Gravity Lending Reviews

Laura ** at Gravity Lending made refinancing my auto loan seamless by getting me a great rate that saved me $100 a month. Their extended warranty is even better than my previous one from Carvana, featuring a low deductible that covers everything from major repairs to cosmetic issues, even flats. I couldn't be happier with the experience and highly recommend reaching out to Laura!

I wanted to refinance my car and Jonathan ** helped me throughout the entire process! He was very knowledgeable and he answered all my questions thoroughly with patience. He was a very big help and made the entire process so easy for me. He helped me when I encountered problems along the way. You can tell he cares about the people he works with and for that I recommend him!

I had specialist Johnathan **. He was amazing, timely, and a constant communicator which is hard to find with a company. Johnathan was also very through and up front with me on a lot of things which for me is something I look for. Thank you!!!

Jonathan ** did an outstanding job coordinating our loan. Dealing with me was a bit like herding a cat, but Jonathan got us to the finish line!

When I was applying to refinance my car, Gravity Lending was the first place I tried, their offer was fast, good and I accepted. Allison W. helped me through the process, she made it so easy to do, no issues, it went super smooth and easy. I will use them on my next car too.

Cherri helped me so much. This is my first time refinancing a car by myself. She made the whole process fairly simple and straightforward. I had no struggle with this process at any moment. She also does her best to give you the best rate. Really kind person; she cares about the people and their needs as well.

Had an amazing experience being able to refinance my vehicle through Gravity Lending. Allison W. helped me very quickly with finding me a lender. She made it very easy and smooth process and definitely got an amazing offer, thanks to her.

I found them on Forbes magazine as one of the best rated sites. I filled my application and a couple days after the agent Alexander ** reached out, besides of the great deal he found for me to refinance my car, his kindness and patience was outstanding. He answered every single question I had, and he was always trying to find more ways to offer me more protection for my car without affecting my finances!! I wish I had found them before.

I had a great experience working with Jonathan ** at Gravity Lending! He helped me get out of a high-interest dealer loan and was able to get me into a refinance with a much lower APR, which is going to save me a lot of money. Jonathan was extremely helpful, responsive, and professional throughout the entire process, and made everything quick and easy. I highly recommend Jonathan and Gravity Lending to anyone looking to refinance their auto loan!

Thank you Ed K for the great customer service and assisting me with my car refinance. You made the process smooth and easy!

Just got my car refinanced with Gravity Lending. Jonathan ** really helped me out a ton and was very knowledgeable with the whole process. Didn't realize until I started the whole process that it was located in Austin Texas where I live. So was able to drop off documents at the office instead of mailing which saved a ton of time! Went from paying $700 a month at 7% to 440 at around 4%!

Jonathan did a great job getting me refinanced. The process was quick and simple and he did a wonderful job keeping me informed.

Great service from Gravity Lending. Made the process of refinancing my auto loan very easy. Leah B was great in handling my account. Very professional, courteous, and knowledgeable.

Leah B was so helpful and understanding to all my questions and concerns. This was my first time refinancing anything and she made the process so easy and simple. She gave me the confidence to process the loan and refinance my vehicle. Thank you.

Diego was exceptional. He made the entire process easy and painless. He was very knowledgeable and responsive. Will definitely use him again.

I had an excellent experience with Gravity Lending and especially with Robert **, my Senior Loan Officer. Robert made the process of refinancing two vehicles easy and straightforward, and he was able to get me better interest rates on both loans. He was professional, helpful, and great to work with throughout the entire process. I highly recommend Robert ** and Gravity Lending if you’re looking to refinance your vehicle!

My experience with Gravity Lending was excellent. Paul was very responsive and answered all my questions.

Gravity Lending exceeded my expectations during my experience as I refinanced my automobile. Ari ** was my loan officer. He was very polite, professional, and attentive to all of my needs. He got me an even lower interest rate than I previously had. He also got me more money that I expected, along with a great warranty for my automobile, also gap insurance. Ari covered everything with me from A to Z and explained the process and procedure very well. I definitely would recommend anyone to be serviced by Ari **!!

Charles was absolutely amazing to work with! He was very helpful and made the entire process smooth, easy, and quick. He took the time to make sure I fully understood everything in my contract for my new loan and answered all of my questions. I truly appreciate his professionalism and excellent customer service. I would definitely recommend Charles to my family and friends!

Charles ** exhibits quality customer service as well as great public relations skills. He’s knowledgeable about the company he’s representing. He’s patient & keep you updated. I was comfortable doing business with him because he was pushy, it was like talking to a trusted friend.

Mrs. ** helped me thru every step of the process of helping me get my truck refinanced. She was very knowledgeable and helped me navigate very easily throughout the entire process. I really was grateful for her help.

