Asurion Reviews

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About Asurion

Asurion, a product protection company, has a 4.7 rating based on 39,908 reviews. Customers value the quick claims process, with many reporting approval within minutes and replacement within a couple of days. Reviewers praise staff members for their help guiding them through warranty claims for electronics and high-value items. However, some reviewers dislike the company’s sales and marketing practices.

Pros
  • Offers extensive coverage
  • Sends replacement phones quickly
  • Low monthly cost
Cons
  • Replacement is not always identical
  • Not available with all mobile providers

Asurion Reviews

Over 25k reviews since 2012

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    How do I know I can trust these reviews about Asurion?
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    Page 200 Reviews 39435 - 39635
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 24, 2014

    Okay, so weird situation. Bluetooth was not good on my replacement phone (Note 2), so I filed a claim with Asurion ($8/month extends your manufacturer warranty with Verizon Wireless). Sent it to my house. One phone down. Never showed. Waited a day. Called. Second phone sent out. Waited. No show. Tracked it, and for what appeared to be no good reason, Asurion recalled it back. Their associates on the line were friendly about it - but had no clue as to why that happened. Third phone sent out - they said, "Have it sent to your work", so I did. Returned to Asurion. At this point - that's ridiculous.

    Luckily my phone wasn't lost or something. Got on the phone, I was stern with them, and jokingly asked if for my troubles if they could give me a Note 3 (an upgrade) - and the girl on the phone was very helpful and did that for me. I eventually did get a phone, and it was brand new to boot - which in reading the other reviews on here that doesn't seem like that happens very often. Overall, I am satisfied because after waiting and waiting someone reached out and gave it some extra effort.

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    Customer ServiceCoverage

    Reviewed Oct. 24, 2014

    We purchased Asurion mobile protection for our two i-5 phones with Verizon paying $10 for each phone monthly since May 2013, which comes to $170 per phone, $340 total. One of our phones just got water damaged and we filed a claim. We were told by Asurion that we had to pay an additional $167 deductible to get a refurbished phone and if we did not return the damaged phone following their return instructions exactly that our credit card would be charged another $300!!!! Well, we later found out that one of our phones was available for an upgrade to an i-6 phone for only $200 with no "strings" attached. So why were we paying all this insurance money for?

    The plan is a total ripoff and we were never told about an "additional deductible" or the $300 charge if the return of the damaged phone was not done just right: meaning they wanted all the data cleared off the phone before it was returned, which we could not do because the phone could not be turned on due to the water damage. I am holding my breath waiting to see the $300 charge show up on my credit card statement because we could not follow the instructions for the return. Shame on Verizon for dealing with such a low life insurance company!!!!

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    Customer Service

    Reviewed Oct. 23, 2014

    Asurion is the company that Sprint uses to replace broken phones. I had a hard time getting the phone sent out because someone had to sign for the phone. I ended up choosing my brother's work. Unfortunately, I lost the return envelope to send my phone back. I was receiving phone calls from Asurion about sending the phone back to my work number at 7pm at night and over a weekend, so I didn't get the calls. I am still unsure why they didn't ever call my cell phone. So I called and asked for a new slip to envelope to be sent out. The service agent asked me if I wanted my phone sent to the address the phone was shipped to. I specifically said no, and made sure that they had my home address.

    Needless to say, I got a call from my brother stating that there was a package and several letters from Asurion (including a final notice) but they had been sitting at his work because no one knew what they were about. Of course, they sent everything to my brother's business and not my home address as requested. So I was finally able to send my phone back. But when I called Asurion again to talk about the problem, they were updating their system in the middle of the day and again were not able to answer my questions. I know we have no choice who we choose for our phone's insurance, but this company is ridiculous in their poor service.

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    Reviewed Oct. 22, 2014

    I purchased Asurion through AT&T for an iPhone 5S. I'm into the 2nd week of trying to get my one day replacement. They have all these backlog excuses which are not my problem. They sold a policy that included overnight replacement. After seeing the complaints on this website I question AT&T's responsibility to their customers. The entire thing is a misrepresentation and someone should start a lawsuit against them.

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    Customer Service

    Reviewed Oct. 20, 2014

    When trying to file a claim for a non-charging iphone, I was transferred to multiple people with different information. I left voice mail messages and emails which were never returned. I was finally told if I copied all receipts, contracts, credit card statement verifying insurance that they would reimburse the cost of the phone with a WalMart gift card. I emailed required documents and heard nothing after two weeks. When I called, they "hadn't seen any information from me." I faxed the same six documents and asked for confirmation upon receipt. No response. Today, after being transferred several times, I was told "with your type of insurance, you pay $200 deductible and we'll send you a refurbished iphone5." I've already paid $200 worth of insurance for the past 20 months. This is a warranty issue with the phone, not user error. I was deceived, lied to, strung along, avoided and will never purchase a Walmart phone or their deceptive insurance.

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    Customer ServiceStaff

    Reviewed Oct. 18, 2014

    My apple product was warranty by Sam's through Asurion and it was send twice for repair, because they did not do the repair right the first time. They also switch my power cord to another one of a different color without giving a reasonable explanation on the repair done on paper or by talking to them over the phone. Today I RECEIVED our product back without the findings for the second time. For all I know, they did not do anything, because like they say in Nursing, if it is not written, it was not done. Not only no explanation, but the power cord now is MIA (missing in action; for those not Army savvy), even though they say on the paperwork, that it was pack with it.

    I called customer service and they refused to give me the supervisor on the phone (a guy by the name Justin), because their suppose policy say that they call you back in 24 hours. The supervisor name was Annie, according to Justin and he refused to give me their employee badge # or ID #, because they do not use that. I had been a Supervisor and a Manager for more than 35 years and every company employee had an ID #, specially when they do not want to give their last name, because they can have numerous employees with same name. This in my opinion is poor customer or the worst customer service I have had from any company. MY SERVICE REQUEST # is **. I told him that I will escalate the problem to their HQ and BBB and he did not seem to care and neither his Supervisor that refused to come to the phone. What kind of people you hire? You are dealing with a person that have 3 Degrees and over 35 years experience. My phone #'s are **, **. Thank you!

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    Customer ServicePriceStaffReliability

    Reviewed Oct. 18, 2014

    If you are paying for this insurance my best advise to you is to drop it. This company does not have your interest at hand, just in your pocket $$$$. They sent me a defective phone and been working on two weeks to get it replaced and phone call after phone call. I finally had enough of them telling me it's under review and for what you sent me a bad phone. So I ask the young lady to talk with the supervisor and told them to keep the phone and don't send it because the customer service is poor, very poor at that. I have filed a complaint with the BBB and added to the Complaint Resolution Log (1959). Hmmm that should say something. Here's the site. Check for yourself. ** Oh ya I cancelled the insurance.

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    Customer Service

    Reviewed Oct. 15, 2014

    I had insurance on my iphone 5, was stolen from my work. Had been paying insurance for over 18 months at $10 per month. So after phone was stolen, I could not afford to file a claim with hefty deductible so I waited until I had enough money. In the meantime, I activated my old 3gs so I had service. Once I was ready to file my claim, I was told I'd be replaced with a 3gs not a 5. I was told that the phone that was hooked up at the time of the claim would be replaced which is outrageous as I just needed a phone to use. This company is definitely misleading and taking our hard earned dollars. Also nobody above call center authority to talk to, Corporate address is a PO Box so beware!! Also the phone they offered to send is a 3gs and you can buy them used for around 59 bucks, I paid $180.00 worth of insurance for a $50.00 phone. That is crazy.

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    Customer Service

    Reviewed Oct. 15, 2014

    I dropped my phone in water and went to at&t to file an insurance claim, something I've had to do before that was pretty easy and painless. However this time they informed me about their new alliance with Asurion and told me i had to go online to file my claim which would be "quick and easy". This process was neither of those things. First of all, filing the claim requires you to print a form (I have no access to a printer) and then fax the form and a photocopy of your ID back to them (also no access to a fax). I attempted several times to contact Asurion directly and was told i was being disconnected due to "system errors". So when you initially submit your claim info, it takes up to 24 hours for them to even email the form.

    Upon receiving the form which i have no way to print or send, I then had to return to at&t to ask them to print and fax it for me (which took even a trained employee about an hour to do because he was also confused with all of asurion's claim processes. Once Asurion receives the form it takes yet ANOTHER 24 hours for them to process the documents. So we are now on a 48 hour claim process. Oh and of course to make this process even more "quick and easy" my device was out of stock so it had to be placed on back order and wouldn't ship for another 3 days (this new device also isn't even the same color as my original, not exactly life ruining but definitely adds to my frustration). So basically once you finish the painful claim filing process over a course of 2 days, you may still have to wait 3 days for a device to even ship, which you'll receive 2 days later. You're looking at a full week of being phone-less. This company needs to seriously review their claim process because this was nothing but a huge inconvenience and awful experience that i hope no one ever has to deal with. At&t would be wise to drop their affiliation with Asurion.

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    Customer Service

    Reviewed Oct. 14, 2014

    I've lost my cellular phone on 8/2/2014. I claimed to Asurion at the same day. They have never resolved issue by 10/14/2014. The phone line I lost is my primary business phone. I paid insurance premium each month but when I need to get insurance coverage. They have NEVER replaced and I am losing my business and money daily basis. Now I have to get legal consultant to stop Asurion taking money from innocent phone holders. My claim# ** from Asurion never works, NEVER!!!! What should I do?

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    Customer Service

    Reviewed Oct. 14, 2014

    I paid for insurance for my Samsung Galaxy II for 2 years and still had to pay $199 when I needed to replace my phone. What I got was a crap phone with multiple problems, including a warped battery and chargers that won't make a good connection. I went to Verizon where I bought my original phone and they can't do anything because it's not their responsibility. When I tried to call Asurion customer service (and I use that term loosely) I am told they can't verify that it's the phone they sold me (even though I'm on the phone/phone number) because I'm on that phone. I explained I don't have another phone to call from. I just need a battery that works and a house charger that works. Apparently I'm out of luck. DON'T PAY FOR ASURION INSURANCE BECAUSE THE REPLACEMENT PHONES ARE MOST LIKELY USED REJECTS.

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    Customer ServicePriceReliability

    Reviewed Oct. 10, 2014

    In August of 2014 I filed a claim due to my phone sometimes not charging properly. My phone was charging from my home charger, but not my car (it was not the chargers, but the phone. I took it into a Verizon store to be checked). When the new phone arrived, I did not open the box. I just had more pressing priorities. On October 9th I received a letter stating, "If Asurion does not receive the original damaged or malfunctioning phone by 10/11/2014, you will be charged $50."

    It then states I was informed about this during my claim, which I was not! (Furthermore I would have to overnight ship it to meet their deadline.) I decided to just transfer my old phone over to the new one they sent and ask for an extension. Well, I never even got that far. The phone they sent me had a bad speaker. After uploading all my info from old phone, I received a call on the new phone. I could hardly understand the caller. I tried calling out and getting voicemail. It was definitely defective.

    Here is the complaint: When I called to talk to them and figure out what we needed to do, they gave me an insane response: Since it was after 7 days I was welcome to get A new phone for an additional $99 and they were sorry, but I WAS going to be charged $50 if they didn't receive the one I was speaking on in less than 48 hours. (That $250 for a phone that may or may not work. no no no.) I felt that that was not ethical. I needed the phone I was on, theirs didn't work. I thought I should not be charge the $50 AND I should be refunded my $99 once I sent their defective phone back. I sure didn't want another of their defective phones. No thank you.

    I was repeatedly told that was not going to happen. I requested A manager and was told "NO"! I responded by ending the call and attempting to resolve my issue on the claims #**. I was sadly given the same response. I then declared I would be cancelling my insurance with them. (Not out of frustration, it's just not cost effective.) The girl said she would be HAPPY to transfer me to do just that. It was then that I mentioned I was on your site and would be filing a complaint here with the BBB. WOW. Then I was put on hold. Someone came on the phone and I ended up getting exactly what I asked for.

    I am keeping my original (not charging phone). I don't have to pay $50 for it. (Thank you for letting me keep a phone I already paid full price for.) They also agreed to refund $99 to me once they receive their defective phone back. I asked her after it was all settled why this wasn't offered before. She said she wasn't sure, maybe she could just bend the rules more. What a crock!!!!! They was "HAPPY" to lose me as a customer for 8+ years, but once I mentioned the BBB they changed their minds. I still think the complaint needs filed. What they did to me they are doing to others. It is a shame I had to actually mention a formal complaint just to have them act ethically. I still plan to cancel my policy and I hope there is something that can be done for those still using them.

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    Customer ServiceOnline & App

    Reviewed Oct. 9, 2014

    Bought their insurance for my son's iPhone at Verizon. My son lost the phone during his summer program in Europe on est. July 8. However, the local program office found it shortly after he had left the country, and promised that all lost & found items (including his iPhone specifically) of the program participants would be shipped back in September. Despite our multiple reminders/requests, the program office would not respond, and now it is October, so it became very clear that the phone was not going to be returned, since it was in somebody else's possession, but we didn't know its exact location, and we had not been able to get it back for three months.

    I submitted my claim to Asurion online on October 8, with the estimated "date of incident" of July 8. Their website automatically and immediately rejected my claim because it had been more than 60 days since the "date of incident." Then I realized that, though the "initial date of incident" was July 8, it was recovered by the program office and since they committed to return it in September at that time, technically, the date of incident (the date it was deemed stolen) should've been October 1.

    I tried to change the date of incident accordingly, but Asurion would not let me change the date. So I submitted my complaints to Asurion online, but I have not gotten any answer. Their website has a feature to track your claims, but when I try to access it, it would freeze after you type in your wireless number, claim ID or security code. As nearly everybody on this page stated, they are impossible to get a hold of. I checked BBB website, and the number of complaints associated with this company is staggering.

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    Customer ServiceContract & TermsCoverageStaff

    Reviewed Oct. 9, 2014

    Both of my sons are on my boyfriend's Sprint plan. My youngest son cracked his screen after 7 months. We filed a claim and it was quick and easy. We pay $11.00 a month per each phone for insurance and had to pay a $150.00 deductible for the replacement phone for my son. Last week, my boyfriend's phone, which was in his clip case, fell out and was subsequently ran over by someone else in a truck. We went online to file the claim and the choices of when the incident happened were either "today" or "yesterday." The incident happened last Saturday, but I chose yesterday. Earlier that week, we had his old flip phone turned on because he runs a small business and let's face it, if you don't have a phone, you can't do business, i.e, make money to pay for a phone.

    The representative at Asurion questioned my boyfriend on why he was calling from that number if he had damaged the phone in question. Ok..that's a legitimate question. He answered it with the above response. He was then told he would have to fill out an affidavit and send a copy of his driver's license. Affidavit...ok, but driver's license...why?? He signed a contract with Sprint which I'm sure Asurion gets a copy for their files that has his signature on it (at the time of purchase). On the affidavit it has a place for his signature which they can match up as well as his address. Or they could send the replacement phone to the Sprint store and they can verify by seeing his DL. They do not need a copy, they didn't for the initial contract.

    I'm not complaining about the extra money or the extra paperwork since he is ultimately responsible for his own phone. The DL part is what I don't understand. They didn't need it for the first claim, why the second? Their reasoning was fraud. Ok, I understand, then send it to the local store and have him go there and show identification to the employees at Sprint. They know him anyway. Who better to confirm his identity than the people who have actually dealt with him face-to-face? If they don't want to deal with possible fraud, why not do it that way? Besides, he is not trying to defraud anyone! He just wants a phone. The insurance per month and deductible is aggravating but he doesn't mind because he knows that nothing is free, but protecting your identity is priceless!

    I have only read three complaints that were similar to ours (photo ID). So I will have him fill out the affidavit and copy his DL and black out his DL number, his birth month and day but leave the year. I will black out his first name, but leave the first letter. Besides (a copy) of something can be altered, which brings me back to the initial statement of sending the phone to the store it was purchased at, so an original document can be verified for validity... if they are so worried about fraud.

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    Reviewed Oct. 9, 2014

    Asurion has designed a clever scam. After paying over one year of monthly payments I filed a claim for a broken Samsung Note 3, only to receive as a replacement a Samsung Alpha - a very inferior phone that they claimed as "comparable". They sent it under the auspices that they were out of inventory of the Note 3 and they were "saving me from waiting" to receive another Note 3. This happened after I had specifically discussed with them that an Alpha would be unacceptable and they assured me I would be receiving a Note 3. I sent the Alpha back and will cancel my insurance.

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    Reviewed Oct. 9, 2014

    Biggest phonies masquerading as a Insurance Company. Yes, you receive a discounted phone to replace one in your ownership that is damaged, or stolen. However, the hassle to communicate with this company, and the hoops they make you jump through, not as convenient of a service as they make it seem.

    I lost my phone probably 2 weeks ago now, and have called Asurion at least 10-15 times within this whole process. The majority of the representatives realized I was a bit angered by this whole situation, and were just ready to hang up on me essentially, rushing me off the phone by asking if there's "any other comment or concerns to be addressed." They would not care that I have been having the worst time trying to deal with my phone claim/service request but no one was ready to ask what the next step in the process you are facing to maybe assist. I faxed my request 3 times to the SAME number, and only the last time did they receive the request.

    I may have overlooked one stipulation where you have to put the service request number on all pages of the document you are faxing but I was only notified that on the 3rd of 4th time I called in for this reason to figure out whether they received it or not. (The service request number is the first number you see on the first page, regardless). One of their representatives at one point told me to call in in an hour to see if my request was received and reviewed. That was a piss off. Making me call in for no reason. No one told me that it would take their team of experts 24-48 hours to review my service request, so more inconvenient aspects of this whole service that is not known. And I only figured that out since I called so many times and I didn't believe the first representative, thought they were just trying to get me off the phone but it checked out. When they finally review my request, they never mention that you should go check the Asurion step by step process to fill in more info. So I check to see if there was any update, and sure enough there is, it says my request has been registered and reviewed. Never showed a option of next step/process to fill in contact and financial info.

    Check the Next day to see what's the update. I thought I was receiving my phone that day. This day it shows a step by step process to fill in all your financial info. Then they spell my name wrong and blame it on Rogers, when none of my statements have it spelled wrong. No field for Canadian provinces, but has a choice of either Canada or U.S.A for countries. Was not registering my home address, nor my expiration date/security code for a higher power knows what reason. So I needed another representative to help me with that process and he had absolutely no problem, which is well. He also tells me that it'll take 2 business days at most. When the step by step process also advertises no shipping - costs 1-day Shipping.

    All of this B.S. for two weeks drove me bats ** crazy for a bit and I don't believe I'm finished with the headaches yet. I still have not received my phone. I'm not giving them the benefit of the doubt that this ** service isn't over. For some people this service may work. I do know that on their website there is only good reviews for the most part. On this website that is meant for consumer - business relationship and service, there isn't a bias, but there is 450 reviews of how this company sucks ATM. So be wary.

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    Customer ServiceContract & TermsPunctuality & SpeedStaff

    Reviewed Oct. 8, 2014

    This all started when we got back from Disney World Trip. My Google account got hit. They ran up 300.00 of charges on my bank card playing a Google game by the name of High School Story. Then about 3 weeks later they hit my Verizon Wireless account. They were able to Log onto my account, add a phone and make 900.00 worth of international calls from Orlando, FL to ** in Estonia Region. After running up our bill they hit Asurion next getting a Samsung Galaxy Note 3 and Apple iPhone 5. I really believe that it was a dishonest employee that works at Disney World and is able to get people's log on which is your email address and the password you use. This person either works in Reservations or IT or somewhere they are able to access someone information.

    I was assisted by my bank which refunded me my money and also Verizon Wireless was able to do a Fraud report and credit me back what this dishonest person did to me. 1 month ago I had my Samsung Galaxy Note 3 stolen right out of my purse :( so if you have an expensive phone do not leave your purse open. Keep it zippered up. I called Asurion to get a replacement phone and was charged 100.00. First they told me they did not have the White one and they would send me a black one. I declined the black one and had to wait one week before they would get any refurbished white phones in. Good thing I did not have the rose pink one because I would have probably had to wait a month for that color. Everything went smooth. Got the phone 2 weeks later, activated it then had issues with the sound not coming in clearly. It was distorted, so I had to wait another 2 weeks to get a replacement.

    My replacement came in then also a letter came in stating I maxed out my two phones limit. I called and told them that I only got one phone replaced due to it being stolen and the 2nd phone was replaced under warranty, that is when I was told that I had called in July 30th to get a replacement phone. I told them that was incorrect and found out someone by the name of Juan called in and got a replacement phone making my insurance expire due to the 2 phone limit. This was the same person that did fraud to my bank account, Verizon Account and now my Asurion Account. I was upset and asked how I would be able to prevent this from happening again. I was told by a supervisor to call Verizon and have my address changed.

    I called Verizon and then called back Asurion a couple of days later pretending to be someone else (cousin) under my uncle's contract. I verified my old address and they were ready to give me another iPhone 5. I stopped her and told her I was testing to see if they had changed my address and to see how easy it was go get a phone from Asurion. I told the girl that I had changed my address; however, she told me that it never changed, that is when I spoke to another Supervisor and was told that they were unable to change the address on our account. I asked if I could put a password that way no one would be able to call in and get a phone whenever they wanted and was told they were unable to put a password on my account to protect me due to all the fraud that has happened.

    I was told that pretty much it was ok for anyone to call in and if you could verify the Primary user name and address they would give whoever called in a phone. By then I was frustrated and upset by what I was told, it was as if they did not care who called in and got a phone from our account that we pay 10.00 a month for as long as they were making their profit. I have since looked into another Cell phone insurance company and I have since canceled out my account with Asurion. If they cannot protect me and my privacy I wanted nothing to do with their company. If anyone is looking to protect your cell phone and is tired of Asurion there are other mobile phone insurance companies that will protect your phone and privacy.

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    Customer ServiceStaff

    Reviewed Oct. 8, 2014

    I filed a claim for my Galaxy, paid $150 and received a "new" phone in three days. Sounds good right? 1 week later, the camera failed. I contact Asurion and I asked them to send another replacement. I was told I needed to take it into the Sprint store. Tech at the store found a phone lying around under his desk and swapped the camera module. After returning home, I tried to take a pic and had another camera fail message. Called the store back and asked if they would order another phone for me. Instead, I was told I had to come in again for the dreaded master reset. They would not budge even though I assured them I had a hardware issue. After the master reset, the camera failed instantly. Big told you so moment, but it didn't matter. Now they will call me when the next "new" phone arrives. Who knows what problems the next refurb will have. A simply "we are sorry for the problems you have encountered and we are sending you another device" would have been sufficient. They sure were nicer BEFORE getting my $150.

