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American Express Gift Cards Reviews

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About American Express Gift Cards

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American Express Merchant Services delivers payment processing and merchant account solutions. The company offers credit card processing, point-of-sale systems and fraud protection tools for businesses of various sizes, while integrating secure payment technologies and customer support to enhance transaction efficiency.

Visit www.americanexpress.com
Pros
  • Widely accepted at many retailers
  • Useful for budgeting expenses
  • Good for gifting purposes
  • Easy to purchase and load
Cons
  • High activation and maintenance fees
  • Customer service issues reported
  • Limited online usability

American Express Gift Cards Reviews

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    Page 6 Reviews 530 - 680

    Reviewed May 26, 2009

    I recently purchased 2 new $200.00 american express gift cards both were unopened on friday 22 may at about 4 pm. i went to use them on the following morning saturday 23 may at 9:30. when i went to register and verify the amounts on the card at American express both were with a balance of $0.00 showing charges done at or about 4:00 to 4:30 am i imediately called the 800 number and spoke to Peter whom could not understand me to well but did speak english. he said that they were used at macys.com. i said that was not possible as i had not even opened them till just before calling him. he informed me there was nothing i can do untill macys kicks back the charges. i am now out of $400.00 because they allow their cards to be stolen so easily.
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    Reviewed May 25, 2009

    in december 2008 i bought 4 american express gift cards from a display that said buy two and get a free gift card for the same price,which was $25.00 & $50.00. isent in all the information that was ask for on the form supplied and the proof of purchase receipt. to this day i have not heard from them even thought i wrote a letter to amerian express gift cards and complain to the cvs manager.
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    Reviewed May 18, 2009

    DO NOT BUY AMEX GIFT CARDS,THEY ARE NOTHING BUT TROUBLE. BALANCES THAT ARE AVAILABLE ARE NOT AVAILABLE. CALL CENTERS IN INDIA AND PHILIPEINS DO NOT SPEAK OR UNDERSTAND ENGLISH ENOUGH TO HELP. "AMERICAN" EXPRESS SHOULD BE ASHAMED OF THEMSELF, CALL CENTERS IN COUNTRYS WHO CAN NOT EVEN SPEAK OR UNDERSTAND ENGLISH. SHAME ON YOU.
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    Reviewed May 18, 2009

    got a amex card for my birthday for 100$ go to use it was no good call amex and said it had 0 balance what a rip off have been on hold for two days
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    Reviewed May 18, 2009

    I ordered an american express gift card in the amount of $250 online. After completing the transaction, the website indicated that the transaction did not go through and encouraged me to try again. I did, and found out later that they both went through. Both were for $250. I called immediately to have one cancelled and was told to call back in a few days. I did that only to be told that American Express will take aboaut 20 days to refund my $250. I find this totally unacceptable and need it to pay monthly bills.
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    Reviewed April 30, 2009

    My wife misplaced a $100.00 American Express Gift card, but she found it last week and gave it to me... I tried to use it today and the person at the register told me the card was "no good", the date on the card was expired I was told?
    To my understanding, gift card do not expire in California. So I went online and found the phone number to American Express/Gift card department, of course the person I spoke to was from India. I gave them the number on the card and they looked it up and said the balance was "ZERO?" Then I asked, when was the card used? They told me it was used on August 18, 2007 at a Casa Laguna? So, I said I would talk to my wife to see what the deal was... I informed my wife that American Express said she used at Casa Laguna? Well, to her suprise she never heard or went to Casa Laguna?... We do not even know what type of business Casa Laguna is? In any case, I too believe that American Express is up to some funny business! My wife never used the card and American Express will not honor what was issued to use, because "they(American Express)" say we used it? Which is a straight out lie!
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    Reviewed April 27, 2009

    Well, here's my story, apparently it's typical of Amex.
    I very recently rec'd a $25 gift card that does not expire until 02-11. However, when I checked the balance, it was only $3. Upon further investigation, I am positive the person that gave it to me as a thank you gift did not know this card had fees!!! Since Amex so very inconveniently does not post a contact email address online, I asked Amex via USPS that the fees be reversed so I can use the gift in the way it was intended. I know, probably a complete waste of a stamp. I also tried calling the customer service line but got transferred to someone in India!!! who could neither speak nor understand English. I am in a position to purchase and influence others' purchases for my company....especially for promotions, thank you's and other incentive-type gifts. We're not a small company, either. YOU CAN REST ASSURED AMEX, THAT I WILL NEVER EVER PURCHASE NOR RECOMMEND THE PURCHASE OF ANY TYPE OF AMEX PRODUCT FROM THIS DAY FORWARD...for both my workplace and in my personal life.
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    Reviewed April 3, 2009

    I was given an American Express gift card in the amount of $25. I tried twice to use it at two different grocery stores and both times it was declined. I called the 877 number to check the balance and the recording said it had a $0.00 balance. These gift cards are worthless junk!

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    Reviewed March 23, 2009

    My husband was given American Express giftcards as a bonus this month. Our house was robbed and the gift cards along with some other items were taken. I called Amex without the card numbers to get some assistance but was told that without the card numbers I would not be assisted. So I contacted the person that gave me the cards and received the card numbers. I called again with all of the information needed to assist me and was told that I was responsible for the cards and that the cards would not be replaced. That if they had a balance on them then they could replace any of the remaining balance on the card. THEY WERE GIFT CARDS NO ONES NAME WAS PRINTED ON THEM ANYONE COULD USE THEM!!!!!!!!!!!!!!!! So I called their corporate offices and they enturned called back the Customer Service line and said that they could not over ride their decision....
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    Reviewed March 9, 2009

    I was given a $50 American Express Gift card. I checked my balance only to find out that a scam occured in November 2008 and December 2008. Reservationrewards Norwalk Ct charged my card $12 in Nov and $12 in Dec. I never dealt with Reservationrewards. I would like to have these two debit removed from my gift card which I have not used all of the balance. My balance should be $44.95.
    Louis Laperle. Card Number: 3790 171980 26251 153. Please help me regain those $24.
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    Reviewed March 8, 2009

    Was give a $50.00 gift card in 2007 Sept.
    It got mixed in with family bills and paperwork and was accidently filed away. Today 3/7/9 I found it reconciling the paperwork. Tied to use this new unsed card to buy groceries at Walmart only to have them say that $50.00 U.S. that they accepted and charged $5.00 processing fee have expired. And that since Sept 2008 the have been dinging the card $2.00 a month.
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    Reviewed Feb. 27, 2009

    More corporate greed! They charge you $2.00 per month to keep a balance on a gift card after the initial 12 month period. Shame! they are earning interest on the balance!
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    Reviewed Feb. 25, 2009

    About 3 years ago I received 2 AmEx Gift Cards as a reward for voluntarily participating in a medical study on exercise and health that was conducted by a Philadelphia medical college. The cards were only good at malls owned by Preit and it was recommended that I use the cards at the Preit Mall that was located only a few blocks from the medical college where presumably they were purchased. One card supposedly had a value of $20 and the other had a value of $60. When I tried to use the cards, I was told by merchants in the mall that they did not accept the AmEx Gift Card and that I should go to the Mall Service Desk to get a list of the stores that did accept the cards. Instead of giving me a list of stores that did accept the card, I was given a list of 40 merchants that did NOT accept the card and I was given a list of Preit Malls that DID accept the card – more than half of which were in other states . Since I was interested in purchasing something that day from one of the stores in that mall that did NOT accept the card, I used my Visa card and I took the AmEx cards home and did not attempt to use them again for about two months. At the time I did attempt to use the card for a small sale (January 2006), I was told that there was no balance on the one card (the one that supposedly was $60) and the clerk processed my $5.35 purchase on the $20 card. I was told at the Mall Service Desk that the $60 card had expired and that there was nothing I could do about the lost balance because the card had been purchased many months before and a $2 service charge had been deducted each month – I had no idea when the card the card was purchased in relation to when it was gifted. Clearly printed (in fine print) on the back of each of two AmEx Cards was an expiration date of January 2009. In May 2006, I asked for a balance on the two cards and was given a print-out that there was $14.65 remaining on the $20 card and a balance of zero on the $60 card. I decided to spend the remaining balance at the food court, but alas, NONE of the food court merchants where I wanted to eat accepted the card. Frustrated, I took the cards home and forgot about them – until today. So, who got the $74.65 in unspent funds? American Express? Preit Malls? Certainly both businesses are responsible for “selling� this rip-off product. A “Mall Gift Card� should be accepted in ALL businesses in a mall. I understand that there are different state laws which govern the issuance of gift cards and some states actually limit or prohibit monthly fee deductions and some states require unused card balances to be turned over to the state as “unclaimed property.� So, which laws govern these cards issued by a mall chain that has malls in 13 states and a banking company that operates internationally? Since the federal government is now getting involved in banking policies, there should be uniform, strictly enforced laws prohibiting the charging of monthly fees on gift cards. Today, I visited a Preit Mall and took the cards to the Mall Service Desk to have them checked and as I suspected, both had expired – and I was informed that the monthly fee had been increased to $2.50. Then, I researched the matter on the Internet and found this site, so I am reporting my experiences. I am resolved not to give any of my business to any merchant in any mall that uses this AmEx product for its gift card. I am out $74.65. Preit won’t give me credit. American Express won’t give me credit. Therefore, as a taxpayer, I don’t think either business should be given any favors, loans, or bailouts by my government.
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    Reviewed Feb. 18, 2009

    The ORIGINAL AMOUNT of the American Express gift card was $50.00. The first time I attempted to use the card, I was told the card did not exist. That is what prompted my telephone call to American Express, as follows:
    On 12/28/2008 at 11:43am, I telephoned the number for American Express - 877 297 4438, and spoke with a MARIA. Even though I NEVER used the gift card, Maria told me my balance at the time of the telephone call was $22.00. Maria told me, the reduction in the card amount was because 12 months had passed from the purchase date (a gift, how would I know the date!). Therefore, American Express charged a $2.00 monthly service fee. After I read the card insert, I read the service fee would be waived for the first 12 months after purchase (purchase date????). When I spoke with Maria, she informed me that I would receive a new card and the amount would be $22.00 (minus the service fees), AND she told me I should use that new card before 1/28/2009. TO DATE, I HAVE NOT RECEIVED A NEW CARD. In addition, nowhere on the little card insert, nor their web site, can be found, an address to contact them - I already did the telephone call!! So, in the end, American Express made a nice little profit of $50.00. Perhaps my daughter, who gave me the gift, will be happy to hear she is helping American Express remain solvent. In my view, this appears to be a LEGAL THEFT, AND the U.S. government is a partner in crime, by allowing something like this to happen. The business and government reality appears to be, JUST KEEP SQUEEZING MONEY FROM PEOPLE, AT EVERY OPPORTUNITY!!! Thank you.
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    Reviewed Feb. 18, 2009

    The ORIGINAL AMOUNT of the American Express gift card was $50.00. The first time I attempted to use the card, I was told the card did not exist. That is what prompted my telephone call to American Express, as follows:
    On 12/28/2008 at 11:43am, I telephoned the number for American Express - 877 297 4438, and spoke with a MARIA. Even though I NEVER used the gift card, Maria told me my balance at the time of the telephone call was $22.00. Maria told me, the reduction in the card amount was because 12 months had passed from the purchase date (a gift, how would I know the date!). Therefore, American Express charged a $2.00 monthly service fee. After I read the card insert, I read the service fee would be waived for the first 12 months after purchase (purchase date????). When I spoke with Maria, she informed me that I would receive a new card and the amount would be $22.00 (minus the service fees), AND she told me I should use that new card before 1/28/2009. TO DATE, I HAVE NOT RECEIVED A NEW CARD. In addition, nowhere on the little card insert, nor their web site, can be found, an address to contact them - I already did the telephone call!! So, in the end, American Express made a nice little profit of $50.00. Perhaps my daughter, who gave me the gift, will be happy to hear she is helping American Express remain solvent. In my view, this appears to be a LEGAL THEFT, AND the U.S. government is a partner in crime, by allowing something like this to happen. The business and government reality appears to be, JUST KEEP SQUEEZING MONEY FROM PEOPLE, AT EVERY OPPORTUNITY!!! Thank you.
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    Reviewed Feb. 13, 2009

