
Western Union Reviews
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About Western Union
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Western Union offers global money transfer and payment services. Established in 1851, it enables individuals to send money across borders, pay bills and purchase money orders, with services available in over 200 countries. Western Union combines physical agent locations with digital platforms to support personal and business financial transactions.
Visit www.westernunion.com- Quick and easy money transfers
- Reliable service for urgent needs
- User-friendly app and website
- High fees for transactions
- Inconsistent customer service
- Technical issues with online service
Western Union Reviews
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Reviewed Jan. 23, 2018
When I sent money with Western Union from Italy to my Austrian bank account in 2017 it never arrived. Several email and phone communication with WU complaint department followed until today Jan. 23, 2018. While travelling around the world I was receiving 5+ times via email the confirmation from Western Union that the money would now be available for pickup at a local Western Union - which was never the case after several attempts and complaints. Still waiting for my money which is still kept by Western Union for several months by now.
Reviewed Jan. 15, 2018
My online account was declined for unstated reasons and even my phone transmissions were rejected. This was reviewed and they denied it ever happened. Meanwhile I was unable to send money to a person in need. I was treated like a criminal and then gaslighted. There is good news. Use MoneyGram to send money and you can pick up at CVS and Walmart. They use 2FA security so the likelihood of fraud is way lower and the need for hair trigger security rejection is reduced. I love them. Will never WU again.
Reviewed Jan. 14, 2018
Well if there was 0 stars I'd give it cause the recent "formless" is just stupid to implement. You know the old saying "don't fix it if it's not broken." Well case in point! I was trying to send money to a relative for an emergency, and turns out as part of the "formless" way to send money you have to download the new Western Union App. This includes registering a new account, verifying your account, setting up your payment info, and receiver info etc. I'm usually a patient person, but this pushed me to the limits taking almost AN HOUR!
They should offer the old way of filling out a form with all the info and taking payment at the register. These employees had no idea, had no forms and had no idea how it worked! Brutal. Western Union shouldn't make it a requirement to download their app and go through this annoying process when people can be dealing with emergencies! Other questions I would ask is what if people don't have cell phones to download the app? Why don't they offer the old way of filling out your old forms? I'm not the first, and definitely won't be the last to go through this annoying process. Obviously they didn't think this through. So annoying.
Reviewed Jan. 13, 2018
My experience with Western Union in the past sending and receiving money has been good until today. I was declined from picking up money that was sent to me. I called customer service and they couldn't tell me why I couldn't pick up my money. Has anyone experience this issue?
Reviewed Jan. 11, 2018
On Jan 3rd I tried to send someone $500 on the Western Union website, I waited to see if it went thru. Nope it was declined. I tried again a few hours later. They put my money and hold. So I just cancel the transaction. Not only that. I went the store to pick up money sent to me, the cashier told me it was under review, and it be ready in 15 mins. So I waited the 15 mins and it was still under review. I call the number and told me to contact the sender. She got her money back. Then I had another person who sent me money. So I went to pick the money up, nope the transaction was suspended. I don’t know what’s going on with me and Western Union. I won’t ever use them again.
Updated on 02/09/2018: I am done with Western Union. For the past month I have been having issues trying to pick the money up. It always gets canceled for no reason or they refund it to the sender. Today was the last straw. I get a email from someone last night to go to Western Union to pick up $320. So I went on Western Union website to check and see if the money was there, nope it said it was received. I never left to go pick it up. I talk to the person they told me that Western Union said I picked it up. They is a ** lie.
Now I am being accused of stealing $320. I know I did not pick it up and the surveillance video will prove my innocence. It said when I called the number it was received Feb 6th at 9:13 p.m. I was in bed sleeping and my brother knows I was in bed at that time. I am done with Western Union. So either Western Union took the money or the sender is lying. Plus when I tried to pick it up on Feb 6th they told me it was being refunded back to the sender. I have one thing to said to Western Union and it is ** you and I am done with your service.
Reviewed Jan. 11, 2018
I sent money from Louisiana to my son in Puerto Rico. He couldn’t pick up the money because when he entered the address, the system said the address was not valid (he has had the same address for 15 years and it is not the first time he received money via WU). He asked the lady at Walgreens to help him, and she said she couldn’t help him because was a new employee and didn’t know how Western Union worked. He complained to the store manager and he said he was too busy and didn’t know how the system worked either.
I asked Western Union for a refund and went to get my money back and couldn’t get my money because the moron that supposedly entered the refund in the system entered the information of the receiver as my information, so the lady at Walgreens in Baton Rouge told me that I had to pick the refunded money in Puerto Rico. Can someone from Western Union explain what the heck is going on? Western Union offers the lousiest customer service I have ever seen. Will have to incur in legal expenses to recover my money?
Reviewed Jan. 9, 2018
After using Western Union for many years, I decided to send 70 euro to my friend on 3th of January. Western Union refused to deliver the money. First they asked about our relationship, after they asked about his work and his occupation, I never heard about that for money transfers. Western Union does not want to give any explanation, they just said my money is under security control for 6 days ago. After sending all the references they are not able to give me any explanation, and tell me when my will be refunded. I am very angry and disappointed and I will never use Western Union again. If you can use another company.
Reviewed Jan. 3, 2018
My wife's Western Union account was hacked on Dec 29th and 2 unauthorized transfers of $2999 were made to an account in India. Upon bringing it to their attention, they closed the account and now are unwilling to give any information relating to the transfer of the money. The information is critical to the case which has to be coordinated between authorities in Chicago, USA and Chennai, India. As the police themselves do not have a system to handle such cases, I was able to find some contacts that may be able to place a lien on the account to which the money was transferred. However, after having tried and failed with Western Union 3 times now I have no recourse as no information is available. The authorities themselves cannot help as they honestly do not seem to care. Now I am short $6000 with the information available to stop the crime only in the hands of Western Union. What a joke!!!
Reviewed Jan. 3, 2018
Used Western Union as I was in London with no bank card after it was swallowed at the cash point. The company is a joke. No customer service skill at all. Broken promise after broken promise. Absolute joke of a company.
Reviewed Dec. 31, 2017
Today I experienced the worst customer service ever. My Western Union account has been hacked and someone made 2 transactions of 2999$. Hacker changed my phone number and the updated the destination account number. Western Union didn't send any notification email or message when change happen. Now they are not ready to own the problem. They are asking me follow up with local police. Appreciate if anyone has suggestions. Luckily amount was not credited from my bank account to Western Union yet.
Reviewed Dec. 30, 2017
Tried to send money to a brother in Minnesota from Denver. Both ends of the transaction were terrible. After the number of years this company has been around you would think they could figure out how to move money. I ended up at three locations before I could send the money. All had different limits and rules for sending. The last one said my brother could pick up at any location. NOT TRUE, brother ended up at 5 locations before being able to get the money. I will never use WU to send money again.
Reviewed Dec. 30, 2017
I sent Money to my sister in the UK, first they said I only used the middle name and needed to add the first name. In doing this I have to process a new transaction and wait 7 days for my $700 to be refunded. Then my sister did not get paid because they insisted that I have to add her middle initials. I did that and then they refused to pay unless I add the full middle names. I called back to request that the full middle names be added. Then I was told I have to send another money and wait for another 7 days for the $750 to be refunded. My sister is unable to pay her hospital bills and now I will have over $1500 tied down with Western Union just because they will not amend the name. This is absolutely unfair, frustrating and has caused an undue stress to my family!
Reviewed Dec. 28, 2017
Do not EVER use Western Union in ANY circumstances. They lie, and steal poor peoples' money. I have an income of 10,000 kronor, my soon to be wife haven't got her salary for 2 months. So had to take money from my bills to pay for her travel from Russia to Sweden. Her flying tickets cost 5,000 kronor. My rent is 6,400 kronor, and I need to eat and pay other bills. No problem when she gets her salary. But now she have vacation for one month, so she don't have to work without salary. But the vacation starts tomorrow and I haven't got MY money back. It is my money, NOT Western Union's money. It's been a week since Russian WU started their lies and did not pay out the money to her. So my Swedish WU office called headquarter, and they said I won't get money back if she don't visit more WU offices.
But the problem is Russian WU is lying and saying that she can only receive money two times a month. And headquarter say Russian WU is wrong. They need to pay out the money, so she went to another office and they said SAME thing as first office did. So now I won't get my money and her vacation and Christmas and New Year's eve is destroyed cause of Western Union. We was planning to marry this year, but now we can't cause her next vacation is in one year. I say to everyone Western Union is a criminal organization that steals poor people's money! Russian WU don't pay my soon to be wife and Headquarter won't pay me either. So now they destroyed our lives. I got my document to assure you my story is valid.
Reviewed Dec. 22, 2017
This company is very, very, very bad! I'm not even exaggerating and won't hold back my opinion. When I have gone to study abroad (in Spain) without a scholarship or financial help from the government, I had a small paying job but one month they paid me very late and my parents sent money over. During 3 days, my life revolved around going back and forth to their office, only to be treated in the most condescending way and come back empty-handed! 'Sorry darling, I understand you but all your names do not appear on here'.
I come from a country where it is common for people to have 3 or 4 names and they expected all my names to fit in one line!!! Of course it would get cut at the last few letters! I told them my family had a receipt showing proof of what had been inserted in the first place and they asked me to bring it. I went back and did. There appeared all names and they still said no! I went hungry and my family had to cancel it and send the money by post. Never again.
Reviewed Dec. 19, 2017
There is absolutely no reason for asking for somebody’s ID or phone number when they are trying to pay a utility bill such as a power bill. This is absurd and very distasteful. It’s none of your business who is paying what bills for who or why they are paying them. What if a family in need can’t make their payment this month so somebody decides to help them out. So you're gonna further embarrass them by making it known that they can’t pay their bill. Very sad Western Union. Very very sad.

Reviewed Dec. 19, 2017
I sent money to my mom on 12/15/17 for Christmas from USA to Ukraine. She didn't receive them, because WU made a mistake in the system! When I try to get the money refund they said somebody already receive my money in Colorado State! Omg! I live in NJ and I send it from NJ State! It took me 2 days and 2 different agents locations in order to get my money back. It was their mistake so I should have been refunded immediately! Very disappointed. My mom's Christmas present was ruined, I got unnecessary stress. The customer service is a nightmare. This was last time I used Western Union. Wish I had checked ConsumerAffairs prior to use. People, read and never use Western Union!!!
Reviewed Dec. 15, 2017
I wired a large sum of money for an attorney and first of all they sent it to an account that didn't exist, second of all when I try to get the money refunded they say the bank sent a check back to them. So I'd have to wait till they received it, that's not my problem, it was their mistake so I should have been refunded immediately! Then I called the corporate office and the lady that is assigned my case is avoiding me, won't call me and has excuses when I call, not to talk to me, over two weeks ago I sent the wire and they're refusing to refund me until they get a check, when it was their mistake!
Reviewed Dec. 13, 2017
I previously blogged about my horrible experience with Western Union and not receiving my refund check or monies. I needed to escape Florida during our last and worst hurricane ever. Now I have received it and it took a total of 4 months but I did get it and had no problem cashing it. I went through hell and high water but they did pay me so I'm changing my review.
Reviewed Dec. 8, 2017
It took 3 days and 3 different agents locations in order to get a $500 money transfer completed. And my son could not get full cash. The store did not have enough cash. They paid him $200 in cash and $300 in a prepaid card (which costs fees to use.). The same issue existed for my grandson in the same amount of $500. WU told me to have them check other agent locations...and they would not refund $12.50 fee each I paid for Money in Minutes service. Very disappointed. First and last time I will use Western Union. Wish I had checked Consumer Affairs prior to use. SAD!
Reviewed Dec. 7, 2017
It's crazy what is happening to me. My mom sent me money from DR to USA because I have an emergency and she sent the money early in the morning around 9am and it's 7pm and I couldn't get my money because there is not an agency that can cash me 1,800.00. I been calling to Western Union customer service asking for help and they been sending me to agents that can't cash the money. This is a nightmare. Omg! Never use Western Union.
Reviewed Dec. 7, 2017
There is a space for a name and one for the last name. You have to include the middle name, otherwise the receiver doesn't get paid. You write the names in the right order, then when the receiver goes to get paid, it appears in different order, for example the middle name is at last. It takes 3 or 4 phone calls to get it right. They should release the money even if the names are not in the right order. They have, number of transfer, name of the sender, address of the sender, amount sent, ain't that enough? This happens every single year when I send money for Christmas.
Reviewed Dec. 7, 2017
I've been using WU for years, along with RIA, MoneyGram, and other transfer services for sending funds to other states, other countries. In 2016, the Central Bank of Nigeria blocked WU, Moneygram and other companies for the nefarious practice of overcharging families who were attempting, like ours, to fund family members either traveling or working throughout Lagos. Their main complaint was fraud. Not once in more than 100 transfers I made, were they able to provide a single piece of evidence. Unlike legal proceedings, they aren't required to. They can simply raise the question and refuse to serve you.
Worse, of 10 receivers I used to transfer, 6 were accused of fraud outright. All six were Nigerian nationals. The three allowed to receive were all American. One of the chief complaints of the CBN was racism, which is rampant through the financial services industry. MoneyGram is even worse than WU, not allowing ANY transfers to Nigerian nationals at all, in an attempt to get revenge on the CBN for stopping relations with that company. It's nearly so bad, that you need to have a bank account with Bank of America, which has branches in Lagos, or some means such as cryptocurrency. WU and other companies in this business, make money from delaying your transfer. That's the size of it.
Reviewed Nov. 30, 2017
They couldn't send my transaction after I paid for it. And when cancelled it took me 20 days, tons of emails and calls to make them send my refund. At the time of writing this I still didn't got my refund. Also I had to send a bank statement to prove I haven't received the refund yet!