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Oct. 7, 2014

    I paid the monthly cost for insurance for almost 1 1/2 years. Dropped the phone and damaged the screen. Decided to call in for a claim since I had the insurance. Long story short... Received a replacement phone that did not work (to open "new" phone & when I went to the AT&T store to add my personal information). The main button would not work. Was told by Asurion to send it back and they would replace within 3 business days. Three weeks later still waiting for a phone to arrive. Called again.

    After talking to 5 different people (over one hour on the land line phone), was told that since I sent the replacement phone back, it would actually be my 2nd claim in one year... Ouch, had to keep asking for a supervisor, and eventually talked to a customer care agent??? Really??... He would not email confirmation that it would actually be the first claim, and told me to rely in their records... Really?? Will see if they actually send me a working phone in the 3 business days (and see if it will be considered a 2nd claim?) Very disappointed so far with services and support. Asurion insurance is not worth it. RUN, RUN... Will drop as soon as this gets processed (if it does...).

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    Customer ServiceCoveragePrice

    Reviewed Oct. 3, 2014

    My phone got waterlogged while I was on vacation. Upon my return, I called Asurion to get a new phone, paid the $160 or $170 deductible and got a replacement iPhone 5 sent to me. I used the return envelope to send my broken phone back. Asurion sent me several letters saying they never received my phone. I called to tell them I had mailed it in, in the prepaid packaging that was provided to me. Several weeks later I received another letter saying I would be charged $300 if they didn't receive my phone.

    I was then charged $300 automatically without my consent, despite my calls with customer service telling them that my phone was sent out. I realize they want the broken phone, but how I am supposed to guarantee that it will arrive in the mail? It is completely unfair for me to assume full fault and responsibility for a USPS mishandling, or possibly even a mishandling by Asurion! I essentially paid more than retail price for my outdated iPhone 5. Isn't paying for insurance supposed to afford me the peace of mind that I won't have to pay full price for an expensive phone? I could have purchased a nice iPhone 6+ for everything that I paid! Not to mention the monthly insurance costs.

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    Customer Service

    Reviewed Oct. 3, 2014

    I bought Verizon iPhone insurance. I lost my iPhone and made my claim. Asurion provided me with an iPhone 5 instead of my lost 5s. I was semi okay with that. 3 months after getting the phone from Asurion, my camera lens seems to be growing mold or collecting dust from the inside. I then read the back of the fine print on the phone and realized it's "refurbished". Language that Verizon doesn't use or explain when selling you loss insurance. I soon then noticed my phone not picking up WiFi well... Even in my own home. This leads to weird GPS placements, higher data bills for the first time, and 90's equivalent phone reception. Asurion and Verizon are crooks for offering this service. Asurion is shipping "lemons" as replacements. Somebody should file a class action.

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    Customer ServicePriceStaff

    Reviewed Oct. 3, 2014

    First of all trying to get a hold of these people is a trick if you had the same issue that I had... "Please insert your number... I'm sorry that number is not in our records please try again." Tried my number, other numbers, and tried pressing 0 with no luck. Had to make a trip down to the AT&T store which the guy told us next time to just keep pressing 0 over and over. Just the same damn run around and it gets worse. So the reason I was calling was because my Note 3 (that I worked hard and saved hard for) broke and requested a new one.

    The phone they sent me wasn't even comparable to price, functionality, or looks. Thought it was a mistake but after being on hold for 20 MINUTES I was told they purposely sent that phone because they didn't have any Note 3. And then continued to argue with me that it functions just like the Note 3. So I pulled up the side by side comparison and named off a few. Then they told me to send it back and whenever they get the Note 3 they'll send it. So here I am waiting... They told me they didn't know how long it'll be. Do not use this company. They'll run you around and around... and around.

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    Customer ServiceCoverage

    Reviewed Oct. 2, 2014

    Never in my entire life have I dealt with anything like asurion. Nobody wants to help you, and they send you phones that belong in the trash. Every phone has location, charging, or service issues. Stop sending people bum phones you ** clowns. The point of insurance and PAYING MONEY for a new phone is to get a functional device that works. You guys ** & it's literally hilarious to me that you guys pride yourselves in being verizons insurance company. Find a new profession or get your ** together. Did you notice that there is not one good review about you guys? clown **

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    Customer ServiceCoveragePrice

    Reviewed Oct. 1, 2014

    I was duped into thinking I should pay for insurance with T-Mobile. I wish I never had. I would have saved a lot of money and headache. Beyond the monthly fee they charge, which would have practically bought another phone, and after paying $150 for a replacement phone, I am waiting 2 days past the when my tracking info said my phone was delivered. Can't get anyone with Asurion on the phone and T-Mobile customer service is worthless. Now, I have no phone, no and I'm out 150. Both of these companies are worthless. For shame.

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    Customer ServiceCoverage

    Reviewed Sept. 30, 2014

    So I get robbed for my brand new iPhone 6 plus by a ** with a knife on the 23rd of September and I immediately call the police. The police come and take all the information that they need. I then call Sprint and Asurion which Sprint provided me the information. I file my first claim with Asurion and it gets denied due to phone still being active so I call Sprint and ask them how this is possible and they tell me that the phone was not reported stolen correctly so they fix it and notate the account. I call Asurion back and they refile the claim and I'm told I'll hear back within 12 to 24 hrs... I don't hear anything from them so I call them. They tell me it was denied due to the phone being inactive...

    Ok so now I'm getting very angry and confused... I tell them what happened and the gentleman I spoke with said he would escalate this and I should hear back within 24hrs. I wait and hear nothing so I call back within 24 hrs and I'm told to give them another 24 hrs and another 24hrs and now it's Friday so I call back and they said I'll hear back within 12hrs...I don't hear back...I wait until Monday and call them back again. They tell me I will hear back within 3hrs. I hear nothing and so I call yet again and I'm told my claim was denied due to "Program abuse" and when I ask what that means I'm told, "Sir, I'm sorry but that's all I can tell you." What do you mean that's all you can tell me? - "Sir that's all the information I can give you". So I then ask to speak with a supervisor and I get transferred to one and I'm told the same exact thing...

    I have never filed a claim before so how can a claim be denied for program abuse! I swear if this is not fixed then I'm taking this to court because this is complete BS and a huge ripoff at $11.99 a month and I can't even use it... If you get into a car accident it does not matter you are covered because that's why you pay your premium... I am so pissed and frustrated because this is BS. I called back today to speak to an adjuster and I'm told the same thing and given no more information. I'm told that there is no way they are replacing the phone. So now I'm out over $1,000.00 plus I will have to buy a new one.

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    Customer Service

    Reviewed Sept. 29, 2014

    I did everything exactly as I was instructed. They received my phone on Sept. 17th & after waiting till the 27th of Sept. I called back only to find out the check was never sent. So now I'm told it will be a additional 7 to 10 days. Needless to say I changed carriers. I don't have the electronic capabilities of receiving e-card or checks.

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    Coverage

    Reviewed Sept. 28, 2014

    Purchased multi device protection plan from AT&T. I have 4 phones on my account but that plan only covers 3. Pretty much, AT&T left a loophole for Asurion, which they promptly used denying a claim for my daughter's lost IPhone5.

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    Customer ServiceReliability

    Reviewed Sept. 24, 2014

    First claim: I lost my iPhone. This was the easiest and fastest claim. They sent me one right away for $160.

    Second claim: iPhone GPS does not work at all. It was always off by a street or two or sometimes it showed I was in the middle of nowhere. Asurion and Verizon refused to fix it for a year or send me a replacement. After walking into the Verizon store everyday where they checked my iPhone constantly, they finally caved in. Everybody else's T-Mobile or prepaid phone GPS works but not mine.

    Third claim: They sent that replacement but the iPhone is defective. I called them 3 times already and they're refusing to fix it or replace it. It loses signal everyday and now it's getting so bad it's almost every hour. So I don't have service every hour on my iPhone. Whether I'm on a call or internet, it will go into 1x dropping that call. They always tell you to do the same exact diagnostics over the phone every time I call. Reset everything which I try before I call them. It's been almost 3 months. On my next phone purchase, I'm going to look for a different insurance carrier.

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    Customer ServiceCoverageSales & MarketingPunctuality & Speed

    Reviewed Sept. 23, 2014

    AT&T sold me phone insurance from Asurion for a phone, I paid $500 for the phone. One week later I dropped the phone and broke it. I went to AT&T and filed a claim with the AT&T rep over the phone with the Asurion claims rep. Was told I would have a new phone in 7 business days. 20 days later, no phone. Got the run around big time. Long story short, they denied my claim but still took my money every month for insurance on a phone they said I could not have a claim on. Their reason was I did not turn in the paperwork soon enough after I phoned in the claim. What a scam. I never could speak to a manager or supervisor, none are ever available. Was transferred to someone else that got me disconnected, was told the system is updating and cannot review my information etc...etc.... When I was sold this insurance I was never informed of all the 'Bull crap" time limits etc.... that you have to go through to get a claim paid. AT&T and Asurion are misleading people into believing they have insurance. Do not use this company and its accomplice, AT&T. I wonder how many people have been screwed out of their money?

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    Customer ServiceCoverageStaff

    Reviewed Sept. 22, 2014

    I had to pay a $100.00 deductible on an android phone. I was told when I purchased the phone it was shatter proof. I paid for a phone protector & shield because I was told insurance would not cover my phone without it. Then two months later told to remove it. I asked WHAT IF I accidentally drop it & it does shatter. Response: we will replace it. I had it over two years & paid insurance the entire time. Well... it fell & shattered. They sent me a phone replacement that has given me problems one week after receiving it. I called & requested they send me another phone immediately because I cannot even hear on this phone without a head phone. It sounds like whispers. I explained I do not have another phone to call from & I need a phone that works because of my business. I explained this phone blacks completely out while talking & I cannot even disconnect amongst other issues. She said they will not help me until I call from snoghef phone.

    I feel this is unreasonable when I had spoken to Verizon tech support several times & they told me to contact Asurion because IT has been less than a month anyway & far too many problems. It has to be the phone. I will be dropping this insurance & stash my money to just purchase another phone next time with cash. It is not right we pay monthly plus a huge deductible & no claims to be given a piece of junk that does not work. SHAME ON VERIZON & ASURION. POOR CUSTOMER SERVICE CONSIDERING I USED THEM FOR OVER 7 YEARS & LEFT SPRINT AFTER 8 YEARS. Sprint took better care of me. I'm changing carriers too.

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    Customer ServiceCoveragePrice

    Reviewed Sept. 20, 2014

    We don't have a cell phone, yet Asurion has charged us $200 TWICE this month for insurance on a nonexistent cell phone. What do we do? They are dinging our credit card. We do not have a cell phone. How can they charge us insurance for a nonexistent cell phone? How do we get our money back? They are charging our credit card and we have no idea how they got our credit card number.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 18, 2014

    My daughter purchased a Samsung Galaxy Mega under AT&T's next program (February 2014). The phone was dropped and the screen shattered (March 2014) a month later!!!! Finances were a little tight because she is a student so rather than replacing the phone immediately we chose to deactivate the phone and activate a very old iPhone 4 temporarily until she received her next refund check from school. We filed a claim (8/29/14) with Asurion and was denied because the phone had not been activated in over 60 days. Initially, I was unsure of the date and just guessed a date but Asurion wasn't having it. I called AT&T and was informed of the date and tried again and was denied again because it had been more than 60 days. I called Asurion to discuss with them and the lady would not budge. She told me she would have to transfer me back to AT&T. I explained that I was never informed that a claim needed to be made within 60 days.

    I spoke to AT&T regarding this issue several times and they kept telling me that all they do is bill for the insurance for Asurion. They kept telling me that Asurion and AT&T are 2 separate entities and that I would need to speak to Asurion. Asurion would tell me to call AT&T. After about 2-3 weeks of being completely frustrated I went to a retail store. The manager said he was unaware of 60 day time frame. He said all he could do is put in another claim. He put in a claim and followed up with a phone call explaining that he was holding the damaged phone in his hand, that the customer had/has insurance and that she is still making payments on the phone. He talked with her for a while and then gave me the phone. I was relieved. The lady apologized for all of the confusion and stated that I should be getting my replacement phone the next day if there are no problems but she didn't see any. She said everything looks good on my end and I have verified everything with the manager. Now your account will go to the underwriters for a final decision.

    She says do you want us to call you or email you? She says the process will take 2-3 hours. A bit anxious, I told her about being denied 2 times already and again she assured me that everything looked good. The 2-3 hour time passed (Asurion closed, so nearly 12 hours passed) and I still had not heard anything so I checked the status online and was advised to contact them. I contacted Asurion and was told yet again that I was denied. I spoke to several ppl and finally escalated to a manager which informed me that I could replace the old iPhone 4 that is in use now. Who wants to do that? We just upgraded from the iPhone 4 to a Mini tablet (Galaxy Mega). I am beyond frustrated. I was so annoyed that I was in tears! How can they do this? I just don't get it! I am paying for a phone and I have insurance but I have nothing, really? If I was made aware of the 60 day time frame that would be one thing but I can't make an intelligent decision if I am not informed. The manager admitted that he wasn't even aware of this policy at the AT&T store.

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    Customer ServicePricePunctuality & Speed

    Reviewed Sept. 17, 2014

    I lost my phone and so called the insurance company for a replacement. I had a worst dealing with the customer service. They had charged a lot on my phone that is 3 times the cost I had purchased originally. I really don't understand why I needed to pay so much and top of that, they did not even ship my phone on time. There was a delay of 3 whole days. THE WORST INSURANCE COMPANY.

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    Customer ServiceReliability

    Reviewed Sept. 17, 2014

    In June, I filed a claim to replace my daughter's phone. Phone was still working but some things were not working right. I have complete insurance on all of the cell phones I have with Verizon (4) and have had for many years. I filed my claim and tried to pay with a check debit from my account. This kept rejecting - so I finally paid with my debit card after having to speak to tech support about the problem. Ok, everyone has an issue now and then. My transaction was completed and my phone would be out the next day. YAY. That was fast, even though I felt the $ 99.00 deductible was a bit steep.

    The new phone arrived but would not hold a charge. It was defective. I called Asurion and was told to return the phone with a letter explaining that the replacement phone I was returning was defective. The rep made a note on the account so they would know this was coming back. She told me the best thing to do was cancel the entire claim which they would do when the phone was returned and then refund the $99.0 deductible. At that point I could start all over again.

    OK I did all that they asked and weeks go by without a refund. I called and was told that I did not return the defective phone that they sent, but instead returned the one I was filing a claim on and they considered the claim closed. I was on the phone for over an hour being transferred to department after department. I finally threatened to sue them for insurance fraud and what do you know - straight to the CEO Office. Wow. Guess that worked. He needed to review my account and would get back to me within the hour. OK - that seemed acceptable.

    In the mean time, I called Verizon and explained the situation and they confirmed that the phone my daughter was using was the same as always. They got on the phone with Asurion to confirm the information and lo and behold, my credit was being processed. After that FIASCO - I decided to try to wait until her upgrade became effective. I just could not deal with them again.

    WELL, Now it is September and Day 3 of school and the phone hit a hard surface cracking the LED. Had to replace now. So, I try to put through a claim with Asurion and noticed I entered an incorrect date. I got CS in chat and they could not fix the problem. So - much to my dismay - I had to call. They told me I needed to fill out an affidavit to prove this was not insurance fraud because I just began my insurance the same day I was filing a claim. WHAT? I have been paying for years. Then I was told that I filed a claim in June and already I am filing another claim. One more and my insurance would be cancelled. WHAT? - Am I a customer or a prisoner?

    I am appalled. I threaten to sue for insurance fraud and straight to the CEO Office I go - where I get a new CEO - who would not even begin to work with me, insisted that my insurance began today and that I had already filed a claim on this phone. I am livid at this point. I work with Verizon again who confirm that I have had coverage all along and that the phone is actually still under warranty so I have many replacements at this point. That their information is incorrect. But, I still had to complete the affidavit because that was their policy.

    Done. I should receive my new phone tomorrow, 9-18 -14. Let's see if this one works. Right now I have dealt with Asurion twice. They are 0 for 2. I will be sending a letter to Verizon about using a company with such poor information, customer service and basically ethics. I pay 10.00 per month for insurance on this phone - over 2 years and I have had to live with a defective phone since June because of Asurion's horrific record keeping. I would like to remind everyone that in today's world, the competition is fierce - all we have is customer service to define us from the others. Asurion? A HUGE failure.

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    Verified purchase
    Customer ServiceCoveragePriceStaff

    Reviewed Sept. 16, 2014

    On 7/29/2014, I purchased a Dell Inspiron 1400 5000 series computer from Office Depot with a 3 year accidental warranty protection (purchase price $602.99 plus tax. I purchased Office Depot's Accident coverage for 3 years for $258.99 for three years). On August 14, 2014... just 16 days, my dog tripped over the power cord knocking the laptop screen into a lamp. The screen had a chip and crack but was still functional. I was set to travel away from my summer home on the 15th so I awaited my return home to call Officedepot.com. I was referred to Asurion (their insurer) whom I called. Asurion first told me to call Dell. They said that it was a defect in the screen (not true). I called Dell who said I had not purchased their accidental coverage (true) but they could repair it for $250 to $300. I called Asurion back spoke with a different rep. Asurion assured me it was covered and shipped the return box.

    The box arrived on August 18 was packed and shipped on the same day arriving August 22. On August 29 Asurion claimed that the unit was non-repairable. They said they would send me an Office Depot gift card for the original purchase price and that ended their obligation there would be no pro-rata warranty on its replacement. I called Asurion and at first they said the computer was too old to get parts (6 weeks old... really?), the second explanation was that the parts were unavailable (though Dell had them) the third was that the cost was prohibitive. I asked for them to send my computer back so Dell could repair them and they would just reimburse me. They refused. They offered to send the hard drive back so I could get my data. There was no data on the computer yet. I had yet to transfer it from the back up.

    Asurion said that if they sent the computer back they would not pay for a computer or the repairs and the warranty would no longer be valid (i.e. I could repair it at my own cost and invalidate the warranty). I suppose the cost of the warranty plus repairs was more than the cost of the computer so they decided to eat the cost and keep the computer. The fact that they were refunding it in a gift card was the icing on the cake. I had kept scans and printouts of everything and told Asurion that my credit card charge would be disputed. I did dispute the charge, but decided to visit the local Office Depot and speak with the manager of my local Office Depot (not where I had purchased this computer, but had done several thousand dollars of business in the last year).

    I calmly explained what had happened to the manager at the local Office Depot. He said he could not refund the warranty, but to his credit and honesty could give me a discount... I picked an updated model of the Dell which cost less, opted for the warranty (considered using Dell's, but they don't sell it there) and the manager gave me $200 off the sale price (after reviewing what I had bought from them in the last 12 months). The fact is that my computer price is now $350 and almost any damage will cause Asurion to say it is non- repairable. At least Office Depot was sympathetic and made things as right as they could.

    I have had Asurion repairs before on my older computer, which was still under warranty but out for its third repair when I bought the Dell because I couldn't be without a computer for 3 weeks and this computer had been "repaired" 3 times in 3 months. Asurion will always wipe your drive if you authorize it and does not re-install the peripherals (touch pad, fingerprint scanner) that came with the computer. Asurion's rep asked me how I expected them to make money? I said insurance is a game of averages, 85% of policies you make money and there is never a claim. Those cover the claims and one prices the policies so that the company makes money on average. They are generally great money makers. Asurion is trying to make money on repairable computers and cancel the policy. $258 for 16 days coverage? Really? Asurion acted.

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    Customer Service

    Reviewed Sept. 14, 2014

    My daughter thought her phone had been stolen so I called them to replace it. It costs $200 so we paid it because she needed to replace it. They sent the phone out, and the next day we found her phone. I called them immediately so that we could send the new phone back. They said they'd send out a label and envelope. I asked about refunding either all or some of the money since this all just happened. They said no but I should send the phone back. HUH??? They wanted to get the phone back so they could sell it again but leave me with nothing. HOW IS THIS LEGAL? They have a hold on this new phone, which they won't activate. I could have used it when my phone crashed. I think something should be done. They seem to have a monopoly on this racket, all of the cell phone companies use them. I cancelled my insurance and I'll buy a phone online but I'm not contributing anymore money to these thieves. The phone company told me that they tell everyone that there are no refunds but that is just not true.

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    Customer ServiceStaff

    Reviewed Sept. 12, 2014

    Aug. 21 made claim on tablet and phone. They sent ups shipping labels by net. Called back, they have them mailed each time correcting want check not gift card on phone. Week later called. Where's my labels? Finally received 1 on Sept 1. Called to see which it was for. Lady said for tablet because the phone label had not been sent out yet. Sent in tab from ups store have paid receipt for box Sept 3. That Friday I check status. There is where I discovered it was the wrong label.

    When I called the lady said there was no way to retrieve it since it was for the phone, they would send me a gift card for $106. And the co. would call me in three working days. No I don't want a gift card, it must be a check that corrected. I waited, no call so I called them. Rachel said she saw it recorded about the tablet. They still had 2 hrs to call me, their time was different. I waited, no call they hung up. Finally, got supervisor Jacob who said that never been sent in. Now I need to wait 3 more days. My tablet is just gone back asking for a manager.

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    Verified purchase
    Customer ServiceContract & Terms

    Reviewed Sept. 10, 2014

    I purchased a BLU Life Play X phone from Overstock.com. The phone crashed within three months of use (charging port trouble). So I call Asurion as per my contract, they refused to deal with me because my product is less than a yr old and sent me back to the original company. They sent me a new phone which failed in three months... same problem. SO I called Asurion for a repair. This time they accept my phone and ship it ground UPS. This takes a week because of the weekend. I called Asurion after about a week they tell me my phone is fixed and it will be sent to me in a week. I call back they tell me my phone can’t be fixed at all. So they’re refunding my money and canceling my account. No refund on the account. I started my claim Aug 23. It’s now Sept 10th and no phone or refund, and it may take two more weeks according to cust service. I’ll never make this mistake again.

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    Reviewed Sept. 9, 2014

    This company should be shut down, they take people's money and deny the claims for any reason. You correct one issue, they find another excuse. They should really be investigated by officials.

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    Customer ServiceContract & Terms

    Reviewed Sept. 9, 2014

    I Called my phone insurance company to have my phone replaced Sprint and Asurion. Have a new contract where they get to force the consumer to argue between Sprint and them for a new phone. Your insurance will send you a broken phone but they have been tested and when you complain about it, will send you a new one they have tested and it will be broken too and then they refuse to pay for it. I have asked nicely several times if I could please replace the 2nd phone that they sent to me with mechanical failure and they refused repeatedly. I spoke to HTC and Sprint and they both tell me Asurion has responsibility. Scammed out of 150$ and and if I want a phone then I'll have to pay again. 150$ more. If you're going to deal with having a Sprint phone and you deal with their insurance company too.

