Consumer Complaints and Reviews
When it comes to bad companies First Data is king. They are a horrible company that somehow continues to withdraw money from my account even after I have closed the service and my account with them. I'm getting ready to sue them for fraudulent charges. Initially they do not want to refund you the money. You have to call many times and often talk to a supervisor. If you encounter this company run away and if you do business with this company you must close your account so that they do not have your account information. Also be ready with a lawyer to sue them.
We have a card terminal from First Data, they are ok when all is going well but soon as you have a problem they don't want to know and just lie to get you off the phone. Cost my company £4500.00. DO NOT USE FIRST DATA.
We are victims of this awful company as well. They sent us a machine to use and it broke down after 8 months of use. They sent us a new battery. After 16 calls to them it worked for a little while and broke again. They promised to send us a new machine and continued to charge our account monthly fees for a machine we could not use. We tried to cancel and they said this was a non cancellable contract and yet would not send us a new machine to use. We sent the broken one back and still did not receive a replacement. They have turned us in to collections. My email is **.
If you have the option to use a different service do so before you regret it. I was signed up for them as a complementary (obligatory) package of my checking account. Their service is unreliable. My business had to start using PayPal (I'm not getting paid to mention them). Clover Services was masked underneath the bank's "Merchant Service". Once their service proved useless I tried closing the account to find out there is a $500 early termination fee or a monthly fee that I need to pay until the 3-year contract ended. The contract went on as the bank account forced me to maintain it. Two month before the 3-year contract ended they charge the $500 early termination fee. Now I'm stuck in their collection department which is efficient unlike their customer service.
I have been in business for over 30 years. I know how merchant processing works by now but was still taken advantage of these companies. I own my own machine. I bought it outright for 189.00. This company cold called me and I told them I owned my own machine. They told me they were giving me a free one. They end up charging me 59.99 a month. It has coming separate out of my bank account.
I find out through United Card Solutions I signed a contract. I knew I sign one. The other two I did not. They took my photo signature and copied it on the contracts. Now United Card Solutions is add more fees each month. I have been scammed. I paid 50.00 to my bank to stop taking charges out. This is just fees without using this company that's not counting the 59.99 monthly from First Data. How can they get away with this??? The government needs to go after these scams.
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I was contacted yesterday by email from Canadian POS with an offer for better processing rates. I did not respond but I did read the email, which offered about the same amount for the rate as I am paying now. Today I had a very aggressive and slimy fellow named Jerry call me. He started with a bad opening line of "Is this the famous actress Catherine". Like we were on a bad singles cruise in the 70s. Anyways he said he was from First Data and Canadian POS and that he needed my statement to SAVE me from all the ripoff from the company I was using now was doing to me. I asked him to send me his best rates through email and I would have a look. He did not like that and asked why I was being like this.
Luckily I was in front of my computer and did what I always do when I get these calls. I googled the company and was sent to this website. Thank you to everyone who posted about this company. I then told Jerry I was getting off the phone and if he had better rate he could send it in writing. The email I received from my good friend Jerry was not nice. All in capitals that I have hurt his ear when I slammed down the phone and that I had wasted his time. Well at least Jerry was right about that I was wasting his time. Thank you for posting and getting the word out about all the issues with this company and saving me from signing up.
I'm shopkeeper. First Data agent come to my shop called Zahid and said to me "this is a very easy terminal, very cheap. After this you can accept direct debit card credit. Only £20 a month. If you wish to cancelled you'll need to pay only £50." I was agreed and signed. Later on company was charging me a lot. When I contact with agent he said "do not call me, call First Data." Then I contact First Data, they said "if you wish to cancelled lease you have to pay for full 5 year." It was approx £800. I was very upset, explained "your agent was saying £50." They said "no you signed, look to your agreement." Yes that's true. I did signed trust on agent.
I'm informing you please, please do not signed until you complete read and understand any agreement. First Data was taking money from my account. After 3 years I paid £240 to rid off from them. Total I paid for nothing because I signed. This is very bad company, agent are not trustworthy.. I'll say to all shopkeeper, please, please do not join First Data. And I already informed them "I'll write against you." Good luck. Thanks for reading.
With interest in this company we listened to all the details. With a promise of equipment ready for us in 1 week and the sales rep Candyce to program it, it never happened. Almost 4 weeks later equipment showed up and we immediately gave it back, we had already canceled any and all need for this company. 3 months later the company is still taking money from my account. We have filed a grievance with the State Comptroller over the matter, however I urge anyone Do Not Use First Data!! Candyce ** was the sales rep who lied about the professionalism of her and the company. We will keep posted any changes that come.
