Franklin Templeton Investments Reviews

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Franklin Templeton Investments Reviews

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    Customer Service

    Reviewed March 27, 2026

    If it was possible to give less than 1 star, I would. Reading through the other reviews that are mirroring my exact experience is disheartening. I will repeat what has been said already... promises are made by FT but not kept. Vague requirements are given with no support so the customer has to constantly resubmit unnecessary paperwork. This cannot be accidental. Their mishandling of customer's money and poor treatment of those who trust them is truly despicable. They are shameful in their operations and I will be following up with every agency that will listen.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed March 3, 2026

    Their customer service is horrible. You have to wait forever to speak to someone. They say they will call you back at a certain time and they don’t. And then following instructions to complete a transaction are done incorrectly. And this is important you’re dealing with somebody’s finances this is sloppy and unprofessional, and it reflects poorly on the company as a whole. It tells me they don’t care very much about me, their customer.

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      Customer ServicePunctuality & SpeedStaffTimeliness

      Reviewed Feb. 18, 2026

      I rarely write reviews, but this company has been the absolute worst to deal with, trying to complete a simple task of rolling over my retirement account into a new employer's 401k. Emails receive no response, calls are on hold for hours with no option for callbacks. It's been over 3 months trying to rollover my account and am told I need a specific form, which they will not provide and give no guidance on how to get. I ask for different contact information to ensure my messages are received at least, and am told there is no option except to call back and wait on hold for hours again, and then be told my message wasn't received and start the loop again. Do not do business with Franklin Templeton.

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      Customer Service

      Reviewed Oct. 27, 2025

      Company screwed up my closing on my home by not provided the information needed to withdraw my funds. Called them a half dozen time, was given different instruction each time and took a week to get something that should have taken a day. This company should be ashamed of itself, but they don't care, because the brokers will push you into their funds. If you care about customer service, don't invest in this company or with the investor that work with them!

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      Customer ServicePunctuality & SpeedStaffBilling

      Reviewed Aug. 27, 2025

      Currently trying to navigate my Mother’s affairs after her unexpected and devastating passing on 05/13/2025. I been met with nothing but extended (40min +) wait times on customer service calls, representatives that finally answer cannot help or answer questions. Our Mother had similar investments with Mass Mutual and they were helpful, understanding and easy to work with.

      While those accounts have been resolved, we continue to have to mail original documents (no email, fax, etc option), use very specific notaries (required to be a bank or financial institution, not a regular notary)… the list goes on! It’s been 4 months and almost everything else with her estate has been resolved, FT is holding tight on what little she had. She wasn’t wealthy. These are less than 20k policies, while we try to pay bills and sell a home.. FT has no compassion and no rush to assist. I would never recommend or use their services. And we are far more well off than my sweet Mama. Running salt in a wound is what I feel.

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      TechPriceMaintenanceTransparency

      Reviewed Aug. 18, 2025

      Wow how the mighty have fallen. I have been with them for over 20 years, if you count the company that they bought closer to 40. They are no longer able to function. Their recent updated to their online system is horrendous. Six months or more (I have no idea) and they still are not working at a 100 percent. I don't know who is in charge of IT but they should be shown the door along with the executive who hired them.

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      Punctuality & Speed

      Reviewed Aug. 6, 2025

      My mother passed away in 2023. While every other company worked with me as executor, Franklin Templeton has continually refused to do so. I have submitted paperwork to them multiple times but they now say they never received it. 20 months later, I am still having to fight with them. The absolute worst company that I have had interaction with in my 60 years. Now they won't accept estate legal paperwork because they say it is too old, although still in full effect. Forget inheritance to your loved ones as they will never be able to access.

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      Customer ServicePunctuality & SpeedRefunds & Payouts

      Reviewed July 2, 2025

      Absolute worst company I have ever had to deal with. My custodial account was supposed to be switched to my name at age 25... I will be 37 and just NOW finally got it switched into my name. And now to try and get any of my money? Or even into my account?! Ha!! Every time I try to get in my account I have to call and wait on hold forever to be transferred, verify ALL information to be told my login was incorrect (it's not) but they can't tell me what it is?! If I could get ahold of anyone or if anyone would do their job I'd get my money out of here ASAP!! Worst business EVER to work with!! Awful, awful, awful!!

