PNC Bank Reviews

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Edited by: Tammy Burns

About PNC Bank

Based in Pittsburgh, Pennsylvania, PNC Bank is one of the largest financial institutions in the U.S. With branch locations throughout 28 states and Washington, D.C., it offers a full suite of retail banking services. PNC is also a major national mortgage lender licensed to originate loans in all 50 states.

Pros
  • Branch locations in 29 states and Washington, D.C.
  • Variety of account options
  • Strong mobile and online banking
  • Some bank bonuses and promotions
Cons
  • Fees on some accounts
  • Interest rates may be lower than competitors
  • Account options and rates vary by location

PNC Bank Reviews

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    Page 3 Reviews 50 - 250
    Customer ServicePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Feb. 13, 2026

    I have been a PNC customer for almost 20 years. I have never disputed a transaction. Recently, I noticed 20 fraudulent transactions over multiple days. I immediately contacted PNC. I had an excessively long wait time to finally be connected with a live agent. I reported the transactions. I NEVER heard back from PNC. I am a nurse. I work 12 hour shifts and often in a row. I had alerts set up on my account and trusted PNC to protect my money. They did not. I reached out again nine days later and after multiple excessive wait times and a dropped call with no callback, I reached an agent to be told that monitoring my account is my responsibility. After weak apologies and no resolution, I am out over $500 until a 90 day period in which PNC will "look into it". There is no guarantee that I will get my money back. Do NOT trust your money to PNC.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaffBillingLoan Process

    Reviewed Feb. 12, 2026

    0 Stars. Been with the bank 12 days and it has been nothing but miscommunication and errors. My mortgage was with Colonial Savings for 10 years. They sold to this disaster of an organization. Was notified by email mid-January that PNC was taking over the loan and that I should already have a letter with details. That letter arrived Feb 8. It said that I needed to set up autopay. I paid the Feb mortgage payment manually and was going to set up autopay later. PNC debited my account for the Feb mortgage payment again cleaning out my account.

    Contacting customer service took forever. They did not care and were patronizing. They had a line of excuses and told me it would about a week before I could get my money back. They stole my money, causing me insufficient funds fees on other bills but I have to wait 6 days... Luckily my bank (Ascend) is good and took care of me. Will be re-financing out of the PNC loan ASAP. STAY AWAY FROM THIS CLOWN SHOW.

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    Customer ServicePunctuality & SpeedStaffRates

    Reviewed Feb. 11, 2026

    Well, I see why they are given a one-star rating. PNC personnel seem to be nice, but that is as far as it goes. I applied online over a week ago for a "simple" checking account. The automated email said it would take two business days, which I thought was fast. I contacted customer service the first time four business days after my initial submission of my online bank request. I was told it takes anywhere between 2-4 business days. She checked with account services and said it would be the following week. I told her what the automated email said. There was no comment. I contacted PNC again today, February 11, 2026, and was transferred to account services. I spoke with an account representative, and he informed me that I had no online bank application. If this isn't a sign, I don't know what is. What a joke this bank is. Bigger doesn't always mean better or competent. Don't waste your time with this bank.

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    Reviewed Feb. 4, 2026

    Terrible technology! PNC online banking is like using a 1980s computer. Glitchy, constant lockouts… just awful. Fails when you need info on your account every time.

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    Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppStaff

    Reviewed Feb. 4, 2026

    PNC used to be a fantastic bank. Until Covid. Now it's terrible. Zero customer service. Unfriendly branches. The app is extremely slow. My account sat for 6 days in pending because of being closed for MLK day. It's sad and disappointing.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Feb. 3, 2026

    This is, by far, the worst bank I have ever used. If I could give it negative 10 stars, I would. Their phone banking is faulty. It has locked me out of my account (saying that I put in the wrong PIN number when I didn't). This has happened several times. They have let obviously fraudulent charges slide by without flagging them. Additionally, they are way understaffed, and what staff they have are, in my opinion, pretty incompetent. Expect long wait times, long lines, and no eye contact. I am going to take my money somewhere else at the earliest opportunity. Don't go here; you'll regret it.

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    Reviewed Jan. 28, 2026

    By far the best banking service I've ever seen in my 63yrs, I'm on social security and I'm treated the same as a large account. I feel completely safe with PNC, awesome service... I love PNC Bank.

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    Customer ServicePunctuality & SpeedStaffTransparency

    Reviewed Jan. 22, 2026

    I opened a checking account for my state retirement direct deposit, first check is in paper form. I deposited it my account and PNC flagged it for fraud holding my deposit hostage. I was treated rudely by bank managers so far for 2 days with no explanation or reasons or help. Called their fraud Department at least 10 times with no one answering spent at least 8 hours total on hold for a representative, left several voice messages for return call, had bank employee request escalated Department now they say wait 24- 48 hours for them to call me ask branch manager to call them so we can resolve this matter. She says she don't have a phone number for them. I'm in day 3 of them holding my funds hostage and with not 1 pnc representative even attempting to help me. Google pnc reviews. You will see this is a common problem.

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    Customer ServiceSales & MarketingPunctuality & SpeedStaffLoan Process

    Reviewed Jan. 22, 2026

    PNC Bank is the worst company on the planet. Dad died and had two open HELOC loans. Took Mom to her local branch with a death certificate and money to pay them off in full. There's is also a car loan that he paid off five years ago but looking trough records they never sent het title no release the lien, so the state of NJ would not issue a duplicate title because of the PNC lien. First person said to go home and call the 800 customer service number. When we explained we did call and they said to go the branch she just kept repeating, "Let me do my job." Her title is Branch Sales and Service Associate. She refused to help so we waited an hour for the next available person. He helped with the HELOCs but as far as the car title, we got a letter saying they cannot process due to the following reasons: and then the page is blank. Provides a customer service phone number and they tell you go to the branch.

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    Billing

    Reviewed Jan. 22, 2026

    I've been trying to set up bi-weekly payments. I've made the extra payment required, they didn't take out the next payment on the specified date, then told me it would come out on a bank holiday. I questioned this and the person told me that it would still come out on that date despite being s bank holiday and it did not. PNC might be the worst bank I've ever dealt with. I wish they never purchased my mortgage.

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    Punctuality & SpeedStaffBillingLoan ProcessRates

    Reviewed Jan. 21, 2026

    While the product they offer is great (a HELOC you can switch to a fixed rated, with a fee), if their representatives don’t know how to service the product and their technology is archaic (think deer in headlights look when you ask them to lock in the balance), then the product is useless. Seriously. I had to tell them you can lock the balance online otherwise they would make you wait 7 business days to get this done 😑 An internal transfer to make a payment from a PNC acct to a PNC loan shouldn’t have to take business days. They’ll take your money right away and deduct it but will not credit it or even show it’s pending til 2 business days later. I get it if it’s an external payment but PNC to PNC? Doing business shouldn’t have to be this complicated or hard.

    Most of the time, asking for help is useless because their hands are tied due to an archaic system. Do yourself a favor and look elsewhere for your banking needs. One that trains employees how to serve its customers & attempt to go above and beyond - not one with riddled with excuses and technology so backwards, they are unable to work their own accounts to service them.

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    Customer ServiceTransparency

    Reviewed Jan. 20, 2026

    Bell Rd Sun City Az branch. Received letters and emails from the bank to update my account info. 3 times met with manager and once on the phone to do that and for over a year was still receiving the same letters till I called to the Main office myself. Complete incompetence!

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    Customer Service

    Reviewed Jan. 18, 2026

    Called about possible fraud. She told me she couldn't give any info. I had to go in a branch. This a bank I noticed on my credit report. That I don't remember opening. Treated me like I was the criminal.

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    Customer ServiceCoveragePunctuality & SpeedStaffBilling

    Reviewed Jan. 15, 2026

    Their credit card department gave me the runaround for 2 weeks on a card application. Then finally I had to call underwriting to get informed of a denial. They couldn't explain the denial because I have a perfect credit score, zero late payments, high income, and a fantastic credit history. Thanks for wasting my time.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 14, 2026

    Next to impossible to get through to an agent. Terrible customer service. Need help logging in to my account, and cannot get a person on the line. Have tried to call more than once and all the same. Long wait.

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    Reviewed Jan. 7, 2026

    PNC External Transfer has not been working for months now. They claim it is a temporary issue, but obviously it appears to be intentional. Clients reserves the right to be able to transfer funds from their PNC account to an external account. PNC Directors, consider this urgent, to avoid being on national news. It's been months. Thank you.

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    Reviewed Jan. 6, 2026

    When my wife died I went to PNC to let them know of her passing and to make necessary changes to our accounts; I have to present a death certificate at the Mt. Lebanon branch, where we banked, to complete the necessary steps to make the changes. I brought in a certified death certificate, an original, and gave it to the woman handling my case. When I went back to the branch to determine the status of the changes, I was told they did not have the certificate. The woman who was handling the matter was not there that day. It took a significant search/time period, but lo and behold they found the certificate--from where I do not know.

    My wife has set up a trust account for my granddaughter for to have on her 18th birthday. But, when I went to enquire about it at the same branch, I was told by one of the clerks that only my daughter could access the funds on her 18th birthday. Ok, since she turned 18 last year and there was a branch in Virginia where she lives, she was told she couldn't access it because I was the custodian on the account (which I did not know). Fine, I went to the Cochran Road branch of PNC to have a cashier's check drawn in my granddaughter's name BUT, guess when, they had not record of my wife's death certificate in their system. At either branch. No record, nothing in the computer. Even though I could not have made changes to the account initially without a death certificate.

    Ok, went and got an original and requested a cashier's check to my granddaughter. But, no, the PNC Legal Department had to approve it. Within 5-6 days--then hopefully I can get a check to my granddaughter. You can not imagine the strain I felt as I was very close with my wife and miss her terribly.

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    Customer ServiceLoan Process

    Reviewed Jan. 6, 2026

    WORSE SERVICE! IN FACT NONE! JUST HORRENDOUS. STAY AWAY FROM THIS BANK! Used to obtain a car loan, but absolutely no assistance or follow-up in receiving registration transfer (lien holder) to another state.

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    Customer ServicePunctuality & SpeedBilling

    Reviewed Jan. 4, 2026

    I’ve been using PNC Bank for many years, and my in-bank experience has almost always been positive. Their online banking site (both the old one and the new one recently activated) often drive me to find another bank. On the old site, whenever they do an upgrade, something goes wrong and it takes me sometimes hours to figure out why I’m having the problem. I don’t think they ever Beta test their site from outside the system. Customer Service is completely useless, and no one ever responds to “secure email” unless it’s with an auto-generated bit of nonsense.

    For these reasons I welcomed the all new interface, but it is no better. Very, very slow to load any new page. And so many more steps and choices to get to simple operations like paying bills. There is a page that lists your payees and has places to enter the amount you want to pay and the date, but then no button to submit. To do that you have to find another page to schedule payment. The whole thing is poorly designed.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Jan. 4, 2026

    PNC Bank in Passaic, New Jersey is stealing ATM cards. I had my ATM card taken by the ATM and had to wait to get a worker with an attitude to bring me my card back about an hour later. I have had money disappear in this same bank branch. I had to file a grievance to get it back. Today, 1/3/2026, I went to get my boyfriend's rent money. My boyfriend is frequently in the hospital, like today. I put the boyfriend's Direct Express ATM card through PNC's ATM and swiped my boyfriend's Direct Express card. The PNC ATM snatched up the Direct Express card and would not return it.

    When I told the bank worker standing by the door, I was told that if it is not a PNC bank card and under someone else's name, the other person has to call the card company on the card. PNC Bank accepts Direct Express cards in their ATM, but will not return these same cards when their machine malfunctions and swipes the bank card.

    I went to the hospital to tell my boyfriend that his card was stolen by the PNC bank's ATM. At the hospital, my boyfriend and I both talked briefly to a PNC bank worker on the phone, who told us we have to call Direct Express and hung up on my boyfriend. Now we have to wait all weekend to try to resolve this since the bank closed early today. I paid my boyfriend's rent out of my own money. Not all PNC bank branches are this crooked. The PNC closer to me in Wayne and the PNC in Woodland Park have very professional, courteous employees. I banked with the Passaic PNC branch before I moved out of Passaic.

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    Reviewed Dec. 23, 2025

    As a long-standing PNC customer, to my fellow ** Tri-State residents, I would strongly advise that you refrain from conducting business at the racist branch located at 1346 4th Street, Northeast D.C. I've never had an issue with PNC Bank; however, I take exception with any financial institution that allows. Its bank manager to implement rules that indiscriminately discriminate against ** people. And, for a manager to be fully comfortable/confident in stating that PNC, as a corporation, supports her bad decision making is very telling. And, to the CEO of PNC Bank, please remind the Bank Manager at aforementioned location that "not all ** people are criminals, thieves, liars, uneducated and/or up to no good!"

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    Reviewed Dec. 18, 2025

    I had a 13.00 check from Huntington Bank that I took to my PNC bank and they would not cash it for me, instead they only wanted me to deposit into my account. How terrible of a bank to tell you what you can do with your OWN money!!!! Never and I mean NEVER sign up for this Bank.

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    Customer ServicePriceStaffLoan ProcessRates

    Reviewed Dec. 4, 2025

    Probably the worst bank to deal with is PNC Bank. The staff does not know how and why the interest is being charged. I have 2 loans with them and I want to pay off the higher interest loan. The customer service agent is forcing me to pay off the loan with the lower principal. I have been on the phone for 50 minutes and the problem is still not resolved.

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    Reviewed Nov. 19, 2025

    They placed a hold on my account without telling me why and now I am trying to get a wire of $10,000 sent back to the person who sent it to me. That person through their bank requested a recall on the wire on 11/18/2025 and it still has not been sent back to her bank.

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    Customer ServiceSales & Marketing

    Reviewed Nov. 14, 2025

    Thank you, Evelyn for your information about PNC Banking and sharing why, I could not be able to get on to the mobile app. You are a very good listener and I do appreciate your knowledge about PNC Banking. I am glad to speak with someone on the phone that does have patience to listen to their customers 😊👍. Thanks again!!

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    Staff

    Reviewed Nov. 13, 2025

    I recently went to my PNC Bank to complete a transaction. I was appalled at the way the staff dressed and wore body piercings. A bank is a professional institution and thus it should reflect that in actions service and dress code. On top of that they were playing rap music in the background. I felt like I was in a bar or restaurant. I would appreciate some direct action to this complaint.