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    Verified purchase
    Customer Service

    Reviewed Sept. 6, 2014

    Simple story: I had written my apt. number in the second line of address and they hadn't printed it out on the package so the FedEx shipped it back to them and even didn't let me to pick it up myself at their location. Now seems this is something very complicated to them since up to now I have called them 7 times and each time they ensure to send my device in 24 hours and now it is the 10th day that I don't have my device. Even they don't reply emails... Quite upset and unhappy with their service... Worth nothing to me!

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    Customer ServiceStaff

    Reviewed Sept. 4, 2014

    I am thoroughly disgusted with Asurion! I made a claim on a lost Note 3. I attempted to do the claim online and was given one option on the replacement...black phone. So I called and spoke to a representative who stated they only had black in stock, didn't know when they would have more white, and couldn't order more. How unprofessional is THAT for an organization?!! This phone is very popular, is still a top seller, and should be kept up to par as far as stock goes! Then they want the full $199.00 for the claim amount. No such thing as compensation!! Then since it is the 2nd claim, I have no insurance should something happen to the new phone, which I have not accepted. The representative told me I would have to buy the phone outright from a corporate store and then they would refund me. Well since it is the very same phone, different color, why wouldn't they just have me trade the phone at the corporate store? So full of it!!! Going to just let my renter's insurance take care of it from now on! By the way the service is with AT&T. #verydissatisfied!!!

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    Customer Service

    Reviewed Sept. 3, 2014

    Paying $28.00 per month for lost, stolen or damaged cell phones in my house. Daughter's phone stops working correctly, sent her to AT&T store to get replacement. Started the runaround. Needed my SS#, proof of ownership, Apple ID and login information. She ended up coming home with no phone and a process to claim phone damage that would choke a horse. Ok so I start gathering tons of information to submit my claim knowing I will get screwed in the end by Asurion as I have read hundreds of better business bureau complaints and even a class action lawsuit brought against company for misleading customers - so I know this is not going to go well at all. So I am going to go through all the BS and I expect to get ** in the end. Will let you know how it goes.

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    Customer ServicePriceOnline & App

    Reviewed Sept. 2, 2014

    We purchased insurance on our grandson's iphone 4s the day we PURCHASED the phone. We are still paying installments on the original phone! He lost his phone at a football game and when we called to start a claim, we were told we had to pay a $125.00 deductible, which was added to our cell phone bill. When we received the phone, it was an iphone 4 and you could barely see the screen. So I called back, told them about the refurbished iphone 4 they sent was not working properly, and I wanted a new phone and I wanted an iphone 4s since that is what we were paying for. She assured me I would get an iphone 4s, and it would be new! Nope! It was an iphone 4, and only an 8gb!

    I called again, now I'm told I would receive a new iphone 4s, and it would be released to ship as soon as the post office scanned it. I took it straight to the post office at 7:15 the next morning. It would take 2-3 business days to receive. Guess what, it's been a week today since I called, and no phone! So I called again today, and of course it is being released today for shipment! I doubt it! So the jest of it is, we are still paying installments on the original phone, $6.99 per month for insurance, and $125.00 deductible!! So we wound up basically, paying roughly $800.00 for an iPhone4, because they still haven't sent the correct phone! I could have gotten one a lot cheaper than that elsewhere! Asurion insurance is a SCAM! Don't buy it, it's not worth it!

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    Customer ServiceSales & MarketingStaff

    Reviewed Aug. 28, 2014

    The insurance has fine print that says if the warehouse does not have a new exact model in stock, you will receive a refurbished phone. Guess what? Almost everyone gets a refurbished phone. You can buy a refurbished one yourself online for as little as $59 to as much as $129 from authorized dealers like Verizon. That means you can purchase a refurbished phone yourself for less than the deductible (and don't forget you are paying monthly premiums too). When I called to request a new phone, the customer service agents basically just read from a script... I spoke to three different people, each one supposedly higher up than the one before, and they all say the same thing. I offered to send the phone back and wait until the warehouse has new phones in stock but they claim the warehouse is controlled by AT&T and not Asurion, so it's one side pointing fingers at another. The best way to protect your phone is to purchase the insurance from Apple. The Asurion insurance is a total scam.

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    Customer Service

    Reviewed Aug. 27, 2014

    I called in to Asurion to file a claim as our son had gone swimming with his cell phone thru ATT. I felt as if I was being interrogated. They asked if I held any professional license and my past addresses. Customer service was rude. I told her that I did not feel that my professional licensure was none of her business. She then said if I did not give her the information then the claim could not be processed. I was made to feel threatened and like a scammer. Never will I pick up this insurance again!

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    Contract & TermsOnline & AppStaff

    Reviewed Aug. 18, 2014

    I purchased a Sero 7 - "hisence" 7 inch tablet from Wal-Mart. I was there to buy my first tablet [brand new]. Wal-Mart told me I could buy the display and save 20 dollars and then told me to get the Asurion insurance plan... They told me that the plan would cover a replacement if anything went wrong being a display. I used it for about 2 weeks and the screen stopped working... I called Asurion and very politely explained that I wanted to make my claim... I told them I have never had to use a policy and was happy I had gotten this one seeing the screen stopped working... They told me Wal-Mart made a mistake selling me the contract then proceeded to tell me that they would not honor the contract! I asked to speak with a supervisor... The supervisor [name Rick ID # **] kept trying to get me to void my contract and kept down talking me as I corrected his deliberate misunderstanding of the facts... He refused to help me and was not professional at all.

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    Customer ServiceCoveragePunctuality & Speed

    Reviewed Aug. 18, 2014

    So frustrated. I broke the face of my LG phone a few months ago, filed a claim and got a new one after paying the deductible. When I got the new one I noticed a spot on the inside of the front screen, but since it didn't really bother anything I didn't send it back. Now the replacement phone from Asurion is having problems with freezing and keeping time. And, according to their claims department because of that spot in the screen they will consider it physical damage and I could get charged up to $300. That's crazy. I pay for total coverage on all four of our phones every month and they want to charge me $300. I just told them that I would drop their insurance and be self-insured. After all at $40 a month that adds up pretty quickly.

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    Customer ServiceSales & MarketingStaff

    Reviewed Aug. 17, 2014

    Have a Rugby II phone which I have paid insurance for for years. Now that it's giving me trouble Asurion tells me they won't stand behind my phone. I have to take an inferior model even though there is an later model available in the store. Rugby II is built strong and somewhat waterproof. Asurion does not have any other models that are like it although they use to stand behind it.

    After multiple phone calls and multiple customer service reps and even a runaround by even a manager named Tiffany, I was finally transferred to a non-working AT&T telephone prompter that got me nowhere. It actually hung up on me. She knew what she was doing. What a low-life she is. MAKE IT DIFFICULT FOR THE CUSTOMER AND HE OR SHE WILL GO AWAY! What a Bait & Switch Company Asurion is. They are associated directly with AT&T and both companies should be reviewed by the FTC and fined heavily in the millions for FRAUD. They make millions off of their customer and still want to defraud them. When will all this corporate corruption stop.

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    Customer ServicePrice

    Reviewed Aug. 14, 2014

    I broke my new Galaxy Mega while on a business trip in NC in MAY of 2014. I went to a local ATT store and got a small "Go Phone" to hold me over until I returned home. I filed a claim with Asurion upon my return. I received an email from Asurion stating that they were sending me a Galaxy Note 3. I called Asurion and was told that the Mega was on "back order." They told me that they did not know when they would be in stock, and that I would have to call back.

    I called back a week later and was told that the Mega would be in on July 7th and that I would have to call back on July 7th. I called back on July 7th, I was told by Asurion that my Mega would be sent out. Four days later, I open the box and inside is a Note 3. I called Asurion and explained the situation. I was told that I would have to go back to an AT&T store to see if they would trade it out for me and that this is no longer an Asurion issue.

    I then called AT&T and was told that it was an Asurion issue, not an AT&T issue. I took off work and went to the corporate AT&T store to explain my problem. I have now been without my phone for over a month and a half! AT&T contacted Asurion while I was standing there listening. I was told that a Mega would be delivered to me within five business days. I was also told to send my broken Mega, along with the incorrect Note 3 back to Asurion IN THE SAME BOX. I waited another few weeks and no Mega arrived. However, they charged me the full price for the Note 3 on my bill along with the $120.00 insurance deductible.

    I called AT&t again today, August 18th, and was told that the Mega has not been in production for over eight months. AT&T transferred me to Asurion where I spoke with a supervisor named Sarah. What a worthless customer service "supervisor," giving me the same scripted answers with NO results.

    I am now cancelling my four AT&T cell phones, my U-verse at home, and having AT&T remove all of the phone lines and internet from my business. Asurion gives out false information... what a WORTHLESS company! My advise is to NEVER do business with Asurion and as a result, AT&T. Thank goodness for Brighthouse and Verizon!

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    Customer ServiceSales & Marketing

    Reviewed Aug. 10, 2014

    Asurion is the fraudulent backbone of Verizon. Article and complaints stacked high - just Google Asurion Fraud and spend the afternoon reading. I was ripped off from Verizon over an expensive phone - they never tell you that they hire thug companies like Asurion to tell you that you wasted your money buying insurance. Total scam.

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    Customer ServiceStaff

    Reviewed Aug. 6, 2014

    Had to pay 139 dollars for replacement phone...ALL are refurbished. They sent phone that didn't work...had to send back 4 times. Every time I called they were not helpful...it was as if they were reading off of a card. They did nothing to help. I talked to someone that was supposedly a customer care manager and it was as if he was reading off the same card as everyone else. They hung up on me numerous times. Verizon finally called them for me and they hung up on them twice. Please save yourself from stress and grief and do not give this company one penny of your hard earned money!

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    Customer ServiceCoveragePriceStaff

    Reviewed Aug. 5, 2014

    Do not buy this insurance for your phone. People are rude. They charge you more than you paid for the phone you lost. Phone is still in store at price I paid for it. They want to charge me more to replace it. They took my insurance money for what???? She told me if I could go into the store and get it at that price I said then go right ahead. I just went in the store to report it lost. I can open a new account and walk out with a new phone and not have to deal with them and paying more for the same phone. Do not deal with Asurion with any phone insurance. My husband is also stopping his account.

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    Customer ServiceStaff

    Reviewed Aug. 4, 2014

    I have an extended warranty through Asurion through target. I purchase Vizio 47" TV 8/2012 and there has been a line across the bottom of screen for a mth but TV at least worked. Placed a service call, as told to do, which took an HOUR on the phone. Service guy came out Sat to fix TV w/ no luck, now TV does NOT WORK AT ALL!!!!! And of course they are closed on weekends.

    So now after speaking w/ service center and warranty dept it will be AT LEAST 3-5 days to process claim and parts service guy took off our TV. Is that really fair to customer to go a week w/o their TV because they need to "research" the problem instead of giving the paying customer a voucher for new TV, then they can have the piece of ** of mine to fix for the next year?!!!! Will never buy another extended warranty with my hard earned money if to be "repaired" through Asurion!!!! PISSED is an understatement!

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    Customer ServiceReliability

    Reviewed Aug. 1, 2014

    Submitted a lost claim on June 30th, paid the 175.00 fee. They verified the shipment to arrive at my p.o. box next day. After checking with the post office for a week, I find out that post offices do not receive UPS packages. Error on part of asurion. Next, UPS sends it to a default address without contacting me. Wrong address and wrong name. Insurance put a 14-day investigation hold on the phone. They told us to deal with UPS. UPS wouldn't retrieve the item but gave us the Address and name of the person who it went to. My husband succeeded in getting the phone back from the unfriendly resident by threatening to call the cops.

    Once we got the phone package-less, the insurance place a block on the phone. After contacting them daily and t-mobile, they both placed the blame on the other guy. They just said wait 24 hours or 48 hours every time we called. It's now August 1st and the phone is still blocked. Insurance refuses to exchange the phone or refund me my money paid because the phone is not defective. But how is a phone that doesn't make phone calls non-defective?

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    Customer ServiceStaffProcess

    Reviewed July 31, 2014

    On July 25th, I started to submit a claim online. Because of incorrect entry, I couldn't proceed with my claim and couldn't start over. Therefore I called Asurion to clear the original entry claim. I proceeded again with filing the claim online only to tell me to go to a Sprint Store and talk to a representative to replace my Apple 5C Iphone.

    I went to the Bolingbrook/Romeoville store on Weber and took the printed copy regarding my phone to the store for replacement. The representative mentioned that I had to contact Asurion, although what was mentioned about Sprint replacing my iphone was false. I had to contacted Asurion. I contacted customer service Asurion from the Sprint store. A representative had taken my information stating that my replacement phone will be shipped within 2-3 days and the $150.00 was to be charged to my Sprint account and should get a phone call regarding proof of the shipment to a different address other than my home because of my hours at work. I waited to receive a call for verification of shipment, in which, I never received.

    On Thursday, July 31st, I contacted Asurion to find out what happen to my claim and why I haven't received my replacement Iphone. The customer service representative stated that to send the replacement phone the deductible needed to be paid, therefore, my claim was still open. I explained to the customer service representative that I had already processed the claim and the deductible was to be billed to my account.

    Lo and behold we had to start the process all over again. I asked the customer service agent Dee to give me the name of the person whom originally took my claim. Dee indicated information of names are not kept in the system. I proceeded to ask her what the next steps were in getting my replacement phone and she indicated, "May I submit your claim?” After numerous questions, I had asked her again what is the process for having my phone shipped to a different address. I explained to her what was originally mentioned from my first claim and she indicated that this was a different claim than the original one. I mentioned to her that the process that was mentioned to me in the first claim was "I was to get a phone call to process my claim for shipment to a different address". After mentioning to her this information, she agreed. After accepting her to process my claim, she mentioned that stay on the line for further information on my claim. Of course, I was on hold with no recording of what the information was I was to listen to.

    My claim should not have taken a week to get a replacement. Asurion had my email address and should have submitted an email to indicate that my claim is still active. The customer service rep denied giving me any information on how to submit a claim to Asurion. Therefore, my charge of a $150 should be reduced for inconsistency of customer service.

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    Customer ServiceCoverage

    Reviewed July 30, 2014

    I have never written a review before but I am so upset that I am writing this one. There is also nowhere I could find on the Asurion website to submit a review which is ridiculous. During vacation my phone was knocked off a dresser and it landed on the screen which created lots of black dots. My family has insurance on it but I had to pay $150 for the replacement. I could hear static during every phone call. In addition I had some other problems with my music randomly skipping songs and phone calls dropping if I was on a subway system and it would shake with my headphones in (which to be fair I found out is somehow related to my Auvio headphones).

    I went to the nearest Sprint store and they said they can't fix it, that I would have to go to a Sprint repair shop to fix the static but the nearest one is 40 minutes away by public transit. I have two jobs and go to school so it is very hard to find the time. I called them asking if a replacement could be mailed and they said no. Eventually I got so angry I called them again and complained and they did mail me a replacement. However this one is also staticy and phone calls blip in and out. I go to school in Portland, OR so it can't be blamed on "bad connection". The volume on my ringtone also won't change no matter what I do and I can't talk on the phone with headphones in because it is so loud and it won't change either. I'm not even going to bother calling them because even if they were willing to send me a replacement, if two replacements have both been bad then I don't expect anything good. The first phone I had was wonderful but the two from Asurion have been terrible.

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    Verified purchase
    Customer Service

    Reviewed July 23, 2014

    On may 12th 2013 I bought a modem from Target and insured it for two years with Target insurance Asurion. On June 15th 2014 the modem failed, I contacted Asurion and reported the failure. Was told I'll be sent a shipping label to ship the modem back. A month later, on July 16th I received the label and returned the modem with a copy of the receipt on July 17th. I followed the shipping and it arrived July 21st and was signed by a Mr. **.

    Today I receive this email: "This is just to let you know that we're reviewing your claim and may need some additional information. Next steps are simple. We'll contact you within 13 business days to walk you through the next steps. In the meantime, please be sure to find a copy of your original purchase receipt — it'll be helpful in expediting your claim. Questions or concerns? If you have any additional questions, the fastest and easiest way to get in touch is to email us at myclaimstatus@asurion.com. Thank you for your patience while we review your information."

    Upon receiving this email I called Target and this is their reply: 1. The shipment was too bulky (Interesting?) 2. The claim was for another product. (Haven't bought anything else at Target and insured it in my life beside the Motorola modem) Is that how they get out of paying a claim?

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    Customer ServiceOnline & App

    Reviewed July 22, 2014

    I let kids borrow my tablet and got it back damage, looks like it was stepped on. Inside the screen are dots like a toes and heel print, lower button no longer worked. When it's on awhile makes a notice like it's shorting out. I called the product - my product assist was still good, have a year left. February, they sent preship label. I sent it in, got it back in same condition, says ran through diagnostics problem. I called then told them they never fixed it, sent me amp other label! I sent it in, came back again, same problem. Then for a third time same, going on my fourth - return same tablet.

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    Customer ServiceCoverageStaff

    Reviewed July 22, 2014

    I purchased three very expensive smart phones & insured them with Asurion via the phone company. One of the phones was lost/stolen. I submitted a claim and got a confirmation by email. I got no results. I called in to the outsourced reps and not only was there a language barrier, but they could not seem to understand the whole insurance claim process. Months later and no phone, someone finally escalated the call after still not understanding. The rep who assisted seemed confident and knowledgeable. VOILA I received a replacement phone in three days.

    Unbeknownst to me the rep created a NEW claim under my phone in use deeming my phone locked and suspended. Here I went back into the outsourced customer svc hell. The only remedy they could offer is turn in my phone (which would put me in a position of TWO lost expensive phones) and repay the deductible. After two hours on the phone and a transfer to the CEO office, they then claim that there was no insurance to begin with which is a LIE. I am so hot right now.

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    Customer Service

    Reviewed July 21, 2014

    I called into Asurion 2x to ask customer service how their claim policy works. Knowing that I made a claim on July 5, 2013 (water damage), I wanted to be sure I made it past my 12 month claim date before making another claim to insure that they would not drop the insurance coverage on my phone as having fulfilled 2 claims within 12 month period as their policy letter states. Both representatives assured me as long as I called in after July 5, 2014 that I would be on a new policy year with 2 claims entitled to me. So, I called in on July 7, 2014 just to be sure and asked a 3rd time would this be considered my first claim for the new policy year and they replied yes.

    Well, 1 week after I received my new phone replacement for keyboard problem, they send me a letter stating they were dropping my insurance on the phone as they now fulfilled 2 claims within 12 months. I called up and they explained that I was misinformed 3x by their representatives and that it does not go by the date you process your claim as it says in their welcome letter, but it actually goes by the day incident occurs. So, because I told them the problem had been happening for about a week, they dated my claim back to July 1st. They screwed me by purposely misinforming me so they would not have to allow me another claim. Let me tell you, they did not even send me the phone. I had Samsung Intensity III. They gave me some crappy refurbished Pantech phone not even comparable to what I had.

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    Customer Service

    Reviewed July 18, 2014

    I bought a phone at Sprint. I lost the phone. I called Asurion. I received a refurbished phone. I was unable to activate the phone. They sent me another phone. It took several hours on the phone to get it working. I spent a $200 deductible. I found the phone. I was told I had to send my new phone to Asurion and would not get a refund of my $200. I think this is a rip off. I want to keep my 2-month-old new phone. Apparently, this is not their policy. I am very angry.

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    Customer ServiceCoverageStaff

    Reviewed July 13, 2014

    What is the purpose of having insurance on a phone if you are going to just send me another broken phone? Then I call to rectify this issue and I speak to Nasty Nikki... She say, "Well we can't provide you with a new phone. If you wanted a new phone, you should go and get one from the store. We provide gently used phones." And then hung up on me. I called back and spoke to another young lady who also couldn't help me. I spoke to their customer care dept and they told me to send them their broken phone back, they couldn't help me... From that on, I called my provider and canceled my subscription. ASURION IS A WASTE OF MONEY.

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    Price

    Reviewed July 13, 2014

    I have been paying for cell insurance with Asurion for close to ten years. In those ten years I have had 3 claims. First for a blown speaker, and recently two accidents that cracked the screen. Each time there is a 99.00 deductible on top of the 10.00/month that has gone pretty much unused for the whole time I have been paying them. Since I have had 2 claims within a 12 month period, Asurion sent me a letter stating they were cancelling my policy and I couldn't apply for a new one for 12 months. This company is OBVIOUSLY nothing more than a money grab. Insurance in general is a gamble, but Asurion is going to make sure they never are on the losing end of that gamble. That bulky Otterbox is a much better (and WAY cheaper) option. Read the other complaints about them and spread the word. The consumer is being bent over a barrel by tactics like this time and time again.

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    Verified purchase
    Customer Service

    Reviewed July 11, 2014

    My phone was stolen on July 4th.... It is now July 11th and I still do not have a cell phone and the claim hasn't been reapproved since they sent it to the wrong address. I am so annoyed because my phone was delivered to their warehouse which is not far from my home but you can't pick it up there. I have been extremely patient but at this point I am angry. I pay $11.00 per month and my deductible is $200.... Perhaps I should just go ahead and make that upgrade...

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    Customer ServiceContract & TermsPrice

    Reviewed July 10, 2014

    Tried to make a claim for an iPhone that had gone through the wash, and was rejected by AT&T's insurance carrier, the equally crooked Asurion. Through a snafu with Best Buy, the insurance was cancelled temporarily as Best Buy replaced our phone with a new contract and deleted the insurance -- after the phone was already damaged. After we found out our fees had increased dramatically, we returned the phone to Best Buy, had our contract restored and tried to make a damage claim. Because we had a break in insurance after the original phone died, Asurion and AT&T used it as an excuse to not honor our contract.

    We ended up buying a used phone from Gamestop as it cost the same as the deductible AT&T would have charged us to replace the phone we bought from them. Sad thing is: just about every company one is forced to do business with now (due to the government's policy of allowing monopolies to exist and ignoring customer complaints) has become a harrowing experience. Whether it's your cable company, your bank, or the government itself, it seems as though criminality now runs rampant throughout our society. Not surprising that some consider the US to be the most corrupt nation on earth. Sad times.

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    Customer ServiceSales & MarketingStaff

    Reviewed July 8, 2014

    After lengthy claim process, I was finally told the iPhone 5s (most popular cell phone, which is why you get insurance in the first place) IS BACKORDERED!! - so no phone available for 5-7 days?? Then why are there plenty of 5s phones on the shelf at the Verizon Store, and at Costco - where I watched my brother-in-law get an insurance replacement in-person only two days ago??? And there is nowhere to go - Verizon refers you to an Asurion rep, whose job is to repeat the bad news to you several ways in hopes you'll go away - maybe to pay your insurance premium for a service that they don't deliver? Where is the BBB and is the FTC yet investigating this scam?