Reviewed Nov. 27, 2017
My son is mentally disabled. I send him his money in small amounts, and every other day. Western Union recently informed me I was no longer allowed to send money through them because of suspicious activity of frequent transactions. My sister sends me my son's money. I was frequently receiving money in small increments because of the cost of larger increments. I went to pick up my transaction today and was told I wasn't allowed to pick it up and it was being refunded.
My fiance is stationed out of the country and has money sent to me, that transaction was also refunded and I wasn't allowed to receive it either. I'm very upset with Western Union for labeling me as suspicious for sending my disabled son money. They have no idea who I am nor what goes on in my life. What could possibly happen with $10 a day every other day? My sister has also now been blocked from making any transactions as well. She cannot send my son any money. They tried to verify who she was by asking her a question about her husband's uncle. When she told them she didn't know him, they told her they couldn't verify her identity. She's no longer allowed to use their services.
Reviewed Nov. 24, 2017
This Western Union remittance center don't accept legit customers but just wondering when these scammers sent money to their services, they will allow it. My partner had been using for two years sending our allowance from Australia to my country Philippines, and just this year they have been questioning as to what the remittances for?? You are not loyal to your good clients but these illegal activities can easily access your services??!! If our family is building a house, just like my cousin from Germany, she is helping her parents to build a concrete house and believing that your services would be of big help?? But what you did, you stopped her from sending money to her parents??!! Same case as mine. DO NOT FOOL GOOD CLIENTS with integrity. We are legit people in my country.
Reviewed Nov. 22, 2017
I walked into the Western Union outlet at WALGREENS #15360 (801 7th St Nw) today (Nov 21) at 2:15 pm and there was hardly anyone to attend to me. After standing for about 2 min a lady showed up and asked me if I was sending or receiving money and I told her that I was receiving. She then told me that she doesn't have enough money, even before asking me how much the amount was. She then asked me how much was the amount and I told her $150 and that was the start of her unprofessional customer service. She then asked for my ID and I gave her my passport and the world cannot believe this lady asked for my State ID (as if she saw me as a criminal) and when I told I her that the passport should do, she then asked for my address (which I gave her).
Throughout this process, she kept raising her voice as if to say she was expecting me to speak better English and made me feel really threatened to produce an American accent which I don't in any way have. Are these staff really trained and exposed to serve a diverse client base? After several attempts she told me that she could not process the money and that I should find another outlet that handles paper processing. I then asked myself if this was the Western Union I once felt so highly of... NEVER AGAIN would I do any transaction with them or even recommend it to any of my friends or relatives. Very bad service and up till now, my money has not been processed, so I'm canceling the transaction. What a bad day!
Reviewed Nov. 20, 2017
Sent money to Portugal, $500 was supposed to be 426 Euro or 0.85. When money was received Western Union paid 0.76 or 382 Euro. I called Western Union and was told that the exchange rate fluctuates - so in 10 minutes it went from 0.85 to 0.76 (when money was received) and then when they left back up to 0.85.
Reviewed Nov. 14, 2017
Every time I send money to my brother in law in Nigeria using Western Union, they flag me! If you don't want to send money then you should just dissolve your money transfer services! If other people get frauded against, that's not my problem and you shouldn't punish people for wanting to send money. It's not even big transactions I made. Some were 600, some 500. I hate all these money transfer services. They always give everyone who has relatives in Nigeria a hard time sending! Western Union still isn't the WORST ONES THOUGH. The truly worst ones are RIA! But WU is STILL REALLY TERRIBLE!
Reviewed Nov. 11, 2017
My dad tried sending me money in order to purchase gas to travel back home. As I went to the location to pick the money up, the transaction had failed to process while my account and tracking number reported to have the money ready for pick up. I spent almost an hour jumping through hoops just to get gasoline money to go home. Instead, I was left shorted out of 50 dollars and could not go home to see my family after four months.
Reviewed Nov. 10, 2017
I went Tuesday November 7 to wire money to my daughter checking account. Paid extra to get it within 24 hrs. Needless to say not there. Here it’s Friday and they had some bank issue on their bank so money won’t get to her bank till maybe November 13. Cannot get my money back because it’s in processing which it’s been there since Tuesday. I have called every day and get different lies each time. I went back to where I did transfer and they gave them the runaround and I still don’t have my money. One pissed off person.
Reviewed Nov. 5, 2017
Never using Western Union again. I have used them the same way 100 times this year me and my clients. Today I try to receive money and all of a sudden I need every single middle name I have is required? But the 100 other times it wasn’t? Then the sender calls and Western Union says it shouldn’t be an issue and to have me call. I call and a lady named MICA tells me I can hang up if I wanted to talk to someone else and wouldn’t connect me to a manager or another agent and she hung up on me. Also while I’m waiting on the phone the lady who wouldn’t complete my transaction is paying out two ladies without IDs after speaking Spanish with them for like 5 mins.
Reviewed Oct. 24, 2017
Two months ago we sent money to our son in California. Suddenly a new transaction took place recently but our son is no longer in California to pick up the money. Western Union tried to blame it on someone hacking into our account. But why would they send money to someone they do not know and never pick up the money. We asked them what happens the money if we never noticed it and it never gets picked up. The manager told us that Western Union holds onto the money until it is picked up. So if we mentioned that if it never gets picked up then, then Western Union holds it forever. She said that is right. So how many people has Western Union done this to and the money is just sitting around in Western Union's account?
Reviewed Oct. 18, 2017
I sent my son money 3 hours ago between states and we are still waiting for them to clear it. They charged 22.00 to send 200 and now they are saying we need to send our ID's? They always have a reason why they screw up everything. I used to send money to the Philippines but the agent there always skimmed off the top, the only company that allow it. DONT EVER USE WESTERN UNION. THEY SCREW EVERYONE.
Reviewed Oct. 12, 2017
I send some money to a friend in the Philippines. I had to change the name on the transaction so they could pick up the money. Instead of just changing the name, the name change generated a new transaction for the exact same amount as my original request. I have tried to process my refund over WU web page and have had no luck with getting my money back. I have also called Western Union four times to refund my original amount. Each time I speak with someone from a call center overseas and they give me really bad information.
They say it's my bank's fault (I've called my bank and they say they've never seen a request to process the amount back into my account). Western Union also asked for my bank statement to prove I never received the refund (ya right - I'm going to sent that right over to the worst customer service I've ever seen)! I've also been on hold for a long time each time I call into their customer service help desk! I thought Western Union was a reputable company! My friend was able to pick up her money. But to get a refund on my original amount has been crazy. I would avoid doing business with Western Union at all costs.
Reviewed Oct. 11, 2017
Today we can use the inexpensive bank-to-bank (ZELLE which used to be Clear Exchange) or we can use PayPal. We don't need Western Union. This entire service to exploit the vulnerable few that don't have a bank account. I see in the options "The Federal Bureau of Prisons" which tells me that FBP and WU are jointly exploiting the incarcerated as well. I googled WU and wow! The complaints are really bad. Fraud apparently abounds with this company. No thanks. You want my business? Change your fees to something reasonable and stop the fraud coming from the WU locations.
Reviewed Oct. 7, 2017
Western Union needs to be closed their money transfer if don't allow other people to pick up the money. They are really annoying. My bf send me a money today to help me pay the bills of my father in the hospital... I live in CA and he was in Florida. They are sucks because they allow the money to be send out but they won't allow me to pick it up... as if we're doing something wrong. This company is really a sucks. If there is a negative rating, this will I give to WU company.
Reviewed Oct. 6, 2017
The first credit card supplied was not accepted - without reason given. I was told to find a WU store location. I received 3 three different PIN# from 3 different agents. The third seemed to work. However, the store did not accept my debit card, cash only. The online WU agent had told me that a debit card would be fine when I had asked if I needed to pay with cash. 10 minutes later, back from the ATM machine, the number did not work anymore. I left the store after 65 minutes because they were closing up.
Back home I tried a different credit card (FICO score is excellent). The message from WU was that they would need to review the credit card. Then I received an email to call them for the confirmation of "some information". When I called them in reference to their email they were puzzled as to why I called. Being placed on hold for 5 minutes I was then told that my credit card did not work. Two credit cards denied. Does anybody know an alternative for international (no fixed address for recipient) money transfers with Western Union? How is it possible that they are still in business?
Reviewed Sept. 28, 2017
Appalling service. Western Union you are about as useful as ** on a bull. I send over $100k from AUD and USD every year and you have just burnt a loyal customer. How? Had to message 4 different times to 4 different people at WU as my transfer to my US bank this week had 'failed' but the money was taken out of my account in Australia. The money was no longer accessible in my Australian nor my US account and as a result I was hit with overdrawal fees. 5 days later, the money is still in limbo! After a grueling slow process speaking with 'customer care' they refuse to repay the overdrawn fees caused by your system not working! And when I asked them to refer me to someone who had the power to make such a thing happen your rude robotic customer service rep just ignores it.
How is that fair!? Here's my rebuttal, all funds personal and from my business which trades internationally will now go to your competitors. I also host a group for foreigners living abroad where I will share my experience and also direct them to your competitors. Only posting it on here since it being public seems the only way to get a response. Well done you incompetent **!
Reviewed Sept. 27, 2017
On 9/25/17 I sent 800 to my wife in Philippines by Western Union. Western Union notified me my wife had picked up the money but at that exact time my wife was in office of the National Bureau of Investigations getting a Visa but Western Union claimed she was 200 miles away picking up money I had sent. I notified Western Union and when they found out we had solid proof she did not pick up the money Western Union stopped replying. Now I have found this is happening so often in Philippines that money can no longer be sent there. But Western Union has done nothing to refund my money. After filing a complaint with NBI in Manila I find out they have many complaints of Western Union employees stealing money from customers.
Reviewed Sept. 27, 2017
They claim you can send money to various countries, but if you try they deny. Then they call you with rude questions with some guy who can't even speak English and acting like you're the suspicious one. If you refuse to answer their insinuated questions (none of your damn business), they deny the transfer. They're obviously overseas 3rd world call center employees having access to the account information I gave to a company I thought was based in the US are the only real risk of fraud here; not my legitimate attempts to transfer money to friends and family overseas. ** this company.
Reviewed Sept. 25, 2017
My main concern is... Customer Service... Didn't acknowledge the issue and status of the solution regarding Bermuda with no Western Unions. Failure to take action and rather distress by non caring with the incident. Policies throw in my faces and not even a solution since it was their course of action not mine. If you closed down 4 western unions as a corporate decision. Western Union financial bank should have a back up plan to solve clients' services. Instead I get "No" and "I don't know the answer". It rather disappointing. I will never use Western Union again and I am stressing to future clients. Buying we Beware.
Reviewed Sept. 25, 2017
I've had good times, and bad times with WU, and after awhile I started to take things personally after not sending my transfers and refunding them most the time now. How are you supposed to get ** done if you only got WU for security reasons. Money Gram is about the same. I'm on a hunch here.
Reviewed Sept. 22, 2017
Purchased a money transfer from Western Union. Used recipient's common name to transfer funds. Recipient could not pick up funds because legal ID was under full name. Contacted Western Union but their policy would not allow name change for security reasons. Tried to cancel the transfer via phone and was assured by two representatives on two calls that my money would be refunded within 10 days or less. It has been over 1 1/2 mos and the transaction is still active with no refund. I cannot get Western Union to refund my money or cancel this transaction.
Reviewed Sept. 21, 2017
I bought $500 money order which I did not used so I submitted for a refund to Western Union. I received $485 (minus $15 fee) check from Western Union and with Wells Fargo Bank as the issuing bank. When I deposited the refund check to my HSBC checking account and I received a copy of the front and the back of the original check back from HSBC indicated the Western Union/Wells Fargo refused to honor the check, claiming that the check was cleared and $485 had been withdrawn.
I called my HSBC and they informed me that other bank did not honor thus they sent back the copy of electronic check back to me, I contacted Western Union, they claimed the check was cleared and the money in the account was cleared. This really sounds like a 3rd countries fraud except it happens right here in the US. I file a complaint to NJ Banking Commission and don't know when will I hear from them. DON'T buy anything from Western Union!!! I feel sorry for those who don't have a checking account and I am sorry not to buy banker check.
Reviewed Sept. 18, 2017
They cannot fix a problem in a timely way. They say on the phone they will do things, but then don't. They send emails saying they will fix things then don't fix them. They say they will generate a report, then generate a report which is wrong. I have to chase and chase and chase them.
Reviewed Sept. 17, 2017
I have a WU account. I requested sending money on 9/8/2017. Moment later I got a phone call saying it's from WU and asked personal questions in heavy foreign accent. First of all, how do I know if it's not a spam call? After interrogating thoroughly (I gave the caller a hard time), I determined that it was a legitimate call and verified my ID. Shortly after I received an e-mail confirming that it was approved and the fund will be available on 9/14/2017. On 9/13/2017, I received an e-mail requesting my photo ID for verification. I sent it on 9/14/2017.
Two minutes later I got a reply saying that they will review it and contact me within 2 hours. I haven't heard until the following day. The status still says it is pending. I called the customer service. The agent asked me to wait and she apparently checked the status, confirmed my ID that I sent, and processed. The fund became available waiting about 15 minutes on the phone. I have used WU many time in the past and I liked it very much. I am not sure anymore if I will ever use it again.
Reviewed Sept. 7, 2017
I use WU to send money to relatives internationally. They are very dependable and pay out the money in US $ which is preferable. They also have multiple payout locations, but their fees are rather high.
