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National Debt Relief Reviews

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Edited by: Amanda Futrell
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About National Debt Relief

National Debt Relief is a debt settlement company based in New York. It works on behalf of clients to negotiate lower payoff amounts with creditors, helping people resolve unsecured debt. Most debt settlement plans are completed in 24 to 48 months, and it claims that those who finish the program typically save about 20% after paying the company’s fees, which costs up to 25% of the total enrolled debt. National Debt Relief is available in 45 states and Washington, D.C.

Visit www.nationaldebtrelief.com
Pros
  • Free consultation with debt coach
  • Free debt relief quote
  • Several accreditations
  • Easy enrollment process
Cons
  • Fees can reduce overall savings
  • Not available in all states

National Debt Relief Reviews

Over 50k reviews since 2016

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    3 featured reviews
    How do I know I can trust these reviews about National Debt Relief?
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    Page 375 Reviews 55875 - 56025
    Verified purchase
    StaffProcess

    Reviewed June 13, 2017

    Doing more than I hoped. They continue to exceed my expectations. Thank you to the employees and owners of National Debt Relief. I recommend this program to anyone in over their heads or coming close to it. Don't hesitate to accept help from this great company.

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    Process

    Reviewed June 13, 2017

    Very happy with National Debt Relief! I am in the middle of this program, and I have nothing but positive words to say! It is organized and they let you know everything that is being done on your account! I would recommend this program to anyone that is in debt, and do not want to file bankruptcy!

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    StaffProcess

    Reviewed June 13, 2017

    I am so happy to be out of debt. The team that work so hard on my cards were so wonderful and helpful. I could not be where I am at today without them. This process was stress free, which I am all for. Thank you all for hard work.

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    Customer Service

    Reviewed June 13, 2017

    So far so good! Hoping more agreement are made and this get resolved. Customer service and the emails have been great!!! This experience has definitely put me at ease financially and I appreciate all the help I've gotten. Thank you.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    I am fairly new to the program so I haven't had too many experiences with them yet. To date, however, they have been very thorough, very compassionate to my situation, and have always responded very timely to any questions I've had. Two thumbs up!

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    Verified purchase

    Reviewed June 13, 2017

    I have really been pleased with this service. They have helped me out tremendously to get back on track. I have been really happy with how fast they have been able to resolve a lot of my debts. I would recommend them to anyone. Your credit does go down for a little while but it does eventually start to come back up.

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    Staff

    Reviewed June 13, 2017

    National Debt Relief has been awesome and a pleasure to work with! My account rep has been super helpful and they're already settling debts in the first few months that I'm enrolled in the program. I would definitely recommend a friend or family member in a similar situation to work with them.

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    Staff

    Reviewed June 13, 2017

    My experience was great so far. I was approved quick and on my way. Personally, I talked to very professional and nice. I would definitely recommend this company to friends and family. I was told up front on the fees and other payments to enroll in this program.

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    Staff

    Reviewed June 13, 2017

    They have helped me to get out of the whole cliche of an ocean of debt. I had so much I was paying almost half my income in minimum payments. Then I had to move, because of that I had no money to pay the credit card bills. Creditors were calling nearly daily and I couldn't help them. Working with NDR I've gotten most of them to quit calling and I'm paying down my debts slowly but steadily.

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    Customer ServiceProcessTransparency

    Reviewed June 13, 2017

    Overall it is a good program. Our biggest concern is the fact that it takes forever for each individual debt to be resolved. We continue to get calls from collection agencies and there does not seem to be any indication that the agencies are aware that we are working with National Debt Relief. I also wish there was monthly communication. I cannot access my account online, which is also a problem. I still think this was the best decision we ever made and we hope to be debt free within four years.

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    Staff

    Reviewed June 13, 2017

    The people I've worked with have all been extremely helpful. I'm not out of the woods yet but getting closer. After having had surprise open heart surgery I found I was in more trouble than I had originally thought, but you were there to give assistance. I say thank you!!

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    Reviewed June 13, 2017

    The initial signup processes went very smoothly. However, no new action has been taken on my account and I am unable to give a proper review. I will gladly submit a review once a debtor has been paid or further action has been taken.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    The service is very good. I have always been assisted with promptitude and professionalism. The representatives did not take a long time to figure my need and the calls were never long, since the wait time was very short. Overall, I am satisfied with the service and would recommend it.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    Working with NDR has been a great experience. The staff has always been cooperative and knowledgeable. I have been listened to each time I have called with a question or a concern. I was sorry that we had to move in this direction, but we could not have found a more understanding and professional company to work with over the duration of our commitment to becoming debt free.

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    Staff

    Reviewed June 13, 2017

    Very pleased with the services. The team is very professional and efficient. During a very dark time in my life suddenly out of work due to cancer, they've helped me find peace of mind until I can get back on my feet again.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    Spoke with a female rep who rudely told me she could not stop the payment after calling in a month before that I had lost my job and needed to postpone. She said I needed 5 days in advance. NOT one rep informed me this when I called a month prior. I got over drafted from my bank because of this.

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    Customer ServiceProcess

    Reviewed June 13, 2017

    Thus far from initial interviews to dealing with already mounting numbers of calls and emails everyone via phone and email has been very helpful. This is a nerve racking process and I believe the team has done an excellent job of making the process as painless as possible. Thank you.

