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Aetna Dental Insurance Reviews

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About Aetna Dental Insurance

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Visit www.aetna.com/individuals-families/dental-health.html
Pros
  • Affordable dental insurance options
  • Wide acceptance by dental providers
  • Good coverage for basic services
  • Quick claims processing for routine care
Cons
  • Poor customer service experiences
  • Frequent claim denials reported
  • Limited coverage for advanced procedures

Aetna Dental Insurance Reviews

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    How do I know I can trust these reviews about Aetna Dental Insurance?
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    Page 3 Reviews 80 - 230
    CoveragePrice

    Reviewed April 25, 2019

    They have the worse coverage. It’s my health insurance and they will not pay enough so I have two dental insurance to cover me. The dentist will only file two so be ready to pay out of pocket. Can be expensive if you have to see a specialist.

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    Coverage

    Reviewed April 17, 2019

    Aetna Insurance gives me access to every hospital in my area and I do not have to worry about switching doctors. Aetna has very competitive rates and I am completely satisfied. And I even have dental coverage which is extremely important.

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    Reviewed April 15, 2019

    I spent 1 hour on the phone today regarding my dental policy. I was transferred 7 times...yes 7 times...and my issue was not resolved. I was a member of this company for 4 years and now never will be again. Terrible service.

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    Price

    Reviewed April 12, 2019

    I have saved thousands of dollars with Aetna Dental Access. It is the least expensive of all dental discount plans. Nothing I know matches it. This applies to everything from dental cleanings to implants etc etc. There is no better plan to my knowledge.

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    CoveragePrice

    Reviewed April 10, 2019

    Aetna is my supplemental insurance for Medicare, I find the coverage great but it's expensive. There is no coverage for dental or hearing aids which seniors really need. I had a hip replacement and between Medicare and Aetna I never saw a bill for the replacement or subsequent PT.

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    Coverage

    Reviewed April 7, 2019

    Aetna Dental has been very good. I had a broken tooth which I thought may have to have a dental implant. The dentist at Aspen Dental was able to cap the tooth. Aetna would have covered a good part of a dental implant if I had to have one. I recently changed to Aetna Dental In’s. I highly recommend Aetna.

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    Customer ServiceCoverage

    Reviewed April 3, 2019

    Our family has had Aetna Health and Dental Insurance since 1975. Their customer service is and always has been outstanding, and in general you certainly know good customer service when you receive it. Even though we don't have a lot of experience with other insurance company's customer service, we were switched to Blue Cross for two years a few years ago, and their customer service was not nearly as good as Aetna. The coverage is what we receive from our employer, which is very good, but rating it when compared to coverages from other companies, I am not familiar with would be unfair.

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    Coverage

    Reviewed March 26, 2019

    Co-pay, dental care, especially for seniors, women's health (specialty areas) limited within the network, including labs and diagnostics. Finding a physician or dentist willing to accept this coverage usually includes an expensive/high co-pay and or, additional costs that requires billing the company and waiting to be reimbursed (which may take some time) if you qualify.

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    CoveragePrice

    Reviewed June 19, 2018

    I would give Zero stars if it was an option. Our family pays full premium for our primary dental through my military retirement with Delta Dental. We opted to take Aetna Dental as a secondary through my husband's job to pick up what Delta doesn’t cover. After paying them hundreds in premiums, I used Aetna for the first time on a dental crown, they only paid $37 for my crown leaving us with a $450+ dental bill. They told me if they were our primary, or if we didn’t have any other insurance, they would have covered the whole amount of the crown less a $50 deductible. What’s the point of paying full premium for a secondary insurance if they only pay out a small portion of the cost that didn’t even come close to meeting their maximum payment for the procedure? Absolute waste of money to have them as secondary! Canceling our policy with Aetna immediately.

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    Customer ServicePrice

    Reviewed Jan. 11, 2018

    I have been with Aetna Dental for 2 years. While Aetna tries hard not to pay any portion of my periodontal cleanings, they have been paying their little piddly $30 for my cleanings (every 4 months) while I pay the $95 balance. Keep in mind, periodontal scaling is fairly pricey and is needed at least 3X per year depending on the patient. The amount is not the issue though. After paying their piddly amount for almost 2 years, Aetna decides to decline payment on all future visits stating they have no history of periodontal problems. Not only do they have my dental records showing my history, including previous surgeries, they would never have paid anything for almost 2 years if they didn't have it, right? And I just now (January) got their declination for my August cleaning and December cleaning.

    They tried this before but when I called them, they said "sorry we must have made a mistake." Now they do this again? That's not a mistake. It's about as intentional as you get. My employer is one of the country's largest insurance companies, and Aetna makes a lot of money having such a large company as a policyholder. Although we don't deal with health insurance products, we would never treat claimants the way they do, and they should still be ashamed of themselves for even attempting their sleazy tactics with us. I can't wait until I can pull out of Aetna and join another carrier.

