Your credit report can change throughout the year. PrivacyGuard helps keep you informed by providing you with your credit report(s) and score(s) every 30 days. You also have access to a team of credit experts who can help you understand everything in your credit report(s) and what it all means.
PrivacyGuard monitors your credit report(s) for certain important changes every day. If someone reviews your credit file(s) or opens a new account in your name, you'll know about it and be given the assistance needed to help maintain your security.
Should your identity become compromised, PrivacyGuard's Award-Winning Caseworkers will work with you each step of the way in restoring your good name.
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PrivacyGuard has been a good choice for me. Only 9.95$ to keep track of my credit scores. Of recommend PrivacyGuard to anyone. Unlike Credit Karma, although it's free. You can only see 2 of your scores. PrivacyGuard keeps you up to date with all three creditors.
Get your 3 reports for $1 and a 14 day trial period. The only thing free was to be able to look at their website. Everything that was offered was offered on free apps on Google. You had to actually sign up to see your credit scores. I can access everything that they showed me on Credit Sesame for free among other apps. It was just very misleading to me. Which was unfortunate. It'd be nice if someone actually did what they said but this bait-and-switch is the way business goes nowadays which is sad. But I suppose if you get a dollar from every person who thinks this may help you could rack up quite a bit of money with minimal effort. This should be against the law... Thanks for nothing. Mislead.
I have been very happy with PrivacyGuard, I give the product 5 STARS and had been a member for more than 5 years. When trying to log in today I learned that my membership had been canceled, without my knowledge. My credit card on file is still active and in good standing. When contacting customer service I was told that I had been sent a letter regarding the account, which I have not received. I have read similar stories on this site. customer service did say they could reinstate me, but at a higher rate. I mentioned that I may have to look at other services and was only told that if I do want to reinstate my membership I can call back. There was no attempt made to try and keep me as a customer and retain my business. I am disappointed in the customer care, or lack of, and will look for other services.
I discussed about the price and the guy state it was gonna lowered then turn around and cancel my membership. I was thinking I had my membership and one day I went to sign in it told me to contact customer service, and they won’t give me the service unless I pay the 19.99. But I was told different.
Good Afternoon Monacelle,
Thank you for your membership in PrivacyGuard®. I do apologize for your inconvenience. Please call our customer support team 1-800-374-8273 and they will be able to assist you.Sincerely,
Your PrivacyGuard Customer Service Team
The communication between both representatives when handling documents could be better. The assistant did not know what items I sent which made me frustrated. I did not receive any emails or notifications about my letters until I started complaining about it. Overall I really need to see more progress or work to really rate.
Am not pleased that in using the site for close to three or four months it has not ever displayed what the credit scores were. I'm not sure why I use it for just monitoring when other sites do it for free.
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I called in to have my account re-activated & told the lady NOT to use my debit card that was in file. I gave her my other debit card number. She did not enter in my info because the 20$ fee drafted from the one I asked her NOT to use!!! Very upset. >:(
Great customer service and inform you on what’s going on. Thank you for helping me on my credit account and I will send customers your way. I do appreciate your email you send on a daily basis and keeping my information self.
I had, and are still having a horrible experience with privacy guard. I have a visa debit PNC bank card that your site will not accept. I've invested money into repairing my credit & I need this site to continue.
For customers whom sign up for this, and not able to get into their account. I have a problem with that. Neither me or my husband cannot get into the account, so we paying for something we can access.
I’m satisfied I like the info that you provide. Keep me up to date on my scores and any and all activity. I have some derogatory info that has been paid in full. I’d like for you to clear up my account immediately.
It's a horrible service. Not many to chose from out there so I have to grin & bare it but my goodness. The people you have working for you are very unknowledgeable and just pass you off like hot cakes. Nothing seems it can be resolved in a short time either.
PrivacyGuard charges me $25 a month which I have no problem with, my issue is simply that I cannot access basically anything except my scores which are vantage scores and are almost worthless, I cannot access my credit reports because it always says there’s an error I cannot access any of the tools etc. I have contacted them on three occasions about this. They always tell me it’s fixed and nothing is fixed. Why I have not canceled my subscription is beyond me. I probably should do that today.
I had PrivacyGuard and realized that I was getting the same information updated more frequently through a very popular FREE service, matter of fact the “FREE SERVICE” actually alerted me to changes on my credit file that my PrivacyGuard alerts still have not picked up!! I cancelled my service. 2 months later the credit restoration company that I am using requested I re-enroll for their ease of use. Once again I have accounts that have been opened/closed that show on “FREE SERVICE” that still do not show or have given me an “alert” on PrivacyGuard. Simply put: OVERPRICED service that underdelivers, also NO MOBILE APP, cumbersome website, will cancel the day I am done my credit restoration and continue to use the FREE, more current services available.
