PayPal Reviews
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- Strong security measures
- Funds held for extended periods
- High fees for transactions
PayPal Reviews
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Reviewed Feb. 1, 2015
Experienced the same crime as everyone else. PayPal closed my account and confiscated more than $6,000 with no explanation and no means to resolve the issue. I will make it my full-time job to report and put these scumbags in their right place.
Reviewed Jan. 31, 2015
PayPal is more than a joke! It is a nightmare to get a response from them relating to issues or complaints! I still don't have a response for the last e-mail that I wrote them a month ago. If you change the country of residence, you have to close the account and open another one with new country details. They are incompetent and surely lost a customer!
Reviewed Jan. 26, 2015
I sold a miners contract to a Miss Susan **. After 6 fraudulent charges to pay me for my services from different scammers, this one actually appeared real from 09/19/14 as the charge went through. I provided the service on a week later to make sure the payment was NOT disputed. Then removed the funds to my bank account 10/3/14. ALMOST A FULL month after payment. Now in 01/26/15, it turns out the charge is fraudulent. 4 months! So even though they state the issue is unresolved, PayPal with NO PERMISSION went into my checking account and removed funds to cover their lack of customer security. I am issuing a collection notice and reporting them to my bank. They had no legal recourse to do so. No judgments, no phone calls, no letters, nothing. No one is allowed to conduct business this way. It's flat out theft. Please Facebook me, I will issue a collection notice on PayPal on your behalf for nothing.
Reviewed Jan. 26, 2015
PayPal has proven to be very professional service for online shopping. I have never had an issue with a purchase of a product and the only billing issues I have had were of my own making. They address any issues with billing on a very timely basis and are customer oriented. I feel very secure in using PayPal for one time purchases and for reoccurring payments via the internet.
Reviewed Jan. 24, 2015
I called to check the status of a refund, and they had me on hold for over an hour and never answered the ** phone. Pieces of ** are wasting my money and time.
Reviewed Jan. 21, 2015
I have had three PayPal debit card for years, never used it. Finally for my job I decided to use it for direct deposit Oct 24 2014 from each card I instructed my payroll to deduct a specific amount for each card from my pay check. The following week my check total $509.00 totaling on three debit cards. Later that day when I was trying to use my card the balance was zero dollars. I checked again, and checked the other cards the same. My funds was taken without notice, no explanation, no reason. Not even a letter of explanation still to this day. I have written letters and no reply. Then today they have the nerve to send me a new card. I am taken legal action..
Reviewed Jan. 18, 2015
I purchased some goods for $41.83 from a clothing company in China on November 6 and the money was withdrawn from my checking account through PayPal. After 30 days, I contacted the company to let them know the shipment had not been received and the shipping information provided was inaccurate. They verified that my shipping address was correct in their system. After 45 days, I contacted the company again to let them know I had not received the items. They told me to wait 60 days. After more than 60 days I contacted them again and filed a dispute with PayPal. PayPal closed the dispute because it had been more than 45 days. This is completely unacceptable. I have been defrauded and now have no recourse because PayPal did not protect my transaction as it promised it would.
Reviewed Jan. 18, 2015
About 3 years ago I opened an account with PayPal to pay for iAfrica subscription. After about a year I called iAfrica to cancel. A year after I noticed I have been charged $4.99/month even though I cancelled. I called PayPal, they told me they don't have the transaction in my account. When I logged in my PayPal account I didn't see the transaction either even though was being charged for over a year for something I cancelled. I called iAfrica, they told me to cancel online, which I did. To make sure I called Chase to block any payment to PayPal. When PayPal could not charge my Chase account, they went and charged my American Express account - I don't know how, I never gave them the American Express account. I called American Express to block PayPal, which they did.
Since then whenever they can't get money from my Chase account, they get it from my American Express account and vice-versa. Yesterday, I called both my accounts to make sure they block PayPal this time. Calling PayPal is time consuming and even it's only $4.99, I can't let go. They are very dishonest and scams. If everyone give up, thinking it's only $4.99, imagine how much money PayPal will end up with.
Reviewed Jan. 17, 2015
I've made a few payments to PayPal before and never had an issue except the hold up of sending 2 transactions to my bank acct. and then taking them back out and logging the amounts into PayPal account. Not sure why it takes several days to do this, but it was annoying. Then I sold something on eBay recently. 1st, eBay limits me on what I can sell the item for until I build a reputation...what? So I have to take a $200 loss on the item I was selling because they would only let me sell it for $500. It sold in 1 day. The buyer used his credit card to pay PayPal. Funds showed up as Pending, till after buyer confirmation. I uploaded the tracking number to eBay and PayPal and it said I would be paid within 21 days of confirmation of delivery. Item gets delivered. I have to link my PayPal to my bank, again, do the whole 2 low amount transactions all over, then it states I can transfer to my bank at that point.
I choose this option and it now states it will be 2-3 business days before it shows up in my account. The thing that bothers me the most is that Pay Pal charged me $15 to process the transaction and eBay charged me $52 for me selling my item. Even charged me 10% on the shipping! What a rip off! Never again for either company.
Reviewed Jan. 17, 2015
I purchased an item and selected PayPal as payment method. I indicated payment via my credit card. A PayPal popup appeared and I closed it and completed my purchase only to find my credit card choice reverted back to direct withdrawal from my bank account. I did not choose this, I did not change the option, they did and in a very underhanded way. What irks me is this is not the first time they have done this. I've gotten messages to check some info I entered and lo and behold, they changed my payment option.
Reviewed Jan. 16, 2015
I suggest no one use paypal credit. I had an account with them, someone hacked into my stuff and charged a lot of things off ebay. Now they will not work with me to get it straight. I even had a police report, said it was fraud but no idea who done this kind of thing to me. They are about the rudest customer support I ever seen. I think ebay needs to get another company in, instead of paypal. They suck big time.
Reviewed Jan. 16, 2015
Went to put money into my account, was informed that this ability was restricted due to 'Federal' regulations from 2014 until I provided a Photo ID, Proof of Address AND Confirmation of SSN. This stumped me as I never had to do this before and I have put money in from my account before (2-3 years prior). Went looking for contact information and got the phone number, along with a 'One Time Passcode' (really?).
Called number and person answering informed me I would have to send the information if I wanted above ability 'unlocked'. I explained that that their Paypal Connect Credit charged my SAVINGS account (ZERO Balance) in mistake and cost me an overcharge to my account of $25.00 for lack of funds and wanted to put money in account to pay off that Paypal Connect Credit easier. Paypal Representative went back to saying that Paypal was preventing people from 'loading' their account, to stop terrorists. (I reminded PP Rep that I have been a customer for over 10 years and had a annual limit of no more than $500 in/out of account and have never changed that, and this new regulation, in their words is not a reflection on me?).
When I protested that the majority of Identity theft occurs from internet connection activity, he told me that Paypal would not accept email, but provide encryption (at the financial level) as I was uploading. I informed Paypal representative that I work in Information Technology area and wanted to know where I could go to upload my data and ensure a safe and secure (governmental node) to send the information. I was informed that this defeated the (ir) purposes and Paypal representative started behaving rudely.
Financial level encryption is set at both ends, bank to credit card (purchaser), purchaser to bank, bank to bank, etc. To have an open ended transaction (open at one end of internet connection) will never be Financial Level encryption. True, I'm uploading to their encrypted area, but my data is not encrypted before it get there. (ROUTE: my computer, my router, my Internet service provider (ISP), local/county/regional internet node, to their ISP, their router, [Encryption Occurs], then their computer system). The data is on an open line until it gets to there servers and it takes notes of from where routed from will go into their system as well. True Encrypted Data transfer happens when both are keyed to same data code system or closed system, generated at both ends. This is considered the Minimal Security for Financial Data transfer.
Reviewed Jan. 15, 2015
I have never purchased anything from Cabela’s before this past November. I purchased an item as a Christmas present or my son. I checked out using PayPal and the item was delivered to my home. I have used PayPal for years and never had an issue until this transaction. After the purchase I begin receiving emails concerning a PayPal credit (which I did not have). After many phone calls to PayPal and Cabela's, I have discovered this. PayPal blames Cabela's and Cabela's blames PayPal and neither will take charge to repair this problem.
According to Cabela’s, this started happening a couple of months ago and cannot do anything about it. I first called PayPal and was told they could not do anything about the line of credit. The problem was through Cabela's. I was given the phone number to Cabela's and I made a call. According to PayPal, there was a glitch in the system on Cabela’s website and a line of credit was established without my knowledge or approval. According to Cabela’s, they were following the guidelines set out in the contract between Cabela’s and PayPal and there wasn't a glitch. It was that when the customer was using PayPal, PayPal was opening a line of credit without their knowledge.
I was also told this had happened to many people, not just me and many lines of credit had been issued without the authorization of the purchaser. Cabela's stated that she could take my credit card info that was supposed to be used in the transaction and debit the card for the amount and apply the money to the PayPal line of credit. She did just as she said and the balance is now zero. This line of credit has been reported to the credit bureaus which has lowered my credit score. PayPal has offered to close the account, but that will lower my credit score even more. According to both businesses, this happened to thousands, not just me.
This is identity theft and will be reported as such. I will be calling the credit bureaus and anyone else that can help me with this matter. I feel sorry for those who do not know the impact of this. Perhaps those who were working on their score to purchase a home, and this transaction has caused them to go in the opposite direction and not buy a home. This has been an issue with PayPal. This is fraud and will be reported as such. Both, Cabela’s and PayPal, have lost a customer.
Reviewed Jan. 13, 2015
PayPal don't provide any real protection whatsoever to buyers. You've got just as much hope of cancelling a check 2 weeks after giving it to someone! Don't use PayPal and actually assume that you're getting any kind of protection.
Reviewed Jan. 13, 2015
Purchased through PayPal an electronic tablet. It took about one month to arrive. As soon as I opened the box, I saw the tablet was defective & didn't work plus I was overcharged for the shipping. I filed a dispute with PayPal, they came back with a resolutions from the vendor for a refund of $18 when I spend $79. I refused that refund and was told by PayPal I must return tablet & pay again for the shipping back to China. The return shipping cost me, another $28. I informed the dispute resolution that the tablet has been returned and I want total all monies spent refunded, $107. Paypal, or should I call them "PayEnemie," responded back that they need the shipping label that I had already sent them.
Apparently I didn't send the shipping label how they wanted it. You are supposed to upload it on their site which is quasi impossibly, their site is extremely customer Unfriendly and I believe on purpose. After trying & spending so much time, I asked my daughter if she will try to upload it. Again, more time of her effort she finally managed to upload the shipping label. On December 29th 2014, PayPal sent the below message: "The tracking information you provided was invalid and we were unable to confirm delivery of the item associated with this claim. As a result, the case is now considered closed and we are unable to process a refund. We encourage you to work directly with the seller to find a resolution. Thank you for your cooperation. Sincerely, Protection Services Department."
That's a joke, I have a copy of the official USPS shipping label in front of me dated, 12/12/2014. I've tried to appeal their resolution again without any success after following their instructions precisely. Their instructions and their website don't work. I refuse to let PayPal executives get away with my hard earned cash, while they become billionaires.
Reviewed Jan. 12, 2015
Had a spoof email and what a hassle getting Paypal to deal with it! Took days! Then had 301 dollars in my account. Wanted the account closed and gave my bank info and told to wait for 3-4 days. Did and then told after numerous calls that it did not transfer! Then asked of another way and told could send a check to me, which then took 1-2 weeks! WHAT! Playing with my $$$ Paypal!!! Close your account. Adults they know why!
Reviewed Jan. 12, 2015
I purchased coupons on 12/14 and 12/18. Could not shop as I had surgery on 12/15. And doctor's orders to not work but rest on 12/15 and 12/16. Printed first set on 12/18 and headed to shop on 12/19 and all were used already. I notified seller and then went to UPS figuring the other would be good and seller made mistake and would replace. Printed them at UPS. Went back to store and coupons that I received on 12/18 had all been used on 12/16. (I didn't even get them until 12/18) So any intelligent person would know I had been scammed.
I wanted to shop so I found another seller. Purchased two more sets to find out that cheapestcoupons.com and Kopar-Ercan is also Cheapax.com and these coupons were never sent at all but no refund. Paypal no help at all and they do not stand behind you when you prove you were scammed. As I sent them certified letter with doctor's statements and Kohl's cash receipts from the managers and no refund. No help from pay. Then they tell you to continue the dispute you have to continue the dispute, yet the resolution center does not let you submit continuance.
Reviewed Jan. 11, 2015
I sold concert tickets on eBay and used PayPal for the payment. I emailed the tickets and even got an email back from the buyer stating that they received the tickets. 90 days later, the credit card holder filed a dispute against the transaction, so PayPal deducted the balance from my account. After sending them numerous documentation that I provided the tickets and confirmation of the tickets being received, PayPal advised me that they are not covering me only because there's no tracking number for the tickets. I asked how can I provide a tracking number for tickets that were emailed. I told them that I am not responsible for verifying the buyer's identity, that is PayPal's job and purpose. Needless to say, they are trying to have me foot the bill for their issue. Everyone who has a problem with PayPal need to contact the FTC at ** and file a complaint against them and even contact a lawyer if you can.
Reviewed Jan. 10, 2015
I was charged $67.00 out of nowhere because of a mistake THEY made (not surprising). I called them about it. They said they would send me a letter to show my bank. They then screwed up the amounts of money on the letter and misspelled my ** name. Everybody that works for their customer service is most likely not going to speak English. Because it took me a few try's to call someone that I could BARELY understand. ** PayPal.
Reviewed Jan. 10, 2015
Will never use them again.
Reviewed Jan. 8, 2015
I made a mistake and use Paypal to purchase some items. I notice my mistake when I received the confirmation email. I called the store where I made the purchase and they issue me a refund. Now paypal said my account was Negative $51.00 and took it upon themselves to withdrawal the $51.00 of my refund.
Reviewed Jan. 7, 2015
I called and sent them the vendor email stating he received my return, which they said would suffice. They sent me no notification of where the process I was. I called 1/7/15. They had not opened the email attachment with the return notification. I requested verification that I completed all required steps. They refused. They said I would hear from them in 90 days after Dec. 2, 2014. I have made many calls to Ebay, the vendor, Microsoft and PayPal. They have not updated my status in the return process or told me what it was.
Reviewed Jan. 5, 2015
After charging about 600.00 worth of goods through paypal connect during the holiday season, I made two payments to pay the bill before the due date. Paypal received the money directly from my bank as was shown on my electronic bank summary. Paypal did not give me credit for the last payment until 10 days after their receipt of it. When I asked the customer service representative about it, she cast doubt on my payments because she said that they were rather large. She stated that they had to see if I was "kiting". I have no idea as to what she was talking about. She said that my email address was incorrect. She asked me for my email address and I gave it to her. She said that the one they had on file was wrong. I asked her what email address did she have on file for me and she stated that she couldn't tell me. I don't trust this company!
Reviewed Jan. 5, 2015
I was selling clothing on Ebay. But there are some buyers using power of ebay protects buyers and they abuse that power. This is small thing, the big thing is Ebay restricted my Ebay account and then PayPal limited my money for 180 days. Think about eBay and PayPal doing this to over million people and how much money will they get from their customers. Why government don't do anything to them? They are the big scammer and criminal to their customers. They are the one steal their customers' money to make money. I hope everyone be extra careful of eBay and PayPal. Try not to use their service. You will regret to death if you use them.
Reviewed Jan. 4, 2015
My wife made a purchase from Amazon and used PayPal. We've used it with our credit card many times without a problem. In December 2014 we discovered that purchases were not being put to our card but mysteriously we now have a PayPal Credit Account. I am unable to pay the balance without linking to our bank, something I am unwilling to do given all the bad reviews I read about PayPal Credit. There is no place on the web site to cancel. The cancel account button simply says call them on the phone. I called and after waiting on hold for nearly an hour was able to speak to a representative and by being forceful had him pay off the PayPal Credit using our credit card. When I asked him to close the PayPal Credit account he would not do so since the account was opened in my wife's name and only she can cancel it. Since then we have been unable to get through the phone system. This 'service' is a scam. We don't know how we got in to it and we can't seem to get out.
Reviewed Jan. 4, 2015
My Paypal account was hacked in the fall of 2014 and it took a while and more than one phone call to Paypal, but eventually my funds were returned to my account. However, shortly after that I received an email from Paypal informing me that my account was limited-- translation: it was all but closed. The reason: I was accused of credit card fraud myself even though there was $0.00 balance in my account. Explain that to me. And Paypal said they had sufficient evidence against me though they would not share that evidence with me. So now I can't buy or sell on Ebay because of most merchants use Paypal exclusively for transactions. I'm frustrated because I was wronged and now I'm accused of the same wrongdoing. In my opinion Paypal has gone down in competence and customer service. Their customer protection has been proven to be flawed. Can someone please look into this for me?
