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American Express Gift Cards Reviews

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About American Express Gift Cards

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American Express Merchant Services delivers payment processing and merchant account solutions. The company offers credit card processing, point-of-sale systems and fraud protection tools for businesses of various sizes, while integrating secure payment technologies and customer support to enhance transaction efficiency.

Visit www.americanexpress.com
Pros
  • Widely accepted at many retailers
  • Useful for budgeting expenses
  • Good for gifting purposes
  • Easy to purchase and load
Cons
  • High activation and maintenance fees
  • Customer service issues reported
  • Limited online usability

American Express Gift Cards Reviews

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    Page 5 Reviews 380 - 530
    Customer Service

    Reviewed April 8, 2015

    6 weeks. 11 phone calls. 162 minutes. 2 required documents. 5 representatives. 1 supervisor. That is the statistical representation of what it takes to process a gift card replacement; not to mention tons of patience. After having used an AMEX gift card to make a purchase online; the product malfunctioned and had to be returned. The vendor initiated a refund and the system automatically placed the funds back on the gift cards. By this point the gift cards had already been disposed of.

    This is when I contacted AMEX for replacement cards and started their ludicrous replacement process. One thing to make very clear is that AMEX does not call any customer if it needs/requires additional information to process the return. Instead, through postal mail they send you a letter explaining what it is that they need in order to proceed. If one simply waits for the letters to arrive this process could take months. Additionally, after 10 days they would close the case anyway which makes it extremely important to call them on a repeated basis.

    The required documents range from purchase invoice, utility bill to even a driver's license. This is a gift card not an application for employment or residency. Along with all this they require the purchaser of the gift card to call and verify the information if you are the one who has received the gift card. In my case that was the CEO of the company I work for... AMEX wanted the CEO to call in order to verify a gift card. The value of all this trouble - $250. Last but not least is they will not ship to PO boxes.

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    Customer Service

    Reviewed April 4, 2015

    We decided to use two brand new American Express gift cards to pay for a visit to a restaurant while on vacation. The waitress came back and said that the cards were denied. She tried a second time, just to return with the same news. Four days later, I checked the website to find out the status of the cards to determine whether we still had the original card amount. According to the website, the card has $0.00 balance. After a week, I finally called Am Ex to find out what was going on. I spoke with someone who clearly could not answer any of my questions if they were not part of his script. He told me that there is a hold placed on the card for eight days! I asked to speak with someone about this, and he simply repeated that there is no balance on the card, and we have to wait eight days. I will NEVER buy an American Express gift card. And as soon as the hold is taken off the one I have now, I will use it (hopefully) quickly and get rid of it!

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    Customer ServiceContract & TermsStaff

    Reviewed March 29, 2015

    In short; I have been an American Express Prepaid Card Holder for 4 years now. Most recently, I called customer service to try to load funds via direct deposit (I am self employed). The male customer service rep (who barely spoke English), would not give me the information needed and INSISTED that I switch to a SERVE card. When I stuck to my guns and refused he raised his voice and refused to give me the information I needed for direct deposit; later fumbling and saying "UMMM you cannot get direct deposit because you are self employed." Nowhere in the terms of agreement was that ever stipulated. Furthermore, he sounded shocked that I was self employed. When I asked to participate in the survey... he promptly disconnected the call. I asked where he was from and he responded INDIA. Well maybe next go round, I will do business with a card company that values the American customer.

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    Reviewed March 28, 2015

    Received a gift card again from my workplace - these cards suck. Every place I've stop to use it decline it. It will only work at large department stores. Not your local gas station. Also went to a caf. Didn't work. Make sure you have back up money if you're going to use this card. Good luck.

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    Customer Service

    Reviewed March 17, 2015

    I received an "e" card from American Express as a gift Feb. 2014. I have been unable to use this card with any "e" merchants to date. This "e" card can only be used online as payment to an American Co. Every time I try to use it it fails. I have contacted American Express customer service at least 6 times. Each time I contacted them by phone I've been on hold an unreasonably long time because no one seems to be able to connect the proper dept to help me. They have admitted that the "e" cards were discontinued due to problems with them.

    I've been promised 6 times that they would replace the "e" cards with a gift card of the same value but it has never arrived. I've tried to talk to supervisors but that has been unsuccessful to date. I'm very troubled because today I was on hold for 50 minutes and told they will not honor their previous statements to send me a gift card. I know they have logged in my requests each time so there is a record. I simply want this $50 dollars preferably a check at this point from this multimillion/billion dollar company.

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    Sales & Marketing

    Reviewed March 3, 2015

    It is so frustrating and basically (I think) against the law. My friend bought me a card so I can drive out to visit over the Holidays (for gas etc). It was a "gift' a year in advance, something to look forward to! I finally get ready for the trip, go online to check my balance --- $14.00... what? Find out they have been taking out "service fees" the whole time. So basically they drained the account. IT WAS PAID FOR. YOU GOT THE MONEY - you should not be able to bait and switch. THEY SHOULD NEVER EXPIRE OR HAVE A MONTHLY FEE. IT'S NOT A CREDIT CARD. I AM SO ANGRY! Seriously need some sort of class action or something (but then only the lawyers make out) phooey. DON'T BUY!!!!!!!!!

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    Customer ServicePrice

    Reviewed Feb. 7, 2015

    I purchased something at an office store using my gift card for partial payment of the product. I noticed after the transaction that they had overcharged me and asked them to correct the price. They refunded my gift card and my reg. credit card and redid the entire purchase. Guess what, even though the full amount was put back on the gift card the card showed a "0" balance. I called the 800# and spoke to Martha (very hard to understand) and she said it will take 8 calendar days to put the refund back on the card. I then asked for a supervisor, waited 20 minutes and got Gordon who told me the same thing. Not the service I have come to expect from AMEX. I ended up paying the whole thing on my reg CC - not my plan and will now hope that I get the balance put back on the card which I can’t use to pay my credit card!

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    Customer ServiceStaff

    Reviewed Jan. 31, 2015

    My daughter received Amex gift card ($50) for her 16th b-day. Her wallet (with card) was subsequently stolen. We reported it immediately - card still had full value. We save all requested info and were told replacement would be sent. It was not. Called Amex - whoops error - they had failed to process request. "No worries," they said, "card now on the way." Weeks pass. No card. Then letter. No card until we send our purchase receipt. Call - Amex needs receipt for cards with over $200. "But ours is $50," we remind. "This case needs receipt." "What case?" No answer, then "the team decided you need receipt." We ask how do we produce receipt if it was a gift? Too bad. No receipt. No replacement. So now have had to ask family of daughter's friend to search for receipt from months ago... Amex staff - clueless, rude, dismissive...

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    Punctuality & Speed

    Reviewed Jan. 23, 2015

    Never buy American Express gift cards! I purchased a gift card to make an online order of an auto part. The parts company has a cutoff time for overnight shipping of 10am. I purchased the card at 9:30am and tried to make the order shortly after and it was declined. When I called American Express they told me that there is a delay of 1 hour after purchase before the card is activated. There was nothing on the card packaging to indicate this fact and I was not informed of this at the register. The only information on the outside of the package is, "Card has no value until purchased at checkstand". Because of this delay, I had to pay for a freight upgrade to get the part in time. Shame on American Express for deceptive practices.

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    Reviewed Jan. 22, 2015

    I made a hot topic order, was never to be charged and was charged extra on my card for an out of stock item. After waiting past the amount of time I was supposed to, charge remained on my card. Finally hot topic sent me something else to fix the situation.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 20, 2015

    If you are reading this, let me tell you at the outset, do NOT use AmEx for your gift card needs. There are much better gift service out there. I personally have used giftcards.com that allow you to get custom gift cards, VISA and others and I have been very satisfied with their service. Now, let me tell you about my experience with AmEx. First of all, they do not have a local US based customer service team (at least it seems so to me). So, I ordered a custom AmEx gift card on phone by calling the customer service.

    The girl who took my order was Bella. Order #**. She seemed to have noted all my instructions very well but later when after the item having shipped on December 30, I had not received it even by January 7, I called them up to ask what was wrong and found out that the delivery was completely wrong and the package was being returned to American Express. So much for being careful, I think AmEx doesn't train its representatives well enough. I had ordered this for a friend who was getting married and thanks to fault on the customer representative, I could not get it on time and I had to request to cancel the order.

    Although it had kind of already spoiled the fun by destroying the timing of the gift, I decided to place a reorder. And I did place another order #** this time too on the phone (I don't remember the representative's name). He said he will just take another order with the same customization and he made completely sure that he got the right address this time. And guess what, a couple of days later, I get this email from AmEx saying that the order was cancelled - no reasons mentioned. And, it was exactly the same order and I had used the same credit card to pay! When I called AmEx, they told me that no reason was mentioned on the system and that they would place a request to know the reason from their seniors and asked me to call me back after four to five days.

    I waited for more than that and when I called, guess what again, they still have no answer! The representative's name was Tulsi and I still remember the way she handled my problem. Totally unprofessional and no eagerness at all to help me with a solution. I asked her about the refund to my first cancelled gift card. She told me to call them back when it is exactly 15 days and the tone she used was so demeaning. When I asked her to please be clear on why AmEx cancelled the order so that I could find out and place the order successfully this time, all she said was that the order was declined and there is nothing she could do to help except taking a new order.

    By this time, I was completely furious. I told her that "I am not going to this over and over again and if you cannot provide me a simple solution, I am just going to get it from another company." But that did not bother her. She simply said that she cannot help. So without saying anything else, I hung up. Friends, after that I found giftcards.com that is far better than what AmEx offers. I was thinking why I didn't find this before and save me the trouble. They allow you to design custom gift cards and also a greeting card along with it with the photos (you can upload from your computer), wording and graphics of your choice. Trust me, DON'T go to AmEx for your gift card needs. They simply don't care! Save yourself the trouble!

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    Customer ServiceStaff

    Reviewed Jan. 12, 2015

    On after American Express is fraudmas Eve, I purchased a 50.00 gift card for my son for Christmas at Walgreens. A few days later while taking his girlfriend to breakfast he calls to tell me his card declined twice. We called the 800 # on the card just for the rep to say "you have a zero balance"! So I asked, what do I need to do? They replied with, "It's Walgreen's fault they did not put the money on your card." So of course I go up to Walgreens for them to tell me it's American Expresses fault as the money was put on the card.

    So I again call American Express for them to tell me I needed to send in a copy of the receipt that my son no longer had with the rest of Christmas trash! They also needed a copy of the stores log receipt; my license, copy of the gift card front and back, and copy of the package the card came in. Well after 1 week of waiting after I called American Express and they just kept transferring me and asking dumb questions about my address? American Express is fraud and they are thieves. I will be looking more into putting this information in the news so other people are aware of not to buy any American Express cards ever!

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    Staff

    Reviewed Jan. 1, 2015

    I bought a gift using an AMEX gift card for $50.00. The store destroyed the card since it had a zero balance when the purchase was made. I later returned the gift and the store credited AMEX for the amount. However, AMEX will not issue me a new card...even though I have all the receipts showing the original purchase, the store credit for the return (with the AMEX credit) and the store Manager's information. I'm getting a run around from the AMEX representatives in India that process the complaints. Does anyone have a suggestion on how to resolve this?

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    Customer ServiceContract & Terms

    Reviewed Dec. 29, 2014

    I recently purchased a $50 AMEX gift card at Walgreens. When I went to make an online purchase 10 minutes after it was DECLINED. I called customer service (which was not helpful at all), they explained the funds are held for 70 minutes after purchase before being used. I was furious to find out because it does not state on the package or in the terms of agreement that this would be a stipulation. I know from other gift card purchases with Visa and Greendot that this occurs because it would be stated on the receipt or the the gift card packaging itself. It should be defined BEFORE purchase, not after when you need to use the card. SO now I having to wait an entire hour and ten minutes just to use this card. And on top of it all customer service is unfriendly and not useful at all to activate the card through their end. Never again will I purchase or use a card from American Express! What a total disappointment.

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    Customer ServicePriceStaff

    Reviewed Dec. 27, 2014

    I receive an American Express Prepaid card, was given to me through a rebate deal. They charged you service fee after a certain month if you still have a balance on their card, which is stupid to begin with as it is a gift card and it should not expire or be charged for not using it quick enough. Anyhow, they charged me this fee before it was supposed to be charged! I called them and the person I spoke with, "Daisy", indicated that they will reversed the transaction within 2-3 business days. I asked for a confirmation number because I know some BS would occur and I would not receive the reversal.

    Anyhow, so it has been a week since I called them. The transaction didn't appear back on the card when I checked the invoice so I called in. When I spoke with this next person, they told me that they couldn't reverse it and that the other person provided me with the wrong information. She said that my card is a business card and so they couldn't reverse it. I corrected her saying that it was a prepaid card, so she tried to come up with some other excuses as to why they couldn't reverse the fee charged. This is the reason why I never wanted to get their credit card in the first place!

    Now I know my decision on never applying for them was correct because it's already a hassle dealing with a stupid prepaid card! Like the person before me, I am most likely never going to get a rebate offer that deals with American Express or purchase any prepaid card from them. I wondered how their business survive with the way their service is.

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    Customer ServiceStaff

    Reviewed Dec. 19, 2014

    I ordered a gift card of $200 to be sent to my son in Seattle. I had to call a couple of times because AMEX did not send me any notices nor did they charge my account. So I called AMEX only to speak with reps who do not understand English. After I spoke with 3 different reps, I was finally told that UPS dropped it off on the porch of my son's house. He DOESN'T have a porch! They stuck the card in the door and it luckily blew away to the flower patch next to the house.

    I am so mad at AMEX. If I would have known I was dealing with an overseas Customer Service for resolution, I would have never bought the card. I spend over 1 hour on the phone with them on a 5 minute question. Secondly, I hate UPS. I purchased Priority 2-Day from USPS, but they sent it thru UPS after I specifically ordered USPS Priority! Either they don't understand or they don't care. I think you might be better served if you bought a physical card and mailed it yourself!!!

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    Customer Service

    Reviewed Dec. 18, 2014

    I'll admit this is originally my fault, although really poor customer service is why I am writing this. I received a $200 American Express gift card for Christmas last year. I made a couple of purchases on it and received errors both times resulting in pending charges that reduced my balance both times. The first time, the total was over $100, so I couldn't even try the purchase again because of insufficient "remaining" balance.

    Recently, I believe I misplaced it in my room with $50 remaining on it. After looking around for it on and off for weeks, I decided to just call customer service and how they could help. Basically, they asked me for me to fax over my receipt from purchase and the packaging from the card. American Express, it's been over a year. So essentially, when you get a gift card, you better keep every document from your purchase at hand in case anything goes wrong to secure your **. And the punch line? Here's how the call ended:

    "So any of my remaining money on the card is wasted?"
    "Um...yes. Is there anything else that I can help you with?"

    "Well, you didn't help me with my issue at all, so no."

    Left a lovely phone review afterwards. Never again, American Express, never again. I'm telling my family members as well to never give one as a gift.

