.

      Staff

      Reviewed Aug. 23, 2026

      The agent explained everything to me clearly. He was very professional and answered all my questions.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Thank you for the great feedback, Nelly! It’s wonderful to know you felt well-informed and received professional service throughout the conversation. Our team is always happy to help if you need anything else.

      Customer ServiceCoveragePriceRates

      Reviewed Aug. 23, 2026

      I’m very interested in the he coverage but I just don’t want to be pressured. When I say my wife and I decide together they keep dropping the price. What’s so hard to call me back in a day or two. To see if we decided.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Ernest, we appreciate your interest in CarShield and understand wanting time to make the decision together. We apologize if the conversation felt pressured. Your feedback is important and helps us improve how we communicate with customers considering coverage. If you have any questions while making your decision, please don’t hesitate to reach out.

      Profile pic of the author.
      Customer ServiceCoverageSales & MarketingPriceStaffBillingHonesty & Transparency

      Reviewed Aug. 22, 2026

      I researched vehicle warranty companies looking for the most reliable and affordable one. Carshield was one of three I found. I was contacted by text and email, but not an abundance of attempts. I called Carshield and immediate spoke with James, who was not A.I. He was very professional and not overbearing. He did not try to oversell a policy to me. He complimented the company he works for and explained in detail how these companies work. As we talked, he looked for discounts for me without my asking. He decreased my monthly payment three times during the conversation. I felt comfortable with his information and experience and I purchased the plan. Honestly, in this day and time, it’s difficult to find an experience like this. I appreciate you, James, and the company you work for. I hope to never have to use the policy, but I feel like if I have to, I will be taken care of.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Sherry, feeling comfortable and informed when making a decision like this matters, and we’re so pleased that was your experience with CarShield. It’s wonderful to know our representative took the time to explain everything clearly and find a price that worked for you. Thank you for choosing us, and you can feel confident knowing our team is ready when you need assistance.

      Profile pic of the author.
      Price

      Reviewed Aug. 22, 2026

      This company fails to honor repair promises, ignores multiple cancellation requests then stalks and harasses you with the most aggressive and rudest scum buckets they can find. Don’t waste your money here. I have notified them multiple times and on one occasion they even recognized their mistake but have refused to correct it. My bank was given the information for the dispute because could get nowhere with this despicable company. Now as of 8/21/2026 I have given them final notice to cease and desist and will press harassment charges against them for their continuing abusive antics. They are in public notice

      Thanks for your vote!
      CarShield
      Response from CarShield

      Daniel, we apologize for the inconvenience surrounding your cancellation and the continued communication. Your account has been reviewed, and the necessary updates have been made to reflect your request. We appreciate you bringing this to our attention and giving us the opportunity to address it.

      Resolution In Progress
      Verified purchase
      Follow-Through

      Reviewed Aug. 21, 2026

      Did what they said they would do and with no problems.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Thank you for the review, Arlen! It’s great to know everything was handled just as promised. If you ever have questions, please don’t hesitate to reach out.

      Refunds & Payouts

      Reviewed Aug. 21, 2026

      Absolutely disgusting!!! This company wants to pay half the labor and wants multiple diags to come from the customers pocket even though you already have the full diag. Then you don't send an inspector and want us to do it, and want the customer to pay for that too. This company is full of liars and thieves!!!

      Thanks for your vote!
      CarShield
      Response from CarShield

      We understand how differences in labor authorization and requests for additional diagnostic information can create frustration during the claims process. Claims are reviewed according to the customer’s contract, with labor times based on nationally recognized labor guides and diagnostic costs considered according to the applicable coverage. At times, additional information may be needed to fully verify a failure before authorization can be completed. We recognize the important role repair facilities play in getting our customers back on the road, and feedback like yours helps us identify where communication and the claims process can continue to improve.

