
Protective Asset Protection Reviews
Formerly AUL Corp.
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About Protective Asset Protection
Protective Life Insurance Company, a subsidiary of Protective Life Corp., completed its acquisition of AUL Corp. in 2022. AUL Corp. is now a part of Protective Asset Protection, more commonly known as Protective, which is Protective Life Corp.’s auto warranty division. Protective offers vehicle service contracts (VSCs), guaranteed asset protection (GAP) coverage and ancillary coverage.
- Wide range of plan options
- Coverage for new, used and leased cars
- VSCs include roadside assistance and trip interruption coverage
- No pricing on its website
- Not available in New York
Protective Asset Protection Reviews
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Reviewed Feb. 12, 2019
We purchased a used Cadillac from a Honda dealership and we needed an extended warranty. We talked to an AUL Corp rep and he gave us a very good PowerPoint presentation. He pointed out the value of having the AUL contract. He was very helpful to us and I was very impressed so we purchased a service contract from them. So far, I'm very satisfied. Once, I took the car to get a tune-up and the people at the Honda dealership told us that something was wrong with the timing belt. They told us that they don't do that kind of work there and that I needed to bring it to a Cadillac place. They also told me that AUL will take care of it. We then bought the car to a Cadillac dealer and the people there told us that they had to contact AUL. AUL then contacted us and told us that they were getting the work done. AUL's service contract is really worth the money. If people can get it, they should go ahead.

Deon, thank you so much for your comments; I'm glad we could be there for you when you needed us! Have a great week!
Reviewed Feb. 11, 2019
I purchased a vehicle and AUL Corp offered me an extended warranty contract. It was great interacting with the manager and he was very personable. He seemed very knowledgeable and gave me a lot of information. He also pointed out any number that I would have to call if I needed to. This is the first warranty that I’ve used and it was a great experience. I was having issues with the drive shaft in my car and the U-joint. My car was vibrating, so I needed that repaired. I called AUL and asked what the process was. They said I needed to find a place to get my car fixed and that once I got an estimate, the company would reach out to them. I had to call back the first time I called because the guy gave me the address for a place to get my car fixed that wasn’t open anymore. When I called back, I didn’t have any other issues. Plus, the cost was very reasonable. I don’t have any complaints with AUL and I’d recommend them.

Jacquelyn, thank you so much for your feedback! I'm happy we were able to help you with your repairs! Have a great week!
Reviewed Jan. 28, 2019
I’ve had many used vehicles and had extended warranties on all of them but I never had to use them. Then I purchased a used vehicle that didn't have a warranty. I purchased a service contract so just in case it broke, we’d be secure. The car dealership recommended AUL Corp so we went with them. AUL has done wonders because my truck broke down numerous times. Within the first nine days that I had the truck, it started giving me trouble. It gave me trouble the entire time I had it up until the last claim that I made, and I got another engine put in. At those multiple times, they paid to get my truck fixed. AUL was the first one I had to use and I was really worried about how it was gonna go and what I was gonna have to do. But the whole process for the claim was smooth as butter. It was simple as making a phone call and saying, “Hey, my truck broke.” And they were like, “We got you.”
The only thing that was a little bit frustrating with the same problem that kept happening, the mechanics that were fixing it were saying it needed a new engine and that the problem was going to keep recurring if they did not replace the engine. But AUL kept trying to take the less expensive route, which was understandable. They were already in the hole on this contract for sure and they probably would have saved themselves 8 grand if they would have just replaced the engine the first time when the mechanic said, “This motor is shot.” I think they should have trusted the mechanic more. Nevertheless, it’s been running great since they put the new engine in it. AUL never gave me a problem about it and they fixed the truck every time. I paid 2,000 for the service contract, and they probably did 15 grand with the work on my truck. It was definitely cost-effective.

