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Onity Mortgage Reviews

Formerly PHH Mortgage

4,955,484reviews on ConsumerAffairs are verified
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  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.

About Onity Mortgage

Onity Mortgage, formerly known as PHH Mortgage (NMLS #2726), offers a variety of loans for home purchases and refinancing and provides assistance from experienced loan officers. Its website also has mortgage resources, including educational articles, checklists and loan calculators.

Visit www.onitymortgage.com
Pros
  • Variety of purchase and refinancing loan types
  • Available nationwide
  • Online tools and resources
Cons
  • No fully online application

Onity Mortgage Reviews

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    How do I know I can trust these reviews about Onity Mortgage?
    • 4,955,484 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
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    How do I know I can trust these reviews about Onity Mortgage?
    • 4,955,484 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 20 Reviews 2630 - 2780
    Verified purchase
    Loan Process

    Reviewed Sept. 14, 2016

    All in all it was a good experience. I had looked at other options but most were reluctant to do a refinance on a loan under $50K. Because I had been with Ocwen previously it seemed like there were less hoops to jump through.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Lola. We appreciate the time you spent to share your positive experience with us.

    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 14, 2016

    I needed documents to complete paperwork for the sale of our home. I could not access them online as my information was no longer valid. When I called customer service the woman I spoke with was very helpful, patient and kind. She was able to get the information I needed, then went the extra step to help me recover my online account. She even waited for it to show active before we disconnected. Wonderful customer service!

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    Onity Mortgage
    Response from Onity Mortgage

    Great feedback, Kelliann! We genuinely appreciate it and we're glad to hear that you're happy with your experience working with Ocwen. We will also ensure your feedback is shared with the Call Center representative who assisted you.

    Verified purchase
    Staff

    Reviewed Sept. 13, 2016

    I can always count on Ocwen to listen and understand, when a need arise and have a plan to meet the need. They are willing to work with their customers at all length. I am truly honor to be one of their customers. It feels like family. Thank very much. Really can't express how appreciative I am.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Jeryld! We’re delighted to read your feedback about Ocwen and appreciate you taking the time to share your positive experience.

    Customer Service

    Reviewed Sept. 13, 2016

    I'm wondering who got paid to write the glowing reviews? If you google OCWEN it is a nightmare of stories including mine! My home has been vacant going on the 7th year after receiving auction notices that never happened. I cannot get this company to take my name off the title. The idiots in the ** Call centers barely speak English and talk like robots with no information about the case. I have written to the CEO and contacted the Florida BBB. My home is now uninhabitable!! You have put locks on it but not maintained it! It is now a huge danger to the neighborhood. There is literally no one who seems to be able to move this along. I just want out!!! If not, give the house back to me! One or the other.

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    Onity Mortgage
    Response from Onity Mortgage

    Janet, All feedback is important to us and we appreciate the opportunity to address your concerns. We are reviewing your account and a member of our Ombudsman team will contact you to discuss in further detail. Thank you.

    Verified purchase
    Staff

    Reviewed Sept. 13, 2016

    This is by far the best mortgage serving companies in America. They work with their customer from the beginning to the end. Would highly recommend them to any and everybody keep up the great work.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, David! We’re delighted to read your feedback about Ocwen and appreciate you taking the time to share your positive experience.

    Verified purchase

    Reviewed Sept. 13, 2016

    I have been a customer with Ocwen for about 9 years now. After I purchased my home, I had given birth to 5 children. I lost my job and have been fighting to stay in my home. I have since gained permanent employment and was able to receive a Home Affordable Modification that allowed me to keep my home. Providing a loving and supportive home environment to my children has been my #1 priority and thanks to Ocwen and their willingness to work in order to keep families in their homes I have been able to do just that. Thank you Ocwen and all of your wonderful Relationship Managers for all your support!!!

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Nicole! We appreciate the opportunity to work with you and thank you for taking the time to share your positive experience with Ocwen.

    Verified purchase
    Loan Process

    Reviewed Sept. 13, 2016

    I’m glad I’m not with Ocwen. I do not like my ex-wife and I wouldn’t even tell her to have a loan with them.

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    Onity Mortgage
    Response from Onity Mortgage

    We take customer feedback very seriously and appreciate the opportunity to improve our customer service. If there are any additional details you can share with us or if there is anything outstanding that you need assistance with, please private message us with the details. Thank you.

    Customer ServicePunctuality & Speed

    Reviewed Sept. 12, 2016

    I have two houses on One Mortgage therefore I have a homeowners and a dwellers policy. These policies are paid out of my escrow account. In 2015 neither policy was paid therefore causing it to be cancelled. It took me over a month of continuous phone calls to get the issue taken care of. August of 2016 Ocwen was sent the paperwork to pay both of my insurance policies, one due the 7th one is due the 22nd of September. It is now the 12th of September neither have been paid and I have been fighting with them once again for over a month to pay for this. The insurance company has mailed and faxed the bills and I have spoke to the insurance department at Ocwen on multiple occasions. I was told today, 9/12, they're researching why it has not been paid but have been given no promise to pay. If I don't pay my mortgage on time I incur a late fee. Maybe Ocwen should as well for not keeping their bills paid. VERY DISSATISFIED.

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    Onity Mortgage
    Response from Onity Mortgage

    We apologize for the issues you have experienced regarding the insurance on your account. We take customer feedback very seriously and we thank you for providing us with an opportunity to address your concerns. Your account has been assigned to our Ombudsman team to review and contact you to discuss this in further detail.

    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 10, 2016

    I am paid every fourth Wednesday so I must call and make an payment for the time that I am paid each month. And the agents that I call and make arrangements with me, always give their employee number and name and is very courteous and concerned and helpful. Thanks.

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    Onity Mortgage
    Response from Onity Mortgage

    Kathleen, We appreciate your feedback. Thank you!

    Verified purchase

    Reviewed Sept. 10, 2016

    The appraisal of my property was in error, the appraiser had the property three blocks from the oceanfront, but it is located on the oceanfront. This makes a great difference in the value.

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    Onity Mortgage
    Response from Onity Mortgage

    Lanny, Thank you for taking the time to share your feedback. If there is anything outstanding that you need assistance with, please send a private message with the details and we will contact you to discuss in detail.

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Sept. 10, 2016

    My experience on the phone the other day was pleasant as usual. The only negative feedback I have is that you have too many foreign speaking individuals and they are EXTREMELY HARD to understand! I hate that I have to get them to repeat themselves other than that I have nothing negative to say! My telephone experience is ALWAYS PLEASANT and I thank you. Nowadays people are rude and quick to complain. I'm just trying to give some positive feedback and if given the opportunity I would recommend Ocwen in a heartbeat!!

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    Onity Mortgage
    Response from Onity Mortgage

    Michelle, We appreciate your feedback. Thank you!

    Verified purchase
    Staff

    Reviewed Sept. 9, 2016

    Ocwen gave me a rate that I’m satisfied with but it was not the best. They also provided good service.

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    Onity Mortgage
    Response from Onity Mortgage

    We appreciate your feedback. Thank you!

    Customer ServicePunctuality & Speed

    Reviewed Sept. 8, 2016

    It was brought to my attention on 09/ 07/2016 when my insurance company called me at work that they have not receive the HOI renewal payment. They also advise me they had sent the lender a 30 day notice of the renewal payment. The insurance company put me on hold but then had to call me back. And when they called me back they advised me the lender advised them they are sending a over night check to them for Friday, (which is the cut date, 09/09/2016, for my insurance renewal). I advise the insurance I would call the lender in the morning to confirm the funds would be going out.

    My lender did not send my insurance company my payment for my renewal of my homeowner insurance on time due to that they updated their system and lost the data information for the insurance company for my home. I was advised this per a service manager that I spoke on 09/08/2016. I was also advised "Sorry, but there was nothing they can do. Maybe you can pay a monthly payment so you won't lose your insurance." I pay extra to have my HOI and taxes include in my payment in my mortgage payment and the lender is going to ask me to put out more money for their error. The lender had lied to the insurance company.

    I was advise by the service manager that it would take 5 to 7 days before any funds could be directed out, and by that time my policy will have been canceled. I asked my lender again, "How can you help me as your borrower, your customer since this is your error, your mistake?" They told me; "We are sorry, there is nothing we can do, but you have 90 days to get your insurance information to us." The borrower should NEVER pay for the lender's mistakes. This is not customer service friendly, this is a customer service nightmare. This lender claims to care for their community, they have a awful way of showing it.

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    Onity Mortgage
    Response from Onity Mortgage

    Kathy, We apologize for your experience and appreciate the opportunity to address your concerns. Your account has been assigned to our Ombudsman team to review and they will be in contact with you to discuss this in further detail. Thank you.

    Resolved outside ConsumerAffairs
    Customer ServiceStaffLoan ProcessTransparency

    Reviewed Sept. 8, 2016

    We paid off our loan in 2014 and Ocwen still hasn't released the lien! We have faxed and called numerous times to no avail. This company's customer service/research and archive departments are impossible to reach. The customer service department insists that the only contact information they can provide to me is a fax number? This means that I can not actually talk to a person in order to resolve this issue. This has been going on for two years! I hesitate to get my lawyer involved only because I'm not sure how much further he can get if the only information is a fax number? The lack of communication and the inability to get this loan released is unacceptable and quite frankly illegal! I would not use this company for a mortgage in the future under any circumstances!

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    Onity Mortgage
    Response from Onity Mortgage

    We apologize for the issues you have experienced regarding the lien release on your account. We take customer feedback very seriously and we thank you for providing us with an opportunity to address your concerns. Your account has been assigned to our Ombudsman team to review and contact you to discuss this in further detail.

