Endurance Auto Warranty vs. Nova Warranty
Compare coverage, cost and reviews
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|---|---|
4.6
14,291 reviews
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4.8
113 reviews
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| No. of plans:6 | No. of plans:2 |
| Max mileageUnlimited | Max mileage130,000 |
| Max vehicle age20 years | Max vehicle age- |
| Waiting period30 days and 1,000 miles | Waiting period30 days |
+1 more
Endurance Auto Warranty and Nova Warranty both offer extended car warranties that protect you financially after your manufacturer’s warranty expires.
While they offer similar services, there are some differences between the coverage they offer, the cost of their plans and the additional benefits you get. We’ve analyzed both companies to help you decide which is the right fit.
Endurance Auto Warranty is our top pick overall. The company offers lower pricing on its basic plans and great perks, such as coverage regardless of mileage. It also provides more plans to choose from, which means the likelihood of finding one that suits your needs is higher.
We recommend Nova Warranty to buyers who are looking for comprehensive coverage and don’t mind paying a bit more upfront to get it. While Nova's plans may cost more, they offer broader protections, including coverage on high-tech components.
Endurance Auto Warranty vs. Nova Warranty coverage
Plans from Endurance Auto Warranty and Nova Warranty offer varying levels of coverage for your vehicle's parts and systems.
Endurance coverage
Endurance offers six plans, but you’ll typically only see three when you get an online quote (Supreme, Superior and Secure Plus). The other three (Superior, Select Premier and Advantage) are usually only available over the phone and have more restrictive eligibility criteria.
- Secure is a powertrain-only plan.
- Secure Plus is the equivalent of a powertrain warranty but with added coverage for your air conditioning and brakes.
- Select Premier offers similar coverage to Secure Plus for vehicles with more than 150,000 miles. It also offers greater coverage for all the components it covers.
- Superior covers 300-plus components across most major component groups.
- Supreme is an exclusionary, bumper-to-bumper warranty with coverage for virtually all components on your vehicle (2,000+), except wear-and-tear and a short list of exceptions.
- Advantage offers Supreme coverage plus up to $3,500 in annual maintenance costs.
Nova Warranty coverage
Nova Warranty offers two plans: Nova Powertrain and Nova Superior.
- Nova Powertrain covers essential components, including the engine, transmission, drive axle, electrical systems (like the starter and alternator), cooling systems (like the radiator) and brakes.
- Nova Superior provides more comprehensive coverage. It includes everything in the Powertrain plan plus components like turbos and superchargers, all-wheel or four-wheel drive, suspension systems, steering, air conditioning and heating, fuel systems, anti-lock brakes and high-tech electronics (like factory-installed GPS).
Both plans include roadside assistance, towing, rental car reimbursement and trip interruption coverage.
We’ve broken down what’s covered under each of the companies’ plans below:
 |  | |
| Coverage | | |
|---|---|---|
| Plan | ||
| Engine | | |
| Transmission | | |
| Drive axle | | |
| Transfer case | | |
| Seals and gaskets | | |
| Turbocharger/supercharger | | |
| Heating system | | |
| Cooling system | | |
| Air conditioning | | |
| Brakes | | |
| Suspension | | |
| Steering | | |
| Fuel system | | |
| Electrical components | | |
| Navigation/GPS | | |
| High-tech components | | |
» LEARN MORE: What does a car warranty cover?
Endurance Auto Warranty vs. Nova Warranty cost
The cost of an extended auto warranty can vary significantly based on several key factors. Vehicle age and mileage are typically the most influential factors — newer cars with lower mileage generally cost less to cover than older vehicles with high mileage. The make and model of your vehicle also impact pricing, with luxury and high-performance vehicles usually commanding higher premiums due to more expensive repair costs.
Additionally, plans with comprehensive coverage cost more than basic powertrain protection. Plans may also be more expensive depending on where you live.
We gathered quotes for different vehicles with varying mileage to give you an idea of how prices compare between Endurance Auto Warranty and Nova Warranty. The prices below are for each company's lowest-tier plan unless otherwise noted. Keep in mind that coverage for these plans varies, so it’s not an exact apples-to-apples comparison of value.
For Endurance quotes, note that the Secure Plus plan was not available for the Honda CRV or the Ford F-150; for these vehicles, we received quotes for the Premier plan.
Nova Warranty quotes were collected based on its shortest contract period, three years. We received quotes for the Nova Powertrain plan.
| Model and mileage | Endurance Auto Warranty | Nova Warranty |
|---|---|---|
| 2013 Ford F-150 (150,000 miles) | $2,014 per year | $850 per year |
| 2014 Honda CRV (135,000 miles) | $1,834 per year | $967 per year |
| 2015 BMW 3 Series (125,000 miles) | $2,573 per year | $1,268 per year |
| 2016 Toyota Camry (110,000 miles) | $1,235 per year | $1,117 per year |
Endurance Auto Warranty vs. Nova Warranty policies
Endurance offers a standard deductible of $100. However, it automatically assigns a $500 deductible to any Supreme plan covering an Audi, BMW, Mercedes-Benz, Land Rover, Jaguar, Porsche or Alfa Romeo. It also only covers these vehicles until they hit eight years old or 80,000 miles, whichever comes first.
