Mercedes-Benz Financial Services

Mercedes-Benz Financial Services Reviews

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About Mercedes-Benz Financial Services

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Mercedes-Benz Financial Services is an in-house financing provider for vehicles from Mercedes-Benz and other brands under its parent company, Daimler AG. It provides an online payment calculator, and you can apply online or at a local dealership to get preapproved. After your purchase, you can manage your account and make secure payments online.

Pros & Cons

  • Apply online or at a dealership
  • Flexible payment options
  • Preapproval option
  • Online account management
  • Limited automaker support
  • Terms only available through dealers

Mercedes-Benz Financial Services Reviews

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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 3 Reviews 40 - 240
    Customer ServicePricePunctuality & Speed

    Reviewed Aug. 14, 2019

    I leased a new Mercedes Benz through Mercedes Benz Finance. I set up auto pay to be sure the payment was never late. I paid on time for 24 months. The term was 24 months. The vehicle was a gift for my aunt, at the lease end she turned it in. I wasn't aware of the lease turn in fee or property tax. Three months later I receive an alert from privacy guard saying I have a charge off for this lease. I contacted Mercedes to ask why wasn't I notified, and why didn't you charge the account you charged the previous 24 months. The answer was, "we sent a letter," the letter was to a previous address. I asked them if the letter was returned to sender, they said, "yes." The answer to why they didn't charge my account that was set up on auto pay was, they can't for the turn in fee or tax.

    Now after paying 24 months on time my credit score dropped 150 points. It should be illegal for companies to report you as a charge off if they don't have confirmation you received an invoice as well as the mail was returned to them. I paid the invoice to the collections company, I was told Mercedes would still report as paid settlement. Not paid as agreed. A gift for my aunt turned into bad credit. It doesn't seem fair.


    Reviewed July 26, 2019

    It may not be relevant as I am from the UK, but my feelings appear to be similar to others. I leased a car for 3 years and as I own a garage. My staff did servicing using genuine parts. I had hoped to buy at least but this was not possible, so everything was top notch. The car was inspected with surgical precision. Nothing was left to chance. All was reported as good with no penalty charge. Then a bill arrived from MB "incomplete service history" £800. Awful end to an otherwise favourable experience.


    Reviewed July 24, 2019

    Very greedy, they want your money, not reliable always issues, very expensive. You get a lot more for your money getting Lexus, even BMW is better. It is a mistake to go that route. The very odd thing is they will lease you a car in 5 minutes but to get a lease transfer will take 6 weeks, very dishonest, rip off.

    Customer ServiceContract & TermsPunctuality & Speed

    Reviewed July 22, 2019

    My application with Mercedes-Benz Financial was an easy process; I was quickly approved and this is my second time in contract with them. I did not encounter any issues and their communications by email are excellent.

    PricePunctuality & SpeedOnline & App

    Reviewed July 11, 2019

    Interest rates offered are some of the best out there. Service is outstanding. The website is outstanding. Wish more types of loans offered but there are still many to choose from. Loans are approved fast and a credit check is done against only one credit bureau so one does not take a hard inquiry hit from all bureaus.

    Sales & MarketingPrice

    Reviewed July 5, 2019

    First of all after leasing several Mercedes through the years we made the mistake of leasing a GL 3. It had so many problems the tow truck folks started giving us a discount! After all of the problems we were relieved to return the car. A few months later we received a bill for $1,700!!!! It include 2 new tires and the cost of repairing a scratch as well as a lease end charge and a charge for overage onules which we expected. At one time Mercedes seemed like a good, reputable company. Unfortunately, Mercedes must be doing VERY badly to scam and cheat repeat customers. We will NEVER purchase another vehicle from Mercedes after 30 years of doing business with them. I will never recommend Mercedes to anyone. A pathetic company!!

    Reviewed June 20, 2019

    I am a Mercedes-Benz Lease customer. This is my fourth Mercedes Lease. Prior to now, I have been pleased with the product and the leases. Never any lease end issues. My lease ends mid August this year. I received an email re a “pre-lease-end inspection” which I have completed. What I received, to my horror, was an inspection report alleging $1978.00 worth of “excess wear and tear.” I looked at the items identified, and could not begin to see the vast majority of the “scratches” listed on the report. It listed the luggage rack spoiler as “faded and chipped.” There was a minuscule chip, less than 1/16 of an inch (which I have repaired with a tiny dab of touch up) and there IS ZERO FADING. The car has been garaged the entire time I have owned it. This is horrible way to treat a loyal customer, I encourage no one to lease with Mercedes Financial.

    Verified purchase
    Customer ServiceStaff

    Reviewed June 15, 2019

    We bought the GLA on lease 3 years ago and had nothing but trouble with it from the moment we bought it. All small things but continual, it spent so much time in the garage in these three years. The most annoying was a rattling dashboard. When we took it to a different Mercedes dealer they found that someone had tried to fix the dash rattling with gum or something similar. They put in a new dash and the rattling still continued. Never had this in any car before. When we bought the car the sales agent said we could return the car 6 months before the lease with no penalty. That was a lie! Given a penalty plus still had to pay off the balance of the lease. We spent $400 with Mercedes giving it a full valet service thinking that they would appreciate this. The Mercedes assessor when he looked at the car said our car was in pristine condition. It did have one small scratch on the one side which he assessed at $265 to repair.

    Okay this seemed fair and we had taken out independent insurance for such things on the advice of the Mercedes company for such things. Never do that, the paper work and trying to get your money back is complex and difficult. On top of that Mercedes charged us an extra $400 above what the assessor had written for wear and tear. Such a rip-off. We will never buy or lease a Mercedes again. I tried talking to the Mercedes Financial Services over the phone and they showed no interest in looking into my case of overcharging for the wear and tear. One pays so much money for a Mercedes and you would think that they would take better care of their clients. The financial services is just there to get your money. They have no interest in the problems you might have. A warning: Do not lease a car from Mercedes-Benz.

