Optima Tax Relief Reviews

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Edited by: Amanda Futrell
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About Optima Tax Relief

Optima Tax Relief is a tax resolution firm that helps individuals and small businesses resolve federal and state tax issues. The company negotiates directly with the IRS and state agencies on behalf of clients. It specializes in issues such as back taxes, wage garnishments, bank levies, tax liens, payroll tax problems and IRS audits. Depending on a client’s eligibility, resolutions may include payment plans, penalty reductions, temporary hardship status or negotiated settlements.

Pros
  • Free initial consultation
  • Licensed tax professionals and attorneys
  • Ongoing tax protection plans available
  • 15-day money-back guarantee during the investigation phase
Cons
  • Upfront payment may be required
  • Long-term results not guaranteed
  • Some communication issues

Optima Tax Relief Reviews

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    Page 2 Reviews 5 - 35
    Verified purchase
    Customer ServiceBillingTransparency

    Reviewed May 21, 2026

    The outcome turned out great! This took over 2 years, in which I still never received an explanation why. The communication over this time was not good. From what I heard after they accepted the offer from Optima was the money I owed was from a different year 2019 that I had a payment plan set up & there were no taxes owed for 22, 23, 24. I am grateful for the outcome.

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    Optima Tax Relief
    Response from Optima Tax Relief

    Thank you for choosing Optima to assist you with your tax needs! We wish you well moving forward.

    Verified purchase
    Customer ServiceStaff

    Reviewed May 20, 2026

    I really enjoyed the call with Hector. He took the time to go over everything with me and made sure I understood everything. I didn't have to keep asking him to repeat himself everything was clear and understandable. I wish I could get him every time. I really felt comfortable talking with him!

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    Optima Tax Relief
    Response from Optima Tax Relief

    Thank you for your kind feedback. We’re glad to hear Hector took the time to clearly explain everything and made you feel comfortable throughout the conversation. It’s great to know his support made such a positive impression. We appreciate your trust in our team.

    Verified purchase
    Customer ServiceStaff

    Reviewed May 20, 2026

    Mr Frank was awesome. He explained clearly and made sure I was satisfied and understood everything before ending the call. As a side note I do have a major complaint about complaint about the agent spoke with before him. Please review and call back so we can have a conversation about her. Again, Frank was outstanding and should be used as an example.

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    Optima Tax Relief
    Response from Optima Tax Relief

    Thank you for your feedback. We’re pleased to hear Frank provided outstanding service and made such a positive impression. We also appreciate you bringing your concerns to our attention and would welcome the opportunity to discuss them further. Please contact us at your convenience so we can assist you directly.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed May 20, 2026

    Professional rep and very descriptive with answers. So far my dealing with this company have been all positive. I am awaiting next steps in the negotiations and are waiting to see what they really can do for me.

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    Optima Tax Relief
    Response from Optima Tax Relief

    Thank you for your feedback. We’re glad to hear your experience has been positive and that our representative has provided clear, detailed guidance. We appreciate your trust and look forward to continuing to support you through the next steps.

    Verified purchase
    Customer Service

    Reviewed May 20, 2026

    He greeted me warmly. He listened to why I was calling. He answered my questions and directed me to the correct people. He was concerned about making sure my issue was resolved. I was very impressed with his handling of my call.

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    Optima Tax Relief
    Response from Optima Tax Relief

    Thank you for your feedback. We’re pleased to hear your call was handled with professionalism, care, and clear guidance. It’s great to know your concerns were addressed and that you felt supported throughout the interaction. We appreciate your trust in our team.

    Verified purchase
    Customer Service

    Reviewed May 19, 2026

    I recently had a good phone session with Gabriel **. We reviewed my case and discussed options for moving forward. I was given clear direction on the documents I needed to upload and when I would hear back from him again. Feel very comfortable working with him...

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    Optima Tax Relief
    Response from Optima Tax Relief

    Thank you for your feedback. We’re glad to hear Gabriel provided a clear and productive discussion of your case, along with helpful guidance on next steps. It’s great to know you feel comfortable working with him, and we appreciate your trust in our team.

    Verified purchase
    Customer ServiceStaff

    Reviewed May 19, 2026

    I have been a customer for nearly a year and Angelica ** was patient and answered all my questions. This was by far the best customer experience I have had. All you representatives could get valuable insight as to the total satisfied customer experience from her. I have been a IT Customer Service manager for over 25 years and she is an extremely competent agent.

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    Optima Tax Relief
    Response from Optima Tax Relief

    Thank you for your thoughtful feedback. We’re delighted to hear that Angelica provided such patient, knowledgeable, and outstanding service, and that your experience with her has been your best to date. Your perspective is especially meaningful, and we will be sure to share your recognition with her. We truly appreciate your continued trust in our team.