I have been using Privacy Guard for a few months now and I don’t see any results. I need to see some solid results or I’m going to have to cancel my subscription. I have seen other ads about companies that do the same as Privacy Guard for about the same amount of money and much better reviews.
The site is very well laid out and user friendly. I can see all of my information clearly. I do not have any issues with viewing my accounts. I also get an updated report or a clear view of my report every single month which is great.
You Guys are awesome. Wish I could get the $9.99 a month though. But really you guys are awesome and I appreciate the service that you guys are providing for me and others like me who never knew anything about keeping their credit in tact and paying bills on time.
I have enjoyed the services offered by PrivacyGuard. I check my account weekly for any changes that may occur. PrivacyGuard in my opinion is very beneficial for me. PrivacyGuard notifies me of any alerts that appears on my account.
This program has been very helpful to me and keeping up with my credit score and if any new application has been applied I Emmanuel will be notified to be honest I'm happy that I signed up cause they protect my information.
So far, so good! No complaints. It's very helpful to keep up with credit score. I feel this service is very helpful to me and my family! I may be upgrading my monthly subscription at end of month. My credit repair guy recommended this service.
Very good website. Makes it easy to monitor your credit report. I would happily recommend this site to a friend. Since using PrivacyGuard i am able to view items on my credit report and successfully challenge some that are inaccurate. I am on my way to having good credit ratings. Thanks to PrivacyGuard.
Been a member for several years and I am about to cancel because of several incidents (Note my alerts are properly set up on my account). Specifically, I was switching phone service to T-Mobile, they ran my credit, immediately received alerts from Credit Karma and Capital One (free service) nothing from Privacy Guard. My identity was stolen (someone successfully ordered a duplicate driver license in my name with a different address and opened credit). The Culprit added a new address and added a new social security number on my credit file and incredibly, still no alerts from Privacy Guard. Privacy Guard is a completely useless service.
I've used PrivacyGuard for many years now. They are a decent credit monitoring service, not a scam. They will alert you when your credit is run, or when there are any changes to your credit, such as new accounts, etc. You can run your full credit report monthly. If there is fraud they will help you deal with it too. I recently was a victim of credit fraud and thanks to PG I was alerted to it right away and was able to address it immediately. They helped me put credit alerts to all 3 bureaus, and even called the company where my fraudulent account was opened, because they weren't being very cooperative with me. I still had to do the work but they helped and were supportive. You could do all this yourself but they made it easier, and the alerts are invaluable rather than finding out months later or when you get sent to collections over accounts you didn't even know about. I would recommend them.
I see a bunch of complaints over when they changed their membership to monthly and canceled a bunch of annual accounts. That actually happened to me too after my card on file expired. It used to be a yearly charge, but when I had to renew I went to the monthly $19.99. Yes that might be annoying but companies sometimes change their membership terms so it's not that bad or a foul. I just re-signed up and everything was fine.
For a while now whenever I would check my score detail it would say sorry for the inconvenience and to try again later, sometimes it would work other times not. For a few weeks now it's been saying the same thing I couldn't do anything it would say sorry for the inconvenience to where I finally wrote to them and they wrote me back on 12/12/2017 stating someone would call me, it's now 12/23/21017 and I have not received a call, I have been a member for over a year and expect better service, I would have to go on Credit Karma to see my credit report detail whenever PrivacyGuard a service I was PAYING for wouldn't work. I decided to cancel my service online since next week is the time I usually get charged and I'm not paying for service that is not being fully provided to me.
I would not recommend this company as a secure, highly technical place to do business with. Here's what happened: My bank replaced my credit card for security reasons. I went to PG's website to provide the new credit card and found out that my account was canceled. On 11/16, I spoke with a person and they took my new credit card. They told me I would have my account back in 24-48 hours. I also told them that my husband had an account with the same credit card. They said he would have to give them a new credit card as well. They never told me that there can only be one credit card per membership.
I asked if there was a way to expedite the process. They said the only way is to set up a new account with a new email address and credit card. We did this for my husband's account but I opted to keep my existing account as I have more historical data in mine. I waited the 24-48 hours and my account was still not activated. I called on 11/20 and was told that the previous person did not enter the card correctly. This supervisor ensured me that my account would be back up within 24-48 hours. It wasn't.