We leased an ATM through Webster Bank's merchant services division. That was 5 years ago - about 2 years ago we started having a lot of problems with the ATM and they said it was our connection, etc... and then suggested that we buy an ATM. Well, the issue with owning your own ATM when you are a small business is the maintenance, which is why we were paying for maintenance to First Data. Lo and behold, neither Webster Bank nor First Data having anything to do with ATM leasing anymore. Haven't for some years now. We were never notified. Now the lease is up and they want to charge me for an outdated machine that only works when it wants or I have to pay to ship it back. Still waiting for a copy of the lease from them. Not only are they sneaky crooks, their products stink and their customer service has never been good - do not do business with the company ever.
With all the bad reviews, I hope First Data goes out of business. I was tricked into the contract leasing just like all of the other people leaving reviews. After paying for 4 years of lease payments and not even using the equipment, I planned on returning equipment and being done with them. However, now they say pin was part of "package"; however, I never received pin pad and it's not on the contract. If I don't pay the entire "purchase equipment" price, they will continue the lease payments. I only received the terminal. The terminal is only thing listed on contract. Such a terrible, unethical organization. I would be ashamed to be a part of this company.
I too was suckered in with the bs sales pitch from a third party company (base solutions) which I found out after the fact when it fell apart. I was contacted about a 2 month "promotional deal" the slogan "let first data earn your business". It was supposed to be a no obligation, cancel at any time without penalty trial to see if FD was a "good fit for your business". With nothing to lose, I thought why not - by this time I had had numerous conversations with the same sales person, and had made it very clear that I absolutely did NOT want to be locked into a contract. To which he replied "that's not a problem, FD don't like to keep people in contracts that don't want to be", and kept reassuring me this was a trial... BS BS BS!!!
I had nothing but problems from the start - always calling tech support because of faulty equipment that had to be replaced after 3 weeks, their constant errors on our banking details - leading to $$$$ not being deposited into our account and being held in collections on their end for weeks, not getting the processing rate I was told... and the list goes on and on.
Needless to say, after 2 months FD did not earn my business, so when I call to cancel is when I find out the "no early termination fee" is just for the merchant services department, and I have been locked into a 60 month lease as that is a separate entity of the company! Of course none of this was disclosed by the slimy salesman, and absolutely everything out of his mouth was complete and utter lies. After LOTS of emails and hours on the phone - being passed between different departments of FD and base solutions, they finally agreed to buy out my contract, since the slime-ball salesman agreed to "give up his commission on the deal".
After reading so many reviews (I wish I had of done that before signing up) I realize I am one of the lucky ones to dissolve the binding contract without having to pay it out, and to be rid of FD and Base Solutions. Seriously, one of the worst experiences ever! Any business owner knows you don't need the added stress of bs like this! AVOID FIRST DATA AND BASE SOLUTIONS LIKE THE PLAGUE!!! *I really want to out the sales person so no one else falls for his lies, but I probably can't do that....
UPDATED ON 02/09/2017: In my dealings with First Data, none of them have been remotely positive. I submitted a review/complaint in October 2016 of my absolutely horrible experience with FD, but now I'm writing another one for a different reason; Since dissolving my contract (that I was unaware I even had!) with them last year, I have received numerous cold calls from their sales department. Normally I am able say I'm not interested and that's where the phone call ends. Today however was a different story - I had an extremely rude and pushy lady on the other end, who did not want to take NO for an answer, and who basically tried to use scare tactics!
I told her that I actually was a previous FD customer, and of my terrible experience, and that I had no interest in her "deal" now or ever. I told her that literally thousands of people had had the same problems according to all the negative reviews. To which she replied "well I should go on-line and write a bad review about your company right now" and tried to then berate me saying I was foolish for believing reviews. OMG!! Not that I needed any more reasons not to do business with this company, but that was the ultimate nail in the coffin! First off I was tricked into their bs contract, I managed to get out, and now I have their salespeople threatening to do more damage to my business through phony reviews! First Data you are the absolute WORST!
A little over 5 years ago we opened a new business, Wine Bar Restaurant in Mount Vernon, Ohio. After about one year we were approached by Merchant Services about switching to them and saving BIG money for our credit card transaction fees. They use First Data as the equipment provider, and quickly slipped a LEASE AGREEMENT past us without filling in the term of the lease. YES, they left it blank. We didn't realize at the time that the $216 per month we were being charged for the equipment would tally up to over $10,000 in 48 months. We were so busy running our business that we just didn't pay any attention to the automatic withdraws from our business accounts.