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    Customer ServiceProcess

    Reviewed June 13, 2017

    Best customer service I have honestly had. They make you feel so at ease and make the whole process of getting rid of debt a very easy thing to do. They have saved me thousands and I would recommend them to anyone going through the hardship of financial debt.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    This has been a good company to work with. Their customer service agents are very nice and helpful. I would definitely recommend this company for debt relief to my friends and family. I have never done anything like this with my credit card debt but they have made it very easy.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    I love these people so much. I moved to a new state and fallen behind on my bills and just so stressed. They help me so much. They have excellent customer service. The people are always so friendly and extremely well trained. I have a slight stutter and they are always so pleasant and patient. I am so grateful. Creditor's phone calls have stopped and my debt has started to shrink.

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    Customer ServiceStaffTransparency

    Reviewed June 13, 2017

    They are very helpful. No complaints. Very nice customer service. Answers all my questions, notifies me of new things, helps with my payments, gives me all updates, sends me emails. Happy with this excellent service. Customer service is very nice and helpful with all my questions.

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    StaffProcess

    Reviewed June 13, 2017

    Hi. I enrolled on debt relief program at National Debt Relief last year and what I have seen so far is quite encouraging. They are prompt in replying all mails. They are doing wonderfully well and I can comfortably refer them to a friend.

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    Verified purchase

    Reviewed June 13, 2017

    I was very impressed with how much of my debt the negotiators at National Debt Relief were able to eliminate and in 2 1/2 years I was able to pay off debt that would've taken me much longer otherwise. There were no hidden fees and I would recommend the program to anyone that was in a debt situation like I was.

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    StaffProcess

    Reviewed June 13, 2017

    I'm grateful to National Debt Relief for walking me through the process of debt relief options. When I chose NDR to open my account and learned to design a plan for financial renewal, I felt RELIEF. This company has remarkable qualities: professional, integrity, caring, courteous, commitment, service, excellence.

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    Customer ServiceTransparency

    Reviewed June 13, 2017

    When I found National Debt Relief I literally had no hope left in me and they restored it! I had loan debt, credit card debt, and my credit was between the 300s barely reaching the 400s. With a low payment every month and some discipline on my part and complete trust in NDR my credit has shot up to almost 600 and NDR has paid off 5 of my debits thus far. They stay in constant communication, they get my approval before accepting any offers, and the support of NDR has completely exceeded my expectations. I'm almost debt free and I owe the thanks to National Debt Relief! Thank You for the freedom!!

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    PriceStaff

    Reviewed June 13, 2017

    Your staff was very pleasant, professional, and informative. They showed me that I did not have to drown in debt for the next 15 years but with their help I could start over. I can't wait to be back on my feet again and be able to pay my bills without choosing between necessities and high interest credit cards. Best decision I've ever made.

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    Verified purchase

    Reviewed June 13, 2017

    I'd recommend NDR to anyone with a large amount of debt. They have settled 2 of 5 CC for me and it's been less than a year. Very easy and simple to use and work with. I have another 2.5 years left but I'm confident that everything will work out.

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    Customer Service

    Reviewed June 13, 2017

    I had a very good experience at the first few years but at the end of my last creditor which I had to pay off I did not know anything much. No contact, no phone call. No service. But finally I am glad I paid off my debts.

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    Customer Service

    Reviewed June 13, 2017

    This service, while being a real bummer to have to use, is a life saver when you are a divorced dad of three. After 20 years and you give everything over to your "better half" and take on all of the debt from the marriage to ensure your kids have a roof over their heads and their mom does not have to struggle. Their customer service is top notch. I always felt comfortable talking to their associates on the phone. This is a very sensitive situation, and I never felt judged or looked down upon. Now was I ever treated as if I was just a deadbeat. I cannot recommend this service more if you are unlucky enough to need the service.

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    Staff

    Reviewed June 13, 2017

    I had a wonderful experience with the team National Debt Relief. They help and answered all my questions and guide through all the process in signing electronic and secure papers and also what to do in case a credit card vendor wanted to contact me and they reduce my debt to a lower amount and lower payments. Thank You.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    Very helpful and getting me out of debt after major health problems that disabled me from working. Very kind and nonjudgmental customer service and I'm so relieved to be able to afford groceries and take my kids to eat once in a while and pay bills and have that huge weight lifted from me!

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    Process

    Reviewed June 13, 2017

    When I joined, the paperwork was easy to read and not technically worded. The plan is simple and payments are reasonable. Length of time on the program is great. 3 years for me. Thank you for the help. I didn't want to file for bankruptcy again.

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    Staff

    Reviewed June 13, 2017

    I've had nothing but good experiences with National Debt Relief. They have been very proactive with making sure they have all the info they needed and making sure they got me the best settlements. I would recommend them to anyone who needs debt and credit help.

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    Staff

    Reviewed June 13, 2017

    I received a letter from one of my creditors in a threatening matter. So I contacted National Debt Relief for advice, and was instructed to fax/email letter to them immediately and that it would be handled. The experience was awesome and very courteous sympathetic towards my feelings. I would highly recommend National Debt Relief to anyone.

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    Process

    Reviewed June 13, 2017

    I was hesitant, at first, and pretty uneasy about the requirements of the program... Never had a late payment in my life, but we were in a pretty bad place and it didn't seem like there was an end in sight. NDR has been amazing! They helped to put my mind at ease, and in less than a year they've already negotiated almost half of the debt load. Granted, my credit score will suffer for awhile, but I don't have any intention of using credit again.

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    StaffProcessTransparency

    Reviewed June 13, 2017

    Easy process! Great help and great service! I spoke with two different agents whom explained the process to me in great detail. I am in the third month and things seem to be moving along fine. I was hesitant at first but now my mind has been put to ease. Thank you!

