Bank of America Reviews

I purchased a cashier's check from Bank of America on 4/27; it was for a total of $1850 for a security deposit on my new apartment. After transitioning and packing, the cashier's check was lost. Bank of America refuses to cancel the check and reimburse me. They initially said I would have to wait 90 days. After filing a complaint and informing them that the check is void after 90 days (which means they are doing nothing and it is not feasible for me to wait 3 months to move) I was told by the branch manager that they could transfer the check but it would need to be made out to the same payee. Since I was supposed to move in to the apartment on 6/1 and NYC real estate is super competitive, it will not be the same payee because I will not be moving in to the original apartment. There is no NYC landlord willing to wait weeks for a security deposit.

All these people do is take your money. Banks are supposed to be trusted with your funds but apparently you cannot trust Bank of America. My husband and I received our refund check almost 2 months ago and we usually get it direct deposited into his account. We received almost 20,000 dollars. My husband called Bank of America before he deposited the check in the account if there is anything we have to do. He was told that all that has to be done is to sign our names on it his first then mine and we could deposit it. Unfortunately the representative gave us the wrong information and the check was supposed to have been mailed back to us, we didn't find this out until my husband spoke to someone almost 2 days later.

Bank of America is the absolute worst! Right up there with DMV, Comcast, and Verizon. My son had his card stolen and the card was used at a 3rd party ATM. So we went to the local branch to file a claim. My son, **, longer hair (which he donates for Locks for Love, the cancer charity), and a tattoo on his right arm, was looked at like he just attempted to rob the place by the ** American branch manager. My son, goes to school full time, and works part time and had approximately $270 in his account. $263 was taken out, $260, plus the $3 fee for using a non-Bank of America ATM I'm presuming. Now, a couple smaller amounts have started to bounce, because he used his card before it was stolen and had not cleared at that time.

I am not new to banking because I have worked in the world of finance for 14 years. So, I understand, by reading some of the complaints, some people just don't get it. Well, my story is simple. I have never overdrafted my Bank of America checking or savings account. On Friday, May 5, 2017, I logged online, in the midday to look at my account because I was planning on going out for dinner that evening. What I discovered was that my login credentials were not working. This positively puzzled me.

I got an overdraft fees and didn't get any notifications. (I double checked all my emails again today!) My birthday was the end of April and all my CC payment due dates are close to the end of the month so my financial can be monitored by monthly basis. On May 2nd after my weekend birthday was, I went to work and checked my BoA account online to find out that I got overdraft fee 2 times! Two times of $35 ($70) and I was glad that I checked my checking account. I quickly transferred my money from my saving account and started calling the BoA customer service.

Well I call on May 3 report about losing my wallet and my atm card was in my wallet and they told me that they would review it and make a decision. So I call again on May 4, 2017 and customer service was very nice and patient and before she transfer me she told me she would request them to put a rush on my claim. Then fraud department was also nice and understanding and told me give them at least two more days. So far so good. I would update what they decide.

Horrible! When I say, “Horrible,” I mean HORRIBLE!!! Today I write this letter in sadness, anger, and frustration. I visited 3 of Bank of America's branches and was turned off by the absolute appalling service. I waited in line for almost 30 minutes with nearly 20 other people who seemed to be wondering what was happening. While in the line I could see the frustration emanating from their faces. My anxiety was at a peak. My patience was at a low. After speaking with a branch manager I was basically told to: suck it up, this is the future. Either bank online, use an ATM or bank someplace else!

The location I went to was Buffalo, NY 14214 and they literally have only 1 ATM machine. The line was long for the machine and the wait was even longer to just withdraw money with the teller. Terrible customer service. Overall it was a bad experience.

As a merchant, the level of service provided by Bank of America has gone from fair to terrible. Compared to other banks in the area their Saturday hours are shorter, understaffed at teller station and no merchant window. Today, Saturday morning I walked in, 12 deep line and two tellers. No merchant line and several employees looking busy but NOT helping customers. I stood in line for about 5 minutes and approached the lobby greeter. The employee in the lobby (greeter) didn't even do that and when I said I just needed to make a deposit (no cash)... He gave a response... "Sorry no merchant window, there is nothing I can do to help you". I directed my frustration at the bank, not him personally and left to try to find another branch with better service (i.e. A better employee to customer ratio). There was another customer/merchant there with the same feelings... He also left. I dislike banking with them and will be moving my account.

My mother-in-law passed away in September of 2016 and has a trust checking account with Bank of America. The point of setting up the trust account was to avoid probate and for the trustee to have immediate access to the funds. Bank of America has insisted that they need the probate information and that my husband write and have notarized a letter giving himself permission to access the account. The documentation was sent via certified mail in December of 2016 and BOA said they didn't receive it even though my husband had the documentation that BOA had received it.

I would not recommend Bank of America due to the fact that I deposited an opening $300 and bank account on Friday. By Saturday morning all my money was gone except for the few little dollars I had already spent. Kohl's customer service be there for told me that there would be a 10-day waiting period to receive funds back on my account but they would put in an expedited which would apply to my account on Tuesday. Heard anything back Wednesday for nothing. Go back Friday. They're telling me nothing. On Thursday I had called and complained about another fraud case of where I put $2,900 in my account on Monday night. The next thing I find out $2,500 is missing and now I am left stranded out of town with no access to the $3,000 plus I had put into the account where in which I've only spent $500 worth and rest of it I have to wait almost 2 weeks to get money to go home.

We have had a account with BOA for a long time. They are always playing with our balance. We will have a check or debit card payment clear. Then a few days later there is no record of it and the money is back in our account. Then a few day later it taken out again. When the balance drops lower. I have talked to our branch manager. He said it could not happen. And if I could prove it. So we started printing out our statement a few times a day. We took it in and showed them. Was then told the we could have made that up. It did not match their records. Was told that the screen online is not the same as what they see.

Bank of America is a rip-off. They conveniently rearrange the order of how transactions are processed in order to charge multiple overdraft fees. Last night at midnight my account was positive over $36.00. This morning at 6 am $23.32 worth of transactions were pending. By 9:30 am, a check for $150.00 was pending as well $175 in overdraft fees because BOA had rearranged the order of how the transactions are being processed in order to charge additional overdraft fees. When I called Customer Service I was informed that they would not reverse the fees.

I deposited a cashier check from a big NY bank, and BoA put a hold on it for 7+ days claiming that it look suspicious. If so, a phone call could authenticate the check in a matter of minutes or hours, not 7 days. Not only that, BoA initially gave me credit for $300 for that check while it awaited clearance. Next day, BoA took away that $300 credit! I complained, the $300 credit was restored, then 2 days later, got taken away again! And when my account balance dropped below $1500, I incurred a $12 maintenance fee just because BoA sat on my check for 7 days! I have been a customer for 30+ years, never had a bounced check, but that's how BoA treats its long time customers. BoA = Bucket of **. Better put your money in a credit union than BoA.

On Friday, April 14, I made a deposit in my BOA account of $200.00. The ATM machine made that money immediately available. I was waiting for that check to pay some small bills I had. I paid my telephone and my son's. On Tuesday I realized that my account was Minus and they were asking me to pay immediately or face a fee. I check up and my check appear as a deposit but in HOLDING. Since I had not more money and I had a check already there I wait, thinking that the check would clear soon, but this never happens. Today is Friday 21 and the check is still in HOLD. I spoke with the friend of mine that send the check from his Citibank account and the check was clear on Tuesday, they get the money already from his account. I am a poor retired person, I believe they don't want clients like me, poor people. They are ruining my little account.

BANK OF AMERICA ARE SCAM ARTISTS!!! My husband and I have had thousands of our HARD EARN MONEY TAKEN RANDOMLY!!! We have always maintain a high balance and live comfortably. That was just an agreement we would always keep a certain amount in our account so that we are always comfortable and have backup money! Well recently we had spend a lot of $$ due to emergency that we had no choice but to spend a lot of what we had. Well we still had money of course but one day I wake up to look at our account to see it's in negatives??? But there was nothing they could was said. Well the negative was ONLY literally a few dollars. But all of sudden BOTH ACCOUNTS were charged negative again and it didn't even say why!!!??? And they supposedly have nothing on their "records".

Hold times are absurd. After 25 minutes on hold, they then transferred me and I am on hold again for another 30 minutes. They do not have online chat help. Basically they do not help!!! The original prompts are incomplete and inaccurate. Horrifying business practices.

I live in the LA and at the moment I pretty much living paycheck to paycheck. It's frustrating I don't do direct deposit because they charge me for it which is ridiculous already. I hate how long it takes to clear a check. I deposit at the ATM because with my schedule the banks are not open when I go in and get out of work. I deposit it on Friday and I only get a credit of 100 dollars or 200 and for the rest of my money I have to wait 'till Tuesday or Wednesday the latest. It's pathetic. And I tried that mobile checking and it takes a whole day to clear. I've had other banks that did it right away before (I didn't like that those other banks were easy to get hacked or something that's why I changed to Bank of America). It's crazy how they charge for almost everything and they take forever to give you your money.