I chose Gravity Lending because the email I received after requesting quotes from Lending Tree was very professional, and I liked that they contacted me the same day (as noted in the email) but didn't call immediately, as other lenders did. It gave me time to review the email and check other rates. I worked with Will, who was very professional and knowledgeable, and he got me a better rate than my local credit union. I was impressed with how easy it was to apply online (including quickly meeting with an online notary) and with Gravity's online dashboard to track the loan's progress. Will followed up directly with each step, which I appreciated. I would definitely use Gravity Lending again.

I've refinanced 3 vehicles over my lifetime and this was by far the best experience I've had. Joe ** was amazing. I wasn't bombarded with phone calls and he thoroughly explained the intricate details of my loan and I was able to add and remove any additional items I pleased, without being forced into something I didn't really want. Joe was very open and a true pleasure to work with. 10/10 recommend.

I left a review back in February '26 after my initial refinancing, but wanted to report my interaction today. I called Paul ** with some questions about my loan and extended warranty. He picked up immediately, and it seemed like it took him less than a minute to get up to speed on my loan, even after 6 months! He was pleasant and answered all my questions. We also talked through how I can work with him again on future refinancing. This call was a pleasure, especially when compared with all the other account executives and customer service reps I speak to!

Gravity Lending is unethical and sketchy. They promote no hard credit check all over their site and throughout the inquiry process. They have a field for Social Security number, which I left blank. No one doing so should have any expectation that their credit was even possible to be pulled without having supplied a social security #. So immediately after the inquiry, my credit gets a hard pull and the score goes down. I contacted the lender who pulled it and they claimed they did not have any application from me, nor did they have my social. Peculiar!

I had a great experience with Gravity Lending while refinancing my loan. The process was smooth, straightforward, and I was able to secure a very good rate. The team was professional, responsive, and made the entire experience easy from start to finish. A special thanks to Israel **, who was exceptional to work with. He was highly available throughout the process, knowledgeable, responsive, and always willing to answer my questions and explain the details. His support made a big difference, and I would definitely recommend Gravity Lending, especially working with Israel!

Amazing to work with. Helped so much. Couldn't believe.

I wanted to thank John ** for the amazing work he and his team did for us on refinancing our loan. I highly recommend Gravity Lending; they are awesome people!

Working with Mr. Charles **, the Loan Officer at Gravity Lending, was an exceptional experience from start to finish. His unwavering responsibility and proactive communication ensured I was always informed and able to reach him directly whenever needed. Gravity Lending leverages cutting-edge technology to streamline document submission, enabling a quick, accurate, and hassle-free process. I wholeheartedly recommend the Lending Tree and Gravity Lending partnership for anyone seeking highly competitive interest rates and efficient, virtual support for auto, home, and insurance loans. Thank you, Mr. **, and the entire Gravity Lending Team, for your outstanding service!

Worked with Shari. She made me feel comfortable. I wasn't sure how any of this worked. When she explained the whole situation I knew she was the one to get me through this whole process.

Trey ** and the team ended up saving me about $2500 in interest with my refi -- he shopped around to multiple credit unions, so I didn't have to. Takes a little time to go through the process, but totally worth it.

I recently refinanced my auto loan through Gravity Lending and the entire process was painless and the loan officer I worked with was extremely helpful and trustworthy, absolutely no BS. He did all the work and was a pleasure to work with. Thanks, Daniel H.!

The contact person that was assigned to me, Ms. **, has been absolutely wonderful to interact and work with. Very knowledgeable and helpful with information and guidance with technology. She's a KEEPER!!!

I was working with Gravity loan officer Charles **, and he/Gravity made it SO EASY. I was terrified about how to deal with all the paperwork, but really I barely had to do anything at all. I hope I never have to refinance a loan again, but if/when I do, they'll be the first ones I call!

I searched around a good bit before going with Gravity to refinance my truck. Jonathan ** was very helpful, prompt to reply, and extremely courteous throughout the whole process. Highly recommend Jonathan for your refinancing needs! Outstanding experience!

Troy T. at Gravity Lending was fantastic! He lowered our interest rate and monthly payment, made the paperwork super easy to navigate, and kept us updated through every step of the process. I highly recommend Troy T. and Gravity Lending to anyone looking for top-notch service!

Errol answered all my questions. Was very professional and easy to work with. We recommend to anyone. Great help. Great communication. Kind and patient. I will be back if needed. Will bring other people and family and friends too.

I will definitely refer all my friends and family to Errol **. He was very professional, knowledgeable, and easy to work with. He made the entire process smooth and provided excellent service. I truly appreciate his dedication and would highly recommend him to anyone looking for someone reliable and professional.

Ed K helped me out with my auto-refinance. He was very knowledgeable and made the process fast and easy, while being transparent every step of the way.

In May 2026 Vanessa ** assisted me in refinancing my car. Vanessa provided excellent service. She returned calls quickly and always had a great attitude. Recently I contacted her with a couple of questions and again she returned my call quickly and provided me with answers immediately. I would highly recommend Vanessa ** if you were looking to refinance. Jeanie