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    Stacey increased rating by 2 stars.
    After a positive interaction with National Debt Relief, Stacey increased their star rating on Aug. 4, 2017.

    Updated review: Aug. 4, 2017

    I'm very happy with the way everything is progressing... Out of 7 creditors, 2 have been rectified and I'm very grateful. My credit score has inched up and that makes me even happier. I want to thank National Debt Relief for helping me with my debt. They have been great. Thank you.

    Original Review: June 13, 2017

    So far it's been ok. The process was quick to set up. I can't say anything about the negotiations with my creditors yet because there hasn't been any contact with them as far as I know. Once that occurs, then I'll be able to review better. My credit is in the toilet, and that was to be expected. I'm looking forward to the negotiations and hopefully, my creditors will be cooperative and helpful.

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    Reviewed June 13, 2017

    I love that it is about my success and getting on track. They work with me on payments and payment plans and realize that life happens and things come up. It isn't just about them making money, it is truly about making sure that I can get out of debt. Even though I put myself there, it is never made to feel judgmental or accusing.

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    Verified purchase

    Reviewed June 13, 2017

    I have been mostly happy. I just didn't realize that I could lose settlements because they over promised and when I say I can't make an extra, I feel almost ashamed. The reason I started this was because of the low monthly payments. It's getting harder to make the payments if I will continue to have to pay more than I can at the moment.

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    Price

    Reviewed June 13, 2017

    Great experience, they took care of ALL my debt problems, but each move cost me money from my account. I thought there were more charges than need to be. If not for those charges I would've gave it five stars, but they were extremely easy to deal with. In retrospect I'm glad I had them handle my stressful debts.

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    Verified purchase

    Reviewed June 13, 2017

    I am in the very early stages but I have had nothing but a good experience. They are taking care of everything so far and have been very helpful and prompt with my inquiries. I would recommend this program to anyone who is struggling with debt.

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    Verified purchase

    Reviewed June 13, 2017

    Everything they said they would do they have! Very pleased with the help they are giving me to get back on financial track! I would definitely recommend to anyone who needs help. I got sick and medical bills started piling up on top of monthly bills and I just could not get above it all.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    They helped me a great deal. Fees are high though. Credit score does drop during negotiation process but it is slowly getting better. They stopped the harassment calls also which was stressing me out a lot. Customer service was always friendly.

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    Customer ServiceStaffProcess

    Reviewed June 13, 2017

    Nothing but a wonderful experience! Very helpful in helping me get out of debt. Great communications all around. I would definitely recommend to anyone who is in a situation as I was in. This experience has taken a lot of the stress away from me dealing with the relentless creditors who were calling me nonstop at home and at work! From the very start they have been very helpful in all of my questions and concerns. I have been enrolled in this program for just about a year and have had some good settlements come my way thanks to National Debt Relief!

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    Customer ServiceStaff

    Reviewed June 13, 2017

    I am thankful to have chosen NDR because of the friendly, accurate customer service. I know with the help of NDR I will be out of debt and back on my feet in no time. Especially, with the fact that I can make double payments with no penalty. I am grateful.

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    Customer ServiceTransparency

    Reviewed June 13, 2017

    It has been 6 months and only one account has been settled. I never get updates on how the other accounts are being handled. It's hard to get a case worker to call, and just say everything is going well. I'm sure they are working on things. But it's disheartening to see my credit score go down and down and not know for sure if anything is being worked on.

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    Customer ServiceStaffTransparency

    Reviewed June 13, 2017

    Very nice and responsible with my case. They keep communication always with me letting me know my case status. One of my debts was solved so fast. Now they are negotiating my others. Thanks to them now I'm feeling better. They demonstrated to be very competitive and responsible.

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    Staff

    Reviewed June 13, 2017

    Everyone we spoke to were very helpful and listened to our situation with the fact that they knew how to help. God has blessed us on our help from National Debt Relief... Anyone whom is drowning in debt should get enrolled and start lifting the stress off and get back a piece of mind.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    Everyone is very helpful, knowledgeable and always willing to help in anyway possible. The employees seem like they truly want you to succeed in the program. Every time I have called I feel like I'm the only person that they are helping. It's a nice feeling, being put first instead of just a number.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    You have been a great help with my debt, I am disable to work and you were there for me. I have not been bothered with the collectors with their phone calls or letters. That has been a great burden off of my shoulders. Each time I have had to call you, you have been there to answer any questions I have to ask.

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    Customer Service

    Reviewed June 13, 2017

    I was excited that I would receive the help I needed and how National Debt Relief was able to accommodate my limited payments. But after signing in and sending all the papers. I haven't received one phone call to keep me updated... Disappointing.

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    Verified purchase

    Reviewed June 13, 2017

    I enrolled in the program in April and a little over a month I had one creditor accept the terms saving me over $2000!!! I am looking forward to the other creditor's response and hopefully accepting of the terms. I have been trying to get out from under my credit card debt for too long.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    I just became a client but the customer service has been very good so far. The emails I've sent have been answered quickly and all the information has been very detailed. Thank you for taking a big load off my mind with my bills!

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    Customer ServiceStaff

    Reviewed June 13, 2017

    To this writing (dated 06-13-2017), I am still receiving calls from my creditor regarding late payments. I started paying my monthly dues of $338.00 to the National Debt Relief. I wonder when will NDR contacting my creditors for negotiations. Please advise.

    Updated on 1/05/2018: I ended up talking to another representative. I have five creditors and so far, they got only two creditors that's been negotiated. The remaining three, I'm waiting for the result from their team.