Bank of America robs people completely BLIND! I wish this site had rating button equal to 0 stars for "IT SUCKS!" This bank is the devil's abyss! They excessively charge fees and are obsessed with keeping the bank rich while their customers stay poor simply trying to keep their accounts intact. No surprise they keep getting sued. They reorganize transactions by dollar amount instead of the order that the transactions hit the account. I tend to find from experience that if you're ** and have under $1,000 in your account, they treat you like CRAP!! One day last year in July, I had a check deposit for about $38,000. So... if you have the money, you're NOW "Mr." or "Mrs." or "Miss." I was still scrutinized at the Teller, me being **, and having that much funds (was some of my 401k monies) was asked to show driver's license, debit card, and a third form of I.D.

I have my bank card connected to a card to be used at a convenience store to get .10 off per gallon of gas. It hadn't come out of my account and when it did I was overdrawn. One was for $6 and the second was for $7. For each transaction, I was charged $35. So for a mistake of $13 I have to pay $70. I was told by customer service that if you are over $.01 then you will be charged $35. That is ridiculous!!! There should be a limit as to these fees. I tried to get them refunded but was told no. So much for customer service...at least I'm not traveling on United Airlines....I guess I would have been dragged off!!!

Their customer service is the worst. My account has been compromised twice. This last time someone broke into my account and changed passwords. Called and called and got the run around via their series of rerouting my calls. Finally got put on hold with a supposed 10 minute wait which turned out to be over a 30 minute wait. All the while, my account is compromised and I cannot log in. WORST CUSTOMER SERVICE EVER. WORST BANK EVER!

I receive wires regularly from my Broker. On Thursday I was set to receive a wire that never appeared in my account. I called my broker and they gave me the confirmation # and surely it was sent on Thurs. Spoke with Bank of America on Friday off and on for 8 hours to get to the bottom of it. Long story short, "We have placed a hold on it for a review and there is no timetable when it will be released." Well the problem is this is this is my paycheck and I have bills. How can there be no accountability? How can this be legal. Now they are starting to charge me late fees for minor charges as low as 1.99. This should be a lawsuit and illegal.

I had someone steal my debit card from me and use it where they wanted. I filed a dispute stating I did not authorize these charges. BANK OF AMERICA DENIED THE CLAIM. I never got my money back! They just let a criminal steal my money and get away with it. Stating "The charges were done locally" and "You had your card in your possession" basically calling me a liar!!! I was like you dumb **. I told you people I DON'T KNOW WHERE MY CARD IS?! Do not bank with these people! They don't care about their customers!! I'm out almost 500$ of fraud charges now and they don't care!

I have an account in Bank of America since 2015. 2 days back I got a call from Bank of America regarding some insurance policy. I said that I am not interested... even though he is trying to say something and I said sorry. Up here everything is OK but end of the call he said, "** you"... and disconnected the call. This is the not way to talk with customers. I complained to other officer but still I didn't get any reply from them. This not good!!

About a month ago I filed a claim for a bunch of international charges on my account that I have never heard of nor ever purchased anything from and the total came to approx $3000. I was told I would receive a provisional partial credit for the amount of the charges and the rest would follow a few days later, however it was not that way and I still have not been reimbursed for these charges and it's been almost 3 weeks now and I have been given the runaround so many times.

On Feb. 22nd I closed the BOA accounts. Even though they were closed, they decided to accept a payment from SSI (instead of bouncing it back). I called BOA (over 20 times) to be told that the money would be released 5-10 days, then 5-15 days, then 5-30 days, and now 120 days. The local Social Security office even called while I was there and they were told that yes, BOA has the money in their possession and no, it would not be released for 120 days as per their policy. My account was clean when it was closed and I didn't owe the bank anything. The SSI is for an 11 year old child who fell into a bonfire, has had over 600 surgeries and procedures and just had another partial amputation surgery.

I contacted Bank of America as I could not access my online account. After a lot of talking I was told that my account was frozen due to some reason they could not explain and had to close it. When I asked them to return my money they said that they had no idea when I could get my money back. I have bills to pay and I don't have any other financial institution where I can get funds to pay my bills. It is a very terrible and ongoing case. There is no one to answer or take responsibility. Very bad experience. Not expected from Bank of America and I am having my dealings with them since 2004.

I've been with Bank of America since Jan 2017 and I hate this financial institution. They are scam artists and steal money. I've never seen a balance like they run deposits are at the bottom of the page and somehow my money is always disappearing. Just like tonight I deposited 440 and had the money in there and went to get something at Walgreens and it's saying I have a -balance and I can't purchase my items. Hello just 20 min before the money was there now it's saying I'm a -658 in the hole. I haven't spent that much money combined in weeks. Where did my money go.

I go to school full time, and BOA stole my tax return. I had a negative checking account that wasn't even linked to my savings account that was supposed to receive my funds. My return was supposed to be credited by direct deposit from the IRS to my savings account. The checking account I had overdrawn to help pay bills months earlier. I have had charges of accounts before and know that they will collect the debt through normal channels, but this they literally just auto-debited out of my account.

My greatest mistake that I'll forever live with is opening an account with BOA. I was full of confidence when I walked into a BOA branch to open an account not knowing that will be the worst day of my life, I just arrived from Africa some 8 months ago and I used to hear how great BOA is not knowing it's completely the opposite. I walked into a branch to open an account and it took over an hour to have an account opened. The lady that attended to me seems new on the job and doesn't even know what she was doing, I gave her my email address and phone number and all other information she requested and after making deposits through the ATM and setting up my online banking, I headed home.

EDD debit cards - My experience started with B of A due to I was in disability for 2 months and had to get my payments from the State of CA via a Bank of America Visa debit card. Unfortunately my card was recently compromised and someone stole $1123 of my disability payments. As soon as I discovered the breach on my debit card, after my card was declined at a gas station on 3/25/17, I contact the customer service number and spoke with a Jessica 3/25/17. She informed of 3 separate withdrawals on my card that occurred the day before 3/24/17 and one on 3/25/17. All of these illegal withdraws happened in another town, another county. She also informed me I would have to wait till Monday 3/27/17 to file dispute, and she would not give me dispute contact number.

Remember the good old days when you pulled into a service station to get gas and they would just about rebuild the car wile you sat inside? Walk into a bank and bankers were just roaming around waiting for your arrival? Gone. Gone. Gone. At B.O.A. This week I made a appointment at B.O.A 9 am, once a year I needed to have a document notarized, a five minute job... not at B.O.A.!! I was told to come back later or go to a other branch across town. Now I am a elderly, disabled man in a wheelchair, just lame isn't just lame!!! I told that person, "I made the appointment a week ago. Why didn't I get a call before I wasted my time and effort to get there?" No comment.

Bank of America is going down the drain. They keep getting worse every single year. I have dealt with horrible customer service that would talk over me and end the conversation about them taking my money through the ATM and then it took my money saying that there was an error when I deposited the $3,900 and they only credited 300. The customer service tells me that "An ATM machinist will be going out to the ATM to fix it and give you your money." So I go and sit there for 3 hours and nobody comes. So I called Bank of America back and they said that they would not be able to give me my money back. They are not allowed to do that. And then I was on the phone for an hour and a half waiting for app manager to tell me what I need to do. And I have to fill out a claim and wait until three days for them to review this and confirm to get my own money back.

My mother wrote a check to my account to pay my rent. I then purchased a cashier's check to make the payment. Days later after the check had been cashed, Bank of America then put a hold on my mother's original check sending my account negative. The hold was set to be released in less than a week, but it never happened, and my mother never received her money back. After that I was blocked from viewing my balances for my credit and debit accounts and a hold was placed on all of my banking. When I called to find out what was going on, I was transferred multiple times and finally an incredibly rude customer service representative told me that my accounts had all been closed. Specifically he acknowledged that there was nothing I could do and that they would be closed immediately. Just yesterday I was told that my accounts are all still open, my credit cards have been billed for late fees and I'm completely astounded.

DEBIT CARD SCAMMED. FRAUD FRAUD FRAUD. We contacted BOA for 3 weeks and have been told nothing but lies. BOA does everything possible NOT to pay. The risk department and customer service gives you the runaround and never told us the process. We were told that the account had be closed. My son was told his direct deposit would be mailed out to him in a check, they lied. BOA did not close the account. They left the acct open to take the direct deposits to clear the balance caused by FRAUD. $1200 TAKEN BY A STRANGER AND THE BANK TAKES MY MONEY.