Reviewed Jan. 1, 2015
Is PayPal dangerous for your business? Is PayPal dangerous for your customers? Does PayPal force companies to act against the customer privacy? Is PayPal finance situation stable or it’s close to bankrupt? To protect our customer information and minimize the risk for them from today we have stopped accepting PayPal. Another problem is that PayPal has not been able to transfer over €12000.00 of our funds to our account. (PayPal reject the transfer to our account.) In the same time we have seen some news about dismissing 3000 employees by eBay/PayPal in the coming year which explained the current situation of this company. Based on these facts we have disable PayPal module in our website.
Please read the history: On Dec. 19th 2014 we got information per mail from PayPal that they are making company account check and during this time we cannot transfer the funds from our account. For finish the account-check they asked for several information that according German and European law (Customer privacy) we were not able to supply them to third person or company. We have sent just information to PayPal which are not against “customer privacy” and our AGB, but the following requested info by PayPal has not been sent to them:
They had written in the mail “until we receive following documents you can only receive money by your PayPal account…” A. Contact information of your suppliers and invoices from October-December 2014!). B. Deliver notes! C. Bank account print for last 3 months: Oct, Nov, Dec. 2014! E. Cashflow-Report/BWA 2014 (Economic evaluation of 2014).
Why we may not supply these documents? A. Invoices of suppliers include their B2B prices, amount of invoices, address of supplier and several information of other companies which we don't have permission to supply to third company/person. B. Delivery notes include customers name, address, Shipped items and several customers information. To supply them to third company or person is directly acting against “Customer Privacy”. It’s also against our own “terms and Conditions (AGB)”.
We offered PayPal instead of delivery note; we can send them the Tracking No. of shipments which can be followed on DPD website! (But they were not interested in that, because they know very well generally the orders leave our stock within 1-2 working days.) C. Business concept: To supply it, means we give all info of the company and its structure info to PayPal. Who knows that PayPal/eBay does not collect business concepts and all related information to make copy of the effective businesses in eBay or by other companies belong to the PayPal/owner?
D. Bank account print!!! 1- It includes name, data, order No. and amount of the order of our customers, exactly those customers which did NOT interested in using PayPal. Provide these documents is also acting against “Customer Privacy”! 2- It Includes private info of employees, their salary and information of all other people/companies who has paid/received payment to/from us in last 3 months. Again acting against “Customer privacy” and several other European/German laws.
Finally until Dec. 30th we had several contacts with PayPal by phone and per e-mail and we tried to explain them what they are doing. They did not wanted to solve the problem and they did not explain any reason for the problem. Below is some of their “Funny” Answers: 1- What is the reason of this problem? “It’s a normal process we have in our company. Time to time we check different (companies) accounts! We don't say you have done anything wrong, but some companies have done!!!” 2- You are asking for information/documents which is against “customers privacy” law? “But we have also “customer privacy” and we will not forward these information to third party!!!” I understand this answer as: “You may act against the law, but don't worry, we will not inform your customers or other organizations (like court) that you have forwarded these information.”
3- Are you collection and/or copy business concepts/information? “No, this is a normal process and we HAVE asked MANY COMPANIES for these information! Normally companies have not any problem to supply these information, why your company has problem with that?” Dose this answer mean; already in several or many cases PayPal has been involved or forced companies to acting against “Customer Privacy” law? 4- Why you need our bank account print for last 3 months? “We just want to verify bank account linked to the PayPal account (is it your company bank account)”!!! It’s not correct answer, because First the bank account has been verified in past by PayPal. Second, to verify this point one more time, PayPal needs just statement from bank. (The bank account linked to PayPal is our official bank account in Deutsche Bank which is also shown in our website.)
Even we informed PayPal that to supply these information is acting against “Customer Privacy”, they answered again per E-Mail on Dec. 29th: Until they receive the document and confirm them, we cannot use our funds in our PayPal account!!! Until 30-12-2014 (our last working day in 2014) they did not explained what has been done wrong by our company to froze our funds.
In the same day after our closing time (6:00PM) they sent an E-mail and informed us that all our funds in PayPal is frozen for 45 days; And they have done it according the point 10.4 of their terms and condition! The point 10.4 in German version allow them to keep your amount for period of time and extend it (in case they want), Under English version of terms and conditions point 10.4 does not existing, but you find something like the German version under point 11.4.
This point 10.4/11.4 can be very dangerous for companies and can be used anytime from PayPal side without any reason (or if there is a reason they don´t need to tell you that) against companies using PayPal. In this point is not also clear the maximum time that they may froze the money. In English version is mentioned 30 days, but can be extended… (How long?)
If your company accept PayPal and you have for example over 50% of the turnover by PayPal, in first month you miss over 50% of your cash-flow, in month after 50% more, means during 2 months you will lose 100% cash-flow in your company. In case that you make much more than 50% monthly turnover by PayPal, you will lose the cash-flow much faster. The worst is that you cannot do anything in this situation! Is really PayPal close to bankrupt? In one hand over 15 days PayPal is not able to Transfer our money to our bank account and it has been extended for 45 days. I have seen now several other posts on internet with same problem with PayPal. In other hand I saw in ZDnet that eBay/PayPal dismiss 3000 employees in beginning of 2015. Based on these two facts we believe PayPal/eBay is trying to cover their problems with other companies money.
Some more info: To make it more transparent I need to add: Our company sell physical products. We ship exclusively from our stock in Germany within 1-2 working days. In this moment the frozen amount is over €12000 + €5000-8000 amount of new orders. We have had totally 5 customers conflict and all of them has been solved. The only last one has been conflict for €22.85, which was also solved from our side and in this moment we have not any conflict with any customer. Finally the problem is not based on any conflict between customers and our company. It’s only based on, “PayPal wants to keep the money in their side!”
Reviewed Jan. 1, 2015
My husband and I decided to try and use PayPal credit to buy a computer on Apple's Education website. On the website, it allows you to select PayPal credit. We selected this, thinking it would be a little easier to just pay it over 6 mos. What we DIDN'T know is that PayPal credit is "not accepted" on that site, so it immediately hit our bank account. I turned around and immediately paid PayPal a payment of 1000. Three days later, my account was debited 2800. I called Apple and PayPal for help, and neither was helpful.
Apple suggested I TAKE THE COMPUTER BACK and try to buy it again making double sure I hit PayPal credit. I still did not know that the website didn't accept PayPal credit, so I did it again. I checked PayPal's website, and when I didn't see that charge showing up under credit, I called PayPal. At this point they informed me there was just "nothing they could do" even though it had been less than 10 minutes since I clicked it. I canceled the order. No matter. My account was debited again for 1800. Three days after that and this has STILL not been resolved. Never in my life have I been punished for a purchase on something I did not receive and in fact canceled in less than ten minutes.
Reviewed Dec. 30, 2014
Here's the story: my clients paid me on 9/5/2014. Because PayPal does not show the vendor name on their charges (which should be their FIRST change), clients disputed the charge 10/28/2014. They immediately reversed their dispute. Their credit card company re-charged the clients on 11/19/2014. On 12/7/2014, PayPal still claimed to have no resolution, so clients, credit card company, and PayPal all got on a conference call together to try to resolve issue with PayPal. Now, 12/30/2014, PayPal says they still don't have the funds.
Here's my complaint: we have all proven that PayPal has the funds. They are still hassling me (60 days later!) for information in resolution. I have emailed and called numerous times. The most recent email I sent took PayPal six days to respond. Six days! That is an unacceptable turnaround time for any business, let alone someone as large as PayPal.
I called today, spent 18 minutes holding just to speak to the first person, then was transferred to a "supervisor" who turned out to NOT be a supervisor who only effectively wasted my time and theirs. The next supervisor I spoke to was not the "correct" supervisor and I had to be transferred a third time. This supervisor admitted she was from the Philippines and that the NEXT place that needed to hear my story wasn't even in the same country. She could not transfer me by phone but promised to have me called back within 24 hours. We shall see. In all, I spent over 80 minutes on the phone today and still have no resolution - I am only left with a feeling of very poor customer service.
Bottom line: PayPal has their money. We can prove it, and have done so multiple times. PayPal needs to credit my account. I have had chargebacks before and have NEVER experienced this level of problem. PayPal needs to have a central location where they can resolve their customers' issues without bouncing them around all over the globe. I feel highly inconvenienced and will immediately end my business relationship with PayPal.
Reviewed Dec. 29, 2014
PayPal has sent a payment owed from last month to collections!!! After I bought something on eBay, I used PayPal to purchase the item. I forgot that I changed over my bank account information and the transaction never processed. PayPal NEVER CONTACTED ME TO TELL ME THIS. Instead they sent my debt to a collections agency DEVASTATING my credit score. Seven years of paying bills on time all out the window. Thanks PayPal!!! Again just to be clear this debt was from LAST month and PayPal never bothered to contact me to tell me that I owed the money. They are an evil company.
Reviewed Dec. 28, 2014
Paypal is a business that sells false advertisements to get you to feel safe about your money being used on the internet. I used PayPal's guest account which is a part of paypal but they discredit any problems that arise from using a guest account. This is the second time an eBay seller has swiped shipping fees which add up to a total of $120.00 and paypal is not willing to help with the situation. Paypal employee told me I should receive a return on my money in three days only to find out the Order was going to be shipped yet paypal claims this is an issue I have to fix. After I called back to find out what was going on they discredited any wrongdoing on their part. I'm just posting this so people can stop getting used by these theoretical people calling themselves the middle man to your transaction until something goes wrong. I will never be a client of paypal again due to the fact they Have been dishonest and costing me money out of my pocket with nothing to show for it. A laziness in your company should not cost me as customer money. I called them day after the order and they said it was cancelled when it really wasn't. Thanks paypal employees. You just lost an expensive customer due to your lack of expertise and communication.
Reviewed Dec. 23, 2014
Paypal has no protection to offer to their sellers. If you are using a Paypal pay here, or using them as a merchant account, be aware of the way they handle chargebacks. Anybody can come to your store; buy products and Paypal will just refund them for no reason. It does not matter if it's 30 days, or 180 days. This is just unethical.
Reviewed Dec. 21, 2014
I ordered a software upgrade and I paid via PayPal. I never received the installation key from the vendor. I tried contacting the vendor but received a reply saying the email address was not valid. I contacted PayPal thru their resolution process and each time was told that my case was being reviewed (yeah right). I never received any information from the vendor or PP as to why my case was being denied. Now the final reply from PP says "we found that the vendor adequately described the merchandise".
THE DESCRIPTION OF THE MERCHANDISE WAS NEVER AN ISSUE. I paid through PP because I thought that when this type of problem occurred they would protect me. Instead I just keep getting replies generated by their system. Obviously no "person" has ever looked at this.
Reviewed Dec. 19, 2014
I put an old (collectible) Rolleicord camera on eBay which was purchased by Mathieu ** of **. He complained that the camera was rattled - a fact that I dispute given that it was made in the 1933 - extremely rugged and because I packed it extremely securely. He then recover his payment and kept MY CAMERA. I may book that is not just simple thief - it is Internet fraud and Postal Fraud. Since these are the primary elements that he used to steal from me. So, if you want to make money quickly - buy something from eBay - Claim it broken - keep the item you 'purchased' and then get a refund from PayPal. EBay will tell the victim that PAYPAL's responsible. PayPal will not answer your complaint. Then you sell the item again - this time not using eBay... It's a simple fraud crossing state lines.
Reviewed Dec. 19, 2014
There was an error on my account and payments were repeatedly submitted from an outside source. I asked that this source be blocked and it didn't happen. This resulted in over $1,000.00 in fees being charged to my checking account that is linked to my PayPal account and no one seems to care. I've called customer service regarding this and I'm passed from person to person with no resolution other than to now block my Paypal account so that I can't use it and I have a business. The Customer Service agents are so rude, it's appalling. They are smug and nasty and couldn't care less. I even received the comment "yeah well." I need help, not attitude. They should consider some serious customer service training other than how fast they can pick up and hang up the phone. The bank isn't blameless, and perhpas I am not as well, but Paypal is the one in control.
Reviewed Dec. 17, 2014
I do online selling business on etsy.com through PayPal. 24-Oct 2014 they will review my account and then put a limit. The limit is postage proof of delivery and provide invoices. I will provide all as per PayPal requirement. After providing this they review my account and say due to some excessive risk involved in your account and suspended my account. As my point of view this is not a valid reason. I will add all document submitted which I sent to PayPal. Invoices is my supplier which can be needed to PayPal. Thanks.
Reviewed Dec. 17, 2014
I purchased Microsoft Product and realized the account being charged on PayPal was my checking and I did not have the money available. I asked Microsoft to cancel and then I would reorder after I changed my PayPal account to charge my credit card. Microsoft was very willing, the charge came through and in a very short time frame the refund appears on my PayPal transaction listing. The charge goes to my checking account immediately on that day. Now it is 4 days later and my $116.00 is still not showing in my PayPal balance. How is this okay? The company already issued the refund so why do I have to wait.
Reviewed Dec. 13, 2014
Paypal held the payment from my client for three weeks before releasing it to me. My client received her product, and paid promptly; however, Paypal (without expressing it clearly during any of the transaction) held the money "to make sure both parties were satisfied with the transaction." I called after two weeks to find out what the hold up was, and the customer service rep said it was because the amount was an unusual amount for my normal business transactions. This didn't sound right because I've taken payments over $1000 before. When the money still wasn't there in three weeks, I called again, and a different service rep said it didn't matter what the amount was, that because my client checked "goods and services" during the payment process, the money had to be held for three weeks. Now, here I am almost a month after the sale. My client has my product, and I have yet to be paid. To say the least, I am very dissatisfied with the unnecessary delay and will do everything in my power to never use this inefficient service again.
Reviewed Dec. 13, 2014
After spending twenty minutes trying to close my account, using PayPal's instructions which were completely useless, I called their consumer help line. After listening to 5 minutes of nonsense I'm told I can close my account online, which was the very reason for my call in the first place. When I go back online to my account, PayPal tells me I CAN'T close my account! Really? Since when can a consumer NOT close his own account? When I go to the "PayPal community" with this problem I find that almost everyone using PayPal has extreme difficulty closing their accounts. Since when is it legal to hold a consumer hostage to his own account?
Reviewed Dec. 12, 2014
I cannot access my own account for expenditures before September of this year. I have to apply for that information and now wait for 72 hours. I write to service@Paypal.com and they respond saying that they don't do email responses. Say what? What substandard service! Phones ring and ring. No answer.
Reviewed Dec. 12, 2014
Paypal has AWFUL customer service. I placed a transfer, through Paypal, FROM MY bank TO Paypal. Within 2 hours of the submission, went online to cancel but was unable to do so. Called Paypal and was connected to one of the stupidest reps on the planet. Told him I needed to cancel the transaction and was informed that he couldn't do it because the cancel button was no longer visible on his screen. What??? So for a 3-5 day transaction, within a 2 hr time span, the submission cannot be cancelled? Ridiculous. Can I cancel the account? No, because there's a pending transaction. Right but it's pending TO ME!! After I was finally able to be transferred to a supervisor (after asking at least 3 times because he kept saying that no one above him could help me), that person explained that the transaction cannot be cancelled because it was more that 5-10 minutes after the submission. Really? Where's the shovel because that reeks. Needless to say, I should have read reviews prior to signing on to it and I will inform everyone to NEVER use this service. I only used it as a means of filling the Paypal prepaid card for easy shopping but it will be cancelled as soon as humanly possible. I will definitely use AMEX prepaid instead.
Reviewed Dec. 11, 2014
I'm an Ordained Minister, and while out of town recently, I counseled a woman over the phone in NYC where I live. She paid me via PayPal. This was on October 27th. Imagine my surprise on November 12th when I got a notice from PayPal to say that she had never authorized the charges and the money was taken from my account. I was invited to dispute this, which I did. I'm not the most computer literate person, but I had help and we sent 4 x screenshots of texts that she had sent me: Requesting the service; Making a date and time; and Agreeing to pay via PayPal - which she did. As far as I'm concerned, this is SMOKING GUN PROOF OF A REQUEST FOR MY SERVICE WHICH I PROVIDED THE FOLLOWING DAY. How can PayPal then say that her complaint is justified, case closed, and I have no recourse?
