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Mr. Cooper Reviews

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About Mr. Cooper

Mr. Cooper is a nonbank mortgage lender and the primary brand of Nationstar Mortgage LLC (NMLS #2119). The company offers conventional and government-backed loans for home purchases and refinancing. It publishes daily rate information online and provides tools to help borrowers estimate affordability, monthly payments and potential refinance savings. Mr. Cooper operates nationwide and is licensed in all 50 states, Washington, D.C., and several U.S. territories, including Guam, Puerto Rico and the U.S. Virgin Islands. The lender primarily delivers a digital-first experience, with support available online and by phone.

Visit www.mrcooper.com
Pros
  • Online pre-qualification tool takes minutes
  • Online loan tracking
  • On-time closing guarantee
  • Pays local moving costs in some areas
Cons
  • No physical branch locations
  • No USDA loans

Mr. Cooper Reviews

Over 10k reviews since 2012

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    How do I know I can trust these reviews about Mr. Cooper?
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 41 Reviews 5780 - 5930
    Verified purchase
    Punctuality & Speed

    Reviewed Feb. 22, 2016

    It was slow at the beginning probably due to the holidays. Interesting closing having docs signed in two different states with a property on a 3rd state. Overall considering the difficulties to set up all, I was happy with outcome.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Feb. 22, 2016

    We did four refinances all at one time. Two were with Nationstar, one was with Ditech and one was with Citibank. Of the three lenders, Nationstar was by far the best. It's been over two months and I'm still trying to close the one with Citibank. Nationstar is great. The professionals that we worked with were right on target and did a great job. They've been responsive, professional and everything was done quickly. We closed on January 19th which was three weeks from the time we applied.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 22, 2016

    I had a very good experience. The loan officers were very nice and professional.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 21, 2016

    Both Jay ** and Dede ** were extremely helpful to us during our refinancing experience. They made the filling out of the paperwork as easy as they could. The young lady lawyer, Sarah **, who came to our home to do the final paperwork and our signing, was polite and efficient.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 21, 2016

    The people that I dealt with were very professional and seemed genuinely interested in my questions and helped me to understand the process. Great Job Guys.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Feb. 21, 2016

    I was concerned that the HARP was going to run out so I called Nationstar. They had called me several times before asking about refinancing. The process was pretty simple that I did everything on my phone. The guidance they provided me when options were discussed was simple and easy. With the new refi plan, I did not have to make a payment this last month and next month my payment will be about $150 less. I've never had problems with Nationstar unlike the other bank I had which was horrible.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 21, 2016

    I was amazed at how easy it was to refinance. I thought it would be harder than what it was. The team of people that helped us thru this experience were knowledgeable and very helpful as well as friendly.

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    Verified purchase
    Customer ServiceRates

    Reviewed Feb. 20, 2016

    I contacted Nationstar about refinancing. I already knew my rate was too high and it's just time. They were all wonderful, put their time to answer my questions and it was a good experience. I had some anxiety about doing it but they helped alleviate it. It's nice being able to skip on loans and planning on having lower payments is helpful.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 20, 2016

    I was looking over what the current rates were and figured it was time to see what my options were in refinancing and if it was favorable I just had to deal with it. Nationstar's reps were very good, professional, communicative and helpful. My options were a little bit better than what I expected it to be and the process was very smooth and easy. It was very well-explained and clearly laid out before me, so well that it just made the process very streamlined.

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    Verified purchase

    Reviewed Feb. 20, 2016

    They good but you have to be involved every step.

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    Verified purchase
    StaffRates

    Reviewed Feb. 19, 2016

    We already had a mortgage with Nationstar and just refinanced it. We were looking for a lower interest rate and less years and really liked working with the reps. Everything was done from my home. It was very, very convenient. The lady was very helpful and informed us on what we had to do so everything went smooth for us. We also appreciate that the lady came to our home to sign the papers so we didn't have to go anywhere.

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    Verified purchase
    Staff

    Reviewed Feb. 19, 2016

    Both Lisa ** and Kyle were great. Excellent service.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Feb. 19, 2016

    Representatives were courteous, knowledgeable and timely in responses.

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    Customer Service

    Reviewed Feb. 19, 2016

    I was billed twice and tried to get one of my payments refunded back to me but at first they told me it would take 7 to 10 days. Then I called back and they told me it would take 20 days to get my refund and told me that the two payments were processed.

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    Mr. Cooper
    Response from Mr. Cooper

    We appreciate you informing us of the issue. It is our goal to make every attempt to resolve your concerns to the best of our ability to ensure fairness in our transactions and to our customers. A member of our team will follow up with you privately to help out. –Nationstar Customer Relations Team

    Verified purchase
    StaffLoan Process

    Reviewed Feb. 19, 2016

    Our loan got switched over to Nationstar then they reached out to us for the refinancing. It's been an awesome experience so far. They were very detailed and every time we had questions or concerns, we always had someone available to help us.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Feb. 19, 2016

    My mortgage was sold to Nationstar. They told me to take advantage of the refinancing option, that I qualify to reduce my mortgage payment and the process involved less paperwork because they already got mine, which made it easy and fast.

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    Verified purchase
    Loan Process

    Reviewed Feb. 19, 2016

    Our refinance experience with Daniel ** was excellent from the beginning to the closing. Daniel kept us informed and helped us with everything that was required of us. We would highly recommend Nationstar to our friends and family.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed Feb. 18, 2016

    Nationstar was excellent. They knew what they were doing and were really helpful. All my questions about the refinancing process were answered and everything was explained to me. I didn't get the feeling that I was getting a runaround or lied to.

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    Verified purchase
    Staff

    Reviewed Feb. 18, 2016

    Representative help was great and gave good advice.

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    Reviewed Feb. 18, 2016

    Try to access my account on line. So far I have been on hold for 40 min just waiting for someone to pick up. I believe they are doing this on purpose. I have emailed time and time again trying to get this problem resolved. No help from anyone.

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    Mr. Cooper
    Response from Mr. Cooper

    We first would like to apologize for any frustration this issue may have caused. It is our goal to make every attempt to resolve your concerns to the best of our ability to ensure fairness in our transactions and to our customers. A member of our team will follow up privately to help out. –Nationstar Customer Relations Team

    Verified purchase
    StaffLoan ProcessRates

    Reviewed Feb. 18, 2016

    Nationstar Mortgage is beautiful. We have the mortgage with them before and I want to file for bankruptcy because I got sick. And then after we got out of bankruptcy, I asked them if they remortgage and they told me "yes." They were all very nice and pleasant, and they never hesitate if I asked them any questions. We're very satisfied. I think they were pretty good with the guidance because they give us better rates than another company did. I'm positive we could stay with them. We have already seven years with them before that. The experience is good because I want to lower my mortgage, lower the rate and then go into a 15-year term. I recommend them to anybody.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 18, 2016

    Refinancing with Nationstar went smoothly. Their representatives were very thorough and it was a very good experience.

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    Verified purchase
    Staff

    Reviewed Feb. 17, 2016

    Too many different people to deal with. I felt like I didn't always get straight answers until I pressed issue.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 17, 2016

    The experience was first class. The initial processor was thorough and efficient. The follow up processor was patient through a rescheduling on our part, and finally the home notary was a great convenience. It couldn't have gone better. Good job!

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    Verified purchase

    Reviewed Feb. 17, 2016

    Having to refinance a loan can lower the rate with less money to pay. With Nationstar, everything seemed to work fine.Their mortgage professionals kept me informed on what was going on.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 17, 2016

    Process went smoothly. Very Professional.

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    Verified purchase
    Loan Process

    Reviewed Feb. 17, 2016

    I was very happy with the entire experience.

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    Verified purchase
    Loan Process

    Reviewed Feb. 17, 2016

    Closed out of state! Arrived in Texas and an hour later representation from Nationstar arrived. We closed smoothly and let me not forget, it was Saturday! I thought they went out and beyond, thanking all involved with closing.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Feb. 17, 2016

    Nationstar was my mortgage company previously and I refinanced with them. I wanted to reduce my interest rate a little bit and shorten the payment term in order to make it a more manageable loan. The process was quick and easy with their reps. I called and talked to Victoria and she set me up with all my applications. These then went to another lady who finalized them.