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    Reviewed Dec. 13, 2014

    I recently received a $10 Amex gift card as a rebate on a computer peripheral purchase. When I tried to cash it at Walmart, it was rejected. I phoned Amex and was told that I have to pay the outstanding amount first before using the card. Nobody knows that! I was told that I would have to deal with it at Walmart and have them reverse the transaction. For $10 I am not going to bother but I will NEVER purchase another item which has Amex gift card as a rebate.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 1, 2014

    I bought 2 $100 American Express gift cards at Target on 8/28/14, gave them as gifts the next day. When the recipient tried to use them, she couldn't. The cards were given back to me. I went to Target to discover the cause, was told they weren't entered properly, although I had the receipt, but no refund. Called the customer service no, turned case over to PRT Resolution Team; faxed them copies of the cards, front & back, my store receipt, my driver's license. Called a week later, DL unclear, faxed again. Called 2 weeks later, still not clear, faxed a 4"x6" copy of license. Called today, said my address was a business address (do have a home-based business), didn't receive lge copy of license, so how could they look up my address? They wanted a phone bill for proof of address, I said “enough!” I want cards activated, or money back. Manager will call today, doubt it. Will never buy another Amex gift card!

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    Price

    Reviewed Nov. 30, 2014

    For my birthday, I received an American Express Prepaid Gift Card with a value of $100. I planned to buy Listia Credits (Listia is a website like eBay but you buy items with credits). I bought a $40 set of credits and a $20 set of credits. I attempted to buy another $40 set because I still had $40 on my card, but it said that it was denied by the cardholder. I then checked my balance and it said I had only $34 on my card! THEY CHARGE YOU 1 dollar for every time you try to buy an item! I tried 6 times in total, and now I cannot buy the item! Nice to ruin a birthday American Express... REALLY NICE.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 22, 2014

    We had 27 charges in one day at Exxonmobile in Florida (we live in California). These are not our charges. It put the card in negative and when calling the 866 # told had to put more funds to get out of negative. We only discovered this fraud on checking our balance on November 10, 2014 to make sure everything was okay. To our shock it was not. We were told 4 different times that an email form to dispute these charges will be coming. Two weeks later - still no email. We thought we better send in writing that we dispute these charges. Sent UPS next day air (costing us $37). We have a signed copy that they received this.

    Called today and said they hadn't received it and we had to send the dispute form they email, but they refuse to send it. In their terms it only states we have to send a written notice and then within 10 days of the day we reported it, we would have our money back. I was told that it is instead from the day they get written notice. I have been put on hold for at least 6-7 hours this last two weeks - but still no guarantee we will ever see our money. Please help!

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    Staff

    Reviewed Nov. 8, 2014

    Received gift card branded American Express value 25.00 exp 06/20. Tried to use 11/07/14 and no value shown on card. So I called American Express and was advised 2.00 per month service fee used all the value of my card. I was not aware fees were permitted on gift cards so I was surprised when the agent I talked to just said, "Too bad that's the way it is." I won't be using any rebates showing American Express and encourage others also not to use this company's products.

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    Reviewed Oct. 7, 2014

    I am filing this complaint against American Express Bluebird prepaid card. I have been dealing with the company on a refund that there seem to be a delay in. I filed a dispute with the card company on 7/27/14 and here it is 10/6/14 and still have not been reimbursed. The company have given me (4) four different days that I should receive a refund and every time there is an excuse. I feel that everyone needs to know about this company and something needs to be done about their business practices.

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    Reviewed Sept. 27, 2014

    These cards are a joke. Never again will I buy one. Says can't be used to order outside of US and even when I did order in the US it still kept costing me a dollar for card to get declined.

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    Reviewed Sept. 25, 2014

    I gave my rebate card to my mom and she misplaced after she try to use it and didn't have the balance on the card. When I found out, the card have been taking out fee but didn't have the message in spanish. My mother is no bilingual. She lost that money for something she didn't know.

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    Staff

    Reviewed Aug. 24, 2014

    I got one of these cards for my birthday with a balance of $100 in the beginning. Great. I went on Storenvy and bought items I have been planning to get and it went through easily, and I had $18.50 left on my card. So I decided to go on a different shop and buy some supplies I needed, and the overall total was $18.45. But guess what? It didn't go through. I tried it again and again, removing one item from my list each time, because surely it couldn't be the card. I had a window open on my computer that showed how much money was left on the card and it still said $18.50, so I reloaded it and re-entered my information. And would you guess?! It said I had $13.45 left on my card.

    I know that I did not buy anything else after my purchase, and so I looked at the purchase history and it kept saying I made a purchase with AVS that was 1 dollar. It took $1 off my card every time I re-entered the payment information. I don't know what is happening, and this is getting me really angry right now, so I am trying to contact them at the minute. All I'm saying is to not use AMEX because it just makes no sense to me. I'm going to try contacting them right now and try to get that amount off my card like that other person, because I am very dissatisfied.

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    Customer ServicePriceStaffProcess

    Reviewed Aug. 18, 2014

    I've used prepaid gift cards to purchase things online for years now (mostly Visa and MasterCard) and have never had any problems. I recently made the mistake of purchasing a AE gift card for $135 with the intention of purchasing some shoes. I've done this many times before and the process is easy, efficient, and simple. BUT NOT WITH AMERICAN ** EXPRESS. First my payment was declined from one website. Okay, that's weird, maybe it's just an anomaly. I try another website but the payment is declined because my billing address doesn't match the address on the gift card.

    What? I've never needed to attach my address to a gift card and even if I needed to you can easily do it on Visa's or MasterCard's website. I decide to call customer service so I can attach my name and address to the card. The guy at the call center confirms my address and says I should be good to go. Cool. I go back to the second website thinking that it should work this time but instead get declined again. Wtf man... At this point I add the gift card to my PayPal account so I can use that instead. PayPal can't process the payment and instead charges a dollar every time I attempt to pay. Down to $132 I go. Great.

    I try a third website and once again the purchase is declined by the website but the cost is charged to my card. I'm not about to pay $100 for nothing. I call the customer service again, and the representative is able to wipe the $3 of PayPal charges. How nice of you. Now I have to wait 8 days for the other charge to be wiped and the card's balance to be reverted to $135. I swear to god if that charge isn't removed and or I'm not able to use this card locally I will be furious. What usually is a 10 minute process has turned into 10 day ordeal. THANK YOU AMERICAN EXPRESS, NEVER AGAIN. AVOID AT ALL COSTS

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    Customer Service

    Reviewed Aug. 5, 2014

    I purchased a $100 Amex gift card from Walmart.com for my mother. When she went to use it @ Walmart (already at the till of course), she was told that it hadn't been activated through Amex & to call them. I called. They needed lots of information faxed to them. I faxed it and they never returned my money.

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    Customer ServicePunctuality & Speed

    Reviewed Aug. 1, 2014

    I ordered a $100 gift card thru AMEX and chose "overnight shipping" for $9.99, purchased on 6/12/14 for a total of $113.90. After purchasing I realized I put the wrong first name on the card and I immediately called customer service to fix. After being transferred 3x I was finally told 20 minutes later that it was already processed. The card arrived exactly one week later on the 19th. I disputed the overnight charge and they told me that it was purchased on the 18th and delivered on the 19th. I disputed again and asked that they check their call history records to verify. They then said I was never charged $9.99 for shipping. Why the heck was that option there? So, $13.90 in "order fees". And when you try to go back and read the notification of your dispute a second time... it disappears! Slippery and dishonest. Never again!

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    Customer ServiceStaff

    Reviewed July 3, 2014

    American Express gift card logo is--- Better than money.

    My daughter just graduated 8th grade. Very proud of her, all A's in the last 3 years. Being a single mother of 3, I had to watch everything I spend. Her uncle was able to give her the American Express gift card. Totally happy. She loved it. Next month, she'll be in Stanford with her team. We felt secure with the card. There no doubt in our mind about the funds. Come to find out someone use her card. In a totally different city. She only had the card 4 days!! Called customer service, no help. They're so rude. I could not even understand what they were saying. I had to repeat everything just to make sure I heard right. Tried to blame a 14-year-old. So AMERICAN EXPRESS, your gift card are not better than money. Actually you're the worst of the kind. You don't protect your customers. Nor do help them. Parents/Family members, please don't fall in the trap of American Express. Their cards are not better than money. We work hard for our money. I don't like to see it throwaway. Please take this as a WARNING!!

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    Customer ServiceStaff

    Reviewed June 19, 2014

    I bought the gift card and when I came to use it but when the merchant passed it through an error message came. We called the customer service line and the amount processed that came "invalid" was in fact debited. I asked the customer service lady and she told me that there must be a mistake with the store's system. She assured me that the money will be back in the card within 8 business days. I tried to give it a try with the remainder of the balance but when I came to use it the second time it also came as "invalid". Horrible experience. I bought Visa Gift Card before and never had this problem.

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    Customer ServiceStaff

    Reviewed May 16, 2014

    I placed an order for 5 American Express gift cards and discovered that I forgot to use a coupon code. I immediately called AE within 5 minutes but the agent said there was no way to reapply the coupon. I requested cancelling the order, but after putting me on hold for 5 minutes, he said the order has already been processed and there was no way to cancel it. I told him that two days ago I placed an order for American Express gift cards and it took them 2 days to decline the order (and that was the reason I reordered), so how could the order be processed within 5 minutes this time.

    Basically their attitude was "that's your problem, I don't want to do a thing". I requested sending me through the phone survey and the agent freaked out and hanged up. This is the worst customer service I have seen. I will never buy gift cards from American Express again. Yes, it takes only one bad customer service agent to send away a repeat customer, but that's their problem.

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    Customer ServiceStaff

    Reviewed May 6, 2014

    I purchased 4 cards for Easter gifts for grandchildren and their parents. I watched Walmart cashier activate each card, sent them to NJ. Received text that one card was not activated according to number my daughter called. I called with the info on Sunday and guy stated that dept is on MST & I must call tomorrow between 11 am and 9 pm. I did and spoke to 1 guy who stated I must go to Walmart and have them look up info as it wasn't activated. I drove to Walmart and I got the receipt showing it was activated!

    I called back to AMEX while I was at Walmart and they said I needed my daughter to copy back & front of card and original box and I had to send copy of my driver's license or Passport and my name and address to them with a copy of the activated receipt from Walmart. I got absolutely furious and said there was no way my driver's license or passport would be sent to them. They then sent me to a supervisor who took 10 minutes to get on the line! She said the same thing. I told them I was seeing my lawyer, who was no help but AAA magazine had an article about credit cards and their suggestion was calling the credit card company who should credit your account back for goods not provided and they will figure the problem out.

    I called American Express, got my money back on my account and was told it would take 6 weeks before resolution and I would receive information on what happened. I sent a check to my daughter so my grandson can now buy something for himself. What a hassle and a racket this is!!

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    Customer ServicePunctuality & Speed

    Reviewed April 3, 2014

    AmEx don't have any way to find out that they delivered card to the person or not. They can only tell you that they shipped it or not and balance. The only way to find out is to ask the receiver. I ordered a gift card as wedding gift for my friend. Now when I want to know whether she received my surprise gift or not, I have to call her only. There is no way American Express tell me that she received my card or not. It's really bad, now I have to call her and find out and by any chance if it was not delivered, it gave bad impression of me. (Seems I am making excuses and giving late) :( AmEx will not give any information about to whom it delivered to. Had bad experience. Also when I purchased the gift card through my AmEx card it was decline. Waste of time, will never use this service again.

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    Reviewed March 11, 2014

    When I attempted to use an American Express gift card at check-out, the card was declined. When I called American Express I was told that since the balance of the bill was in excess of the amount of the gift card, I had to pay the balance first. How can I pay the balance due if I do not know the value of the gift card? Further, even though the card was declined, the amount of the gift card was removed and I now have to wait 8 days before the amount is returned to the card. DO NOT GIVE AMERICAN EXPRESS GIFT CARDS!

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    Customer Service

    Reviewed March 2, 2014

    My husband received a American Express gift card from a friend. The card was declined at any location I tried to used it. When I called the customer service they've told me that the card is not activated and there's nothing they can do about it until I send them the receipt with a set of documentation about myself. Well, I don't have the receipt since it was a gift card. Never buy Amex gift cards, they are a complete joke. Now, that I read about other customers' experience with these gift cards, I'm not at all surprised, and definitely convinced about never purchasing Amex cards.

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    Reviewed Feb. 4, 2014

    I received a rebate from MSI in way of an Amex prepaid reward card for $10. What I did not know is that after six months a $2 per month fee is charged so the card went to zero in nine months! I am to say the least pissed off and will never do business with MSI or American Express ever again. DONE

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    Customer ServiceStaff

    Reviewed Dec. 30, 2013

    I had received an AmEx gift card, a year or so ago, amount $300, expiration 12/14. This last weekend, it was rejected in a restaurant in Malibu. Fortunately, I had a real credit card and paid the bill. I called the AmEx gift help line today, after multiple holds and talking to three reps, up to the highest supervisor I was able to reach, and 40 frustrating minutes, the answer was - that The card had not been properly scanned when issued, and that if needed to contact the person(s) who gave me the card to get the purchaser receipt.

    Not possible to do that after a year, and anyway, who calls the giver of a gift to say that their gift 'bounced' . This is a serious AmEx problem, they should validate the card at the point of sale. So now they have a $300.00 profit, minus some wages to the 3 or 4 people who listened politely to my problem, but were of no help whatsoever. I have an AmEx platinum card, so I called Customer Service there, just to vent my spleen. They were apologetic, but again, no fix. SO BE WARNED. Suggest DO NOT BUY AMEX Gift Card, until problem, fixed, if ever.

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    Customer ServicePrice

    Reviewed Dec. 28, 2013

    American Express is making BOOKOO bucks off of undetecting Americans. Also, raking it in while not giving Americans the merchandise enclosed in prepaid money cards ... After purchasing a 60-dollar prepaid debit card, from yes, the UNITED STATES POST OFFICE, I attempted to use this card on a purchase for 50 dollars. It was denied and after calling the number on the back of the card... what was learned is that THERE IS NO WAY AT ALL TO GET MY MONEY FOR AT LEAST 10 more days (even the UNITED STATES post office, who has made themselves a representative of this company can not return money THAT BELONGS TO ME!). THIS IS AN OUTRAGE! It is theft. It is embezzlement !!!! They took my money under false pretenses, gained control of that money and are not giving my money back to me.... and contacted the resolution service at American Express (no respect for this company anymore, therefore, the "a" in American Express is non-deserving of a capital letter).

    Was told that my money may not be returned for quite possibly a month (up to 20 business days). When asked if they were making interest off of my money while they were holding it, no response was given. After reviewing the above, I wonder if MY MONEY will ever be given back to me at all.... What is embezzlement??? What is theft by deception?... and because this seems to be a crime in which the UNITED STATES POST OFFICE is now involved in and because the money (SUPPOSEDLY) will be mailed to me ... (EVENTUALLY) a crime done so by mail is MAIL FRAUD... Hmmm, what is mail fraud, you ask?? Nice to know that American Express is honoring their good name... WHAT A JOKE!