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    Staff

    Reviewed June 13, 2017

    Have been pleased with service and the people are very nice. We are very glad we signed up to get help from you guys and would definitely recommend you to others. It is so nice to be able to know we will be out of debt soon and can move on with our lives.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    I am glad that I finally called! I was struggling for years and not getting anywhere with the debt on my credit cards. When I called, the gentleman I spoke with was not condescending, didn't judge me... He just wanted to help me. I have a lot of debt, and I know it will take time, but I'm glad I've gotten into the right path with the help of National Debt Relief.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    I have had really great service from everyone I have spoken with. Your customer service team has always been very polite and informative. The only issue I am still having are phone calls from all the creditors but I am sure that will soon stop. I Thank everyone for all of their help. Thanks once again.

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    Reviewed June 13, 2017

    I have been a part of this program for about 6 months now and my very first deal has come through and gave me a saving of nearly $3,000! I would say that is worth the loss in Credit score for the time being if I can save nearly 70% on my initial bills.

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    Customer Service

    Reviewed June 13, 2017

    I have now been working with NDR for 3 months. The experience has been positive. Customer service is responsive. Follow up timely. Information accurate. Privacy secure. All of this helps me manage a delicate situation and offers confidence to deal with it.

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    Reviewed June 13, 2017

    National Debt Relief saved me financially. I am a retired person and live on a fixed income. I realize I got myself in over my head and it was creating incredible stress. Thank you National Debt Relief. I would recommend National Debt Relief to anyone who is struggling financially. You don't have to go through bankruptcies.

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    Customer ServiceStaffProcess

    Reviewed June 13, 2017

    The program will work eventually and it's a good way to avoid bankruptcy, customer service is fast and friendly. They are there to help you. Just read all the instructions and the welcome package and keep tracking your account... Thank you NDR.

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    Staff

    Reviewed June 13, 2017

    As a matter of fact I have recommended them to 2 people and they are going thru them as well. They are the best, has only been 5 months and they have already settled 2 of my debts, very courteous and quick responses. Thank you for the help, don't have to hold my breath anymore.

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    Staff

    Reviewed June 13, 2017

    I have been extremely happy with the rate at which my debts have been settled. I have one that hasn't reached a settlement but I am hoping that it will be taken care of shortly. I haven't even been with this program for a year yet and 4 of the 5 debts have either taken a settlement and been paid or have taken a settlement and payments are being made. The staff is always friendly and helpful and don't make me feel bad for having to go this route. My credit has been hit hard but not as hard as if I had filed bankruptcy and for that the recovery process shouldn't be as difficult.

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    Process

    Reviewed June 13, 2017

    The program was/is perfect for my situation. It's everything they said it would be and I love that the payment is pulled right from my account so I don't have to do anything. It's a really well organized program.

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    Customer ServiceStaffProcess

    Reviewed June 13, 2017

    The associate of National are so helpful. They have brought my debt down in a reasonable amount of time. When I call in. To ask questions, I am never on hold long. They find the answer to all questions. I have been in this program and wouldn't change for any other company.

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    Reviewed June 13, 2017

    I've just recently been enrolled with National Debt Relief (about 4 months) and they have already reached a settlement with one of my creditors. It has been a painless experience so far and I am hoping to be able to increase my monthly contributions soon to hasten the process.

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    Reviewed June 13, 2017

    Have not been in program long enough to see a major impact yet. Time will tell once been in a few more months. Nothing bad or good to say at this point. Just be very grateful when all these credit card companies stop calling me numerous times a day.

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    Reviewed June 13, 2017

    In 5 short months, I've reduced 25% of my debt. I paid off a personal loan. Every month someone else is paid. I'm very happy I made the decision to go with National Debt Relief. So far, they have made good on their promise and I am very, very thankful.

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    Reviewed June 13, 2017

    I would be more satisfied if my creditors had all been contacted so that I don't keep hearing from them. I have one that has sent me to collections and I don't know why they would do that if National Debt had been in contact.

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    Process

    Reviewed June 13, 2017

    Still in the program but in less than one year I have one debt paid off. Waiting for my second debt to be resolved. The only I wouldn't say complaint but not a lot of contact with them other than when they contacted me with a settlement amount. So far I'm pleased.

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    Staff

    Reviewed June 13, 2017

    It took some time but it's very convenient to resolve my debt. I sincerely thanks them for guidance and resolving my debt. I would recommend them talk to person and explain entire process in high level summary to avoid any confusion. Best of luck!!

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    Customer ServiceStaffTransparency

    Reviewed June 13, 2017

    I would recommend, they are very flexible professional and friendly. The fact that they take care of you every step of the way by calling and sending you emails for updates is very good. The customer service rep was very courteous. By far best customer service experience.

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    Reviewed June 13, 2017

    Have not seen any progress. It could take a while though I was told. Not impressed yet as my accounts keep adding late fees. Hopefully I will see progress soon. As soon as I see some progress my rating will go up and I will be satisfied.

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    Process

    Reviewed June 13, 2017

    I'm fairly new to NDR. The process was very professional and timely. Looking forward to the help and support of this company. I would and have recommended this company to a couple of my friends who need help. Trusting they will have the same outcome I did. So far very happy!

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    Customer ServiceProcessTransparency

    Reviewed June 13, 2017

    They helped with 3 of my accounts so far... so far so good. Great communication and they call you ever so often to check up on you. Haven't received any calls from creditors as yet. The fee schedules could have been explained a lil bit better though, but aside from that so far no complaints. Fairly easy process.