    Resolved outside ConsumerAffairs
    StaffLoan Process

    Reviewed Sept. 7, 2016

    After watching my grandmother struggle with Ocwen for months, I can not just sit here and let it happen anymore. I asked her to write a letter to express her complaints. "The property at (address) is vacated as of December 1st, 2015. I had informed this information to your office several times. I have explained that I was in a bicycle accident and unable to live alone in that house and handle the bills myself. When I did all of this explaining in the beginning, the first gentleman told me it would okay and Ocwen would secure my relocation with at least $10,000 and now Ocwen is wanting me to sign over the house for not even a penny. I have had to pay $100 a month for upkeep of the grounds. The renters stopped paying in November 2015. Ocwen has promised to secure my incentives of $10,000.

    My parents who owned the house and who are now deceased gave you Ocwen all of your incentives for years. It is truly sad they have paid 100x over what the house is worth. I had the chance to sell the house to pay Ocwen off but you would not allow me to do that in the beginning because you continued to ask me for papers that I had already sent, multiple times and even now. Like the death certificate for my mother and father. Here we are again, you needing another death certificate for my father. Ocwen should be ashamed of themselves but they aren't. Why would they, it's all about money to them. I'm sending papers that I have sent 10 times before. Each time I send in a letter and papers to process the foreclosure of my mother's and father's house it breaks my heart and I still cannot secure my incentive of 10,000 that was promised to me back in December."

    I wish I knew what to do to help my grandmother. I feel as if she is being taken advantage of because of her age and disability. Why is this company dragging out this process? It's not helping her move on. We have all of the correct paperwork, but I guess that's not making a difference. If somebody who actually wants to do their job respectively and correctly, I would appreciate them getting in contact with us immediately. I can't believe this.

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    Onity Mortgage
    Response from Onity Mortgage

    Dev, We apologize for your experience. We take customer feedback very seriously and we thank you for providing us with an opportunity to address your concerns. The account has been assigned to our Ombudsman team to review in detail and contact you to discuss this further.

    Customer ServiceSales & Marketing

    Reviewed Sept. 7, 2016

    My mortgage co is Ditech, but I just got a call from my insurance co which is Amica telling me that they had a request from PHH Mortgage to switch my homeowner's policy over to them. I called Ditech... NO PLANS TO MOVE MY MORTGAGE!! So I called Amica and let them know that there seems to be a scam going on.

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    Verified purchase
    Customer Service

    Reviewed Sept. 7, 2016

    Received phone call asking when we were paying the mortgage. Have not received a call such as this one in a long time. We always pay within grace period. Caller should have researched our account history. That person needs additional training.

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    Onity Mortgage
    Response from Onity Mortgage

    Patricia, Thank you for sharing your feedback. We will use it to improve our customer service.

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Sept. 7, 2016

    I have called Ocwen on a few occasions and everybody’s been very courteous and helpful. All in all, it has been a pleasant experience and I would recommend them to anyone.

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    Onity Mortgage
    Response from Onity Mortgage

    Patricia, Thank you for your feedback. We appreciate it.

    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 6, 2016

    The level of customer service I have received from your representatives has been outstanding. Your representatives are kind, understanding and most importantly professional. The representatives will try to work with you and any situation you call them for. Since I speak with them (representatives) on a monthly basis, I have noticed within the past few months, a real change for the better. Whatever "the company" is doing, keep it up. It's working.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Timothy! It is our goal to provide an exceptional customer experience and we certainly value your feedback.

    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 6, 2016

    Ocwen provides great customer service. The customer service representatives are knowledgeable, courteous, and professional. Ocwen is also a patient and very helpful financial company that takes time to help its customers.

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    Onity Mortgage
    Response from Onity Mortgage

    Great feedback, Shurn! We genuinely appreciate it and we're glad to hear that you're happy with your experience working with Ocwen.

    Customer Service

    Reviewed Sept. 6, 2016

    I have owned my home now for 20+ Years. Unfortunately my mortgage was sold to the most absolutely unethical company, OCWEN. I am not working right now due to health issues. I do have a small income of child support, which I am using to pay my mortgage. The thing is, OCWEN calls ALL day! They don't care if I am getting chemotherapy! They can hardly speak English! I refuse to take their calls now since I can't understand them. I am from the United States and I only understand English - AS YOUR FIRST LANGUAGE - not all these foreigners! I HIGHLY do not Recommend using OCWEN.

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    Onity Mortgage
    Response from Onity Mortgage

    Cortne, We take customer feedback very seriously and apologize for your experience. Your case has been assigned to our Ombudsman team and would like to reach out to you to discuss further. Please private message a good day and time to contact you? Thank you.

    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 6, 2016

    These sincere words from me to Ocwen: I think Ocwen is the best Mortgage company in the entire planet, you prove to care about your customers and you walk the talk "Help homeowners". The only reason I don't give you a 10 is because is in me. I wish I could do things like before, unfortunately economically speaking things has changed a lot and it is slow for me. I think you guys have done an outstanding job with me and I thank you for it. I am not just writing this to you but I tell it to all my friends and family. Thanks once more Ocwen, you are the best ever!

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    Onity Mortgage
    Response from Onity Mortgage

    Zenaida, We’re delighted to read your feedback about Ocwen! Thank you for taking time to share your positive experience.

    Verified purchase
    Punctuality & SpeedStaffLoan ProcessTransparency

    Reviewed Sept. 6, 2016

    My experience with Ocwen was positive. I could count on clear and informative answers to all my questions. The documents were easy to read and understand. Always arrived on time. People were always helpful.

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    Onity Mortgage
    Response from Onity Mortgage

    Carmen, We appreciate your feedback. Thank you!

    Verified purchase
    StaffLoan Process

    Reviewed Sept. 6, 2016

    Ocwen was recommended to me before by my mortgage company. I had several contacts with them over the years. I had a mortgage with them, and I had questions and modifications I wanted to make. They were very friendly and useful doing those recommendations. The mortgage has been taken care of at this point and it was a very pleasant experience.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Steven. We appreciate the time you spent to share your positive experience with us.

    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 5, 2016

    Customer service is very helpful and has always answered my questions with courtesy and professional knowledge. Very understanding and helpful. I would highly recommend Ocwen to anybody.

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    Onity Mortgage
    Response from Onity Mortgage

    Helen, We’re delighted to read your feedback about Ocwen! Thank you for taking time to share your positive experience.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Sept. 4, 2016

    I have been through two other mortgages before landing Ocwen and they really do their best in working with me through all my crisis, keeping me updated and returning my phones promptly, sending me what information needed to help with hacking issues and just fully supported and caring that you do keep what you have worked so hard for, even when I went through two major surgeries and a serious car accident.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Patricia! We appreciate the opportunity to work with you and thank you for taking the time to share your positive experience with Ocwen.

    Verified purchase
    StaffLoan Process

    Reviewed Sept. 4, 2016

    I have a great experience with Ocwen Mortgage. I've been with them for years with no complaints. No regrets at all. Thanks to all of you for being a great company. God bless all of you.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Islande. We're delighted to read your feedback about Ocwen. Thank you for taking the time to share your positive experience.

    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 4, 2016

    Very pleased to acknowledge my relationship manager Tammie **, has been very been very helpful with my trial re-finance plan. She contacts me via phone on a regular basis to make sure I have everything I need and to encourage me through this process. Your company is fortunate to have caring personnel like her working for you.

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    Onity Mortgage
    Response from Onity Mortgage

    Vickie, We appreciate the time you spent to share your experience. It is our goal to provide an exceptional customer experience and we value your feedback. We are happy to hear that your Relationship Manager has been very helpful and will ensure your feedback is shared with her.

    Verified purchase
    Staff

    Reviewed Sept. 4, 2016

    During my recently request from Ocwen Financial Corp. I had nothing but a very positive results. First, the employee was very courteous and knowledgeable of all products and services offered by her company. Second, she informed me of all avenues mine request could take in order for it to be fulfilled and the length of time that each one would take before reaching me. My experience with this company is the reason why I would recommend this company to my friends.

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    Onity Mortgage
    Response from Onity Mortgage

    Noah, We appreciate your feedback. Thank you!

    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 2, 2016

    Has been exceptional. Each time I've called Ocwen with a concern the staff has been more than willing to attend to my conversation and need. Willing to offer assistance within their reach. I'm grateful for the professionalism and customer service. Thank you.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Victoria! It is our goal to provide an exceptional customer experience and we certainly value your feedback.

    Verified purchase
    Loan ProcessRates

    Reviewed Sept. 2, 2016

    OCWEN has been a great company. While I needed to transition a short term loan with them they automatically set up another short-term loan at a very good interest rate, not taking advantage of my immediate situation while I obtained outside financing to close out this existing loan. Makes me wish I could have secured a long term loan and stayed with OCWEN but they did not have such a product and I have nothing to say but thanks and great company.

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    Onity Mortgage
    Response from Onity Mortgage

    Great feedback, Terry! We genuinely appreciate it and we're glad to hear that you're happy with your experience working with Ocwen.

    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Sept. 1, 2016

    It took three weeks to issue the escrow check after closing - not too bad. The check was sent to the wrong address and made out to two parties, one deceased - not their fault. The problem started when I tried to rectify the situation. I was given specific instructions regarding the paperwork necessary and to whom it should be sent. Those instructions were followed to a tee, but no check. Made a follow up call and was told they hadn't received the paperwork. I was put on hold long enough for the customer rep to, lo and behold, find it! The changes were made and I was told a new check would be issued. Waiting, waiting... Made another follow up call and was told the check would be processed in 3 weeks!

    The fault was with them for "losing" my paperwork and not making the changes in a timely manner, but I was told I still needed to adhere to their processing time frame. I objected and asked to speak to a supervisor, only to be told I would receive a callback the next day. No call. No call for a week (I was unable to find the time to pursue this battle during that time). Finally, after a week I made another follow up call and was told someone had tried to reach me. Hmmm, no message, no missed call. I asked to speak to a supervisor again and was told that another work order would have to be generated to make that happen! Four months after closing and still no check!!! This company is grossly incompetent!!! So, BEWARE! Run far and fast! I gave them one star because no stars is not allowed. If it were possible, I would give them a minus star score!