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    Verified purchase
    Rates

    Reviewed Feb. 17, 2016

    They did a great job in a timely manner, explained everything very well and I was able to both lower my payments, decrease the term by 15 years and cut my interest rate about in half. Can't ask for better than that.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 17, 2016

    I've had a mortgage with Nationstar for years. I needed to cut finances so I inquired about refinancing. They told me how much more and what the payments would be and that’s what I needed. Since refinancing, I've had lower payment. They are friendly and helpful and what we need in this day and age.

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    Verified purchase
    Customer ServiceStaffRates

    Reviewed Feb. 16, 2016

    We were with Bank of America and when they sold the house to Nationstar we continued with them. The interest was high with our old mortgage and they always send us mail that we should refinance so we did. The reps were nice, experienced and helped us a lot. They informed us really well, so it was easy. They also emailed and called us when needed.

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    Verified purchase
    Staff

    Reviewed Feb. 16, 2016

    I'm refinancing my mortgage through Nationstar because my payment was going up due to escrow issues. The Nationstar rep was great, very straightforward, concise, and personable. I knew what I wanted so the rep didn't really have to do a lot of guidance.

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    StaffLoan Process

    Reviewed Feb. 16, 2016

    If I could give Nationstar the largest NEGATIVE number in the universe, I would. Do NOT trust them!! I went to them for help, as we rented our home in 2014 because we had a death in the family, and I went to live (temporarily) closer to my mom, to help out. We ended up getting a tenant in the house – who turned out to be a "professional squatter". We had to evict her in superior court. This took 10 months of the year! All the while, I turned to Nationstar for help. Yeah, they gave us help alright. Our "trial loan mod" was more than $500.00 a month MORE than what we were paying when we came to them!!! Is this what Nationstar thinks is HELP??? It is now a year later, and I am still without a loan modification, and NOW, we have a SALE DATE on our home. Dirty Nationstar. I can only hope and pray, will ROT IN HELL. What comes around, goes around...

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    Mr. Cooper
    Response from Mr. Cooper

    We first would like to apologize for any frustration we may have caused. We're reviewing the account to see why this occur. A member of our team will follow up privately to help out. Thanks! -Nationstar Customer Relations Team

    Verified purchase
    Customer ServiceStaffTransparency

    Reviewed Feb. 16, 2016

    We decided to look into refinancing since it was the right time budget-wise. Their mortgage professionals were all very friendly. They gave assistance on the paths to take. There were not a lot of choices, but it seemed very very clear what to do. Also, the email back and forth, requiring online going in and signing things off was maybe a little odd, but it was certainly satisfactory.

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    Verified purchase
    Loan ProcessTransparency

    Reviewed Feb. 16, 2016

    All went great with financing, esp, Mr. ** has been very helpful and efficient, except for the actual closing. There was some misunderstanding or miscommunication about the actual closing (Brenda did not make it clear to me). I thought the closing was to be done online, but totally surprised when the closing attorney showed up at the door in the evening. We managed the problem somehow, but that was embarrassing!

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    Verified purchase
    Customer ServiceStaffRates

    Reviewed Feb. 15, 2016

    Nationstar bought the mortgage company that we had and we thought we'd take a chance on refinancing with them when we got some information in the mail. We reduced our interest rate and took a few years off our mortgage. However, the two people that we dealt with didn't return my calls. I called a couple of times and left a message but they didn't call back.

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    Verified purchase
    Staff

    Reviewed Feb. 15, 2016

    We are older, do not understand the computer. Jeff and Albert were so patient with us and helped us understand everything we were doing. Always kept us up with everything they were doing and what we needed to do. Thank you.

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    Verified purchase
    Customer ServiceStaffLoan ProcessRates

    Reviewed Feb. 15, 2016

    I refinanced my home loan with Nationstar in December of 2015. The experience was the worst customer services that I have ever encountered. I was told two different things regarding my loan by two different Nationstar employees to the point that I had to complain to the 1800 number on multiple occasions. I was dismissed and lied to about returned calls.

    One incident involved a representative telling me via voice mail that my loan was probably not going to go through due to DTI (which I did not know what that even meant). This lady used jargon all the time and I had to CONSISTENTLY ask her to tell me what her acronyms mean. The lady would not answer my calls but emailed me that she was on a conference call and would call me back. This was on a Friday. I did not receive a phone call from her until the next week. And the DTI numbers were wrong. So basically I spent my weekend thinking my loan was not going to happen.

    This is just one of MANY examples of how horrible the experience was. Many times I considered ending the process but I was too far in and the interest rate was awesome. That is the only reason I continued. I would love to actually talk to someone about my experience. I tried to call in after I closed and asked for someone to call, but I never received a call back. I am a social worker and work for the state. If I had had the work ethic of the people who interacted with me during my refi, I would not currently be employed. I hope to hear from someone to help you make Nationstar more customer friendly.

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    Mr. Cooper
    Response from Mr. Cooper

    We appreciate you informing us of the issues you experienced during the refinance process. It's our goal to make every attempt to resolve your concerns to the best of our ability to ensure fairness in our transactions and to our customers. Please reply with your contact information so we can research your concerns further and provide a resolution for you. –Nationstar Customer Relations Team

    Verified purchase
    Staff

    Reviewed Feb. 15, 2016

    The Nationstar agent who took care of me gave some good advice on the land and I was pleased with it so I'm happy with everything.

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    Verified purchase
    Staff

    Reviewed Feb. 15, 2016

    My payment was put in collection and when my pay at work was cut, I looked into refinancing. Nationstar's staff has been great and I didn't have any problems with them. They told me what was what and they got it going. They were really great.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 14, 2016

    I recently completed a refinance with Nationstar/Greenlight. The process went very smoothly and I was kept informed as it moved through the process. I worked with Swaha ** Mortgage Professional and Valencia ** Closing Coordinator, and they both did a great job.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 14, 2016

    Refinancing with the Nationstar Mortgage professionals was frustrating because the recent refinancing was our second attempt doing a refinance. The first attempt was very frustrating because we spent 5 months working on getting a mortgage refinanced and it was unsuccessful due to the appraisal value of the property. The second attempt was successful because they approached me with an increased appraisal value which allowed the refinance to go through. Also, I was impressed with the fact that the gal that I worked with remembers me. I don't know if she had a filtered kind of information that brought her to inquire if I was still interested in refinance. She was very helpful and tried to work this out for me.

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    Verified purchase
    Rates

    Reviewed Feb. 14, 2016

    The interest rate was going too high, and Nationstar Mortgage was able to lower my monthly payment a little. I recommend them.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 14, 2016

    Nationstar's staff was excellent. They were very knowledgeable, friendly, and accommodating. I've had a pain-free experience - very easy and convenient. I skipped one month's payment, then I cut 19 months off the end, and I got a lower rate so I'm pleased.

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    Verified purchase
    Loan Process

    Reviewed Feb. 13, 2016

    Experience with Nationstar Mortgage was okay and I'd recommend them.

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    Verified purchase
    Loan Process

    Reviewed Feb. 13, 2016

    My Countrywide Mortgage was transferred to Nationstar Mortgage and it wasn't my choice. During my refinancing with them, they were pleasant enough but I was highly angry when I went to sign the paperwork because what I was quoted as going to be my payment each month had gone up $70. I unfortunately am not savvy when it comes to refinancing but I did my best to do the research and find out what kind of rate I could get, and what they had had informed me was that my loan wasn’t large enough to receive a lower rate. So I had to take them at their word for that. But the bottom line is I was going to have my mortgage paid off in about 15 years and now I've got a 30-year mortgage. And there's really no benefit from the refinancing except my payments have been lowered to $170 a month. I was hoping to get some equity out of it but I wasn't able to do that either.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 13, 2016

    I am again pleasantly surprised with service and attention given to me by Nationstar! The process was smooth and efficient and reasonably timed!!! The 2 consultants working with me Jason ** and Amy ** were very attentive and kept me informed at all times. They both were very courteous, knowledgeable and so pleasant to work with!!! Number 1 in my book until I'm proven wrong. I'm seriously considering another refi.

