National Debt Relief Reviews
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About National Debt Relief
National Debt Relief is a debt settlement company based in New York. It works on behalf of clients to negotiate lower payoff amounts with creditors, helping people resolve unsecured debt. Most debt settlement plans are completed in 24 to 48 months, and it claims that those who finish the program typically save about 20% after paying the company’s fees, which costs up to 25% of the total enrolled debt. National Debt Relief is available in 45 states and Washington, D.C.
Visit www.nationaldebtrelief.com- Free consultation with debt coach
- Free debt relief quote
- Several accreditations
- Easy enrollment process
- Fees can reduce overall savings
- Not available in all states
National Debt Relief Reviews
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Reviewed Aug. 25, 2016
I looked up National Debt Relief online. Their team were always very thorough in their service. I'm finished with them at this point but they made our life much better. I'd suggest this company to anybody that is as underwater as we were.
Reviewed Aug. 23, 2016
My husband has a lot of debt and we found National Debt Relief on the internet. It’s been good so far. We do like it because we want to get rid of everything and start fresh in our credit.
Reviewed Aug. 22, 2016
I was overwhelmed with bills and National Debt Relief has helped me a lot. They have always been very good and thorough from the first time I called them. It's a good thing not having to worry about all the debt, just give them the money, and let them handle everything. It has helped me to be able to work more.
Reviewed Aug. 21, 2016
We had too many bills so I worked with National Debt Relief and so far, it's been good. Had great interactions with their team.
Reviewed Aug. 20, 2016
I needed some help and support in making payments, budgeting, getting everything figured out legally, and negotiating stuff. I was broke, had a lot of bills, and didn't wanna go to jail. National Debt Relief has been great and saved me a lot of time. I asked my questions and they took care of it. Everything worked out great. I'm hoping to get a house and get everything figured out and just do better.
Reviewed Aug. 18, 2016
The people at National Debt Relief are easygoing and simple to work with. I had a great experience and I would recommend them.
Reviewed Aug. 17, 2016
I had a lot of bills and was trying to get some of them taken care of at the time when I was out of work. National Debt Relief has helped a lot 'cause I've been in a large amount of debt, which is what they specialize in. I had great interaction with all of them. Every question I had was answered very quickly and they were very accommodating. I've ran into some problems. I was out of work again, I'm hopefully getting a new job now, and National Debt Relief has been really helpful with taking care of payments.
Reviewed Aug. 15, 2016
I got tired of being in debt, and it seemed like going to National Debt Relief was the best way to go about getting ourselves out of it. But now, I'm paying $320 a month and it seems never ending. I pay $160 every pay period, and it doesn't feel like we're any closer to getting it resolved. I haven't heard anything from them for a few months, so I have no idea where we're at, and if there's anything else that's in the process of getting paid or taken care of. I'm almost ready to say I'm done with the program.
Reviewed Aug. 14, 2016
I looked into relief help to get a better grip on my finances, and I went with National Debt Relief. I’m not 100% happy with them, though. They answer phone calls, however, they said they would reach out to my creditors, and as I talked to my creditors, there was no indication that they had. So, I started removing accounts from the program. Communication was lacking on their part. It was misleading when they said they’re going to reach out to my creditors to let them know I’m on National Debt's service, and I’m going through a debt settlement program. I probably wouldn’t use it again.
Reviewed Aug. 11, 2016
I've been out of work for nine months and my little sister looked up National Debt Relief for me. They've done a fine job so far and I don't have any problems experienced with them. Working with them has made my life a little easier because the phone doesn't ring every 15 minutes.
Reviewed Aug. 10, 2016
I was in transition between different jobs. I've been with three different companies in the past two months with some of those jumps. I work in the healthcare field so I take someone to work and if they got a unit, then I get paid, but if they don't, I normally don't get to work throughout a week until they come in. So I've had the issues like that. I started off at $240 and then I miss a payment but it's never gone over two weeks. I get the increase, but at the same time, it hurts me too. But other than that, everything has been pretty great. Right now, I'm satisfied, and have recommended National Debt to someone else.
Reviewed Aug. 9, 2016
National Debt Relief had the highest satisfaction rating, and I was really comfortable with them so I went with them. They were so knowledgeable and professional. Working with them made my life a lot less stressful. If I'd had to do it over again, I would definitely go with them again.
