Unlock Reviews

Using Unlock was an easy process. The rep was very helpful. He took my calls when I had extra questions. The long term terms aren't very good, but it's good getting a loan as quick as it was. If you need cash, call Unlock.

Unlock explained everything to me. They told me how the process works. What I am doing is I'm borrowing against the equity that’s in my home. When I take the loan out, I have to keep it for at least six months. I don't have any interest or any payments until the end of 10 years. At any time after six months, I can do away with the loan. Unlock sends an appraiser in. Whatever the house appraises for, I pay them back 16% minus what I already got. So, I got 35,000. Let's say their portion is going to be 50,000. I take 35 off of 50 and that's what you I them back. It's more than fair because I have a fifty-fifty chance that the housing market is going to take a dump. So, it's a win-win for the homeowner. It works really good.

My wife and I are getting ready to move into an RV and I was told it's easier to get financing if you own your home still. We looked into Unlock because I want to pull out some equity, and then, before we sell the house, buy the RV, and then sell the house. Unlock's application process was simple, quick and easy. Shawn was my loan officer and he told me what I needed to do and we took care of it. I talked to him a couple of times in between after submitting all the information and it was perfect. I couldn't have asked for a better experience. The rates are a little bit steep, but that's what you expect when you get into a loan like this or an investment.

Yvette, a woman that I've worked with on mortgage refi from the past year, referred Unlock to me. She put me in touch with a man named Kevin, and he was only person I spoke with at Unlock. He was very helpful, respectful, professional, and I appreciated his assistance. We communicated first through emails then he had a phone call with me that gave me an overview of what the services were. He then sent me information in writing in regards to when I reviewed it, got clear about what the numbers were and the expectations.

Getting a loan was easy, and the rate and terms seemed fair. The rep was great as well.

The reps were very efficient, and the loan process was very simple. The rate and terms were reasonable too.

It was a really good experience with Unlock. It was pretty quick. I had an email exchange with the agent, he sent me documents, then we had the underwriter at our place all in less than three weeks. The agent helped me a lot on every question I had and that was what made me happy about him. I liked his transparency.