      Profile pic of the author.
      Customer ServiceCoveragePriceRefunds & Payouts

      Reviewed Aug. 21, 2026

      MY CARSHIELD NIGHTMARE. I called to cancel 3 days past my 30 day trial refund period due to sudden surgery, no problem. Then for 2 months my bank account was charged although I didn't finalize with mileage upon start date and other formalities. Absolutely criminal. I will stop these real experience reviews when they make it right. RIGHT lol.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Weston, we apologize for the issues you’ve experienced with the cancellation process. Our review shows two contracts associated with the account, with one already refunded. For the remaining contract, a cancellation letter is still needed before the refund can be processed. Please contact Customer Service at 1-800-587-4162 so we can go through the accounts with you and make sure you have clear information on what is needed to move forward.

      Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsStaffHonesty & TransparencyRental Car

      Reviewed Aug. 20, 2026

      I’ve been paying my premium for a year now. My car needs a water pump and is in the shop waiting for an inspection. Monday Aug 17th the claim was started and I was told 24 to 48 hours for an inspector to go out and inspect the vehicle. No one has come out, my advisor called to check on the status. He was told someone should have already came to inspect the vehicle. Needless to say today 3 days later we are being told another 24 to 48 hours for an inspection. This is not acceptable. I’m only allowed reimbursement coverage for a rental car for up to 7 days. I’ve had the rental for 6 days thus far. Who will pay for the additional days I need the rental for? Obviously Carshield's fault for no one showing up to do the inspection when originally supposed to. I’ve been told lies as well by carshield concerning this matter.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Kelly, we appreciate you bringing your concerns about the inspection delay to our attention. We know timing matters when you’re relying on a rental vehicle. Rental assistance is subject to the terms and limits of your contract, and we’d be happy to review how those benefits apply to your claim. Please contact Customer Service at 1-800-587-4162 so our team can also provide the latest inspection status and address any remaining questions.

      Reviewed Aug. 20, 2026

      Pushy Salesman. Would not let me get a word on the conversation. I had questions. He didn't want to hear them, much less answer them.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Terry Jo, we appreciate you bringing this interaction to our attention and apologize that the conversation felt one-sided. We’re looking into your concerns, as feedback like this helps us improve how we communicate with people who reach out to learn about coverage. Thank you for giving us the opportunity to take a closer look and use your feedback to improve the experience moving forward.

      Customer ServiceTechSales & MarketingPrice

      Reviewed Aug. 20, 2026

      I called tonight and spoke with Zach then he spoke with Spencer for a quote on my 2019 Nissan Sentra Sr w/111,000. I made him aware that I have some pre-existing concerns. Zach put me on hold, then he came back and told me that I had to go get the work done on my car first then come back to them. If I wanted to spend $1842.65 to get my car fixed. I would have done that before calling them.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Valerie, we appreciate you being upfront about the existing concerns with your vehicle. CarShield provides coverage for future eligible mechanical breakdowns, so repairs needed before coverage begins would need to be addressed first. We understand that may not have been the answer you were hoping for. If you have questions about eligibility or available coverage options, our team is happy to provide additional clarification.

      Profile pic of the author.
      CoverageTechBillingRental Car

      Reviewed Aug. 19, 2026

      I had CarShield for 5 years! Fought with them for the last 3! Contract says a lot of stuff they weasel out of, you can never get a straight answer and now because I retaliated they dropped me, I never missed a payment and don’t believe them when they say they will pay you back for the rental car because they don’t! I have a case with the BBB on them now! Please do not use these scammers!

      Thanks for your vote!
      CarShield
      Response from CarShield

      Carrie, we appreciate your kind words about our team and your honest feedback about the rest of the experience. We know unexpected out-of-pocket costs, delays, and communication between the repair facility and Claims can leave you with questions. Please contact Customer Service at 1-800-587-4162 so we can review your claim with you, explain the costs, and discuss any concerns you still have. We’d truly appreciate the opportunity to help provide some clarity.