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    Staff

    Reviewed Nov. 10, 2025

    Just saw your promo ad off of Varney Fox show--it had a young ** female emp. & a big ** guy employee telling us to use PNC ---as usual no ** guy spokesman--typical crap from an American big business these days!!! No Thanks!!

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    PricePunctuality & SpeedRefunds & PayoutsMaintenanceBilling

    Reviewed Nov. 7, 2025

    Take your business elsewhere, especially if you need business banking services. PNC completely messed up our payment platform, which resulted in standard payments getting rejected. They took no responsibility for the fees, losses, and lost time we spent fixing the situation. They even refused to refund the $300 in late fees we were charged as a result of their mistakes. Found a much more supportive banking partner in Chase.

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    Customer ServiceRefunds & PayoutsTimeliness

    Reviewed Nov. 7, 2025

    We are moving out of our town and our current bank has no offices at our destination home. Thus, we found that PNC had a branch here in our hometown as well as one in our destination town. Accordingly, on October 31, 2025, we opened a checking account at PNC with a large deposit. That was a huge mistake. The next day and each day afterwards through November 5, we received emails telling us that we had a zero balance. Finally, a very hateful letter from PNC arrived November 6, 2025. Since our account was at a zero balance (per PNC) We were almost positive that someone from PNC had hacked our account and took our money because nobody else knew we had an account there--this was on the sixth day after opening the account.

    On November 5, 2025, we personally went to PNC to withdraw our money. They told us that we could not do that because the checks had not cleared. However, we had copies of our checks where they had cleared our accounts on October 31, 2025. Finally, after more than three hours, a few phone calls by the manager, we got our money back. This bank just made a bad situation worse and increased our anxiety. Do not use this bank!

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    Billing

    Reviewed Nov. 6, 2025

    Worst bank ever. Still can’t make my credit card payment online so I have to go in to make a payment. (They’re “revamping the system” for three months now!) Made payment in cash. Still not showing up on my account -it’s been three days!

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    Sales & MarketingPriceRates

    Reviewed Nov. 3, 2025

    This bank tried to scam us for $3000.00. They told us in order to cash a check from them, their check 3000.00 bucks and when we said something they said, "O we made a mistake. It will cost you 300.00," to cash their check, unless we were their customers, I will never bank at this rate trap. They're all liars and try to hurt the little guys. No wonder they're the worst bank in the world.

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    Customer ServicePricePunctuality & SpeedStaffTransparency

    Reviewed Oct. 31, 2025

    ⭐☆☆☆☆ (1 Star)
Extremely Disappointed. Avoid PNC Bank (Run). This bank starts out pleasant but quickly shows its true colors. They overpromise and underdeliver. I made a wire transfer after confirming all details with a representative beforehand and yet, they froze my entire account without warning or explanation. My account remained frozen for an entire month, and I received no meaningful communication from the branch or any higher department. Every call for help went nowhere.

    During that time, PNC held all of my funds and deposits, leaving me unable to access money for my home, my kids, or my business.

    To make matters worse, I felt that the branch’s actions and treatment were discriminatory, and that I was not treated with the same fairness or respect as other customers. The lack of transparency and empathy was deeply concerning. This experience was stressful, costly, and unacceptable. I do not recommend PNC Bank to anyone. Save yourself the trouble and go elsewhere. I wish I had read the reviews beforehand. Their 1.4-star rating is well deserved.

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    Customer ServiceCoveragePunctuality & Speed

    Reviewed Oct. 29, 2025

    I have 18 month history that the PNC IRA Department is conspiring and covering up details on my accounts. The IRA department was caught in multiple lies and as a way to throw me off the case they are denying notification of death of my parents despite PNC bank manager having all the signed forms for IRA transfer on file. Each time I attempt to get the IRAs transferred individuals do all things possible to restart the process denying receipt of request to transfer. This has gone on since April 2024 and needs an immediate investigation.

    My Attorney and Department of Revenue Inheritance Tax Department both advise that PNC Bank IRA DepARTMENT were responsible to transfer my mother's IRAs to my father since she had no other assets and her husband was beneficiary, no Estate Account was warranted and in fact PNC conspired to with hold information from my father and refused to process transfer to him prior to his passing and now I as the executor of the Estate have full authority and owner of all PNC Accounts demand you cease further unlawful demands and release the funds as was requested 18 months ago.  

    PNC Made no distinction between probate assets and non-probate assets. Non-probate assets are supposed to transfer directly to beneficiaries outside of court supervision. These assets have a legal mechanism for automatic transfer upon death. Common examples include life insurance policies and retirement accounts, such as 401(k)s or IRAs, that have named beneficiaries. PNC demands estate appointment documents for spouse and beneficiaries in an effort to hold transfer and retain funds.

    Despite a dozen or more calls PNC over a period 13 months PNC refused to cooperate stating I did not have the right to speak on matters for my parents. I continued to followup over the months resubmitting estate account info, short certificate, my photo ID, death certificates and whatever else they requested. I even marked the block on the forms stating transfer funds to my fathers PNC bank account. The IRA department halted me at every attempt with comments like "We did not respond to any of your memos or requests because you did not put your name on the subject line."

    The next argument was nothing I submitted prior to October 2025 can be considered because PNC now wants a 'letter from Probate Court appointing Administrator/Executor for my mother (Annita); but my father who was the beneficiary died 7 months ago. PNC bank states the short certificate I have for my father's estate cannot be used to access information on my mother's IRAs.So what can we do given both parents are deceased, PNC will not accept the short certificate appointing me executor of my father's estate to use to release my mother's IRAs. I too was executor on my mother's will. When we updated the will, recall because my mother had severe brain injury and dementia she was not of sound mind to sign anything.

    I am experiencing same roadblocks for my father's IRAs despite submitting documents via e-mail, PNC stated they cannot use e-mail to exchange information because it is not secure. I therefore asked if they can use the documents I signed while at my local pnc bank branch but they state because they could not find a probate letter appointing me all prior request will not be considered.

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    Contract & TermsPrice

    Reviewed Oct. 28, 2025

    Went to PNC Bank in South Philly to cash a check from a company who banks thru PNC and when I asked about cashing the check the teller told me it would be a hundred dollars to cash my check at p.N c bank since I was not a customer. I cannot believe that p n c bank is trying to charge a hundred dollars to cash a check that is from their bank, it is criminal to allow them to charge outrageous fees for you to get your money on a check drawn through their bank!!!! Thieves... They don't care about people and this is why they lost a lot of customers and will never get my business ever or anyone I know!!!!

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    Contract & TermsSales & MarketingPriceStaffLoan Process

    Reviewed Oct. 27, 2025

    We opened a PNC Business Checking account right down the street from our newly acquired second location only to find out that branch does not conduct typical banking transactions at that facility, it only handles sales. Strike one. Over the course of the last two years we have been nickel and dimed with fees for things I still have not been able to figure out what they were for. Strike two! We recently paid off an auto loan earlier than the the original term and were charged a substantial ($4,000) prepayment penalty which the bank will not waive. Strike three!! Our rep is amazing and very responsive, however can only work within the guidelines of the company. If it wasn't for that relationship we would have moved on a year ago. I would highly suggest you do your homework prior to opening any accounts (especially a business account) with this bank.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Oct. 21, 2025

    5 yr customer with a bad outcome. Reported fraud from my Zelle. PNC sent me a letter stating that the determination was based on Customers Historical. So I have screenshots of the abuse to my account in real time. They won't even acknowledge it or let me send them. I've opened a dispute with them twice and I'm getting the same excuses. This isn't the first time I've had fraud on this account and normally it's disputed quickly. Are they willing to help? Absolutely not! I'm done and looking for a new bank because of the lack care as a customer. So I guess it's safe to say the customer isn't always right in the eyes of pnc.

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    Customer Service

    Reviewed Oct. 20, 2025

    I would never bank with PNC. The only good feature is no surcharge for using the ATM at Wawa. Terrible online experience. Bad customer service. I would not recommend this to any friends or family. Be warned.

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    StaffLoan Process

    Reviewed Oct. 10, 2025

    One of the worse banks in the state of Indiana. Have tried to get a simple loan many times with a 650 plus credit score, every time denied without reason. What is the purpose of having a bank if they will never help you. Goodbye and good riddance!!

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    Price

    Reviewed Oct. 9, 2025

    This garbage dump corporate pig farm. The redesign was only to take away options and complicate customers' ways to get info they can charge for or not deal with at all. Will be closing my accounts here. POS corporate scum.

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    Reviewed Oct. 9, 2025

    I have my wallet account for going on since I was 15, banked with them my whole life. I am 24 now and they randomly put a hold on my account after my grandma sent me money on Zelle. I was told they would close my account, they was just reviewing my account, and today they randomly closed it after over 10 years of banking. Absolutely horrible.

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    Sales & MarketingStaffBillingLoan ProcessRates

    Reviewed Oct. 8, 2025

    I originally took out a PNC student loan in January 2011 for $25,000. I graduated in May 2012, and after my grace period ended in November 2012, I began consistent repayment. Over nearly 13 years, I’ve paid $32,288.20 toward principal and $23,481.85 in interest — totaling over $55,000 — yet I still owe $7,119.82. Despite my long history of on-time payments and loyalty, my variable interest rate is now 12.18%, which is unreasonably high for a customer with this kind of repayment record. I recently reached out to PNC to request a rate modification or refinance option, hoping they would value my years of good standing. Unfortunately, they declined to offer any assistance.

    For comparison, SoFi is currently offering me 6.52% with an additional 0.25% discount for autopay — nearly half the rate PNC insists on keeping. It’s disappointing to see that major institutions like PNC won’t support long-term, responsible borrowers. If you’re considering a student loan, look elsewhere. If a company won’t reward loyalty or offer fair refinancing options after more than a decade of good faith payments, why become a customer in the first place?

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    Customer ServiceContract & TermsTransparency

    Reviewed Oct. 8, 2025

    I am going to copy and paste another review because the exact same thing happened to us: "Don’t bank with PNC. They’ll close your account without providing an explanation. I just got off the phone with one of their workers and they closed my account randomly so I had to go through different call centers hoping to get an explanation and they didn’t give me anything." They will NOT explain it and will treat you like fraud and that you owe money, even though you neither are true. The sad thing is that we switched our joint account to this bank from another bank because of crappy service. The people just can't win.

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    Customer ServiceTransparency

    Reviewed Oct. 7, 2025

    Don’t bank with PNC. They’ll close your account without providing an explanation. I just got off the phone with one of their workers and they closed my account randomly so I had to go through different call centers hoping to get an explanation and they didn’t give me anything.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 6, 2025

    I want to give a shout out for Tamia in your Dispute Resolution Department for her pleasant attitude and her keen knowledge. I had a problem with a previous dispute through PNC. She quickly identified the problem, and said she would initiate action to correct the oversight. PNC needs more positive employees like Tamia. Great job!

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    Reviewed Sept. 30, 2025

    Worst bank ever. If you think to open a new account think twice before you bring your money to PNC Bank. Don't do it. Just go somewhere else and open a new account there. This bank is the worst bank in my life.

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    Customer ServiceStaff

    Reviewed Sept. 26, 2025

    PNC online Services are helpful but the branches leave a lot to be desired. They have poor customer service and a lack of customer care. They need training and oversight in the branches that result in better management of customer service. What would have been a simple phone call at another bank has been over a four day venture with this bank due to the lack of care from the branch not listening to corporate and being passive aggressive with the customer. So unprofessional as a large bank!

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    Reviewed Sept. 23, 2025

    I have been a PNC customer of PNC Bank for 5 years and I have never, ever received a card larger than the security of 300 dollars. I have no debts, I always have 10-20 000 dollars in my account which they use for 5 years! My credit score is always around 730.

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    Customer Service

    Reviewed Sept. 22, 2025

    If there was a 0 star option, I would select that. An absolute terrible customer support process and actual resolution case. The banking industry is typically terrible, but PNC stands out on being somehow worse and slower than every other one I have used before. The longest phone calls I've had with a customer service process (about a dozen transfers to "other departments") with little to no resolution.

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    Customer ServicePunctuality & SpeedRates

    Reviewed Sept. 15, 2025

    Horrible customer service. Stay on hold for half hour only to speak with someone who cannot speak English.. The bank will fine you for late fees and add interest fees no matter when you mail it. The check seems to amazingly get cashed day after the due date, lol. They have no more access now to steal my money and send overseas. America is where I bank now...

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Sept. 11, 2025

    I applied for a home equity loan with them and I was not disappointed that I didn't get the loan. Was more disappointed that no one ever contacted me to let me I didn't. When I called staff was not friendly or polite. They just wasted my time. After waiting over 45 days to hear back from them I finally contacted them and that is when I found out the decision they were never going to tell me. Just ran my credit and wasted my time and effort. That's bad business.

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    StaffLoan Process

    Reviewed Sept. 11, 2025

    This is related to a PPP loan. I have our whole story and background laid out in a 3-page letter that I have given PNC already. Our issue with PNC is that they gave us advice and were confident that we would have a fully forgivable loan, but now that the rules for forgiveness have changed, they are unwilling to help. I've spoken with many people at PNC, but I only get a book answer. All I want is PNC to provide is a human answer to SBA. We know the rules changed for forgiveness, but we were out of options at that time. We hope that the SBA will give us an exception to the forgiveness rules due to our circumstances.

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    Customer ServicePricePunctuality & SpeedTransparency

    Reviewed Sept. 6, 2025

    Don’t bank here if you want your money to be protected. Our checking account got drained ($4,000) by fraudulent activity (you could see whoever was doing it just kept trying and then as the amount went down they charged smaller amounts), we got no alerts, calls, texts, emails, notifications nothing. I’m not sure they he have a fraud department. When we got a hold of someone at PNC it took a few weeks for a provisional credit and then a couple months later they reversed the provisional credit with no explanation or communication. We will NEVER bank here again and will discourage anyone and everyone we know to do the same.

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    Sales & MarketingPunctuality & SpeedHonesty & Transparency

    Reviewed Sept. 5, 2025

    PNC Bank offered a promotion and when it was time to get it they gave me a run around and told me I had to wait another 90 days to see if I meet the criteria which obviously I already have and now I have to wait another 90 days to get it now. I would not recommend this bank to anyone as they are very dishonest

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    Reviewed Aug. 29, 2025

    I’ve had two complaints with PNC for discrimination against people with disabilities. 🤬 One advocate actually told me that I could not file a complaint on her because she is the last person I will speak to. 😡 How can one advocate especially that handled complaints be immune to customer dissatisfaction or complaints. 🤬 Is this how PNC treats people who are on disability!