I started out at Glendale Federal Bank about 28 years ago, taken over by Barnett Bank, taken over by Nations Bank, now Bank of America for about 20 years now. I have NEVER had a problem with this bank, I have never been charged any outlandish fees. I am a premier customer and I get an additional .75% back on my BofA Visa card for a total of 1.75% on everyday charges. If you run your accounts properly they are a FANTASTIC bank. Best bank in the USA. What I read about most complaints is from people who screw up their own accounts then blame the bank, is that the American way?

I am SOOOO lost on where to begin. Due to my husband's torn ankle, he is in constant pain especially standing in a factory for 10 hrs a day! It didn't really start to bother him until these last 6 months. So in order to help my husband with some of our bills & finances, I posted a Babysitting Ad on Craigslist. I have a copy of that innocent, true & sincere posting as well. I was just thinking 10-20 hrs a week (if that), even 5$/hr... Just SOMETHING to help my husband & I's TERRIBLE financial situation.

I was a Bank of America account holder (checking) for approximately one year. Recently, I deposited a check from a customer related to my business, and a direct deposit. There was a hold on my account for $345.00, and my deposits totaled close to $900.00. Bank of America credited both deposits as scheduled and then without warning, took the money back and held all funds for no reason. I was furious.

I have been with BOA since 2004 - with excellent credit scores and on time payments. Surprisingly on Feb 24th 2017 at 0808 am as I had stopped on my way home to do a deposit towards a payment to my credit card (Apparently a new feature) introduced to me by Chris **, a relationship manager at the local branch in Chapel Hill. To my greatest dismay, the machine did not complete my transaction nor returned my monies. I received a slip urging me to call the number and report to claims. Despite me following their instructions and doing exactly what I was asked to do, and compounding to the many trips to the branch and phone calls - I still have NOT had any resolution.

I had a account with BoA, a checking and a savings. I had it set up that every month I would transfer so much into my savings. On March 11, 2017, I tried to go online to see what my balance was. I couldn't sign in and when I did, I continued to get a message that my account don't exist. So I called the number provided. I was told that my account was in the process of being closed. I told them that my paycheck was suppose to be deposited. The bank rep named Aletta (always get a name) and she said that they can closed my account anytime they want without giving a reason and when I opened my account I signed a document stating that. So I went a branch and talked with Dominic (Bank Rep) and he called the risk management department. They said that I would not receive my funds between 10 to 15 days.

I deposited a check at about 12:30 p.m. on March 6, 2017. I checked my account the next day, the money wasn't there. Then I noticed that I had $14 in the bank, but they charged me a overdraft fee for a credit card charge of $4.19. So, I go to the bank to find out what's going on. They put a hold on both the check and the cash that I put in the day before. I asked how they could put a hold on cash, and the woman admitted that they made a mistake. But they put a 7 day hold on the check. That check cleared a week ago from the man's account that wrote the check. Here it is, 8 days later and the money still isn't in my account. So, it makes me wonder, am I dealing with a bunch of thieves at BOA? Where in the hell is my money?

Don't ever use this Bank. They charge me more in interest fees than my regular payment. Then when you call them they will take off about 300 off your next payment but then add it onto the next payment. BIGGEST RIP OFF. CAN'T WAIT TO GET RID OF THIS CRAP!!! Never use this bank.

I have many issues with BoA, but the biggest is when I write a check to someone like the Gardener and they go to the same branch I bank with and are told they can not cash the check because they don't have an account there. Unless they want to open an account with my check, then I got to go get the cash to pay him. Come on BoA it's my money not yours. They do this often, but not always, I guess it's up to the teller, maybe they get a bonus for new accounts?

So I messed up my routing number and or account number this year while filing my taxes, in return they sent me a check. I deposited it into my BOA account VIA mobile app. That same night I went to see if my funds were available only to see my account said negative 888,888.88. I was like, what in the world. Needless to say I reached out to BOA right away! No one can tell me anything. Be mindful this was Friday 3/3/17. Today is 3/7/17 and my account is still saying -888,888.88 and although my funds may be available today the "fraud" may not be removed for another day or two so I may still be locked away from my money until 1-3 business days! Like really?

I typically get paid every Monday. This particular week, my employer paid me on Friday so that I could pay a bill that was due. Anytime I go into my local branch to make a deposit, they always recommend using the ATM because it's faster, and it would save me time by not waiting in line. I started doing this, and haven't had an issue... until today.

a representative on the phone and they don't even call back. They give wrong information. Bank of America needs to shut down immediately!!!

Bank of America placed a 10-day hold on my payment because I paid a different amount than I usually do (the balance of the account vs. minimum payment). I had made the payment on Monday, it cleared my credit union on Tuesday, and I made payments using the credit card. On Thursday, I called them because there was no available credit even though I hadn't reached my limit. I called them to no avail. I closed my account.

I have been a Bank of America customer for a decade now, in Albany, Oregon. This past year they closed the local branch and NO LONGER have ATM available within our city. Causing many overdraft fee. They are unwilling to remove these even though it is 99% due to unavailability on their end. Making an avalanche of other financial issues. They have hour long wait times to speak to an agent, with no resolution. That's what is called, "THEFT BY A BUSINESS", no access to ATM or TELLERS. Dangerous highways to the nearest banking center makes adding funds impossible. I think Albany, Oregon customers need to be reimbursed all overdraft fees due to bank fraud. Making it impossible for non-driving, sick, old, and poor people to use their funds and bank machines seems undeniably WRONG.

Please never deposit any coins with Bank of America. Now in the new system they have to ship out your coins before transferring the fund back to your account. They do not count your coins before shipping out. The last two times I went to deposit my coins they cut me short. I'm make sure I count 3 times before taking it to the bank. The first time it was like a nickel short and this time $3.70 short. I suspect someone is taking my coins before shipping them out.

Today I went to the Elm St, Westfield, NJ branch to make a deposit. I went through the drive through. The deposit was for $54,346 and I was given a deposit slip for $346. I'm not sure whether to chalk this up to human error or to chalk it up to fraud!

I am a small business owner. I was sold credit card processing thru a sales person Jaduious ** at 804-515-2973. He told me my rate was 1.67 0/0 and that was it. I went line by line over the contract with him. He assured me no matter what card I took the rate is the same. Well after my first transaction of approx 21k I was charged over $2300.00. I didn't think I had a partner. I called the salesman and he never returned my calls. I called customer service department and they said they would have a manager call me back within 24 hrs. What a joke. A week later I got a call from a manager who said Jadiuous made a mistake and they are not willing to make a adjust. STAY AWAY FROM THIS COMPANY.

I got a check from my insurance company progressive due to a accident I had, I put the check in Bank of America on the 1/12/17 so I can pay for my car, bank of America close the account without any notice. Now I can't get my car. They told me I had to get prove from progressive. They give me the letter that am the person they issue the check to. I bring the letter to a local bank near me. They fax the letter to Cindy **. She told the teller in the next 24 to 48 hour they would get back to me. Up to now. I call them every day asking about my check they told me they send it to the back office. Right now I need my car for work so I can feed my family. My job even threaten me about fired due to my attendance all because of my car. Today is the 2/09/17 and I need my money.

Bank of America failed to update my mailing address and billing preferences, as provided. Therefore, when you moved across the state, we did not receive our statement/bill. I received a call from BofA, notifying me that they had not received our payment. I made the payment on the spot, and again had to instruct them to update our billing info. They acknowledged they did not update our preferences, as we previously requested. Yet they still proceeded to report us as a Late Payment on our credit report. They are now refusing to remove the negative information that is negatively affecting our credit. LOSERS!

I have put up with the high fees for years now but today was the last straw. My balance never actually reached below $0 yet I was still charged with an overdraft protection fee ($12) plus they took money out of my savings (almost $15) to "cover" an overdraft that wasn't even existent at the time. Now I get hit with another $10 fee because they withdrew from my savings!

I opened a new account with a different bank that sent Bank of America a notarized letter to close the account and transfer funds. Of course they didn't do so. I acquired over 500.00 in fees for the account that was suppose to be closed that they never closed. Really, really angry now. They say that they wouldn't close the account. The letter gave the bank legal notice to work on my behalf.

The customer service agents are not ready to help when you are in trouble. The entire system is failure. I do not know how this country still keep doing business with them. Really ** people always trying to cheat customers money. Simply following computer they don't have brain at all, no sense too. I deposited the check. After 24 hrs the money was available to spend, but two days after they are pulling back money from my savings account. This is totally ridiculous. Now they say that cannot collect the check. Really stupid people.

Don't use this bank if you are gonna send/receive, PayPal, or buying online stuffs, they charge you the overdraft fees up to 4 times/day $35 each. NOTICE: they give you no time to deposit the money, they charged me 3 times $35 in a night (I got $4k in my bank, for some reason all my money was transferred to another account). Other banks like Wells Fargo or Chase will give you 3 days to deposit the money.