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      Customer ServicePunctuality & SpeedStaff

      Reviewed July 2, 2025

      As Executor of an estate I called Franklin Templeton’s customer service number in order to administrate the estate’s account. I waited 39 minutes for a representative to answer the phone. I was then informed that I would be queued up for a second representative that would address my business. Absolute and total absurdity! Franklin Templeton essentially does not offer customer service.

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      Customer ServicePunctuality & Speed

      Reviewed June 30, 2025

      This company has zero respect for its customers. The absolute worst company to deal with; good luck with your calls. Your wait time will consume at least an hour. I am constantly being locked out of my account.

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      Customer ServicePunctuality & Speed

      Reviewed June 23, 2025

      TERRIBLE WEBSITE ACCESS AND ABILITY TO DOWNLOAD TO QUICKEN. LONG WAITING TIME FOR CUSTOMER SERVICE. I put in correct login information and the site said I was already logged in but did not direct me to my account. Tried everything the gave up and called. Shameful.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed June 23, 2025

      What had been excellent customer service is now deplorable. LONNNG wait times, phone reps that barely speak English, and have no clue about financial matters. I'm moving my entire portfolio after 20 years.

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      Honesty & Transparency

      Reviewed June 12, 2025

      I honestly don't know how anyone ever does business with this company? I can barely ever access my account. You set the security question and answer them and they say your wrong. Now this new site is garbage. You never get a access code sent to your device.

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      Customer Service

      Reviewed May 30, 2025

      Do NOT deserve one star but would not accept my response without clicking on one star, unfortunately. The worst financial company out there!!! The worst! I can write a book on what has happened to us. Stay away from Franklin templeton! Reported them to finra. Pray they go out of business! Do not invest with Franklin Templeton, please!

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      Customer ServicePunctuality & Speed

      Reviewed April 4, 2025

      Constantly have to change my password as my existing passwords ends up not taking within a month after changing the last time. Only site that I have this problem. Each time have to wait until business hours by calling them to reset the password that I was correctly inputting. Such old school that I can call only when they are open to reset passwords rather than online with a few security checks. Getting to the point that it is easier to transfer out my assets than constantly having to reset my password.

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      Customer ServiceCoverage

      Reviewed Feb. 24, 2023

      I took over management of my mother's finances, which included a small sum in this company. After she passed, they continually sent paperwork that I need to complete to the address where she passed away. Every time I call they say they will mail the paperwork to me and then mail it instead to my dead mother. They can never explain why this happens or actually fix it when I ask them to. Multiple calls have not resolved this issue.

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      Customer Service

      Reviewed Feb. 5, 2021

      I recently had to request a withdrawal distribution from my IRA through Franklin Templeton. All necessary information was provided along with a copy of my voided check to have the money direct deposited to my bank account. It is now going on 3 weeks since the request has been made and their customer service stated they could not verify my bank account and it was invalid. Rather than call me to confirm the bank account they mailed the check to my home address. Or so they say. It is now going on 3 weeks business days only not including the weekend and I still have not received my money. Do not invest your money with this crooked company.

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      Loan Process

      Reviewed Aug. 14, 2020

      The company has wound up debt funds in India suddenly. My $56,000 is stuck up and don’t know when the company will return the monies. Legal case against company is pending in India courts questioning its business practices. Why did the company invest in risky assets? Why company didn’t do due diligence before loaning investors money to defaulters? Why is the company not returning the monies? Has there been unethical practices or collusion involved?

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      Customer ServiceRefunds & PayoutsRatesTransparency

      Reviewed May 26, 2020

      The Prelude. I have been invested into FT's 'Ultra Short Term' Debt fund 'Super Institutional Plan', to the tune of 1.1 mn INR (approx 15,000 USD). The fund has a Macaulay period of 0.4 years. Few months ago, there was a default that diminished the NAV by 4.5%. They had invested in papers below 'AAA' rating per SEBI guidelines; to beat competition, they had lent debt against sub par papers, as had been the case over quite few years ('Super Institutions Plan' was a marketing gimmick, sigh!). It was a wake up call and as destiny would have it, I'd contemplated on and almost executed a withdrawal, only that I couldn't!