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    Customer Service

    Reviewed Aug. 28, 2025

    It took me 4 calls over an hour of my time just to order a new debit card. Took 3 days and account locked, change pin in phone, online, & atm individually. Ridiculous....I wasted over an hour on the phone

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    Punctuality & SpeedBillingLoan ProcessRates

    Reviewed Aug. 28, 2025

    PNC closed my HELOC at the same time I started receiving Medicare programs in the mail. I will be 65 in October. We have never been late on any payments and I’ve always used a line of credit opposed to credit cards because the interest is lower. I do not have a mortgage on my home And I’m never late on any of my other bills. They would not tell me why just that they reserve the right to review loans and whether or not I might not be able to repay it. I use my line of credit and then periodically pay it off with a large sum of money. They want to review my husband‘s trust fund, even though we were approved based on his employment.

    We were in the middle of improvements when they did this to us and now I’m using credit cards to finish the project (with high interest). It also affected our credit negatively when they closed that account. When I started looking into my credit report, PNC had been checking my credit every other month for the last year, which has also hurt my credit. To me, this is clearly a case of age discrimination!

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    CoverageBilling

    Reviewed Aug. 23, 2025

    PNC bank is the absolute worst bank to carry a mortgage. Our original mortgage on our first home was through WFB. When we purchased our new home, PNC became our new lender. It has been a complete nightmare from the very beginning. We have a mortgage that includes insurance, taxes, etc wrapped into the payment. PNC takes our money, but then we get notices from both insurance and tax that we haven't paid. Every year we go through this. Trying to figure out where PNC is placing our money and making sure everyone is happy. If a bank is doing their job, the customer is the one who should be happy, not doing their job for them. If PNC is going to be your lender. FIND SOMEONE ELSE ASAP.

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    Customer ServiceSales & MarketingStaff

    Reviewed Aug. 23, 2025

    PNC is the absolute worst. Offshore reps. who you can barely understand. After banking there for 30 years, I am done. More so, I am taking legal action. I deposited a large check from the proceeds of the sale of my home. They told me it would clear in 3 days. Now they extended to 14-days as they need to verify with Wells Fargo. Really! In this day and age, we are calling banks. Not once was I notified of the hold and even the local branch manager told me this was unrealistic and unwarranted. PNC Bank, you should be ashamed. See you in the proceedings soon!

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    Reviewed Aug. 13, 2025

    Horrible experience with PNC Bank- 22 year old son had UTMA account- went to close it out after the "custodian" passed away- said he could not close his account out because he was the "minor" on the account even though he is 22 years old and he presented the death certificate of the 'custodian' - went back and forth for about a month and then PNC Bank allowed a random person to close out his account and gave that person the money that belonged to my son. This account was opened for him about 16 years ago, wasn't much money in the account but why give the money to a random person? Don't trust them with your money!

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    Customer ServiceStaffLoan ProcessTransparency

    Reviewed Aug. 9, 2025

    I’ve spent nearly two years working with PNC on a mortgage, providing every single document and explanation they requested—often multiple times. After all that time, money, and effort, they denied my loan at the last minute using a false reason based on inaccurate information that was never once brought up in the process. This was not only unprofessional but deeply unfair. Communication was inconsistent, accountability was nonexistent, and the experience has been exhausting. I would never recommend PNC to anyone looking for a fair or transparent lending process.

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    Customer ServiceBilling

    Reviewed Aug. 7, 2025

    This is the hardest bank to make a payment. They want 30 mins of verification to make a payment. I guess they don't want my money. I have a copy of my bill and can't pay them over the phone. Good grief!

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    StaffBilling

    Reviewed Aug. 2, 2025

    Two months ago I opened a checking account and today I withdrew all my money. In the process I was never able to make deposits and use the bill pay. I had a dozen conversations with many levels of bank employees and one meeting inside branch manager's office. Every employee was clueless to the cause of the issue and it was never fixed and I lived with daily aggravation, till I went to the bank and withdrew all my money. Don't give your money to PNC!

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    Refunds & Payouts

    Reviewed July 26, 2025

    Had an incident where local Post Office gave me a gift card. That was inappropriable even after going to the Post Office and finding out that the worker there apparently changed the last 2 numbers of the gift card and not the one that I purchased. And therefore I was out the $100. Contacted PNC bank and they were supposed to send me info to send them pictures of documents I have and all they did. Was send me a letter today saying, "Sorry about your luck. You are responsible for the $100." So I am out a $100. That the guy at the post office took from me.

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    Reviewed July 25, 2025

    I worked with PNC Bank for a HELOC credit line. I just say one thing. NEVER EVER waste your time with many back-and-forths. Their appraisal system is terrible. Can never change their mind. A ridiculous thing happens when they send your dispute request to the same appraiser. OMG!!!!

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    Customer ServiceTechRefunds & PayoutsStaffLoan Process

    Reviewed July 23, 2025

    I'd like to leave a great review for Christina **, She was mostly working at the PNC Bank in Spring Hill Fl at the location on Mariner Blvd. Always greets me and my wife with a smile and asking how we are. Recently we paid off our equity loan on our house which we got from PNC, Christina started the process for us. We sold our house recently and the loan was paid back at the closing. I thought the end amount that we owed wasnt low enough. So Christina said that she would go over the numbers for us.She came back and showed us how PNC came to that amount.

    We felt better knowing that the numbers we saw were correct. So relieved that Christina took the time to do this for us. It's vey hard to call the mainline at PNC, because we have a hard time understanding them. Christina went out of her way to help us, and this wasn't the only time! She's a real leader and I hope this bank sees that and moves her up the ladder soon! Sincerely, Thomas and Margherita S

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    Reviewed July 20, 2025

    I am trying to buy an item for 20 dollars. PNC says I don’t have enough money. I have 121 in checking. Says I’m going below limit. I have this happen at least once a month. This is absolutely unacceptable.

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    Customer ServicePriceRefunds & PayoutsTransparency

    Reviewed July 20, 2025

    If you value your sanity, your financial stability, and basic human dignity — avoid PNC Bank at all costs. My experience with them has been nothing short of a nightmare. I had over $11,000 deposited into my account, and PNC decided to freeze my funds without giving me any reasonable explanation. They blocked my access, ignored my calls, and left me to suffer financially while my own money sat there, locked away. For weeks, I have endured humiliation, financial hardship, and emotional distress. I couldn’t pay rent, I couldn’t buy food, and I was forced to live like I was broke despite having money in my account. PNC’s so-called “Executive Client Relations” was a joke — They promised resolutions, ignored calls, and their final “solution” was to return MY money to the sender. And guess what? Even that hasn’t been done.

    PNC caused irreparable damage to my life. They have no regard for their customers, no respect for people’s livelihoods, and no accountability for the suffering they cause. This bank is an absolute disgrace and I wouldn’t recommend them to my worst enemy. Save yourself the misery. Stay far away from PNC Bank.

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    Customer ServiceCoveragePunctuality & SpeedStaffBilling

    Reviewed July 17, 2025

    I was excited to establish my new business in March 2025 and, after asking around for the best banks for small businesses, a friend referred me to PNC. The staff at the North Gwinnett, Georgia branch were very friendly, and I opened two business accounts—a process that took over two hours. During my appointment, I inquired about a business credit card and was told to simply wait 30 days before applying. Trusting their advice, I waited. In the meantime, I was approved for business credit cards with Chase and American Express without issue.

    After the 30-day wait, I applied for a PNC business credit card and was shocked to receive a denial letter. The reason provided was unclear, so I called the bank and was transferred to underwriting. I was then told I was denied because I had “no other lines of business” with them—despite just opening my business accounts one month prior. I explained that I was never informed that this would be a factor in the approval process. Had I been told upfront that having other lines of business was critical to approval, I would not have applied and allowed a hard inquiry on my credit. I requested the inquiry be removed due to this miscommunication, but they refused.

    As a result, I closed both accounts immediately and moved my business to Chase, where I’ve since received another business credit card an a total of $1500 bonus for establishing a new business check account and credit card. And they continue to provide outstanding support. Based on my experience, I cannot recommend PNC for small business or personal banking.

    R. **

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    Customer ServiceStaff

    Reviewed July 15, 2025

    Horrible phone is horrible. They won’t do it to your Face. Horrible bank. The recording the beginning is obnoxious. The help is so stupid. I am changing banks as soon as I am mobile after multiple surgeries. They are going to lose 2 lawsuits winning in the beginning of next year. They can’t even get my social security number right. It took months. Employees hang up on you

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    Customer ServiceTransparency

    Reviewed July 15, 2025

    PNC used to be a great bank, I've banked with them for years. Recently they did an update to their digital systems (website, apps, etc.), they warned customers that access to online banking would be down for a few days and to go to a branch if you needed to see your balance or to do anything. What they didn't do was warn us that we would have to sign a new digital policy to access our online banking after this update. I strongly disagree with the new policy because it now releases PNC from ALL liability if their digital systems are down, and specifically calls out that this is even if it causes you to lose money because of it. So basically they can remove their digital systems or not allow you to online access to your accounts any time they choose and can't be held responsible for it. Unless you agree to this, you can't access your own accounts.

    Because I've moved states the closest branch to me is 3 hours away, but guess what, PNC is also doing cashless branches now, so you can't access more than $2500 (the atm limit) at them anymore. Basically PNC is doing everything they can to make it harder to access your money and keep them from having any liability while you can't. This screams shady behavior!! I don't suggest using a bank that goes to such lengths to make sure you can't access your funds in an emergency, unless you agree to not hold them liable for anything.

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    Billing

    Reviewed July 14, 2025

    Worst banking experience ever. They make Wells Fargo seem like a good bank. That is how bad they are. Nothing good about this bank. As in NOTHING. Truly awful bank. What can you expect from a bank based in Pittsburgh. High fees, holding cash deposits a extra day so a bill gets returned. A integrated system that is clunky and confusing. I can't believe I am saying this BUT WELLS FARGO IS A BETTER BANK THEN PNC 🤯🤯🤯. PNC is 💩😡💩.

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    CoveragePunctuality & SpeedMaintenance

    Reviewed July 8, 2025

    Inaccurate on account balances. My balance was correct July 3. I had money sent to me by my brother and all of a sudden five days later my balance is in the negative thousands. I was never told or aware of it. I do not receive a paper check. My checks are all digital. I haven’t seen a paycheck in years. I have never had a bank changed my accurate balance to a ridiculous amount and not inform me. And then take five days to fix it without notifying. I will never bank at PNC again. I’ve only been there three months.

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    Rates

    Reviewed July 2, 2025

    After running out of checks I received an automatic shipment of new checks. For $23.68, did I receive two or three boxes of checks (8-12 books)? No, I received only two books of checks with a four deposit slips total between the two books. Just another insult to injury to top of $0.01 interest on my balance. What started as my local community bank has morphed into a gigantic conglomerate. No problem…I just switched to a genuine local bank.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 1, 2025

    That branch on the Sansui parkway is the worst Branch I've ever dealt with. They are rude. The manager is rude. She should not be in that position. They're there to help people but they do not. This is the third time I've had a problem with them purposely overtapping my account for financial gain. I have now gotten the consumer fraud protection for your involved as well as attorneys in Pittsburgh who do nothing but Sue PNC Banks. I'm waiting to have this problem solved before I go to another bank. And especially do not care for that branch manager. She is a snob. She is polite in a very rude person. She needs to be fired.

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    Customer ServicePriceStaffBilling

    Reviewed June 27, 2025

    PNC Bank does NOT care about their customers. They have awful customer service and do not give clear communication or expectations. You can make on time payments for years without missing a single one, even overpay, and if you need even a little help, you have to jump through hoops to get approved. Even after approved, they will not give clear expectations and have no problem false reporting to credit bureau and tanking your credit due to "missed payments" when you were on an approved hardship plan. Then they won't even go back and fix their error. They do not care. One agent will tell you that you have to do xyz, but a different agent will tell you that you don't. I would advise anybody looking for a bank or mortgage company to use ANY other financial institution. Using PNC for my mortgage was by far one of my biggest life mistakes.

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    Customer ServiceTechPunctuality & SpeedStaff

    Reviewed June 27, 2025

    Three locations Lumberton, Merchantville, and Mount Laurel, New Jersey- One Branch was worse than the other for customer service-had three horrendous experiences!!!! Merchantville NJ- Was in this branch this morning- they put my name in the cue for someone to help me with my accounts- As I sat there patiently waiting for 20 mins - as only one person was working - the manager (did not get her name) came flying thru from the back with her laptop in hand - totally ignored me sitting there and slammed her door. Another customer came in and also sat down to wait. Katrina then came out as she was done with her previous customer and advised since I did not have appointment that she was taking the women whom she knew that came after me FIRST!!!

    I then went back to the teller to advise I was unaware that you need to make an appointment and she said that was not true. I advised the teller, "Well that is what your coworker Katrina just advised!!!" Of course at that point I left!!!! GREAT CUSTOMER SERVICE MERCHANTVILLE - your branch is the absolute WORST -should be able to give you a ZERO STAR!!!!

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    Reviewed June 19, 2025

    I unfortunately lost my job after 25 years and needed to sell our house. In doing so, we have to close our HELOC tomorrow. PNC is hitting us with a $3600+ fee to close it 24 months into the 36 month commitment. I am sure the fees were in the fine print, but really? $3600! This is an unscrupulous business practice and I will be moving a large sum of money out of PNC next week. Frankly, just dumb leadership taking advantage of consumers. Think about banking elsewhere.

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    Customer ServiceStaffBilling

    Reviewed June 12, 2025

    Worst experience of my life dealing with these people. They are the grimiest, non caring, non professional, scumbags. If you are at all in any way shape or form employed by this “bank” you are a shady crook. They like to call and play games instead of just fucking collecting my payment. Wish I never dealt with this financial institution or their half ass employees but unfortunately I can say I have. If anyone truly cares about the way I feel my number is ** and my name is Adam **. Would love to hear someone out there cares about this horrible experience and tries to make it right because this is total bullshit!

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    Customer ServiceLoan Process

    Reviewed June 11, 2025

    Customer service is pitiful. The process is designed to make paying off a loan difficult to impossible. They refuse to provide payoff amount. Expect via fax or postal mail. They refuse to accept cash at a branch for loan payoff because they need "certified funds". It is absolute idiocy.