I called today and spoke with Vernon and Tara. For the first time, I was told that we cannot use the same credit card for both my husband and I. Vernon said the executive office could make an exception. He put me through to Nayeli who informed me that they COULD NOT make an exception. I asked her what they do if a family only has one credit card that they use. She said, "They can find another service." Shocked by this answer and the lack of training and sloppy handling of my credit card information and my account, I decided to not do business with this company. I recommend that no one does business with this company if they value their personal and financial information.
It shouldn't take 3 phone calls to find out what the problem was. They shouldn't have a restriction that limits participation in their program only to families with more than one credit card and they should train their staff better to ensure they are giving correct information and not causing extended delays when trying to correct a credit card issue.
I have had a great experience in the short time I have been a member of PrivacyGuard. I have only been with this company a few weeks. I am able to properly monitor the changes or the activity of my credit scores.
Like the idea of bettering my credit. Just a slow process and no results yet makes me nervous for all the money we have paid but still thinking positive and hoping for great news soon so we can have confidence and get on the right track.
I have been a member of privacyguard for the past 10 years. I received a letter that my membership was being cancelled and to call for questions. I called the number and spoke to a privacyguard rep who stated my financial institution and PG were no longer doing business. Huh?? I offered to use another credit card (financial institution) and they told me my membership was already cancelled and they couldnt help me. I am so confused at this point. Payed on time for 10 years straight, good customer, and they dont care one bit. By the way the financial institution that they are referring to is Citibank or Citicard. I would strongly advise not doing business with PG when they cancel your membership due to a decision made with your credit card company, and does not give you any options to continue membership. VERY DISAPPOINTED.
Just wrote a nasty review and now I'm taking it back. I spoke to Customer Service. They were very nice - too nice. They helped me and refunded me the charges. I felt guilty almost leaving, now I may go back... LOL
I signed up for the service and they gave me 10 days to cancel. If I didn't cancel they would charge me $19.99 per month. I cancelled within the given time and they confirmed it. Then they charged my card anyways. Trying to call them, and I'm on hold forever. They say wait time is 5 mins. and I'm on hold for 20 mins. I don't believe the call is routed to anyone other than a loop recording.
Received letter in mail from PrivacyGuard cancelling membership and to call toll free number with questions. I called and was told my institution would not accept any more payments from PrivacyGuard. I inquired if I could use another payment vehicle to keep my membership and was told no. Person on phone did not know why members were being cancelled. I think PrivacyGuard should make a full disclosure regarding the sudden cancellation of members for no reason. Instead of refunding one month of payments they should refund loyal members 6 months or one year of payments.
I received a letter Nov 5, 2015 stating my credit monitoring would be cancelled in 1 month. No explanation - just a phone number to call. I called and found the person on the other end very unresponsive to questions. He stated the financial institution I pay through have separated ways. I asked why PrivacyGuard could not just start billing me or at least offer. He stated they could not discuss this at this time. He just kept saying sorry, it is going to be cancelled. I had been a member since 2001. I DID look online before calling. Found, the rate of $69.99 I currently pay for 1 year is $19.99 per month online. I DID ask if this was the reason. He was not able to answer. Poor responses all around.
PrivacyGuard expert review by Barbara Friedberg
Privacy Guard is a comprehensive credit reporting, monitoring and identity theft protection service that offers resources to help consumers maintain good credit and repair their credit history.
Free trial: Privacy Guard offers a free 14-day trial period that lets consumers check scores and reports for only $1.
Three credit bureau: The service provides access and daily monitoring to all three credit reports, Experian, Equifax and TransUnion.
Credit score tracking: PrivacyGuard’s Score Tracker plots the member’s Experian Credit Scorex PLUS credit score, which shows how recent credit activity impacts the consumer’s credit profile.
Credit score simulator and financial calculator suite: These tools show how a change in payment habits could impact the customer’s overall credit picture and offer ways to reduce debt.
Identity theft restoration: Privacy Guard helps identity theft victims restore their identity.
Alerts: Part of their service is to notify customers when suspicious activity appears on their accounts.
Poor credit: The company works with a variety of customers, even those with negative marks on their credit report.
Educational resources: PrivacyGuard offers education on a variety of identity protection, identity theft and credit topics.
Best for: Victims of identity theft, consumers with poor credit and consumers who have an upcoming major financial event.
PrivacyGuard Company Information
- Social media:
- Company Name:
- Year Founded:
- 6 High Ridge Park
- Postal Code:
- United States
- (800) 374-8273