      Disaster occurs... On the April 23rd 2020, the fund house imposed an unilateral freeze over 6 of its live schemes, out of the blue- all the investors instantly lost access to every penny of their own invested money. The scheme I was into, the shortest maturity of all had the most money invested among them, investors had parked money for the shortest term- to ride out the March market crash, financial and life goals... you get the point, correct? For many life went upside down, particularly as India declared 2 month long lockdown. With no income and job losses imminent, they couldn't even dig into their savings meant as backup (of course bonds have risks. But it was the trust these educated people placed in the financial instruments and in the brand that "was" FT. Alas!)

      More skeletons in the closet... As the drama unfolds, an even worrisome development has been them sending notification that the full retrieval and pay back to investors in my particular scheme would take upto 3 years (for the supposed 'Ultra short term' product sold, with Macaulay/avg. Maturity period of 5 months). Apparently money of short term mutual funds was diverted to long term NCDs & papers with maturity upto 7-8 years. No transparency, accountability or trust. What I regret is, not completely exiting the fund even as the premonition of the oncoming avalanche hung on. But then, there are restrictions on daily withdrawals. The whole system looks complicit. While I can't speak of FT US/Global, FT India proved themselves to be frauds, evidence has it written all over.

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      Customer ServiceRefunds & Payouts

      Reviewed May 22, 2020

      Franklin Templeton MF has earned enormous amounts as fund management fees in last 25 years, from millions of small investors, in India. Rs 40000 crores plus. Their fund managers/company directors earn high salaries in crores of Rs every year, which is paid by millions of Indian citizens. Last week, this MF declared that it is NOT possible for them to pay back Rs 26000 crore, due to market conditions. They might pay after 5/10 years. What they did not tell us, that as they have invested deliberately in bad debts, with mala fide intentions. Important to note that, none of other 25 mutual funds, operating in same space in India, have taken this extreme step. This MF management team has deliberately cheated lakhs of small investors like me. Protect your hard earned money from dirty minded people in Franklin Templeton. Invest anywhere else.

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      Sales & MarketingPunctuality & Speed

      Reviewed March 31, 2020

      Franklin Templeton has been the most disappointing investment company I have ever traded with. I used them under a recommendation of my financial adviser whom I do respect. They have one of the worst functioning websites I have ever encountered in the investing world. Many errors and non-loading web pages. Their reporting tools are horrific, for many years I could not even get a report to figure out ROI, this is on a brokerage site. I asked about it and they said yeah we don't have that. They finally did ad it later but their other reporting is decades behind in my opinion. I would highly recommend not using Franklin Templeton.

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      Staff

      Reviewed Oct. 12, 2017

      Franklin Templeton Investments was an all inclusive service that helped walked you through the process right from the time you are considering an adviser through the sign up process and guiding you through bigger decisions as you go on. For anyone thinking of using an online adviser, it's a very easy process that can seem intimidating when you first get involved.

      But as you learn you are walked through the process with kid gloves really answering any questions you may have no matter how small. If I could have my way I would like for the process to be a little more personalized in terms of dealing with essentially the same person through the process so they know me and my wants and needs. Overall, I find them efficient, effective, and thoughtful.

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      Ease of Use

      Reviewed Oct. 9, 2017

      They are a great company that has helped me make a lot of money over the years with sound financial advice. They are a stable company that make me feel like my investments are safe. It's very easy to use and they help you maximize your time and profits. Log in and check them out, you can also navigate to all of the high performing investments and really hit the ground running. I see a long future with them as partners.

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      Punctuality & SpeedStaffEase of Use

      Reviewed Oct. 7, 2017

      Site is easy to navigate and someone is always readily available if I have a question. If unsure about anything someone is always available... In a recent occurrence, I talked to a rep named Tammy. I wasn't understanding the fees I would get from withdrawing some money from my 401K. She took the extra time and was very helpful. I appreciate that in a company. But Franklin could maybe have quicker response on the social connect page. One time last year the page stalled a bit. Other than that no problems.

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      Customer ServiceOnline & AppEase of Use

      Reviewed Oct. 5, 2017

      The website is easy to use and well tabbed out. It has a lot of useful information but 99% of it is just what they want to tell me and harder to find the information that I want to know. It has been easier to email or call about some information that would be customize to me and I wish the search section worked better. I have always appreciated Franklin Templeton’s perspectives on investment. The part that I liked, especially when I was starting out, was that I was able to create hypothetical portfolios. This helped to see how things may or may not work for me without using real money.

