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National Debt Relief Reviews

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About National Debt Relief

National Debt Relief is a debt settlement company based in New York. It works on behalf of clients to negotiate lower payoff amounts with creditors, helping people resolve unsecured debt. Most debt settlement plans are completed in 24 to 48 months, and it claims that those who finish the program typically save about 20% after paying the company’s fees, which costs up to 25% of the total enrolled debt. National Debt Relief is available in 45 states and Washington, D.C.

Visit www.nationaldebtrelief.com
Pros
  • Free consultation with debt coach
  • Free debt relief quote
  • Several accreditations
  • Easy enrollment process
Cons
  • Fees can reduce overall savings
  • Not available in all states

National Debt Relief Reviews

Over 50k reviews since 2016

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    How do I know I can trust these reviews about National Debt Relief?
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    Page 379 Reviews 56475 - 56625
    Verified purchase
    PriceStaff

    Reviewed June 7, 2017

    I will be one to say that Debt Relief does what it says it will do and has your best interest at heart, for sure. No false promises. I'm glad that I made Debt Relief my choice. The associates are knowledgeable, friendly, made sure all of my questions are answered.

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    Staff

    Reviewed June 7, 2017

    I had the pleasure of working with Patrick ** who helped me with my application to NDR. He was friendly and answered all my questions. I have had my doubts about any debt relief program but this one seems the most promising. If everything goes well, I would recommend my friends and family to NDR.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    I enrolled with National Debt Relief to help with credit card overspending. My credit score dropped to 504 from 703. Creditors continue to call and tell me they do not work with debt agencies. National Debt Relief. I have heard nothing from NDR, no contact whatsoever. They take $400.00 per month to arrange settlements.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    They are #1 in my book, so patient, understanding, helpful. They will answer questions. They will make sure you understand everything and ask, "Do you have any questions." They have help me so much I would recommend to friends and family. You can go online, check your account, everything so easy to follow. They are just the greatest.

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    Verified purchase

    Reviewed June 7, 2017

    I am very please and grateful for National Debt Relief. My experience has been very pleasant. Everything looking great at the time. Thank you. Really. Seriously. My my. Everything going smoother than expected.

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    StaffProcess

    Reviewed June 7, 2017

    I am very pleased with the professionalism and excellent service by each and every customer representative I have dealt with. The program has made it possible for me to consolidated my credit card debts so I can be debt free. The National Debt Relief Team have been very helpful through the process.

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    Staff

    Reviewed June 7, 2017

    I have had a great experience. Things are being done in a timely manner. Will be happy when it is all paid. The people I have talked to has been wonderful, kind and friendly. They really tried to help the client.

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    Customer Service

    Reviewed June 7, 2017

    Would be nice, if you guys could contact each creditor by phone or email and tell them, when we enter in your program to avoid their calls or letters. I understand that you only contact them, once you are going to be in negotiation but to be honest, it would be help you that you did it, before so we can avoid the 80 thousand questions.

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    Reviewed June 7, 2017

    We were astounded when the offer to close one of our 5 debts came in. It was a relief and gave us hope for settling with the other large creditors. The only reason I didn't give 5 stars is that the fee to National Debt Relief was not REstated at the time. It would have eased the 'sticker shock' we experienced when we saw the dollar amount we still had to pay the negotiators after the deal was closed. It wouldn't have caused us to reject the offer, but we would have had a clearer picture of the future. We look forward to knocking off the rest of our debt soon.

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    StaffProcess

    Reviewed June 7, 2017

    This process has been very easy, and that is because of the kind, helpful, and extremely knowledgeable staff. A huge weight has been lifted off of my shoulders. The best part is that I am paying back my debt, but in a way that works best for me and my family. Thank you NDR.

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    Kathryn increased rating by 2 stars.
    Customer Service
    After a positive interaction with National Debt Relief, Kathryn increased their star rating on April 26, 2018.

    Updated review: April 26, 2018

    National Debt Relief has been a wonderful experience to work with in resolving our debt. Their representatives have been responsive to questions and concerns and explained the program thoroughly each step of the way. We would highly recommend National Debt Relief to anyone who finds themselves in a hardship with overwhelming debt. This program is awesome.

    Original Review: June 7, 2017

    Customer has been great but communication is lacking. We don't really know what has been told to creditors who contact NDR as requested or how negotiations may be going. We are very pleased, however, with the result of the first successful negotiation with the creditor we owed the most. All in all though, we are satisfied so far.

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    Customer Service

    Reviewed June 7, 2017

    Thus far I am pleased with NDR services. A representative takes you step by step through the enrollment process and what, when and how the process will take place. All inquiries are responded to in a timely manner by phone or email. I have already had two settlements.

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    Customer Service

    Reviewed June 7, 2017

    I signed up for this in January 2017 and I was recently informed two of the companies are on board. My only concern at this point is John ** was my initial email contact. Since then I have sent him at least 2 emails with questions where I never received a response.

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    Customer ServiceTransparency

    Reviewed June 7, 2017

    After a bad divorce I am settling with 4 credit card companies. I had good credit up until I started with NDR. Never paid a bill late in my life. Joined NDR before my credit was destroyed to tried and take care of my debt, just as things started getting really difficult for me financially, and I could no longer pay. Well, it is seven months later and only 1 of the 4 companies have settled. I was expecting NDR to send me updates on how things are going and let me know as things progressed, but they have made no contact except with the one settlement offer.

    After 7 months my credit score has gone from 701 down to 440 and I am now uncertain if I made the right decision, as they advertise most debts are settled in 2- 6 months. As I changed all of my mailing and contact info with these creditors over to NDR, I have no idea what kind of communication is going on between the creditors and NDR. I wish they were better at keeping me up to date. As for now, I continue to wait.