      Resolution In Progress
      Verified purchase
      Customer ServiceClaims HandlingMaintenance

      Reviewed Aug. 19, 2026

      My claim was approved immediately. I didn’t have to call. They kept me informed about everything that I needed for the repair

      Thanks for your vote!
      CarShield
      Response from CarShield

      Thank you for the great review, Carolyn! We’re pleased that your claim was approved quickly and our team kept you updated along the way. If you ever have questions in the future, we’re only a call away.

      Verified purchase
      CoverageBilling

      Reviewed Aug. 18, 2026

      So far my experience with CarShield been very good. My Malibu is my baby low mileage. Car shield came through on every claim I had with them. Never having any issues with them when it came to a problem with my car. Just got me a good use engine for my car but they covered 95% of payment I had the rest what a relief even though times are tough nowadays. Thanks car shield.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Now that’s the kind of experience we love hearing about! Knowing that CarShield has continued to come through for you and helped take the weight off such a major engine repair means a lot to us. Here’s to keeping your Malibu on the road for many more miles!

      Verified purchase
      Customer ServiceCoverageTechSales & MarketingPricePunctuality & SpeedStaffRates

      Reviewed Aug. 18, 2026

      I bought a used car with almost 75,000 miles and wanted to make sure I had a warranty. My parents have used CarShield in the past and I called them directly after getting the car at CarMax because I didn’t want to pay the outrageous warranty price for a limited warranty. The sign-up process was excellent and the gentleman I worked with was very friendly. He walked me through the process, worked with the discounts to bring the numbers down a little bit and explained all the features. It was quick and smooth. I was told it’s month-to-month and that it’s a policy for life. Just pay it and it would cover all the major repairs. I’m hoping that’s right. I didn’t do a lot of research on it, but I should have. My problem is, when I did research afterward, I found that not a lot of service stations take it.

      CarShield did a great job and I get the benefit of peace of mind knowing that I’m covered if something major happens beyond the dealership warranty. But the subsequent stuff is disturbing. I’m getting harassing phone calls every day from people pretending to be CarShield and saying they can lower my rates. They’re not CarShield. I never filled anything out online or did anything to get these calls. I don't know what's going on with CarShield, but somebody has their mailing list.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Robin, thank you for such detailed feedback. We’re pleased your enrollment experience went smoothly, while recognizing the calls afterward have created some understandable questions. Calls from companies claiming to be CarShield are not necessarily coming from us, so if you ever question a communication, please contact us directly at 1-800-587-4162. Our team can help verify it and make sure you have accurate information about your coverage.

      Verified purchase
      Customer ServiceStaff

      Reviewed Aug. 17, 2026

      I have nothing but good things to say about the plan I was able to get for my 2018 Jaguar. I've had to have my car serviced twice, and the process was easy. The claims department was extremely helpful and provided great customer service.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Joette, we’re so happy to hear CarShield has been a great fit for your 2018 Jaguar! It’s great knowing your service visits went smoothly and our Claims Team took good care of you. We truly appreciate your trust and look forward to continuing to be there for you.

      Verified purchase
      Staff

      Reviewed Aug. 17, 2026

      My review is good. I had no problem. There was an Agent that helped me. I don't remember her name. But she was kind and knew what she talked about. I appreciate the company. I have already told some people about you all. Thank you. Thank you, Thank you.

      Thanks for your vote!
      CarShield
      Response from CarShield

      What a wonderful review! It’s great to know our representative was kind, knowledgeable, and made everything easy for you. Thank you for recommending us to others. That kind of support means so much!

      Verified purchase
      Staff

      Reviewed Aug. 17, 2026

      Excellent customer relations when it comes to serving an Diamond Member. Thank you!

      Thanks for your vote!
      CarShield
      Response from CarShield

      Fulton, we love knowing our team made you feel well taken care of! We truly appreciate the great feedback and are always happy to help.

      Profile pic of the author.
      Customer Service

      Reviewed Aug. 15, 2026

      Worst company. Bad customer service and support. Doesn't know anything.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Rosemarie, we’re concerned to hear that your experience fell short of expectations. If you’re willing to share more about what happened, please contact Customer Service at 1-800-587-4162. We’d appreciate the opportunity to better understand your concerns and address any questions you may have.