Eric, thanks for the kind words, and you are correct, "We got you!"
Reviewed Jan. 24, 2019
I have AUL for my 2011 Kia Optima. I experienced a problem with the engine. I took the car to the closest repair shop. They determined I needed an engine. The shop contacted AUL for someone to come out and look at the car. The adjuster determined it was the engine. The adjuster didn't look into if there were recalls for the engine which Kia covers. They just paid the shop. The shop has had the car forever. I could never get the car because the shop was either closed or the car wasn't finished. I've gone back and forth with the shop. I became obvious the guy doesn't know what to do because of the length of time it had taken. The shop ended up dropping my car off at the Kia dealership. Kia thought he owned the car. They inspected the car and found it needs a lot of work. The shop messed up.
The Kia dealership asked me why didn't the AUL inspector check the system to see if there were any recalls. He would've seen the car had an engine recall and Kia would've fixed it for free without dealing with any other shop. To fix the car correctly, it's $3900. AUL wants me to take the car back to who messed it up. The shop is telling AUL they will fix it, but not responding to me. Why would AUL want a shop that messed up the car to get the car back? This has gone on for way too long. I asked AUL why they won't take responsibility for half of the damage since they were neglect in finding out about the recall. They want me to either pay the dealership the $3900 or take the car back to the shop that messed it up.

Good afternoon, Audra. Thanks for reaching out and giving us a chance to look into your claim. The engine recall that your shop is referring to was issued in March, 2017—more than a month after your engine claim was started (1/31/2017). Checking recalls and TSBs is standard operating procedure for our adjusters, so I was initially surprised to read that we might have missed that. Unfortunately, the failures that are affecting your vehicle today are not eligible for coverage per the terms of your contract. We have been happy to cover over $8,000 in claims for you so far, and we will be here to cover any eligible components for you if you need us down the road.
Reviewed Jan. 23, 2019
I purchased a 2011 Dodge Journey in June 2017. I had issues 2 weeks later. Took it back to the dealer. They filed a claim with AUL. It was denied. They refused to fix it. Here it is January 2019 I have an issue with my Dodge. Dealer once again filled a claim. They are refusing to pay my claim. They found a loophole with my oil change schedule to not pay my claim. Do not purchase from this company. You will greatly regret it. My vehicle is broken and I'm out of $1800 for a warranty that I obviously can never use.

Good afternoon, Felecia, I'm sorry you were not satisfied with your claim experience. Would you mind providing me with your contract number or VIN, so I can look into this further?
Reviewed Jan. 23, 2019
I purchased my vehicle in 2013. I told the accountant that I didn’t want any scam like warranty. Little did I know he called me about a mile after I left the dealership and asked me to come back in and discuss this powertrain warranty. They have been nothing but amazing for every issue I have had with my vehicle. It has saved me literally a couple thousand out of my pocket and they are always easy to work with. My shops that I have gone to have always said, "I’m glad you are with this company due to the simplicity of the claim process". I just would like to say I highly recommend this warranty company to anyone looking around. It may seem like a lot at first but it is so nice knowing the bigger issues with my vehicle are covered.

Nathan, thank you for your comments; I'm glad we were able to help when you needed us!
Reviewed Jan. 17, 2019
I was sold a lemon and the car started giving me problems after three weeks. The lights started coming on as well as the check engine light and I was told that it did that because of the sensor. The car was acting funny. When I was driving the vehicle up a hill with my family in the car, instead of the car going forward, it went backwards down the hill. I pressed on the brakes fast and everybody was scared in the car. I got the car down to the bottom of the corner and left the car right there with my family in it to call road assistance. They came and I gave it eight minutes to start the car again. Once I did, it started to go forward when I put it into drive, I wasn’t go up the same hill twice so I drove down a little bit further and it made it up the hill.
I had to submit the claim through Nissan. They took the car from me and called up AUL for me because I don’t know all this stuff. So, they did everything for me. The issue was about the transmission going. The air duct holes were bad. There were more other things wrong with the vehicle, but the gentleman said that they were not gonna pay for the whole thing if the converter was added on, and those were bad. There was also a leakage into the exhaust. They got a lot of information on what was wrong with the car and AUL denied me the second claim.

