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4x Buyer's Choice Award Winner

Veterans United Home Loans Reviews

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About Veterans United Home Loans

Veterans United Home Loans (NMLS #1907) is a mortgage lender headquartered in Columbia, Missouri. It specializes in U.S. Department of Veterans Affairs (VA) loans for home purchases and refinances. Veterans United services loans in all 50 states and offers online support for customers who don’t live near a physical branch.

Visit www.veteransunited.com
Pros
  • Specializes in VA loan programs
  • Purchase and refinance options
  • Available nationwide
Cons
  • Only has 24 branches across 17 states
  • Website is difficult to navigate

Veterans United Home Loans Reviews

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    Page 16 Reviews 2025 - 2175
    Customer ServicePunctuality & SpeedOnline & AppStaffLoan ProcessRates

    Reviewed April 22, 2021

    I was ready to buy a house and researched, researched, researched, home loan institutions that catered to the VA. There are quite a few but none had the ratings that Veterans United did. From the moment I called the Veterans United number the people on the other end of the line went from being nameless, faceless people to a team of dedicated specialists with two goals in mind. Making me a member of the team and guiding me through every part of the loan process to ensure that everything goes smoothly and I experience the least amount of anxiety and dread as possible.

    In all actuality, it was one of the easiest things I ever did. Eric ** was my loan officer. Actually, he was more like my counselor. LOL I know I pestered him because I was always calling him to ask an obscure question about rates, fine print, what if? Oh by the way and... and... and... He took my OCD, (CDO) in stride and guided me through the process. As he did he explained everything to me (Dumbed things down) and made a process that we have all been taught to fear an easy and pleasant experience.

    Honorable mentions go to Randy ** and Erin **. Randy also helped me in the process and tagged teamed with Eric in the beginning. He was super helpful as well and equally dedicated to me securing my loan. Erin.... what can I say? Erin is glue that holds everything together. She’s the little ** kicker in the background that makes sure that the incomprehensible and maddening amount of paperwork is perfect. T’s crossed and I’s dotted. Sign here please! She’s actually the one person I pestered more than Eric. She always sent me a quick breakdown of every part of the process which was great because, well, who has time to look at 50 pages on their iPhone without their reading glasses?

    Every time I heard the “new message” ding on my phone letting me know Erin had just sent something I was always driving or standing in line LOL so those 1 to 3 page breakdowns were great and helped me see and understand everything that was going on. Actually because of synopsis, I was able to spot one small discrepancy which Eric immediately corrected and all was well. Between Eric putting it together and Erin getting it done it, not only was I approved, locked in at a (GREAT INTEREST RATE) and able to close on the exact date... I could have actually closed 1 week earlier but the person selling my house took a week to get a document the VA that they needed. This was in all reality, the easiest thing I have ever done. No stress, no anxiety, no muss no fuss. So if you’re serious about buying a house and you want to use the VA to do it. Give Eric ** a call you wont be disappointed.

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    Staff

    Reviewed April 22, 2021

    As a first time home buyer, Veterans United made me feel comfortable and worked with me every step of the way. They went above and beyond what I would have expected from a mortgage lender and were very diligent in doing what was best for me! Can’t imagine a better team to be with me for my first home purchase!

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    StaffTransparency

    Reviewed April 21, 2021

    Terry and team made this an easy and painless experience. They are knowledgeable and transparent. They’re amazing! I would definitely recommend them and will use them again. They made me feel like I was their only client.

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    Customer ServiceLoan Process

    Reviewed April 20, 2021

    Mallory ** and John ** by far the easiest and best loan managers I have ever had the privilege to work. I will call them and recommend them to anyone needing a home loan. Veterans United by far easiest Home Loan Company I have ever dealt with, will definitely use again if needed.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffEase of UseRatesTransparency

    Reviewed April 19, 2021

    My husband (Tim) and I started working with Veterans United over a year ago when we started preparing for an out-of-state move. Our plans were delayed for many months and we didn't follow up on things. Then, earlier this year, I was reminded of them after seeing videos of them paying off mortgages for a dozen or so Veterans this past Veterans Day. I cried through each one as I witnessed the company's mission and culture in action.

    When we finally found "the house," the Veterans United team made it incredibly easy to update our information via their easy to navigate portal and generate a same-day pre-approval letter. We worked with Danny K. and his team (Brian) who have been awesome. They communicated regularly and clearly to make sure that we knew what was required from us each step of the way. We were so appreciative of how quickly the team responded to voice messages and emails when we had questions... and I had LOTS of questions! When we had delays in closing due to the seller, Danny helped us with our interest rate lock extension and explained how that affected our situation.

    Danny and his Veterans United team were always professional, caring, and attentive to our needs as borrowers. I am happy to refer people, because of the excellent service we've experienced. Danny's team knows how to actually SERVE his clients and how to understand their needs, and that's a rare quality nowadays. A big THANK YOU! Tim & Sandi **, happy homeowners

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    Staff

    Reviewed April 18, 2021

    They were very professional and helpful! When I kept changing locations for a home and they helped me a lot and were patient. All three of my team members were extremely helpful. The real estate agent I worked with was very pleasant and not pushy on one house or another, she let us decide.

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    Punctuality & SpeedOnline & AppStaffEase of Use

    Reviewed April 17, 2021

    Got my VA mortgage through Veterans United. Tony and Jenn were excellent. The whole process was fast (about 30 days) and easy. I was kept well informed through the whole process. Their website was easy to use and to securely upload documents.

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    Customer ServiceRates

    Reviewed April 17, 2021

    If you are a vet with decent credit this is the place to go for a mortgage. The process is seamless and they walk you through every step. They are always available to answer questions and concerns by phone or text. The entire experience is online. The rate was highly comparative and they worked closely with the realtor, title company and provided detailed information on utilities and resources.

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    Customer Service

    Reviewed April 17, 2021

    I would 100% recommend Veterans United. My concern had been how hard it would be to do everything online. Turns out I needn't have worried. I didn't really even need a computer. I did it all from my phone.

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    Reviewed April 17, 2021

    Thank you Veterans United for turning a very stressful, time consuming experience into a positive fulfilling venture! Your team literally made my dream come true...Thank you and may God bless each and every one of you!

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    Staff

    Reviewed April 17, 2021

    Great company to work with! They made the process easy and helped us every step of the way. We received constant feedback from beginning to closing. I would recommend Veterans United to friends and family.

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    StaffLoan Process

    Reviewed April 16, 2021

    Veterans United Home Loans is an EXCELLENT company to purchase a home or refinance a home, if you’re a veteran. Nate and his well run oiled machine, will do everything possible to make your experience a success and a reality.

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    Reviewed April 15, 2021

    The whole refinance process went very smoothly and was completely painless on my part. Instructions on what was needed were very clear and easy to follow. I would certainly not hesitate to refinance through them. This was my third or fourth time refinancing my house and was by far the fastest and simplest.

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    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed April 13, 2021

    I just want to say that I got a VA loan and refinance my home through Veterans United. The Senior Loan Officer Andrew ** was great on getting the job done with very little time. He help us with my VA loan and got my house refinance with a better rate. I just want to thank him for an outstanding job on my VA Loan and refinance. All paperwork was fast and easy. Again!! THANK YOU VERY MUCH!!! HOOAH!!