    Customer ServicePunctuality & SpeedStaff

    Reviewed May 18, 2019

    I received an account balance showing that I deposited an amount which looked odd and I noticed it wasn't the correct amount. Then I kept getting calls from their collection agency saying that I didn't send them a month's payment. Come to find out their incompetent staff deposited someone else's check into my account and they lost my check. I have bought many new vehicles in my life and I have never missed a payment or have been late in my life and at the time had a credit score over 800. They had the nerve to report it as a missed payment which took my credit score from 800 plus to high 600's. BEWARE of this finance company or they may ruin your credit as they did mine.

    Reviewed May 5, 2019

    In the past I did not have any issues in returning a Mercedes car and getting a new one. However, the last time I returned my leased car, Mercedes came up with a bill of over $4k. They used an independent inspector that appears to be paid for coming up for issues. For example, the tires, why the customer has to buy brand new tires at the end of the lease? Tires are expected to wear out over time. The threshold they use for tires is so low, forcing customers to buy new tires. Horrible business practice and Mercedes should end this. Also, Mercedes should provide a payment plan for bills over $4k, but they ask full payment.

    Reviewed May 2, 2019

    I have leased a total of 5 Mercedes vehicles. This time, at lease end, I opted not to lease another Mercedes. Mercedes is now trying to get me to pay for damages to the vehicle, which are totally bogus. Interestingly, this never happened before when I opted to lease a new Mercedes. The Inspection Report noted there were minor smudges or scuff marks in various locations. I took the vehicle and had it detailed and all were removed. Nonetheless, I received a bill in the mail for $2,250.55, which also includes a $595 turn-in fee. I'll see them in court as I have ample evidence to refute their claims.

    Customer ServiceStaff

    Reviewed March 12, 2019

    Went to M Benz dealer to purchase a Sprinter and after my deposit money was taken and contract signed and car promised next day. I received a call from dealer asking for front and back of my social security card and was told it did not look legitimate and to add to offense was asked if I was a citizen! Their finance department to ask me security questions since I myself put a credit freeze on my social because of a break in my house to PROTECT my identity. And finance rep did not ask proper question to identify me but mention names of people unknown to me and after the call they contacted me from dealer to tell me, I will not be able to take car. Called another dealer in Riverside to investigate if this was proper and I was told no and that they will try to help. After two days the finance manager at dealer said M Benz thinks you want to do fraud because of security freeze. What in the heck is that type of treatment?

    Reviewed Jan. 10, 2019

    I turned in my car. Pristine condition, just to get a $650 charge for a disposition fee. I've leased before and never incurred a 'rip off' fee. I will never, ever, ever even drive by a Mercedes dealer. Unbelievable. Do not buy or lease through these scammers.

    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 14, 2018

    What a joke of an business. Back in June of 2018 I had to have an unexpected surgical procedure which put me out of work for over a month. I called MBFS and explained my situation, and the representative was able to grant me a 2 month payment deferment for June and July. I specifically asked at the time if my account would remain in good standing, as I have a perfect payment history on my loan for over 4 years. I was assured that everything would be fine, and I left it at that. Not even a month later, I got credit alerts from all 3 bureaus that said my score dropped over 70 points because of a late payment being reported from MBFS for the month of June. I was LIVID! I called them immediately and asked how can a payment be late for June when there was no payment due for June OR July? I was told that someone would call me back after they investigated what happened. Nobody ever called.

    I have called at least 6 other times since then demanding to speak to a supervisor or someone with some kind of authority to do something, but have heard NOTHING. I like my ML 350, but not enough to deal with these idiots and their non-existent customer service. MB should really reconsider letting these clueless reps handle the financial aspect of their operation. From the looks of this thread there are many who feel the same as I do, and who will be taking their business to the competition as a result of their ineptness. I'm going to look at a Cayenne this weekend, and hopefully be done with MBFS forever!

    Customer ServiceContract & TermsStaff

    Reviewed Oct. 3, 2018

    I leased a 2015 Mercedes Benz C300 for my wife as a birthday gift in September 2015. The lease was for 3-years/30000-miles. For 3 years my wife and I babied this car with regular maintenance, car washes and detailing. Upon taking the car in for its maintenance, I was informed the car needed 4 new tires soon. I told the maintenance adviser that couldn't be possible as the car had less than 12000 miles on it and my wife is not an aggressive. At this point we contacted the tire manufacture Pirelli believing this was a warranty issue. We explained the situation to the warranty customer service representative at Pirelli and she laughed and stated "you're lucky", most Mercedes Benz customers with that tire usually only get 8000 miles out of the tires and in fact no warranty exists for those tires. She continued to explain that Mercedes Benz requires Pirelli to use a cheaper compound when they manufacture tires for Mercedes Benz vehicles.

    I fast forward to three months before the lease ends and Mercedes Benz sends out an independent inspector to inspect the vehicle for the end of lease turn in. The inspector points out that the tires are 3/32nds and need to be replaced. I believe the car had a little less than 16,000 miles at this time. At this point I reviewed the contract and it stated the tires must be replaced with the exact same tire. I researched and purchased the exact replacement tires for $1300. On the three year anniversary I returned the vehicle to the dealership and explained to the manager that I've leased and owned over 20 vehicles in my lifetime and never once had issues with tires going bad so soon. I even asked the manager to be honest and tell me if any customer has ever had this issue, he remarked no. I uncharacteristically called him a liar and promptly left the dealership.