Reviewed Sept. 2, 2017
I purchased Western Union Money Order last year to pay my rent. The money order to made payable to Skylight Real estate. The real estate agent and landlord contacted me to say there was an issue with the Western Union Money Order. The money order was deposited into the business account but the money was not released by Western Union. I contacted Western Union and I'm not getting this problem resolved at all. The landlord called Western Union and she is getting nowhere also. Western Union left a bad taste in my mouth and I warned all friends and family to never purchase Western Union Money Orders or utilize their services. Horrible service. My landlord is out of $1000. Western Union where is the $1000?
Reviewed Aug. 31, 2017
So I have used Western Union a few times before for Sending and Receiving money. When I tried to send money in the past it worked. But every time I try to pick up money it never works and the system is always down!!! So a week ago a family member sent me money and I went to the Western Union store by my house and they told me the system is down. Which was their 3rd time telling me that of all the times I ever went there. And I had to leave and come back later to try again which I did. And it worked.
So today I'm trying to pick up money again and they told me the system is down again this time. (I don't have a car and I was picking up money for food). So I found another Western Union location at Walgreens which I had to walk to in the Sun hungry. And they told me the system was down there too! So I had to walk all the way home with no money or food. I am very frustrated. I want Western Union to know that people depend on this service and sometimes for emergency situations. I wish you guys can be more dependable because you're so unpredictable! I was very upset because I had to do a lot of extra walking and ended up not getting my money today. I give Western Union 0 STARS!!! Next time I will go to Money Gram!
Reviewed Aug. 30, 2017
Paid for a next business day transfer. The website kept saying "processing" 48 hours later. Called customer service 2 times and both times was outsourced to India who didn't understand a word I was saying. Actually both times reps were giving conflicting information and kept saying "umm". They were actually trying to rush me off of the phone so I wouldn't ask the same questions again. I normally do not write review but this experience was horrible. Luckily my mortgage company got the payment in time, but as a result, I will never use Western Union for a transfer again.
Reviewed Aug. 23, 2017
Western Union is very well known and fairly easy to get to in this part of New York City. I particularly like using the Western Union app on iPhone because there are no lines in which to wait and the entire transaction takes maybe three minutes. If I ever had a problem customer service has been very helpful in getting me a fast refund and the rewards program is pretty generous.
Reviewed Aug. 20, 2017
We purchased with cash a Western Union MO to pay a partial payment on a vacation rental. We accidentally destroyed the MO with other papers. We had the original receipt, and filed an official claim with Western Union who had the gall to charge US money in the amount of $30. We sent in everything the form asked for. A completed claim form, processing fee of $30, and the original receipt. We copied everything we sent to them. We've been waiting and waiting and waiting.
Today we get a letter in the mail from these morons. They are sending our paper work back claiming that they need proof of purchase in the form of the original receipt. Well we sent it to these idiots. What did they do with it??? I'm suspicious that this is a rip off by them to get out of paying. They saw we paid cash as it was on the receipt. So we have not bank statement showing the charge, they stole the original receipt, we did not take a copy of the MO. So they screwed us out of $500. They will be reported to our state division of consumer affairs and the state attorney general.
Reviewed Aug. 15, 2017
Aug 2, 2017 I went on my account to transfer money to KIA Motor Finance. Upon submission I was issued an error message C9999 and was told to try again. So 5 minutes later I did try again and that time it was fine. I went on my account to see what I had in the bank and Western Union Sent 2 payments to KIA supposedly. I have called 17 times and gotten the runaround. KIA refunded my money to Western Union and they refunded me $9.99 cents the charge that it is to send the money in the first place. I have filed 2 complaints one with Department of Bank and Finance. The other with Consumer Financial Protection Bureau. Next my attorney plans to file the lawsuit. I was informed they are responsible for all nsf fees, 10 times the amount taken from my account.
Reviewed Aug. 11, 2017
My wife and I use Western Union every month and have never had a problem since we created an account with them on their website. HOWEVER, recently she tried to use the Western Union APP for iPhone, and when she was about to send the usual amount of money, the app demanded an additional $10 over what we normally pay for the website. Western Union is great if you have family that you support overseas, however, the most affordable way to use their services is directly through their website. Both the App and the Counter fees at Western Union stores charge additional fees for the same amount of money sent than their website.
It is possible that the app might be a third party company who is making an additional buck off of you and Western Union. Aside from that little scandal, I have nothing but great things to say about Western Union and have been using them for over 8 years on a monthly basis. Fast, convenient, safe and affordable way of sending money anywhere in the world.
Reviewed Aug. 9, 2017
I use Western Union from time to time to transfer money to my stepchildren in the Philippines, When I came to use it this weekend, transactions to both were declined, with a statement that "TRANSACTION EXCEEDS DEFINED LIMIT (C8618)". When I queried this with their customer service department I was advised that Western Union has introduced new system controls to limit the number of transactions and the amount of money sent to the Philippines. Western Union does this for many reasons to address risks with certain countries.
This was not advised in advance, and trying to find out what the limit is, when I will be able to use my account again is impossible. Their customer support write replies that are meaningless and never address the questions asked. It's clearly a company that does not care for customer satisfaction, I for one will seek alternative means to send money in the future.
Reviewed Aug. 7, 2017
I sent money amounting to 2000php last Aug. 04, 2017 because my father ask for my mom's medicines. Next day Aug. 05, 2017 he was about to claim it, but the WU Concepcion branch told him that it doesn't exist so I checked the tracking no. It also shows there that it doesn't exist so I ask for a customer service. They told me to wait until 6pm then they told me that I can get the money next day just wait till 3pm. It was already past 4pm and I keep on messaging their customer service but they don't answer. So I decided to go back in WU UN branch all the way from Taguig. When I got there it was already past 5 but there are still people from the inside so I asked the guard to open the door.
They welcomed me in but then they just gave me another paper. So I thought it was fine. They told me that there was some system issue. As I went back home I called my father and told it’s fine to go back in Concepcion branch. They already fixed it. He went back today Aug. 05, 2017 but still he can't get the money. The employee this time told my father that the money has been already paid. So my father called me telling me everything that happened. I keep messaging their customer service but I can't send the message anymore. I don't know if it’s their nature to deceive people. Never had any problem with any other money transfer co. This is the first time!
Reviewed Aug. 3, 2017
I sent money to India. They said it will be delivered on August 2nd. I got an email on July 31st saying money transfer is under review. I was waiting for further instructions. After 3 days, I called and they are saying they need photo ID of the receiver. Then I asked, "did you guys contact the receiver or the sender about it." They said NO. How the hell am I supposed to know they are waiting on something. The email that they sent me didn't even ask me to call them or didn't indicate that any action is required from me.
Reviewed Aug. 2, 2017
July, 2017 I sent a WU bill pay to my bank instead of the right biller. After I found my mistake I talked to Western Union and they said they would follow thru. They found my error and said to give them 24 hours. No luck talking to anyone since. I called my bank. They needed information on from WU. Now is Aug 1st 2017 and I haven't received any help. I am out $2400.00 with no help from anyone.
Reviewed Aug. 1, 2017
When sending money, usually a family member is in need. It involves urgency in a stressful situation. We look for a service that will make this transaction comfortable and smooth. We don't want to leave our loved ones in limbo waiting for the help they need. Western Union doesn't care about your needs. They say they provide three ways to wire funds: instore, online and over the phone. I tried all three ways and was still not able to wire money to my son. The machine instore froze up. The computer would not complete registrations and customer service tried to charge me double for using phone service and they were still unable to transfer my funds... From one US state to another. I then went to MoneyGram and was able to send the money without any hassle. Western Union is bunk.
Reviewed July 30, 2017
A lady on Toronto Canada, at Wilson and Keele was so rude, she asked in a daft way not only where I work which is usual question for them, also asked me about my husband work, and if he supported me or not, and what exactly I will spent my money for food or apartment. I got really angry and she refused to pay MY MONEY, and also she asked for my debit as a second id. This is unbelievable and she said that I CAN CALL HER MANAGER WHENEVER I WANT THAT SHE WILL SUPPORTED HER! PLEASE DONT GO THERE. This agency is like you are asking for money that is NOT YOURS. THEY HAVE TO KNOW THAT IS NOT A FAVOR!
Reviewed July 28, 2017
Normally, I pay online for global money transfers… all has gone smoothly. As I was having some problems with my bank, I decided to physically walk into Kroger and pay for Western Union Money transfer. Well, when my husband went to pick up money he was told something to the effect it had been suspended; due to too many Western Union Money transfers. What the hell. After calling Western Union their only response was some damn nonsense about having to email someone or other and I would not get a damn reply for up to a week. Like I told her; this will not due. It is four in the morning here, and I am not in the mood for this… So, after being on hold a very long time I have been given a new mtcn number to pick up my refunded money. A suggestion was made for me to resend. Like hell, I am not going thru this twice in a day. I will take my happy ** over to Money Gram and send.
Reviewed July 27, 2017
I have family and friends in Ghana and I used to send money. Suddenly with no warning my transfer been refused. The reason Scam. I did call their office with no joy. I have started an official complaint by email. They are replying very quickly but no solution yet to reinstall my account after 5 exchange of communication. That is a scandal to be treated that way and how they can call family SCAMMER.
Reviewed July 26, 2017
On July 13, 2017 I sent $60 over Haiti. They gave me a MTCN starting with letters: WMO and 7digits. The receiver couldn't receive the money. I went to the store, they called Western Union they put the manager on hold for more than 2hours and kept transferring her to another department. At the End they said money is not available. They will give me (the sender) a call within 5-6 hours.
They need to be put out of business because they are just stealing customers money!!!
Reviewed July 24, 2017
Wrongful Delay of Funds: The history. July 19, 2017. Transfer ordered online. July 20, 2017. Money paid to Western Union by my bank. July 24, 2017. Western Union reports online that the transfer is "in process" waiting for my bank to release funds. (Incorrect) July 24, 2017. A Western Union online chat agent tells me that the "release date" is July 25, 2017.
So. The WU website is factually incorrect because WU already has my money. I can find no record of a "release date" being disclosed to me during the transaction, particularly one five days after the order. This disturbing policy comes with a recent dangerous policy change. WU now wants my banking username and password to process a transfer immediately. That is access to my checking, savings and investment accounts. Absurd. In the past I could select WU Pay, go to my bank, order funds send to WU, and a few days later the transfer was available. Now the waiting time seems to have been extended. I presume as punishment for (now former) customers not releasing their banking user names and passwords. Absurd.
Reviewed July 20, 2017
Western Union has no idea how to run a business or website in 2017. They "lost" £105 of my money and offered no refund. If you send money with them, you may just lose it forever. Thankfully there are many new alternatives to WU. I predict this business will be history by 2020.
Reviewed July 20, 2017
I have used Western Union several times in the past, and always had a quick and reliable service. About 3 weeks ago I attempted to do a bank to bank transfer $150 (US) to my elderly ill mother to help her pay some bills before she went into hospital for surgery. WU took the funds from my account within 2 working days, and send me confirmation that the money reached my mother.
However, my mother called me in a panic to say the funds weren't there. WU said it might be due to Independence Day in the US (fair enough) and to wait a few more business days. By the time a week had passed and no money was in her account, she called to tell them. They refused to talk to her, but said as the sender I had to make contact.
Fast forward to nearly 3 weeks later after more than 10 phones where I was bounced from department to department, agent to agent, each time with different stories/information and ever increasingly rude staff, they finally admitted they'd messed up and agreed to re-issue me my money. However, they initially weren't going to refund the transaction fee, and only after me shouting down the phone did they finally agree to discount me this and to give me £10 (UK) as compensation. I will never use them again as I'm sure if I didn't follow up they would have happily kept my money, and they didn't care that they made the life of a sick woman very stressful, or that I spent literally hours of my time trying to get back money that was rightfully mine. Avoid like the plague.
Reviewed July 18, 2017
I bought two m/o from Safeway where I work and long story short my wallet was left in the cart and someone took it like 20 min. After I bought the m/o, therefore it wasn't signed. Safeway gave me a copy of receipt and gave me the serial numbers of that m/o. I call Western Union and the lady tells me they haven't been cashed so I said, "Well, can you stop payment then?" She says no. You have to have a request form to trace it. Filled out and notarized and it's 30 dollars for each m/o and ten each to be notarized and then I have to give them copies of my receipt plus they want a police report.
Now I believe to get a police report it's ten or more. But it takes 7 days to even get it, also it takes 6-8 weeks to process the request forms. I said well it's going to be cashed by then. WTH is the point of spending all this money that I don't even have just to be told it's already been cashed and I'm ** out of luck. She said, "I'm sorry. Is there anything else I can do for you?" Really? They are collecting so much money it's ridiculous, they need to really change the policy on money orders because there shouldn't be any reason that they can't stop payment or cancel a m/o that has been stolen. SCAMMERS!
Reviewed July 17, 2017
This company has become a total disaster. It is unbelievable the amount of hassle you will face when doing business in good faith with them, where they charge you a fee plus make money in currency exchange. I just filed a federal complaint with this company, they need to really be put out of commission. DO NOT DO BUSINESS WITH WESTERN UNION. They only intend to hold your money and fees to deal with it, while the person you send the money to undergoes the worst kind of treatment, unhumaned and embarrassing service. Western Union customer service department has no ideas of law, rights of people, and their properties or monies. PUT THEM OUT OF BUSINESS, STOP THEIR ABUSE AND WRONG DOING. USE OTHER COMPANY FOR YOUR SERVICES. SAVE YOURSELF THE HASSLE!!