Well, after nearly 3 years past things settled down and I started to look very closely at expenses. We quickly discovered that we're paying WAY too much for credit card fees, and found another company and switched our service. Almost another year goes by and one day I'm looking at bank statements and noticed that we were still making payments directly to First Data for equipment we hadn't used in nearly a year.
I IMMEDIATELY contacted them and stopped payment, and was quickly told that we could NOT stop the lease for any reason. Not if we had closed our doors, passed away, switched to a better company, or just flat didn't have the money to pay it. The instant we signed the lease agreement we were locked in for $216 for 48 month, NON-NEGOTIABLE for any reason.
I told First Data that our original contract was blank where it showed the lease term. They didn't care. I also told them that the salesperson did NOT disclose the specifics of the lease term to us. First Data very quickly told us that they were NOT affiliated with Merchant Services, and that our lease was a completely separate transaction. Instead of coming to some sort of settlement with us, they had their attorney trash our credit and take us to collections. I even told him on several conversations that our contract was blank where the lease term was supposed to be filled in. He didn't care one bit. I also told him that the salesman did NOT disclose the specifics of the lease, nor did they offer to sell us the equipment instead for around $400 instead of locking us into a binding contract for over $10,000.
The real rip-off here is non-disclosure from the salesman who sold us the original service. They should be REQUIRED to tell the customer that you can purchase the equipment for about $199 to 249 for each business. In our case we had two businesses when we switched. For just two months of lease payments we could have went out and purchased the exact same equipment that they were charging us over $10,000 for!!
It's WAY too late for us, we already paid nearly $10,000 instead of about $400 to buy the equipment, and now our credit is trashed and we are in collections on the balance. I've got news for First Data. I have a check in my hand for the balance, and the only way you are going to get it is to pry it from my cold-dead fingertips! I hope business owners read this. Sorry for being so long winded. It is VERY IMPORTANT information. Stay as far away from First Data as you possibly can!
We bought into the whole Clover POS system thinking we can add things to our app and it would be user-friendly with a one touch system and to make our purchases for our business easy. Well, when we got into our system we realized there were not as many one touch buttons for our business and we called to get them added... well be prepared as there is a charge for every new button you want to add and then your monthly payment goes up as well. Ridiculous!!! Once you get fed up and decide to cancel they say, "Read the fine print and you now owe us thousands of dollars." WHAT!!!
It is a bait and switch company. They get you locked in telling you all this false info and then when you want to cancel you are stuck paying a huge bill!!! We use SQUARE and love it and wish we never would have heard the word CLOVER or FIRST DATA GLOBAL LEASING or SunTrust!!! Horrible, Horrible, Horrible experience and a huge expensive lesson learned!!! Don't fall for it!!! Please read this review before you purchase. I wish I had read reviews before I did.
We signed up through the Sam's Club processing program. From the beginning it was a nightmare. I only wanted a credit card machine and they sent me the large clover cash drawer etc. We I tried to call them, email them to take it back. I got nowhere. Our small business is a auto repair shop and does not need a POS machine. We were stuck! We paid way too much. Sam's Club should be ashamed of themselves being tied into a company that's in the business of ripping businesses off. I sent our equipment back and paid off the remainder of the lease and they still charged us for the next month. I am now on hold trying to get a refund. I will be contacting Sam's Club about this also. I wish a class action suit could be filed on behalf of all the businesses they have ripped off.
I'm beyond words at this point. Clover (First Data) is a SCAM!! Stay away! They charge you way more than they should for the equipment and then lock you into a long term contract. They give you great rates over the phone and then you get your first bill and it is double the percentages promised and you are at their mercy. In the beginning the sales rep will tell you all that they can to get you signed up (I am in sales and his promises were straight out lies - I have no respect for Ben **). Once you have been signed up under false promises good luck getting everything set up. You call over and over and you email and you get no answers anymore. The sales rep disappears.
Then you have to call for a new rep, and then that one doesn't call and then you want to get rid off the equipment because you see where this going but you are opening in a few days and have no choice, so you spend hours on the phone getting passed around like it's a game until you get it halfway set up. These people should be sued for the completely unethical sales tactics. I wonder how many others have been lied to about their FLAT RATES ACROSS THE BOARD (WRONG!). Oh business card are higher percentages and so are corporate cards, "oh and then we add this fee and that fee and no that wasn't the rate you were quoted. It's actually higher." Complete lies.