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    StaffLoan Process

    Reviewed April 11, 2021

    We are very thankful with Veterans United Home Loans for making our dream come true. Our team was very responsive to our needs and we will highly recommend this company to our friends. More power guys!

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    Staff

    Reviewed April 10, 2021

    My veterans United team was extremely helpful from day one. My family and I are very excited and grateful to be homeowners. Cody ** and Kayla were the best to work with and very knowledgeable along with the real estate agent. Thanks VU!

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    Staff

    Reviewed April 9, 2021

    The professionalism of the Veterans United staff was excellent from beginning to end. They listened to my needs and worked with me to get where I needed to be. They even worked with me to improve my credit score and debt to income ratio. I could not be happier with the service or the result.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed April 8, 2021

    My experience with Veterans United was stress free. They offered a step by step guidance to purchasing a home. I already knew the processes from my past experiences with other companies but if I wasn't educated how to buy a home or a procastinator with my responsibility; I feel confident that, Veterans United's services and their team would had carried me through the whole process until I had keys to my new home in my hand. Veterans United's employees communicated effectively to make my experience of buying a home smooth, quick, and systematic. My loan officer and his team was highly informative. I always knew what my tasks, the Realtor's, the my Loan Officer's next steps to effectively work as a team. They always followed up with me in a timely manner, they were never pushy but they were extremely professional. Highly Recommend!

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    Sales & MarketingStaffRates

    Reviewed April 7, 2021

    My situation was challenging and took some time. Josh ** and Matt ** were AMAZING. They not only obtained financing for me but educated me on what to do to get a lower rate. Taking that advice greatly improved my score. These two were very accessible and answered all of my questions to put me at ease and make a stressful process comforting and easy.

    There are lots of companies that offer discounts for veterans simply for publicity. Veterans United truly cares for veterans and it is reflected both in their service to clients, availability, education on how to raise your score and lower your rate, and the fees. Additionally, some real estate agents here in Oregon refused to work with an "online" lender. My agent said that Veterans United was more accessible and easier to work with than most of her local lenders and this was her first time working with them. Friends have been shocked at how low my fees were. Josh ** and Matt ** will get all my referrals!!!!

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    Customer ServiceStaffRates

    Reviewed April 7, 2021

    I used Veterans United as my original mortgage lender. They were very helpful and made buying my first house easy. They also called and offered me a refinance option for a percent less than my original rate. The refinancing process was smooth and easy using Veterans United. They did most of the work and it took no time at all.

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    Customer ServiceStaffLoan Process

    Reviewed April 6, 2021

    We have bought several homes in the past. This was our second through VA. This was by far the best, simplified experience we have ever had buying a house-any loan actually! If you are wondering if you should go this route-DO IT!! Hope you get Ross and Shelbi too! When we first started talking about buying another home, we did not realize the loan process was so seamless now. These people listen and make your dream home a reality. You can not ask for better communication about your process either. The communication, professionalism and the personalization of your experience is top notch!

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    Customer ServiceStaffLoan Process

    Reviewed April 2, 2021

    Veterans United were awesome to work with. Kim H. was the first one I talked with when I called in. She is very easy to talk with and makes you feel comfortable when talking with her. She was always cheerful when I called to ask questions and always had time to talk. Donald was our loan officer, he and Haley worked all the details with the underwriters and made the experience easy to deal with.

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    Staff

    Reviewed April 1, 2021

    The Veterans United team were very helpful. They made it very easy to purchase my first home. They made sure that I understood every step. And were always available to answer questions I had during the process.

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    StaffLoan Process

    Reviewed March 29, 2021

    As a veteran, you have some options for purchasing a home. If you decide to go with a VA Loan, you should definitely contact Veterans United. The loan team that processed my loan was easy to work with and professional. Having the right team to help you through the process will definitely make everything going smoother. My experience with them was great and I would highly recommend them to my friends and family members.

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    Customer Service

    Reviewed March 25, 2021

    If you give Veterans United a chance they will work for YOU!! This is a great company. They gave me pre-approval when I did not think I could buy a home. Then they kept working and closed the deal. I am living in a home I could only hope for because of this great company. They are not paying me to say this but I am telling you to give them a call if you are wanting to buy a home.

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    Punctuality & SpeedStaff

    Reviewed March 24, 2021

    I would definitely use Veterans United again. Fast, friendly, helpful. This is a team of people with great professionalism. From preapproval to closing you can guarantee they have your back. I was well informed through Veterans United and my realtor so there was no confusion along the way. Thank you for all of your help!

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    Customer ServiceStaff

    Reviewed March 23, 2021

    This has been the journey that I never expected. From the moment I received the call from Shawn to being introduced to a phenomenal agent and Kyle coordinating everything until everything was prepared... this is simply the dream team. For that, I thank you everyone at Veterans United and I salute your service to the veterans!

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    Loan Process

    Reviewed March 18, 2021

    Very happy with our experience buying a home using our VA loan, with Veterans United home loans, they were very easy to work with, explained all of our questions, and walked us through every step of the way!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed March 13, 2021

    I actually switched lenders due to the customer service I received from Shawn and Codi at Veterans United. They kept me informed throughout the entire process and were very responsive if I had a question. I really don't think any other lender offers such outstanding service. Closing was a breeze and funds transferred after the 3 day wait period. I highly recommend them to anyone looking to refinance or buy as my brother also used to purchase a new home.

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    Staff

    Reviewed March 12, 2021

    Jason and his team have always been such a support for me. Any transaction is stressful and Jason creates solutions to keep those stressors at bay. Owning a home is the American dream and Veterans United does that for veterans like me. VU has a lifelong customer in me and I will always send business to VU because they care about me over and above the bottom dollar. Relationships make companies. Thank you!

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    CoveragePunctuality & SpeedStaff

    Reviewed March 10, 2021

    As a first time home buyer I was a little apprehensive as most people are. I tell you, as soon as I talked to Veterans United I immediately felt more at ease. Friendly and knowledgeable staff that treats you right and more like a friend than a stranger. Very prompt on getting paperwork turned in and thorough on every review process to ensure everything is accurate and ready for underwriting. I know for a fact my team stayed well past closing time to ensure my process was as smooth and painless as can be. I won’t even consider another company. Veterans United will always be my go to.

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    Staff

    Reviewed March 9, 2021

    Jeff ** and his team was very supportive during our refinance process. Their team's guidance through the maze of required steps is reassuring and stress relieving. Their followup is commendable. We can give no stronger endorsement.

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    Sales & MarketingStaff

    Reviewed March 6, 2021

    Highly recommend. So thankful for their help in what I thought would be a stressful for-sale-by-owner while my husband was deployed but they helped (pretty much did everything) the whole way! Easy to communicate with and knowledgeable.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed March 5, 2021

    The entire process with quick, efficient and streamlined. The online options for uploading, viewing and signing forms made the application and all subsequent steps a breeze. Terry, Mykene and Bridget are a stellar team. If we are ever in the market to purchase another home, without a doubt, we will return to Terry and the team at Veterans United.

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    Verified purchase

    Reviewed March 3, 2021

    I’ve been a homebuyer with Veteran’s United since November 2012. Their closing process has gotten even better with time and there is a camaraderie within their Veteran circle. I look forward to residing in my newly closed upon home. I also look forward to upgrading a few years from now to something more spacious as my family continues to grow.