Reviewed July 15, 2017
On July 12th money was sent to me and I went to all the locations that were listed and they all told me to come back later which I did. Today will be the 3rd day of trying to get my money, I asked a manager at one of locations "when you take someone's money do you notify them that the receiver may not be able to get the money sent to them?" Not one of them told a customer that the receiver may be unable to get the money. I have a wife and 5 kids that depend on me, just like my employer depends on me to show up for work and be productive.
Western Union is not a dependable business, they list businesses that are supposed to have western union and don't, the businesses that are listed and said to be able to handle and have the money on hand to pay out can't and this bad business and deceptive. I have wasted more than 3 hours a day and today will be the 3rd day trying to get my money. I would be very cautious about using western union to send money, I have learned a valuable lesson and will not be using this company again, all I have gotten is the runaround, so before sending money people don't be afraid of asking questions or taking your business somewhere else, look at all your options, otherwise you will be in my shoes wishing you had used better judgement when trusting a company to do business with, I wished I had.
Reviewed July 14, 2017
Let me begin this review by saying both my mother and I have exhausted every single option to try to mediate this issue with Western Union with zero results. On 7/7/2017 my mother sent me $200 via her Western Union money in Minutes app as she has done before and as I have done before I used my registered Western Union NetSpend card to move the money transfer online to my card. It worked and the much needed $200 was added to my account. One minute later the money was then removed from my account and the transaction was voided. Of course I immediately called customer service who argued with me repeatedly that I could not receive a money transfer that way even though I have done it several other times. This customer service rep then stated I only needed to go to a physical Western Union money transfer location to pick up the money.
As I was getting dressed to leave to the store to do so I simply asked her to verify that the MTCN number was still good as it was stating online that it was not valid now as it was loaded to my card then voided. She refused and continued to repeat herself that all I needed to do was go to the store and pick up the money. I then asked to speak to her supervisor and when I did she put me on hold for 35 minutes before I hung up. When I arrived at the Western Union location it was exactly as I feared. The MTCN number was not valid. When I explained to the employee working there what happened she was concerned and called Western Union herself who eventually spoke to me only to say they could not speak to me or give me any information as I was not the sender of the money and the sender would need to file the grievance.
I pointed out to him that the money was transferred to my card and voided by Western Union so that I was in deed a party to this but he would not listen. That was Friday the 7th. Every single day since then both my mother and I have filed written grievances and called to try to get our 200 dollars back with zero results. We have been put on hold for several hours, lied to, hung up on and laughed at. Not only are these two companies thieves they are disrespectful and not knowledgeable of their own products and services.
At one point someone working there told my mom she would have the money refunded to her card in 48 hrs. Well that was a lie!!! Now they are telling us both that the issue has been escalated to a higher level and that it will take up to 14 days to resolve. Now we are not a family of many means and we try to live within them but it is hard to keep our budget in check when Western Union and NetSpend steals 200 plus dollars from us without remorse. Who can stop these people and how can we get our money back!!!
Reviewed July 9, 2017
A business to scam you and blame everyone else. Shouldn’t even be a company. All our transactions are confirmed by a minimum wage employee who doesn’t speak or understand English. The only equipment expense basically, headsets, are apl broken for the employees, then they blame my 750$$$ PHONE! They’ll take your money then freeze your acct and hang up on you when trying to get $$$ back. This company needs to be sued!
Reviewed July 8, 2017
I tried sending money to my nephew who stays in New York about last week, I got a Western Union office and filled out a form, left the money to be sent and went back to work. I got a call from Western Union later saying they could not continue with the transaction because New York is known to be a crowded community with lots of false transactions going on so I need to come by their office to get a refund, I yelled "TO MY OWN NEPHEW" they are declining the transfer because of the state, area, or community, this is totally wrong, they should not advise consumers wrongly, this should be against their work ethics, such agent should be fined and fired.
Reviewed July 3, 2017
I went to Western Union at the address 371 Wellington St, Cash Money, London, ON N6C 4P9 on July 1, 2017 around 4 PM Eastern Time. I spoke to the unhappy agent. Advised I am receiving a wire transfer, she pointed to the other table and asked me in a rough manner, go and fill the form, I filled up the form and submitted to her but she said that the sender name is not matching, then I filled the sender name based on the form pictured and sent to me over WhatsApp from my brother and then I submitted to her.
She asked me "why are you receiving the money?" and I said I need to pay off my bills (credit cards and other expenses) and I am borrowing from my brother overseas, she asked me "do you work?" and I said yes, she asked "do you own a business?" and I said "yes a cleaning business," then she said "I need a copy of your business license", and I said "why, this wire transfer is for my personal use and in my name and not in my business name."
She insisted to see my business license and I tried to find it on my smart phone and I founded and I wanted to show it to her, she said "no I need a copy," I said "It's at home and I can not bring now", she said "go home and bring it." I said to her again "I am receiving this money to my name and not to my business account" but she insisted not to give me my wire transfer until I bring my license. I said "I am not begging from you and I need to receive my money."
I asked her to talk to her manager or supervisor and she said "I can not give you his number as it is a personal number and you can not talk to him," then I asked her for her name and she refused to give me her name and she started telling me "have a good day" asking me to leave. I told her "you are helpless and you do not want to cooperate and you are not treating me in good manner."
From the beginning she was helpless and arrogant to me, she didn't want to help at all. My son was with me and he witnessed the incident and her behaviour and he told me she was not treating us with respect and her eyes were full of rage. I was dissatisfied from her attitude and I wish the management will talk to her to be more decent with customers. I don't know if she was doing that to me or with everyone else. If she is not able to handle customers in good manner then she need to be alerted by the management to take better action in the future to maintain the good reputation for the company she is working for.
Reviewed June 23, 2017
Made an online WU transfer through my bank account, only to have it cancelled by WU, with the transfer status showing "REFUNDED", my bank account reveals no money has been refunded so I phoned my bank, they confirmed this. 1st call to WU - I'm transferred 3 times, because after reading them all my information "It isn't their dept." They won't give me any answer as to why the transfer was cancelled, the amount was 140 US dollars from Canada, but I am given a new WU transfer number that I am told to go to a WU outlet and get my refund.
First WU outlet I go to - their machines are down, second one was a Money Mart cheque cashing place, I give them the number - it's not in the system??? The nice lady at Money Mart phones them for me, and she is told I already picked up the money, get this on the other side of Canada just a couple hours ago?? WTF???
2nd call to WU - again transferred 4 times now, and put on hold for 10 minutes, to be transferred higher up the chain again, they tell me the money is in my account - it is not. 40 minutes later - I'm given the number to call my bank. Are these guys serious?? 1st call to my bank - I get the security dept., explain the situation and they 3 way call WU back to get answers, after 15 minutes again on 3 way between me, my bank and WU she asks for my phone number and says she will phone me because she wants to speak only with me, 10 minutes goes by - no phone callback even after she repeated my number back to me.
2nd call to bank security to explain she never called back so they again 3 way call with me and WU, 30 minutes more and I'm told my money will be refunded to my bank account and that I will have to wait 4-5 business days to receive my money??? They took my money in less than 3 seconds, but can't return it for 4-5 days all because they cancelled my transfer with zero explanation, though I was given an email address that I could again ask why it was cancelled after already asking and given the runaround like a dozen times - SOP literally 3 hours of phoning and I end up with that. These people are a joke - I finally explained to them that my calls were being recorded through my smartphone - they probably didn't expect that to happen. Bottom line STAY AWAY - VERY FAR AWAY FROM WESTERN UNION.
Reviewed June 21, 2017
Well, my poor experience with Western Union has driven me to take time out of my day to make an account and compose a review. Simply put, Western Union is odd and unpredictable, and that isn't something I want when I'm dealing with my money. I just sent a transfer of $300, and it went through apparently. Then lo and behold, it was cancelled for no reason whatsoever. I had enough money in my account. No reason to cancel on my end.
I NEVER cancelled the transfer. Western Union did, without consulting me and without telling me why. And after reading the reviews, I will not put myself through the misery of their customer service to find out. Furthermore, Western Union hasn't let me sign on in months since I've been in Mexico as an American. Why? No idea. Random error code produced at every attempt. I have to use a VPN to even log in to my own account. So, in conclusion, they're weird and they conceal their intentions. I don't want that when it comes to my personal money. Remitly has a promotion for sending money to Mexico. Just switched over to them for the time being and did my transfer. They seem a little more professional.
Reviewed June 14, 2017
There was a time I used Western Union weekly, never again. My friend was trying to send me funds I desperately needed from her location in Seattle to my location in Florida, Western Union would not process the transfer because of fraud alerts? How do they determine this? How can a discerning adult be prevented from transferring money if they choose to? I will never ever use Western Union again.
Reviewed June 10, 2017
Once again, I'm going through a nightmare with Western Union. It's unfortunate. I did a wire transfer at 1:20 PM today. The time is now 6:57 PM and Western Union continues to say "it's being processed." They started out by saying then 1-2 hours. I got a manager on the line, was told 15-20 minutes. When I called back, was told another 1 hour, and so on... now they're saying, they have no idea when they'll be able to release the funds because they're having system issues. Why is that my problem? They said they cannot refund me the money. Cannot release the money. So I just have to wait until they are ready to do whatever it they're going to do.
It's beyond frustrating. All of this for a domestic transaction. Imagine if it was international. I paid $160 fee for this transaction. I could have driven and deliver the funds to my family and it would have taken me 4 hours. I asked if they will refund me the fee because I paid for money in minutes (20 minutes) to be exact not 5 hours and certainly not 24 hours. It's the least Western Union could do. Who is looking out for consumers? Certainly NOT Western Union. They're only interested in fulling their pockets, forget about providing the service they're being paid for. This is becoming more and more ridiculous by the minute.
Reviewed June 9, 2017
This was my second time using WU services. The first time I sent money to the same recipient it took multiple trips for him to finally get the money. I had to fax copy of his ID to the US Western Union office that he has faxed over from Ethiopia for him to get the funds in Ethiopia. After a long time of avoiding WU, I decided to give WU another try on June 4. I should have waited until the next day and used a different service since he would have received it in time; but too late. I thought since I have sent money to the same receiver in the past, it should be easy time.
I was surprised to hear that after 2 attempts and 5 days later he still hasn't been able to receive the money. I was told today by a WU rep that it was under review and he can now pick it up but maybe he should try a different location. I think this is the worst customer service I have had. I don't think it is appropriate for me to pay $27 for a supposed money transfer service that is slower than mail service. I will never use them again and I would suggest to others using other services. Very disappointed customer.
Reviewed June 7, 2017
I sent some money to a friend from Georgia to Illinois. The person wasn't able to pick it up. So, I called to cancel the transaction because the person never picked it up. Western Union DID NOT refund my fee of $12. They basically stole $12 from me with no remorse. God don't like ugly. Karma has no expiration date.
Reviewed June 6, 2017
I received terrible service in Western Union. I tried to send money to China 5 days ago. The person in China cannot received money. I called more than 5 times. No one pick up the phone call. I tried to chat online, after that I was transferred and still no one to pick up the phone to listen to my problem. This morning, after 15 minutes of waiting, someone picked up the call and asked me many questions about my receiver. After many questions, they said they need the ID from the receiver in China. Finally, I give up, I just want my money back since there are too many problems with Western Union. After more than 30 minutes of talking on the phone with the representative, they said they need send the receiver's ID and email to translate and ask me to send the ID to them. I told them China is in the different time zone. I have the ID and I don't have email because we use WeChat system.
After about another 20 minutes, I get a manager and she told me they will let me know in two days if I can get my money back or not. My grandfather need the money because he is in nursing center and need the money to care for him. I thought I can send the money to him fast, now it ends up with a mess, the money is not received in China, and I don't know when I can get my money back. Please don't repeat my mistake. Please don't use Western Union, if you do, you will face the same problem like me.
Reviewed June 4, 2017
Western Union cancels transactions in the name of fraud prevention when in fact they are the ones committing fraud by stopping the transaction so they can hold the money and invest it. I'm positive that they put transactions on hold in order to invest the money. PayPal did the same thing. They choose a certain amount of people at random and freeze the transaction and give you a bug run around. If they do this to a thousands people at any given day, they can maintain a pool of money that they can invest into currency exchange.
They are not breaking any laws because eventually they will give you the money. But when they do this to thousands of people, it gives them a big pool of money to use for investment. Someone sent me money and when I tried to pick it up they said it was on hold and that I needed to contact the sender and have them go down to the office and answer more questions to make sure it wasn't fraud. Several days later after more ** I called them back and they said that I was the one who was being suspected of fraud and I needed to send them a scan of my ID. So which is it? It's just a big run around designed to hold your money so they can invest it.
Reviewed June 3, 2017
Western Union must have some of the worst customer service I've ever seen when you send money in min. and 3 hours later no money so you call only to be transferred to where hey India the call center of the world where you are greeted by some guy that definitely doesn't understand a word of what you're saying. So how can he help? Here's how. By putting you on hold to hang up.
Reviewed June 2, 2017
I have used the site for a long time, every was ok then suddenly I started having transfer issues. Transfer in seconds takes days and I get no help from customer services. Money goes from my bank at the time of transfer but the receiver cannot collect it until several days later, once it was 2 weeks!!! MTCN IS INVALID. On one occasion my transfer went missing and Western Union called me actually suggesting my receiver had collected the money and lied to me about not receiving, Then they called 4 weeks later apologising and saying it was a technical error and refunded my money. Not considering the problem they had caused between my receiver and I. Terrible service and not true to their word. My money is in a Western Union account for days before my receiver can collect it. Clearly this company is benefiting from this.
Reviewed June 1, 2017
I made so many inquiries to your different contacts and services, but nothing happen. My € 350 I sent last December 30, 2016 was not received. And now I feel so hopeless because they never care for my case. I have no job because I am sicked and I can't go to my country to make a legal complaints. The authorities here in Italy can't do nothing because it happened in the Philippines. My friend's suggestion is to go on a TV channel who help people having issues like mine.