On 2/1/2017 I got an alert from Bank of America that my checking account was below the limit I set on my account. I noticed 2 payments still processing and went and withdraw cash from another account and deposited into the account. After the transaction I obtained a receipt that showed the cash amount I paid into the account and my current balance. Surprising the next morning the 2 processing transactions, which were still processing 3hrs after the cash deposit, cleared, the cash deposit shows processing and BA charged my account $35 overdraft fee. I called the customer service on this regard was told, they cannot do anything about it. If the transaction is still processing can the bank charge overdraft fee, since the customer made cash deposit into the account while the transaction is still processing?

I manage a small business and EVERY SINGLE TIME I get paid by a client, I am charged a $15 transfer fee. That's not all! I also get charged over $35 every single time I get paid by an international customer + the other $15 transfer fee. How is one supposed to make money when your bank is literally eating it all up. That's not all! If you get on BOA, expect to spend at least an hour and a half on hold on the phone with them if you ever want to get anything done.

Purchase Protect Via Credit Use- I purchased 12/23/2016 a cell phone 5S on eBay and it turned out to be defective. The battery inside was ready to blow up and we were instructed by Apple iPhone company to remove it ASAP. I contacted eBay seller trying to resolve to no avail. Tried going through eBay return no way because I removed the dangerous battery they say it is not in its original condition. PayPal same thing and Bank of America denied my dispute as well. I have been a long standing customer of Bank of America and since they were not willing to assist in this in any way I said to close my account.

Perfect!

My 17 year old was a victim of fraud on her Bank of America checking account. I am jointly on the account which was set up 2 years ago when she was 15. We received no notification of the fraudulent activity, but rather the account was closed and daughter's information was sent to Chex systems. I asked them if this was the normal process for fraud without doing any investigation and they said yes. I have filed a police report, as well as a report with the FTC. Because Bank of America has sent the account to Chex systems my daughter is unable to get another account with any bank. I am still in the process of trying to get this situation settled. Bank of America's customer service has been awful to say the least.

Now when I go to the bank, I'm in a line waiting with maybe 6 other people for at times up to 20 minutes or a half hour. We all complain to each other that this is a new phenomenon, that they've reduced the tellers down to only one. Bank of America execs are probably sunning themselves in the Caribbean, while we are in line so they can save a buck by not paying tellers. The manager told me they want us to use the ATM. Only I deposit cash and the ATM spits it out and apparently a small percentage of the time it actually takes my money and then chokes up so I have to spend a half day trying to call B of A. I'm changing to Chase.

I have this account with BOA since about 2011, it's no monthly maintenance fee when I opened this account. As I remembered, I had never been charged monthly maintenance fee on this account until Oct. 2016. I met with BOA associate and discussed to close some of my BOA accounts in their branch in Vienna, VA about June 2016. The BOA associate mentioned these accounts were old product in BOA, without monthly maintenance fee. Most of the new product charged monthly maintenance fee. So I canceled to close the account.

Horrible, horrible bank with multiple hidden fees!!! An absolute rip off!!! Stay as far away as you can...the customer service is a joke and they set their fee system up to rape their customers! WARNING!!! It should get negative stars!

Mobile deposited check into my account. BOA, did a standard 2 days hold. Gave me the 1st $200. I'm like ok. Then 2 days later, the day the hold is to be released and my large deposit made available to me. BOA, placed a new hold on the check, removed the $200 from my account and never notified me about any of this. I tried to make a purchase and was declined. Call BOA, they advised me that their system indicated that the check I deposited was going to bounce. Funny thing is, I wrote the check from my other bank. Guess what, it didn't bounce and cleared the account. BOA, doesn't care. They refused to remove the 9 day hold from my account. Needless to say, I will be closing my account and using my Credit Union. I hate you BOA! Rot in hell... Seriously.

Directed by the state of NJ to switch to Bank of America. I got a 4 year card that I didn't keep in my wallet. When I got the next 4 year card I kept it in my wallet. A year later it wouldn't scan in the machine possibly because the card was scratched. This happened at the Westwood NJ branch with all 3 of the machines. They gave me a new card in the mail and no one at the Westwood branch would help me.

My husband was dying of cancer and he pushed himself to be sure he got ten years in teamsters so I would have a pension. Well the pension is only $38.00 a month and it's direct deposit into Bank of America account him and I started in 1991. He passed away and the pension had been going into that account then about five or more years ago Bank of America just started charging $12 a month on the account because balance too low I never changed the account. They just started charging this so they now take $12 every month out of the $38.00 pension. I have tried to find out where the pension comes from to change it to another bank but they have refused to cooperate so they are monthly just taking $12. They are rip off and hopefully someday something will be done about them.

I just opened a savings & checking account in the beginning of December 2016. I made at least 3-4 deposits since and upon trying to make another deposit on Friday 1/20/17 at the atm, I'm being prompted that my account cannot be found. After several unsuccessful attempts, I went to check my online account and cannot log-in. I call customer service and was told that they made a business decision without explanation to close my account. No warning, no notice, just up and closed my account. This is horrible business and another reason popular trust in the banking system is fallen. I will never give my money to this bank ever again and I hope everyone moves their money out to a bank that has better practices.

I have been with BOA for almost 10 years. In the last few years, things were going well until I struggle financially. Things got better. I was able to manage my accounts better and continue using the e-bill system. Last year, I noticed that I started accumulating a lot of overdrafts. I thought that I needed to go back to controlling my finances better. This month, I starting taking pictures of the e-bills I was sending out because I noticed that e-bills were not getting posted when I requested them to be posted on my account. As a result, after taking pictures, creating an spreadsheet, etc. that some of the e-bills were not getting withdraw from my account as scheduled.

My husband account got hack. They gave us money 80.00 and didn't not tell us they would take it out. How can they do this? Go in someone account and use their debit and take out. I try to talk to them and told me there nothing I can do. I had pay bills and now I'm going to be late. Things shut off cause they had to take out. I not trusting these banks at all. Now I'm overdrawn 26 dollars cause of this. It's not fair at all.

I have been with BofA for several years now and I absolutely hate them. They always charge either a maintenance fee of $12 or overdraft fee of $35. This is absurd! What bank does that?! Oh wait, BofA does. When I was a full time student I had no income and so my bank account would go lower. Now that I'm working, I don't even want my money being put in this bank account cause they would find every possible way to take it. This is **. I'm going to take the remaining money left in my account out and closing this account. I hate BofA for taking my money for stupid fees. DONT USE BOFA.

I joined this bank in November or so. My boyfriend was depositing money via one of the ATMS and the atm malfunctioned. He reported it and told me it was $608 dollars. They placed a claim and only refunded $308 dollars. Spoke with them about that and they said I would have to set up ANOTHER claim. Second screw up was when someone stole my debit card information and used it at an ATM three times back to back. There was also charges for ATM fees for looking at the balance. This all happened at an ATM at a casino I've never been to. I placed a claim for it. It was denied because they did not use the card again. I would say they didn't because after checking the balance and noticing the card was locked AND there was no money left in the account, what would be the purpose of trying to get more money out? Bank still denied the claim. Closing account asap. Reps at every Bank of America I've been to are rude anyway.

I had lower back surgery on November 29, 2016. I've been on disability for a while. I get an email from BofA stating my account was below 25.00, I immediately called in disbelief. A creditor from 1994 put a levy on my account, I'm clueless to know who these people are. Anyway, I called Bank of America and couldn't speak to legal department because they don't allow you to speak with them. Well I decided to go into a branch and mention what the state of California says about levies on disability and Worker's Compensation benefits. The state of California doesn't allow levies on monies that are from a Worker's Compensation or Disability case.

My son called me in December of 2016 and asked me to help him by making a payment on his Bank of America credit card. I made one payment and figured that was it. On January 6th, I found a debit from Bank of America for $240 against my checking account. I called in to complain and get the charges reversed. After talking with the representative, I decided to help my son's badly overdue credit card by allowing one more payment. I told the representative to make sure this was the last payment and he assured me it was. I should have known better.

My spouse and I have a joint savings account in which we maintain a balance of over $10,000. I was encouraged by an employee at my local branch of BOA to switch my account from e-banking to a higher interest checking account. He assured me that I wouldn't be charged monthly maintenance fees, so I did as he suggested. For three months after switching, I wasn't charged any monthly fees, then suddenly this month I was slammed with a $25 fee. I didn't receive any notification about this of course, so if I hadn't checked my online banking statement, the money would've been taken from me without my knowledge.

On Nov. 11, 2016 my husband went to Bank America at Northport, Port St. Lucie, Florida where we have had an acct. since 2002 to just cash a $25.00 money order only! He had to insert the debit used to ID him and our acct. He got the $25.00 and left. Several days later he was checking our online accts. and noted $600 taken from our checking acct... the same day as he cashed that money order. We immediately went to the Bank and the manager, Tina ** advised us to contact the local Sheriff Dept. and file a report and they would check out the bank cameras and get back to us. We filed the report with St. Lucie County Sheriff Dept. The Bank manager assured us we would be ok and get our money back.