    Verified purchase
    Customer Service

    Reviewed May 19, 2026

    I appreciate the value of this service. They truly believe in communication and letting you know where you stand when it comes to your case. I definitely recommend Optima wholeheartedly. Just take that leap, you won't regret it. I'm grateful. 🙏

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    Optima Tax Relief
    Response from Optima Tax Relief

    Thank you for your thoughtful feedback. We’re glad to hear you value our commitment to clear communication and keeping you informed throughout your case. Your recommendation and trust mean a great deal to us, and we truly appreciate your kind words.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed May 18, 2026

    Quick in acquiring initial information and able to conclude that help was possible. When gathering deeper information, he asked the right questions that did not leave me confused. I look forward to working with him.

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    Optima Tax Relief
    Response from Optima Tax Relief

    Thank you for your feedback. We’re glad to hear the process was clear and efficient, and that the right questions helped provide confidence in moving forward. We appreciate the opportunity to work with you and look forward to continuing to support you.

    Verified purchase
    Customer ServiceStaff

    Reviewed May 18, 2026

    The young lady Tameka was very help and very nice. She was patient with me and answering my questions. Prior in to talking to Tameka the last 2 females I have talked to was very rude and hung up on me because they couldn’t answer my questions. Instead of getting someone else who could. Mr. ** and Carlos was also very helpful.

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    Optima Tax Relief
    Response from Optima Tax Relief

    Thank you for your feedback. We’re pleased to hear that Tameka, Frank, and Carlos provided helpful, patient, and supportive service. We also appreciate you bringing your earlier experience to our attention, as we strive to ensure every interaction reflects the level of care our clients deserve. Your input is valuable, and we thank you for the opportunity to assist you.

    Verified purchase
    Customer ServiceStaff

    Reviewed May 18, 2026

    Hai was extremely informative. He made me feel at ease and showed empathy. I agreed to sign up knowing that my situation will be handled professionally. I left the call feeling I made the right decision.

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    Optima Tax Relief
    Response from Optima Tax Relief

    Thank you for your feedback. We’re glad to hear Hai provided clear, informative guidance and helped you feel at ease throughout the conversation. It’s great to know you feel confident in your decision, and we appreciate the opportunity to support you.

    Reviewed May 11, 2026

    We started with Optima Tax Relief in December 2020. Paid them $8,000 up front. I mean we are trying to lower this tax debt! It's 5.11.2026 and between OTR and the loser IRS, they neither one can get their act together and finish the friggin job. They keep saying they didn't get documents, so does the loser IRS. Constantly uploading POA's and they would say they didn't get it. We mailed an amended tax document and they say they didn't get it. I documented when it was mailed. Both OTR and the IRS are utterly ridiculous. This has dragged out 6 years. OMG! My head is about to explode!

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    Sales & MarketingPriceBilling

    Reviewed May 6, 2026

    If I could leave negative 5 stars that would be more accurate of a description of this company. They not only will cost you 5000 to drag out over a year but you’ll end up with more of a tax bill to the IRS. It’s a complete scam of a company that ended up not saving a penny, end result cost 9000 more than if I just paid the IRS directly. Do not use these scammers, they will not do anything other than take 5k and leave you with more of a debt to the IRS.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed April 20, 2026

    2013 was the year we reached out to OPTIMA Tax Relief, big mistake. They started charging us in the month of April to October for consultations we never received. In October we received a letter from the IRS for a consultation about our tax situation that we never heard from OPTIMA TAX RELIEF. The IRS stated they could not converse with us as long as OPTIMA TAX RELIEF had power of attorney. Not hearing anything from Optima tax relief, we cancelled power of with them. Turns out OPTIMA TAC RELIEF charged us $10,000.00 and ended up paying the IRS $95,000.00. I did not file a complaint with BBB or consumer protection agency because they’re too big to fight. I’m not concerned about stating this now 13 years later because God has helped me through this and I still have all the documents to prove my case. God Bless you all and read the fine print.

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    Customer ServiceContract & TermsRefunds & PayoutsStaffBillingTransparency

    Reviewed April 13, 2026

    We contacted Optima to help resolve an IRS demand for $19,000 from an audit they conducted (we were unaware of the audit) for our 2023 return. It made no sense to us so we contacted Optima. We were told they would accept our case and they would deal with the IRS directly on our behalf. We were led to believe they would investigate the allegations and come up with an amicable resolution with the IRS. We were told we would be working with a tax professional. In four months we haven’t spoken to the same person yet and several calls the representative didn’t seem familiar with our case. We eventually heard back from Optima and they said our obligation to the IRS is now $67,000 based on my wife’s previous returns before we were married. The IRS had them in uncollectable status. We had never had any contact from the IRS regarding any outstanding debt until the December 2025 letter requesting payment of the original $19,000.