I am going to start a website to ban together a group of individuals that have been done wrong by this company and start a class action lawsuit. I hope to have it up in the next two weeks where people can register to become a part of it and we will all help find a class action lawyer that will take it on once we get enough numbers. I will lead the charge if no one else will. Email me if you would like to put your name on the ballet and tell your story on the website. My personal email is **. Once the website is created we will tell everyone's story and we will grow the list of victims so that it cannot be ignored! I am sorry for anyone that finds this review because that means you have been screwed too. Send me your story and I will post it and give updates as we move along in this process together.
The Clover POS System is not worth the headache when dealing with this company. The sales person over promise and under delivered. When trying to get the company to stand by their promise of a lower rate, you deal with rude and unknowledgeable support staff. And with the sales person no longer at the company, you are left with frustration and the feeling I got scammed.
First of all. This is a third party merchant service. You won't even know you're caught in their web, until it's too late. I had the misfortune of signing up with "out of town" fly by night credit card merchant that apparently included this bloodsucking company as their supplier of credit card machines and hardware. Same story... Outrageous fees from the new merchant and the deception you don't ever know about until it's too late.
The contract for the merchant services and the contract for the lease on the equipment are NOT the same one. Whether its 12, 24, or 36 months that you agree with the merchant. The contract that they "sneak" under your nose is the lease agreement for the credit card equipment, which turns out it's usually 48 months. Even after you return the equipment you better pray you have proof or tracking number to verify the return. BAD BAD BUSINESS ALL THE WAY AROUND. Anyone peddling FDGL services you will need to look into with a fine tooth comb. Your better option is to RUN.
DO NOT LEASE FROM THIS COMPANY. We have a contract with pivotal payments who signed us up with First Data to lease a machine. The contract was for 60 months starting Oct 18 2010. Our lease was up as of Oct 12 2015 or so. We never heard back from anybody saying the lease was over. They just kept taking out the monthly fee. So now we're told the machine is becoming obsolete and we need a new machine. We get no credit on the old machine which we're still using and paying for which works perfectly fine. The machine we use is Hypercom 4210.
They should be sending out a notice when a lease has expired as who can remember 5 years ago. I should have checked into it as I knew it had to be coming due soon. The machine lease is a SCAM so only lease from companies that will update your software of trade in the machine. I will no longer do business with either First Data or Pivotal Payments as they have no concept how to run a honest business.
I signed up with First Data because of referral from Bank of America employee Kimmy in 2013 and she told me at that time they are good company, so I signed up for 24 months. When 2-year contract ended I call them to cancel it but they hold me on the phone for 45 minutes. Finally, they pick up the phone and I told him, I am going to closing the account. The man start yelling at me very loud "YOU SIGN UP FOR 48 MONTH AND YOU CAN'T CLOSE UNTIL 2017!!" He was VERY rude. I told him that I never signed up for 48 month and I do not have signed paper for 48 months. I told him to send me the paperwork that I signed for 48 month, but until to today they never did. So I stop using the terminal since then and they told me to send the Merchant terminal to them so I did. Then they start sending me bills? I am not going to pay. I am not using their machine. Then they send my account to the collection company.
We left this company because they were charging too much per transaction, which is fine. The product wasn't for us. We returned the equipment. I call back to make sure they received the equipment which they tell me was received but then they tell me that I signed a lease in 2014 that goes until 2018 at $50/month for their services which I no longer use. If I signed the contract then I'm in the wrong. I never signed a contract with this company. The original contract that was signed in 2010 until 2014. Nothing was signed after 2014. They can't produce a copy of the lease agreement. I'm on the phone with Merchant Services. Our rep stated that he has been on hold so long that he had to come back on the phone with me because the allotted wait time per customer was up. It's now 20 min and counting. This is a breach of contract and we will be sending this down to our law office.
I had a salesman come to my office and show me all this data about how I will save so much, I can't afford not to use them. Here is where they get you. To use them, it's a year to two year contract. To lease the equipment is four years. After two years of horrible service, I have decided to terminate since my contract is up. However, I still have 16 months left on my equipment lease with no buyout option. I will now have this equipment in my closet for 16 months paying $28 a month. Poor service and overcharging has nothing to do with the lease they tell me. My advice to you, use a straight forward paying system with no contract. In the end, you will thank me.