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    Customer Service

    Reviewed Dec. 2, 2013

    Please, please, don't buy anybody an AMEX gift card. You've just given money to American Express, and the card holder will probably not be able to use it. I received one as a gift last week. I tried to use it online, and it was rejected by the card issuer. So I decided I would charge the card through PayPal, so I could access the funds online. PayPal said that the card issuer rejected the transaction, so instead PayPal charged me $1.00 for every time I ran the card, meaning that now there's only $47 on the card instead of $50. Ridiculous. So I tried to call the customer service hotline at 877-297-4438, and got an automated response. There was no way to talk to a real human being about this card. This is the worst gift card I've ever seen. This isn't a gift, it's a bad joke.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 11, 2013

    I was presented a $100 Amex gift card. When I tried to use it, it was declined. After calling Amex India I was told that the card belonged to someone else. I was instructed to fax the front and back of the card, my driver license, and purchase receipt to the Amex prepaid resolution team. After more than a month, I received a new card. It was also declined when I tried to use it. I called customer service in India again and was told that the card did not belong to me. After a great deal of time they told me that a new card had been mailed to me the day before. That did not sound right. It was a lie.

    I called back couple of weeks later after no card arrived and spoke to an Indian supervisor who basically told me that I was out $100 and they would do nothing. Bottom line is that Amex was defrauded out of $100 and I paid for it. Thanks, Amex. I have been a member since 1974 and have two accounts. They have lost me as a customer, not that they care.

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    Customer ServiceStaff

    Reviewed Nov. 10, 2013

    Lost AMEX Gcard $200: We had the GC number on Receipt. Called number. Had unused card. Put on hold, 2 hours with 3 different agents that did not speak good English. Tell us 3 different ways on how to get a new card issued. They asked for Personal identifying information like SS number and copy of license to be faxed to them. Spoke to top Manager who took down name and info and promised a new card in 10 days (10/14). Never received card or acknowledgement of request. Called back 11/8 and more of the same. The service center doesn't know what they are doing. They don't speak English and are not from this country. You get several different ways on how to resolve but nothing happens. This is ridiculous! AMEX is supposed to stand for professional, security, American company that you can rely on. I think not! Word to the wise don't buy these cards.

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    Customer ServiceSales & MarketingPrice

    Reviewed Nov. 7, 2013

    Got hit with a possible fraud. At my store, the customer used an AMEX gift card to purchase items. Two months later, I get several letters in the mail that this sale is under investigation. Merchant services and American Express refuse to provide any information on this matter. A call to Merchant Services results repeating the "case number" several times followed by being placed on hold for 20 minutes. They can not even tell me what is going on except threatening letters that they will charge back the sale if I do not respond to their request to fax the sales slips (which I have done already after each request). This whole thing feels like a scam that American Express themselves is behind and I will no longer accept any American Express products at all. Shame on you the way this is being handled.

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    Customer ServiceStaff

    Reviewed Aug. 30, 2013

    I received an $80 rebate from Hankook Tires. They no longer issue checks for refunds; instead, they sent an AMEX Gift Card. It stated that it didn't need to be activated and was ready to be used. I attempted to use it at a local gas station. You can't use them at the pump; you have to tell the cashier how much money is on the card and they will use it like a credit card. Well the card was declined! I called the customer service to get a balance and it reported a 0 balance on the card! I requested to talk to a rep. The customer service rep was hard to understand, AMEX obviously outsources their customer service responsibilities to India. I was told that the card was used at the gas station. I told the rep that it was declined. He stated that if there was nothing charged to the card they will refund the money; however, the funds are frozen for 7-10 days.

    So the card is basically useless at this point. I asked why the funds would have been deducted from the card and why they needed to freeze funds that I never used. I was told that when the cashier slide the card, all $80 was taken off the card. I told the rep that I still don't understand why the money would have been taken off the card if it had been declined. I wound up using my bank debit card for the purchase. Not happy with AMEX, and now I have to hope they refund the money and am forced to wait another 10 days to see if they do so.

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    Customer ServiceSales & MarketingStaff

    Reviewed Aug. 19, 2013

    Around Aug. 13, 2013 I purchased a gift card to pay for my birthday gift. I read the instructions and it said no activation needed and the card was ready for use. I made an online purchase and the company declined the order saying the addresses didn't match. Shortly later I noticed the money had been taking off my card, immediately I called American Express and was informed in order to make an online or phone order the card would have to be registered. I asked him how would I have known that? The customer service rep asked me to make a conference call to the company. I told him that I didn't have 3 way and was unable to make the call. At that point and time he stated he couldn't make an outgoing calls, their phones only accepted incoming calls. He also told me my money would be on my card within 24 hr.

    The next morning I called and spoke with a customer service rep and he told me their policy says it would take 7 to 10 days. I asked would I be able to get my money back because in 10 days I wouldn't need the gift card because I had to purchase another card. Being it wasn't my fault I would need my money and I was told no, I asked to speak to a supervisor, first the supervisor said I could get my money back in 24 hours. When I said it was in the 24 hours time frame he change his story and said, that's only if would have called them on the same day it happened. I told him I did call the same day it happened, next he said they had to talk to someone from the company and since that didn't happen I would have to wait 8 to ten days and that was their policy.

    I asked him to look at the paperwork that came with the card and tell me if he could find instruction on how to use this card and he couldn't. I told him I felt that was thief by deception and I was going to contact an attorney and I asked for his ID number. He told me it was against their policy to give that out, I told him that was a lie because the other reps gave their numbers. As of now I haven't gotten anything but the run around. I went back to the store and one of the supervisors said they had received complaints concerning this card. Next, I reviewed comments online and out of like 311 comments only 13 was good and the rest was bad. I feel like it’s a scam and I really hope this American Express gift card is investigated.

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    Reviewed Aug. 14, 2013

    A customer used one of these cards which did not swipe and American Express charges additional fees for cards that will not swipe. Read the fine print with these guys and know what you're getting into. This customer got away with $400 of our lowest profit margin merchandise and because of fees and "non swipe fees" (can you believe this is legal!?) got one over on us and we either lost money on the sale or barely broke even (I didn't run the numbers yet but because the card did not swipe, the fee doubles. Are you serious?!). Never again, I'm through taking Amex it's for suckers.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 14, 2013

    The English of customer service agents is very, very poor. They are only authorized to apologize. Can’t help but apologize. I was told 9 different lies: (1) I was told because my gift card was suspended that a refund would not go on it. I did not contact the merchant in time and they processed it on the gift card. And yes, it went back on the gift card; (2) the gift card is still suspended. I cannot use my money. I was told that it will be refunded to the merchant as there was no matching transaction amount. What does the amount have to do with anything? If I buy three things and return 2 of them, there is no matching amount for that return either; (3) I was told the merchant had to request the transaction to be reversed; (4) I was told that it will be automatically reversed; (5) I was told that both 4 & 5 would be done in 3-5 business days; (6) I was told an email had to be sent to get the authorization and I need to call back every day for up to 14 days for my money to be un-suspended on my gift card; (7, 8, and 9) are a combination of all the above and now the guy on the phone from India said it is too late for anything to be done today.

    I have been on the phone for 3 hours. I am on hold again...LOOKS LIKE THEY ARE JUST TRAINED TO SAY THEY ARE SORRY FOR THE INCONVENIENCE...No wonder help is very cheap...I wonder what the work manual looks like? Just give your fake name and apologize, but remember that here, we get written up and fired for not following through and making the customer wishes come true. Oh, I said, “You have stolen my money.” They say no, it is on my gift card...DO YOU SEE WHAT I AM SAYING? I said, “But I can’t use it.” Their reply, “I apologize for the inconvenience.” So in a sense, I was given counterfeit money. It looks like an AMEX GIFT CARD. When you call for the balance, it shows up; but they have it suspended because the merchant transaction does not match. Still on hold. Bring jobs back to America where we can get the job done.

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    Customer ServicePriceStaff

    Reviewed May 27, 2013

    On May 2, 2013, I called customer service and explained that I had received a $500 AmEx gift card and would like to have a check for cash instead of the card. "No problem," said the AmEx representative, "Your check will be sent by US mail within 20 days." I was told the card was locked and could not be used, and I was given a reference number (which is standard operating procedure for refunds according to the rep). On May 27, I called to check on the status of the check and was first told that there was no record of my call. I gave the representative (who spoke very poor English) my reference number, and was then told that because I was the recipient, not the purchaser, I could not get my funds in a check. If AmEx knew that there would be no check and also had my contact information, why didn't they give me the courtesy of a phone call?

    I am disgusted with AmEx. I am so upset about their lack of respect and responsiveness and poor customer service that I will NEVER purchase an AmEx gift card as a gift, nor will I ever become an AmEx customer for any AmEx product. This total screw-up has cost them because I am responsible for all accounts west of the Mississippi and attended many trade shows throughout the year and gave away gift cards to attendees. I will also share my story with my co-workers and encourage my counterparts to not use AmEx.

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    Reviewed May 8, 2013

    These cards are not beneficial to consumers in any way. They only benefit American Express. I'm in college and my parents bought me four cards when I started college. I was using them to pay my prepaid mobile phone, so I knew exactly how much was being charged and how much was left. On my last payment, the card declined because after 6 months, they charged a $2 service fee every month so I was already $4 short and I only had the card for eight months. I need to find a way to convert the value on the last two remaining cards. Don't buy these cards. The service fee makes these cards a rip off. Also, be aware of the security issues that others on ConsumerAffairs.com have encountered.

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    Customer Service

    Reviewed March 14, 2013

    My husband and I regularly purchase Am Ex Gift cards for our children and grandchildren but those days are over. I purchased 2 $100 Am Ex gift cards for my daughter-in-law on 2/15/13 and gave them to her the next day. When she went to use them in March, she was told that both had been spent on 2/26/13 in Tampa on gas and at a 7-Eleven. The cards never left the envelope or her purse until March and she lives 100 of miles from Tampa, Florida. When she called Am Ex to complain, she was told, "Too bad, someone pent them.” She finally had to tell us and we called American Express and they could clearly see that I bought them with my Am Ex at Publix on 2/15/13 along with the dates of the transaction of the expenditures in Tampa on 2/26/13.

    American Express has to be aware of this problem of people stealing gift card numbers from the back of cards displayed in the stores that are selling them and are not dealing with it. Out of curiosity, I checked the back of $100 Am Ex cards at a Jo-Ann's fabric shop the next day and found that the tabs had been pulled off of the back of the first 3 $100 gift cards and the rest were intact. I'm thinking that by doing this, the thief can somehow steal the numbers and just keep trying to use them until they are bought and activated. If the thief uses the card first, he is the winner and the purchaser is the victim. Here is my thinking: this is not a new problem (new to me but not Am Ex). There is a pin on the back, how are the merchants able to run them without the pin? We now have an inquiry in with Am Ex but after reading about others with unsatisfactory results with Am Ex, I'm not hopeful but I will not buy any gift card in the future without this problem being fixed. Lesson learned!

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    Customer ServicePrice

    Reviewed March 5, 2013

    A friend gave me an American Express gift card for my birthday. But when I tried to use it, of course it didn't work. When I called the number, a call center told me I couldn't use the gift card unless I had a purchase receipt. When I explained it was a gift and my friend didn't have the receipt, they told me I had to go through an extensive process to be able to use the card.

    1. I had to go across town to the store where the card was purchased to get a duplicate receipt.
    2. I had to fax a copy of: the receipt, the front and back of the gift card, my driver's license, my name, address and phone number.

    3. Then it took 2 weeks for the card to be activated.

    Not worth $25.00. I think American Express makes it so difficult to use the gift card on purpose so that they can keep the money, knowing most people won't give up their time and identity just to use their gift card.

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    Reviewed Feb. 25, 2013

    This is twice that I have had a perfectly valid American Express gift card refused. There's always some excuse: "The manager has to approve gift cards, and he's not here now." "We can't accept the full value of the card. It's our policy." I recommend avoiding these cards. They are close to useless.

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    Customer ServiceOnline & AppStaff

    Reviewed Feb. 5, 2013

    Just to preface, I have been using prepaid gift cards (Visa, MasterCard, One, Greendot) online for many, many years. Yes, I have occasionally had a problem here and there over the years of using them. Most of the time, the problem is their website going down or reacting slowly, causing me to have to wait a day or less to be able to register my card so I can use it online (I buy these pre-paid cards solely for online use). The worst previous incident I've ever had was a month ago when I purchased a MasterCard prepaid card and the card number was different than what was displayed on the receipt (they should be the same ending numbers). A quick call to MC and they had me up and running with the card working in less than 5 minutes. I've never had a prepaid card not work on the internet until today with the American Express gift card I bought locally a couple days ago.

    First off, you don't even get a chance to register the card with your name, address, phone number, etc. like you do with all other major company gift cards that are to be used online when you visit the American Express website. You have to actually call up American Express and request it personally. After calling them 2 days ago to request this card to be registered with my name, address, etc, I didn't give it a thought. Fast forward to today and I try to use this card at 3 major companies' websites and none of these major companies will accept this card. I figured there was a mishap getting my name, etc. on the card (maybe they misspelled something?), so I called up AE to verify all the info is correct. After verification, I tried and used the card again with the operator on the phone and again, the card is rejected 3 times.

    At first, the operator tried to blame the problem on the major companies saying maybe they don't accept American Express. (Really?! I suppose they just have American Express logos on their websites at the checkout areas for the looks.) Then he said it was a prepaid non-reloadable gift card problem, meaning these websites don't take prepaid non-reloadable gift cards (funny how I use MC/Visa prepaid non-reloadables on these very same websites every single month) because of recurring charges not being able to be used on prepaid cards. I've never run into a website yet that won't accept non-reloadable cards for recurring charges by the way, and not only that, but the items I was trying to buy were pay once items, not recurring charges! He checked with an expert several times, and this expert suggested I call up every single website I tried to use this card with to find out why it wouldn't work with any website at all.

    I laughed and suggested there was a problem with the card itself or their system, and that there wasn't some evil intent of all major websites tried to not accept this card. His excuses went on for another 10 minutes or so. He knew that I knew that the card won't work online at all and I also knew that he had no intention of fixing this at all. I suggested that he go ahead and reimburse me the $4.95 back onto the balance of the card. At which point, he said I could only use this card locally and then hung up on me (nice!). In the end, I'm out $4.95 to get this card in the first place, which was a total waste because if I wanted to only spend the money locally, I would be using cash. Do yourselves a huge favor and entirely avoid American Express gift cards for online purchases! These cards do not work at all online!

    Unfortunately, I cannot say that I was scammed for the amount of the card since I can use this card locally; however, I am out the $4.95 fee for local purchases I could have just used cash for. So yes, I feel scammed in a way. I wonder how many people have bought these for online purchases only to find out they do not work. I will never ever buy from this company again and will go out of my way to ensure others don't fall for this same nonsense. Avoid this company's gift cards! You've been warned!

