National Income Life Insurance Reviews

I got coverage on myself and my daughter. They have very fair quotes. So I got the most out of my buck for sure. Everything is clear and options are available. They offer whole and term life insurance. I got whole.

This company used prior information that I gave to them and opened another insurance policy in my name, this after I stop dealing with this company almost a year ago. When I called to inquire how this happened, and request for this to be rectified for me to receive a refund. I was told I to fill out paperwork and cancel an policy that I did not open in order to get my money refunded. I requested that all my information including my banking information to be erased from their system. I am still awaiting my refund. Please beware of this company. I wish I could give them no stars.

At a first, we felt that this company reaching out to provide life insurance to two unionized adults sounded perfect. My partner was offered this through his work and upon sitting down with our original agent, we felt that this company offered a whole-life insurance policy that no one else could beat – cost and add-ons seemed “too good to be true.” Shortly after agreeing to this insurance plan – which was questionable considering we had to say “yes” on the exact day and time that we FIRST learned about the company and met our agent. If we didn’t agree at that exact time “we would lose out on this once of a lifetime opportunity”. We only agreed on the spot because of the cancellation waiver if we changed our minds.

Today, Thursday January 30, 2020 I had the pleasure of meeting Mr. Anthony ** my agent from the Bartow Ave Bronx office. He presented a Great and very thorough presentation. During each section of the presentation he took his time and explained each part, and he also ask if I had additional questions. I liked that way the videos explained the Freedom of choice. Mr. ** is very knowledgeable. In addition, I liked that he was gentle in with his words. Great Job Anthony **! Looking forward to the benefits of National Income Life Insurance.

I have been looking for life insurance and through a friend. He recommended Jenny **. The presentation was very clear and informative. She explained all areas of the product being offered. At the end I was able to make a decision to protect my family. I have referred a few of my friends and family to Jenny because of my experience.

Ms. Renee ** Was courteous, kind and very helpful. She presented herself professionally and elaborated the information she presented. She made me feel comfortable without pressure. With skills of experience which allowed me to decide what’s best for my future.

Anne Marie explained everything clearly and was very detailed. She made everything easy and had her own personality and humor. She made a hard topic of insurance, easier and helped me be properly protected.

I recently purchased life insurance and was very pleased. Anne Marie ** was my agent and she was extremely helpful during the whole process. She is so sweet & knowledgeable. She deserves a promotion and raise.

I received a phone call from Chris saying he represented a company that provided “union benefits for non-union employees”. He was very vague about what services were provided but was insistent on sitting down with me to discuss what was offered. Initially I made the appointment but asked for a contact number in case I needed to cancel. After doing some online research I discovered this was for life insurance. I called back the number I was given to cancel the appointment but had to leave a message as Chris was in a meeting. Days later I get a follow up call confirming our appointment. I call back again leaving a message to cancel. Then I get a voicemail at 9:34pm saying he was running late for our 8:00pm appointment!

I had a wonderful experience with Isabella. My family owns several policies with Nilico and other companies for years and Isabella took the time to explain how all of our polices work. She was very knowledgeable, friendly and honest. A true professional, I recommended her to all my friends.

Signed up for life insurance, money was taken out of my account a week after I signed up for the policy. You don't know if you qualify or meet the requirements. After several weeks I finally got acceptance letter. I got a letter with it stating if I wanted to cancel the policy mail back the policy with 20 days after I had received it. So I sent it back, called them to see what was going on. Lady I talked to said had to fill out cancellation form and then my policy money would be refunded. So I emailed it back then they took more money out of my account. So I called today, they are telling me that my policy isn't cancelled and my money will not be refunded because it was past 30 days.

I received a call from NILICO from Magaly **. She told me the worked in conjunction with my union and that she had to meet with me to explain everything. I can’t explain with words how her customer service skills are. She is extremely educated . She came in time and spent time with me explaining every detail. Thanks Magaly!!

I met with Magaly ** last week. I had a great experience with her, she explained the process thoroughly and efficiently. I would recommend her and the company to do life insurance to my family and friends!

Magaly ** was very helpful and professional in her service. I had a ton of questions regarding life insurance since I am rather young and never saw myself purchasing it before but after meeting with her, my doubts were cast aside and I was able to do business with her and her company. Amazing agent, very patient and flexible, gave me her personal number and explained that I could call at any hour of the day with any questions.