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    Customer ServiceProcess

    Reviewed June 7, 2017

    I really like how accessible my information is to me by using the website. The customer service is always on point. When I call with questions they always have an answer. I was able to add new debt accounts easily. I have been in this program for a few months but I have already seen improvement on my credit score and I am working to get it even better. I couldn't have done it with the help of National Debt Relief.

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    Verified purchase
    Vivian increased rating by 4 stars.
    Customer Service
    After a positive interaction with National Debt Relief, Vivian increased their star rating on July 2, 2017.

    Updated review: July 2, 2017

    Moe called to get more information about an unsatisfactory review. He listened as I explained what happened. He then explained the negotiation process in more details which helped me understand much better. I appreciated the phone call much better than an email. Thank You Moe!!! Job Well Done.

    Original Review: June 7, 2017

    I received a phone call stating that they had reached a settlement with one of my creditors. At first I was excited about the speedy progress. Then I was told that I needed to put money into my account for the settlement to go through. My response was that there is no more money. The settlement was scheduled to happen on the 30th. This was 2 days before my next scheduled payment would have put enough money into my account to settle with the creditor. Why wasn't the amount in my account taken into consideration when the negotiation is taking place? Why did I get a phone call wanting more money?

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    Reviewed June 7, 2017

    We were told you had relationships with all of our creditors and you would reach out to them on our behalf. Instead you chose not to reach out to them until they wrote off our account, saying now, "We work with the collection agencies your accounts have been sent to". You misrepresented your services and have left us in an even more difficult situation. I am extremely disappointed in myself for believing you had our best interest at heart, given the unfortunate situation we are in.

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    Customer Service

    Reviewed June 7, 2017

    I called after talking to my sister about my issues and breaking down often because I barely had any money to live after paying my bills. My payment was reduced drastically and I am grateful that they will be negotiating terms for me.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    I'm very happy with my experience. At first I was thinking twice what have I done and people around me telling me I made a mistake. However now I am very relief and most importantly happy with the fast outcome in my account. I have finished paying 4 to 5 of my creditors in less than one year. And the amount of it if I don't do this program I would have to pay for years. My advice is to don't hesitate to ask for help and question. In the customer service they are great and very helpful and easy to talk to. Thank you for the satisfaction.

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    Customer Service

    Reviewed June 7, 2017

    We were given an amount in the beginning that would be deducted from our bank account and told that number was all inclusive and we would not be asked for more. We've been asked for more. We were told to contact our creditors and close our accounts and to send the do not contact me forms. When National Debt Relief called our debt holders the phone calls would stop. What we have learned had been that those forms mean nothing to the creditors/collectors and that it may be many, many months before the creditors would even be contacted by National. We still have a few that have yet to be contacted at all. We were told by National Debt Relief that what we were doing was not a consolidation but we have been informed by many others that it is. Overall, I'm glad we are at least trying something to tackle our debt but deep down I feel slightly deceived.

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    StaffProcess

    Reviewed June 7, 2017

    At first I had doubts because my credit score dropped so low really fast, but since I've been in the program I see that it's slowly going back up - NDR has resolved one of my debts and trying to settle on more. They are very efficient and always willing to help with any questions or problems that may arise. I hope to be debt free by the end of next year. Thanks to the program.

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    StaffTransparency

    Reviewed June 7, 2017

    I have been very pleased with the way they have handled my situation. Very professional and helpful. I would recommend to anyone... I explained everything to the gentleman and he told me exactly what was going to happen and how it was going to work. And everything went as was explained... very pleased!

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    Staff

    Reviewed June 7, 2017

    I fell into debt due to medical bills. I racked up a personal loan of 18000 and it was settled at a little over 6000. I can not tell you the relief to know that they have worked hard for me to get this settled and out of the way. I have a few more cards to go and I believe they will get them taken care of. Things are looking up and I can not be happier.

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    Staff

    Reviewed June 7, 2017

    After researching for a debt relief company, these reviews caused me to reach out... easiest process to relieve stress from financial hardship! Very compassionate representatives, very thorough and informative. Today, I feel I can breathe again. I have a place to send the creditors and collection calls without having to avoid the calls. There really isn't an unanswered question from the initial sign-up. I am very happy at this point with National Debt Relief.

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    Staff

    Reviewed June 7, 2017

    The debt relief team is courteous, friendly and knowledgeable. They achieve results in debt relief as soon as possible. They keep the client informed of progress. They have helpful tools to keep you updated on your debt relief progress and the money in your savings account. I would recommend this company to anyone needing debt relief.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    Since day one NDR has been so helpful. Any questions or concerns I have are answered fast and accurately. I made the right choice to join NDR. It has been great. I'm less stressed in regards to my credit and all the phone calls... They have helped so much.

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    Staff

    Reviewed June 7, 2017

    When I needed someone to help me sort out my financial situation I came across National Debt Relief and called them to see what could be done. After talking to them and hearing what was required of me and what I had to do I was impressed and was please with my choice and their knowledge of debt relief.

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    Customer Service

    Reviewed June 7, 2017

    NDR has worked with me 100% of the way towards being debt free for the first time in my life. They helped stopped creditor calls and constant badgering. I couldn't be happier with my choice in going with NDR vs going bankrupt.

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    Customer Service

    Reviewed June 7, 2017

    I have had sufficient funds in my account to pay at least two of my debts outright. No negation would have been needed. I have watched my credit score steadily downhill. I was told my credit score would take a hit but this has been an absolute smackdown. I was not doing that amount of damage on my own. I am not at all pleased with the progress NDR has achieved up to this point. I feel better communication is necessary. Keep me informed as to what action or lack of action is in progress.

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    Customer Service

    Reviewed June 7, 2017

    I like the customer service side of it. But I feel like they underestimated how much I would have to pay every month in order to pay off my credit cards. I'm not sure why some of the credit card companies weren't as cooperative as I think they should have been.