I preordered two Nintendo Switches from Target, retail $299. Bank of America DECLINED the charges due to some concern about fraud and the transactions were cancelled. My credit is excellent, well within my limit. A single Nintendo Switch is only available on eBay now for $525 and above. I got completely ripped off by Bank of America's 'fraud alert for my own good'. Terrible customer service.

I made the mistake of going to BOA after a relocation about a year ago. Should have known after my first experience (delays in processing a mortgage proceeds check to my account) that this collective group of shysters is out to do whatever they can in the way of holding up the processing up funds so that they can earn the interest on the funds while they do so. (This has to be big dollar business for them collectively.)

The absolute worst god awful most pathetic excuse for a bank. Constantly disable my card for purchases that I constantly have to verify to them as being mine. Now they disabled my debit card on a Friday night at 8 pm and I've been on hold for 2 hours. Tried calling customer support to talk to any moron that would answer, nope, redirect back to this neverending barrage of the absolutely worst mind-numbing music that just loops without any ending. They claim they have state of the art best protection systems in place blah blah blah, I've still had charges posted to my account that were made by random sources on the internet which I had to dispute with the bank to get refunded. They couldn't stop ACTUAL fraudulent charges from posting, but they block my god damn account despite countless times of me verifying the same damn charges in the past.

If I could give this bank no stars I would!!! I opened an account online and was approved and had my paycheck directly deposited the same week. BOA closed my account without notice. SMH! I went to a branch near me and waited for over an hour to see a representative. After seeing a representative she told me that my account had been closed due to FRAUD!

I sent wire from my Bank of America account on Nov 03/2016 and today is 01/11/2017 and my 10k is lost somewhere because Bank of America credited someone else account and after a request of recall still didn’t receive it till today. Come on man. It’s been 2.5 months... ** I wish if I can put someone responsible for this headache I am going through...

I called Bank of America to report unusual transaction in my account. The rep that I spoke to promise she would send me out a claim form and stop this happening which she never did. I taught that it's is how they do business, and that I was taken care of. I had Chase when I was in New York. This happen and they sent me to the branch. The branch had me sign up everything right there and fax it. I got my money back. There is no Chase in Gainesville so I had to join Bank of America. The rep should have placed a stop not only send me out a new card. All she did was send me a new card. I am to be faulted too because I should have been paying more attention to my statement but I was figuring that they had stop it but they did not. On my statement it was reading RECURRING Bank of America was paying so when I caught on it was pass the time allotted time to make a claim but I had called and the rep did not do what she was suppose to do.

I received a phone call from a 1-855 number stating my Bank of America Debit Card had been turned off. I don't even have a debit card through them so I decided I would call to get to the bottom of this. 40 minutes... 40 minutes on hold to talk to a representative who said they have been receiving issues with phishing and thanked me for my call. I offered the number I received the voicemail from to ensure if actually wasn't them and she told me that she did not have that information. While she was polite, I could not imagine being part of a bank that would do this to their customers. As a non-customer, I will definitely refrain to doing business with them in the future and you should too.

They charged me a $12 monthly maintenance fee even though I had maintained the balance of $1500 per day for the year. Their explanation was they charged me because my account was lower than that from my previous statement cycle. These guys are a ripoff. I want to get rid of them and open a new account with some other bank.

On 12/31/16 I went to the atm machine. I went through all the steps and the cash drawer never open so I reported what had happened and was told on the next business day my money would return to my card and that was a lie. I don't understand it. The machine was out of funds or not in order, the machine should had said this or why was it not service that very next day. So now the story has changed. It could take up to 17 days before I will hear anything. This card is a BOA prepaid card with the unemployment office. I guess if I was a regular customer I would not have this problem.

I received an offer from Bank of America to refinance my current mortgage with them. I applied and submitted all the documents. My FICO score falls in the "excellent" range, no debt except for mortgage, my income is high. In spite of all this, they declined my application. I have a feeling they did this because I asked for a different loan officer after the first person acted and spoke rudely to me. BOA has absolutely no other reason to reject my application. They refuse to answer my calls or respond to my emails.

Of course, I could possibly acknowledge a requested feedback that I might have called on that so mentioned date; I might have had called really to protest how poorly Bank of America treated me as for withheld me accountable for money I had not made in any way because Bank of America actually made most indefinitely sure to charge me more than one hundred and twenty dollars in overdraft fees- that being for owning a bank account with no money in it. Besides the point I was not making any money due to hardships in my career decision. Now I had noted to have the bank account closed. So why in any gods' name must Bank of America insist knowing whether it was I or any other person concerned for money that is entirely not there because money that is negative is actually not any money at all.

I was sent a check 6 months ago. Now I get a letter from the IRS about false interest reported by BOA. They said the money they sent was to pay the amount just to tell the IRS that BOA was right and I was wrong. Nothing but blackmail. If any lawyers look at this send me a emails.

Bank of America's customer service is awful!!! I have been a long time customer for 10+ years and have never been as unhappy with their service as I was yesterday. Their customer service department does not work to keep customers happy. Recently, misc fee's have started impacting my savings account starting around 3-4 months ago. I've contacted customer service each month for explanations and received a different answer each time. Yesterday, I called again to find out why my savings account had another fee charged when I've transferred money into it for that cycle period? I was told this time that the transfer has to be set up automatically now (previously told I just had to just make a $25 minimum transfer each period to avoid fee).

In August of 2014, I opened an account with Merrill Edge. I completed all required paperwork in my bank's adviser/investor office. I sent $110,000 to Merrill Edge. After a few days, I received a package of information which said "Revise and keep for your records". One page had a place for a signature. I signed it and mailed it to Merrill Edge. My 1st statement comes and shows a balance of $110.00. I called banker/investor asking why there was no activity shown. They hadn't received all necessary paperwork he said. Gave me another set of paperwork which I signed and sent to Merrill Edge. Next statement, same thing. Another package of papers were sent, signed, and returned. Next statement, same thing. During all of this I called and spoke with a representative who state that ALL necessary paperwork had been received. Next statement, same thing.

I wanted to wire transfer a small amount of money to an account that I hold at a credit union. I was told there would be no fee for doing this online, only to be told that was wrong and there was a fee but not if I was doing it on my mobile device. First of all, why is there a fee to take my own money out of my bank account!? Second of all, the mobile transfer has a limit of $1000 a day. Third of all, the mobile transfer did not work, because it is not a wire transfer, but instead an incredibly clunky system of using emails and phone numbers and a third party to transfer money. Fourth of all, if my account drops below a certain amount, I have to pay a fee to BOA. Fifth of all, BOA has started closing smaller branches in small cities, which is why I was trying to do a wire transfer in the first place because the nearest BOA is 2 hours from me. I am closing my account as soon as I get my money out.

I wanted to transfer my direct deposit from BOA to another bank. So, I called BOA during Oct 2016 (don't remember exact date), to understand, if there is any maintenance fee. I was told that no maintenance fee, as long as you maintain $25 minimum balance. But, I was charged with $12 for monthly maintenance fee in Dec 2016. When I called BOA today, they said that "I'm sorry about the wrong information been told. I could see a record that you have called in Oct, but I don't have detail. I cannot be able to revert the money". I told that it is not my fault. Even then, same response received. Bank of America should enable email mechanism so that every response is recorded. Words are dissolved in the air and I don't have any proof of what they said in phone.

I am a customer of Bank of America with 3 checking accounts, 9 savings accounts, a credit card, a mortgage and a home equity line of credit. This is being written in 2016 and not 1996 but they somehow think paper statements are acceptable. For all my accounts except the Home Equity LOC I can download PDFs. For some reason, they will not disclose, they refuse to allow download of PDF. They insist on sending paper to my house every month. Even the mortgage is PDF. I have submitted a request every year asking the same question and each year get a no-answer answer. If you want to do business all electronically do not do business with Bank of America.

Last night, I attempted to use the new Apple Pay feature at a BoA ATM to withdraw cash. I just learned that this resulted in the restriction being placed on my account. I called the number on the screen and waited on hold for 40 minutes only to be told that department is closed. The consequences of this... I had no place to sleep last night. I was on my way to check into a hotel which I was not able to do because of the restriction on my account. I was turned away from the hotel but charged a fee for no-show. All I got from BoA is a sorry. I've been a customer for 20 years! I'm am baffled that they would restrict someone's account simply by using a new feature they offer on their ATM!

