Partner Disclosures
NetCredit disclosures
This offer is representative of what may be available to you; you may see additional options or slightly different terms once you continue the application process on the NetCredit website. You may be asked to provide additional documents regarding your income, identity and bank account. All NetCredit loans and lines of credit are underwritten, approved and funded by either NetCredit or one of its lending partner banks. Visit https://netcredit.com/lending-partners for more information. All loans and lines of credit are serviced by NetCredit. For Lines of Credit, a 10% Cash Advance Fee will be deducted from the amount of each Cash Advance, and each billing period a Statement Balance Fee of $0 - $650 will apply based on your Cash Advance Balance. Each Billing Cycle, your Minimum Payment will include a portion of your Cash Advance Balance plus the Statement Balance Fee. The minimum Cash Advance varies by state. Please see Terms of Use, Rates & Terms and Borrower Agreements for all terms, conditions and requirements.
KS residents: NetCredit Loan Services, LLC, License No. SL.0026603.
Best Egg disclosures
Best Egg products are not available if you live in Iowa, Vermont, West Virginia, the District of
Columbia, or U.S. Territories.
Eligibility is not guaranteed. The term, amount and APR of any loan we offer to you will depend
on your credit score, income, debt payment obligations, loan amount, credit history and other
factors. If offered, your loan agreement will contain specific terms and conditions. Your
application is complete when you submit it to Best Egg. Your acceptance of an offer may impact
your credit score.
The timing of available funds upon loan approval may vary depending upon your bank’s
policies. After successful verification your money can be deposited in your bank account within
1-3 business days.
Loan amounts range from $2,000–$50,000. Residents of Massachusetts have a minimum
loan amount of $6,500; Ohio, $5,001; and Georgia, $3,001. Only two active Best Egg loans are
available at one time and your total existing Best Egg loan balances cannot exceed $100,000.
Annual Percentage Rates (APRs) range from 6.99%–35.99%. The APR is the cost of credit
as a yearly rate and reflects both your interest rate and an origination fee of 0.99%–9.99% of
your loan amount, which will be deducted from any loan proceeds you receive. The origination
fee on a loan term 4 years or longer will be at least 4.99%. Your loan term will impact your APR,
which may be higher than our lowest advertised rate. Eligibility for the best available rate subject
to creditworthiness. For example: a 5-year $10,000 loan with a 9.99% APR has 60 scheduled
monthly payments of $201.81; a 3-year $5,000 loan with 6.99% APR has 36 scheduled monthly
payments of $152.83. Best Egg loans can be prepaid at any time without penalty. Barring any
unforeseen circumstances, Best Egg loans have a minimum term of 36 months and a maximum
term of 60 months.
To help the government fight the funding of terrorism and money laundering activities, Federal
law requires all financial institutions to obtain, verify, and record information that identifies each
person who opens an account. What this means for you: When you open an account, we will
ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver’s license or other identifying documents..
Best Egg loans are personal loans made by Cross River Bank, a New Jersey Chartered Bank,
operating from its Wilmington, Delaware branch location, Member FDIC, Equal Housing Lender,
or Column N.A., Member FDIC, Equal Housing Lender.
© 2026 Marlette Marketing, LLC. All rights reserved.
LightStream disclosures
Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Excellent credit is required to qualify for lowest rates. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Payment example: Monthly payments for a $10,000 loan at 8.99% APR with a term of 5 years would result in 60 monthly payments of $207.54.
Truist Bank is an Equal Housing Lender. © 2023 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.
Upgrade disclosures
Your loan terms are not guaranteed and are subject to our verification and review process. You may be asked to provide additional documents to enable us to verify your income and your identity. To be offered the lowest rates, you may be required to have some of your funds sent directly to pay off existing debt(s). This rate shown includes an Autopay APR reduction of 0.5%. Autopay enrollment is optional and by enrolling, your payments will be automatically deducted from your bank account. The APR includes the yearly interest rate and a loan origination fee, which is deducted from the loan proceeds. Late payments and other fees may increase the cost of your fixed rate loan. Please refer to Upgrade's Terms of Use and Borrower Agreement for terms, conditions and requirements. Upgrade is a financial technology company, not a bank. Personal loans are issued by Upgrade's bank partners: https://www.upgrade.com/bank-partners/.
† After acceptance, your funds will be sent within one (1) business day of clearing necessary verifications. Funds availability is dependent upon your bank’s transaction processing time and may take up to 2 weeks if sent directly to third party creditors.
Reach Financial disclosures
All loans are subject to eligibility criteria and review of creditworthiness and history. Terms and conditions apply. All loans advertised are unsecured personal loans issued by either Pathward National Association or FinWise Bank, a Utah chartered commercial bank, member FDIC, as creditor, on the Reach Financial platform. If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, and the loan term you select. Fixed Annual Percentage Rates (APR) range from 5.99% to 35.99%. You could receive a loan of $10,000 with an interest rate of 8.93%, an origination fee of $200, for an APR of 9.80%, which would result in total payment of $12,435 with 60 monthly payments of $207.20. Your actual rate may differ and depends on your credit history, loan amount, and term. Total approved loan amount reflects origination fee, which ranges from 0% to 8%. *Within 24 hours of your loan approval, loan proceeds will be available to pay the creditors named on your Truth-In-Lending Disclosure.