    Now here is the icing on the cake, I received a letter today from Mercedes Benz Financial Services stating I owed them $633.68 for the "Vehicle Turn In Fee". Are you kidding me? I thought and read the contract and sure enough item #3 states "Other Charges Vehicle Turn In Fee $595.00 (if you do not purchase the vehicle)". Prior to leasing this vehicle, I genuinely believed that Mercedes Benz stood for higher standards and quality above all others. When in actual fact they are terrible, horrible and deceptive company.

    Never again will I or my family do business with Mercedes Benz. I will also make it my single most purpose to share with as many others this experience with Mercedes Benz, so that no one else makes my mistake. PS. I cannot stress the importance of proofreading a contract prior to signing one. My mistake was I didn't read every fine printed word. This mistake will never happen again and I am referring to dealing with Mercedes Benz.


    Reviewed Aug. 14, 2018

    MBFS is the epitome of corporate greed. I had nothing but issues with the overall maintenance of the vehicle in the 3 years I leased- tires balding in excess, blow-outs, engine recall, mechanical issues, etc. On top of these issues, dealing with the "service professionals" at Fletcher Jones in Newport Beach was an absolute joke. Zero remorse for all of the mess-ups that happened along the way. Not to mention, the 3rd party inspector had nothing but TERRIBLE things to say about the company and the way they run business as a whole. So unprofessional. If I could turn back time I would have ran to any other luxury dealer. Do yourself the favor and learn from the hundreds of reviews on this site. Goodbye for good Mercedes! Hopefully one day your greed will catch up with you.

    Customer ServiceStaff

    Reviewed Aug. 9, 2018

    What a rip off! I’m a longtime Mercedes customer - typically I purchase my vehicles. However in 2015 I leased a SL 400 hardtop convertible - 3 yr lease. Just returned the auto July 2018. Did not use the amount of mileage initially anticipated. However after paying 1300$ a month lease fee an arrogant rep from MERCEDES Financial called to let me know I owe $595 return fee since I did not buy a new or lease a new Mercedes. Hello MERCEDES you will never see me in any of your showrooms to buy or lease another vehicle. Idiots. This is how they treat customers.


    Reviewed July 11, 2018

    They have a new "independent inspector" who checks the car the month prior to lease return. The guy who came was clueless and said there were over 30 chips on the front bumper, I had no idea what he was talking about but insisted he put on the report. I turned in the car and the dealer said it looks perfect, promised he would "report that to MBFS", only to get an extra wear/tear bill for $350. Mind you this is not earth shattering and this was a $110K 2016 S550, but that was SO irritating that I decided I'm not leasing another Benz again, going to BMW to get one and try them out (they even have a $2,000 voucher if you're moving over from a competitor)… so watch out for these Benz lease returns, you may think your car is perfect, but their inspector seems to think they are inspecting a car rolling out of the factory!!!

    Customer ServicePricePunctuality & Speed

    Reviewed June 1, 2018

    Unfortunately, my car was totaled March 20th of this year. I made my monthly payment in April still, MBFS received a payment from my insurance for the majority of the balance, then in May they received payments from the warranties, and now will be receiving a check from my GAP insurance for the remaining amount. So far so good... right? NOPE! They wrote my car off as a charge off in April and marked it as "Failed to Pay" and marked March and April's payments as late. I NEVER paid them late for the almost 2 years I had this loan. My credit dropped almost 100 points! I called them and they "Fixed it." So my Transunion and Equifax are better (not where it was before the error, but it went back up a considerable amount). My Experian, however, is screwed up and still shows the charge off and "Failed to Pay". This is the one that matters because I bought the car with business and business credit.

    I let them know that I have an acquisition deal in progress and was relying on a loan to help finance the purchase of this new business - a $500k deal. I asked them to please hurry up and fix this issue and their answer to me was "Unfortunately, the balance has to be paid in full before we take the charge off from the report". WHAT?!? How is this my fault and how is it right to charge off the car if payments are being made. So, now I am stuck without a car and bad credit until they decide to correct the error and hopefully, my credit will jump back up to where it used to be and hopefully I don't lose out on my deal. I will never use or recommend Mercedes Financial for this reason. They should let you know that if someone totals your car your credit will be jacked up. Mercedes Financial = Credit Jacker.

    Keith increased rating by 2 stars.
    After a positive interaction with Mercedes-Benz Financial Services, Keith increased their star rating on March 7, 2018.

    Updated review: March 7, 2018

    After further evaluation of the GLS 450, I'm feeling better. While the GLS is not a vehicle I would naturally choose, my wife is now in love with the car. One additional note, while I couldn't get out of the lease according to Mercedes, the dealership was accommodating. Only time will tell if Mercedes gets another shot after this lease, but for now, we're content.

    Original Review: March 6, 2018

    It was between a Range Rover Velar or Mercedes AMG GLE 43 Coupe. Sadly I chose the GLE Coupe. I say sadly because, once you lease from Mercedes there’s no way out even if it’s their fault. At 7k miles I took the GLE in for a faulty engine light and learned I already needed new tires, which came with a price tag of almost 2k. I was shocked to hear this and began the process of trying to get out of the lease. The possibility of new tires 3 or 4 times per year was not an option. The manager of the dealership even said, “Yeah, you only get about 10k miles on that car because it’s so heavy.” I said, “I’m at 7k miles and why didn’t someone tell me that before leasing”.

    The only option at that point was to move into a different vehicle and honestly, there wasn’t another SUV I’d consider buying, but agreed to go into a GLS 450, which I would have NEVER leased. There were other major misrepresentations I won’t go into, but if you’re getting into business with Mercedes, you better love the car. I simply wanted out of the lease. They have me for the next few years but I would NEVER consider Mercedes as an option again.