Reviewed Aug. 8, 2016
I had a wonderful experience with National Debt Relief. I wanted to be debt-free and started with a person named Anthony. He guided me through how to apply and qualify. He also made it very thorough and very well understood by me and my wife. So we printed out the paperwork, signed it online and that was so quick. Working with them has been easy and it has relieved us from stress on the whole thing. However, if it could be like a one-stop shop where we don't have to go to another bank when we would like to add some more money to paying our debt, it would be much easier and more convenient.
Reviewed July 31, 2016
My daughter told me about National Debt Relied and I had to pay off my bills so I called for assistance. Our interaction with their team was very good. However, it'd be nice if they'd keep in touch with me to let me know what's been paid or what's not. I can go online with that but I call once in a while. It'd also be nice if they could at least send an email to tell me the status. They've been paying some but I don't know if they have finished any of them. Honestly, I really haven't been keeping up. I put money in the bank, they take money out and pay the debts. There's no communication from them until they make some kind of a deal with the debt and then they call and tell me we made this deal with them. I say fine, go for it or don't go for it. Other than that, they've been great.
Reviewed July 28, 2016
We didn’t have money to pay the bills when it got to the last of the month as we had over-extended ourselves. It was paycheck to paycheck and overwhelming. I found National Debt Relief and it has helped us tremendously. I have less stress since I started working with them. I don’t have to dodge my calls or answer the phone calls with “Hey, I don’t have your money.” So far, it’s been good. The last 30 days, there was no communication but I don’t think they have reached an agreement with anyone else. I’ll be glad when it’s all behind us
Reviewed July 26, 2016
A bunch of bill collectors were hounding me so I looked into National Debt as it was cheaper to go that way. However, their team didn’t explain things very well at the beginning and I was a little upset. I didn’t know how the program works and I have been here for 10 months. I was about to cancel the program because I was frustrated but yesterday, a lady explained things completely for me. She sat down for two hours with me and explained everything.
In 10 months, they’ve already settled four credit cards and are working on the fifth one. It was supposed to be a three-and-a-half-year program and taking their advice, it might only be a three year program or less. It’s a big help. They've freed up enough debt that I can pay extra payments to them. It’s nice to have extra money now. I’m just a little disappointed that it took me 10 months to figure out how the program worked. That’s the only bad thing I’ve had with National Debt and I hope they could change that.
Reviewed July 17, 2016
We had a lot of bills so we decided to contact National Debt Relief, and our life is a whole lot better now. We don’t have to worry about our bills anymore because they have taken care of it. If anybody is in trouble with their debt, I will have them to call National Debt Relief. Their reps were great too.
Reviewed July 16, 2016
I have thousands of dollars of debt. I found National Debt Relief and they have been very helpful. They call me periodically to update on accounts and always are courteous and answer my questions if I call. They seem like nice people.
Reviewed July 13, 2016
I lost my job a little over two years ago and it took a while before I was able to find employment again, so a lot of our credit cards had gone in debt. We sought relief help because it was a little overwhelming trying to get back out of that. National Debt Relief were always very helpful and willing to do whatever they can to get the information we may need and ensure that we're well informed as to what's going on. It's been an all-around easygoing experience as debt relief can be. Now I'm not worried about what needs to be paid when because they're taking care of it. Plus they're there whenever we need to call them. I work during the day now so it’s nice that I can call them as late as 7 or 8pm.
Reviewed July 12, 2016
National Debt Relief has been able to lower my debt and free up some additional money for me to get by and I'm able to consolidate most of my bills into one. The team is courteous and able to answer my questions all the time. So overall, my experience has been great and I've recommended a couple of people to them.
Reviewed July 3, 2016
I was desperate with bills so I was looking for relief help. I found National Debt Relief and they’re helping me get out of this situation. I’m grateful that there are companies like them. The team was all right and I have positive experience with them. I’ve only been with them for several months and I’m still getting used to it.
