Credibly Reviews

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Edited by: Tammy Burns

About Credibly

Credibly is a financial service provider focused on small to medium-sized business loans. Founded as Retail Capital, the company now offers a variety of loan types, including working capital loans, merchant cash advances and more. Credibly stands out for its fast funding, serving over 30,000 businesses with over $2 billion in financing.

Visit www.credibly.com
Pros
  • Lenient credit score requirements
  • Serves a wide range of industries
  • Receive funds in as little as 24 hours
  • Variety of loan products
  • Simple application process
Cons
  • Factor rate model may confuse some
  • Not ideal for startups
  • Requires at least $15,000 in monthly income

Credibly Reviews

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    Page 3 Reviews 40 - 240
    Customer ServicePrice

    Reviewed July 5, 2016

    Interest rates are reasonable. I got pretty much what I needed and paying back is not breaking my bank. I am very satisfied with customer service and I definitely recommend them for your business. It was simple. I chose to call them myself and have someone help me through the application process, but in the end I realized I could have easily done it myself. I am glad I called though because it turned out nice. There is as much fine print as any other brand for business loans, but I haven't run into any complications yet and I don't forsee any in the future!

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    Contract & TermsOnline & App

    Reviewed July 4, 2016

    My experience with this company is that it provided me with the best rates as well as providing me with great service. When you want good customer support, turn to the experts. The application process is second-to-none, because it takes you a few minutes to apply. Applying for a loan has never been easier than this. The rates and terms are very simple, and provide me with a lending experience like no other. If there was not anything like this, I would not choose this company. The online tools they have me are the best tools to use. A lot of lending companies have this, but these online tools provided are the best in the world. It makes no difference at all.

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    Customer ServicePrice

    Reviewed July 3, 2016

    They don't mind a raise in your interest rate at all even when you call them to make a payment even though I didn't receive a bill for months. It was your typical loan and the man working with me on getting my loan was great. Could have went and watched a ball game or a beer with him. But after getting my loan it was all bad from that point on let me tell you. My rates and term were just what I wanted so I thought. Then I don't get a bill and my rate more than doubled because I do not know what to pay them. There was two amounts listed in my loan for first payment both a lot lower than what they claim it is. Don't even try to call. You get automated after automated lines over over for hours on end.

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    Customer Service

    Reviewed June 26, 2016

    Very good rates for the customers services and very good attention from the statement and very easy communication with the service and good satisfied with their services machine. Very good online tools for the customers services and very good attention from the statement and very easy communication with the service and good satisfied with their services machine.

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    Customer ServiceContract & TermsPunctuality & SpeedProcess

    Reviewed June 25, 2016

    It was fine but not as good as I expected. They were fast in terms of responding but they didn't have the right answer and sometimes it was slow progress so it was fine. It had right time and the process was a little easy but some of the questions were a little not out of the term but it was ok as far as process and it wasn't slow. Its rates weren't that good as well as its terms. They had poor rate and the terms were a little bad than I was expecting. Some terms weren't ok with me. Online tools were really good. Fast speed. No problem on nothing. Getting it ready was really easy. Didn't had to start over and over like in other online pages. They have good online service.

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    Contract & TermsPunctuality & SpeedOnline & AppStaffEase of Use

    Reviewed June 24, 2016

    Customer support was very helpful and knowledgeable. They were nice and explained things well. The experience was good. Loan officer was very thorough. The application process was easy and quick and I didn't have any problems applying online. The loan came through quickly without much hassle and all staff were helpful with concerns. The terms could have been better. We wanted a longer term but didn't qualify. The rates were good for this type of credit company. They could have been better but for an online company they were decent. The online tools were extremely helpful and versatile. The site was easy to navigate and I didn't have any problems trying to figure out the site.

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    Credibly Company Information

    Company Name:
    Credibly
    Year Founded:
    2010
    Address:
    25200 Telegraph Rd. #350
    City:
    Southfield
    State/Province:
    MI
    Postal Code:
    48033
    Country:
    United States
    Website:
    www.credibly.com