    On 1/31/09 I purchased an AMEX gift card from Walmart for a gift upon giving it I checked the balance and the automatic voice told me 0.00 was available. I called AMEX gift cards dept and talked to several people before anyone can give me s straight forward answer, I faxed a copy of the card, receipt and my photo id. i called several times after faxing the information they requested and Finally on 2/13/09 I was told by the AMEX rep that they mailed a replacement card but it will take additional 10 business days to receive it. AMEX totally does not take of their customers, I asked why not send it 1 or 2 day air mail being that the customer is already being inconvenience. I still have not received the card and cannot seem to find a resolution and mot important I am out $100.00. I purchased gift cards from VISA all the time for gifts and never had this problem. I spoke to Walmart and their manager said they receive allot of problems from the AMEX giftcards. Thank you.
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    Reviewed Feb. 12, 2009

    My family members and myself each purchased gift cards as Christmas gifts. They were all purchased in each persons name as gifts ($330.00 each). When purchased with the understanding that each person would receive a $15.00 gas card even though each party lived at one address. We then received (2) letters from Am Exp that because of the same address they would not honor the $15 gas card rebate. To me this is a method of taking advantage of the consumer. I suggest to everyone to stay away from any dealings with the American Express Company in any form. If someone does go through with the any type of class action lawsuit please ensure that I am included.
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    Reviewed Feb. 10, 2009

    The American Express Gift Card is nothing but a hassle. I received a $100 gift card and then made a split payment purchase at Best Buy and paid the balance with a credit card. I returned the purchase and Best Buy said that American Express would give me the $100 credit back. After 2 months, I saw no credit or card in the mail, so I called American Express. They needed the gift card number which I do not have. I can see the last 4 digits on the Best Buy receipt, but not the complete number. So I went to Best Buy and they looked up the number. I call American Expres again and they say it is an invalid number.
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    Reviewed Feb. 6, 2009

    On the AMEX website it says: While there is valid thru date indicated on the front of the Gift Card, the Available Funds on the Gift Card do not expire but may be reduced by service fees as described in the question above. The valid thru date is simply required to ensure that the Gift Card can be used at Merchants that request and/or require customers to provide a plastic expiration date during the transaction process. You may not use the Gift Card after the valid thru date. If Available Funds remain on the Gift Card after the valid thru date, contact us at the Customer Service Number to obtain a replacement Gift Card or for instructions on how to redeem the Available Funds. We will issue you a replacement Gift Card free of charge if your valid-thru date expires. Subject to applicable law, if you ask us to issue you a check for the amount of any Available Funds remaining on the Gift Card after the valid thru date, we will deduct a check-issuance fee of $10.00 from the check we send you. Before redeeming any Available Funds, we may hold the Available Funds for ten (10) business days after you request a check to ensure that all transactions have posted to our system. We reserve the right to decline to issue a replacement Gift Card.
    My gift card was past the 08/08 Valid Thru date. I called Amex and they said it is expired and they won't issue me a replacement. So, what they say is that it doesn't expire is FALSE.
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    Reviewed Jan. 31, 2009

    American Express gift cards imply that you will get your money back if stolen, but you do not. My daughter (12) is a cancer patient and got 2 $100 ones from Radiation Oncology at her hospital, where they took up a collection. They were stolen with my purse. I managed to call in the number for one card (partially used), but was told the balance was used and they would send me a replacement card - without any money on it!!!!! The thieves used them immediately, of course. I got no help from 2 different people who could not speak english well. I asked both what's the point of reporting them stolen if you don't get your money back? No answer. It's a joke - you might as well send cash!!! My daughter is really pissed at having her Christmas gift ripped off. She's been battling cancer for 5 years and doesn't deserve this. If you want a poster child for a class action lawsuit, please send over photographers!!!!
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    Reviewed Jan. 31, 2009

    Purchased AE Gift card today and went to use it and it says no balance and that it's not activated. Called AE they want me to fax my whole info. Hellllooo... why should I? It's not my fault and it should be resolved asap not in 10-21 days. BTW... They are so rude
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    Reviewed Jan. 30, 2009

    I was given three $100 gift cards for Christmas along with the receipt of purchase. I went to use them and one had a balance of zero. In contacting American Express they said it had already been used in July of that year even though it had only been purchased in December. Sent in all requested paperwork to the Gift Card Resolution Team. Called again two weeks later and was told that the money would be refunded on the card. The money was not refunded on the card. Called again (3rd time) they did not have my paperwork and did not have a record of my second call. Poor customer service.
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    Reviewed Jan. 29, 2009

    My husband wanted to purchase something online, and he wanted to pay that day-so instead of waiting a couple of days for a deposit to go into the bank he bought an American Express giftcard-Automatically $4.00 disappeared as a pre-approval charge, but will be put back on if I wait up to 7 days they tell me. Then I was getting a partial refund on the origianl purchase (not American Express' fault) of course that would take up to 7 days- well, the money showed back up when I checked it online before I went out-it said I had a little over $22 left-I was trying to get a few things at a store $8 worth-card was denied-when I got home and called the phone number it said my balance was zero. Basically this card has been a lot of hassle, and not at all worth it- I am embarassed to say we purchased this one after having some trouble with one before, but we had forgotten until we used this one-my first experience was trying to buy a birthday gift for someone, and the online merchant wouldn't approve it because it wasn't in my name-so again the money was nowhere for at least a week.
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    Reviewed Jan. 28, 2009

    I can't use my AMEX gift card to pay for anything online because it keeps getting denied when on there website it says I have $120.00 still left on it. It is a big waste of money!
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    Reviewed Jan. 25, 2009

    I have been given 2 gift cards that amount to $125 or, as they are now worth, $119. I have tried in 2 well known restaurants and 2 popular national department stores and none will take the card as they say that their machines can process it. What good is the card if you can't use it? I would like to be able to cash in the cards, but cannot find a way to do so.
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    Reviewed Jan. 24, 2009

    Received 10 $25 dollar prepaid Amex Cards gift cards from work as a bonus. Guess what, activated the cards and no balance on any of the cards. The company must have bought a bunch of cards not knowing of the $2 dollar monthly service charge when they purchased but how would they know as terms and conditions are not written clearly on the outside of the package they come in? Only after opening and studying the Terms and Conditions do you realize this. I received a card at work ever month from September-November 2008 and as I went to activate in Jan 2009 all cards were zero balance. If they are purchased but not activated, should there be a monthly charge??? Also noticed they were purchased in February 2007 but I started being charged a fee in January 2008, in the terms and conditions it states a fee will be assesed after the 13th month. Clearly this is not the case. This is a scam and will advise others/company of what happened to me . Hopefully someone will contact me about a class action, this scam needs to end!!
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    Reviewed Jan. 19, 2009

    I purchased online a $100 gift card for my grandmother on 12/30/08. I chose to have it sent through standard USPS mail. I confirmed with her twice that she had not received it by 1/19/09. I checked to make sure the purchase went through, which it had as I was charged on 1/2/09. AmEx, after transferring me to a nonworking number and keeping me on hold told me that the card I purchased was used on 1/9/09 in the Boston area. I purchased the card to be sent to TEXAS. I was told they would not reimburse me and to take it up with my bank.
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    Reviewed Jan. 14, 2009

    I used the American Express website to check the balance on two $100 gift cards. Using a calculator I added up my purchases including the remaining balances and found it added up to $98 on each card instead of $100 (service fees were counted in my total though I will dispute them with the company). I'm wondering if others have done the math and if the company might be skimming.
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    Reviewed Jan. 11, 2009

    I recieved a $25 AmEx gift card for Christmas. It was sealed. I went to use it on a purchase of $56.00 at JC Penney's. The cashier swiped the card and said it was declined. I explained that I just opened it. She looked at it and said it expired. The expiration date was 12/12. She said it expired on Dec 12th. I explained that the 12/12 is month and year, so it won't expire until Dec of 2012. In any case, I called the number on the back to check the balance. I put my phone on speakerphone so she could hear it. The automated system indicated that there was a $25.00 balance on the card. I went ahead and paid for my purchase. Apparently some merchants are equipped to read the AmEx cards. I tried it again for a purchase of about $12 and there was no problem. The third time I tried to use the remaining balance of about $13 for a $16 purchase, it declined it. I think that if there isn't enough on the card to cover the whole purchase, it will be declined. I think some merchants don't have a way to determine how much is left on a card or handle two forms of payment for one purchase. I think Am Ex needs to do something about this. Class Action sounds good to me.
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    Reviewed Jan. 9, 2009

    I brought three gift cards for $250.00 christmas presents and the promotion was get a $15.00 free gas card. I filled in the form (TYPED)for no mistakes reading my printing,I then get a letter saying I was denied for one of the following reasons then they list 6 reasons. when I called to find out what the exact reason was all she said that it was a address which had a (one)
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    Reviewed Jan. 8, 2009

    I purchased total $125 in AmEX gift cards for daughter for Christmas. Well, we sent off the same day and now 3 weeks later they have never arrived and post office is saying they were probably stolen... so I called Amex and was told because I didn't write down all the #'s they couldn't help me or refund my money... Excuse me... They said, "Well, it's in the card holder agreement... What ** cardholder agreement... I think it's time for legal action against a company that loves ripping off people, doesn't mind that folks are defrauding others and screwing folks over. I have receipts but they only show last 4 digits of each card for my protection. Geez. I doubt the store I purchased from will do anything.

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    Reviewed Jan. 7, 2009

    My uncle purchased a $100 AMEX gift card at the local Walgreens and gave me the card for Christmas. On January 1,2009 I tried to used the gift card and it reads declined. I called AMEX and found out that there is a $0 balance on the card. They tell me to fax over my receipt, I.D. and the picture of the card and they will get back to me within 10 business days. They offer no apologies or anything they just told me to fax over the items has if it was the norm. And after faxing the items I had to call back after a few days later to make sure they received my information. They don't even have a system that faxes back or e-mail backs the customer, assuring them that they received there information to work on the investigation.
    You would think the investigation would be common sense. All these big stores like walgreens, walmart, etc. have cameras at all the registers. AMEX can easily request the stores security cameras and verfy the person buying the gift card with the date on the receipt. That's just common sense.
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    Reviewed Jan. 5, 2009

    In May 2008 I received a $500.00 American Express gift card as a very special thank you gift (#3790-175535-86790)). I used it once on August 27, 2008 for a $50.00 direct purchase and tried again on November 16, 2008 only to discover that there was only $1.10 left on the card. The card has never been out of my possession. In contacting American Express we discovered that three other purchases not by me had been made on the card - one on August 5, 2008 (before I had even used the card for the first time) and two on September 4, 2008. The person we talked to at American Express basically blew us off but after some pressure from us did talk to his manager who said they would get back to us in 7-10 days. It has now been 50 days and we have heard nothing. In reporting this to the police I discovered that American Express does nothing to protect the purchasers of their gift cards. Apparently anyone can lift a stack of American Express gift cards off the rack in a store, get the necessary information and then put the cards back. The police also said that it would be a simple procedure for American Express to fix this but that they have continually neglected to do so. People buy these gift cards in good faith so it is really upsetting that the company does not care.
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    Reviewed Jan. 2, 2009

    My card says expired, but the packaging says it never expires. I tried to use it at a grocery store and it just came up expired. I had to write a check and was embarrassed.

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    Reviewed Jan. 1, 2009

    Someone bought my son an AMEX gift card for $100. After trying unsuccessfully to use it twice, I looked up the balance online. It said there were 2 $1 purchases (the 2x I tried to use it unsuccessfully). I called Amex and was told that in order to use the card online, I needed to register it first. This is NOT written anywhere on the card or sticker. I am told that the $2 will be refunded in 7 days, but my son needs the $100 now. It looks like I am stuck with a card worth $2 which is ridiculous!

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    Reviewed Jan. 1, 2009

    Count me in as a RIPPED OFF consumer! Received $25 AmEx gift card in Aug 2008 as BDay gift. Tried to use in Dec. 2008 unsuccessfully. I opened the package, handed to cashier who told me it wouldn't work (3 swipes) and to call the number on the card. Called to find out I only have $15 left! In five months since I rec'd. I lost $10 on an unopened, unactivated card. Let's see if I can find a cashier who can make it work. Apparently, if you try to purchase something larger than the gift card amount, you have to pay the overage, then swipe the gift card. Who knew?! THESE SCAMS HAVE TO STOP. My sister lost $50 on three gift cards she had this month.