Reviewed June 26, 2016
The reviews we read online and how National Debt Relief helped everyone that applied for it made me seek their help. Their people were very professional. They explained everything and broke it down in laymen's terms. We had a lot of junk debt that we cleaned up and everything worked as National Debt said it would. Any time something happens, they're on the phone with us to let us know. It's been a pleasant experience working with them. I have recommended them to family members, they have enrolled in a program and everything is working for them as well.
Reviewed June 21, 2016
My son died unexpectedly and the cost of his funeral and bringing him back from California was more than my budget can handle. I looked for relief help and got a contact from a company, but when I went online to review them, I didn't like what I saw. Then I saw National Debt Relief, did some research on them and liked what I saw. Some of their staff were over enthusiastic but other than that, they were very effective in what they're doing. I'm still dealing with the debt but National Debt Relief made it easier for me to cope. They helped and I'm glad.
Reviewed June 9, 2016
I needed debt relief so I looked for help. National Debt Relief's okay but sometimes I would call and say, “When will I be up and I don’t have to pay anymore?” They would say, “Through December 2017”. Then I call another time and they’d say "Through September 2016." This last time I called, they said that I would be done July 2016. They were not telling me exactly when the program would be over and when I have paid but I think I'm one payment away from paying it off and getting it done. That’s the only complaint I have. The rest of the time, they were very helpful to me.
Reviewed June 7, 2016
I was in a serious relationship to get married and did not want to bring it up into debt, so I wanted to try and start getting on the right foot with getting rid of the debt and the credit cards. The National Debt's team have been wonderful - they worked with me really well, answered all of my questions and were very understanding. They have worked with a lot of my credit card companies and have lowered a lot of my overall pay. The payments I make right now monthly are less than what I would have had to pay minimum with all my cards combined. Plus, they reduce the months where I can't pay as much and add them to the end of the program.
Reviewed June 1, 2016
I read a few personal reviews from people and they had a great experience with National Debt Relief. They've helped me and my family take control of our debt and get our credit score up. And they negotiated like crazy for me and I have nothing but good things to say about them. They got creditors to come down to an amount that I never would even try to negotiate myself, and if I did, there's no way I could have done as well as they did. Almost everything that was in their wheelhouse is paid off so I have until August 24th as my last payment and I'm excited about it. My credit score is hundreds of points higher than it was and we've almost cancelled out all of my old debt. I only have healthy debt now, in fact, I'm sitting in a car dealership right now looking to buy a car. They did great and the customer service representatives that I dealt with were helpful and personable. It's definitely a company that I'd recommend to a friend.
Reviewed May 31, 2016
It was my first time in this situation so I figured the only way to take care of it is to have a professional company come in and do what they do so I looked into getting some help and used National Debt Relief. I have all positive interactions with their reps although sometimes I will ask a question and they cannot answer me. We’re down to the end of the program and I asked them when they foresee my last payment because out of the five accounts, we settled the three. We have two that we’re paying off. One’s telling me August, then the other one’s telling me November, and the other one’s telling me January of 2017. I told them that I have a payment schedule for the end of August. I don’t see why we’re talking November and January and that’s the only thing I’m a little bit confused about. I was planning to call and speak to a supervisor. But other than that, they’ve been wonderful.
Reviewed May 29, 2016
National Debt Relief has been good, so far. I was getting overwhelmed by the amount of debt I had, but now it's less stressful because nobody is calling to bother me. They're consistent and call me whenever something changes or when they need my approval and now we're about halfway done. I would recommend them if somebody was in the same situation as I am.
Reviewed May 28, 2016
I saw National Debt Relief in passing online at one point and I was working on paying off my credit cards myself. Things got out of hand, so I contacted them. They were really helpful and always willing to answer my questions. They talked me through things and were very detailed in their explanations. They made sure that I was comfortable and had my questions answered before hanging up. Overall, everything was positive. National Debt Relief helped me get out of a pretty rough patch. Although it's tricky to have my credit plummet for a little while because I can't make payments on my account for about three months before they start negotiating, at least I'm able to make a comeback now.
Reviewed May 24, 2016
I was going through some troubles. I looked up online and was looking at some of the ratings and stuff to see what all the people were saying and it seemed like National Debt Relief's was good. Their reps have all been good. If I ask them something, they break it down in detail for me. National Debt Relief has settled four of my accounts since last August and I'm glad they are knocking them down for me. There's stuff I wasn't able to pay but they got it down and it didn't take them long. I can straighten my credit back out. It's going to take a little time but they're working on it for me. I would recommend National Debt Relief.