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    Reviewed Feb. 13, 2016

    I recently notified Nationstar customer service by phone that I was submitting (2) payments, one payment to make my mortgage payment and another payment to be applied to the principal. The representative stated that it would be noted on my account. I even sent a message explaining the (2) payments and wrote a comment on the check "To be applied to the principal". I logged in to the Nationstar "My Account" and noticed that I have paid my mortgage (1) month in advance but I did not see my balance change. Not sure where the rest of the money went to. This is not the first time this has happened when I sent a payment to be applied to the principal. It took several attempts to get the money I sent to be applied to the principal.

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    Mr. Cooper
    Response from Mr. Cooper

    We appreciate you informing us of the payment issue. It is our goal to make every attempt to resolve your concerns to the best of our ability to ensure fairness in our transactions and to our customers. A member of our team will follow up privately to ensure you don't have any additional payment issues in the future. –Nationstar Customer Relations Team

    Verified purchase
    StaffLoan Process

    Reviewed Feb. 13, 2016

    I wanted to get a lower and fixed interest rate. I refinanced and Nationstar got my monthly mortgage fee lowered. Their staff has been very professional. Once I told them my questions, they answered them and I was comfortable with the answers that they gave me.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 13, 2016

    Nationstar helped me so much. Their customer service has always been excellent. They've always made sure that I understood the questions that I ask. I'm now able to have more income monthly and it cut my years down to 5-7 years.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Feb. 12, 2016

    Very pleased with our new loan! Professional fast service was provided from the application stage to the closing.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Feb. 12, 2016

    I contacted Nationstar and was helped right away. The whole process took less time to complete and have it be approved than we were told. It was a very easy process done over the phone and electronically and then the final signing of the papers was even completed at my home.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 12, 2016

    I got a letter from Nationstar saying that I could refinance cheaper on monthly payments. So, we talked about it and we finally decided that's what we wanted to do. When I called the number from the letter, I ended up with Randy, which is an awesome person to work with. Randy is a superstar and he is well versed. The guidance I received was fine. They helped me save money. Nationstar has great people that work for them.

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    Verified purchase
    Loan Process

    Reviewed Feb. 12, 2016

    I learned about Nationstar Mortgage through my son and I've had a good experience with their rep. I now have lower monthly payments so I'd recommend them.

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    Verified purchase
    Loan Process

    Reviewed Feb. 12, 2016

    First time with real estate loan and escrow service from home. I didn't know what to expect. Very happy with service and process provided.

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    Verified purchase
    Loan Process

    Reviewed Feb. 11, 2016

    Process was took approximately three weeks. Process was very respondent to my questions. Closing was smooth.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Feb. 11, 2016

    Refi was true to estimate and notary was accommodating to my busy schedule. When I called customer support they were very helpful answering my specific questions & concerns.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 11, 2016

    I've had an excellent experience with Nationstar Mortgage. Their people were professional and courteous. I was able to skip two payments and now the payments are going to be lower-priced.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 11, 2016

    All of NationStar's people were very friendly and knowledgeable during my refinancing. Deborah and the gentleman that I talked to were both very good so I would recommend them.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 10, 2016

    Christopher ** and Amy ** took care of all our needs. It was a pleasure working with both of them! Thank you Christopher and Amy for making this such an enjoyable experience. I will definitely recommend you to all our friends and family.

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    Verified purchase
    StaffRates

    Reviewed Feb. 10, 2016

    I had a mortgage with a different loan company and Nationstar bought it. I got a little notice inviting me to apply for a refinance and I did, and I like it. I'm certainly not an expert in the mortgage area but the people at Greenlight Mortgage were very helpful. I got a very nice deduction of the interest rate and my mortgage is significantly lower than it was. I'm very happy. However, I got a mortgage bill in the mail from the old mortgage but I was told by the Greenlight people to disregard it. I am hoping that I received the right advice and since it was from Nationstar, I followed it.

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed Feb. 10, 2016

    Nationstar bought the loan from my original loan from Bank of America. The person I spoke with during the refinancing was really good and fast. Every time I have a question, he always helps me. The process was good, and they were really helpful. My interest has gone down and I was able to have the term cut from 22 to 15 years so I'm completely satisfied. I always tell everybody I see how Nationstar's process was, that they were really helpful, all the papers were done online, and everything was really smooth.

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    Verified purchase
    Customer Service

    Reviewed Feb. 10, 2016

    Nationstar took over my mortgage servicing two years ago and have been hard to deal with from the beginning. They don't respond to requests at all. It's awful. When you call they say they will fix it in 3 to 5 days but it never happens. They have been doing this for 6 months and it never changes. My advice is refinance somewhere else. Nationstar is the worst!

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    Mr. Cooper
    Response from Mr. Cooper

    We appreciate you informing us of the issue. It is our goal to make every attempt to resolve your concerns and restore your confidence in our fairness in our transactions and to our customers. Please reply with your contact information so we can research your concerns further and provide a resolution for you. –Nationstar Customer Relations Team

    Customer ServiceLoan Process

    Reviewed Feb. 9, 2016

    I am in the process of refinancing my home. I have sent everything they have asked for including the 3k. David ** was excellent with responding but after the last information was sent, he stopped returning messages and calls. Now, my original loan holder has started foreclosure proceedings because we have been left high and dry by Nationstar. Now, I don't know how to proceed because of the actions of Nationstar.

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    Mr. Cooper
    Response from Mr. Cooper

    We appreciate you informing us of the issue. It is our goal to make every attempt to resolve your concerns. Please reply with your contact information so we can research your concerns further and provide a resolution for you. –Nationstar Customer Relations Team

    Verified purchase
    StaffLoan ProcessRates

    Reviewed Feb. 9, 2016

    I love Nationstar. Working with their reps was excellent and they were just easy to work with. The discussion of the refinancing options was great, too. My mortgage and interest rates were now lower and that's what I wanted.

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    Verified purchase
    StaffLoan ProcessRates

    Reviewed Feb. 9, 2016

    I Googled Nationstar and I was a little leery at first because some people come up with all kinds of negative stories. But there was more positive than negative and our experience was positive. Everybody was good. The guys we dealt with were easy to get ahold of, not like some other ones we've had. I usually can't talk to a live person and that gets really frustrating. But with Nationstar, we didn't have any problems like that with their people. We got our monthly payment and the interest rate lowered a bit, which helped. I wouldn't have any problem recommending them to anybody.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Feb. 9, 2016

    The whole process went very well. All agents involved were professional and well versed in the process. Although, about 45 or so days later, I did receive an email indicating my original paperwork was missing one of my initials, and I had to resend it. That was a little offsetting for a moment. Otherwise, a smooth process.

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    Verified purchase
    Customer ServiceSales & MarketingPunctuality & Speed

    Reviewed Feb. 8, 2016

    Me and my husband obtained 2 mortgages in 2001 with Bank of America. We've never had a problem with them or our payments being automatically withdrawn on time and then 2 years ago we were transferred/sold to NATIONSTAR. We weren't told until after we got information from Nationstar. About two months ago we received our maturity date letter saying that we have over $8000 due on our maturity date for both of our properties in total. We've never missed a payment at all. We received our statements and we pay them and have never been late so we contacted Nationstar and we have been getting the runaround ever since until today. I escalated until I couldn't escalate any more.

    After being told month after month that we will get something from the research department about our account because they can't seem to figure out why we had such a large payment due on our maturity dates, where it is supposed to be only one payment and then we would be done. All we got from research is the exact same thing we've gotten before which is a promissory note that we have and been going by since 2001 which is 15 years ago. Then today I get the supervisor on the phone and he says when a payment is not received on the exact date it is due been there is interest accrued on it daily.

    Mind you we mail in our payments because we didn't know what Nationstar was and we didn't want to give them our direct information like our routing and account number so we mailed a payment in. And like any other mortgage or homeowner we thought well our payment is not 10 days late--it's not even 3 days late so once they receive it we will be good to go. We received our statements and they didn't show anything past due or any late fees because we always made our mortgage payments either on the day or at the latest they'd receive it and process it 2 days later.