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    Reviewed Dec. 31, 2008

    I purchased three $50.00 American Express Gift Cards as Christmas Gifts. My nephew went to use one last night and it was declined. I called American Express and after waiting 30 MINUTES on hold (I TIMED IT) the person was unable to help in any way. I had all of the numbers but the person from American Express told me the numbers were not adequate. I told him I would like to see if other individuals who experienced embarrassment would be interested in joining a class action suit against American Express. I do not know what category of complaint it would be but I would imagine it would fall under some type of legal complaint category for a suit.
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    Reviewed Dec. 30, 2008

    I purchased online(10/18/08)$375 in American Express Gift Cards and paid $23.75 fees.Total was $398.75. I never received the gift cards even tough my personal Visa card was charged with $398.75 by Amex.I called Customer Service and after talking to several supervisors I was told that the gift cards were lost by UPS during the delivery process and the gift cards were used by the person who found them. I called UPS and they assumed their responsibility and told me that according to its policy in this cases they had compensated Amex for the lost. In other words, they reimbursed Amex $398.75.
    I called back to Amex Customer Service to request my money back and I was told that according to its procedures I had to talk to Visa in order they initiate a dispute for this case. I did but I was informed by Visa that they did not have to initiate any dispute because according to its records the transaction was right completed by Amex: I purchased a product and my Visa was charged accordingly. Visa do not have any evidence that I not recieved the product. If I did not recive the product Amex had to reverse the transaction in order Visa credit back the amount in my account. As simple as that. Again, I called Amex and made a teleconference with the participation of Amex Supervisor, Visa Supervisor and I. Visa explained the same to Amex supervisor who did not have valid arguments to insist Visa to initiate a dispute. After that, Amex Supervisor told me that she was going to consult my case to higher level in Amex. Several days after and due to my insistence I was informed by the same supervisor that my case will not proceed unless Visa initiate a dispute!!!!. I am in the middle of Visa and Amex. I can not aim with a gun to Visa President to initiate a dispute. I am agree with Visa. This is not its responsibility, its Amex responsibility. Amex must talk directly to Visa to clarify the situation and reverse the transaction. If I buy a product to Best Buy (for instance) and pay with Amex credit card, then I do not receive the product or it came damaged, to whom I have to complain to? Amex? No, Best Buy. It is the same in my case: I bought a product to Amex paying with my Visa card. Amex never delivered the product to me. My complaint is to Amex not to Visa.As simple as that. At this time, after two months I feel feel frustated, heated,stolen. Amex was reimbursed with $398.75 by UPS but there has not had way to get my money back.
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    Reviewed Dec. 29, 2008

    I bought 2 $100.00 gift cards for my daughter for Christmas. When she went to use them the next day, they were invalid with 0 balance, even though they had been activated at Walmart. I have called American Express 5-6 times and other than to tell me to fax receipt,copy of cards, etc they do not seem too interested in refunding my money. Time will tell. If they don't I will report this to our local papers and TV stations. It is disgusting!
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    Reviewed Dec. 29, 2008

    Don't buy one of these gift cards they are a pain in the X@!. I was given 3 of them for Christmas. One for 100.00 and 2 for 50.00. Each time I used one of them there was a hold on them until the merchant cleared the amount which usually took up to 8 days. So moral to the story do not use it as you would a credit card but buy an entire purchase with the card. I was turned down in 3 different stores, what a waste of my time. Do not buy one of these cards. American express service said there was nothing that could be done. Linda
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    Reviewed Dec. 26, 2008

    I received two $100 gift cards for Christmas. When I checked the balances online, one of the cards read as a zero balance. I called the AMEX gift card customer service center and was told to take copies of the card, packaging, my ID and receipt, then fax it to AMEX Gift Card Resolution Team. I was told I would have a response in writing within 21 days. While making my copies, I noticed that the gift card had a different expiration than what was noted on the packaging. The packaging did not appear to have been tampered with. I'm now worried that the card and packaging do not go together and I will have no recourse but to eat the $100. In 21 days, I will update this complaint.
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    Reviewed Dec. 20, 2008

    I recently purchased a $50 American Express gift card as a Christmas present for my sister. When I went to the American Express website to make sure the card was active it told me the card was invalid. On my third attempt (despite entering the information correctly all 3 times) the website informed me that the card was locked for security reasons and I could not check the balance or even find out if the card was active. My first call to customer service had me on hold 4 separate times for 10-20 minutes each. I was then informed that the card would NOT work and I would have to mail the card, a valid government photo ID, my purchase receipt and other personal information to Utah then wait ten days for a response though they never told me if they would return the card activated or send me a new one. When I pressed the CSR for an answer I was put on hold for the fifth time and then transferred to speak with a manager.

    After repeating the card information along with some personal information I was told the card was active. It wasn't. Three more calls later I'm getting nowhere with these ** and it certainly doesn't help that I have to ask them to repeat every third word because their English is heavily accented and hard to understand. Though considering the useless pile of ** they claim to be procedure for fixing their own ** up, I can't say understanding her would have done much good. It seems I've paid $50 for the privilege of wasting 4 hours of my life trying to get AMEX to provide the service I'd already paid for. I even thought about checking that little have an attorney contact you box at the bottom of the complaint screen, but with Christmas right around the corner not only would it be too late, but I have no doubt I would lose even more money in the process. Do you think a law firm would accept an AMEX gift card for payment purposes? (yes, that was sarcasm)

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    Reviewed Dec. 20, 2008

    I recently purchased 2 $50 American Express gift cards from Walmart. One for myself, for online shopping and one as a Christmas present for my sister. When I tried to use my card to make an online purchase, it told me the card was invalid. I then went to the AE website, which also told me the card was invalid. Afterwards, I called customer service, was routed to another department, put on hold 4 times for nearly an hour altogether and then told that I had to mail the card, my receipt, some personal information and a valid government picture ID to Utah, then wait ten days after they receive the letter for them to check all this information. Then they would mail me their response (though when I asked if I would receive a new card or they would return the old one activated the CSR didn't seem to know the answer). It wouldn't have been so frustrating except it seems the gift card I intended for my sister's Christmas Gift is apparently invalid, too. So I can't use either card, get a refund from the retailer or get any kind of straight answer from Customer Service on when I would be able to use them (assuming that will ever happen).

    Not to mention needing the CSR (I think she was Indian, but her accent made her difficult to understand) to repeat every third word (which in hindsight was pointless anyway considering how useless all the information was; unless I was willing to wait a month for any sort of reply with no guarantees as to whether or not they would actually fix any of this). And here I thought the insurance companies were the world's biggest **...

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    Reviewed Dec. 19, 2008

    I bought a $50 American Express gift card from CVS in Diamond Bar for my brother-in-laws birthday. Three days later he tried using the card and it was declined at three places. Turns out although the receipt claimed the card was activated it was not and contained a balance of $0 not $50 that was charged as well as a fee of $4.95. I called customer service they told me to fax over copies of the receipt of purchase, front and back of card, it's packaging and my state issued ID. I had this problem happen months ago and CVS called AMEX and resolved the problem within minutes and CVS issued me a new card in store. Now CVS has a new policy with AMEX and customers MUST go through AMEX exclusively. I think I'm getting the run around as I've read has happened to MANY other unsuspecting customers. I think a class action lawsuit may be in order! As well, if I don't get satisfaction from AMEX I will see if the local Los Angeles TV news stations want to hear the story of the big card company AGAIN ripping off the hard working consumers!
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    Reviewed Dec. 18, 2008

    I purchased $750 in amer.exp gift cards
    and then had to pay a fee anywhere from 3.95-5.95 depending on the denomination. this to me isn't good customer relations after you've spend so much for the cards and then get to the register and have to
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    Reviewed Dec. 11, 2008

    I purchased a $100 American Express Gift Card from Smith's, 175 Lemon Drive, Reno , Nevada at 9:22am. I tried to use the card for an internet purchase at 9:50am but I was denied twice. I check the card's amount at www.americanexpress.com/giftcard and found that the card has no money on it. I called American Express number on their web site and they said the card was used in June at Walgreens. I went back to Smith's and waited for 20 mins for the Customer Service Supervisor to show up and she gave me three numbers for American Express. at the first number, the gal at American Expresss said I had the wrong department. The second number was discontinued and the third would only let me check the balance of the card. I called American Express number on their web site again and they had me fax over to them copies of my smith's receipt, gift card, cardboard package, and my driver 's
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    Reviewed Dec. 6, 2008

    I received an offer from American Express launching their AMEX wish list with products at extraordinary prices. On December 2nd, I was standing in front of my computer at 2:55 pm for the sell to start. The sell started at 3:00 pm. I wanted the 42 Sharp Aquos LCD-TV. On the up left corner AMEX had a roll back time displayed and on the right side they had the TV displayed. When the time showed 1 minute and 18 seconds for the sell to start a message in red pops up under the TV SOLD OUT, I couldnt believe my eyes. Before even the sell started the item was sold? Immediately I printed the screen and called amex wish list. They asked me to fax them the prove. I did fax them the copy. I continued to call them, and they just kept trying to get rid of me. Today I got a phone call from AMEX wish list saying they fill sorry for me. I told them that this is a scam and that I had google-d the wish list and found similar complaints from other customers during the previous years. They answer was this is not a scam. I still have the copy of that screen if anyone needs it.
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    Reviewed Dec. 4, 2008

    I received a $100 gift card for Christmas 2007, I used to make a purchase of $56.01 total which left a total of $43.99 Balance. This was on 6/22/08. I checked the balance on the card on 12/4/08 and it said that I have $3.99 balance. Even they took $2.00 per month for a service charge that would be only $12.00. Where did $31.99 Go. The card has an Expiration date of 12/12. I have never had an Amex cc and now I never will if this the is the way they do business. I have used other gift cards and they have no expiration dates and the dont take service charges. I intend to spread the word about the shoddy business tactics of American Express,
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    Reviewed Dec. 2, 2008

    my 50 dollar gift card that i purchased was activated at the reasors grocery store in ba oklahoma, went to use it and it was declined... amex said it was never activated, i have been scammed as have the rest of the people making complaints... i will take every amex gift card i come in contact with and throw then in the trash cans of stores across my state to eliminate this company from taking advantage of hard working people
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    Reviewed Nov. 23, 2008

    I received 2 American Express gift cards ($25 & $50. After several attempts to spend the gift cards and being told by merchants that they were unable to process them toward my purchases, I gave up and set them aside. Today I checked the toll free number and website for their value and was told they are worth zero balance. As a resident of California I understand that it is illegal for purchased gift cards to expire, how is this legal?
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    Reviewed Nov. 22, 2008

    i have a newborn baby and a toddler also a single parent my lights was going to get turned off just so happened my mom mailed me a amex gift card for $100 i called the card in the computer said balence was $100 dollars i called the lights place they said yes we accept amex cards i gave them the card it said declind i ask them to call in the card for me they called it in it said balence $100 so they tried the card again it wont go through. my power got turned off and i had to travel 60 miles to my mom house back and forth for three days until i got paid at my job. gas was $2.98
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    Reviewed Nov. 21, 2008

    I have balance due on my
    Gift Card and they have had monthly surcharges added which leaves a Zero balance..]This is a disgrace...
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    Reviewed Nov. 20, 2008

    Happy ending? I had the same problem that many have had. I received two $100 Amex Gift Cards, and wanted to purchase a watch for 44.98 at a website. I used my mailing address (as opposed to my billing address) and got a web page that said 'Sorry we could not process your order. The address provided does not match billing address.' Thank God they gave me the reason why. So I went back and changed the address on the order to my billing address and submitted again. Again the same decline message. That sucks. I went to the American Express website to see if I could change the address associated with the cards. I didn't but it did bring up my balance showing the TWO $44.98 charges.

    I emailed the website (saleaday.com) 3 times (once every business day) telling them the story and that they needed to post a refund to my Amex gift card. I never heard back from them. Frustrated I called American Express to see if I could dispute the charge. I went through automated phone tree hell, but finally spoke to a real human. She pulled up the card information, asked me if… were the charges in question, which they were, and told me what was going to happen. The charges are pending - if saleaday does not submitted them within 7 days they will drop off and the two charges will no longer be on the gift card.

    She also took all my information - Name, Address, etc... and input them to the Gift Cards, telling me that I can now use them to make purchases online. I have a few more days to go to see if the charges reverse, but I feel much better about the whole situation now. SO if you receive these cards call AMEX and ask them to input your name, address, etc. on the card.