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    Customer ServicePunctuality & Speed

    Reviewed Feb. 5, 2013

    I ordered an AMEX gift card to be shipped to a friend, to arrive as an anniversary gift on their vacation. The card arrived late, which was not AMEX's fault. Since it went to a hotel, I was worried it would not get to them. So I called AMEX, asked them to cancel it and give me a refund to my AMEX card that I purchased it on. They told me it would take 15 days. After 30 days, the refund had not shown up. I have now made 5 calls and no one seems to be able to assist me. I have grown so frustrated that I have cancelled my AMEX card, which I have had since 1995.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 7, 2013

    I wanted to get gift cards for my employees for the New Year. Fist order was ordered online and processed. The next day, I got an e-mail that it wasn't processed (so that put the delivery off to after the New Year). Second order was made over the phone, processed, and 30 minutes later wasn't processed. On third order, I insisted on speaking to the manager. The order was processed and delivered. Next week, another delivery! Oops! Okay. I called customer service, which took three calls to get through. I got hung up on and was disconnected (and they didn't call me back!). I finally got it canceled after fighting with rep (who was very difficult to understand as well as all the previous reps. They have very heavy accents.) to get her to understand their mistake. Next year, for Visa gift cards, no more AmEx. I would have let AmEx know of this, but they don't have any e-mail contact on their site! Their loss.

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    Price

    Reviewed Dec. 13, 2012

    Don't buy an American Express Gift Card! When you use your credit card to purchase American Express Gift cards, the transaction is considered a cash advance! Therefore, you are charged an advance transaction fee plus interest begins to accumulate from the moment of your purchase. If you go to a store and buy their gift card, using Target stores as an example, that is a purchase and there is no advance transaction fee, not to mention the upfront fee that American Express charges you to initially buy their gift card.

    I received an email solicitation from American Express telling me to purchase their gift cards for the holidays with absolutely no fees. So I did purchase $300 in gift card. They didn't mention the shipping charges! And two weeks later when I received my Citibank/American Express charge card bill, there was the $16.40 advance transaction fee and interest already at $1.82. I pay my account in full every month but with continuous interest being added, it may take another month or two to figure it all out. I will be cancelling my Citi/American Express cards. I told them they are worse than loan sharks.

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    Customer ServiceOnline & AppStaff

    Reviewed Dec. 12, 2012

    I bought a card for my husband. He is a truck driver. I thought it was a good idea. The advertisements said there is a good alternative on prepaid cards without any credit score. I loaded money and the next week tried to transfer money from my account. Loss Prevention locked the card. He called the next day and was waiting for one hour and fifteen minutes. They did not resolve the problem. They said I needed to get another card in order to transfer money to him. I went to Walmart, bought another card, registered and started to transfer money to his card. Everything was okay.

    My statement said I transferred money to his account. I called him and he said the card is locked again and he has already gone two days with no food. I called them and they told me they cannot answer my questions and I need to be patient because the waiting on line for the customer service. I do not know if my husband will be okay with no food or water, just because I thought that is a good company and now it's the worst because they have no customer service people and the website does not help you at all.

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    Customer ServiceStaff

    Reviewed Dec. 12, 2012

    I "won" a $200 American Express gift several weeks ago. These cards supposedly could be used at any merchant who accepts American Express credit cards, including online retailers. Since most retailers don't accept American Express cards, when I finally found an online retailer accepting them, I tried to use it on a $137.87 purchase. The purchase was declined so I used one of my credit cards to complete the transaction. Thinking I still had $200 available to use, I attempted once again to make a purchase online - this time $89. The charge appeared to go through.

    Imagine my surprise the next day when I got an email stating that my card had been declined and my order subsequently cancelled! That is when I got online to check my balance and found that there was a "hold" on my card for $137.87 to the retailer that declined the card. I called customer service joke over in India and got a rep, who told me that it was my responsibility to call the merchant and have them release the hold. The merchant confirmed that the AMX card was declined and that they received other payment for my product, and could do nothing to release the funds. I then called AMX again and after being on hold for 35 minutes, was told there was nothing they could do - it was the retailer's fault.

    Tonight I called AMX again and after about a 10-minute conversation with an AMX rep, confirming there was an error but trying to convince me that it was everyone else's fault but AMX, I got put on hold another 45 minutes before a supervisor came on the line and spewed the same **. Again, I explained that there was no reason to put a hold on funds when they declined to allow the transaction to go through. American Express gift cards are a fraud. Do not purchase them for people that you like. Class action lawsuit time.

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    Reviewed Nov. 10, 2012

    The fact that Amex can actually get away with gouging their customers $75 and even $300 a year for holding one of these things is really puzzling. Low self-esteem? If you need one of these things to feel important, you had better get some help. First off, merchants are loathe to accept them. Why? Because they're sick of being ripped off too. Most importantly, never use one of these lousy cards on the Internet. Contrary to popular belief, if your account number falls into the wrong hands and you dispute the charge, Amex will always "resolve" the dispute in favor of the scammer - 99% of the time - always. In fact, I have no doubt that if you were a victim of a mugger or kidnapper who accepted Amex from their victims and you disputed the charge on the card - you would lose with Amex. They would make sure you paid.

    Furthermore, if you lose the thing, good luck getting a replacement. I was an Amex victim for 30 years before their total lack of regard for their customers jogged me back to my senses. When I misplaced the thing, I was told I had to reapply, even though I was never late for a payment in over 20 years. Trust me. The lowlife vermin at Amex are nothing but the scum of the earth. The bottom line is that Amex is simply a corrupt organization staffed with incompetents, morons, and automatons who don't give a damn about the customer - at all. Why should they? Anybody who is one of their cardholders, clearly, is into being abused. They must enjoy paying through the nose for a charge card that doesn't allow you to run a balance and isn't even accepted by most merchants anymore - either domestically or internationally. Go with Visa.

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    Price

    Reviewed Nov. 3, 2012

    I have $25.00 in American Express gift card. I bought an item on eBay by using American Express gift card. After I check on my balance in American Express gift card, I lost $4.00; but the item only cost one dollar. And they wrote "PayPal Inc Mark - Purchase with AVS" purchase one dollar. I want to know what they are doing. Can someone help me? Thank you.

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    Customer Service

    Reviewed Nov. 3, 2012

    They have the worst customer phone service ever! I never have problems with Visa, as a person that uses gift cards all the time! Do not use American Express! I got hung up on over 9 times (1-866-207-7970).

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    Customer ServiceStaff

    Reviewed Oct. 19, 2012

    I ordered a custom photo gift card on 10/14. I paid extra for 2-day shipping. I received an "approval" email the next day. I was concerned as they took a whole day to approve my order and it was not yet being processed. I called and the person told me I can expect it to be delivered on Thursday, 10/18. I checked my mail today (10/18) and it was not there. I am concerned because I leave for an out-of-state stay (where I needed the gift card as a present). I called them for an update. I was informed it was still processing. I mentioned how I was told I would receive it today and she confirmed that she sees the notes that I was told this, but it was wrong information. I asked if there is any way to get it shipped to me for Monday the latest at a different address since I need it on Tuesday (10/23). I was told no.

    I asked for a manager and was told they were not available. So I got a floor supervisor and she repeated to tell me the same thing and said they cannot change the shipping to overnight because it's still being processed. She said it takes 5 days to process and I chose the 2 days to ship so that I won’t get it until after next Tuesday. She confirmed that there was no notice during ordering that it takes 5 days to process and "x" days to "approve" orders. So choosing expedited shipping is irrelevant. I asked how I could reach a manager. She then started saying she was having phone issues! I had to call back, play the whole game again and finally got her again. She told me she can place a call order for a manager to call me in 1 to 2 days. I demanded my order cancelled since now I have to find another gift (and I thought this would be perfect). She even said the refund will take 15 business days (even though it took less than a day to have them remove it from my account).

    So now I'm out a gift, out my time, and out my money for 2 weeks. I'm waiting on a manager who probably won’t care and is probably powerless to do anything to help. This totally ruined my impression on American Express and they lost a customer. I'm going to pay off my current credit card and close it out. I'm so disgusted in their lack of everything.

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    Coverage

    Reviewed Oct. 8, 2012

    A company that I worked for had given rewards for extra services. When I redeemed the rewards, I asked for Home Depot gift cards - three cards totaling $225. I received the envelopes and put them aside, thinking they were Home Depot gift cards. When I opened the envelopes, sixteen months later, I found American Express Corporate Rewards cards that had expired three months earlier. Contacting American Express only verified that, due to expiration, all funds had been taken to cover "maintenance fees." $14.00 a month for "maintenance fees" is excessive when compared to other cards, and I consider it usury or outright theft.

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    Customer ServiceSales & Marketing

    Reviewed Oct. 1, 2012

    My wife purchased a $1,000 gift card online to be delivered by United Parcel Service. The card never came, AMEX denied all responsibility and admitted the card had been used and all the value was gone. Then attempting to get satisfaction from American Express, she was basically told tough luck. Again, we never received the card. How a company such as AMEX can get away with leaving my wife out $1,000, I will never understand. But telephone complaints have not worked and a snail mail to American Express customer service has gone unanswered after more than a month. They are no better than any internet scam run by organized crime. They are thieves.

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    Customer ServiceStaff

    Reviewed Aug. 21, 2012

    I was given a $100 gift card. When I went to use the gift card at a gas station, I had only used 37 dollars. The gas station took all hundred dollars off. When I called American Express, instead of them talking to the merchant, the first person put me on hold for over 45 minutes. Their reasoning was it was not their fault and there was nothing they could do. The second person that claimed to be a supervisor was extremely condescending. Both persons that I talked to were extremely rude and unprofessional. I asked the supervisor if there was anything he was willing to do to help me out and his answer was to apologize and that I didn't deserve anything for the person's mistreatment of my complaint.

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    Reviewed July 27, 2012

    I received the card as a gift and tried to use it to make a purchase which was over the amount of the card, expecting to pay the balance with my regular credit card. It was denied but the balance on the card was removed to zero. I contacted Amex and they spoke to the merchant and the balance was put back or supposedly so. I paid with my regular credit card to get my items. I went to use the card a week later and it was denied again. I called Amex again and they told me that the first transaction had the funds to the original merchant. My receipt clearly shows that the original purchase was paid by my regular credit card which the merchant confirmed.

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    Customer ServiceSales & Marketing

    Reviewed May 8, 2012

    I have received several American Express gift cards throughout the years and have discovered that after activating the card, you must use the card in its entirety once you have made a purchase with it. What I have experienced several times with these cards is whatever the remaining balance is on the gift card, somehow gets "suspended" by American Express. When I contacted customer service, I was told that the card has a remaining balance but is suspended. When I inquire on what basis the card is suspended, they cannot provide me with the reason. What seems to be happening is randomly, American Express suspends the balance remaining on customers' cards for no apparent reason! Fraud! Fraud! Fraud! How does the Better Business Bureau allow this? They are outright stealing money from consumers daily! I would love to start a class action suit against American Express and put an end to this scam and make them responsible to repay all the consumers they have ripped off!

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    Customer ServiceStaff

    Reviewed March 26, 2012

    I purchased a gift card to use for eBay, I got home and no money is on the card. So I called the number on the back to see what’s going on because I had just purchased and it wasn’t making sense to me why it wasn’t working. They handled the situation as if they didn’t care and I’m supposed to be ok with waiting 10 days to get my money. They weren’t helpful at all. I will never deal with American Express again.

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    Reviewed March 21, 2012

    I thought this might be a good thing to have this card as a way of saving some money. I went to the grocery store and spent a little too much. I needed some of my cash from my bank account. It wasn't available on my debit card or my so called American Express reload card. Due to an emergency at that time, I needed it. Five days to reload my card is absolutely nuts. People cannot afford to wait five days for their own money. You can be rest assured I'm done with this card! I’m not happy!

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    Customer ServiceStaff

    Reviewed March 15, 2012

    I received a gift card for my wedding for $200 and had it in my purse. When I was out one night someone stole my purse so I called the following morning to have the card cancelled. The thief had only used $60 on the card so I was told I would receive a card with the remaining balance in a few weeks. Weeks went by and I called to check on the status and I was told that I had called back two days later and said that I found my purse in my car and that I wanted the card reactivated. So they did. That means that the thief, who had my wallet with ID called back and gave them my name and address and had the card reactivated.

    I did everything that I was supposed to do in this situation and they allowed the thief to take even more money from me. Needless to say, the person I spoke with said that there was nothing they could or would do about it. This is disgusting to me and I will tell everyone I know not to use this service!

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    Staff

    Reviewed March 10, 2012

    I received an AMEX gift card for Xmas from a good friend. I have tried using it at Amazon, Wal-Mart, newegg.com, and buy.com. Like the other people here, I quickly discovered that no one accepts it. This is a shame since the person who got it for me really does not have money to waste. I am not sure what to do. My next trick, I suppose, is to try to use it at the supermarket for food shopping. It's not exactly what I envisioned for a Christmas gift, but at least the money she spent won't go to waste. Just think about all the money AMEX rakes in as people buy these as gifts and the recipient isn't able to use them. I, for one, am not about to go back to the person who gave it to me to complain. AMEX makes out while we are stuck. Typical corporate nonsense.

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    Reviewed March 8, 2012

    I work at school and one of my 10 year old students bought me a $25 American Express Simon Gift Card for my birthday with her own money and nowhere will take it. I have registered it and it has $25 on it. I feel terrible this little girl spent her own money on me and American Express Simon Gift Card has just knowingly stole from her and as I can now read many others. This problem appears to be widespread. These companies should be ashamed! I will not tell this child her money was basically thrown out the window. It’s just a shame.

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    Reviewed Feb. 22, 2012

    I purchased $400 (in $100 increments) gift cards for my kids a couple weeks ago. Nothing but trouble with these cards. Amazon.com does not accept them. Razor Scooters does not accept them. There are several other large companies that will not accept these gift cards and that to me just seems ridiculous. I grew up thinking AMEX was "the successful person's" credit card; hence, I thought these gift cards would be "the best" as well. How wrong I was. Buy a Visa or MasterCard gift card instead. Trust me, you won't regret that purchase like I did with my "American Express Gift Cards" that are pretty much worthless at this point since I am having to pay cash or use my own debit or credit card to make purchases for my kids and they are surrendering their "gift cards" back to me as payment. Crazy. It’s embarrassing and totally defeats the purpose.

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    Customer ServiceContract & Terms

    Reviewed Jan. 17, 2012

    My son bought four $50.00 AX gift cards for my grandchildren for Christmas. I paid an additional $4.64 per card to activate. The cards were bought at Wal-Mart (1st mistake). He gathered all the cards up and took them back to Wal-Mart. Wal-Mart advised him, they were aware there was a problem with the cards, so they pulled them from the shelf. Wal-Mart blames American Express. American Express blames Wal-Mart. Hello! This is fraud, plain and simple.

    Wal-Mart took the money for an item bought in good faith and did not produce the goods. I don’t know and don’t care who is responsible, but I know that my son is out $218.56. My grandchildren still don’t have their Christmas presents from their dad. Numerous calls, faxes and trips have been made to Wal-Mart and American Express and nobody wants to make it right. Gas money to travel 17 miles one way numerous times, hours on the phone, costs of faxes, son taking time off of work, the embarrassment and humiliation for my son giving a useless gift, my grandson taking his new girlfriend out for dinner and being humiliated by his card being no good and my son having to get out of bed at 11:00 at night to go pay for the dinner that my grandson had purchased.