We left First Data for the following reasons: They have predatory fee practices and require constant surveillance. Usually fee hikes begin quietly and grow. We have had to intervene many times when overall fees approach something like 20% of total charges. They also have a company they own drum in the idea we have to go through a costly security clearance every year. If we don't comply, they raise our fees again. Calls to customer service are so bad they are surreal. Many of the representatives have difficulty understanding English. The fall back is to apologize or switch the caller to another department. What ought to be a simple transaction becomes an hour of frustration. This has happened with virtually everyone in my business that has handled merchant processing. Using their products such as website credit card processing is so cumbersome that it is a hair pulling experience.
I have told my marketing representative we are pulling the business five or six times in the last twenty years. Each time we have a respite from the fee challenges for about six month. I am tired of working with a company that requires constant oversight. Today, we converted to Square. I have a colleague that has worked with them for a year without one service challenge. Their fees were significantly lower and we were able to sign up in about ten minutes. First Data - it was a long run but we're divorcing because you keep taking advantage of us.
I signed with First Data because they told me the rates would be cheaper, I would receive free processing paper. It was all a lie. I was charge outrageous rates. I had to purchase the processing paper at $65 a case. For a small family business, we were lied to by this company. I tried to call over the last 6 months to talk to supervisors. I was given the runaround and false supervisor's names and call back numbers. Then to come to find out I am locked into an agreement for 48 months for the credit card processor. They have called and harassed me over numerous occasions, cussed at my employees. For those that run a business scamming people is for a living should be pay for the crime they commit.
Leasing. I used Wells Fargo Bank for my business and was "sold" the merchant account and leased equipment through Angelo, the merchant account representative. At no time did he, or anyone, ever advise me that the contract I was agreeing to was a "noncancellable" 48-month contract. When I asked Angelo what the $40.00 being taken out of my account was for, he flat out lied to me. He said, "It is for the insurance on the equipment. Just call FDGL and tell them you don't want the insurance." Angelo, Wells Fargo are liars and shysters, and First Data Global Leasing is run a scam. Stay far away for any bank or financial institution that uses FDGL. They will SCREW you over.
I have a similar complaint as (Tommy of Granite Shoals, TX on April 6, 2016) regarding First Data Global Leasing. I too used Bank of America for my business and was "sold" the merchant account and leased equipment through the B of A representative. At no time did anyone ever advise me that the contract I was agreeing to was a "non-cancellable" 48-month contract. After 25 months of business and using this equipment (at a rate higher than quoted) I have to unfortunately dissolve the business and contacted B of A and First Data regarding cancelling my merchant account and returning the leased equipment. That is when I discovered the "48-month" contract.
I called First Data and explained my situation and they were adamant about the non-cancellation contract. I said "yes I unfortunately am now aware of the terms" but asked if since I was closing the business (and not just going with another Merchant system) if they would be willing to work with me on the remaining balance (ransom). They said they may be willing to negotiate a "settlement" however it would still affect my credit with a negative remark for the "unpaid balance". This corporation is very deceptive in its relationship with the consumer as evidenced by all of the negative reviews I'm finding on your site as well as other websites! (Not to mention that Bank of America must be receiving a hefty kickback from them to lure their account holders to the hangman's noose!) Any guidance in resolving this issue would be greatly appreciated! Thank you!
There are several parts to this Ignite Payments, Authorize.net, and First Data. I cancelled all three in May 2016 and in June I found out that all three parts did not cancel and I had to re-cancel everything all over. I was then told that the only way to reverse the overpriced merchant fees was to dispute the fees for June. Now I am being sent to collections for a minimal amount. It's the principle of the matter that I am upset about and the deceiving practices that take place when you try and cancel. I only processed around 6 credit card transactions per year. Ignite needs to waive their fee for June since we have not had service since May 11th 2016.
I signed and contract/lease agreement for a Clover Mini device. The lease is 37.00 a month for 36 months. My sales rep assured me this product would be a great fit for my accounting and bookkeeping firm. When I received the Clover Mini it always displays a error indicating the WIFI is not secure enough. I called Clover technical support and they said this product cannot work with your office wifi. It must be on a secured network. The internet in the 8 offices that I lease is available to other Regus leasers within the office.
