Optima Tax Relief Reviews

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Edited by: Tammy Burns

About Optima Tax Relief

Founded in 2011, Optima Tax Relief is a full-service tax resolution firm for individuals and small business owners struggling with IRS or state tax burdens. The company specializes in complex cases that involve wage garnishments, bank levies, liens and other IRS collection actions. It has over 400 full-time professionals, including a team of in-house tax attorneys and licensed tax professionals.

Pros
  • IRS notice analyzer
  • 15-day money-back guarantee
  • Wide range of tax relief services
  • Convenient mobile app
Cons
  • Pricing not published
  • Not available in all states
  • Mixed customer reviews

Featured Reviews

Greenwood, IN
Verified purchase
My experience with Optima Tax Relief has been extremely positive. They treated me with respect and advised me on everything I needed to complete for each step of the process. Ever...

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Rocky Mount, NC
Verified purchase
They took the time to work with me on a one-on-one basis to resolve my tax issues. I feel that they were an affordable and effective solution to my tax problem. They filed old ret...

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What is Optima Tax Relief?

Optima Tax Relief is a tax resolution firm that works with individuals and small businesses to solve tax issues. It also offers three protection plan levels for those who want tax preparation help to avoid future IRS issues. It has membership with the National Association of Enrolled Agents (NAEA) and the National Association of Tax Professionals (NATP). Optima Tax Relief has offices in California and Arizona.

The company also has an app through which you can:

  • File a six-month extension with the IRS for free
  • Take a picture of your IRS notice and have the app analyze your risk level and explain what IRS notices mean
  • Request a free tax consultation

How does Optima Tax Relief work?

To work with Optima Tax Relief, you’ll need to start with a free consultation. Once you sign up, Optima Tax Relief has a two-phase resolution program.

The first phase is when your tax professional puts out any immediate fires, such as wage garnishments or bank levies. In this phase, the Optima team contacts the relevant taxing authorities to do a 360-degree view of your tax issues.

In the second phase, your tax professional chooses which tax resolution approach to take. For some, this might mean an installment agreement, while others might need an attorney to do a collection appeal or to help them with audit representations.

Optima Tax Relief services

Optima Tax Relief offers a variety of tax solutions and assistance, including tax liability investigation and resolution proposals, tax preparation and compliance, and tax settlement and negotiation.

Here are a few services available for tax debt clients:

  • Offer in compromise (OIC)
  • Penalty abatement
  • Installment agreement
  • Tax lien discharge
  • Wage garnishment release
  • Bank levy release
  • Innocent spouse relief
  • Currently not collectible
  • Statute of limitations
  • Collection appeal

Optima Tax Relief costs

Optima Tax Relief does not publish pricing on its website for either tax relief services or its tax protection plans. Costs can vary depending on the complexity of your tax situation, the total amount of debt and the types of services required. Factors like the number of tax years involved, whether enforcement actions are in place and the level of professional support needed may also impact the final price.

Optima Tax Relief FAQ

How long will it take for Optima Tax Relief to solve my tax issues?

The company says many tax debt cases are resolved within two to 12 months. However, each tax case is unique, and you will get a better idea of how long your situation will take after a consultation.

Does Optima Tax Relief offer a money-back guarantee?

While Optima Tax Relief does not guarantee any of its services, clients can request a refund within the first 15 days of service. This is only applicable to the investigation phase — it’s not for clients enrolled with an immediate action team.

Does Optima Tax Relief file taxes?

Yes, it has a full team of tax preparation professionals who can help with state and federal tax returns for both individuals and businesses. It can also help with filing overdue taxes, reducing penalties when possible.

Does Optima Tax Relief have a debt minimum?

Optima Tax Relief does not publish if it has a tax debt minimum. Its consultation intake form allows potential clients to select a tax debt range of $0 to $9,999.

Can Optima Tax Relief reduce your tax debt?

Yes, Optima Tax Relief may be able to help reduce your tax debt depending on your situation. It offers solutions like offer in compromise, penalty abatement and installment agreements, which can lower the total amount owed or make payments more manageable.

How long does Optima Tax Relief take?

The timeline varies based on the complexity of your case, but many cases are resolved within two to 12 months. More complex situations, such as audits or appeals, may take longer.

Is Optima Tax Relief legit?

Optima Tax Relief is a legitimate company with physical offices in California and Arizona. It says it has resolved over $1 billion in tax debt for clients. Its tax resolution services are available in most states, and the 15-day money-back guarantee can help clients feel more confident about pursuing services.

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Optima Tax Relief Reviews

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    Page 1 Reviews 0 - 10
    Contract & TermsPriceStaffRates

    Reviewed April 8, 2026

    I should have read all of the reviews before hiring Optima to help with my tax issues. I paid them over $6000 only to have to constantly bug them to get them to do anything with my case. It took almost 2 years to get a settlement that was not lowered at all by their promise to help with penalties and interest charges. Actually cost me extra for the amount of time it took to settle. In the end I would have been better off giving the IRS my $6000+ to go towards what I owed.

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    TechBilling

    Reviewed April 3, 2026

    Paid 500 $ to these clowns. They came back and wanted 12000 more. Wanted to set up house payments. Never found out what I owed or if I owed 500 $ for shit.