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    Reviewed June 13, 2017

    All accounts so far have been settled at low amounts. I don't have to deal with any creditors and everything is handled for me. I'm amazed at the progress from the past year already. I can't wait until everything is taken care of. Only one creditor left to settle.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    Providing a completed application does take several communications with your agency. Mr. ** has been extremely helpful throughout this process and he promptly returns my phone calls should he not be available when I call. His job takes knowledge, understanding and patience and he has these attributes. My thanks to him and your agency.

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    Reviewed June 13, 2017

    Company is been withdrawing from My bank 205 Dollars for over 5 months now every other week, and I have several accounts that need to start been taking care of but this company apparently is not doing its job. Only one account is been taking care of so far!!!

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    Customer ServiceStaff

    Reviewed June 13, 2017

    They have been more than helpful and answered any question I have had which puts me at ease. They are very kind and pleasant on the phone each time that I have talked to any representative. They have been great!!!

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    Customer ServicePrice

    Reviewed June 13, 2017

    When I lost my job a couple of years ago, I use credit cards to pay for all my expenses, I used to pay the full amount on my statements but with no job, I started paying just the minimum amount and often asking to increase my credit line, that? my big mistake, I was so in debt and only paying minimum amounts that my credit cards reached out the max just on interest. National Debt Relief helped me set a plan to pay back my creditors. I felt relief since that moment. I was getting calls from my creditors. My credit score went down, I was so stress! I'm glad I found National Debt Relief as I am now paying back, not using credit at all and can peacefully sleep at night knowing that my debt trouble is being handled right and in good hands. :)

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    Customer Service

    Reviewed June 13, 2017

    It's been great experience. I would recommend it to anybody who is having a financial hardship. I'm about to finish the program. I've had three credit cards and two of them are already settled down. Now only one to go. The customer service is the best!

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    Customer ServiceProcess

    Reviewed June 13, 2017

    Working with National Debt Relief has been such a simple process. From day one, customer service has been friendly, understanding, and willing to communicate the details one would want or need to know. It has only been a short time working with them and already they have settled several of my credit card and medical debts for much less than we owed. I'm self-employed and after my appendectomy back in 2015, my family and I have struggled to caught up on our bills. National Debt Relief was the "relief" we needed. I would recommend their service to anyone who is going through a financial hardship. Thank you, NDR!

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    Staff

    Reviewed June 13, 2017

    They are taking and breaking down our debt by 1/2 or more. We would recommend National Debt Relief to friends and family in a heartbeat. Very pleased on how they are working for us. If you have debt problems, please give them a chance to help you.

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    StaffProcessTransparency

    Reviewed June 13, 2017

    I've just started my process with National Debt Relief and they have been very helpful. They walked me through the process step by step. I am very confident that they will get me where I need to be. I highly recommend them if you are in need of their services.

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    Staff

    Reviewed June 13, 2017

    I was very nervous about doing a debt consolidation. NDR made it painless & easy to set up. I've been with them a year & they have helped resolve 4 or 5 of my debts to everyone's satisfaction. Thank you.

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    Customer ServiceStaffProcess

    Reviewed June 13, 2017

    I have not been in this program long but the people who I have spoken to have been wonderful! Very easy to talk to. Helpful! They are very patient and eager to answer any question you may have in the beginning and during the process! It is a wonderful program!

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    PriceStaff

    Reviewed June 13, 2017

    The gentleman that helped me answered all my questions and was very informative on how things work. I would recommend this service to people who are needing help who are in over their head. Take a hit on your credit score but paying off less with no interest helps a lot.

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    Staff

    Reviewed June 13, 2017

    Ever since enrolling in National Debt Relief every person I've had an interaction with has been friendly, informative, and helpful. There's never any pressure to hurry up and pay off my debts when I don't have the funds and staff are always great at helping me with any issues that come up.

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    Process

    Reviewed June 13, 2017

    I really love this program and now that I've have a financial hardship they were able to help me pay off those debts and now that I've been very ill for the last few months. I've really falling behind but I know they will help me get back on track when I return back to work and start paying off my debtors as we have been doing in the past.

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    Reviewed June 13, 2017

    I have over a year to go before I finish the "program"... Also as one point I had to submit a bunch of paperwork. They had trouble receiving my fax so I had to resend. Then later on I find out they didn't even need half of what I sent them. Waste of time/money.

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    Customer ServicePrice

    Reviewed June 13, 2017

    NDR has worked very well with me. They settle when they say and work hard to get me the best settlement. They stay in touch with me and answer all my questions and address all my concerns in a timely manner. Payments are affordable and they work well with my payment options.

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    Customer ServiceStaffProcess

    Reviewed June 13, 2017

    NDR has done everything possible to make what would normally be an extremely stressful situation into an easy process. Their response time is above expectation. Each rep I have talked to has treated my situation as if they were involved in it with me. They are very professional while still being very personable. I have no hesitation in recommending them to family and friends.

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    Customer ServiceProcessTransparency

    Reviewed June 13, 2017

    Enrolled in March of 2017 and am pleased with my results so far. I was dealing with 5 creditors and have already settled with 2 of them, and am literally saving thousands of dollars so far in the process. Enrolling in the program is easy and painless, and Customer service is excellent. All my questions and concerns have been addressed in a clear and thorough way, and this has been a positive experience. I now breathe a sigh of relief that Ive become proactive in taking care of my credit issues and can now see some light at the end of the tunnel.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    Customer service is great. They are highly recommended to resolve any debt. The staff is polite and helpful. They work around your schedule and finances and they understand when problems arrive... They are top notch and provide and excellent service.