They also, at the beginning, tried to slap a charge of $20 on me because I had not proven that I had shipped!!!!! Are these people even reading what I'm sending them? There WAS nothing to be shipped. I am providing a SERVICE!!! Hello!! Well, I got that taken off, after spending some considerable time on the phone. This is not a huge amount of money, but I'm very angry. This means that anyone, at any time, can just decide to fight a charge for my service, and despite the fact that I have absolute proof, I cannot win! I am SO angry!
Reviewed Dec. 8, 2014
I am very disappointed about using PayPal doing a purchase with a China vendor. Item was not as described (dress). I contacted vendor and complained, they suggested for me to keep item and they offer a discount on my next purchase. I said no and decided to return it for an exchange for something else or refund. Since I used PayPal I opened a claim through them. I shipped dress to the address provided in China, waited almost a month. Vendor says they still have not receive it. PayPal requested a tracking number, I sent it, and today I just received an email telling me that my case is been closed, since my tracking is invalid! I even sent them a payment receipt along with USPS tracking! All I have now is a bad experience of a $85.00 transaction buying from a China vendor using PayPal. I decided to share my bad experience to help others not go through this...
Reviewed Dec. 6, 2014
Several issues: 1. My original Paypal account was frozen by the company when I changed from a bank to a credit union. In this process, a payment to an ebay merchant "bounced." I had to send the payment of $2 overseas in cash by snail mail. I hope the merchant got their money! 2. When I tried to resolve the issue it was literally impossible to do so online, so I had to have three different phone calls to Paypal to get it resolved. We had to close the account and open a new one. This meant I needed to set up a new email because Paypal's system refused to accept the email that had been on the old account. *Note* I must say the call center staff are professional, friendly and helpful. This is A+ for Paypal. But I am sure Paypal does not pay them what they are worth and probably has them on some kind of pressure counter quota system, in order for them to get decent pay.
3. When I signed up for the new Paypal account, I accidentally applied for credit without realizing it. I DID not know I had hit the credit card application button until I got a Paypal rejection letter. In that letter my credit score was quoted at the wrong number. Paypal claims they got the information from Experian, but my Experian credit report shows a much higher number than in the pay pal letter. Subsequently I am not only angry, but nervous, but now Paypal has access to my credit report, and I do not trust how they got it, by that easy way they have on their website of us applying for credit without realizing it until it is too late. 4. A few days ago their system issued $10 gift cards "by mistake." I was told by a call center worker that those cards are not valid for anything but that all customers had been given them "by a computer error." Really? Are their computers that stupid, to issue this "by mistake?" The call center worker said "it should have been a coupon." He then sent $10 to my account in order to give me the "coupon."
5. In this same phone call, I asked him why Paypal was deducting money from the deposits coming into my account. He said that was because I needed a business account, not a personal one. He then said that once I had a combination of 200 transactions of deposits that total $20,000 or more, Paypal would report my income to the IRS. He said that before this limit is reached, Paypal will be monitoring the account to see if I am receiving "too many personal deposits." What does this mean? What if, for instance, friends and family owed me money and were sending it through pay pal? I am a retired person on a low income. What if people I know were just being kind and sending me money to help me out? Given that it is Christmas, what if these are not just gifts. Furthermore, what if my friends from various other religious beliefs are sending monetary gifts according to their traditions, throughout the year? I found it interesting that Paypal "assumed" I was running a business.
5. So, after this information was told to me, I went ahead and set up the business account, because I was told that if Paypal felt I was getting "too many deposits" to the personal account, they would freeze and investigate it. I feel I was forced into setting up this type of account, so that they can collect fees.I also do not trust that they do not allow access to this information, by credit bureaus, the IRS, or whoever else wants to know my personal financial activities. 6. The final straw has come today, when a Chinese friend is trying to send me the lowly amount of $10, and the system will not accept her payment. Going online, I found a lot of complaints about how Paypal messes up money coming in from China. Smh. Well, if my friend's $10 ever does make it into the account, Paypal will deduct their fee from it. Smh. Well, I have seen so many complaints about Paypal and now I know I am not alone in not liking them. However, it is not nice to be part of a crowd of disgusted customers. In the end, I don't think they really care. All the want to do is make money, and they are doing that. Smh. Very sloppy company!

Reviewed Dec. 6, 2014
This company has started removing $50-$200 from my bank account daily and I have paid them off in full monthly. This interest money that they are REMOVING DAILY is intended for other bills. This is the WORST level of credit card company EVER!
Reviewed Dec. 5, 2014
I am a first time user to PayPal and I will NEVER use their services again. You would think a refund using a site like PayPal would be easy but that is far from true. PayPal uses credit card wire transfers to exchange funds from buyer to seller and most people would think that it would be the same from seller to buyer if need, but no that is not how it works. Even though sellers can get their funds right away buyers do not have the same privilege or respect in the reversed situation. They can hold your returned funds for 30 days and if they are not refunded by 30 days the only solution PayPal offers is to file a report and they will investigate. Also when contacting PayPal at 1-888-221-1161 the customer service representatives give you the run around and do not even have consistent company training or policies. I had several CSRs and even a manager straight up lie about the issues with my refund and blamed my bank for the problem. I addressed issues with my bank regarding PayPal to find my money had not been processed or transferred to my account/ bank. The lack of customer service and consistencies in company polices/ training is appalling. PayPal and its CEOs should be ashamed of how they treat their customers and their company standards.
Reviewed Dec. 5, 2014
I set up an account for myself and the company I worked for over 10 years ago when eBay was just starting to get really popular. One day checking my account, I saw that the purchases that I had made for the company were being charged to my personal account. I called PayPal. This woman with a sugary sweet sappy attitude answered the phone and when I explained the issue, she accused me of fraud!!!!
If you knew me that is the last thing I would ever be involved in. I was flabbergasted....honestly, I was at a loss for words (a first for me!). When I got off the phone, I promptly closed my account and the business' account. I do business with folks that allow me to use my debit/credit card directly. Yes, buy this and then let me charge you for the "privilege" of making a purchase. NO THANK YOU.
Reviewed Dec. 4, 2014
I made a contribution for one time and PayPal made auto monthly. The problem is I don't have a PayPal account and I don't want one. I made the contribution with my debit card and not to PayPal and somehow they got their fingers in it. To get a phone number that works, they want a phone number from you but I don't have an account. You can't send an email - no account, what do you do. I don't want to be on their list or a customer - I don't like them!!!!!
Reviewed Dec. 2, 2014
This site is an absolute joke. My dad bought me hyper quickness sneakers which were 50 bucks (Pretty cheap). We paid that and now they are charging my dad 70 dollars extra and we already paid the 50 bucks! Paypal is a ** joke and is terrible. It's a scam.
Updated review: Dec. 9, 2014
Today I called PayPal to appeal the decision to close my claim stating the tracking information I provided was invalid. On speaking to customer support they agreed it was closed in error and he confirmed my return can be tracked to the international hub as I advised. So my claim has been reopened after I appealed and the status of my claim has gone from "closed" to "appeal being reviewed by paypal"...hopefully this problem will soon be resolved
Original Review: Nov. 30, 2014
I bought beauty products costing £420 from the far east paid through PayPal. However when they arrived, I was horrified to see they were a year out of date. I attempted to resolve the issue with the seller who offered part refund but only if I bought more goods. I complained through the resolution centre and the seller offered several well below cost refunds, which I refused and escalated my complaint to a claim. I gave all information as requested to paypal who ruled in my favour and requested I return the goods for a full refund.
I paid a further £40 to return and provided paypal with the tracking number who passed it onto the seller. I then received another email from paypal to provide carrier information which had to be submitted before 26/11/14 which I gave. I woke up on the morning of the 24th November to find an email from paypal sent at 11.55pm on 23rd November which said..."After carefully reviewing your claim, we are unable to process the refund because the tracking information you provided is invalid and we cannot confirm return of the items."
This case is now closed. I gave paypal all valid tracking information and the package was collected from me on the 19th November. No way could it have reached China in 4 days. I am still tracking it and it's due to reach the seller no later than the 5th December. I cannot believe paypal did not even give me a chance to call them. They just closed my claim while I was asleep. It's totally unfair and I've informed my bank to see if I can reverse the payment.
Reviewed Nov. 27, 2014
PayPal and their rogue agents almost got away with stealing money from me. After spending an hour with them on the phone, I was able to finally get my money back. Add that to their default practices of freezing funds, transfer delays and you get a terrible company.
Reviewed Nov. 27, 2014
They find in my favor, tell me to return item, I say can't it was a digital item sent via email... 14 days later I get a notice they could not find in my favor, and are not refunding money. WTF....
Reviewed Nov. 26, 2014
I have tried to contact them so many times and they just keep sending me to FAQ's and telling me to click customer service, which is another FAQ. The customer service is ridiculous and they still haven't given me my money back. The item I received was in NO way new with tags, and it was horribly damaged, but both eBay and paypal have done NOTHING to help. Do not use these services! They'll just cheat you out of money!!
Reviewed Nov. 26, 2014
I need full refund of $266.99. PayPal I don't trust you anymore!!!!! I ship item back, I have fact! I don't have my money back, it is fact! I'm very disappointed of PayPal!! Check my account.
Reviewed Nov. 25, 2014
Accidentally used PayPal Credit without ever signing up for it. Usually you see an icon for PayPal, but this one was for credit. Couldn't find where I owed or how to pay. Had to contact Paypal credit and sign up then give access to my bank account. I later cancelled my bank info after receiving a confirmation of payment number. Now they say payment was rejected, but don't show that I still owe. Highly confusing and a pain in the ass.
Reviewed Nov. 24, 2014
I used to think PayPal was a convenient and good organization to protect consumers. But when I came up against a DOA case and demanded my full refund, DWI denied my right of warranty and wanted to charge me 15% restocking fee. I made a complaint to PayPal, but they just prolonged the case, ignored all my evidence and finally decided the outcome in favor of DWI! The reason I think was DWI paid them (they charged me 2% for using PayPal) to protect their interests, even when they are completely on the wrong side - like in my DOA case. I never trust PayPal again. So customers beware, PayPal is definitely not a good company as you might think. They are ready to betray you for their own interest. You just can't trust them, especially when your seller pays them something (by surcharging your payment, like DWI in this case).
Reviewed Nov. 20, 2014
I got jack $49 by the seller using the Paypal. Seller sent me the wrong item because seller know you will ship the item back. I call seller and they said no worry, as soon as they got a return they will refund me and seller tell me where to ship it to them, other location that not register to PayPal. And in my case seller use a drop off shipper and ask me to send it back to same original drop off shipper that the package that ship to me. Then they claim to PayPal you sent it to the wrong place. They never get it because they know PayPal will not do anything. All PayPal asking is the tracking number. A week later PayPal said case close because it's my fault. This is a good way to make money for those bad sellers, right.
Reviewed Nov. 19, 2014
Paypal is not a PAL. DO NOT USE PAYPAL. THEY ARE NOT A REPUTABLE COMPANY. They say I owe $15, I say I don't. They refuse to send me a breakdown of credits and charges.
Reviewed Nov. 18, 2014
PayPal is a very convenient way to transfer monies but it charges extremely unreasonable fees for items sold. Unless you are transferring monies to friends or family, that transaction is free. You will be charged fees more expensive than state taxes or a merchant fee and the only thing PayPal processes is an email. I know there is more than that but seriously!! I sold an item for $590 and PayPal had the right to pay themselves 10% of my transaction. Are you kidding me?? They get $59 of my money to cover...what?? I'm sorry but I will no longer use PayPal. I sold my item through eBay which also takes a cut but less than PayPal! I don't get that at all. They're all a bunch of thieves. There are ways to protect your transactions and you don't necessarily need a third party to do it!! Seller beware!! (and, yes, I did know prior to sale but needed to sell...just want to inform in case you don't).
Reviewed Nov. 16, 2014
I had a charge of 41.95, I cancelled it through bank. Days later PayPal let this go through on my second payment method, my credit card. I've had my case denied 3 times and a company called Pins and Codes are frauds too. I got an email from them saying the site was down. I couldn't have made charge said it's being refunded. That's been days ago I'm at a loss for words at the way I was treated and PayPal and Pins and Codes are crooks.
Reviewed Nov. 16, 2014
PayPal appeal denied for being honest person! I recently opened a PayPal account two months ago in order to sell the inventory I bought and accumulated from Macy’s throughout the years as I am an employee in that department store. Every holiday we get Presales and items up to 50-70% off so it's a privilege working there and having an ebay to sell sounded great. So I went ahead and asked my Friend to borrow his ebay on Oct 2014 so I can list most of the stuff as he has high limits to sell. I went ahead and sold in his account for 1 month and half. Made $14000 as I tried to get rid of most of my inventory for the holidays. I'm thinking this is going to be a good Christmas for my family. Over the course of that month and half, sold over 190 items, just 9 returns as buyers said that items were dirty and defective or changed their minds. I refunded them.
But I left the money in PayPal without withdrawing it. Big mistake. I tried withdrawing just $1400, it went through. Again 4 days later I tried withdrawing $1400. It looked as if it was going to go to my account.... 1 day later I receive a notice to my email. Bank account withdrawal reversed, along with that 3 minutes later a PayPal friendly email saying "Your account access has been limited"... I'm thinking ok I'm not doing anything wrong, maybe they do this to every new PayPal member. This is exactly what it says: "Your PayPal account has been limited because we've noticed a significant difference in the types of goods or services you are selling. As your payment processor, we need to better understand these changes and how they relate to your sales. What does this mean? This account limitation will affect your ability to: send money, withdraw money. Additionally, you cannot: remove any bank accounts, remove credit cards, close your account."
Also I couldn't send or withdraw money. I went into PayPal and it asked for supplier contact information and invoices. So I went ahead and attached my recent Macy’s credit card statements, 3 pages full of transactions of items ranging thousands dollars and my employee discounts. So 2 days pass, my $14000 (almost 2 months of sales on ebay) still in PayPal (most of my inventory better to sell in holiday times so I rushed it) and then this is what they write, when they reply: "Please submit Tax ID information for your PayPal account. To comply with the Internal Revenue Service's (IRS) rules, we ask that you submit your Tax ID number to us as soon as possible. Your Tax ID number is one of these: Your Social Security Number (SSN), Your Individual Tax Identification Number (ITIN), Your Employer Identification Number (EIN). We are required to obtain tax ID numbers from all online sellers who receive payments for goods or services through PayPal. If you do not provide us with your Tax ID number, your account access will be limited, and you will be unable to request or receive money. After you provide us your Tax ID number, your account will be fully functional."
I found out later they don't require social security only if you exceed $20000 in sales which I still haven't. So it said in that email my account will be fully functional after I add my social security. So I did. Ha, if only it was that easy. I submitted it in website then 4 days passed. So I emailed them and phoned them up. The PayPal representative told me that they couldn't find the items I was selling on the statements. So we go back one step! When the previous email had said all I needed to add is my social! I thought we had that already resolved. Now I'm starting to get Angry. So I sent Online receipt Of Macy’s from my orders as I bought many hair removal kits that were on clearance and sold a lot of them. So I again went to my macy’s online to view order history. And later sent them the specific of most items in selling and what they asked for.
They write this couple days later: "We're sorry, but we cannot restore full access to your account until we receive additional information. Please provide a copy of each of the following items: Original bills of sale or invoices referencing your purchase or acquisition of the items you are selling, along with the name and telephone number of your suppliers. The previous invoices provided are invalid as the items you are selling are not sold at Macy's."
What in the heavens!!! I DON’T HAVE A SUPPLIER!!! IS THIS REQUIRED FOR PAYPAL OR WHAT? And they dare say the items aren't sold on Macy’s! I have proof. I feel I’m Being treated like a crook!! I thought they just wanted to know if I actually bought the items I'm selling so I had sent them a lot of receipts and statements! Now I'm starting to think this will be impossible to lift off, they think I'm a thief or something. The invoices I attached, the previous ones had the items specific on them unless they are blind or something. And also dare say I am related to other PayPal accounts! I live in address that over 14 different people live in. Why would it be my responsibility for other people.
After this I then go ahead and read forums about this happening to other people for no reason at all. So after this I Call them again. Oh my, talk about being given the run around for no reason. The PayPal representative told me that they couldn't verify my invoice. He even sounded confused as to why they hadn't lifted my restriction. He then told me to send them either a Hire letter, pay stub or anything that proves I work at Macy’s. Gladly I told him I will. (I really hoped throughout this they wouldn't contact macy’s as I can get fired, I even told him if they find out I buy stuff from them to sell online, I would get fired from Macy’s.)
