Kaiser Permanente Insurance Reviews

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About Kaiser Permanente Insurance

Pros
  • Quality of care from medical staff
  • Convenient access to multiple services
  • Affordable prescription prices
  • Ability to choose healthcare providers
Cons
  • Long wait times for appointments
  • Communication issues with staff
  • Billing discrepancies

Kaiser Permanente Insurance Reviews

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    Page 10 Reviews 1440 - 1640

    Reviewed March 15, 2009

    This staff member was abusive, rude and unhelpful when I presented myself for assistance with psychiatric concerns and need for disability paperwork to be signed.
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    Reviewed March 10, 2009

    Canceled policy on 2-1-09.As of 3-10-09 I stil have not received my refund of $319.00. I have made several phone calls and still nothing has been resolved.I would like interest on my money they have kept.
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    Reviewed March 1, 2009

    I went in with severe lower back pain and was given Vicodin which worked very well. The pain got worse and finaly was was given a MRI which showeed I had 2 torn disks on my lower back.
    I was finaly seen by Dr. Tin and thats when the nightmare began. Everytime I would have a visit with him, he would prescribe a different med which wouldn't work. I must have taken 8 different meds. He had taken me off of the vicodin and told him that nothing else was working! Everytime he was gonna look up a different med, he said he had to ask his collegues! Everytime I had a question for him, he would go ask his collegues! He had me sign this pain agreement which said that if I didn't take the meds he'd give me, he would cancel my insurance. Thank GOD he got transfered to O.C., then I got Dr. Diana, and she said she didn't know me and didn't know if I was selling my meds on the streets. I was offended but didn't say anything to her.
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    Reviewed Feb. 27, 2009

    Please allow me to vent my anger and frustration over my recent visit to the Kaiser Lakewood offices with my son. On Feb. 20, 2009, I made an appt for my son, age 15, to have something done to relieve the pain of his ingrown toenail, which has bothered him since an injury during Soccer practice several years ago. He saw a Dr Karen B. Wilson at 3:20 PM. She peered distastefully at the offending digit never touched or turned the foot, spoke to us as though we were ignorant and told my son and myself that he should soak his toe.. Then gave us a little booklet on toe care. and when asked about cutting the nail replied. We are instructed not to cut the nail, thats surgery and we have no means of doing that here.? Geeze! This is the very reason why we were here in the first place, to have the bloody toenail cut! I have had my own toenail cut in the very offices we are discussing! We have been soaking the toe for many months! I did not need a little booklet to tell me how to do it. I did not need to drive 40 miles to get advice, which could have been given over the phone, from some namby pamby Doctor with a holier than thou attitude and I damn sure dont need to be billed for an office visit where nothing, absolutely NOTHING was done! I am almost positive that I can get better service from my local veterinarian. At least they have the tools at hand to clip a nail!
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    Reviewed Feb. 4, 2009

    Every thing started when I called Kaiser Permanente in Mountain View, CA to get proof that I was immune to
    Hepatits B (for work purposes). When I received the bill in the mail, I was charged for 4 additional tests that I never asked for. The total bill was $690. I filed a grievance with Kaiser Permanente and it was denied because they claimed I asked for these tests. When I asked, Who said I asked for these tests? The doctor said, There was a note on my desk and it wasn't signed. I ask them to search the phone records, and they said they found nothing. What it boils down to is they have no record of me asking for these tests and they are taking the doctor's word against mine. Please help!!! I don't want to pay for tests that I never
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    Reviewed Feb. 4, 2009

    I received a statement dated 9/11/08 from Kaiser Permanente outlining service charges, plan benefit credits & payments for services dating back to March of 2006. This statement was very confusing but I finally figured out it was really a bill for a recent visit to the Emergency Room on 8/17/08 in the amount of $520 total, with a Contractual Adj of $300, leaving a balance due of $220 for which they were then going back and finding past payments I had made and 'crediting' them against the $220 balance. This brought the total due to $175. However, the copay of $180 I made at the time of this ER visit was not reflected anywhere on the statement. When applied, a credit of $5 was due back to me.
    I immediately drafted a letter dated and sent out on 9/24/08 advising them of this. I also expressed concern over credit balances apparently 'due' to me that were never reimbursed or even given notification of until then. I continued to receive more statements for this same ER visit within days of eachother - some dated earlier than others but received after the later dated statements. Carefully reviewing each statement, they were finding additional past payments I had made and applying them to the balance due, lowering the amount. However, my $180 payment still wasn't reflected. Then suddenly, I recieved a statement where my $180 payment was reflected but now the ER visit charges were suddenly increased by roughly the same amount they were trying to collect prior to applying the $180. This really confused me because now I am receiving conflicting charges for the same visit without explanation. I had sent letters responding to each statement as I recieved them in an effort to resolve the issue ASAP. However, I never recieved a response or reply to any of those letters. When the statement came in with the increased charges I sent yet another letter, recapping previous info and advising of my concern for the accuracy and proper handling of my medical billing due to the discrepencies; I requested a written response explaining the discrepency and validating the correct charges. I also requested a complete audit of my medical billing at this point. And further advised my frustration at the utter lack of response and apparent lack of concern for customer service. I continued to receive several statements that did not match one another. I would basically receive another two statements after I just sent another letter out - further complicating the matter. Let it be known that I made it clear I would pay whatever charges were due as soon as the discrepencies were explained and the charges were validated. My last letter sent was dated 11/22/08 and was in response to yet another statement - this one dated 11/16/08 - in which the ER charges now reflected the original charge and my $180 payment again missing. In this final letter sent directly to the billing dept from which all statements had been received - I again recapped the entire scenario, again provided copies and documentation and advised that with the complete lack of response and acknowledgement to my several attempts to resolve the issue I would now seek to file a formal complaint for mis-management of my medical billing, bad business practices and complete lack of customer service or concern. And would pursue a formal audit of Kaiser's Medical Billing - at minimum - my own billing at the very least. Since that letter was sent - I've received another barrage of inconcistent statements and just received notice that I've been turned over to a Collection Agency - as they sent me a letter and bill dated 1/21/09. After which, I received two additional statements from Kaiser for the same thing - again each statement inconcistent with the other. I've just now drafted and will send out a letter to Kaiser Member Services in Roseville - for which I've just found that is where I can submit a grievance/complaint. I am also sending a copy of my letter to Kaiser outlining the issue to Consumer Affairs & the Federal Trade Commission. And finally, I will be sending a letter of complaint to the FTC directly.
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    Reviewed Jan. 15, 2009