I met with Magali ** to do my life insurance through my junior. If you want to have a good price for your life insurance, this is the company to go. The prices are really good for the hard working family.

I did my life insurance policy with the agent name Magaly. She was really sweet and patient since I didn’t know anything about life insurance but she explained me everything and I decided to buy a whole life since I want to keep the same price forever. Thank you Magaly.

I had the pleasure to meet Magaly ** to do my life insurance. I was skeptical about life insurance but the way she explained me every product and the importance showed me how important it is. She came on time to the appt and even wait for me for a few minutes since I was late.

It started off with my friend referring me and they nonstop called my phone until I agreed to meet with them. After thinking I could give them a shot, not even a year later I tried to cancel and they kept one policy open when I wanted to cancel it all. I didn’t realize they had kept charging me until about a year later when I called again to cancel and this lady that I talked to had told me that she would refund me for the whole year which was almost $400.

National Income Life is a total scam. Save yourself money and hassle by doing your research ahead of time. They hold your money after they denied you, they promise to send a replacement check after 30 days, I was denied and no one could explain why, they said it was my medical exam which I brought to my doctors that said I am healthy and fine. So SAVE TIME AND HASSLE AND DONT GIVE IN TO THIS SCAM!

Ireland ** did an excellent job with her presentation -using her laptop and her comfortable conversational tone it encouraged you to ask about the details involved. Unfortunately, we are NOT eligible for life insurance due to our age, health and pre existing conditions. We were happy to sign up for the free accidental loss offered by my husbands union. Ireland drove out of her way to come to Mexico NY to see us and then had to drive back home through a Lake effect Whiteout snow storm. If we were able to qualify we would have been happy to work with Ireland. We will give the child safety kit to our son and daughter in law for our new granddaughter. Well done! She is a very professional well trained agent who loves what she does!

Had a very pleasant experience with Michael ** with National Income Life Insurance. I was in town for a short trip and he took the time to meet with me when I was available, on short notice. Extremely professional. Took all the confusion and hassle away. He was willing to work with me to make a plan that would benefit my family without breaking the bank. I would highly recommend him.

I was referred to Magaly by a friend to obtain life insurance. She was fantastic, very professional, personable and flexible which was amazing. I sent her an email early in the morning to set up a meeting in a near future and she was able to come to my place of employment during my lunch break and explain all I needed to know and the process. I had been looking at getting life insurance and frankly the hundreds of calls a days from various brokers had me petrified. Magaly was superb in her delivery of the information and expeditiousness of the process. I would most certainly recommend her to friends and family.

Had the pleasure to purchase my first Life Insurance policy from a genuine and honest person. Nas was warm and very informative on the different types of Life Insurance available. He gave me a few options to work with. He took my budget into consideration and provided me with a great product that fit all of my financial needs.

I tried calling everyone in the Oldham-Gryska Agency to get help. I never had a call returned except from an agent and Mga that were from Syracuse. I submitted a claim for an accident, they cut a check in seven days. I was waiting for the check. On day 10 I called the home office in Texas where the check was cut and I am told it was voided for a review. After months of sending more information and even having my doctor write a note stating the accident they tell me they don’t pay those claims. They tell me to get a lawyer and have them write a letter stating the accident and they will pay. I asked to speak directly to the SGA Durhon Oldham and or Brett Gryska but was pushed off to Hal **. I still never had a chance to speak to anyone. I worked for this company for two years, I heard stories of accident claims not being paid but never believed the stories. Now it has happened to me. Not even the manager In Claims would speak to me or return a phone call.

I tried calling everyone in the Oldham-Gryska agency to get help. I never had a call returned except from an agent and Mga that were from Syracuse. I submitted a claim for an accident, they cut a check in seven days. I was waiting for the check on day 10. I called the home office in Texas where the check was cut and I am told it was voided for a review. After months of sending more information and even having my doctor write a note stating the accident they tell me they don’t pay those claims. They tell me to get a lawyer and have them write a letter stating the accident and they will pay.

Sarah ** was our agent and it was a very smooth process. She was able to answer all questions and meet all our needs. We are very happy so far and plan to keep this for the rest of our lives. We highly suggest using this company.

I’ve had a life insurance policy with this company for three years. My father is currently retiring and this is the ONLY life insurance policy that will not be changing when he retires from work. I made sure everybody in my family has a policy with this company.