    Our statements always the same amount of $776.41 on one account and $214.35 on another account so we thought "oh we're good to go, we're almost at our maturity date and we're close to paying our accounts off!" No such thing because they are saying when they received the payment a day or two late it accrues daily and they put that on the unpaid principal which is due on the maturity date. I asked why weren't we told this or why wasn't it on the billing statements because IF WE KNEW THIS WAS OCCURRING WE'D PAY IT SO IT WOULDN'T BE A BALLOON AT THE END!

    We never had a problem with Bank of America mind you, all of a sudden after we have a Nationstar for two years now it's a problem and we now owe $8000 in total on both of our accounts. So please tell me if this is fair or not because it is not if we had this problem with Bank of America we probably would have been owing $20,000 by maturity date but no it's $8000 because it happened in the last two years when we started with Nationstar. My advice to you is if you have Nationstar or are trying to acquire Nationstar, run the other way because now they think I'm Bill Gates and I can just pull money out of thin air. But with little janky servicing companies like this that the big banks sell to because maturity dates are coming up and they aren't making money off of, that's how Nationstar will get over on you so please beware of them! Thank God I'm well off but it's still our hard earned money gone to scam artists.

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    StaffLoan Process

    Reviewed Feb. 8, 2016

    I was extremely satisfied with my refinance experience. Ted ** and Amy ** were wonderful to work with and did a great job sifting through all of the programs available to find the best one to suit my needs.

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    Staff

    Reviewed Feb. 8, 2016

    Nationstar purchased my mortgage from the original mortgage company in 2007. They sent me several mailings and ultimately I decided to follow up on them to refinance. Their reps were very cordial and helpful. I'm counting six years off of the period of loan and paying only slightly more than what I was paying. So it's going to be six years in savings of approximately eighty thousand dollars by doing the refinancing.

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    StaffLoan Process

    Reviewed Feb. 8, 2016

    Nationstar has always been nice to me. When I had questions, their reps answered them and they helped me as much as they could with the parts that I had trouble filling out. And their guidance for my refinancing was excellent.

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    Customer ServiceStaff

    Reviewed Feb. 7, 2016

    I'm writing this comment in hopes that the appropriate people/agency has this information available as to prevent the hardship that my family has suffered as a result of Nationstar Mortgage llc. This is not my first rodeo with Nationstar, after a three year battle with another mortgage co. Nationstar purchased my loan. They tried foreclosing on me and threatening me 16 times until HUD stepped in. Now I had a flood in my home before Thanksgiving was issued a check and after communicating with Nationstar, endorsing the check, paying for overnight returned funds $30, the following were their request. I'm a contractor performing my own repairs, copy of my lic., my bond, my insurance, my tax ID, copy of the insurance claim, and repair claim. This was per their loss mediation dept. faxed by them checked off by them!

    I was to receive a partial payment 40,000 of the 50,403 dollars the check was made out for this check was cashed on 1-14 along with the check for $30 dollars for the overnight delivery of the first payment. Again my loss happened in Nov. at which point I commenced repairs and was told that after I forwarded the endorsed check I could expect it in 3 days. I've contacted Nationstar 6 times at no point have they made any effort to contact me. Each time I have contacted them they need another paper which I've already sent them. Each time they ask for a contract between the contractor and myself. Each time they apologize and do nothing offering to resubmit to the review team another 5 days I've spent over 42,000 towards repairs and in this process my father has been diagnosed with terminal cancer. They were made aware of this from day 1.

    My funds have been depleted and Nationstar only response to this situation is to call 3 times to ask if I have their mortgage check. I keep impeccable records to whom I talk, what they said, all faxed transmissions and correspondence. I WILL TALK TO ANYONE ABOUT THEIR DECEPTIVE PRACTICES. They have now knowingly affected my ability to pay my mortgage, health care, pg&e, and other bills. Is this retaliation for reporting them to HUD. You decide. Please help, as Nationstar is apparently untouchable!!!

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    Mr. Cooper
    Response from Mr. Cooper

    We would like to apologize for any frustration the process has caused you. We appreciate you informing us of the issue. It is our goal to make every attempt to resolve your concerns to the best of our ability to ensure fairness in our transactions and to our customers. Please reply with your contact information so we can research your concerns further and provide a resolution for you. –Nationstar Customer Relations Team

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    StaffLoan Process

    Reviewed Feb. 7, 2016

    We didn't have any problems with Nationstar during our refinancing. They were very polite and courteous. They answered every question and made it where we understood what was going on.

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    Staff

    Reviewed Feb. 7, 2016

    The Nationstar staff were very professional. The guidance was very good. They were with me every step of the way, describing everything that was going on. But there was one point where I was uncomfortable because everything was on the internet and when they sent a notary public to come out to my house for me to sign the papers, their guy didn't want to provide any identification except for his notary blue card. I would have felt a little more comfortable if he had provided a picture I.D.

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    Customer ServiceStaffLoan Process

    Reviewed Feb. 6, 2016

    Our mortgage is with Nationstar and in June 2015 we applied to refinance our mortgage and second mortgage. We are STILL waiting to find out if we, or when we close. Their "loan specialist" doesn't seem to know what he's doing. He doesn't return calls or emails. He doesn't tell us what documents he needs. We are so tired and frustrated with Nationstar! We regret ever starting this process with Nationstar!

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    Mr. Cooper
    Response from Mr. Cooper

    We first would like to apologize for any frustration we may have caused. We're reviewing the account to see why this occur. A member of our team will follow up privately to help out. Thanks! -Nationstar Customer Relations Team

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    Customer ServiceStaffLoan Process

    Reviewed Feb. 6, 2016

    I've been with First Horizon since '06 when I bought my house. Nationstar bought my mortgage from them. I stayed with Nationstar as they were able to refinance me. Now I'm able to save approximately $200 a month by refinancing. Kelly ** was extremely helpful, very kind and she listened. And Jonathan ** was extremely kind, patient, he listened and returned my calls. And then, the person came for us to sign to the home, he was fine and all was taken cared of. It was a fairly easy process. My mom is 87 and I particularly appreciate not having to leave our home.

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    Customer ServiceStaffLoan ProcessTransparency

    Reviewed Feb. 6, 2016

    We had a Bank of America loan nine years ago then we recently refinanced with Nationstar to get a shorter term. The mortgage rep that I dealt with was patient with repeating things to me because I have a hearing problem. Everything was laid out nice and clear and he answered a million questions that I had and called me back. He was obviously in India and he gave me his number to call back with some answers and I actually got him, which surprised me. Overall I had a fine experience and I'd recommend them.

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    StaffLoan Process

    Reviewed Feb. 5, 2016

    Nationstar Mortgage's reps were very good. I didn’t know I had to have certain information but once I understood that, everything was fine. Now, I'm having a thirty-year mortgage at the 15th. I'm very happy with my experience with them.

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    StaffLoan Process

    Reviewed Feb. 5, 2016

    I refinanced my home through Nationstar Mortgage simply because they were the holder of my original loan. My experience with Nationstar on my original mortgage was enough for me to go back to them. The refinanced was seamless and the people that I worked with were very professional and I really felt like I (me and my family) really mattered to them. I would recommend Nationstar Mortgage to my closest friend. Thanks.

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    Loan Process

    Reviewed Feb. 5, 2016

    My experience with Nationstar has been good and I would recommend them.

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    StaffLoan Process

    Reviewed Feb. 4, 2016

    I would like to say that my experience with my loan closing with Nicky ** and Katrina ** was a thoroughly enjoyable and pleasant experience and these are two very highly talented individuals and I recommend them highly for anything that they may want to do.

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    Punctuality & SpeedLoan Process

    Reviewed Feb. 4, 2016

    Refinance. Everything went great. I went to closing very quick and it was relatively painless.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Feb. 4, 2016

    What made me stay with Nationstar Mortgage was how easy it was refinancing my loan with them. It was good talking with their professionals, too. I would recommend Nationstar. It was a quick closing.