    I went to the Emergency room with a hurt knee. I was assesed when I got there and sent to xray,I noticed on the form that it had to xray might right knee. I had told them it was the left that had been hurt. When I brought it the attention of the xray dept she just told me to have a seat and wait for the tech. When he called me in he prepared to xray the wrong leg. I told him it was the right leg no the left that had been injured. After I got into see the doctor he gave me a splint for my leg and said I problably just pulled some muscle. I asked him what the xray showed and he said he had not looked at it. Keep in mind he was getting ready to send me home without seeing the xray. After he looked at it he came back and said I fractured my tibia. I was refered to Orthapedics and had to wait another 3 days to get into that dept. I was just told to stay off of my knee. When I was seen in orthapedics they told me that the Emergency room had given me the wrong brace and gave me another one. I am having to pay for all of this as well. I have also had numerous billing problems with Kaiser and was chared over 400 just to see the doctor for less than 10 minutes.
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    Reviewed Jan. 13, 2009

    We applied for insurance in Sep 2008 but received a letter stating that we need to get a pregnancy test before we are approved. The letter clearly stated the Kaiser Permanente facility to visit and that the test would be at no cost to us. Few months after the test (which was requested by Kaiser and not by us) we received a bill for the test. On informing Kaiser they realized that the bill was sent in error and asked us to ignore the bill. Few weeks later we again received the bill. Even when we filled an official grievance with Kaiser our request was denied. We still have the letter that clearly states that the test would be at no cost to us and yet Kaiser won't stop from harassing us with bill *** we don't owe ***
    In short, if you are buying insurance with Kaiser be prepared for harassment.
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    Reviewed Jan. 3, 2009

    Recently, Jan. 1, 2009, I was riding my horse when it slipped and fell on me causing massive injuries to my left knee, a head injury, and shoulder injury. Kaiser was only open in the after hours clinic. I had my husband carry me to the car and bring me there. Anyway, I hopped into the clinic and had to wait for about 20 minutes. I was then made to hop over to the patient room. I was dizzy and in pain. Then a Physician's Assistant named Joy ** came in. She did not ask any questions about the fall, my head, my shoulder, and the most painful of all, my knee. "1100 lbs had fallen directly on my knee and hyperextended it," I told her. The PA began grabbing my knee and forcefully trying to extend my leg. I screamed out in pain twice begging her to stop. She left the room and did not say anything. I was then met by a nurse assistant who put me in a wheelchair and sent me to X-ray.

    No Xrays or any attention to my shoulder or head were taken. It was like they dismissed my other injuries and did not want to pay for the extra film. My X-ray technician, after she was done, wheeled me to the X-ray waiting room and just left me there in the public. I was feeling faint, in pain and left there to fend for myself. I had to call for my husband (who was taking care of my 20-month-old) to bring me back to the PA's office. Once back in Joy's office, I waited another 30 minutes, when I finally hopped out and asked what was going on. I was told to get back in the room and someone will be with me shortly. Then a nurse's assistant came in about 15 minutes later with a brace and demanded that I straighten my knee. I told her that the pain was too intense and straightening my knee was an impossibility.

    She left the room without saying anything. I waited another 15 minutes until I opened the door and asked what was going on. I ran into Joy who then yelled out in the doctor's office that if I couldn't straighten my leg, that I couldn't be helped. I hopped out of the doctor's office without being given crutches, no examination of my head, no examination of my shoulder. I repeatedly told the PA that my horse had fallen on me. She did not care and in mid-sentence, told she knew that! I tried contacting Kaiser to see a specialist for my knee. I was then blown off and told that the next appointment was in 10 days.