      Franklin Templeton is informational but not individualized. But I would like to see more alerts and suggestions about underperforming stocks and mutual funds. I see plenty of recommendations but not enough of a way to be warned about investing in low performers. Diversifying my portfolio can only help so much if I make crucially bad investments that I could have been about.

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      Staff

      Reviewed Oct. 4, 2017

      Franklin Templeton’s service is convenient, knowledgeable, trustworthy and using it is pretty simple. Once you have an account with them, all you do is go to their website and log in to your account and from there you can see your investments and portfolio. You can chat with an adviser online and they will help you what you are trying to accomplish, whether it be an investment that you want to make or if you want to make a plan for your investments.

      I get all of the information that I need from the comfort of my home or at work and there is no need for me to take a big chunk of my time out of one of my days to go meet with them. On top of that, they provide quality advisement and I have been happy with their plan and recommendations. However, their online platform could be improved and made more user-friendly. There are times when I have to search for something like an investor’s tool and feel that it should have been in a more accessible location. Also, they could improve their service by offering a video chat service for 24 hours a day or at least extended hours.

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      Customer ServiceStaff

      Reviewed Oct. 3, 2017

      Franklin Templeton Investments has a very nice financial website that has customer service from time to time and also is categorize in a very easy way to understand! I like the convenience that you have someone that can help you in every type of concern you have financially, and also good advice to break down things that need to done. But I don’t like the time in which operate. It's a bit inconvenient for me and also for people that work around those hours. Also the customer service need to improve in many ways especially in the way to communicate with consumers.

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      Reviewed Sept. 30, 2017

      I like how easy it is to navigate and use it. I really like the layout of the website and how fast it is. I like how they have a mobile application also. Also, I like the wide variety of options like how they have many mutual funds to explore. I would like to improve the mobile application, though, to make it more nicer with greater designs.

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      Customer ServiceOnline & AppStaff

      Reviewed Sept. 27, 2017

      They care about my financial future. They sit down with you and have a one on one consultation to figure out the best solution for you and your family's needs and the best approach. They are not pushy or are they aggressive. They are understanding and they offer the advice that is best for you. What was helpful is that before they recommended any services to me they first asked me questions about my goals as far as what am I saving and how much do I want to have in a certain amount of time which helped me make realistic goals that they were willing to help me achieve. They also have great recommendations on their website which makes financial decisions easier to make and when I need more guidance I can also call and speak to a representative. I had and are having a incredible experience.

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      Franklin Templeton Investments author review by Ashley Eneriz

      Franklin Templeton Investments was founded in the 1940s by Rupert H. Johnson Sr. and named after Benjamin Franklin. The company serves individual investors, institutional investors, financial advisors and registered investment advisors. The company has separate websites for the institutional investor and the registered investment advisor. Franklin Templeton serves clients across the globe.​

      • Services: Franklin Templeton serves its clientele with a range of investment planning tools including closed-end funds, exchange traded funds, small business retirement plans and separately managed accounts. The company offers solutions for college funding and other life goals.

      • Products: Franklin Templeton Investments is home to scores of investment funds representing the cash, equity and fixed income markets Their investments are sold to individuals as well as through financial advisors. Their strategies include multi-asset, alternative and Franklin Templeton solutions.

      • Educational and client resources: The company’s “Investor Tools” section is categorized according to investor education, financial conversations and investor behavior. The company also offers calculators, apps and research (insights) reports.

      • Investment philosophy: Since 1947, the firm has been dedicated to delivering exceptional asset management for institutional, retail and high-net-worth clients.

      by Ashley Eneriz Deputy Editor, Personal Finance

      Ashley is an expert finance writer who worked for 12 years with top names in the industry, including Discover, The Hartford, ScotiaBank, Chime and Synchrony. She joined ConsumerAffairs in 2022, and specializes in coverage of banking, credit repair and debt management. Her writing has also been featured in Forbes, Time, Yahoo, MSN and Reader’s Digest. In her personal life, she enjoys homeschooling her three daughters and writing children's books.

      Franklin Templeton Investments Company Information

      Company Name:
      Franklin Templeton Investments
      Year Founded:
      1947
      Address:
      One Franklin Parkway Building 970, 1st Floor
      City:
      San Mateo
      State/Province:
      CA
      Postal Code:
      94403
      Country:
      United States
      Website:
      www.franklintempleton.com