    Reviewed Feb. 28, 2018

    When my lease ended on a Mercedes GLK 350, prior to returning the car, I did an inspection. I was not expecting much since I took really good care of the car. The inspector checked the tires did not say anything then I get a bill from Mercedes for $4,000. This is a horrible way of doing business by trying to get more money by having unrealistic expectations on tires wear. My new Mercedes lease C300 2017 having so many problems... I don't like the way Mercedes does business. It should act like a luxury car.

    Verified purchase

    Reviewed Jan. 17, 2018

    I leased a C300 in 2015. It came with AMG wheels on it. In a 3 years I only put 16000 miles on the car and all 4 tires became bald. I replaced the front two tires but they were not the run flat. I took the car to a certified Mercedes mechanic and he informed me that there is a defect in the wheels because there is no way a wheel with a 60000 mile warranty should have gone bald in 16000 miles. When I turned the car into the dealership the service guy and sales person agreed with me and told me to try to negotiate with Mercedes Benz Financial.

    I was sent a bill for 2 tire mismatches and 1 tire with excessive wear. The car was turned in with 16000 miles. When I called Mercedes Benz Financial, I asked for some type of leniency because of the low miles and explained that there has to be a defect in the wheels. The car had been serviced regularly. Mercedes Benz financial refused to give any leniency. Needless to say this is the last time we do business with Mercedes Benz Financial. I'm on a mission to write as many reviews as possible so others don't have the same experience.

    Customer Service

    Reviewed Jan. 10, 2018

    I never write reviews for anything but my blood is boiling and I don't recommend Mercedes as a brand as a whole to anyone anymore. First time doing a lease transfer so we have to do a credit application online seems easy enough. The owner sends me the link and I process it. Fine seem easy then I get an email next day saying, "Oh there an error. Please call in." I called and their office is located in Texas I believe. Only one not too sure and they said I don't even know myself etc. "I'm gonna send you the paper copy of it fill it out and send it back." Like again seems easy enough. Oh was I wrong. I do it and there a difference between the online one and the paper one. For example paper one required your recent 1040 which is fine I sent it with the application. Then the transfers email didnt work. Bounce back and sent it to the customer support email which work.

    Then the next business day I called it. I got no follow up email, call or anything saying that I was decline and I'm asking why what are the reason, oh you have to work 10 business days in the mail. Mind you me and the owner want to get this done asap. Also at this time I don't know the reason, my credit is good and have good standings on all of them. High credit etc everything is good. I wouldnt apply to something I know I'm gonna get deny for. They pulled a hard inquiry first time. Second time let me apply with a co signer. Owners sends over the application online. Guess what the co signer part I can't even press next back to the hard paper. Done with that submit it through customer support email because doesnt work. 48 full business hours to just process the email. Then they said 72 hours to give me back my decision.

    Guess what? They took an extra 24 hours and guess what they said. I need to confirm the relationship with the cosigner. Great. Then they call me for an interview like stuff I know about my credit. I been calling every single day to them. Mercedes is lazy, terrible customer service and all. I wanted to talk to higher up but no one. I will never come back ever to Mercedes as a brand.

    Contract & Terms

    Reviewed Dec. 14, 2017

    Got One Mercedes in 2015 > manager forgot to activate maintenance (was paid separately) but didn't forgot to include in lease agreement. Over 45K before tax. Trade in this car in 2017 and in first day of application Mercedes make 5 (FIVE) Hard pool requests. After all in 3 months after finally car arrived make another 2 Hard Pool and finally was approved by MB financial. Car around 90K before tax. SO 7 times and they kill my credit score from almost 800 to 720. My paid off was paid from my credit card and they make it not as regular charge. They make it as CASH withdraw and a got extra $ 200 fee for not my mistake. WILL NEVER EVER BY MERCEDES ANYMORE!!!

    Customer ServicePriceStaff

    Reviewed Dec. 14, 2017

    I leased 7 Mercedes. Mercedes was always our choice of car. But recently, Mercedes changed their return policy. When we return the car, they will send it to the third party for inspection. So when you return the car, they do not inspect while you are there. Our recent exp. is that they made up many things to charge us. And the agent on the phone do not care your side of story. We paid for the charges that was not belong to us. And we will not lease another car from Mercedes Benz anymore.


    Reviewed Nov. 29, 2017

    I'm dealing with a serious family hardship where our family was blackmailed and lost our business. The blackmail was published all over the media. I explained to Mercedes that after years of being a loyal customer I was dealing with a very public tragedy, they decided to have no mercy on my family and after repossessing the vehicle I purchased, they went so far as to sue me in court to make up for the difference of the sale at an auction. This multi-billion dollar company doesn't care about its customers and has no problem running you over if you come upon a hard time. I understand that I could no longer afford my Mercedes S63 after my business was subjected to a very serious blackmail. After suing the blackmailer and receiving a $3.1M award in federal court, the blackmailer killed himself and we never collected a dime. I do not recommend doing business with Mercedes-Benz Financial. They are a merciless organization.

    Rodney increased rating by 4 stars.
    After a positive interaction with Mercedes-Benz Financial Services, Rodney increased their star rating.

    Reviewed Sept. 30, 2017

    If I could show a picture of my petite 100 pound wife's car seat with two pillows I would. The most uncomfortable car. Oh and when you turn in with 17k miles for a 30k 3 year lease they say nothing. Don't care.

    Profile pic of the author.
    Customer ServicePrice

    Reviewed Sept. 7, 2017

    Bought a Mercedes Benz, and finally paid it off, When I went to trade it in, the dealer told me that the title was not "Lien Released", they did not stamp title. Called Mercedes Benz customer service, after waiting on the phone for 20 minutes, they told me that I had 6 months after receiving the title to check to see if Lien was taken off, maybe I'm a bit of a moron, but I just took the title and put it in the safe deposit box. I didn't even notice until the dealer had told me. The response from customer service was, "we have to charge you to get the release". What could I do?, I said ok, BUT they don't take payments over the phone, they have to send me paperwork to the house, I have to fill it out and send back with a check and wait for them to send motor vehicle the release. ARE YOU KIDDING? THIS IS MERCEDES BENZ CUSTOMER SERVICE? I just told the Mercedes Benz Dealer to cancel my order.