    Here I sit with massive injuries to my knee, a concussion, and a bruised and maybe dislocated shoulder and no matter what I said to the nurse or the PA, they would not listen or treat my injuries. I need help and I don't know how to get Kaiser's attention. I pay Kaiser every month. They should give proper medical care to someone with injuries.

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    Reviewed Dec. 1, 2008

    I told them the problem that I have and for what I was reading on the consumer report website a lot of people have. looks like the bulb burned and I need to replace them. they told me that this tv is 2 years old and that it was out of warranty and that there was nothing they could do. It is very unreasonable that a company this big and with the product as expensive as they are they sell product that they know has to go wrong every 2 years. this is not right and something should be done about this. I paid almost $1500.00 for this tv and now I have to spend almos $500 to fix it and just knowing that I have to do the same in two years makes me sick. I don't have the money to fix it now and I have to use a small 19" tv that I had for about 20 years because I can't afford to repair this TV
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    Reviewed Nov. 11, 2008

    I had talked to an advice nurse and was instructed that if my condition, severe abdominal pain, did not improve that i should go to the ER. I waited it out that night, but i couldn't bear the pain or keep anything down. So i went to the nearest ER which happened to be Northbay. I was seen there and treated for my pain. I never thought that my visit would end up costing me $10,000+. Kaiser denied my claim stating it was emergency basis. I fought it stating that i was instructed to go to the ER if i did not improve. But no such luck.
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    Reviewed Oct. 9, 2008

    I went to Kaiser Occ Med because of a pinched nerve that burned across my right buttock and down my right leg. I was directed to dr. ** where he got frustrated with my injury and proceeded to treat me as a fraud, and came short of calling me a junkie and a drug dealer, because the meds I was given didn't work.

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    Reviewed Oct. 1, 2008

    I came in with an early miscarriage. As you can imagine, it was a fairly unpleasant experience in itself. However, I can thank the wonderful professionals at the lab for aiding in the stress of my ordeal. Apparently these caring individuals were too busy sharing stories to regard the doctor's orders to have me tested for the pregnancy hormone - my main reason for coming in. I can credit them with remembering run the test which determines what blood type I have. As helpful as it was for them to tell me something I already knew - that I am blood type A - I am more than slightly upset.

    As I laid there having blood drawn, I could hear the other associates' loud personal conversations. I don't normally care about places being professional, but when you're having anything medically related done, you would like to feel some level of competency and professionalism. I did, however, receive an extremely sore arm for the next two days. My arm now has a nice quarter-sized bruise with two ugly marks where blood has come to the surface. I've had blood drawn and given blood several times. Yet I have NEVER had any type of mark like this. So in conclusion, I have to come back today and hope the talent working tonight can muster up the cognitive ability to test for WHAT'S ON THE PAPER RIGHT IN FRONT OF THEM...and likely bruise my OTHER arm in the process.

    They also have asked me to come in - due to this error - again in two days. My guess is that they will have to draw blood on my hand by then. So maybe this weekend I'll look like a convincing junkie, with nasty marks all over. Thanks Kaiser. Yet again, you have really stepped up to the plate to serve your community. I think it should also be mentioned that on my lunch break at work today I drove past a Kaiser facility with a man holding a sign saying "Kaiser won't cover my child's special needs."

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    Reviewed Aug. 19, 2008

    Since we have Kaiser, nothing is going smooth anymore. At the beginning I had Depo (Birth-Controll) We just switched to Kaiser when I went to get my Shot. I had to run to different places, incl. a pregnancy test, before 1 day and endless visits to previous doctors, phonecalls. I could not believe it.

    Then came June 2006. My Colitis started to hurt. I knew it is infected again. I went to the nurse treatment. The lady start yelling at me that I have to call and make an appointment. There is nothing they can do right now. I said I am in pain and want help right now. She repeated I should have called. Which I know by now, when you call you have luck to get a call back the same day! At least a Doctor Mrs. Wendy M. W. came by. She did not listen to what I told her. She insisted I have STD. I can't remember how many times I told her that can't be. At the end she got really mad, because she is the doctor and knows everything better. I wrote several letters and had endless calls with KP Member service. I never heard back.

    March 2007. Because of previous problems with Endomitrioses my OB-GYN refered to a Labrarscopy. We had this done at Interstate KP. 3 days later my husband brought me to Emergency KP at Sunnyside. I had the biggest problems breathing. I had many Labrarscopies done before and never any problems. From this time on, for over 1 year I could not smell or taste. It was like my Nasalstreets got turned off. I saw a ENT Specialist, but they couldn't find anything. Lots of problems with copay for this one. After 3 letters they finally accepted the reg. $20.00.

    May 2008. We just moved. Middle of April I got a cold. That is what I thought. After 3 weeks it still was there. I called KP at Sunset. I got an appointment for 1 week later. Big problems, because I used to go to Beaverton. Now where we live in Hillsboro I want to go to the nearest one.

