Associated Bank Reviews
Green Bay, WI
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About Associated Bank
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Associated Bank is a regional bank in the Midwest. It offers checking and savings accounts, loans, mortgages and investment services, making up over 1.3 million customer accounts. With over 200 branches in Wisconsin, Illinois and Minnesota, it’s ideal for Midwesterners in search of a regional bank that offers face-to-face service and a wide range of products.
- Wide range of products
- Large ATM network
- Some high-yield CD options
- Branch locations
- Only available in nine states
- Monthly fees for many accounts
- Offers no-interest savings account
- Some rates not available on website
Helpful Reviews
What is Associated Bank?
Associated Bank is a regional bank that has been serving customers in the Midwest since 1861. It offers a range of financial products and services, including checking and savings accounts, loans and investment options. Its large ATM network makes accessing cash convenient, and its mobile app and online banking platform provide easy account management options.
Associated Bank is a popular choice for those seeking a trusted and reliable banking partner in the Midwest. Although its branches are only located in Wisconsin, Illinois and Minnesota, it services customers in these nine states:
- Illinois
- Indiana
- Iowa
- Kansas
- Michigan
- Minnesota
- Missouri
- Ohio
- Wisconsin
How does Associated Bank work?
Associated Bank offers customers a range of convenient ways to access its financial services. This includes over 200 branch locations in the Midwest, as well as online and mobile banking options.
To ensure the security of customer information, Associated Bank uses advanced technology to protect against fraud and identity theft. It’s also a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposits are insured up to the maximum amount allowed by law.
Associated Bank products and services
You’ll find several banking and lending options at Associated Bank, including the following.
Checking accounts
Three of the most notable checking accounts offered by Associated Bank are its Access Checking, Balanced Checking and Choice Checking accounts.
Access Checking
Balanced Checking
Choice Checking
Savings accounts
Associated Bank offers several savings accounts with different features.
Associated Savings
Associated Zero Interest Savings
Associated Relationship Savings
Associated Select Money Market
The Associated Select Money Market account requires a minimum opening deposit of $1,000. Its interest rates increase as the account balance grows, and it offers convenience checks and ATM access. Enhanced rates are available if combined with an unlocked Platinum Choice Checking account.
Certificates of deposit
Associated Bank’s certificates of deposit (CDs) come in two different varieties: regular term CDs and fixed-rate add-on CDs.
Regular term CDs have a minimum $1,000 opening deposit and terms ranging from three months to five years. The add-on CD has a 12-month term and a $100 minimum opening deposit, with the option of making additional deposits throughout its term. It’s designed for those who can’t meet the minimum deposit of a regular term CD.
In addition, Associated Bank offers promotional rates on seven-month and 13-month CDs, with a competitive annual percentage yield (APY) of 4% (as of publication). However, these promotional CDs require a minimum $5,000 opening deposit.
Business accounts
Associated Bank offers a variety of accounts for small businesses, including three checking accounts, savings and money market accounts, CDs, credit cards and loans.
Loans
Associated Bank’s lending arm is robust, offering customers personal loans, mortgages, student loans and more. Mortgage options include conventional loans, VA loans and FHA loans.
Credit cards
You’ll find a number of personal credit cards at Associated Bank. Some are unsecured credit cards that earn rewards or cash back. Others are secured cards designed for those who are trying to establish or build their credit.
Associated Bank fees
Not all of Associated Bank’s checking and savings accounts have maintenance fees. But some accounts charge monthly fees ranging from $5 to $25 for account holders who don’t meet account activity requirements or maintain a minimum balance.
In addition to monthly fees, Associated Bank charges the following:
- $6 per withdrawal beyond six permitted monthly withdrawals for money market and savings accounts
- $2 per non-network ATM withdrawal
- $32 per overdraft
- $15 per domestic incoming wire transfer
- $25 per domestic outgoing wire transfer
- $15 per international incoming wire transfer
- $45 to $90 per international outgoing wire transfer
- $5 per money order
Associated Bank FAQ
What are Associated Bank’s customer service hours?
Associated Bank’s customer service is available by phone on weekdays from 6 a.m. to 10 p.m. and on Saturdays from 8 a.m. to 7 p.m. Central Time.
Does Associated Bank use Zelle?
Yes, Associated Bank uses Zelle for person-to-person payments within its mobile app and online banking platform.
Can I open an account at Associated Bank if I have bad credit?
A bad credit score shouldn't affect your approval chances for Associated Bank’s checking, savings or money market accounts. But it will hurt your chances of approval for unsecured credit products, like credit cards, loans or lines of credit. Associated Bank offers secured credit cards for those looking to rebuild credit.
Where is Associated Bank available?
Associated Bank’s products are available to residents of nine states in the Midwest: Wisconsin, Minnesota, Illinois, Michigan, Ohio, Indiana, Missouri, Kansas and Iowa. However, it only has branches in Wisconsin, Illinois and Minnesota.
Still have questions?
Is Associated Bank legit?
Associated Bank is the largest Wisconsin-based bank, and it has been in operation since 1861. It offers a range of financial products and services, including checking and savings accounts, loans and investment options, and it has a large ATM network for convenient access to cash.
Associated Bank may be best for individuals living in the Midwest who are looking for a local bank with a wide range of products and services, and who value the convenience of a large ATM network. However, its rates and fees might not be as competitive as those offered by top online banks.
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Associated Bank Company Information
- Company Name:
- Associated Bank
- Website:
- www.associatedbank.com