    Nobody wants to do anything to make it right. I will stop at nothing to expose Wal-Mart and American Express for the fraudulent deception this is. It is nothing short of theft, embezzlement, defaulting on a contract between the seller and buyer and I guess it could also be a form of extortion. I have contacted the news media and I’m in the process of contacting the attorney general.

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    Reviewed Jan. 12, 2012

    I received a gift card for $100. I just tried to spend a partial amount from my remaining balance and the card was declined. When I went online to check the balance, it stated I made a purchase at a Smiths food store for an amount greater than what I spent by far! I want to know how I can file to get that money back that was charged that I did not spend. I have no remaining funds on the card due to the transaction charge.

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    Customer ServicePrice

    Reviewed Jan. 10, 2012

    If you want to make enemies, give people around you these frustrating cards. They don't work, not activated, they charge you fees left and right, and you have to spend a lot of time on the phone talking to people from India, who have no clue what they are doing, until you give up and throw the card away. Thank you American Express for this great gift!

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    Reviewed Jan. 10, 2012

    I am having the same problems as all others on this site. I got a $100 American Express gift card for Christmas and I wanted to use it in St. Maarten only to learn it can only be used in the United States. I know all about the problem with using these gift cards in restaurants as I also had a Wells Fargo gift card and when I went to use it, it was declined because they add 20% for a gratuity even though I was paying the gratuity in cash. Now, I am learning through AAA there is an American Express global card available but can't seem to find where to purchase it. I called American Express and got the same run-a-round.

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    Online & App

    Reviewed Jan. 2, 2012

    I received a $25 American Express gift card for Christmas. I activated it on their website and saw there was indeed a balance of $25. I tried to purchase an item on eBay, but it was declined because they could not verify the card holder's address. I tried a second time because I thought I had made a mistake while entering the numbers. I thoroughly checked each digit and the security PIN. The card was declined again. After much aggravation, I went back to the American Express website only to find out that $2 of the money had be debited from my gift card! I saw that it was debited as an AVS purchase. If my card was declined from making a purchase, then why is money being taken from my card at all? By the way, my Visa gift cards and MasterCard gift cards work just fine.

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    Reviewed Dec. 31, 2011

    I received a $50.00 American Express Gift Card for Christmas. The giver paid a $4.95 fee to purchase the card. We tried to use it today towards an $89.64 meal at a Hillstone Restaurant in Coral Gables, Florida. The waiter told us he would charge us another 20% to use the card. Since we would still owe $39.64 plus the gratuity, this made no sense. We took our complaint to the association manager with no success. We called American Express Gift Cards and did not receive a satisfactory explanation as to why an American Express merchant would not accept the card. Can we ever use this?

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    Sales & MarketingOnline & App

    Reviewed Dec. 30, 2011

    There is no option for zero star rating. Received three Amex eGift cards. They all decline, $75, $50, and another $50. This is an American Express banking scam. They make these available on their website for quick purchase, confirm, and send but do not allow for these cards to be used online or in store. Every transaction was declined. I will do everything in my power to exploit this.

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    Customer ServiceSales & MarketingStaff

    Reviewed Nov. 8, 2011

    I received a $100 American Express gift card for my birthday. Although we have repeatedly verified that the balance is correct, three attempts to use the card to make a purchase have all failed. We have called "Customer Service" (in India of course) numerous times. First we were told that "their computers were down” and we should call back later. Eventually we were told that Amex would mail a new card. Now days have passed with no new card and no resolution.

    This appears to be a new scam based on issuing unusable cards and assuming most victims will eventually give up on redeeming their gift cards. Note that American Express blocks all methods of contacting Customer Service except to call the absolutely indifferent agents in India. Never buy an American Express gift card!

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    Reviewed Nov. 7, 2011

    Absolute worst experience ever with AmEx gift cards. Half the time, you try to use it for a purchase, it says declined, then not only do they charge $5.95 to activate the card, they take $2 a month off the balance. i feel if it's that much trouble for them to maintain your real balance on the card, then i guess they really don't want the trouble of my business. My brother buys several thousand dollars worth of gift cards each year. I will definitely tell him don't waste his money with AmEx, too much aggravation and so far on two cards, I have lost more money than was spent.

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    Customer Service

    Reviewed Oct. 31, 2011

    I received two American Express gift cards several years ago. Each time my husband and I tried to use them we were told the card didn't go through so we had to self pay. This went on for months and we did attempt to contact AmEx at that time. On the front of the cards it says they expired in 12/12, but on the back it says a $2 monthly service fee began after the first year. When I contacted AmEx again this year, we were told that only a $5 balance was left on both cards. I tried to use the cards again only to be refused. American Express said I had to buy something for the exact amount (you have to be kidding me) for the purchase to go through. The cashiers did not even seem to know how to do this. I wrote again to American Express only to receive no reply. I will never purchase an American Express gift card again and would advise others to follow suit. To me this is a corporate form of robbery.

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    Customer ServiceStaff

    Reviewed Oct. 21, 2011

    My boss gave me AE gift card and it was the worst experience I've had. I tried to buy an Excel class online through a reputable source using AE gift card and it was declined. When I called AE, I was told that the transaction went through. They told me that I needed to call the vendor to verify that it didn't go through, then to call AE back so that they can put back the credit to my card. I did exactly that. But when I called back, they told me it took 8 days for the credit to appear. I told them why it took 8 days and that the sale will end. They then told me to have the vendor call them directly. All in all, they made everyone else do the work except themselves. I told them that I will let my boss know about this incident so that he will never buy gift card from AE again. I, myself, will never buy e-gift card from them.

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    Customer ServiceStaffProcess

    Reviewed Sept. 26, 2011

    I just recently won a contest, winning a $100 Amex Gift Card. I then went online and verified it was good. Everything's fine.

    Then I went online, spent two hours picking out shoes so as to get the best possible deal. I found some great deals at The Finish Line. I went all the way through the process, then got red print telling me that it wouldn't work, try another payment method. I tried the gift card option, too. No luck. Then I called their (The Finish Line) phone number, thinking I could just place the order over the phone, no such luck!

    The girl told me they don't take Amex Gift Cards at all online. I would have to go to the store. I can't because I live in the country!

    What are people like me supposed to do? I am so frustrated! When I tried to buy some dang Chinese Food for dinner on the card, same day mind you, of course it was put on "hold".

    What is up with these people? All I want to do is be a consumer!

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    Reviewed Sept. 13, 2011

    I had a $25 gift card that was purchased in April 2010, and given to me as a birthday gift. I have held on to this for an emergency. When I now try to use it, a zero balance is shown.

    American Express states there were no previous transactions, which I already knew, but they could not help me without a receipt (which I do not have), as I have had the card since April last year.

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    Reviewed Aug. 15, 2011

    I had a $50 gift card purchased in December 2010 for my birthday from my daughter, a single mom with little money. I have held on to this for an emergency. When that time came this weekend, it came back as invalid.

    When calling American Express, there were no previous transactions, which I already knew. However it is invalid and could not help me without a receipt, which of course I do not have since I have had it since December.

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    Reviewed March 14, 2011

    Received an American Express $100 gift card. Used it once for $37. When tried to use it again to buy merchandise at Amazon, I was told that there was a problem because the purchase was for more than remainder on the account - about $63. Tried a couple of days later for different purchase. This time for lesser amount and was told there was now a "hold" on account because of improper funding of card at time of purchase?

    After much arguing, was finally transferred to another representative who told me that the problem was because of legislation that prohibited sale of gift cards with expiration dates under 5 years. Again, after much arguing she agreed that the account should be credited, and told me to call Gift Card Resolution Department and talk to "Brandie" . When I just called now, no Brandie available but another gal name Denny. She gave me another different explanation. According to her, the gift card was "red dotted" and suspended because of suspicion of fraud? Again no details.

    Clearly this is a scam by American Express to get folks to send bucks on gift cards then refuse to honor those cards unless the receiver of the gift can produce a "receipt", which is clearly not feasible, considering the nature and timing of the gift. .

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    Reviewed Feb. 10, 2011

    I used an AMX gift card in Florida for gas. The charge was run through by AmEx twice, same day, same time. The vendor's records showed only 1 entry and billing to AmX. AmX wasted my time. They have outsource and language problems. They have no knowledge. They have arrogant supervisors. I got the total runaround. They blame it on the vendor. It's similar to others who were reporting how they were treated by AmX. The vendor refunded the money in interest of good will and said they were no longer working with AmExpress. I am closing all personal and business with AmEx as a result of their behavior.

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    Reviewed Feb. 9, 2011

    I bought a $200 American Express gift card at Vons. When the person I gifted this to tried to use the gift card, it was unactivated. I had the receipt and all the packaging. I contacted American Express. They told me to fax all info (front and back of the card, all packaging, receipt and my information). I did what they requested. It took them 2 weeks to contact me and they said that the card activated was not the same as the card purchased. I explained that this was the card handed to me at the counter and this is the receipt I had. They told me that there was nothing more that they could do for me. I contacted Vons, who is still researching, and they informed me that a lot of cards where fraudulent during the holidays. I purchased this on Dec 19, 2010 and still have not seen a dime of the $200 and it is Feb 8, 2011. American Express refuses to help and also refuses to allow me to speak with a manager.

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    Reviewed Dec. 19, 2010

    Do you really read these? I saw Rigo ** and am so disappointed that his 'warning' did not include the types of problems your complainants have written here. My beloved physician gave me a gift card for $50. I came here and saw the bad reviews and called to confirm its validity. I checked the amount (A-okay) and purchased something for $10. Then, I went to a gas station and my receipt there was for $7. I then went to CVS (mind you, it's pouring outside) and their self serve couldn’t process the request so I went to the register. There too it was declined. It's embarrassing to have someone tell you 'you'll have to call them'. Why? I called AMEX (big runaround) and now my complaint will be published here. But is anything being done to stop this, considering that it wasn't even acknowledged by your representative?

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    Reviewed Dec. 8, 2010

    I had surgery in October of 2010 and I had gotten pounded back to back by infections and was depressed and weak. My mom who only has an AmEx charge card purchased products back to back trying to cheer me up. When I finally felt better, I decided to go overseas for a family event. Well, my mother decided to purchase American express gift cards for me to use on my trip and had thought that as it is considered "money" that I would be covered with about $2000 worth especially since she had a coupon to waive the fee when you buy one. Well, the coupon would not work. It was expired even though she had received it when she had purchased a $700 collar AmEx gift card for me to spend on my 1-year-old baby.

    By the way, that was the same day. Somehow she ended up with close to $5000 on a total of 4 gift cards and could not cancel them so she gave them to me to see what I could do, and this is in November 2010 at this point. I read after opening that I could not use any of them outside the U.S., and that’s alright, it was our fault for not reading the small print before purchase. So my flight to England is for Thanksgiving night, but my best friend’s mother passed away a week prior so I am running around trying to find a way to use my gift card to buy a gift card I can reload, but I was suggested to purchase another gift card in order to buy the reloadable one because they do not accept AmEx. Nice.

    So now I have lost about $20 - $30 buying five $100 Visa gift cards so that I can put them on a reloadable one that can be spent overseas. (Can you say ridiculous robbery?) So now as if that was not enough. I was robbed for what I thought was only my cell phone at the funeral for my best friend’s mom and found out 2 days later, 3 days before my flight, that my pain prescriptions and antibiotics I was waiting to refill had been stolen out of my purse as well. So I made a police report and had to call the police officer back the next day because my husband’s credit card was stolen, too, which I found out when I tried to use it for gas. Well, I still have the remaining gift cards, thank God, I thought. So I used them for the rest of my time before my trip which was only gas and a few small purchases.

    I got home on November 28th, 2010, jet lagged and sad leaving the family event behind. I slept all the next day and awoke the day after (Tuesday) to find out that my phone ringing and got to check my email. I found out someone had opened up an Amazon account in my name, and by checking my balances on the cards (still AmEx), found out that there was someone on a shopping spree using my name and my husband’s name, but I was not majorly concerned because, hey, I will just report the number stolen and get my cards canceled and AmEx would certainly reimburse the money back to the card, and I would then contact the merchants to close the bogus accounts.

    Well, my jaw dropped and I started to cry once I read the terms for reporting a stolen card. They will only put transfer the remaining balance to a new card and no purchases made prior to the day of notifying them will be refunded. What a waste of money. So I started to contact the merchants starting with Amazon.com with whom I already have an account with as it is and reported that a duplicate account had been made in my name and it was not me because I would have just added it to my original account. They did not believe me because the thief had all my details and had it sent to my house (never saw a package by the way once). I explained I was robbed in my small town and was it so hard to believe after copying the card information from my wallet. They also wrote my driver’s license information, too!

    Okay, so they will forward the complaint to be investigated and I offered to provide my police report number, but they say they do not need it and someone will get back to me in 24 hours by phone. By the way, it never happened, but I did receive an email from them saying that they contacted American Express who verified that the card went with the personal information registered to the card (by the way there is not one place on any of the paper work they sent that said for you to register them online or else you are not entitled to anything.)

    I found out that one of the cards was registered to my husband’s name (remember his CC was stolen as well from my wallet). The thief called in to register it in order to make a purchase on the phone and would not be questioned for not being a woman. Now I am even angrier because my hunt to get refunds is not turning out so good at all. See, Amazon said I have to report it stolen to American Express and have them call Amazon in order for Amazon to believe me and give a refund. By now my money is moving off my cards slowly, but surely, and I cannot get anyone to give a refund because AmEx keeps telling them it is okay.

    Well, I had one more company tell me that AmEx had to contact them so I decided to cut my losses and just report it stolen and asked them to call those merchants for me. I called and was told that they would not do that because it’s a gift card but if the merchant spoke to them, that they would credit it back. I said they will not call you because they want you to call them to tell them it’s a fraudulent charge and you notified Amazon that the card was registered to me and everything was okay, but it was not registered to me at all!

    The Indian customer service representative then told me that he was sorry and to call back when I was in the store. The purchase was made and he would see what he could do. I then lost it, and through sobs, I told him they are being purchased online. So now I am trying to get the merchants to contact AmEx. And again, I can’t cancel the cards yet because the merchants have to refund the money onto them, and they will not refund to any other cards.

    Meanwhile, my mother gets her bill from American Express and almost all her transactions were doubled somehow. And not just her gift cards, she now owes almost $33,000 and is begging me to return some of the things she had bought because she has to pay in full or they will terminate her account. Now I am afraid to tell her about the theft and cyber identity theft that I have been dealing with. So I told her okay. So now I feel like ** and I can’t really return enough to compensate the bill, plus the mail moves slow this time of year.

    I now have lost any faith in saving the money left on these cards which, as of today 12/8, is down to $1000 and my mom has only been credited maybe $2000 to her bill, and I feel completely helpless. So now, after reading the complaints, I realized that American Express, the company in general is a sick and manipulative company stealing money from Americans a very slow and malicious way and I ponder what has happened to our country where people are allowing this to happen and doing nothing about it.

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    Reviewed Nov. 28, 2010

    I received a gift card for Christmas and after several tries of using it during this year, I was informed that it was not valid. The card's value is $50.00. I also tried to call on this through the phone today and after 20 minutes, they tried to transfer me and I went to a site that sold **. The 800 phone number business line for gift cards also directed me to purchase **.