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    Customer ServiceStaff

    Reviewed Feb. 4, 2016

    Our mortgage was purchased by Nationstar Mortgage in 2015. Their accelerated equity program is handled by Equity Accelerator which we participated in. Monies were drawn twice a month from our checking account to pay for our mortgage. We paid off our mortgage in December, 2015. I notified Equity Accelerator that our mortgage was paid in full and that they should cease to withdraw monies from our checking account, but they continued to draw these funds on 12/31/15 and again on 1/6/16 for which we had to put a stop payment on, incurring service charges of $36.00 and $35.00 respectively. When we confronted Equity Accelerator about these charges, asking that they be reimbursed to us since we had given them notice, they asked to speak with a representative from our bank and went on to ask them to reverse these charges as a good will act.

    We were mortified that they should do this and not bear responsibility for their mistake themselves. At the same time, Equity Accelerator had already deducted half of our mortgage payment ($1,819.25) from our checking account on 12/15/15 towards the January 2016 mortgage payment due on 1/1/16. We notified Equity Accelerator of this and was told that this amount would be refunded to our checking account. Subsequently, we did receive a letter from this company indicating that the amount of $1,819.25 would be refunded to us by February 3rd, 2016 if we did not sign up any new mortgage with them. On February 2, 2016, our checking account was credited with $1,518.88 from Paymap (Equity Accelerator), this is $300.33 less than the amount we are entitled to.

    We tried to reach representatives from Equity Accelerator 4 times, each time having to go through a series of prompts and wait time, only to be disconnected before speaking with a representative. Finally last night we were able to speak with a customer service representative who indicated that the difference represented an enrollment fee, something we had already paid for at the time we signed up for this program. Then this became a discontinuance fee because we did not cancel within the first 90 days of our enrollment. How can this be when our mortgage was paid in full - why would we need their services any longer if we no longer had a mortgage. We asked to speak with a supervisor and were told that there were no supervisors available or even there at all.

    We advised them that we would be contacting Consumer Affairs and The Better Business Bureau to lodge a complaint. We are looking for restitution of the bank fees we were charged because of their mismanagement and for the balance of the mortgage deposit deducted from our account and deceptively not refunded to us, a total of $371.33.

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    Customer Service

    Reviewed Feb. 3, 2016

    Horrible service. Cannot even get a call back and they prepared incorrect documentation several times. Will never use again!

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    Mr. Cooper
    Response from Mr. Cooper

    We first would like to apologize for any frustration we may have caused. We're reviewing the account to see why the issue occur. A member of our team will follow up privately to help out. Thanks! -Nationstar Customer Relations Team

    Customer ServiceSales & MarketingStaffTransparency

    Reviewed Feb. 3, 2016

    This issue is now on its 13th month and finally today I spoke, yet with another staff member by the name of Franklin that said that the reason folks are in a situation like I described in my previous review (foreclose to short sale instead) is because it is our fault. He stated that Nationstar has every right to do what they want. I tried explaining to this individual that I wished to speak to a supervisor or someone in a higher supervisory position as he was being very rude and condescending about my situation. Franklin said that there "was no one here higher" than him (mind you he was the first employee in a call customer service that I was sent to) and yet no one is in a higher position than him???? Then he said "Oh, that person is out of the office." Really? I am having realtors, investors and other folks in the real estate business just walking into my house (garage), backyard (yes there is a door that remains closed) yet they walk right back in.

    He said I should basically suck it up because they are doing me a favor by possibly buying the house at a higher bid. (I told Franklin that there was a bid in place via a short sale two weeks ago that Nationstar has ignored). I have maintained a book on the lies that they have told me and I tried to explain to Franklin what options were shared (foreclosure, short sale, deed in lieu) and they NEVER ONCE MENTIONED that if the house went thru a short sale that they would NOT accept the offers that have been given to the realtor. Apparently Nationstar has their own "way" and not the legal way of handling short sales. After researching laws and speaking with various attorneys (California Association of Realtors) it's NOT legal for them to accept another offer in auction but they will do it anyway.

    Nationstar has not been challenged in CA due to the cost that will be placed upon the consumer (me) versus big business (Nationstar) with deep pockets. So once again, Nationstar is a horrible business. After taking much rudeness from Franklin I had some choice words for him. I have documented all my efforts and lack of by Nationstar for 13 months. The way these employees get to lie, cover and not KNOW really what they are doing is a criminal act!!! I have spoken with a total of 9 different "employees" of Nationstar and NOT one has explain to me the same process of how they handle a short sale, modification, foreclosure and deed in lieu. If I could give them a ZERO STAR I WOULD MOST DEFINITELY WOULD! Accept the short sale bid and let the consumer move on their lives.

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    Mr. Cooper
    Response from Mr. Cooper
    CA Public Responses:

    We appreciate you informing us of the issue. It is our goal to make every attempt to resolve your concerns to the best of our ability to ensure fairness in our transactions and to our customers. A member of our team will follow up privately to help out. Thanks! -Nationstar Customer Relations Team

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    Staff

    Reviewed Feb. 3, 2016

    It was easy. I loved how we did most everything online. Jay ** and Colleen ** both were great! Thanks!

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    Punctuality & SpeedStaffLoan Process

    Reviewed Feb. 3, 2016

    All my questions and comments about refinancing with Nationstar was resolved quickly and accurately. Kristin was very professional and I think went out of her way to help and assist me. She set me up with a local agent to come to my house and finish the closing process. All of my questions were answered quickly. I would recommend this process to anyone. Thank you for your help.

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    Staff

    Reviewed Feb. 3, 2016

    I recommend Nationstar. Great service, and everything was fine.

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    Loan Process

    Reviewed Feb. 2, 2016

    I've had nothing but excellent experience with Nationstar Mortgage. I used Greenlight Loans for a refinance and my experience with them was also excellent.

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    StaffLoan Process

    Reviewed Feb. 2, 2016

    We had a good time with Nationstar. They have been my mortgage company for a while now. They were fabulous during refinancing and absolutely friendly and knowledgeable. Jack in particular was wonderful and easy to work with. Ever since being with Nationstar, things have been a little bit better.

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    Customer ServiceRates

    Reviewed Feb. 1, 2016

    All communications with Nationstar were good. What we did was to refile to reduce to normal the years remaining on the mortgage and we got a reduced interest rate from what we had because we didn't have a second mortgage on the property. We must've been paying maybe 6.75% and we got maybe a 3-point reduction. It's 3.75% now.

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    Customer ServiceStaff

    Reviewed Feb. 1, 2016

    My mortgage transferred from GMAC to Nationstar. No contact by Nationstar explaining their procedures/policies. They mispaid my 2015 taxes, did not send paperwork, disconnected me, failed to respond. Even fictitious stories about their policies. Worst cus. ser. I have ever seen. Took 3 weeks to finally find a competent person to fix the problems they caused!

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    Mr. Cooper
    Response from Mr. Cooper

    We appreciate you informing us of the issue. It is our goal to make every attempt to resolve your concerns to the best of our ability to ensure fairness in our transactions and to our customers. A member of our team will follow up privately to help out. Thanks! -Nationstar Customer Relations Team

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    StaffLoan Process

    Reviewed Jan. 31, 2016

    A very easy and seamless process. Both individuals I dealt with very professional. I would recommend this company.

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    Loan Process

    Reviewed Jan. 31, 2016

    It was really difficult with Nationstar in the past when I had my mortgage and a lot of things transpired, but I stayed with them since I already completed the paperwork. And then I would get into situations where the paperwork that was completed on my side wasn’t completed on their side, and I went and lost some money out of the deal. However, my experience with Nationstar recently with regard to mortgage closing was excellent. I want to commend them on that, but not on the support side, though.

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    Punctuality & Speed

    Reviewed Jan. 30, 2016

    Everything with Nationstar has been wonderful. Everybody has been extremely nice and took care of everything fast. I got all the answers I needed when discussing about my options. It was perfect. We have saved money on our mortgage payments.

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    Sales & Marketing

    Reviewed Jan. 30, 2016

    When the account was transferred to Nationstar Mortgage we had an escrow balance of $596.82 on April 16, 2015. We made one additional payment on May 8, before taxes were paid by, of $134.15, giving us a total escrow balance of $730.87. The taxes paid on May 29, 2015 was $771.13. This left us with a negative escrow balance for 6 months of $40.26. Obviously the negative balance needed to be paid plus account for the next year of $80.52 which is a total NEW increased amount of $120.78 for the first 12 months. Assuming the federal maximum cushion allowed by law is 1/6 of the escrow is charged, that would add another $288.43 for the year.