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    Loan Process

    Reviewed March 1, 2021

    Always wanted to live at the Beach. Our children are now young adults so we moved to the beach. Got a VA Loan through Veterans United and worked with Zach and Julie. Super easy process with these two. I would highly recommend Veterans United for all your loan needs.

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    Staff

    Reviewed Feb. 28, 2021

    Veterans United made my dream of owning my first home come true. John ** and his staff are highly professional and supportive. They were there for me through step of the process. I highly recommend to other potential home buyers.

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    Customer ServiceStaffLoan Process

    Reviewed Feb. 27, 2021

    Veterans United went above and beyond their call of duty!!! They helped me with all the VA paperwork, and even with filing an appeal when my application was not approved. They kept me informed all the time on the progress of my loan.

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    Staff

    Reviewed Feb. 23, 2021

    My experience with Veteran's United was awesome. They were very instrumental in helping purchase a home. I had a great team assisting me during my process. I would definitely recommend their services.

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    Staff

    Reviewed Feb. 20, 2021

    Purchasing a new home seemed like a daunting and intimidating endeavor. We didn't know where to start, or what steps would follow. Chris ** and his team at Veterans United helped us every step of the way. They made the process so easy it was enjoyable. What a difference it makes when you have someone who is always there to answer questions and explain the process. For all the Veterans - you have earned caring professional service, feel confident you will be well taken care of.

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    Loan Process

    Reviewed Feb. 18, 2021

    Absolutely no problems. They knew what was required, they were expeditious and were aware of all aspects of a VA streamline refinance loan and all of the government protocols and procedures. No complaints whatever.

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    StaffLoan ProcessRates

    Reviewed Feb. 13, 2021

    It has been my extreme pleasure to process my home loans through Veterans United. They have provided the utmost care dedication and commitment to providing exemplary and excellent service... I would rate them a 10+ across-the-board any day and every day because their service is just that Great!!! As a matter of fact I have processed 3 home loans with them over the past 2 years and each time they not only met but thoroughly exceeded my expectations… Veterans United Home Loans is the BEST!!!

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    Customer ServiceStaffLoan ProcessHonesty & Transparency

    Reviewed Feb. 7, 2021

    Mr. David ** was our loan specialist from the VA. He is awesome, on point, and the best loan specialist. Even though he was sick he still did his best to help us over the phone. He explain everything in details with us. Layout everything where we understand as we are first time home buyer. He is honest, helpful, very patient, knowledgeable, and great people. I would go to him in a blink of an eye. We had a great time with him throughout our journey from the very beginning to closing. He follow up and made sure we understand what we are signing for. Excellent customer service and his team! I would recommend him, his team, and the VA. :)

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    PriceRatesHonesty & Transparency

    Reviewed Feb. 5, 2021

    My wife and I used VU and the experience was horrible. They prequalified us for $15k less than our new company. Also they quoted us at 3.2% interest with zero towards closing costs while our new company is giving us 2.5% plus $2k towards closing costs. VU also has a 1% hidden fee we were not aware of. As a veteran I am disgusted with how they treated us. I WOULDNT RECOMMEND THESE LOSERS TO BUY A DOG HOUSE.

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    Customer Service

    Reviewed Jan. 26, 2021

    Veterans United was the first and only lender I reached out to and I'm glad I did. They stayed in constant communication with me, I never felt like I was figuring things out on my own. My initial preapproval wasn't what I wanted and they explained to me what I needed to do to be preapproved for a higher amount. Great customer service, will be referring any veterans I know to them.

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    Punctuality & SpeedStaffTransparency

    Reviewed Jan. 25, 2021

    Any Veteran looking to buy a home needs to go with Veterans United. Kody and his team were a huge resource to my wife and I who are first time homebuyers. They were very knowledgeable, gave great recommendations, and were very quick with updating us when things changed. I have no regrets by deciding to go with Veterans United and will certainly use them again in the future!

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    Staff

    Reviewed Jan. 23, 2021

    The Best home buying process I have experienced. Mitch ** and Jessica ** were outstanding and guided me through the whole process. I am grateful to Veterans United for allowing me to be a homeowner again. Thank You for taking care of my family and I. Thank You for taking care of Americas Veterans..

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    Customer ServiceStaffLoan Process

    Reviewed Jan. 22, 2021

    First off please allow me to say I very rarely if ever give reviews. In this case I was compelled because of attention to detail and the professionalism in handling my file also the extreme level of detail given by my Loan Specialist Zach **! If you are in the market for a purchase or any home lending needs, do yourself a favor and look him up! I have used other "Big" banks in the past for home purchases and what have you... I without any hesitation, unequivocally highly recommend Veterans United! Shall the need arise again to get a new home mortgage or refinance, I would use Veterans United again period, full stop!

    Respectfully,

    Rick S.

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    Loan ProcessRates

    Reviewed Jan. 19, 2021

    I recommend Veterans United for any Veteran that is looking for a loan - new or refinance. They made the process as painless as possible, and had the best rates that I compared to. I would definitely recommend.

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    Customer ServiceLoan Process

    Reviewed Jan. 16, 2021

    As first time homebuyers, I’d highly recommend Vets United home loans! We shopped around for other lenders but nothing can compare to what Vets United offered. The customer service was great, we had no trouble getting a hold of our loan team. The whole process went smoothly and we didn’t have to stress about anything! Vets United made sure we got our dream home! Thank you so much Vets United!

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    Customer ServiceStaffLoan Process

    Reviewed Jan. 15, 2021

    We couldn't be happier with the whole process and the service we received from Veterans United. Your home loan team stays in constant communication with you to make sure you understand the whole process and to keep things moving so there is no delay with your loan. We will definitely recommend Veterans United to all of our friends who are VA eligible.

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    Staff

    Reviewed Jan. 14, 2021

    There were some complications along the way and some delays, but the great staff at Veterans United never wavered and I was able to get a Approved, and able to close on a nice house for my family and I.

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    Staff

    Reviewed Jan. 14, 2021

    Had two previous mortgages prior to this one and none were as simplified as this process. Scott H was very professional and courteous. Held our hand through each step of the process and made sure we understood everything.

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    Sales & MarketingPunctuality & SpeedLoan Process

    Reviewed Jan. 13, 2021

    Okay so with a FICO that is 16 points from perfect (according to Experian) and after 44 days of waiting {I purchased from start to finish in under 2 weeks in 2017 at 3.75%} and researching the Political affiliation of this lender [after the episode at the Capitol on 01/06/21] discovering that their Political contributions go [discovering a "CONSERVATIVE" Super Pac is the sole beneficiary of our Veterans Money] solely to the Republicans. I pulled my "Streamline [01/12/21] Refinance" application that was supposed to be a 2.25% refi (total savings over the life of the loan was about $13,500.00 had I waited for that "final approval"). I also promptly listed the 4/2/2 Florida Home on 5 acres for sale at $345.000.00. I believe you have an obligation to equally distribute your PAC money after all it isn't your money. It is OURS and Veterans are not a monolithic group, BUT YOU ARE.

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    Staff

    Reviewed Jan. 12, 2021

    My Team led by Jake ** was extremely professional and helpful. They made what is a typically a trying and difficult process into one that was streamlined and as close to stress-free as anyone humanly possible could accomplish. Thank you from the bottom of our hearts.

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    Staff

    Reviewed Jan. 11, 2021

    My experience with Veteran’s United was second to none. VU guides you throughout the process of home buying and are readily available for you when you have a question. VU takes the stress out of home buying.