Good morning Willie. I'm sorry you were not satisfied with your claim experience; however, I was able to review it a little further. It looks like we did cover your transmission, but we were unable to cover the other components simply because they were not included in your contract for coverage. Your contract is component specific--meaning, a part must be listed on the contract in order to be covered.
Again, I'm sorry this was not the experience you were expecting. If you would like to review the coverage on your contract, please give us a call, and we would be happy to walk you through it. Otherwise, feel free to read it for yourself--we don't put any fine print on our contracts. Thanks.
Reviewed Jan. 16, 2019
I've been paying monthly on a three-year warranty for a used Tiguan Volkswagen 2009 with AUL Corp. I'm satisfied with the service I've been provided during the troubles I've been having. Everyone I've talked to on the phone has been on top of things and helped me out. I've gotten locked out on my car. I needed a jump and I've been blessed to have the warranty. It's a good thing that I took advantage of getting it when I had the opportunity.

Faith, thank you for your comments; I'm glad we were able to help when you needed us!
Reviewed Jan. 13, 2019
I got an AUL Corp for an older Jeep we got. There were some issues that we were going back and forth between AUL and the dealership. But for the most part I’m happy. The warranty is good and I'm very satisfied at this point. If you’re buying an older vehicle, make sure you get a good warranty.

William, thank you for your comments; I'm glad we were able to help when you needed us!
Reviewed Jan. 2, 2019
There wasn't a warranty on the vehicle when we were gonna buy it so we put a service contract on it in case we had issues with it after purchase. The AUL Corp rep who sold us the contract walked us through and told us what the price would be and the terms. He said that we had a deductible of $100 and said that as long as it was anything done by a certified technician, that it would be covered. We walked out with that knowledge and that makes sense.
We ran into an issue where my wife's engine needed to be replaced about five months after we purchased her vehicle. My wife has a Prius, so we took it to a Toyota dealership to get it fixed and we came back with pretty much either $2,000 or $1,000 to pay because AUL would only pay so much upfront. I had to call and get with a supervisor to get it lower to the correct amount. And I still ended up having to pay about $500, which was half of what the service contract was. It was crazy compared to another extended warranty I've had on another vehicle before.
Also, we had one issue where the dealership was trying to get in touch with AUL to get the estimate put through and trying to get some paperwork back from them. He couldn't sit on hold because he's got other customers to deal with at the dealership. And I had gotten AUL on the phone and they wouldn't tell me anything. At the same time I had AUL on the phone, I also have gotten the dealer on the phone and they refused to talk to the dealer through my phone over my wife's phone. They demanded that the dealer call through his phone, even though he didn't have the time. It was crazy because he couldn't sit on the phone for 45 minutes and wait. I tried to be the intermediary and they refused to help me out in any way whatsoever.

Michael, I'm sorry you weren't satisfied with the service we provided. I did review your claim, and I see the situation you are referring to. It looks like your shop wanted to mark up the part that we sourced for the repair, and that is not something we typically cover. We did, however, work with them to offer them some markup--just not as much as they were asking. They were also trying to pass on the diagnosis cost to you, but that is something we cover when you have a covered repair. I see that we contacted your shop and made sure we covered the diagnosis, so you would not have to come out of pocket for the repairs. I'm sorry we were not able to do more for you; however, I do believe we went above and beyond what the contract requires us to do for this claim. Please let me know if you have any other questions or concerns.
Reviewed Dec. 31, 2018
As a general rule, I don't purchase warranties because of my firm belief that if a company can make money by selling a warranty, I can save money by not buying one. I've been burned by an extended warranty before and vowed never to buy another one, but the selling dealer assured me that AUL was different. It was 9:00pm, I was exhausted and I wavered and purchased the policy. The next day, I looked into cancellation and saw that I had to go through the selling dealer and I was not in the mood for a high pressure situation, so I just let it ride.
Several weeks after purchasing the vehicle, I discovered that the horn and the heater didn't work. I took the vehicle to have it serviced and after paying my $250 deductible, AUL paid $60.00 for the heater repair. The claim for the horn was denied because it was due to a failed clock spring which they considered normal wear and tear. I'm concerned that almost any breakdown could be considered wear and tear so I'm back at the place where I'm considering cancelling my warranty to put some cash back in my pocket so that I can pay for repairs. So, bottom line, while AUL did cover a small portion of one repair, I did not find it to be the hero riding in on a white horse that the selling dealer promised it to be. I'm decidedly lukewarm on the warranty and feeling a little foolish for purchasing it.

