Endurance Auto Warranty vs. Omega Auto Care
Compare coverage, cost and reviews
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|---|---|
4.6
14,301 reviews
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4.0
1,408 reviews
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| No. of plans:6 | No. of plans:5 |
| Max mileageUnlimited | Max mileage250,000 |
| Max vehicle age20 years | Max vehicle age15 years |
| Waiting period30 days and 1,000 miles | Waiting period30 days |
+1 more
Endurance Auto Warranty and Omega Auto Care both offer extended car warranties that protect you financially after your manufacturer’s warranty expires.
While they offer similar services, there are some differences between the coverage they offer, the cost of their plans and the additional benefits you get. We’ve analyzed both companies to help you decide which is the right fit.
Endurance Auto Warranty offers more extensive protection than Omega Auto Care. Plans from Endurance cost more upfront, but in the event of an emergency, you’ll have coverage on a wider range of parts and systems. This makes Endurance a great choice for anyone who values peace of mind over initial cost.
Omega Auto Care is our recommendation to buyers looking for the lowest premiums. While its plans don’t include coverage for as many items as those from Endurance, Omega offers lower pricing across the board. Whether you choose its basic plan or the most comprehensive option, you’ll pay less overall, making it a better choice for those focused on keeping costs low.
Endurance Auto Warranty vs. Omega Auto Care coverage
Plans from Endurance Auto Warranty and Omega Auto Care offer varying levels of coverage for your vehicle's parts and systems.
Endurance coverage
Endurance offers six plans, but you’ll typically only see three when you get an online quote (Supreme, Superior and Secure Plus). The other three (Superior, Select Premier and Advantage) are usually only available over the phone and have more restrictive eligibility criteria.
- Secure is a powertrain-only plan.
- Secure Plus is the equivalent of a powertrain warranty but with added coverage for your air conditioning and brakes.
- Select Premier offers similar coverage to Secure Plus for vehicles with more than 150,000 miles. It also offers greater coverage for all the components it covers.
- Superior covers 300-plus components across most major component groups.
- Supreme is an exclusionary, bumper-to-bumper warranty with coverage for virtually all components on your vehicle (2,000+), except wear-and-tear and a short list of exceptions.
- Advantage offers Supreme coverage plus up to $3,500 in annual maintenance costs.
Omega Auto Care coverage
Omega Auto Care provides five plans across three tiers: Powertrain, Powertrain Plus, Powertrain Enhanced, Used Stated and Exclusionary. Each plan covers various components within each category, so checking your specific contract to determine what’s included is important.
- Powertrain covers some parts of your engine, forced induction (turbo/supercharger), transmission, transfer case and drive axle(s).
- Powertrain Plus increases the coverage on each of the named systems in Powertrain and adds coverage for some components of your air conditioning and heating systems.
- Powertrain Enhanced covers everything in the first two plans plus additional parts of each named system. It also extends protection to some parts of the cooling and fuel systems.
- Used Stated expands on the previous levels by adding coverage for some steering, brake and electrical system components.
- Exclusionary, the most comprehensive plan, covers everything in the previous plans, along with additional parts for each system. It also adds coverage for up to two labor hours for emergency repairs. This plan covers almost all components of each system, except those specifically listed as “not covered” within your policy documents.
We’ve broken down what’s covered under each of the companies’ plans below:
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| Coverage | | |
|---|---|---|
| Plan | ||
| Engine | | |
| Transmission | | |
| Drive axle | | |
| Transfer case | | |
| Seals and gaskets | | |
| Turbocharger/supercharger | | |
| Heating system | | |
| Cooling system | | |
| Air conditioning | | |
| Brakes | | |
| Suspension | | |
| Steering | | |
| Fuel system | | |
| Electrical components | | |
| Navigation/GPS | | |
| High-tech components | | |
» LEARN MORE: What does a car warranty cover?
Endurance Auto Warranty vs. Omega Auto Care cost
The cost of an extended auto warranty can vary significantly based on several key factors. Vehicle age and mileage are typically the most influential factors — newer cars with lower mileage generally cost less to cover than older vehicles with high mileage. The make and model of your vehicle also impact pricing, with luxury and high-performance vehicles usually commanding higher premiums due to more expensive repair costs.
Additionally, plans with comprehensive coverage cost more than basic powertrain protection. Plans may also be more expensive depending on where you live.
We gathered quotes for different vehicles with varying mileage to give you an idea of how prices compare between Endurance Auto Warranty and Omega Auto Care. The prices below are for each company's lowest-tier plan unless otherwise noted. Keep in mind that coverage for these plans varies, so it’s not an exact apples-to-apples comparison of value.
For Endurance quotes, note that the Secure Plus plan was not available for the Honda CRV or the Ford F-150; for these vehicles, we received quotes for the Premier plan.