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    Customer ServiceStaffLoan Process

    Reviewed June 11, 2025

    PNC pulled a hard inquiry on me during a personal loan application. After I put in all my info and was ready to click submit; I called PNC to make sure this wasn't going to be a hard inquiry. The rep said, "it is a soft pull" so I clicked submit, but then the rep said, "Let me double check." I was LIVID to find out it was hard pull. PNC is now "investigating". REALLY!!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 2, 2025

    One of the worst customer service experiences I have ever had. First of all, the directions to set up Zelle are not clear that it cannot be used on the computer. The user interface asks you to Login, but then shows an error message. I kept trying and got locked out of my account. I tried to call Customer Service, but you CANNOT get through. It asks for the UserID but won't accept it. There are no work-arounds. It cut me off.

    I went to the branch. No validation of bad phone service, had to wait over 30 minutes, then told to use app for Zelle. I go to do so, and I am told to call Customer Services M-F. Why did the representative not help me with this in the branch? When I call on Monday, I am on hold for 45 minutes and then the call "ends." I have to call again and am on hold for 30+ minutes. All to "verify" my Zelle. What is wrong with PNC? Do you think customers have unlimited time to spend on this? Do better.

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    Customer ServiceContract & TermsTechPunctuality & Speed

    Reviewed May 29, 2025

    PNC discloses a fee of $30 for domestic wires. I went to the branch and sent out a wire. A month later I was shocked to see a $95 fee on my statement. Concerned I called my local branch in Willoughby, Ohio. After having the phone ring without answer, I called corporate. 30 minutes and 3 people later I was informed that this is the fee for an in bank wire and if I wanted to discuss my grievance, the local branch is the only place for that. I would not recommend this bank to my enemies. Thieves in suits, nothing more.

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    Customer ServiceCoveragePricePunctuality & SpeedBillingRates

    Reviewed May 27, 2025

    I have been a customer of PNC since I was 2 years old (now 40)... I have several credit cards which I DO NOT carry a balance, and pay full balance monthly. My credit score is >790... I set up a credit card with PNC in December of '24, and immediately the month after missed a payment (auto-debit) because the system automatically set the last statement payment for the month after the card was opened, not the month of... I received a notification 7 days later that I missed a payment, which is extremely inconvenient because I ALREADY MISSED THE PAYMENT BY ACCIDENT! They waived my Late Fee and Interest Charge.

    Roll forward to May '25. I guess I had insufficient funds in the account they debited from (which I believe I received a notification of overdraft), to which I immediately covered and thought all was fine (given the typicaly 24 hour period to cover overdrafts).... Seemingly not.... The payment to the credit card failed (which they did not notify me directly), and they send me an email 7 days later telling me I missed the payment!!! There is no NSF notification anywhere except in the "transfers" tab, which I didn't even think to look at!

    PNC is a sleepy bank.... Boring for sure.... And extremely manual to work with. It seems unfair they set up notification 7 days after missed payment, and not the day of! Sounds a bit like a unfair experience for clients. Sounds like a class action law-suit to me! Canceling the card, and potentially canceling my banking relationship with PNC after 40 years.

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    Customer ServicePriceStaffBilling

    Reviewed May 24, 2025

    This is the most poorly managed financial institution I can imagine. Paid over $500 on a mid month CC payment yet none of it was posted to the oldest outstanding balance of $11. Also Have DEI hires not properly trained to do anything on the phone except "get a supervisor". I would not trust them with a revolving or installment credit account and neither should anyone reading this review. If it were not so much trouble to do so, I would change banks.

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    Sales & MarketingPricePunctuality & Speed

    Reviewed May 23, 2025

    Looking for a consistent bank that’s keeps up with your funds when you spend them? Well don’t go to PNC. Everything purchase is always pending and some things don’t come off until a week later at times. Also if you clear your account don’t use a 3rd party like CASH APP because PNC will still charge you over draft fees because it’s still in the “pending” mode. Even though you already clear your account. I definitely need a much reliable back I can trust with my money! PNC TOOK $70 out of my account and refused to give it back because there are things pending and hasn’t hit my account yet lol. Please be aware of these scams.

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    Customer Service

    Reviewed May 17, 2025

    I learned my rent check did not go through because they did not like my signature. Well folks, when you're elderly, and have palsy in your hands, your signature might vary. Spent fifteen minutes on phone with them being verified (they would not give their last name). They insisted that I write another check, why not clear the first one since you verified me? I've been writing the same check, to the same person, for the same amount, every month for fifteen years.. We all have enough pressure in our lives without having the cancel our debit card cause they don't like a twenty dollar purchase to the dollar store. Or the signature for our rent check isn't what they like. Time to go bank shopping.

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    Customer ServiceStaff

    Reviewed May 5, 2025

    Absolutely the Worst Banking Experience – Longtime Customer Leaving for Good. After being loyal customers of PNC Bank for many years, this year we’ve decided enough is enough — we are closing all our accounts and will never bank with PNC again. This is hands down the worst banking experience we’ve ever had. From start to finish, the level of incompetence, lack of accountability, and total absence of customer care has been shocking. When a dispute arose, PNC was not only the cause of the issue by filing everything incorrectly, but they also refused to take responsibility. They took money out of our accounts without resolution, and despite repeatedly being told the dispute was filed wrong, they offered zero help and told us there was nothing they could do.

    Not once did a banker return our calls or follow up — not a single ounce of guidance, ownership, or concern from anyone at this institution. It became so bad we had to work directly with the other party to resolve the issue ourselves — something PNC should have handled from the beginning. Customer service is a joke. No follow-through, no attention to detail, and no idea what they're doing. Every representative gave us different answers, and not one of them followed up. It felt like no one at PNC actually knows how to do their job, or worse, they just don’t care. We are utterly disgusted with how we were treated, and we strongly urge others to reconsider banking with PNC. If you value your time, your money, and basic human decency — look elsewhere. We will never bank with PNC again. Ever.

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    Customer ServiceRefunds & PayoutsValue

    Reviewed April 29, 2025

    How can a bank accept money from Venmo for a closed account???? It’s been a month and I don’t have my money back. They haven’t reached out to me once about the issue, I have had to call several times. They claim a check is coming but it’s been a month. Best decision ever to close this account. They have poor values and terrible practices. Run from this bank.

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    Customer ServiceStaff

    Reviewed April 24, 2025

    Excellent customer service A+++. They help you with all your needs. I would recommend them. If you are having bank problems they will help you even if you have out of the box questions. Kind curious they greet you at the door. It is nice to have such great customer service!! A+++. Thank you for all your help! Christopher j **

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    Customer ServiceSales & MarketingLoan Process

    Reviewed April 21, 2025

    I was solicited by PNC to recast my Home Equity Loan, and the whole deal was a bait and switch. They begged me to take advantage of the offer, even though I told them not to waste my time. We spent hours uploading documents to the "secure portal" which they claim they never received, so we had to email it. Then they told us we had no equity (even though we currently have the loan and have 8 times the loan amount in equity) and then claimed I didn't meet the "owner occupied" requirement, even though I LIVE in the property! They wasted hours of my time requesting documents multiple times, promising me we are "pre-approved" and "almost there" only to send a form letter full of bogus made up excuses to deny the loan. I am pulling all of my accounts from this scam of a bank.

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    Customer ServiceRefunds & Payouts

    Reviewed April 11, 2025

    Horrible customer service. I had a Prepaid Debit given to me as a gift and it was declined. I called the phone number on the back of the card to find out why. I wasted about 45mins with 5 phone calls. I was sent back to the main phone line, put on hold for 10 to 15mins. I asked for a supervisor and got the same run around. I finally got someone to talk to and was told the gift card money was given back to the people who gave me the card. They kept apologizing, YOU ARE NOT FORGIVEN!!!!

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    Customer ServicePunctuality & SpeedTransparency

    Reviewed April 7, 2025

    If you are banking with PNC Bank, you should think about switching. My savings and checking account was wiped out and they could not provide me an explanation. When I went to my local branch, they told me there was a hold on my account, at least on my end, but they couldn't tell me why. They said I would have to wait for 24 to 48 hours. There is no reason why there is a hold on my account. Why a person cannot got to their local branch and get an answer is crazy. They even called their national office and they couldn't tell them anything.

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    Customer ServicePriceStaffHonesty & Transparency

    Reviewed April 4, 2025

    I used my debit card At a gas station. Got $28 worth of gas. PNC put a hold on my account for $125. It happened on a Friday. They held my money from Friday to Tuesday. Could not access it in my account. After an entire day of phone tag where the bank blamed the merchant and the merchant blamed the bank I was over it so I called the merchant and was on the phone when I went in to the bank to question it with the merchant on the phone.

    The manager Maria ** at the Nob Hill branch in Plantation Florida refused me service because I was on the phone with the merchant. Refused to talk to the merchant to resolve the issue and told Me, she didn’t feel safe with them on the phone🙄🙄🙄🙄. Forced me to hang up before she would help me, and even look at my account and as soon as I hung up the phone, she blamed the merchant just like they had been doing all day, but yet would not say that to the merchant claiming she wasn’t allowed to talk to them Which was clearly a lie because I had been on a Three-way call Earlier with the bank and the merchant. She just did not want to help me.

    This is not the first time I’ve had this issue with that debit card so I know it’s PNC Bank. How many thousands of dollars do they do that with every weekend? Literally stealing your money basically till they decide to give it back to you. Just imagine I’m done. I’m closing my account as soon as I can have my paycheck transferred to my other bank.

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    Customer ServiceStaff

    Reviewed April 3, 2025

    PNC Bank, Okemos, MI. 4 visits in 30 days in attempt to correct multiple errors made on our account by “Branch Banker” David **.From basic name misspelling, even after error pointed out, to his inadvertently removing primary account holder’s name from the account, to his giving incorrect advice re: check cashing. Unacceptable customer service from PNC. Filed formal complaint and closed our account today. My advice- go to MSUFCU where staff is properly trained.

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    Customer ServiceStaff

    Reviewed March 24, 2025

    The individuals I have dealt with have been polite, helpful and professional. That said, this has been the most difficult new banking experience I have ever had! From the time it took to open the account to the challenge with my picture checks being accepted for deposit to the lack of clear communication with my check order to the challenge of finding a full service branch that can actually take a cash deposit. We opened this account due to moving from Charlotte soon and our current bank was not in close proximity to our new address and PNC was. We are also Pittsburgh area natives and kind of grew up knowing PNC. But I have to say there is something not easy about using this bank! We hope the experience gets easier from here after our actual move.

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    Customer ServiceCoverageStaffRates

    Reviewed March 22, 2025

    If you think you want to open an account-DON'T. I've been with them 34 years. You would think they value that---NO THEY DON'T! I called several times to review a pending business transaction and what documentation they required. I was promised a call back several times from the branch manager. Not sure why the assistant manager didn't get me the info that I needed. Lazy staff!!! The interest that my business has paid PNC has covered several salaries-yet I received the most unprofessional service---and NO CALL BACKS! So here I am, getting ready to fly to the state that has PNC branches as I'm currently remote---and NO INFO! Avoid their poor service.

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    Reviewed March 3, 2025

    PNC Bank has greatly disappointed me. I no longer wish to have a relationship with pnc bank. If you are looking for a bank to do business with I suggest you keep looking. If you stop here I am very sure you will be writing a review in similar fashion.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 26, 2025

    PNC outright refused to help me over the phone, after locking out my external transfers two times in a row, having to have two very long on hold phone calls then when it happened the third time within a 2 month period I had to call and wait again for a very long time. They flat out would not help me due to my calling from the office phone, which records all calls. I work monday through friday and have no time to come into their office, if they were to come to me like my other bank does is the only way I am able to make it work. This is bad service! There wasn't even a desire to rectify themselves or the issue at hand. Absolutely do not rely on Pnc bank for good service.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 10, 2025

    Horrible customer service, was trying to change my last name and have been trying for months. Went in to my local branch and they did not have enough staff to even give me a wait time. They could care less about their customers. Will cancelling my account asap. I asked for a card to file a complaint at local branch and the person gave me someone else's card and couldn't even write down the proper email to contact for support.

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    Customer ServicePunctuality & SpeedBillingLoan Process

    Reviewed Feb. 9, 2025

    I received a notice that my auto payment was late and they never received the check from PNC auto payment that I set up. This is the first time this happened, but I didn’t want it to affect my credit score. I called PNC who said that the check was processed and sent over a week and a half ago so there should be no reason why they didn’t receive it. I verified it was sent to the correct address. They said I could put a stop payment on the check if it turns up lost. I thought about it, got off the phone with PNC, then set up auto draft through the loan company and then called PNC back to cancel the check. They said it’s 33$ to stop payment on the check AND I HAVE to call back in 6 months to RENEW the stop payment on the check.

    I actually laughed at the woman on the phone. I’m trying to not get reported to the credit bureau and get my car repossessed so I need to pay the car payment, the check is lost somewhere, how else do I remedy this other than stop the check and pay another way??? So I have to pay 33$ for absolutely nothing, AND set a 6 month reminder in my phone to stop payment on this check again. It’s absolutely unbelievable.

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    Punctuality & SpeedRefunds & PayoutsBilling

    Reviewed Feb. 7, 2025

    These inconsiderate people closed my account. As such, I was unable to access my funds. I paid taxes near the end of January, my account was closed January 30. My payment was refused, and I must now pay penalties, since late. Also, I was refused the ability to obtain a check for remaining funds, at a local branch, told they must mail it. After a week it showed, I went to deposit it, and they had placed a 7 day hold on it. I am 71, and obviously have been banking a while, and this has never before happened. Stay away from these inconsiderate people!

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    Customer ServiceStaff

    Reviewed Feb. 7, 2025

    Terrible phone service. Forgot my ATM card at the machine. Called customer service to ask if the ATM machine would take the card and keep it after a few seconds of me leaving? And if I could go back to the bank in the morning to retrieve it? The agent was a disaster. Asked a million questions which I answered correctly and still refused to help me. Put me on hold for about 20 mins and no help. I stated I wanted to report the card as lost. Still was denied that as well. No one could answer my question. Horrible and unprofessional.