I apologize that you are dissatisfied with the outcome of your claim. Your contract is parts specific and unfortunately the components that were not covered on your recent claim are not listed for coverage under your policy. AUL is bound by the terms of the contract. Please refer to section 7 of your contract for coverage details.
Thank You
Reviewed Dec. 17, 2018
I was in the military and looking to get a warranty and AUL Corp had good deals at that time. I filed what I needed to file in the service station and it worked out pretty well. Most recently, I filed a claim for my side mirrors and one of the sun shades which was not working. The work that was performed was excellent. AUL Corp keeps their word as far as any electrical or mechanical failures are concerned.

Muhammad, thanks for your kind words. I's glad we were able to help with your repairs!
Reviewed Dec. 16, 2018
I got a used vehicle. The dealer recommended AUL Corp for an extended coverage and I trusted them. Thereafter, I had a claim which was a big project and it was handled in a timely manner. My vehicle needed to get wheels and a new transmission and the dealership took good care of us as far as getting us in a loaner. I wasn’t in a rush and I would rather have them take their time and do it right. Also, I didn’t mind remanufactured or rebuilt parts being used. I've given the AUL Corp guys a big pat on the back and nothing but kudos to the people that I’ve talked to about it.

Hi Jacob, thanks for your comments. I'm glad we were able to help with your repairs!
Reviewed Dec. 13, 2018
Please review the list of details this insurance provides. It is a sketchy organization whose best intersect is not in the customer. My mechanic told me that my engine was shot. My mechanic provided all the oil change and service records to AUL. AUL asked for the two oil changes I had completed prior to using this mechanic. I quickly got them that info. Before receiving my full oil change record they denied my mechanic’s request, claiming the engine failure was due to carbon build up.
My mechanic argued the case stating there is no way they can claim this failure is due to carbon build up because the chamber is not building enough pressure. The AUL adjuster would not listen and they had made up their mind that this was the issue. My mechanic apologized to me that he could not logically reason with this attendant who appeared to have made up their mind. He stated there are many better companies than this for warranties. He was shocked at their lack of reason. The mechanic was Platinum Automotive in Lansing, KS, a highly reputable mechanic in our area. Please be aware.

Kasey, thanks for your comments. I will look into your claim and review it further for you.
Reviewed Dec. 11, 2018
Bought extended warranty because vehicle was higher in mileage. Discovered water in oil and immediately stopped driving and took it to the shop where it was determined that the head gasket was failing causing damage to one of the heads. AUL denied the claim because it wasn’t an internal engine part. Should have known better. Canceling the policy.

Ken, AUL did not deny your claim because the gasket is not an internal part; AUL denied your claim due to the fact that your vehicle was not eligible for Seals & Gaskets coverage when you bought it. I'm sorry we were not able to participate in your claim, but, unfortunately, we did not have a choice.
Reviewed Dec. 11, 2018
Updated on 12/11/2018: I just left the Mercedes dealership after picking up my car. I see the notes on my previous email say resolution in process. That is a scam by AUL. They never contacted me and their whole premise is to avoid paying for your repair. BUYER BEWARE! The service manager told me an employee bought the same AUL Estate contract as me and today was told by AUL their repair would not be covered for a transmission issue. AUL is now claiming the contract is part specific. This is not true. My dealership is standing firm on both service issues saying the contract should cover the repair. DON'T BUY AUL WARRANTIES. I am cashing out my policy. What I get back will pay for my repair!!!
Original Review: I have been very unsatisfied with AUL. I bought an extended warranty and when I had my intake manifold go on my 2008 Mercedes E Class they would not cover the repair. The Mercedes dealership did not agree with Aul's decision and thought the repair should be covered under the warranty. I'm filing a complaint with the California Insurance Bureau. I asked to speak to a supervisor and I was told by Petra there were no supervisor working!!

Hi Carla, I'm sorry you were not satisfied with the outcome of your claim. I would be happy to review it further for you. Would you mind sending me your contract number or VIN?
Reviewed Dec. 10, 2018
AUL Corp is great. They were referred to me by the dealer to get my vehicle protected. The rep was okay. I felt great working with him. I have filed a claim for two transmissions that were gone and there was a lot of stuff too, and it worked out perfectly. It definitely saved me a lot of money.

