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  4. Choice Home Warranty vs. Select Home Warranty

Choice Home Warranty vs. Select Home Warranty

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Choice Home Warranty and Select Home Warranty

What is the difference between Choice Home Warranty and Select Home Warranty?

One of the harsh realities of homeowners is expensive house repairs. If you’re a homeowner looking for the right home warranty for you, you’ll want to consider premium cost, service fees and items covered by the companies you’re choosing from. We compared Choice Home Warranty and Select Home Warranty side by side to help make your decision easier.


choice home warranty logoselect home warranty logo
Monthly premium cost$46.83 to $54.75$57 to $63
Average cost for combo plan$54.75 (Total plan)$63
Annual premium cost$532 to $627 (for 13 months)$588 to $660
Service call fee$85$60 to $75
Discounts availableDiscounts for paying annually; free 13th monthTwo months free if paid annually
choice home warranty logo$46.83 to $54.75$54.75 (Total plan)$532 to $627 (for 13 months)$85Discounts for paying annually; free 13th month
select home warranty logo$57 to $63$63$588 to $660$60 to $75Two months free if paid annually


choice home warranty logoselect home warranty logo
Plans availableBasic, TotalBronze Care, Gold Care, Platinum Care
Covered systems88
Covered appliances87
Combo plan covered items1615
Service recall period30 days for labor; 90 days for partsNot specified
Availability48 states44 states
choice home warranty logoBasic, Total881630 days for labor; 90 days for parts48 states
select home warranty logoBronze Care, Gold Care, Platinum Care8715Not specified44 states

Appliances coverage

choice home warranty logoselect home warranty logo
Built-in food centers
Built-in microwaves
Clothes dryers
Clothes washers
Ice maker
Instant hot/cold water dispensers
Ranges, ovens and cooktops
Trash compactors
Water sensors
Whirlpool bathtub
choice home warranty logo
select home warranty logo

Systems coverage

choice home warranty logoselect home warranty logo
Air conditioning
Ceiling fans
Central vacuumsAdd-onAdd-on
Garage door openers
Garbage disposals
Smoke detectors
Water heaters
choice home warranty logoAdd-on
select home warranty logoAdd-on

Other coverage

choice home warranty logoselect home warranty logo
Guest unitAdd-on
Roof leak repairsAdd-onAdd-on
Second refrigeratorAdd-on
Septic pumpAdd-on
Stand-alone freezerAdd-onAdd-on
Well pumpAdd-onAdd-on
choice home warranty logoAdd-onAdd-onAdd-onAdd-onAdd-onAdd-onAdd-onAdd-on
select home warranty logoAdd-onAdd-onAdd-onAdd-onAdd-on

Reputation on ConsumerAffairs

choice home warranty logoselect home warranty logo
Overall star rating4.04.4
Verified customer reviewsRead reviewsRead reviews
choice home warranty logo4.0Read reviews
select home warranty logo4.4Read reviews

All prices are based on a quote for a house of less than 5,000 square feet in Austin, Texas. All information is accurate as of publishing.

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    Choice Home Warranty

    Choice Home Warranty services all states except California and Washington. It has a network of technicians and offers two service plans with add-on options to fit many budgets and households. Customers who reviewed Choice Home Warranty on ConsumerAffairs like the friendly customer service, easy claims process and ability to get quick service.

    Choice Home Warranty plans

    Choice Home Warranty offers two warranty plans and a selection of items you can add to your coverage for an extra cost. The plans start at about $500 per year for basic coverage, though you can get a more specific quote based on your ZIP code.

    • Basic plan: The Basic plan offers coverage for many common household items, including heating, electrical and plumbing systems, plumbing stoppages, a water heater, a whirlpool bathtub, a range/stove/cooktop, a dishwasher, a built-in microwave, a garbage disposal, ductwork, garage door openers and ceiling/exhaust fans.
    • Total plan: This plan covers everything in the Basic Plan and adds more components, including coverage for your air conditioning system, refrigerator and washer/dryer.

    In addition to these plans, you can add coverage for other items, including:

    • Pool/spa
    • Septic system
    • Well pump
    • Central vacuum
    • Limited roof leak
    • Refrigerator add-on (Basic plan)
    • Second refrigerator
    • Stand-alone freezer
    • Septic tank plumbing

    Choice Home Warranty offers a discount for paying annually instead of monthly.

    What Choice Home Warranty customers say

    Choice Home Warranty has a rating of 4 out of 5 stars on our site. Many customers are happy with the quick service, professional technicians, friendly customer service, easy sign-up process and 24/7 claims submissions. Less positive reviews mention discrepancies in what customers believe are covered versus which claims are approved. As with any contract, it’s important to understand exactly what’s covered before signing up.

    Major winter storm hit DFW and all plumbers were naturally super busy. 1 call to Choice and within 72 hours, they had a contractor come to [our] home. Great service. Very prompt and courteous all the way around. I highly recommend CHW. Be patient and they will take care of it.”

    Hemant of Keller, TX

    Select Home Warranty

    Select Home Warranty has affordable services and offers three service plans that cover many home appliances and household systems. The company offers add-on options to cover any items not in its main packages.

    Select Home Warranty plans

    Select Home Warranty has three service packages that cover a range of home appliances and systems. The company's prices vary from state to state.

    • Bronze Care: This is the company’s appliance plan. It offers coverage for appliances such as your refrigerator, stove/oven, built-in microwave, cooktop, dishwasher, garbage disposal and clothes washer and dryer.
    • Gold Care: The Gold Care plan is for major home systems: air conditioning, heating, plumbing, electrical, water heater and ductwork.
    • Platinum Care: This plan combines the appliances in the Bronze Care plan and the systems in the Gold Care plan and adds coverage for garage door openers, ceiling fans and plumbing stoppage.

    You can add the following coverages:

    • Central vacuum
    • Lawn sprinkler system
    • Pool
    • Septic system
    • Spa
    • Stand-alone freezer
    • Sump pump
    • Well pump

    It also offers free roof coverage with all three plans. There’s a small discount if you pay annually instead of monthly.

    What Select Home Warranty customers say

    Select Home Warranty has a strong rating — 4.4 out of 5 stars at the time of publication— on our site. Reviewers were happy with the friendly customer service, easy sign-up process and competitive pricing. Negative reviews mention not having technicians available and repairs taking a long time.

    I had excellent customer service and am excited to have a home warranty through Select! My agent was super friendly and helped me to figure out the best deal for me. He was precise and concise in how he explained everything! I am super happy and couldn't be more pumped to have done business with this company.”

    Ian of Cape Girardeau, MO

    Bottom line: Choice Home Warranty or Select Home Warranty?

    Choice Home Warranty and Select Home Warranty are two well-rated home warranty companies. Customers like both companies’ friendly customer service and the easy sign-up and claims processes. If you want optional add-ons, like coverage for a sprinkler system or central vacuum, Select Home Warranty might be better for you. Choice Home Warranty is more affordable in terms of yearly costs, however.

    • Choice Home Warranty is best for homeowners looking for a more affordable yearly contract rate.
    • Select Home Warranty is best for those who want a wider range of coverage, including plenty of add-ons to choose from.
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