    Customer ServicePriceStaff

    Reviewed Aug. 25, 2017

    Leased car MB E350 - 2014 - I finally had my first Mercedes. We were very excited to get a middle budget MB for the family. It was supposed to be safe and stylish MB. Once we got it out of the showroom with few months I started getting this flats, blow outs, big round bumps in my tires. I must have been in dealership over 3 times with averaging 2+ days for tire changes, rim work and etc. There were some recalls also.

    My wife refused to drive it as my family car with kids and activities due to it was misrepresented as a safe family car. You can not drive a car and have blow outs, flats, bubbled tires and have kids in your car. Once/twice, three times but thirty four times over 36 months, NO WAY. Unfortunately we had to switch our cars and I had to now drive a family car every day to work. I did loose car to dealer for over 2 months in total time and thousands of dollars in actual losses like gas, tolls, mileages, lease payments and biggest of all time.

    When I called back and gave my car back without even listing to my side of the story (issues) I had, all MB Financials wanted is to charge me thousands of dollars more upon returning of my leased car. It took me few weeks to finally narrow it down to finally who to send my written complaint and hope they will answer and get back to me. After another few days I spoke with some one in MB Financials, who gave me a runaround and then in the end he told me that I should chase after MBUSA. MBUSA is the one who can make things right and I should follow up with them. I did leave them few messages and no reply yet. I usually do not write reviews but, I wanted to make sure that someone else at least do not go through what I have been through with MB USA and MB Financials.

    Verified purchase
    Customer ServiceStaff

    Reviewed June 10, 2017

    After receiving an alert on a drastic drop on my credit score (40 points) MBF just decided to reduce the line of credit from 38K original loan amount to 32K still owned, changing my credit ratio to 100% in debt. I called MBF. Asking why, they said lot of clients has been calling with the same situation and they are working to fix it. I just received an email from Elisa **, Client Services Rep stating my acct number that was opened in 04/23/2016 and I have 0 late payment. If there is additional info, call 800-654-6222. This letter is useless because my credit is still damaged because of them. I called them and they said I have to send a dispute to the credit bureau. Really? This is a really bad experience, MBF never again. I know they don't care but my wife's GLE 350 will be replaced by a Cayenne in 2 years.

    Customer ServicePunctuality & SpeedStaff

    Reviewed May 16, 2017

    I am on my 5th lease with MBFS. In December of 2015 I walked into a dealer to swap my 2014 GLK for a 2015 ML and I was promise to have my payments waived like I have done before. I received a large bill charging me for all 5 payments plus the disposition fee. I immediately called MBFS and they told me not to worry and that they would fix the mistake.

    After that, One payment was still left out (which qualified for the pull ahead) which ended up reporting a single late derogatory mark across my bureau on January 2016 when I was already driving the 2015 ML for a month. I was told from MBFS I need a letter from the dealership explaining the mistake made somewhere along the line and I have faxed it numerous times with no callback. I called customer service and what was said to me was "is not MBFS fault, we can't help you." Why giving me the runaround? It's a shame but I can assure you that if this is not fix, MB and MBFS will have one less client which they might not care but the right things has not been done. I need this inaccurate information to be deleted from my credit report. I was not at fault for any of this. I did everything I had to do and I should not be affected by this.

    Customer ServiceContract & TermsSales & MarketingPricePunctuality & SpeedStaff

    Reviewed May 8, 2017

    My partner Michele and I purchased a Mercedes Benz E500 Coupe Avantgarde and obtained a loan from Mercedes Benz Finance Services Australia. Since we purchased the car on the 11/03/2011 we have been making regular payments of $2513.47 a month, up to the 11/08/2016. The lease was for a 5 year lease with a balloon payment at the conclusion of the lease. To date, we made payments for the value of $97.058.73 out of a $137,591.71 and it was our last year of paying the car off.

    As every person has unexpected bills, we were a few days late with a payment a couple of times during the 4 years of repayments. We were always in contact with them to inform them of a delayed payment, and we always finalised the arrears in not longer than a few weeks and before the next payment fell due. We were never 2 or 3 payments behind, where I would be saying, "fair enough. If you're three payments behind you can take the car because I don't have the money to keep repaying it." However, this was not the case. We could keep paying it if adequate procedures were taken by Mercedes Benz Financial Services under the legislation and their obligation from a finance company to assist and provide you with any type of hardship assistance or any other option to assist.

    On or about July 2016, after 4 years of repayments to the value of $97,058.73 we had some unexpected bills due to a loss of a business contract that delayed our MB repayment for that month. However, I have discussed the issue with MB financial services immediately and notified them that the payment can be made within 3 weeks and before the next one falls due. At that point we have been given an ultimatum; to either pay out the full loan amount or surrender the car immediately because we have been late with payments previously. Since we were not given any other reasonable/fair options to resolve the late payment after already paying over 75% of the loaned amount of $137,591.71, I was under enormous pressure left with just 2 options they put before me. So I requested MB Financial Services to allow me some time and to be given the opportunity to sell the car privately.

    I was then told by MB Financial Services that they will allow me a few weeks to get it advertised and place it on the market for a private sale. I immediately approached Clayton Bespoke in Double Bay (Sydney) who specialise in prestige care sales and spoke to Alastair ** from Clayton Bespoke. We arranged a Double Bay location for the car to be photographed by the dealer's professional photographer so they can place the images of the car on their website and other sites they use for their sales purposes. And the dealer Clayton Bespoke were confident that we can fetch anywhere between 80K to 90K for the vehicle with its many extra modifications and improvements we have done since we purchased it. By this time we called MB Finance and said that we have the money to pay for the late payment, but they did not accept it and pressed that we continue with the two options given to us.