Basheer, thanks for your comments. I'm glad we were able to help you with your repairs!
Reviewed Dec. 7, 2018
Bought the most expensive warranty contract for my car known as the Estate. Dealer swore by this plan that it will cover almost everything. The plan costs me $4500 freaking dollars! So the issue started when I had a CV joint show signs of wear on my drive shaft. It lost its outer boot and grease was flinging everywhere. I was so glad this was found early before complete failure of my drive shaft. At the moment and time of my claim, the drive shaft is still very functional.
However, this so called rip-off of a plan says it covers the drive shaft, but the small print states it doesn't cover any mechanical failure due to a CV issue. Even though you can't just order the CV joint alone on a drive shaft. It comes as one unit. What else could fail on the drive shaft other than the joints. I guess if you drive your car off a cliff and crack your shaft in half then it may be covered, or probably not. This company is the worst and have figured out a way to scam people out of their money. I will be sure to spread the word about this rip off to my peers for I have a few friends who sells cars.

Julian, I would really like the opportunity to review this claim. Would you mind sending me your contract number?
Reviewed Dec. 5, 2018
The dealer that I bought the vehicle from recommended AUL and I looked into it. A service contract is a good thing to have, so I purchased one. I got a a three-year plan with a full coverage as far as transmission and things of that nature. The dealer’s finance manager that sold me the service contract was super accessible, knowledgeable and helpful. But I have some mixed emotions about the plan.
My car has a virtual transmission, which throughout the years has not been perfected, so there are a lot of issues with them. Basically, you lose your power on your car, so your car drops down to about 55, 60 miles at the most on the freeway. But the issue was when they took the car in. They looked it over like they always do with the vehicle and I had some front-end work I needed done, the suspension, so I needed the struts and the mounts changed. Everybody knows that when you do struts, you do both of them. So the one that was really bad and that failed got replaced, and they went through the negotiation of the price. But the other one that was bad wasn’t bad enough for them as they needed it to be leaking or completely failed.
The claims adjuster came out twice to take a look at it, yet the people at the shop didn’t wanna do it. They said they would do it if it failed completely. So I was faced with changing one strut and then waiting until the other one fails before we do that one. Now, we have two uneven struts. It’s not so much with the money, although that’s definitely an issue. But that kind of thinking kinda disappointed me and deterred me. It gave me a sour taste on it. I wish AUL has been a little more logical about it.

Kevin, thanks for your comments. I did have a chance to review your claim, and I understand your concern; however, this contract is meant to replace parts that have failed - meaning they are no longer functioning according to manufacturer specs. I understand the shop's desire to replace both, but the reality is that only one needed to be replaced. You now have two fully functioning struts on your vehicle. Hopefully, you won't need us again, but we're here if you do!
Reviewed Nov. 30, 2018
The dealer was working with AUL Corp and when I got a service contract for protection, the advisor discussed it well. But I'm not a big fan of him. He sold me a bad car. It has had multiple issues. I needed a transmission first and I took the car to the BMW dealership. Once I knew what the issue was, I had them contact the warranty company with the information that I had. The dealership did a good job on the repair. But I didn’t get a rental because it’s so expensive. I would cap out the amount for what I was covered. I won’t recommend AUL.

Zayim, I was able to find your contract in our system and review your claim. Every contract has a limit for how much it will cover, and, as you stated, you did reach that limit on your last claim. When that happens, unfortunately, we cannot help with further repairs. I'm sorry you don't feel like you would recommend AUL even though we did honor the terms of your contract; however, I am happy we were able to help you when you needed it!
Reviewed Nov. 20, 2018
I wanted warranty for our vehicle for protection if something went wrong ‘cause I was afraid that the parts for my car would be expensive and AUL was suggested by the dealership. I got the powertrain package which covers the engine, the moving parts inside, and other things with it. They also have other packages available where you could get more. I've filed a claim before and things took a while because it would depend on the person you'd talk to. It was hard because there were days l’d talk to them with other people too. But things got better towards the end. And I probably would not have gotten what I needed if I didn’t work with the dealer.
I'd suggest for other people to try to stick to the first party as much as you can. ‘Cause I know when people would say, “Oh, you bought your car used,” they’d give you a look. It makes sense to just get it with a warranty so you could talk to the same guy. It wouldn't be like, “Let me call this person,” or “Let me talk to the manager and see what happens.” I had a Goodwill service, but they didn’t recommend the cost ‘cause technically, the automobile maker gave it to me. So, there was a lot of if and only ifs. But with AUL, I paid the cost upfront and had to do a loan so I was able to get other stuff done. I’ll just be working my debt. But it shouldn’t take too long to pay.