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    Customer Service

    Reviewed Feb. 2, 2025

    I tried to use my card at an ATM machine and if would not take my PIN number. I have called three times and I was told to change my pin and that I would receive a system generated PIN number in the mail. I never received it but I got a letter saying that I requested a new pin which is worthless. I’m done customer service free number sucks. I haven’t been able to get cash out of my account now for a month, I am done with this crap time for a new bank.

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 28, 2025

    PNC used to be a decent bank with great customer service. The branch in Hazle Township has the worst service a person could imagine. Doubt me? Imagine having appointments TWICE to make adjustments to your accounts only to have three out of four persons not show up for the appointments THEY scheduled. Wild pigs could run a branch office better than the Hazle Township branch is.

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    Customer ServiceStaff

    Reviewed Jan. 26, 2025

    Recently opened a business banking account, I spoke with a representative 1/26 at 5:25pm ET named Patty who was extremely unhelpful. It was by far one of the worse customer service experiences I have had. After being with PNC bank for many years, I am now going to switch all my personal and business accounts to Chase Bank. PNC - hire a better customer service staff.

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    Customer Service

    Reviewed Jan. 26, 2025

    Have banked with PNC for nearly 20 years; now I’m preparing to close my account. Constant excessive fees and POOR customer service means if you don’t value me as a client, I’ll take my business elsewhere. INEXCUSABLE.

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    Customer ServicePriceRefunds & PayoutsRates

    Reviewed Jan. 25, 2025

    I wrote a check 7 thousand dollars to PNC bank in springboro. I wrote the check to my plumber and asked him to take it to Pnc bank that they knew me. Pnc called my house and ask if I wrote the check and I said that I did. I told them I can come down and sign for it if I needed to. I wish the pnc bank told me that they were going to charge him a hundred and forty dollars.

    Now, the plumber's trying to charge me a hundred and forty dollars. Two times I went to pnc the borrow ten thousand dollars to rebuild my house. They only gave me two thousand. Asked me to come back the next week and get the rest. I was just looking and pnc bank has ten times number one rating over five star ratings. It's pretty sad when a bank does this to the customers? No wonder big banks are closing. Daryll ** Retired

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 17, 2025

    I needed help locating some specific currency and visited several banks who were not helpful and unresponsive, even when I visited in person. My first call to PNC Rittenhouse produced exceptional results and I was able to take care of the transaction immediately. Thanks to Georgia (exceptional phone presence and quick call-back) and Aubrey, Lead Teller (impressive style and sincere level of customer service). Thanks!

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    Customer ServiceStaffHonesty & Transparency

    Reviewed Jan. 16, 2025

    My experience with PNC Bank honestly started out good for years until a family member who had passed away and left me thirty thousands dollars. The money was an inheritance so I went to deposit the check that had my name, address and my identification that matched what information PNC Bank had. I was racially discriminated by one of the bank teller that was from ** and she had nerves to say she was also a person of color. So ** this is one of the worst banks for people like us to keep our money in. So I stayed on trying to be professional about it but things would get worse for me at PNC Bank. I called the main branch and complained which some of us don't do as the real people of color. So when I did that they really had it out for me. Anyway they ended up closing my account so actually they did me a good damn favor.

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    Refunds & PayoutsRates

    Reviewed Jan. 10, 2025

    I got hooked on their nice interest rate for savings account. It took me days to actually get money out. First they said they could not transfer money out because my account had been inactive. (I pay my mortgage every month from that account.) Then there was a 2 week hold for security reasons. Then it was because my receiving bank (the one I used to transfer to them in the first place) had my birthday wrong and I had to change my recipient bank's records. I closed my account. They said they are no longer responsible once the check gets turned over to the USPS.

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    Staff

    Reviewed Jan. 3, 2025

    PNC in the branch employees are wonderful but it doesn't matter how wonderful a person is if the company they work for doesn't help their clients. I have money both in savings and in a banking account and when I get offers for something and get turned down makes me want to take my money somewhere else. I think I just might.

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    Customer ServiceSales & MarketingPricePunctuality & SpeedTransparency

    Reviewed Jan. 2, 2025

    I would give minus stars if I could. Wow I'm speechless. THE DUMBEST BANK EVER. Holding a business account for many years, by experience this bank has the: LONGEST PHONE WAITS (I have been on the phone now as I'm writing this for the past hour, and still waiting to resolve an issue that should not exist), they locked me out of my Zelle account, I called and was told to go to the branch, I went to the branch, they gave me a phone number to call, back to my office, I call, I am instructed to change my login, pass, and security questions and call back. Again on wait back with customer service, asked again the same security questions, and they are not able to resolve the issue.

    This bank has been wrongly charging our non profit association $50 monthly for Pinnacle Srvc which we never ordered. When asked to remove the charges, they asked me to go back to the branch since they cannot remove it online.... Back to the phone, when they finally got my Zell reinstated on their end my mobile app wouldn't take my updated login and password. Even though I am able to login on my desktop, it is now impossible for me to login on mobile. Online banking instructed me to delete and reinstall.... I did it for many times and tried again, and it wouldn't unlock. Now I can't login on mobile to do any Zelle operation since Zelle is only available on mobile with this stupid Bank.... I'm instructed to go to the branch if I wanted a Zelle done.

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    Reviewed Dec. 27, 2024

    Horrible. I am in pain. Have statement. No card. Could barely hear any of the people I spoke to. They had to verify who I was. Said 5 times they would send text. Never sent. Mind you I was trying to pay. Not take money. Horrible card. Can't get anything done. Wasted 15 minutes. Nothing accomplished

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Dec. 24, 2024

    My wife and I have a joint checking account that I rarely use. This year, we decided to pay our annual property taxes from this account. I wrote the check out, signed it, and delivered it personally to the County office. Several weeks later, we noticed that the check had not cleared, then we received a notice that the check was returned by PNC. The County was now requiring a Cashier's Check along with a $30.00 return fee. We made a visit to a local branch to investigate what caused this. The branch assistant handled everything well and explained that it was due to a "signature match", specifically that my signature did not match up with the signature that was on file. He showed both to me and while it wasn't a perfect match, the signature on file was from many years ago, and from the previous Bank (BBVA) that PNC bought out.

    No one with PNC, ever attempted to contact us, to verify whether the check was written by either my wife, or me. It was just sent back as non-payable. This bank officer showed sincere understanding and agreed that PNC should have contacted us. I then asked him if the Bank would compensate us for the $30.00 fee. He explained that he would make an inquiry, and contact his "Regional" and/or the "Branch Manager" and that he would call us once a decision was made. Later that afternoon, he called and explained that the decision was that PNC would not be responsible for reimbursing us. This incident has left us with negative feelings about this Company.

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    Punctuality & SpeedRefunds & PayoutsStaff

    Reviewed Dec. 23, 2024

    I have been a trusted member for PNC for over 4 years now and Walmart decided to steal money off me before the holidays without me purchasing it. I asked PNC to help me out. They gave me a runaround for over the weekend and then decided to tell me I have to wait 10 days to receive my refund for a purchase that I didn't purchase so I asked PNC to help me out if you can give me some money for the holidays so I can get through for the holidays for the children. In other words they told me no. Now me and my children cannot have Christmas with the family. It's not like I don't get money for my paychecks to go to my account and they see that I get a paycheck every week and they still declined me for having a Christmas with my family. I'm very disappointed with this bank. I think I'm going to another one.

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    Customer ServiceLoan Process

    Reviewed Dec. 20, 2024

    I have been a good customer with PNC since February 1997. Even though every branch close to me closed up, I remained a customer. 3 branches closed. Two of them became worthless "financial centers" before they closed. Financial centers do not have tellers or cash, they do loans and have ATMs. I never bounced a check or had nonsufficient funds in all those years. In the last few years, I was involved with business, and had more transactions is the only change in all those almost 28 years.

    This year I got a letter saying they were dumping me as a customer and I had a couple weeks until November 11th to get a new bank--no reason was given. I asked the tellers in the bank who said there was no problem and wanted me to stay (I have dealt with some of the tellers for years) I called corportate who said they did not have to give me a reason for dumping me as a customer. My credit score was 834, My house and vehicles are paid off, and I was not a bad customer. After over 28 years, it is deplorable to be treated in such an insulting manner.

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    Customer ServicePunctuality & SpeedBillingLoan ProcessRates

    Reviewed Dec. 20, 2024

    I have been receiving emails from PNC whom we have a car loan through, saying that I have late payments and that they "may" be reporting late payments to credit agencies and that the late payment may be a cause to raise my rate. My payments are automatic, set up by the dealership when I purchased the car. They took an automatic payment 9 days ago. When I called they said I was not enrolled in the automatic payment but, had a history of my automatic payments. Don't do business with them.

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    Customer ServiceBillingRates

    Reviewed Dec. 18, 2024

    As I always begin, I've been with this bank forever! Over 30 years. First, I'd like to begin with their automated phone service drives me up a wall. I know (underlined) I am one of their worst customers to deal with, and that is because of everything I always have to deal with with them. I admit it. I can't simply call and get straight answers from them. It's really about time I do a review on them. I'll just elaborate on my last transaction with them. I have a credit card with them that I'm intending to pay off. So I go to a teller with cash, let me repeat cash!

    I have an upcoming payment in 4 calendar days. I forget to use the magic words (I recently found out about) and say I want immediate funds. It's cash afterall! 3 business days and so many phone calls and it's still not posted or even in pending status. All I have is a small receipt saying it should have posted to my account yesterday and it's still not there! Multiple times going to the bank, getting frustrated and they look at you and even say it's your fault because you paid with cash! The gall of this bank! It's no wonder on this site: Consumer Affairs that the lowest rating is an unfathomable 94% one star ratings! That's all I'm going to say of PNC Bank. There are no sufficient words to describe my disdain of this banking institution.

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    Customer ServiceRefunds & Payouts

    Reviewed Dec. 14, 2024

    Today my sister Zelles me money for my daughter birthday per usual. This time it said I got it but was not in my account. I got an email saying it should be available in a few mins. As I was explaining to the supervisor Bre. She was laughing in my face when I was about in tears cause this is the money to pay for my daughter party. She made up a whole different story then when I said I wanna complain she hung up in my face. Now currently on hold. Been another 20 mins already.

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    Customer ServiceCoveragePriceOnline & AppMaintenanceTransparency

    Reviewed Dec. 11, 2024

    TRASH, GARBAGE, DISGUSTINGLY BAD COMPANY FOR ITS SIZE. My mortgage was unfortunately transferred to PNC a year or 2 ago, without my consent, out of my control, cannot be undone without refinancing supposedly. I originally had Amerifirst Bank, everything was great, customer service spoke fluent English, a modern and intelligent website, everything was great. Now I am plagued by PNC, I'm charged for duplicate insurances that I already have on my property, their website is primitive and never updated past some time around 1980, customer service speaks broken English answering phones from deep in Brazil or something. Horrible and disgusting that a company in control of so much money is so low quality by choice. Welcome to America, welcome to the PNC dumpster.

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    Customer ServiceStaffHonesty & Transparency

    Reviewed Dec. 10, 2024

    Customer service associates are not knowledgeable. Not able to resolve issues, and not helpful to consumers. I’ve wasted countless hours trying to get my account fixed, with no resolution. Too many lies with fees and always being given a runaround when trying to seek help.

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    Customer ServicePricePunctuality & SpeedOnline & AppRefunds & Payouts

    Reviewed Dec. 9, 2024

    This was my bank over 35 years. I never thought I would go anywhere else but that changed a little while ago. I had cashed a business check for merchandise I was selling. The money went into my account 2 days later. After a few days the person changed their mind and wanted a refund. I called PNC to make sure that the money in my account was safe and was told yes. This was supposedly on a recorded line of which PNC said they have no records of. Meanwhile I have the calls on my phone list yet. Anyway after almost one month PNC put a hold on the check amount and said the check was fraudulent. Eventually they removed that total leaving me with less money. After complaining about the fact I was told the money was safe they still did nothing. I am closing all my accounts plus my investments and going elsewhere. Be careful where you bank.

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    Customer ServicePunctuality & SpeedResolution

    Reviewed Dec. 8, 2024

    The customer service is terrible. For simplest issues I had to call several times to resolve the problem. And whenever the person can’t resolve the issue they hung up on me. Two out of three times I called customer service they hung up on me and my request was relatively easy. The mailing address on my bank statement wasn’t similar to the one I had on my account and asked that to be resolved and after waiting for long time on hold, they hung up on me. They can respectfully say they can’t do that. No need to be disrespectful. Worst bank ever! I regret opening an account in PNC.

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    Customer ServicePunctuality & Speed

    Reviewed Dec. 6, 2024

    They use outsourced customer phone service. People can barely speak English and are incompetent. They’ll use 5 methods of identifying who you are which takes like five minutes. Then they’ll struggle to answer an easy question or transfer you and conveniently somehow hang up. If you call their customer service be prepared for a lengthy wait. You’ll keep getting put on hold until you hang up.

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    Customer ServiceTechPricePunctuality & SpeedMaintenanceStaffResolution

    Reviewed Dec. 1, 2024

    So this all started at the end of October. My debit card was fraudulently charged. So I had to do the report and close the card and get a new one. I said I would go to a branch. It's faster. On 10/28/24 I went into the gratiot road branch to ask for a new debit card. Well not only did they close both saginaw branches on Saturdays, they took away the replace debit card on site. So I ordered a new one. They said 7-10 business days. 4 phone calls later and 1 month I still do not have my card. I refuse nor should I have to drive to Bay City for the 2 services. The last call the rep stated "they fixed the issue, and it should come now". This was 11/29/24. Bad bad bad service. They have basically screwed the saginaw area out of some of the key features we signed up for.

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    Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaffBillingLoan ProcessHonesty & Transparency

    Reviewed Dec. 1, 2024

    I wanted to make my experience public and let it be known that I have been a victim of credit card fraud with PNC and PNC doing absolutely nothing to take responsibility for this lapse in security. I have been a dedicated PNC customer since 1972 with mortgages, business loans, business accounts and many others for more than 50 years,

    When I received my October statement, I immediately spotted three charges that I did not make. The three charges were all made October 11, 2024 in the state of Washington, with a total cost of approximately $40. I immediately called the PNC fraud department to let them know that I did not make these charges. I was told that my credit card was used to make these purchases and I would still be held responsible for these charges. I then called a PNC branch manager where I live in Scottsdale, Arizona. I was told that the incident would be referred back to the agent in the Philippines. I let the manager know that nobody has ever had possession of my card.