I will always let everyone know about my horrible experience with Bank of America. In July of this year my ex-husband and honestly I believe a Bank of America employee set up an illegal savings acct linked to my checking and stole money by calling a transaction an investment. I did not think you could open a savings acct online because I was told twice that I had to come in a branch to open a savings acct. But an acct was open and 19500 was deposited into the savings acct. After confirming with my ex-husband and B of A that the funds were legit, I made a withdrawal. Of course after the withdrawal all strange things occurred. B of A would not tell me anything, they just told me they did not have to tell me anything and reversed the transaction in my savings and took money out my checking. This caused my checking to go into the negative. Today I owe B of A around 6000. I reported them to consumer reporting because they definitely reported me.

I've been a BOA customer (accidentally I might add) for 3 weeks due to an auto loan that the dealer financed through them instead of Chase Bank as I had requested. That said, I contacted BOA after learning of this to request a copy of the car title and lien to register the vehicle. I was informed I had to either send a letter via USPS or fax to do this and it was the only way to do it. WHAT THE **?! I've dealt with many other large banks and NEVER have I had to do anything but spend 5 minutes with a real human to request this information! NEVER! I already hate the bank due to this and I might just have Chase buy out the loan so I don't have to deal with these **hats. The only plus was the customer rep I spoke with was very nice, polite, and sympathetic to my situation and utter shock off. Wow, they do business.

Recently I had noticed 2 withdrawals from my checking account that were not done by me or authorized by me. I quickly notified the bank and took the steps necessary and the bank assured me they wold refund the money lost. I was told they would do an investigation. To my surprise and complete outrage, the bank decided there was no error and took back the refunded money. I called them again and said NO this was not done by me and I do not accept this outcome. After multiple attempts Bank of America refuses to help me or refund the money!! These withdrawals were done completely out of my banking habits over the past 11 years that I have banked with them. If they ever took a look at my history they would know this.

Bank of America is full of crap. I had been laid off and was doing everything I could to keep my account with BOA in good standings. Well my issue came when I had four transactions go through my account. I had enough money for 3 of the 4. The 3 smaller transactions stayed in processing status for two days, then when the 4th transaction was presented, BOA decided that they were not going to process my account accordingly. They elected to run the largest of the 4 through first automatically taking the account into a negative standing and then the other 3 followed.

I wish I had done a research before blindly switching from Wells Fargo to Bank of America. I was recently a victim of fraud and identity theft through Bank of America. Somehow my account was hacked and an authorized person to person transfer account was opened and all my money was taken. The investigation took over a week but they still have not returned the funds to the new account I opened with them. It is just pending. When I went to close the hacked account at the branch the banker told me they would transfer within 24 hours and to call and close the account over the phone and the door greeter guy who is just hanging around "being friendly" said to me, “Yeah that's why you should only use your credit card.” Now, I did have a secured card with Bank of America for a year but closed it after they denied me a graduation or credit limit increase 3 times. The final time was when the identity theft happened.

Bank of America over drafted my account twice in 2 days, charging me twice 35$ fee. I called them 4 days in row and spoke with at least 9 representatives and 3 supervisors. Each call was at least 90 min long. I explained to them that I never requested my mortgage to be paid through Bank of America account. Instead to apologize for their system mistake, all representatives kept transferring me back and forth to different departments. At the end they refused to return the 35$ charge and told me that this was my mistake, because the payment was done online.

Charges to my daughter's account without authorization and was charged OD charges of $70.00. Amazon refunded the money back into her account and manager Mr. ** in Palm City Florida told us that we would have to call Amazon and get our $70.00 refunded to us. My daughter is a full-time student and is not working. I'm appalled at the way he works with the public. His customer service skills are definitely lacking. Mr. ** representing Bank Of America is definitely a downfall and will be removing both my children's accounts from your bank. I'm very dissatisfied with Bank of America. Telling my daughter call Amazon to have them refund the OD charges!

After banking with BOA for years, being issued 2 credit cards, carrying large balances in my checking account with them, paying all of my payments on time and usually paying multiple amounts of the minimum payment on said accounts. The Bank of America has chosen on their own to close my credit account without prior notice and will not open them back up. I will be closing my checking and savings accounts with them, handle the credit card account situation and never bank with them again. WE bailed them out of a crisis and this is how I am treated. SUCKS.

I had a bank levy. They told me I had 10 days to respond before they mailed out my money to the creditor. They gave me a fax number to fax proof of release. Well my attorney faxed it and I called 4 hours later and they didn't receive it. They gave me another fax number and I had my attorney fax it again. Then I faxed it to both numbers. I called them to see if they had received any of the 4 faxes we sent regarding this time sensitive issue. I spoke to someone in the levy office and they said they didn't receive anything and that they couldn't talk to me because the levy was against my husband, which is a lie because it was against both of us. I had my husband go into a local branch and had them fax it. They were not knowledgeable at the branch either. I called during my lunch to see if they had received the form.

Whilst travelling abroad, my debit card was locked down by Bank of America's security systems. Pretty standard, as I'd expect any bank worth their salt to flag unusual activity. I called through to Bank of America's ATM Debit Customer Protection team and was asked fairly obscure security questions such as my passport number and last transaction amount (in dollars, when I'd been shopping in pounds sterling). After understandably failing to answer their questions, I was asked to pop into a banking centre with two forms of identification. I made the agent aware that this was impossible as I was currently outside the country where there were no banking centres. Seems the only alternative Bank of America has to verify my information is to have me fax* in documents to them.

Bank of America get me so mad sometimes! I got charge $35 on overdrafting my account, which I understand that is their policy, but I can't believe they don't have any wiggle room for customers that have a good standing record. I will admit I was not aware when it immediately happen, but as soon as I notice I immediately deposited money back into my account. I called Bank of America to see if maybe there was a possibility for them to work with me, but of course the only thing I get is "oh I am so sorry this has happened to you. Would you like us to send you information on how to get alerts".

Wired money almost 2 weeks ago to my contractor overseas, exactly the same wire I've been doing for the last 10 years. According to bank representatives, the wire was stopped in regulatory review department for more information. Additional information was given 10 days ago, since then nothing has changed: the money is not wired and not deposited back into my business account.

11/14/2016 around 11 am to 12 pm I brought $8000 in $20 bills to 501 Bridge St Lowell MA to deposit into my checking account. I counted twice each $1000 per group banded with paper belt. The female teller who had a Spanish face sitting on right next to the gate to inside of counter got my cash from top of counter, then brought down to her desk that I couldn't see her hands and arm hidden from the front of the counter. She didn't count $1000 each but unbelted all bills and put together. She walked around, then start counting my bills by a count machine, which I could not see it but only could hear its sound. Then she told me $7920 instead of $8000, which were four $20 bills off.

I was involved with a scam in August 2015. Multiple payments were made to the money mule who was a BOA account holder. BOA knew that I was innocent but refused to credit funds to me since I wasn't their customer during the scam. I had all the evidence to prove my innocence. Police report had been filed. If BOA was a great bank with strong business ethics, they would have paid me back every single penny I had lost. It was their fault to let criminals open bank accounts with them to conduct money laundering overseas. Not recommending anyone to do business with BOA.

To everyone that has posted here on consumer affairs, let's go with a class action suit. Enough is enough. On October 30th. I had recently opened a new account with BOA and I understood that on new accounts there was generally a hold on checks that are deposited. So, starting in September I made my first payroll check deposit which I receive every two weeks from my business. The first check was held a few days and on the third they released $200 with $800 being held for a full week. No problem. This went on for the next few check deposits and getting irritated from the long lines at the local branch I did a mobile deposit. Lo and behold the funds cleared immediately.

I'm tired of the people of BOA, they are always accommodating my account so it get overdraft, this is happening too much times and the app doesn't do anything for you, is a lie and a scam, they just there to stole your money and sell your accounts. I had it all with this bank and of course I'm going to closed my accounts and move to another one. It's enough!!!

This is the most horrible bank that I've ever dealt with ever. I was told AT&T never received a payment by AT&T. Then I checked with my bank and they had. AT&T stated they couldn't refund my money a week after I cancelled their service because of payment they hadn't received for the deposit. Bank of America stated that they had received the payment. So my account was credited the deposit. A week later my account was taken for the $125 again by Bank of America. Shorting my saving account $125. I'm so pissed off. I work hard to feed my family and get taken for a ride by my bank and AT&T.

Bank of America is not a good bank. Charges pop up on your account twice. When you call they try to make like it's not. Not only that every two or three weeks they charge me for checks that I don't have and never gotten. I thought they were a good bank but they are not. Can't wait till my new bank card come. Bank of America can keep their services.

If you want your money stolen and have to be on the phone for several days and several hours then you should sign up for this account. There have been fraudulent charges on my credit and debit card and even after blocking and freezing the account there still was activity and people could withdraw more money.