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    Customer Service

    Reviewed July 2, 2014

    I sent a phone back in the mail that was broken and I have insurance. They sent me a refurbished phone. I sent out the broken one to them and a few weeks later was called by AT&T and they said they never received my phone. I called in and told them I resent it out and put it in the box they provided with billing label they provided as well. They put a 500 dollar balance on my account for a phone that they said they never received.

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    Customer ServiceStaff

    Reviewed July 1, 2014

    I left my phone in a cab on Saturday morning. I gave it two days to see if I could track it down from the cab company so I called in on Monday afternoon to file the claim. I was told that they were out of the white/gold iPhone 5s 16 GB and they only had white/silver. I said no, I want the same one I had. So I was told I would have to wait 3-7 days for it to not be on back order anymore and then it would be sent out. I called in later that night (last night) to tell them that I decided that I don't want to wait and that I'll just take the white/silver. I was told that a lot of phones went out, and that they are now out of all 16 GBs in all colors - and I had to wait the full 3-7 days regardless, which is ridiculous because we are supposed to be guaranteed a phone within around 24 hours. I even asked if I could pay the different and get the 32 GB, just to see if that was even an option, and they said no.

    They said I could go to Verizon, pay the full price, and they would reimburse me later on for the diff. between that and the deductible. No thanks. Frustrated, I called again this AM, and was surprisingly given the white/gold 32 MB one without even asking. The woman was bright and cheery and said that they are out of all of the 16 GBs but that she would send me out a brand new 32 GB in the color I wanted along with the charger sets, etc. WOW. I guess it's a good thing I didn't take the white/silver one I was offered yesterday, but man, this company has some issues. I think maybe a lot of people have been filing complaints. What's the point of paying for the insurance if you don't get the phone within the amount of time you're supposed to get it (24 hrs).

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 29, 2014

    Firstly I followed Asurion's lengthy process to file my phone claim. Gone are the great old days where you could just call the company and get it all taken care of in one phone call. The monthly rate and deductible has gone up but the service has greatly fallen. Now I have to fill out an affidavit, print, sign and scan it and submit it online. OK did that. Next I have to put in my address and credit card info. Tried all that and the system would not accept the address even though it's in a major down town office building. So I had to call and send give them everything again over the phone. Next I told them that the driver needs to call me to let me know phone is there because the office is huge and I don't know who would sign for the phone. Of course they never called and now my phone is God knows where in some mailroom that I don't even know exists.

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    Customer ServiceStaff

    Reviewed June 22, 2014

    I have had my phone for 7 months paying $10 month insurance. I broke phone, called to claim after being lied to and told phone would be here 24 hours. Long story short phone never showed b/c rep lied through her teeth. I call and they referred me to telecheck who claims my credit to poor for them to take check or card!!!! So I have no way to pay deductible!! How can anyone legally take premium $$ every month then refuse deductible!! I have been without the phone over a week. I am having to buy one used one to hook up and Verizon will not refund my premium $$ even though Asurion refused me!!!!

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    Customer Service

    Reviewed June 18, 2014

    Lost my phone - I filed 2 claims and they cancelled me.

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    Verified purchase
    Customer ServiceCoverage

    Reviewed June 16, 2014

    Cell phone insurance is ridiculous and I will never get it again. It costs $10 a month for insurance on the new iPhone 5s. In 2 years that will be $240 in monthly premiums. Say you have your phone for 23 months and you break it, you have to pay them $169 for a new phone (that's with the insurance). That's $409 that you paid for a replacement phone. Iphone's sell on eBay for less than half of that.

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    Customer ServiceCoverage

    Reviewed June 16, 2014

    Metro pcs with Asurion's insurance is horrible. I recently filed a claim on a phone that was broken. As soon as I received my refurbished phone I was alerted that my insurance had been dropped. I called Asurion to find out what the problem was, they told me because I filed two claims within 12 months, I am no longer eligible for insurance with them until May of 2014 and would have to pay full price if something was to happen to the phone I currently have.

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    Customer ServiceCoverageOnline & App

    Reviewed June 15, 2014

    THIS INSURANCE COMPANY HAS TERRIBLE CUSTOMER SERVICE AND DON'T PROVIDE THE CUSTOMER WITH THE SAME PHONE. I lost my iPhone and claimed it and as i was about to pay the deductible, the representative tells me that the only phone they can provide me with is an iPhone 5c. I am livid because i need the phone and had no other choice but to get it. I pay a monthly fee for my iPhone's insurance and they have the audacity to not provide the same exact phone for me. I'm extremely upset because i hate the iPhone 5c and am positive that they are offering it because NO ONE BUYS IT. Maybe i'm being a materialistic spoiled brat but I pay for this awful insurance company to cover my phone and if i want the same exact phone i should receive it.

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    Customer ServiceCoverageStaff

    Reviewed June 11, 2014

    Asurion currently have a monopoly on the phone insurance business and it shows by their disgusting customer service and reprehensible business practices. Their rep made mistakes in their system and yet somehow I was the one to suffer six hours on the phone trying to sort it out. They have no idea how to differentiate between a standard consumer and a corporate account. They refused help me unless I provided personal information while trying to file a claim for a corporate owned phone (which is absurd to begin with) and then messed it up anyway while refusing to admit their error and just handed me back to an AT&T rep. They have to be one of the single worst companies I have ever had the displeasure of dealing with and they couldn't care less as they do indeed have a monopoly in the industry. I have canceled insurance for every single line we have with them as I would rather pay the full replacement price than deal with them again.

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    Customer ServiceCoverageStaff

    Reviewed June 6, 2014

    My phone broke and I called Asurion to file a claim. Asurion stated that I had to pay $150 for a replacement phone. 2 days later I received the phone it wound up being on the wrong operating system and the refurbished phone did not work. I called Asurion back and they kept sending me back to Tmobile. Tmobile tech support could not fix it. If I would have bought this phone on Amazon it would have been cheaper and new not refurbished. All said and done I sent the broken phone back and requested my money back after over an hour on hold w/ Asurion.

    They finally advised me that they received the phone back and it would take 5 business days for refund. Worst cm service I have ever received. Normally if you are put on hold for long periods of time the customer service agent will normally come back to the phone every few minutes to advise you they have not forgotten about you and are still working to resolve the issue. I wound up cancelling my phone insurance due to this experience as well. No need to pay insurance for something I can get on line cheaper than the deductible.

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    Customer ServiceCoverageStaff

    Reviewed June 4, 2014

    I had the same thing happen to me as the previous reviewer. They are incompetent! I filed a claim on May 22nd, called three times and was always promised the claim would be processed. I persisted today to move onto to the resolution team and then corporate headquarters. Not one of them could explain what had happened to my claim or why it was not being processed. I explained that at this point, two weeks later, I expected them to overnight the phone to me as well as credit me for the two weeks I had paid on service. They explained they could not do that and now the claim was going to take an additional 4-5 days. Why are we paying this insurance?! Still not sure when I will receive the phone.

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    Customer ServiceCoverage

    Reviewed June 3, 2014

    Claim was submitted the beginning of April. I am STILL trying to replace my phone. They gave me a difficult time when my phone was stolen, I gave up. Then I placed another claim on my damaged phone. They declined it stating it didn't meet their policy. I have to resubmit the claim rewording it to MEET their standards/policy.

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    Customer ServiceCoverage

    Reviewed June 3, 2014

    As if losing your phone and living without it in the 21st century isn't enough of a punishment, Asurion manages to makes it 100x worse. Let's begin with the advertised promise of next day shipping which WAS NOT the case in my situation. I lost my phone in the back of a cab Saturday morning around 3 am. I tried tracking my phone down the whole night to no avail. Later that morning, I decided to file a claim for my lost phone.

    I called Asurion later that Saturday afternoon around 1pm. I was told I had to pay a $200 non-refundable deductible upfront before my claim could be completed. I had a hard time having the claim go through because "apparently" Sprint never updated Asurion and let them know which phone I had under insurance. So I had to conference call a Sprint Representative myself and an Asurion agent just to confirm the phone I had was actually active and under insurance. At the end of the process, I was told to expect my phone in about 1-2 business days which meant the following Monday or Tuesday.

    Tuesday rolled around and I still hadn't received one email for a phone I was expecting to have by Tuesday. I called Asurion back and was told that my model phone was on back order and I should expect to receive it Wednesday or Thursday. So now I realized I was lied to - my phone was never actually sent out. The only that took place for certain was the collection of their $200. They started another claim but I didn't have to pay this time since I already paid. While processing my claim, they told me the initial claim was for the wrong model phone. SMH. At this point, I began to wonder if insurance was worth having since it had become such a hassle.

    Irritated and frustrated, I went to a Sprint location after work ready to do whatever it took to get my phone by Friday. I checked my email (an email account I never confirmed with Asurion to send me emails) and what do I find there - an email with tracking information that told me phone had been delivered. I called home using one of the Sprint phones on display like the barbarian I had become living without a phone for almost a week and I was told the phone had in fact arrived but was left at the neighbor's home although someone was present at home when the delivery was made.

    One of the most ironic things about my nightmare is that it took place during the week my Sprint bill was expected to be paid so in essence I was paying for the experience...literally. One of the most deflating feelings is being at the mercy of an Insurance company like Asurion and feeling like your case is just another claim and not in the slightest a priority. I have a strong distaste for Asurion and if I could never do business with them again but unfortunately every major cell phone carrier is invested with them.

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    Customer Service

    Reviewed May 29, 2014

    I filed a claim online on May 22nd. They sent me the confirmation email saying my phone would be there in 1 to 2 days. I went online and live chatted with someone on May 27th who said the claim wasn't done and that she was sorry but would make sure she would process the order and promised I would have it today, May 29th. I just called wondering where my phone is and once again no one did the claim. Even better, they can't expedite the order for me. Worst company ever.

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    Customer ServicePunctuality & Speed

    Reviewed May 27, 2014

    Started claim Dec.10, 2013. Cracked screen. Gave card#, card won't process. Next card will not process. Told I would be called by manager. I was called week or more later. Missed call. Phone worked so I didn't pursue at the time. Phone started turning off + on about a week ago, so reopened claim. 3 credit cards and 1 electronic check would not work this time. Asurion waived fee and was told my phone was not in stock, send phone in and I would be emailed a gift card. Sounded good. Phone was received May 21, 2014 checked with Asurion many times. Told it can take 72 hr. Called May 27. They do not know what went wrong. Will resend gift card. May take up to 72 more hours. I am not very happy with all this.

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    Customer Service

    Reviewed May 12, 2014

    I called to make a claim for a T-Mobile Samsung Galaxy S2. I was told my deductible is $150.00. I asked what the value is in the phone, and was treated terribly. Also no one could answer my question about the value. An S2 is a very older model phone and I'm paying insurance and it appears as though I may be overpaying. Asurion is ripping people off.

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    Reviewed May 6, 2014

    Never ever make a deal with them. Charge me $60 for damaged phone, which is not true. I made a claim at T- Mobile store and they told me I have to pay only $5 processing fee. Phone had a software problem.

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    Customer ServiceStaff

    Reviewed May 1, 2014

    Since Monday Asurion and AT&T promise me I'll get my phone tomorrow, will get an email telling me it shipped, will have a tracking order, and they do it with a smile. After two days they finally told me the replacement phone I would get was backordered. Then, after chewing them out and getting yet another promise, the phone STILL hasn't shipped. What a friggin waste of money this plan was. Do yourself the best favor ever and cancel your plan, save the $10 per month and buy your own. These people tell you exactly what you want to hear with a pleasant voice then do as they please while you wait. And wait. And wait.

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    Coverage

    Reviewed April 30, 2014

    Buyer Beware! My iPhone insured by Asurion was stolen from my car. Premiums paid over the years total close to $800. Phone cost $199. After the deductible of $169, Asurion reimbursed me $30! Quite a large profit margin for this insurance company. My advice: forget the insurance and just buy a new phone out of pocket.

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    Reviewed April 26, 2014

    Today is 4/26/14. I lost my iPhone 5 on Wed 4/23/14 on vacation in Atlanta. I filed a claim with Asurion the following day but was hesitant because of reviews. I pay $11/month for Sprint TEP so I was devastated by the reviews. On 4/25, I decided to go ahead w/ the claim and paid $220 deductible ($20 for Saturday delivery). I was flying home (Maryland) that Saturday so I wanted it to come then... AND IT DID! I am using it now, less than 24 hrs after asking for a replacement. From what I can tell, it is not refurbished either. Long story short, find out for yourself instead of reading reviews... People rarely write them when they're happy!

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    Customer Service

    Reviewed April 22, 2014

    Not only did they gave a me hard time replacing my phone but they send me the wrong phone with a smashed screen. The worse company ever.

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    Customer ServiceCoverageStaff

    Reviewed April 19, 2014

    We bought our LG Refrigerator from Home Depot in South Elgin, IL back in 10/2011 to have it delivered to our new address in Iowa. We got the extended insurance coverage through HD as well. 2 1/2 yrs later our LG stopped cooling. As a matter of fact it stopped cooling 11 days ago. Lots of food thrown. Home Depot put us in touch with our extended coverage people, Asurion. We just found out today 4/18/2014 that this is who we've been dealing with for the last 11 days. My husband has made countless phone calls and has been lied to repeatedly by these useless bags of crap. To this day they keep telling us our complaint is of high priority and then they tell us they need this and that, and the next one says there isn't any documentation of this or that in our file!!!!! They give you the run around over and over.

    Home Depot needs to make a change on who they work with on extended coverage insurance or they will lose business in the appliance department quick. We are so aggravated I can't even tell you!!!! My advice is this, when buying an appliance and purchasing the extended coverage plan, find out who it is and check them out first. You never know when a problem will arise. As I sit here tonight, we won't hear what they are going to do to help us until next Wednesday. At that point it will be over 2 weeks without a fridge. P.O.‘D

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    Customer Service

    Reviewed April 17, 2014

    I submitted a claim online with the Assurion/Verizon Claim Center on Saturday. I found that my Samsung Note 3 was on backorder. I then called Assurion and spoke with an agent. I was told that "hopefully" my phone would be in stock by the end of the week. On Wednesday, April 16th I received an email stating my phone was in stock and would ship that day and I would receive it via UPS on Thursday. By 5 pm Thursday it had not arrived so I used the tracking number provided by Assurion. UPS had no such tracking number. I called Assurion again and was told that the reason the tracking number did not work was that the phone had not yet shipped. I was told that "hopefully" the phone would ship that same night and I would "hopefully" receive it on Friday.

    I am now hoping the phone does actually ship and I receive it tomorrow. This is a company that obviously does not care about service. Hopefully I will never have to use them again! They just don't care and if you try to talk to a supervisor you are put on hold ad infinitum until you finally just hang up. Horrible company to deal with!

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    Customer ServiceStaff

    Reviewed April 10, 2014

    I broke my Galaxy Mega and was able to file a claim. They told me my device was on back order. A week later, they shipped me my new device. Shipped it to a wrong address. I was able to get the device and activate. They told me, "That's great." Everything was great! Then a week after receiving my device, they shipped me another one and I was never notified nor did I receive the device. So they locked my current device that was working properly. When I called them, they told me they could not cancel the original request but yet I was never told! Now every time I call, I get the same spiel: we have 24-48 hours; call tomorrow; call tomorrow; call tomorrow and we can unlock your original device. And still a week later my device does not work and Asurion refuses to help! Super frustrated and still have no working phone! Do not recommend using this company. They have no complaint department and when you ask to speak to a supervisor, they never transfer me! They never let me speak to the department that's suppose to unlock my IMEI. I am so mad with these people!!

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    Customer ServiceContract & Terms

    Reviewed March 30, 2014

    We sign up a contract with T-Mobile phone company year ago with insurance company name Asurion. So my wife accident broke a phone and we call to Asurion to file a claim and they pass me to T-Mobile and then they passing around like a ping pong. After that they said they don't have the same Galaxy S3 for replacement and they keep forcing me to take a LG Nexus 4. I ask them when they have it in stock then they said factory no longer made Galaxy S3. I also ask them anyway that I can upgrade to another Samsung and they said No and your phone a year old model. I THINK A LOT OF PEOPLE HAVING A PROBLEM WITH THIS COMPANY AND BE CAREFUL BEFORE SIGN UP A CONTRACT WITH THEM.

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    Customer ServiceStaff

    Reviewed March 26, 2014

    I placed an order to replace my LG G2 on a Saturday. Was told 2-3 business days before it would arrive (where is the "next day" they advertise?) Okay... Then found out on Tuesday that the phone is BACKORDERED. Sounds like a central theme on this site. Thing is they PROMPTLY took my $150 out of my account. Called them and it was not easy to get a live human being. I went around the system. While waiting, they advertise, twice, that they have next day delivery! I bring this up to the representative and she denies it! Really?? In this day, when we no longer have a home phone, this is a major issue. Not to mention using them for work! Having the most popular phones "in stock" IS their business. I suggest they spend some of our monthly cash on THAT GOAL!! Unacceptable on all levels!!

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    Customer ServiceOnline & AppStaff

    Reviewed March 25, 2014

    About a year ago, my son's phone was stolen so we ordered a replacement from Asurion and paid the deductible. About a week after we received the new phone, the person who stole the phone returned it. I notified Asurion that I had the old phone back and what they would like me to do with it. I was informed by one of their customer service representative to return the "stolen" phone and I would be credited back my $200 deductible, so I did. Now a year later, they still have not credited my account. After speaking with 3 different people all of who just repeated the same thing - That I do not get my deductible back because I did not return the replacement phone. I informed them that I was instructed to return the stolen phone. All they would say is "Sorry, you were misinformed" and refused to refund my deductible. They rip off people by giving misinformation. They have done this to me on three different claims.

    THIS COMPANY HAS POOR CUSTOMER SERVICE AND DOES NOT ADEQUATELY TRAIN ITS EMPLOYEES LEAVE THE CONSUMER RIPOFF. I found this on their website from their own employees - "Cons No formal training structure. No documentation on how things work so everything is based on tribal knowledge. Change happens so fast and so frequently that it can be difficult to grasp on to things if you are new." The sad thing, I have no choice to use them because they are the 3rd party company of AT&T.

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    Customer ServiceStaff

    Reviewed March 23, 2014

    I filed a claim with Asurion to replace my Samsung Galaxy S3 because of a cracked screen. I was informed that my claim was denied due to 6 previous claims which were all denied. I requested more information concerning the previous claims as I did not file them. I was then told that they did not have that information. I asked, "Why you would continue to take my insurance payments if you would not honor my claim again," no answer but apologies.

    I don't want apologies now, I want to know who filed these previous claims and I am victim of identity theft as they do not send the replacement phone to the address on file but to wherever it is requested. They do not confirm with an e-mail or a phone call that you in fact did file the claim. I requested to speak to a supervisor and she too was of no help but apologetic. I don't want apologies. I want answer and my claim honored.

    Then I requested to speak to her supervisor, now the phone gets disconnected. I call back and go through the rigmarole again to only be transferred to a claims adjuster voicemail. His normal business hours are Mon-Fri 1030am to 7pm CDT. Really I am done with Sprint and Asurion.

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    Customer ServiceStaff

    Reviewed March 20, 2014

    When you buy this product they sell you on next business day replacement, etc. but when you need the service the answer is your phone model is OUT OF STOCK. When you ask when it will come in the answer is "we don't know". When you escalate to a manager all you get is "we have up to 30 days to replace your phone" which is not what they are selling. I have seen many other posts about the phone model not being in stock so it really makes you wonder what this company does as that is it's only job is to have replacement phones when the clients need them.

    Their managers could care less about me being without a phone for how ever long it is going to take them to get a replacement phone. This is one of the poorest customer service examples I have seen in a very long time. They love to take your money every month but don't expect them to care about helping you when you have a claim. PS - they are still charging me insurance for a phone I can not use and they refuse to replace in a timely manner. Class action lawsuit anyone!?

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    Customer ServiceOnline & App

    Reviewed March 19, 2014

    I had paid for this insurance on my phone for years. Obviously never needed it before now but I dropped my phone and shattered the screen. I went through Asurion's website and they did not have my phone in stock so I ordered the "nearest comparable" phone that was in stock. Per the website I would have a new phone the next day. I checked the next day and they still did not have tracking information for my phone. After a few attempts with their online chat service got me nowhere, I decided to call them up. Despite their website assurances that the comparable phone was in stock, once the order hit their warehouse, it turns out that the phone was in fact out of stock.

    So I asked if I could get a different phone...nope. I am stuck with waiting anywhere from 3-7 days before the comparable phone I ordered is actually in stock. Notably not the style of phone that actually broke. Further notable is that the woman who answered my questions pointed out that they actually have up to 30 days to replace my phone. All this for the privilege of paying them $150 deductible, giving them my old phone (which I believe that they will simply refurbish and give to the next sucker) and years of premiums. As I have a total of 3 phones on my plan, I just cancelled the insurance for all 3 phones. Turns out that I can just buy the same style of phone for roughly $200 and have it here tomorrow. Add the years of premiums that I have paid, I feel quite foolish for ever paying for this worthless service.

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    Customer ServiceCoverage

    Reviewed March 19, 2014

    Tried to file a claim today after the local Verizon store wouldn't help me (what's the point of having insurance if they don't stand behind their products?). Spent 30 minutes on the phone in the Verizon store since the Verizon guy said it was the "quickest" way to get through them to get a new phone (had to do it in-store since my phone was broken). After talking with them, they have me jump through a bunch of hoops (you better have a scanner or a fax machine handy if dealing with them), I receive my return email (yeah, hard to call them with a busted phone) only to find out that my model is "Back ordered."

    Upon reading this, connect to their "live help chat" and try to get an idea of what my options were. "Kiara" was who answered, and she was no help other than to tell me that I would have to wait a minimum of 3-10 business days for them to even have a new stock of phones in, let alone get me one, and even if I would be one of the ones serviced with that shipment. It could well be longer.

    Since I use my phone for work, I asked if they had any compensation for this breach of customer service (yeah, this is something I'm paying for, so I expect that when I need said service, I get it in a timely manner). Kiara said there was nothing she would do. My only other option was to go back to the Verizon store, buy a brand new phone, and they would reimbursement the $600 (less deductible) for a new phone but Kiara kept avoiding how long it would actually take to receive my refund. With money being tight, I'm sure you all appreciate how much $600 extra in random expenses can be. So now I'm left to their whims. My money in their pocket, and no phone in my hand probably for another two-three weeks.

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    Customer ServiceSales & Marketing

    Reviewed March 16, 2014

    After paying premiums from 8-12 dollars per month for decades, I finally decided to make a claim after dropping my HTC EVO LTE and cracking my screen. Asurion was very helpful and I received a replacement the next day, after paying a $150.00 deductible. The problem began when the phone I received didn't work properly. The top button, which turns the screen on didn't always work. After finding alternate methods of turning on the screen, I decided that I deserved what I paid for and called Asurion to rectify my issue. I was told to bring it into a Sprint store and have them repair it. The phone could not be repaired and I had to purchase a new phone.