Reviewed May 31, 2017
Now I usually don't have a problem using Western Union. However this last encounter I was sent money from 1 state away and have yet to receive my money transfer. It's been 5 days now and it says still processing. Was told that because the sender used an bank account it there would be a delay. Well if we had known it would take a week to get we would have just done it through the mail. This is ridiculous. Then they have the nerve to charge a fee. WOW never again. Thanks Western Union.
Reviewed May 27, 2017
In the last year, I have tried to help a friend a few times until he can get to the States, but Western Union always either cancels or blocks my requests, giving the reason being the name of the country, and name of the person. Excuse me? So, what they are saying is if you have a Spanish last name you are not allowed to receive money through them. Isn't this 2017? Western Union is absolutely biased, and racist with their policies, stating that I have to send them an e-mail to explain why I am sending the money and my relationship with them, and that is none of their ** business. Then they will get back with me in a week or two.
If I ran my business this way, I would be out of business. It is my money, and I am an adult and it is my decision, that is why I present my id and sign the form as required by law. This company is biased against certain races and countries, harming people that are truly in need, and I don't get how in this day and age, a company can be allowed to act in such a racist manner. I am so angry right now, I truly feel sorry for the people who are not getting the help they need because of this racist company.
He also asked me if I had been sending a lot of money through them and I said no because they have never, ever let me send anything, once again, based on the country and name, which is the most ridiculous excuse I have ever heard. I got in an argument once with a woman at MoneyGram for constantly harping on me about whether I knew that person because of the name. Now she is very friendly instead of being rude because I complained to the store manager. These companies are out of line, once again, I am an adult, and it is my decision to send my money wherever I want. If there is anyone out there that agrees with me, please say it here. My son and daughter are half Hispanic, and I am outraged at these companies that use this as an excuse for fear of being sued. Don't they realize that that in itself warrants a lawsuit?
Reviewed May 26, 2017
I have only used WU few times and had no problem until the last time in April when I tried to send money to Mexico. I was told I couldn't send money because WU had blocked me from doing any transactions, I was given a number to call, from there customer service told me I needed to send an e-mail, which I did. When I finally got an answer I was given a case number and I was told they will contact me within 24 hrs which they never did. I finally decided to call customer care main offices in Colorado just to being transferred 2 more times with no answer.
All I want to know is why I was blocked from sending money (forgot to mention, my husband was blocked too about a week later after I was). They can't provide an answer. They need more information about the transaction, as I told them "what transaction if you blocked me from sending money." I wish it was another company we could use to make such transactions. WU you are too monopolized, you have the control and that is not good. Please I need an answer WHY?
Reviewed May 24, 2017
I have been using Western Union since 2009 with remarkably consistent transactions. Due to some legal issues, I needed my last 10 years transaction history to submit in the court, followed their normal procedure, made an online request, no response. Finally called them and advised that I will have it in 21 calendar days. After 25 days did a follow-up call, the staff had no clue about that and in response, they blamed me they didn't receive a form which allows them to access my information, but no such form was sent to me at the first place. Promised by the staff that they will send me the form in 24 hrs, no response.
Again made a call and this time managed to talk to their supervisor and assured by him that company will send my transaction history within 24 hrs. Still no response. I have never experience that poor customer service in my entire life. What a shame. Will never use them again. Also, the staff communication is very bad. Poor standard of English.
Reviewed May 24, 2017
I had to do a stop payment/cancellation on a money order for an 83 year old man. I called the "customer service" number located on the bottom portion of the money order. I DID NOT ever get the option to speak to a customer service representative. All I got was the typical automated **! SO FRUSTRATING!!! I followed the instructions from the robot automated annoying voice and did exactly what it stated to do. About 4 weeks later the man received a letter in the mail stating they could not process the cancellation because there was a $15.00 processing fee, yet on the bottom of the money order receipt it said if you didn't include the $15.00 for the processing fee it would be deducted from the refund. LIE LIE LIE!!!
So I called the number listed on the letter that said... wait for it... this is rich..."Call this number and one of our customer service representatives will be glad to assist you." BAAAAA HAAA HAAAA IT'S ALL AUTOMATED! There are no options for a representative!!! I hit every option you could possibly choose and did not get a representative BECAUSE THERE IS NO OPTION FOR A CUSTOMER SERVICE REP! They DON'T HAVE ANY HUMANS WORKING THERE! After this extremely frustrating waste of time I went on Google to find a number for "customer service". Called that number and once again did not get a human. WESTERN UNION SUCKS!!! I will never use them, nor allow my 83 year old friend to use them either. Worst customer service ever!!! If Western Union was a person standing in front of me I'd beat the ever loving ** out of them!!!
Reviewed May 22, 2017
They are awful at refunds. They canceled my transfer, and called and said to call the customer service number to get a new tracking number so the refund could be processed. It is totally automated with no options for a new tracking number, though they called and said to call that number. Tried calling Englewood, Colorado and other numbers listed in internet BUT all numbers lead back to this and you cannot find a live number anywhere.
Reviewed May 22, 2017
My friend from Oregon sent me $1100 through Western Union to help bring someone home who was stranded in Qatar. I did all the right angles. I have done business with Western Union for many years, as I have sent money through Western Union without a hitch. But my friend sent me $1100 through Western Union, and I went to pick it up at the local Western Union office, which was in a grocery store. First, though, I tried picking it up at Walgreen's, but their payout limit was only $300. Then I went to Harps', the local grocery store, and their maximum payout limit was $1000. Now I am in a rut. I therefore do not know what to do. And I do not know where to pick up the $1100, if the maximum payout in the local area is $1000.
Reviewed May 22, 2017
I have been using Western Union for years with one bank account to send money to one person. Today they demanded for me to send a copy of my license or passport. Forever on hold hearing how easy it is to transfer money. They then tell me I cannot cancel transaction without providing a copy of my license. It is utterly ludicrous! If I don't do it the treasury department will contact me about having my money refunded. Of course all these conversations were with people from some other country who I could not understand. I had to have him say treasury like 15 times before I knew what he was saying.
STAY AWAY FROM WESTERN UNION!!! Unless you want to spend hours of your Sunday afternoon hearing recordings of how efficient they are as they are being anything but. When you ask to talk to a supervisor they tell you no, not unless you listen to them. So, for the fourth time I listen to a foreigner trying to speak English to tell me what I already know. I can't send money without providing an i.d. I can't cancel transaction without providing id. I get it... I will never use them again. Hopefully I can cancel through my bank. Ridiculous! Terrible service! Use another service!
Reviewed May 16, 2017
I try to send money to Panama a year ago. The person could not retrieve the money because WU made it very difficult. Now a year later after 15 calls to Customer Service, I still cannot get my money back. I have spoken with 15 Customer Representatives, which are very hard to get... You need to wait at least 20 minutes online with the machine to get one.... And then they are rude and they do not solve anything. Use another service. This company has no customer service.
Reviewed May 10, 2017
Immediate transfer was not done. So my sender went into a Western Union in SoCal to do a quick transfer to India. They accepted the money, gave an MTCN no and that’s it. It has been 12 hours now, the MTCN no is not traceable on https://www.westernunion.com/us/en/self-service/app/tracktransfer. They also did not answer their customer service phone calls as soon as we realized there is a problem.
Reviewed May 10, 2017
My fiance lives in Philippines, we have been dating for three and a half years and plan on marrying in the next few months. I have flown there many times to spend a lot of time together. But now I am home in the USA and she ended up in the hospital with pneumonia and asthma, almost died. Her pneumonia was so bad she needed two vials of antibiotics injected into her dextrose IV. In Philippines you need to pay for the medicines first. So I sent her money Western Union for the two doses of antibiotics. I'll try to make this short, they denied the transfer, I called them and told them it's life and death situation but all I got was a bunch of nothing and ignorance. They couldn't grasp she might die, they don't care.
Now it being 10 pm here where I live I have to wait til my morning to get the money back and send through a reputable money transfer site. I'm going to file a lawsuit for the intentional and knowing of the situation and directly related to making her more sick. Also I'm going to contact the district attorney's office and franchises that use Western Union to try to get to switch to another type of money transfer. Oh FYI most MoneyGram call centers are in the Philippines and the starting pay for a worker there is 750Php a day, that equals 7USD a day. Could imagine only making only $7 a day. they are being taken advantage of big time. They make about $10 a transfer and only pay their workers $7 a day. This is true, been there I see the hiring Ads.
Reviewed May 9, 2017
I started to use the app. It worked fine then all of a sudden after two transactions it sent me a message saying I exceeded my limit after an amount of 100 dollars. I called them. They said they put limit on some countries. I ask "Where is this stated?" Couldn't answer. I replied "On your web site you say send any time anywhere 24 hours." Still no answer. I tried to send. Recently the message I got was "couldn't process by this payment method" which I did in the beginning but said if I go to an agent and pay double the transfer fee it fine. This is extortion and should be investigated. 10 dollars online. 20 dollars at an agent. I live small rural town and I have no other options. I think Western Union should be shut down in Australia and the ACCC should investigate for extortion.
Reviewed May 9, 2017
I am trying to get a person to talk to me when I called Western Union. I tried all the numbers and also went to their site to get customer service number. Unfortunately I am unable to get a person to talk to me. All I need is to change the person's first name to her last name, which I told them before to change it by going to one of the place to send money. Still they did not change it. Now I have to go back to the place where I sent the money to change it again. Your service sucks Western Union. You can't even provide a person to talk to for customer service. YELP.
Reviewed May 5, 2017
I used to send occasional help to a very long time friend in Ghana. Not a lot, just here and there. She hadn't needed any for a long time, but this year, needed help with her son's school books. I'd never had trouble before sending cash to her in Ghana, but this time, they flagged and cancelled the transfer. They didn't say anything to ME about it, just gave me a tracking number. She went down there - can't be picked up. They tell me to e-mail an explanation, I'll get an answer within 24 to 48 hours. 2 days later, they finally answer me, only to tell me, now they need to talk to HER. Then they tell me that they've cancelled it altogether. Forget it! Enough! I now have no idea how to get this money to her, having been screwed over by Western Union and no time left to get it there!!
Reviewed April 30, 2017
I opened up an online account two weeks ago, l had to wire my mother-in-law some money to clear her things through customs we sent her in Jamaica. Now today I tried to wire my sister $300 in Chicago and they denied the wire transfer stating security purposes and terrorist activity. I can send money to Jamaica but not in the United States where I live.
Reviewed April 28, 2017
So, I'm just using Western Union for the second time to send money from Sweden to my sick mother in Brazil and the money was taken from my account and they never gave me a track number so I could give to my mom. Now 3 days have passed, lucky my mom is still alive without her medication and the customer service still tells me I should wait and wait and it feels like they are reading some script when they are speaking to me. Now I am a student so I don't have more money to send it again to my mom, so I don't know what else to do. Thank You Western Union for offering such a bad service with a terrible customer service. Will never use Western Union again and I DO NOT RECOMMEND THIS COMPANY!
Reviewed April 27, 2017
After receiving and sending money with Western Union for a number of times. Today I went to one of your branches to collect money that was sent to me by my partner in Kenya and I was told I couldn't receive the funds! They needed to verify my details yet I have been receiving money from them. I'm extremely angry with Western Union. I have bills and to food to pay for having a small children. I need money to provide for him. All I was told that it would take up to 3 days. I'm now wondering how am I supposed to go on for 3 days with no money!!! You need to sort it out as soon as possible otherwise I will never use Western Union ever again!!!
After numerous calls and emails only to be told in 24 hours I will be able to receive the money! I received an email. "Thank you for contacting Western Union. This is not the experience we would like you to have. Record shows that your transaction is under review due to Compliance. Thus, may we ask for your phone number so we can forward it to our Compliance Team please? We are looking forward for your response and please accept our apologies for the inconvenience that you have experienced regarding this matter. If you have any additional comments or questions, please do not hesitate to contact us back at uk.customer@westernunion.co.uk."
I also replied... "Hi again. I'm still waiting for a response from your side. Still nothing! I have been told since Monday I will receiving a call from your team but it's all a lie! You are not professionals in the service you provide, if you cannot even make an effort to call. You guys are not sorry about anything so kindly don't fool me by your silly apologies!!! I have a small child at home that I need to feed yet you guys are holding on to my money for your own benefits of interests!! I have sent you all my details and copies of my ID and etc. but still you're fooling me about and you haven't been able to resolve the issue!
I will be writing bad reviews about your service on every social media! I will make sure another people don't follow victims like myself! I have been using WU for the past 3 years sending and receiving but after this terrible experience I will never make further transactions with WU! I have been told on phone by several members of WU that this will be resolved in 48 hours since Monday! Bear in mind the money was sent on Thursday last week! I have attached my IDs and my address prove again!" AFTER THAT EMAIL I AM STILL WAITING! From Monday when I was told to give them 24 hours I am still waiting. Today it's Thursday! Not to forget the money was sent a week ago!
"Again I'm still waiting for a response from your side. Still nothing! I have been told since Monday I will receiving a call from your team but it's all a lie! You are not professionals in the service you provide, if you cannot even make an effort to call back your customers in the time frame given to them! I have already started telling people about my experience with WU and trust me I will be putting it in my local newspapers!" I feel so bad they have made feel vulnerable as if I have committed a crime! I would never use them again and I will tell everyone that I know who uses WU to stop immediately. They're fraudsters! AS THEY KEEP MY MONEY I AM FORCED TO WATCH MY SON GO HUNGRY!