    Dr. Brian R. visited with me for about 3 minutes. I told me that is typically Allergies. He prescribed me a few things and I should be up and running. Over the weekend it got worse. I called back on Monday and got in for Tuesdays. I saw Dr. Jeffrey S.. Also a 4 minute visit and he said I have a bronchitis. He prescribed Predneson. But even that did not do it. I was frustrated and thought it may be go away by itself. I even researched Indoor Air testing, in believe it has some to do with the new house.

    August 2008. On August 4th I saw Dr S. again for another reason and told him I still have the cough and snut. He gave me Atrovent 4x 2 puffs a day. Maybe an X-Ray in about 4 weeks. On August 12th I called for an appointment the same day to get a Antibiotics. I was coughing all night long. I got a 1.50pm appointment with Dr. G. All of a sudden I had difficulties breathing. The right side around my chest hurt. I thought from last nights coughing I might have pulled a muscle or so. But it got so bad, that breathing was very difficult. I got the chills and drove around 12.30pm to KP Sunset. There I finally got Blood tested and an X-Ray from my chest. The result? Pneumonia.

    Not one of the doctors before looked in my throat, even so I mentioned plenty of times my throat feels dry, scratchy and irritated. My voice is horse. Does the patient have to tell the doctors there every little step like with a little kid? They call themselves professionals? I want to see that. Most of them can't understand English. Why can they not listen to their patients? For one thing many appointments and every time the copay. To me and others it seems like the money is more important then the patients health.

    How can they stay in this world? Other companies with misleading treatment would be long time ago kicked out from this society. Why not KP? Look online and you find nothing but complaints, mistreatment, death etc. about Kaiser. What else does it take? Where is the Board?

    I am sicker then ever in my life. Emotional Stress, no trust against any doctor,

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    Reviewed Aug. 7, 2008

    Nurse practioner allowing a diabetic patient to live with a HbA1c >9 and refusing to call in an endocrinologist, or following the recommendations of clinical pharmacist.

    This will increase the chance for the patient to suffer sequela that could be lessened or delayed.

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    Reviewed July 29, 2008

    Dr. W advised me (via e-mail) to come in for bloodwork, and to schedule a Health Assessment Exam. My plan provides preventive care services with no co-pay. I went for bloodwork, then called and scheduled a Health Assessment Exam. I showed up for my Health Assessment Exam -- consisting of a review of my medical history, checking my ears and throat, listening to my heart/lungs, poked/prodded, prostate exam, review of my medications, and discussing miscellaneous medical concerns. Also a reeview of my lab results. Everything one would expect from a Health Assessment Exam.

    However, since my bloodwork results were reviewed, the doctor classified this visit as a 'Follow-Up' (which just so happens to require a co-pay.) Grievance was filed with Kaiser, and denied. Complaint filed with the Insurance Administration was also denied, due to a review of the doctor's notes, which conveniently excluded information other than a review of the bloodwork and current medical conditions. The fact that the doctor advised me, in clear black and white, to schedule a HEALTH ASSESSMENT EXAM was considered irrelevant by Kaiser.

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    Reviewed July 1, 2008

    I was prescribed an antibiotic by a nurse for a bladder infection and started it on a Friday. By Monday I had a fever, chills, and a pounding headache that could not be relieved by any type of pain reliever (advil, tylenol). I call the clinic and my nurse practitioner just tells me to keep taking the antibiotic. Tuesday-went to ER, given different antibiotic although tests showed my infection were already gone.

    Wednesday- conditions worsening, I had fever, chills, pounding headache, shaking. I'm told to continue with the antibiotic. Thursday- Hives along with all the other conditions. Eventually a different nurse practitioner finally told me to come in and see her after days in hell. They did a test to see if I had meningitis. And one doctor finally could see that gee- I was having an allergic reaction to the medication that my nurse practitioner had kept telling me to keep taking. I was in tears on the phone when the nurse would tell me this. This was one of the most horrible experiences of my life!

    I ended up in the Kaiser hospital and a $600 bill. Along with 2 weeks missed from work and a recovery time of several months. I switched to Providence Health Plan as soon as I was able too. Also my supervisor at the time wanted me to call an hour before my shift (5am) to call in sick and I couldn't even crawl out of bed!

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    Reviewed May 19, 2008

    Kaiser has been consistently slow in booking appointments for me to see a doctor, to continue my medication. They essentially fail at every aspect of medical care that you can think of. the only thing they do do is to send a bag to me each year and ask for a stool sample when I have never had any related problems there.

    I pay close to ten thousand a year thru my employer for kaiser coverage and I can't believe I can only get a bag for a stool sample for that.

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    Reviewed May 8, 2008

    My complaint is Cardiologiest of Kaiser Permenante in Hawaii and San Bernardino. Dr. Paul of Kaiser-Hawaii ignored my condition. A speculations Rhuematic Fever when I was young has caused my heart's Mitral Valve to malfuntion on 08/25/2005. An operation (11/08/2005) of replacement with machanical valve was done with a Maze procedure to help decrease Atrial Fibulation was prescribed by Dr. Paul. After the operation, Dr. failed to monitor my medications and assigned a nurse practioner to take over my condition and medication only to be accuessed of Non complient of Medication by the nurse practioner which was not true.