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    Reviewed Nov. 22, 2010

    I purchased a $50 AmEx gift card at Walmart and soon after brought it to CVS to make a purchase. The cashier said the card was declined. She tried scanning the card and manually punching the numbers in to no avail. The cashier ended up calling the company and giving them the card number only to be told the card wasn't activated. Well, angry, I stormed back to Walmart with my gift card, receipt, and packaging. Walmart said there was nothing they could do and that I'd have to try contacting AmEx. Since some cashiers have found problems with AmEx gift cards in the past, I tried making a purchase from Walmart with it. It was also declined.

    I checked the balance and activation status online, and it says "active" with a balance of $50. I called AmEx to inquire about this and clearly all of their calls are outsourced to other countries and I received poor customer service. What is going on and where is my money? There are complaints all over this site about AmEx gift cards. And a word from the wise, just pick Visa or Mastercard.

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    Reviewed Nov. 14, 2010

    My 10 and 13 year old children received $25 American Express gift cards last Christmas as gifts. They went to use these and both cards had zero balance due to fees charged by children. I told them Amex is not trustworthy and that is why we will never do business with them. Since Amex has essentially robbed my children, they are banned from my house as is any AMEX products.

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    Reviewed Sept. 12, 2010

    I have a complaint about their gift cards. First of all you have to pay $4 or $5 plus the gift card amount just to buy the card even though you still have to pay tax on each purchase. If you want to save the number for future reference or possible refunds after having used up all the funds, you have to register each card. Then no matter what American Express says about additional fees, there are just other fees depending on which merchant you may use. Visa gift cards are just as bad and I think they should be regulated so they cannot charge any additional fees other than the face amount of the gift cards.

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    Reviewed Aug. 15, 2010

    I purchased a $100 gift card at my grocery store on 7/28/2010 as a birthday gift and mailed it out that day enclosed in the birthday card. As of 8/10/2010 it had not arrived at its destination. On 8/11/2010 I contacted the grocery store where I purchased the card to see if they could assist me in tracking down the card to see if it had been intercepted and spent by someone else. A grocery store clerk (Brittany) went as far as to contact the grocery store corporate office to get information to me because after calling American Express several times and speaking with a manager named Blanca, I was informed that unless I had the gift card 15 digit number they could not track down information. Blanca advised me to file a complaint. Furthermore the grocery store is only permitted to include the last four digits of a card on a receipt for security reasons.

    When I called American Express back on the 8/12/10 with a 15 digit number which Brittany was finally able to track down I was informed that the number was incorrect and that American Express cards begin with the numbers 37 and not the 60 series of numbers I was given. I was so frustrated by this time that I decided to wait until I returned to the grocery store today to speak with a manager. As luck would have it Brittany and her supervisor, Debbie S, were both available.

    After explaining the situation again to them, Ms. S spent over one hour arguing with American Express attempting to help me resolve this issue. They finally surrendered a card number to us and reported that the card had been used at a Costco in Brooklyn New York on 8/4/10 at 7:33pm. They also reported that since there was no longer a balance on the card I would not be issued a refund. Clearly the card was stolen and we were reporting as such. Ms. S insisted that she speak with a manager and the only information that the agent, Jessica **, would relinquish was that the manager's name is Brian and she gave the standard phone number, **, to call him. Needless to say I consider this poor customer service.

    I purchased a gift card as a birthday gift for my mother which she never received. It's clear that the card was stolen and used by someone else and although I reported the theft and enlisted the store manager's assistance in requesting a refund, American Express is refusing to refund me $107 because there is no longer a balance on a stolen card. I am appealing to you now for assistance in resolving this matter. Thank you.

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    Reviewed Aug. 4, 2010

    I won an American Express prepaid gift card of $1000 but because I live in a small town, no one here accepts it. When I called customer service for a pin number so I could just withdraw the money, I was told "no, you have to use it at a merchant who accepts." I explained there aren't any. Well, I was told to use it online. Excuse me, that is not acceptable. If it is a prepaid gift card for $1000, what difference does it make whether you purchase $1000 in merchandise or just withdraw the cash and pay bills?

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    Reviewed July 20, 2010

    I put $400 on an American Express gift card for online ordering. I purchased a bunch of books from Amazon. No problem. Then, I tried to purchase some skin care from a different company. The card was declined so I tried again. And again. And again. It was declined each time. I went to check my balance and each of those tries had taken money out of my account! I called customer service in India. I was told that I would have to wait seven days for the monies to be reflected in my account. I asked to speak to the supervisor. He told me that I would have to wait eight days. I asked for the corporate office. He told me that I would have to file a complaint on their Web site. I checked the Web site and there's no place to file a complaint.

    So now, other orders I had placed previously on Amazon will not go through. Even though technically, there's more than enough money to cover them. It seems that American Express is stealing my money to make interest on it. My $400 may not generate much interest but multiply it by the millions of people who use these "gift" cards and you can see that it's quite a racket. I'm filing a complaint with the Better Business Bureau and The Federal Trade Commission. This is stealing and it's illegal. I will not tolerate being tricked in this way. You shouldn't either. American Express will never get a dime from me ever again. But if there's a class action law suit out there, I would like to join it.

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    Reviewed July 15, 2010

    I purchased three (3) American Express Gift Cards from Office Depot. Two of the cards worked correctly, the third, valued @ $200.00 did not. I returned to Office Depot and was assisted by the manager. I was advised that once the card is purchased, if it does not function you can not obtain a refund. I was advised that American Express was a difficult vendor to deal with. I contacted the American Express gift card resolution department. Obviously the calls are outsourced to a foreign nation. I was instructed to fax a copy of the sales receipt, the front and back of the card, the front and back of the card packaging, a copy of a government issued ID, my name, address and phone # to their resolution dept. Someone would contact me in 10 business days by mail. I can tell you that trying to feed that much plastic through my fax was challenging in itself.

    After completing the task, I called back the center to confirm that the fax with all that personal information was received. The customer service rep advised to call back in two business days to see if they received it. I asked where did my information go to? The rep did not know but assured me that it was secure. I can't help but feel that I have been ripped off as American Express holds my $200 hostage and collects interest, while I sit by and hope they have the information and will activate the card. I strongly suggest that you do not purchase gift cards from American Express unless you are financially able to loan money to American Express for at least 10 business days. I suspect I will not receive any dividends from this loan! As an average working person, $200 held hostage for two weeks is a difficult and frustrating pill to swallow. I gave two allegedly reputable companies my cash money and was cheated.

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    Reviewed June 29, 2010

    I use gift cards for online purchases. To this point, I had always used MasterCard or Visa gift cards, but the store I purchased them at only had American Express gift cards in stock. So I purchased a $200 Amex gift card for the first time. The cardholder agreement states that it can be used for online purchases. What it doesn't state is that, unlike Visa or MasterCard, these cards cannot be used for any sort of transaction outside Canada. I usually go through Paypal, but because they are based in the United States, Amex declines any purchase attempts even for purchases within Canada. I live in a rural area and the local merchants do not accept American Express. Since these gift cards are not returnable after purchase, it appears as though I might as well have thrown $200 + activation fees into the garbage.

    Amex customer service was very unhelpful. Bottom line is that buying American Express for online purchasing is the equivalent of flushing money down the toilet. Just a warning to others not wealthy enough to throw money away.

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    Reviewed May 30, 2010

    My brother suddenly passed away on January 11, 2010. In his belongings was a $50 American Express Gift Card unopened. He had an unsuccessful kidney transplant surgery and has been very sick of going to dialysis three times a week. I am telling you this because he did not use the gift card for any purchases. My daughter gave it to him for Christmas 2008. We returned it to her, telling her to use it. When she went to purchase something she was informed that it was worth $8. I couldn't believe it. I am a senior citizen and did not realize that this could happen.

    On 3/31/2010 I called and talked to a young lady named Nancy and she was of no help. If you don't use it you are charged service fees. Period. End of conversation. Next I called and talked to a very kind young lady (I believe her name is Leda). She offered to put $25 on the card, which meant the card would be worth $33. I refused the offer because it has become the principal of the matter and the policy of the company that bothers me as a consumer.

    Next I called and repeated my story and let Miss Abby ** know that my husband has had an American Express Card since 1976. She was not impressed and I had the feeling she really did not care to hear my story. I believe she found me a little irritating. I found her a person that I would now hire for such a job. I asked Miss ** to have Mr. Kenneth ** (I believe he is an executive with American Express) call me to discuss the problem. She informed me that he does not call card members. With that said I shredded my husband's card.

    I hope everyone is aware that when you buy a gift card from American Express you are charged $4.95 of the card, plus the amount of the gift, and you are assessed service fees monthly.

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    Reviewed May 27, 2010

    Purchased a gift card for my granddaughter's birthday. She never received it. I have the receipt and the package number. Also checked with merchant and compared their receipt to the one I got from the transaction. Called American Express, and they said they didn't have a record of that number. Conclusion: There are counterfeit American Express gift cards hanging on the shelves of merchants. Will never purchase another American Express Gift card again. I lost $$, American Express/Merchant made a profit.

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    Reviewed May 27, 2010

    Purchased a $25 gift card for my granddaughter's birthday on 5/19. Took her to Game Stop on 5/21 and she bought several items, the cashier opened the sealed gift card and scanned through and it came up $14.99, so I asked why he didn't use the whole amount so he tried again and said that is all that is on the card. I called your customer service department and was told that a purchase was made at a gas station in Kansas, MO .I told them I did not make that purchase and they said that if I wanted my money back I would have to go there. Well, it is about 1000 miles from Danbury, CT and the purchase was made the same day this card was purchased. I don't appreciate the fact that my granddaughter was ripped off because of an error on your part. I would never tell anyone to purchase your gift cards. Perhaps you should put a US map by your reps, who would drive 1000 miles to buy $10 worth of gas.

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    Reviewed April 23, 2010

    I purchased an American Express gift card for my grandmother for Christmas. When she went to use it three months later, they told her that it was never activated. Luckily (or so I had thought), I had also given her the receipt, so that if this ever happened we could replace it. When she called them to get this straightened out, they told her that she needed to fax a copy of the receipt with her driver's license, and the package, and the card. So at this point, I took over. My grandmother is 76, and had a stroke last year, so things aren't as easy for her, as they are for me.

    I sent American Express all of the information they requested, and a few days later, they told me "sorry, your card doesn't match your receipt". I said, "there must be some mistake here. My grandmother never received any other American Express cards for Christmas, and I know that I paid the $100 plus $5.95 for this card, and there has to be something you can do to help me here". I was told that I needed to go to the grocery store where I bought it, and get a copy of the store ledger of sale. I did, but by now, the grocery store had deleted the ledger from their system, and all they had was a piece of paper showing my transaction with the card's information there. Bingo! They reluctantly gave me a photocopy of the store ledger, and I faxed that back to American Express. I called back a few days later, and American Express said that what I had given them was not enough information, and I needed to go into that transaction, and show more details than what the store had given me!

    I told them that Stop & Shop had already cleared their machines of the records, and all they had was a paper trail. So I was told to mail everything to them. I packed all of my original documents up, and sent it in 3 days via FedEx. Finally, I thought that I was going to get someone to help me. I called in a few days later, and I was told that my receipt still didn't match the card that I was given. I am so ** that they are ripping people off over these cards, that I want to scream! They mailed me back all of my documents, with a letter saying "case closed". I had asked everyone that I spoke to "if I have a receipt, and I have proof that I bought it from this store, then why can't we just say this card was lost, and you get me a new one?"

    They won't do that either, because I don't have the packaging! I was told to go back to the store, and see if they have kept a record of the packaging, and ask for a copy of it. I said "if they didn't keep a copy of my transaction on their computer after 3 months, then what makes you think they photocopy the packaging of American Express gift cards?" I have had it with them! They stole $105.95 from me, and there is nothing that I can do. I can't be the only one that this has happened to. They are robbing people, and I think it's a huge scandal that they have going on.

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    Reviewed April 20, 2010

    During the past 6 months, I bought 11 AMEX $100.00 gift cards (ea). 10 worked fine, but when my wife opened the package and tried to use the last one, it was declined. I complained to the AMEX "Gift Card Resolution Team". They said, I needed to fax a copy of the package, a copy of the card, and a copy of the store receipt. My problem was, that I didn't have the receipts cataloged to match ea of the 11 cards.

    I began faxing in batches of receipts. When I called to see if the receipts I'd faxed in matched the bad card they said none did. I faxed in more receipts and am awaiting the news as to whether any of the receipts in the last batch I faxed matched the bad card. While I was waiting to find that out, I began thinking that there's a way AMEX could defraud consumers with their gift card program.

    What if the card didn't match the packaging? In that case, when the consumer paid for the card [package], the receipt would appear to indicate the card was activated, but because the card didn't match the package, the card wouldn't be activated. Bottom line is that AMEX could pocket the $100.00. I mentioned this to the AMEX Gift Card Resolution team and told them there ought to be a way for the consumer to match the card to the receipt (currently there is no way for the consumer to do that). If the consumer "could" match the receipt to a specific card, then the consumer could prove they paid for that card. And if it was improperly declined, they could ask for a refund.

    With the current system, a consumer could send in their receipt for a bad card and AMEX could simply say the receipt didn't match, sorry. And for me, the question is begged, "Just how many consumers, who purchased bad cards, have been declined refunds? " Do the math...such a scam could result in AMEX making millions in profits. Is it possible this is happening? I'm out $100.00 plus an activation fee and I wonder how many other consumers are in the same boat? Thousands? Millions?

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    Reviewed March 29, 2010

    American Express gift cards do expire. I believe this is illegal in CA. I cannot get a live person to answer my calls, I cannot send a question on the website without establishing an account. I have called the 800 number and was sent to an automatic response and then hung up. American Express sets its system up so that it is so cumbersome to resolve an issue. I believe this is the way this company does business, they expect us to give up! Thank you for your time and help!

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    Reviewed March 17, 2010

    A couple of years ago I gave my elderly parents two $25 gift cards. I found out yesterday that they had not used them yet. So I took them to the grocery store to buy them groceries to find that the cards would only come up on the register as $7.00 each. The clerk said I needed to contact American Express. So here I am. I originally paid $3.95 each for the cards plus $50.00 total. Of course I do not have the receipts because I assumed my parents used the cards by now. I do know that I purchased them at Safeway in Castro Valley California. They were still in the cardboard envelope when I went to use them at Lucky's yesterday. The date on the back of the envelope says good thru 10/10. Please contact me for the card numbers. The economic damage is $58.00, approximately.

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    Reviewed March 2, 2010

    Last month, my balance on my gift card was $30.02. I have made no charges on it and a month later it is $.02.

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    Reviewed Feb. 19, 2010

    On 12/11/09 I purchased 8 gift cards. Four $100 and four $50 plus a $5.95 shipping charge for a total of $605.95. I have had many conversations with Amex and UPS (the carrier). To date all I have received are apologies and passing the blame. Each company says they are not responsible for my loss. According to the info I have my cards were stolen on 12/15 and used. They were stolen while in UPS custody. Please help! I am now out of $605.95 (no form of compensation in sight) and my family has yet to receive their Xmas and birthday gifts.