    I called Asurion to ask for a refund of my deductible and I would return my device that never worked properly. I was told that by accepting the phone, that I had automatically agreed to the terms and was not eligible for a refund. Basically, I gave them $150.00 for nothing. I called Sprint again and after a brief altercation, they arranged for me to send back the Asurion device and will refund my $150.00. Asurion is the worst company I have experienced! Someone needs to shut this scam down. In fairness to Sprint, they stepped up and compensated for the travesty that Asurion attempted.

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    Reviewed March 15, 2014

    First of all, I wish to state that Asurion's customer service and management communications met favorable expectations. That's the good news. Now to the rest. I requested a replacement for an I phone 5 and after satisfying all their requirements, (photo ID etc) the replacement arrived. I requested to self activate, as my current one was not able to charge and wanted it to last until replaced.

    I could not activate online with my carrier, went to my carrier's location and found they too could not activate. The next step was to call Asurion and after working with their technical department, they also could not accomplish the mission. Finally went to an Apple outlet and after they found the same problem, they kindly furnished a new replacement. So, here are my thoughts to all who read this far; Asurion is an insurance company who like other insurance companies, needs to turn a profit.

    The equipment as I've learned in the past is either not an exact match or perhaps a re-manufactured product that may or may not a suitable replacement to meet your expectations for the premiums you paid. My advice is next time you are due for an upgrade with the same carrier, rather than sell your old working phone (IE an I phone 4 etc) keep it handy for that emergency in good working order. This way you can stop the insurance premiums as you are self insuring. Make sense? Just a thought....

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    Customer Service

    Reviewed March 15, 2014

    I am a AT&T Customer. Very happy with it. So, broke my Note 3. They send me a replacement with a bad LCD. It took them 6 days to replace the first one. Now they want me to send them the one I am using so they can send me another replacement. And will not warrantied. They will send me the same phone or model Wtf. (Will be canceling all insurance in my 3 lines) No thank you. Now will rate this company too big to care about Customer Service. Bad bad for business.

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    Customer ServiceCoverageStaff

    Reviewed March 8, 2014

    I filed a claim last Monday. Got my phone on Tuesday... They are great and helpful and I have them insure all my devices and I have a lot. Lol.

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    Customer ServiceStaff

    Reviewed March 7, 2014

    I am a Virgin Mobile customer and my phone was insured by Asurion. I went to Asia in Jan. and informed Virgin of my plans. In Thailand on about Jan 24th my mobile rescue phone insurance locked my phone. I was unable to remember the 4 digit rescue number. As I was unable to use my phone I put my phone into my backpack and left it there. I was in Asia another 3 weeks and knew phone was no good to me. It spoiled my holiday a bit as I couldn't take any snaps, etc. Anyway when I got home, I went to look for my phone and couldn't find it.

    This was about ten days after I arrived home by the way. I phoned Asurion and they said phone Daniel in two days' time. Now Daniel was the nastiest piece of work I have ever spoken to in my life. Talked to me like I was a criminal! Asked who I was on holiday with, believe it or not? Anyway he passed me over to an Indian speaker after ten minutes of interrogation almost, who said, "Sorry, we don't accept your claim." He said, "You didn't report it lost within 7 days of losing it." How could I do that when I don't know where or when I lost it? Very nasty people at Asurion.

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    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed March 7, 2014

    This company is ** & fraud. I had called in about 1 month ago to file a claim for my samsung galaxy s3. They had told me, "sorry the phone is not available, we can give you a nexus 4." I said, "**?" I paid for a s3 insurance. I accept to receive a s3 and after consistently arguing with them, they said, "fine, we don't have one in stock but we will put a back order which we will receive in 7 days." I said, "ok cool."

    Then I called in the third day to check up on the status and they said it's on its way. Then the 7th day I called and the lady had said, "your phone is here." I said, "cool, I'll pay my deductible now," and she said, "I will transfer you over to credit card line," and she ** & transfers me over to some random ** & place and they said, "sorry, we can't accept your credit card here so I will transfer you over to asurion." In my mind, I'm going ** is going on. Then I call another representative and she said, "sorry, we no longer offer samsung galaxy s3." "I ** & spoke to someone 4 minutes ago and they had said your s3 has arrived," and the representative I was on the phone with said, "sorry samsung no longer makes s3 no more," and so all these ** & representatives lied to me??

    I'm with out of a ** & cell phone for this long and this is whats going on. You asurion! Save your money, don't buy insurance because there not going to send you a phone and they will lie to you that your phone has arrived. Honestly just buy a good cellphone case to protect your phone because asurion I guarantee won't send you your phone. Here's a big ** You asurion!!! I hope you guys lose business and go bankrupt, to all the people that are reading this save your money. I'm telling everyone not to buy insurance for your phone!!!!!! If this comment gets deleted I will keep on posting until you learn your lesson....

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    CoverageSales & Marketing

    Reviewed March 6, 2014

    This insurance is a complete scam!

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    Verified purchase
    Coverage

    Reviewed Feb. 28, 2014

    Terrible Service!!! I filed my claim, 12/26/14, after a month, they said they can't fix my tablet, and was going to send me a check. After another month, I didn't get that check yet. Nobody talked to me, I have to check with them to see what happened. Every time they have some excuse like system error... Never buy any insurance from this company!!!

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    Customer Service

    Reviewed Feb. 24, 2014

    I believe last September I received a replacement phone from Asurion for my BlackBerry Bold. Paid the $100 and got a remanufactured phone. Quit working I believe by October. I was due an upgrade so instead of going through the hassle of taking phone to repair center I upgraded to a BlackBerry 10. New phone worked great until I got some snow on the touch screen and it quit working about a week ago. I feared what was going to happen. Will I get another replacement phone that won't work because Asurion will tell you 'there's no guarantees'? So I paid ANOTHER $100 and I received another remanufactured phone. This one had a bad charging port.

    When I called Asurion they said I needed to take it to a Sprint repair center. I didn't and instead I took it to a Sprint retail store to see if something can be done. The girl there advised me nothing could be done but agreed to call Sprint to get a new one shipped out. No such luck. Still needed to take it to a repair center. She indicated to me 'normally they don't stock phones like this there if if they can repair it, I may be without a phone for a few days'. LOL...I run a business. Are you kidding me??? So when I got back to my office I escalated it to a supervisor @ Asurion and she promised me I'd receive a phone that has been tested with a working port plus send a back up battery and charger.

    Well it lasted the weekend. Bad port! I call Asurion again and they tell me 'we did a courtesy on the last phone....this phone I will have to take to a repair center.' I very calmly hung up the phone and emailed Asurion's CEO. How can I get a new phone like the one I bought quickly and without cost to me? Please advise.

    Got a call from the Executive office at Sprint. They are going to let me know outcome tomorrow. If I get a new phone I will take post down. If I don't then I'll be complaint # 360.

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    Customer Service

    Reviewed Feb. 19, 2014

    I have the new LG G FLEX phone by Sprint. I dropped it in the snow and needed a replacement fast. I filed a claim on 02/15/2014 and to date, I have not received my replacement. I contacted Asurion to see what the hold up was and they told me the device was on BACK ORDER. Whatever that means... According to policy you should receive your device 1-3 business day, not 1-15 days. On top of it all, they told me that they could not substitute another device for that one. I looked online and There are devices that are tier 4 & 5 that could be sent instead of the LG. I am stuck with no phone... But They took my money... I do not recommend this company to anyone... The way I figure is this... IF YOU DO NOT HAVE THE DEVICE IN STOCK... DO NOT TAKE MONIES FOR A REPLACEMENT ASURION!!!!! SIGNED, I AM PISSED.

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    Customer Service

    Reviewed Feb. 18, 2014

    To start off, I'm going to specify that my work requires me to work from my phone a good majority of the time. No phone, can't work, trouble, etc. My original Samsung Galaxy SIII came from Verizon, worked great for a year until I dropped it. I have insurance through Asurion so I was pumped because they send you a new phone that you generally receive the next day. Lo and Behold, I received the phone only to find it was refurbished and it did not work. It would turn on, but wouldn't connect past 1x mode. Called Verizon who had me reset it a million times, to no avail. Called Asurion for some tips, no dice... They said they'd send me a new phone, a real new phone, not a fake new phone.

    They sent me a new phone and life was wonderful and happy for a few month. Until the new phone broke, but HEY that's why I have insurance. So I called Asurion, specified that I wanted a NEW phone not a refurbished phone and the woman got incredibly snotty. "I will make a note, but that's really impossible to request." Um no it's not, I did it last time and was told that from now on I should always request it. Anyways, $99 later a phone is on it's way. Phone arrives, it's refurb (big surprise) and surprise! It has the same problem that the LAST refurb phone had. Weird. So over Asurion.

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    Customer Service

    Reviewed Feb. 14, 2014

    I HAD TO SEND Asurion $99 and they in turn sent me a used outdated (not high definition) Droid phone probably recycled by two old phones. It was so outdated that Verizon could not locate one case/cover that would fit over it. "It's an old phone, we don't carry the case for that one anymore." - great! and considering I paid freakin' Verizon $700 for that phone (I had way too much money in the bank at the time due to cashing out on some stocks) - I was relieved that I dropped that phone and broke it, but lo and behold Asurion cancelled me b/c I had two phone claims within a year. So then I paid full price for an iPhone $599 I believe and now that one is lost or stolen and I get to do another claim - but I really want to find my iPhone to tell you the truth. Given the $90 a year, plus paying a $99 deductible for a used phone you don't really come out ahead with this bs insurance.

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    Customer ServicePunctuality & Speed

    Reviewed Feb. 12, 2014

    Asurion had me on hold for 15 minutes and my wife for 10 minute processing claim. My thought everything was completed as told by Rep. Several days later, no phone called. Claim need affidavit and more info. Stayed on with REP fee went up. I got upset and cancel the service. This insurance company is a joke!

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    Customer ServiceContract & TermsSales & MarketingPrice

    Reviewed Feb. 10, 2014

    I pay my insurance fee monthly to this crap company. Come to find out when my phone was stolen its not fast and easy as they claim it. I lost my phone and filed the claim online. They told me I have to wait 8hrs for a review and they will contact me by email. I called them multiple times within a month's period and they told me the same thing. Finally when I spoke to someone upset about it and ask for some sort of compensation, they ignored my request and charge me more than the phone is worth for the deductible (for a refurb phone) and they want me to provide them with a scanned copy of my ID, police report, military ID (even though that's illegal to scan or copy your military ID) and all sorts of documentation before I receive my phone and when I asked to speak to a manager/supervisor they hung up on me. I called back and spoke to a resolution manager who was unfamiliar with the terms of their own company's contract and got absolutely nothing resolved and the question unanswered as to why I had to wait a month to have my claim even reviewed. Terrible and unprofessional customer service, false advertised policies and waste of money... CAUTION DO NOT USE!!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 8, 2014

    My daughter needed to replace her phone, an HTC One. She called and two days later received a phone. That was nice fast service. The problem was, they did not send her the correct phone. They sent her an HTC First instead, a poor seller, didn't have the features she wanted, and she would have to shell out another $30 or so for a case. When she called back, she had a terrible time navigating the phone menu since she wasn't submitting a claim. When she finally got through to someone, they totally pushed her to take the First. Called it an upgrade (it's more of a side grade) and even lied and said they were out of HTC Ones. She asked to talk to a supervisor and surprise! They DO have HTC Ones. Hopefully we'll get the correct phone in a couple of days. The first agent not only misled my daughter, but just straight up lied so they could get rid of the Firsts that didn't sell.

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    Customer ServiceCoveragePrice

    Reviewed Feb. 8, 2014

    I have Asurion insurance thru T-Mobile so my grandson lost his phone I called T-MOBILE and they connected me to Asurion. They proceed to tell me that they will send me out a new Samsung Galaxy 3, I just need to pay my deductible and that has to be paid in full before they send the phone out. Okay, so I give them my credit card info they charge it with tax and the $5 shipping fee so the total was around $210. So after it goes thru then they proceed to tell me that I will not be getting a battery charger because I should have one.

    So I received the phone and for starters the phone is in no way a new phone. Yeah it's new to me that's about it so for around $210 they send me a refurbished phone. Well I can buy a phone like that online for cheaper than that. So now we're having a lot of problems with the refurbished phone AKA someone else's problems so Asurion tells me that they will send another phone but I will not be getting a charger, battery, SIM card or the back plate because once again they will be sending me another refurbished phone so yeah someone else's problems.

    So there you have the the $13 extra per phone and there are 3 phones so that's $39 extra a month times a year and a half which comes out to a whole lot of money they ** me out of $702 to be precise when I could have not spent all of that money and just bought a refurbished one myself and it probably would have cost me less than the $210 I had to pay right at that time so what are we the people paying for this insurance "SCAM" FOR? SEE What Asurion is doing is someone sends them their phone that they're having minor problems with or they lost their phone, Asurion sends them a used phone for around $200 plus shipping fees and that has to be paid in full before phone is sent out and they just keep recycling over and over so what is the insurance money you pay extra every month really covering so when you can find that out please post that info so I know.

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    Customer Service

    Reviewed Feb. 4, 2014

    I called to file a claim on a phone I received from them through my warranty with Verizon. The phone they sent me the speaker didn't work. It was all garbled and couldn't hear anything. The second one the camera is scratched and the picture quality is bad... Never once was I told I was getting USED phones for over $100... I understand you're replacing a 'used' phone, BUT I don't want a bad one that's almost worse than the one I am replacing. The only PRO is that they send it next day.

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    Customer Service

    Reviewed Jan. 31, 2014

    I lost my phone and filed a claim. I then found my phone and returned the replacement which I was charged 99.00 for... I requested a refund and was told it would take two weeks. It has now been a month and they now say it takes two to three months. I feel I am being ripped off.

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    Customer ServicePrice

    Reviewed Jan. 25, 2014

    Asurion did not notify me there was hidden fees associated with a replacement phone. I filed claims on 2 phones for 150 dollars each. Come to find out they charged me an additional 132 dollars! I have called multiple times and their customer service is horrible. I finally filed a complaint with the Better Business Bureau and I see that they have about 1800 claims against them almost half of which happened in the last 12 months, which is about the time their name actually became known! I will not ever do business with them again. I feel cheated and lied to, and Sprint cannot help, they filed a request for reimbursement for me as well which had been denied as Asurion doesn't offer refunds even when they don't have tell you what they are charging you for!!!

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    Customer ServiceCoverage

    Reviewed Jan. 15, 2014

    Filed a claim on insurance. Paid $199 deductible (which is same price I could have paid at Apple) only to receive a refurbished phone. Did not find this info out until I took phone to Apple for warranty on the on/off button. Button is stuck, can't turn phone off or on with button. Was so worried of the mess I'd be in if my phone goes dead. Cancelled insurance on 3 of my iPhones today & received no help from AT&T or Asurion.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 9, 2014

    I was at work and unplugged my phone. The phone instantly turned off and never turned back on. I tried charging it through several different chargers and it never came on. Even the LED that comes on when I charge it was dormant. So I took the phone to my local Sprint store, who thus informed me that it was truly broken (my friend works there, so I know he was telling me the truth). He gave me the number for Asurion and told me to call them before 10:00 PM and I would get my phone the next morning. "Great!" I thought. Well, I called them promptly and spoke with a representative who got my information and informed me that I would have the phone in the morning.

    The next morning, I waited and waited and waited and I never received my phone. So I check my email for my tracking number I was told was going to sent to me. I never got such an email. Instead, in my inbox was a email saying to complete a claim. The email itself said nothing regarding when I needed to do it, and didn't have any information about my order. So I decided to contact them via chat (I have no phone, so what other option did I have?). The lady on the chat proceeds to tell me that I needed to fill out the claim BEFORE I would be sent my phone (which I gave all that same information on the phone the night earlier). Furthermore, she said the information on the call from them night before said that I was told that I needed to complete that before, WHICH I WAS NOT. The woman I spoke to on the phone told me I would get it in the morning, I asked, "Was that it? " to which she said yes. Never informed me I needed to fill out the affidavit, never told me there was any other step I needed to do to get my phone. And when she got my shipping and billing information from me, I assumed that was it. Now I'm waiting to hear back about when my phone will actually be sent to me. The best part is that had I been informed of what was needed, I would have gladly done it. I work 24 hour shifts and therefore am away from my family for a full day. I sure hope they don't have an emergency while I'm gone...

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    Customer ServiceContract & TermsCoverage

    Reviewed Jan. 6, 2014

    Asurion failed to approve a legitimate insurance claim as per their terms of service Asurion failed to approve a legitimate insurance claim as per their terms of service. I am an AT&T customer who activated an iPhone 5S 64GB phone on 01/04/2014, and shortly after activating the phone at an AT&T store, I lost the phone. Prior to activating the phone, there was insurance on the line, which I have paid premiums on for over a year. After losing the phone, I filed a claim with Asurion for the lost device. The following day, it was denied. Their reasoning was because the phone was not used to make a call. AT&T

    has confirmed with Asurion that the iPhone 5S was indeed activated on that line even though I did not have time to make a phone call on it. As per Asurion's terms, the covered device must meet one of 2 conditions to file a claim, one of which is usage, even though I did not use there phone. I fell into the second condition, which was proof of purchase of the device. I have the AT&T receipt for the iPhone 5S which I submitted to Asurion and they still denied the claim. From Asurion's Terms & Conditions from their website:

    E. "Covered Property" as used in this Certificate means: (a) one wireless telephone owned by you and actively registered on the Service Provider's network and for which airtime has been logged after enrollment. Covered Property is limited to one wireless telephone and applicable Covered Accessories per replacement. The International Manufacturer's Equipment Identification (IMEI), Electronic Serial Number (ESN), Unique Device Identifier (UDiD) or other unique identification number of the wireless telephone associated with your account in the records of the Service Provider at the time your coverage initially becomes effective and for which air time has been logged indicates the wireless telephone to be considered Covered Property unless you have logged airtime on a different wireless telephone immediately prior to the time of Loss, in which case the Covered Property is the wireless telephone 1) for which airtime usage has been logged by your Service Provider immediately prior to the time of Loss; or 2) for which you have provided a Proof of Purchase to Asurion and the Service Provider.

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    Customer ServiceCoverage

    Reviewed Jan. 5, 2014

    I've been trying to resolve my problem for 2 months now. I've been getting the run around. I upgraded my phone to the Galaxy Note 2 and strongly encouraged to get the Device Protection Plan. "Only $10 a month, peace of mind, they'll replace your phone, no worries, no questions". I sent in all the paperwork, I proved my identity, answered all their questions, and they kept asking for more verification, more information. First, they said that the phone I was using was the wrong phone (they insured my 7-year-old Nokia!) then they said that my proof of purchase was "too dark". Now they are saying that because I allowed my son to use the phone (he put his SIM card in it), I have voided this whole policy and am pretty much up the creek. Thanks, guys. Thanks for nothing.

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    Customer Service

    Reviewed Dec. 27, 2013

    I tried to call in a claim on a new device. They said at first it got cancelled by mistake, straightened that out. Afterwards made me download an affidavit & fill out, copy, & fax it to them. Then after all that they DENIED me, even though I've been paying on it. Pretty much said there is NOTHING they can do for me, so my son is stuck without a phone that all together was over $700.00!!! I am canceling ALL Asurion insurance on our existing phones. THEY ARE A BIG RIP OFF!!!

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    Customer ServiceSales & MarketingPriceStaff

    Reviewed Dec. 21, 2013

    I called in to Asurion for my daddy. He had a Sony Xperia. About a year ago that phone messed up on him so we called Asurion to do a claim and it cost him $50.00 which is fine. Fast forward to the present, his phone is not working again. His speaker is going out. So we called to do a claim and now they are telling us that it will cost $125.00 because they say the phone that they sent him was an updated model to what he had. I told them that we did not ask for a higher model and we shouldn't have to pay extra when all he wanted was his same phone. If he wanted a different phone, he would just upgrade.

    But we pay for insurance and it seems like they are scamming people sending them out a higher modeled phone and then they want people to pay higher when the customer did not ask to receive something higher. I asked to speak to a manager and I spoke to 4 different people this night and the last girl that I spoke to said that she was a supervisor and that a manager wouldn't be available until Monday. So I'm also mad that they kept passing me around and it wasn't to anybody who can help.

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    Customer ServiceStaff

    Reviewed Dec. 20, 2013

    I filed a claim for a lost phone. Asurion sent me a new phone and then I found the lost phone. Asurion told me to send back the new phone and they would refund me the deductible. This happened in July, so I called in August and was told it may take a few months to get money back. I called yesterday about deductible again. I was told that my UPS package was received, but whatever was in the package was not the right phone. I asked them what was in the package.

    I was then put on hold for 10 minutes and when they returned, the lady didn't know what was sent in the package. I explained to the lady why in the world would I send back the wrong phone. She then told me she would get someone on it and call me back as soon as possible. That was at 4pm EST on Dec. 19th. I still haven't received a call from then yet. When I contact Sprint they say they can't do anything. Worthless by Asurion and Sprint!!!

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    Customer ServicePriceStaff

    Reviewed Dec. 13, 2013

    Went online to file a claim with Asurion for a broken Galaxy S3. The online site said there was an error and that my claim could not be processed. So I called and the person on the phone made a new claim. In the meantime, the online claim did in fact go through and the $99 deductible was charged to my card. Also the new claim went through as I talked to the person on the phone and a second $99 deductible went through. Why the person on the phone did not look to see that there was a claim was beyond me. I called back once I realized what they did and the nightmare began. The person on the phone said oh yes it's my fault. I am sorry, I should have looked that the online claim went through and not created another one.

    Then he stated he would stop one of the phones from being shipped and reverse one of the deductible charges. The next day when it was not done, I called and they said he canceled both phones and did not reverse the charges. I could not believe it. How can they be in business and be so stupid? So they charged me $200 for nothing and I still have no phone! Each person I talked to was more rude than the last. I urge everyone to run from Asurion and do not let them have your credit card number. They will rip you off and they are not competent enough to run a Dairy Queen, let alone handle a cell phone insurance claim. Run, run, run from doing business with Asurion. They stole my money and I have no phone and they are puzzled when you ask them to fix it. This is a nightmare and a costly one.

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    Customer Service

    Reviewed Dec. 4, 2013

    This company has the absolute worst customer service. I spoke to two different women; both were rude as can possibly be. They are unwilling to work out or compromise anything with you. All they offered was a refund. A refund will not fix my phone. I am very unhappy with their service.