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      Contract & TermsSales & MarketingPunctuality & SpeedBilling

      Reviewed March 27, 2026

      I would highly suggest just submitting a payment arrangement request yourself!!!! This company is not going to get anything you owe reduced!!!! Just got my bad news after waiting 8 months of just collecting more penalties. They simply give them your income and subtract your monthly expenses. Then come up with a payment amount. Nothing gets reduced. So don't fall for the scam.

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      PriceStaffBilling

      Reviewed March 26, 2026

      They charged me over $8000 dollars and all they did was file a return and a payment plan. It was very hard to get in touch with anyone and no one explained anything about the plan so I’m now dealing with IRS myself. Biggest rip off ever and no one cared. Would never recommend these crooks to anyone.

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      Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaffBillingTransparency

      Reviewed Feb. 25, 2026

      I don't know where to start. Eight months, almost $7,000 spent. No results. Optima admitted that they have done nothing but refuse to refund me. The legal team only offered a 50% refund. This is insulting. Susan, Customer Retention Specialist stated that if I disputed the charge with my bank, "Optima will fight back with full force." It feels as if they waited until they knew it would be out the timeframe to dispute with my bank. Optima did not complete one single task for me, yet they are refusing to return my $6598!

      They are a bunch of fluff! Your initial call will go great. It did feel like AI. I should've gone with my gut. I felt like I was speaking to AI, and now, I am sure that I was. Not one person has been able to tell me why I originally contacted OTR but they make sure to remind you payment is due. It's impossible to get anyone on the phone! You will continuously get the run around! Connie is a super rude tax preparer that will blame her not doing her job on you. She stated she hadn't started because she didn't have documents that were never requested from me. Her Supervisor, Cathy will never call you back. You will be assigned to a team that is never available and only call when payment is due. There was no update anytime I called. I feel like OTR are predators that prey on people that just need help.

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      Contract & TermsTechSales & MarketingPricePunctuality & SpeedStaffBillingRates

      Reviewed Feb. 24, 2026

      In my opinion this company is a scam and a rip-off. I contacted them 2023 after hearing their radio ads about saving clients thousands on their taxes. The enrollment agent (i.e. salesperson) was extremely helpful. After making an initial down payment and going an installment plan, I suspended the program a few months later because of a divorce. I resumed 2024. None of my prior payments counted. I started all over. My total cost was just under $5,000.00 for them to file my back taxes and negotiate on my behalf. No one would discuss my case until it was paid in full. In the meantime, I was accruing interest and penalties on the back taxes. I could not get anyone to discuss my case until it was paid in full.

      I maxed out a credit card paying them monthly installments. If I was late on payment, they cut off portal access. I paid it off last fall. In February 2026 I got a resolution. They filed my four-years back taxes plus 2024. They took the standard deduction each year, something I could have done on my own. Furthermore, there were no tax reductions or forgiveness from the IRS. The representative told me this as casually as ordering lunch. When I complained, she referred to the small print in the contract and said not everyone gets a reduction. The settlement they agree to with the IRS is $50.00 per month more than I was paying before contacting Optima No Tax relief. Avoid the company. You will be better off negotiating yourself and making your repayment agreement.

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      Customer ServiceStaffBillingTransparency

      Reviewed Feb. 10, 2026

      I signed up with Optima Tax last February 2025 until August 2025. I wanted them to get a lower payment for a 2019 tax issue. Optima tax claim that they could also file my 2024 taxes, during that time frame neither was done and I called them to ask for updates and it was always like I was getting nothing but excuses. The only thing this company can guarantee is taking your money with no results. I will advise anyone who is considering going to Optima ... Don't do it!!! I even told the representative that I was speaking to me that I was going to write a bad review and he told me "Do what you need to do" and said have a nice day!! This company is terrible that will not resolve anything but your bank account!!!

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      Honesty & Transparency

      Reviewed Feb. 5, 2026

      They took my money and did absolutely nothing, Run as far away as possible if you are thinking about using this lying agency that will take your money and not do anything for you. This company is a fraud and should be shunned at every turn.

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      Customer ServiceStaffHonesty & Transparency

      Reviewed Jan. 21, 2026

      Optima, a company I hired for $495 to represent me, has suddenly informed me that I owe a staggering $60,000 in taxes. To represent me, they require an additional $8,800 on top of $60000 I had to pay to the IRS, not sure how this will help me. This unexpected financial burden is compounded by the fact that I when I talked to Ray he did not or couldn’t provide accurate information.

      The breakdown of my outstanding debt, as sent to me via email, only shows $14558 owed as of January 19, 2026. This discrepancy raises concerns about where and how Ray arrived at the figure of $60,000. Furthermore, when I inquired about garnished wages from 2022, Ray was unable to find any relevant paperwork. This inconsistency suggests that either the IRS is highly disorganized or Optima is being dishonest. And on top of that I lost $495

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      Customer ServicePriceStaffBillingTransparency

      Reviewed Jan. 3, 2026

      Optima just takes your money and gets no results. I paid 8000 $ in the year 2025 hoping all year long that I would get the help I needed and all they did for me was what I could of done for free on the irs website. Optima never called me with any updates, the only call I ever received was from the billing dept trying to squeeze more money from me. When I called Optima it was like the representative had no clue what needed to be done with my case. This was such a bad experience. Don't go with Optima if you're looking for help. I think a better option would be precision tax relief. Save your money, don't choose Optima period.

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      Optima Tax Relief Company Information

      Company Name:
      Optima Tax Relief
      Website:
      optimatax.com