Reviewed April 24, 2017
It's been a month since I made transfer in the Western Union website. First they needed an ID card of my receiver and me. I sent it, then they sent a mail saying that it's done. But my receiver that I know very well has not received the money in his account. Now Western Union doesn't know where the money is. No news from them. I'm very disappointed to have trust in this company and now I see that many people have had the same problem.
Reviewed April 23, 2017
It's impossible to send money into Cambodia - even to oneself from a US account. I was in person at a Western Union inside a Pavilions in CA, cash in hand to send to Cambodia. Why do they even have offices in Phnom Penh. It's pathetic. I was denied online after going through their idiotic verification process both online and with phone operator who had an accent so thick I could only think of curry frosting.
Reviewed April 23, 2017
Yesterday I tried to transfer some money to China and looked up the closest Western Union office - a Walgreens Pharmacy nearby. As soon as I've got to the desk I was told the system is down - no big deal I thought, happens all the time here in Puerto Rico. So I went to the next Western Union office - same story. Finally at home I tried to create an account, but as soon as I entered all information and was transferred to the login page the credentials didn't work, so I clicked on the 'forgot password' button. Never received an email message to recover. So I just placed the question in Google 'why having problems to create a Western Union account' and found hundreds of complaints on Consumer Affairs. Thanks to all of you, saving me from having trouble with this organization. Hopefully they will be shut down soon.
Reviewed April 21, 2017
Updated on 03/05/2019: Update - regardless precious email WU sends, money are still frozen, employee can't process transaction. 3 phone calls by sender and due to continuous false information and denials (perhaps lies is the word coming to my tongue) from WU "manager" on call center, last phone call was a conference call. (With Zack) we have been ensured he updated the system. Anyway... No one can withdraw money - it's still effectively stolen (what other expression to use?) by Western Union. So I just rented a car and WU cost me additional 300$.
Updated on 03/05/2019: Development of the issue with WU placing 4500 (transfer on USA soil). Previously I explained how company treats (as I have been ensured) per contract the money transfers (they won't care people can't receive money, and they will just place hold and laugh and say that sender has to contact them and they will deny the sender contacted them...) Just one great system - all per law as they assure you.
So it must be true. Received emails - first about the hold placed - per global and regulatory laws. Then email about hold removed. I am dying to find out which global and regulatory law mandate WU to place money transfer (within USA) on hold. And why this isn't disclosed by the time when sender is sending money - that money will be frozen by hold and he will have to call and beg WU several times to remove the hold.
Original Review: I used to use Western Union in past. I was quite happy with it. You pay, fill the name of a person who should get the money and the number. I accepted the fact, that one does not know ahead how much they will charge. Well, people had a problem with picking up the money since the WU office out of USA started making up their own rules, requested this or that. I called WU and some rude Asian lady could not care less. Basically told me... they do not care, and I do not have to use a service. Fine. I wanted the money to be returned. After all... it gets as expensive as using a bank, banks actually get money delivered... WU does not. So what the heck... I want the money to be returned to me for pick up. And what a scam it become!!!
Week ago nice customer service gave me a case number and instructed me to call back to get transaction number with which I can go and pick my money back. So I attempted to call back... suddenly it is impossible. One can't get through the automated call line to the live customer service. Took me one hour attempts because there just does not exist such an option on the automated line. It just does not transfer you through. So when I just finally (have no clue how) I got there. And waited for long time for Indian guy to pick up (and you know how that goes...). So he just put me on hold and never pick the phone back... Basically I got ripped off for a transfer fees... and money stayed for WU and I got attitude from few people whose English is worse than mine. NEVER EVER AGAIN.
Reviewed April 21, 2017
My family member sent me money from Australia. I went with my son to pick up the money, they asked him to fill out a form with his full information on his ID. Once they had this information and had finished to process the money they said, "The computers are now down, come back later or after 30 minutes to pick up your money". So I told my son and the teller that it's better to wait there until the computers are back on after 2 hours. We decided to go and come back later but as we were on our way my relative called me to confirm if I had received the money. I said, "No but let me call the Western Union to confirm if computers are back on and if she had received the money." To my surprise she said that it's not yet back on.
I rushed back to the Western Union only to be told that the money was already picked up. I asked my relative when she received the message and the time she received it I was still sitting there like a fool. Then I realized we were scammed and the girl taking all our information had used this to get the money for herself. I contacted Western Union immediately and was RUDELY told the money was picked up by my son in a different location but I was with him the whole time and basically there was nothing we can do. We filed a claim and were told it would take 21 days to process!!! We went to the local police and filed a report. NEVER USE WESTERN UNION!!! You may never see your money again!!!
Reviewed April 9, 2017
For about two years I have been send living cost to My husband who lives in Morocco with his elderly parents And now they have stopped this. I find this offensive and the excuse they gave was poor. This worker for WU his name is Patrick couldn't speak English good bad. Couldn't understand him. Had to repeat myself once again to understand him. He said that I WAS not to send money to my husband ever again. WHAT the hell is this all about. This made me feel we had done something wrong. This was the decision of WU.
I was asked question from Patrick in which I answered and then was told I could not send and transaction to my husband. The reason was I really don't know? Maybe because we are both Muslims and WU may think the living cost was for something else??? Thats how I felt. I go back to Morocco every 6 months and come back to work here due not much employment back in Morocco. So this is why I send living cost back to my husband to help his parents. This is only done ONCE a Month. It's only a small amount. It's not in the thousands but still was refused.
So as far as am concerned WESTERN UNION is not a good services for some. They say in their ADS "transfers money to 50 Countries" BUT I don't think Morocco is one of the countries they are talking about. What a joke. Two years I been sending and now they decided to STOP this. In saying this I do have friends that have PARTNERS not HUSBANDS in Egypt and Morocco and they are still able to send money to them. So why has this happen to me and my Husband. WU you give me the true reason WHY???
Updated on 04/27/2017: In April this year I wrote a complaint about WU decision about sending money to Morocco. Have not heard anything back??? So I rang back to WU and spoke with a women that can't speak English and again I had to repeat myself because I couldn't understand what she was saying. When I did understand her she wanted me to go to another outlet post shop to resend the transfer to Morocco?? How bloody stupid is that? WU why do you hire people from India that can't speak English good? My request was turned down again SO why is this decision not answered when I have asked the reason. All I can say is WU you are bad for business. I have read other people's reviews and it's bad SO for myself it's better to do the transfer with my bank. At least the fees are cheaper to send. WU you can get lost??
Reviewed April 8, 2017
They service is so bad, I won't even send my dog there you could cry. There should be place to report. Never ever send money from Western Union.
Reviewed April 8, 2017
4/7/2017 I sent money from San Diego to Tijuana, Mexico in cash and it took me 7 hrs in two different pickup location and got nothing in the end. It's my first time to use this company and it's a nightmare! The first location, error message pop out on the screen and they don't know what happen, I called Western Union service and they pretended the signal weak and just hang up, total 3 times! In the end they said because the amount is huge and I have to pick up at another location.
I went there, and the system show error message again. I presented my passport and ref. no., it didn't help. I called the service 5 times plus the guy in the store calling 4 times. In the end nothing!! It's ridiculous and nonsense, Western Union is unreliable!! Please check your phone record on 4/7 and you will see how ridiculous you are! I spent all my day and got nothing.
Reviewed April 7, 2017
I don't usually write bad reviews even for bad service, but this is my last straw. I have been Western Union customer for over a decade, but my last transaction with them has been the worst experience I ever experienced with any company. I sent money with Western Union, but they refused to hand money to the receiver and refused to issue my refund due to some compliance issues that I never understood. After being put on hold and being sent to like 5 representatives, they required me to send them my personally identifiable information, which is already on my profile.
After sending all these information, they kept needing more and more stupid information, but they never refunded my money or sent it to the receiver. I finally got tired and told them to just go ahead and keep the money. Be aware people, THEY ARE BUNCH OF SCAMMERS AND FRAUDS. DON'T USE WESTERN UNION ANYMORE... SAVE YOUR MONEY AND USE OTHER AGENCIES!
Reviewed April 5, 2017
We have to send money from here in the US to relatives in the Philippines monthly. We tried remittance companies such as Remitly, Xoom, and others only to have our Debit Card numbers stolen and fraudulent charges made. Luckily we were reimbursed. We thought Western Union has been around forever and though more expensive we would be safe. We sent one small amount safely so we felt more safe so we sent a larger amount. My niece went to pick up the money, they asked her to fill out a form with her full information on her ID. Once they had this information they said "the computers are now down, come back tomorrow to pick up your money".
When she went back the next day she was told the money was already picked up. My niece then realized she was scammed and the girl taking all her information had used this to get the money for herself. I contacted Western Union immediately and was RUDELY told the money was picked up by my niece and basically there was nothing we can do. We filed a claim and were told it would take 21 days to process!!! We went to the local police and filed a report. NEVER USE WESTERN UNION!!! You may never see your money again!!!
Reviewed April 3, 2017
I am stuck in a remote location and my credit cards have been stolen. I have been trying for HOURS to get a wire transfer set up over the phone and using their website. Nothing will work and they can give no answers as to why this is. I am now stuck without a penny to my name. Do not ever use this company as even the supervisors are completely incompetent.
Reviewed March 27, 2017
Sent money from credit card to Western Union for payment to another bank in China as this was the only way to transfer the funds there. They called me to say money was rejected by recipient's bank due to lack of information however, they have still not refunded my money. There is no dispute as to the fact that I should be refunded the money yet still every time I call I get their standard response "We will escalate it with your receiver's bank and investigate your case and will get back to you within 24-48hrs." They never get back. My UK bank where the funds came from are taking it seriously however, I am still out of pocket until this is resolved and I am refunded.
Every time I call I have to hold on for a minimum of one hour. I assume this is in the hope one gives up. The latest call they said I could pick up money from an agent!! I refused as I simply do not trust them, do not want to pick up large sums in cash and simply want to have the monies owed returned back to my account my UK bank where it was taken. Needless to say I am still waiting. Would never use them again. This was my first and last experience - complete nightmare, loss of time and currently money, Mickey Mouse Bank!
Reviewed March 26, 2017
I am so appalled at the service I received from Western Union as I have been a long time customer and I have never been so disappointed and embarrassed. I was held up in Western Union for over an hour AFTER THEY TOOK my MONEY and WOULD NOT RETURN it until I spoke with a REPRESENTATIVE. After doing so they returned my money and would NOT ALLOW the TRANSFER! The rep explained that it was because when I was asked what does she need the money for I didn't answer correctly, well how in ** do you know my correct answer!!? I went back to a different location and I explained to them the situation. They said "ok let's do it. I don't think you will have a problem."
Well needless to say I had to call again and was held up again for an hour and they only do this when your money is in their possession and is on hold, the questions ranged from who is the receiver to you to what is the money for to, when is the last time you've seen the receiver!!!? This new method is a horrible disaster and meanwhile the exact thing you're trying to stop is unsuccessful due to your harassment of innocent people... terrorism and fraud is what they say. If I know that just sending $6-$900 should not be enough to even begin to think it's some kind of terrorism or anything else! Finally after having to explain myself for over an hour and be harassed and pulled from the line not once but twice and for people to look at me as if I was doing something illegal is appalling to say the least and I WILL NOT BE USING WESTERN UNION AGAIN IN THE FUTURE!!! Further I am seeking legal advice!
Reviewed March 22, 2017
The money order I purchased was ripped in the mail and therefore was not accepted by the bank and returned to me. I have it in my possession. I completed and returned all the required information for the refund request, including a photocopy of the damaged money order. I had to do this 3 times before they would even acknowledge they received it. I was told to wait 60 days and the refund would be issued to me via check by mail, minus a $15 fee. Ok that's fine. Mind you there is NO way to check the status of your request other than calling very unhelpful and foreign speaking representatives to claim to know nothing and promise to escalate the issue and have me call back within 24 hrs. I've done this at least 5 times, to no avail.
I then receive a letter saying my request cannot be processed due to me not paying the $15. So I call to pay it. They now say that I can only pay that $15 through check or money order through mail, AND that my money order has been cashed, which is absolutely not true, considering I still have it. Yet they will allow me no other information or help unless I send the fee in. However, I feel that that will just take that money as well and claim to have never received it. Nobody there speaks good English and there are absolutely no other ways to deal with this. I don't know what to do.
Reviewed March 20, 2017
I cannot understand the negative reviews of Western Union. I am a British citizen living in Spain. I frequently transfer funds from UK in Sterling to Spain in Euros. I have used a dozen different banks and financial institutions to experiment which is most efficient and which gives a better exchange rate. Western Union are consistently the best. I would recommend them for such transactions above all others. A great company as far as my experience has been.
Reviewed March 17, 2017
Transferred $2000 money to my Indian account on 12/09/2016 and haven't received the money till date. I called multiple times to Western Union customer care but every time they're saying that "We will escalate it with your receiver's bank and investigate your case and will get back to within 24-48hrs." After no response. I called them more than 25 times. Whenever it will take minimum 1 hr 30 mins to discuss all the things. Even though after spending that much time on call no response and no result from them. The worst service from Western Union. They're simply looting people money.
Reviewed March 16, 2017
Sent gift money to my grandma from England to Romania. I converted Pounds in Lei (local currency) and they actually processed the money to be received in Euro, anyway at a very low exchange rate. I called and the lady operator told me she can cancel the transaction so I can do it again, but will not refund me the fees. I insisted that this is unacceptable, because I will end up being charged twice for a single transaction and in the end she did the magic thing to process a FULL refund. Now let's see when I get the money back, as I didn't receive any confirmation email about the cancellation.
