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Best Debt Consolidation in Denver, CO

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by Sandi Pope ConsumerAffairs Research Team

Debt relief companies help people manage credit card debt through a variety of services. These businesses help customers with multiple types of debt relief, including debt settlement and debt consolidation. Keep reading to see which companies offer the best debt relief in Denver to help you manage your finances.

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Top 9 Denver Debt Relief Companies


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    Denver skyline

    Can I qualify for debt relief in Denver?

    Most people with more than $10,000 of debt qualify for debt relief in Denver, though requirements change depending on the type of debt relief you seek.

    To qualify for the debt settlement process, in which companies negotiate with creditors and offer a lump-sum payment of less than you owe, businesses typically require:

    • A minimum of $10,000 of unsecured debt, such as credit card debt
    • Being behind on payments or willing to stop payments to creditors
    • The ability to deposit a lump sum or monthly payments into an account the debt relief company can use to make a lump-sum payment offers to creditors

    Companies that provide debt consolidation loans typically require clients to have a credit score of at least 640 to qualify for the loan. Companies may work with clients with lower scores, but they often charge higher interest rates.

    The best way to find out if you qualify for debt relief in Denver is to contact a company and ask. Many companies offer a free consultation to go over your financial situation and let you know if you qualify for debt relief and which form is best for your financial situation.

    How to choose a debt relief company in Denver, CO

    Look for a debt relief company in Denver that has good reviews from former clients and experience with a variety of debt relief strategies, including debt settlement and debt consolidation. The company, whether it’s for-profit or nonprofit, must be registered as a debt management services provider in Colorado. You can look up whether a debt relief company’s registration is active and if it has a disciplinary history on the Colorado Office of the Attorney General’s website.

    Ask the debt relief company if it has affiliations with any professional organizations, such as the Financial Counseling Association of America (FCAA) or the American Fair Credit Council (AFCC). Learn how long it has been in business and how much debt it has helped clients save.

    Schedule consultations with several debt relief companies in Denver to meet with representatives and go over debt relief options and fees.

    Not sure how to choose?

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      Denver debt relief company information

      Trident Debt Solutions

      Trident Debt Solutions has provided millions of dollars in debt relief to clients since 2003 and specializes in credit card debt relief. Clients usually complete debt settlement within 18 months and, according to the company, typically settle for 50 cents to 60 cents on the dollar. Call Trident Debt Solutions to set up a free consultation.

      • Address: 1444 Stuart St., Denver, CO 80204
      • Phone: (303) 872-8492
      • Hours: Call for hours
      • Website: tridentdebtsolutions.com
      Cohen & Cohen P.C.

      Cohen & Cohen P.C. provides clients with comprehensive debt relief strategies, including debt settlement. It works directly with clients to determine the best debt relief options. The lawyers at Cohen & Cohen P.C. have more than 30 years of collective experience and have earned dozens of positive testimonials.

      • Address: 1720 S. Bellaire St., Ste. 205, Denver, CO 80222
      • Phone: (303) 933-4529
      • Hours: Call for hours
      • Website: cohenlawdenver.com
      Wink & Wink, P.C.

      Wink & Wink P.C. is a husband-and-wife law firm that offers debt relief services, including debt settlement. It offers a free, no-obligation consultation in person or over the phone to review your financial situation, discuss alternatives to bankruptcy, answer your questions and give an objective opinion about the most cost-effective form of debt relief for you.

      • Address: 7887 E. Belleview Ave., Ste. 1100, Denver, CO 80111
      • Phone: (303) 410-1720
      • Hours: Call for hours
      • Website: winkandwink.com
      Debt Reduction Services Denver

      Debt Reduction Services is a debt management and credit counseling organization that has helped thousands of customers since 1996. Its services include low-cost debt management programs and free credit counseling. Contact this nonprofit for a free debt relief consultation.

      • Address: Serves Denver residents
      • Phone: (877) 688-3328
      • Hours: M - F: 7am - 6pm
      • Website: debtreductionservices.org/debt-consolidation/denver-colorado
      Debt Consolidation Care Denver

      Debt Consolidation Care helps individuals and families by providing free advice on debt consolidation, debt settlement and other debt issues. The company has helped more than 470,000 people pay off debts over the past 10 years. It offers advice on how to lower monthly payments, reduce credit card interest rates and avoid bankruptcy.

      • Address: Serves Denver residents
      • Phone: (800) 332-8913
      • Hours: Call for hours
      • Website: debtconsolidationcare.com/colorado
      by Sandi Pope ConsumerAffairs Research Team

      Sandi Pope previously worked in the nonprofit sector as an advocate for environmental and social change and believes information access is a human right. As a member of the ConsumerAffairs Research Team, she seeks to provide consumers with the necessary information needed in making life-altering decisions.