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    Customer Service

    Reviewed June 13, 2017

    They took money out earlier than what was set up and I was charged an NSF fee and overdrew my account! I can't get anyone to help! Also, I wish they would call and talk to the creditors earlier than 120 days!

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    Customer ServiceStaff

    Reviewed June 13, 2017

    National Debt Relief is a great choice when looking at a way to pay off debts that have become personally unmanageable. I called and spoke with a representative about my situation and within an hour I had been reviewed and approved for assistance. They have handled my account and been proactive in securing the best financial solutions for me. I am happy with their service and professionalism in helping me resolve my debt situation. The only area I feel they could improve is in communicating more often with me to keep me apprised of their progress with my accounts.

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    Reviewed June 13, 2017

    National Debt Relief has been an outstanding company to work with to reduce our debt and negotiate our cards and loans to a more manageable level. They made life so much less stressful by handling all the negotiations and payments and kept us from having to file for bankruptcy. THANK YOU NATIONAL DEBT RELIEF!!!

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    Customer ServiceProcess

    Reviewed June 13, 2017

    Customer service is always very helpful. Many of debts have been negotiated and reached a settlement in less than 6 months, which to me was very impressive. I thought this would be a very long process that would very stressful and it has been the complete opposite. I would and have told people about my experience with National Debt Relief.

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    Staff

    Reviewed June 13, 2017

    I would recommend all people in need of financial help. The team does all the work and shows me perfect data of your debt reduction. Consolidates all your debt with maximum reduction in your debt with little on effect to a credit score decrease.

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    Reviewed June 13, 2017

    I just enrolled with NDR but was pleased with that experience. They haven't done any negotiating with my creditors yet, but am hopeful that will be a seamless process. The information they provided in the welcome packet regarding what information to give my creditors was helpful.

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    Staff

    Reviewed June 13, 2017

    Very good of helping take control of your credit and giving you peace of mind. Very flexible, she willing to work with you if you happen to get behind. Definitely a trustworthy company. I would recommend National Debt Relief to family and friends.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    We have had an excellent experience during our three years with National Debt Relief. Every time I gave called I have been treated with courtesy and kindness. My questions have been answered in a timely manner and if there was ever a concern, the associates would make that they had an answer for me quickly. I would highly recommend NDR to anyone.

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    Diane increased rating by 2 stars.
    Customer Service
    After a positive interaction with National Debt Relief, Diane increased their star rating on Nov. 28, 2017.

    Updated review: Nov. 28, 2017

    I had to reschedule my payment and they worked with me and it was great! I was very happy that they were able to work with me! They have been very helpful and have stopped my creditors from calling me and harassing me.

    Original Review: June 13, 2017

    I would like to be kept informed more. I was still getting calls from my creditors even when I gave them National's number. And just more information for what is going on with the other creditors we have not settled with.

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    Reviewed June 13, 2017

    When I first called NDR, I wasn't looking for much. I was knee deep in debt even after finally paying off my student loans. However, because I was largely commuting to another city for work, it seemed like life expense after life expense kept coming up and I was still left running in place with over 50% of my paychecks going to debt payments. Since calling and working with NDR, I've honestly never felt better about my finances. Yes, I'm still working at the same pace to pay them off but I feel like I can finally focus on moving my career forward to the places I want to be again.

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    Transparency

    Reviewed June 13, 2017

    Am satisfied overall. There needs to be more email updates about current status, especially about accounts being worked out, even if they haven't been resolved yet. I would like to see more suggestions about how to repair credit scores with the major credit reporting agencies, as well as a clearer way to submit new debts for consideration of consolidation.

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    Staff

    Reviewed June 13, 2017

    Expect exactly what you're signing up for. They deal with everything you tell them to, and they do it good. It's only been a year on a 33 month term and they are more than half way done, and the best part, they keep you posted on everything. They are really good at communicating with you and help you with any questions you have. I know this isn't a typical situation even having to use them, but to me I made the right choice. Satisfied consumer right here, thanks fam.

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    Staff

    Reviewed June 13, 2017

    So far everyone I've talked to has been helpful by answering all my questions. I'm hoping to be debt free soon. I only started last month but I already feel relieved to know I am getting this taken care of. I plan on buying a house soon and this was my first step.

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    Reviewed June 13, 2017

    I was over my head in debt, I thought if I just got one card I'd build my credit back then. One turned into 4. In 6 months with National Debt Relief I can honestly say I'm credit card debt free and no more personal loans either. Great company!

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    Reviewed June 13, 2017

    You take a Long Time to contact the creditors thus creating a Bad Credit Report on your clients!!! I was not late on my payments and my credit score was around 715 and it has DROPPED over 100 points since I signed up with you!!

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    Customer ServiceStaff

    Reviewed June 13, 2017

    Since signing up with NDR I have experienced Great customer service, reliable and very timely processing of debt reconciliation. It is very easy to contact a representative and get timely responses as promised! A website is provided in order to view the account and keep up with deposits and withdrawals... I am very satisfied thus far!

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    Customer ServiceStaff

    Reviewed June 13, 2017

    Every time I call, the people I speak with are kind, efficient and personable. This is not an easy subject (debt relief) so it really helps to have people who know what they are talking about and are also compassionate at the same time. I would absolutely recommend National Debt Relief.

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    Staff

    Reviewed June 13, 2017

    National Debt Relief is helping get my life back on track. I am so grateful and pleased with the service they are providing. They have been working with my creditors to resolve my debts in a timely manner. Releasing some of the stress that have.

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    Customer ServiceTransparency

    Reviewed June 13, 2017

    I really don't hear from them. Hopefully my bills will paid off soon. I think you should receive a monthly update. So you know your status. I get to wondering some days with updates. I just ask for an update once in a while.

