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Cross Country Bank

Cross Country Bank • Consumer Complaints • Complaints about Applied Card Bank --- News • New York Fines Cross Country Bank $9 Million • Collection Agency Agrees to Write Off Cross Country Debts Owed by West Virginians • Cross Country Bank To Pay WV $1.5 Million • Cross Country Ends WV Stand-Off • Cross Country Bank Fined $450,000 by PA • WV, Cross Country Swap Charges • West Virginia Sues Cross Country Affiliate • New York Rules Against Cross Country • Pennsylvania Sues Cross Country • Texas Suit

Peter of South Lake Tahoe, CA January 24, 2008

Peter of South Lake Tahoe CA (01/24/08)
Had a Cross Country Credit Card in 1997 - 1998. Paid off the card in 2002. It's now 2008, and I have a collection agency trying to collect on that card. This ruins my credit!

This has caused stress; I'm 79 years old....

William of Omaha, NE January 20, 2008

William of Omaha NE (01/20/08)
I have been sued by Cross Country Cank for a credit card I never owned, asked for or signed up for. I have gotted calls starting at 6:00 a.m. and going on untill 11:59 p.m. telling me that I need to pay up or that they will put a lien on my bank acct. When asked to show me my app. they can't find it or what I bought when I bought things etc,etc,etc. These people are in for a big fight with me if they think I'm going to just roll over and pay for something I never had.

Susan of Janesville, WI January 16, 2008

Susan of Janesville WI (01/16/08)
I had both a Visa and Mastercard from Cross Country Bank at one time, in 2004. I sent them a payment of 400 and within a week they expected another payment of almost 300.. I called and asked if they received my 400 payment and they said they did. I told them no way could I make another huge payment like that. I am a single mom with six kids, on one income. I only took the credit cards out to help me raise my family and used them in times of need. They harrassed me by phone and mail mercilessly, finally taking me to court, trying to garnish my wages, unsuccessfully because I'm get state aid. I will never be able to pay this debt off, and I resent the harrassment I had from them for almost 2 years after the court date. There should be a punishment for creditors that harrass like that.

This resulted in a 2,107.90 amount that the court awarded them, and Cross Country Bank threatened that it would stay on my record for up to 20 years! Whatever happened to bills falling off after 7 years? I was very stressed and victimized by this company. My kids and I had harrassing phone calls twice a day for 2 years, even on Sundays at 9:00pm!

Mary of New Port Richey, FL January 11, 2008

Mary of New Port Richey FL (01/11/08)
I am still being sent letters by collection agencies for a card I opened in 2001 and charged 17.00 which I paid off and was then charged in purchases (which I did not make) for approx. 300.00 and interest of approx 500.00 totaling over 1000.00. I applied for this card in 2001 in NY State. I also tried to cancel this card several times and they would not. I was constantly called on the phone. They have reported me to the credit bureau.

Kathleen of Magnolia, TX January 9, 2008

Kathleen of Magnolia TX (01/09/08)
I have never opened up a credit card with Cross Country bank. I am being harrassed by a collection agency called leading edge recovery systems. My pocketbook was stolen a month after I had a devistating total ankle fracture. I reported this to the credit bureaus now I am being threatened to pay over 1000.00 USD. I am disabled and unable to work. What do I do now? I never had a card with Cross country bank, someone stole my identity and now it is ruining my credit.

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