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    Customer ServiceCoverageStaff

    Reviewed July 18, 2017

    Aetna Medicare "offers" dental care via Delta. I went to first exam: coming out of commercial dental care (my bro is a dentist...) was still subjected to "complete xrays and panorex." "For my convenience, was given a fluoride treatment... (Cost: uncovered $25.00). Dentist came in, poked around... Said everything was FINE, and off he went. Hygienist went to work. At the end, she hands me a clipboard with a list of "issues," and says that she will not be able to do another cleaning until I have their Deep Cleaning program, which includes injection of ** into the gum areas. Price: $1200.00. WTF! "No, thank you, my bro will do the job. (That doesn't need to be done.)

    Flash forward six months: call for hygiene appointment: "Oh, we can't DO that until we do $1200 job. NOT... Call to other dentists on the Aetna/Delta plan: they are ALL part of the one group that has Delta monopoly and NONE of them will do a routine hygiene without dental visit (Aetna only pays for ONE every 24 MONTHS!) and they are able to see that I am "flagged" for $1200.00 treatment. Discussion with Aetna and Delta have been totally USELESS. Back to my usual hygienist, out of pocket. AETNA does NOT provide good dental coverage... BEWARE.

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    CoveragePrice

    Reviewed May 5, 2017

    I have this plan through my postal dental plan and it is very affordable and covers more than the other plans out there and you don't have a waiting period to get your benefits. This is a very nice benefit that most other plans also don't offer! And with the low price, you can't beat this plan in my opinion!

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    Customer ServiceCoverage

    Reviewed April 20, 2017

    I'm in need of an endodontist, and Aetna is not able to provide me with one in 25 miles radius. The list online and the one they sent me is outdated. I called all the dental offices and no one is or has an endodontist. Even the dental offices have been contacting Aetna to change the list for a long time. Some dentists don't even exist anymore. Aetna CS is no help at all. They keep sending me the same list over and over again. NOW I have to go out of network and find me one and pay out of pocket. This insurance is a joke. If you consider to be a member... DON'T DO IT.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed July 28, 2016

    We were forced into this insurance plan because my husband's company switched. Part of it includes dental insurance that matches what we had before with UHC, so on paper it looked excellent... until you file a claim. Claims were filed on our behalf by the oral surgeon we used. No denial or acknowledgement was ever received by us. Our surgeon's staff made numerous follow up phone calls where they were told the bill would be paid, but no payment and nothing in writing from AETNA. We ended up having to pay it ourselves.

    Then AETNA sent us a check for $900 marked page 1 of 4 without any additional pages. We called to see what the payment was for and they told us it was for my services and promised to send the rest of the pages. Weeks later no pages received so we called again. This time they said the payment was an accident and we should return the money. We did not, and have not heard another word about it. They still stiffed us on the other claim and since we never received any denials we cannot dispute it. Everyone at my husband's job is having problems with them, so I am hoping we get switched back to UHC. AETNA are thieves, the worst health insurance ever!!!

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    Customer ServiceStaff

    Reviewed July 25, 2016

    I have a dental emergency. I called a dentist to get seen, and they need Aetna to fax them a pre-authorization before they can see me. No problem... Until I try to call Aetna and talk to a live person. Any time their horrible phone system tries to transfer me to an agent, it hangs up on me. It doesn't matter whether I say "agent", "representative", or press 0. Apparently those are set in the system to just hang up the call to avoid dealing with paying customers. HORRIBLE, horrible customer service.

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    CoverageSales & MarketingPriceStaff

    Reviewed July 5, 2016

    STAY AWAY FROM any Aetna Dental Plans. I bought this plan (DMO plan) for my family and guest what? The plan just only covers a few dollars out of $1500 cost!!! What a joke. The dentist explained to me that the plan that I bought is the worst dental plan she ever knew of. Don't fall into this scam when it says "NO DEDUCTIBLE and NO maximum allowance" because it will make you will pay 99.99% of the cost.

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    CoverageStaff

    Reviewed Feb. 24, 2016

    This is my first time dealing with a tooth issue of any kind. I have dental coverage through my employer. It will be cancelled immediately! I am already a full-time student and working a full-time job. I normally keep up with my dental cleanings and never had a tooth pain or issue in my 24 years of living until now, and why Jesus am I covered by Aetna??!! When the pain first arose, I immediately left work due to the severity of the pain. The issue was a root canal and Aetna's sucky insurance wants to pay $390. The story gets worse. The low-income and underinsured dental clinic here does root canals for cheaper than any place I've been quoted with Aetna! To say disgusted is an understatement. These people are the devil. When you hear the word Aetna run at all costs!!!

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    Customer ServiceCoverageOnline & App

    Reviewed Jan. 26, 2016

    I just used my so called Aetna Dental Card for my so called discount. I went into my dentist and told her I had the Aetna dental plan. Her face dropped, through conversation I learned that their experience was that it doesn't cover much. So after I saw the dentist my bill was $119.00. Aetna covered all of $11.00. Their website shows a savings on average of 50%. So then for information I asked what a root canal on a bicuspid would be. My dentist's fee is $804.00, Aetna would cover all of $22.00!!! Thanks for the deceit Aetna! Not what they sold me on. I doubt they will care when I call to complain but I will be. I am also calling the Oregon Insurance board. I know Aetna will say "oh it's the area you live in etc". They will have all the excuses in the world. Very, very upset and disappointed. Aetna stinks. Don't use them!

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    Aetna Dental Insurance Company Information

    Company Name:
    Aetna Dental Insurance
    Website:
    www.aetna.com