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    StaffTransparency

    Reviewed Jan. 10, 2021

    My team at VU was extremely friendly. They were patient with my questions and thorough in their explanations. Everyone at VU has been responsive to every need and concern we have had throughout the re-fi process. I can’t thank them enough and would recommend them without hesitation or reservation.

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    Loan Process

    Reviewed Jan. 9, 2021

    2nd to None! Enough said. Had I searched for a loan company on my own from Honolulu and eventually moving to Las Vegas BEFORE purchasing a home had the possibility of going very badly for us. Luckily we decided on VU which thankfully was the best choice we've ever made in significant matters such as a home purchase.

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    Customer ServiceStaff

    Reviewed Jan. 9, 2021

    Both Courtney and Kyle were very easy to work with. Both are professional, knowledgeable and courteous. From the moment I contacted Veterans United, the communication was excellent. They made the experience painless.

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    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed Jan. 9, 2021

    I bought my first home with Veterans United. They have the best rates out there for a VA loan. Don't listen to others that say that Veterans United is a big corporation that is far away in another state. They have better rates than my own bank, USAA. I was fortunate enough to work with an excellent loan team led by Chace **. He was there every step of the way for me. I am not kidding when I say Chace had my back the entire time. If I were to ever refinance or buy another home, I have Chace's number on my speed dial. Thanks again VU! Semper Fidelis!

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    StaffLoan Process

    Reviewed Jan. 2, 2021

    This was my first time purchasing a home. I wasn't sure what to expect, but the Veterans United process from loan "pre-approval" to "closing" was smooth and easy. The entire loan team (Adam, David, and Jordan) was exemplary... immensely professional, personable, and knowledgeable. Working with the VU team was like working with good friends. I highly recommend Veterans United to any veteran home buyer.

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    Online & AppStaff

    Reviewed Jan. 1, 2021

    Veterans United will help you every step of the way, with their knowledge and professionalism. They have all the answers to your questions and an online database. The process of signing papers and keeping informed on their website was a breeze.

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    Customer ServiceStaff

    Reviewed Dec. 25, 2020

    I have tried other lenders in the past those we’re stressful and Veterans United is so easy and communication is superb. No stress no pressure amazing experience. Strongly recommend to veterans to use their services.

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    Punctuality & Speed

    Reviewed Dec. 24, 2020

    They made the house buying experience great. All the personnel was efficient and nice. My escrow went super fast. I was able to close on 1 month. They did everything in time for Christmas. My overall assessment for them is wonderful teamwork.

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    StaffLoan ProcessRates

    Reviewed Dec. 23, 2020

    Terry ** and his loan team helped us navigate the VU Home Loan process throughout this past year. We were able to lock in great interest rates on our mortgage and refinance. Our experience was relatively straightforward each time, and the loan team was especially resourceful to us as first time home buyers.

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    Customer ServiceStaffRates

    Reviewed Dec. 21, 2020

    I’m so thankful we decided to give Veterans United our business. We got a fantastic rate and truly top notch customer service. Will be recommending to anyone we meet considering buying a home. Thank you for everything!

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    StaffLoan Process

    Reviewed Dec. 17, 2020

    Veterans United is incredible! They know their business and love the Vets. They took extraordinary great care of us and our loan. Brokedown the fees and we got a good amount of $ back. We used Matt ** at Veterans United... The guy knows his business. Would recommend them 100%.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Dec. 12, 2020

    I cannot say enough good things about Veterans United. They communicated well and kept us informed through every step in the process of refinancing our home. All our questions were answered promptly and the loan specialist offered helpful suggestions. We closed quickly. All the representative involved were professional and exceptional.

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    Customer ServiceCoverageStaffLoan Process

    Reviewed Dec. 11, 2020

    After spending days gathering data for a VA home loan of $160,000 with a 5% DP, Veterans Home Loans said Underwriting would approve our request because of my wife (self-employed as cosmetologist for 35 years working 6 days a week) could not support her future earnings. Is that not what self-employment is all about?

    I am a retired veteran with an 820 score and my wife has good credit but Veterans Home does not practice what they market, that they exist to help Veterans, what a joke...

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    Reviewed Dec. 11, 2020

    Veterans United is THE group to trust with this process from start to finish. They took all the stress out of the various requirements from start to finish, and truly removed all our worries through successfully closing on our first home. They have been everything we could have hoped for and more. Special thanks to Ryan ** and his entire team including Esther, Arlem, Taylor, Sara, and everyone else for making this such a positive experience!

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    Reviewed Dec. 11, 2020

    This is our second time using Veterans United to purchase a home. The process is smooth and they communicated with us the entire way. I would highly recommend Veterans United for purchasing a home. A great team!

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    StaffLoan Process

    Reviewed Dec. 10, 2020

    Dan ** and his team were the best group of specialists I have ever worked with and would one hundred percent recommend to anyone I know that will want to use their VA loan benefit to purchase their home.

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    StaffBillingRates

    Reviewed Dec. 8, 2020

    Could not be happier. Got to refinance at a much lower rate, which lowered my payment by a significant amount. Veterans United is always there to help a veteran close on a home or refinance a home. Very happy!

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    Customer ServiceStaffLoan Process

    Reviewed Dec. 5, 2020

    I am still in awe at how well ordered the whole home-buying process was, and I know it was due to the professionalism of my real estate agent Frank **, as well as Veterans United's loan officer Scott **. Excellent communication and detailed instructions were given every step of the way. I couldn't be more pleased!

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    Staff

    Reviewed Dec. 3, 2020

    Caleb ** and Lauren ** were outstanding, guiding me through the refinance and helping me every step along the way. I would definitely recommend Veterans United to anyone searching to refinance or even buying a new home. Thank you, Lauren and Caleb!!

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    Contract & TermsPricePunctuality & SpeedBillingLoan Process

    Reviewed Nov. 30, 2020

    Veterans United charged us a hefty fee for the services they provided, that we later learned most banks will provide for free. They sold our loan to a third party lender before the first payment was due, and the third party has been nothing but problems.

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    Loan Process

    Reviewed Nov. 26, 2020

    Veterans United made my first home buying experience so easy! I was always able to know exactly what step we were at by logging in and I knew that if I had any questions, I could always reach out and be assisted by my loan team.

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    Staff

    Reviewed Nov. 25, 2020

    Myself and my wife both very very highly recommend using Veterans United. They are excellent and they help with everything. Veterans united helped us so much. We are first time and new homebuyers and had so many questions and never had a problem helping us with everything.

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    StaffRates

    Reviewed Nov. 24, 2020

    Excellent service and rates along with easy process for veterans. Andy and Donna and their team worked quietly behind the scenes to make this refinancing stress free while honoring and exceeding every commitment they made to me. I would highly recommend this company.

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    StaffLoan Process

    Reviewed Nov. 24, 2020

    Extremely efficient and helpful. Wonderful experience buying my first home. Highly recommend. My loan agents answered all my questions without delay and make the entire process extremely smooth. I had no idea buying a home could be so stress free.