Reviewed May 17, 2016
National Debt Relief's service was great. The representatives were always pleasant. My program has been done for about a year and a half now but I'm still dealing with it. There was one account that was lingering. I had to find some papers for an attorney so they could take care of that last file I have over there. One of the hassles that I didn't like about it was I'll get one account power of attorney then two months later, they want another one. I suggest that they get all that preliminary stuff done right off the bat. My credit wasn't bad when I started the program. I really wasn't aware of how it would go and it really tarnished my credit instead of fixing it. But they were upfront with me about that to begin with so I can't really blame National Debt Relief for that. But their service worked out for me eventually.
Reviewed May 14, 2016
My fiancé had been diagnosed with cancer and I couldn’t pay all the bills by myself. I have been doing some research and stumbled upon National Debt Relief. I read their reviews, and I decided to go with them. Their representatives have all been very pleasant. I had my credit ruined but sometimes I got to do what I got to do. They helped with my credit card and that’s a good thing.
Reviewed May 12, 2016
My wife and I had some debts that occurred while I was unemployed so we wanted to consolidate our debt and make one monthly payment. We got with National Debt Relief and everything was great. They called and helped us out and made sure that we understood the program before we sign any binding paperwork. We’ve been in the program for less than a year and I have no problem with them. We now make one payment for all our debts.
Reviewed May 10, 2016
I have a lot of debt and I know that I needed to get help sooner or later. I searched online and National Debt Relief had a lot of good reviews so I picked them. Their representatives are super friendly, courteous, and professional. They really respect me when they talk to me and always make sure that I got all the information that I need. They made the whole experience easy. I'm happy with them. I just paid off my last credit card and it's a good relief knowing that I'll be done with all these debts soon.
Reviewed May 9, 2016
I am trying to get everything where it's supposed to be at through debt relief assistance. National Debt Relief is handling a lot of my stuff and everybody that I talked to was on point and helped out a lot.
Reviewed May 7, 2016
My ex left me with a couple thousand dollars in debt. I went to National Debt Relief and they have been absolutely amazing. Each customer service rep that I worked with was very kind, understanding, and willing to answer all my questions. Return phone calls were also made in a timely manner. I have been working with them for almost a year and everyone that I worked with was absolutely phenomenal. A lot of people have a hard time talking or dealing with debt situations but they definitely made me feel at ease with everything that I said to them. Working with them has made me completely debt-free, and I was able to close on my house on May 1st. I couldn’t be happier.
Reviewed May 6, 2016
I went into debt relief assistance before my debt got worse. Working with National Debt Relief takes the stress away from a lot of stuff and I don’t have to worry about it. Positive, helpful, stress-relieving and even mind summarize my experience with them.
Reviewed May 4, 2016
I went online and was doing research, and National Debt Relief had the best rating for customer service. The reps at National Debt are very professional, courteous, and always very helpful. It took a lot of stress off of me when I worked with National Debt. It's helped me save a ton of money, and I'm a lot closer than I was from being debt-free.
Reviewed May 2, 2016
I didn't want to go into bankruptcy and wanted to pay my debt in a quicker way with less interest. The reps of National Debt Relief have always been very helpful and I'm very pleased with the service that they have provided. I'm getting very close to paying off my debt - I'm about six months away. So far, so good.
Reviewed May 1, 2016
My husband and I were involved in an automobile accident, and we both were injured bad to where we got really behind on our credit cards. We didn’t have any choice and we had to have some help so we reached out to National Debt Relief. Their reps were very, very helpful and courteous. They went above and beyond to help us. Working with them gave us peace of mind more than anything. It's been over two and half years now and we're still involved in a lawsuit. We're still fighting with the people that ran into us so we're still in a bad way but National understand that it's out of our control at this point, and they’ve worked with our creditors. They’ve been very understanding and worked with us very well.