    After four months we received a call they had come up with a resolution for us. Once again, we spoke to an Optima representative, who didn’t seem familiar with our case but read off the computer the resolution Optima had come up with was monthly payments of $1100 a month for 60 months to payoff the entire $67,000 they stated the IRS was requesting. Just prior to this call we received another letter from the IRS simply requesting payment of the original request + penalties amounting to just over $20,000. It appeared the IRS isn’t aware that Optima is representing us since they have never mentioned the $67,000 total. So essentially, Optima is billing us $767 a month for a year to set up payments with the IRS for the entire $67,000.

    We have a modest retirement income and Optima also stated they would prepare our 2025 return. This should be a relatively simple task, but as of 4/13/26 all they’ve done so far is notify us they filed an extension. We just sent written request to Optima to terminate our service agreement. We hope this will conclude the nightmare we’re currently experiencing. We have also retained another tax consulting firm that has already provided better service and transparency while assigning us one dedicated tax professional for contact. Many reviews I’ve researched on Optima would have steered me away from them including reviews on this site.

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    Customer ServicePriceStaffRatesHonesty & Transparency

    Reviewed April 12, 2026

    So I called Optima about my issue and since I was below their helping tax amount, they referred me to finish line tax and finish line. Rip me off of $1200 and didn't do nothing for me. I ended up having to do it all by myself. And now I'm stuck with more money to pay the taxes. Because finish line didn't do their job and stop the interest from adding up. So be careful with Optima Tax Relief and don't use the finish line tax relief. You'll lie to you and rip you off.

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    Contract & TermsPriceStaffRates

    Reviewed April 8, 2026

    I should have read all of the reviews before hiring Optima to help with my tax issues. I paid them over $6000 only to have to constantly bug them to get them to do anything with my case. It took almost 2 years to get a settlement that was not lowered at all by their promise to help with penalties and interest charges. Actually cost me extra for the amount of time it took to settle. In the end I would have been better off giving the IRS my $6000+ to go towards what I owed.

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    TechBilling

    Reviewed April 3, 2026

    Paid 500 $ to these clowns. They came back and wanted 12000 more. Wanted to set up house payments. Never found out what I owed or if I owed 500 $ for shit.

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    Contract & TermsSales & MarketingPunctuality & SpeedBilling

    Reviewed March 27, 2026

    I would highly suggest just submitting a payment arrangement request yourself!!!! This company is not going to get anything you owe reduced!!!! Just got my bad news after waiting 8 months of just collecting more penalties. They simply give them your income and subtract your monthly expenses. Then come up with a payment amount. Nothing gets reduced. So don't fall for the scam.

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    PriceStaffBilling

    Reviewed March 26, 2026

    They charged me over $8000 dollars and all they did was file a return and a payment plan. It was very hard to get in touch with anyone and no one explained anything about the plan so I’m now dealing with IRS myself. Biggest rip off ever and no one cared. Would never recommend these crooks to anyone.

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    Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaffBillingTransparency

    Reviewed Feb. 25, 2026

    I don't know where to start. Eight months, almost $7,000 spent. No results. Optima admitted that they have done nothing but refuse to refund me. The legal team only offered a 50% refund. This is insulting. Susan, Customer Retention Specialist stated that if I disputed the charge with my bank, "Optima will fight back with full force." It feels as if they waited until they knew it would be out the timeframe to dispute with my bank. Optima did not complete one single task for me, yet they are refusing to return my $6598!

    They are a bunch of fluff! Your initial call will go great. It did feel like AI. I should've gone with my gut. I felt like I was speaking to AI, and now, I am sure that I was. Not one person has been able to tell me why I originally contacted OTR but they make sure to remind you payment is due. It's impossible to get anyone on the phone! You will continuously get the run around! Connie is a super rude tax preparer that will blame her not doing her job on you. She stated she hadn't started because she didn't have documents that were never requested from me. Her Supervisor, Cathy will never call you back. You will be assigned to a team that is never available and only call when payment is due. There was no update anytime I called. I feel like OTR are predators that prey on people that just need help.

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    Contract & TermsTechSales & MarketingPricePunctuality & SpeedStaffBillingRates

    Reviewed Feb. 24, 2026

    In my opinion this company is a scam and a rip-off. I contacted them 2023 after hearing their radio ads about saving clients thousands on their taxes. The enrollment agent (i.e. salesperson) was extremely helpful. After making an initial down payment and going an installment plan, I suspended the program a few months later because of a divorce. I resumed 2024. None of my prior payments counted. I started all over. My total cost was just under $5,000.00 for them to file my back taxes and negotiate on my behalf. No one would discuss my case until it was paid in full. In the meantime, I was accruing interest and penalties on the back taxes. I could not get anyone to discuss my case until it was paid in full.