      Verified purchase
      Derron increased rating by 1 star.
      Punctuality & Speed
      After a positive interaction with CarShield, Derron increased their star rating on Aug. 17, 2026.

      Updated review: Aug. 17, 2026

      Talking with Carshield and they calling and asking the right questions to get Midas moving forward with the repairs to my wife truck. Thank you guys for your assistance because Midas was giving me the run around.

      Original Review: Aug. 15, 2026

      Midas in Oxford MS is terrible, slow and doesn't communicate about what's going on with my wife truck. You guys referred us to them.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Derron, we’re concerned to hear that the repair experience hasn’t gone as expected. Although repair facilities operate independently, feedback about the facilities our customers are referred to matters to us. If you still need help or would like to discuss what happened, please contact Customer Service at 1-800-587-4162.

      Verified purchase
      Staff

      Reviewed Aug. 15, 2026

      I never had anything fixed with CarShield yet. However, the representative was good.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Ronald, a great first impression goes a long way! We’re happy our representative took good care of you, and we appreciate you taking the time to share your experience. When the time comes to use your coverage, our team will be ready to help.

      Verified purchase
      Staff

      Reviewed Aug. 14, 2026

      It was an excellent experience & the representative was so very helpful & professional.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Robert, thank you for sharing your positive experience! We're thrilled to hear that our representative was both helpful and professional. If you ever need further assistance, don’t hesitate to reach out.

      Verified purchase
      Customer ServiceTechPunctuality & SpeedRefunds & PayoutsMaintenanceBilling

      Reviewed Aug. 14, 2026

      They promote being able to go to any repair facility. I went to one they suggested and that facility was clueless. I wanted to take my car to the dealership. Who would know better about their car. After the diagnostic review, the dealership refused to work with Carshield, this isn't the first time I've had a repair facility refused to work with Carshield. So I called prior to any work being done and stated the issue. Carshield tried to send me to another facility. Wait, I want the dealership to work on my car. I asked, "If I pay out of pocket can I be reimbursed." To no avail. Carshield is refusing to reimburse any payment I made out of pocket stating I didn't have the repairs authorized and the car was still able to be driven. Since when was it ok to drive around in the summer with a coolant leak and faulty water pump.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Erik, we appreciate you explaining what happened and understand why the reimbursement decision raised questions. When repairs are completed without prior authorization, they may not be eligible for payment under the terms of the contract, even when the customer pays the facility directly. We also recognize your concerns about finding a repair facility willing to work with CarShield. If you’d like to discuss how the claim was evaluated, please contact Customer Service at 1-800-587-4162. We’re happy to review the details with you and help make the process clearer.

      Verified purchase
      PricePunctuality & SpeedMaintenanceStaffTransparency

      Reviewed Aug. 13, 2026

      My experience has been questionable. Before purchase, I was told$119 per month and $100 deductible. After paying, I was told that it costs $1000 deductible if you use the service in the first 90 days. When I used the service, I was told that my deductible will be $500. I questioned that because I made notes, they won't talk to you if they know you are recording the conversation. Rep said it is on the recording, but I can't listen to it! The low or no cost of the repair is BS! I paid over $1300 with the deductible. Less than a week later, it is doing the same thing and I have to take it back to Christian Brothers for them to tell me what the problem is; they need to keep it for a day. It shouldn't be another diagnostic charge, well, we shall see. I will take it to them on Monday. I'll give an update.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Dorothea, we appreciate the opportunity to address your concerns and apologize for any confusion surrounding the deductible. We reviewed the initial enrollment call and found that the deductible information provided at that time was consistent with the terms of your contract. If you have any remaining questions about your deductible, claim, or current repair, please contact Customer Service at 1-800-587-4162. Our team is here to go through the details with you, answer your questions, and make sure you feel informed as the repair process continues.