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Sept. 1, 2016

    I've had the need to delay my mortgage payment a couple of times and making a call to the previous mortgage company to notify them was dreadful. But with Ocwen Mortgage, the experience has been pleasant. Their analysts have been courteous, understanding and willing to help me and reassure me that all would work out and not worry. All did work out for me and my family and have nothing but great things about this company; solid, professional and people oriented.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Victor! We appreciate the time you spent to share your feedback and are happy to hear we have provided you with an exceptional experience.

    Punctuality & SpeedStaffLoan Process

    Reviewed Sept. 1, 2016

    My husband and I experienced a decrease in hours over a year, and bills started to fall behind. Unfortunately, we became late on our mortgage as well. I contacted Ocwen to complete a loan modification application, and have been in the 7th circle of hell ever since. I have submitted the required paperwork, only to tell me, constantly, that I am missing something else. We submitted the forms in July and every single contact I have had with them, they need some other letter of verification because the underwriters over there don't seem to know what the hell they are doing. My relationship manager tells me I am all set, and surprise surprise, I get another letter telling me I need to send yet another document in order for them to even START the process.

    It is now September, and if the process doesn't start soon, we have to submit everything all over again. Pretty much done at this point and giving up. Here I thought they wanted to help their customers, but they seem to be finding every reason in the world not to!!! Really not happy with this process at all. I even asked to speak with a supervisor and there was no one to send me to. I'm stuck in this damn Hampster wheel getting nothing but further aggravation.

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    Onity Mortgage
    Response from Onity Mortgage

    Stacy, We apologize for your experience and appreciate the opportunity to address your concerns. Your account has been assigned to our Ombudsman team to review and they will be in contact with you to discuss this in further detail. Thank you.

    Verified purchase
    Customer ServiceStaffTransparency

    Reviewed Sept. 1, 2016

    Always very professional. Always had their ducks in a row and were on top of the ball with everything. Never had an issue. Always very nice and helpful. Kept great communication with paperwork, etc. Very ahead of the game with customer service. Would recommend. Happy with their business.

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    Onity Mortgage
    Response from Onity Mortgage

    Rachel, We’re delighted to read your feedback about Ocwen! Thank you for taking time to share your positive experience.

    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 1, 2016

    Ocwen went beyond and above for me to save my home. As I am writing this email I am trying to hold back my tears. Ocwen is so awesome, I cannot say enough about what they have done for me. If it had not been for Ocwen I would be homeless with nowhere to go. It is almost like saying they gave me my life back. Thank you Ocwen.

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    Onity Mortgage
    Response from Onity Mortgage

    Shirley, We’re delighted to read your feedback about Ocwen! We appreciate the opportunity to work with you and thank you for taking the time to share your experience with Ocwen.

    Verified purchase
    Customer Service

    Reviewed Aug. 31, 2016

    Ocwen has the best Customer service that I have ever seen. If I have a question they always have the answer and they always tell me what options are available to me. Thank you for being my provider. Dan ** also I want to say how happy I am to everything that you do for your customers.

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    Onity Mortgage
    Response from Onity Mortgage

    Dan, Thank you for your positive feedback. We are happy to hear we have provided you with an exceptional experience.

    Reviewed Aug. 31, 2016

    Very poor experience- Total waste of my time. Tried to modify my loan. After 6 months of resending documents and client packets I was denied help. I submitted the packet with my girlfriend as a co-signer and they said combined we make too much money. I resubmitted the packet again, just myself, and they said I don't make enough money. I've been a Ocwen customer for over 10 years and haven't missed a payment but I NEED HELP! Unbelievable waste of efforts and my time to get help. I own a small business that has up and down months and things are really tough to keep up at the moment. What is the point of a modification program if they don't give good paying customers help? I'm the one coming to them saying, "Hey I need help!" It's not like I just quit paying my mortgage but I guess that's what I am forced to do in order to get their attention.

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    Onity Mortgage
    Response from Onity Mortgage

    Chad, We take customer feedback very seriously and apologize for your experience. Your case has been assigned to our Ombudsman team and they will be in contact with you to discuss this in further detail. Thank you.

    Verified purchase
    Online & AppStaff

    Reviewed Aug. 31, 2016

    Ocwen has been servicing my house loan since the loan inception. I have never had an issue with Ocwen. The only issue I've had was when I locked myself out of their website and needed sign-in help. The person I contacted was very helpful and stayed on the line until my password was reset and tested. Always friendly. Always helpful.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Barry. It is our goal to provide an exceptional customer experience and we certainly value your feedback.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 31, 2016

    I recently went through a divorce, and was not able to make my monthly mortgage payment on time. I called OCWEN and spoke with a person who was very professional, and understanding of my situation. Offered options and worked with me.

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    Onity Mortgage
    Response from Onity Mortgage

    Sandy, We appreciate the opportunity to work with you and thank you for taking the time to share your experience.

    Verified purchase

    Reviewed Aug. 31, 2016

    Love working with Ocwen Financial in saving our home from foreclosure. Which all banks worked liked them. Easy to work with in a timely manner and the payment plan was even more affordable than when we first got into the house.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Lori. We appreciate the time you spent to share your feedback! It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    Customer Service

    Reviewed Aug. 31, 2016

    We always have a great experience when we call Ocwen with questions, concerns, or to make a payment. Their customer service is efficient, expedient, and organized. I used to dread getting the runaround with my old mortgage company, but I never have that problem with Ocwen.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Laura! We appreciate the time you spent to share your feedback and are happy to hear we have provided you with a great experience.

    Verified purchase
    Staff

    Reviewed Aug. 31, 2016

    We after getting a new lower payment after a few months the payment shot up over $400, and I researched and found that our County had made a $170k mistake in our fair market value and tax sheet - they admitted to their mistake and refunded only 1 yr. of their mistake - the same with our insurance co. was overcharging us for a crazy amount for a replacement for our home, thinking that Travelers was fair co. But I advise all people to get your info out of what is being paid from your escrow account, you will be surprised at who's wrong... I failed to look ours over trusting and it took Allison in the Ombuds division to get the ball rolling along with supporting letters. What a blessing she is and her group - we still do not have our original low payment but it is now somewhat painless at the moment. We were to the point of almost walking away due to my cancer I am dealing with and the payment getting out of hand.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Patsy and James for taking the time to share your experience. We are happy to hear that your Ombudsman agent, Allison was able to assist you during this situation. We will ensure your feedback is also shared with her. If you have anything that is outstanding, please sent a private message and we will contact you.

    Verified purchase
    Staff

    Reviewed Aug. 31, 2016

    I was dealing with financial difficulties when Ocwen began servicing my mortgage. The company worked diligently to help me attain a mortgage modification, which allowed me and my family to remain in our home. Ocwen has always been attentive to my needs and concerns and its customer reps have been patient and helpful. Its online service is superb. I am a very satisfied customer!

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    Onity Mortgage
    Response from Onity Mortgage

    Joe, We’re delighted to read your feedback about Ocwen! Thank you for taking time to share your positive experience.

    Verified purchase

    Reviewed Aug. 31, 2016

    For almost two years I was out of work. Ocwen worked with us to lower our payments so we could keep the house we have lived in for almost thirty years. We live on the water, considered prime real estate, any other lender would have wanted to see us out. Thanks Ocwen.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Barry! We're delighted to read your feedback about Ocwen. Thank you for taking the time to share your positive experience.

    Verified purchase
    Staff

    Reviewed Aug. 31, 2016

    Ocwen has been very courteous, professional and helpful to me and my family. We are very thankful and would definitely recommend Ocwen to our friends and family.

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    Onity Mortgage
    Response from Onity Mortgage

    David, We're delighted to read your feedback about Ocwen. Thank you for taking the time to share your positive experience. We aim to provide an exceptional experience for each customer.

    Verified purchase
    Staff

    Reviewed Aug. 31, 2016

    Thank you Ocwen for caring about people and not treating your customers just like a loan #. It's really refreshing to do business with a company that really cares, not just says it.

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    Onity Mortgage
    Response from Onity Mortgage

    Kenneth, we're delighted to read your feedback about Ocwen. Thank you for taking the time to share your positive experience. We aim to provide an exceptional experience for each customer.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 31, 2016

    Person on phone was very helpful -- but I think if I had not called 2 times I would have gotten my bill late.

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    Onity Mortgage
    Response from Onity Mortgage

    Hugh, Thank you for providing feedback about your experience with us. We are glad to hear the phone agent was helpful, but apologize that you had to call in twice regarding your billing statement. Your feedback is valuable to us and we will use it to improve our services.

    Verified purchase
    StaffLoan Process

    Reviewed Aug. 31, 2016

    My account representative has been so helpful throughout the years in giving me information on products and programs to help me in home retention, modification and resources available to homeowners. He has been a pleasure to work with. When my account representative is not available comma even though substitute account representatives are helpful. My experience with Ocwen has been positive.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Robyn. We appreciate this positive feedback!

    Staff

    Reviewed Aug. 31, 2016

    We paid off our home over a year ago as a direct result of the BS experienced with Ocwen. We still do not have a Release Deed proving our payoff. They claim it is the County recorders office but fail to follow up on anything. These people belong in jail!! Time for an attorney, but wait, I should be able to join one of the many lawsuits now in place. If you hear Ocwen, run, no sprint away from these money hungry, incompetent, barely speaking English clowns!!!

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    Onity Mortgage
    Response from Onity Mortgage

    We apologize for your experience. We take customer feedback very seriously and we thank you for providing us with an opportunity to address your concerns. Your account has been assigned to our Ombudsman team to review your account in detail and contact you to discuss this further.