    I continued to take medication that was prescribed to me after my operation without a Cardiologist monitoring my heart medications. My condition continued to deterrate I am still unable to hold a sustainable employment. I moved to California and suffered repeated Emergency Room visits with Chest Pains and difficultly breathing, Request of medical records from Dr. left the Doctors in California wondering why I was in the Emergency Room. I felt black balled Another incident in California, I did not mention Dr....in fear of another black balled incident.

    And I was admitted to the hospital and an Ultrasound test, EKG, X-ray, and another test was done with me laying down and a lot of banging noises. Test results stated that I had Congestive Heart Failure and Pulmonary Hypertension due to an enlarged left side of my heart and two valves are leaking, one valve leakes more than the other. The mechanical Mitral valve however works great. I finally understood my condition. This is why I start to cough liquid when I walk fast or walk far distance or doing any kind of hard physical activities.

    The Cardiologist of St. Bernadine Medical Center in San Bernardino, California, that night monitoring my condition explained in detail what was going on with my condition. Until, the follow-up visit, with the same cardiology doctor. He stated that there is nothing wrong with me...and that the Mitral valve that was fixed is fixed and I have no other problems. I asked about his statement to me in the hospital of the leaking valves and the enlarged left side of my heart. He stated that there is nothing wrong with my heart. It is my lungs, that I have pulmonary hypertension. He refered me to a pulmonary specialist and this pulmonary doctor said that the reason for back flow of liquid into the lungs is because of the Aitral Fibulation and the leaking valves of the heart, cause the fluids to back-up into the lungs.

    I believe that Dr. Paul and the cardiologist doctor spoke about my condition thus changing his comments of test results. I asked for test results and from what I could read and understand, increased size and leaking valves. I don't know any more, but I feel something is diffenently wrong.

    I am in Hawaii again and requested another doctor besides Dr Paul. The doctor I got with Kaiser Medical Center a Cardiologist Dr. S., said I don't have Congestive Heart Failure and I don't have Pulmonary Hypertension with out looking through my medical records...He even attempted to stop my Coreg a major heart medication. I mentioned to him that I have Atrial Fibulation and that the Coreg helps to control my heart rate. Only then he goes to the computer and scrolls a while to read my history. He leaves the room without a proper medical exam. I am confused and litteraly very sick.

    Please, my question is, could it be my medical plan on Med-Quest / Welfare Medical that such crappy services and treatment to a very sick mother of 10 children and age 42 when diagnosed of Mitral Valve replacement...Now I am 44 with a birthday on Mothers Day, I will be 45 years old. I am blessed to live long enough to know I have a grandson, my first grandchild. I have yet to hold and hear him cry. I respect the medical profession, I hate to point out other peoples problems but, When I am sick...I go to the doctor with trust and my undivided attention to do what ever they say to help me get better. Even to live just a little bit longer.

    I continue to suffer from chest pains, coughing up liquids, difficulty breathing at times, I have not been able to go back to work with efforts of SSI/SSDI denials, I would be more than happy to return to work. Only to be taken to the hospital with a minor stroke and or chest pains. I have just gotten notice of the State of Hawaii Medical Examiner officially approved my case as Disabled. I finally have a Circut Judge Court date for Social Security on May 21, 2008. My condition continues to be unmonitored by a qualified Cardiologist.

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    Reviewed April 25, 2008

    I have been trying for over a year to get Kaiser in Bakersfield, CA to find out what is wrong with my back. All that has been done is an x-ray which showed arthrtis. I begged my primary doctor to find out what is wrong and she is not going to do it. She todl me yesterday that it was nouthing and told me she would not give me anymore medication for it, to take tylenol. It is all I can do to function with the medication so will probally end up out of work. She is also unwilling to put me on disability.

    Now I also have something wrong with my hands/wrists. They are very painful and swollen for over a month. Arthritis in my back, swollen painful hands and wrists, low grade fever, fatigue. I am not a doctor but it would seem to me that she (the doctor) would be trying to find out what is wrong. I am being treated like there is nouthing wrong with me and my life is falling apart.

    Kaiser is the worst thing that has ever happened to me. The only reason I am there at all is because I can't afford to pay cash for a doctor since I am broke from missing work, due to them not treating me in the first place.

    I am in alot of pain, have no diagnosis, and am going to have to file bankruptcy due to missing work.

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    Reviewed April 8, 2008

    Where do I start??? Since my husband and I HAD to use Kaiser (because that is all the insurance his employer carries) we have had major problems. #1. I was mis-diagnosed by a doctor who did not speak english and who took no time to find out what was wrong with me. #2. I was told I should not be disabled because ALL the other patients with Psoriatic Arthritis are not disabled. #3.

    I was told I could make an appointment to get a second opinion and did that, but was told they could not see me because I was the other DR's patient after I waited 1 hour for my appointment. That is just the start. I have more cases but it will take to long to list them. Not ONE visit or experience with Kaiser has been a pleasant or typical visit.