I have had National Income Life Insurance for 3 + years & never filed a claim. I just sent in my first claim because I had to go to a Chiropractor. They sent back a letter that said the only way they cover you is if you go to a HOSPITAL. As far as I know there has never been a Chiropractor in a hospital. I was lied to so I would buy the ins. I have 2 other accident policies, Aflac & Combined Life, that sent me money right away for the Chiropractor visit. I have cancelled the policy & recommend that no one pays for this accident insurance. It is a scam.

They work with union families and take care of their needs on the hardest day of their lives. They work their ** off to help them out. Hiring in upstate NY is above and beyond the best in the country and shouldn't be reflected by other parts of the country and what they did years ago.

After reviewing multiple negative reviews about this interview, I decided to take my chances and go. 8 month in the business now, and I can tell you hands on, this is an opportunity like no other, the team atmosphere, the culture, the environment is all set up for upbeat individuals. There are leaders here who push you to greatness to levels I didn't know I had. I have truly found my long-term home.

Thank you all for your reviews and feedback on this SCAM of a company. I just received a call a few minutes ago for an interview with them, etc. Thank God I always do my research before calling back. If it sounds too good to be true, it most likely is. What's really disturbing is that they are messing with and lying to people that might be in desperate need to get a job. Thank God I have a decent job. I don't understand how people could volunteer to work for a company like this, knowing full well they are lying to others, just like they were lied to, and accepted it just to make a few dollars! SMH.

This company is a scam. They find people from online and schedule them for a interview no matter if they don't even have a high school diploma or a bachelor's degree, put them in a room and say there is a 3 part interview process and then show you a whole bunch of videos and say they will call you and say "bring $275 with you for a insurance license" and they will never call you back after taking your money. Guy during my interview said you can make $1300 a week. $1300 a week then wouldn't everyone work here? He said his income is 200-600k then why do people go to law school or med school, wouldn't they all just work here? Huge scams, they make $9000 a month from people who spend $275 for training. Flushing office 30-50, don't go.

I've had a NILICO policy for 3 years and I must say I've had nothing but a positive experience thus far. I received the benefits through my IBEW union. I've been a union electrician for 6 years and I sent in my request form in 2013. I had a guy named Nick come to explain what the union had set up for us and I was very pleased with the affordability and coverage. The program covered everything the union didn't and I'm glad I enrolled because it has helped offset some out of pocket costs from being injured.

I received a phone call from Kia from National Income offering a consultant position after seeing my resume on Monster.com (and some other position I was not clear on) and wanted to schedule and interview for the next day. I inquired what the duties were, which was about trying to get union members to get insurance or explain their benefits - not the consultant position I was looking for.

I have life insurance through this company. When the agent came to my home to discuss the insurance plans and my options, I was able to tailor it to my own needs and wants. The agent was also very personable, knowledgeable, and friendly. I am so happy with the insurance I have, the price I pay, and my agent. Anytime I have a question my agent is just a phone call away and always gets to the bottom of whatever I need in an extremely timely matter. There's nothing better than having an affordable plan with the perfect coverage and also a dependable National Income agent to help me with whatever I need. I cannot relate to the bad reviews or complaints on here because my experience has been nothing short of wonderful.

My overall experience with NILICO was amazing. The representative was amazing and the prices can't be beat. The company is invitation only and I was very pleased that my cousin invited me to take a look at what they had to offer. I would recommend this company to all my friends and family!

I received this phone call. She provided two positions management and consulting jobs. I asked whether I can have more job descriptions. She said NO! Then I felt wired. After that, she directly booked interview time. OMG! I don't know what this job is. Thanks for all your reviews. I figured out what happened. I think they just find your resume on Monster and provide jobs related with your interests. Ask you to come and pay the license fee then sell insurance. Again many thanks for those reviews!!! I reject such interview!

I've seen up close how this agency runs... Unfortunately, they are guilty on who they hire and let sell their products!! But their goals is all about quantity and not fineness. The product is either the same as other insurance companies OR if qualified, can receive a much lower rate than most!! Again, must qualify to get the rates!! The problem is that they are hiring just anybody to sell which is always going to bring in the Sharks who don't care about the client and only making money!! This company qualifies A LOT more than ANY OTHER company out there!! Do your research!!

I worked for this company for several months. It is SHADY. When we call people, as recruiters, we have a script we read off. We have limited information and are told only to answer from the script and to keep it brief. Day one I was told disclosure is important and to give as little information as possible. We are told not to discuss how new hires would be paid, even though we are entirely aware that it is exclusively commission based. We are essentially required to lie to the people we're calling and would face repercussions if we did tell them anything about the pay or truthful.