    Resolved outside ConsumerAffairs
    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 31, 2016

    I've experienced great customer service with timely assistance from knowledgeable agents in various departments. I also find the company's website user-friendly that provides tons of helpful information. I would recommend Ocwen to others.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Christel. It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 31, 2016

    Both my current Relationship Mgr Rahul and the gentlemen today have been completely professional in how they handle our business and with providing me the information I need. Also, they have been guiding me in the steps and paperwork to get docs in correctly for review. Good Communication and timely response to questions.

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    Onity Mortgage
    Response from Onity Mortgage

    Great feedback, James. We genuinely appreciate it and we're glad to hear you are happy with the interactions with your Relationship Manager as well as other agents. We will also ensure your feedback is shared with them.

    Verified purchase
    Customer Service

    Reviewed Aug. 31, 2016

    When contacted accurate and up-to-date information given. Always pleasant, willing to assist in any way. Great customer service. Willing to assist with providing information to lower interest rate.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Janice. We appreciate this positive feedback!

    Verified purchase
    Customer ServiceTransparency

    Reviewed Aug. 31, 2016

    Been very satisfied overall with them. Customer service easy to talk to and no long waiting time. Writing with any questions get a written answer back on any issues, explanations from their research usually within a couple of weeks. And seems to have a correspondence annually from the CEO on any other news or offerings going on or further plans.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Linda. We appreciate this positive feedback!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 31, 2016

    In the timeframe I had to work with Ocwen they have always been very professional and caring to my questions and needs. The calling system at Ocwen has always been top notch with low waiting times and returned calls always prompt. I can't find one area of weakness in my interactions with this company. I would highly recommend Ocwen.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, John. It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    Staff

    Reviewed Aug. 31, 2016

    Ocwen Financial has been extremely helpful to me and my daughter during my difficult financial problems. After my husband suddenly passing, Ocwen's account advisors were understanding and help me every step of the way. Thank you!

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    Onity Mortgage
    Response from Onity Mortgage

    Elba, We are very sorry for your loss. We value your feedback and appreciate the opportunity to work with you. Thank you.

    Verified purchase

    Reviewed Aug. 31, 2016

    As a homeowner OCWEN has proven over the years that they are more than just a lender. OCWEN has so many programs to work with people and their investments. Your home is important to them and they strive to keep you in your home. Thank You Ocwen for the last 7 years you have proven to stand above most lenders.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, William! We appreciate the time you spent to share this feedback. We are here to help our customers and it is our goal to provide an exceptional customer experience.

    Verified purchase
    Staff

    Reviewed Aug. 31, 2016

    Very good service! They really care about their customers. Appreciate the time they take with their customers. I would highly recommend them.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Randall! We appreciate this feedback.

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 31, 2016

    Excellent customer service, always easy to deal with. When I had questions the staff were quick to answer and provide information that was needed to address the issue at hand. Would recommend this company to anybody.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Jose. It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase

    Reviewed Aug. 31, 2016

    I was very pleased with the help I received in getting my payments modified by Ocwen. They were more than willing to work with me in every way possible to lighten my load. Thanks for all their support.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Zaraus! We appreciate the time you spent to share your positive experience with us.

    Verified purchase
    Customer ServiceStaffTransparency

    Reviewed Aug. 31, 2016

    No one is perfect but they do a fine job of minimizing the kinks and they show themselves as honest citizens. I have never had a communication breakdown and over the years there have been many situations we had to work through. I am happy with them.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Howard. We appreciate your positive feedback!

    Verified purchase

    Reviewed Aug. 30, 2016

    I am more than thankful with Ocwen Bank. They help me save my house. If it wasn't for Ocwen I will not have a house right now. Ocwen also lower the mortgage balance and my monthly payments. Thank you so much to Ocwen Bank.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Maria! We're delighted to read your feedback about Ocwen. Thank you for taking the time to share your positive experience.

    Verified purchase

    Reviewed Aug. 30, 2016

    Overall I am happy with Ocwen, but I do have a concern with Homeward Funding and the lack of urgency from them.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you for providing feedback. We appreciate the opportunity to improve our customer experience. If there is anything outstanding you need assistance with, please send a private message and I can have someone contact you.

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 30, 2016

    Great customer service. Every time I called they were always very professional and answered my questions. If they did not have answers for me they would confirm and send me to correct department.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Victor! It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 30, 2016

    I have enjoyed working with my customer Rep. Each time I speak with her she truly is willing to help me.

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    Onity Mortgage
    Response from Onity Mortgage

    We appreciate your feedback. Thank you!

    Verified purchase
    StaffTransparency

    Reviewed Aug. 30, 2016

    Very happy customer. I can't even start to explain how accommodating and understanding Ocwen LLC has been with us. They have gone far beyond helping us during our hard times. They have always offered us needed information and guidance when we needed it. As a result we were able to keep our home and back to feeling secure in our home. They have worked with us and never gave us negative results. The staff at Ocwen has to be commended for their compassion and understanding.

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    Onity Mortgage
    Response from Onity Mortgage

    Glenn, Thank you for the time you spent to share your experience. It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Aug. 30, 2016

    My experiences with Ocwen customer service team has always been pleasant and very informative. They update me on my loan and clearly answer my questions. I have never had a negative experience with my mortgage company. Thank you for providing quality service.

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    Onity Mortgage
    Response from Onity Mortgage

    Marie, Thank you for the time you spent to share your experience. It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    Loan Process

    Reviewed Aug. 30, 2016

    I would recommend Ocwen Loan Services to anyone looking to finance a home or refinance. They did a fantastic job for me and would use them again for my next home loan.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, David. We appreciate the positive feedback!

    Verified purchase
    StaffLoan Process

    Reviewed Aug. 30, 2016

    Had no issues for the length of the loan. They were always there willing to help us every time they could.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Cindy. We appreciate your positive feedback.

    Verified purchase
    Staff

    Reviewed Aug. 30, 2016

    Ocwen seems to "get it" when it comes to what others expect from them as a "servicing" company. Ocwen is proactive, communicative, easily accessed and always friendly, while maintaining a high level of professionalism at all times.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Larry. We're delighted to read your feedback about Ocwen. Thank you for taking the time to share your positive experience.

    Verified purchase
    StaffLoan Process

    Reviewed Aug. 30, 2016

    Good service. Always had a good experience! Never had a problem. If looking for a lender would come to your company. Thank you.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Terry. We appreciate the positive feedback!

    Verified purchase
    Staff

    Reviewed Aug. 30, 2016

    I have been very bless with your employees in helping me stay in my home. After losing my job and then my husband they have been very understanding and when I was ready to give up on life they let me know that they were here to help me. Since the remodification has been approved I have mow the grass and clean up most of the weeds around the house. Neighbors are probably happy now. I just want to thank everyone and a special thank to Poornima ** for listening to me and my crying for I trying but seem to always hitting a wall. They are a great crew. Thank you for my chance to stay in my home.

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    Onity Mortgage
    Response from Onity Mortgage

    Elizabeth, We are very sorry for your loss. We appreciate the opportunity to work with you and thank you for sharing your experience. We also appreciate the special thank you to your Relationship Manager, Poornima. We will ensure your feedback is also shared with her.

    Verified purchase
    Loan Process

    Reviewed Aug. 30, 2016

    I recently sold my home & paid off my loan at Ocwen at **. During the time I had the loan as well as the payoff, things were handled efficiently & professionally. Very happy with Ocwen.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Gail. We appreciate this positive feedback!

    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 30, 2016

    When first coupon was received you overstated tax reserve. I've accepted same. Second coupon had a late charge. Check August check and see it was sent early. Sent the day I received the coupon. Sending coupons week earlier would be helpful.

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    Onity Mortgage
    Response from Onity Mortgage

    Kenneth, Thank you for providing feedback about your experience. We appreciate the opportunity to improve our customer experience. If there is anything outstanding that you need assistance with, please send a private message with the details.

    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Aug. 30, 2016

    We recently paid off our house. Ocwen was our last mortgage holder, we had three I think. We never changed mortgage holders, companies changed hands. But Ocwen was good to us and we never had any problems. When we paid off our house we actually overpaid and were quickly reimbursed. Our house insurance was already paid for for the year so we didn't have to pay that either. All in all a great experience.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you for the positive feedback. We are happy to hear we have provided you with a great experience.

    Verified purchase

    Reviewed Aug. 30, 2016

    I am very thankful to Ocwen and your services. Most of all when we had given up but Ocwen came through for us and modified our mortgage. I cannot thank you enough. Keep up the good work.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Nancy! We're delighted to read your feedback about Ocwen. Thank you for taking the time to share your positive experience.

    Verified purchase
    Staff

    Reviewed Aug. 30, 2016

    Very smooth transaction. All staff were extremely knowledgeable, helpful, and courteous. It was a pleasure working with them. I highly recommend them to anyone looking to refinance or buy a home.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Elida We appreciate the time you spent to share your positive experience with us.

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 30, 2016

    Waiting to hear if my modification will be moving forward in my phone meeting on Thursday. In the meantime, I have been served with a foreclosure notice and am totally confused as we are still working on the modification... Last phone call with Dinesh said no such order was given to Potestivo to do that... Dinesh was wonderful, very easy to understand, was very helpful.

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    Onity Mortgage
    Response from Onity Mortgage

    Mary, Thank you for your feedback and we appreciate the opportunity to address your concerns. Our Ombudsman team has been assigned to review your account and will contact you to discuss this further.

    Resolved outside ConsumerAffairs
    Verified purchase
    Loan ProcessTransparency

    Reviewed Aug. 30, 2016

    The process was painless, but I do have one suggestion. I received two checks from you guys after the balance was paid off. Neither of them has no explanation of what they are for. The documents I have received and the two checks do not reconcile. It would be nice if you have sent me the checks with appropriate document that would explain what the amounts were for.