So that very same night I manage to find My w2 from macy’s and my promotional letter that has my name and date of hire and the date I was promoted. I was happy. I quickly scanned the papers to my computer, I went ahead to paypal.com and attached the documents. WHAT HAPPENED NEXT I COULDN'T BELIEVE! This is what I get: Nov 16, 2014, PAYPAL APPEAL DENIED!
I’m in utter shock! They want to keep my $14000 for 180 days and steal my Christmas and my money for most of the inventory I had bought and I'm not doing anything wrong. On top of that they let my PayPal still receive funds, can you believe that? And Even worse it says ‘LIMITATION CANNOT BE APPEALED’. I feel like protesting or doing something. I will not stay with my arms crossed while this company does this to other people and myself. If I did something wrong I would understand. But I didn’t. Sure I would understand if I was trying to withdraw all my money. But I wasn't. And if I was, it’s my money anyways. I always add tracking and all of that.
I went to paypalsucks.com and all these forums and read nightmares. Had I known this is how PayPal practices I wouldn't have joined at all, heck I would have preferred to sell my remaining stock on amazon instead. Wish I would've researched beforehand. I will try to get this appeal lifted with all my might as I've done NOTHING Wrong. If I have to and they do not help me with this, I will contact attorney general in California and report them to various companies, also the Better business bureau. If PayPal doesn't help me I will write to executive relations dept. Wish me luck on this PayPal Grinch who stole my Christmas for not having a "Supplier".
Reviewed Nov. 13, 2014
Buyer purchased an iPhone from me on a third party site that uses PayPal for transactions. The listing clearly stated it was for use only with Verizon. Buyer tried to use a non-verbal SIM card and it would not work. He tried to get me to accept a return via the third party site, but I told him I was not able to accept it. He then opened a PayPal dispute, claiming "item not as described". I submitted the original listing showing that it indeed was as described and provided proof that he refused to answer my questions. So, I escalated it, thinking PayPal would actually review the case and rule in my favor. The buyer bought something without reading clearly and found out he bought something he couldn't use. I am not Kohl's or WalMart. I don't do returns unless something is functionally wrong with what I sold. I contacted PayPal "support" who offered me this little gem: "We don't know if the buyer is lying, but we have to side with them." So much for seller protection. I will NEVER use PayPal again. I am taking my business to Dwolla.com.
Reviewed Nov. 13, 2014
Business account closed before making one transaction. I opened a business account with paypal. I provided all the documents requested. Did not make even a transaction and paypal limited my account. Can't get an answer from their customer service either.
Reviewed Nov. 12, 2014
I ordered a compressor for my 1992 Bronco that the seller advertised would fit my car. The part showed up and is not even close. I emailed the seller and never received a response. I filed claims and won because the seller never responded. PayPal says if I send the part back to the shipper at my expense, they will reimburse only the initial cost plus original shipping. When I asked why, they informed me that was their policy and they could "reach out" to the seller for my return shipping charges. I told them I don't do business with people who don't care whether or not their customers are treated fairly and I don't give a damn about their unfair policies. I have done nothing wrong and I got ripped off by PayPal/eBay.
Reviewed Nov. 11, 2014
I'm not a PayPal customer but I was charged for NSF fee twice because my daughter has an account with PayPal and somehow my account info was on their record. After the first time, PayPal should have verified the account info before making second attempt to collect the money. Instead they let the system do the job and charged me for NSF for second time. After I complained, they refused to refund the NSF fee. They are crooks. Please don't do business with them.
Reviewed Nov. 11, 2014
In May 2014, my wife and I purchased a LCD car DVD player through E-Bay and paid via Paypal. The item was shipped by a company in China. We were a bit apprehensive of that as we were paying $150 CAD for the item, but due to the Paypal refund policy (we found out the hard way that Paypal takes the seller’s side) we went ahead with the purchase.
The item arrived a couple of weeks later and was defective. We reported this to the seller and Paypal. The seller barely could write 2 words of English, and asked for a photo of the defective item. At that moment we knew we were screwed, cos the alarm bells were ringing!! That was the last we heard from the seller. We started a dispute with Paypal and they asked us to ship the item back to the seller. The catch was that both Paypal and the seller asked for the item to be shipped back via international courier service, which was going to cost us $250 CAD!!!!!
Paypal told us that once they can confirm that the item was delivered to the seller they will refund our money, but wait, the only way that was possible was to send the item via something like DHL, FedEx, etc and the shipping cost was more than the item itself, and neither Paypal nor the seller would pay for the shipping!!! So we went with the cheaper option of Canada Post (tracked parcel) it still cost us $50 CAD to ship the item. Paypal told us that they will wait only for 2-3 weeks and will close the dispute if they couldn't confirm the item's delivery.
Well as the Canada Post international surface parcel tracking goes, they can’t track items in China. Paypal closed the dispute in a couple of weeks and told us that they couldn't do anything for us and asked us to contact the seller directly. Well did I mention that the seller didn't speak any English and didn't like replying to emails?!!!
So as the story goes we appealed to Paypal but to no avail. Paypal simply stuck to one line “We can’t track the item and we will close the file, you can contact the seller directly”. But wait did I mention that the seller didn't or couldn't reply to our emails?!!!! In November 2014, to our surprise we received the item back from China, with the comments that it was 'not deliverable' due to bad address, did I mention that we shipped the item to the seller’s address provided to us by Paypal?!!! So we emailed Paypal telling them the story, and we mentioned that the seller was probably a FRAUD.
The way Paypal dispute center goes, I think they hire only people who are not even trained, and I really doubt if they can even speak English. After exchange of 15 emails with the Paypal dispute center (in the past 2 weeks), every time a new person reads the email and reply something like 'we have already closed the dispute' without even reading and understanding our point that the seller is probably a fraud. So here is what we think, 'Paypal is in bed with the fraudsters in China (and there is no shortage of them in China) and they are making money off of innocent, unsuspecting and honest people like you and I'.
We have lost more than $250 CAD in this whole mess, and countless emails. Paypal is totally on the side of the seller, they don't even want to know about their customer protection promise. Wait did I mention that we suspect that not many people speak English in the Paypal dispute resolution center? At this point we are really really ANGRY AND DISAPPOINTED for losing our really hard earned money to some fraudster sitting somewhere in China who is promoted, sponsored and protected by Paypal!!!!
Reviewed Nov. 8, 2014
PayPal has the worst and the most annoying services ever, they're just making the life harder for you instead of making it easier. Wanted to buy something on promotion, they canceled it claiming for security reasons. Spoiled my deal, the item is no longer under the promotion, got my PayPal account limited and still didn't get my money back.
Reviewed Nov. 6, 2014
PayPal "settled" my dispute because the seller responded to the charge. They claim the description of the item was accurate. It wasn't. It was a legitimate-looking electronic ticket that was in fact a fake. I have all the correspondence between me and the scammer, including the fake e-ticket. PayPal isn't interested in proof. Their policy, if the seller says it is so, it is so. I filed a report and called PP without hours of the purchase to ask them to withhold payment but as far as they're concerned, I'm SOL.
Reviewed Nov. 6, 2014
Another victim of PayPal - kept my money, freezed account by telling me you I opened disputes for fake company upon item not received. Limited my account - 5 years old account. Can anyone please ban and close down this company permanently. My money gone, gone and I can't do anything. I am so sad. PayPal is kind of death sentence. I wished someone can take them to court for permanent close down their business. They are black spot on online merchant.
Reviewed Nov. 6, 2014
I made a purchase to my PP CC and they went into my bank account instead. Just like all the other people here I overdrafted + fees. Upon talking to approx. 12 specialists nothing got accomplished. Just wanted them to switch it to my credit line. I'm still trying to close the account. None of their specialists can figure it out. It's frustrating and scary to know still happens.
Reviewed Nov. 5, 2014
Finally a scam happened to me .. and #NoThanks @PAYPAL .. you were not on my side. Lost lots of money. I ordered a ceiling fan from BathKitchenDecor. After payment through Paypal, Merchant said item on back order for 3 months... On contacting again after 3 months, no response, phone not working. Asked PayPal for dispute... They quietly closed the case (no email notification nothing) due to 45-day limit. On calling them.. Paypal says "Sorry you lost your money, we cannot do anything because of 45 day limit". Even though I gave them proof that Merchant was still communicating after 3 months, I had no reason to believe it was fraud. Paypal said, "You are supposed to realize that in 6 weeks else you lose money". Essentially Paypal said I was stupid to trust them and the merchant. Not sure why any buyer should trust Paypal anymore. Stay away!
Reviewed Nov. 5, 2014
Ebay & PayPal, two big millionaire companies who dedicate themselves from taking from the small seller to give to themselves. They have outrageous fees thus eBay increase their fees the more you sell. I have underwent their horrible business. Being an experienced 100% seller there's things that I cannot tolerate. Printing shipping labels is so painful. You have to literally print the label in 24 hours, if not you better make sure you save a pdf on your usb, because you have to pay the label again. I've had ach PayPal and transfer and withdraws from my bank account so many times - from PayPal taking money from me, $100 of dollars. Couldn't sleep just thinking, tomorrow I'll wake up and PayPal will withdraw more money leaving me negative. PAYPAL ask for social security number and birth certificate. It's not a federal bank - should not ask for it. I can't add money to my PayPal cause I refused to give it. The seller is not protected and always in favor of the buyer. If buyer feels like getting their money back - taking, keeping the merchandise, PayPal will do nothing to help the seller get his/her product back. PayPal is never there, and so is not eBay.
You feel like complaining or being heard - their costumer service is in the middle of nowhere, fill with Internationals who can't even speak English right. Worse customer service in the planet. One time I transfer money to my bank account, negative account due to PayPal. PayPal couldn't transfer money, "said it was negative", kept my money. Literally I got rob. I continue to help my family, I know a lot of people do. But eBay and PayPal won't hear you, they ought to be ashamed. It's a billionaire company probably making money out of small businesses, the least they could do is be there for us. If you continue to sell because of need like I needed because I'm a college student and need money to cover my tuition is use Merchant Inc. It's federal protected and I believe it can be use on eBay. Ebay is still bad as it is...but paperless without PayPal. Surely I hope things come as they go and PayPal gets what it deserves for taking money from its customers.
Reviewed Nov. 4, 2014
I have a screen shot dated October from Bill Me Later stating I have A $15 payment to make $987 in available credit with a balance of $517.00 I owe. No problem knew that. Until all of sudden, I can't log on and I have to go through PayPal Credit which now says I owe $1041 and no available credit and have a late payment of $87.00...... WTH can anyone refer me to a good attorney, spent an hour on the phone with them after I got off of work and didn't get anywhere with them.
Reviewed Nov. 2, 2014
I ordered a part from some vendor and paid through PayPal; the shipping address provided by PayPal was wrong, so I had to cancel the sale. The vendor was a gentleman. He refunded the money in minutes. It has now been three days. PayPal is holding on to my money, and when I called customer support they tell me that it takes three to five days excluding weekends to refund; that means they will hold on to my money for five-seven days - that is a SHAME. Last time it took me several months to get the refund. PAYPAL IS USING CUSTOMER'S MONEY - IT IS ILLEGAL. Any class action attorney interested in suing PayPal? Tx #: ** Amount $117.39.
Reviewed Nov. 2, 2014
I recently made a payment through PayPal using my credit card which has a PO BOX as the account address. A refund of $240.00 was refunded to my PayPal account and now PayPal says I can't get my refund because my account address is the PO BOX. I have to have a non-PO BOX address which I can't change to because it's not the address tied to my credit card. So PayPal is keeping my money. I can't believe that I'm the only person in the world that has a PO BOX address as my credit card billing address!
If you use a PO BOX for the address for your credit card DON'T FALL VICTIM TO PAYPAL'S SCAM. YOU WON'T GET YOUR MONEY BACK! PayPal told me that I could give them my bank account number and they will refund my money. I don't want them anywhere near my bank account! I just want my refund and to close my account. I will never do business with vendors that only use PayPal again. I have reported this problem to the vendor in hopes that they will find a different way of taking payments.
Reviewed Oct. 31, 2014
After I deposited from my checking account directly into PayPal they hit my bank twice more and cost me $32 each time. I called them 3 times, the second time they agreed they made a mistake and said within 24-72 hours they would reimburse me and send me an email with a verification number, neither have I received.... The 3rd phone call they informed me they had denied my claim and it was my fault they charged me 2 penalties... I immediately closed my account and deleted my bank information... so BUYER BEWARE!!!!!
Reviewed Oct. 28, 2014
I made a purchase in August from Ebay through PayPal (Unique Transaction ID #**). When I made the purchase I chose my credit card as the payment option. PayPal charged my debit card against my wishes, which overdrew my bank account and cost me $20.00 for an overdraft fee. I contacted them 3 times and each time I have logged into PayPal a few days later, only to find no record of my complaint. Are there any attorneys out there who could help me file a suit against them? I'm thinking they are splitting the overdraft charges with the banks and raking in quite a bit of illicit income in the process.
Reviewed Oct. 26, 2014
Does anybody know which department in the U.S. oversees the practices taken by PayPal? To summarize, seller did not list any shipping (zero), I won the bid and then my secretary paid the bill but when I reviewed the bill I found that $79+ had been added to the amount for shipping. PayPal found in my favor and wanted me to ship back the item AT MY COST/loss (what a potential scam that is). I called and was told that the seller would be contacted to pay the shipping label and I said why don't I just keep the item I won and he simply refund the money which was illegitimately taken from me. They said okay they will contact the seller in that regard and then I receive an email that states they find NOT in my favor (!!!). WTF? Did I do something wrong? In my favor and then out with two emails? What entity can operate this unethical way?
Reviewed Oct. 23, 2014
On Oct. 12, 2014, PayPal took $350.00 from my checking account causing my account to go in the neg. I called PayPal and was told that I authorized the transaction, which I didn't. After I told the customer service that I would contact a lawyer if this matter wasn't cleared up, they emailed me a letter stating that it was an unauthorized charge and PayPal put the money back in my checking account on the 20th of Oct. I had to call them again because of NSF charges. They paid the $56.00 on the NSF charges. As of this morning Oct. 23, 2014 I logged in to try and close the PayPal account and can't because PayPal is trying to take $420.10 from my checking account that I have not authorized again. When is this going to STOP?
Reviewed Oct. 23, 2014
I am going to have a heart attack. I have spend hours and hours on the phone with this company. In total, 6 hours, just in this week. They show triple charges for a single transaction and they keep saying that I don't know how to read the statements. They also keep saying that I never actually paid the bill because I paid through their credit system. They keep stating that the money that left my account (a.) never actually left, (b.) left from another account but that account needs to be repaid, (c.) I willingly double paid an invoice and I must have confused myself, (d) the accounts were paid, so don't worry. But you still have to pay us, so worry. (e) 100% of the time the phone agent admits (accidentally) that I was correct, I am placed on hold. They come back with another version of their story and I must confused. That was just one of the transactions.
I just started using Paypal a few months ago. I got my Paypal credit card a few weeks ago. Currently, I have 4 different issues that Paypal cannot fix. One of the issues, as stated above involves an overly confusing software system that makes each transaction appear three times, but never actually paid. So they say. There is zero way of verifying if the money was removed or not. The transaction sheet does not list a balance next to the transaction so it is 100% impossible to determine the status of the charge. I would have to manually recoil the account. The other complication is the balance does not match the balance. I know that does not make sense, but I have a "balance" and a "book keeping balance" and then the "available credit balance".
In a different conflict, I have a single transactions that show more than 15 different charge, refunded, process, charged, refunded, etc. The list just keeps going. This current transactions cannot be explained by the company. This charge from 4 months ago (A time before I actually started to use the account) keeps being added, removed, returned, repeat 3 times.... but, on the fourth cycle, a small amount of money is not replaced. It is like I am being slowly leaked of money. Since the system lacks an accurate balance, I cannot actually see the money missing. I only noticed it because I have so few transactions.
Another issue, not resolved: I was told my friends and family were lying to me about sending me money. My sister was told she HAD to have her bank account registered with PayPal before they would send me money. She did as she was told and then sent the money. The money never arrived. The man on the phone suggested that my sister was lying because he could not see her sending the money. Only problem was, there was more than one person trying to send me money at the time. I suggested that I had a glitch in my account and I wanted to start another account. The man assured me, everyone in the world was lying, but them. My sister ended up getting on a plane and handed me cash. The other transactions showed up as soon as I had a professional client pay via invoice. They want their money, so the free transfers came through.