    We estimate the maximum amount the escrow would increase from $134.15 would now be $168.25 per month yet Nationstar Mortgage increased the escrow from $134.15 to $400.02 per month, which is against the law—against state and federal regulation regarding escrow accounts. Nationstar Mortgage refuses to give any statements and refuses to give online access to view statements and refuses to do any escrow analysis which we are entitled to receive by federal law. I believe Nationstar Mortgage is involved in a big scam and stealing tens of millions of dollars from hard working Americans.

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    Mr. Cooper
    Response from Mr. Cooper

    We first would like to apologize for any frustration we may have caused. We're reviewing the account to see why this occur. A member of our team will follow up privately to help out. Thanks! -Nationstar Customer Relations Team

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    StaffLoan Process

    Reviewed Jan. 29, 2016

    I had a very pleasant and easy experience refinancing. Very knowledgeable friendly staff and would recommend Nationstar!

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    Customer ServicePunctuality & SpeedLoan ProcessTransparency

    Reviewed Jan. 29, 2016

    My husband and I recently refinanced our existing Nationstar mortgage. The process from start to finish was extremely quick, and Kristen ** and John ** were very responsive to our phone calls and emails. They were very clear and transparent about the process, and we are extremely happy with our decision!

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    Loan Process

    Reviewed Jan. 29, 2016

    Nationstar's mortgage professionals during my refinancing was top of the line. I spoke with them because I have my loan and I wasn’t sure if I could get it through. It came a point that I can refinance so I had one individual who worked with me. He said, “You know, you can. And here’s what I think we’ll do. You will save some money. And you are at that point, you have at least 20% equity so we can drop that PMI insurance. It’s about $300 a month.” So we went through that.

    I went ahead and gain the necessary documentation. Then they said “Yes. We want to do this.” I was trying to talk to somebody who would walk me through the entire process with the loan papers and everything else. They did a fantastic job to the point that they arranged for somebody who could come with all their documentation and sat on our dining table. My wife and I signed all the paperwork. It was very comfortable because I was already with Nationstar. I have no problem and I enjoy being with them.

    Staying with them made the process easier because they already had my payment history on the house. They already have some documents and we just need to update a few things as opposed with the bank. We saved a good amount of money a month and that’s helped us as we made our budget go this year that we’ve been able to lower our expenses. I hope that anybody who'd get Nationstar would have a good experience as my wife and I did.

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    Punctuality & SpeedLoan Process

    Reviewed Jan. 29, 2016

    Bill ** and Jesus ** were outstanding on my refinance loan, very prompt on docs, etc. Thank you Nationstar and to Bill ** and Jesus **.

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    StaffLoan Process

    Reviewed Jan. 28, 2016

    This transaction from start to finish was the smoothest, least stressful home loan in my life - and I'm 58! I've bought, sold and refinanced several loans in my lifetime. Some from the "BIGGIE" companies like Quicken and Countrywide and Bank of America. My refi with your Nationstar/GreenLight personnel was by far and away the best of all of them, as were the employees that I dealt with. Top-notch ALL THE WAY!! THANKS!!

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    Loan Process

    Reviewed Jan. 28, 2016

    Everything was handled electronically making it very convenient. But the best part was closing on the loan at our own dining room table. The title company sent a notary public to us. Super easy!

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    Loan Process

    Reviewed Jan. 28, 2016

    I still have not received my check from settlement on refinancing.

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    Customer ServiceStaff

    Reviewed Jan. 28, 2016

    My home loan was changed and Nationstar became the servicer of the loan. They were quite over the top in their communications to us, urging us to refinance. Not a week went by for a good year that we didn’t get some mail from them saying we should refinance. Since they were already servicing the loan, it seemed the easiest thing to do.

    I was pleasantly surprised with how easy it was. We started doing it and within a few days it was all done. The people that I've dealt with were very responsive, experienced, thorough, and helpful. There were a couple of times that I ran into questions and called. Even when they were not available and I had to leave a voicemail, they got back to me within probably five minutes. Also, they were willing to talk about any of the different things that we wanted. They mapped out several different options for us and talked us through the positives and negatives of each one. It was very thorough and helpful. We have a 15-year mortgage now which before we had a 31. So we skipped years of mortgage payments.

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    Staff

    Reviewed Jan. 28, 2016

    Nationstar like any business has some good dependable employees and some that struggle and some that don't really know what to do or how to do it. But overall, most are know their job and like to help people.

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    StaffLoan Process

    Reviewed Jan. 28, 2016

    I was very pleased with the refinancing services I received from Nationstar. The client reps were very helpful and polite. Terrence, my loan rep. was a pleasure to work with. Our closing agent was thoughtful and came to my home for the closing. All around a great experience. I would recommend Nationstar to others.

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    Loan Process

    Reviewed Jan. 28, 2016

    Home Refi. was a good experience.

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    StaffLoan Process

    Reviewed Jan. 27, 2016

    I was not looking forward to the process of refinancing my home, but it turned out to be surprisingly easy. I truly enjoyed working with Albert **, my loan processor, and Rita **, my loan officer. They both worked hard to make my experience as painless as possible and were extremely helpful. They have my full appreciation and respect and should be commended.

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    Customer ServiceOnline & AppStaff

    Reviewed Jan. 27, 2016

    I have been dealing with Nationstar since my mortgage was transferred to them. I have spoken with numerous customer service personnel in which they are polite and try to answer questions I ask. I have tried numerous times daily/weekly to get a hold of my "Dedicated Loan Specialist" with no luck whatsoever. I am in the process of submitting documents for a modification and noticed on the website that I still needed to send a couple more. I needed to talk with the specialist as I had a question about one of them. No response, he does not answer phone. I leave messages and have given both cell and work #'s. I called today 1/27/16 and talked with someone in customer service who stated my modification was rejected due to the missing documents??

    If I could have talked with my "Dedicated Loan Specialist" and got the answer to my question this would have been resolved. Now being told I would have to re-submit everything. Very frustrating when you supposedly have a "Dedicated Specialist" assigned and you can never get a hold of the person. Would be great if I could actually talk with someone about it and get some kind of result/help on getting the modification going.

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    Mr. Cooper
    Response from Mr. Cooper

    We appreciate you informing us of the issue. It is our goal to make every attempt to resolve your concerns to the best of our ability to ensure fairness in our transactions and to our customers.A member of our team will follow up privately to assit you. –Nationstar Customer Relations Team

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    Customer ServiceStaffLoan Process

    Reviewed Jan. 27, 2016

    I cannot give Greenlight 5 stars because my initial interaction with loan processor Ronney ** was miserable to say the least. He was a master at dragging things out; non-responsive, asked more than one time for documents already provided and had to have me send updated bank statements because things dragged on so, that the ones provided became outdated. I finally lost my "nice" and advised that I was going to contact the "complaint" department and this time I copied Victor **, my original contact loan officer. I can only assume that he is responsible for contacting Paul **, a supervisor. Paul was great, started things moving along the way they should have and then turned me over to my new loan processor, Albert **. Albert was also great, kept in almost daily contact and today, my two refinanced loans are approved, funded, closed!!

    In reading the first 20 reviews, it appears that my experience was the exception, not the rule, lucky me. LOL. I can only advise, if you decide to use Nationstar/Greenlight, at the first sign of delay tactics, get on the phone to their customer complaint department. It appears they have many excellent, professional employees, I just drew a slacker at first. My hats off to Victor **, Paul ** and Albert **.

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    Reviewed Jan. 27, 2016

    Last re-fi with Nationstar Mortgage took 1 year to complete. Was hesitant to re-finance with again with the same company. Re-financed mortgage which closed within 4-6 weeks.

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    Customer ServiceStaffLoan Process

    Reviewed Jan. 27, 2016

    I had such a great experience in doing my refinance through Nationstar. It was speedy; staff that I deal with were very knowledgeable, they answered all my questions, kept me informed of every single step they were taking and what they needed from me, and all of these was done by e-mail and phone calls. Great experience! Thanks Nationstar staff, you excelled.