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    Punctuality & SpeedOnline & AppStaffEase of UseLoan ProcessRates

    Reviewed Nov. 21, 2020

    This is the second time I use Veterans United Home Loans for purchasing a house, and both are pleasant experiences. They take care of the Veterans as they claimed. The rate they offer is quite competitive. They provide a clear TO-Do list so that the client won't get lost or confused during the process. Their website is easy to use and understand. My agent, Mrs. **, is a professional and wonderful person to work with. She provided thorough and accurate information to the client. Mrs. ** helped me to my best interest using her knowledge and experience. She promptly answered my questions and cared for my benefit and concerns.

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    StaffLoan Process

    Reviewed Nov. 21, 2020

    The Veteran's United team was so very helpful to me as a first time homebuyer. They explained things to me each step of the way and couldn't have made the experience any better or easier. I HIGHLY recommend them for your home loan needs!

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    MaintenanceStaffLoan Process

    Reviewed Nov. 21, 2020

    This is first house I ever bought and it was my first time using the VA Loan. Initially, I was nervous about the whole process, because this is a big purchase and big decision in my life. I didn't know anything about purchasing a house or even using the VA Loan. My loan and realtor team were very knowledgeable and assisted with any questions that I needed. Veteran United had plenty of resources and videos breaking down each step of the buying process. This also include technical terms that you don't use every day. I highly recommend to all my friends, families and veterans using their service. As a first time VA loan user and homebuyer they made my process from start to finish an easy process. This was easier than trying to get my DD-214 when I was trying to honorably discharge from the Navy.

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    Staff

    Reviewed Nov. 19, 2020

    Very proud of what Veterans United is doing for the Veteran Community. They're really an above and beyond company. You will feel like you're actually being guided to the correct path through the process, all of them were extremely helpful. Keep up the good company, we appreciated it.

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    Staff

    Reviewed Nov. 19, 2020

    It requires trust, faith, and partnership. You have to trust this company with your complete financial assets and debts to include access to your banking account. In all things you must have faith to know their team and process will result in a positive outcome. You do your research, ask questions, read and watch their educational materials, and work with the staff knowing that are there for you. This team has years of experience, great reputation, and provides full access to you to meet your needs.

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    Customer ServiceTechStaff

    Reviewed Nov. 18, 2020

    I was recommended Veterans United and was a little unsure of using a company that wasn't based locally that I could deal with face to face. After the first phone call I was put at ease and couldn't believe all of the services that they offered. Austin and his team of professionals truly made the home buying experience so easy and smooth. They were easily accessible and always had answers. They set me up with a real estate agent that I could not rave more about. As the process moved along, they kept everything easy and explained every step that we would be taking, down to the smallest detail.

    This was my second time buying a home and because of Austin and his team at Veterans United, this was a much better experience than the first time I used a local mortgage lender. I will be a returning customer when we move and buy again in a few years. I would recommend Veterans United to anyone looking for an easy home buying experience. If you do chose Veterans United, please ask for Austin **.

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    Customer ServiceTechPunctuality & SpeedRefunds & PayoutsStaffLoan ProcessRatesTransparency

    Reviewed Nov. 11, 2020

    Started the process on 23 MAY 2020. Was told we would close “on or about 20 SEP”. End of JUL, my loan officer calls me to “see if you were still interested in the loan”... I had sent, electronically, the information she asked for SIX WEEKS earlier! They kept putting me off, kept needing re-dos on forms, kept changing the closing date, kept me in limbo all while promising they were getting close. I paid for an appraisal in AUG, they did not order one until OCT. I asked several times, due to their haphazard service, if I needed to find another lender. They always promised me that they were on top of the situation, and we were getting close. I would email required forms, and I would ask for updates. My loan officer would promptly reply in 3-4 days. As a precaution, I checked with a different provider.

    As of 11 NOV 2020, Veterans United still has not been able to close! They still have not even given me a clear time frame! Had I listened to my loan officer, I would be losing my property! Do not trust Veterans United! If you do choose to use them, first, I wish you luck! Next, make sure you have a good backup plan and have a different lender ready to go!

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    StaffLoan Process

    Reviewed Nov. 6, 2020

    Great place for veterans to go to. They made it fairly easy to get through the process. Thank God people like them around. They definitely go above and beyond their job. They step up and help veterans where most people don’t. Very helpful to me and other veterans I know. Josh and his office have been wonderful. Highly recommend them. The process is easy to apply for the loan is online. Any paperwork that require signature or turned in all can be done online. I highly recommend our veterans to go to this company and they don’t do just zero down home loans. They can do them all.

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    StaffLoan Process

    Reviewed Nov. 4, 2020

    You will not be disappointed. Veterans United is an amazing company that employs amazing people. They really care. They are super knowledgeable and very responsive. It didn’t feel like we were hundreds of miles away. Absolutely use them for a VA home loan.

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    BillingLoan Process

    Reviewed Oct. 26, 2020

    This company was horrible in my experience with them because they preapproved me for a VA home loan when they were not even supposed to because an issue they had with my payment history (wasn't an issue with other lenders). The problem here is that they will preapprove you so that they can get their commission, but then you go and spend money on an inspection and everything else that you have to pay to get a loan for them to turn around and tell you that you should have never been preapproved in the first place. I'm not saying this is always the case with everybody but I'm just warning you to be very careful because it happened to me and I hate to see other veterans taken advantage of by these people.

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    StaffLoan Process

    Reviewed Oct. 23, 2020

    I tried other loan places and I definitely can say Veterans United gives the best service and looks out for their customers. Robert was extremely helpful and answered all of my questions. I had limited credit history and they worked to get me a good APR.

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    StaffLoan Process

    Reviewed Oct. 19, 2020

    This, by far, has been the easiest process I’ve ever gone through in my life. From the loan officer down to the real estate agent, there was nothing less than exceptional professionalism! A great experience!!

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 18, 2020

    We highly recommend Veterans United!! From the initial call to closing, the entire team assigned to us was phenomenal!! They made the home buying process simple and stress free. Throughout the process they stayed in constant communication, answered any questions we had promptly and went above and beyond on multiple occasions. For example, my husband returned from Korea and they sent him welcome home flowers! They also looked up all of the utility companies in the area we were moving to and provided us with their names and contact info! Those personal touches are what sets them apart!! Thank you Samantha, Ethan, Josh, Kelsie and Rachel!!! You are all incredible!!!

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    Customer ServicePunctuality & SpeedMaintenanceStaff

    Reviewed Oct. 18, 2020

    We had lived happily in the Elon district of Burlington, NC for 9 years in an apartment community. Then new management showed up and the nightmare began. My dear sweetie searched the web and found Veterans United, called and handed me the phone. I was livid! A few months later, we are now living happily in our home thanks to the kind yet diligent effort of Shannon **. Shannon is credible, truthful and contentious. More importantly, we felt that Shannon was our advocate. Her response time to our inquiries was record breaking. Shannon truly demonstrated the philosophy of Veterans United-she created a seamless homebuying experience by preparing/explaining the process. And to the powers that be of Veterans United: Clone her!

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    StaffLoan Process

    Reviewed Oct. 14, 2020

    Veterans United was great. They walked us through every step. Nick ** our loan specialist was awesome. He made the whole experience easy. Would recommend Veterans United to all veterans looking to buy a home.

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    StaffLoan Process

    Reviewed Oct. 9, 2020

    I would recommend Veterans United to potential veteran homebuyers 10 of 10 times. My loan specialist, Mitch **, and his team provided constant checkups and excellent service. Interactions with my team alleviated those first-time buyer's jitters in 2019 and I was grateful to work with the same team for my refinancing in 2020. Shout out to Marty, Jess, Aaron, and all those associated for all the work they do. Thank you Veterans United!