Reviewed March 14, 2017
Every time I make or receive a transaction from Western Union or send money. I receive a harassing phone call from this one agent with an accent. This has happened in the last few months. I have family, friends and business associates, who this is the only way to send money. I am appalled by their actions. This is my money. I can sent it anywhere I want. For years I've done business with them had no issues to now. I won't be using them for a long time. This is ridiculous. Everything is okay now but look what you have to go through like you are a Criminal.
Reviewed March 7, 2017
Son was in an accident and I was attempting to send $$ immediately online. Between the small print and my stress over him being hurt & stranded, I selected the 3-4 day transfer because the instant transfer kept refusing all my cards. So went with bank account which they got immediately only then learn it takes 9 days, and since his wallet/phone were stolen from car we had to send cash another way. In person Western Union will allow a secret question/ answer. But online no - I was advised the only way was to have money returned to my bank and that would take 7 days. When I asked twice for a confirmation number and how to close account I was told my money would be transferred directly back to my bank account and never to contact them again!
Nice customer service Western Union has. Do they insult every 65 year old grandmother that is upset & frustrating with their impossible website? Realized I should contact Consumer Affairs and warn everyone about the online process. Good luck if you actually succeed in sending the cash. Try MoneyGram at Walmart if you need to send cash. Or stand in line at the WU Stores. Long lines, with several other unhappy people who also tried to send emergency cash to their kids using Western Union online!
Reviewed Feb. 28, 2017
I was scammed out of 300 or more dollars with a phone call from some foreign accent robo caller who told me to wire money or else be threatened with a warrant. I got scared and sent it. I did not know the person. I did not get my money refunded. There are so many scams out there. Stay safe out there.
Reviewed Feb. 25, 2017
Tried to send $100 within the US. It declined my card. Tried again and it wouldn't even submit. Went to Walmart MoneyGram and it processed within 3 minutes. What good is this business if you need to send money in a hurry. I wish I knew why it wouldn't process. Customer service gave me some blah, blah, about my card or too many processes. I will give them credit for contacting me back but too little too late.
Reviewed Feb. 20, 2017
I tried to send money to a friend in Mexico (5000 Mexican Pesos/$250 USD), my transaction was declined TWICE with the first reason being "the person to receive the money has been placed on the black list" however, they have NEVER used WU before, so it was obviously an error that WU could not override within their system. Hoping this was just a one time error, I tried again. This time, the transaction was declined with the rationale from WU being "we can send you an email for you to fill out, and then someone will get back with you within 14 days." COME THE ** ON! Is this customer service, is this how a business is even run? I WILL NEVER AGAIN USE WU.
Reviewed Feb. 12, 2017
I couldn't even complete one transaction. Because of bug the website has. It doesn't allow the recipient last name to be less than 4 characters. I still tried the transaction after talking to customer service rep, (gave the full name instead of initial as last name) transaction failed. Not sure if it because the name of recipient didn't match with account or any other issue. It was really stressful talking to customer representative after this, they wouldn't give a solution to this issue. When I ask if I can talk to anyone up in the chain who would give a solution, they just keep asking who in particular I want to talk to. (I do not know how is your reporting structure!!!) I had to give up, calling it quits. They need to understand, not everyone has a last name and people so have last name with less than 4 characters.
Reviewed Feb. 11, 2017
I sent $500 to India which isn't very much but still Western Union did a great job. The money was there the next day. They did not give the money to my Sister until it landed in her own bank account. SO that took another day. I have tried doing the bank to bank thing and found just going up there is much easier with identification. SO that is what my Sister does. Please remember if you do the bank to bank transfer it's much more of a hassle. It takes longer to go through. My sister had to give the code, my telephone number, name, address, and country it's coming from. I appreciate the thorough procedure from India's Bank. This prevents fraud. They also require that the person receiving already have an active bank account. (This is India's policy not Western Union's.) I will definitely use the service again. :)
Reviewed Feb. 9, 2017
WATCH OUT FOLKS!!! Western Union are advertising location online that do not pay for your transactions. I have sent 2 complaint emails and none were answered. They don't give... about any complaint you might have. :(:(:( I have been sent money since more than a week and still not able to retrieve them as the locations advertised here in GREAT MALVERN UK only accept money to send but they don't pay your transaction. WATCH OUT!!!
Reviewed Feb. 9, 2017
I charged $400 to my credit card on the WU website to transfer money to my brother, then decided to cancel. WU refused to cancel the money and asked for a long report of security information, very invasive. I am filing complaints with the state of CA. Never deal with WU, just use a bank wire.
Reviewed Feb. 7, 2017
Made a wire transfer through Western Union, the recipient never acquired the money. Western Union stated it arrived 2 hours & 26 minutes after I sent it. I was notified 10 days later that the money didn't arrive. I then notified WU and was informed that it would take 24-48 hours to investigate and I would hear from them. Didn't happen. 96 hours later, I called WU. This time I was told it posted 16 days after I sent it and to call the bank.
I could not get any satisfaction from the bank because I was not the account holder of the account I deposited into. Then WU said it was sent as a payment and was applied to a credit card account. When I informed the representative that the account it was sent to had 6 less digits than a credit card account, I was instructed to go to the business which provides WU services. WU told the merchant that it was made as a payment on the business' account, and they would investigate and know something in 24-48 hours. This was from the call station in the Philippines who had stated earlier that they had talked to the bank but later admitted to the merchant that all they had was a confirmation number and had not talked to anyone at the bank.
Reviewed Jan. 26, 2017
The website said if there is a fee, the sender would be aware of the fee and would have to agree to the fee before monies or bill pay is used. No fee was shown for a bill pay but was charged a fee for the bill pay by a second charge that was not authorized. Legal?
Reviewed Jan. 23, 2017
After RECEIVING a W/U money order (in NJ) I attempted to cash it at several Rite Aid Pharmacy locations that are Western Union agents. 2 out of the 3 said they only send and would not pay out. The 3rd location in Hopatcong NJ said they do pay but I would have to call WU to get a verification code before they would cash it ($500 max). I called and rec'd an automated answer that asked for a 10-digit pin aka MTCN number. This number is NOT on the money order and can only be gotten from the person who purchased the WC MO so I got nowhere with the automated system.
Frustrated beyond belief I called WU, it was a Sunday, I reached a rep but was advised that no one there could help me with the verification code and that I should try calling Monday to reach their tracking department. This lead me to believe (#1) - WU does NOT properly train their employees, (#2) WU does not really care to help their customers, or (#3) - I was speaking to a lazy buffoon. In the end I simply returned the WU MO to the sender and asked them for a Postal MO, I found out that the Post Office is inexpensive and their MO's can be cashed at ANY Post Office location providing they have the funds... I will NEVER Send or Receive a Western Union money order, it's nothing short of a SCAM.
Reviewed Jan. 23, 2017
They send me many letters telling me they own me money from past transactions but when I tried to contact them is impossible. They just don't answer and make it impossible to pay your money back. They are really a bunch of thief and scammers!!!
Reviewed Jan. 23, 2017
I have been sending money to my son every month for over 5 years and I can't remember a time I didn't want to put my head through a wall. After all the questions they ask your Gold card no., name, address, DOB, bank card no., expiration date, security code no., where money is going, who it is going to and all the warnings about fraud and gambling, etc. after 20 minutes they tell you they can't process it and can't tell you why. IDIOTS!!! And they all sound like chipmunks.
Reviewed Jan. 16, 2017
On October 14 of 2016, I performed an online payment to the FBOP. I noticed it never went through and I called the customer service and they said it had to be verified. I continued to call back and received the same answer. I then decided to cancel the transaction and was told it would take the normal 3 to 5 business days to credit my card back.
I continued to call because the credit never came. After talking with numerous customer service reps, through a chat online, one FINALLY tells me a month later that... I COULD NOT use a prepaid debit card for an online transaction! So this is why that the transaction seems to be "stuck". She then proceeded to tell me that I was speaking to the WRONG department! So for a whole month, the customer service reps had been lying to me about processing a refund because they could not even do it! I then contacted the quick collect department and they proceeded with the same shenanigans the other department had previously. Every single time I call, the supervisor tells me that they are waiting on the back office. EVERY TIME! I finally spent $5 to get a printout and fax the proof they debited my account. I've called still at least 5 times and they say either the back office hasn't received it yet or the back office hasn't responded.
This is all for $28.95! I have been trying to get this refund for almost 4 months and no one in customer service seems to be able to help. The customer service representatives are uneducated on the policies and just say things to get you off the phone. They never call back like they say they will. They make you feel like you are lying about your money!!! I am truly surprised as to how bad and unprofessional their customer service is. I actually even called the corporate voicemail and received no callback! I've sent 3 emails, no REAL reply other than an automated response.
I've even continued to use their services after the fact but they still will not refund my money! I honestly believe that Western Union is ripping people off because they make it nearly impossible to receive a refund and customer service from passionate employees that truly want to help the customer. It almost makes you want to give up. But then of course, they win and keep the money. I also suggested that they put a banner or something making consumers aware that you cannot use a prepaid debit card to help prevent situation such like this. Absolutely exhausted!
Reviewed Jan. 16, 2017
Absolutely do not use Western Union in the US or for US transactions. Should you purchase a money order and find the payee won't cash it or needs it for a transaction, you have no recourse and cannot get it refunded at ANY agent. DO NOT EVER USE WESTERN UNION. Go to a US POST OFFICE FOR YOUR MONEY ORDERS.
CASE: After driving hours post op and in severe pain to secure a long awaited apt, I purchased a money order (made out to the apt complex for the required apt deposit per their instruction), but upon arriving the apt was not available. The apt refused to accept the deposit to refund me the money but suggested I simply return to the (upscale) Pavilion's store (nearby) to cancel the money order for non use and get my refund, but the store refused saying they have a policy not to cancel or refund money order purchases!
I called Western Union customer service four times, found very ignorant people on the other side of the world to whom I had to repeat myself at least 8 times, finally demanding supervisors who also could not help. Short of sending Western Union corporate my money order with the apt complex name and paying $15 "for handling" or short of going to a local bank where I do not have an account AND falsifying a signature as an agent of the apt complex who has endorsed the check and short of paying that bank the extra $7 to $10 for cashing my own money order check purchased with my own money, I cannot get a refund. Western Union is screwing the consumer by not having a policy that allows for the refund of non used money orders that have already been made out but for one reason or another are rejected or don't reach the intended party.
Reviewed Jan. 13, 2017
I had a friend try to help me out during a hard time. I live in Portland, and winter storm came in and snowed about a foot, just needed some cash to make some adjustments, needed snow chains to get to work. Western Union decided not to give me money, put a hold on it, so I called them. First time they said it was the sender's bank not releasing the money. I called my friend. He looked up his bank account and Western Union had already taking the money out, so I called them back. The idiot on the line asked me what my problem was. I replied that I had problem getting my money. He then asked if I was the sender or receiver. I then said, "Gee, I just said I had a problem getting my money, kinda would make me the receiver don't you think?" He then hung up on me. Then I called back, and they said they had it but wanted to ask the sender a question.
I then said, "Funny, I always take people's money, then try to ask them questions, said no one ever." "So you mean to tell me that you already took his money, won't give it to me, and you want to ask questions." This is **. I don't see how the hell this place has been open this long? When they took the money, it pretty much moves to the next phase, give it to receiver, but no, they don't see it that way, they do what they want, funny, transferring thought we paid them to do what we want... you get transferring money for someone else, it isn't that hard. When it's all done online, it's even easier. If you took the money, it then moves a phase, ask me whatever, but don't take then ask, that is crack head **. I will never use this place and will tell everyone I know to go MoneyGram, easy and cheap.
Reviewed Jan. 6, 2017
You think, guys, that when emergency arrives you need Western Union, because we have no money to operate (gas, tube, food and such). So after you troubled some good person to send the money properly and provide you with the mctn (control #), you will count the reasons how sad it is that that company still. Charging 40 usd or 30 gbp. For example, for a 360 shipment to England, yes 10%! And on top gives you bad product. i.e. to receive the money you just suffer - it is almost - more than likely, that the location nearby never has the funds - in his store etc, and he/she can only "send" Western. Then you spend money and travel fee and trouble fees to research and get somewhere that has the funds on hand.
And remember - you are broke and tired - so you spend an average of another 13 usd or 10 pounds for the info. So we arrived, in my case 13% of the amount sent, actual costs to collect the money. And do you know what happens if one letter is missing compares to the I'd written?? You'd better not ask guys. In short compare it to other peer to peer companies such as Neteller, EcoCard, Skrill, PayPal that are average 2% fees. You will have to agree with me that Western Union is the worse peer to peer company in the past 7-8 years.
Reviewed Jan. 1, 2017
Money was sent to Dominican Republic. Because of varying exchange rates my friend received 50$ less than what was sent. WU described a lengthy refund/reissue process by returning to the location where it was sent.
Reviewed Dec. 31, 2016
Western Union is a bunch of crooks. Lost 800 from them a year ago due to them sending money to wrong country and never got it back. All they do is steal money from the consumer. They will be shut down by the federal government soon. They're a joke. Now I have a NetSpend card that I put cash on and they need all this documentation hoping you don't send it in so they can keep your money. Biggest scumbag company on the planet crooks? Belly up.
Reviewed Dec. 19, 2016
I am an American Service Member living in Germany. I needed to transfer $1,000 to someone in the country of Ukraine. I went online to start a wire transfer through Western Union. I was provided with two options of transferring the money. 1. I could either use a debit, or credit card and the fee for this transfer was $48.00; 2. I could use my personal banking account and pay $12.00 for the transfer.