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    Reviewed Feb. 17, 2010

    My brother bought my parents each $100 gift cards. When my dad tried to use it, it was declined. I checked the amount he got to use before this problem, it did not come to a $100. When I called, they gave me a list of three places it was used, and when I checked online, it said it was only used in one place. It's weird that there are two different accounts. Also when I was talking to them,the lady gave me one place as being Roger City, Miami. When iItold her it needs to be a city then a state she said the city was Roger City and the state was Miami I had to explain that there was no state called Miami. I actually had to tell her twice. This should scare all of us.

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    Reviewed Feb. 9, 2010

    I have two gift cards, one for $75 and one for $25 and are good through 02/11. Neither has been used; when I called to check the balance, I was told that the cards had no balance due to the monthly maintenance fees. She told me it was in the fine print on the back of the card but with glasses I could not read it.

    This is fraudulent in my opinion. You collected the money up front, experience no maintenance costs on the cards, and give nothing back. This purchase was all profit to you and all loss to us.

    She told me that there is nothing I or she can do. Well I can. We use two Platinum Amex cards for our businesses and we can and will cancel them. CitiCard is much more customer service sensitive and I refuse to do business with anyone who has such unscrupulous business practices. This $75 gift card situation will cost you tens of thousands of dollars in business. Just thought you would want to know you have lost a long time customer.

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    Reviewed Feb. 5, 2010

    I bought a $100 dollar gift card and tried to book a hotel in Las Vegas and couldn't use it. I tried using it for an online game and it didn't work and I finally used it to pay for taxes on taxact.com and it didn't work. I called the company and they said it wouldn't work out of the country and I attempted to make a purchase outside of the U.S, I said no. They said the only solution they had was to reboot the card but I wanted my money back because after all I had been through, I knew it would never work. They said I had to wait 20 business days for a refund which equals 40 days. It is terrible.

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    Reviewed Feb. 3, 2010

    I received a $100 American Express gift card and I'm unable to spend it anywhere. The first time I used it, it went fine. But I have tried to use it three more times and it has been declined every time. I called the gift card hotline and this is what they said to me. The first time it was declined was at Micro Center. They don't have a good excuse for this one. She just said, "AmEx didn't respond to the request fast enough so the vendor canceled the transaction.” Why didn't AmEx authorize fast enough? Who knows? It's a mystery. Will it happen again?

    Sure, why not. Apparently, that first denial caused them to "lock" the money in the account for 2 weeks. So when I tried to use it again a few days later, it was declined again. After checking online and verifying the balance, I attempted to purchase a game off of Steam. The card was declined again. This time they claim the "Geographic Code" returned from the website shows it as outside the U.S., which is a lie because everyone knows Valve is a U.S. company.

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    Reviewed Feb. 2, 2010

    Used $25 gift card to make purchase at Sears. Found out card was only worth $17. I was told to complain to Westfield concierge. He, in turn referred me to American Express. Card was given to me as a gift in a Westfield folder with no caveat about service charge. You can bet my purchases or those of my colleagues at Westfield North County Fair will be few; ditto for Amex. What a ripoff!

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    Reviewed Jan. 27, 2010

    I found out there is a charge on my American Express gift card because I had not used it for over 12 months. I understand this charge was eliminated on recent gift cards purchase due to significant customer complaints, obvious due to the dishonest nature of this product was recognized and rejected by the consumers. I was not given the same recognition from AmEx that they made a dishonest product. I don't care about the $10 but the big name institution would not own up to all its consumers. They made a bad product and retracted some terms but should own up to all its users, not just the ones who called them on it.

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    Reviewed Jan. 23, 2010

    Right now, I am really mad! I don't have a credit card. So when I want to order something off the internet, I buy gift cards. This time I choose "the great" American Express gift card! It was a $100 card. I got $10 in gas at the pump and tried to make a $4 purchase at Wal-mart. It was declined! I checked my balance on the internet and they had taken $100 for a $10 purchase! I called their 800# and they told me that they took the $100 because they wanted to make sure that the money would be there when the $10 transaction gets there, but I will get my $90 back in 7, did you read that, 7 days. How stupid is that? Then sad, "I am so sorry for the inconvenience." Am I sorry? If I **, I believe the words would be much stronger than sorry. Now I will always use Mastercard. I have no problems with them.

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    Reviewed Jan. 22, 2010

    My son purchased two gifts cards on December 19, 2009 as Christmas presents. One gift was in the amount of $50 and the other gift card was in the amount of $100. The gift card for $50 went through but the $100 gift card did not. I've called and faxed all the information that was required as of today, nothing is on the card, and it's been a month plus six days. I can't used the Christmas Gift plus $100 is lost. We want the money back.

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    Reviewed Jan. 15, 2010

    I purchased two AmEx gift cards from Walgreens in Newark on December 23 and sent them to a friend in Georgia. They never arrived. I tried calling Walgreens and AmEx to see what I could do to get my money back or be issued new cards. There was nothing they could do to help me. It turns out that AmEx is saying that I should have opened the gift cards and taken the numbers off of them.

    This is the only way to track them. Gift cards are just like money. They told me and should be sent via UPS or insured. I will say this to AmEx, that with all the money they make from the consumers who purchase their gift cards, they should have a better way of tracking them. They rip people off with the extra $4.95 that they charge per card and no one in their company is held liable for anything. I am telling all my family and friends and co-workers not to purchase these gift cards.

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    Reviewed Jan. 10, 2010

    I just found a few gift cars in the bottom of a drawer at my house; one was an inactivated $100 gift card from American Express. I just tried checking to see what the balance was and was told by the customer service representative that if that type of card isn't activated within 6 months of purchase it has no value. Then she thanked me for my call and asked if there was anything else she could do for me. The other cards I found for other retailers were all still good.

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    Reviewed Jan. 6, 2010

    I bought an American Express Gift Card. I tried to buy a Greyhound bus ticket with it; Greyhound clearly accepts AMEX cards, as indicated by the option on their online payment website. They did not accept my Amex gift card, even though Amex acknowledged that the card was correctly registered with my name and address, and had a sufficient balance. The exterior packaging acknowledges that the card is not to be used for international cruises, casinos, or ATM transactions, but a domestic bus trip from Tacoma to Anaheim hardly falls into those categories. Greyhound reports that Amex is declining the purchase, AMEX claims that everything is good on their end, "unless the merchant refuses to accept gift cards."

    After four hours on the phone, I put it strongly to Jeff, the Amex Customer Service Representative, "Essentially, then, an AMEX gift card is an inferior card and doesn't offer the same services as the regular AMEX card?" Knowing the situation, Jeff said, "I have nothing to say."

    Let the record show that the AMEX gift card offers an inferior level of service; you'll be lucky to get any functionality out of it at all. Polite requests for a refund were rebuffed saying that it would be very difficult for them to do. The conference in Anaheim is my maiden speech before the American Philological Association, and I have used my rehearse-and-polish time to deal with the simple issue of buying a bus ticket. I will not encourage other people to use AMEX gift cards. In fact, I will encourage them in strong terms to stay away.

    Since I was not able to buy the card online, I had to buy it with cash, resulting in a $60 surcharge. The $5.95 fee was a complete waste. I hope I'll be able to use the card to pay for my hotel because AMEX is dead set against refunding any money on it.

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    Reviewed Jan. 5, 2010

    I am a young teacher who received $325 in American Express Gift Cards. I was given 3 cards. One $200 card, another $100 card, and a $25 card. The $25 card was the only one that worked. I was left with cards valued at $300 but had zero balance. I called American Express and they said the only way they can resolve the issue is if I have a gift receipt.

    I received these cards as a gift weeks ago and did not receive a gift receipt. Now I'm stuck with worthless cards and this is simply a scam by AMEX since there are numerous complaints on this site that have the same issues. AMEX must figure out a better resolution to these issues. Consumers should not be held responsible for clerical errors made by the distributor of these cards. I have $300 of worthless cards and spent hours on the phone with unhelpful AMEX representatives.

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    Reviewed Dec. 28, 2009

    Amex gift card was received as a gift and when I attempted to use it, I was told the $50 card had a zero balance. In checking with Amex Gift Card phone number listed, I got the merchant's name and on speaking with them, I obtained the name of the person who had used the card. It was used along with another card sequentially numbered to purchase something online. Apparently, someone had used the scam of copying down the credit card number and PIN number and checking online to see when it was activated and then used them.

    I contacted Amex fraud unit who, with a couple of questions, told me they would be sending me a new gift card and apologized. I was expecting quite the same run around as one always gets from these credit card companies; however Amex either knew this was part of an ongoing fraud case or out of the holiday spirit felt that making this right was the right thing to do. I hate to say it but "Thanks, Amex," for making this process painless. I would suggest they cover their PIN numbers on their cards to make this fraud more difficult to perpetrate and at least the consumer can see the number has been "scratched" off like a lottery ticket and not purchase it.

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    Reviewed Dec. 27, 2009

    We were given a $100 gift card from my fiance's stepmother for Christmas. It arrived via the mail in a card. We opened the original packaging and went into town to do our last minute shopping as the $100 came at a most needed time. The store was closing in an hour and when everything was rung up, the card slid through and it was declined. After several calls to the company, the same script was read. We were hung up on and asked to bend over backwards to even get the hard earned money that was spent on the card.

    As the paperwork within the card stated, once purchased, the money would be loaded and the card will be active within 4 hours. Now they told us to fax over the front and back of the receipt, card and driver's license, and there will be a 10-14 day dispute time that they can approve or decline it? We do not understand. The card was paid for and they are stealing money, not just from us, but from hundreds of others. I googled "problems with American Express gift cards" and 32 pages of complaints flashed up on the consumer reports. Something has to be done.

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    Reviewed Dec. 24, 2009

    I purchased a gift card that never arrived. It was sent with "signature only" for delivery. This information about the delivery was not made available at the time of purchase. My sister could not be off work to sign for this at home, so it was returned. Now, American Express tells me it has decided against my dispute, and intends to keep the $119 (including shipping fee) while keeping the gift card that I never received.

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    Reviewed Dec. 22, 2009

    I received a gift card to the shopping mall and did not know there was an expiration on the back of the card. The value of the card was $75.00 and it is now worth $7.50. I do not think this is fair and as a longtime user of the American Express card, I am very disappointed. I would like the value to be reinstated.

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    Reviewed Dec. 20, 2009

    I purchased five $100.00 AMEX gift cards and received activation confirmation on the receipts. Everyone who has attempted to use these have been declined and the automated system says that they were purchased incorrectly. Customer service says the same thing as a previous post. They want a copy of the gift card, receipt, driver's license, etc. Why do I and many others have to jump through hoops to use the gift cards we have paid cash for and are giving them business! They need to step up and correct these issues, not make their customers pay for using their services. I personally will spend whatever it takes to recover this - if it means a lawsuit, class action or whatever else. I will not stand for this kind of business practices.

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    Reviewed Dec. 16, 2009

    I bought almost $5,000 worth of gift cards and the cards did not load. They are making me jump through unbelievable hoops, telling me I have to call them back over and over, promising they will be available when I call and they aren't, telling me it will take days to build a case file and activate the card because I am not the first customer in line. In other words, they have so many complaints. They have a backlog of 10 to 14 days. I bought the cards with my American Express card and they can't verify the purchase from their own company. Do not buy these cards. It is not worth the hassle!

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    Reviewed Dec. 16, 2009

    I recently purchased a $500 gift card from American Express / Simon to do my online Christmas shopping. I was not instructed at the time of purchase that I needed to "register" or otherwise communicate with customer service prior to using the card online. I attempted to make a $128 purchase at Luggagepoint.com. The transaction was declined. I attempted to run the transaction again, which was henceforth declined. At this time, I called American Express and told that even though the transactions didn't clear because of a clerical error on AMEX's end, I would not be able to use that $256 for 7 business days. This is when the horror began.

    I was told that there was nothing they could do to reverse the authorizations for myriad reasons. One by one, American Express admitted that they could reverse them, but it was their policy not to. Some unnamed supervisor who would not get on the telephone made this decision. The merchant - Luggagepoint - called American Express and told them that the transactions did not culminate in a sale and to drop them. American Express declined to do so. I spent three hours on the phone with American Express, and they would not reverse the authorizations allowing me to do my Christmas shopping. I never signed a card service agreement.

    This is tantamount to stealing. They have my hard earned cash and will drop the authorization holds for 8 days. That's after Christmas. My family is getting screwed. I have confirmed that it is possible for them to reverse these authorizations; however, they are not willing to. I am furious and unable to do my Christmas shopping. This is one of the worst purchase decisions I have ever made. I don't have the will to type all of the details in this complaint, but I would like to discuss this further with a member of the BBB team, preferably today - when I might be able to still get my Christmas shopping done.

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    Reviewed Dec. 1, 2009

    In March of 2009, my company gave out five $100 American Express Gift Cards for a weight loss incentive award. I kept the cards, unopened, until I was ready to use them to purchase Christmas gifts last weekend. To my surprise, when I opened the envenlopes, the expiration date on the card was 6/09 - - 3 months from the date they were issued!!! When I called American Express to see if I could get the cards reissued, they said they couldn't do so. They clearly were able to tell that the cards had never been used and that they cancelled them in their system. They have $500 that my company paid for these cards ... it should be illegal that they keep that money!!! I work for a large company and have communicated my dissatisfaction in the customer service at American Express. I will do everything in my power to ensure our company never uses American Express again for gift cards. It's a crime they can keep the $500! There needs to be a law against this theft.
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    Reviewed Nov. 22, 2009

    I purchased a $50 American Express Gift Card on 11/21/09 at a Wal Mart to purchase something online. I tried to use the card that evening and it was declined. After using the "Check Balance" function on their website and making a telephone call, I was told that my card had not been purchased properly (in other words, "stolen") and the only way I could get it activated is to fax a photo copy (front and back, mind you) of my original receipt, the gift card, and my government-issued photo ID to American Express. I don't make copies of my ID for ANY REASON, so this will never happen. I plan on demanding a refund for the card at Wal Mart tomorrow.
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    Reviewed Nov. 9, 2009

    Use $200 Gift certificate from Amex card to order a camera. They cancelled the order but refused to reactivate the certificate. They simply said coupon cannot be reactivated again since it is one time use although order was cancelled by them. No other means of credit can be issued. Took me the whole morning over 4 hours and talked to over 10 people from India call center. Every single one put me on hold and hang up later. When I ask for supervisor, they hang up.
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    Reviewed Nov. 9, 2009

    In December 2008, I received a certificate from American Express for a free companion flight on Delta as a perk for opening an account with them. On Nov 5, 2009 I called to use the certificate (good for one year) and they informed me it had already been used on Oct 2. I pressed for information and Delta said American Express had issued some bad vouchers with duplicate ID numbers. Delta was able to confirm that someone else had indeed used my certificate number by looking at their screen. Delta said to call Am Ex and get another certificate ID #. Am Ex said the process would take three weeks for me to receive the voucher by snail mail. I tried to explain that, in three weeks, the price of the first ticket would double or even triple. She said there was nothing they could do, I would have to wait. I hung up and called back and spoke to Camela, who told me she would put a rush on the case and gave me a new ID number. She said I could call back in 24-48 hours and get the new certificate number. I called back the next day and spoke to Ken Hauritz, who further asked me to fax in my old certificate to speed up the process. It has now been four days and I still don't have the new certificate number. Every day that I have to wait, the price of the first ticket keeps going up.
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    Reviewed Oct. 28, 2009