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    Reviewed Oct. 6, 2020

    Veterans United has considerable experience in working with veterans and V.A. home buying standards and requirements. Within the timeframe of several weeks, they enabled me to purchase the home that I desired. I would recommend Veterans United to a fellow veteran.

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    Customer ServiceOnline & AppStaffLoan ProcessTransparency

    Reviewed Sept. 28, 2020

    I would recommend Veterans United to all of my fellow Veterans for their home buying needs. They are very professional and courteous to their Customers. Their customer home buying portal on their website keeps you up to date with what is needed for your loan and the next step in the home buying process until closing on your home. I could not have asked for any better customer service and they fulfilled all of my needs. Thank You, Veterans United, Josue T.

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    Customer ServiceStaff

    Reviewed Sept. 27, 2020

    We appreciate the outstanding customer service. As first-time homebuyers, they made sure to keep us informed throughout the whole process. If you're trying to buy a home, look no further. These are your people!

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    Customer ServiceStaff

    Reviewed Sept. 26, 2020

    The Team's service and care was amazing. They guided us through the entire process to make sure we have everything we need. We never had to worry about what to do next, their electronic system is fantastic. Communication was great.

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    Customer ServiceStaffLoan Process

    Reviewed Sept. 26, 2020

    I wouldn't recommend them. If they treat people who have not served in the army they ones who do should watch. I ask for a small loan to buy a home address East Market Street Williamstown PA. They sent me back a bunch of ** letters saying your score, your income, your loan is not approved I had through a Veterans Bank. Would be helpful but they're just scumbags like the rest of them.

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    StaffLoan Process

    Reviewed Sept. 26, 2020

    My loan officer was amazing, she was patient, and understanding that I have a full time job. Amy talked me through every step of the process even on the weekends when she was off. Veterans United made it remarkably easy for me to upload any documents at any time of the day and night. Rheadawn was very courteous and helpful understanding the process and what I needed to do.

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    Punctuality & SpeedLoan Process

    Reviewed Sept. 23, 2020

    This is the second time we have used Veterans United to refinance different properties. We have recommended to our friends and family with varying degrees of satisfaction. The first time in 2016 was a breeze even with some hiccups along the way. Not sure if it was the Pandemic or just the load of other buyers and refinance loans going on that REALLY slowed down the process the second time. Took more than 2 months the second time.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Sept. 23, 2020

    My transaction coordinator, Rebecca, is who I worked with the most out of this entire experience and she was amazing! She kept things clear and made getting all the documents needed super easy. Rebecca was quick to respond to emails and always kept my mind at ease. :) Nick, my loan officer was also great to speak with in the beginning of all of this as I initially reached out to ask about home buying with VU!

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    Sales & MarketingPunctuality & SpeedLoan Process

    Reviewed Sept. 9, 2020

    I have a unique situation regarding a loan with the gov't, so I went to Veterans United because they advertise that they are great with these and VA issues. Unfortunately, they are not. They kept making promises about getting the information this week, next week, two more weeks, etc; I still haven't gotten what they promised me they would get 4 months later. Good thing we moved on from them or we wouldn't have been able to close on our house. We also kept receiving conflicting information about what documentation we needed to have. Nice people but I'm not going to trust my financial future to someone nice, I'd rather have someone that can keep their word.

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    PriceStaffBillingLoan ProcessRates

    Reviewed Sept. 5, 2020

    As a first time home buyer, I'm so grateful to the whole Veterans United team for making buying a home such an easy process. They assigned me great realtors with lots of experience with VA loans, helped me determine my price range and monthly payments, helped me find trusted a inspector, appraiser, managed any additional organisation like HOA fees, and even got me set up with the services I need to set up (like trash, utilities, water, etc). They helped every step of the way so I could accomplish my tasks while working and didn't need to get bogged down in research. They saved me a ton of time and made the process so easy!

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    Punctuality & SpeedStaff

    Reviewed Sept. 4, 2020

    Every form was digital making signing and reviewing quick and easy. They gave me real-estate agent who was friendly, knowledgeable and went above and beyond. She even found me an excellent home inspector and a guy to cut my lawn. I am a ** woman and I never felt disrespected or unimportant. The entire process was smooth and rewarding.

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    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Aug. 27, 2020

    Jerry and his team made this whole process smooth. Jerry was always available for any questions we had. We were blown away when after a call with Jerry during the loan process, we had mentioned it was our anniversary that day. A couple of days later, we had an anniversary gift from Jerry. It is hard to find customer service like that! He went above and beyond and we are grateful. We trusted him to handle our loan and would happily let him do it again.

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    Staff

    Reviewed Aug. 27, 2020

    I would definitely recommend Chris **, his associates and Veterans United. Words cannot express how grateful I am to have had such an awesome team to work with. I had an amazing experience with my purchase.

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    Customer ServiceContract & TermsPrice

    Reviewed Aug. 26, 2020

    I was assigned Jessica ** NMLS ID#** initially. We spoke through email and telephonically on multiple occasions during the pre-approval process. I explained everything surrounding income, expenses and work as well as provided all documentation necessary and requested. I was approved for a fairly low amount due to myself and my family moving across country and In order to increase the pre-approval amount She said to provide a letter from my prospective employer showing that I will have work once we relocate. This will be sufficient to compensate for lack of work history as well. I reached out to my future employer and asked if they would be willing to write one for me which they did and I forwarded it to her along with previous work history and schooling experience. From this step on red flags started to pop up.

    She then started back stepping and saying that I have to work for the employer that wrote my job offer letter for at-least a year for her to increase the amount (which defeats the whole purpose of the letter in the first place) then it changed to 6 months. She was clearly not going through, reading, or paying attention to anything during our telephone conversations. This is known because she kept asking me to provide information that was sent through scanned documents and the process just became me repeating myself jumping through the same hoop over and over again. She clearly didn’t want to be bothered anymore and seemed like an inconvenience to her.

    I reached a point where even with the approval amount needed I wouldn’t use veterans United Mortgage due to these issues occurring now, what would happen during closing if she didn’t want to be bothered during the pre approval process which is just the beginning, chances are it would be even worse during the final stages and cost me the house. We decided to go another route VA mortgage wise.

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    Punctuality & SpeedStaff

    Reviewed Aug. 21, 2020

    I would highly recommend using Veterans United because you really don't have to lift a finger. They do all of the work for you. They are fast, professional, and they know what they are doing. This was the best organization to work with during a process that is typically stressful. They made it stress free for us!

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    CoveragePunctuality & SpeedStaffLoan Process

    Reviewed Aug. 17, 2020

    Our Veterans United loan team and agent worked together seamlessly to create a great buying experience. Having the right experts in your corner to navigate the purchase of a home is invaluable. Because of their help and attention to detail, we were able to close on our loan 3 weeks ahead of schedule. I'm a Veterans United fan for life.

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    Loan Process

    Reviewed Aug. 14, 2020

    I HIGHLY RECOMMEND Clayton ** and Veterans United for home loans for Veterans. They know what they are doing. They told me what I needed, when I needed it. They gave concise reasons for it, truly made the process quite easy.

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    Customer Service

    Reviewed Aug. 9, 2020

    Veterans United provided exceptional customer service. Dawn was so attentive to all of my needs, but also so thoughtful to my experience as a first time home buyer. I would love to work with Dawn on every future home purchase.