    While we were in the process of consigning the car to Clayton Bespoke for sale, the car was repossessed 2 days later by MB Financial Services from our double gates secure building. MB Financial Services had an agreement with us that we will be given time to sell the car privately, they reneged on this agreement without any notification. They had no court order to do so. They trespasses a property with a double gated security electric gates that can only be accessed by authorised resident in the building, while clear signs are displayed everywhere that any trespassers will be prosecuted.

    The building manager at the time asked them to leave and told them that they cannot get in unless they have a court order. However, they hid and waited outside the building until another resident with rights of access to the building drove in and followed that vehicle into the building with their tow vehicle and towed our car away. They did not send us any notice of intention of a repossession of the car, (many of our conversations and agreements were usually resolved on the phone) and if they did send any information, they have most likely sent it to our old PO Box which we use to own. Nevertheless our residential address never changed and was still the same as at the time we purchased the vehicle, so they could have sent a mail or email.

    Furthermore our phone numbers have never changed since we purchased the car and we have communicated with them on many occasions previously. So why could they not call or send a letter to the residential address and/or inform us via phone of the intention to repossess the car. Every other time in the past when they needed to get in touch with us they were able to reach us on our phones or our residential mailing address. But this time they didn't, because it was in their best interest to repossess a car that the majority of the loan has already been repaid. And by repossessing the car at this stage will gain a larger profit by selling it and then easily chasing the average middle class person for the shortfall.

    We were devastated at the time, and I called up Mercedes Benz Finance to confront them about their immoral repossession and for reneging on the agreement we had to sell the car privately. I had the money to pay the arrears and offered to pay it and the car was still repossessed. This is corporate greed and unethical behaviour which becomes a trend with Mercedes Benz Financial Services. Where they deliberately wait for you to fail towards the end of your lease and then take it off you just because they can. We called them and said that we can pay the arrears to get the car back, but they did not budge from either settling the entire amount outstanding or auctioning the vehicle. Then they auctioned the car for as much as they could get, and normally below market value.

    I researched MB Financial Services reputation and found that there are several lawsuits and class actions against them also in the US for similar actions that are taken against MB Financial Services. 18 month after the car was repossessed, we received a statement of claim to appear in court. We then turned for the help of the FOS and they took on our complaint. In their final decision they found several issues where Mercedes Benz Financial Services failed to provide or exercise all their options to allow one to make good on a small default. Furthermore the FOS is not a court, therefore they cannot enforce legal actions as to the legality and unethical repossessions while under an agreement with us and without a court order. They could only investigate and provide the findings of the case which we did not agree with.

    The car was literally stolen from us while we were in an arrangement with them. With no court order for repossession, or trespassing into a security gated property without permission, or giving us the options they can and should exercise in these circumstances and while we had the finance to pay the few weeks of areas. We are middle class citizens and work hard for our money. We entered a deal with Mercedes Benz Financial Services in good faith and feel we were conned by corporate greed who can make their own rulings and decisions when it suits them. Since this incident I have become ill and spend several times in hospital due to panic attacks and I was also diagnosed with severe PTSD, severe panic attacks and stress disorder, which I take medication for, for the past couple of years now.

    We really wanted the opportunity to have our story aired for the public to know and be aware of, and hoping to maybe get some assistance or advice from a law firm that can help us fight this in court or point us in the right direction with some advice. I have all contract and documents, payment statement/ledgers and all related material to provide for evidence should you require it, I'll be more than happy to forward it all to you.

    Customer Service

    Reviewed April 26, 2017

    I would suggest that anyone buying a Mercedes not use MBFS. As other reviewers have indicated, it is a mark against the brand. This is my second Mercedes and I have had nothing but complaints about MBFS. The payment site is antiquated and out of date and when calling to correct issues initiated by the site, I had to call MBFS headquarters and speak with a Vice Pres. I would suggest that customers buying/leasing Mercedes use any financial institution other than MBFS. MBFS has never rectified my problems nor offered any kind of customer satisfaction. The WORST ever in my 40 years of owning cars. Mercedes-Benz dealers should really be outraged that the brand they are selling is represented by such a low quality institution. Zero customer service.

    Customer ServiceProcess

    Reviewed Jan. 6, 2017

    Surprisingly, the end of lease process for this luxury brand has made for a very poor overall leasing experience. The preliminary end of lease inspection (performed by the sales manager at the dealership) is little more than an outright waste of time as they will not allow for you to pay the stated remaining balance at that time to finalize the process on site. They will take the car out of your possession AND THEN it will be inspected again in your absence at some later time by a third party.

    You will then receive a bill in the mail with any charges for damages/excess wear and tear. The major issue with this process is that the final inspection for the car appears to be several days after it is removed from your possession and it will be handled by other individuals (again, a third party) in the interim. It is a strong suggestion to take plenty of pictures at the time of the preliminary inspection with the sales manager in some the photos as evidence. The final inspection report (performed via the third party) will show photos taken of your vehicle and in my case, the floor mats were missing and the floor boards had scattered debris despite my returning the car with all mats present and floor boards in pristine condition.

    There were no charges applied for these items but the feeling that one is completely at the mercy of the process is beyond disturbing. Another VERY important item to note, many other auto financing companies will waive the disposition fee (a sizeable $595 in the case of MB) or will even issue a refund if the car should be returned with equity (being worth more than your remaining balance). Mercedes-Benz Financial WILL NOT do this.