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    StaffLoan Process

    Reviewed Jan. 27, 2016

    Nationstar kept sending me notices to refinance. At that time, Wells Fargo had a lien against the place and I couldn't do it. As soon as the lien was lifted, I went to Nationstar. Their professionals were good. The guidance that I received was great and they were able to reduce my payments. I had a problem setting up the auto-payment since I had auto pay with Nationstar for a couple of years and no problem with that. When I refinanced, they didn't automatically continue that and I had to go through the whole application process again which I thought was not necessary. But it's handled now.

    Another, when they're doing background checks as far as financial or credit rating, they need to update it. Before, I was in trouble with Wells Fargo. That didn't sit well with me so I went the wrong way and did all kinds of bad things. Nationstar says on my credit report that I'm 'seriously delinquent on payments', but that was during the arbitrary moments. When it was all rectified and all the accounts were paid off, they didn't say, "Everything's good with us!" It hasn’t been updated when it should have been done by Wells Fargo. They did not put in the good part. So I got a bad credit report.

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    Mr. Cooper
    Response from Mr. Cooper

    We first would like to apologize for any frustration we may have caused. We're reviewing the account to see why this occur. A member of our team will follow up privately to help out. Thanks! -Nationstar Customer Relations Team

    Verified purchase
    Loan Process

    Reviewed Jan. 27, 2016

    The process for this was extremely smooth. Saleema was so good at keeping me informed along the way. Very pleasant experience!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 27, 2016

    I've been with Nationstar for a couple of years now and we looked into refinancing with them to lower our monthly payment. Their mortgage professionals were pretty thorough and I was impressed with everything. I thought it was going to be long and tedious, but it really wasn't. Although I still had to sign papers afterwards, being able to answer in the computer made the process a little quicker. I'd recommend them.

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    Verified purchase
    Customer ServiceLoan ProcessRates

    Reviewed Jan. 27, 2016

    My wife and I recently refinanced with Nationstar Mortgage, and while Caitlin ** was very helpful in working through all our different options and setting up the initial refinancing figures, the mortgage processing department was quite frustrating to work with. The digital document review and approval process was confusing and we had to approve some documents multiple times.

    There were numerous emails requesting information that needed to be submitted before finalizing the refinancing. In the end, we don't understand why we weren't just sent a list for requested information, so we could do it all at once. Had the processors been more organized or the process itself streamlined, the number of emails could have been greatly reduced. In all, there were over 100. We started the process in early December, and didn't have our closing until the middle of January. We're glad we refinanced, and are happy with the reduced interest rate and loan term we were able to get, but the process was a disappointment. Because of that, I'm not sure we would recommend Nationstar to our friends or family.

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    Mr. Cooper
    Response from Mr. Cooper

    We first would like to apologize for any frustration our refinance process may have caused. A member of our team will follow up privately with you. Thanks! -Nationstar Customer Relations Team

    Verified purchase
    Staff

    Reviewed Jan. 26, 2016

    Want to let you know that you guys have some great people that work with you. Randy and Albert were the most helpful people that got me through this heart program. Thanks for the great help and would use you guys again.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 26, 2016

    I had a mortgage with Teller. They went out of business then they sent it to someplace in New Jersey. And then Nationstar took over. I had to refinance my mortgage because my interest rate was 6.5%. My experience with Nationstar was wonderful. They did my refinancing very quickly. The Nationstar professional was also very helpful and he kept in contact with me at all times.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 26, 2016

    My rental property refi went very well and quickly. I was very happy with the turnaround and professionalism and customer server my loan agent provide. I then requested a pre-qual to purchase another property and that got to a slow start but was quickly approved within a few days. I am very pleased with my relationship with Nationstar.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Jan. 26, 2016

    I already had a mortgage with Nationstar and they handled my refinancing very professionally. They did a good job considering the situation that my wife has just passed away. We thought about moving but decided to stay in the house we were in and wanted to lower our term and interest rates. Nationstar was able to match and offer more than I received locally. They were thorough and their guidance during my refinancing was good.

    My interactions with the mortgage professionals were primarily online. Everything was via email but they were all very courteous and thorough. It seemed towards the end of the process, though, that the notary got a little weird. It was an unusual situation because my wife had passed away and I had to provide a copy of her death certificate. There were some paperwork that the person had that I needed to sign and she didn’t even know how to handle it at first because she hadn’t seen it before. But once she knew what she was doing, we met again and got the paperwork finalized.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Jan. 25, 2016

    Everyone that helped me refinance my home loan was extremely. I was told to contact Customer Service to make sure they did not take out a Dec. 2015 payment. I checked my bank statement and it had not come out, so I did not call. It came out 2 days later. It took me over a month to get my money back. This could have been avoided if there was an update in your software to advise Customer Service of refinancing in progress. Because of me not calling, I was stuck with 4 overdraft fees of $36 each that I had to pay. As simple as it is to update software, this all could have been avoided. The customer should not have to handle this.

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    Verified purchase
    Loan Process

    Reviewed Jan. 25, 2016

    We decided to look into refinancing so we can lower our payment and we're satisfied with Nationstar Mortgage.

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    Verified purchase
    Customer Service

    Reviewed Jan. 25, 2016

    Refinance - It's a little unsettling giving information over the phone and/or email. Due to all the scams and fraud. I would have preferred person to person.

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    Verified purchase
    Rates

    Reviewed Jan. 25, 2016

    I pursued the HARP lowered refinance, and since I've already had a mortgage with Nationstar, I did the refinance with them as well, for convenience. It's a fixed 30-year mortgage as opposed to adjustable rate, and slightly lowered payments. I also liked the convenience of having the third party meet me wherever and sign off on the dot.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 24, 2016

    My mortgage was sold to them. My grace period is until the 16th of the month. Nationstar, calls me at my job 4-5 times a day until my payment is received. I have had my loan for 14 years and have never had an issue with the grace period, and whatever bank never called me numerous time regarding payment. Nor has my payment ever been late. They have no payment center, and charge $10 if you pay online if you pay after the 1st of the month, you'd figure they throw you a bone since they are getting direct payment and they are the ones with no payment facility. They truly are the worst.

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    Mr. Cooper
    Response from Mr. Cooper

    We first would like to apologize for any frustration we may have caused. A member of our team will follow up privately to help you out. Thanks! -Nationstar Customer Relations Team

    Verified purchase
    Rates

    Reviewed Jan. 24, 2016

    My experience with Nationstar has been just final. No problems that I know of. However I have not got my interest statement for 2015 yet for filing my taxes. Could someone please send that to me? Thanks...

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Jan. 24, 2016

    I inquired for refinancing to be able to lower my interest rate. We kept getting stuff in the mail from Nationstar so we decided to do the refi through them. The process was easy and straightforward. I talked with a guy on the phone and we did a lot of stuff by email, including the guidance on my options - everything was highlighted. Then they came to the house for the closing, which was convenient since we didn't have to go anywhere. Doing it online make it easy as well. By refinancing with Nationstar, our payment went down, and we shortened the term of our loan by a couple of years. It was a good experience.

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    Verified purchase
    Loan ProcessTransparency

    Reviewed Jan. 24, 2016

    Bank of America sold our mortgage to Nationstar. We decided to inquire about refinancing our mortgage with them because we wanted a lower payment. The professionals we dealt with during the refinancing were fine. If we had a question they answered it, and kept us up to date with the process. They told us the different options that we had if we stop with Nationstar. It was also nice that their notary came to our house in the evening to sign the documents.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 23, 2016

    It was a very nice experience with very nice people. I highly recommend Greenlight Loans to anyone wanting to lower their mortgage payment or apply for a loan. They did a wonderful job processing my loan from start to finish. I would like to thank everyone at Greenlight Loans for their expertise and promptness in processing my mortgage loan.

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    Verified purchase
    Customer ServiceLoan ProcessRates

    Reviewed Jan. 23, 2016

    I went to inquire refinancing with Nationstar because the new rates were lower and I’m trying to get my payment down. But I also called some other places and they weren’t exactly sure about how the harp loan process worked. So I called Nationstar back to get the process started and everything went pretty good. In the end, everything was exactly what Nationstar said, and they got us lower interest rate and monthly payment.