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    Staff

    Reviewed June 7, 2017

    The representatives have courteous and professional and genuinely concerned as well as eager to help me resolve my problem. I truly appreciate that as I am going through a difficult time financially. I would recommend anyone going through a financial debt crisis to go to National Debt Relief.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    Called in to give your customer service info on calls coming in from creditors. Hopefully my account is growing enough to start something! Every time I call in your service is very courteous and seems concerned. Do not need to know the more I pay in the faster you can work. I live only on social security.

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    Customer ServiceStaffProcessTransparency

    Reviewed June 7, 2017

    I would definitely tell my friends about National Debt Relief. It is a wonderful program and it's super easy to enroll my creditors. Customer service is always super nice and are always very helpful with whatever I am needing. They always take the time to explain everything so I understand.

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    Verified purchase

    Reviewed June 7, 2017

    We have such peace of mind knowing that our credit cards are being paid off on a regular basis. We are learning to pay with cash and not overextending ourselves. We thank you for helping us. Now we can sleep knowing we are in good hands. We will recommend your service to others.

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    Customer ServiceProcessTransparency

    Reviewed June 7, 2017

    I haven't heard from you guys since the start of this program. You're taking my money and no updates on how things are going since I started. I have no idea whether you're working with the debtors or just taking my money. I would like to have updates once in a while so it would satisfy my mind a little. I'm paying a lot of money out to you every month. This is the 4th month I think you have taken money from my account and I've heard nothing back. I have no idea how much has been reduced from my debt or anything.

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    StaffProcess

    Reviewed June 7, 2017

    The whole experience from start to finish was seamless and effortless, I want to thank Christopher ** for his help and professionalism during this process. Want to thank the staff at National Debt Relief for all their assistance during my process.

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    Staff

    Reviewed June 7, 2017

    Great service and very happy with the outcome of my account and the staff is very helpful with any questions I have. I am very happy that choose a great company to work with me with my debt. I already recommended to family members and friends. Thank you.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    It's very stressful getting collection agency letters and phone calls. The staff patiently assured me that it will be ok and they will handle everything. They are prompt with their negotiations. I feel like they really care about my well being.

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    Staff

    Reviewed June 7, 2017

    I am very happy with my experiences, where they all has been positive, great people to work with. From the first time I spoke to them until today, customer services are exceptional. There has been times I've needed help, and somehow they are always able to help find a way.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    Your company is great. Any time I've needed to call, whoever I've talked to has been kind, helpful & professional. This most recent was again A+ and took the time to answer all my questions. Your staff is very knowledgeable with their information & references.

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    Verified purchase

    Reviewed June 7, 2017

    Professional, accurate and on top of my file. Team will contact me as needed in reference to any alerts, etc. in reference to my account. I would be happy to refer National Debt Relief to someone else needing assistance with credit debt.

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    Verified purchase

    Reviewed June 7, 2017

    Puns aside, they saved me approximately $6k worth of debt... I was having the hardest time paying off my credit cards because I thought I was a baller buying stuff I didn't necessarily need. But over the course of 2.5 years, I was able to pay off all that debt. They kept me on track and helped with any and every questions I had... Just know that your credit score will take a hit, but to be out of all that debt, it's incredibly worth it. It's hard to be responsible for your actions sometimes, but they'll help you push through it all as long as you give them your 100% or money... Whichever way you wanna take that.

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    Staff

    Reviewed June 7, 2017

    I've needed help with my finances for some time and National has helped me do this finally. They have easy to deal with and very helpful. Anything that I have had questions on they have answered fully and clearly. Also they have helped with making this easy on me and helping with me being at arm's length with creditors.

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    Price

    Reviewed June 7, 2017

    After reviewing numerous companies and debt payment options, I decided to go with National Debt. Relief. Although somewhat more expensive, I felt it was worth it based upon their reputation, the ease of their client portal, and being treated with respect and dignity.

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    Customer ServiceTransparency

    Reviewed June 7, 2017

    The entry/application process was quick. However, it has been 6 months and nothing has been resolved. I haven't been contacted with any updates. When I do call to get an update, I'm just told that the process takes 4-6 months for a resolution.

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    StaffProcess

    Reviewed June 7, 2017

    I all good to say with the program. They are very helpful and keep me informed. Been in for 9 moths and have paid almost all debt off all and that feels great to know it's going to improve my credit. I was suggest this program to anyone who wants to clear their debt.

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    Customer Service

    Reviewed June 7, 2017

    I am only 5 months into my program and am pleased to see one of my credit cards settled and almost paid off. I do worry about the other accounts that are sitting delinquent and no update on status of settlement. I did reach out to NDR customer service and it was said that settling one at a time is normal but not seeing any movement on others is unsettling. I remain hopeful and optimistic but would welcome an update here and there...

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    StaffProcessTransparency

    Reviewed June 7, 2017

    My experience with NDR thus far has been thorough, very professional, and the staff have been a delight to work with! They have explained every step of the debt relief process to my utmost satisfaction and have lifted quite a burden from my life! Outstanding service! Thank you from the bottom of my heart.

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    Customer ServiceTransparency

    Reviewed June 7, 2017

    I submitted my paperwork 5 months ago and do not get any updates as to status. I have paid enough in now to have settled at least one of my debts. When I worked with ACCC I got emails and updates at all times. I could also log in and see where my accounts were. I feel like nothing is getting done.

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    Customer Service

    Reviewed June 7, 2017

    To date, I have been very satisfied with this company. I was following the guidelines from the welcome package and found after asking questions for clarification that not all are correct. For example: the book tells us we may call our creditors or use the close account letter to close our accounts. I was told not to do this, that the company would do it if required. Overall, very good customer service.