    In all the years I've done business with PNC, I was never once late on one payment and have never had a single issue. I was shocked to find out that I am still being held responsible to pay for these charges that I did not make. I have no faith in PNC at this point. Will my card be used once again with fraudulent activity? The worst part about this experience is that PNC accused me of lying and that I would still be held responsible for these fraudulent charges, I will be posting my experience on every website and social media site I can find, to warn others of this terrible experience **

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    Staff

    Reviewed Nov. 29, 2024

    The service provided at the PNC Branch in Stafford, VA is exceptional. I’ve used this branch for the last three years and the service is always great. There is a representative in particular this provides stellar service. Her name is Olive. She is always welcoming, takes the care to answer all of my questions, and ensures I am aware of new services available.

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    Customer Service

    Reviewed Nov. 26, 2024

    I owned a house in Florida until a year ago. While I owned it the mortgage was sold to PNC and operated normally. However when I sold it there was money in the escrow account. I have been working for months to have PNC return my nearly $1000 escrow. It has been complicated because of my husband's death on our jointly owned house. But this is no excuse for the runaround, stupid mistakes and ignorant service.

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    Sales & Marketing

    Reviewed Nov. 25, 2024

    Talked to someone today, I got scammed by Justanswer.com an online appraisal site. I was trying to find out more about a vintage fishing rod and knew more about it than the appraiser. It’s all over Reddit about how they’ve been scammed by the same site. I talked to someone in the fraud department because PNC sent me an alert. The lady who I was talking to said Just answer isn’t a scam site etc. I wasn’t talking much at all and at one point she something along the lines of, "Be quiet and let me talk." I don’t know why she couldn’t do her job or explain to do things properly, must be a sympathy hire, story of her life probably, no offense but what an idiot.

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    Customer ServiceBillingLoan ProcessRates

    Reviewed Nov. 22, 2024

    I closed my credit card for operational problems that I can no longer remember. I ran into a problem with my line of credit account. Different people gave me different information. I was told things were fixed but they weren’t. I was repeatedly transferred from one department to another. I became confused and frustrated. Can no longer remember the sequence of events. Finally just closed the account. I worked in bank systems and operation. Their systems aren’t good, the customer service people aren’t well trained, their customer communications are poor. They have good loan interest rates.

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    PricePunctuality & SpeedStaffBillingLoan ProcessRates

    Reviewed Nov. 21, 2024

    I have never in my 40+ years of banking had a problem giving a bank my money to pay on an auto loan. They may have given me a better rate than my credit union, but 4 months later going back and forth setting up wrong payment dates and amounts, that have yet to be removed from my account isn't worth it. When I went into the PNC Bank branch to get help with the form, all I got was, "I don't know." Find another bank because they ain't worth CRAP. If I could give them negative stars, I would!

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    Customer Service

    Reviewed Nov. 21, 2024

    Have been trying to wire transfer funds from PNC to an investment account for my 95 year old mother. I am her POA. This has been in the works for over a week and still no transfer!!! The customer service is terrible! This is the worst experience I have ever had with any bank!

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    Reviewed Nov. 21, 2024

    If I could give a zero is would. I have had nothing but problems with this bank. I requested them to close the account several times and didn't. Then told me I owe a balance for an account I never used. So how can I owe anything?

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    Reviewed Nov. 21, 2024

    It the worst bank. They return my check for no reason whatsoever. My boss told that they should have never returned your check. The worst bank ever. Not to mention you have to travel far to find live teller. W.

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    Customer ServiceStaffLoan Process

    Reviewed Nov. 21, 2024

    I live out west, my father passed away and had a loan with PNC. I went to the closest branch Frankenmuth MI, every person working there was definitely bothered that we requested help. I explained my situation and said I would be there only a temporary amount of time and got nothing from our visit. And I have had problems ever since calling the customer assistance number is only good for wasting time. I really can not put into words how bad this banking group is. I would go to anybody anywhere but them for sure for sure.

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    StaffRates

    Reviewed Nov. 16, 2024

    If it was possible to write a review with negative stars, I would. I opened a business account for my law firm and an IOLTA account which is a specialized escrow account where the interest goes to Legal Services Corporation. PNC closed my escrow account with no notice because it had no activity for a year. I am required to have an IOLTA account by law and it cannot be closed for no activity and notice has to go to me, Legal Services Corporation and the Bar. When I went to deposit a client settlement check, I discovered PNC had closed my IOLTA account and its employees offered to let me deposit my client’s money into my operating account which is an ethics violation. PNC wasted 3 hours of my time and told me I should just open a new IOLTA account.

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    Customer ServiceStaff

    Reviewed Nov. 15, 2024

    Money keep disappearing from the bank and neither the tellers or the customer service representatives know what is happening. Always giving bogus excuses/reasons with no answer at all. Won’t recommend.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 15, 2024

    Today was the 3rd time that I've had very poor customer service at one of our local branches. The first was when my daughter and I needed to have medallions put on some documents after my mom's death. The new "manager" came in to help and managed to totally confuse all the paperwork. Thankfully, the original representative that we had been working with was able to straighten it out.

    I was in the branch again last week to rollover 2 CD's and add money to them. The representative told me that she couldn't help me until the due date. Never offered to flag my account so that she could do it on the day that they came up for renewal even though I had the signed paperwork with me. Told me I'd have to come back. I made an appointment with another representative and asked for a morning appointment. Nope, she was booked up. I asked if another representative had anything available since there are at least 2 other representatives in the branch. She didn't even check, just suggested that I come in the afternoon. I agreed to 1:00. I arrived on time and she wasn't in the bank.

    I waited until 1:12 then asked if someone else could help me. They told me someone would be with me soon. The representative that I had the appointment with walked into the bank at 1:15 and then quickly ran off saying that she'd be right back. When we finally sat down, I told her that we had to do this quickly because I was now going to be running late. She said "Oh, you were late?" I told her that SHE was late. Oh boy. I told her that we had 4 CD's that had come due. We were letting 2 of them simply rollover but we wanted to roll over the remaining 2 and add money to them.

    She closed out the 2 that we wanted to add to, put the money into our Money Market account without even asking me, and then said she was drafting 2 new CD's and I would be the only one on them and my husband would have to be the beneficiary. All of our CD's are in both names and that's what we wanted. She said it was too late because she had closed those 2 out. What? She then said she would put the money into the 2 remaining CD's that are in both names. She had to call and get instructions on how to do that which took another 10 minutes. Bottom line is that when she was done, we had the amount that we wanted in 2 CD's and too much left in our Money Market account. We accomplished nothing! Ridiculous! This should have been a 10-minute transaction at most. We're pulling our money out and going to another bank.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Nov. 13, 2024

    Called twice in a day and didn't resolve my overdraft fee issue, first representative told me they were going to refund me the 3 fees I had and the manager approved it, and told me I was gonna get it before 5 pm. Nothing was done, fees was still there...called 3 hours later and talked to another rude represetative. This one told me they can't do nothing about it. I told him I wanted to speak to a manager and he said to keep phone on hold...so he made me wait until 9 pm and then pretended he didn't hear me and hang up the phone. Crazy

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    Customer ServiceBilling

    Reviewed Nov. 11, 2024

    Over a year ago I brought the POA for my mother for her accounts at PNC. The CSR only reflected this on my mother’s checking and money market account and not her credit card. All her statements were coming to my house including the credit card. Now she has passed and there is about $175.00 in rewards and not even a check to her estate can be given for this reward. Very disappointed!!!!

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    Sales & MarketingOnline & AppRates

    Reviewed Oct. 31, 2024

    Online banking is horrible .. Can only review activity online and on the app for the past 90 days ... Many if not most will go back to the beginning of the year and some even two or three years -- Tried to open a business account... Nope ... For some odd reason.. failed to open one... two different times...

    DONE WITH PNC! -- Use it for high yield interest ... That's good..

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    PricePunctuality & SpeedBilling

    Reviewed Oct. 30, 2024

    I’ve been a customer with PNC for several years. I fell on hard times earlier this year and received a waiver for my first late fee in May. I recently paid off my credit cards and since I was a few days late PNC charged another $27 which was only amount on credit card and would not waive. I will be closing all of my banking accounts and my 2 credit cards on this Friday.

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    Customer Service

    Reviewed Oct. 29, 2024

    PNC bought BBVA. I had been with them 30 years. $5 million per year business. This is the world's worst customer service. I'm pulling all my accounts from them in the morning. I run $500,000 a month through my accounts. Never use this Bank.

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    Customer Service

    Reviewed Oct. 26, 2024

    This bank is horrible!!! I accidentally cash apped money into my PNC account accidentally. I called to have them reverse it because my account was on hold, they told me I had to go to a branch or talk to someone to take the hold off. I live 2 hours away from a branch. I work Mon-Fri. I tried to call and get the hold taken off and they wouldn’t do it either.

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    Punctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed Oct. 23, 2024

    After 10 years of using PNC Bank they are treating me like a convict. Recently had identity theft and working to get false info removed from credit report. I paid off my house and my car and have the highest paying job in my life this far right now. Pnc ran a spontaneous credit check and decided to freeze my accounts. Never once late for a payment on ANYTHING MY ENTIRE LIFE. I’ve gone without food to pay my bills! Pnc never even contacted me to ask what was showing on my credit report. Well joke is on them now. Moving all my excellent standing accounts to another financial institute! After 10 years and never late on payments couldn’t even contact me. Shame. Poor business practices. Takes the human out of it.

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    Customer ServiceSales & MarketingPriceBillingRatesHonesty & Transparency

    Reviewed Oct. 16, 2024

    I am a long time customer of PNC bank, and overall, I have been happy until I was offered a PNC a 15 months interest free credit card, which I accepted after the manager's sales pitch. But what can go wrong? It's interest free for 15 months, right? I called them after a month or so to make sure which month will my interest free offer would expire, and so I was told. Well, it happened that soon after, I had a big unhappy expense, and I was relieved that by luck I had this 15 month free interest PNC credit card. When I got my second bill, I noticed I had been charged a pretty hefty interest fee. When I reached the credit card people (I also went to the bank,) they changed their tune: They said the interest 15 month free was only for credit card transfers. Really? Not what the sales manager told me in order to accept their credit card. The bank salesman lied to me. Don't trust them!

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    Transparency

    Reviewed Oct. 16, 2024

    PNC practices systematic fraud and negligence with business accounts by holding deposited checks for over a week without explanation or justification. They violate SEC laws routinely and essentially engage in theft at the felony level.

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    StaffBillingLoan Process

    Reviewed Oct. 15, 2024

    I hadn't had any problems with PNC then my area was hit with two hurricanes back to back leaving me without a job. I contacted PNC to see if they could push 1 or 2 mortgage payments to the back of the loan and the only help they could provide was skip 3 payments and pay all of it back in full on the fourth month. What kind of help is that!!

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    Customer ServiceRates

    Reviewed Oct. 11, 2024

    By far worse banking experience. Transferred 5 times and put on hold for 40 minutes at the end till 5 (closing). Just called wondering why my HELOC interest rate increased when the feds dropped the interest rate .5%. They said it was based on the Wall Street journal interest rate? I asked for other products to switch to and they just kept transferring me. Don't bank here if you have other options.

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    Reviewed Oct. 10, 2024

    I had my car repaired and the mechanic made an error and charged me twice. I called the bank and was told if the mechanic called the bank and told what happened they would reverse the charges and we could redo the transaction. That’s what we did. So imagine my surprise when I woke up the next morning and the double charge PLUS the original charge. Went to the bank. They said I was given false information about the time frame to get my money back. The local bank manager took no responsibility for bank error and didn’t seem to care that when I get paid they’re going to take all my pay as well because even though this happened on a Thursday and today makes a week since this happened and I still have no money. I get paid tomorrow and they’re going to debit my whole paycheck for this. Not my error but the bank or penalize me for it. When I do get my money I will no longer be a PNC customer.

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    Rates

    Reviewed Oct. 9, 2024

    PNC bank was taking advantage of my elderly father by automatically renewing a CD at a ridiculously low rates. I was listed jointly on his checking account, but it is unclear whether I was actually listed on his other accounts, or his safe deposit box, which he had given me a key for. After he passed, they would not allow me to cancel his safe deposit box and renewed the rent for another year by drafting funds from his account. Of all the accounts he had in various places the accounts at this bank have been by far the most difficult to close out and obtain our funds. Every time I provide something they ask for something else no other financial institution requested. I will note the individual person I have been dealing lately is very pleasant, but hamstrung by their policies, which appear to be designed just to keep the funds as long as possible.

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    Customer ServiceTechSales & MarketingOnline & AppRefunds & Payouts

    Reviewed Oct. 9, 2024

    When I first switched over to PNC from Bank of America I really liked this bank. A few months of having it, the website is always down and today I went onto the app to unlock my card and I was having some trouble. I called the 24/7 service and the lady stated that they close the system at a certain time everyday. So now I have no way home because my card is locked and I can’t transfer any money to my other account. I have never had anything like this happen to me before and I am highly disappointed and upset. You guys should have sent out a memo stating that the app will be getting worked on every night from the hours…. I will be taking all my money out this account tomorrow and switching my direct deposit back to Bank Of America. This is unacceptable!

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    PriceLoan ProcessRatesTransparencyHonesty & Transparency

    Reviewed Oct. 8, 2024

    JUST HORRIBLE! You need to run. Lender lied to us to hook us and then quoted .7 higher interest rate than what was in writing. I will never recommend them and will spread the word to STAY AWAY from PNC. No transparency. Kept us on the the hook for 3 months to close on a loan. The ball was dropped MULTIPLE times and they didn't own one mistake they made. They wouldn't stand by the rate they put in writing to us. We backed out of the loan because of the dishonesty and the bank not willing to stand by their word. STAY AWAY!!!!

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    Customer ServicePunctuality & SpeedStaffTransparency

    Reviewed Oct. 3, 2024

    Updated on 12/31/2024: Clueless people for the IRA department here, repeat over & over the same sentence because they do not know what they are doing. Taking care of my sister's IRA account since March, takes them weeks to mail out paperwork, fill it out, they say it was done incorrectly (mind you, nobody called me about it, I had to call them). Send new paperwork, I get that and I call them so I can fill it out with them on the phone. Lady gets mad because I repeat what they want me to put down ( I did this because I ended up filling it out the same as the first paperwork), I wait again. I call again, they are waiting for my Attorney to send something in, pretty hard to do since you didn’t mail them anything!

