One of the harsh realities of homeowners is expensive house repairs. If you’re a homeowner looking for the right home warranty for you, you’ll want to consider premium cost, service fees and items covered by the companies you’re choosing from. We compared Choice Home Warranty and Select Home Warranty side by side to help make your decision easier.
Choice Home Warranty vs. Select Home Warranty cost
Your choice between these providers may come down to budget priorities. If a lower monthly payment for entry-level coverage is most important, Choice Home Warranty is the stronger choice. However, for those who want to minimize the one-time service fee for a technician's visit, Select Home Warranty proves to be the more economical option.
Choice Home Warranty plans and pricing
Choice Home Warranty offers two plans, but its service fee is always $100. You can get a discounted rate on either plan by paying annually instead of monthly:
- Basic plan: $560 per year
- Total plan: $660 per year
| Service fee | Basic | Total |
|---|---|---|
| $100 | $49.17 | $57.50 |
Select Home Warranty plans and pricing
Select Home Warranty’s service fees range from $75 to $100 and are dependent on location. Your service fee has no effect on the cost of a plan. However, plans come at a discounted rate if you pay annually instead of monthly.
- Bronze Care plan: $629.99 per year
- Gold Care plan: $629.99 per year
- Platinum Care plan: $674.99 per year
| Service fee | Bronze Care | Gold Care | Platinum Care |
|---|---|---|---|
| $60 or $75 | $60.42 | $60.42 | $63.75 |
*Cost information is accurate as of the time of publishing. Price quotes used a Texas ZIP code; pricing may vary in other locations.
Choice Home Warranty vs. Select Home Warranty coverage
Both Choice Home Warranty and Select Home Warranty build their coverage on all-in-one plans, meaning even their basic packages protect both systems and appliances. Their coverage approach is very similar at the entry-level and continues as you move up to their higher-priced tiers, where both offer robust protection for a comparable list of major home items.
 |  | |
| Coverage |  |  |
|---|---|---|
| Plan | ||
| Air conditioner | | |
| Heating | | |
| Plumbing | | |
| Electrical | | |
| Ductwork | | |
| Sump pump | | |
| Water heater | | |
| Interior plumbing lines | | |
| Interior electrical lines | | |
| Exterior plumbing lines | | |
| Exterior water lines | | |
| Refrigerator | | |
| Dishwasher | | |
| Oven | | |
| Range | | |
| Cooktop | | |
| Microwave | | |
| Food center | | |
| Garbage disposal | | |
| Trash compactor | | |
| Ice maker | | |
| Hot/cold water dispenser | | |
| Range exhaust hood | | |
| Kitchen exhaust fan | | |
| Clothes washer | | |
| Clothes dryer | | |
| Toilets | | |
| Bathtub/shower | | |
| Faucets | | |
| Ceiling fans | | |
| Attic fans | | |
| Central vacuum | | |
| Doorbells | | |
| Garage door openers | | |
| Roof leak repairs | | |
| Main breaker | | |
| Plumbing stoppages | | |
| Home electronics | | |
| Smoke detectors | | |
| Jetted tub components | | |
Choice Home Warranty vs. Select Home Warranty add-ons
Choice Home Warranty offers a much wider range of add-ons than Select Home Warranty. Choice provides unique options like septic tank pumping and central vacuum coverage which Select does not. Both companies offer coverage for a pool and spa, well pump and sump pump.
Choice Home Warranty add-ons
You can choose to include up to 12 add-ons with any Choice Home Warranty plan. Here’s the monthly pricing for these additional coverage items:
| Optional coverage | Monthly cost |
|---|---|
| Ice maker | $2.08 |
| Second refrigerator | $3.33 |
| Stand-alone freezer | $3.33 |
| Sump pump | $3.33 |
| Central vacuum | $3.33 |
| Septic tank pumping | $5.42 |
| Roof leak repair | $5.83 |
| Well pump | $8.33 |
| Sprinkler system | $8.33 |
| Septic system | $10 |
| Pool and spa | $15 |
| Additional spa | $15 |
Select Home Warranty add-ons
You can customize your Select Home Warranty plan with up to nine add-ons. Monthly pricing for the most common add-ons is below:
| Optional coverage | Monthly cost |
|---|---|
| Sump pump | $3.33 |
| Well pump | $3.33 |
| Stand-alone freezer | $3.33 |
| Central vacuum | $3.33 |
| Septic system | $5.83 |
| Sprinkler system | $5.83 |
What Choice Home Warranty customers say
Choice Home Warranty has a rating of 4 out of 5 stars on our site. Many customers are happy with the quick service, professional technicians, friendly customer service, easy sign-up process and 24/7 claims submissions. Less positive reviews mention discrepancies in what customers believe are covered versus which claims are approved. As with any contract, it’s important to understand exactly what’s covered before signing up.
"Major winter storm hit DFW and all plumbers were naturally super busy. 1 call to Choice and within 72 hours, they had a contractor come to [our] home. Great service. Very prompt and courteous all the way around. I highly recommend CHW. Be patient and they will take care of it.”
– Hemant of Keller, TX
What Select Home Warranty customers say
Select Home Warranty has a strong rating — 3.8 out of 5 stars at the time of publication— on our site. Reviewers were happy with the friendly customer service, easy sign-up process and competitive pricing. Negative reviews mention not having technicians available and repairs taking a long time.
"I had excellent customer service and am excited to have a home warranty through Select! My agent was super friendly and helped me to figure out the best deal for me. He was precise and concise in how he explained everything! I am super happy and couldn't be more pumped to have done business with this company.”
– Ian of Cape Girardeau, MO
Bottom line: Choice Home Warranty or Select Home Warranty?
Choice Home Warranty and Select Home Warranty are two well-rated home warranty companies. Customers like both companies’ friendly customer service and the easy sign-up and claims processes. If you want optional add-ons, like coverage for a sprinkler system or central vacuum, Select Home Warranty might be better for you. Choice Home Warranty is more affordable in terms of yearly costs, however.
- Choice Home Warranty is best for homeowners looking for a more affordable yearly contract rate.
- Select Home Warranty is best for those who want a wider range of coverage, including plenty of add-ons to choose from.