    Received American Express Gift Card # 3790 142854 45106 in the amount of $25. Card "valid thru" date is 03/11. Was not aware that there was a $2/month fee for non-use. Went to use the card and there was only a $5 balance.
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    Reviewed Oct. 28, 2009

    I was given a $50 gift card from American Express as a retirement gift in May 2007. It was in a nice sealed envelope which had the statement, "Valid Thru 07/10" on the outside of the envelope.
    I did not open the envelope until I planned to use the entire amount of the card for a single purchase. That was going to be today October 28, 2009. AFTER opening the sealed envelope there was a large sheet with a "Gift Card Card Holder Agreement" inside with the card. In the very fine print on that document there was the information that beginning 12 months after the card was SOLD (not when I received or activated it) there would be a $2 per MONTH service fee deducted from the card. The card balance is not down to $18. I called American Express customer service and talked to a "Kathy" who seemed very surprised and gave me another number to talk to someone about the gift card. I called that number, but there was no menu option for a human. However, by hitting Zero several times on the phone, I was able to reach a "Tina". I explained the situation to Tina and that I understood that American Express had now changed their policy about the service fees. Tina said that he card was issued before the policy was changed and that there was nothing she could do. I asked to speak to a supervisor and Tina connected me to another telephone call queue. However, after only a few minutes in that queue the line began a "fast busy" signal indicating that the call had been disconnected.
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    Reviewed Oct. 9, 2009

    My son rec'd American Express gift card and failed to read the small print which states that a $2 fee is levied each month after 12 months. This card was given to a 10 year old boy and he forgot about it. He wanted to purchase a DVD and he card was left with a zero balance -- from a $50 card. This is a rip-off and sham for both the buyer and recipient.
    Read more: http://www.consumeraffairs.com/credit_cards/amex_gift_cards.html#ixzz0TTR347LQ
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    Reviewed Aug. 20, 2009

    I received an American Express gift card and did not read the print, which states that a $2.00 fee each month after 12 months. This card was for a 10-year old boy and he forgot he had it. He wanted to purchase a video game and only $12 was left from a $50 card. This is a ripoff.

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    Reviewed Aug. 17, 2009

    I recently bought an American Express gift card worth $100.00 to give to my friend as a gift. The following day, he told me that the card was declined. So, I tried returning it to Ralph's supermarket, but they just ended up replacing it. I gave the new card to my friend, telling him that the problem should be resolved. He tried using the card online, but it was then again declined. So, I went back to the supermarket for the 3rd time to have it replaced. They replaced it for me. I tried using the card myself, and again, it was declined. I called American Express, and they can't tell me what happened. The customer service individual was outsourced from another country, and it sounded like he was reading a script while explaining to me what happened.

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    Reviewed Aug. 11, 2009

    I received an American Express card for a gift, and when I went to use the card, it was declined. I immediately called the American Express number on the back of the card and spoke with Keith, who told me there was nothing that he could do. The dispute resolution department at American Express was closed, and I had to call back the next day. I told him I was at the merchant's place of business and needed it to be resolved immediately. It was to no avail. I called American Express the next day and spoke with Desiree of gift card resolutions who was helpful in having a new card sent to me but was very loyal and protective of the company and not the consumer. I told her there should be a better way of keeping the consumer from being embarrassed, and she said there was nothing that American Express can do to improve on this service. The good thing is the card is being replaced in a few days. I would never purchase one of these cards ever.

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    Reviewed Aug. 6, 2009

    I bought two $200 American Express gift cards on June 25 at an Office Depot. On July 16, I opened the packets trying to use them online. One of them was declined and I called to find out that someone used it on July 8. The dispute/investigation department was closed. I called the next day, I was told that I would be reached within 3-5 business days. I got no calls and I finally called them again. They said someone used it on Orbitz.com and something like Siber Roboform (the representative had a very thick accent and I could hardly hear him spell). They said they couldn't do anything, that I had to call the merchants. After an hour of frustration on the phone, I still lost about $200. It cost me $206.95 to get the card and I am left with $6 and some cents left. American Express gift cards are definitely ripping people off!

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    Reviewed July 30, 2009

    My mother purchased a $100 American Express gift card for me for my birthday. I went to go use it and it was rejected at the cash register. I called the number on the card and customer service told me that the card wasn't funded and that I'd have to take the card back to Wal-Mart where it was purchased. Even with the receipt, Wal-Mart refused to do anything about it except supply a fax number where I'd have to send a copy of the front/back of gift card, receipt, address, driver’s license and then wait 10 business days for a letter regarding the situation. I've done that and now I just have to wait and see if I'll be screwed over like the rest of the people on this forum.

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    Reviewed July 22, 2009

    On 07/21/2009, I purchased an AmEx Gift card with a face value of $100. Later that day, I've tried to place an order with yourelectronicwarehouse.com. The transaction was denied because the shipping address didn't match the information on the card (a gift card is not nominal and nowhere on the terms and conditions does it say that a name and address can be assigned by calling Customer Service). The order was placed via Google checkout. Soon after the order was placed, I received an email from Google saying that the transaction was declined for the reason mentioned above.

    It also says: On July 21, an attempt to charge $89.98 for your order with Your Electronic Warehouse failed. AmEx ** has declined your card ending in **. I called AmEx and they told me that the transaction was approved and that I should check with PayPal. They also offered to update the account information. A further attempt to go ahead with the purchase was unsuccessful, which prompted me to cancel the transaction, confirmed by an email from Google.

    A balance inquiry on aeprepaid.com revealed a charge from PayPal in the amount of $89.98 and another charge from Google for $1. Later, another charge of $1 from PayPal was shown. I called AmEx Customer Service and they told me that it takes 7 to 10 days for these amount to be credited to my account, which I find illegal since no purchases were made and no charges were applied. CS representatives and supervisors were rude and unhelpful.

    On the same date, I used the remaining balance to purchase $4 worth of merchandise from a local ACME store. At the register, I was prompted for the zip code. I entered the local zip code and the transaction was declined. I tried again, this time, using my home zip code and the transaction went through. While checking the balance, I was surprised to find out the card was charged twice. I called AmEx again and they told me to go back to the store, which I did (today).

    They reversed the transaction. A new balance inquiry came up with no changes. I called AmEx again and they told me it takes 7 to 10 days to process. The CSR also told me that I was informed about that the night before, he wished me a nice day and he hung up on me. At this point, out of $100 I paid for the card, I was able to use only $4 and ended up with a $0.36 negative balance. The $96 I should technically have is not available and I'm not sure what's going to happen with it. I really doubt I'll ever see it. The sad thing is that since no purchases were made, the money should be left on the card as with any other store gift cards.

    Since no purchases were made, there is no reason PayPal should put a hold on the $89.98 and there is no reason I should be charged $1.00. Please contact AmEx and fix this problem.

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    Reviewed July 20, 2009

    "Never, never, never, never" are the words I am using to describe the American Express Gift Cards to my friends, acquaintances and anyone standing in line within the sound of my voice. Don't ever use these cards. I have been embarrassed numerous times trying to use these cards. Why do they bother to put an expiration date on the cards if they will not be adhered to? My experience has been similar to all those who have written before. The cards have been denied and even the cashier called and input the numbers and it was still denied. (This after I had just spoken with the representative who told me the amount of money I had remaining on the card and that I could use it.) As long as I have a mouth to talk, I am telling everyone to leave the American Express Gift Cards alone. They are not worth the hassle and embarrassment. Even a cashier in one of the stores said they had problems when people tried to use them. What an ugly mark on a company which has enjoyed a stellar reputation for all these years. The sight of their logo or mention of their name sends me into orbit.

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    Reviewed July 18, 2009

    On May 12, 2009, I ordered two American Express gift cards, $100.00 each, online. These were for birthday presents for my niece and nephew. These cards were never received, so on May 22, I called America Express four times, waiting on hold for up to 30 minutes each time. I was unable to speak with anyone who could replace the cards in over 2 hours of frustrating phone time.

    On May 23, I spoke to someone who issued the replacement cards. My family reported that the replacement cards do not work. On Friday, July 10, my nephew and I tried to get answers from American Express. There was a series of calls where we were put on hold and hung up upon. Finally, we reached a representative in Salt Lake City who told us that American Express had sent out a small number of faulty cards and these had been inactivated. She mentioned a check for $100.00 had been sent to someone, but she did not know who. No check was received by me or my family. We were told no information would be available until Monday.

    So over a period of several months, my family and I have experienced frustration with the call centers, rude behavior, hang ups, and problems with gift cards. In prior years, when I ordered America Express gift cards, I did not experience these issues. My conclusions are that the gift card service must be outsourced to an incompetent service provider and American Express does not have access to the provider records to see the mistakes they are making.

    Further, even though I wrote American Express through the online system many times about my frustrations, no appropriate solution was reached. For example, I received a letter last week, saying the gift card issue had been resolved, replacement cards sent, and my account charged $215.85. Instead, my account was credited with $215.85. I faxed the corporate office of American Express to make them aware of travesties and frustration associated with a simple transaction. I asked for a confirmation that my fax was received, but no confirmation was received.

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    Reviewed July 8, 2009

    In May of 2009, I purchased two American Express gift cards from the website. I was notified by email on May 14, 2009, that the cards had been sent to the two recipients and should be received in 7 to 10 business days. These were graduation gifts, and after more than enough time had passed for them to be received, I found that one had definitely not been received.

    I called customer service, was put on hold for 20 minutes, and was finally connected with customer service in India. I asked that the card which had definitely not been received be replaced and was told it would be sent by UPS with signature required on delivery. I contacted the recipient, gave them the window of time to expect it and asked to be notified of its receipt. The card was never delivered even though the family checked with the local UPS office. I also was able to confirm that the other recipient had never received the gift card either. Once again, I called customer service, spent an hour with someone from India who kept asking me exactly what I meant. I was told they would reissue the cards but would not give me a tracking number for "security purposes." I finally insisted on a cancellation and refund which I was told would take about 20 days. I used to use these gift cards often but I will never purchase one again.

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    Reviewed June 28, 2009

    My husband and I were given 2 American Express gift cards as a wedding gift on June 24, 2006. In June 2009, we discovered the unused cards that had been misplaced. Upon trying to redeem them, I learned that the balance was reduced nearly 50% on the one with $100 original value and nearly 100% on the other of $50 original value. Upon contacting American Express, I was told that a fee was being deducted at a rate of $2 per month for each of them as a matter of policy while the cards are inactive. I have been trying to get my cards restored to original value. But each time I call, I am asked to call back at a later time when their new system is operational. I sense I may be the victim of a stall tactic, in addition to unfair selling practices. Your help would be appreciated.

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    Reviewed June 26, 2009

    My company regularly rewards its employees and business partners with American Express gift cards; however, we have found that the last batch we ordered had never been activated in American Express's system prior to their being shipped to us. Thus, the cards I received are worthless for what may be a few days or may be a few weeks. I attempted to use one of the cards to buy fuel on 6/26/09 and the card was not found in the merchant’s system. Luckily, I had cash to cover the purchase. I tried to check the status of each card online on the Amex website that evening and the site directed me to call the customer service team because the cards could not be verified. I called the customer service team in India to find that this was a known issue!

    I was advised by a supervisor that I will have to wait 3 to 5 days for the cards to be loaded and activated into their system, which is being "upgraded", before they will be usable. Upon pressing the supervisor for a reason or cause, I was told that they had old gift cards stored in warehouses which were never activated in the system before being shipped, but they were working on this software update now. He took my card numbers and will put me on some sort of list to the tech support team to have activation completed. All anyone could do was apologize to me and tell me that I have to wait for a few days for activation. I asked why can't they overnight working replacement cards and list these as deactivated. Nope, that’s not an option. I asked if there would be any compensation for my inconvenience of having to wait on something we paid for two to three weeks ago and the answer was no.

    So, the net of it is that we paid for these gift cards over two weeks ago and paid an additional fee to have them shipped to us, only to find that they were never activated to begin with by American Express. After these calls, I phoned the customer service line, spoke for 10-15 minutes, and then the rep told me that she couldn't assist with gift cards and needed to transfer me to, you guessed...gift card support in India to have my name added to an expedite activation list! That was really helpful.

    Step 3, day 2: I phoned the office of the CEO at American Express and filed a formal complaint. I have an agent basically calling India to check status and expedite my requests and call me back in - you guessed it - 3 days. Wow. How insulting this horrible service is. And, no, he has no plan to compensate for my time or my company's purchase that has been delayed. Everyone tells me the cards are good when in fact they are totally useless until they are activated. I feel that they sold my company garbage and yet now I have to wait to use my reward and apparently work two times as hard for it. My company now plans to move their business elsewhere for gifting employees and partners.

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    Reviewed June 9, 2009

    I've purchases AmEx Gift Cards for a long time with no problems until recently. I purchased two cards, one for myself and one for my son. Neither card works. Over two days, I called the 877 number, was put on hold for 30+ minutes, and was disconnected several times around the 30-minute mark. When I finally did get through, I was told that AmEx was having problems with its security code system and to try the card after 5 business days. We waited a week and a half and the security codes still did not work. After several hours of holds and disconnects (again), we were told the same thing and to try again in 3-5 business days. The people answering the phones are obviously not native English speakers and are quite unhelpful.

    Suggestions to others with the same problem: Write your congressperson and inform them of this problem with a link to this website. American Express has been approved to repay the $3.39 billion they received in TARP funds. The question is, is stealing from US one of the ways they've used to raise those funds they're using to repay TARP? Also, go to the store (if purchased from a store) and ask to speak with the manager and inform them of the problem with the card you purchased at their store and of the explanation you were given by American Express. I'm in the process of working with management at the store I purchased mine from to get these cards removed for sale. Most stores really don't want to put themselves in the position to create unhappy customers. $50.00 may not seem like a lot (it is to me). I might as well have flushed down the toilet.

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    Reviewed June 4, 2009

    I bought a $200 gift card from American Express on their website. I never received the card. They do not answer my emails and I've spent hours on hold, without speaking to anyone at American Express. I'm out $200 plus fees and my niece never got her graduation gift from her favorite uncle.

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    Reviewed May 27, 2009

    I received a giftcard for $50.00 on May 14, 2009 for my birthday that was sent by my employer. The card is invalid and several calls to Amex, I am told they are updating their system and it will be fixed in 24 to 48 hours. I call 3 days later and I get told they pulled the records on the card and it shows $50.00, but can not explain why it isn't working and it is reported so it will be fixed and it could take 3 to 5 days. I called today and was told they have no record of this card, and I should give it 3 to 5 days and it should work.
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    American Express Gift Cards Company Information

    Company Name:
    American Express Merchant Services
    Website:
    www.americanexpress.com