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    Customer Service

    Reviewed June 7, 2017

    My experience with National Debt gave me some excellent feedback and no worries about my account and they have all areas taken care, and gave me some relief about my account. I was very concern because this never happen to me so I called debt relief and they answers all my questions. I recommend for all those that need assist to call the National Debt for help. Thank you.

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    Customer Service

    Reviewed June 7, 2017

    I can't really say as of yet it's only been 4 months, I'm still getting annoying phone calls. They take the payments out on time every month but we haven't paid off the debts yet. Not sure what else there is to say.

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    Online & App

    Reviewed June 7, 2017

    NDR has been such a stress eliminator. The only thing I wish was easier is their website. It's hard to know how much longer we have to pay on what account. And there are no definitions of the words they use (or if there is, I haven't found it). For example, the accounts show 'completed', 'pending', 'enrolled'. What do these mean? It easy to understand 'completed' but what do they other two mean? All my accounts are enrolled so should they all say that? And pending???

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    Customer ServiceStaff

    Reviewed June 7, 2017

    It's beyond refreshing to not be judged about my situation and to work with a company that has systems in place to really take care of business as well as keeps me informed every step of the way. In addition, every person with whom I have spoken has genuinely seemed to care and want to help in any way they can. I compare this to so many companies that have someone in a "customer service" job who is happy to pass the customer to the next person rather than help themselves, or who either doesn't know their product or isn't empowered to take action. Kudos, NDR.

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    Customer ServicePriceStaff

    Reviewed June 7, 2017

    Dianna ** is the best agent at NDS. She is quick to respond and very helpful and informative. I never fail to get ahold of her and receive a quick and accurate answer. The terms of my program are great and affordable and we have closed on many of the accounts already.

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    Staff

    Reviewed June 7, 2017

    You don't see how you're going to get out until you get proactive on the bill front. Working with debt relief has been as comfortable as it can be. They are very helpful, they work hard to get the best they can for you as a client. Recipe for success.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    Excellent customer service. Anytime I call with a question, I'm always satisfied with the response of the caring, friendly and courteous staff. National Debt Relief has been a great relief and has taken a huge burden on my behalf. Thank you so much.

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    Transparency

    Reviewed June 7, 2017

    YES YES because the way you worked with me. Explain me how the work would be done, how you called my accounts and help get them down and pay them off. Thank you for your help. I do not know you should settle your account to where you could get them pay off and get your credit back in shape.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    Excellent customer service. Prompt communication. Friendly staff. Will definitely recommend to family and friends. Thank you so much for all your help and assistance. It is sincerely appreciated. Financial freedom is absolutely priceless. We appreciate good companies that keep their customers at the forefront.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    Every time I have spoken to someone on the phone, they have been extremely courteous and have answered any questions that I have. I am very satisfied with the service provided and I would recommend this company to anyone! I love being able to see how much money is in my account at any given time as well.

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    Reviewed June 7, 2017

    They have been great, they have helped me pay off 2 debts in last 2 yrs and continue to work on my last one. They made payments that I could afford. I would highly recommend to anyone needing debt relief assistance.

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    StaffProcess

    Reviewed June 7, 2017

    I thought that the recent correspondence was simple and efficient. The first negotiation was settled quicker than I had thought it would be. Everyone has been so kind, helpful and professional. I look forward to the continuation of my debt being taken care of. This whole process has relieved me substantially.

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    Customer ServiceStaffProcess

    Reviewed June 7, 2017

    I have had a wonderful experience since I have enrolled in National Debt Relief program. They have taken care of all my customer needs from day one. I am so happy and sleep sound at night knowing they have my back. Everyone I spoke with since I started this program have been 100 percent helpful and answered all my questions every time. I just love them.

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    PriceStaff

    Reviewed June 7, 2017

    I having been trying to work with a debt management company/plan for years and all they did for me was make my minimum payments and charge me for it. I could do that on my own. Basically wasted three years. I've been on the National Debit Relief program since October 2016 and have already settled one credit card and have a plan to settle a second once within the year. I can't tell you what a relief it is the have you on my team and the support has been incredible!

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    Staff

    Reviewed June 7, 2017

    Several times there was a miscommunication regarding some accounts but for the most part, NDR has been exceptionally good at what they do. Support is very efficient and courteous. Case reviews happen often enough to give me an overall picture of what is going on.

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    Customer ServiceTransparency

    Reviewed June 7, 2017

    Without hesitation and with few words I can describe my experience as very satisfied and very glad I took the opportunity to take advantage of this resource to clear up credit problems and restore my rating. All communications with customer service have been professional and not complicated. Overall satisfaction at this point would be an "A".

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    Staff

    Reviewed June 7, 2017

    NDR has been extremely helpful and very easy to work with. Their success in negotiating with our creditors is phenomenal. All of people we have spoke with have been very knowledgeable, helpful and courteous. We have been very pleased. Thank you NDR!

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    Customer Service

    Reviewed June 7, 2017

    So far my experience is excellent. I admire the attentiveness I receive when I call in or email with questions regarding creditors sending me emails or letters. I feel secure with the work that is provided. I also is happy with one time I could not make my payment within that week and I was given a sort of grace period which I met. I haven't had that issue since but it is good to know when you fall on hard times, National Debt Relief is there to share a sympathetic ear and being understanding. Thank you!

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    Customer Service

    Reviewed June 7, 2017

    From my first conversation you were very respectful and considered my dignity. I felt very embarrassed and low due to my situation. My experience with each of you diminished these feelings. You worked quickly to get the best settlement for me and continue to do so. You came highly recommended to me and I will do the same. Thank you!

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    Staff

    Reviewed June 7, 2017

    They keep me informed on every transaction they work on. Every person who I've spoken to is very courteous and they make sure I understand every move they make. I would definitely recommend them to anyone I know if they needed financial help. GREAT COMPANY!