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    Onity Mortgage
    Response from Onity Mortgage

    Tomoko, Thank you for providing feedback about your experience with us and we appreciate the opportunity to improve our customer experience. Our Ombudsman team is reviewing your account and will contact you to ensure you do not have any outstanding questions or concerns.

    Customer ServiceLoan Process

    Reviewed Aug. 30, 2016

    Ocwen mistakenly reported a sale of a home from December 2013 as a short sale. The sale price of the home was $247,500 and the loan payoff was $232,000. Ocwen got every dollar that was borrowed. There were never any modifications. I did not know this was being reported this way until I tried to refinance another home and it came up on my credit. As I tried to get this resolved by calling Ocwen they cannot find any information on this loan of me personally, even after hours on with customer service and research dept's. After I sent them all the details proving there was absolutely no short sale it took them 2 days to acknowledge receiving the email and 7 days to send it to the correct department to get resolved. At this point they still cannot confirm they have any internal documents on this loan, only what I sent them (which came from Ocwen in Dec 2013). They claim it's an old loan (less than 3 years) and nothing is in their system.

    It's amazing that they can report negative information to the credit bureaus but not have any record of it in-house. If any can help me this is a very important situation because this is holding up my refinance. The new lender sees a previous short sale and doesn't want to lend. Even after I sent them all the closing documents proving proof there was no short sale and no modifications.

    UPDATED ON 09/21/2016: In December of 2013 I sold a home for a price HIGHER than the mortgage loan amount. At closing all parties received full payoff. 10 days later Ocwen sent back my final monthly mortgage payment to my bank ($1,730). They then determined that since I overpaid a bit at closing I owed them $436 from this returned payment. By April of 2014 they wrote this $436 off and reported it to the credit agencies a short sale. I was not made aware of this mark on my credit until Aug 2016 and Ocwen refuses to accept the payment of the owed $436 to clear this up.

    In a nutshell, due to a bank error (possibly my bank) and $436 my credit is showing that I was involved in a short sale and a modified mortgage. Both are completely untrue and not representative of what happened. It took Ocwen almost 1 month to simply find my account details because after the mortgage closing in 2013 they never added my account into the new system. They had to dig into archives to find out who I was. In the beginning they had no record of my name, SS#, account number, etc. It was basically weeks of maddening back and forth and calling 800 numbers.

    They now confirm all the details above but refuse to accept payment or change how this is reported to the credit agencies. I have documentation of all of this on Ocwen letterhead but the credit agencies are unable to look at this objectively. They can only go by what Ocwen tells them directly, which is they were short $436 from a bank returned payment. They tried to reach me by mail (I moved) and then wrote it off and reported a short sale. Is this something that has happened to others?

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    Onity Mortgage
    Response from Onity Mortgage

    Adam, We take customer feedback very seriously and apologize for your experience. Your case has been assigned to our Ombudsman team and they will be in contact with you to discuss this in further detail. Thank you.

    Verified purchase
    Customer ServiceStaffLoan ProcessTransparency

    Reviewed Aug. 30, 2016

    Ocwen has made this process very simple for me. I submitted my application, and in return they sent me my documents that needed to be signed online. My relationship manager is very helpful, polite and patient. She explained everything to me and had the knowledge to answer all of my questions. Whenever I needed her, I could request a call or set an appointment and she would make herself available or have one of her relationship partners to contact me. This company is well rounded. Thanks for all you have done.

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    Onity Mortgage
    Response from Onity Mortgage

    Lavia, We appreciate the opportunity to work with you and thank you for taking the time to share your experience. We are happy to hear that the Relationship Manager has been very helpful, polite and patient. We will ensure your feedback is also shared with her.

    Verified purchase
    Customer ServiceLoan Process

    Reviewed Aug. 30, 2016

    Our association with Ocwen began at the height of the financial and mortgage crisis. We were getting nowhere with our previous mortgage company in resolving our mortgage issues. Being self employed and our business also suffering during the downturn we were desperate for a solution. When our loan was transferred to Ocwen we were initially devastated believing that we would be required to start the entire process of remedying our mortgage shortfall. But our fears were soon gone after Ocwen offered us a solution to our mortgage issues that completely resolved our issues.

    I still remember the call we received from Ms. ** from Ocwen informing us that the process was completed, it was one of the best days of our lives. After Ocwen came through for us, we were invited to refinance or switch mortgage companies several times in the years that followed, however we stayed with Ocwen due to the trust and faith they invested in us. We recently sold that home and moved from the area and right down to the close of escrow Ocwen treated us with dignity, respect, honesty and compassion. I can not say enough about how fair and honest Ocwen was with us.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Timothy! It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Aug. 30, 2016

    Just wanted to share how much I appreciated the help with assuming my Mom's mortgage when she passed away. Ocwen required a lot of paperwork and phone calls :-), but they were very, very patient and helpful in getting me through the loan assumption process. Thank you!

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    Onity Mortgage
    Response from Onity Mortgage

    Gail, We are very sorry for your loss. We value your feedback and appreciate the opportunity to work with you. Thank you.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Aug. 30, 2016

    I have discovered with great joy how easy it is to work with Ocwen Loan Managers. I have not had any difficulties in getting my issues resolved promptly. It makes life easier when Ones Mortgage Loan Service's Office is staffed with Qualified Loan Experts who are ready and capable in resolving issues in arising from One's loan obligations.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Emmanuel! It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 30, 2016

    This company handled my mortgage for the last 10 years. They were always informative with my account and helpful. They were kind and courteous. Easy website to follow. Most of my interaction was online unless I could not locate then I would call for assistance.

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    Onity Mortgage
    Response from Onity Mortgage

    We appreciate your feedback. Thank you!

    Verified purchase
    Customer ServiceLoan Process

    Reviewed Aug. 30, 2016

    Great experience with Ocwen servicing my home loan at **. I liked receiving both an email telling me that Ocwen received my payment as well as getting a paper copy showing the amounts of principal, interest, payoff, etc.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you for the positive feedback. We are happy to hear we have provided you with a great experience.

    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Aug. 30, 2016

    My experience in dealing with Ocwen has tremendously been great. Ocwen has been cooperative and they have worked with me through my hard time and have done everything possible for me to remain in my home. Thank you for all your help.

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    Onity Mortgage
    Response from Onity Mortgage

    Jean, We're delighted to read your feedback about the service provided by Ocwen. Thank you for taking time to share your positive experience.

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 30, 2016

    Good company to deal with. Helped me out with a couple problems with no hassle. Would use overnight again if needed. Would definitely recommend to family and friends. Very friendly customer service people.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Robert. We appreciate your positive feedback!

    Verified purchase
    Customer ServiceStaffTransparency

    Reviewed Aug. 30, 2016

    I was Ocwen customer since 2007 formerly GMAC. For 9 years paid my mortgage without delays. When challenging situation came I keep paying and asked for portions to reduce monthly payments. They answer was I had to go to foreclosure to be considered. Their assessment impacted my credit score and they were more clear about it.

    Then I received a letter from them recommending Homeward. Although the terrible reviews I contacted them. The person responsible for my loan was never available and NEVER made ire for the phone appointments, then he left a rude voice message stating he was a very busy person and I was not the only customer he had and he did not need to be bothered. You lose, I win. I found another company that consolidated my debt and reduced my monthly payments. Now I understand why the rating in BBB.

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    Onity Mortgage
    Response from Onity Mortgage

    All feedback is important to us and we appreciate the time you took to tell us about your experience. We strive to provide excellent customer service and will use this to identify opportunities to improve our service. If there is anything we can do to assist you, please private message us and we will work with you to research your request. Thank you.

    Verified purchase

    Reviewed Aug. 30, 2016

    Ocwen took over my previous mortgage company and initially I was reluctant about the change. However, Ocwen did supersede my expectations. The easy to browse web page, self-help log in screen, quick to answer staff.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Diana. It is our goal to provide an exceptional customer experience and we certainly value your feedback.

    Verified purchase
    Customer ServiceStaffLoan ProcessRates

    Reviewed Aug. 30, 2016

    Great experience with Ocwen. They do a great job supporting their customers. I am a veteran and they treated me very special. They offered me a great VA rate and every time I called they would recognize me as a military veteran. Ocwen is a great company and they have great employees.

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    Onity Mortgage
    Response from Onity Mortgage

    Willie, We’re delighted to read your feedback about Ocwen! Thank you for taking time to share your positive experience.

    Verified purchase
    Staff

    Reviewed Aug. 30, 2016

    As a property owner, I have had over 35 years of experience with mortgage companies, for both my principal residences, as well as investment properties. Rarely have I found a company with which I found it such a pleasure to do business. Ocwen is the rare such company that combines exceptional customer care and service, with professionalism, accuracy, and polite deference. It will be a pleasure to do business with Ocwen again in the near term.

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    Onity Mortgage
    Response from Onity Mortgage

    Edward, We’re delighted to read your feedback about Ocwen! Thank you for taking time to share your positive experience.

    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Aug. 30, 2016

    My loan was sold to Ocwen and when I learned that they are a debt collector I was shocked because my mortgage payment was automatically drafted from my bank account every month so since I never had a late payment why was my mortgage sold to Ocwen. I quickly learned that is was not based on my payment history and they have been really great servicing my mortgage loan. My taxes and insurance gets paid on time and I'm happy that I've not had any issues. I'm glad to be a customer.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Rose. We appreciate the time you spent to share your feedback! It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    StaffLoan Process

    Reviewed Aug. 30, 2016

    Satisfied with the hold issue from start to finish. Lower my APR and my terms and monthly payments. Was happy with the loan and the employees that help me. Thank all that help in the processes.

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    Onity Mortgage
    Response from Onity Mortgage

    Many thanks for your feedback, Kevin. We are pleased to hear you're satisfied with your experience with Ocwen.