Nova Warranty allows you to cancel your plan at any time. If you cancel within 30 days, you can receive a full refund. After 30 days, you may qualify for a prorated refund based on the time remaining in your contract.
| Benefit | Endurance Auto Warranty | Nova Warranty |
|---|---|---|
| Vehicle inspection required | | |
| Contract length | Month to month, 30 months | - |
| Quote process | Online or call | Online or call |
Endurance Auto Warranty vs. Nova Warranty additional benefits
In addition to coverage for mechanical failures of your vehicle's parts, Endurance Auto Warranty and Nova Warranty offer a few other benefits.
Endurance benefits
Endurance offers 12 months of Elite Benefits with each plan for an additional $29 (one-time payment). These include:
- Up to $500 for key fob replacements
- Up to two tire repairs/replacements
- Up to $1,000 in collision repair assistance
- Up to $1,000 in total loss protection, which goes toward a replacement vehicle if your current vehicle is declared a total loss
While these benefits are valuable, one of Endurance’s hidden shortcomings is that it only offers $30 per day (or $150 maximum per repair) in rental car assistance.
Nova Warranty benefits
Nova offers several added benefits with its extended auto warranty plans:
- 24-hour roadside assistance covers services like towing, fuel delivery and more.
- Rental car coverage helps you stay on the road while your vehicle is in the shop.
- Locksmith services assist if you're locked out of your vehicle.
- Out-of-gas assistance offers help if you run out of fuel.
- Dead battery assistance including jump-start services when your battery dies.
- Trip interruption coverage reimburses you for lodging and meals if your vehicle breaks down while traveling.
| Benefit | Endurance Auto Warranty | Nova Warranty |
|---|---|---|
| Roadside assistance | | |
| Rental car reimbursement | | |
| Trip interruption | | |
| Transferability | | |
Endurance Auto Warranty vs. Nova Warranty reviews
For an honest assessment of customer satisfaction, let's examine what actual policyholders say about Endurance Auto Warranty and Nova Warranty.
Endurance reviews
The general sentiment surrounding Endurance is that the reps are friendly and knowledgeable and that claims move along quickly.
“They're good people and we get no hassle whenever I have a claim. I had a claim for the radio and Endurance took care of it. They're the real deal. I have already got four of my family members signed up with them.” — William from Georgia
- "The first claim I ever had with Endurance was awesome ... Endurance has been great with me, and I've never been on the phone 15 minutes when I called there.” — Yvonne from Kentucky
Most of Endurance’s negative reviews seem to stem from a misunderstanding of coverage, waiting periods or other key terms of the warranty. To its credit, Endurance responds to its critical reviews, seeking ways to make things right with the reviewer.
- “I was told I need 30 days before my warranty was activated. It’s been over 90!!!! Come time to use the warranty fine print page 3 on a digital contract say 30 days and 1000 miles. I drive my car 550 miles so I have been paying them and I am not covered????” — Ivorie from Pennsylvania
» SEE FOR YOURSELF: Endurance reviews
Nova Warranty reviews
Customers have mixed experiences with Nova Warranty. Positive reviews highlight that the representatives are professional, respectful and helpful in explaining coverage options. Many customers appreciated prompt claims processing and direct payments to repair shops.
“Recently had a repair done on my Range Rover Sport HSE. They paid for it right away with no hassle, all they needed was a diagnostic and invoice from my dealer, they even paid for my rental car although I did have to send the receipt but they reimbursed me which wasn't too big of a deal and they sent it right to my card. Highly satisfied with their service!” — Roger from New Jersey.
Some reviewers expressed significant dissatisfaction, citing poor customer service and unmet expectations.
“Getting in contact with NOVA claims department took way too long, I had to call the original person who signed me up in order to get a call back. After she called I was contacted, very poor instruction on how to submit a claim.” — Diana from California
» SEE FOR YOURSELF: Nova Warranty reviews
Bottom line: Endurance Auto Warranty or Nova Warranty?
All things considered, what kind of driver is each provider best for?
Endurance is best for drivers who value robust coverage and generous first-year benefits for added peace of mind.
Nova is best for drivers seeking reliable coverage for all types of cars, from daily drivers to exotic sports cars.
If neither sounds like a good fit, or if you’d simply like to see more top-rated providers, check out our other picks for the best extended car warranty companies.