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    Reviewed June 7, 2017

    I have recommended to a friend, the ease this company gives is incredible. It's nice to take care of my debt without doing the hard grunt work of dealing with the credit companies. I hope never to be in this predicament again but if I do I will use National Debt Relief.

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    Transparency

    Reviewed June 7, 2017

    I enrolled in NDR a few months back and so far my experience with the company is excellent. They made it a point to inform me of any updates in my account. I am glad I signed up and hopefully one day, I will be debt free.

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    Staff

    Reviewed June 7, 2017

    I didn't know what to at the beginning of this year as it felt as though my debt was eating me alive. Thankfully, I did some research and found out about NDR and contacted them almost immediately. I'm so thankful I did. The team was very helpful and have already settled two of my debts for a way lower asking the companies had wanted and I feel as though I can breathe so much easier again. With having been with them for almost half a year later, I'm so thankful for what they have done for me and I look forward to continuing on to becoming debt free!

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    Reviewed June 7, 2017

    I was under the impression that my creditors would be reached at a timely manner to avoid getting sent to collections. After speaking to someone I was told that you wait until it's sent to collections to reach and negotiate a payment. It's a little disappointing to see my perfect credit I worked so hard for go down so much, but I do understand it was the risk I was taking I just didn't think it would take this long to negotiate and come to an agreement with all the creditors. I still appreciate this opportunity to eventually pay off my debt without going bankrupt.

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    Process

    Reviewed June 7, 2017

    Why is it taking so long (5 mos.)? I enrolled in your program in good faith but have seen or heard no results to this date. Why haven't all 4 creditors been notified? I am frustrated and confused. Please give me some explanations.

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    Reviewed June 7, 2017

    National Debt Relief made me feel at ease and confident that my debts will be handled. The only con is that the funds are not released to your creditors until there is a consider amount of money if not all in your account.

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    PriceStaff

    Reviewed June 7, 2017

    Very professional and ready to work to eliminate my debt. One satisfied and a few more about to be. They are in top of it. They are great, courteous and really have the customer's best interest as a number one priority. Would tell anyone to use this company.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    The best experience I've had resolving my debt and always a big help whenever I've had any questions about my account. Very friendly and professional customer service. Very fast response when getting back to you and always reassuring feeling after talking with them. Thanks and keep up the good work.

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    StaffProcess

    Reviewed June 7, 2017

    Very hassle free and friendly staff. I know that I do not need to worry about my account with this company. I am super pleased and would absolutely recommend to a friend! I am so excited to being one step closer to being debt free. Starting this program was super easy, and I have already resolved one debt. This program has helped my family tremendously.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    NDR has been outstanding in working with me to resolve my debts. I have never experienced a rude person in all of my encounters with them nor have they ever been impatient with my many, many questions. Thank you National Debt Relief!

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    StaffProcess

    Reviewed June 7, 2017

    I'm so grateful to have joined forces with such a great team of people. Faith that I will straighten out my situation and know that they are there for me. Professional and real. They are wonderful. Thank you. Thank you for being where I can reach you at any time. Thank you for handling things the way you have. It works for you if you let it. Easy program to follow. ♥

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    Staff

    Reviewed June 7, 2017

    National Debt Relief has been great. Still working on paying off the debt but every agent that I have spoken to is very friendly, supportive and helpful. I have already recommended this service to a friend. It is a great alternative to bankruptcy.

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    Staff

    Reviewed June 7, 2017

    Everyone I have dealt with at National Debt Relief has been very informative, answered any questions I have had and been very polite. I would definitely (and have) recommend them. Only thing I would suggest is that they update the customer a bit more frequent regarding what is going on with their account.

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    Staff

    Reviewed June 7, 2017

    So far I am very satisfied with my experience with National Debt Relief. The people I have talked to and dealt with have been very helpful with any questions I have had. I am looking forward to a great experience with National Debt Relief.

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    Customer ServiceStaffProcess

    Reviewed June 7, 2017

    Very professional and didn't make me feel horrible. Helped me understand my finances and made the whole process easy and comfortable. Very quick to respond to any concerns that I have. Only been enrolled for a few months and already some of my debt is being paid off.

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    Customer ServiceTransparency

    Reviewed June 7, 2017

    For any questions I get a quick response. They explained very good what they do and what we have to do. I just wish the final pay for what I owe them would have been explained a little better. We got the moral support. Thank you Patrick.

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    Narlene increased rating by 4 stars.
    Customer Service
    After a positive interaction with National Debt Relief, Narlene increased their star rating on Aug. 1, 2017.

    Updated review: Aug. 1, 2017

    The matter has been resolved and I am very pleased as one of my debts has been settled. They were very understanding and helped me immensely with this debt.

    Original Review: June 7, 2017

    I have been with them since January. No action has been taken. I'm still getting collection calls and letters from my credit card companies. Not one attempt has been made by them to resolve any of my debts. I have received no settlement calls. I am not happy.

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    Staff

    Reviewed June 7, 2017

    Lady I spoke with was very nice and helped me very quickly which I appreciate so much! Also didn't have to wait on hold or wait too long to be connected to a rep. Great service and this company is helping me tremendously!

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    Customer Service

    Reviewed June 7, 2017

    It's been 5 months with no negotiations. If nothing is negotiated soon I'm pulling out based of lack of success in this program and failure of anyone to follow up monthly to bring me up to speed with my case. As I have continue to receive calls and them referrer to you all they continue to come back to me so I assume you all have not contacted any of my credit card companies.

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    Reviewed June 7, 2017

    Had rocky start up. They couldn't access my escrow account the first 3 mos. Eventually got on track. Not got to the vendor negotiation part yet. Currently building my escrow funds. Proof will be in the negotiations and if everyone is satisfied. I do like the vendor's attitude when I told them I was with NDR. They backed off.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    If I could give them 100 stars I would! Excellent service, I could not be happier with this service. Definitely recommend to everyone having a harsh time with debt. I'm halfway out of debt in less than 1 year! Customer service 5 stars as well!