    Verified purchase
    Online & AppStaffLoan Process

    Reviewed Aug. 30, 2016

    I love working with OCWEN. We were referred to them during a refi and found that they were awesome. Their mobile website is so easy to maneuver around. That is one of my biggest things. When we refinanced again, we remained with them.

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    Onity Mortgage
    Response from Onity Mortgage

    Melisa, We’re delighted to read your feedback about Ocwen! Thank you for taking time to share your positive experience.

    Verified purchase
    Customer ServiceLoan ProcessTransparency

    Reviewed Aug. 30, 2016

    After our GMAC loan was purchased by OCWEN we were upset because it felt like we were being passed around. But OCWEN was able to provide us leading edge customer service and the online presence we desired. It was important to us to be able to access our account on the web as well as receive all of our correspondence paperless. OCWEN allowed us to do all of that and more with complete professional transparency. When we finally sold the home the payoff was easy and the escrow was seamlessly transitioned back to us. Thanks OCWEN.

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    Onity Mortgage
    Response from Onity Mortgage

    Scott, We’re delighted to read your feedback about Ocwen! Thank you for taking time to share your positive experience.

    Verified purchase
    Staff

    Reviewed Aug. 30, 2016

    Ocwen shared the Shared Modification scenario with me/account and now I am no longer underwater and my account is current. My wife always shares how comfortable she feels knowing that our home is really OURS. Thanks Ocwen!

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Rodney! It is our goal to provide an exceptional customer experience and we certainly value your feedback.

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 30, 2016

    I went through financial difficulties that stopped me from making my house payments. Ocwen worked with me and understood my situation. I was able to keep my house and make affordable payments. The customer service was always professional.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Nilda! We appreciate the opportunity to work with you and thank you for taking the time to share your positive experience with Ocwen.

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 30, 2016

    I love the way the service people at Ocwen strives to provide great service. They always make sure that have answered all my questions before they let me off the phone with them. They all are definitely team players no matter what department you are talking to, if you haven't got the right department they will make sure that you get to the right department so they can answer any questions regarding the loan. I give them a 5-star rating because they are the best as far as home loans. I highly recommend them.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you James! We appreciate the time you spent to share your feedback and are happy to hear we have provided you with an exceptional experience.

    Verified purchase

    Reviewed Aug. 30, 2016

    Our payments went up about $400.00 more a months, and now our payments is $1,110.00 and when you live on a fixed income it is so hard to make these payments.

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    Onity Mortgage
    Response from Onity Mortgage

    Beverly, We are reviewing your account and a member of our Ombudsman team will contact you to discuss in further detail. Thank you.

    Resolved outside ConsumerAffairs
    Verified purchase
    Loan Process

    Reviewed Aug. 30, 2016

    I have completed all steps for an assumption, however my assigned rep stated I need to bring the account current to assume the loan. I applied for the loan modification due to the escrow increase and it all spiraled from there. I need the help.

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    Onity Mortgage
    Response from Onity Mortgage

    Rosie, We're here to help. We are reviewing your account and a member of our Ombudsman team will contact you to discuss in further detail. Thank you.

    Verified purchase
    Staff

    Reviewed Aug. 30, 2016

    My Name Is Charlie **. Myself and my wife, Janet **, wound up living in our home that was originally going to be an investment property right before the crash in 2008-09. We are homeowners. OCWEN worked with us in the following years following that and helped us design a modification that helped us reduce payments to keep affordable over the past few years but let us earn a reduction in Loan balance to allow us to either stay or resell at a fair value if we decide to downsize. We think they are one of the only services to work with people like that and recommend them to any homeowners.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Charlie! We appreciate the opportunity to work with you and thank you for taking the time to share your positive experience with Ocwen.

    Verified purchase
    Staff

    Reviewed Aug. 30, 2016

    When I came to Ocwen they treated me like family. Not knowing anything about me. Once my support team contacted me, it was like a dream come true. They guided my path in order to keep my home. My team stayed in touch. Not one time did I talked to a automated system. I'm very thankful to my team and to Ocwen.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Deborah! We appreciate the opportunity to work with you and thank you for taking the time to share your positive experience with Ocwen.

    Verified purchase
    Loan Process

    Reviewed Aug. 30, 2016

    I have been with Ocwen for several years now and since the beginning Ocwen goes the extra mile to help me with any issues that I may have. I am very grateful that they work with me always and more than a mortgage loan Ocwen makes me feel like part of the family. Thank you very much for everything you have done for me and my family.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Jose! It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 30, 2016

    Many times put on hold for a long time. When I wanted a payoff balance, was not able to get the information. Had to send in a lot more than necessary to avoid a late charge.

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    Onity Mortgage
    Response from Onity Mortgage

    All feedback is important to us and we appreciate the time you took to tell us about your experience. We strive to provide excellent customer service and will use this to identify opportunities to improve our service. If there is anything we can do to assist you, please private message us and we will work with you to research your request. Thank you.

    Verified purchase
    Staff

    Reviewed Aug. 29, 2016

    Never understood how or why our mortgage ended up being serviced by Ocwen but they are a very professional and customer oriented mortgage servicing organization. I do not know what more you could ask of a mortgage servicing company.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Richard. It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    Loan Process

    Reviewed Aug. 29, 2016

    My experience with Ocwen has be super. My mortgage has gone down three times. Now I can enjoy my home. Thanks Ocwen.

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    Onity Mortgage
    Response from Onity Mortgage

    Garry, We're delighted to read your feedback about Ocwen and are happy to hear you are enjoying your home. Thank you for taking the time to share your positive experience.

    Verified purchase
    Staff

    Reviewed Aug. 29, 2016

    All my issues and concerns were addressed favorably. No problems whatsoever. Relationship Manager is very knowledgeable and professional with me.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you John, We are a glad to hear your issues and concerns were addressed favorably and we appreciate the time you took to share your experience. We will also ensure your feedback is shared with your Relationship Manager.

    Verified purchase
    Staff

    Reviewed Aug. 29, 2016

    Ocwen they are very helpful, do whatever they can to help when you have a problem. It doesn't matter if it's big or small. They will call you to see what current situation that they can help you with or what can be done to save your home or whatever problem you have.

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    Onity Mortgage
    Response from Onity Mortgage

    Jerone, We're delighted to read your feedback about Ocwen. Thank you for taking the time to share your positive experience.

    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 29, 2016

    An act of kindness shown in the illness and hospitalization of my mom when my mortgage was going to be a day late. Mom has since passed. But I will never that single act of kindness.

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    Onity Mortgage
    Response from Onity Mortgage

    We are very sorry for the loss of your mom. We value your feedback and appreciate the opportunity to work with you. Thank you.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 29, 2016

    Eliminating mortgage insurance - When I phoned to find out how to apply, I was given quick and courteous help. As yet, I do not have a response to my application.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Charles. We appreciate your positive feedback. Your account has also been assigned to our Ombudsman team to review the status of your mortgage insurance request and will contact you regarding this.

    Verified purchase
    StaffLoan ProcessRatesTransparency

    Reviewed Aug. 29, 2016

    When I had financial problems and got very far behind in my mortgage, Ocwen assigned an account specialist who worked with me to make sure I did not lose my home. Through his efforts, the loan was restructured, saving me thousands in interest, and bringing it up to date.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Ken. We're delighted to read your feedback about Ocwen. Thank you for taking the time to share your positive experience.

    Verified purchase

    Reviewed Aug. 29, 2016

    I was sick and out of work and Ocwen stepped in and helped me keep my home. That was the best feeling ever.

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    Onity Mortgage
    Response from Onity Mortgage

    We appreciate the opportunity to work with you and thank you for taking the time to share your positive experience with Ocwen!

    Verified purchase
    Staff

    Reviewed Aug. 29, 2016

    Ocwen did everything they could for us to keep our home. When we could no longer keep the house financially, Ocwen did everything they could to assist with the short sale and provided moving funds for us to move. I feel they did everything possible to assist us.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Daisy. We appreciate the opportunity to work with you and thank you for taking the time to share your experience.

    Verified purchase
    Staff

    Reviewed Aug. 29, 2016

    Very helpful while I was going through a very bad hardship, which I am still experiencing the death of my daughter, and lost my job because of it.

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    Onity Mortgage
    Response from Onity Mortgage

    John, We are very sorry for your loss. We value your feedback and appreciate the opportunity to work with you. Thank you.

    Verified purchase

    Reviewed Aug. 29, 2016

    I had so many problem in the past with Ocwen, but a lot of changes have been made and right now, I am very happy with their services. Keep working with people who have trouble with paying their MORTGAGE.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you for providing feedback about your experience with us. We appreciate the opportunity to improve our customer experience and are glad to hear your interactions with us have improved and you are happy with our service.

    Verified purchase

    Reviewed Aug. 29, 2016

    I would like to see the company reach out to the homeowners that was affected by the flood in Baton Rouge LA.

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    Verified purchase

    Reviewed Aug. 29, 2016

    Pay online - Was very pleased with the experience. Thinking of planning to pay my mortgage online all the time. To save on paper and to save on checks.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Robert. We appreciate your positive feedback.

    Punctuality & SpeedLoan Process

    Reviewed Aug. 29, 2016

    The WORST EXPERIENCE EVER! I have over 20 loans with BofA, Chase, QuickenLoans... OCWEN is the WORST. STAY AWAY!!! RUN! They changed the amount due with $140 and by mistake I sent the old amount. I fixed this as soon as I could. They reported me late to all credit bureaus. After having the loan with them for 10 years and never being late... Their technology is dated and customer support is not helpful! I am looking to move my loan somewhere else.

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    Onity Mortgage
    Response from Onity Mortgage

    We apologize for your experience. We take customer feedback very seriously and we thank you for providing us with an opportunity to address your concerns. Your account has been assigned to our Ombudsman team to review your account in detail and contact you to discuss this further.