I would not recommend this company to ANYONE. They have the absolute worst customer service. They illegally took money out of an account they were NEVER authorized to take money out of. The agent stole the account information off a check and set up automatic payments out of my mom's account. I am 29 years old and NEVER authorized this. I am the sole owner of my account. Then when I called because they caused her account to overdraft and ended up causing fees of $186 due to the overdraft they claim they have my signature. Oh but it's an "electronic signature" something I never signed nor authorized. BEWARE they are dishonest and hide behind electronic signatures.

I started working here about 6 months ago and I've never been happier with any other job as I am here. The amount of money I've made in 6 months is more than I've ever made in a year. The best part is, there's no cap on the amount of money you can make and we are helping people! It's a great feeling to be able to help people with their benefits and be paid well to do so. Unions are the backbone of the working class in our country and being the one and only company contracted through the unions is a beautiful thing. I love it here and am very happy I accepted the position. You must definitely be hardworking to succeed here but they will definitely give you the support you need to thrive. I work out of the Syracuse office and there's no secret to the success here. The leadership team goes above and beyond to help us be successful.

Best company I've ever had the pleasure of working for. There is no cold calling or telemarketing. You work with union families who request life insurance benefits and go to their house. It's really a soft sale, easy. You just have to schedule the appointments with people and go see them. If you work hard you will reap the benefit guaranteed. I never made less than a grand on a weekly basis. Management is very supportive, positive and helpful. They will do everything to make sure you succeed and are making a lot of money. Any other reviews that are negative on this company is false. They are reviews coming from people who make excuses and not solutions, people who never actually worked for the company that only went to an interview. This job isn't for everyone, it's for people with ambition and goals who want to keep moving onwards and upwards.

We cancelled our NILICO insurance 2 months ago. Still being billed because now they say there was 3 different policy numbers. We only had information with 1 policy number. We were considering doing another policy when money came available. NOT anymore.

Someone called me from National Income stating that they found my resume on monster and wanted to set up an interview. I asked for the title of the position and she said the hiring manager will answer those questions. I consented but was cautious so I did my homework on the firm but unfortunately not enough because I decided to try it even though the place and the people looked shady. The first red flag were the individuals who were in the waiting room. I shouldn't judge a book but most of them didn't look like they graduated from college. Anyways, I met with the manager and I asked about the pay structure and he gave me a vague answer. He stated that the presentation would answer all my questions. The presenters sounded like actors playing a part. I attempted to ask questions but the vagueness continued.

I was contacted by National Income about 9 months ago for a interview - same thing, they called and said they found my resume on Monster or whatever and it intrigued me because I wasn't sure what to expect either, so nonetheless, I went for the interview and was still intrigued by the opportunity. Still curious I googled the company to find bad reviews and a few good ones. And I am honestly happy that I followed my own instinct and went for the second interview. If you want a job that pays you to do NOTHING this isn't the career for you. If you expect things to be handed to you this isn't for you. But if you want long term rewarding income that will take care of your family - Ding, Ding, DING, this is for you.

I made a profile on Monster and I was contacted by a woman who said she was the human resources manager and she saw my profile and wanted me to come interview to either be a manager or work in the office. When I got there I was told this was a commission job and I need to get a license. I stated that I was not told that I would be interviewing for a position as a agent. They pretended to make another appointment with me for another interview for that job then. Complete waste of my time. And the company is outright deceitful! People are looking for jobs and they are wasting people time to get them in under false pretenses.

I was called by Matt for an interview with Mr. **. After a pleasant conversation with Matt I agreed to come in for an interview. I did my research and found out that they have an A+ with BBB and A.M. best Which is impressive. I searched other insurance companies and I couldn't find any other A+. I also checked with some union friends and they all had the benefits and had nothing but great things to say about the company and the professionalism they'd experienced when dealing with reps. When I read all the negative reviews on here it made me wonder what the deal was. Why would a growing company, that works with unions, have such bad reviews? Well, I went anyway and glad I went with my gut because as soon as I walked through the door I felt the energy of a great company. Nick did an excellent job describing how the company and job works. The reviews on here couldn't be more untrue.

