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Progressive Homeowners Insurance

Progressive Homeowners Insurance

 4.0/5 (345 ratings)
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About Progressive Homeowners Insurance

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Progressive offers multiple types of insurance, including property coverage for homeowners. You can get a quote through its HomeQuote Explorer tool — the company lets you bundle your home and auto policies so you can save money on your rates. It also offers several discount options, but it requires an exterior home inspection for enrollment.

Overall Satisfaction Rating

  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars

Pros

  • Bundle to save
  • Multiple discount opportunities
  • Several add-on coverage options

Cons

  • Exterior home inspection required
  • Coverage can be pricey

Bottom Line

Progressive offers standard dwelling insurance with a myriad of additional coverage, discount and bundle options. Its policies can be expensive, however, and the company requires an exterior home inspection.

Top Progressive Homeowners Insurance Reviews

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Rated with 5 stars
Verified

My family has used Progressive Homeowners Insurance for years because they have always taking care of my family and kids and I will always respect them for the great service that ...

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Rated with 5 stars
Verified

Progressive was recommended to me… They are always very helpful when you have any questions about just about anything, as long as it is somewhat related to home or auto type subje...

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About Progressive home insurance

Progressive provides standard home insurance for damages and necessary repairs and add-on coverage for other structures on the property, personal belongings, temporary living expenses, personal liability and medical payments. The company also offers auto insurance, life insurance and other protection policies, which you can bundle with your home coverage for reduced rates. It also has several other discount opportunities.

Progressive home insurance coverage

To begin, you can get a free online home insurance quote from Progressive’s website. You can customize the quote to meet your coverage needs and take advantage of any available discounts. You can also use Progressive’s HomeQuote Explorer tool to compare home insurance rates and coverage options from a variety of providers. It’s important to note that homeowners insurance policies from Progressive do not cover damages due to:

  • Mold and mildew
  • Termites
  • Floods
  • Earthquakes

You can also call a Progressive representative for more details.

Progressive home insurance quotes and cost

Progressive’s home insurance quotes can range from $675 to $2,045 annually depending on your location and the level of coverage you need, and its deductibles cost from $500 to $5,000. If you want lower monthly fees, you can select a higher deductible limit — but this will mean you’re responsible for covering the deductible amount before your insurance kicks in.

Progressive also offers savings of up to 12% on car insurance when you bundle it with a home insurance plan. Its other money-saving opportunities include:

  • Home security discounts
  • Advance quotes (10 days before policy starts)
  • New home purchases
  • Pay-in-full discounts
  • Email communication opt-in
  • Single deductible for bundled plans

You can work with a Progressive agent to identify discounts available to you.

Progressive home insurance FAQ

What does Progressive home insurance cover?
Progressive home insurance covers damage to your home caused by fire, wind, hail, roof issues and other problems, but it doesn’t cover damages due to mold/mildew, floods, earthquakes or termites. You can add on extra coverage like personal property, liability and temporary living expenses.
How much is Progressive home insurance?
Progressive home insurance typically costs between $675 and $2,075 per year, depending on coverage type, deductible limit and your location. You can lower your costs by bundling policies and applying for various discounts.
Where is Progressive home insurance available?
Progressive provides home insurance throughout the U.S., though pricing and policy details can vary based on local and state laws.

Is Progressive home insurance good?

Progressive home insurance is good for homeowners who are interested in bundling coverage and who want several add-on coverage options. Many policyholders appreciate Progressive’s HomeQuote Explorer tool, which helps compare coverage and quotes from other providers. Progressive is a well-established insurer with lots of coverage options, but it does require exterior home inspections prior to policy approval.

Progressive Homeowners Insurance Reviews

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How do I know I can trust these reviews about Progressive Homeowners Insurance?
How do I know I can trust these reviews about Progressive Homeowners Insurance?
  • 3,426,016 reviews on ConsumerAffairs are verified.
  • We require contact information to ensure our reviewers are real.
  • We use intelligent software that helps us maintain the integrity of reviews.
  • Our moderators read all reviews to verify quality and helpfulness.

For more information about reviews on ConsumerAffairs.com please visit our FAQ.

Page 1 Reviews 0 - 10
Rated with 1 star
Verified Reviewer
Original review: Aug. 17, 2021

Don’t bother with these clowns. They won’t cover you after finding reasons to NOT cover an issue, then will drop you like a hot rock if you don’t agree to a bunch of unreasonable terms. Not worth your time... plenty of other companies will give you way better coverage and actually cover you... not these snake oil salesmen. Sham company. Zero stars if that was possible.

2 people found this review helpful
Rated with 1 star
Verified Reviewer
Original review: Aug. 10, 2021

Avoid this insurance at all cost! We were hit with the worst winter storm in 100 years and were completely out of power for three weeks. Much of the power system for our business was destroyed. The creepy underwriter for this policy (midland underwriters) denied a relatively small claim and refused to help us. Don’t waste your money! Get some other company!

