Choice Home Warranty vs. Select Home Warranty


What is the difference between Choice Home Warranty and Select Home Warranty?
One of the harsh realities of homeowners is expensive house repairs. If you’re a homeowner looking for the right home warranty for you, you’ll want to consider premium cost, service fees and items covered by the companies you’re choosing from. We compared Choice Home Warranty and Select Home Warranty side by side to help make your decision easier.
Cost
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Monthly premium cost | $46.83 to $54.75 | $57 to $63 |
Average cost for combo plan | $54.75 (Total plan) | $63 |
Annual premium cost | $532 to $627 (for 13 months) | $588 to $660 |
Service call fee | $85 | $60 to $75 |
Discounts available | Discounts for paying annually; free 13th month | Two months free if paid annually |
![]() | $46.83 to $54.75 | $54.75 (Total plan) | $532 to $627 (for 13 months) | $85 | Discounts for paying annually; free 13th month |
![]() | $57 to $63 | $63 | $588 to $660 | $60 to $75 | Two months free if paid annually |
Plans
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Plans available | Basic, Total | Bronze Care, Gold Care, Platinum Care |
Covered systems | 8 | 8 |
Covered appliances | 8 | 7 |
Combo plan covered items | 16 | 15 |
Service recall period | 30 days for labor; 90 days for parts | Not specified |
Availability | 48 states | 44 states |
![]() | Basic, Total | 8 | 8 | 16 | 30 days for labor; 90 days for parts | 48 states |
![]() | Bronze Care, Gold Care, Platinum Care | 8 | 7 | 15 | Not specified | 44 states |
Appliances coverage
![]() | ![]() | |
Built-in food centers | — | — |
Built-in microwaves | ||
Clothes dryers | ||
Clothes washers | — | |
Dishwashers | ||
Ice maker | — | |
Instant hot/cold water dispensers | — | — |
Ranges, ovens and cooktops | ||
Refrigerators | ||
Trash compactors | — | — |
Water sensors | — | — |
Whirlpool bathtub | — |
![]() | — | — | — | — | — | |||||||
![]() | — | — | — | — | — | — |
Systems coverage
![]() | ![]() | |
Air conditioning | ||
Ceiling fans | ||
Central vacuums | Add-on | Add-on |
Doorbells | — | — |
Ductwork | ||
Electrical | ||
Garage door openers | ||
Garbage disposals | ||
Heating | ||
Plumbing | ||
Smoke detectors | — | — |
Water heaters |
![]() | Add-on | — | — | |||||||||
![]() | Add-on | — | — |
Other coverage
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Guest unit | Add-on | — |
Pools | Add-on | Add-on |
Roof leak repairs | Add-on | Add-on |
Second refrigerator | Add-on | — |
Septic pump | Add-on | — |
Spas | Add-on | Add-on |
Stand-alone freezer | Add-on | Add-on |
Well pump | Add-on | Add-on |
![]() | Add-on | Add-on | Add-on | Add-on | Add-on | Add-on | Add-on | Add-on |
![]() | — | Add-on | Add-on | — | — | Add-on | Add-on | Add-on |
Reputation on ConsumerAffairs
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Overall star rating | 4.0 | 4.4 |
Verified customer reviews | Read reviews | Read reviews |
![]() | 4.0 | Read reviews |
![]() | 4.4 | Read reviews |
All prices are based on a quote for a house of less than 5,000 square feet in Austin, Texas. All information is accurate as of publishing.
Choice Home Warranty
Choice Home Warranty services all states except California and Washington. It has a network of technicians and offers two service plans with add-on options to fit many budgets and households. Customers who reviewed Choice Home Warranty on ConsumerAffairs like the friendly customer service, easy claims process and ability to get quick service.
Choice Home Warranty plans
Choice Home Warranty offers two warranty plans and a selection of items you can add to your coverage for an extra cost. The plans start at about $500 per year for basic coverage, though you can get a more specific quote based on your ZIP code.
- Basic plan: The Basic plan offers coverage for many common household items, including heating, electrical and plumbing systems, plumbing stoppages, a water heater, a whirlpool bathtub, a range/stove/cooktop, a dishwasher, a built-in microwave, a garbage disposal, ductwork, garage door openers and ceiling/exhaust fans.
- Total plan: This plan covers everything in the Basic Plan and adds more components, including coverage for your air conditioning system, refrigerator and washer/dryer.
In addition to these plans, you can add coverage for other items, including:
- Pool/spa
- Septic system
- Well pump
- Central vacuum
- Limited roof leak
- Refrigerator add-on (Basic plan)
- Second refrigerator
- Stand-alone freezer
- Septic tank plumbing
Choice Home Warranty offers a discount for paying annually instead of monthly.
What Choice Home Warranty customers say
Choice Home Warranty has a rating of 4 out of 5 stars on our site. Many customers are happy with the quick service, professional technicians, friendly customer service, easy sign-up process and 24/7 claims submissions. Less positive reviews mention discrepancies in what customers believe are covered versus which claims are approved. As with any contract, it’s important to understand exactly what’s covered before signing up.
Major winter storm hit DFW and all plumbers were naturally super busy. 1 call to Choice and within 72 hours, they had a contractor come to [our] home. Great service. Very prompt and courteous all the way around. I highly recommend CHW. Be patient and they will take care of it.”
– Hemant of Keller, TX
Select Home Warranty
Select Home Warranty has affordable services and offers three service plans that cover many home appliances and household systems. The company offers add-on options to cover any items not in its main packages.
Select Home Warranty plans
Select Home Warranty has three service packages that cover a range of home appliances and systems. The company's prices vary from state to state.
- Bronze Care: This is the company’s appliance plan. It offers coverage for appliances such as your refrigerator, stove/oven, built-in microwave, cooktop, dishwasher, garbage disposal and clothes washer and dryer.
- Gold Care: The Gold Care plan is for major home systems: air conditioning, heating, plumbing, electrical, water heater and ductwork.
- Platinum Care: This plan combines the appliances in the Bronze Care plan and the systems in the Gold Care plan and adds coverage for garage door openers, ceiling fans and plumbing stoppage.
You can add the following coverages:
- Central vacuum
- Lawn sprinkler system
- Pool
- Septic system
- Spa
- Stand-alone freezer
- Sump pump
- Well pump
It also offers free roof coverage with all three plans. There’s a small discount if you pay annually instead of monthly.
What Select Home Warranty customers say
Select Home Warranty has a strong rating — 4.4 out of 5 stars at the time of publication— on our site. Reviewers were happy with the friendly customer service, easy sign-up process and competitive pricing. Negative reviews mention not having technicians available and repairs taking a long time.
I had excellent customer service and am excited to have a home warranty through Select! My agent was super friendly and helped me to figure out the best deal for me. He was precise and concise in how he explained everything! I am super happy and couldn't be more pumped to have done business with this company.”
– Ian of Cape Girardeau, MO
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Bottom line: Choice Home Warranty or Select Home Warranty?
Choice Home Warranty and Select Home Warranty are two well-rated home warranty companies. Customers like both companies’ friendly customer service and the easy sign-up and claims processes. If you want optional add-ons, like coverage for a sprinkler system or central vacuum, Select Home Warranty might be better for you. Choice Home Warranty is more affordable in terms of yearly costs, however.
- Choice Home Warranty is best for homeowners looking for a more affordable yearly contract rate.
- Select Home Warranty is best for those who want a wider range of coverage, including plenty of add-ons to choose from.
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