I received a call from a Matt ** at "The Moore Agency" who got me talking with him about a union job that I could work with nurses, firefighters, cops, etc making 70K a year. I set up my interview but as always, I do my homework. I asked him for their website that just so happened to be "under construction". I don't think so. Then he told me I would be interviewing with Mr. ** the executive of the Moore Agency. So I began digging deeper. I looked at this Matt guy's facebook that said he worked for NILCO & that's when I used the power of google & happened upon Consumer Affairs and read the reviews of everyone having the SAME experience. So I'm not wasting my time. Sorry Matt, but I'm not losing hours at my real job for a scam. Thanks Consumer Affairs!

Thanks to everyone that took their precious time to write a review about "National Income or/and NILICO" You saved my time and money. I received a call from their Flushing office by a woman called Lynn. She briefly explained to me that the name of the company was National Income. And that they saw my resume on Craigslist and were interested in having an interview with me. That they had opening for entry level sales and manager positions. She also mentioned that I would be working with Union... Then she quickly asked me if I was interested in any of these positions.

I am the creative and marketing director for a high end lighting company in NYC. I have a private high school education and a degree from NYU. I wanted to intern part-time for an interior designer for a while now and figure it can't hurt to put my resume on Monster.com. When I get a message from 'Theo', a 'State Director for National Income Life' I was at first confused. I made it clear on my profile that I come from a design background and am looking for a design internship. I thought maybe he was a headhunter.

TURNED OVER A FEW TABLES IN THAT PLACE... Y'ALL GON’ MAKE ME ACT A FOOL, UP IN HERE, UP IN HERE - Y'all know the rest of the frustrated anthem! I received a call Friday evening 12/19/2014 about my resume being found on Monster. I was "slated" for a management post. They said that they only dealt with Nurses and teachers coordinating union benefits. I'm supposed to meet with Bevar on Monday 12/22/2014 at 10:30 am, so I do the usual "check things out" search, so I could at least prepare some questions about criteria, tenure, or even pre existing claims. LO & BEHOLD all the "rave" reviews from other hard working - looking for work - soldiers. Three days before Christmas, a rainy day according to the weather service... I'm staying in maybe not asleep but definitely staying in. Thank You ALL for posting... Saved me a swipe and from going to jail.

After doing my research and contacting a Labor Union official for Upstate NY who I am related to I heard nothing but excellent feedback from him regarding their preexisting relationship. During the interview Nick was very upfront regarding the expectations he had of his potential applicants. There is a base pay weekly and the class is the only thing we had to pay for which was $80 (not bad at all with 50,000 in college debt). If you are searching for a rewarding career with growth opportunity I would suggest interviewing with them. Yes it seems to have a learning curve but what career doesn't.

I've had offers from this company before, since 2010 I think. But I wasn't desperate enough at the time to take an insurance sales job. But this year I applied to them, as my savings have been getting a little low and I haven't had full time work for two months now, and they asked me to come in. Here's the kicker: the ad I saw said it was a position for $55,000 a year. So one can imagine I was a little excited to come in. It sounded suspicious but I let it slide...

Beyond angry that I wasted my time "interviewing" for this scam of a company. I failed to do my research however, so I have myself to thank for that. I received a call last Wednesday from their East Syracuse office. A woman named Stacey asking me to come in on Friday for an interview. She gave little information, it was a struggle to get anything out of her. She said I would be interviewing for a management position...that was the first lie. She also said that the salary is between 45k to 65k...second lie.

Thank you to everyone that wrote a review, I almost made a very stupid mistake. I received an email from the local office that they found my resume on Monster and if I was interested in a position? I called the number and went directly to a voice message. I received a call-back to set up an interview for Friday. I had a 9:00 am appointment and was told to bring a copy of my resume. As soon as I entered the office I thought something was up. This office looked like it could be packed up and gone within one hour. That should have been my sign to turn and run. I had the interview with the regional manager and after our conversation I was told that she had other people interested and wanted me to sit in this room and answer a few questions.

I am so overjoyed and happy I decided to check out this company before I went to the interview scheduled for 2 days from now. I was excited when I received a call from the Human Resource rep named Raji (female) who explained to me that she found my resume on Monster and I qualified for both positions they were looking to fill. The first position was for a program consultant paying $50k - $60k/yr. and the other was an entry level management position paying $60k - $70k/yr. She said I would be working strictly with union members involving supplemental benefits and making sure they had the right benefit package. They don't work with the general public according to Raji. This was the job detail for the personal consultant job. Then she explained the management position where I would be managing and training a team of between 5 recruits and/or agents on company procedures, rules and regulations with plenty of promotion opportunities and a full benefit package. She said the Regional manager I would've met with was Salman (male). Thanks for saving me the time, money and travel. I'm am forever grateful! I hate hustlers.