You think Paypal has your back? WRONG. I started to use the credit card for business transactions. I thought it would be easier to file a complaint, if there was a problem. My first charge ended up with an issue. The supplier added a mandatory "auto-ship" (who does that crap?). The supplier refused to return the order, despite my request, less than two minutes after the order. Before the order had arrived to my house, I sent Paypal a copy of my written request to cancel the order with the stated reasons. I send a copy of the 17 different request within one day to stop the order. Paypal said I did not have enough evidence the company violated any rules. Um... charging my credit card for something I don't want or approve is not fraud?
I thought it would be nice to use paypal for my business and charging my clients with online invoices. The system worked, as long as I left my money in the account and did not take it out. A few weeks ago, I started to take money out and all hell broke loose.
Reviewed Oct. 22, 2014
PayPal has my checking routing number and my account number but choose to charge me two back-to-back late fees instead of debiting my account. I paid them in full and cancelled my account.
Reviewed Oct. 22, 2014
Vendor issued my refund 10/22/2014... Paypal pends the refund til 10/27/2014 or longer if so chooses. On past experience Paypal takes 3 days to put refund into my personal checking account after I request they make the transfer.... no instant transfer on the refund folks! Not a bank today (I know Paypal is not a bank, it's a cowboy money operation) takes 3-5 days to make a refund/payment transfer, yet Paypal reps routinely blames the timeline on a bank - if I were each bank's customer, as the bank I would document Paypal's blame scenario and Paypal/ebay each and every time for future lawsuit action... Sam's refund/transfer is instant.. Amazon almost instant... QVC/HSN pretty past... so why is no federal/state agency requiring Paypal to "give me the money" that by the way is mine, in a more timely fashion?
Ebay owns Paypal, yet neither has the best interest of the customer/vendor on their agenda when it comes to timely payouts. When my refund transaction is complete and done, I will close both accounts; and all over $125 "float" by Paypal to draw interest from the Federal Reserve over the weekend, plus its bank's interest... I am done. To add insult to injury Paypal charges the vendor 3% for all of these "untimely" payouts and makes the refunded customer wait an additional 3 days for the manually requested fund transfer back into their checking account. This experience has taught me to vote with my wallet and what's in my wallet.
Reviewed Oct. 21, 2014
4th call still on hold for 56 minutes while music plays. No update, no choices on who to talk to.
Reviewed Oct. 20, 2014
I was excited PayPal offered a new payment option - Pay after Delivery. I signed in and chose my new payment preferred method to be Pay After Delivery. From PayPal's site I clicked on JcPenny and ordered clothes and signed electronically funds will be deducted from my Bank 14 days after I received my package. One day later my bank was deducted for the order I placed and put me in the negative. I called and complained to PayPal and they would not listen to me, they kept saying this is a pilot program and JcPenny probably does not accept their form of payment, WHAT!!! The form stated they will deduct my bank in 14 days after I receive my package! I waited 32 minutes on hold and spoke to two Indian people who did not understand English. Now I am trying to close my account and the site keeps giving me an error. What a joke, never again PayPal.
Reviewed Oct. 20, 2014
I just made a reservation of 3 tickets on American (aa.com). I paid for them with PayPal. But PayPal decided that it was an "unusual" transaction for me, so they did not pay for the tickets. AA did not get a payment from PayPal and cancelled my tickets. So, I had to make a new booking. I lost $280 because of this. Moral of this story: never use PayPal.
Reviewed Oct. 16, 2014
I WILL NOT USE PAYPAL AGAIN - I SUGGEST YOU READ THIS (as long as it is) AS YOU WILL NOT USE IT EITHER AFTER READING. AS A MERCHANT-YOU ARE NOT PROTECTED- ESPECIALLY IF YOU ARE SELLING A SERVICE!! So I work as a bicycle taxi driver in New Orleans. I work for one of three companies (it's controlled by the city - so there will only ever be three) and there are only 15 bikes out per shift. We run a lot like a taxi in that you can call and order us from a dispatch phone (we have walkie-talkies) or you can flag us down or grab us if you see us sitting somewhere empty. Most of our rides are $10-30 so when it's a big ride - it's rare, we check photo identification and we remember. Our rate - according to the city is $1/block/person but if you are doing a longer more scenic drive we will do $1 a minute. We rent the bikes and usually on a Friday or Saturday we pay about $150 to have the bikes just for the night (6pm to 4 am).
At the end of July, a guy named Ryan called our dispatch and ordered a pedicab from our dispatcher/manager. It was a busy Friday night and a rider, we'll call him Stevie, was closest to him so he picked him up and drove this Ryan and his weirdo girlfriend around for about 40 minutes. He was paid $50 using his Paypal here swiper and Ryan's American Express card. Later in the night, Ryan called the dispatch again and I was a block away. He had me drive the two of them around for about 45 minutes and drop them off at their VRBO/bnb stay in the quarter. I was paid $50 for this ride ($45 for 45 minutes). The next night, Saturday, he called and requested me to pick him up at the same bnb and I drove him that night twice for about 3 1/2-4 hours. He paid me $218 and $103 for my service including a great tip for bringing him to a rare and amazing restaurant he'd have never experienced without me.
Basically - I have a cart that weighs about 150 lbs and you sit on the back and I PULL YOU WITH MY LEGS - no motor, no assistance, just my hard work. Well Ryan decided I guess he had buyer's remorse and 1 1/2 month later, disputed the charge. When this happens you get a reassuring letter from Paypal telling you how they are going to handle it and all you need to do is supply them with information. I gave them a letter explaining my type of service, phone records showing this jerk had ordered pedicabs, photos, and they had the swiped and sign copy. I also contacted "Stevie" who provided me with proof of his transaction which was on the same day - with the same service - in the same company - with the same guy and his lady friend - with the same Paypal here transaction and the exact same credit card.
This scammer probably forgot that he had rented two different pedicabs which contradicted his claim that mine was an unauthorized choice. Furthermore, I had compared his driver's license ID to his credit card to make sure it was him AND taken a photo of him. I submitted all this evidence and a few weeks ago I received a letter from Paypal informing me that the credit card company had chosen to rule in favor of Mr. Ryan the **. I asked "Stevie" if he'd had a charge back - NOPE - NO charge back.
On Sept 22, "Stevie" texts me and says - guess who's favorite ** "just disputed my charge!" So exactly three months after the charge, I guess Ryan ** realized he screwed up and decided to charge back the other pedicabbers hard work and service as well. I forwarded all my material to him - he submitted it to Paypal and he won his case (as I found out this afternoon). Since I was traveling, today was the chance I had to deal with this. I called Paypal wanting to dispute the ruling by the credit card company or to get information to sue this ** who used my legs and put me in the negative financially. (I could have taken other customers on these busy nights and not had this problem).
Well - I called at 11:19 this morning. Was on hold for help for 15 minutes. Got to a representative. She put me on hold for a supervisor. After 22 minutes of waiting - the call was disconnected. I called back immediately at 11:53 am. (I am looking at my exact iPhone call logs as I write this!!!!) - It took almost 30 minutes for a representative to answer my on hold - you know those high volume of customer calls waits, THAT MANY PROBLEMS PAYPAL???? Anywho - Told the rep I needed a supervisor and that if I was hung up on again I'd lose my **.
Well to get a representative I had to 1st tell this complicated situation to the rep and then AGAIN to the supervisor. The supervisor told me "Sorry but when the credit card company makes a decision it's done. We won't do anything after that." It's important note that only one of the 3 charges from Ryan's disputes has been decided on so far. The supervisor showed a complete lack of care and told me that if I wanted, I could call the credit card company but that as far as Paypal was concerned - the resolution center had determined it to be a finale.
I said "ok, well what is the credit card company" - Her reply, "I can't tell you" - Me: "Why can't you tell me?" Her: "we are not allowed to release that information." Me: "Why? I just need to know if it's Visa, m/c, amex etc." Her: "unfortunately that information is protected." Me: "Well that doesn't make sense, the letter you sent me SAYS I AM WELCOME TO CALL THE CREDITOR DIRECTLY?" Her: "I'm sorry ma'am I can't give you that information." Me: "Well then how do I dispute it then?" Her: "I don't know but our policy (blah blah blah)." Me: "I get you have to say this stuff but what am I suppose to do?" Her: "I don't know but blah blah blah (company jargon **)."
I told her I'd sue him then - can I have his address - NO. Well what can I do - I need to fight this - it's a lot of money to be stolen from me. TOO BAD - GOOD LUCK- HOPE YOUR OTHER DISPUTES GO WELL and the call was done. So I called "Stevie"- he won his case! How does that make any sense???? Why did I not win????
So I went to my Paypal past charges and skimmed through - found it! It's an American Express. SO WHY COULDN'T the supervisor tell me if it was posted on my actual charge??? I called American Express - I needed a case number to talk to them about this. I gave them the long PP one. Nope - wrong one. They told me every dispute is assigned an Amex referral code. She said they deal with Paypal chargebacks ALL THE TIME!!! Seriously!!! No wonder it takes 20-30 minutes just to talk to someone.
Called Paypal at 3:05 - waited a long time - finally got a supervisor - the call log lists 38 minutes! Supervisor REFUSED to give me the American Express case number. I hung up. NOW I WAS FURIOUS AND EMOTIONAL. I called again at 3:39 and I let my anger rip a new one into the lady I talked to who was the first person at Paypal to even give an ounce of caring about my situation and dispute. It calmed me down because I felt like things were going to get better. WRONG - the supervisor and I argued and I pointed out that the email from them says I have a right to contact the creditor directly - FINALLY A REFERRAL number!!
I called Amex back - this lady was also very helpful - I'd missed the cut off date for arguing the dispute but she did what she could, went above and beyond, saw that I'd been a long time Amex customer and had a supervisor authorize a $100 return credit in my favor due to the situation. I didn't fully understand??? Amex ruled in favor of Ryan because of "INSUFFICIENT REPLY" - I'm not making this up - "INSUFFICIENT REPLY" - I had told Paypal ALL about "Stevie" and this and that and even put it in my further evidence submission to their retarded resolution center. They had no information on anything I had explained about the fare, the service, the other pedicabber, the phone records NOTHING - UNBELIEVABLE --- I have two more chargebacks with about $150 total and hopefully they bothered to do something there.
SO I thought - well Paypal shouldn't take their cut from this - since they didn't do their job. I called and eventually got a supervisor who reminded me of the first one (I think it may have actually been the same one) - basically - "too bad, we submit everything you send - good luck" - WHATEVER ATTITUDE - she did nothing. I SUGGEST YOU TAKE YOUR BUSINESS ELSEWHERE - UNLESS YOU'RE PURCHASING THEN GO AHEAD AND DISPUTE YOUR CHARGES - THEY WON'T DO ANYTHING TO HELP THE MERCHANT.
Reviewed Oct. 10, 2014
PayPal allocate your payments in the manner that would best assure them to receive interest charges. They will pay your bill me later payment a month ahead of time and hold back your standard PayPal account back several months instead of allowing you to pay what is due for your bill me later and standard payment when due. Then they say you have to call if you want your payment allocated differently. I called and informed them that I only want to pay what is due that particular month, standard and bill me later payments. I was then told that I had to call them every month to allocate my money a certain way, even though there is nothing in writing stating that, which is required in the 2009 government act for financial institutions to be transparent disclosing everything in writing. PayPal is hungry for your money by illegal means of attempting to charge interest.
Reviewed Oct. 10, 2014
I did not receive a $90.00 package and PayPal gave me the run around for almost a year after sending information over and over again. they would just leave me on hold for hours. Then they just hung up on me. Couldn't get anyone to understand English, and I eventually reported it to you guys and you did nothing!! Then I paid a utility bill and that showed up on my email alert. Then they pulled out the money to pay something I didn't even owe and then removed my email alert after I called and complained. My utility was shut off but I kept the bill that showed it was once paid because they kept the dollar for charity. Evidence. This last time Amazon mistakenly sent a refund to them even though I told them not to because I don't deal with them crooks. First it showed up in my email alert, then when I went to pull the money it said I had 0 balance. Couldn't get my money. Now they owe me almost $200.00.
Reviewed Oct. 8, 2014
I usually don't write reviews. But plan on taking a minute out of my day to write a review on PayPal. I ❤ PayPal!! Best company ever!! Everyone needs to get their MasterCard debit card. You get protection and 1% back on anything that you purchased. Also you can pay friends and family for FREE with your PayPal account. I also love the PayPal credit. My clients use that for hair extensions. You can get interest-free for 6-12 months on purchases. If you have an issue with a place that charges your card, they take care of it! Thanks PayPal.
Reviewed Oct. 8, 2014
I Have a business account. I provide A service. I use PayPal for out of state customers convenience. PayPal holds my money. Every time I try to use my card I have to go through the embarrassment of being declined due to some sort of security settings on their behalf. Then It takes 30 min to a hour to make the call and actually getting a person on the phone to release my money! I have tried calling in advance to tell them I am going to spend or withdrawal money and they say they cannot preauthorize the funds!! So I have to be humiliated and then call. RIDICULOUS!!! They have said the money has to be there 3 days before I can use it. Even after 3 days this happens! Also if it is a manually entered transaction they will hold it for 30 days! They have the money but you can not get it!
Reviewed Oct. 6, 2014
New card info was put on PayPal less than two months ago. Only one transaction was placed through PayPal then unauthorized purchases started showing up on this card. The only way for this to happen is if PayPal has been hacked and they don't know it OR they are selling the card info again (they did this in the 90s and got caught). They have refused to halt the transaction and insist it must go through before it can be investigated. Thus I am out more than $500 and must wait for them to get their crap together seeking legal action (for the second time).
Reviewed Oct. 6, 2014
On May 2, 2014, I can not get my money from my account with PayPal for 21 days. The PayPal representative told me I can not withdraw my money until the package is there at the buyer. That is absurd business PayPal! The package is at the address and I can not withdraw my money. Just for that I had to borrow money to ship the customer his or her package from somebody else. That person is highly upset because I can not get the money out of PayPal for the shipping! Great business, PayPal, keep it up!
Reviewed Oct. 6, 2014
I asked for a dispute because my item was incomplete. PAYPAL DID NOT DO ITS JOB. I wasted so much times making phone calls and at the end, nothing happened. I called my bank, said to call the store. I called the store. They said it was PayPal. I sent a dispute but never got my money back. THIS IS TERRIBLE!
Reviewed Sept. 30, 2014
I sold an item on ebay, the purchaser paid with PayPal. I found out recently that takes up to 20 days for me to receive my money in my bank account so if you need Extra cash in November sell your item now.
Reviewed Sept. 27, 2014
I had been trying to pay off a debt from PayPal and told them that I was working closely with my bank. They informed me that none of the charges could be reversed, that I had a negative balance, etc. I ended up paying them 141.37 and now have an additional 199.27 is left. When I asked about waiving the fees, they would not assist me with that. Their customer service is unfriendly, the supervisor did not return my phone call and the young man who helped me was rude.
Reviewed Sept. 26, 2014
Money just disappears from my account because of all the bank fees I have collected from PayPal constantly charging me for certain things. I do not understand why they cannot use other readily available payment methods, when one payment method has failed. What's the point of having multiple payment methods if you're going to keep charging one if it doesn't work?? I have faced TREMENDOUS and RIDICULOUS bank fees as a result of their poor customer service and system and have had two other friends experience the same thing. DO NOT use their service unless you absolutely, positively have to. Keep all payment methods off PayPal until the day you have to make a payment/purchase or you'll find an unknown charge + bank fees waiting for you. BTW I don't even blame the bank for their fees, they're just doing their job.

Reviewed Sept. 17, 2014
I made several purchases using PayPal to be credited to my PayPal connect account. I have done this many times with no problems. But on two purchases the debit was applied to my checking account. What a mess trying to find out where the money went. PayPal told me in basic terms to take a flying leap, the debits went through, good they stay. The selection process it very straight forward when choosing which account to debit. I even remember choosing PayPal connect to debit but it was debited from my checking. They have software issues and refuse to admit it. I am through with PayPal. I have remove all my associated credit cards and my checking.
Reviewed Sept. 15, 2014
Bought a lens, packet arrived early. Company wouldn't respond. Paypal said as they had proof of postage I was on my own.
Reviewed Sept. 13, 2014
I purchased internet security software from Bitdefender and the purchase was dealt with by a third party, Avangate. The software didn't work as I live in Thailand and registration details were only in Thai script which I do not understand. I emailed Bitdefender who offered to refund my money, and copied the email to both Paypal and Avangate. Avangate were given till 12th September to respond to my refund request but didn't do so. Paypal then 'mediated' and found in favor of Avangate, who themselves have a somewhat dubious reputation. So although the supplier offered me a refund the 'seller' Avangate was allowed by Paypal to keep the money, as it certainly did not mediate in the case. Another big fault with Paypal is that once they close a case you cannot reopen it or even appeal their decision. I shall never again use Paypal.