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    Verified purchase
    StaffLoan ProcessRates

    Reviewed Jan. 23, 2016

    I‘ve had Nationstar forever. I refinanced with them because my interest rate at the time was too high. I figured that if I could get it to Nationstar, since I was already dealing with Nationstar, I might as well just go with them. I had a beautiful experience dealing with Nationstar representatives. The guidance I received when we were discussing my refinancing options was A+. They answered all the questions I had and the process was very easy. I didn’t have to go through a lot. Overall, it was great and I liked everything about it.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Jan. 22, 2016

    I discussed refinancing with Nationstar Mortgage over the phone and the guidance they gave me was very good. They knocked five years off our mortgage with a lower payment. They were all very professional and nice.

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    Verified purchase
    StaffLoan ProcessRatesTransparency

    Reviewed Jan. 22, 2016

    My interest was a lot higher but when refinancing with Nationstar Mortgage, I was able to lower my interest rate to 4.35. I had a very efficient interaction with the mortgage professional and the original loan officer explained everything to me. If I had any questions, I would call him back with the questions. Then another gentleman helped with the closing of the loan and the gathering of the other information that's needed. It was very good. The highlight of my experience with Nationstar is the lower payment.

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    Verified purchase
    Customer ServiceStaffLoan ProcessRates

    Reviewed Jan. 21, 2016

    Nationstar sent us a letter about refinancing because we had a higher rate. We did the refinancing and their mortgage professionals I emailed and talked to on the phone with are very nice. They were able to lower my interest rate but my payments are about the same.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 21, 2016

    Most recently I had refinanced with Nationstar because I could get a lower rate and shorten the term of my mortgage. This was under the HARP program but with a better rate and a shorter term. I worked with two people and they were terrific. They did an excellent job and were very efficient, clean and not intrusive. They didn't waste anybody's time. They did what they said they would do which is good to me.

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    Verified purchase
    Loan Process

    Reviewed Jan. 21, 2016

    I'd recommend Nationstar. I've had a good experience with them.

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    Verified purchase
    StaffLoan ProcessRatesTransparency

    Reviewed Jan. 20, 2016

    Recently refinanced our mortgage through Nationstar. We were a current customer and had been informed we may qualify under the HARP program for refinancing. The entire process was smooth. It started with a phone call with a specialist named Eric. He explained how the process worked, did a quick analysis and had us approved instantly. We were able to sign many of the documents electronically. There was an account manager named Christina who worked with us through the process. A paralegal came to our home for the closing. We saved 1.5% on the rate and reduced the loan by 2 years. The process was very well done!

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    Verified purchase
    Loan Process

    Reviewed Jan. 20, 2016

    My experience with Nationstar Mortgage was good and I'm happy with them.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 19, 2016

    Nationstar Mortgage bought my old mortgage on my house. They offered to refinance it at a very low cost so I decided to look into it. I looked into other options but they were the easiest to use and the cost of doing it was fair. The refinancing with the professionals from Nationstar was all done by e-mail, and a couple of phone calls. They were responsible, responsive and the guidance I received from them was very good. Since refinancing with them, I have lowered my payments.

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    Sales & Marketing

    Reviewed Jan. 19, 2016

    The goal of refinancing a home mortgage is to decrease the cost of the mortgage and monthly payments. After I re-financed with Nationstar, my new payments and mortgage were much more than my original payments. Nationstar, the scam called HARP and many other loan companies use gross pay to calculate new mortgages instead of one's net pay, the liquid funds available for paying bills. By using my gross pay (taxes and other fees taken out before I receive true liquid funds) Nationstar calculated my new payments to be half my monthly income instead of the 1/3rd required by law.

    As far as I'm concerned, using gross income to calculate anything should be unlawful and require imprisonment of those that falsely calculate using this immoral and incorrect method of calculations. I want to know if any other citizens feel the same way about the way loans are calculated? I also want to know if anyone has a logical explanation for using gross income calculations?

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 19, 2016

    Nationstar Mortgage has been my mortgage holder for many years. I refinanced into the HARP program and it was quick, painless, and almost too easy. My payments also dropped significantly.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 18, 2016

    Very good experience. Very professional. Please note Latasha ** was in my opinion completely professional and knowledgeable in our dealings with each other. Also Chris ** did his job exceptionally well. I hope my future business is as professional as this.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 18, 2016

    I’ve always had good experience with Nationstar and I always liked them a lot better than Bank of America I can always get something out of Nationstar that we could. I kept getting letters that we could refinance with a lower interest rate so I decided to do it. Nationstar gave very good guidance and their mortgage professionals were very helpful and answered all of my questions with the refinancing. My daughter helped me through a lot as well. Nationstar has been kind to me, and now, my payoff earlier. I would definitely recommend them.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 18, 2016

    Nice folks. That would follow up the way they should. Loan closed in the time I was told it would. The information that was required was logical and not like some of these other large finance groups that would ask for information that was really none of their business. Only thing I don't enjoy is all of the solicitation that I receive afterward.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 18, 2016

    I had a mortgage with Bank of America that got transferred over to Nationstar. And my experience with them has been fine. They're cheaper which was the whole purpose of refinancing and their mortgage professional was professional, communicative and very involved as far as going according to the process which I had no complaints about.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 17, 2016

    Nationstar Mortgage bought my mortgage from Freedom Mortgage in the summer of 2014. An error was made in the handover. Nationstar began writing, texting, calling, and emailing me about only making a partial payment. No matter how hard I tried, Nationstar insisted I pay the remaining balance. They even said they conducted an internal investigation and determined positively I had only made a partial payment. Finally they said they were sending a letter to the credit companies as I was in arrears.

    At that point I contacted Freedom Mortgage and explained my problem. They assured me I was on time with all of their payments to them and they would contact Nationstar. A short time later a man purporting to be a Nationstar Vice President called and apologized for their error and harassment. I told him I was concerned about my credit score. He assured me no notice had been or would be sent to the credit companies. I recently was turned down for a Capital One credit card because of my credit.

    I downloaded a TransUnion credit report. It contained a negative report from Nationstar saying I had been 30 days late with a payment. I contacted Nationstar. They sent in a correction. I am appalled they can adversely affect my credit irresponsibly and I cannot get the Capital One credit card. Can any action be taken against Nationstar, for example a fine or adverse report on their record? My Nationstar loan number was **. I have since sold the property and paid off the mortgage.

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    Mr. Cooper
    Response from Mr. Cooper

    We first would like to apologize for any frustration we may have caused. We're reviewing the account to see why this occurred. A member of our team will follow up privately to help out. Thanks! -Nationstar Customer Relations Team

    Verified purchase
    Customer ServiceLoan ProcessRatesTransparency

    Reviewed Jan. 17, 2016

    Some time back when I had another mortgage I was handed off to Nationstar. Their correspondence showed I'd save money so I inquired about refinancing my old mortgage. I knew there were other options but I didn't consider other companies as I didn't want to be bothered with all the paperwork with someone new. It was an easier process sticking with them. When I talked to them without having to do an appraisal, it seemed more streamlined to just stay and do it with them.

    Sarah who processed my loan and even the one who coordinated all the documents gave excellent explanation of the process. When they said they were going to send me documents, I got them and followed up with me to make sure I was still comfortable with everything. In the initial call I got, we narrowed what would work for me and it worked. We talked about what it was I was trying to do in terms of long term and short term goals with my mortgage. I got a lower interest rate and saved $260 per month since refinancing. What they said to me made sense and was easy to understand -- very good counsel.

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    Verified purchase
    Loan Process

    Reviewed Jan. 16, 2016

    My previous experience with Nationstar was horrible. There was a big screw-up with my account. We had to take money out of our 401(k) to fix it and it was all an error. It was a huge mess about a year ago and then we couldn't refinance. But now it's good. It got us in order for the next step when we got refinanced not too long ago.

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    Mr. Cooper Company Information

    Company Name:
    Mr. Cooper
    Company Type:
    Public
    Address:
    8950 Cypress Waters Blvd
    City:
    Dallas
    State/Province:
    TX
    Postal Code:
    75019
    Country:
    United States
    Website:
    www.mrcooper.com