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    Customer Service

    Reviewed Dec. 4, 2013

    Paid fee and ordered replacement phone. Original phone broken, has problems but works for calls... Asurion sent replacement phone. Original was turned off... Till new one arrives, NO CONNECTIVITY with the wife and kid as she is driving thru Atlanta... WHAT?????? Why would they turn off the old phone before the new one arrives. They say it comes activated and ready to go. I asked what if the phone is lost or stolen in the mail. They said they deal with that as it arises... I STILL HAVE NO CONNECTIVITY, still paying the bill though. Seems the new phone should need to be activated by account holder when it arrives, while still having service on the original phone...

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    Customer ServicePunctuality & SpeedStaffReliability

    Reviewed Nov. 17, 2013

    I am a very dissatisfied patron of Assurion insurance services. While obtaining my new Samsung Galaxy IV in April 2013. I inquired about insurance on my device because it is so imperative these days to have it. My AT&T representative suggested I add "Assurion" to my account to protect my device. I did so and it was the biggest mistake!!! I have a defective phone and my charger just burned out and burned my device along with it on 11.11.2013!! I've been without a phone for a week now needless to say!!!

    I make a call to "Assurion" for a replacement device on 11.12.2013 & I was asked a series of questions and then after all of that, I was informed that in order proceed with my replacement process I'd have submit more documents before receiving a new device!! With the way of the world today not having your cell phone for an entire week is just horrible!! Not to mention speaking to a rude representative and "specialist" getting absolutely nowhere. I still do not have my device and today is 11.17.2013!! I will NEVER recommend anyone to obtain services from Assurion!!

    When it is time for my upgrade I will not purchase my device from any AT&T agency!! If I pay for insurance and I call and say "Hey my device has burned out and I need a replacement" it should be shipped to me without any fire hoops to jump through!!!! Assurion is not in any way shape or form about pleasing their patrons!!! I called them today 11.17.2013 to see if they can track it because they are so unprofessional that I hadn't even received a tracking number to track it myself!! To be told that it "should" arrive 11.18.2013 no later that 8pm!!! Not elated whatsoever!!!

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    Customer ServiceStaff

    Reviewed Nov. 12, 2013

    After paying $10/month to have this insurance plan (encouraged by the AT&T customer service reps who told me that it's a great program to have for only $10/month), I began to have issues with the battery. Paid a $200 deductible. Received the phone. Dropped the phone in water and when I went to file a claim, ASURION wanted another $200 deductible - 1 month later. AVOID. THIS COMPANY IS A SCAM. YOU'RE BETTER OFF JUST BUYING A CHEAPER PHONE AT THE STORE.

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    Customer ServiceSales & MarketingStaff

    Reviewed Nov. 9, 2013

    I had my insurance plan with Asurion through Verizon. I made a claim, paid the $99, received a broken downgraded phone from them. They sent another phone (which again was not a comparable phone to my original phone) which broke in 3 weeks (unable to receive calls to phone). Again I was told they could not give me the phone I wanted that I originally had in the first place. So I received my 3rd replacement phone. And then I see that they took $205 from my bank account. When I called I was told they never received my broken phone from original claim. After they "refreshed" their computer.. magically they found that they did receive it and the transaction would be reversed. It was never reversed. I call again and I'm told I will receive a refund check from the extremely condescending representative.

    I now have to wait for my money that should have never been taken from me to begin with. This company is the biggest scam I have ever seen. Shut them down! I would give no star rating if I could.

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    Customer ServiceCoverageSales & Marketing

    Reviewed Oct. 31, 2013

    I can't believe what I need to go through in order to get my claim approved. This insurance is scam. I call them to file the claim. They send me back to T-Mobile to get the correct information. I call T-Mobile, they provide the the same information. I call back to Insurance and they said it's not the correct information, just a ** Game. Same thing over and over, just back and forward. So frustrated with these companies, T-Mobile and Asurion.

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    Customer Service

    Reviewed Oct. 25, 2013

    I have the new Samsung Note 3 screen went black. Verizon would not take it back even though I have had it only 14 days and I also have insurance through Asurion.. After making my claim I was informed no more in stock and phones were on backorder and now I'm stuck with no phone, no replacement. They don't care to give me a loaner or nothing while my local Verizon store has plenty in stock. All these companies want is our money but they can never deliver. Sad.

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    Customer ServiceStaff

    Reviewed Oct. 23, 2013

    The entire company is one big fraud. A couple of people answer phone calls and simply repeat two-three catchphrases, or short scripted lines that the company asks them to give as answers, regardless of your question. Each time you call, you get a different person who is equally unable to help you and will recite some more catch phrases. Meanwhile, the company owner and representatives who are not currently on the line with any given distressed, frustrated, and hopelessly phoneless customer are all out on their giant yacht, drinking red wine and laughing about all the AT&T users they have done dirty.

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    Customer Service

    Reviewed Oct. 19, 2013

    I have claimed a new phone for my lost phone and they sent me a white color and broken phone. I ask them to exchange for a black and they are so... rude talking to me. I would never ever ever get an insurance from these guys. Worst service and worst customer service on earth.

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    Customer ServiceStaff

    Reviewed Oct. 14, 2013

    Believe me if there is anything that worse than a one star I would give it to this freaking, piece of S Asurion and freaking "AT&T professional customer service" - professional my **. What's a bunch of crap. I filed my claim for my Samsung Galaxy S4 Active 2 weeks ago at the Asurion website. They said that they will contact me within the 24 hours (24 hours my **). I waited and waited for over a week. And when I finally called them back, I got hang up twice while was putting on hold. And finally on the third attempt, I finally got a hold of them. They told me that my case was denied without telling me the reason why and asked me "do I want to them to transfer me to AT&T"???? They transfer me to AT&T. The person from AT&T got an earful from me because I was frustrated. Then they told me that everything will be ok, and there is some misunderstanding in my case and I do have to re-file a new claim.

    I went on the Asurion website to upload the documents once again... then waited for another 48 hours, called them back. They said they still reviewing my case. I called them again the next day and they told me that they were unable to resolve my case because the phone was not in use on the account during the incident. I got so freaking pissed off, I called AT&T again and what they did was asking me to repeat my story over and over again every time they transferred me to another person and finally to their manager - I believe her names was Christina - and then she transfer me back to Asurion again... Kept going back and forward like that. I felt like I was a ball which was being kick around between Asurion and AT&T, so freaking pissed off.

    It has been over 2 weeks long. I called them every day. It took about 1 hour every day talking on the phone, waiting, listening to music and stuffs, and my case is still nowhere to be resolve. ** Asurion, ** AT&T. After 10 years of being AT&T customer, paying them almost $150 a month, I just want to cancel the service right away and go somewhere else.

    When I called AT&T to report about the experience that I had with Asurion they keep saying that they were sorry and there was nothing they can do about that because Asurion is the third party and AT&T is not in charge of Asurion. What a ** blame excuse. Then why didn't they mention that when they sold the phone insurance to you at the first place. When you buy the phone insurance you buy it from AT&T. You buy it either at the AT&T store, at AT&T website or at the AT&T authorize dealer. Then don't ** give me a ** about AT&T can't control the third party kind **.... I only know that if I buy anything from AT&T then I will come to AT&T if I have any problem. And AT&T have to find the way to resolve that problem.

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 12, 2013

    My husband's cell phone was damaged by water. He called Asurion to get a replacement. They sent his replacement promptly the next day. However, when he took the cell phone to Verizon so that they could transfer his information to the cell phone, they discovered that Asurion had sent him a stolen telephone. It took him 28 minutes to just talk with someone at the insurance company regarding this matter. Of course, they said that he would receive a new telephone. If Verizon found out that the cell phone was stolen, why did they now know that the cell phone was stolen? This is utterly ridiculous

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    Customer ServiceCoveragePrice

    Reviewed Oct. 9, 2013

    My phone was stolen at a restaurant and I was at first pleased to find out I had been paying for insurance. I went to AT&T who brushed me off with a card to call the company, Asurion, who handles their insurance claims. It all went downhill from there! After sitting on the phone for 45 minutes, I was told I was placed on a "random" documentation hold, which from what I gather online isn't random, it's everybody. After spending all afternoon digging out an "appropriate" proof of purchase and filling out a signed affidavit (really?!?!?!), I submitted my claim. Then thing went from bad to worse.

    After two hours of alternating phone calls and emails to get my claim processed, I was informed my phone was on back order and they had no idea when they would be getting a shipment in so they had no idea when they would be sending a phone. This is after I was informed that I would be paying a $200.00 deductible for a replacement phone!!!! I pay $120.00 a year and have for years for this stupid insurance and now I have to pay a $200.00 deductible?!?!?! Are you kidding me???? That's not even the worst part. I was so infuriated that I had the primary account holder phone them and they told him that the phone would ship by the next day and I would receive it withing two days. Sounds reasonable, right?

    LIES!!! ALL LIES!!! I called the next day because the tracking info was not available online and I was informed that "No one would have told you your phone would ship because we don't know when we will be receiving any to send out." WTF!?!?!? So AGAIN, the primary account holder phoned and was told AGAIN that the phone would be shipping by the next day and I would receive it within two days. What kind of sick game is this???? So today I call for the FOURTH DAY IN A ROW and can you guess what I was told?!?!?!? That's right! They have none in stock and they don't know when they will get any and they can't tell me when I will be receiving a phone!!! Actually WORSE than that, they simply continue to quote a 3-5 day wait on the device when in all actuality they have no idea when they will get any in.

    How do I know that? Because I asked the lady when she would be receiving a shipment and was told they didn't know because no one in the company communicates with the warehouse which ships the devices so no one in the company would know when they are getting any in. Logically, I asked how she could quote me a 3-5 day wait if no one actually knew when they would be receiving any devices and she could not answer that question but simply told me that all she could tell me was that she understood my frustration and there was nothing she could do... So now I'm going on a week with no phone and I just continue to be lied to and scammed by this company.

    At this point, I would be willing to enter a class action lawsuit against them to shut them down because after my experiences and all of the hundreds of other negative experiences I've read, I am 100% convinced they are nothing more than a SCAM!!! It disgusts me that AT&T would work with a company like this and I am also seriously considering canceling my phone service with them because of their refusal to assist in this situation at all!! I will NEVER pay for phone insurance again but will from now on purchase Apple Care for my iPhone devices. BE WARNED!!!!

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    Customer ServiceCoverageStaff

    Reviewed Oct. 3, 2013

    This company is a complete **-show. Sent me a phone with the wrong number so I had to send it back and said that my phone with the correct number would be here the next day. Still no phone, and when I called a lady said that my phone didn't ship for some ** reason. Why did I pay for this insurance in the first place. I know that I sure as hell won't be paying for it after this experience.

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    Customer ServiceCoverage

    Reviewed Sept. 23, 2013

    I have not had as bad an experience as some others on here but probably only because I'm calling the whole thing off before I can. I dropped my phone in the ocean today and went to Apple first who told me they would swap it for $260 since I don't have Apple Care. I took it to AT&T since I have been paying insurance for about 4 years now on two different phones and they brushed me off with a pamphlet for Asurion. I have just wasted an hour of my life attempting to complete the online process. First, it wouldn't react to me hitting the continue button... Okay, probably my browser so I switched to my laptop. Then they failed my responses to their identity checker questions... One of them was what is my height on my license... I literally chose the correct answer while looking at my license and they failed it.

    I finally got through that mess because they let you keep starting over after wrong responses (wth?) and after an hour of this nonsense got to the end, only to be told my white iPhone 5 was on back order even though they had correctly identified it as a black iPhone earlier in the process. I'm glad I found this site because instead of wasting more time with this fraudulent company... I will be ponying up the $260 to Apple tomorrow, then canceling this ridiculous insurance and get Apple Care instead.

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    Customer ServiceStaff

    Reviewed Sept. 20, 2013

    I have filed three requests for a replacement phone due to a cracked screen which is covered under the warranty. Three times Asurion has denied it. One excuse given was it was cosmetic damage. I spent an hour and a half in the T-Mobile store and the rep there kindly attempted to resolve the issue. We were told Asurion would fax us an affidavit to the store for me to complete.

    The T-Mobile rep had to contact Asurion five times in order to actually get the form. Once received and completed, we faxed it back and I received an email telling me to contact Asurion for payment of the $50 deductible. I did not have the exact model of the phone and the rep at Asurion refused to assist me even though I had given her all my correct contact and identifying information and claim number.

    And even after that...even though she said she could not assist me...she told me the claim had not been approved. It's been over a month of dealing with Asurion and still no phone. Therefore I have cancelled all my insurance on all five phones on my account with them. They have now lost $420 plus the $50 for the deductible. I realize that is not much monetarily, but had they acted in a decent and respectful manner, I would have continued paying the insurance.

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    Customer Service

    Reviewed Sept. 17, 2013

    This company is fraudulent and plain out told me that if I don't take a cheaper phone, I would not get a phone at all. So I had to settle for a cheaper phone.

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    Customer ServiceStaff

    Reviewed Sept. 6, 2013

    I filed my claim with Asurion Insurance on August 26th. I received an email response that a replacement phone would be shipped in 1-2 days. I received another one this week. It's September 5th, after 5 pm in California and I am still waiting. I have called their customer service reps at least 3 times. I just receive, "I understand how you feel", their standard response to an angry, frustrated customer. This has frustrated me almost to anger. I need my cell phone for in the field and at work right now. I also sent an email to their main headquarters to vent my frustration. Supposedly to the CEO. My phone call to their claims office this evening ended up with the rep telling me that my phone will be here this Saturday. I hope.

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    Customer ServiceCoverageSales & Marketing

    Reviewed Sept. 3, 2013

    I decided to take my cover off of my iPhone 4, that was replaced in October of 2012 (I received a refurbished phone after cracking my screen). Upon taking the cover off my phone, the entire cover of the phone lifted up and the screen went blank. The phone was still vibrating and receiving text messages but I could not access anything because the screen was broke. The screen was also password protected, so I essentially lost all of my pictures in my phone. I took the phone to Verizon, they advised me it was a wire loose and to take it to the Apple store to get it fixed. Lo and behold, Apple could not replace it because it was a refurbished phone and was sent to me using non-Apple parts. Apple would not touch my phone.

    I went back to Verizon, and asked them how they could make me pay for a warranty that they voided when they replaced my phone with a fake one... the only option they provided was for me to pay for a new phone or upgrade - has anyone had issues with Asurion replacing their Apple iPhones with "fake parts?" Verizon said that it is not possible but given the responses on here, I am assuming they did not want to accept responsibility for what is being done which is a total scam!!!

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    Customer ServicePriceStaffReliability

    Reviewed Sept. 1, 2013

    I made a claim with Asurion on 8/20/13 and it has to be absolute worst customer service I have dealt with anywhere. Ever. Period. Unorganized and unprofessional to say the least. I would recommend that people really look into their poor consumer reviews before buying insurance from these crooks. Here's how my journey to getting a new phone has gone so far:

    Ordered phone #1, received the replacement phone. The touch screen was pretty much unresponsive and rippled wherever you touched. Called Asurion a dozen or so times. After being sent through tech support numerous times, hung up on a few times and given completely different information by different associates, I finally got another replacement phone sent out. I was asked to give them another deposit on top of the $170.00 and $10.00 a month over 2 years or so I had already paid BECAUSE OF THEIR MISTAKE. I declined the charge and had to call them lord knows how many times before they would send another one out for their own mistake.

    Like any time I have dealt with Asurion, they automatically told me they did not receive the defective device I had sent back. This seems pretty standard for them so I noted the tracking number and went as far to record a video of it being put in the envelope, then the postal box. They are quick to charge or threaten too without cause. Read their consumer reviews, this seems to be a common problem. Naturally, I was called about the device not being returned. Oddly enough, I was looking at the tracking number that said the device had made it back to Asurion as this call came in, so I called them back and told them what was going on and the associate decided to lie to me about its arrival before actually checking, not realizing I already had.

    I waited for phone#2 to arrive and when I received this one I quickly noticed that the speakers work intermittently and it had what looked like dried up blood in the creases. Yuck! The phone was operable, for the most part, but if you needed to hear the phone ring, you are just out of luck most of the time. So another half a dozen calls, hang ups, pointless technical troubleshooting and rounds of dealing with rude associates I finally asked them to replace their second broken phone they sent me, preferably with a new phone because obviously they do not thoroughly check out their refurbished phones. When I asked the first woman if these phones are actually checked thoroughly, she told me that the refurbished ones are identical to the new ones. The next associate hung up on me when I asked about how these phones passed any tests. The associate after that told me that the 2 broken phones I have received with the refurbished by Asurion sticker attached to the back that arrived in not their original box, but an Asurion box alongside some broken accessories (of various brands) were brand new phones!

    I can't see any reason why anybody would take perfectly good brand new phones, break them, maybe get a little bit of dried up blood on them, put refurbished by Asurion stickers on them and package them in their own box. So since I wasn't born yesterday, I let the associate know that I'm not an idiot and I don't appreciate being lied to. She hung up on me too. So I decided to investigate a little further and check the serial numbers on the phones to see if they were indeed brand new. Go figure, they weren't! They lied again which brings us to phone #3!

    Phone #3 is the real kicker. After shipping one to an incorrect address, I finally got my new phone in the mail. It was in the original box, sealed in plastic. Great! I thought until I went ahead and tried to set the phone up. I turned it on and it was in fact somebody else's old phone! Disguised in a new box!!!! How shady is that?! It had somebody else's SIM card, personal information that I bet they didn't want sent to complete strangers already in it when I received it. Nobody even bothered to see if it was still active. I tried numerous times to erase everything on the phone, but even with my SIM card, it was registering as somebody else's phone. I was getting somebody else's calls and texts on it so I replied back telling somebody (who turned out to be the son of the owner of the phone and or phone number) to have the owner of the phone get a hold of Asurion because I wasn't having the best luck with their customer service, and I was spending more time on the phone than at my job.

    The night I first turned the phone on and realized it was somebody else's, I was told to call back in the morning, in which the associate told me they were 24 hours. What? Contradictory statements seem to be this company's policy. Because I have a job and a life, I didn't have time to make another couple dozen calls to Asurion to deal with the hodgepodge of misinformation and lies that they call customer service. I got in contact with the original owner of the phone/phone number. It turns out the original owner sent her phone to them in the past on an insurance claim! WAIT? But the rude associate told me that they don't even refurbish phones! That's odd!! And this refurbished phone was wearing a new iPhone box and accessory costume! Then after all of this, I get a call from Verizon then from Asurion that interrupted me at work yet again. Since I lose money every time I step away from work to be on the phone with these people, I couldn't deal with them right then.

    At this point, I am VERY concerned about private information simply being left on old phones, repackaged, and handed to complete strangers that make insurance claims. Not everybody is nice enough to let somebody know that their cell phone insurance company is sharing their information. If this would have gotten into the wrong hands, it could have been even worse. This is an area that I feel companies should not be negligent in. I am worried my personal information is in the hands of a stranger now. I have dealt with the company lying to me, being rude to me, taking up hours of my time, causing me to miss work, ultimately costing me even more money but the fact that they are negligent enough to physically send your information to another person is not okay! Their solution to this is to send out replacement phone #4!

    I reminded them about what happened with replacements #1-3 and they offered no other solution, but rather tried to minimize my feelings about the security issue and trail of lies. Also a phone claim with Asurion unfortunately comes with hours of dealing with their rude customer service, the inconvenience of setting up a new phone every other day and wasting time waiting for deliveries and mailing phones back. NOT ACCEPTABLE!

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    Customer ServicePriceStaff

    Reviewed Aug. 27, 2013

    When I dropped my iPhone 4 in May, I was relieved that I had signed up for insurance with Verizon. I went to the store, the clerk started the claim for me, I begrudgingly paid the $199 deductible knowing full well I should have had a better case all along. I thought "at least I didn't have to pay full retail price for a new iPhone 4" & the new device arrived within 24 hours. Everything was fine until the 4th of July, Asurion's replacement phone implodes and stops working. I take it to Verizon again and the clerk gives me a replacement for free b/c it's still under full warranty. Though I was annoyed, all was well again.

    Well, things went awry when on July 10th - my checking account was debited for $300 by Asurion! I called them immediately and they said, "Our mistake - we thought you didn't return your broken device, but you did. We will send a check. It will take 2 to 4 weeks." WHAT?! Three hundred dollar mistakes are pretty big ones! And I thought it was lame that they could take the money electronically, but not refund it manually!! But, I decided these things happen and I was willing to be patient. Well, as of this week - August 25th - still no check!

    So, I called them today to inquire about my refund. I spoke to 3 different people who gave me 3 different stories. I was put on hold several times. I was told someone would call me back. No one did, so I called again & that person had no record of my previous calls - ever! None of them gave me a straight answer. So, thanks to reading others stories on this site - I called my bank - Wells Fargo to make a claim. They will refund my money and help me to fight Asurion. I'm so relieved! I feel duped!

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    Coverage

    Reviewed Aug. 20, 2013

    I have 8 lines with AT&T and 3 of the devices are insured with Asurion. One is an iPad, one is an iPhone 5 and the third is a Galaxy Note II. I have had insurance for years and never put in a claim. Last week I tried to put in a legitimate claim and I am told from Asurion they had just dropped my insurance due to the 6 claims I submitted within 2 weeks. Someone put in 2 claims on each of those devices and Asurion sent out 6 HTC phones for those 3 lines. Charged me $50 deductible on each line which is pending for my next bill. These devices were sent to 2 different addresses which of course neither one is mine.

    Three claims were for July 29, 2013 and three claims for August 5, 2013. You would think a red flag would come up - not my address, 2 claims within 1 week on 3 lines, and not even the same device???? They told me they are going to waive the deductibles. Are they serious, waive the deductibles. Now I am trying to get the insurance back on my Galaxy Note so I can get the screen repaired. I am beyond mad and will never take out insurance on my devices again.

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    Customer ServiceContract & TermsPriceReliability

    Reviewed Aug. 15, 2013

    I had contacted Asurion because the cell phone that my son had developed a big spot on the screen. It was actually there the very minute we took the phone out of the package but then vanished about an hour later. We thought that the problem was gone until today - the spot reappeared. I called Asurion and Verizon numerous times and was passed back and forth. Asurion said they would not send a replacement phone and that they would charge me another $99 dollars! The replacement phone they sent us was defective in the first place!! Why should we pay them another $99? After numerous E mails, calls, and conversations - the problem was never resolved either by Verizon or Asurion! I will not be renewing my contract with Verizon because of this horrible experience!! Verizon is going to lose $172 a month - all over a $99 dollar charge. I will not ever do business with both companies again!!!!!!!!!!