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    Process

    Reviewed June 13, 2017

    Honestly, I can't rate the experience yet. It's too early in the process to say as my program has only been set up for three months. I was satisfied with the set-up process, but I am hopeful for news regarding any resolution soon.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    I am very appreciative of National Debt Relief personnel. Service is expedited in a professional and timely manner. I was drowning in debt and now I am starting to enjoy a better quality of life because stressing out about the many bills I had no longer consumes me! Everyone I have dealt with has been professional, courteous and willing to help. I did not experience long waiting times or being on hold. All in all, I would definitely recommend National Debt Relief to others.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    So far they have been amazing to work with! If I ever need anything they are quick to respond and resolve any issues I might be experiencing. And I have had a very good outcome with the payoff process with my debts. I would highly recommend them. No gimmicks or false info!

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    StaffProcess

    Reviewed June 13, 2017

    They have been so wonderful to work with and have stayed in contact with me through the whole process. I could not have asked for better service and they have worked so hard to get my bills paid off quickly. Absolutely impressed.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    NDR has provided excellent customer service and had relieved a lot of my financial stress. They communicate efficiently and look out for the best interest of their clients. I recommend NDR to anyone who wants financial freedom. Their interactive website keeps you updated on your accounts.

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    Staff

    Reviewed June 13, 2017

    I have been with them since February. Very satisfy customer, service is very reliable, courteous and very helpful. I get emails, keep me updated or phone calls keeping me posted about my account. I would definitely recommend them to anyone who needs them.

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    Customer Service

    Reviewed June 13, 2017

    I guess I am satisfied with my experience so far. I have not heard from anybody since I sign on to National Debt Relief. I still get calls from my creditors and I just ignore them as best I can. I hope negotiations are going well on my behalf. How do I find out if everything is going well and no issues are on the horizon.

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    Reviewed June 13, 2017

    I find the fees after my first settlement was very high. Example my original balance was $2,122.00. The settlement was $1,090, which is a somewhat good amount at less than 50% of balance. But, the additional fees were for $530.50. I want to know how is that amount is figured out. I find that it is extremely high being at 25% of original balance. And if you add settlement plus fees, I am paying back practically 75% of what I originally owed.

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    StaffProcess

    Reviewed June 13, 2017

    Every part of the process has been very easy to follow. As I am just getting started. However it is reliable and the people that work with you are very friendly and helpful. If in doubt be sure to ask questions. It is great to know there is some help out there.

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    StaffProcess

    Reviewed June 13, 2017

    So far I'm satisfied. Too soon to really rate at this time. Starting the process was easy and the reps were very helpful... I hope this month I'll get some feedback on the status of my accounts since I haven't heard anything as of yet.

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    Staff

    Reviewed June 13, 2017

    They so far have been great to work with. I am very please with the progress they are making for me and everyone there is great to deal with. It feels good to have some debt off of my back. And I have confidence that NDR is doing best by my husband and myself. They are available all the time when needed.

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    Customer Service

    Reviewed June 13, 2017

    I am very satisfied with National Debit Relief and I see my accounts clearing up and my credit score increase little at a time, all good. Happy I did it. They inform you of the offers they received to accept and make you aware of everything that is going on. Easy to reach if you have questions and they answer if emailed within 2 days. Very happy with my account and would recommend to anyone who needs their credit fixed. Just realize it takes time. After all you didn't get in a jamb overnight so don't expect it to fix itself overnight.

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    Staff

    Reviewed June 13, 2017

    It takes a few months but once you start getting settlement offers it goes fast. They are super nice and understood my concerns. Relieved me of all my worries! Would totally recommend for anyone with large credit card debts and really wants to work hard to get out of debt and increase their credit scores.

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    Reviewed June 13, 2017

    So far my experience has been good and hopefully, it'll continue in the same manner. I wish I could see the statements by account as well as by date which is how they are now. I have to keep a separate calculation for by myself to show the payments being allocated to the accounts where an agreement has been approved.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    I have no complaints! I love how they constantly stay in contact with you about what is going on. I will and have recommended this! Thank you for helping people have relief from debt. All it takes is a phone call, and wanting the help bad enough. Great customer service!

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    Customer Service

    Reviewed June 13, 2017

    Thanks to National Debt Relief, I am on track to be debt free. They have amazing customer service and are so easy to work with. I never imagined how easy it would be to sign up. In just a matter of 6 months I saw an improvement in my debt balance and credit score. I highly recommend National Debt Relief.

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    Staff

    Reviewed June 13, 2017

    The most professional, and experienced group of people I've have had the privilege of working with! Kudos to a job well done! If you are looking for a 5 star company that places it's customers first, then look no further! This is it!

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    Staff

    Reviewed June 13, 2017

    They have been easy to work with. As everyone knows dealing with debt is very stressful. I did my research before choosing National Debt Relief. I am not disappointed. It's so nice to not have to worry about contacting debt collectors myself and knowing someone else is taking care of it for me. I look forward to the end of my debt and my credit score going up!

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    Reviewed June 13, 2017

    I have had no issues so far and they make things so quick and simple. So far half of my debt has been negotiated and each time there is an offer, I am quickly notified and the acceptance is quick. Would recommend to anyone needing help!

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    Reviewed June 13, 2017

    So far I've had a great experience with National Debt Relief. It has been a huge help to know that things are being taken care of, and they have been great about keeping me updated and answering any questions I have.