    I have filed two complaints with member services and have not received a proper outcome. I feel that unless I do something drastic and go outside their world and file a complaint, nothing is going to get done! I will be filing this complaint anywhere and everywhere I can. Then maybe someone will listen and make the changes necessary to properly care for patients. I believe I have a case against Kaiser,

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    Reviewed March 19, 2008

    My family (excluding my son) has had helth insurance with Kaiser permanente for over 3 years. Recently, I submitted and aplication for my son to be covered as well and he was denied due to migraines and seizures (he's 6 years old). Naturally we had to look for a family plan that would cover him. we are covered with United Healthcare as of 3/1/2008 and we had already paid our premium (541.00) for the month of March.

    I was told that if I faxed proof to Kaiser that we were covered with United healthcare as of 3/1/2008 we would be refunded our premium for the moth of March. Today I called to check on the status of our refund only to be told that our policy will not be cancelled until 3/31/2008. In other words, we are not getting our money back. I think this is robbery.

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    Reviewed March 5, 2008


    Email sent to Kaiser [48 hrs., still haven't heard from them]:

    For many years now we've been paying a small fortune for our Kaiser health care. We probably have enough money invested in it by this time, that we should own the west wing of the Salem Lancaster facility [$829.00 a mo., $750.00 deductible]. I've had Systemic Lupus most of my life, and have not bothered them with any health care issues in more years than I can possibly remember. Last week I began having severe symptoms to the point that I couldn't get up and walk. I waited until I could before calling to make an appointment, which I attempted to do yesterday, March 4th. Long story short; I was told by the appointment desk that the nurse would be calling me back. Over 24 hrs. later, I'm still waiting for that call. In the meantime, I've grown so angry that I refuse to call back. Had I been an elderly person suffering from chest pains, I'd probably have been dead by this time. I was *never* asked what my symptoms were.

    In my opinion, there is no room for mistakes like this in the health care business. If it were possible, I'd use the portion of Kaiser that I should own by now, to terminate whoever was responsible for not returning calls yesterday. My daughter-in-law is on the Oregon Health Care plan and she receives far better health care than Kaiser demonstrated to me. You might consider removing your Values webpage, because it certainly does not apply.

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    Reviewed Feb. 4, 2008

    I wnat to know where/to whom I can write to complain about the outrageous fees I am being charged for Kaiser Medical Insurance. Every year,it seems to go up an extraordinary 121.5%. I am 55 years old with a 45 yr old husband and we are paying $729/mo for our medical insurance with Kaiser. We are healthy and go only for maintenance or occasional issues. Where can I complain?

    The monthly insurance premium for Kaiser insurance is killing us - it comes out to $8748.00/ year. HELP!

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    Reviewed Feb. 3, 2008

    Kaiser has refused to provide, prescribe or cover effective medications. I have asked repeatedly over the last month to be placed back on my Allegra D-24 as I was on for 18+ months while covered under Aetna. Since this medication is not on Kaiser's formulary, they won't provide it to me even though it's the only medication that is effective for me.

    As a result of their refusal to effectively treat, prescribe or cover the only medication that works for me, I am now faced with severe post-nasal drip leading to intense constant nausea, excruciatingly painful sore throats that impede swallowing and sometimes breathing, low-grade fevers and headaches. As a result of the symptoms, I am not sleeping very well at all. Combining the lack of restful sleep with the low grade fevers--I am barely able to stay focused on my work at the office. Because of the congestion and sore throats and nausea, I'm barely able to make it through a 20-minute call with a client without putting them on hold to attend to my medical issues, let alone the nearly 15 hour-long instruction calls I provide each week.

    As a result, my work product and productivity are suffering. At home, the symptoms are adversely impacting my ability to enjoy marital relationship with my husband - a fact that is starting to seriously upset him off. The resurgence of the symptoms (directly the result of Kaiser's refusal to prescribe, provide or cover the only effective treatment shown to work for me),Kaiser Permanente is in direct violation of the basic Hippocratic oath as I am being harmed by their intentional injustice.

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    Reviewed Jan. 28, 2008

    I canceled my medical insurance with Kaiser on 12/31/07 and on 01/07/08 was charged again for services. I canceled my medical insurance because I was not working at the time and needed to save money for other expenses. The $254 that was debited caused my bank account to become overdrawn, for which I was fined $30-$35 for every payment that bounced. I had a tight budget on my bank account, and now because of this, it has sent my funds into an upheaval. I contacted Kaiser services twice by phone and tried to correct this but was told there was nothing they can do regarding the overdrawn fees; however the second rep said they will refund my payment immediately.

    When I asked to speak with a manager I was put in touch with Laura Inzunza. She was very rude and cut me off several times as I was trying to explain the situation; however, again I was told that I would receive an immediate refund for the Kaiser services but not for the bank fees. I waited 10 days without receiving a refund, then contacted member services once more only to be told by a rep (Rudy Osti) that I would now have to wait up to a month or more before they would be able to refund my money. At this point my bank account has been in the red for over 2 weeks, and my overdrawn funds keep adding up, totaling $255 at this point. I have not received any services even though Kaiser has kept my money, and now I have a substantial problem with bank fees as well. I had been a loyal customer with Kaiser, with uninterrupted coverage for over 10 years prior to this incident.