Reviewed Sept. 10, 2014
PayPal helps scammers work with fake business name without any physical address and telephone number, of course by getting more % from their transactions. More funny part is when you call them and ask for the seller address and phone they say "we can’t provide this information." More worse part is that that ** sellers can use famous brand names as their business name or similar to give them more credit. Buyers do not need any company or registered trademark for choosing that name. There is no buyer protection for intangible goods. (50% of PayPal profit actually!!!) Come on, if you can’t protect buyers why you allow scammers or low quality service providers sell this "Intangible" products. Solution is easy, but has not benefit for PayPal: Close intangible business.
Reviewed Sept. 6, 2014
They have a tom limitations. Won't let me access my money. Damn it all I want is my $11,200 that I sold something and they're making it impossible. PayPal.com is a scam.
Reviewed Sept. 6, 2014
The card used by my cell phone was hacked and closed. Notified PayPal, provided new card for same primary bank. I have E-mailed, furnished documents (provided a notarized verification of address in lieu of utility receipt. ) I had a few dollars in PayPal account, asked it to be transferred to a different bank) was already in their system.) I received non-related forms from PayPal, etc. I notified my sellers that I would pay when the matter was resolved. Today I see that PayPal has issued payment to the sellers - without my authorization. Now, what happens when the bank where ** funds were to be transferred is not available? I heard that PayPal has merged, sold, etc., to another company and have seen numerous nightmare tales online.
Reviewed Aug. 28, 2014
I was on eBay only for a short time. I made $60.00 and great sales. One day I get a note "You're overdrawn $60.00" so I go look at my Paypal acct. A woman that I don't know has made a $100.00 withdrawal from my acct. How can someone do that? I had to close my business and personal acct. $100.00 I told them, they did nothing. I will never go back to them.
Reviewed Aug. 27, 2014
PayPal 's employees are given us treatments, very unprofessional, full of attitude and rude even higher level supervisor. When I orders almost 3000 items from different sellers via EBay since last six months, I lost almost 2 to 3 thousand $ and top of PayPal closed my account from PayPal and eBay too because I complain: 1) I did not received more than 100 Items. 2) Some of items was damaged or not as a subscribe in eBay. 3) Some of items was different than I orders as fraud’s items. 4) I never applied PayPal smart credit card automatic, they bill me by his credit card when I call them (very less-mannered & lack of knowledge).
I tell them nicely that I applied regular PayPal credit card (not a smart card), “why you send me this smart card?” If I am not qualified for PayPal credit card you have send me a letter before you give me smart card which I do not want it. You have taken permission from me before you active this card & keep billing me without my permission? They are keep making story when I call each time and they said they are going to mailed a letter (almost 3 months ago on April 2014) that I am not qualified for PayPal credit card. Until day (08/26/2014) I still not received that letter.
PayPal refused to give all credit amount which I am title to get from all sellers give me a credit in $ and PayPal suck all my credit money. They hung the phone on me or put me in music until tired to hung up. They block all my credit card and emails so I unable to pay eBay seller with our PayPal acct. I have still no file because PayPal block me and refused to help me.
Reviewed Aug. 26, 2014
In theory, this place is great for buyers and to make payment through. When something legitimately goes wrong, I feel safe that PayPal protects me. However, as a seller, I see PayPal siding with too many scammers. I sold a fairly inexpensive article of clothing to a buyer, three months ago. Today, she decided to file an authorized chargeback against me claiming the purchase was unauthorized. First of all, any sane person wouldn't wait three months to notice their CC or Debit card has been compromised. And if that were the case, I'd still would like him/her to return the item even after 90 days if s/he insists to make such a stupid chargeback after 96 days, and THEN they will get their funds back. The buyer didn't even say a word nor contacted me.
I do not appreciate that PayPal holds my funds for someone else's mistake. I entirely appreciate protection but as a company, it's PayPal's job to make sure both seller and buyer are protected from FRAUD. And clearly, this buyer was a scammer and a fraud. If they pay with PayPal, you have NO RIGHT as a seller to choose what kind of payments any buyer uses through PayPal. You are forced to accept Debit or Credit cards. You will have no idea where the buyer's money is coming from.
Authorized chargebacks on PayPal is downright ridiculous. Bad enough people send PayPal my Social Security and all these other identification items PayPal asks for, and yet people still claim authorized chargebacks after 90+ days? Are you serious? Ok I get it. It was an INEXPENSIVE article of clothing. But what if it were a $100 item or a $1,000 item next time? Where is my protection as a seller now and in the future?
PayPal is a dictatorship ran by eBay (the other biggest scam in the world). Do us all a favor PayPal... remove all your NYC subway train advertisements because your payment method is horrible and those ads are embarrassing and a VERY bad attempt. Don't fool others to use your service. You charge sellers and other people who want to make a living to take fees from us from receiving money, yet sending money costs nothing? I honestly don't mind paying 3.5% to use PayPal as a payment method. No wonder PayPal is ditched by people now and no one uses it, except us eBay sellers who are forced to.
If you're an eBay seller or a PayPal user to receive money, you have to watch your back. PayPal and eBay would side with ANY kind of scammer you encounter. ANY. Beware. As I said, as a buyer, PayPal is fairly usable. As a seller in any website, you will have nightmares, stress and anxiety.
Reviewed Aug. 21, 2014
Paypal's Complaint Center & policy around letting vendors sucks. If you sign up for a subscription thru Paypal, will never ask you if you want to allow subsequent charges to go thru. I had a subscription that I didn't want anymore and they let the vendor charge against my account/credit card. I filed a complaint and Paypal is like "Too bad, but no money back for you". Account was closed.
Reviewed Aug. 14, 2014
Paypal is a scam. They are the worst when it comes to cards and service, very poor. Lock your own personal account when it's your money and that is very sad. They are very horrible and their service flat out sucks. I have had the worst experience possible. These people are inconsiderate and should not even be employed.
Reviewed Aug. 12, 2014
We have been a member of Paypal and used it for few transaction. Since 2 months, the algorithms of Paypal is sinking itself in Germany, and PayPal, they have limited lots of Paypal Account. As I am in the business community and we have got contact, I came to know that about 100 to 150 big businesses in Austria and Germany changed their payment methods. It's because of paypal robot algorithms policies. I tried to figure it out for paypal, but there isn't seem to be a human working there. Everything is automated except customer service representative, but for that one has to wait about 2 to 5 hours. Worthless, as I can see, in near Future, Paypal will be bankrupt as lots of seller are leaving it. We had a long business with paypal but in the recent, we had to leave them as well, because they limit or freeze the account without any reason. I think there is a need of change in the leadership of the Paypal and put new programming algorithms with Human Orientated policies.
Reviewed Aug. 11, 2014
PayPal stopped sending me paper statement. I can only view my statements online, but recently in the past 3 months, when I log in to view my transactions, they only showed a few payments, nothing else. I have tried all sources and even called customer services which are routed to India numerous times, all of my efforts ended up with negative results. They hided all transactions in my account such as: purchases, interest charges, fees, etc... I don't know what's going on with my credit card account. I started to look up for other victimized consumers online and found out that this is modern day organized crime company. From today, I am committed to spread bad words about this PayPal company in any chance I have...
Reviewed Aug. 9, 2014
I order a software package that had to be paid by paypal. I could never get it to work. I contacted them over and over again and all I got was an automated email that the dispute was closing. I was not able to get my money back. I will never use Paypal again.
Reviewed Aug. 1, 2014
I've been a seller since 2005. I work hard to find new products and I'm a dropshipper. I've had a couple of times years ago that my products would run out of stock without my knowledge but nothing severe. I started to find suppliers that could ship in one day because most dropshippers can't ship in one day. I removed about 3/4 of the products I offered to give my customers the option and satisfy eBay. I've been doing great and started to get some headway on getting the feedback. Then I found a supplier for a popular product and my son and I worked real hard to make an order.
We paid most of it but had a small fee upon arrival to U.S. So, I made a listing and placed a 15-day handling time on it and to make sure I had plenty of product. My customers had no complaints about the 15 days. So, I did a transfer from Paypal to my bank so that I could pay the rest of my order. Paypal had limited my account because I had received a lot of SALES. Isn't that what I was in business for? They wanted me to show proof of delivery.
The listing had only ran for 3 days. My order was waiting on me to pay the fee and Paypal would not release the money. So, I wasn't able to deliver and it cost me my profit and more plus all the fees that I don't have because of what Paypal did without any justification. Someone was telling me that eBay and Paypal like doing this because they don't like the small seller anymore, they want the big box stores. I guess they forgot that it was the small seller that made them too big for their britches.
Reviewed July 30, 2014
I had an PayPal account, and was using it for few months for my international transactions. I made a transaction of $800 and $300, suddenly PayPal blocked my account. I called them and they said that you cannot use your PayPal anymore and also these money are locked. This is purely fraud. They didn't even tell me the exact reason. I again opened one more authorized and verified account and made a transaction of $1 to test it. PayPal again locked it stating that it was a risk and also I am using account for test. Really?? $1 is risk. I seriously recommend new people not to use PayPal, as it screwed up my 2 years old account and I had lost more than $1500 in total. They are bunch of Frauds. Please use any other gateways.
Reviewed July 29, 2014
On Monday July 21st in the middle of the night, somebody managed to set up a billing agreement from my PayPal account to Google. My account was hacked. When I woke up and checked my email there were 14 messages from PayPal, informing me of 14 separate 'authorized transactions' of 500 Japanese yen each to Google. I do not live in Japan and I've never used Google Play, the intended recipient of the money. So I immediately called PayPal about the fraudulent activity. The transactions were still 'pending' in my account. The PayPal rep acknowledged the hack, closed down the billing agreement with Google, but couldn't block the pending payments from being executed. So 14x 500 yen (14x $5.07) got taken out of my bank account.
The rep on the phone had promised an easy and quick refund. What I received a week later was an email about one of the transactions informing me that: "We've completed our investigation of your unauthorized payment claim. As the payment was sent as part of a billing agreement, it is considered to be an authorized payment. However, as a courtesy to you, we have issued you a refund for this transaction."
So a hack of my account, a serious security breach, is just waived off by PayPal. They did refund me 1x 500 yen though, as a courtesy... I'll pursue this further, but my relationship with PayPal might not survive this.
Reviewed July 26, 2014
Been a customer with PayPal since inception (2000?). After integration of their new wallet feature, I am unable to remove decommissioned cards and bank accounts. For some reason, they failed to implement a professional grade financial application when they upgraded their website. The primary issue is that I have a transaction that has failed due to no method of selecting a new linked card as the primary. Instead, the system appears to be linked to an expired credit card that I cannot remove. I have submitted several emails regarding this issue with only an automated response that is useless. Forced to listen to their pretentious advertising messages for over an hour in customer support queue today until I finally could not take it any longer. Their management team has obviously become disconnected from their customers - time for a change of leadership?
Reviewed July 25, 2014
I sold my jewelry via Paypal. The buyer then filed an item not received dispute. I then gave Paypal all of my tracking information which shows the buyers signature in wet ink. I won the item not received case. 10 minutes later the buyer claimed that I had sent him an empty box. He was awarded a full refund. My £6000 was issued back to him. He still has my jewellery and to make things worse Ebay fee(s) £600.
Total = No Jewelry and -£6600 in debt.
I SHALL NOT BE PAYING ONE PENNY! DO NOT USE PAYPAL. I AM LOOKING FORWARD TO A COURT CASE.
Reviewed July 22, 2014
I sold mobile phone to Nguyen **, a buyer from Vietnam. He or she paid via Paypal and I send the item by DHL to buyer's address. In short time buyer has received item and signed for it. After two weeks buyer pretended to didn't received and asked to Paypal to refund money back. Without giving me any chance to look for my rights Paypal closed the case. I have the track number and some documents from DHL which is proving that buyer has received the item. I have lost USD 2300 for 3 transaction. Now on my account -2300 USD in red color... I don't suggest to anyone to use Paypal. It's very untrustful and can cause to lose a lot of money.... Beware.
Reviewed July 22, 2014
I have had a business relationship with PayPal for 10 years, since 2004. I recently did a bank transfer from my bank account to PayPal. This was my first mistake. I have not had my money in 7 days. Basically the money has been missing from my account since the 14th of July. It is now the 21st and my money is still not available. I had fraudulent activity on my bank account so my bank denied the 1st withdrawal. I had to contact them so they could verify that it was actually me who had completed a request for transfer to PayPal. As soon as I verified with my bank, the money was released to PayPal.
As a consumer who is doing business with another company, I should have had my money in my account no later than 7/18. After repeatedly calling PayPal, as of today the money is not in my account. On top of the initial 3-5 business days, PayPal tells me that it is going to take another 3-5 days for the transfer. I think I would have been okay with this had my money went back into my bank account, but since the money has been gone for 7 days, I feel this is uncalled for. On Friday, I was told that my money would be in my PayPal account no later than the close of the business day on Monday (Today) and that if not they would trace where the money has gone.
I called today and was told that I needed to wait another 2 days before they could do that. In 2 days my money would have been 'Missing" for 10 days total, 8 business days. There is no reason someone should have to wait this long to receive their money and the customer service specialists should be rectifying this situation today and the money should be in my account, instead of making me wait another 2 days. Since it is not their money, they simply do not care. I will be writing the BBB as well and I no longer will be doing business with PayPal after a 10 year business relationship with them.
I advise everyone to stay away from doing money transfers. It is definitely a costly mistake as you may not receive your money for days. Very angry and unsatisfied with their business ethics. This leaves me with a very distasteful attitude towards a company who is holding my money. I am sure if I owed them money they would be contacting me everyday to get it and that is what I have been doing and I keep getting the runaround.
Reviewed July 20, 2014
I purchased an outdoor umbrella for well over $400, but after weeks of no shipping date called to discover they did not even have the item. I cancelled my order and after weeks of calls got a refund. That was the easy part. PayPal, even though they basically take "CASH" from my checking are telling me it may take 30 DAYS for them to give me back my money. Holy cow. I am LIVID!!! I think I am DONE. I thought it was the SAFE way to buy online.
Reviewed July 18, 2014
I attempt to print a shipping label for an item I had sold on eBay. I had already transferred money from my checking account to cover the cost of shipping since they hold your money for weeks, which is stupid enough. When I attempt to print the label it said funds are not available. So a couple of days later I checked my PayPal account and the funds had transferred. I used eBay to print the label instead which it never printed. I cancelled the label and eBay told me I would have to wait 21 days for the post office to issue me a refund. Later that following evening when I checked my bank account online I noticed PayPal had debited my account for $10.83, which by the way was the cost of the shipping label.
I immediately notified my bank to reverse the charges because I did not authorize them to debit my checking account. I had already been charged for the cost of the label so they had no reason to debit my account. When I called PayPal they indicated that the money I had transferred had not cleared my account and that was why they debit my account. I couldn't understand it because when I first attempted to print the label it wouldn't print because there were no funds in my account. But, when I printed it from eBay, who goes through PayPal, it allowed me to pay and print the label. So that's why I figured the transfer funds were available. PayPal isn't what it used to be. I closed my PayPal account immediately and my bank account as well and canceled the back-up credit card as well.
Reviewed July 17, 2014
I've been a buyer on Ebay for four years and use PayPal exclusively for purchases I make which are many and frequent. Initially, I linked a credit card to this account and refused attempts to access to my bank accounts. I have not had an issue with PayPal as of yet but I've noticed that those who do are people who are operating on a shoestring budget. Essentially, Ebay is a big CraigsList and PayPal acts as our go between for payment. The bottom line is they don't want their employee 's time and efforts tied up with enraged sellers and outraged buyers who expect Paypal to watch over their teetering bank balances that even they admit are repeatedly subjected to fees and fines due to routine insufficient funds. Your playing with the big kids on the block here in Silicon Valley and if you don't get the jest of their rules, then you shouldn't continue involving them in your game of here today, gone tomorrow.. And yes, they can refuse to allow you to play ball with them if they so choose, and they do.
Reviewed July 16, 2014
I closed my PayPal account today… in anger! Here’s what happened. Three months ago, I regretfully clicked the Bill Me Later tab and signed up. I’m over 70 and try to auto pay my bills and thought this was so. “Bills” came, but they didn't look like bills, more like payment confirmations. The first few bills went to my junk folder. Today I found that over the 3 months I generated $106.02 in purchases and $64.26 IN FEES. Do the math - that’s short-term interest rate of almost 68%! Or 23% per month!! Folks, this is a Mafia interest rate. If this isn't illegal, it ought to be. ** PayPal, **! Life is too short for YOU!!!