Today, I got a call from a Nina at National Income Human Resources. She stated she got my Resume from Monster.com. I am already aware of their schemes and will not be returning that call based on my uncle's personal experience a few weeks ago, as well as all these helpful online reviews I came across. My uncle got a call from a Tasheda at the same company a few weeks ago. He is desperately searching for a job and was very excited to get a call the next day after posting a resume on Monster.com. I accompanied him to the so called interview for moral support, where we came to realize it's all a scam. The look of the whole thing when you first enter the building makes you wanna make a U turn. There are so many people in a tiny room. The "interview" was extremely rushed and unprofessional. There was barely any information provided. It ended with them trying to get you into some training you have to pay for!? He traveled two hours to get there. Time and money wasted. It's repulsive the way people take advantage of others need and desperation.

I am not going to write a story but understand before going to a interview at American Income Life you will be going to sell Health Insurance door to door. This company is a scam over all scams.

A woman, Julie, called me this morning to tell me that she'd seen my resume posted on CareerBuilder, and wanted to know if I was still looking for full time employment. She wanted to find out my professional experience. My resume clearly details my background in Education and recently in Mental Health Counseling, but I still explained it to her. She told me the same thing that all of you wrote in your review; never mentioning that they are an Insurance Company. She scheduled an interview for 10am tomorrow 6/4/14 in Astoria, NY. I took the the time to research the company so that I would be prepared to make a good impression. I am so happy I did this research because I would have gone on this long trip based on deception. I thank all of you wonderful folk for sharing your experiences. This will save me time, energy, and money that I cannot afford to throw into unwise pursuits. Like I tell myself... it is very easy to take a job because of desperation... but let's listen to our "gut feeling"..... Continue to research and be aware of scammers passing off themselves as hiring managers.

I received a call from a lady at the Flushing office. Stating that she received my resume for a management position that I applied for (I do not apply for management positions, so right after the bat it sounded strange). She asked if I was still looking for work and then proceeded to set up a time for an interview. Upon finishing this, I asked that this information be emailed to me (I was driving and could not write anything down). After getting off the phone, I thought about the phone conversation and thought that it was strange she never mentioned the name of the company or talked about the position at all. The lady's name is "Trisha **", possibly a fake name. I was not about to find any information for that name through my research.

I worked for this company for about 1 year. Everything that you read in the previous reviews is true. This is an honest review of the company. I was initially called for a management position. Since that was what my background was in, I accepted the interview. There were a ton of people waiting to be interviewed in the small lobby area. I was finally interviewed by one of the supervising agents. After a very brief interview, I was asked to stay a little while to watch a presentation. There are about 40 people watching this. At this point in time you realize that this is a position selling life insurance. This is where they sugar coat everything and try to sell you the dream. They don't mention things like cold calling, door knocking, and depending on referrals. Of course they save this information once you are invested in the position. One day later I was called in for the final interview, and I was offered the position.

As Cheryl did, I got a call from a woman on the phone to attend and interview. She didn't offer much information on the phone and also told me I'd get the answers when the interview took place. I was to go to The Radisson Hotel and see "Nas" in room 1004. As a single struggling mother, I did. There were people all over the place, more than you'd see at an agency. While Nas was professional and pleasant, he offered limited information and asked no questions. I left the interview with no knowledge of what the company was, offered nor what I'd be doing. Think this is a scam! Shame on all of you for taking me totally out of my way, making me spend money I do not have and taking me into another COUNTY for a bogus interview!

I was contacted by a woman named Lynn (no last name) who asked if I was still looking to work full-time. She then told me that National Life was looking to hire representatives to assist union workers with their supplemental benefit information. She said the company has AFT, The American Federation of Teachers as an example of clientele (I always thought it was UFT United Federation of Teachers so that was the 1st flag for me).

National Income, Flushing ran an ad looking for an accountant/bookkeeper in their Flushing office and after submitting my resume, received a call that they would be very interested in speaking with me and an interview was confirmed. Upon arriving, I found that there were many people waiting for interviews for sales positions, and rather than meeting with the "Regional Manager" some other employee brought me into a private office and explained that "this interview was only to place a face with a resume", and that the interviews were for sales positions. The meeting took one and a half minutes and the travel took 2 hours. This company is extremely deceptive.