      Verified purchase
      Tech

      Reviewed Aug. 12, 2026

      I like the way CarShield handle everything and explain everything to me and also to the Ford Dealer.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Deborah, we truly appreciate you taking the time to leave us such a positive review! It was our pleasure to assist you, and we're thrilled that we could meet your needs. Please don't hesitate to reach out to us in the future if you have any questions or require additional assistance. We're always here to help!

      CoverageTechSales & MarketingPricePunctuality & SpeedOnline & AppMaintenance

      Reviewed Aug. 12, 2026

      Carshield is a scam. You go to a shop that they have on their website. They diagnose your car and tell you, "Here is the time and material cost." This is when the fun starts. The shop might or might use the same estimating tool for mechanic hours so that can add to added cost and then comes the parts needed to fix your problem. If the shop says the part needed to repair the car is $400 and Car Shield can find it somewhere on the internet for $300 then that is what Car Shield covers period. It might take weeks before the part is shipped. Most people and shops can't wait this long. Bottom line is you will need to pay the difference between what car shield says they will pay vs the shop estimate along with the deductible. Note: I read through all of these reviews and nobody mentions this issue so that tells me that these reviews are filtered.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Mark, we recognize the concerns you've raised about repair costs and how claim amounts are determined. Claims are reviewed based on the terms of the contract, including covered parts, labor allowances, and the applicable deductible. Our Customer Service team is available to walk through your contract and claim with you, explain how the covered amount was determined, and answer any questions you may have. Please contact us at 1-800-587-4162 so we can provide the clarification and support you need.

      Resolution In Progress
      Verified purchase
      Punctuality & Speed

      Reviewed Aug. 11, 2026

      My experience with CarShield was great. They were prompt and fast. I'm satisfied.

      Thanks for your vote!
      CarShield
      Response from CarShield

      We’re so glad everything went smoothly for you, Susan! Thanks for taking a moment to share your experience. Let us know if there’s anything else we can assist with.

      CoveragePricePunctuality & SpeedStaff

      Reviewed Aug. 11, 2026

      CarShield has given me real peace of mind. From the moment I signed up, the process was simple and clearly explained. When I needed to use my coverage, the claim was handled quickly and professionally, and I was kept informed every step of the way. The representatives I spoke with were friendly, patient, and made sure all of my questions were answered. It’s a huge relief knowing that unexpected repair costs are covered, and I feel much more confident driving my vehicle every day. Thank you, CarShield, for your great service and support!

      Thanks for your vote!
      CarShield
      Response from CarShield

      Now this is the kind of review that puts a smile on our faces! Knowing you felt supported, informed, and confident throughout your claim means so much to us. Thank you for trusting CarShield to be there when you needed us. We’re just a call away whenever you need us again!

      Customer ServiceMaintenance

      Reviewed Aug. 10, 2026

      I had Car Shield for almost two uears, when I developed problem that had to be fixed by the delarship, so I called to make an appintment and they said they didn't accept Car Shield so I ended up sucking eggs

      Thanks for your vote!
      CarShield
      Response from CarShield

      Eddie, thank you for bringing this to our attention. Repair facilities ultimately decide which service contracts they accept, and we know it can be disappointing to learn your dealership doesn't work with CarShield. If you need help locating a repair facility or have questions about your coverage, please contact Customer Service at 1-800-587-4162. Our team is here to help.

      CoverageTechPriceMaintenanceHonesty & Transparency

      Reviewed Aug. 10, 2026

      Y’all lied. I was told certain things would be covered, and when it came time to actually use the insurance, y’all barely covered any of it. My thrust rod failed and the repair came out to $1,241.18 — insurance only paid $774.03, leaving me with a $681.18 deductible just for that one repair. On top of that, the alignment, coolant flush, and shop fees weren’t touched at all — all customer pay, out of my own pocket. One of the worst insurance companies I’ve ever dealt with. The lies, the lies, the lies.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Thank you for taking the time to share your concerns. We want to help clarify the difference between your deductible and the total amount you paid out of pocket. The deductible for this claim was $500, and the covered repairs submitted by the repair facility were approved.