    No response received
    Customer ServicePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed Aug. 29, 2016

    My experience with Ocwen has been horrific at best. I thought I was exercising my rights as a homeowner to sell my home after losing my income. I called Ocwen to let them know I could not afford my payments and said I am putting my house on the market. They agreed. I have stayed in my home during this atrocious process. To make a long nightmare more tolerable I will list the events that are currently taking place. Asked Ocwen what is the price they would like to receive for the property? After getting opaque answers, and after weeks of going around and around, finally they said 78,000.00 or anything within 10% of this amount. Got an offer for 75,000.00. Realtor and Title company submitted offer in June 2016.

    I went to the court and asked the judge to extend a previous foreclosure set for July 14, so Ocwen would have time to complete the short sale process. Judge granted the extension until September 14. Spoke with Ocwen about receiving paperwork, said yes they have the offer and it is under review, and they were aware of the court system extending the foreclosure date. Ocwen said ok, like the offer and it's under review. 30 days into the process, still under review. Then received a phone call from Ocwen saying they would like the buyer to come up with another 8,000.00 because they needed a minimal amount for their net. Buyer agreed, paperwork submitted. Ocwen said "Ok, we will have an acceptance letter for the HAFA short sale with a suggested closing date." Received call from my realtor, "Mr. ** we have a arms length agreement from the bank, need your signature." Signed it and sent to the bank via the equator system.

    1 week later, received a letter from Ocwen stating the HAFA short sale has been denied because of Florida laws, stating it has to be approved before 60 days of the foreclosure, and Ocwen would like to do an internal short sale. I called Ocwen and asked "What is this letter?" I was told by Ocwen "Oh that was a mistake, because we have submitted to the courts a 60 day extension on the Sep 14 foreclosure which would allow the HAFA short sale to be completed." I said, "Ok because my paperwork clearly states I want a HAFA short sale." One week later, received a call, "Mr. ** we have submitted the paperwork to the courts. Your lender has approved the sale/extension on the foreclosure and the only thing we are waiting on is a signed document from our lawyer." Said ok.

    One week later, get a phone call from Ocwen, "Mr. ** we have put some task in the equator system for your realtor to resubmit." At this stage I'm in utter confusion. Got on the phone with my realtor and did a three way call with Ocwen. My realtor and I were told Ocwen has requested the resubmission of some documents and they need these documents in order to extend the foreclosure date so Ocwen could continue to do their internal short sale. My realtor and I are perplexed and started asking questions about the timing of the request and why is Ocwen avoiding the HAFA short sale, and what is your internal short sale? No clear answers, just "We need the documents."

    For 3 days my realtor and the title company looked for the documents in the equator system. Nothing. I finally get a call from my realtor, stating the title finally saw the documents in the equator system and resubmitted the documents in the equator system and immediately got a letter stating the HAFA short sale is being denied because it is within 60 days of the foreclosure. I asked my realtor to check the court dockets to see if the extension dates are showing up within the court system, said the dates have not been changed, still showing a foreclosure date of Sep 14.

    In the meantime, I am receiving at least 2 harassing phone calls a day from Ocwen, stating I have a foreclosure sell date for Sep 14 and I have an outstanding balance on my account. I am being denied a short sale on my home, and cannot figure out why. Ocwen is giving me the runaround, will not answer questions. I get the impression, they would like the house to go into foreclosure because they would benefit in some way, opposed to allowing the HAFA short sale.

    I am in a very unnerving situation with Ocwen, nothing is clear and I'm sitting here with an offer for the sale of my home, while Ocwen waits on the foreclosure to take place. I did not put in how often, and how many different times I talked with short sale reps at Ocwen and how many different answers I have gotten about the foreclosure being cancelled, waiting on documents, not waiting on documents, HAFA approval letter coming, not coming, denied, Internal short sale happening, not happening because "we need more", and the whole time, the clock is ticking on the foreclosure.

    There is also one other thing I must put in here, this is not the first time Ocwen has taken me through this process of taking things to the foreclosure date after receiving an earlier offer on my home. In March 2016, Ocwen denied another short sale after sitting on the offer for months. Denied the short sale because too close to foreclosure date, I asked the judge to extend the foreclosure date for 90 days to give Ocwen a chance to complete the HAFA short sale. Judge granted the extension until July 14, 2016 and was put through the same ringer until the buyer walked away.

    Ocwen has set up a pattern, leading me to believe there is some benefit to sending my home into foreclosure while sitting on offers. I am concerned, scared, confused and getting physically sick behind the process. Just one more note, if this account is looked into there were other offers made on the property prior to March, but the ridiculousness of what Ocwen was asking myself and the realtor was so unclear, the buyers began to walk away.

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    Response from Onity Mortgage

    We take customer feedback very seriously and we appreciate the opportunity to address your concerns. Our Ombudsman team has been engaged to review your account in detail and will contact you to discuss further. Thank you.

    Reviewed Aug. 29, 2016

    I felt obligated by their modification department to accept what they offered. I initially asked and asked about Save Your Home California Program and they directed me another way. Later I came to find out I qualified for the Save Your Home California Program, but they said it was too late that it should have been done prior to the modification. In their modifications each time they increased the principal balance by about 15 to 20k. I feel that they are still a predatory lender and should be reviewed and investigated by HUD.

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    Onity Mortgage
    Response from Onity Mortgage

    All feedback is important to us and we appreciate the opportunity to address your concerns. Our Ombudsman team has been engaged to review this in detail and will contact you to discuss further. Thank you.

    Verified purchase
    Customer ServiceLoan Process

    Reviewed Aug. 29, 2016

    Ocwen bought the first mortgage I had on my house from whomever I had my loan with prior to them, and initially, I was not happy that they're located out of state. Also, on two or three occasions over the years, when I called them to try and do a refinance, I kept running into blocks and it seemed like I couldn't get any help, at least at the time. I'm sure a part of that was property values were going down, and everywhere there was a loss of equity. It wasn't a pleasant experience. So, I recently refinanced with another company that's local. Luckily, values came back up recently. In fact, just a month ago, I finished my loan with Ocwen.

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    Onity Mortgage
    Response from Onity Mortgage

    We take all customer feedback very seriously. We strive to provide excellent customer service and apologize for your experience. If there is anything outstanding that you need assistance with, please private message us with the details. Thank you.

    Verified purchase
    StaffLoan Process

    Reviewed Aug. 28, 2016

    I had to do this modification twice because I've had some hard times. I’m on disability and I don’t make a lot of money. The first time I went for a loan modification a few years back, Ocwen lied to me. I gave them $10,000 which was all I had and they held it. I begged them for that money back but they wouldn’t. I couldn’t talk to the loan officers. All I get is a representative and that’s not even in the state the mortgage company is in. It’s a telemarketer type of setup and whoever in the mortgage company could access the information. I even went to their office and they told me to beat it. I had to get a lawyer to talk to them. I had to wait and go to federal court and two months later, I finally got the check. The second time, they gave me a better deal. But still, at the end, I owed $200,000. At least I can pay the bills and I do not have to worry about moving. I’m paying the mortgage every month. All in all, Ocwen doesn’t give a crap about you, they just want the money.

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    Onity Mortgage
    Response from Onity Mortgage

    All feedback is important to us. We strive to provide excellent customer service and will use this to identify any opportunities to improve our service. If there is anything we can do to assist you, please private message us and we will work with you to research your request. Thank you.

    Verified purchase
    Rates

    Reviewed Aug. 27, 2016

    With Ocwen, I got my interest rate reduced. At first, I didn’t have good interactions with them but it has improved.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you for providing feedback about your experience with us. We appreciate the opportunity to improve our customer experience and are glad to hear your interactions with us have improved. If there is anything outstanding that you need assistance with or any additional information to share, please send a private message with the details.

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 26, 2016

    We recently refinanced our home, and several calls took place with Ocwen representatives. All were very courteous and helpful. In the most recent call, the representative was especially helpful, going a little "out of the way" to get everything right.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you David! It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    Customer ServiceLoan Process

    Reviewed Aug. 26, 2016

    My mortgage was sold to Ocwen and I did a refinance through them. My experience with them was somewhere around between the pit of hell and horrible. If I had any enemies, I would recommend them. They are not customer service oriented. The last contact I have with them was a bonus and I just hope that I don't have to ever talk to them again, but I have to send the money every month. It's a good thing that everybody I talked to is within a different state because it's physically safer that way.

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    Onity Mortgage
    Response from Onity Mortgage

    We take customer feedback very seriously and we appreciate the opportunity to address your concerns. Our Ombudsman team has been engaged to review your account in detail and will contact you to discuss further. Thank you.

    No response received
    Verified purchase
    Staff

    Reviewed Aug. 25, 2016

    Payment Arrangements - Just wanted to inform agent that payment would be made before the end of the month. He was very professional.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Howard. We appreciate your positive feedback.

    Customer ServiceStaffLoan Process

    Reviewed Aug. 25, 2016

    When we first got our mortgage just over 5 years ago, these people screwed up everything... but we were so far along with the process, we decided to just ride it out. Even after we had to postpone closing for a day because of their incompetence... how much worse could it get, right? Well, now that we're trying to refinance (NOT with PHH), we're learning just how much worse. Turns out these cerebrally deficient people filed our title twice... so it looks like we have two mortgages. Same property, same amount, same start date... TWICE! How does that even happen??? "Should be easy to fix," the new mortgage company says. But, they have seriously underestimated PHH's concerns about making things right. After two days of phone calls and faxes, plus over a week of waiting for them to act, still nothing! And, when I do talk to someone he or she just doesn't care. I mean, seriously they just don't care.

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    Verified purchase
    Staff

    Reviewed Aug. 24, 2016

    Having difficulty gaining access to the website, I contacted a representative by telephone and explained my inability to do so using what I believed to be my current username and password. The representative was attentive, understanding, and courteous. The representative was knowledgeable and professional in providing the correct procedures in alleviating my problem in a timely manner.