    It is of no benefit to you even if the car was unused and garage kept throughout the entirety of the lease and returned with zero miles used. They will not refund a penny of your equity and in some cases this amounts to thousands of dollars. They also do not send any documentation representing the finality and satisfaction of your account. It is simply open ended and if all is well, you will hear nothing more from them. This is not at all reassuring. Fortunately, I did not have any issues arise over the course of my lease so I cannot report on the general customer service but I have made it a point to educate any friends/family that may have been considering a lease with this company on the very sketchy end of lease protocol.

    Customer ServiceStaff

    Reviewed Dec. 8, 2016

    Had an absolutely dismal experience with Mercedes-Benz Customer Service (and MB Financial) during my lease-end vehicle return. This is my second, but last time leasing with them. The problem? Terrible customer service. Mercedes-Benz changed the policy on their car returns in October 2016. My lease was ending at the end of November 2016. AND THEY DIDN'T NOTIFY ME. It was a pretty big change that involves a mandatory third-party inspection prior to returning the vehicle to a dealership. And the returns are now handled by MB Financial, not the dealers. BIG change. (Before one simply returned the vehicle to the dealership, and the vehicle was inspected and accepted there.)

    I did not receive a phone call, or an email, or a letter. Not only that, when I called the dealership to make my vehicle return appointment (3 WEEKS in advance) - nobody told me about this major change in the process either! So imagine my surprise when I arrived at my dealership, only to be met with a shrug and a statement that - "sure, we'll take the car but we take zero responsibility for anything and you may get charges in the mail after the inspection at the centralized location does happen." Of course, after hearing that I called Mercedes-Benz Financial, where the representatives were completely unapologetic and acted as if I was somehow supposed to have known about this big change on my own, and initially told me that I missed my inspection "deadline" because I needed to set it up 10 days in advance of the lease-return.

    Only after I mentioned that I will be happy to have my lawyer take care of this did the representative tone it down a notch and start working with me on solutions rather than berating me. THEY TOTALLY DROPPED THE BALL and not one single person even apologized to me. Clearly I will not be leasing with Mercedes again. And stay tuned for how my inspection goes!

    Customer Service

    Reviewed Nov. 4, 2016

    Called customer service - the women I spoke with was fine. I know it's not her fault, but that's all I need is letter that my car was paid off in full. I need this letter so that they can issue me title for car at Secretary of States office. I couldn't believe that in order to get pay off letter I have to send them 20.00 dollars. WHAT - are you kidding me? I just refuse. Has anyone heard of this?.

    Customer Service

    Reviewed Oct. 9, 2016

    The mbfs is the sloppiest service providers I have ever seen. They are a black spot or a dirty scar on the name of Merc. I believe no one knows they what they are doing, because of their shoddy service I dropped the idea of buying another Merc. I made all my payments in time and I use to live in California and I moved to Pennsylvania. I have to made around 4 calls just to change my address. On top of it I had to make around 7 to 8 calls just to get my title, which by the way I am still not having. No one knows what's going on there. I talk to the customer representative, then her boss the supervisor there and then his boss. He said he was the head of the facility. One person tells me they are shipping the title by overnight delivery, the other said it will take 5 days and the third person says it will take 2-3 weeks. This is the most disorganized organization I ever dealt with.

    Eventually they sent me the title, but it didn't end here. They sent it to a wrong address, what an epitome of stupidity. I was about to buy another Merc for my wife with but this experience I just dropped the idea and bought her a BMW yesterday. These idiots do not deserve my business. I need my title urgently as I have to register in the new state where they need the title to register my car. My previous registration is ending tomorrow. I hope I get the title by tomorrow otherwise I won't be able to drive my car for work. But why would these idiots care they just want to be as lousy as possible and because of which they'll lose more and more business. A very unhappy and annoyed customer of MBFS.

    Customer ServicePriceStaff

    Reviewed May 20, 2015

    First off let me just say that prior to this situation I absolutely loved Mercedes Benz. I owned 4 of them. That being said here is my situation. I was driving a Mercedes Benz E350, 20" rims, tinted windows, fully loaded. Very nice and I was very happy with the vehicle. My fiance and I are expecting a baby so we decided to trade the E350 in for a Porsche Macan CUV. I have literally had 30+ cars in my life. I own a computer company software development and I am no way shape or form a stranger to the way finance works.

    So I go in and have the E350 appraised and then get the cost of the new Porsche Macan and then proceed to call Mercedes Financial Department for the "trade in payoff amount" for the E350 so that I can trade in the E350 for the Macan. Obviously the car depreciated in value, as expected, so I had to put down $7500. When I spoke with ** on the phone, my sales person from Porsche was in the room listening as well; I asked her exactly what my sales person told me to ask which was, "What is the payoff amount for the E350 so that I can trade it in for a new Porsche Macan?" Simple and straight forward enough, so I thought!!!

    She proceeded to tell me $52k and some change 2 times and then I repeated it back to her and she confirmed the amount. I thanked her, had her tell me her name, and confirmed the amount and date before we hung up from the call. This is where it gets interesting!!! I received a call from Porsche finance 28 days later with news that Mercedes Benz misquoted the payoff by $18,717. When the finance person called Mercedes to figure out the issue they told her that they could not discuss the issue because she was not the account holder...

    Understandable & appreciated, but when I called in to discuss the situation I ran into this... 1st a robot puppet that wouldn't answer any of my questions named ** preceded to read a "transcript of the call" which was not transcribed correctly, then she transfers me to a seemingly competent Customer Service Manager named ** after telling me repeatedly that she couldn't help me. He was seemingly helpful the first day that we spoke. He was going to get to the bottom of this for me & appreciated my business, etc! When I asked to hear the recorded conversation he said that "Mercedes did not have the capability to listen to it” and that his colleague, also a Customer Service Manager listened to the conversation and then transcribed it but he was unavailable to speak.