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    Reviewed Nov. 17, 2008

    I purchased 2 $100 gift cards 11/14/08 at a Fifth Third Bank in Newport, KY, wanting to use them for online purchases and bill payment. THEY DO NOT WORK ANYWHERE! I tried them at several retail locations, online payments, pizza places--no one will accept these STUPID cards. And the AMEX CUSTOMER SERVICE? The worst. No help at all. Made 3 separate calls to resolve this, and they want to blame the merchant. DO NOT ORDER THESE CARDS!!!
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    Reviewed Nov. 17, 2008

    My son and daughter-in-law recently received a gift from one of my cousins. It was a $150 American Express Gift Card. When they tried to pay their restaurant bill with the card, they were told it would not go through. Luckily, they had other $$ with them or they would still be washing dishes! I'm not sure if this is American Express dishonesty or whether the store owners who sell the cards are pocketing the full price of the gift card? When my son called American Express, he was told that the card was never activated and that this could not be done by him. The card was not purchased locally.
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    Reviewed Nov. 14, 2008

    Unfortunately I read several complaints about American Express Gift Cards AFTER I purchased $300 worth of them only to find them a hassle and a rip off. I bought the cards so that I could purchase Christmas presents online. When I made the order everything seemed fine. I received an email stating the order was processed and another notification would be sent when it was shipped. Instead I received an email from customer care stating that the order was held since there was no match on a billing address. When I tried to explain that it was a gift card so no billing address would be attached to it, they said I had to call AMEX and have them list my name and address on the card in order for me to use it to purchase from their website. But as far as AMEX was concerned the purchases did go through. The one card was debited for approximately $97 and the other for $96. So I paid for my cards and got nothing from the vendor I tried to order from. Now, AMEX says they can't do anything about it and the vendor said they didn't take funds from the card so they can't do anything about it. So I am essentially left with three gift cards...one with $3 on it and one with $4 on it which means I am out $193 on those. And the last card I didn't use (the email alert came before I placed the third and final order) for $100 which I am scared to use. After having read the other posts I am also scared to give it as a gift. One thing is for sure I will never deal with AMEX again, and I always believed them to be reputiable.
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    Reviewed Oct. 30, 2008

    AMEX Gift Card
    I purchased a $100 AMEX Gift Card at Von's, they activated it, and I got a receipt. When I tried to use it about 6 hours later at a restaurant, it was declined. I called the AMEX phone number on the back of the card and was told that it had a zero balance. When I talked to a customer service rep, I was told that the card wasn't activated so I would need to fax them a copy of the card, the card packaging, purchase & activation receipts, and my drivers license. They would then investigate the issue within 10 days. Not wanting to wait that long, I went back to Von's to see if they could re-activate or refund the card. They claimed that their responsibility ended with the card purchase & activation and that I had to talk to AMEX.
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    Reviewed Oct. 29, 2008

    I was given a $50.00 gift card from AMEX last Christmas. I have tried on numerous occassions to use it and have been told it was not authorized. I went to the AMEX website on several occassions and tried to check on the card. Each time I registered the card for a status report, I was told that it didn't exist. I can't find any remedy for this situation and it is the second time i have received one of these bogus cards, both times coming from my mother who is a 30 year AMEX card-holder. She is on a fixed income and has, in effect, thrown $100.00 away trying to give me these cards.
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    Reviewed Oct. 13, 2008

    Gift Card Expired before I was able to use it. Each time I called to authorize card, they said card was not good. On 9/30/08, last day of card I was told that card was used in Oct 12, 2008 at the Avenue for $19.00 and the remainder of the card was used in some kind of fee at $2.00 per month. Never used the card at all. It was a $25.00 gift card **. four#** Back of card #**. Please advise me. When I first tried to use the card in Virginia, Fairfax County, the clerk put the incorrect number in which was supposed to cancel the card, so I would be able to use the card after correction. Never happened. Will never give American Express Gift cards. I am also an american express credit card holder. I always pay on time if card used. Given this information to complain: American Express.com forward-slash gift card feedback. There is no such address for complaints. Thank you for your time.

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    Reviewed Oct. 9, 2008

    I received a 50 dollar AMEX gift card for my birthday and went to spend it and was told there was a 0 balance on the card. The card was never used and I went back to Walgreens to tell them and was told since the buyer paid cash for it without the receipt they could do nothing. Again who got the money? And what a total rip-off this is. I will never buy a AMEX card again. I called them and was told they could do nothing without the receipt.

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    Reviewed Oct. 2, 2008

    Before buying the card, I called their service number and they assured me I could use it in the internet, Paypal, everywhere. Nobody accepts it, not even two banks. I called again to complain. They can cancel it keeping 20% plus at least 20 working days. This is a scam. BEWARE.

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    Reviewed Sept. 28, 2008

    amex gift cards biggest ripoff

    lost money

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    Reviewed Sept. 21, 2008

    Given two american express gift cards from my department 8/29/08 100.00 dollar value each for retirement. Opened it called phone number on card to activate, and was told you used your balence. I asked how if I just opened it. Have not opened the other one yet. I told the operator [their] company has agood scam going on stealing from the public with impunity.

    200.00 dollars has been stolen from average working class people who gave a gift to their retiring boss. This money was collected to honor a fellow worker. Approx 10 people donated this money and all are of average means.

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    Reviewed Sept. 16, 2008

    I recently received an American Express Gift Card, could not find anywhere on their website or on the web at all that shows what businesses accept their card. Their website won't even allow you to send them an e-mail unless you register your card first

    No damages, just irritated beyond belief that they don't make it easier for consumers to use their card or even to answer questions that were not answered on their FAQs!

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    Reviewed Sept. 13, 2008


    I received an American express gift card for $25.00. My husband has been a 40 year American Express Card user. We hve always be very satified with all services. However, this American Express card was lost for over a year. When it was found, I found out it was only worth $ 7.00. Why ? Some one already paid $ 25.00 for it. Why is it not still worth $ 25.00?

    The reputation of integraty of the American Express Company is at question for such poor treatment of the givers and receivers of AmericanExpress gift cards. For shame!

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    Reviewed Sept. 5, 2008


    I bought a 25 dollar gift card tried to activate it the said I hard to go to the store I got it from that they need to activate it so i did they said that they did I ask well try it again they decined do help me the store was circle k so i called amex to get a refund no help at all. so to make it simple I lost 25 bucks and nobody cared, I will nver ever deal with amex ever and I hope others won't neither.

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    Reviewed Aug. 26, 2008

    I bought a $25 american express gift card and i realized i cant use it for paypal so then i decide to go to 7-11 and use it to buy a different card it then gets denied so i go home and call them. then they tell me 7-11 needs to run it through as a credit card so i go back to 7-11 and ask them to try running it through as a credit card.

    the clerk tries 10 more times and it still is declined. then i call back and they say they must have swiped it wrong

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    Reviewed Aug. 23, 2008

    My husband and I travel frequently on business (at least 7 months out of the year) and we purchase gift cards as a backup to our credit cards. We do not like to travel with cash. After purchasing several last month (July 2008) and having at least 3 of them not fund correctly, I can sympathize with all the complaints I read here. I was frustrated, furious and very short tempered after the 9th call to resolve the problem.

    And then, on the 10th phone call, I spoke to a young girl by the name of Iris. The first thing she did was explain that the receipt packaging and cards had to be copied front and back and faxed to support services at AMEX. A royal pain, but rules are rules. Then she went on to say that if I had thrown it away or lost it, I could return to the store and get a copy as well as a copy of the packaging as the outside packaging was all the same and as long as I had the card, they could do something. Then she told me it would be reviewed and I would get a result in 7 to 10 days.

    I was not happy. But at that point I wanted my money one way or another. So I kept my temper and said ok. She then went one step farther and explained that most people did not understand that the first thing they needed to do was to call the phone number on the back and register the card to your name and home address. This would enable any online purchase to verify the name and address of the person ordering to be the same name and address of the person who had the card. She explained that online charges are transmitted by matching that information.If it matches and there is money on the card, the charge goes through. If the card is not registered, there is nothing for the computer to match so the charge is denied whether the funds are available on the card or not. Also if the card is registered right away and something goes wrong, they will send a new card or credit your AMEX creit card or regular account because they have the customer's history of the original purchase due to the immediate registration of the card. This young girl had more sense and patience than most adults I know.

    To think something as simple as a phone call to register a gift card would ultimately save me time and money! We were on the phone for over 1 1/2 hours but she answered all my questions and when she was unsure of the answer, she gave me three different numbers to call and get an answer that same night. I registered the 3 cards with her, she transferred the couple of dollars balance on several cards to one card for me, and told me someone would call when the credit issue was resolved after I faxed the info.

    I never did receive that call, so after 4 days I called again to check on the card balances. I was told the cards were activated by AMEX and I could use them whenever I wanted to. Yes, I had to call them back to get an answer, but I DID get an answer and a resolution to this whole mess. Now, whenever I purchase a gift card, I call AMEX and register it first, then give it in a card, or use it. It pays to followup and stay aware. A computer system is only as good as its programmer, and nothing is infallible. I would buy from them again and do often, as well as kept my regular account. Everyone doesn't have all the answers but sometimes you get lucky and some ONE does.

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    Reviewed Aug. 19, 2008


    I also purchased a gift card. I had $19 left, which a food store said 'transaction declined.' Why????

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    Reviewed Aug. 7, 2008

    My son purchased several AX gift cards for our use. There are virtually no instructions with the card. When I went to the grocery store, which was busy, the clerk couldn't get it to work. Luckily I had my cell phone, so I called AX, got a recording that said that if the amount I was purchasing was over the gift card amount, I had to pay cash first for the overage, THEN use the gift card for the exact amount. GEE, why didn't I think of that?

    Today my husband took a 2nd card to pick up his car at the shop. He stopped to put 5.00 in gas into the loaner, and guess what. You automatically get a 75.00 on the card, and they refund the amount if you're lucky a week or so later. Since this is all a big secret, and he wasn't aware of this secret plan. At the Land Rover Dealership where his car was being serviced they tried to the the card twice, and it wouldn't work. The total amount needed was 75.00, so after finally reaching AX on the phone, he was told that he only had 25.00 available, but no explanations.

    When he got home fuming, I got on the phone and reached an AX agent, she explained the 75.00 debit at the Citgo for a 5.00 purchase, after she put me on hold for quite a while. When I said that I wan't to file a complaint, she gave me a website, but it didn't seem to exist. So I insisted to speak to a supervisor. AFter listening to music for a very long time, you won't be surprised. I was disconnected. My advice is to never buy a gift card, you are better off using cash. These companies must reap millions from cards that can't be used since they are so complicated. We will never buy gift cards again.

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    Reviewed July 29, 2008

    I purchased a $50 AMEX gift card from my local branch Bank of America and ten days after the purchase I gave it as a wedding gift. The gift card was in a envelope with the wedding card and it was placed on the gift table at the reception. The day after the wedding I found out that the couple never received the envelope so I immediately called AMEX to report it lost or stolen. AMEX said that I need the card # so I should contact the merchant that sold me the card. I did so but according to the merchant, they only have the # AMEX provided on the receipt. For security purposes NOBODY has access to the actual card # except the purchaser.

    I have the purchasers receipt, which clearly states Keep your Purchaser's Receipt to facilitate a Card replacement if one becomes necessary. The same statement is made on the outermost envelope of the gift card. In good faith, one would expect AMEX to back up this statement. Well, to my dismay, after numerous phone conversations and many hours with AMEX in the states and then India and the Phillipines, just having the purchasers receipt does NO GOOD AT ALL.

    AMEX says the # on the receipt is only for the merchant's tracking and it does not provide AMEX with any information. You must have the actual card # in order to report it lost or stolen. I had to fax over a copy of the receipt and my driver's license so that the processing team could review the matter. I don't know why, because when the supervisor (in India) called me back after the processing team's review, nothing had changed. Never in a million years would I have thought to write down the actual card # before giving it as a gift, when the receipt stated that all I needed if it was lost or stolen was the receipt.

    According to the supervisor, the terms and conditions are subject to change without prior notice. Prior notice? This happended ten days after the purchase! The supervisor said that I can file a complaint with AMEX headquarters but that's just a way to voice my frustration. There's no way to get any further without the actual card #.

    $50 plus fees spent and no gift received by the happy couple. Plus of course all the time and frustration on the phone.

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    Reviewed July 27, 2008

    This is my story about a gift card that was a Christmas gift for a 4yo boy who had a 50.00 limit. The card was used twice and I had no problem using until yesterday I called and got a balance and I was in the good 20.00 so I went to use it and it got declined.