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    Reviewed June 7, 2017

    Fast and accurate solving the issues of my creditors and update the resolution of the problems. I would recommend definitely to a friend or family who are having problems. I could not ask for any more how fast resolving the payment.

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    Staff

    Reviewed June 7, 2017

    You all have always been so good about making me feel comfortable dealing with this difficult matter. All my questions have always been answered in a very timely manner, and you all keep me very updated with what is happening with my account. I am a very satisfied customer.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    Excellent customer service. They are a Godsend. Give them a call today to see how National Debt Relief can help you, like they helped me. There is no need to lose sleep at night wondering if you will be able to keep your head above water. Call NDR today to see how they can help you.

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    Reviewed June 7, 2017

    I started with 5 credit cards with a debt of about 20,000. In 7 months 2 of the accounts have been settled and paid off. I have 3 left. I am very happy with the service and relieved that I will be debt free soon.

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    Staff

    Reviewed June 7, 2017

    I am so happy to have connected with NDR; they are very understanding of my situation, responsive to my questions, supportive and respectful. They have taken quite a bit of stress off my shoulders and I am grateful for that.

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    Process

    Reviewed June 7, 2017

    My overall experience has been great! I have only been with NDR for a short period of time and have already paid off a debt! I would highly recommend this program to anyone! I was hesitant at first but so glad I did it!

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    Transparency

    Reviewed June 7, 2017

    Early last year my husband lost his job and we had begun to struggle with finances. I contacted NDR and they explained the situation to me. I had a hard time with allowing my accounts to go over, and my credit had always been great, but this was the only way to settle some of these accounts that we were drowning in. 6 months to the date I joined, I received a call that my accounts were now in the process of being settled. Everything the company explained in the beginning was on point and now all my accounts are settled and I am working on rebuilding my credit. Thank you NDR for helping me with my accounts. I've learned a lot in the past 8 months and the only way to go is up from here.

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    Staff

    Reviewed June 7, 2017

    Very helpful and they respect their clients' privacy. They came along when I was starting to wonder how I was going to be able to make ends meet for my medical necessities like my insulin, pills, etc. I was drowning and they helped me.

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    Customer Service

    Reviewed June 7, 2017

    I have been enrolled in the National Debt Relief program for 4 months. They have already negotiated a payoff for one of my largest debt accounts. So far so good. I love that I could give their agency for new address and phone number to help avoid phone calls.

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    Reviewed June 7, 2017

    This company is a lifesaver for people who want to honestly pay their debt after life hardships. They take care of the business end of payments and provide the necessary support to ease the anxiety of financial issues. They give hope in an overwhelming situation! Recommend with enthusiasm!

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    Customer ServiceStaffProcess

    Reviewed June 7, 2017

    It's a process but works out in time, I'm satisfied with it. Agents are nice and helpful not to mention very patient. After some scheduled phone calls and a few emails, which are all simple questions, got this rolling... then change address and phone with your creditors and let the NDR do their thing!

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    Customer ServiceStaff

    Reviewed June 7, 2017

    This has been a great weight off my shoulders and I will be debt free before I know it. People are easy to deal with and talk to. I am very happy to be on my way to financial security and peace of mind. First couple of months were trying but customer service was ready and waiting... with a listening ear and help.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    I have been treated great with the staff, every time I call in they have help me with all my question and have assisted me with any help I needed and above all made me feel good about my decision for join NDR to help me get out of my debt.

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    Staff

    Reviewed June 7, 2017

    Working with National Debt Relief has been such a relief. They were always courteous and answered every question or concern that we had. It was nice for me to have a company that helps with relieving your debt, as well as having the staff work with you making you feel at ease.

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    Customer Service

    Reviewed June 7, 2017

    I am very dissatisfied at this point in time. I have yet to see anything happening but the collection of my funds so I cannot give a fair review. Please email me again when proposals start being sent and the payments begin. Thank you.

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    StaffTransparency

    Reviewed June 7, 2017

    I was not given the run-around. Each person I spoke with was straightforward and thoroughly explained what I needed to know. The monthly fee is extremely as well. I've worked with other companies that have charged 5 times as much.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    I have only had to call twice since becoming part of the National Debt Relief program. Both times were to have them help me get into my account. Both times (as well as when I joined) everyone has been helpful and professional. In fact I recommended a coworker who is now in the program. Thank you.

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    Reviewed June 7, 2017

    I am a bit upset with the speed of things. I know you are waiting for funds to build up but I still have the collectors on your program calling me at home and at work trying to collect when I keep telling them about being on your program... It is mostly with the two Key Bank accounts. Hopefully you can use that against them to further settle my debts.

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    StaffProcess

    Reviewed June 7, 2017

    They are professional, informative and extremely helpful in this process which is very stressful. And they are kind people. I appreciate this program very much! I do wish it didn't take as long but I do understand they are helping me so much and that the time is essential. A great program!

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    Staff

    Reviewed June 7, 2017

    I haven't completed my program but only a few months in they have solved a few of my credit card issues! Very awesome and helpful group of people. I love NDR! I would recommend it to anyone who may be struggling with their financials or is just looking to get out of debt altogether!

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    Customer ServiceStaff

    Reviewed June 7, 2017

    The focus on creating a positive experience can be summarized as truly professional. All my questions were responded to in a timely manner. Each negotiation was handled to maximize the potential outcome. I recommend this organization without hesitation. We had a great experience.

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    Customer ServicePrice

    Reviewed June 7, 2017

    Overall been a positive experience, some of the settlements have been very good, others so-so once you factor in the fee they charge for each settlement offer. Had a lot of momentum early on (about 3-4 months in), but haven't had anything more in quite some time, about 7 months in and still have more than half of my creditors without an agreement. Wish expectations for how long it can take them to reach an agreement with my creditors had been better set/explained. So some things very good, especially the customer service, and other items, primarily the timeline for settlement agreements has been mediocre.