    ** then proceeded to "paraphrase" and said that ** told me that the payoff was $52K, 2 times, but that she also told me that the original purchase price was $71K. When I asked her again for the exact payoff to trade the E350 for the Macan, she then repeated the $52k quote yet again for clarification. So again I specifically asked her for the payoff to trade it in for a new Porsche Macan and she quoted me $52k and ** said that he read the transcript, but never heard the recording. Until today! Apparently there is a way to playback the recording, but get this. He said that it is "Their proprietary software" and that they don't have to give it to me. I then said that all I wanted was to hear it, which he refused again and said that legal will be in contact with me. SERIOUSLY?!

    At what point does it cross the line to actually be this incompetent, just plain ignorant with excuses and still be a Customer Service Manager for a finance department at a multi-million dollar car dealership? I would expect this at a lesser brand, but NOT Mercedes Benz! Luckily I can afford to pay the difference, but seriously my attorney friends are going to have a field day with this joke of situation and at the end of the day I hope that Mercedes Benz actually learns what the true meaning of Customer Service represents! Especially at a "High End" dealership on a Management level! WHAT A JOKE!

    Customer ServiceStaff

    Reviewed Dec. 7, 2013

    I paid off a car that I had leased for 3 months. That should be the end of the story but they require an odometer statement, even from a 3-month-old car. it was submitted 3 times - the last 2 times by 2 different employees of a Mercedes- Benz dealership. These employees were fine and I have no problem with them. Apparently since they required a fax, there was a smudge and even though they could read 995 miles (that's right, a total of 995 miles), they could not process my payment because of the excessive miles the car had been driven. No common sense was displayed by a customer service member how demanded that I drive 40 miles to a dealership and have them verify the mileage and resend the document.

    So 80 miles and 2 hours of my time later, the new document was verified as sent (I have communication result report provided by the MB staffer at the location). 10 days later, I initiate a call and find nothing has happened except my payment has been processed 2 weeks earlier and all is still stalled. Redo everything 80 + miles + hours of effort later (I have been reminded to go to your closest dealer and have them do the form and the faxing from there... No apology - no common sense). About a 995 mile, 3-month car being purchased. Again the office member at the dealership was pleasant and professional.

    Then today, December 7th - over 3 weeks from the payoff being received, I received a bill for the monthly lease amount. I initiated a call and spoke to 2 individuals and explained the situation. No common sense or people skills were given from the MBF staff - Some facts about, "The computer did it " and that type of answer. I asked both people for a simple apology for this error (and I do believe billing on 12/2 on an account with a zero balance for the previous 18 days is worthy of an apology - I got - the computer did it). I asked a second time and expressed my displeasure at their lack of compassion for what was obviously a long drawn out stupid time-consuming issue. I got nothing except a payoff that has now been stalled for almost a month except for the deposit to their account. They accomplished that in 2 days I have given days and miles to their incompetence and their fraud of billing me after they had a full payoff and recorded it - or should I say "the computer did it"? I have names dates and receipt for everything.

    Reviewed June 14, 2010

    I'm writing to report the car accident on 05/31/2010 due to the malfunctioning/lost of control of Mercedes Benz SLK 2006 on the road that caused a serious accident. The car was a defected car though I just bought it in 09/2009 from America Service Center, Mercedes Benz dealer in Arlington, VA and only drove about a thousand miles. When I first time turned on the car after I bought it, it showed service due in 14 days. The car was not checked carefully before it was sold to me. During the first couple of months, the car was in the service department 5 times because the power window, tractable top, head light, truck, defrosting and gas-operated strut were all malfunctioning and were repaired. I reported to the sales person and manager there and asked them to take a careful check of the car. I said that next time, I might not be able to stand here to talk to you and I might have a serious accident if the car is not carefully checked.

    However, the sales manager does not seem to care and he even did raise his head from his desk. I asked to talk to the owner and I was told by the sales manager that the owner was in Florida on vacation and he would not answer my phone. Right before the accident on 05/31/2010, the ESP, ABS, steering angle sensor and the right rear speed sensor were malfunctioning. The car was out of control skewing to the left side through the traffic light and resulted in a serious accident unfortunately. My passage side was hit by the other car. Both cars are a total loss and I was issued a ticket by the police office for disregarding the traffic light and I was blamed for the accident. That is similar to Toyota recall that the cars are out of speed and the brake is out of control.

    The engineer from Mercedes-Benz customer service and the insurance company are conducting the investigation for the accident. I told the America Service Center, Mercedes Benz dealer that when the engineer from Mercedes Benz customer service showed up, I have to be present before he enters my car. However, the engineer ignored my authorization. The engineer told me that there was nothing wrong with the car. You cannot get any information from me. I will write the report to the customer service and they will contact you then he hung up the phone. It is hard for me to believe what the engineer said and I asked the mechanics and service manager in America Service Center, Mercedes Benz dealer to print out the computer records before the accident.

    Surprisingly, the ABS malfunction signal was not in the record. I have 2 pages computer records for both mechanical and electrical faults. There are many faults from the computer records including steering angle sensor, right rear speed sensor, cruise control, ESP and etc. I discussed those with the service manager Allen **, who was in charge of my car service since I bought the car. He agreed that all the faults, at least the mechanical faults, were responsible for the accident besides the ESP fault. I believe the engineer from Mercedes Benz customer service deleted the ABS fault and modified the ESP fault because I took the pictures for the ESP and ABS malfunctioning error in my phone that can prove it. I can provide all the supporting documents. The Mercedes Benz customer service denies all the facts that the defected car caused the accident. I wonder whether or not someone can help me on this serious issue besides I, myself, had a concussion from the accident.