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    Customer ServiceCoverageStaff

    Reviewed Aug. 13, 2013

    I filed a claim with Asurion to replace a Droid 4, which has a physical keyboard. When my daughter received the replacement phone, she discovered the keyboard had two T's and no R. She sent it back and I informed Asurion that it was coming back. They have received it back. However, I have sent them at least 6 e-mails and got one response, even though each time I e-mailed them I got an automatic response saying someone would get back to me within one business day. The days must be on Saturn. The one response I got was from a customer service representative who apparently could not read and comprehend, since he told me to contact technical support, which would help me use my new phone. That's a little difficult since we don't have it; Asurion has it.

    I am going to complain to the Attorney General, the Better Business Bureau and the Insurance oversight department. Since this is the only insurance Verizon offers, I feel like I'm caught between a rock and a hard place, but this is totally wrong.

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    Customer ServiceCoverageStaff

    Reviewed Aug. 13, 2013

    I am a Verizon customer and for 2 and a half years, I paid $10 for insurance on an iPhone device. My phone finally broke and I decided to utilize my insurance. I was asked to pay $169 for the replacement (doing the math now, I basically paid for a new phone, but that's not my issue). I received a refurbished phone the next day (I was very happy about this). I soon noticed a light internal screen line (which I was willing to live with) but then a few days later the phone started overheating and yellow warning sign came on twice, telling me that it will not operate until it cools down (My previous phone never did this in 2 1/2 years of service).

    I was at home listening to Pandora for not even 30 minutes when I received the message. I called and received a replacement phone and three weeks later the touch pad started to fail. I was forced to hit the power key to get it to work for a few seconds. I called today for a second replacement and representative stated, "Well, you're not paying for this. Your insurance is," when I expressed frustration with the company's service. I reminded her that I paid for insurance and my deductible so the phone was not free. They will now be sending me a new phone. Let's see what happens next.

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    Customer ServiceCoveragePrice

    Reviewed Aug. 11, 2013

    People, do not buy T-Mobile insurance! It's not worth it, Just waste of your money!!! I paid Asurion insurance for 18 months because purchased a expensive phone for 600$ . So they told me if something happened this the phone I would be replaced if the same one, or similar phone. Instead they told me since they don't have HTC Amaze anymore they only can give me a LG L9 which cost 230$. So I DON'T KNOW FOR WHAT I WAS PAYING????? Then I when to the T-Mobile store and asked them what if I will buy a new iPhone 5 which is around 600$ and they discontinued what kind a phone they will replace if something happens? They said: iPhone 4... COME ON!!! SO WHY TO BUY INSURANCE???? I THINK THEY JUST TAKES MONEY FROM THE PEOPLE! THEY SHOULD REPLACE MY PHONE AT LEAST THIS SOMETHING SIMILAR PRICE! NOT THE CHEAPEST ONE!!!

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    Reviewed Aug. 8, 2013

    My Sprint Galaxy Note 2 charging port broke yesterday afternoon. I filed my claim with Asurion and my replacement phone was on my doorstep when I came home today for lunch!! That's good business!!

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    Customer ServiceContract & TermsStaff

    Reviewed July 31, 2013

    Lost my phone and proceeded to start the process to obtain a new one under my insurance, Asurion with Verizon. I went online and started the ball rolling. The ball did not get too far. The form asked for information which I do not send to just anyone. Wanted an affidavit filled out with either my drivers license, passport, or other piece of picture ID. I said WHAT! I finally connected with a rep at Asurion and told them what I had to say needed to go further up the food chain than them. It didn't take long to get to a CEO rep with what I had to say.

    This is how this plays with me...."My insurance is paid to Verizon, not Asurion. What Verizon does with the money is their concern, not mine. I want a new phone, period! I do not send out this type of info to just anyone. I want a new phone now. My insurance is paid to Verizon not Asurion, I have NO contract with Asurion, and Verizon has all the info they need to replace my phone. I DO NOT NEED TO SEND ANYMORE INFO, JUST REPLACE THE PHONE!"

    Somewhere along the conversation, I struck a nerve. He said they would ship out the phone tomorrow. We'll see what happens. I am now going to call Verizon and cancel my insurance. What they are asking for is way beyond reasonable. If a few million people cancelled their insurance for a week someone is going to notice. Profit and loss is going to change. If they have a problem with fraud, who doesn't if they're selling insurance; I suggest they find a new line of work.

    Giving out picture ID is way beyond my comfort zone. I didn't do it when I bought the phone and am not going to do it to replace my phone. Perhaps the industry is heading towards requiring picture ID when we buy a phone. If this happens, they better start considering putting pay phones on every corner. I will not submit to this type of scrutiny. People should be a little adamant about how much info is collected. We already give out too much!

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    Customer ServiceContract & Terms

    Reviewed July 24, 2013

    On July 22nd, my husband checked our bank account to reconcile our ledger to find three (3) pending debits from July 19th from his debit card in the amount of $175.00 apiece from Asurion. We had no idea what/who Asurion was, so I started an investigation and called our bank. Our bank told us they were a cell phone insurance company. My husband's cell phone is provided 100% free of charge by his employer as it is considered a work tool - they pay the bill entirely and have for over 6 years. My cell phone is provided by another company entirely and I elected NOT to carry any sort of insurance on it when I got my account through Verizon over 2.5 years ago. So we have no contract or any sort of agreement with this Asurion Wireless Insurance, Inc. in Tennessee (we live in Oregon) but yet, they're debiting my account in the amount of $525?

    So my bank cancels my husband's debit card that was used and they start the ball rolling with their investigation. We think it'll be fine... This morning (7/24/13) we find that yesterday (7/23) one charge of $175.00 made its way through as a "non-pin" authorization as before it was tied to his card. Sneaky low Asurion! I called my bank back and they assured me the funds will be returned as will any NSF fees associated with these unauthorized charges BUT it can/will take 10 days. I filed a report with the BBB but in the meantime, I've less than $100 in my bank account now and I have a life put on hold due to this. I can't seem to get a hold of anyone there at Asurion since I DON'T have an account with them to discuss this.

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    Customer ServicePrice

    Reviewed July 24, 2013

    I work in high tech, and I'm quite familiar with how electronic problems manifest themselves. The water indicator in the phone had gone off, so they forced me to pay the $150. They shipped USED hardware, which was faulty from day 1. Look up the price for used BlackBerrys on Craigslist. They are about HALF THE PRICE of the $150 they ask at Asurion, let alone the additional $84 (plus tax) you're paying them per year on a monthly basis. The USED replacement phone finally quit working outside of the 120 days, so now I'm on the hook for another $150, or deciding that I've wasted my ~$300 with them, and just buying one used. Do not deal with these crooks. I'm sure that virtually no one gets the free replacement phone.

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    Customer ServiceSales & Marketing

    Reviewed July 12, 2013

    I was never told about an affidavit I needed to sign and return to them before issuing a replacement phone. After waiting for a week for the phone, I contacted them about what was taking so long and was informed I had to send them a bunch of documents. Get this, it only happens to certain people - not everyone has to do this. I was just one of the lucky ones who were never told it needed to be done. This whole experience was ridiculous. I highly recommend Apple care if you can get it in the first 30 days of having your phone. This company is a scam! Horrible customer service. I wouldn't recommend it to my worst enemy!

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    Customer ServiceStaffReliability

    Reviewed July 9, 2013

    Paid them a lot of $$$ for more than 2 years, until I needed to replace my phone when I was told that I had to pay them additional $150 to get a refurbished phone of different kind or type. The offered phone, I found it online for sale for less than what Asurion was offering me. What a ripoff deal! I discontinued this Ponzi Insurance right away and I got myself my own phone. Well, refurbished means a defective product or returned product which is packaged to look like a new one. She insisted it's like new, but I disagreed. Nonetheless, I noticed they're selling me a phone that I can buy online cheaper than what Asurion was offering me without using Asurion. So, basically it's a scheme business they're running to make $$$. Should never have bought this rip off, baloney insurance at the 1st place but I learnt my lesson so I hope you benefit from it too.

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    Customer Service

    Reviewed July 9, 2013

    I had my Brand New iPhone 5 stolen, filed a claim and it was approved. And then I was told it was backordered and would be replaced in 3 days. It's now on day 7 and I have not heard one single word from Asurion or AT&T on when my phone will be replaced. I chatted with the CSR and they said I'd just have to be patient as the iPhone5 64 GB is on backorder and they do not know when they will have them in. It could be a week or could be a month they said. They don't know and acted as if they don't care.

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    Customer Service

    Reviewed July 5, 2013

    I am also on back order for a top-of-the-line Razr Maxx HD. I've only recently filed but am concerned about the back order issue. I have had only good experiences in the past with Asurion; they actually gave me a better phone for my son once than what he lost. I don't want anything other than my Razr Maxx HD - best phone I ever had. I will be monitoring this forum and provide info on my results. Hope I don't also wait over a month!

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    Customer ServiceStaff

    Reviewed June 21, 2013

    My experience with Asurion has taught me to always get the name of the representative I am speaking to and document what is said. So I lost my phone on a Wednesday and waited a while to see if it would show up or if it would be returned/found and it didn't. So on Sunday, I called Asurion and filed a claim. During the call, I got disconnected but when I called back, they still had the info I already gave. I completed the rest of my claim with a new rep. He asked me if I was paying today or having it posted on my bill. I said, "Bill me." I confirmed it on record, no problems.

    Also 3 months before this claim, I filed a claim and the process was the same. I had them bill me then too, no issues. The rep told me my phone would arrive Tuesday night and Wednesday came and there was no phone. I called to see why I didn't receive it yet. This rep began the phone call by saying, "Are you aware of the deductible?" I said, "Yes," and she said that I had to pay upfront in order to get the phone. I said, "Why?" She states the obvious (that there is a deductible). I knew; I made a claim already therefore I was confused. I simply was trying to track the package.

    She said, "In order for me to proceed, you have to pay." I asked, "What do you mean proceed?" She responded, "Proceed, ma'am. Proceed means to move forward." That right there really got me angry. She was being sarcastic and rude although she knew what I was asking her. So I let her know that I did not need a definition of the word proceed and asked her what was her next step. She told me to stop being rude and in the end of it, she hung up without transferring me to Sprint like I asked her to.

    To make a long story shorter, apparently, they do not have record that I, in fact, completed my claim when I am 100% sure I did. I waited for the automation to direct me to hang up and all. On top of that, they are now saying that I cannot have it charged to my bill and that they don't do that!! When I asked why it was okay 3 months ago and why it was okay on Sunday but not now, no one could give me an answer. They just said, "I don't know," or "Let me check," and came back with no answers just "Pay the deductible today"!!

    I need a legit reason as to why it cannot be charged to the bill all of a sudden and how they managed to lose record of the claim? I have been without a phone long enough and this situation has caused me a lot of stress and headache. Someone may say, "Oh, just pay the deductible." I have to pay it anyway but when someone tells you one thing one day and something else the next with no explanation, it becomes about principle. I pay these people monthly. I deserve answers and customer service reps that will not respond with sarcasm and adding to your stress.

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    Customer ServicePriceStaff

    Reviewed June 14, 2013

    Asurion can replace your phone with whatever they decide is comparable. The phone Asurion sent me as a replacement was destroyed in five days because it was a piece of garbage. After calling, being given the runaround, having their customer service staff flat out argue with me, I was told that the only option was to pay another deductible to receive the SAME phone, and that my insurance would now be removed from my plan. On top of this, they stated if they don't receive your damaged phone back, they will charge you the full price for it, regardless if it's lost in the mail system or if they lose it.

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    Customer ServiceContract & Terms

    Reviewed June 13, 2013

    Completely dissatisfied with the service at Asurion. My phone was physically damaged which resulted in the phone screen being completely non-functional. I submitted a claim immediately and they processed it and charged $200 for the replacement phone. I was completely taken aback and unaware of the fact that the deductible was so incredibly high. The terms were not made very clear when signing up for it, although admittedly the fault for that may have shared with T-Mobile. Regardless, I paid for the $200 and they instructed me that overnight delivery would be made and that I would receive my phone the next day.

    After 2 days passed and I had still not received my phone, I called Asurion. They told me that T-Mobile was responsible for shipping out my new phone and that they had NO information regarding shipment, a tracking #, or anything. They also told me the expected date of arrival was 3-5 more business days. I was absolutely flabbergasted, after they had told me specifically that they would send the phone by overnight delivery. They transferred me to T-Mobile, who then told me that in fact, it was Asurion shipping the phone and they had no information for it. The two companies essentially pointed fingers at each other and no one could tell me something as simple as a tracking #, or could either company confirm whether the phone had even been shipped. It's been more than 3 days, and I'm still waiting for my "overnight" phone. Absolutely miserable.

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    Customer ServicePunctuality & Speed

    Reviewed June 11, 2013

    If you have insurance with the company, cancel it. I put in a claim with my T-Mobile phone once and it has now been two weeks that I have been waiting for my phone to arrive. I have been calling them daily to find out where my replacement phone is and they are clueless beyond belief. YES, it is their responsibility not your carrier to have this information. I have made several three-way calls with T-Mobile on the phone as they made the mistake of trying to pass the blame onto them. Trust me, T-Mobile is no better either. They are both bags of ** story telling people but at least they have a clue and don't take 2-3 weeks to send out a phone in which point the ** should be FREE not also IDIOTS WILL CANCEL YOUR INSURANCE and block it without notice!!!!!! Terrible misinformed company. I'm still waiting a week and a half later for my tracking number?

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    Reviewed June 5, 2013

    I have been paying $10 on each of our five iPhones for 14 months now. The minute we need to make a claim, they finally explained that there is a $170 deductible plus a service fee. Are you kidding? I can buy a new one for that price. I just cancelled the insurance on all of our phones.

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    Customer Service

    Reviewed June 5, 2013

    I reported that my phone is damaged and I need to replace it. I pay monthly insurance premiums and I am entitled to a new replacement phone. I have had the same phone replaced 3 times with a refurbished phone, which usually lasts the 12-month period after paying an additional $100.00. This company is a ripoff.

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    Customer Service

    Reviewed June 4, 2013

    I've had numerous fraudulent claims on my account in the past year. My insurance keeps getting canceled due to somebody accessing my account information. I've called Asurion numerous times and have stated not to ship any more replacement devices to any address but my billing address. They failed to listen. Now I'm worried that my credit card information may have been compromised as well. I've called Asurion to find out how long they keep my credit card information on file for and no one can give me an answer. I'm honestly thinking about switching over to Protect Smart as insurance provider.

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    Customer ServiceStaff

    Reviewed June 3, 2013

    Wife had an iPhone stolen. We filed papers to replace the phone. The insurer DID not have a phone... the white iPhone. They were rude. I had to file the same papers over the phone 3 times. Two weeks and still no phone. Run, run, run as far away from them.

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    Customer ServiceCoveragePriceStaffProcess

    Reviewed June 2, 2013

    I unfortunately dropped my device in water. I luckily had just received insurance on it because of AT&T's open enrollment through the month of May. I was told by a representative in one of the stores that I could talk to Asurion and receive a new device. She told me it does not matter when I got the insurance, just that I have it now. I called Asurion shortly after leaving the store. This lady was very short with me. After I answered a couple questions and explained the situation, she told me I had to fill out an affidavit. She never once asked about the condition of the device, if I could turn it on, etc. I thought this was odd but the next day, I submitted the form.

    Then the following day, I was alerted that my claim was finished and I had to call them back. I told the rep what was going on and he still has me go through the motions as if I was filing a new claim. The he realizes after not listening to me and transfers me to the correct person. The last guy I spoke with was rude too. He flat out said I was denied because I did not have the insurance long enough. He didn't believe that I had been insured prior to my device being damaged. He kept repeating that I was simply denied and would have to pay retail price. Why should that matter when I was willing to pay the deductible and any other fees? Second, both the AT&T rep at the store and the Asurion agent misled me. The representative said I would be fine because it was just as long as I had insurance and the lady from Asurion did not question the dates. Why did she have me file a claim if she saw that I had just recently purchased insurance? I understand how call centers work. I worked at one for a short time.

    When dealing with people over the phone, you need to be as amiable as possible. Yes, you deal with brash people and I get that; however, the customers are the reason you have a job. I felt like I was treated poorly. The reps hardly listened to me and I had to be transferred several times during the process because no one seems to know what was going on. To wrap this up, I would never recommend Asurion. I am going to find a different insurance provider. My experience was horrible and there needs to be an improvement in communication so that customers like me are not misled, only to have had their time wasted.

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    Customer ServiceContract & TermsStaff

    Reviewed May 27, 2013

    This is the worst customer service I have ever received. I called to have my phone replaced and as I am attempting to give the agent the address, she could not seem to spell "Americas." We had to go over it three times. Are you kidding me? I even said, "Ma'am, A-M-E-R-I-C-A-S like in United States of America." I asked her in the beginning of the call what the deductible amount is and then proceeded to ask her two more times. She finally gave it to me at the end of the call. The most harrowing experience.

    I have always disliked Asurion's service. It amazes me that Sprint uses them. I have been with Sprint for years and I remember a time when you could walk into their repair store and they were able to not only fix your phone, but also replace it. Now that they decided to use this third party (most likely to cut costs), the service has declined enormously. This has made me really start to reconsider if I wish to stay with Sprint when my contract expires. Unbelievable!

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    Customer ServiceContract & TermsCoveragePriceStaff

    Reviewed May 23, 2013

    Luckily, Asurion-insured when the phone was stolen. It was replaced with a $25 deductible in 2007. In 2013 I recently dropped my 3-year-old DroidX and sustained cosmetic screen damage. Medieval by most standards of modern cell phone obsolescence, I've often considered upgrades. But remembering my frugal Asurion insurance policy, I placed a claim online which resolutely explained that retail cost of a new phone is hundreds more than the cost of your $100 deductible. What? I needed to call them. I'm no gambler but why would I, of average wisdom, ever believe dropping $100 on a refurbished old phone is a good choice over spending the same or nothing on an new phone, which value compounds itself once I turn it on with upgraded technology and 0 miles on the odometer?

    I just got off the phone with Asurion and never received a reasonable justification for carrying this insurance anymore. The poor gentleman read me mantras of company operator narrative, which I think I'm supposed to believe was further convincing. He eventually concluded nothing more or less than that we were talking in circles. He had compulsively described the benefits of insuring within a contract time period. I haven't been in contract for more than a year. Usefully, he suggested submitting a complaint to the phone claim website. I couldn't access any part of the website to do this. I did find a read-only review screen, which unanimously itemized reviews which state customer satisfaction at a rate of 100%!? Right.

    I searched phone claims complaints and Consumer Affairs popped right up. There, amongst a heavily unfavorable display of comments and rants worse than this one, is shown a dissatisfaction rate of 87% with Asurion. Oh well, a little wiser now. I did accomplish something else from contacting Asurion. I cancelled.

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    Customer ServiceSales & Marketing

    Reviewed May 20, 2013

    This company is a scam, and it's used by the phone companies so they can shed themselves of any financial responsibility they have after collecting insurance premiums. After damaging my phone and filing a claim, I've been waiting for the Motorola Droid Razr Maxx HD now for one month. Asurion says it's on back order, and cannot even tell me when it will be shipped - you would think with technology and tracking, a company would know when the merchandise would be available. They and Verizon keep aggressively pushing a downgraded phone on me. Verizon, which has plenty of the phones available for new customers, refuses to send me one of those, yet Verizon is the company where I send the insurance payments, and it's Verizon that should be taking care of the customer - they should not be passing me on to a third party vendor. They also refuse to provide me a one-month credit on my phone bill. Both of these companies are a disgrace.

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    Customer ServiceCoveragePrice

    Reviewed May 18, 2013

    I just had my phone stolen from me at the store around the corner from the house. I called AT&T to cancel service on my HTC One and to have the IMEI blocked. So I called Asurion to get a replacement device and they denied my claim, stating that I had suspicious activity on my account. Now keep in mind that this is my first cellphone ever! I have never dealt with Asurion before. Then the representative transferred my call to AT&T for replacement options. Now I have to buy a phone at retail price. Although it's my fault for sitting my phone on the counter and forgetting that, why did I pay for insurance? They think they have won this, but they are sadly mistaken. They will replace my device. I'm going to call my local news station and see if they will help me out.

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    Customer ServicePunctuality & SpeedReliability

    Reviewed May 18, 2013

    I have placed 3 claims in the past 10 years. The first 2, there were no problems; this time, it was different. My co-worker paid the deductible with his card and I gave him cash. Two months later, he called me and stated that his card has been charged $200. There was no warning, no phone call to say there was a problem or letter. I see way too many stories similar to mine. People use the white envelope that they sent to ship the equipment back. The post office has its faults but they are not that unreliable. We are being taken and it has to stop. I was told that as a one-time courtesy, they would credit my friend's account? I will have to see if they do what they say. By the looks of other complaints, I probably will have to take this to another level or two.

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    Customer ServiceStaff

    Reviewed May 18, 2013

    Another person on my line lost his phone. I made a claim. However, it went into a wrong claim and became my claim. So I called for help and have it fixed. I got transferred back and forward from the same departments and got asked to call back in 24 hours, 3 days in a row. Every time I called back, I had to explain the same thing over and over again. The last time I called, I was on the phone for almost an hour and a half (mostly on hold), and got the adjuster just say they won't do anything. I asked for the supervisor and he said no one will be able to help me, and hung up. This is so rude, unprofessional and unhelpful service that ever happened.

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    Customer ServicePrice

    Reviewed May 17, 2013

    Asurion showed up on our phone bill 6 months after purchasing a new phone. We purchased at an Apple store and adding the service wasn't an option. At no time did we purchase Asurion or authorize the said purchase and charges. After multiple phone calls, it was cancelled. After more follow-up, refunds were issued. It also came to light that the insurance added to our account was for a different device, not an iPhone, and wasn't something that we could have added ourselves.The whole situation makes me very uneasy. The fact that Verizon and/or Asurion can add services and charge me without my knowledge or authorization.

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    Customer ServiceCoverageStaff

    Reviewed May 17, 2013

    A bit over a week ago, I was almost hit by a car driven by someone who apparently thinks that stepping on the gas is the proper thing to do when they see someone walking in a crosswalk a ways down. Anyway, in my successful attempt to avoid being hit, my brand new Droid Razr HD slipped out of my pocket and met its untimely demise under the tires of that car... and the one that came shortly thereafter... and, being kicked over to the other lane by the tires, multiple other cars. I was speechless.

    Of course, it's not working. Whereas the phone is in one piece and still rings and chimes and blinks its LED, the screen is shattered and doesn't display anything and I can't even turn it off. I wasn't aware that I even had insurance on the thing and was elated to find out that I did. From the Verizon store, I called Asurion and explained the situation to them. They were very friendly, but not all that helpful. I was told that they don't have any Droid Razr HDs in stock and they were on back order. They offered me a choice between two other phone models (neither of which I like), but I'd rather get the same thing as I had. They expected to get a replacement Razr HD for me sometime this week. They're supposed to be in touch with me in the time frame of 3 to 7 business days about the shipping information and to collect my payment & so on.