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    Customer ServiceStaffProcess

    Reviewed June 7, 2017

    So far, I have been very pleased with this program. Customer service staff is wonderful in helping me with procedures and with emotional support. The program will save me a great deal, and I'll pay off my debt a lot sooner. My only problem is with the password to get into my account. Resetting it doesn't work. I would definitely recommend the program to someone else.

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    Customer ServiceProcessTransparency

    Reviewed June 7, 2017

    We have only been in the program for a few months and only one of our debts has been settled that I know of so far. We are receiving fewer phone calls (which we don't answer) than before we started and that is good. I do wish there was more communication with us, I kind of feel our money is being taken every payday but nothing is being done. More communication would be nice. All in all I guess it is working.

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    Staff

    Reviewed June 7, 2017

    They have been professional and very helpful to all my needs and questions. Great staff. They understand my situation and act very well to every situation or questions. I gotta give them props for that. Also will recommended them to any of my friends and family. Great job.

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    Customer Service

    Reviewed June 7, 2017

    I cannot say enough about how wonderful this experience has been with this company. The customer service is excellent and they go above and beyond to please the customer. I highly recommend them. It have helped me immensely. If you have debt they are the go to.

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    Reviewed June 7, 2017

    I regret that I had not used this service earlier. I feel like a load has been lifted off my shoulders. I look forward to an email and call telling me of a settlement. I am very pleased with their service and would recommend this company.

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    Customer Service

    Reviewed June 7, 2017

    National Debt Relief has done a great job relating the status of my account to me. Also every time I've called with questions they answer them right away or transfer me to someone that can. Honestly calling National Debt Relief was the best decision I've made regarding my credit!

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    Reviewed June 7, 2017

    I am very pleased with National Debt Relief so far. They acted quickly as soon as my deposits started to come in to take care of my debit with creditors and was able to settle for less than half on all of them. I have been enrolled with N.D.R. since October of 2016 and so far they have settled about half of my debt and have closed 2 of my accounts.

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    Customer ServiceStaffProcess

    Reviewed June 7, 2017

    My only regret is that I wish I started this process a lot sooner. They have very friendly customer service reps - who are ready to assist you and guide you through the process. Being a part of the process, in deciding whether to take an offer or not, gave me great confidence in this program.

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    ProcessTransparency

    Reviewed June 7, 2017

    So far everything has been great. I do not really know what's going on with my account, so I wish there were more updates and communication with my account. I feel like I am still unaware of the process and I hope everything is ok with my account.

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    Customer ServiceTransparency

    Reviewed June 7, 2017

    The start up process was okay and simple but whenever you need help or ask questions you can't just ask it and get an answer till you pass the 50 other questions. You have to start the email conversation about the issue, wait for the email to verify your information then wait again to hear from them just to be told you should call about your concern. There isn't a simple way. Communication needs improving.

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    Customer ServiceStaffTransparency

    Reviewed June 7, 2017

    I was skeptical at first, but within 6 months they have helped me with 2 of my accounts. They are polite and friendly when you call. If you don't understand they take the extra time to explain. If you miss their call they will follow up with an email. Glad I'm using them.

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    Customer ServiceStaffProcess

    Reviewed June 7, 2017

    Nearly seven months into the program, only one account representing ~5% of the total debt has been settled. Numerous fees have been deducted from deposits made for what appears to be very limited activity. My interaction with customer service when I responded to annoying automated telephone messages, that came almost daily, was less than a desirable experience. I was transferred many times before a customer service rep would response to my issue.

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    Reviewed June 7, 2017

    Hello. So far, I am very pleased. The negotiation hasn't been finalized yet but they are very professional and know their stuff. The only complaint I have is that, when I signed up, I didn't realize that they don't negotiate right away. They want your accounts to go into nonpayment status so they have more leverage to negotiate.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    Happy with the response so far and the money they are able to save me. They contact me with every deal and let me know before I decide to go ahead with it. Have been very professional and would definitely recommend them to others.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    National has the best customer service!! Very helpful, accurate and honest people who works for your peace of mind by taking all the stress of the creditors' phone calls. I'm so glad I contacted them. Thank you very much for all your help and support!!

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    Customer ServiceStaff

    Reviewed June 7, 2017

    Everyone is very knowledgeable, helpful that they make you feel at ease to work with them. I would definitely tell all my friends about your company to business with you! Your customer service is awesome and very polite and helpful to fulfill your questions.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    Throughout my program, I have been contacted whenever there is a change in my account or if any activity comes up. The customer service representatives have always been very friendly and willing to help. Whenever I call with a question, they have the answers or go through any length possible to find the answer for me.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    They are very helpful and answer all your questions. In the beginning it might take some time but it's worth the wait. I now have 1 payment versus 16 and all balances were cut in half. I will finish this program in a couple of years. I recommend this company.

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    Reviewed June 7, 2017

    Literally saved my financial situation when I thought I was too deep in it for any saving to be done. I am so grateful for their patience and drive to work with me and all my financial creditors. It may seem like a huge risk but the end result is well worth it. I finally feel at ease and can take a breath.

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    Customer ServiceStaffProcess

    Reviewed June 7, 2017

    The people at National Debt Relief are courteous professional and a joy to talk to and work with. The program is awesome in my experience. Keep up the good work for people like me that need that helping hand. The personnel are great over the phone.

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    Customer ServiceTransparency

    Reviewed June 7, 2017

    I started out getting updates, but then it has completely stopped. I am unsure where the other creditors stand. The customer service when I do hear from them is very helpful and explains things very well. The company is great, just would like periodic updates!