    The $254 I was mischarged resulted in overdrawn bank fees totaling $255. That makes a total out of pocket expense of $509. Obviously the amount of stress regarding something like this is very high. I have excellent credit so I do my best to maintain it. A situation like this puts my credit in jeopardy as well as an immense stress on the rest of my life. Because of my negative funds, I may now have to move out of our existing apartment and find other housing.

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    Reviewed Jan. 18, 2008

    I was on a $1,500.00 deductible plan which covered an annual preventative care physical for which I was supposed to provide a copay at time of service. I went to my annual physical and received care and while in the doctor's office, I was told by the doctor it would be covered. I also asked at the payment desk whether the labs and other care I was about to receive at the visit would be part of the covered preventative services and was told by all Kaiser employees who I asked that it would be covered. A few months later, I got a bill for $130. This bill was for labs and services (regular stuff like charges for having blood drawn, lipids, thyroid test etc.) that I had been assured when I was at the appointment would be free. I called to dispute the charges but it is really no use with Kaiser. They say that I have to pay it even though I was told that it would be free. The exact same thing happened to 2 friends of mine who are also Kaiser members. They both were advised by their doctor at the time of the appointment to have a service and when they asked how much it would be they were told it would be free. Then they received bills later. One friend was also charged for services/care that she did not even receive and only after a few hours on the phone did she get them to take that off her bill. I do not recommend Kaiser health insurance.

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    Reviewed Jan. 14, 2008

    My dad started complaining that his feet were numb. In addition, he developed a phlegmy cough that would not go away. He went to several people telling him that he just needed to lose weight, exercise, etc. His feet became, and are to this day, a brilliant shade of purple and he can no longer feel them. His coughing became worse, and he often produced sputum or threw up without warning. The tests ordered were always the usually EKG, and then Sorry, nothing is wrong go home and that was that, no heart problem, no followups. He went to podiatrists, specialists, and they tested him for things like leprosy and a interesting array of tests that yielded, not suprisingly, no results.

    One day, my dad's coughing just got so bad, he went in and the doctor told him that he was just a hypochondriac. I'm dealing with real sick and dying people, you're just overweight and need to lose weight. However, my mom insisted that an x-ray be taken. Hesitantly and annoyed, the doctor consented at last just to have my parents leave. When the doctor came back in the room after looking at the x-ray, his tone and mannerisms had changed. Then he broke the news that my dad had congestive heart failure.

    My dad has probably had this for years, and not one person caught it. The coughing, the poor circulation... no one linked it as an obvious heart problem. Congestive heart failure is not reversible, what is done is done, and there is not a day that doesn't go by where don't I curse them from taking away from me what could be precious years with my dad. The result of the doctor was to mumble the results, and my mom angrily began to make calls to change my dad's doctor. To her surprise, the representative told her We've already changed his doctor, something that my dad had tried to do before, but now was done automatically. If that isn't citing fault, I don't know what is. If only someone had helped us, listened, took more interest sooner. If only someone had cared.

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    Reviewed Jan. 9, 2008

    My husband needed a minor surgical procedure performed in his doctor's office. The doctor's office called for pre-certification but were told it was not required. However, Kaiser penalized us because a pre-cert. was not obtained. My husband required the same procedure two months and six months later. In those instances, my husband witnessed the doctor's staff attempting to obtain a pre-cert. In each instance, they were again told a pre-cert. was not required. However, again, we were penalized because a pre-cert. was not obtained. I contacted Kaiser several times in this regard with no remedy at hand.

    This has been going on for about 10 months. Kaiser has requested evidence that the doctor's office has called even though twice I have spoken to reps. who have recognized that there was evidence that a Kaiser staff member had given incorrect information because of confusion due to the method used by Kaiser to determine if a procedure needs to be pre-certified or not.

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    Reviewed Dec. 1, 2007

    My 15-year-old daughter was diagnosed with spinal scoliosis and juvenile rheumatoid arthritis. Kaiser told me she could be seen by specialists in the field, but that there was no specialist close to our home. We must drive 70 miles round trip just to see a doctor qualified to treat her. We live in Orange County California. Can you believe they do not have a qualified doctor in all of Orange County to treat such common diseases?


    My daughter misses school and must wait a month for appointments. The drive takes 2 hours because of traffic and sometimes she gets carsick. When I need to talk to the doctor about her injectible medication, I sometimes have to wait 2 days. I have also been told that she may need back surgery and that there is only one doctor qualified to do it. A quick check on him shows that he had a malpractice case filed and awarded against him.

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    Reviewed Nov. 29, 2007

    I'd had two miscarriages, and two Kaiser Permanente doctors didn't treat as high risk pregnancy at 37 years of age. One doctor told me I could get hit by a bus tomorrow along with the rest of my family, when I had a concern about the cord being wrapped around my baby's neck at 7 and a 1/2 months pregnant. I finally had a c-section after my water broke but no delivery after 24 hours.