Reviewed July 16, 2014
I am so sorry I ever used a PayPal Extras card. I think it is designed simply to draw people to their PayPal site in hopes they will give up utterly defeated by the poorly designed site and useless customer service and use the other PayPal money services they offer. It is clear there has been absolutely no effort made by PayPal to offer a modern professional, comprehensive credit card site or service. First call, after circling the site looking for anything resembling credit card statements or payment option I spend nearly 30 minutes listening to musak for a sleepy guy to tell me, "Oh um, you can't access statements from IPAD, only from Explorer". Do you think PayPal would post this somewhere? Nope. And who in 2014 doesn't have a site that can be accessed by an IPad? Even old banks like Schwab have gotten hip to IPad.
Second call, a few weeks later after another desperate circle around the site, after I lost the card I find no lost or stolen number to call until normal business hours. Talk about lost in the 60's!!! What kind of lousy outfit puts out a credit card without 24/7 reporting of lost or stolen? Third call, over a week after I reported the card lost a new card hasn't shown up, no emails telling me anything, not even an email of current new statement or new card being sent, nothing.
Another useless cruise around the cutesy site designed for second graders and now I can't even find evidence of my PayPal Extras credit card, balance, statements, nothing. I finally find a number to call attached to "details" of a charge listed on another section saying "balance zero" even though I know I have a balance so I call and am told this is GE bank, or something, and she knows nothing about PayPal or the site but says my new card was sent, they tell me the balance and put me back in the queue to wait another 30 minutes for another pouty bored sounding PayPal rep. who as soon as he heard the edge to my voice proceeded to type and ignore me.
I tell him I had reported the card lost a week or so ago but I wanted to make a payment this month but he's typing, not answering. I ask him, "is there anything I can do". He says "did you click on this or that link"? I say "yes, it says balance zero, but I know I have a balance". But this PayPal rep. that I waited over 30 minutes to talk to isn't answering, he's typing or texting. I can hear the clicking! Then he says something about finding the answer, "I'm not hanging up just putting you on hold". Then he hangs up on me by dumping in the queue back out of PayPal, back to the GE bank that had referred me to PayPal in the first place. If this wasn't such a disgusting waste of my time it would be funny, a pathetic comedy of inefficiency and rudeness from a huge long established organization supposedly a pioneer and leader in money transfers.
So since I'm talking to someone who seems to have a clue, not at PayPal mind you this is a GE bank rep., I request change back to paper statements so I can be done with PayPal forever and ask for the third time, "where is my online credit card information? Where do I go to make online payment"? to which she says, "When you reported your card lost PayPal wipes all the information from their site". WTF??? Not one of the PayPal reps had told me this, no where was it written on the site, no email was sent and even the last little texting punk I tried to talk to had said nothing when I clearly said, "Where is my statement info? I reported my card stolen last week but I still want to make payment". To which he said nothing useful, ignored me while he typed email or something then hung up on me.
Over an hour wasted waiting on the phone, circling that stupid streamlined PayPal site with it's grade school pencil drawings and I couldn't get ONE simple bit of information to my simple questions about my Extras credit card. There is no excuse for the lousy service, the pathetic site, the ridiculous wait time, the bored moronic reps who answer the phone at PayPal. I will throw the Extra card in a drawer. I will go out of my way to NEVER send or make a payment via PayPal ever. I will inform any business that uses PayPal that I will not do business with them unless they offer me a different way to pay.
Reviewed July 15, 2014
In last March I made a purchase on Ebay Spain of a product located there, according to information that was contained in the page itself. What is not my dismay when after sending me the tracking number (**) to check the origin of it is in Hong Kong. I immediately contacted the seller and tell him that this was not correct and not blaming me for the customs fees (from Spain to Portugal, within the EU there are no fees). As it seemed to me that the seller was trying to wrap me I decided to open a case on Ebay/Paypal (within the stipulated period of 45 days).
Time passed and the product was retained in the customs for paying the customs fees. In the meantime, and against all my expectations, because I thought that Paypal was fully trusted, the resolution of the case is granted to seller, merely because he made proof of having sent, although the starting location does not match the advertised and I not have received the product, contrary to what is expressly advertised in the Buyer Protection Program, in which, case the Buyer does not receive what they purchased is entitled to refund.
The product, unclaimed, was returned by the Portuguese post office, which was then lost (not my fault I think) in the return path. The Deutsche Post sent me a document attesting the loss (meaning that their compensation would be delivered to the shipper, ie the seller). This document was timely mailed to Paypal, and they responded by saying that they had nothing to do because the case was now closed to them, and that I must contact the seller to resolve amicably the case. If I must contact directly the seller to solve the case, the Paypal serves for what? Note, however that the seller stopped responding to my messages. Concluding I lost 90.00.
Reviewed July 12, 2014
Although my balance is only $3 and my account has minimal activity, every two months my account is being "selected" to be frozen. Trying to call them (888-221-1161) results in nothing but being put on hold for an hour or more which I cannot do since my phone has limited per month usage. It's not the $3, it's the aggravation I must go through every two months with this nonsense. I've had it with PayPal.
Reviewed July 11, 2014
On the PayPal website, it gives you the option of having a back up credit card, or bank account, in case your primary account does not have enough money for a purchase. I made a purchase of over $100 and I made sure that I had clicked for the purchase to go through the credit card rather than the bank account. PayPal went ahead and withdrew money from the bank account - which then put me about $118 overdrawn. I also had to pay a $35 overdraft fee. I have went on the consumerfinance.gov site and complained about this. I have already seen dozens of complaints about the same thing. PayPal says that they did not know that I didn't have enough money in the account.
Well then what is the reason for anyone even having a back up account? This makes no sense. If my local service station can see whether I have enough in the account to cover a purchase - why couldn't PayPal? If you have had a problem with PayPal, I would tell you to complain on Consumerfinance.gov. We need them to know how PayPal goes through their little loopholes to get money out of customers.
Reviewed July 11, 2014
I used PayPal to accept a payment from a buyer for a product. I have been with PayPal quite a while with never any issues or complaints on me. The buyer was not happy with item, said it didn't work so I asked it to be returned to me. In return I would issue refund. Buyer refused to send item back to. However, PayPal went ahead and issued the money back to his credit card company. All I asked was for the item to be returned to me and PayPal sent a couple emails to buyer requesting him to send it back. After a couple emails PayPal went ahead and issued refund anyway. This was a $1200.00 purchase. I feel that PayPal should not have issued any money back until I had product back. So now I am out $1200.00 and the product. Very poor policy and absolutely no protection for the seller. PayPal just kept telling me to contact buyer and ask him to send it back. I did that several times with no luck. Now PayPal tells me I need to file a report with Small Claims court.
Reviewed July 8, 2014
I had completed 2 transactions both a month apart. Both transactions with companies that have long standing relationship with PayPal as they use their services, promote PayPal, and rely upon PayPal as a means by which they verify who they transact with. I delivered merchandise to one company and we haggled over the time frame by which they were allowed to issue my payment in but ultimately we agreed upon 30 days. This was June 2, 2014. On July 2, 2014 I finally received money I desperately needed and as soon as money hits PayPal places my account in temporarily limited status. They say they have concerns with this transactions and I need to just provide some information to remove limitations.
I provide them with proof of identity, proof of address, proof of delivery to buyer, and all invoices and sales documents related to transaction. That was not good enough as I then begin to get upset and send emails. This is all on July 2, 2014. On July 3rd PayPal informs me that due to security issues my account is being closed and that my money (almost $800.00) will not be available for 180 days. I snapped. I got into it with their limitations dept. but discovered some things. This person had no clue.
I then review all legal policies and agreements and nowhere in there does PayPal have the right to keep my money. Nowhere in there is PayPal justified in closing account (that really doesn't bother me) or sit there and keep my money. They state that with that last transaction they must keep funds in case of charge-back, dispute, reversal, etc... However, that transaction is completed and buyer has possessed merchandise for more than a month with no issues in existence. No justification whatsoever. They closed my account and their policies state that upon their decision to close if there are no disputes my money must come to me.
These companies feel that they can bully people without recourse occurring. I will simply file civil action in Federal Court right there by PayPal Headquarters and slam dunk them. I recorded conversations with that lame rep and documented everything. They have themselves receiving more than $22.00 on this transaction now they are attempting to keep my money and gain interest on it for 6 months. NO WAY!
You know what helps them in succeeding in these acts, the Better Business Bureau (BBB). This BBB in all cities give these criminally operated companies good grades if they merely respond when complaint is filed. They could provide unexplainable reasoning, but because they respond whether it is within agreement, statutes, policies, rules, whatever, they receive good grade for communicating. Most of the time these companies fail to communicate or are very rude and insulting, but as soon as you file that complaint they give appearance of compliance and very reasonable. It is a joke. The BBB is here to protect consumers and act as conduit between us, but they are only a stamp of approval for these companies to violate the public's rights and cheat them without remorse.
Unless we all stand together we will continue to fall down alone. Enough is enough and everyone needs to wake up and fight against these acts. Our government, corporations, everything is a sham. There is nothing good about our country and yeah, people will say well we have it better than this country or that country, but I don’t live in those countries. I live here and based upon the laws, rights, and protections in place. We are not supposed to suffer through the adversities we are forced to endure. I have continued to fight and it has affected my marriage, my children's lives, but I will not change who I am and what I believe. The day I do that is the day you will see me lowered in the ground or spread out to sea.
We have more power than we know but we give it to the crooked cops, judges, big businesses, to all these people that abuse what they are provided by the people and for the people. It is obvious, it is not hidden, but most people say well it isn't in my yard so forget it. Wake up, it could be anytime when you least expect it. Then you will regret not standing by your neighbor or that person that was too weak to stand alone. Persecution in any form is nothing compared to the reward you will receive in heaven. I am capable of helping others. The lord provided me strength to endure. If anyone needs help just reach out and I will come. If that means we will both face the outcome then so be it. God Bless you all.
Reviewed July 8, 2014
Paypal and ebay are scammers. I went past the 90 days and as my business picked up, they felt the need to start back putting 14 day holds on money because they said surely I wasn't actually sending out the product that quickly. Then what broke the straw? They closed my acct and held over 1600.00 for 180 days. Yeah 6 MONTHS!!!
Reviewed July 2, 2014
A way for PayPal to defraud me of a sale I made in good faith and relied on the sale information as to opening an account to carry out this sale. I have never had an account with PayPal or eBay ever. However, I did have an identity theft committed in my name many years ago and which I resolved with everyone I knew about including PayPal as it happens, with the police, my bank and the 2 or 3 companies involved due to the identity theft. I definitely have proven my innocence in this situation and had a letter from them saying so. They conveniently have no records of this matter (2007); however, I did fortunately find most of the info involved and have forwarded it via fax and registered mail and they are still holding my funds after 26 days.
I have not had any update, any communication from them though I have been more than willing to provide anything needed and have done so. I plan to sue them for fraud, defamation, slander and punitive damages causing health issues for me from the stress and upset over this entire matter as I have proven my case and they have not done one thing on their end. So I am planning to file complaints with every agency available and file suit as well. This will hopefully cost PayPal much more before it is over and I have the evidence to prove it.
Reviewed June 29, 2014
If PayPal is willing to pay the invoice using their service, they ought to be man enough to reimburse the consumer when things go wrong. Do not tell me that USPS is a virtual service. They only take your money and really don't worry about the little person. I have sent 4 packages overseas. All of them were returned as the airline would not accept them although they have the last 4 years. I am out of pocket $251.00 with the packages on my doorstep to be sent by land. Last time I check Google, they have not finished the highway to Middle East. How do they think we get tangible items from point A to point B? My guess: we should beam them up Scotty as PayPal don't care.
PayPal has no problem paying for purchasing postage. Is postage really a virtual goods or is it a service? You are purchasing a printout of postage. Technically that it is not either one. You purchased a tangible goods, without it you cannot proceed to process an order of which you will have a resolution case opened for failure to deliver the item. Someday when the middle class is gone, the small will rise up in protest.
Reviewed June 27, 2014
Ordered an item from eBay, paid with my PayPal account, seller ran out of stock so he refunded the money to PayPal, but PayPal did not refunded it to me. 13 days have passed since the seller refunded PayPal but the money never made it back to my bank account; so PayPal has my money.
Reviewed June 18, 2014
Ebay Sellers beware. Paypal only protects the buyers on eBay sales.
Reviewed June 18, 2014
Like most Americans, I live on a budget. I made a purchase with sufficient funds in my account on Sunday, 6/8. I was emailed a "Congratulations on your first purchase." My Paypal account showed payment completed. I even verified on my personal account that the account was showing my purchase. It was showing as a pending transaction. I get hit with a NSF fee on Wednesday, 6/11 from my bank due to PayPal taking out the transaction and trying to charge it on the 11th again. So from my understanding, there wasn't sufficient funds on the 11th.
I accepted what happen and made sure to keep the account untouched since my banker informed me of my NSF and no transaction on their side. I was emailed on the 11th by Paypal explaining to me about my NSF and how they would try to process another transaction on my account for the funds. I made sure to have sufficient funds on my account simply to avoid this problem again. Their email indicated they would process the transaction in 3 days... That didn't happen.... Today 6/17, I get hit with another NSF and there are plenty of funds in my account. Talked to my personal banker to be informed that PayPal ran my card more than once. She indicated I had sufficient funds for one transaction, but they did more than one transaction.
I called customer service and the guy had a pretty crappy attitude. Talk about very poor customer service. I simply called to ask how to get off of Paypal and he wants to explain to me why "I wasn't happy...." That was not my question... All I want to do is inform anyone who reading this is to be prepared to get hit with plenty of NSF fees from your personal bank account if you are living on a budget. They do not process their payments as they indicate through email or bank account. They are going to add sufficient charges on your account on odd days after your original purchase. Took them 9 days to finally hit my bank account on the purchase.
I will never use their services again and I wish I would have read their reviews... Seems like they are not the best company to use..... Plenty of negative reviews....
Reviewed June 14, 2014
I used Promo codes $10.00 and $15.00 off for items purchased on 6/10/14 and received the correct discounted purchase price before and after I confirmed my order (example $22.00 charge minus $10.00 prom code = total price $12.00). I purchased two items using $10.00 off and 23 items using $15.00 off a total of 25 items purchased. The next day 6/11/14, I checked my credit card account and found out I was charged the FULL amount on all 25 items. I called (800) - 540-3229 ebay/Paypal and spoke to supervisor Paul (they will not give out last names) and he accused me of manipulating the system (I was shocked to hear this especially from a Supervisor). I asked that he cancel all my orders and contact the sellers and stop the transactions from going through along with my credit card company. He told me I would need to contact all the sellers and work it out with them.
I immediately sent emails to the Sellers and notified them as to what had transpired, yet none of the Sellers acknowledge my request and told me to contact Paypal, and when I contacted Paypal another Supervisor said to contact the seller and when I contacted the seller they said the transaction was good and the item is being sent and AGAIN told me to contact PayPal. One seller sent the following to my personal email address (After speaking with a representative there she informed me that you were refused use of a coupon that monetarily didn't qualify for the purchase from me). I called Paypal and spoke to supervisor Natalie. I was not refused on website that is the problem, she went in the fact that the promo code I used uses Paypal logo but it not actual a Paypal prom code (what?).
I ask her to have her customer representative to stop slandering me (saying I did something wrong). She would not, told me to work it out with the Seller. This is latest from a seller (I apologize for the inconvenience however we did not receive any message from you to cancel this transaction. The order has already left our warehouse and we can no longer stop the shipment. I apologize for any inconvenience this has caused for you). So as it stands today my credit card has been charged for all 25 items at full price and I'm stuck with this situation. So if you use ebay and Paypal website to purchase an item, beware what you are provide on the website for total price is not always what you are charged on your credit card. No one looked into the possibility of them having a issue or issues with the website. They immediately started accusing me of wrongdoing. It's a shame in this day and age this exist. Battling Cancer and other health issues, it's just a shame the way people are treated.
Reviewed June 13, 2014
On May 2014, I set up an account with PayPal for my son. Given the necessary and needed proof of identity PayPal informs me my legal is not legible due to scan (They could not read the corner of my photo ID). I re-scanned another for providing who I am yet was not good enough. In turn to all this Mayhem, PayPal asked for bank statements where as I explained to customer service, I have only debit transactions. Calling the affiliate bank where my card is active to send them a letter of proof, they in turn did so. Being put on hold for more than two hours contacting PayPal Reps, They Quoted the letter from the bank was Unacceptable.