    I called spoke with a gentleman whom I could not understand so I asked to speak with a supervisor when she got on the phone she advised me that that card was not purchased properly and the account is frozen. I asked her how this could something like this happened how you properly purchase a card that is sold everywhere? She advised me that I had to provide a proof of purchase, and location of purchase. Amex told me if I had receipts and were able to fax them to the board it would be reviewed and they would decide if the money can be freed from the account.

    Well from what I gather from all these complaints is that large companies can lie, cheat, and steel from hard working Americans and not even think twice. my son lost his twenty dollars. TO AMEX: I DID NOT ONLY CANCEL MY CREDIT CARD BUT MY WIFE, MOTHER AND SISTER CUT THERE CARDS AS WELL.

    AMEX should read these complaints and do good by them.

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    Reviewed July 26, 2008

    I purchased an American Express gift card which never activated properly. Luckily I have all my receipts. However, I need to fax everything to them and wait ten business days for them to decide on what happened. They have my $100's but I don't want their card anymore. I want a total refund. I payed for a service I never received.

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    Reviewed July 14, 2008

    I had purchased several gift cards for employee incentive. Throughout the year I had three remaining, but I had noticed they were expired. I called to have new cards issued and sent. Only one arrived. The second card never did and Amex was supposed to give me a credit to my American Express credit card, they never did. The third card ended up in the hands of a stranger. AMEX tried to blame the fraudulant charges on me! They sent the card to the wrong address and they tried to stick me with the charges!

    They suggested I take it up with the vendors - are they serious? How was I supposed to dispute a charge made with a gift card I don't have (I didn't even have the CC#). After 8 phone calls I have still had no luck getting my credit or my third card. Everytime a supervisor said they'd call me back, they didn't! I will NEVER purchase an AMEX gift card again...next time Visa...or better yet, Cash!

    Lost $100.

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    Reviewed July 12, 2008

    I was given an American Express gift card for $100.00 for my college graduation. I used the card a couple of times for small purchases at fast food restaurants, but then it was declined with a remaining balance of $77.84 on the card. I called customer service on 07/02/08 to report the problem. I was told that the card had been properly funded (meaning they received payment for it), but that something wrong in the activation process. They needed to report this to their processing team and I should call back for a resolution in 2-3 business days. I called back on 07/08/08... no resolution yet... Call tomorrow.

    I called on 07/09/08 and was told that I needed to send them the receipt for their processing team to complete their investigation. I was livid. I didn't want to have to call the folks who gave me the gift and ask for a receipt, so they would know what a pain in the behind their gift was. I asked for a supervisor, explained the situation, including the fact that the card had worked a couple of times, so I had even thrown the packaging out that it came in because all appeared good with the card until now. She apologized (they REALLY apologize for everything, but they're not great on correcting anything) and promised that she would call me with a resolution the next day. She asked for my address, name, and phone number.

    I did not receive a call back. I called on 07/12/08 to check, since the supervisor Eunic never returned my call. The next agent told me again that the case was being handled by the processing team and I should call back again in 2-3 business days. Again, I asked for a supervisor. This time the supervisor wanted to know information about the person who bought the gift card. I gave, since I was so frustrated, but I asked why they should even be involved, since they did show that the card had been fully funded. They couldn't explain, and I was so frustrated that I just hung up.

    The only consequence was my wasted hours on hold for them and talking to them with no resolution, coupled with the inability to use the remaining gift card balance.

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    Reviewed July 2, 2008

    KEEP YOUR RECEIPT! I got a $100 American Express gift card in August 2007 for my daughter's birthday. It was given by a priest who came from Taiwan to visit us. He purchased it from Vons with cash plus the fee for purchasing it. After a week of receiving the card, I tried using it at a local retailer and the card was declined. I called in and a rep told me that the card hasn't been activated yet and it will be by the next day. She thought it was odd because I've had the card for 1 week already as it was supposed to get activated the day it was purchase. I tried using it 2 weeks later and the card was still declined. So, I called customer service and talked to a supervisor and was told that the card was invalid and has a balance of $0.

    She put in a request to get a new card issued. She even asked for my address and phone, but I've never received it. So, I called back 2 months later and got the same response and was told to call back, which I did several times. Now it's July 2, 2008, my ninth time calling, and after talking to several reps and supervisors, they finally told me that I need a copy of the gift card purchase receipt as it's the only way they can issue a replacement card. It's been almost a year and the priest no longer has the receipt. Most people don't keep the receipt, and for American Express to keep telling me to call back 2-3 business days to check the status, they are delaying the months that I could have asked the priest for it. I told them that this is a way for them to make money from people, and found it ridiculous for them to tell me to ask a priest all the way from Taiwan for the original receipt after almost a year!

    I also told them that I will report them to BBB, the news, and their main website. I might have a chance to get a receipt if only they had told me since the beginning to get one. My advice, try to keep or get a hold of the receipt early on and don't listen to the reps and supervisors if they tell you that they will take matter personally and call you back, they don't. This is very upsetting because Ive wasted so much time arguing with customer service and to find out that the priest is out of $100, my daughter didnt get her gift, and American Express gained it. I would NEVER buy nor want American Express gift cards and am telling everyone I know not to buy them either.

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    Reviewed June 30, 2008

    We had in our possession three American Express Gift Cards, $100, $25 and $25 for a total of $150. We had noticed an expiration date of 08/08 on all of the cards and planned to use them prior to the stated expiration date. In attempting to use them today 6/29 at a local retailer, we were told that the $25 cards had no value and the $100 card had a value of $72. The retailer was witness to us opening the cards in their presence and did not understand why this was the case.

    We called the 877 number which was hard to make out as it was pressed in on the exact line of the card imprints making it almost impossible to read. We eventually got a hold of someone who verified one of the cards and responded with this card has no value as we had to take back $2 per month since you had not used the card that was activated in May of 2006. Oh by the way you got a year free of this charge. This was obviously news to us since the card had clearly indicated an expiration date of 08/08. I feel that any person(s) looking at the packaging of this gift card would have no idea that there is a penalty of any amount for not using the card, the deception occurs due to the misleading expiration date written in large clearly visible lettering on the package and not the small print cleverly minimized to deceive. As an example if a $25 card loses total value due to this fee prior to the expiration date as occurred in our case, why have this false expiration date imprinted at all, did they not know of their own math. I think American Express is deserving of the exposure and proper inquiry and full application of the law in order to stop this sort of practice, I hope someone in congress or place of proper authority has them under a magnifying glass and will hold their feet to the fire.

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    Reviewed June 29, 2008


    Upon purchasing an American Express gift card I was charged and additional $4.95 fee to activate it. I am appalled that I would have to pay to purchse a gift card. No other businesses charge to purchase their gift cards. American Express is making an unfair profit.

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    Reviewed June 24, 2008

    I was given a couple of American Express gift cards a few months ago and had never gotten around to using them until last week-end. The merchant to whom I submitted the cards said both were declined. I looked at the card to see if there was a customer service number. There was no phone number so I went onto the American Express gift card website. I found a page that would supposedly tell me the balance and history of use on the card. After I typed in the card number the site told me my time on the site had expired and I was kicked off the page. I went through the same routine several times with the same result.

    Then I found this card rating site with dozens of complaints from people having major problems with their American Express gift cards. After reading through some of the experiences people have had one question immediately came to mind: Why hasn't some enterprising attorney filed a class action lawsuit agains American Express? It looks like it would be a slam dunk.

    It looks like I have probably suffered the loss of the value of the gift cards. What was the amount on the gift cards? I have no way of knowing, but the least expensive American Express gift card is $25.

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    Reviewed June 20, 2008

    I married on June 14th and received two gift cards in the amount of $100 each from separate family members. While using one card for on online transaction, card was returned as declined. Reattempted orignal card as well as second $100 card and both continued to be declined. Went online to amercicanexpress.com/giftcard and was horrified to discover that both cards were showing a balance of $0. You could see that the cards were used in fact on June 9th at an Enterprise Rent-a-car. Both cards, which came from 2 different families, each unopened until by meself until just earlier that day.

    No one at American Express could provide a reasonable explation. I in fact stated to them that this can't possibly be the first type of this situation and why had their Customer Service Department Managers not provided them with better response. I then was asked to fax in basically my life; ID card, mailing address, phone number, copies of cards, copies of packaging, copies of receipits which I didn't have - they were gifts! to a dead zone. Waiting to see if anything pans out - my family, rightfully embarressed and horified that their generous gift has turned out to be a hideous honeymoon.

    The worst part though, has to be American Express's gain in all of this. Upon discovering sites such as this one that recount similar events that are happening way too frequently, after being repeatedly questioned and convinced that this situation was unique to me, disgusts me to a level of human discontent that is purely unimaginable. How could a company knowingly take someone's money for a product and turn around and provide them with absolutley nothing in return amazes me.

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    Reviewed June 19, 2008

    I purchased a gift card about 3 months ago as a gift for one of my customers. She reported to me that the crd was not valid. After calling AMEX I was told to issue a fax, copy of the card, etc. About 2 weeks later I got a call from AMEX wanting to re-issue the card. The phone number given to me was bogus. I still have not got my money back. I stopped buying AMEX gift cards and do not recommend that anybody buy them

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    Reviewed June 19, 2008

    I purchased a gift about months ago as a gift for one of my customers. She reported to me that the crd was not valid. After calling AMEX I was told to issue a fax, copy of the card, etc. About 2 weeks later I got a call from AMEX wanting to re-issue the card. The phone number given to me was bogus. I still have not got my money back.

    I stopped buying AMEX gift cards and do not recommend that anybody buy them

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    Reviewed June 15, 2008

    I received an AMerican Express Gift Card for my birthday on April 19, 2008. When I attempted to use it on the 27th of April, the card was declined. I called AE and was told that I would have to fax a copy of the card, receipt, and information about myself for them to review. The said this review would take 10 business days.

    I received a letter saying that I would be receiving the gift card in 5-10 business days. I am still waiting. 9 phone calls later it seems that AE doesn't really are about customer service because nothing is being done. I have spoken to at least 7 different people all telling me conflicting stories. Finally I was connected to a manager by the name of Sean who's assured me that she'd express mail my check on Monday. I'm not holding my breath.

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    Reviewed June 15, 2008

    I received an AMerican Express Gift Card for my birthday on April 19, 2008. When I attempted to use it on the 27th of April, the card was declined. I called AE and was told that I would have to fax a copy of the card, receipt, and information about myself for them to review. The said this review would take 10 business days. I received a letter saying that I would be receiving the gift card in 5-10 business days. I am still waiting.

    9 phone calls later it seems that AE doesn't really are about customer service because nothing is being done. I have spoken to at least 7 different people all telling me conflicting stories. Finally I was connected to a manager by the name of Sean who's assured me that she'd express mail my check on Monday. I'm not holding my breath.

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    Reviewed May 28, 2008

    Like on May 3rd I ordered AMEX gift cards for my grown daughters for their birthdays totaling $750. On May 8th I got an email confirming they'd been personalized and shipped. I still haven't seen them, but have been given the runaround from South Asia, the Philippines, British Columbia and Salt Lake City call centers all extending the date I should wait for it. Today was to be the last day I should expect them. And there's no contact information I trust to get my VISA credited back with the money I spent.

    I missed both daughters' birthdays and I'm very worried about my money. I can't afford to have $750 out there somewhere, for nothing!

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    Reviewed May 9, 2008

    Last Fall I received an $200 American Express gift card from a lady whose mother was dying. I used it once. I could not see the number to call to get the balance because it was imprinted over with other information. I have tried unsuccessfully to use the card many times. I don't really have the time to play around with this. I just want to know what balance I have on it and where they will accept it. The card is valid until 09/08 supposedly.

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    Reviewed April 5, 2008

    About 2 months ago, we started receiveing Travel and Leisure Magazine, which we have never ordered. On this month's statement there is a fraudulent charge for $41.34 for this subscription. I tried to report the fraud at the Amex website, where I pay my bill. After I provided some details, and clicked submit I received a message box saying that I would have to call about this problem.

    The accumulated damages to people who fail to report the fraudulent charge could run into the millions. We had assumed that this magazine, which arrived out of the blue, was being sent gratis. Had we not scrutinized our bill (which takes an extra step online) we would never have know we were being charged for the subscription. This is very sleezy, and, I suspect, just plain illegal -- it is clearly fraud, plain and simple.