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    Rated with 1 star
    Verified Reviewer
    Original review: May 3, 2021

    After being accepted by Progressive for homeowners policy they they called a month later and said they drove by our house to do an inspection and wanted documentation on the age of roof and questioned the my front door that is in process of upgraded replacement. Even tho I, after the fact, eventually found their fine print that they do exterior inspections they never mentioned it in any phone communications at new policy signing.

    I returned their call about their Vm and explained to the very unhelpful associate that took my call that I also am doing other remodel work in and out of the house and that if they insist on driving by my home every 6 months to see what I'm up to I can take my business elsewhere. The lady on the phone had zero response which tells me that's what they do. I will move all my policies from Progressive Ins to a less far reaching Nanny Ins company. And BTW I have never had an insurance claim and my driving record is clean. DECEPTIVE COMMUNICATION.

    3 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: April 17, 2021

    Spent almost 20 Minutes filling out a online request for home Insurance. Last step in the process was to call a phone number to get the quote. When I called the number, I was told that my completely remodeled home inside and out did not qualify because it was built in 1900. I called a friend of mine in a town that has 100's of homes built in 1900 and the 1800's and he informed me that he dropped Progressive because of their high rates and not following through on his insurance claim with them.

    3 people found this review helpful
    Rated with 5 stars
    Verified Reviewer
    Original review: Dec. 5, 2020

    They were extremely helpful. They gave me prices of competitors, even ones that were lower prices! The gentleman who helped me was extremely friendly. He told me what all my options were. Once I found a policy I wanted to pay for a year upfront and he walked me through the process and carefully explained how to fill out the online forms. I definitely recommend them!!!

    2 people found this review helpful
    Rated with 1 star
    profile pic of the author
    Verified Reviewer
    Original review: Sept. 14, 2020

    Company has been fighting me for 2 years over a homeowner's policy where the mover lost thousands and thousands of dollars of antiques. They are deceitful and lie through their teeth. I will now have to hire an attorney to fight them to re cooperate the loss, when it states specifically in the policy this is covered.

    10 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: June 24, 2020

    We have auto insurance through Progressive and they keep advertising bundle home and auto so I thought I'd try it. We have four Great Danes, 2 of which are show dogs and 1 was number 33 in the country in 2019. When Progressive asked if I had dogs, I informed them I had Great Danes. Evidently Great Danes are on their can not insure list. I guess I'll be looking for a new automobile insurance also now!

    7 people found this review helpful
    Rated with 1 star
    profile pic of the author
    Verified Reviewer
    Original review: June 23, 2020

    I have home insurance from Progressive. Insurance declaration page has NO contact information at all. Only name of the agent. I googled and found general number for Progressive home insurance. Progressive representative finally gave me phone number for my agent. But I was surprised that the number was not in service. Thus, I had to call general number back. Total I spent more than 2 hours to submit copy of alarm certificate. I could do it for 5 min if information would be on my page. It's ridiculous. Why do not provide all contact info on declaration page and prevent customers from losing time on the phone????

    9 people found this review helpful
    Rated with 2 stars
    Verified Reviewer Verified Buyer
    Original review: May 22, 2020

    I was happy with Progressive until they wanted to increase my home Insurance 178%. Could not get answers to why the increase - just a list of possible causes without any ability to tell me how each impacted me. They said they had no way of determining the impact of each factor they cited. They tried to blame Homesite but I got a quote from another Insurance Company that is underwritten by Homesite and it was almost the same as I was paying. Progressive either made an error or has some odd algorithm that skyrocketed my rate. They said my Insurance Score was worse than before so I believe that may have been the main impact but they couldn't confirm that. Odd that my Insurance Score got dramatically worse when I had no claims and my Credit Score is about the same as it has been in the past at 823.

    Seems to be a common theme when I read reviews of Progressive, that the home insurance rate increases dramatically after 3 years without explanation. I got a much lower rate from another company and moved all my policies to that Company. I'm paying a little more for my auto insurance but saving on my home owner insurance and 2 travel trailer policies. I tried to get answers for 3 weeks and just got nowhere. Every time a different rep when I called and no one took ownership of my issue to try to get it resolved except the last rep I talked to. She at least discussed it with her Supervisor and called me back the next day but still had no answers.

    9 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Dec. 29, 2019

    Our mother’s property is in a guardianship at the Brooklyn Supreme court. The Vera Institute, The guardian of our mother’s property, located at ** has been contracting Progressive whose owner is "Al" since 2011. Al has, since 2011 billed our mother’s estate for incomplete work we had to complete ourselves with another contractor, for work not performed and continually billed the estate with excessive fees. The latest example is to bill the estate to repair a wall he is charging $45,000 to do. On our own, we received an estimate for $5,500 to get the same work performed. Repairs are basically done at fair market value. How could there be such a discrepancy in prices? We believe that this company is engaged in some type of racket with the Vera Institute. We ask that this matter be investigated as soon as possible.

    9 people found this review helpful
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    Progressive Homeowners Insurance Company Information

    Company Name:
    Progressive Homeowners Insurance
    Year Founded:
    1937
    City:
    Mayfield
    State/Province:
    OH
    Country:
    United States
    Website:
    www.progressive.com