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    Onity Mortgage
    Response from Onity Mortgage

    We appreciate the time you spent to share your feedback! It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 24, 2016

    Whenever speak to Ocwen person they always talk nicely. Thanks to you guys. I'm very happy that I'm part of your bank. You always take care your customers, not only me.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Mangeet. We appreciate the opportunity to work with you and thank you for taking the time to share your positive experience with Ocwen.

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 24, 2016

    Rep was very personable. She responded to my question in a quick, professional manner, provided a solution to my query, and had me off the phone in 5 minutes.

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    Onity Mortgage
    Response from Onity Mortgage

    David, We're delighted to read your feedback about the service provided by Ocwen. Thank you for taking time to share your positive experience.

    Customer ServiceStaff

    Reviewed Aug. 24, 2016

    My house was water damage 5 weeks ago. Insurance send me a check for repairs. After I talk to Ocwen customer service they told me to send check and forms that they email me because I want to do the work in my house. They agree, I wait 4 days and nothing. I called them and now they said they won't release any funds until I get a contractor. I don't think is fair. Those people said nothing but lies. I can do work putting more money into the house. I'm going nuts. No kitchen, living room and no dining room. I'm living a room and a bathroom. :{

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    Onity Mortgage
    Response from Onity Mortgage

    All feedback is important to us and we appreciate the opportunity to address your concerns. We are reviewing your account and a member of our Ombudsman team will contact you to discuss in further detail. Thank you.

    Verified purchase
    Staff

    Reviewed Aug. 24, 2016

    I would recommend Owen to others because they really work to help their customers. I have had to contact them several times before and they were kind and always wanted to help me and my situation. So this is why I would recommend them to others.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Bootsie. We appreciate the time you spent to share your feedback! It is our goal to provide an exceptional customer experience and we value your feedback.

    Reviewed Aug. 24, 2016

    I was placed in foreclosure while working on a Deed of Lieu or I should say, the rug was pulled from under my feet and I looked up in I'm foreclosed. Anyhow to make a long story short, these stories are making me scared. The insurance company did not cover everything but they did send $17,000 for about 25% of the work and after the foreclosure now they are saying I can't get anything if something left after the work. I got a feeling PHH is going to give me the runaround. They haven't even paid the public adjuster his 10% yet. Did I tell you asbestos is around the furnace that went out and all over the floor. Kissing thousands goodbye!!!

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Aug. 24, 2016

    Your company is the best I have every dealt with. Thank you so much for your quick response concerning my needs. Everything work out excellent. I am excited for the experience I have had working with your company. My loan officer was precise. All the information was up-to-date which made the process quicker. You guys are the most. Keep up the good work in the future. I am putting your name out there. Every time I heard someone speak concerning their mortgage, my experience is being shared.

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    Onity Mortgage
    Response from Onity Mortgage

    Iris, We're delighted to read your feedback about Ocwen. Thank you for taking the time to share your positive experience.

    Verified purchase
    StaffRates

    Reviewed Aug. 24, 2016

    My family owns a small service business in Phoenix AZ. The financial crash of 2009 had a significant negative impact on us. We fought to survive, and with 3 children in our home, the reality of a foreclosure was devastating. Ocwen took a pro-active stance to help us. They sent us a modification agreement which permanently changed our interest rate 7 points lower. This took our monthly payment from almost $1200.00 to just over $635. The maturation date remained the same, and this reduction allowed us to weather the financial storm and keep my family in the only home they have ever known. The net result is our family is stable and secure, and extremely grateful to Ocwen and the management team at Ocwen.

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    Onity Mortgage
    Response from Onity Mortgage

    Paul, We’re delighted to read your feedback about Ocwen! Thank you for taking time to share your positive experience.

    Verified purchase
    Loan Process

    Reviewed Aug. 24, 2016

    Ocwen is driven by commitment and the lender offered me an affordable financial package which enabled me to remain in my home. I can relax and enjoy home life because of the trust, honesty and terrific loan serving I enjoy with Ocwen. Thank you!

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Oliver! It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    Staff

    Reviewed Aug. 24, 2016

    First preference to any friend that need my recommendation. Professional and convenient and they listen and communicate back to you like you're a person and not a number. Great Company.

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    Onity Mortgage
    Response from Onity Mortgage

    Great feedback, Daniel! We genuinely appreciate it and we're glad to hear that you're happy with you experience working with Ocwen.

    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Aug. 24, 2016

    Ocwen held 2 loans on our home. In 2013, after 18 months of paperwork, we were told we were approved for a loan modification. Ocwen told us to stop paying on the 2nd loan, & that it would be due when we sold our house. We stopped paying on the 2nd loan as instructed, and thought all was good. Fast forward 3 years. We get a letter from a company called Trinity Financial who stated they now own the loan, & we are in foreclosure. They never notified us once in the 3 years. They want $28k by the end of the month or we lose our house. They also added over $8k in penalty charges. Both companies need to be investigated. Ocwen lied to us, and sold our loan without informing us.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you for sharing these details with us. We take customer feedback very seriously and we thank you for providing us with an opportunity to address your concerns. Your account has been assigned to our Ombudsman team to review in detail and contact you to discuss this further.

    Factual basis uncertain
    Customer ServiceStaffLoan Process

    Reviewed Aug. 23, 2016

    While attempting to obtain a home equity loan, I discover Ocwen did not remove their lien on my property when they sold my mortgage to Chase. I called them, they said it's Chase's problem. I called Chase and they said it's Ocwen's problem. FUMING NOW! With all three of us on the line, Ocwen rep finally raised his hand and said they needed to "work on it". STILL WAITING!!! My home equity loan is being held hostage while Ocwen tries to figure out what happened. What incompetency! So BEWARE folks, Ocwen turned my loan over to Chase after purchasing it from defunct GMAC. DIDN'T FINISH THE JOB! Probably won't finish the job when they dump YOUR mortgage off. Now I'm waiting and waiting and waiting... Goodbye lakefront property that I was hoping to buy with proceeds from my home equity loan. The dream fades.

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    Onity Mortgage
    Response from Onity Mortgage

    We apologize for your experience. We take customer feedback very seriously and we thank you for providing us with an opportunity to address your concerns. Your account has been assigned to our Ombudsman team to review your account in detail and contact you to discuss this further.

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Aug. 23, 2016

    End of year tax record - Needed a copy of my interest paid for 2015. Loan had changed hands & new lender sent their part for remainder of year but had not received one from Ocwen. Called, had great response, emailed my form instantly. Great service. Great communication.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Alice! It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase

    Reviewed Aug. 23, 2016

    I accidentally made a house payment to the company that previously owned the loan. It scared me to think I was going to be out that money for several months. When I called the service department to correct the mistake I was delighted to be taken care of and reassured that everything was duly noted, and corrected. The service was amazing!

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Judith! It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    Staff

    Reviewed Aug. 23, 2016

    I had a nice experience when speaking with the Ocwen Representative. He was helpful and I appreciated his great personality.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Marilyn. We appreciate your positive feedback.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 23, 2016

    Late Payment and Payment History - I was provided with excellent customer service. The representatives I spoke with knew their stuff and was very, very customer service friendly. Can they be cloned?

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Jataun! It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 23, 2016

    OCWEN provides EXCEPTIONAL service to their customers. Their phone reps are pleasant, professional, helpful, knowledgeable, and focused on their customers always. They never fail to verify that your questions have been answered and treat even the most remote/minor questions as if you are their priority. They understand that your home is your most important investment and they value that as much as the customer. They have a successful business because they have happy customers, they understand that important balance. Their logo says it all, "Helping Homeowners Is What We Do!" They walk the talk!

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    Onity Mortgage
    Response from Onity Mortgage

    Sherry, We're delighted to read your feedback about the service provided by Ocwen. Thank you for taking time to share your positive experience.

    Verified purchase
    Customer ServiceStaffTransparency

    Reviewed Aug. 23, 2016

    I was quite pleased with the attention and respect afforded me by Ocwen representative. He took the time to speak clearly, explain terms in a way I could understand. He assisted me with the application process. His customer service far exceeded my expectations. I will recommend Ocwen Loan Servicing to my friends and family.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Sharon. It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Aug. 23, 2016

    Dealing with Ocwen has been a rewarding experience. The reps. are knowledgeable and helpful either online or over the phone. They have and promoting good programs to help homeowner keeping and stay in their homes regardless of their financial difficulties. They did helped me when I was in need.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you, Mesidor! It is our goal to provide an exceptional customer experience and we value your feedback.

    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 23, 2016

    Yes, your operators are always curious even though I am always late at no fault of my own. I have asked for a due date change but they say their hands are tied because of policy. I cannot get a month ahead because of being on a fixed income, my husband and I both and I end up paying a $12 Western Union fee and the $17 late fee each month and have for over a year.

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    Verified purchase
    StaffTransparency

    Reviewed Aug. 23, 2016

    I had concerns on my old account with you and the lady who helped me was great. She addressed my concerns and explained why thing said what they said and put my mind at ease.

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    Onity Mortgage
    Response from Onity Mortgage

    Thank you Keith! We appreciate the time you spent to share your positive experience with us.

    Verified purchase
    Staff

    Reviewed Aug. 23, 2016

    Service is responsive, friendly, professional and reliable. Documents are occasionally mis-tracked, and this is understandable. I look forward to telephone meetings and exchange of information, because circumstances can change. Thank you.

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    Onity Mortgage
    Response from Onity Mortgage

    We appreciate your feedback. Thank you!

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    Onity Mortgage Company Information

    Company Name:
    Onity Mortgage
    Year Founded:
    1984
    Address:
    P.O. Box 5452
    City:
    Mount Laurel
    State/Province:
    NJ
    Postal Code:
    08054
    Country:
    United States
    Website:
    www.onitymortgage.com