Thank you everyone for your comments and reviews. I received a call from National Income today and it was a bit strange since they are offering a week training and I am suppose to be a consultant.They apparently got my telephone number from an employment website not sure which one since I am signed up on many. The very nice lady on the phone gave me the information for the interview but the directions are so out of the way and since she could not discuss the expected salary with me. I felt that it may be another sales scam...after doing some research I found many many many many complaints. So Thank you everyone for saving me from wasting both my time and energy.

An ex-boyfriend sells this insurance. I told him I did not want to purchase this insurance. He stole my bank account information, forged my signature to these applications to proceed to purchase this insurance. I have called and made complaints. My bank account was put in the negative balance and had accumulated overdrafts. The company is reimbursing me the money taken out of my account. The bank was nice enough to fix the overdraft charges. I proceeded to make a complaint with the police of this man purchasing this insurance without my consent. I have spoke with the directory of this company and wanted to make a complaint on this ex-boyfriend, the agent salesman. I was directed to his main office in Elmira, NY.

Today Natalie called stating two positions were identified for me @ her company; did not state she was from National Income Life Insurance - the name came up on caller ID. The positions were for first level account executive the second for benefits coordinator. She talked so quickly and rushed to set an appointment. I felt something was wrong.

I'd like to thank all of the people who wrote here about National Income Life. You have saved me time, money, and a lot of inconvenience. I received the same call all of you did. They told me they got my resume off CareerBuilder and that my resume may fit 2 positions they have available. The lady then proceeded to tell me that one of the positions would involve managing 3 people; the other is "higher up" and is "the highest paying position in the company" having something to do with managing workers' benefits. While this thing may be "legal," it's clearly a pyramid of some kind. There is nothing wrong with a well-run, legal pyramid-type business, but they should definitely be upfront about it and just say it because it's not for everybody. I have tried calling to cancel my appointment and if I can't get hold of them before my appointment day, I will not hesitate or have any qualms about not showing up. Thank you, everyone, for helping me save time and money!

I got a policy just over 4 years ago. It had a cash face value of $1,349.00. Well, with the cutbacks and all, I figured it was overpriced and would rather have the $52 a month, pay a bill instead. Glad I canceled it! With fees and all, I will get $69.92, period. Does anyone else see something wrong with that? Or I could borrow $3.68 against it? Their fine print will burn you! Beware!

I'd like to thank all of the people who wrote here about National Income Life. You have saved me time, money, and a lot of inconvenience. I received the same call all of you did. They told me they got my resume off CareerBuilder and that "My resume may fit 2 positions they have available." The lady then proceeded to tell me that one of the positions would involve managing 3 people; the other is "higher up" and is "the highest paying position in the company" having something to do with managing workers' benefits. While this thing may be "legal," it's clearly a pyramid of some kind. There is nothing wrong with a well-run, legal pyramid-type business, but they should definitely be upfront about it and just say it because it's not for everybody. I have tried calling to cancel my appointment and if I can't get hold of them before my appointment day, I will not hesitate or have any qualms about not showing up. Thank you, everyone, for helping me save time and money!

I received a call yesterday from someone looking to fill several positions in a company that is opening a new location. The lady that called me was very professional and mentioned she was calling from National Income and was interested in my resume. Mind you, my resume is detailed with my extensive (20+) experience in banking. She asked me if I would be interested in scheduling an interview this week. But what raised a red flag was the fact that she did not ask me about my background experience and was only interested in scheduling. But what really made me skeptical about this position was the fact that she did not mention she works for a life insurance and only mention they were a company that helps fund Union members?

I'm currently in a career transition and somehow, these people got a hold of my resume and phone number. They have already sent 3 emails and two phone calls. I have declined every request that I come in for an interview. My resume clearly states I'm a designer and this company is trying to push a sales position my way. What gives? How do I stop this spamming? How stupid and desperate do they think people are?

I signed with this company on April 3, 2010. I could not make the payments any longer due to the fact that I am unemployed, so I called the main office on June 3rd to cancel my policy. I told them that I could not afford this payment at this time and to please not take anymore money out of my checking account. They said no problem and canceled me. I then noticed that they took money out twice in June after the 3rd and then again, three more times in July. I called them to question this and they said the girl never fully canceled me as I requested. They ran my checking account a total of five times in two months, I was hit with five bank fees of thirty five dollars each.