If I paid the $48.00 transfer fee, my money would be wired within minutes. The disclosure for opting to use the $12.00 wire transfer, read that it could take up to 4 business days for my transfer to be completed. I wanted to know what the latest date that my transfer would arrive to its destination was, before making the decision to pay the $48.00 or the $12.00 fee. Unfortunately Western Union will not provide the sender with a date as to when to expect the delivery to be made until after the transfer is complete. Western Union will only provide this information with the receipt of your transfer. I did the math on my own, and I calculated that if I transferred the money on 12/14/2016 that the money would be delivered by no later than 12/19/2016. This was not ideal, but I could live with a delivery date of 12/19/2016.
I paid my money and completed the transaction. I was issued my receipt, and my receipt read that my money would be delivered by no later than 12/20/2016. I was very upset, and I am not happy with how long this process takes. What is frustrating is that my money was taken out of my checking accounts within seconds of me completing the wire transfer with Western Union, but it apparently takes Western Union, 6 Calendar days to transfer the same funds that took them seconds to take out from my account. I called Western Union to ask them to release my funds as soon as possible, and I was told that they have a clearing process, and that it is my bank that is not releasing the funds to them yet.
Western Union, is using a business approach that allows them to make plenty of money on the interest that they are collecting from the millions of dollars that they are collecting from their customers, but they are definitely not interested in providing a quality product to their customers. I have done many transactions with Western Union, but never more.
Reviewed Dec. 18, 2016
A few days ago, my father sent me money (he lives in Israel, and I in the States) as a birthday gift. He called me and said, "I sent you a gift, go pick it up at Western Union". On my lunch break I went to the nearest location, which happened to be a RiteAid. :( Someone please explain to me how a store which offers a service, knows NOTHING about this service? It turned out that my dad didn't give them my full name (ex: Dan and not Danielle) and also gave the wrong state: OK instead of OH. Okay I get it, he made a mistake. I called him back and told him to make the necessary changes. Next day he went back to his WU location and corrected the two mistakes.
Next day, I again went into the same RiteAid to pick up the money; and this is where the incompetency begins!!! First, the teller told me she could not give me the funds in cash, it would have to be a money order. For the sake of saving time and my sanity, I agreed. After a 10 minute process of watching her click every button on her screen, she picks up her eyes at me and says "NO". I ask "no what?" "NO" she says again. After a few of these back and forth meaningful Q&As, I just leave. Then I go across the street to a Giant Eagle, where I again try to withdraw the money. There the employee tells me that I have to go to the city of my residence to pick up my money... What nonsense!!! So I leave empty handed again.
I called Western Union to find out exactly what they advise me to do so I can pick up the money and stop wasting my time. 20-30 minutes of hold time, I get the privilege of speaking with more people who are even more clueless than the tellers at the stores. Each one told me something different, one even telling me that the state did not get updated from OK to OH. Just to be clear, the name change did apply and the store tellers no longer had a problem with the state. I told them that I had photo proof that my dad did get the information changed. But they kept insisting that he has to go back once again and make the necessary change. In this process, I also found out that each WU location has a limit on how much money they can work with, handy to know this ahead of time!
I kept telling the representatives, and then supervisors that he is an older man, and it's a hassle for him to have to be going back and forth like this. I told them that he and I have the same last name, I have a photo ID, I have the confirmation number, EVERYTHING matches, can a supervisor please assist. Needless to say that 1 plus hour conversation went nowhere.
The next day, I thought I would call WU again, hoping that maybe their system updated and I can finally resolve this issue. Spoke with a few agents again, got nowhere again! A supervisor suggested that my dad call WU instead of having to go back to the location again, so I asked for the number, just to make it a little easier. After some time on hold, the agent comes back and tells me that he only has numbers for US because this is his service region. How can a worldwide company not have a directory for all of its branches???
Completely exasperated, I went online to see if maybe I could find a solution on my own, instead I found the WU headquarter in CO. So I figured, well, someone in headquarters must have a resolution... Spoke with an escalation agent, then a supervisor who first told me that my father should go and get his money. (And I asked, "and then what, go to a different company?" No, she said but if he's having such a hard time, he should take his money back.) And then she told be that technically, they can change the state, but she can't because she works in the US to International department, and only the International to US department can do it, so she transferred me there. That supervisor told me that he understands my frustrations, but unfortunately can not assist.
He suggested that my dad call them or again go into a location. So I suggested that since we are already on the phone, that we 3-way my dad into this conversation and make all the necessary changer right there. He told me "no, your father has to call us from his number" so I asked for the number again. He put me on hold to look it up, then came back and started saying "1-800", I said, wait 1-800 can't be for Israel, so he put me on hold again. 2 minutes later he came back and said "I CAN'T SEEM TO FIND A PHONE NUMBER, SO THAT MUST MEAN THAT WU DOES NOT HAVE PHONE SUPPORT FOR ISRAEL, so he will have to go to a location." These are the word of a supervisor in the headquarters!!!
I AM AT MY WITS' END! Nothing is worth such aggravation! I told my dad to get his money back and NEVER use Western Union again. These people are clueless, useless and frustrating. Just because the agents were taught a certain script of English words "I am sorry for your troubles" "I understand your frustration" does not make them qualified to work in this position, or the alternative is that this company is so out of their element, that they shouldn't even exist on the market! UNPROFESSIONAL & UNEDUCATED IN THEIR FIELD! Truly disappointing that in today's day and age, we still have to waste so much of our time and energy battling incompetency, carelessness and disorder.
Reviewed Dec. 12, 2016
I am from Philippines and had been hired by a company in US to do scientific research. We have been using Western Union for more than two years to send funds for my travel and payments. I never had a problem with Western Union until recently they blocked me on receiving and sending money through WU. I emailed them and they sent me a questionnaire (which I need to send some proofs). I did sent all of the possible agreements, itineraries, IDs, and other proofs. But then they still blocked me. I sent them message until when they plan to ban me for using WU. I guess it will be forever. Now I'm using MoneyGram. If you are a receiver from Philippines better use MoneyGram because you can pick up at any remittance or pawnshop store.
Reviewed Dec. 8, 2016
I sent $1620 cash on Nov. 29, 2016 to a Chinese manufacturer to purchase products for an ongoing project. Normally the receiver should be able to pick up payment the next day. But this time the receiver was told the money was held. I also got a phone call and email telling us we needed to submit the receiver's photo ID and translation the information on the ID into English. And we did it right way. Shortly we received their auto email response that they received it and submitted it to their higher level for validation.
It's being 10 days now. Every day we spend at least an hour on average talking to a few reps and holding for being transferred from one to another. And every time we are told the money is on hold for validation. I just want the money back! I requested the refund. But I was told my money was safe there. I am not depositing the money in a safe account! I sent cash to purchase products. I need the money back so that I can wire the payment to the manufacturer asap! How long is WU authorized to hold customer's money?
Reviewed Dec. 6, 2016
Last night I attempted to make a transfer from California to a friend in Hong Kong. I received an email saying my transfer was on hold pending a review by Compliance Department and process should not take more than 2 hours. After 3 hours of waiting I called Western Union to determine what the hold was for. I was given a phone number and case number, and told I must go through an interview with Compliance Department. Since Compliance Department was closed I called this morning. I was told I would need to provide details of what I did for a living, what was the name of the company I worked for, what was my full name and phone number. (All of this information is stored in WU in my account.) I was then asked very detailed questions about EVERY transfer I made since January 2015. I answered to the best of my ability but some I was not 100% sure of the details.
I was put on hold for 15 minutes and then told I could no longer use Western Union, and the transfer that had been approved would be reversed. I asked for the person's name and was told no. I asked him to send me an email detailing phone conversation and was told no. I asked to speak to his supervisor and was told no. I then told him he had insulted me with insinuation that I was a fraud. He said, "Sorry," and hung up. UNBELIEVABLE. In my business I send and receive millions of USD every year through PayPal, and Western Union can get lost!! I want every person to know they provide the worst service ever and are not someone I would ever recommend to even my worst enemy!!
Reviewed Dec. 4, 2016
Have used for about 4 years but they have become more and more unfriendly and bothersome to use. Other recent reviewers have given a lot of the same issues I have but I want to point out that their website always seems to have problems and the Continue button I've come to hate just sits there when clicked and does nothing. No error message of any kind. I've tried different browsers and my emails to customer support go unanswered. My work around I've found is to use the android app on a tablet. The downside to that is it is harder to type.
Reviewed Nov. 30, 2016
I normally send money from the US to Africa, my homeland. I have been using Western Union and Moneygram. I choose either one of them depending on the convenience. But of late I have been using Western Union because the RiteAid which offers Western Union is just a block from where I live. I'm a Lyft driver and as you know, the more you drive, the more money you make. So a week I can make $1400, after Lyft fees. Actually one week I made $1400, and the following week I made $1321. Wow. But I got sick after that! But the bottom line is every week I make a minimum of $1000. Which most people don't make even those who work in the government.
So every week, I send money home. I can build a bungalow there in a flash! You know how I can get $1400 in a week, I can send $1000 and still have $400 to keep me going until next paycheck. So this RiteAid which is behind my house, I normally go there, input my information on the machine, the receiver, amount, receiver country, then am connected to a live person who goes ahead to give me the temporary no. Sometimes they probe me with a lot of questions that I become irritated. Like one day I had to yell at their customer rep for asking me many questions, my address, email address, etc.
When I take the temporary pin to pay the cashier so that I can pay the money for me to get the MTCN, they seem to look perplexed at how I can send such huge sums of money every week while they make peanuts working from am to pm. Now today I went to send money. After entering my phone no. which should have directed me to prompts to put the other information (this saves time), I was immediately directed to customer rep where I was put on hold for the next available agent to handle my business.
I said, I don't have such time to be put on hold, I hung up, got out of the store, drove to Moneygram which is up the street. It was empty inside, no customers, only a smiling rep. I grabbed two send forms, went to the counter, filled them quick. I was sending to two people. After I was done with the first one I handed it over to the lady who worked on it as I filled the other one. By the time I finished the other one, the other form had been worked already. Because Moneygram has my phone number, once she entered it my information populated on the screen.
She did the other form too as she joked about my birthday which she said one of the coworkers had the same birthday too. So less than 15 minutes of walking inside that Moneygram, I was done and went on to turn my Lyft app make more money. So I said I will never use Western Union again because they waste my time by putting me on hold unnecessarily and asking me unnecessary questions.
Reviewed Nov. 30, 2016
I've bought a property in Cambodia and used Western Union to transact. The website is very hard to use and I accidentally ordered the same payment 3 times. And they charged me for cancellation of the other 2 orders. Also, the email they sent me is "This is an order confirmation only, it is not a receipt" and I've yet to pay for any orders. Therefore it should not constitute of an order. Also very hard to reach their staff and their website is usually down during the weekends for some reason, you won't be able to login. I tried to ask them for a waive of cancellation fees but they refuse. Perhaps this is how they earn their money from the consumers. Also, exchange rate to USD is very bad.
Reviewed Nov. 27, 2016
I've been using Western Union money transfer service for many years, but I see a negative pattern emerging. One of ignoring the customer's request in favor of the whims of the local clerk. What's happening is this: Each time I send a money transfer, I've selected the "No ID Required" option with a test question. I do this because I've discovered that for reasons unknown, the local clerks have a tendency to unduly hassle the recipients and even deny them the transfer even if they have proper ID, so I send it this way to try to keep my recipients from being unduly hassled by the clerks.
In spite of having selected the "No ID Required" option, (confirmed by the local store doing the transfer) very often my recipients complain that the clerks falsely tell them there wasn't a "No ID Required" option requested with transfer and require ID anyway in spite of my request. This happened so frequently that I filed a formal complaint. In it I asked. What's the deal? It's unclear if this occurs because of personal biases or some implicit company policy. When their "No ID Required" option is requested, the senders wishes should be honored. What's the point of having the no ID option if a local clerk can arbitrarily chose to ignore it?
Here was QC holdings companies partial response in the tenor of a Kiss my ** letter I received from their attorney Catherine ** and I quote "Please note that a money transfer agent can require protective measures that are higher than those by the general Western Union Program". What??? I understand a need for security, but that essentially means the no ID option is false advertising. It's worthless because it can actually be usurped at the whim of a local clerk! With each Western Union money transfer, there should be a conspicuous notice so that the general public is made fully aware, up front, that what Western Union is offering at the transfer end may be over-ruled and not be honored at the recipients end.
Reviewed Nov. 26, 2016
Western Union is the worst. They have blocked my son from being able to get money... "Because I send it too often"??? They have listed him as a security risk? Tried to send him his rent money from his trust fund. They put it on hold and I had to call and they asked all kinds of personal questions. One was... “Why don’t you send just once a month?" WTF… Well maybe because he needs other things sometimes besides rent you idiots! I finally called and got someone who could tell me something. After over an hour of phone hopping he is listed as a terrorist because he gets more than one transaction a month??? Will never use them again.
Reviewed Nov. 25, 2016
I had sent money through Western Union for several years. Suddenly, they won't allow me to send money with them. When we ask a reason, they tell me they can't tell me. YES, you read correctly. They can't tell me why they won't accept my transfers. I'm allowed with the other agencies. I'm also a law enforcement officer. It is so ridiculous. I sent one today. They took the money, then sent me a text saying the transaction was under review. I called and they said it was declined. I am suppose to get my money back by check someday. Nice!
Reviewed Nov. 25, 2016
My family and I have sent money thru western union. I tried sending money today to my wife and the customer support agent said that they don't send any money out the U.S. which they advertise send money online and they say you can't now which is false advertisement and next step will be with the BBB. Be careful because about a couple of months ago western union didn't want to refund money they had sent.
Western Union Company Information
- Company Name:
- Western Union
- Website:
- www.westernunion.com