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    Staff

    Reviewed Aug. 7, 2020

    The whole home buying experience with VU was so stress free I would highly recommend them. Jonathan ** and his team work hard for their clients and they're always ready to help with any problems that might arise during the home buying process.

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    Staff

    Reviewed Aug. 6, 2020

    The people at Veterans United are amazing at what they do!!!! If you want a smooth, stress free home purchasing experience, they are the go to people hands down. They were on top of my purchase from start to finish and always kept me well informed. Thank you Ryan and team for doing such a great job for me!!!!

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    Reviewed Aug. 6, 2020

    Veterans United has assisted my home buying and refinancing needs on multiple occasions. I recommend them to my fellow veterans and I believe that their outcome will be as simple and seamless as mine was. Veterans United is truly an advocate to all veterans in search of a home purchase or the refinance of their current home.

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    Customer ServiceStaffHonesty & Transparency

    Reviewed Aug. 5, 2020

    If you’re choosing between VU and some other home lender: Please consider VU. VU is excellent in guiding you through the process of owning a home. No hidden fees. No BS. Just really great customer service with a killer team of people to guide you through everything.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 5, 2020

    Thanks for getting us in our new home! Great service fast response time. Smooth process. Will do business with them again. Staff are top notch and know their stuff. Never had a worry! So happy we chose them.

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    StaffLoan Process

    Reviewed Aug. 1, 2020

    Veterans United Home Loans made my home buying process a breeze. I highly recommend Veterans United to all of my fellow vets! Make sure to ask for Donald ** as your personal loan specialist - he’s the best!

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    Staff

    Reviewed July 29, 2020

    Our experience with Veterans United was nothing short of WONDERFUL... largely due to the fine coaching and expert advice Billy ** offered along the way. He was kind, courteous, mild-mannered, and never made me feel inadequate with the questions I asked. I would choose to work with him again in a heartbeat! In fact, please tell me how I can "Share" VU and Billy ** to the FB pages that I manage as I would love to spread information about them far and wide.

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    StaffLoan Process

    Reviewed July 29, 2020

    Loan officers are very responsive, providing myself and clients with great turn around time. All my veterans are very happy with the service provided! They get the job done! Look forward to many more to come!

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    Staff

    Reviewed July 23, 2020

    We have used Veterans United twice now, both times we have had Daniel ** and his team and they are fantastic!!!! We also used the credit rebuild program with Korrie ** and she is amazing!!!! Different parts of the company but exceptional service!!!! They are so effective and thorough at what they do, we trusted them with everything and got the best deal out of the housing process both times!!! Hopefully have our forever home, but definitely wouldn't hesitate to use again! They're the bomb.com.

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    Customer ServicePriceStaffTransparencyCommunication

    Reviewed July 21, 2020

    The team we had for this entire home buying process was outstanding. It was seriously less stressful buying a home than a car. I really can't believe how easy Veterans United and the personnel that work there made this. Buying our first home through BofA was an absolute nightmare with no communication and seemed like we were paying fees left and right. We new exactly all of the costs and what would be needed at closing. Also, the Realtor that VU had contact us at the very beginning was awesome. I highly recommend Veterans United and the teams they have in place are top notch and keep you up to date every step of the way. Thanks again.

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    Customer ServiceTechPunctuality & SpeedStaff

    Reviewed July 16, 2020

    Carrie ** and Nina ** were the absolute best! If you are looking to purchase a home and are worried about the process. Veterans United is the lender you want the work with. From pre-approval to close, Carrie and Nina we so helpful, informative, and quick to respond to any of my questions. I wanted to Purchase a Condo in Dallas and although it's a can be a little more difficult due to some of the VA requirements, Carrie made sure that the place I found was VA approved and we started the process. I did all of my paperwork online and we closed in a very quick time frame. I submitted my initial contract on June 16th and closed on July 15th with the option to close on the 9th if I had wanted to! If you do the work on your end Veterans United will reciprocate and work just as hard. I highly recommend veterans united to anyone veterans looking to purchase a home! I would ask for Carrie ** because as i stated already, she is the absolute best!

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    Customer ServiceCoveragePricePunctuality & SpeedOnline & App

    Reviewed July 15, 2020

    The Veterans United team is very organized and efficient. The “MyVeteransUnited” portal makes completing “To Do” tasks very easy in my opinion. Whether using a home PC, tablet, or smart phone, customers can complete tasks quickly and efficiently...saving time for everyone. Veterans United also offers a service to provide home insurance quotes from their sister company “Military United Insurance, LLC.” We found their quotes on par with other sources for home insurance, and we ultimately selected a quote from SAFECO.

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    Price

    Reviewed July 11, 2020

    I'll definitely recommend Veterans United to any potential home buyers. They not only look into home finance but make you feel comfortable in making these decision. They state facts and let you see what is affordable and even lower finances.

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    Profile pic of the author.
    Customer ServicePriceLoan Process

    Reviewed June 30, 2020

    The confines of this box will not do any justice for Tim ** or the whole Veterans United team. Every interaction whether it be with Tim, his immediate team, the servicing department, escrow or whoever I speak to my customer service experience has been second to none. Tim's leadership, knowledge, ability and skill are worthy of imitation and he has made our second home loan experience easier than the first. Thank you Veterans United! Semper Fi!

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    Punctuality & SpeedStaffLoan ProcessRatesFollow-Through

    Reviewed June 28, 2020

    This is my second home purchased using my VA loan benefit. The first time I purchased using another company, it felt like I was back in the military, "hurry up and wait, that is just the process." With Veterans United, the process was seamless, information was clear, explained thoroughly, and the timeline they set was met as promised. Their team of professionals work hard for you and pair you with a motivated realtor who is able to help you find the home perfect for you. If I could describe Veteran's United in one phrase, it is simply Best In Class, deserving of a 5 star rating for integrity, professionalism, and service. Outstanding job Veteran's United.

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    Loan Process

    Reviewed June 25, 2020

    Loan mitigation fraud during Covid. Veterans United has said they don’t question integrity when giving an applicant Covid relief on the mortgage. Nor did they seek consent for a jointly owned mortgage and allow fraudulent information to allow loans to get Covid relief for 180 days.

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    Staff

    Reviewed June 12, 2020

    What a great experience. I can't thank VU enough for turning a potentially nerve-wracking situation into a positive life moment. They're responsive, professional, and knowledgeable. You will NOT regret working with them.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaffBillingLoan Process

    Reviewed June 9, 2020

    Just as I had thought, do not believe everything you hear or read about this company. No different than any other. Of course they have a lot of positive reviews. But are they from real customers or have those reviews been “paid for”? Doesn’t really matter. Because if your credit score meets their qualifications, then you will probably have no issues. With them or with any other company. My credit does not meet their qualifications. Which brings me to this site to write this review. After having my ass kissed for nearly 40 minutes about how wonderful Veterans United is and how great I am and how easy the process is and how much I will love my new home and how they can’t wait to put me in it... the “specialist” ran my credit. My score did not meet their threshold of 660. Ok. I knew that.