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    Customer Service

    Reviewed June 7, 2017

    They have been collecting a monthly amount of money from me for the last 5 months and so far they have done nothing. I am still receiving calls from my creditors. They have not made any offers yet. I have to wonder what is taking them so long and if I made the right decision to go with them to represent me.

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    Price

    Reviewed June 7, 2017

    They have been great in arranging payment and getting my settlements, they communicate before making any decisions. I even got my husband into the company to settle his debts. They make sure they run everything through me and do try to get the best settlements. I am glad I would be debt free and not having to keep on wasting money just in interest. If I would had never partner with National Debt Relief I most probably in Bankruptcy. I feel such a relieve.

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    Customer Service

    Reviewed June 7, 2017

    New to this. So far my experience has been good with them but still waiting to see when will my creditors be contacted and what will be the outcome. Also will I be contacted with what is the outcome with the creditors. So far all I am getting is calls from my creditors but I did refer them to the number that was given but they also informed me that they do not work with debt creditors.

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    Customer ServiceProcess

    Reviewed June 7, 2017

    I'm very confused at how your program works. I know I was given a time frame and I'm expecting to be finished in 3 years. I wish I could get monthly or even bimonthly calls or emails as to where I'm at and who is getting paid. I know I'm given a link to check but I would rather have one on one communication. I am happy that I was accepted into the program but I still don't have that peace of mind. I get so many calls from creditors that it is overwhelming. I just hope these 3 years go by fast and I can complete the program. My work email is **. During the week I prefer that email.

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    Reviewed June 7, 2017

    When I registered I was told that National Debt Relief was going to contact the creditors. When I asked according to National Debt Relief and the creditors no information was exchange. When I contact I keep getting told that I have to wait.

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    StaffTransparency

    Reviewed June 7, 2017

    At this point I would recommend them highly. They settled one account so far. Looking forward to getting the rest resolved. They were very understanding and work well with you to help you out of debt. They explain everything thoroughly to help you.

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    Staff

    Reviewed June 7, 2017

    So far so good. I think I have 1 of my debts settled. I really thought the process would go quicker but I realize I had a lot to work on. Everyone has been very kind and accommodating and understandable. I cannot wait until I am finished!

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    Customer Service

    Reviewed June 7, 2017

    Our experience with National Debt Relief has been very positive. Their customer service is particularly strong, and they have been very interested in working to find solutions with all of our creditors. I actually anticipate that with their help we may be out of debt even earlier than planned, and I am grateful to have the option to pay back at least some of what we owe to our creditors, an option that bankruptcy did not allow.

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    Customer ServiceStaffTransparency

    Reviewed June 7, 2017

    I would like to commend Jonathan and Jason for their professionalism and customer service. Jonathan explained everything clearly, he is respectful and polite. Jonathan suggest that I keep making two more good faith payments for the loan taken out In January 2016.

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    Customer ServiceProcess

    Reviewed June 7, 2017

    I wasn't behind on payments; I just had too many and couldn't get out of the hole I had dug for myself. National Debt Relief came to my rescue! Enrolling in their program was fast and easy, and customer service is excellent. I have already, through National Debt Relief, paid off a couple debts, and soon, they will all be gone!!!

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    Price

    Reviewed June 7, 2017

    National Debt Relief was there to help me move forward from debt I incurred during a difficult period of job loss. They worked with me on a monthly payment plan and negotiated with my creditors so I would not be stuck just making minimum payments on interest.

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    Reviewed June 7, 2017

    Thankfully, I found Debt Relief just before I was in really big trouble. I had at least 5 credit cards so full, I was about to not be able to make minimum payments. It took 3 years but I am now debt free. Some cards required serious negotiations but they were handled and in the end, I actually was refunded an overpayment of $5000. In the meantime, I learned to control my card usage and now save the previous monthly payments.

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    Staff

    Reviewed June 7, 2017

    When I contacted NDR I was in big trouble - having accumulated much debt due to a year of unemployment and a sudden medical emergency with no option other than bankruptcy. I heard the ad on the radio and called. The first agent I spoke with was wonderful and supportive - and nonjudgmental - and assured me that although settling my debt would take time, I would be whole again. She was extremely helpful and optimistic about the results and set up a plan I could live with. NDR has already settled 3 of my most aggressive accounts and I know that the end of this financial nightmare is near. I am a huge supporter of NDR!

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    Customer ServiceStaff

    Reviewed June 7, 2017

    The people that I've dealt with are very knowledgeable. They are helping me be debt free. l would recommend National Debt to everyone. I would like to see more emails from them about the status of my account. Thank you very much.

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    Customer ServiceStaff

    Reviewed June 7, 2017

    As a newly single mother with 3 children, working 2 jobs and trying to make a home, I ran up credit cards to fulfill my needs. Once the monthly payments on the credit cards became too much to handle, I called National Debt Relief. I was welcomed by the friendliest people whose only concern was to help me! I was never made to feel embarrassed or less than! I kept in touch every so often and it was like I had my own cheer leading section. They were very encouraging! I paid off my debt in about 1 1/2 - 2 years. If I hadn't called, I would be drowning in large monthly payments and persistent phone calls from nasty debtors... I couldn't have done it without National Debt Relief. They handled all of it for me, all the while encouraging me and helping me see the finish line.

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    Customer ServiceStaffProcess

    Reviewed June 7, 2017

    Every person I talked to was beyond nice and willing to get me the answers I was looking for. It was a very easy process and handled quickly. My phone calls and emails were taken care like they were the on the top of someone's to do list. Your company will come highly recommended by me.

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    National Debt Relief Company Information

    Social media:
    Company Name:
    National Debt Relief
    Company Type:
    Private
    Year Founded:
    2009
    Address:
    180 Maiden Lane, Ste. 2800
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10038
    Country:
    United States
    Website:
    www.nationaldebtrelief.com

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