    Long story short…haha! I get the check in December and now I cannot cash or deposit it, why? Because it was made out to the estate of…. We did not make an estate bank account because she did not have anything to make one for! And I have paperwork from the courts saying that I am the beneficiary and commissioner of her accounts and we are allowed to bypass the estate which I emailed and mailed to them. I also have a letter from PNC stating I’m the beneficiary and commissioner of her accounts. They are now saying there is no beneficiary because it is to the estate of. These people are clueless! Do not bank with them EVER! So I have a check I cannot cash or deposit because it was made out incorrectly and I now have to get legal people involved again.

    Original Review: I don't even bank with PNC but after trying to deal with my sister's IRA account a year and 1/2 after she passed away has been ridiculous! In March completed my side of the paperwork after asking for the paperwork from PNC over and over and over, I then kept checking for updates, PNC finally told me in June that they had not received Attorney's part. In August, PNC states they still have no paperwork (Attorney sent me a copy showing they sent this out weeks before). Finally have someone at PNC on Sept 6th tell me all is fine and I should have the "check" in 7 to 10 business days. It is now Oct. 3rd and I called again, told, "You don't have a PNC account so you need to refill out the paperwork stating you want a check and redo the tax form." ALSO keep in mind that they have NEVER reached out to me on anything that I need to send or add, I am the only one who calls PNC. POOR BUSINESS!!!! I'll probably be dead before this is completed!

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    Customer ServiceMaintenanceStaffBillingLoan ProcessRates

    Reviewed Oct. 2, 2024

    This is about PNCs Assumptions program. Recently divorced. As per divorce decree I was to remove ex wife's name off of (2) mortgages that PNC holds. Wife got my name removed from hers (Freedom Bank) in 2 weeks time. I was made to re file application for both mortgages. Started process in March of 24. They 1st lost my data. Never told me. Then they put me through the loan application 2x. While dealing with (2) different agents to collect data, I suggested they "share" my info as I was asked to upload data for each loan to the same bank. One agent was switched out twice, and the only agent that gave a crap about her job had to ask me to upload documents again as old agent quit and left my file locked. Leaving no access. Another time I was hopeful as a man called and said "I'm the fixer. They call me in to fix these situations." I was on phone for about an hour explaining everything here. "I call you back tomorrow". Never called back.

    I just received (2) notices (Oct '24) that says I was rejected for loan(s). Now I've had these loans since 2016. Paid on time every month. Never missed a payment. My income is basically the same with the only difference that I now own a home without my ex. My ex never worked and was only on mortgage in interest of fairness. (Not dissing her. Just the truth.)

    I could have refied these loans in a quicker manner. The kicker is I've reached out by email to PNC 4x to speak to a manager about this situation. There is no direct number. They claim in 7-10 days you will get a call. They cannot tell you the prefix of the number. (So I know to answer it.) It's day 14 from original ask. These folks are mismanaged from the get go. Very unhappy with them. Would highly recommend any prospective client go elsewhere.

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    Coverage

    Reviewed Oct. 1, 2024

    Who does business like this?? A customer for over 14 years (the branch has changed names over the years), never insufficient funds and automatic deposits for husband and wife. Out of nowhere, receive notice from PNC that they will be closing the account in 30 days. No reason, said they don’t have to give a reason. Contacted corporate who basically said banking is a privilege that can be revoked at any time for any reason! WHAT? The reason is obvious. A life insurance policy was purchased years ago, through the bank. This year, husband turned 70 so guess what? Life expectancy for a man is 71! BEWARE OF THIS BANK!!

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    Reviewed Sept. 30, 2024

    On September 25, 2024, PNC Bank sent a message to approx. five million customers warning of a cyber attack. The bank reported that its websites were experiencing high traffic consistent with computer attacks, and some users were blocked from the site. PNC Bank was hacked into by criminals. My question is when is PNC Bank going to be held accountable for cyber attacks? PNC Bank's Security Dept. is a travesty! This is people's money that is being stolen! PNC Bank has denied any wrongdoing with the fraudulent activity!

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    Customer ServicePunctuality & SpeedBilling

    Reviewed Sept. 28, 2024

    I have $1,800 tied up in disputes with PNC. The first one, $998 double payment to Capital One. A payment was already scheduled but due to Capital One sending me a text saying I don’t have a payment scheduled and in risk of being late I just called and made a payment. Both payments were taken out. PNC’s answer is a 10 business day dispute. 2 weeks later I visit the local PNC atm, withdrawing $780. The machine whirls and sounds as if it’s getting the money prepared then the screen says “Transaction Cancelled”. I attempted to retry and it says I exceeded the withdrawal limit for the day as if I’ve received my money. I go in to talk to the teller, she says the only course is to file yet another dispute. Again another 10 day dispute “investigation”. They ended up calling the Police on me due to me saying I need my money, wasn’t leaving until I had it. I was advised they have been having issues with both ATMs.

    My issue with PNC is their lack of urgency when it comes to people's money. I shouldn’t take 2 weeks to investigate 2 cut and dry transactions. Then they tell me once the investigation is complete they’ll send a letter of their findings….again lack of urgency when it comes to their customers finances. This is THE last straw and once my disputes have been returned I’m finding another bank cause this could’ve been a life or death situation and this dispute process is too long and drawn out. I’ll make sure to tell the many people that I know NOT to do business here.

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    Customer Service

    Reviewed Sept. 24, 2024

    Don't use this company no matter what you do for your mortgage. We had no choice because ours was sold and I have been on the phone every month if not every other week since they took it over end of last year.

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    PriceRefunds & PayoutsStaff

    Reviewed Sept. 24, 2024

    If I could give this bank 0 stars I would. They charge you overdraft fees the following day and they do not budge on reimbursements. My husband died and I missed work a lot, my checks were small and they still ate up all my money in fees. I explained my husband just passed to please reimburse me me 2 fees to make it till next pay day and so I can make it to work. They did not care and said no. I took my business elsewhere after being loyal to PNC since it was BBVA at 1st. It really went downhill since they bought BBVA. My advise take your money elsewhere because this bank will take it!!!

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    PriceStaff

    Reviewed Sept. 24, 2024

    My father had a checking account at PNC, but due to his dementia, he could no longer manage his finances, so I was added to his account. Despite this, when fraudulent activity appeared on his account, PNC refused to let me take any action. Meanwhile, they allowed one of his caretakers to withdraw thousands of dollars without question, but blocked me whenever I tried to make inquiries. This happened at the Talladega, AL branch, where I had to deal with an extremely unhelpful employee named Tammy **. She treated me as if I were trying to steal from my father, yet allowed someone else, with no family ties, to drain his account. When overdraft fees started accumulating, PNC just kept adding more and more charges, leaving my father with nothing, and preventing me from resolving the issue. This bank’s behavior was appalling.

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    Punctuality & Speed

    Reviewed Sept. 16, 2024

    Very frustrating that the branches now have a greeter who does nothing but greet. They need to remove the greeter and open another teller window. I don’t like waiting twenty minutes for a teller while the greeter watches me wait in line. Ridiculous.

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    Billing

    Reviewed Sept. 14, 2024

    Banks to us are supposed to be your partner in running your life and business. While we can't complain about our checking accounts, but I'd like to put our experiences with PNC out there. We have our business checking account with them and they invited us to apply for their merchant account, ok, sounds good. DENIED. Well, why don't you apply for our business and personal credit card, DENIED. Today, stupid me, accepted PNC's invite to refinance our car, and took the time filling out the application, guess what, yep, DENIED. Ok, I get it. PNC is too ** and there are other banks and credit unions out there.

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    Staff

    Reviewed Sept. 13, 2024

    Not your best choice, please look at other banks as well. People in the branches are always nice, but they can’t control the way corporate treats you. Look at the regional banks in your area, they really take care of you better than the “big” banks like PNC.

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    Punctuality & Speed

    Reviewed Sept. 5, 2024

    After not visiting my PNC branch since March (Goddard/Telegraph) I stopped there on September 4, 2024. The service is much better and the tellers are very polite. I could see the improvement. The line is still short inside for the teller windows. You can feel the respect from the tellers for your wait time

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    Customer ServiceStaff

    Reviewed Sept. 5, 2024

    When it was National City Bank many years ago, they were friendly, cared and customer-oriented bank. NOW all are gone down the hill and the most ridiculous bank ever. NEVER will do business again and not recommended to anyone to do anything with them. They don't care who you are but they care how much money you have. As far as phone customer service!!! OH MY GOD! God forbid to deal with this bank ever again. I forgive them not only 5 times but maybe 10. But enough is enough. Do not bank with them. Just read all reviews and see what kind of people they are!!

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    Customer ServiceSales & MarketingPunctuality & SpeedStaff

    Reviewed Sept. 4, 2024

    Years ago I worked for PNC. They were a great bank then. They have steadily gone down hill in the past 2 decades, getting greedier, their computer systems getting increasingly inefficient. I went in to open a checking and savings with them. They INSISTED that I had to have a government ID OR passport (born and raised here, never been out of the country) IN ADDITION to my driver's license which IS also a government ID in my home state, OR that I had to show them ANOTHER DEBIT CARD from ANOTHER bank account for ID. (Since when does anyone ask to look at your debit card except a merchant??!! Even THEY only tell you to run it through the slot on the point of sale machine!!! AND SINCE WHEN IS IT ROUTINE TO ASK FOR A PASSPORT??!!) Totally shady behavior.

    Then told me since I only had my driver's license (mind you I had my birth certificate and ss card AND information to verify that I did receive the check which was from the U. S. DEPT. OF THE TREASURY- told me no, that was not good enough) I should have walked right out to a bank next door ( yes there was one RIGHT next door in this shopping center). This woman and PNC's antediluvian computer system TORTURED me for 2 hours (couldn't do a picture of my check to even sign up through the mobile app which she said she'd try to do since I only had my driver's license). System told her it could not set up a checking account for me. Sent an email to that effect to my email also before I even got back home!! This is after she first told me maybe it would take 2 DAYS for the mobile app to set up an account for me even though she tried both ways (mobile and in person) in her office!! They are shifty and they are LIARS.

    Went to M&T bank about 3 business days later, got a checking, savings, choice of design on my debit card, got a debit card for the savings, got checks ordered right away, got receipts for both accounts (I wanted to split the deposit between both and they let me do that asap). ALL WITHIN ONE HOUR!!!! DONE!!! Not sure how much pot smoking is going on at PNC, but they need to get on the stick, for REAL.

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    Customer ServiceStaffLoan Process

    Reviewed Sept. 3, 2024

    I got an auto loan through a dealership with PNC bank. An email was sent to me telling me to create an account and it didn't work. After contacting 6 reps & 45 min a phone call, they either hang up or quit responding to the chat. Terrible customer service.

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    Sales & MarketingPunctuality & SpeedOnline & AppStaffBillingLoan ProcessRates

    Reviewed Sept. 3, 2024

    I have been banking with BBVA since 2014. I made a business account as I'm a sole proprietor when I took over my family business in 2021. Everything seemed okay until it was time to expand and ask for a loan. I have now asked for 3 loans. Two loans last year to finance my vehicles and 1 personal loan recently. All 3 have been denied. The branches do not have personal loan specialists to approve like credit unions, but nonetheless. I deposit well over $12,000 a month. I have the funds every time to prove it. Yet, they're quickly basing my inquiry on solely my credit score. It may not be perfect, but I have the funds to make the payments.

    I truly feel PNC is being biased. I'm currently looking into other banks around my city to hopefully treat me with better care and value. The PNC website is clearly false advertising about loans. There is no help approval. Perhaps they only approve the ** with a lower credit score. Idk. I feel devalued as a client having years with PNC. I hope this reaches any and everyone who is interested in PNC. ** or not.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 3, 2024

    PNC locked me out of my account with any heads up. It was on a Friday evening and my card declined at several gas stations despite having money in the account. I was given zero warning prior. I ended up on the phone with a rep and he made it extremely clear that my issues were draining on him. After waking from his slumber, and 20 minutes on the phone, he told me that I was locked out and that he was not able to help at all. I gave it an hour and called back hoping for someone who may actually care just an iota. I got the same apathetic rep and was told that I was locked out until I could physically make it to a branch. It was Saturday in a three-day holiday weekend and I was locked out of my account until Tuesday at the earliest. I ended up losing my cool and hanging up on him, something that hasn't happened to me in decades, literally.

    We'll be switching banks soon. We don't have a ton of money, so I'm sure they won't notice, but there is a company account that will coming with us, so maybe that leave a scratch. If you're reading this, trust me... go with another bank. I've been a member of three banks since the late 90's... PNC has always been the one with the most issues. From shady transactions (deposits showing up late) and high fees to their lack of customer service. If you're looking for advice, I say find a different bank. It's all I can do to alleviate some of the frustration that's built up over this weekend, as I had to change my plans and work schedule to accommodate PNC's unexplained and unannounced actions. The more I sit here and think about this situation, the more livid I get, and there's no way to work through it other than passing along my experience.

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    Customer ServiceBilling

    Reviewed Aug. 30, 2024

    If they have a zero star, I would select. Bad customer service, didn't listen to the customer at all. I called for my monthly mortgage payment which is return back while I set up auto pay monthly. But this month, the customer service said they took out the money (auto pay set up) from closed bank account which I don't have that account on my online account anymore. Don't get it why the system pulled out the money from the closed bank account. I tried to explain but the customer service is didn't listen and ignoring my point. Talked down customer. Suck customer service. Try a avoid talk to them.

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    Customer ServiceSales & MarketingPunctuality & SpeedRefunds & PayoutsBilling

    Reviewed Aug. 25, 2024

    Late fees 3 times in 8 months on my points Visa. I pay early every month. The most recent fee is not being refunded after I called. They say because I'm not using the mobile app. It takes longer to process my payments. Isn't it something how it only takes minutes for the late fee to process but days for a payment to process. I will be filing a complaint with the FTC.