    So, the past week and a half, I've learned that living without a cell phone is sort of freeing... but, at the same time, I miss it terribly as I used it for so much. Today is business day 7 of their time frame. I've been trying to get in touch with Asurion to get some information, any information about when I could expect to get back to normal, but I can't get through to a live person. I need my phone. I'm very understanding in that sometimes things just aren't available for a while... but you can't tell me that Motorola isn't pumping these phones out of a factory like there's no tomorrow. If this continues past Tuesday of next week, you can count my rating as a no-star "furious." For now, since today isn't over yet, I'll stick with "Dissatisfied."

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    Customer ServiceCoveragePrice

    Reviewed May 11, 2013

    Screw-ups, incompetence, stupidity, and arrogance equal Asurion. I cancelled my coverage today after dealing with one incompetent person after another. The collective group I dealt with would manage to screw up an order of fries at McDonalds. I filed a claim and paid my $169 deductible. I received the wrong phone, but Asurion had no record of ever shipping me a phone. After spending hours on hold, being hung up on and transferred to various people, I was informed that I had to file a new claim and pay another $199. When I complained that I had already paid for and received the wrong phone, they offered me free ear buds for my trouble. What a waste. I'm sending the wrong phone back and buying a new one for the same price. I'm sure getting my refund is going to have to involve my credit card company. I called Verizon and immediately cancelled Asurion.

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    Customer ServiceOnline & AppReliability

    Reviewed May 10, 2013

    Part1: About 6 months ago, I lost a Verizon network iPhone 5 in the water. After contacting Asurion and filing a claim, including prepayment of the $199 deductible, I was expeditiously shipped a new iPhone. However, after being unable to activate this new device, upon a phone call to customer service, it was discovered that I was shipped a SprintPCS network device, even though this information is clearly provided in the claim process. Ultimately, that issue was resolved by the resending of the proper device. Apologies were plentiful and I even got to keep the home charger and ear buds. Oh boy!

    Part 2: Within the past 3 days, my current Verizon iPhone device quit recognizing all chargers plugged into it. After taking it to a Verizon store, they suggested that I file a claim. I am afraid that I did just that. This recent episode was deja vu of 6 months ago! After contacting Asurion and submitting a claim, guess what these idiots sent me? Another Sprint/PCS network device, of which I was unable to activate. So I called them and had to listen how this was a rare instance. Can you imagine their surprise when I told them that this exact thing had happened only 6 months earlier? This company has poor service and is unreliable. Do not use them if there is any possibility to avoid it.

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    Customer ServiceCoverage

    Reviewed April 30, 2013

    About a month ago, I filed a claim for a lost phone. Well, I ended up finding that phone and called Asurion to cancel claim and order. The lady on the phone instructed me not to accept the package when it is delivered to me and that the company would refund me my money. The next month, I received my AT&T wireless bill and noticed I was still being charged for the replacement phone even though I had sent it back the same day I received it. I called my wireless provider to try and have the charge voided but they could do nothing but put me in contact with Asurion.

    Talking to the insurance company, I had been informed that they in fact did receive the replacement but were unable to remove the charge. They suggested I pay the bill and that I would be refunded within one to two billing cycles. I was not informed beforehand that I would still be charged for the device. If I had been, I would have just kept the device. A month later, I cracked my screen and decided to file a claim with Asurion. I had assumed since I was still being charged for the last replacement I had returned to them, I would not have to pay again. I was wrong. Not only were they going to make me file another claim with another charge, but if I did file the claim, it would go on my file with them as a second replacement in the 15-month period. This would cancel my insurance and cause me to have to probably pay more for insurance.

    They informed me that the refund process was already started and that they could not take away charges or stop the process. I informed them that all I wanted was either my refund for the phone I had been charged for and was given the runaround. This is ridiculous. All they would have to do is credit the charge to my account to the supposed new claim I would have to file. But no, they want me to basically pay and report on my records of having two replaced devices. It is $200 for one. How is it right for me to pay $400 and wait for Asurion to refund me?

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    Customer ServiceOnline & App

    Reviewed April 29, 2013

    My HTC Evo Design has been malfunctioning for months and gradually getting worse through no fault of my own. I finally decided to file a clam with Asurion because the phone had gotten really bad to the point of not being able to make or receive calls. I've discovered if you go to their website to file a claim and list your claim as a malfunctioning device, a message pops up and tells you to contact your carrier or manufacturer then kicks you out of the claim process! I've been to my local Sprint store a couple of times and they finally said I should file a claim because they couldn't fix it. I finally had to file a claim under "damaged" because I need another phone. I explained in my claim that I did not damage my phone. It's been malfunctioning for some time and my carrier told me to file a claim.

    I'm now being forced to pay a $100.00 deductible. I could understand if the phone has been damaged in some way, but not for a phone that's malfunctioning due to no fault of my own! It really irritates me that Asurion refuses to replace a phone for free when it's malfunctioning. I looked at their corporate website and now I know why that company is a one billion profiting company. They're screwing people over left and right! This company has its HQ in Nashville, TN. I filed a complaint with the Tennessee Attorney General's office and recommend anyone else with the similar issues do the same!

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    Customer Service

    Reviewed April 22, 2013

    I recently went online to asurion.com and went through the process of getting a replacement as mine was no longer working. I have had the phone for 2 years and it just stopped working, so I proceed through the process only to find out they will not honor my claim because it is not damaged or broken. So they feel it is not their problem, horrible company. I would never do business with them again.

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    Customer Service

    Reviewed April 18, 2013

    I'm waiting for the third phone on the second claim. They keep sending me the wrong phone and somehow it's my mistake.

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    Customer ServiceStaff

    Reviewed April 12, 2013

    I received a phone call from my cell carrier reminding me to return my cell phone as I have received my replacement equipment. The problem with this is that I did not file a claim for a replacement cell phone. So I immediately contacted T-Mobile and was informed that a claim was filed on the 27th of March and completed on April 10th. They also stated that replacement equipment was sent out and received. The package was signed for on the 11th of April and delivered to an address in Brooklyn, NY. I informed the customer service representative that I did not file any claims. The customer service rep seems to be concerned and transferred me to Asurion. The Asurion rep. confirmed what T-Mobile stated and opened a fraud ticket for an investigation. I started to become concerned about my personal information, so I called Asurion back to inquiries about their privacy policies and how they protect my information.

    I was informed by the supervisor that the claim was completed online via Asurion.com and there are a series of personal identifying questions that are asked. I was given an example of the questions and was told these questions are gathered from public information, which indicates that there is not much privacy. In addition, the manager informed me that there were two claims made, one on March 27th and one on April 9. I was unable to get any information. All I was told was that there will be an investigation. So I decided to review Asurion's privacy policy and I was extremely concerned about their privacy practices. In addition as a consumer, I was not informed of the lack of protection to my private information. Asurion should be held responsible for allowing others to use my information fraudulently.

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    Customer ServiceStaff

    Reviewed April 6, 2013

    I paid for the insurance, from Sprint. It claimed to cover accidental damages, software problems, broken phones, etc. My phone had been dropped and the screen broke. It no longer comes on. I contacted Asurion. They said it will take 24 hours. I received an email to verify who I was. I returned the email and contacted them. They had to process another claim. I received an email to call and finish the claim. I had to start over and was told to wait 24 hours. I was contacted by email and they locked my account when I followed up. Staff is very unprofessional and rude, and the "Adjustors" are very condescending, arrogant, rude, and impossible to deal with. Never trust Asurion. They will take your money. They will refuse to help you and they’re nothing but a joke. If I could give it negative stars, I would. Save your money. Don't buy into Asurion’s lies and deceit. They straight up lied to me, took my money, and refused to help. Now I have no phone.

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    Customer ServiceContract & TermsCoverageSales & Marketing

    Reviewed April 5, 2013

    I recently lost my Samsung Captivate, arguably an old phone, and called Asurion, the default insurance company for AT&T, to report my loss. I was then given the choice of replacement phones, at an expense to me of $125 (even after having paid insurance fees to AT&T since 2006), of 3 plastic pieces of junk that AT&T gives away when signing a 2-year contract with them. Granted, I get that all phones are subsidized, but I paid my dues for my Samsung Captivate. I've paid my insurance fees for 7 years and I paid my insurance deductible! And what do I get? A piece of garbage. Asurion is the biggest insurance racket there is!

    What is the point in paying insurance if all you're going to get as a replacement is the cheapest comparable phone any place on the market? I could get the same phone, without insurance fees, without a $125 deductible, for next to nothing from Craigslist. And as a matter of fact, I think I'm going to cancel my ineffective insurance. Avoid having anything to do with Asurion and AT&T'S insurance scam!

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    Customer ServiceStaff

    Reviewed March 19, 2013

    I contacted Asurion to obtain a replacement phone as mine was not working. They replaced the phone at a charge of $199. This I do not remember being told that I was going to be charged. They sent me a refurbished phone of same model. It was worse than the phone I replaced it with so I called my carrier AT&T and told them what was going on. They told me that they were going to replace my phone as a warranty at no extra charge and to send the non-working phone back when I receive the replacement. I did as instructed. I got my bill and it showed the charge of $199. I thought it was because they had not received the phone back, so I called and AT&T gave me the runaround. They told me I had to call Asurion.

    After several phone calls, I was finally told that I would have a full credit on my next bill. My bill came and the credit was not showing. I called and I have been calling for the last 2 days. AT&T told me that they could not help because it was an insurance issue. I got a hold of a gentleman, called Thurston, who promised to call me back with a resolution. I have called him 3 times, with no return call. I finally called Asurion and got a lady that sounds as if she could care less. She told me that based on the notes, I will not be receiving my credit because I sent the phone back to AT&T as a warranty and they will not give me a credit.

    So it looks like I paid for the phone anyway even after they advised that there would be no charge and it was going to be a warranty issue. I did what I was told by my carrier and sent the phone back to them. They should have notified me that this was going to be an issue, and Asurion should not have advised that I was going to receive a credit. First, they told me the next bill then yesterday, I was told 1 to 2 billing cycles. Very disappointing.

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    Customer Service

    Reviewed March 17, 2013

    I had one broken phone and sent it in when the new phone came in the mail. I sent it in the packet to go to Asurion. They called and sent letters that they did not receive the phone. They tagged my phone bill with the amount of the phone. The full price of the phone is $500.00. After calling and calling, they finally found the phone. Another phone broke and I called and asked if I needed to send it special. They said no, the phone that was lost was a one time thing. I sent in the phone. Again, the calling and letters saying they had not received the phone.

    After many phone calls later, they said they found the second phone, but not the first phone. Now how can that be? Again they still tagged my bill with a charge on a second phone. Now I have two phone charges on my phone. I cannot afford the $1,000.00 bill along with the other phone bill. They have shut off my phone because of their inability to keep up with claims. It is my hope that this problem gets resolved.

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    Customer ServiceCoverage

    Reviewed March 13, 2013

    Shame on you, Sprint, for selling bogus insurance. This company has zero customer service and has left me wondering when and if I will ever get a replacement and what kind of junk I will end up with! Why is Sprint selling this insurance!

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    Customer ServicePrice

    Reviewed March 12, 2013

    I have called for my lost phone! I got the replacement the next day and everything was working fine. After 2 days of having my replacement, it started to not functioning, so I took it to AT&T and they said it was a phone malfunction. It didn't recognize the SIM card! I called Asurion and explained the issue. They said they will replace the bad phone. It's been 16 days and I have not received the label to return my phone for them to send a replacement! This is way too much with all the insurance and the $200 they charge for the replacement! I called them after the 5 days I didn't hear from them and the associate said I had to keep on waiting! After 10 days, I have called and the lady said she will send the label again! Well 17 days and nothing yet! I asked for a confirmation number or anything and they said they will send an email once the label was created and nothing yet! When I called customer service, they can only say to keep on waiting!

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    Customer ServiceCoveragePrice

    Reviewed March 6, 2013

    My cost of insurance has gone up to $11/month. I didn't realize it until I called in a claim and that what they told me my monthly cost was. I dropped my Galaxy S3 and the screen cracked. They told me my deductible would now be $150. This is ridiculous. What is the point of paying insurance if I'm just going to pay such a huge portion of the cost of the phone anyways?! I will be going to Sprint tomorrow to cancel this so-called insurance in person! They will be lucky if I don't just switch my service altogether!

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    Customer ServiceContract & Terms

    Reviewed Feb. 15, 2013

    I have been fighting with Asurion and Sprint over what they call an equipment non-return fee of $275. I filed a claim with Asurion on 10/16/2012 and the replacement phone was received on 10/18/2012. The same day, the damaged phone was placed in the prepaid USPS envelope and dropped into the mailbox at my office. They had been looking for the wrong phone the entire time. When I informed them of this, they said they still had not received the phone. After speaking with them, I found out that they were going to mysteriously waive the fee.

    I checked with Sprint immediately after that call and was told I would still be charged. This has gone on long enough and I would like to sever ties with Sprint. I was told to cancel my contract, I would have to pay over $1,000 in early termination fees. I feel that the aggravation that they put me through was payment enough and I want out of the contract. Do I have any recourse to terminate my contract?

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    Customer ServiceStaff

    Reviewed Jan. 27, 2013

    I don't understand why we, as customers, are given a hard time. My husband's phone has had to be replaced 3 different times! The last time before this one, my husband was sent a phone by Asurion that would turn off and reboot itself. The next day, my husband went to the Sprint store to find out what was wrong with it. On his way to the store, he accidentally dropped it and the screen cracked. He was told there was nothing he could do unless he paid another $100! So he decided to put up with his phone turning on and off.

    Well, for the past couple of weeks, it got worse so he went to the store and they told him he had to file another claim. He did but they made him submit another affidavit. Then Asurion told him he would have to wait for a response. The he got another call and was told to resubmit, because the picture on the driver's license did not come out right. I called and spoke to a representative and she understood and said if we wanted the phone overnighted, we could pay an extra $20 which was what we decided to do.

    My husband owns his own business and relies on his cell phone. We got it this morning; he programmed it. We had to leave to a business dinner. His phone makes and receives phone calls but the screen is blank! My husband, on our way home from the business dinner, called Asurion which was at 8 pm. He called from his cell and was told he needed to hang up and call from another phone! Really?! Since I did not have my phone, we waited till we got home. This was 9:15 pm! And little did we know that Asurion was closed! So now, we have to wait till Monday! It's ridiculous! We ended up receiving a phone that does not work properly! It is so not good! We're very unhappy customers.

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    Customer ServiceContract & Terms

    Reviewed Jan. 17, 2013

    My daughter dropped her phone today - the Galaxy S. We knew that she had made 3 claims in 1 year, so she would not be using insurance. After visiting the Sprint store, they said the oldest claim was from Jan. 13, 2012 (so go ahead and file because now only two were considered outstanding). We did so, only to learn that Asurion would not allow the claim because when you file three in a year, you must wait for twelve months before you can activate the TPP again. Our contract is up in May. Should my daughter want a new phone or even if she upgrades now, she cannot get insurance until November 2013! What a joke. She filed her last claim online and was not told about this.

    I just read their fine print and it says nothing. I went to the Sprint service center and they knew nothing about it. We too have suffered with less than acceptable replacements, overcharges and increased deductibles without notification. I guess if you want to make a buck, work for these scammers!

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    Customer ServiceCoverageOnline & AppStaff

    Reviewed Jan. 8, 2013

    The LCD on my Motorola android broke from pressure at work. I paid the $100 deductible and received a refurbished phone a couple of days later. I returned the broken phone without any problems. The phone they sent me after about a week would not start up. I took it in to Verizon and they could not get it to boot either. I sent it in to Asurion for a replacement. I got the next refurbished phone and sent the malfunctioning phone back. Then a week later, my girlfriend got a call from Asurion asking that we return the phone. She told them that we had, and then a few days later, we got a notice in the mail about the phone not being returned. She called and they said there was a mistake, that they had the phone and to disregard.

    On December 31st, I checked my bank account and saw that my account was debited $305. I had a balance of $390+. I had just paid my sticker for truck, dinner the night before, breakfast that morning with the $305. The $305 caused a $108 ($27 x 4) overdraft fee. I had eight more items out, which resulted in a $216 overdraft fee. I was able to get the $305 reimbursed, but it was too late and too far gone to cover the items purchased. But I still am short $332 caused by the original $305 hit by Asurion. They originally denied because they failed at basic math, not understanding that I had a positive balance when they hit me for $305 that it caused the first overdraft fee of $108.

    I tried to explain by phone to a specialist and then to a supervisor, and they couldn't not understand the copy of the bank statement I showed that had everything itemized clearly. I also went as far as to show that I still had a remaining balance of $119 after everything I purchased had cleared. I didn't have to do that, but I figured it would show that I was responsible for my own purchases and that Asurion caused this painful debt. I can't make my truck payment. I might make my insurance payment. This is very hard for me to recover from.

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    Customer Service

    Reviewed Jan. 3, 2013

    I pay $10.00 a month for insurance coverage on my iPhone so when I had an incident with my phone, I called and filed a claim. When I received my replacement phone after paying a $169.00 deductible, I received a refurbished iPhone and the charger was a Motorola and Griffin - not even an Apple iPhone charger! If I pay for insurance every month, I expect to receive a quality product. However, I received a refurbished phone that I could not load emails to, would not connect to the Verizon service and had a pieced-together charger!

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    Customer ServicePriceReliability

    Reviewed Jan. 2, 2013

    On Nov. 17, I filed a claim with Asurion. They immediately charge $199 for AT&T Samsung Galaxy 3. They quickly sent a refurbished phone which wasn't fully activated until January 1. Immediately, it became evident the phone was defective as data, internet, text, and email functions don't work. For all to know here, it's Asurion's policy for high-end devices. Even if the replacement they send you is defective (as read in this blog, it is evident many are), they must first create a Return Label which they will send out to you in 3-5 business days! Then you have to send back the defective phone they have sent you.

    BTW, you have already pre-paid $199 for it. Once the defective phone is received and confirmed as defective, then they will send you another refurbished phone at that point. So not only have you been pre-charged $199 for a device which was defective, but you'll have to wait weeks without a phone that you have paid for to be replaced. This is right from a supervisor at Asurion. They asked me if I'd like to talk to the CEO's office. I inquired why I should. They said they refer all complaints of threatening to post true facts to that office. Good luck!

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    Customer ServiceContract & Terms

    Reviewed Jan. 2, 2013

    They are one and the same or sister companies as their website says if you dig a little. Apparently, the Asurion name has such a bad reputation they had to use the new name. Get it? I have been ripped off by them so many times that I can't count. Am I stupid? No, I would buy a service contract from Lowe’s, Verizon, Staples or other retailers. And now, Amazon Canopy also uses Asurion or now N. E. W. You would not be aware until you have a claim and then they say you have to call another number which goes to Asurion. So be on the lookout for the N. E. W. name. It’s time for a class action suit to stop them from continuing.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 20, 2012

    I would like a formal apology from Will personally over the phone. Moreover, I request that he be either reprimanded in the presence of his underlings and peers or penalized in some appropriate manner. In terms of monetary/material settlement, I would only ask that my future sister-in-law's Droid 3 be replaced with the newest model of that series either at no charge or for a reasonable upgrade fee negotiated between her and Asurion.

    Finally, in the event neither of the above remedies will be taken, I request her damaged phone be replaced without the $99 deductible fee and that Asurion guarantees that the replacement phone is not a seller-refurbished phone but instead, an actual new phone with all standard accessories. Thank you very much for your time. I do hope that this complaint is given sincere review and not disrespectfully dismissed with ill will - simply, in the opposite manner Asurion employee Will #** decided to handle the situation. Again, this customer service solution officer hung up on me in mid-sentence. Unbelievable!

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    Customer ServiceCoverageStaff

    Reviewed Dec. 13, 2012

    For an "insurance company" associated with the largest phone giants in the industry, I am livid at the fact that they offer such sub-par service. I called today in regards of replacing a damaged Samsung Galaxy S3. All of my attempts to contact Asurion dropped multiple times. I then called T-Mobile customer service to see if they could get a hold of an Asurion Representative, and T-Mobile’s attempt of contacting them dropped twice. After many tedious attempts of getting into contact with an Asurion representative, (long story short) they told me that there was a back order on the phone and that they don't know when it will be available. They basically informed me that it may be available within the next two weeks - it may not. They could not even give me an estimate when I asked.

    What the heck! Are these people serious? It is about to be 2013. With such a focus and a need for smartphones in our society, you'd think that they'd be a little more accommodating to these reasonable requests to provide a phone. After all, they are a cell phone insurance company. It's not like I'm asking them for health coverage. Receiving this phone is especially important to me as I plan to be out of state for the holidays. Am I supposed to wait around on a phone and just hope it arrives before my vacation? Am I supposed to just let it sit on my porch for 3 weeks? It goes without saying that Asurion does not give a damn about customer satisfaction or the provision of satisfactory output. Their main concern is to collect your money and send you a clunky refurbished phone on their watch.

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    Customer Service

    Reviewed Dec. 13, 2012

    Just like "Virginia of Valencia, CA on Nov. 11, 2012", my cell phone got damaged so Asurion sent me a new phone. I immediately followed their instructions to place the damaged phone in their pre-address, pre-stamped envelope and drop into any U.S. mailbox. 4 weeks later, they sent me a letter stating they were going to charge me for the damaged phone which they did not receive. I have been doing battle with them for 4 months now and as of today's date (12/12/12), they still refuse to listen to logic and want me to pay since they don't have the phone. I refuse to pay and told them to get with the post office about it. I strongly suggest that no one ever use Asurion.

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    Customer ServiceCoverage

    Reviewed Dec. 11, 2012

    I bought a Samsung Galaxy from T-Mobile 1 year ago. It was dropped in water but it's covered under the $3.99 a month Premium Handset Protection Plan. In the warranty details, it tells you not to worry because you’re covered even if it is dropped in water. At first, Asurion told me that my phone was not covered. When I proved to them it was, they then said it malfunctioned and that I would have to call T Mobile to get a replacement. T-Mobile then told me that they don't cover phones that have been damaged by liquid and that I should file a claim with Asurion.

    After calling Asurion back, they apologized for not being able to help me but that I don't have a claim. My experience is that they just want your monthly fee and will never honor their warranty coverage. I am completely disappointed in this service and will complain to T-Mobile until this is resolved. I currently have 5 lines with unlimited everything for $230 a month. I'll switch to Verizon just out of principle just the way I switched from AT&T to T-Mobile 5 years ago.

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    Asurion Company Information

    Social media:
    Company Name:
    Asurion
    Address:
    648 Grassmere Park
    City:
    Nashville
    State/Province:
    TN
    Postal Code:
    37211
    Website:
    www.asurion.com