    I maxed out a credit card paying them monthly installments. If I was late on payment, they cut off portal access. I paid it off last fall. In February 2026 I got a resolution. They filed my four-years back taxes plus 2024. They took the standard deduction each year, something I could have done on my own. Furthermore, there were no tax reductions or forgiveness from the IRS. The representative told me this as casually as ordering lunch. When I complained, she referred to the small print in the contract and said not everyone gets a reduction. The settlement they agree to with the IRS is $50.00 per month more than I was paying before contacting Optima No Tax relief. Avoid the company. You will be better off negotiating yourself and making your repayment agreement.

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    Customer ServiceStaffBillingTransparency

    Reviewed Feb. 10, 2026

    I signed up with Optima Tax last February 2025 until August 2025. I wanted them to get a lower payment for a 2019 tax issue. Optima tax claim that they could also file my 2024 taxes, during that time frame neither was done and I called them to ask for updates and it was always like I was getting nothing but excuses. The only thing this company can guarantee is taking your money with no results. I will advise anyone who is considering going to Optima ... Don't do it!!! I even told the representative that I was speaking to me that I was going to write a bad review and he told me "Do what you need to do" and said have a nice day!! This company is terrible that will not resolve anything but your bank account!!!

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    Honesty & Transparency

    Reviewed Feb. 5, 2026

    They took my money and did absolutely nothing, Run as far away as possible if you are thinking about using this lying agency that will take your money and not do anything for you. This company is a fraud and should be shunned at every turn.

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    Customer ServiceStaffHonesty & Transparency

    Reviewed Jan. 21, 2026

    Optima, a company I hired for $495 to represent me, has suddenly informed me that I owe a staggering $60,000 in taxes. To represent me, they require an additional $8,800 on top of $60000 I had to pay to the IRS, not sure how this will help me. This unexpected financial burden is compounded by the fact that I when I talked to Ray he did not or couldn’t provide accurate information.

    The breakdown of my outstanding debt, as sent to me via email, only shows $14558 owed as of January 19, 2026. This discrepancy raises concerns about where and how Ray arrived at the figure of $60,000. Furthermore, when I inquired about garnished wages from 2022, Ray was unable to find any relevant paperwork. This inconsistency suggests that either the IRS is highly disorganized or Optima is being dishonest. And on top of that I lost $495

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    Customer ServicePriceStaffBillingTransparency

    Reviewed Jan. 3, 2026

    Optima just takes your money and gets no results. I paid 8000 $ in the year 2025 hoping all year long that I would get the help I needed and all they did for me was what I could of done for free on the irs website. Optima never called me with any updates, the only call I ever received was from the billing dept trying to squeeze more money from me. When I called Optima it was like the representative had no clue what needed to be done with my case. This was such a bad experience. Don't go with Optima if you're looking for help. I think a better option would be precision tax relief. Save your money, don't choose Optima period.

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    Customer ServiceContract & TermsTechSales & MarketingPunctuality & SpeedRefunds & PayoutsTimeliness

    Reviewed Dec. 15, 2025

    I contacted them, paid a $500 fee for them to make a plan. They came back wanting to talk to me ahead of our scheduled appointment in some frantic aggressive manner and tried to demand I pay them a $13,000 fee to handle my case. My total tax Debt is close to $25,000. At first I didn't want to, but I want to handle my taxes, so I followed up to inquire about starting and never heard back from anyone. I've sent several emails requesting refund and no response to those. This is a scam.

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    Staff

    Reviewed Dec. 7, 2025

    This company does nothing to lessen you from IRS harassment. They don’t communicate where they are in the process nor do they provide any guidance as to how to navigate and communicate with the IRS. The audit department don’t talk with the protection department, leaving the customer in the middle and in the dark. I ended up resolving my case on my own and faster than Optima Tax Relief. Stay away from Optima.

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    Curtis increased rating by 4 stars.
    Sales & Marketing
    After a positive interaction with Optima Tax Relief, Curtis increased their star rating on Dec. 5, 2025.

    Updated review: Dec. 5, 2025

    I hired Optima Tax Relief to represent me for the IRS. They did a wonderful job and I would recommend anyone that need help with the IRS to choose Optima Tax Relief, I give them 5 stars for the great job they did for me.

    Original Review: Nov. 23, 2025

    Optima Tax Relief is a scam. I paid 5k for them to do ABSOLUTELY NOTHING for me. I am facing garnishment and they haven't done anything to stop it. If that's not a scam then what is. I wouldn't recommend them to anyone.

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    Punctuality & Speed

    Reviewed Nov. 21, 2025

    Do not use Optima! They're nothing more than a money grab. They promised the world and 3 years later, after we said we were contacting a lawyer optima blocked us from accessing our account and canceled our power of attorney. Our wages were garnished after they promised they wouldn't be. They never made one appointment, and always had an excuse. It has been a complete nightmare.

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    Optima Tax Relief Company Information

    Company Name:
    Optima Tax Relief
    Website:
    optimatax.com