This bank almost brought me to a heart attack. For the past two years they cancelled my ATM every month, claiming security reasons. Each time I had to reprogram my bills with new numbers. I threaten to leave the bank if they kept cancelling my card so they changed strategy: now they lock it every week. This week they did so twice, so I had an argument with the representative. What happened next? They got hacked once again, twice in a week, and emptied my card. It just happens. I don't believe them anymore. I am starting to think they made up those charges to teach me a lesson. It so happens that I am a journalist and will investigate and in the case they fake transactions they are violating so many codes, not to mention the aggravation and worry that they put their customers through. Will keep you posted.

Today 11/23/2016 my husband and I called inquiring about closing of two personal accounts of ours due to fraudulent activity on my personal account. We did have a joint account but that was the only 1. After I was told that my personal account along with the joint account would be closed I had no issues with BofA. But after my husband tried to use his card at the store and it declined we both grew curious.

Received car loan in 2013. Never missed a payment only once I was late 3 days. I injured my back and need surgery. Therefore asking all lenders to extend the loan 1 or 2 payment, so I may recover, as I will not be working. My other lender was very happy to help. They actually moved 2 payments to the end of the loan and lowered 3 months of payments to less than half.

Today 11/18/2016, I have tried to contact the bank multiple times regarding a debit card. The automated phone system would not let me get to a live person. In fact it even said "you must make a selection to speak with an associate." None of the selections were even close to what I needed. I called the 800 number on the back of the card and the two local branches in attempt to speak with a live person with no success. This is extremely poor customer service.

I opened a credit card with Bank of America and am unable to change my bill pay options due to error messages, and long hold times (35-40 minutes). A phone payment was made without my authorization. A problem I was previously told was corrected, was not. Changes take several business days and the card was not issued for several weeks. I've never experienced these difficulties with any other card.

I deposited a check for 1545.00 in the ATM. They released 200.00 till 11-16-2016 is when the rest of the amount would be clear. The fund were release on 11-14-2016 but the fund were not in the account, then suddenly they decided to take back money and now I'm suddenly negative 192.00 by mid afternoon. So I called customer service and I was told I was a risk even though I cash checks of up to 1800.00 every two week but yet the 1545.00 was a large amount coming from the owner of Bella fresh foods who is multi millionaire. BOA is like a child that wants to do what they want and does not care about others and the well-being of families or our military, I only say that because I held a military account with them since 2008 and suddenly they closed my account this year for no reason and opened a new one to have me pay them money. Bank of America should change their NAME to Bank of ISIS. What a bunch of terrorists.

I'm supposedly a Bank of America "Preferred Account Holder" due to the fact that I've had accounts with them for over 15 yrs. This clearly means absolutely nothing, as service is exactly the same as every other account holder. Wait times for customer service are out of control. I'm calling back to resolve the same account issues over and over again, BOA reps seem undertrained or unqualified to resolve problems, as courteous as they are. Every time I call I am constantly waiting for a representative on average of 30 min to 1 hr.

Anytime I visit my local Bank of America on Southfield Rd in Allen Park, MI, it is always understaffed. Whether I am waiting inside the branch or drive-through. It is absolutely horrible the long wait I endure each time I visit this location. I hope they can hire more people. I will be taking my business and personal account elsewhere if this issue persists!

I have trusted Bank of America with my money for years, not any longer. On a recent trip to Europe, a local merchant decided to steal money out of my checking account. The banks has not taken any responsibility for not notifying me of a complete meltdown of my cash funds.

Tries to update billing options with BoA online... I don't use bill pay. Other billing options do not exist on site. Calls customer service because website says this is the best way. Waits... waits... many hours pass by. Waits... waits... more hours pass by. Phone goes from 100% to "damn I need a charger". Still waiting... Highly recommended when calling BoA customer service that you have someone else with you, so you can rotate shifts waiting for a customer representative. Warning stay away from loaded firearms while waiting... as the waiting may induce thoughts of suicide. Which is what they want.

To clarify my involvement in this situation with my boyfriend's Bank of America account: My boyfriend has partial hearing loss following his military service in Iraq. With this type of hearing loss, hearing aid is useless because in addition to hearing loss, there is a constant high-pitched background ringing, which cannot be corrected even by the noise-cancelling hearing aid. The only advice my boyfriend was given by doctors at VA, is to learn to read lips because eventually he will lose his hearing completely. He is not there yet, and for now, as long as he can see the face of a person talking to him he is doing just fine. Phone conversations present some challenge, though. For that reason, my boyfriend prefers texting with friends and family members instead of phone conversations.

On November 10th I went to the ATM to deposit money into my account. I accidentally pressed the wrong button and when it asked me to take my card it never dispensed out, so I went to the bank 2 days later because they were close that Friday. So I see it's about 10-15 people sitting down with the same problem, so it would be about 45 min wait - I was told. So it's about 3 people in front of me after a while then the manager says 'we don't have any more replacement cards. We'll have a shipment in today.' So you mean to tell me I waited all this time for nothing and came to work late because of this nonsense, you guys should of put a sign up or something saying this machine was out of order the minute somebody notified you guys.

I've been with BOA since my first job, since they took over Fleet Bank and Shawmut before that. I don't know where to begin with the injustices of this company. I'll start with the fact that the average customer wait time is 20 minutes not including the average times you are transferred to a different department which is about 3. I've spent a whole day trying to get answers about a canceled bill pay transaction. It went thru after it was canceled within 24 hours. Made the transaction at 6:30 pm and canceled the next day at 8:28 am. One rep told me it went thru as soon as I scheduled it and there was nothing he could do, another told me it didn't go thru and I could stop payment and have the funds returned right away without being charged.

Business owner for over 10 years. Bank America assessed noncompliance fees of $190 on my account which was in the black. I requested an explanation and was denied a reasonable justification for the charge. After an hour on the phone, I was bounced from one person to another a and never received an adequate explanation. Cancelled account and free of these crooks.

I was using my local bank ATM and it malfunctioned on me. I went to deposit money into the machine. The screen showed a different amount and I hit cancel for the transaction. The machine gave me the wrong amount of money back. The machine also took my debit card. I went into the bank right away and filed a complaint. They said it would take 10 days to count the money in the machine. I have waited the 10 days and they said it was not there. I had them count all the money in all the ATM machines in case they looked at the wrong one. Still no money. I asked them to look at the video. Of course they don't want to do that. It will show what I put into the machine and the machine not working correct. I think they are just trying to keep my money. I want my money back.

Bank of America is a BIG rip off, or to say, a robber. On May 6, I had ZERO balance in my Bank of America checking account, and ZERO balance in my Bank of America credit card. I did have few hundred dollars in my saving account. I thought I had removed all ACH and I would not use these accounts anymore. What I didn't know was, three days later, Bank of America transferred $200 from my credit card to my checking account for so called overdraft protection, and after that, every month Bank of America charged me $12 on my checking and $35 on my credit card. I found out this in October, and Bank of America charged me $60 on my checking and $241 on my credit card, with total of $301. By without spending a penny, I owe Bank of America $301, and they didn't want to waive my fees. Bank of America is a BIG rip off on consumer and is also a BIG robber.

I went to cash a check from Allstate. They made wait for almost one hour. Only one cashier there more employees but they just talking and giggling no working. Meanwhile the line was to the door. Finally I got to the cashier then they told me that I have to wait another 30 min. for they can call Allstate. Finally the 30 hour later this rude lady came over and told me that they couldn't cash my check. They keep my wife's atm card. She has to wait again to get it back. Horrible experience. No customer services. I don't know how this bank is on business. I will never recommended in my lifetime. The people that works on the desk they don't try to help out. They're very rude. I am talking the one bank is on Balboa and Genesis on Clairemont Mesa San Diego 92111.

My APR with BOA has been 7.4%. I did a balance transfer last year and all of a sudden they are charging me interest with of 15% APR. I just talked to the manager and he is insisting that I agreed to 15%. My monthly payment has increased from $200 to $331. This is daylight robbery. I have been an a customer since 2007 and with this robber. I hate this bank. I am really pissed off.

I live in Florida and was in an area in the path of the Hurricane Matthew so that meant a lot of people were going through my town and also getting gas and leaving. On Oct 12th, I went and got just $10 worth of gas. My car is old so that gives it a half tank. Also bought paper for my printer the same day. Next day Oct 13th I was in evening class and I check my phone and see I have an email from Bank of America. The email asked did I just charge 1.00 at two locations. I said no and I did the whole process for cancelling that card to get sent a new one and I felt shocked when they asked did I still have my card I looked in my bag and I did so I was wondering how was my card charged when I was in classes all day.

We are trying to close an account with Bank of America. This is a custodial account that was suppose to be close when my mother moved to PA almost a year ago. Since I live in Florida I am not longer be my mother's custodian. Several times I called them back to close the account. But they refused. Today I received a bill for $24.00 plus $12.00 service fee, totaling $36.00. I called the Bank of America again. They transferred me Customer Service. Customer Service transferred my call to Vougm ** in the Recovery Department. He then transferred me to an Overdraw Department. There's no overdraw, only fees that Bank of America keep charging for an account that should have been close a long time ago.