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    Reviewed March 9, 2008

    I received a $25 gift card for baby shower. When I went to use it, it was declined. I checked my balance online, and it said $0. I was unable to get an email address for customer service because I do not have an Amex credit card. When I called customer service, they said that I needed the receipt from when it was purchased. It was a gift! Why would I have the receipt?

    They said they were unable to help me, so I have a gift card worth nothing instead of the $25 stated on the card.

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    Reviewed March 3, 2008

    I received a $50 Amex gift card two weeks ago. I tried to use this card at a local sporting goods store that was going out of business. I tried to make a purchase of $49.35 . The card was declined at the register. When I got home I checked the balance on the card: it showed .35 left. When I FINALLY reached a real person at Amex , they explained that the funds were on hold until the store approved the transaction, and that in 3 to 7 days the money would be credited back to the card. Great. Problem solved, right? WRONG! After 6 days, the money wasn't returned , so I called Amex again. The guy was nice and told me that the money would be back on the card by Saturday midnight. I explained to the guy that if it wasn't credited by then, I would have a big problem because the business was closing their doors Saturday for good. He told me to call the store, and that I'd get a refund back later, that they would not charge the gift card. I did so.

    Sunday morning I checked the balance: 65 cents still. I called Amex and I get the same run around. Finally I get a supervisor by the name of Christian on the phone, and he tells me that the transaction WAS approved by the store 4 days ago! Why this wasn't mentioned by the other two Amex reps I have NO CLUE! Christian says that I need to go to the store and get a refund. I explained for the 20th time that the store is closed, never to open again! He then gets snippy and says that it was no longer a problem between me and Amex, but a problem between me and the (closed) store, and that if I was really worried about it, I should have done something BEFORE the store went out of business! He also suggested that I find the owner of the business by calling the B.B.B. and contact him with my info and see if the owner of the closed store would give me the money out of his own pocket!

    I feel that AMex is responsible because Amex ASSURED me that within 7 days the money would be credited to my card on 3 occasions-- and it wasn't credited. THEN they explain to me that the transaction was magically approved, and that I was barking up the wrong tree! I did EVERYTHING AMEX TOLD ME TO DO, but when it didn't work, they told me that I should quit blaming AMEX and start trying to contact the owner of the closed business!

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    Reviewed Feb. 29, 2008

    I purchased a $100 gift card in Florida at a CVS in November to send my brother who lives in Nevada, as a birthday gift. He called me to tell me the card had no funds when he tried to use it. After calling the American Express Company and getting no help, he mailed it back to me in Florida so I could resolve the matter. I went to CVS, and they said they could not refund me the money. Then I called American Express, and they told me that I could fax in the copy of my driver's license, receipt of purchase and copies on the front and back of card and packaging. I did that and still have not been refunded. When I called the company again in January, I was told that a new replacement card had been mailed to me on January 8th. I never got the card in the mail. I have yet to receive the card or be reimbursed.

    When I called American Express today, I was told to dispute the issue with Walmart where they said the replacement card had been used. I have never used an American Express card in Walmart, nor have I even stepped in a Wal-Mart in more than five months. I don't know why American Express did not send this replacement card certified mail, but again I have been a victim of fraud and have not seen my original $100 replaced. This is not what I believed American Express advertised in their commercials and what they say the company stands for. Needless to say I am upset because this is a very big problem that is happening in this company, and Amex should be more understanding with their customers.

    I am still without my $100 card. I am still waiting to get reimbursed.

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    Reviewed Feb. 29, 2008

    I bought my son a $100 Amex Gift Card gift card; he used it to by gas and food at a gas station. He spent $23.00, and when he went back into gas station to use it to by a soft drink, the card was declined saying it had a $0. balance. When he called American Express their response was, "That has been happening to people who bought their cards around Christmas"--and their was nothing that could be done. I bought the card February 8, 2008, at a Rite Aid. I know this isn't Rite Aid's fault, and American Express isn't accepting the fault.

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    Reviewed Feb. 25, 2008

    Unless your recipient will use the card immediately and in one shot, give cash instead! There is a $2/mo. service fee, a $5.95 replacement fee for lost/stolen card, and you must know exactly the value you have left in the card to use it. I got a $50 gift card after my baby was born. I used it for a $19.99 + tax purchase right away. Then, I tried to use it again a few months later. I was drilled about the EXACT amount left in the card (and many stores could not even process the card). After about a year of trying to use the gift card at various stores, I finally got a store clerk to call Amex, and guess what? I have $1.22 left after all of the monthly fees.

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    Reviewed Feb. 24, 2008

    I went online to buy an Amex gift card and send it out as a belated birthday gift. I was given several choices of cards (all cost different amounts) and there was no indication that there was a difference between them besides their physical appearance. When I tried to complete my order I was unable to enter the shipping address. I then found that my order had been irrevocably placed and that I was unable to review it or its details. So I called customer service. After being transfered I was told that the type of card I chose had to be sent to me. They would allow me to order a second card and send it where ever I wanted, but the first card couldn't be refunded until I received it in the mail.

    So in the end I paid 10 extra dollars for an item that doesn't do what I want and is intentionally hard to return when I could have just gotten one at a store and sent it out myself. I was angry so I decided to write a complaint about the clarity of information on the website. I then find that I am only allowed to email Amex if I have an Amex credit card number I can enter. Well I don't have an Amex card...but I AM an Amex customer. I am frustrated and appalled at their quality control and virtual customer service...but they obviously don't want to hear it.

    I now have to wait up to 9 days to send out a gift that is already late. Financially, I can only get my intended services if I spend twice the money now with promises of receiving a refund of my original purchase later, if it comes and if I call again to try to get the refund.

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    Reviewed Feb. 21, 2008

    I used a $50 gift card then threw it away thinking I was done with it. Turns out I had to return product and the $50 was put back on the card. When I called AMX to have a new card issued with my $50 on it, I was told they couldn't retrieve the card# even though I had the last four digits of the card. I know this isn't correct because every gift card/credit card can be traced through those last four #s.

    Amx customer service dept stinks. I am in customer service and would never leave a customer unsatisfied. But according to all the complaints I've read on the website, it's common practice at Amx. Never again!

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    Reviewed Jan. 28, 2008

    I bought a $25 American Express card from Staples in Frederick, Maryland before Christmas. I didn't give it to anyone and tried to use it. The card was rejected. The instructions say if activation is needed, it will say so on the front of the card. It said nothing about activation. I called American Express and they said since I don't have the receipt they won't investigate. They blame Staples for never notifying them, but of course they had not investigated it. I called back to Staples and they said the got a corporate communication from headquarters nationwide that many stores were reporting unactivated cards. If you don't have the receipt, Staples or AmEx gets to keep the money.

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    Reviewed Jan. 23, 2008

    On November 28, 2007 I requested AMEX to exchange balance of $100 gift card for cash value since I held on to the card longer than 12 mos. which is when you start getting hit with monthly fees. Balance was $50 and was getting lower due to non-activity. By mid December, I had still not received my check. I called 4 times between December,2007 and January, 2008. 1/10/08 Customer rep states stop payment was processed on 1/8/08 and AMEX had 14 days to deliver. 1/23/08 Customer rep states AMEX has 27-30 days not 14 days to deliver. Asked to speak with a manager, got no where.

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    Reviewed Jan. 18, 2008

    I've tried to use my $100 American Express gift card at 2 different websites and have been turned down because the billing address is not mine. It seems the American Express Gift card is too difficult to use.

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    Reviewed Jan. 13, 2008

    I was given a $25 gift card for Christmas. On 01/06/08 I purchased something which cost $12.84. I went a few days later to use the same gift card at the food store and was told there was no money on the card. I went back to the first store and was told by their supervisor that after checking their receipts the problem did not lie with them but with AmEx.

    I called AmEx and was told that the double charge of $12.84 would be refunded to my card within 48 to 72 hours. When I did mention that the 48-72 hours was already past she then said it could take up to 7 days. Well, it is either 48 to 72 hours or 7 days (big difference to me).

    Today is day 7 and still the $12.84 has not been refunded so I called again. I was told this time it could take 8 days.

    $12.84 might not seem like a lot to others but to me, at this time in my life, it is a lot.

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    Reviewed Jan. 12, 2008

    I got a $100 gift card for Christmas. I have tried two times to use it and it keeps being declined. I had to use my money, which I was supposed to use for something else. I would not have gone the store if I did not have the gift card.

    It is really frustrating.

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    Reviewed Jan. 12, 2008

    Received a $100 gift card, activated per the instructions. I tried to use it a Circuit City, but their checkout computer showed the gift card number to be invalid, so I had to pay with my credit card. The clerk at Circuit City peeled the label off while trying to get the card to work so I no longer have the customer service number. A check on the web site indicates the card still has a balance of $100.

    I think this must be how they make their money, sell you a card to give to someone, and then not honor the card. Do you tell your friend the gift they gave you was a worthless aggravation or do you just throw it in the trash and move on knowing it was the thought that counted?

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    Reviewed Jan. 12, 2008

    I received a $25 card as a gift from my daughter. Every time I tried to use it it wasn't accepted. I then found out I had to activate the card so I called, punched in the 15 digit number and the recording said thank you. I called to check the balance and was told I had $0 balance. I called the number again to activate the card. This time the recording told me my card was now activated. I waited until the next day to call for my balance and to check if the card was finally activated. The recording again told me that I had $0 balance.

    I see no place on the pamphlet where I can talk to a HUMAN BEING. I feel as if my daughter has been swindled out of $25.00 by American Express.

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    Reviewed Jan. 7, 2008

    I purchased an American Express Gift Card on 12-16-07. The cashier had difficulty activating the card. A supervisor came alone and over-rode the transaction and said that the card was activated. I live a distance from the store. When I arrived home I tried several times to check the balance on the card. I was unable to do so, receiving the message that the card was not activated. This was on the Internet and by telephone. I could never reach a real person to talk with. I returned the card to the store on 1-5-08, and they stated that they could not refund the card.

    I told them that they were going to do something about it as I was out $54.95 and was unable to give it as a gift because it was not activated. The clerk who was dealing with this was very nice. Her name was Marcy. Her supervisor was nasty. Marcy stuck with the problem until she was able to activate the card. I was denied a refund. Now I have spent $4.95 for a card that I will probably be using myself. Other people should know that these cards are a problem. Thank you.

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    Reviewed Jan. 7, 2008

    I received a $100 AMEX gift card as a gift in December, 2006. I went to use it on Saturday only to find out that 25% of the card had already been taken as service fees from AMEX. I find this to be ridiculous. At this point in time, I plan to cancel my AMEX credit card immediately.

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    Reviewed Jan. 4, 2008

    I recieved an American Express $25 gift card for Christmas (it is now Jan. 04)and looked online to find out how to check the balance. I found this website first and read some of the complaints. I proceeded to call the 800 number immediately to see if my balance had suffered. And yes apparently due to unuse, my card now held a balance of $23. How ridiculous! I never even touched it and it lost money!

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    Reviewed Jan. 4, 2008

    I received an American Express gift card. I used the card once and had a balance left on it. I attempted to use it several times but it was declined. I could not call them because the phone number on the back is not readable because Gift Card Recipient is stamped over it, how convenient. I finally went on line, called them and found out that I have to keep track of my balance on the card after each use. Then I can only use the card for the exact amount left on the card. This is a scam!

    I believe they do this because people will get frustrated and throw the card out. There should be a law against this.

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    Reviewed Jan. 3, 2008

    I received a $50 AmEx gift card from a business vendor. I tried make a large purchase by using the card up to the $50 amount and paying the balance with cash or another credit card, but the stores (Macy's, Target) refused to combine types of payment. I had to fritter away the $50 on purchases less than the ever decreasing amount on the card. I tried to use the balance yesterday and was told that it expired. I was under the impression that California law prohibited the $2 monthly processing fee, but apparently my balance was used up on processing fees.

    I'm certain my business associate spent hundreds, if not thousands, on client holiday gifts. Although the gift card did not cost me anything, it is frustrating to know that my associate and others are wasting money on gifts of cash that are worthless.

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    Reviewed Jan. 2, 2008

    I too bought several AMEX gift Cards to give to my wife for Christmas. She went to use them a few days after Christmas, and they were declined. The Longs drugstore in Livermore California where I bought them would not refund our money and were not interested in helping us. We called AMEX, and we were told to photocopy everything including driver's license and send in for investigation. I asked the service rep, "What about all these trace numbers and reference ID's on the activation receipt? Can't you use these numbers to track the activation?"