Reviewed April 30, 2016
I called National Debt Relief and talked to a gentleman who explained all the things to me. However, he never explained the fact that they take a certain percentage out. I wish I would've known that. They are doing what I expected them to do but they’re taking a bigger chunk for themselves than what I anticipated. They did a payment reduction and for their part of doing that, they took out the balance I had in my account, which was $3,000. That was too much. The other complaint is why I have to have so many of my grandson's bills piled on me. A lot of what I'm paying is his instead of mine. They said it was necessary so that's what we're doing.
Reviewed April 28, 2016
I wanted to better establish myself so I decided to look into relief help and National Debt Relief has been helpful. I’m almost complete with my program so I can get back on track. My only complaint with them is Global Client Solutions, who takes the payments, because they keep screwing up and not taking my payments when they’re scheduled, saying that there are insufficient funds or it’s a non-transaction account when the money’s been there.
Reviewed April 26, 2016
Everybody at National Debt Relief has been treating me good. They have helped me out tremendously.
Reviewed April 24, 2016
I was in an $8000 debt and wanted to start paying it off so that I could be debt free and start focusing on building my credit. National Debt Relief has been really helpful whenever I need any assistance or information on anything. They're very helpful with discussing settlements with the company and they'd call me whenever they reached something. So far, they’ve gotten me closer to paying off my debt in a reasonable amount of time. In fact, I’m looking at being out of debt by the time I’m 26. They also helped me focus on working on my credit and being able to improve it as opposed to continuing to hurt it.. They’re very understanding and the customer service is fantastic.
Reviewed April 20, 2016
I had a couple of little credit issues and I was trying to find a company that can help get those debts resolved especially when trying to buy a house. National Debt Relief was the best one that I've seen that was available and I decided to go with them. At least once a month, they call me to check up on me to see how everything is going and make sure everything is okay. When offers were available, they call me to see what I think about it. I love the interaction that we have. It took a while before they were finally able to get an offer on the table so me and wife were initially concerned in the first five months but so far since then, it's been good. Having a couple of deals in place by them, it brought a smile to me and my wife's face. It's been an awesome experience.
Reviewed April 14, 2016
We were drowning so I have to get a relief help. The debt relief has been really easy. They pretty much did everything for me as soon as we decided which ones that we needed help on. The gentleman who was getting the process started was very helpful, went over everything with me, and made sure everything was understood. Plus, he remained in email contact for a while until they got the ball rolling. National Debt Relief allowed us some financial freedom. Although we still get calls constantly from one of the credit cards that's supposed to be part of the National Debt Relief program and I'm still getting their bills, National Debt Relief has resolved all the other debts so quickly. So we're just waiting on that final debt problem.
Reviewed April 11, 2016
We were having problems with making payment on our bills. I was trying to pay them down and we weren't getting anywhere with the minimum payment, so we decided to look into relief help from National Debt Relief. They were courteous and were able to answer all of our questions, and the services they were able to provide has been good so far. My wife and I are really happy with them.
Reviewed April 9, 2016
So far, everyone at National Debt Relief has been very friendly. All my questions have been answered, if not right away, then shortly after I asked. Working with them makes things a little bit easier and takes a little stress off my plate. Everything has been working good so far.
Reviewed April 7, 2016
The reps I've dealt with at National Debt Relief have been great. From the first time I called, I felt like they had my best interest in their mind. They worked hard to get me set up on manageable payments to get my debt satisfied. They've been really good to work with. I would recommend them.
Reviewed April 5, 2016
I needed a lot of help with debt relief, and my friend told me about National Debt Relief. So, I called them, and they were friendly, explained to me, and I had no problems. They're good, and I have recommended them to all of my friends.
Reviewed April 3, 2016
I was drowning in credit card debt so I searched on the internet for debt relief companies. National Debt Relief was the first one that came up and my experience with them has been fine. Their representatives were always courteous and able to answer all my questions. It's been expensive working with them and it would've been even more expensive had I not put it into their program where it could be consolidated. Now I'm ready for the whole thing to be over with.
Reviewed April 1, 2016
I looked into getting relief help because I was in a hole. With National Debt Relief, it was really easy to convey my budget, get thoughts about my hardship and get approved. I’ve been with them over a year now and paid off a majority of my debt. Within three years, I will be completely debt free. So that’s pretty awesome and more of a light at the end of a tunnel. They're straightforward about tax approximations or settlement. They've been fantastic and I’m glad I did it.
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