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    Price

    Reviewed Aug. 23, 2024

    If your bank overdrafts they won’t even give you 12 hours to put money on the bank but they will straight up charge you 36$. At least they should send you a message that your bank overdraft to let you know. I’m definitely going to look for another bank and close my bank account with them

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    Contract & TermsCoverageSales & MarketingPriceStaffLoan ProcessRates

    Reviewed Aug. 15, 2024

    My daughter and I were victims of Bait & Switch by PNC Bank! They quoted a loan rate/points/term and then confirmed a 'Lock' on the rate. They received all document and after 11 days the loan went to underwriting. The underwriting department said the PNC Loan Officer Frank ** set up the loan incorrectly and now in order to close on time they needed to raise the rate, change the points from 0.25 to 2.5 and now they want us to put another 5% down. We had agreed to putting down 20% not 25%, and changing the point was ''Bait & Switch''. This all happen when we were in the inspection process and it cost us $1800 because we told the Seller we were changing lenders and put us in a bad situation. PNC Bank is horrible! STAY AWAY!!!

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    BillingRates

    Reviewed Aug. 13, 2024

    PNC bank stole our rent money. We had made money orders to pay our rent. We turned them into the complex office and they informed us that they do not accept money orders. So we went to the bank (PNC Bank in Walnut Creek CA) to see if we can deposit the money orders in exchange for a cashier's check. Absolutely worst decision we could've ever made.... the clerk took our money orders and filed them into a fraud case! We had our identification, we had receipts, we had everything to prove that we bought them... but they took our money orders against our will and then when we spoke to the manager, she claimed it's not their fault.... like hellloooo, you guys took our money orders and filled them for fraud!

    Now, we're out of our entire rent check and they just laughed it off like it wasn't a big deal.... if you value your time and your money. You will stay far away from pnc bank. They will try to get you arrested for simply wanting to use their services to pay bills. I wish I could give a zero star rating. Absolute joke of a bank. They 1000000% don't trust their customers and will do you no good in any aspect of banking. Date of experience: August 12, 2024.

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    Customer Service

    Reviewed Aug. 10, 2024

    My card was locked with PNC bank 08/10/2024 and I couldn’t unlock it. Customer service told me that PNC shut down between 12a-3am. They do NOT give ANY notice of it. I have to sit on the side of the road til after 3 am when my card is accessible again! It’s ridiculous!

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    Customer ServicePunctuality & SpeedBilling

    Reviewed Aug. 9, 2024

    I cannot wait to take all of my money out of PNC except for my secure credit card. My account was compromised by three fraudulent transactions that caused me to eliminate two ATM cards and replace them. I have negative 55 in my account. I am starving because I have no money except a few dollars left on my secure credit card which I have been forced to use because of PNC's incompetence. I was just told on the phone that my dispute may take 60 days for resolution. This is not my first merry-go-round with PNC incompetence. My secured credit card was lost in the mail; the bank did not receive it for more than a month. A complete waste of time, I will never recommend this bank to anyone. EVER.

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    Customer ServicePricePunctuality & SpeedMaintenanceStaffBillingEase of UseRates

    Reviewed Aug. 9, 2024

    This is a terrible bank with no interest in customer service and only an interest in making more money for themselves. We had opened an account because they are very convenient (within walking distance from our home and drive by it on our way home and on the way to the supermarket), they are easy to use online, and there are enough ATMs that there is always access. I was sick and missed a credit card payment because I fell asleep when I meant to pay the balance and woke up 20 minutes after the midnight deadline and paid the bill. They were nice when I asked for them to waive the late fee and reversed that. The late payment triggered an interest charge for the balance for the month that should have bred reversed also. 6 months and seven requests later, the interest charge was finally reversed.

    My fourth complaint was 4 months after the late fee was reversed and they claimed it was too late as they can only correct items within 90 days of the initial event. Of course, the initial request and my first two follow-up calls that they failed to respond to with a correction were within 90 days. We foolishly opened a business account there and it took 2 hours to open the account and the account was named incorrectly. That was caught while we were opening the account it the debit card we received the next week had the incorrect account name that had supposedly been eliminated. They then requested that we come in again and sign the forms for the correct name (which we had done twice in the ridiculously long initial two-hour account opening).

    We tried to use their online system to set up an automatic credit card payment to avoid another late fee. In June, that did not work and we incurred another late fee. We went in to the office and we told immediately that the online automatic payment system did not work and we needed to fill out a written physical request there in the office to set it up.

    We then requested that they waive the late fee because it was their online system that resulted in the payment failure. The system is flawed and they knew it but failed to correct it to take advantage of the resulting late fees. They denied the request to reverse the late fee after 6 weeks and multiple promises to return our calls and give us a decision by the next week. The fees that were involved were all minimal but they stuck to their guns to deny any help or consideration to demonstrate that they have the worst customer service of any bank on the planet.

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    Customer ServicePunctuality & SpeedRates

    Reviewed Aug. 5, 2024

    Horrible customer service! Refused to deposit my check into my account because my husband's name was on it. When I called they told me to wait for the check to come. After 2 weeks I called and after being put on hold for an hour and being refused a supervisor I was then told that dept was closed. They called be a day later and told me the photocopied check was actually real and I needed to bring it into a branch again! They owe me 5% interest for a month now on $3500 and are refusing to give it to me. I deposited the check into a different bank with no problem.

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    Reviewed Aug. 1, 2024

    I will be writing a BAD review as much as I can. I have a lot of built up complaints for the past 6yrs and I am completely feed up. I would close this acct if I could. I'm using to its bare minimum anymore. I'm transferring funds. Screw this bank. They are a bunch of thieves. #Zero stars.

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    Customer ServicePunctuality & SpeedBilling

    Reviewed Aug. 1, 2024

    Worst bank in America. No longer have live tellers in our branches just a giant machine, no drive through unless using machine. I live in biggest growing city in fl no small town. They hate to take cash deposits. There is no customer service. Calling in a phone payment takes 15 plus minutes. It's so unnecessarily repetitive and complicated asking same questions over and over. I can't wait for this bank to go under. We've moved our IRA that made 1.66 last quarter there, we made 495.00 next quarter at new credit union. This bank is a rip off doing nothing for the customer.

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    Reviewed Aug. 1, 2024

    I have been with this bank for 4 years and I absolutely hate this company! From systems always being down, to overdraft fee on an account that has overdraft protection to missing money. I’m finally going back to Navy federal!!! I’m over PNC.

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    Reviewed July 31, 2024

    I got a message my card was comprised using PNC logo. No one would tell me why and where compromised transactions took place. It turns it was PNC itself was compromised. No can get money out of my account cause the closest down so many branches. Keep an eye on your statement and don't answer their messages.

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed July 30, 2024

    Worst customer service in the industry. I can hardly understand the people with their accents. It's slow service and in order to make a payment over the automated system, you have to give them your routing number and checking account number, which I don't like to keep on me for obvious reasons.

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    Customer Service

    Reviewed July 28, 2024

    They closed my account for literally no reason. I was supposed to get 10 days to access to my online banking and card and had no access. The people will hang up on you. Negative stars. I wouldn’t bank with them.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 27, 2024

    One star because zero stars is not an option. Quick dash into Sheetz, including using their PNC ATM, as my bank allows. Finished entering all data for a 20.00 withdrawal. Transaction Declined. I immediately called my bank, already had posted my withdrawal. Got ALL pertinent info from store mgr. Called my banker and left message. Called PNC #, Maria said she couldn't help me because I was not a PNC customer. Asked for mgr. On hold. She comes back and asked if I was still there. Then hung up on me. I called back. Glenn this time. Finally got the manager I had requested. Then Aireen puts me on hold. My bank calls in, but I'm on hold. Aireen finally comes back and tells me she has to transfer me to their higher problem dept.

    My bank call again, but now I'm talking to PNC. It's now 40 mins since I was declined. And she wants me to go thru it all again and you know there was going to be hold time involved. I told her I would talk with my bank, who gets things done right away. Called my banker back, he said the problem was already fixed. My bank is Virginia Credit Union!!! They never treat people badly! Too bad you (consumers) will probably never see this review.

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    Reviewed July 25, 2024

    My sister and I have been trying to get power of attorney on my parents account since January. My mother has pre-dementia, gave them the POA and then they needed a letter from her doctor. The doctor has never written a letter before so will not send a letter. In the meantime, my mother can no longer sign her name, so of course checks are coming back. Now in going back to the bank today they need a letter from my father to resign from the POA. They asked me to send them notes from my mother's last doctor appt, that stated that she has dementia, if that gets cleared by the lawyers and can go to a closer branch. When she mentioned the branch, my cousin had problems cashing a check with that branch, since she is on disability and hasn't had a checking account in 5 years. And the check was issued by that bank and branch, but you can't cash a check without a checking acct. Had ID, passport, etc, still can't cash a check.

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    Customer ServiceContract & TermsSales & MarketingOnline & AppMaintenanceStaff

    Reviewed July 19, 2024

    I've been banking with PNC for about 5 years now, in the last 2 I've had problems logging into the mobile banking app at least twice a week. For the past 6 months I've had issues with my card not working first the tap feature failing, then the chip giving issues every other time I would try to buy things, the last week the chip has stopped working completely but card readers refuse to let me swipe the card. I understand cards wear out over time, my biggest problem was the tap feature lasted about a month after I got the card, I have not missed it because I rarely used it at the time.

    My replacement card did come in a timely manner I have no complaints about that, but when I try to activate it on the banking app it tells me I do not have any cards associated with the account currently and doesn't give me any more options, like I've said before the app tends to not be reliable so I call the activation number on the card and it tells me I can not activate that card right now. The only thing keeping me with this bank currently is the hassle of finding a bank near me that does not have a fee for everything or is equally as unreliable.

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    CoveragePunctuality & SpeedStaff

    Reviewed July 15, 2024

    The super powers that work behind the scene at PNC failed to help me put money in a funeral trust after making me jump through hoops for 2 1/2 months, failed to insure my son's mortgage because the home wasn't perfect and refused to give my elderly mother withdrawal slips to fill out at home because "people were taking them and stealing other people's money" which I discovered later is because they don't ask for a valid id sometimes. Can't wait to close and move my account.

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    Punctuality & Speed

    Reviewed July 15, 2024

    I go to the PNC on Plymouth Road quite often to make deposits and withdrawals for the company I work for and they are consistently super super slow. Today I had one $500 deposit, it took 24 minutes to deposit through the drive thru. They never have enough tellers.

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    Reviewed July 15, 2024

    Unbelievable, just checked my balance, knew I only had like 10.00, that would be enough to get me to work, I finally got a 3 day gig, paid daily, since covid things have been really bad for me, but like I said I finally got something so I could buy some food and gas, only to find out the bank took my last 10.00, I guess for not having enough money, well that's great, now I won't have any money, can't even get to work. I don't know about all of you but if I saw someone only had 10.00 in their account, I could tell they're having a stretch of bad luck and I definitely wouldn't take their last 10.00. This is what this world has come to, GREED. I've had other banks straight up rob me for a whole lot more than 10.00, like wells fargo. I guess banks and big companies have a green light to just rob us since covid. Wow, hell of a way to treat a customer, just because I've hit a bit of bad luck.

    Sincerely, Sheldon.

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    Reviewed July 9, 2024

    One of my clients used my company to work website design and software development. The customer first made a wire transfer to the company account. The bank declined then customer sent us a check and after that, they also stopped our checks without any reason and on the contrary, and when we talked to bank about this things they directly said, "Your company is a fraud." Even after all the work has been delivered to the customer, the bank has done so much wrong, I would highly recommend you not to open an account with PNC bank or if you use banking, get the account banned. So in this case we can file a case against to bank or not, please suggest because they said we are fraud. But we are legitimate firm working since 2021.

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    Customer ServiceStaff

    Reviewed July 8, 2024

    PNC in Hatboro, PA is one of the best locations with the best customer service. They've helped me achieve everything I've EVER asked. It's never too crowded. I never feel rushed or pushed aside. Thank you PNC!

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    Customer ServicePunctuality & SpeedOnline & AppRefunds & PayoutsStaff

    Reviewed July 5, 2024

    I wish I had found these reviews before I signed up! I opened a new business account online, deposited $1k into it, then waited for the funds to clear. Two weeks later, I spent an hour on the phone with about 8 different customer reps at PNC to find out that they needed to have me sign a signature card before they would give me access to my own money! They sent me a letter with a PIN. They sent me a letter with a debit card. They sent me all kinds of mail, but they sent me NO letters with a signature card to sign. They were content to just let the money sit there without saying a word to me about the hold on my account. Nowhere online, or in their app, does it say there is a hold on my account, but that's what it was. I would close the account immediately, if I thought I would get my money back, so I'm playing along for the moment.

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    Customer ServicePunctuality & Speed

    Reviewed July 2, 2024

    Worst customer service. I never had such a worst service from other bank.We need to wait minimum 45 mins to reach online Zelle support of PNC. Then they will tell to reach us local branch. If we reach local branch, they will tell to reach online bank. It's frustrating.

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    Customer ServicePricePunctuality & SpeedRefunds & PayoutsBillingRates

    Reviewed July 1, 2024

    I had a credit card with PNC Bank. Paid it in full one day after the due date 05/21/24. In June I received my credit card statement. Had a late fee and full month interest on balance I paid a month ago. Called customer service and supervisor told them to charge only for the one extra day. Their answer was if it's past due I have to pay for the full month of interest. I think the worst debt you can have is a credit card and especially at PNC bank. Go to smaller banks. They treat you better.

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    Staff

    Reviewed June 28, 2024

    This is lousy. I am locked out of mobile banking every 2 months. I rely on mobile banking. For some reason all of a sudden no one can help me get back in. I have an account with US bank. They are so great compared to this crummy institution. I’m changing my bank tomorrow. How horribly unfriendly can you be?

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    Customer ServiceStaffBilling

    Reviewed June 27, 2024

    Worst customer service.. Very disappointed. Truly commercial banking service, barely offers any rewards with the PNC Credit card service being used. Lot of other banks are providing great customer satisfaction, but PNC do not care what customer needs, they just want to use our money for their commercial investments. I would not encourage to continue using PNC.

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    Customer ServiceStaffLoan Process

    Reviewed June 26, 2024

    They are unresponsive and not customer friendly. They made me submit so much information only to never hear back from them. Loan officers "Cain" and "Wanda" are particularly bad and will not return emails or calls.

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    Customer Service

    Reviewed June 25, 2024

    This bank is terrible. I have been a customer close to 30 years. I cannot get a person that speaks fluent English in the customer service. They owe over $3000.00 and I am getting no answer why I am not getting it.

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    PNC Bank Company Information

    Company Name:
    PNC
    Year Founded:
    1852
    City:
    Pittsburgh
    State/Province:
    PA
    Country:
    United States
    Website:
    www.pnc.com