    "I can't help you, sir, I'm sorry," was the answer. What use is the activation receipt anyway if they won't accept that as proof? This is what I think: I think that the magnetic stripe on the outer packaging does not match up with the magnetic stripe on the card inside. American Express should accept responsibility and issue a public statement admitting to errors in their packaging process. But they would rather deflect all blame and make you feel like you're trying to scam them instead.

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    Reviewed Dec. 31, 2007

    I made a $46.35 purchase on a $50.00 gift card. When I went to use the $3.65, card came up with no funds. Looked up my available funds, came up as negative $5.62. Called AMEX; they said the restaurant automatically takes a gratuity. Called the restaurant, they said they did NOT. Called Amex; they said, "OH, Amex does that automatically, and it should re-appear on your balance in 48 hours." I mentioned this is not written or posted ANYPLACE. It was embarrassing going to the second location and telling them the balance, asking them to split a payment and then having nothing on the card. AMEX is just hoping people will not notice, and they keep making a few dollars off each card. This is horrendous business for such a large company.

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    Reviewed Dec. 28, 2007


    This is the second time I receive an American express gift card. The first card I had trouble activating never got used. The second I received as a gift from one of my customer's in the U.S.

    The card is for $50.00. I called the 1 800 number to ask if I can use this in Canada. The customer service rep told me that it cannot be used outside of the U.S. I found that very strange because I also, received American Express cheques and I had no problem depositing them in my Canadian bank account. I want to know if this info the man on the other line gave me is true. Why can't these cards not be used in Canada? I feel sorry, for the person who sent this to me he had to pay for the card.. thinking that it was okay to use in Canada.

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    Reviewed Dec. 28, 2007

    I purchased 5 American Express gift cards at Circle K. Each gift card was for the amount of $50.00 + $4.95 activation fee. Two of them are not working. American Express customer service person contacted by telephone stated that the merchant did not scan the cards properly. I have receipts from Circle K stating that they were activated. I used my credit card to make this purchase.

    I bought the cards out of convenience for my adult children & grandchildren for Christmas. So far we have visited/called the Circle K 5+ times without any success. The employees on duty are clueless, the store manager is not responding at this time to my complaint. Circle K said that it could take up to 48 hours to activate the cards, and American Express Customer Service says it takes an hour. The first 3 cards were used the next day.

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    Reviewed Dec. 27, 2007

    I bought a $100 American Express Gift Card one year ago for a friend. When she tried to use the card almost a year later, the card had never been activated. I called the number on the back of the card and talked to 3 different representatives at different times. They told me that I had to have the receipt, which I do not. They told me that I could fax a complaint to American Express; however, the number they gave me was to a voicemail not a fax.

    I called American Express again, and they gave me another number which was similar to the last number. I asked her to repeat the number twice. I tried to fax again, and it was still not a fax number. I am growing tired of the run-around.

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    Reviewed Dec. 27, 2007

    The ability for consumers to utilize American Express Gift Cards is quite limited. Many businesses are unable to accept the gift cards even if they generally accept AmEx credit cards, like gas stations, Pay pal, online retail outlets, ATM's and ebay.

    In addition to these difficulties, AmEx charges a monthly fee and deducts this fee from the card's balance for unused funds. Consequently, while an individual is searching for an acceptable merchant or business whom accepts the gift cards, American Express continues siphoning off the balance with its monthly fee.

    Consumers must be aware of the terms and conditions which these cards necessitate. American Express gift cards can be wonderful gifts for some individuals, however the cards are not for everyone and have substantial setbacks for individuals actively seeking to make online purchases.

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    Reviewed Dec. 26, 2007

    My father-in-law purchased us three $50 gift cards for Christmas. We were able to use the first one and half of the second one at another store. When I went to use the last half of the second card but it was declined. I checked the balance, and there is still money on it, I just can't use it anywhere.

    My husband tried to use his, and it was declined. He still has the whole $50 on his, but it's declined everywhere.

    I called the 1-800 number. If your purchase is over the balance on your card, then you have to pay the balance off first, then use the card for the rest. This is the most inconvienent gift card EVER! I have also yet to find anywhere online to try using these cards.

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    Reviewed Dec. 24, 2007

    I just read opinions on the American Express Gift Card.... Sadly, I am not alone. I agree these are extremely tricky to use. I hadn't realized that I needed to calculate to the penny what I spend on the card in order to use the remaining balance. If you are a cent over, the card will be declined. The number on back for customer service is distorted by the raised card numbers. I have found that most merchants don't even except these cards. Apparently too much trouble. I have been given these cards from a friend who was helping me out in a time of need. I wouldn't dare complain to her. I have one I intend to use for food shopping tomorrow. I cross my fingers all goes well at the supermarket or Christmas dinner will be a mess.

    I believe when the card reaches single dollar values, Amex is hoping you would throw the card out before you come on line to find that you have $1.23 left. Because you would have to know that exact amount, pay the merchant the difference first then have them charge the card for the exact amount remaining. American Express, multi-million dollar company, can't come up with a better system?

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    Reviewed Dec. 23, 2007

    I got an American Express gift card for $100, and in many shops it was not accepted. Finally a shop accepted it, and it was 0 balance. It took awhile to find out who to call, telephone number hidden in the instructions. I called, and they told me that someone will get back to me in 48 hours; but we need to do our Christmas shopping. They finally let me speak to another person; she told me that I need to get the receipt since their records show that this card was never sold. We did not get the receipt with the gift (was from a business partner). It is very embarrassing to ask for the receipt. At AME they were not very helpful and blamed it all on us, no responsibility on their side. They sell these cards for significant fees and ongoing service charges, and then they give no service--in fact, steal our money. I basically lost $100.

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    Reviewed Dec. 19, 2007

    I have 3 gift cards that I was awarded from my employer. I have yet to be able to use one of them. The only phone # listed is an automated phone with canned info. I checked online; the card for $25.00 has zero funds in it, no history of usage and it does not expire until 03/08. No way to find out why there is zero balance. Another one for $50.00 has a balance of $40.00; it expires in 03/08 and I have never used it.

    I needed to use these for Christmas presents and cannot get them to work anywhere. I have informed my company that I will not accept a gift card from American Express again. I have informed anyone that will listen, relatives, people at check out counters (although most of them say they have experienced the same thing and will no longer use them) and am going to post on internet to beware and not purchase from American Express. All I want is a phone # to call to find out how to use these cards and what happened to the one that shows -0- balance; I want to talk to a live person. I think this is a scam by American Express to make money. I bought gift cards for 10 people this year, all from other companies; never will I use American Express.

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    Reviewed Dec. 18, 2007

    I was given a $500 personalized American Express Gift Card as a holiday bonus. After trying to make a purchase online from levis.com one late evening, the card was declined. I checked my AMEX gift card balance the next morning to find the balance was reduced. I called levis.com and they stated the AMEX policy only allows you to place funds back onto the card the SAME DAY. Since it's the next morning, I'll have to wait 7-8 business days!

    Before trying to use the card again at macys.com, I called Macys to inquire if they accept the gift card, and they DO NOT. I called AMEX to see if they had a list of online merchants that accepts this card. They don't. I'm extremely frustrated!

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    Reviewed Dec. 15, 2007

    Wow, after reading a small fraction of these complaints I will NOT being purchasing AMex gift cards for our employees this Christmas. Thanks to all who took the time to enter your experiences.

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    Reviewed Dec. 6, 2007

    American Express should put an issue date not just an expiration date on Gift Cards so you know when the card fees will begin - ie. 12 months after issued. I saw a valid thru date of 12/2007 on gift card when I went to use it before Dec 2007 the card was used up by the $2/month fee. I thought the Valid thru date was when the fee started since the cards supposedly never expire but fees actually started 12 months after issue date (again not disclosed to consumer on card). AMEX leaves that info off the card and makes it hard to tell when thet start taking money back.

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    Reviewed Nov. 28, 2007

    I received (and lost) $500 worth of American Express Persona gift cards, (5) x $100. When I went to use them they had expired. There is absolutely no way to get them reinstated. I was under the impression that California law prevented any gift certificate from having an expiration date? I guess not if you are a big enough company like AMEX. Guess they just keep the $500 and pay a big bonus to someone for dreaming up the expiration scam. Warning to anyone looking for a way to issue rewards to employees or customers: Stay far away from this product!

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    Reviewed Nov. 13, 2007

    My daughter sent me a $50 Amerocan Express gift card for my birthday, and I phoned Amex to make a payment with this card. They told me that is not an option available to me. If it is their card, still sealed, and the monies go right back to them, I cannot understand why it is not accepted. It is still $50 and supposed to be fluid.

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    Reviewed Nov. 8, 2007

    I purchased an American Express giftcard at a grocery store, and I was amazed at how cheesy AMEx has become. A $3.95 charge to the card purchaser, and then after 12 months, a $2 per month interest charge to the card holder. Some gift!! If I had not been stuck for time, I would not have purchased the card and I will never buy another one because AmEx is just being money grubbing. Of course they want to make money - they are a business - but that is no excuse for taking gross advantage of consumers.


    My temperature was elevated to dangerous levels because this kind of cheapness makes me so angry. Just wanted to vent. Thanks.

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    Reviewed Oct. 15, 2007

    I received a $100 AmEx gift card from my co-workers as a birthday present. The card had a $0 balance. When I tried to activate it, I was tranferred to a fraud invesigation department. I was told to fax a copy of the card, my identification, the packaging, and the receipt. I did not save the packaging, and the purchaser did not save the receipt. I provided the other documentation as well as the approximate time and exact date and place of purchase. After multiple calls, my claim was denied in writing, saying AmEx requires a receipt and/or packaging to activate the gift card in question.


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    Reviewed Sept. 27, 2007

    I signed up for Telus High Speed Internet on June 18/07 and was offered $300 American express gift card as easy as 1,2,3. I was to expect them in two weeks. I waited as days went by as it sliped my mind by the second week of july. I called telus and informed them of their offer to me. Telus gave me the number to American express.I then called.

    The consequences of calling was a nightmare of the representives i had to deal with as i called them for answers. None of course could barely speak english or understand. Till this day September 27/07 i have not received my cards. I quote this is what they keep telling me. Their mailed out you will recieve in 5 to 7 days.Ha Ha!

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    Reviewed Sept. 25, 2007

    I had to pay for purchase of a used leather couch. Since my checking account had issues, based on the request of the seller I decided to purchase 3 AMEX gift cards of 100$ each and give it to him. I gave him the 3 cards, only to know after a week from him that the cards did not have any funds on them. When I call up the AMEX customer care, they told me that the cards that were purchased was already used by someone else. Now the seller came back to me asking for money instead of the non-working cards.

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    Reviewed Sept. 8, 2007

    I am with almost every one on this site that expresses despair over the acts of the american express gift cards, except for the one person that had the audacity to claim it is our fault as the consumer that this well known company is ripping us off. Hello!!!?! Of course none of these ridiculous restrictions are stated on the outer envelope, and you cannot open the envelope before purchase...so, you tell me, pal, how is this the consumers fault? I am livid!

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    Reviewed Sept. 2, 2007

    I purchased a $100 gift card at Safeway and it had been denied 2 times so I called the number on the card and the guy said it would have to go to investigation and I would get a phone call back in 3 business days. I called after 3 business days and the lady asked me to fax all the receipts and the card holder envelope to this number and then I called back the next day and talked to a superviser and she said I would have to call back the next day as she could not get a hold of anyone in that investigations dept. So I called back and they still could not tell me what I wanted to hear just to call back in a couple of days and or they would call back. I AM SO SO MAD AS THEY HAVE MY MONEY AND I AM OUT $100 UNTIL THIS GETS CLEARED UP. DO NOT PURCHASE THESE CARDS BUYERS BEWARE!!!


    This first of all is very embarrassing! I am out $100 which I work very hard for.

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    Reviewed Aug. 28, 2007

    I got a $100 gift card that I used many times. When it got down to $10 nobody would accept it. Apparently American Express charges the stores some kind of extra fee when these cards are used.

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    Reviewed Aug. 27, 2007


    I have lost two gift cards of 100 $ from American express which were purchased at CVS Pharmacy in Larchmont. Wth the receipt numbers, I called many times American Express which absolutly did not care of the situation, Cvs was kind enought to try to help me but it seems that once the card issold, there is no way to retrace the card information. What a way to make business!!

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    Reviewed Aug. 3, 2007


    I bought a $50 American Express gift card to be used as a card to subscribe to a online game called EVE-ONLINE only to find out that i cant register it under my name and it wont work for online recurring subscribtions.