I have been charged for overdraft protection of $15.63 that I never needed then I was additionally charged an overdraft protection fee of $12.00. When I called BoA they informed me that it was for activity on the 24th of October 2016. I checked my account activity and nowhere does it show that it was needed. They informed me that in their records it shows it warranted but it does not show up in my Checking Account activity. I feel I was charged for something that I did not do and the bank is making money on that assumption.

Banks don't usually get kudos because they're normally using your money and then charging you for it. I'm writing because of one particular sterling employee Paul **. Paul's unassuming manner is a pleasant change from most bankers who tend to make you feel rushed. With that said... I told Paul that even though he's young... to stick with banking as someday he could be President/CEO. He's wonderful to work with. He explains everything, even if he has to repeat himself for you (yes, as he did for me). He's patient, kind, very thorough and extremely helpful. If Bank of America had as many nice employees such as Paul they'd never have any complaints except for the ones that fill the CEO's pockets (23% raise in one year???) with the $5 charges they charge you for your accounts. So Bravo to the Mystic, CT. BOA Branch... Mindy and her crew to a superb job.

I want to give no stars, because the customer service has declined in the past few months. I was charged a $12 overdraft fee for no reason. My direct deposit was deposited and then I began to pay bills. I wake up today to the overdraft fee which is unacceptable based on my account balance. Spoke with Eric in customer service, whom should be terminated immediately. I waited 5 min while he tried to find a reason for the fee, and when I questioned why it was taking so long since the fee landed on my account this morning, his tone became very nasty!

I've been a BOA customer for over 20 years and a premier or preferred customer because of my large balance in my checking account. I'm changing banks asap. I tried to deposit a check with my name and address on it along with my personal LLC. They refused because the check had my LLC listed as well. They have been depositing this same addressed checks for months and months if not years. I talked to three different people and they told me this was bank policy... Really? Unbelievable. They are so arrogant and completely no customer service. I'm telling all my friends and urging them to stop being a BOA customer if they are now.

Bank of America has been impounding my homeowners insurance fees ever since they bought my mortgage from the original lender. Fine, that seems to be the industry standard and I am okay with that. Except... my homeowners insurance is due tomorrow and they still haven't paid it. I first called about two weeks ago and was told at that time not to worry, that there was "still plenty of time for it to be paid." The week after that I received a notice from my insurance company reminding me that payment was due. I called BofA again and was told that they needed the insurance declarations page faxed over from the insurer. I called my insurance and was told that they faxed the info over to the bank on the eleventh, and again on the 13th. I went into the insurance office on the 18th and gave them the fax number AGAIN, since they still had not been paid.

I recently opened up a checking account with Bank of America because I moved for college and my bank was a local one. In doing so, I had to get a debit card. I went in to the bank 3 times to order a debit card because it was not being delivered. I had to get three temporary cards and finally with my third debit card, they UPS'd it to me. However, they did not tell me that I would be charged $15 for having it UPS'd. I called the bank and the girl told me to call customer service. It is absolutely impossible to speak with a representative and none of the options offered by the robot suit my need. I absolutely hate this bank and completely regret ever opening an account here.

I have been a member of Bank of America for a while. I went into a banking facility and made a deposit. I was told there would be a 5 day hold which was fine. On the 5th day my funds were not available so I called them. I was advised that there was an additional hold placed on the account. I was never called or emailed about the EXTRA hold placed on my account. I was basically told "oh well deal with it". I'm closing my account ASAP.

Today the debit card I have been using for months gets declined. They say we have no record I ever was issued this card. The one they list as active was deactivated months ago. They say I must get a new card issued even though there really is no reason other than they can't input the card info that mysteriously disappeared. That takes time. So I must miss work to get a temporary debit card. I Go to a local bank... it doesn't open til 10 so apparently you're supposed to take time off work to bank there. I go to another bank, this one opened at 9 and I am told... "Sorry we ran out of temporary debit cards yesterday." WHATTT??? I hold multiple accounts with substantial amounts of money. I am seriously close to closing all accounts. I withdrew money but if my card doesn't come within 24 hours I will move all my banking. How is BOA going to be trusted with people's money when they don't know what they are doing?

I am noticing a new pattern of them holding deposits without notice or warning. Checks from the same employer for 2 years are now suddenly being held for at least 10 days with no explanation or vague excuses like "well there's been low balances before so...." What??? Since when is that a reason to hold the money for 10 days?? You got the money from the payer instantly but chose to hold it instead of giving it to me?? And now with my direct deposit from the state for child support, they deposited it on 10/12 but you chose to keep it and not release it until 10/14. As a matter of fact, it still says "processing". Why are you HOLDING MY MONEY??? IT'S MINE! NOT YOURS! You are NOT ENTITLED to it! I have 10 accounts with you but at this point, I'm ready to start shopping around for a new bank/credit union. I don't need your games.

I opened an account for my daughter who is a college student. She has been struggling keeping the minimum balance and has been paying 5.00 monthly service fees that she does not have. After this has been going on for some time I contacted the bank and they told me to withdraw the money in her savings and just keep the checking. Upon doing so the next month they charged her with another fee so her account was -5.00. I was outraged and asked to speak to a supervisor and they informed me that the account fee of 5.00 needed to be paid to close out the account. This is ridiculous that a bank of this size would fight over 5.00 and not have the common courtesy to waive the fee for a student. I highly recommend not doing business with this type of corporation. Customer satisfaction is not their main priority.

I set up my account with no overdraft protection and got hit with an overdraft fee. Tried to mobile deposit a check and it wouldn't read. The nearest BoA is 50 minutes away. Got hit with a second overdraft fee, and they won't override the fee.

I want to give no stars, 0, but it doesn't allow this option. I've been banking with these stupid fools (Bank of America) since 2004 and I use my debit card online a lot. Every time I use my card for a online transaction, the transaction approved and funds are taken out/deducted from the balance at that moment from my account. Here an example, I had $.43 in my account and I made a $320 deposit and I used $80 from two transactions with one being $50 and the other $30. Simple math that puts me at $140. Went to bed, woke up, saw a $237.50 wire that came in and thinking I have $377.50. But no, only $266 is in my account!

I received an email telling me I need to update my information. I sent an email to their fraud department asking if it was a valid email. NO ONE EVER RESPONDED. Yesterday, I made a purchase on Amazon and my payment was declined. I called Bank of America to see what was wrong and was told there was a wait time of over an hour. They called me back telling me I need to update my information. Sierra told me she would transfer me to "that department". She comes back on the phone a few minutes later and tells me "Apparently that department is closed on Saturdays". YOU WORK THERE AND YOU DIDN'T KNOW THAT??

I have banked with Bank of America for years and at first it was pleasant but the service has since gone downhill. I was charged fees for things I shouldn't have been and it was like pulling teeth to get the money back if I did at all. Additionally, upon calling customer service my wait time was an average of 40 mins to an hour before I could finally get on the phone with someone who then would either transfer me to someone else or hang up or give me the runaround. And the service at the branch is even worse, you'll be ignored and skipped over for an hour, even when you make an appointment. They then closed my account due to some fraud unbeknownst to me and sent a flag out through consumer reporting agencies flagging me as a risk. I sent the information off for review and to clear my name over a month ago and am still fighting with them to clear this up, even though they received the information nearly a month ago.

I signed up for credit card processing with a Clover provided by Bank of America Merchant Services. I was told that I could use the gfe machine for inventory, taxes etc. I was not told that this was an additional charge to the already exorbitant monthly fee. It took months of emails before they agreed to cancel. In the meantime, they sent me an additional processor which I did not need and promptly returned. I also returned the original machine on termination of the contract. Three months later they charged my account 531.75 with no notice. When I called to complain, they claimed to have not received the terminal. No interim calls or letters. Since I could only produce one tracking slip, they will not remove the charge even tho there has been absolutely no activity on either terminal. They are basically claiming theft and refusing to refund.

BANK of AMERICA was sent via certified mail a notice of dispute on January 26, 2016, a second notice to validate and verify the allege debt was sent in May of 2016, and a third notice to validate and verify an allege debt was sent in July 2016. Pursuant FDCPA cease desist all collection activities pending validation and verification of alleged debt owed. Instead of Bank of America abiding and complying with federal regulations they have taken legal actions by contracting with Shapiro, Dicaro, and Barak and have conspired fraud upon I and the courts by filing forged documents, falsified records, counterfeit security instruments, and demanding payment for an alleged debt I do not owe. Bank of America does not have legal standing and they have admitted to me the allege debt was never recorded and is unrecordable.