      The additional costs included an alignment, coolant flush, and shop fees, which are not included for coverage under the contract, with the coolant flush considered routine maintenance. If you have questions about any of the charges, please contact Customer Service at 1-800-587-4162. Our team can walk through the claim with you and explain the breakdown in more detail.

      Verified purchase
      TechPriceRefunds & PayoutsMaintenanceStaff

      Reviewed Aug. 8, 2026

      When I first purchased I was skeptic and unsure. When I made my first claim I was taken back with joy when things was underway. What I like about the process is, Car Shield works in your behalf like an agent should to bargain on your behalf. This helps with the extra out of pocket expense you may incur over your deductible. The whole process taking to the shop, speaking with Car Shield plus making the repairs took me one week and 3 days, this is the reason for the four stars. Other than that, I recommend Car Shield, it’s worth what you pay for it.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Tommy, there's nothing better than having those initial doubts turn into a great first claim experience! We're glad you felt supported throughout the process and truly appreciate your honest feedback about the timing. Comments like yours help us see where we can continue improving. We're here whenever you need us again.

      Verified purchase

      Reviewed Aug. 5, 2026

      You were there for me, but they chose the warranty I had left on the car. They also said that I was not driving the car enough and the electronics consumed the battery---I looked it up, and it said exactly the same thing. That floored me. I drove it to two Dr's appts on two days in a row, and on the third day it would not crank---on a NEW BATTERY. It had drained it. My worry is I will go down to New Albany to another Dr. appt, and it will DIE and I will be stuck for a while. Drove it 2 years and never had a problem.

      Thanks for your vote!
      CarShield
      Response from CarShield

      William, thank you for your feedback. We understand your concerns about the ongoing battery issue. While repairs covered by an active manufacturer's warranty are handled through the manufacturer, please contact Customer Service at 1-800-587-4162 if you'd like to discuss your concerns further. Our team is here to answer your questions and help however we can.

      Customer ServiceSales & MarketingPrice

      Reviewed Aug. 5, 2026

      I contacted CarShield for a quote and have been hounded since. I receive numerous calls a day even when I asked to be removed from their calling list. So beware aware if you contact Car Shield you will be hounded to death. So beware aware aware of non stop phone calls.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Danny, we apologize for the inconvenience and frustration caused by the calls. We can confirm that an update has been placed on your account, and you should no longer receive these calls. If you do receive any additional calls, please contact Customer Service at 1-800-587-4162 so we can look into it further.

      Profile pic of the author.
      Customer Service

      Reviewed Aug. 4, 2026

      This company constantly harasses me sends me emails every day that I’ve asked them to stop sending. There’s no way to block him. I’ve tried several times and I’ve asked over and over for them to quit sending me emails so if you wanna deal with this company go with your own risk. I would never consider it.

      Thanks for your vote!
      Resolution In Progress
      Verified purchase
      PriceStaffRates

      Reviewed Aug. 4, 2026

      Within the last couple of months, I got an extended warranty on my car from CarShield. I went to a couple of different companies and did the price comparison. From what I was told, I got a bumper-to-bumper warranty, just like the factory warranty that you get, and it was economically feasible. So, I looked into it. As far as CarShield's representative, I couldn’t ask for any nicer person.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Thank you for giving CarShield a try, Leroy! We're glad you found a plan that fit your needs and had such a great experience with our representative. Here's to many miles of added confidence ahead!

      Loading more reviews...

      CarShield Company Information

      Social media:
      Company Name:
      CarShield
      Company Type:
      Private
      Year Founded:
      2005
      Address:
      333 Mid Rivers Mall Dr
      City:
      Saint Peters
      State/Province:
      MO
      Postal Code:
      63376
      Country:
      United States
      Website:
      carshield.com