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    Reviewed July 28, 2007


    Received two gift cards, with value $100 each. Tried using them at a restaurant-- both were denied. After using an alternative credit card, called AMEX at 1877AXPGIFT. After ~10 minutes on hold, learned the following:

    For the first card, a charge was registered for $120 even though the (diligent) restaurant was asked to charge $100. I have no reason to believe they went over. This charge was not accepted by the restaurant, and AMEX says the money will return back to the card in 7 days, and this was probably the result of a timeout.

    For the other card, they had no record of it, saying it must not have been properly funded. Given that both cards were purchased together at the same place by the same person, you would think this wouldn't happen.

    Ah, but I learned MORE: she explained that if the point of sale terminal produces a satisfactory receipt when purchasing one of these cards, it STILL DOES NOT MEAN ITS BEEN FUNDED PROPERLY. The consequence? Well, the card is worthless until it is funded properly. Meanwhile, of course, AMEX holds on to your money.

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    Reviewed July 26, 2007

    I received a $25.00 gift card about a year and a half ago. Since a lot of merchants didn't accept it, I forgot about it until last week when I was informed (at a WaWa) that there was not balance. $25.00 may be peanuts to American Express, but not if you add up all the twenty five dollars-plus-they're able to rip off daily from purchasers. I will never buy another one of these cards, and will ask any gift giver I know to not buy them!


    good money that my sister spent on buying this card for me is not lost to American Express Co! This must be illegal!

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    Reviewed July 10, 2007


    I had recently lost my amex giftcard.I had called amex several of times they could'nt and did'nt help me,they gave me a hard time.I even called the place of purchase they did not help either.I am really upset,knowing I still had some balance left.

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    Reviewed June 28, 2007


    We received a $25 American Express gift card from our daughter. When we tried to use it at a major home-improvement/hardware chain store, they could not read the amount on the card. If there is a phone number in the fine print on the back of the card, it has been obliterated by the embossed lettering punched through to show on the front.

    After reading all the complaints, it appears that American Express has a real rip-off scheme going here. We will notify our daughter not to purchase any more of these cards.

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    Reviewed May 28, 2007


    I got a 50 dollar american express gift card for my birthday, only to find out that it cannot be used in canada, which is stupid because i should be able to use it wherever amex cards are accepted, but i also found out that i cant use it online.

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    Reviewed May 21, 2007


    The gift card I was given still has money on it to be spent but when I enter it into your system it will not accept the numbers on the card. They are as follows: 379017293272933 with secutiry code 816. I also tried to use it in the store and it would not go through their system.

    I would never buy these cards as gifts because they are too limited as to where they can be used.

    I don't want the person who purchased this card for me to have to pay a $2 fee each month that there is still money on the card. The time will be up this month, May which will be 12 months.

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    Reviewed May 15, 2007

    I received American Express Gift Cards, which were paid for by the giver and included a fee. I used the card initially within the first 12 months, but did not get a chance to use it thereafter. When I went to check my balance I discovered my balance eaten up by fees, although the card does not expire for another year.

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    Reviewed March 31, 2007

    My wife purchased 2 gift cards for our daughter to take with her on a school trip. 2 days later while shopping with friends, her purse, with the cards in it, was stolen. None of the personnel at american express have shown any willingness to help. We have basically been told, too bad, we are sorry, but we cannot help you. We were told to go to where my wife purchased the cards, in order to get the card numbers. The Kroger's, where the cards were bought does not have that info.

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    Reviewed March 30, 2007


    The most inept, incompetent customer service I have ever encountered. They don't seem to care much what the public thinks of them. We rcvd a $500 gift card the last week of Feb. We used it on the 28th abd then went to use it again on 3/1. It had expired on 2-28 (that is the only part that is not the customer service centers fault). I immediately called to see if we could get a replacement card for the remaining 451.90. I was assured that I would have the card in 10 business days.

    I called on the 16th just to check, the operator apologized profusely and said another would be sent. I would have it in 4-6 biz days. I called again on the 24th and spoke to Lori who said she thought it would be there on the 25th and I agreed to give it one more day. Got my mail on the 27th and no card. Called again this time I got Kim who told me I would have to wait til the end of the day! I explained that I had gotten my mail and it wasn't there so I saw no point in waiting any longer, I then had to explain to her that USPS stands for United States Postal Service and since I had gotten my mail there was no longer a need to wait. She gave me a supervisor as my patience was thin.

    David the supervisor told me that he was ordering a new card and that it would go out by UPS Express on the 28th. He said normally this would take 4-6 biz days but since there was no embossing on the card it could go right away and I would have it in my hands on the 30th. I called them today to get a tracking #. Jess the voice on the phone told me that it wasn't available and wouldn't be available til Monday. I told her that I had been told by a supv that I would have the card in my hands today the 30th. She told me that the supervisor had been mistaken and probably meant to tell me that it would be 4-6 biz days. I immediately asked for another supv and Jess told me that the supv would tell me the same thing. I then got pretty angry and Jess decided to get me that supervisor after all.

    Jessica supervisor wasn't all that pleasant. She told me that the card was on a UPS truck but that they cannot give me the tracking # (I do not believe that for one instant! I worked for a mortgage company for years and if you have sent something you can get a tracking #) So I am not holding out much hope that I will get my card today.

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    Reviewed March 28, 2007

    I wanted to purchase some airtime for two of my sons, and had limited funs. With a Virgin Mobile Phone, you buy prepaid cards to top up your minutes. They start at twenty dollars, however, and I didn't have enough. To purchase time online, however, one can purchase ten dollar increments. I thought, (unwisely) that I'd buy a 25 dollar AMX gift card, which I was told worked fine for online purchases. The sale was declined, as the Virgin company only takes regular debit or credit cards. No problem, I thought, I'll use the card otherwise. Ha. The 21 dollar amount is unavailable, and will be for eight more days. I feel this is totally unacceptable. Looking at the long list of complaints on this site, I wonder how they keep getting away with it.


    Nothing was purchased, My sons' phones are still out of time, I'm out 21 bucks for a week, and AMX was no help at all- pretty much of a Sorry, Pal attitude from them.

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    Reviewed March 26, 2007


    Bought two Amex gift cards valued at $25 and $50 respectively, thinking they'd be much better than actually owning a CC. Big mistake! No one, and I really mean NO ONE will accept these cards anywhere, whether it'd be online or at any store. They're useless. But here's the best part of it all: when I called AMEX to get a refund and/or ask for advice on what to do, STACY told me I had a balance left of get this: $4.60 on the one card and a $1 on the other one!!!! How so was my question, when I hadn't used neither nor! She said that I could get a refund AFTER both card's expiration date, that being October of '08 and here I am calling on March of '07!!!

    THESE CARDS ARE A RIP OFF!!!


    LOSS of MONEY!!!

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    Reviewed March 14, 2007

    I bought an $100 AMEX gift card recently just so I could make some purchases online. Only to find out that Paypal wouldn't accept AMEX and many other sites that don't accept it as well. The day before I made a purchase online from a website and right after I submitted my payment my order status showed failed. I had no idea why but $70 was already deducted from my card. I don't know what's going on with these but I'm having a hard time using them. Another annoying this is that I couldn't add in my personal cardholder info so the only way is to call AMEX. All I know is that AMEX can be very frustrating sometimes because many websites don't accept or if they do the first is that your $ gets deducted before your order is complete, which is very inconvenient because then you would have to contact the merchant to resolve problems which take even longer.

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    Reviewed March 3, 2007

    Last year, I purchased an AmEx gift card for my parents to use in Florida. My mom used the card for a purchase of $29.93 on Jan. 24, 2007. The sales clerk retained her card with NO explanation The clerk refused to tell her how much was left on the card. I haven't received any money from AmEx as a remaining balance. Mom thinks the clerk kept her card to use the remaining balance herself. Is there any way to check?

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    Reviewed March 3, 2007

    It's March 2007, but I, too, failed to read the fine print, written in tiny italics at the bottom of the envelope in which the card came. An American Express gift card could be reduced by $2.00 each month if the giftee hasn't used the card within 12 months of purchase.

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    Reviewed March 2, 2007


    I was given a $50 American Express Gift Card for Christmas and tried to use it at JCPenney's yesterday.The saleslady was very nice, but couldn't figure out how to use the card in the transaction because it kept rejecting it. Another sales person came along to help her, and I was there 2 hours. They had to void the transaction twice and try again. They tried to call AmerExp several times, but each time a recording said they had an unusually high volume of calls (isn't that what they all say?) and to call back in an hour.

    They called in the store manager, and the 3 of them kept trying. They finally figured out that AmerExp won't let you use the card the normal way if the purchase is more than the amount on the card. The customer has to pay for the purchase with a different card first, then you apply the gift card. So they voided it again and next time the gift card showed only $4.50 left! The manager said it would take overnight for the original amount to show up back on the card. So I left my purchase at the store and this morning called AmerExp - it still showed $4.50. I was told it would take 7 days for the $50 to be put back on the card.

    It did no good to speak to a supervisor, who said it will take 7 days for the $50 to be put back on the card, because the store didn't call during the transaction!! I told her they tried to call for 2 hours, but only got a recording - she said she can't do anything about it.

    In the meantime, my checking account (I used my debit card for the balance of the transaction) probably has been debited 3 or 4 times for the same transaction because of all the voids, and I've lost out on a huge Today Only discount at the store.

    I am telling everyone I know never to give AmerExp gift cards.

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    Reviewed Feb. 24, 2007

    I purchased a $100.00 AMEX gift card from a CVS in Florida for my sister in NY which I then mailed to her for her birthday. My sister tried to use the card for the first time and it apparently was not activated by AMEX. Called AMEX they told me to take the sleeve and receipt showing the card had been activated back to CVS, went to CVS they told me there was nothing they could do the receipt said activated and to call AMEX.

    Called AMEX again the first person told me to go to CVS again, at that point I asked for a supervisor. The supervisor told me to FAX everything to them and it would take at least 10 days to investigate and took all of my info but couldn't provide a claim number.

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    Reviewed Feb. 20, 2007


    American Express gift cards are a waste of money. Do not give them as gifts. Many times I have tried to use the balance on my card only to have it declined. Now when I look at the balance, if has been used up for monthly service fees. The only reason there was a balance on the card was because every time I tried to use it, it was declined.

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    Reviewed Feb. 18, 2007


    We received the American Express Gift Card with a $100 balance. Activating it via the toll-free number was painless, and I was not charged an activation fee.

    There are two ways to find your balance:

    1) Call 877-297-4438 (877-AXP-GIFT), then enter your card number and then enter the 4 digit security code on the front, top-right corner of the card.

    2) Go to their web site:

    Enter the card number and the 4 digit security code. On the web site, you can even see the history of transactions of the card.

    The worse thing about the gift card are the limitations on where you can use it. On the sticker that comes with the card, it says: Do not use your Card at ATMs, airline, hotel, car rental, telecom or gasoline merchants. Other usage restrictions apply.

    There were more restrictions listed on the cardboard holder the card came in, but we through it away. The terms and conditions, which include pertinent advice on usage, are available online.

    In case the URLs above for inquiring about your transaction & the terms and conditions do not work, you can navigate to them from:

    http://www.americanexpress.com/giftcard

    Though I haven't had any problem with this card, I can see why it wouldn't be the most optimal gift.

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    Reviewed Feb. 17, 2007

    We received 2 American Express gift cards as gifts. We do not know and cannot determine the value of the cards. Virtually every vendor that this card has been presented to for payment has refused to accept the card. The card and American Express present no direct mailing information, no phone contact information, and no way to pursue anything regarding the card online. These gift cards are a painful, tortuous experience for consumers.

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    Reviewed Feb. 12, 2007


    The law firm I work at recently started giving AMEX gift cards as birthday presents for the employees, in lieu of a cake. I was thrilled to receive a $25 gift card for my birthday. When I called the 800 number to activate the card, it stated that the card was already activated and nothing more needed to be done. However when I tried to use the card at Chili's restaurant, it was declined. I again tried to use the card at Bed, Bath & Beyond and it was declined there as well.

    I informed my office manager of the trouble I was having with the card and she said she would exchange it for me. I was hesitant to use the new card because of the problems I had in the past. At long last, I was able to use the card at JC Penney. AMEX gift cards definitely do not take the cake!

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    American Express Gift Cards Company Information

    Company Name:
    American Express Merchant Services
    Website:
    www.americanexpress.com