To get a quote from Omega over the phone, you will need to disclose your vehicle’s VIN number to the company to accurately access your vehicle's current status. We used Chaiz, an online extended auto warranty broker, to gather quotes since it offers estimates for Omega plans. All four of the quotes we collected are based on the Powertrain Plus plan, as the basic Powertrain plan is only available for vehicles with 150,001 to 250,000 miles.
| Model and mileage | Endurance Auto Warranty | Omega Auto Care |
|---|---|---|
| 2013 Ford F-150 (150,000 miles) | $2,014 per year | $924 per year |
| 2014 Honda CRV (135,000 miles) | $1,834 per year | $900 per year |
| 2015 BMW 3 Series (125,000 miles) | $2,573 per year | $1,656 per year |
| 2016 Toyota Camry (110,000 miles) | $1,235 per year | $804 per year |
Endurance Auto Warranty vs. Omega Auto Care policies
Endurance offers a standard deductible of $100. However, it automatically assigns a $500 deductible to any Supreme plan covering an Audi, BMW, Mercedes-Benz, Land Rover, Jaguar, Porsche or Alfa Romeo. It also only covers these vehicles until they hit eight years old or 80,000 miles, whichever comes first.
Omega Auto Care covers vehicles up to 15 years old with less than 250,000 miles. It allows you to choose any licensed repair facility, but repairs must be approved before work starts.
Used Stated plans cover vehicles up to 10 years old or with under 150,000 miles. Exclusionary plans apply only to vehicles up to seven years old with fewer than 100,000 miles. Powertrain plans accept vehicles less than 15 years old and under 250,000 miles. Down payments and deductibles apply.
| Benefit | Endurance Auto Warranty | Omega Auto Care |
|---|---|---|
| Vehicle inspection required | | |
| Contract length | Month to month, 30 months | Month to month |
| Quote process | Online or call | Online or call |
Endurance Auto Warranty vs. Omega Auto Care additional benefits
In addition to coverage for mechanical failures of your vehicle's parts, Endurance Auto Warranty and Omega Auto Care offer a few other benefits.
Endurance benefits
Endurance offers 12 months of Elite Benefits with each plan for an additional $29 (one-time payment). These include:
- Up to $500 for key fob replacements
- Up to two tire repairs/replacements
- Up to $1,000 in collision repair assistance
- Up to $1,000 in total loss protection, which goes toward a replacement vehicle if your current vehicle is declared a total loss
While these benefits are valuable, one of Endurance’s hidden shortcomings is that it only offers $30 per day (or $150 maximum per repair) in rental car assistance.
Omega Auto Care benefits
All Omega Auto Care plans come with roadside assistance ($100 limit per occurrence), rental car reimbursement (up to $30 per day) and trip interruption protection ($75 per day, up to three days when you’re more than 100 miles from your home).
| Benefit | Endurance Auto Warranty | Omega Auto Care |
|---|---|---|
| Roadside assistance | | |
| Rental car reimbursement | | |
| Trip interruption | | |
| Transferability | | |
Endurance Auto Warranty vs. Omega Auto Care reviews
For an honest assessment of customer satisfaction, let's examine what actual policyholders say about Endurance Auto Warranty and Omega Auto Care.
Endurance reviews
The general sentiment surrounding Endurance is that the reps are friendly and knowledgeable and that claims move along quickly.
“They're good people and we get no hassle whenever I have a claim. I had a claim for the radio and Endurance took care of it. They're the real deal. I have already got four of my family members signed up with them.” — William from Georgia
- "The first claim I ever had with Endurance was awesome ... Endurance has been great with me, and I've never been on the phone 15 minutes when I called there.” — Yvonne from Kentucky
Most of Endurance’s negative reviews seem to stem from a misunderstanding of coverage, waiting periods or other key terms of the warranty. To its credit, Endurance responds to its critical reviews, seeking ways to make things right with the reviewer.
- “I was told I need 30 days before my warranty was activated. It’s been over 90!!!! Come time to use the warranty fine print page 3 on a digital contract say 30 days and 1000 miles. I drive my car 550 miles so I have been paying them and I am not covered????” — Ivorie from Pennsylvania
» SEE FOR YOURSELF: Endurance reviews
Omega Auto Care reviews
Omega Auto Care’s positive reviews reflect an appreciation for its reliable coverage, follow-through on covered repairs and great customer service.
“I needed to get something replaced and I saved some money by using them. So, that was nice. The repair was super quick. I went into the dealership and told them my car was doing this funny thing. They looked at it and said they could buy the product for me. By the time I came back, they had the product and had the car fixed, and had already gotten what they needed from Omega.” — Naomi in Michigan
“I love Omega Auto Care. The service is great. They give more than any other warranty I've seen out there. ... I had a problem with my radiator and Omega did a great job of taking care of it. The customer service was quick too.” — Leonard from Florida
Negative reviews mention frustration with denied claims, slow claims processing and poor communication.
Yvonne from Maryland complained, “When the adjuster finally contacted me almost a week later. He informed me that he needed a copy of my auto service invoices, but if I didn't have one, it would not be a problem.” However, she received another call a few days later stating she needed to provide “ALL invoices for the entire time I owned the car.”
» SEE FOR YOURSELF: Omega Auto Care reviews
Bottom line: Endurance Auto Warranty or Omega Auto Care?
All things considered, what kind of driver is each provider best for?
Endurance is best for drivers who value robust coverage and generous first-year benefits for added peace of mind.
Omega Auto Care is best for customers seeking an extended auto warranty with multiple plan options, especially those with older vehicles.
If neither sounds like a good fit, or if you’d simply like to see more top-rated providers, check out our other picks for the best extended car warranty companies.