I contacted my sales rep Daniel ** and he said we can cancel the service but you still have to pay the lease. The wifi requirements are nowhere outlined in the contact and Clover refuses to take back the Clover Mini. They said I can pay 1300.00 to pay off the lease and they can give me another Clover product that will work. They made up some bs excuse that the machine cannot be returned because it can only work for my business. Yet the machine doesn't work at all. CLOVER AND FIRST DATA LEASING ARE A SCAM!
Total dissatisfaction! My lease expired on 2/4/16 The equipment was returned to First data before the end of my lease & my lease was cancelled. I emailed & snail mailed them the tracking # but they continued to debit my account for another two months. I made several calls to First Data giving them the tracking # again with no success. I finally issued a stop payment with my bank $35.00 to stop them. Then 2 months later I get a collection notice from them!!! June 16th 2016 I finally was able to get them to acknowledge that they did in fact receive the unit! Do yourself a favor look elsewhere to lease equipment.
This statement is regarding FIRST DATA MERCHANT SVS. I agreed to a lease contract for a Point of Sale system for my business. Needed one to help grow my business by providing more sales information and other business functions. Had problems from the beginning with installation and not to mention the computer program was outdated and the customer support was poor. I leased for over a year and it sat in front and used less than a month. I asked for more help, and of course received none.
January 2015 I decided to stop all payment because this leased computer offered zero benefit to my business and First Data offered zero help. A few months later, First Data called me to try and settle this. I received more calls then versus while I was a paying client asking for assistance. We did not resolve the matter, but they threatened to mess up my credit and go to court. They sent my account to collections when eventually I agreed to a charge off settlement in hopes of ending this bad decision.
If you decide to sign a contract with First Data, please do your research and think twice. You will be told promises that sound terrific but unfortunately the result will disappoint you and will leave you with a terrible experience you will regret, unless of course you want to conduct business with a company that cares nothing about you and your business, just the steady flow of money coming out of your bank account.
I set up a new venture in 2013 & chose Bank of America Merchant Services to process our CC. A sales rep came to visit July 22, 2013 and sold us on a better rate if we went w/ a terminal that was $29.99 per month. We were not told anything about a lease that was locked in for any specific amount of time, nor were we informed that we could not return the equipment without continuing to pay a monthly lease charge and it just seemed like First Data was the brand of machine B of A had provided as it was presented to us. The salesman never presented it to us as anything we had to keep for any length of time, just that there was no upfront cost and was $29.95 per month & if we went with it we'd get a better processing rate, so we said ok and he said sign here & here & left.
Within 60 days before the business ever got going we decided to dissolve the new business and put it on hold for a few years and since we had already received the piece of equipment in the mail we called & offered to pay the shipping to return it but were told that it wouldn't matter and that we would still have to pay for 2 years so we might as well keep it (not address or other options provided). We could not find the contract or receipt that said we had to pay even if we returned the equipment but we decided to keep this closed businesses bank account open that they were pulling payment from & did so for two years even though there was no business and they never processed any sales, we just put the $29.99 plus tax in the account each month so they could deduct it.
At the end of the two years we called to cancel the account making our last payment in Aug 2015 and instead of telling us where to send the reader, we were told very rudely by a woman that it was 3 years not 2 and we told her we were originally told 2 years at the same customer service number and that we refused to pay any longer for a lease we had never used, so please close the account. A few months later we were contacted by a collection specialist that said we now owed over $700 and were at that time told the agreement was 4 years & were provided a letter that stated a 48 month lease that was dated 7/22/13 but did not have a signature on it. We in good faith had actually kept a bank account open and paid these people for two years for something we did not need that was misrepresented to us to begin with and they have lied to us twice by phone at the only contact number we were provided.
This is the only negative on my credit report & it actually cost my wife a lot of money over two years just because we thought we must not have read the fine print & rather than argue with them she paid, but now after being lied to & charged for two years without ever missing a payment I do not feel like this account should be allowed to damage my credit and we feel victimized by this creditor who had no regard for being upfront or honest with its customers and after looking them up online we've found hundreds of similar complaints against them.
Two years of making on time payments as instructed after being coerced into signing up for something that was misrepresented in a way that I do not think would hold up as legal in a court of law, should be a plus not a negative reflection on my willingness to pay on-time. They should be required to notify customers when signing them up to multiple year contracts for a lease contract even if the customer does not have or use said equipment, as I'm sure this is not legal and most would not sign it if they were transparent. attempting to close the account, fulfilled the absurd request to pay out two years & as my report will show I always paid on time for those two years even though their equipment or service was never used.
First Data Global Leasing Company Profile
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