    I was told that they have this program called “Lighthouse” that helps individuals like me get their credit to where it needs to be in order to qualify for a home loan with them. My score is 600. 60 pts away. So that’s where the friendly “specialist” basically wished me luck and ended the call. Since I am unable to meet their qualifications now, I was just a fish to throw back. Anyway, funny thing... I get an email from this “Lighthouse” saying to keep paying my bills on time for the next 90 days and they will check my credit again to see where I am at... LMAO!!! That’s the program??? That’s the advice??? NO ** SHERLOCK!!! Really!!! What a joke!!!

    They will not be getting my business once my credit score has improved. They have shown me their true colors. Nothing but bs. And if you meet their qualifications they will kiss your ass until they don’t have to anymore. If you know you do not meet their credit score qualifications. Don’t waste your time. Build your credit score and go with a real bank or other institution. Because all these people care about is a number. You are more than a number.

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    Staff

    Reviewed June 6, 2020

    My lending team was very professional and persistent with information and answers I had questions about. It is hard to put trust in lenders nowadays but Kody and Holly took very good care of me and guided me through the process. This team I do trust.

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    Customer ServiceStaff

    Reviewed June 5, 2020

    My wife called them to get some information and they pulled my credit report without permission or even talking to me. We aren't looking at buying a home for at least another 6 months. Nathan, the "CEO" acts like 40 year old child along with his shady team of dufus employees. They are nothing more than a bunch of scammers taking advantage of veterans. I just hope they don't upset the wrong one...

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    Staff

    Reviewed May 24, 2020

    Veterans United went above and beyond to helped me purchase my very first home right before my 62 Birthday???? And during a pandemic! Lisa United States Marine Corps Veteran???? #ProudVeteranHomeowner!???

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    Staff

    Reviewed May 23, 2020

    Veterans United was great to work with and I would recommend them to all my family and friends. They are very friendly and easy to work with, they answered all my questions in a timely manner. I would definitely use them again. They do great things for Veterans.

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    Punctuality & SpeedStaff

    Reviewed May 21, 2020

    This company stayed with us through the entire home buying process and I would recommend them to a friend. They answered all our questions and were very prompt in all they did. They were very courteous and a pleasure to deal with.

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    StaffLoan Process

    Reviewed May 21, 2020

    We are extremely happy with the experience we have had with Veterans United. The loan team was extremely helpful and very accessible. My wife and I could not be more pleased with how easily this process went.

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    Reviewed May 11, 2020

    I am currently having a very hard time with Veteran United and their assigned Realtors. I will keep you posted, but for now I will say, "it is probably best to find your own Realtor especially if you are **".

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    Customer ServiceStaffLoan Process

    Reviewed May 8, 2020

    I would definitely recommend Veterans United Home Loans. As a first-time home buyer, I had lots of questions and concerns with the home buying process. The team at Veterans United were courteous and efficient in their communications. When the first house I was considering purchasing fell through (seller decided to take it off the market due to COVID-19 and a low appraisal), Veterans United made it VERY easy to switch my file open and I was able to purchase a home in the same neighborhood!

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    Customer ServiceStaffHonesty & Transparency

    Reviewed May 6, 2020

    Experience with Veterans United has been nothing but 1 big headache. Left hand don't know what the right hand is doing. They constantly asked for info that was doubled, no one knew what the other person was doing. I caught 2 of their employees in a lie. No return phone calls. No understanding of how "working from a union hall" is. In the end, I am going to lose a home, lots of money and going to be homeless with my kids. Good Job Veterans United!

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    Customer ServiceStaffEase of UseLoan Process

    Reviewed April 23, 2020

    When the time came to purchase a home and use my VA benefits, I was somewhat unsure of what that entailed, and if it could be done in the timeframe I needed. I reached out to Veterans United to determine if this was feasible for my situation, and if they could provide me any information to help in making a decision. After speaking with a loan specialist, Randelle, I felt very confident that we could get it done. VU provided a wealth of resources to explain the entire process in a user friendly manner that was easily comprehensible. My loan team went to work immediately and did not look back.

    VU put me in touch with an amazing buyers agent who helped us find a great home. From the initial phone call to the closing, they have been outstanding. All of this while we combat COVID-19 no less. I highly recommend Veterans United if you are even just thinking about buying a home. Use the resources they have and feel free to ask them anything. There really were no stupid questions. Thanks again VU and especially Sam, Ryan, & Randelle. We got it done!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed April 19, 2020

    Everything was done in a timely manner. The representatives at Veterans United were prompt in letting us know what they needed. They returned our calls immediately. Our closing was done 13 days before the first closing date was given to us. Even though we could not go to our closing because of the shelter in place for both states, everyone worked together and it was closed on the date scheduled. I would use Veterans United again without even checking another company.

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    Loan Process

    Reviewed April 19, 2020

    I would absolutely recommend Veterans United Home Loans. They made the home-buying process so simple that even amongst this covid-19 pandemic we didn't have very many worries. Home buying made very simple.

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    Customer ServiceStaffLoan Process

    Reviewed April 18, 2020

    From the first phone call to the day of closing, United Veterans offered the ultimate in guiding us through the process. Our loan specialist, Mark ** and his associate Abby, provided a list of everything that needed to be done or provided in the form of a detailed checklist. As each item was taken care of, it was checked off the list. Every question we asked was either answered immediately or if he was uncertain, he would research and call us back with an answer. We were treated with the utmost respect through the entire process. Actually, it seems we made a new friend with Mark! Thanks to United Veterans Home Loans for all that was done to ensure we are looking at a great future in our new home!

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    Customer ServiceStaffLoan Process

    Reviewed April 9, 2020

    If you're in the market for a mortgage loan, look no further, Veterans United will exceed all your expectations and make you feel like family not just another number. An incredible experience from the first phone call, all the way through to closing. Our loan team was courteous, professional, tenacious communicators, and extremely committed to expediting all requirements to ensure they met our closing date goal. Not only did they meet our requested closing date, they made it happen 10 days earlier and at an APR that no other company in the market could meet or beat! Total time from initial contact to sitting at the closing table signing for our new home was only 30 days!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed April 4, 2020

    This process has been so seamless and quick that I am still astonished on how quick it took me to apply and purchase my duplex. They all kept me so informed and reassured me every step of the way. The entire teams, including the agent they connected me with, was incredible and very knowledgeable! I would 1000% do it all over again and will continue to use VU for any future acquisitions. Anytime I text or called they were very quick to answer my question fully and ensured I understood everything.

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    Customer ServiceStaffLoan ProcessTransparencyCommunication

    Reviewed April 3, 2020

    I cannot speak highly enough of them or my loan officer, Titus. Phenomenal customer service and always kept me updated on the status of my home purchase. You will not be disappointed if you utilize their services, I promise you.

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    StaffLoan Process

    Reviewed April 1, 2020

    If you’re tired of lenders that are “there” when you initially apply and then, poof, become ghosts as you try to contact them throughout the loan process with questions or for additional information, then Veterans United is the lender for you. They stick with you from point A to Z, they are always courteous and professional from application to closing. Thank you for a stress free and friendly experience.

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    Loan Process

    Reviewed March 30, 2020

    I am a first time home buyer and from the time I inquired with Veteran's United Home Loans, they were there to assist me in every way possible. They answered my questions and inquiries about everything I wanted to know and things I didn't even know. I am so thankful for Eric, Thadd and Erin for making it possible for me to buy my own home. I will be eternally grateful!! Thank you guys!

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    Veterans United Home Loans Company Information

    Company Name:
    Veterans United
    Website:
    www.veteransunited.com