    After a day I got cellulitis; nobody told me what it was until a nurse slipped and told me. My legs and stomach became so huge and a large amount of pain caused me to cry for three days, and theyonly gave me 1 to 2 Vicodin for pain. After 3 days they gave me antibiotics interveniously, tried several ones; then 2 together got rid of most of it. After 1 week I was sent home with different antibiotics and vicodin; these other antibiotics did not work, and I got it again and had to go to the ER, costing more money. They put me 6 different antibiotics, and this after I kept telling them the whole time, what worked in the hospital. Spent over $300 in doctor fees and antibiotics that did not work. Have blood in stomach from c-section that still hurts, and they won't prescribe any more pain med, saying I will get addicted.

    They have cut me off all together. Now I'm getting severe headaches, and the headache clinic has not even contacted me. I have been falling down having chest pains and not being able to see properly. I cry just coming out of the appt. because they tell me to leave, and they say my pain should be done with. The doctor tried to prescribe something else, but I have no more money to pay for something that might not work. I take vicodin for migranes already and never got addicted; it's in my records. I would go to a different place but my husband's work only is limited to certain plans, and the only other one didn't pan out.

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    Reviewed Oct. 2, 2007


    If you have cancer, do NOT go to Kaiser. I'm stuck with Kaiser because of insurance. My oncologist does NOT follow up with me with my questions unless they receive several calls from me. She is more reactive than proactive with my case (good thing I am in the medical field so I can suggests things that she could do for me, rather than wait for her to do it). She started me on my chemotherapy without letting me know (the plan was to hold chemotherapy, next thing you know, I receive this phone call from them that I'm starting chemotherapy in 2 days!!). I called her up, but she had gone on vacation for 2 weeks!!

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    Reviewed Oct. 2, 2007


    Avoid Kaiser as much as you can! I had surgery 4 months ago and was hospitalized, and they collected the fees for that. Last month, I had another ourpatient surgery and was charged regular fees because apparently we have not yet met our deductible! We called member services to ask why my payment 4 months ago has not been reflected yet, and they said it takes a while for them to code the charges and submit the payments!! It's been months but their records still do not reflect that I've already met my deductible and should not be charged anymore!!

    It is ridiculous because they take our money at the time of the service, yet for them to keep their system updated, it takes forever! In the meantime, patients are continued to be charged unnecessarily (even though they have already met their deductible), because of Kaiser's SLOWNESS!! I mean, what about those patients who do not have any extra money and use their credit cards to pay for services and accrue interests unecessarily (because they were charged unnecessarily!

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    Reviewed March 10, 2007

    We had Kaiser through his job. Well, after 39 year's of service, Albertson's closed there warehouse, and took away our medical. Well, I applied for Kaiser, and they denied us because we have high blood pressure, which is under control, and we had it when we had kaiser already.

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    Reviewed March 6, 2006

    While enrolling in employer provided healthcare coverage, I mistakenly answered one of the questions on the form incorrect. The question asked whether I, or any of my dependents, had taken prescription drugs in the last twelve (12) months. To the best of my ability, I answered the question "No."

    Ten (10) months later, the insurance company discovers the mistake and informs me that not only are they dropping my coverage, but will be billing me for the costs incurred by the plan.

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    Reviewed Jan. 6, 2006

    My wife Maria needed to talk to a Psychologist on Dec 31, 2005., and was sent to KMHC as a "voluntary" patient so she could have some therapy sessions and professional help as well. Unfotunately, after a great start in Unit 3, following rules and being nice she was given drugs to treat her "Depression" and everything has been downhill since then. Now she is being held as an "involuntary" patient in Unit 2.

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    Reviewed July 18, 2005

    My son went to the Emergency Room for care. Kaiser paid the hospital minus our $50 deductable, however, Kaiser felt the physician only deserved $44 out of the $253 billed amount.

    Imagine an emergency room doctor being paid only $44 for an emergency visit!

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    Reviewed June 8, 2005

    I went to the doctor for what was diagnosed as a viral infection of the throat, causing laryngitis. I also went in because I have a bunion on my left foot and am having difficulty functioning and walking.

    The doctor acted as if she was afraid to touch me. She stood back, looked at my foot, and prescribed some Motrin for my throat. She stated that it was nothing and that I will be able to speak within the next day or two.

    Well, that wasn't the case. I still had laryngitis and she insisted that I go back to work in customer service knowing that I could not speak.

    I put in a complaint with Kaiser administrative office and they said they will document the concern. I immediately switched to another doctor but Kaiser basically told me there was nothing they could do.

    So they gave the ok for me to go back to work limping and not being able to talk.

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    Reviewed April 25, 2005

    Kaiser scheduled an appointment for us to receive a letter to assist my daughter in switching high schools. They instructed my wife to use my daughter's membership card and pay the $20 co-pay for the appointment. They had my wife watch a 10-minute video and then told her that they couldn't give her the letter!

    After the terrible service they have given my family, my wife cancelled our coverage with Kaiser. They starting billing us for nonpayment and said they would go back and date our cancellation to before the appointment. They are now trying to charge us $638 for non-member services and have sent the charge to a collection agency that harasses us day and night and is ruining our credit.

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    Kaiser Permanente Insurance Company Information

    Company Name:
    Kaiser Permanente
    Website:
    healthy.kaiserpermanente.org