I have updated Credit Card information, done all and took all necessary procedures proving my Identity. Next comes to follow, My son's money is now missing of a very large sum. When disputing all this, they tell me they will hold this money up to 180 days where I see they have no given right to do such. The General purpose for this deposit through PayPal for sole purpose not to deal with banks. As it stands, I cannot close out the account nor do I have any knowledge of where thousands of my son's dollars has gone.
As Far as I am concerned, the practice of PayPal and investors associated with PayPal should be shut down permanently. I like to say what is truly on my mind being I will be the Gentleman on my son's behalf. There has to be some firm of attorneys that can pursue these matters with PayPal As I see Unlawful practice. They are stealing others' money not thinking twice of it. There is no way one can deposit funds into such a business to have more complicated situations to withdraw or cancel. I feel for many who trusted them to be fooled and taken.
Reviewed June 8, 2014
I never had a problem until I sent money to my friend and notified the bank account where a money was (which is listed in my profile too) to make a payment.. but they took the money from different account without my permission, which it cause me an overdraft. I called to customer service and basically he said it's my problem and they are not responsible.. I understand they are not responsible for money in my bank account but they are responsible for taking money for account I didn't give them permission. I lost $34 because of their negligence.
Reviewed June 4, 2014
I purchased a $100 item off eBay and to make a long story short, I returned it. The seller issued a full refund. This was on May 31, 2014. Notated in my account was a reference that I wouldn't get my money till June 4, 2014. Enter Red Flag. On June 2, I called and got the usual piles of BS, and then asked to talk with a supervisor. After being on hold for 20 minutes, was disconnected. Called again and told the person to have a supervisor call me at home - leave a message with a name and phone number if they got voice mail. Oh, did I mention, I also sent them 2 emails with the same request. Guess what? No one called.
Well, today is supposed to be payday with my $100 and guess what? The money still isn't in my account. I just got off the phone with them and it wasn't a pretty conversation. I did talk to a supervisor and asked why I wasn't contacted. She said someone did try to call. I told her that was a lie and why didn't they leave a message, etc. Now they're saying I'll get my money on Thursday or Friday. I absolutely hate this company. When you pay for something, they take your money at lightning speed but the refund process is a disgrace.
Reviewed May 28, 2014
Called Paypal, entered my "one-time passcode" and a representative answered within minutes so I proceed to tell her I am not going to agree with TD's resolution. The computer transferred my call to a FRAUD REP and she cannot help me. I am being transferred to a CLAIMS REP for the last 1:25:04. Will update after "speaking with someone".
Reviewed May 27, 2014
I ordered a perfect phone from Pandawill.com in China. Four weeks later the phone came - 1) it was entirely in Chinese, 2) parts were missing - as Paypal contract reads false or not product ordered results in a dispute/resolution/charge-back etc. Well PayPal got paid $9 from Pandawill.com - actual cost $71.99 - they charged me $79.99.
Per PayPal's contract the item was false and or fraudulent and not what I ordered. No one cared after speaking to 6 employees from PayPal. They have a new by-laws that supports that buyer is responsible for cost of return. In this case $43 USD for a tracking #. So I have a total Chinese phone, lied to, no Google, no Play Store, no US apps. A great knock off for someone Chinese and to get my $80 back I have to pay an additional $43 and mail back to China to get my original $80 back.
Reviewed May 21, 2014
Ordered a bulb for my projector. Opened it up, installed it and turned it on and it cracked and split at the base. I have been using projectors a long time, always use gloves when handling bulbs and have never seen this. It was clearly defective from the factory. The seller told me to ship it back so I did and then he blamed me for installing it wrong. Sent projector to certified Dell facility where it was determined to be running fine. Has never had this issue before or after this event. PayPal sided with the seller for my apparent "wrong installation" and I was robbed of $285.
I take apart laboratory equipment for a living mind you..... Am extremely experienced with electronics which is what infuriates me even more. PayPal was just nasty on the phone too and very defensive. I would imagine they are constantly getting yelled at based on the hundreds of reviews here. I am still forced to use it when I use eBay. More recently I sold an iPhone and a month after the buyer received it he opened a dispute and his funds were removed from my account before I could even respond to the complaint. I sent PayPal the delivery confirmation but they said I did not use the right kind of tracking (yet the delivery was confirmed at the buyer's address).
Only after telling the buyer I had placed a GPS tracker in the phone in case he tried to rip me off and was coming to his store in NY to talk to him did he withdraw his claim. He was trying to pull a fast one on me by cheating PayPal's own system designed to protect buyers. Why are there holes in PayPal's system this big allowing people to get away with things like this on BOTH sides as a seller and a buyer? Seriously this is a corrupt company and congress should investigate them.
Reviewed May 10, 2014
Paypal erroneously/fraudulently charged my credit card $779.95 for a $9.95 item. While I did authorize the charge of $9.95 for the actual cost of the item purchased, I never authorized any charge in the amount of $779.95. When I reported the unauthorized transaction, Paypal stated that it was authorized, but they would refund it anyway. They refunded $9.95, but refused to refund the erroneous/fraudulent charge of $770. In fact, Paypal has committed criminal fraud against me.
Reviewed May 8, 2014
After 15 years, I am done with PayPal. I've had nothing but problems for 15 years. I've always had problems, adding credit cards, bank acct among other issues. Every time I call, they don't care. They get mad and I've even been hung up on. The last straw, I can't even add my own credit card. They say it's an issue with the bank, that I need to allow PayPal on my bank acct? What? Needless to say, I called the bank and they were as dumbfounded as I was. I even talked to a manager at the bank and asked the question, "Why would we need to allow PayPal to put our bank issued credit card on their website?" Makes no sense. After speaking with a manager, Eric, at PayPal. He refused to provide an agent code, his last name or the city from which he was speaking to me from. He got angry and said that it was the bank's problem and that was that. Mind you, I've used my credit card at 100s of transactions from other places. Eric did not care whatsoever if we used PayPal or not. He was happy to get me off the phone and offer no solution. So, how can I use PayPal if I can't use my credit card?
Reviewed May 7, 2014
I sold an iPhone 4S on eBay. The description CLEARLY stated an error 29 and/or 1001. Phone was sold "as is" with "no returns". Buyer emailed me about more details and was provided with the information. Sale went through. Buyer re-contacted me to tell he "opened the phone" and found missing parts (huh??). Buyer opened claim with PayPal, and sent back the phone. The transport company sent back phone to sender (buyer) claiming 1st wrong address, 2nd rejected delivery. Now I have neither funds (265USD) nor iPhone! How nice is that!
Reviewed April 30, 2014
Years ago, I opened a PayPal account because eBay would say it was the best way to collect and make payments, so I did it because back then, there was no Amazon or Craigslist. I purchased a keyboard for about $240 but I got confused because there was a way to make a payment directly from my PayPal and there was another option to pay via credit card. PayPal requires you to link your bank account to their account so they can get your money. Ended up that I was charged $480 because I made an honest mistake. I called PayPal and they told me that I had to contact my bank in New York.
It was Greenpoint Savings which no longer exists. They were awful too. Because my money was double drawn, my bank was charging me $6 a day until I would be able to get my account back current. I only had $250 in the account and was unemployed at the time. I would call the bank. They would refer me to PayPal. I would call PayPal and they would use scripting, genetically telling me I made the transaction so I was responsible. I ended up being sued by the bank for Corey fees and all the money around $1200. Which ended up being garnished from my pay and charged interest. Took it as a lesson to Never use PayPal again.
Recently, I bought a micro SD card from a seller which advertised a 64g card for $13.95. It really was too good to be true. The seller sent me a 4g card. When I contacted him, he said, "No problem. Send it back and I will refund you the money." I didn't want him to send it to PayPal because they would put it into my old account in PayPal. I tried going through eBay but apparently, if the seller only accepts PayPal, when you have a problem, you have to deal with PayPal. So now I got screwed, once again by PayPal. I will NEVER DEAL WITH PAYPAL AGAIN. THEY are a big company and know how to manipulate and take what they want from the small common person. I will be probably be closing my eBay account as well. They support these thieves. I don't need eBay now that Craigslist and Amazon are around.
Reviewed April 26, 2014
I received a dispute via email from Paypal over a payment a person had made for renting my second home several months before. I supplied emails and a signed rental agreement that had proved the person had stayed at the house. Several days later, Paypal deducted the money from my account and said I lost the dispute. I tried to appeal the decision or at least to understand why this decision was made. Every email I sent through different portals came back to me with a robo-reply based on keywords in the text of my document. I contacted the man who had supposedly started the dispute and he was confused. he never entered a dispute with me. He promptly gave me an apology and a check. What is disturbing here is that unlike credit card companies, it is difficult to impossible to reach a human to work things out. Consequently, we are not doing business on Paypal any more.
Reviewed April 23, 2014
I have had a Paypal account for almost 2 years. When I opened the account I had to prove my identity and bank account. Recently a relative placed 2,000.00 in my account to cover my moving expenses. I applied for a master card and was denied then applied for a debit card which was also denied. I did this so I would have fast access to my money. Now they have shut down my account. I can't get any of my money out. They ask for ID and I sent it to them. They asked for ss card and I sent it........ I have given everything to them they want. They refuse to give me the money. The relative is out 2,000.00 and so am I.... I will never be able to get the money and the relative can't stop payment. I will never ever make a payment by Paypal or will I use their service again. I don't even know how to take a business like this to court. I can't afford lawyers.
Reviewed April 16, 2014
The order was cancelled by a third party. I as the consumer did not cancel the order. The order was cancelled due to an incorrect address set up in Pay Pal. The funds were taken out of my checking account and now that the order has been cancelled pay pal is informing me that it will take 3-4 business days for the funds to be transferred back to Pay Pal. When I contacted Pay Pal they also stated that I would have a balance to use on any further transactions. I was also informed by Pay Pal that I would have to go into their website and do a series of key strokes requesting that MY MONEY be sent back to me. This again will take another 3-4 business days. All the while they have control over my funds for the cancelled sell. This is not the best business practice to use in my opinion.
Reviewed April 14, 2014
I have been selling on eBay for a while now and have 17 sales with 100% positive feedback. In order to sell on eBay it is required that you must offer PayPal as a payment service. Due to not having yet sold 25 items PayPal withhold my payments until I provide tracking proof of postage and the item has been delivered. If I do that it reduces the payment release date from around 6 weeks to one week which is fine. However I recently sold my bicycle with a collection only option. eBay will not allow you to write 'Cash on collection only' and will not let me de-select PayPal as a payment method. The bike sold and when the buyer came to pick it up he told me he had already paid via PayPal so I said that was fine and he left with the cycle.
When I logged into PayPal it stated that they would not release the funds for 21 days. I contacted my buyer and asked that he leave positive feedback to show he was satisfied with his purchase and that he had received the goods which he did. I contacted both PayPal and eBay to ask that they release my money and they have refused to do so and will offer no explanation as to why other than "it is part of their policy". While I understand the security measures in withholding payments for postal services I fail to see why they need to hold money for completed sales with positive feedback left. Unless I am overlooking something the only reason for doing that would be to earn interest on my money. I am very angry about this. I hate being ripped off!
Reviewed March 31, 2014
Purchased some guitar cables and plugs from Lavacables.com on the 30th of December 2013. I used PayPal to pay for the USD 244.75 bill. The PayPal Transaction ID was **. In my order, I had requested the seller to use FedEx for the shipment (as per my previous purchase from the seller). I had also made a different order worth USD377.05 with the same seller on the 28th of December 2013 with transaction ID ** and tracking of **. Would like to mention that I have received the items in the sale and this sale was never in dispute.
January 4th 2014 - The seller sent me an email with tracking from USPS. Details Type of Service: Priority Mail International Flat Rate Envelope. Label Number: **. While I was upset, the seller used USPS. I understood that the sale was processed by the seller's staff while he was away on vacation. January 20th, 2014, I wrote to the seller: "Can you please help check why the shipment has been stuck in Chicago?" The other shipment (**) has reached Malaysia on the 14th... I got no reply from the seller.
January 31st, 2013, I wrote to the seller: "This is the second attempt I am writing in regards to this issue. The shipment ** is still in US and has not left Chicago to reach Malaysia. Honestly, I think this is unacceptable considering today is the 31st of Jan and it was shipped out on 3rd of January. The last update was on 27th January which says it is Processed through sort facility but that was the same update on the 13th of January. When I tried to contact USPS, they requested that the sender checks with them. As such, please speak to them about this..." Seller replied on February 2014 and says - "I am sorry but there's nothing I can about this we are at the mercy of the USPS postal system."
February 14th, 2014, I wrote to the seller to say, "Just to let you know that this order made in the last week of December 2013 has yet to be received by me. I am disappointment with the delay because I had requested to use FedEx when I made the order. I understand that you were on leave and that resulted in the shipment being done by USPS but it is today the 14th of Feb and last status says it is still in Chicago. The cables and plugs are urgent. Is there nothing you can do to find out from USPS what is going on? Do understand that at point of writing, I have paid for goods which I have not received..." No reply received from seller.
February 24th, 2014, I wrote to seller and told him Still not receive my order. I am very disappointed. I need to raise a PayPal dispute as I have not received them yet. Seller responds immediately: "Look I have no control over USPS now if we screwed up then you can raise a dispute, it's not our fault." February 24th, 2014, A case is raised to PayPal over non-receipt of items. Case # is **. February 25th, 2014, Received an email from PayPal with an update to my case which said, "The seller responded to our request for shipment tracking information. We still need to investigate and confirm this information, but we wanted to share the seller's response with you: Tracking Company: USPS. Tracking Number: **. No further action on your part is required at this time. We will continue our investigation, and contact you with any updates."
March 11th, 2014. Receive an email from PayPal: "We are writing to let you know that we requested additional information from the seller about this case. We'll let you know if we require additional information from you." Another similar email was received on March the 19th, 2014. March 23rd, 2014 - Receive an email from PayPal: "In response to your claim, the seller has provided proof of shipment indicating that the item was shipped to you. Because the seller was able to provide proof of shipment, we cannot reverse this transaction or issue a refund. We encourage you to continue to work directly with the seller to amicably resolve this matter."
March 24th, 2014, I call PayPal to tell them that I was disappointed that they closed my case without my feedback. I asked them for an email where I could send all email communications with seller and USPS. I sent a total of 7 emails with my evidence. The main one being that tracking number in dispute was ** and not **. March 26th, 2014, I forwarded an email from USPS to PayPal. In it I write, "Please see reply from USPS which says it is seller's or shipper's duty to check on a shipment. As I've mentioned and shown via forward email day before, the seller was not willing to help in trouble shooting my shipment."
March 30th, 2014, I receive an email from PayPal with subject Resolution of Appeal Case # **. It said, "The seller has provided valid tracking information on the above case. As a result, your appeal can not be granted at this time. We encourage you to contact your seller for resolution. We value your business and regret that you have had this experience." I wrote back to PayPal with 2 key points, that I have given evidence that seller was not helpful. March 30th 2014 Paypal replies to my email to say, "Having reviewed the information regarding your case, I acknowledge that you have appealed the case; however, it was denied as the tracking information shown the tracking number was for your transaction. I can see that you have claimed that the tracking information was for another transaction; however, as per checking, we can only see one transaction being made to the seller."
Summary: I am puzzled here because I had given PayPal the details of both transactions and they can only see one transaction? I am also puzzled because at the end, I paid for my goods and raised a case on no receipt and PayPal has found the seller not guilty?
Reviewed March 18, 2014
In February, a customer purchased 4 items used in the incubation and candling hatching eggs. She used and returned them in March "not as described" and initiated a charge-back. We have received the highest possible ratings across the board. The items that this customer purchased were band new, HIGHLY RATED and commonly sold over eBay. We have been selling them for years without ONE SINGLE INCIDENT of a customer returning them because they were "not as described." This either was an impulse purchase or a case where a customer simply wanted to use them for one project, and then then return them and have all charges reversed.
However, we CLEARLY STATE our return policy under each listing that these electronics are ONLY returnable in NEW condition, not used. Incubators are used for the purpose of culturing pathogens in labs (including for the brooding of eggs) for the simple reason that they provide an IDEAL environment for growing bacterial cultures. Once they have been used, we cannot with good conscience sell them to the next customer.
For this reason, the manufacturer of these items put in place certain policies that restrict the sale of used incubators by their Authorized Distributors. Not abiding by these rules would jeopardize our Distribution Agreement. We had hoped that our policies that are clearly outlined on eBay offer us some protection from customers that are out to abuse the system. But no matter how hard we tried - and given ALL the supporting documentation that we supplied PayPal with - our efforts have been ignored.
PayPal Company Information
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- PayPal
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- www.paypal.com