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    Reviewed June 13, 2017

    I am happy to see my debt reducing before my eyes. I am confused as to why I am having to pay so many high "fees." I am wondering if I would have been able to negotiate the debt myself with my creditors and saved a little more money.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    They were very helpful and able to answer all my questions. They were able to give me emails with all the information in "hard copy" form to be able review on a later date. They were able to give me reasonable agreement plan with dollar amount and timeline that we could manage.

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    Reviewed June 13, 2017

    Everyday I have been depressed, not knowing the how, or the way I will be able to have my head above water. In the many drownings of debt! All this time getting myself deeper and deeper. I am so relieved to say I have found my salvation, NDR has saved me in a matter of 24 hrs so far. I can honestly say I have a peace of mind and can worry about my future, everything will work out and I am now breathing a new air, debt-free. Thank you!

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    Process

    Reviewed June 13, 2017

    Just beginning this process and couldn't be more excited due to the fact that everyone I spoke to was so helpful. They made sure that I not only understood every detail of the program but also the realities of my debt and how this will affect my future finances. I'm looking forward towards this journey.

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    StaffProcess

    Reviewed June 13, 2017

    Excellent, excellent service, I will recommend this service to all family and friends, neighbors. Thanks for helping me to be debt-free. You are the best. I feel free and my husband is happy with the decision. And I want to thank Mr. **. He walk me through the process and made me feel confident with your company.

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    Customer ServiceStaff

    Reviewed June 13, 2017

    So far, I'm really satisfied with NDR & their help. They've been able to settle most of my accounts. They always answer every question I have when I call. Their agents are all friendly & make it very easy to discuss your debt problems.

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    Customer Service

    Reviewed June 13, 2017

    When I was suckered into internet scams and ended up thousands in debt, and a recent widow on top of it, I didn't know who to turn to. Believe it or not, some of the advice I got was, "Just forget it, you're old, have nothing of value and just forget it." I wasn't brought up that way and found my way to you guys and an answer was found. Can't say they aren't still hounding me, but I'm getting there. Thank you.

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    Transparency

    Reviewed June 13, 2017

    My enrollment experience was smooth and put me at ease. I would recommend this service to anyone looking for "Debt Relief" information. Everything was explained and I was given plenty of information. I was also surprised to find out you can if needed... break up your monthly payment into two payments if needed. I am anxious to begin the process of reducing my debt and working with your program.

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    Staff

    Reviewed June 13, 2017

    The staff was super in helping me to get started, which is where I am right now - just started, approved and have filled out all forms. It's all very online and automated, so the enrollment goes very quickly. I will update as the process evolves.

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    Customer ServicePrice

    Reviewed June 13, 2017

    I called them in a panic and James ** was amazing and calmed me down in no time. Was able to get me back on track and signed up in less than an hour for way cheaper and less time than our previous company. I should have came here 1st and I would almost be debt free.

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    StaffProcessTransparency

    Reviewed June 13, 2017

    Robin **, the agent that I spoke with, was extremely informative, helpful and kind. I appreciated his understanding. I was very nervous about doing this, he walked me through the process and made me feel very comfortable. Robin is an excellent agent and I would recommend him, with National, to anyone!

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    Customer ServiceStaffProcessTransparency

    Reviewed June 13, 2017

    The people are very polite and very knowledgeable on the program.. All my questions were explained very clearly and thoroughly. I would clearly recommend your company. Eric ** was very nice and polite. I had all my questions answered and some that I never even thought of. Eric ** informed me if any thing comes up to text or call him and he would be there for me.

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    StaffProcessTransparency

    Reviewed June 13, 2017

    I was walked step by step through the process. I made a mistake and I was kindly walked through it again. Everyone I talked to was kind and patient. I recommended National Debt Relief to other coworkers. Hopefully others will share my pleasant experience.

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    Customer ServiceStaffProcess

    Reviewed June 13, 2017

    I highly recommend National Debt Relief. They are very professional and easy to work with, as well as very helpful and patient to answer your questions. Their process is very organized and thorough. They were able to reduce my monthly payment significantly and put me on a plan to eliminate my debt in a much shorter period than merely making minimum payments or taking out a consolidation loan.

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    Reviewed June 13, 2017

    I can not thank you enough (Elizabeth **) for giving me the mental peace of mind that I so desperately need at this time in my life. You have literally saved my life, just when I thought there was no hope or compassion left in this world from anyone. This is the hardest time of my life that I have ever had to endure and needed peace for my soul to survive.

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    Customer ServiceStaffTransparency

    Reviewed June 12, 2017

    Dealing with all of this debt I would like to thank your company for making this a very easy process, the hardest part was picking up the phone and dialing. Although I just started I am yet to make my first payment, so hopefully the next 39 months will be easy to get through this problem. I would especially like to give Theresa a big shout out. She was the friendliest, and most efficient, she explained everything very well and was very professional. Also Paul who helped with the welcome call.

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    StaffTransparency

    Reviewed June 12, 2017

    With the money I was making at the time, I couldn’t keep up with my bills as they were coming in. I did some online search and the National Debt Relief was the first one to come up. I figured that they’re on the top, so I picked them. The National Debt Relief team were friendly. They had to explain the whole process to me since I’ve never been in this kind of situation before. After walking me through it, I decided that was feasible for me and I went through with it. Despite a quarter of my money going to them, working with the National Debt Relief has been stress relieving.

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    National Debt Relief Company Information

    Social media:
    Company Name:
    National Debt Relief
    Company Type:
    Private
    Year Founded:
    2009
    Address:
    180 Maiden Lane, Ste. 2800
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10038
    Country:
    United States
    Website:
    www.nationaldebtrelief.com

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