Julian, Thanks for your comments. Please let us know if we can help any other way.
Reviewed Nov. 7, 2018
We went to the dealership to purchase a vehicle and we were looking for something that offered an extended warranty. They said AUL offered the greatest amount of mileage coverage for the price, and my husband thought it was the best for us. The lady who set us up with finances in the dealership was very nice and friendly. She put everything in simple terms, and my husband and I could understand and follow everything. I felt very comfortable.
Our motor recently had some bad system failure, and we had to get a new one. I got the number from the dealership, and they referred me to a customer service rep who explained everything. She needed to speak with my husband first and as soon as it was cleared, we got everything rolling, which was very quick. AUL did great to keep us informed on what we needed to submit and the different things to get the claim moving and to get it all taken care of, so we could get our vehicle repaired. We got a refurbished motor and AUL was awesome. They made everything easy and covered all the costs. It was a huge weight off of my shoulders and AUL did more than adequately. We're extremely satisfied and I'd buy it again.

Vicky, thanks for your comments; I'm happy we were able to help with your claim!
Reviewed Nov. 6, 2018
When I bought the Acadia, I went to the dealer and in the showroom, they found somebody to do the loan for me. They shopped me around different loan companies. The guy who financed me overwhelmingly recommended AUL Corp and he wouldn’t okay my loan unless I got a warranty on the vehicle. Thus far, I've had to use the warranty two times. The car is in the shop right now. It had an engine problem and AUL took care of it.
Though it took a little longer than I wanted it to, the warranty did what they were supposed to do and stuck to their word. I paid my deductible and they paid the rest. However, I had another problem with the car. Two weeks later, I had to put it back in the shop because the part that they bought for the car was a used part and the car got the same problem again. I'm waiting to hear from the mechanic because the mechanic deals with them. It was good that I was made to get the warranty. If I didn’t get it, I would've had to pay for the engine. AUL is doing a good job and now, I'm gonna see if they do the rest because the same problem came back. The warranty ain’t free and people have to pay for it but they will get their money’s worth.

Good morning Derek. I'm glad we were able to help with your repairs; that's what we're here for. I am sorry your initial claim took longer than you expected to complete; I will look into the claim further to find out why and see where we can make adjustments if the delay was caused by AUL.
Reviewed Nov. 1, 2018
I wanted to repair my vehicle anytime I've had any breakdown and the guy who I bought a car from wouldn't let me out of the place without a service contract. He helped drive me in AUL's direction and I'm satisfied. I took my car to BMW of Dallas a month ago and the service agent told me the damage was gonna cost $2,200 out of pocket. He submitted the claim and AUL was given two days to come out and look at it. There were some additional work that needed to be completed, and the cost came to $5,500. Everything that was submitted was valid and AUL paid for everything. I've told friends that if they're gonna get a warranty, they should definitely make sure they deal with AUL. If you're gonna get a used vehicle, definitely make sure you get that aftermarket warranty also because it's worth its weight in gold.

Russell, thanks for your comments; I'm happy we were able to help with your claim!
Reviewed Oct. 25, 2018
The exclusions are so broad that if the dealer can’t find the root cause of a failure then they don’t pay out. The exclusions focus on common symptoms like sludging and overheating which are symptoms of many problems as a reason not to pay. Then when you cancel the policy they return their share of the premium to the dealer and then the dealer won’t return their commission earned on the policy so you don’t get the full prorated refund. My experience with other companies was not this bad. I’m pretty sure a mechanic would never buy this policy once they saw the section 8 exclusions.

Good morning, Dan. I'm sorry you have had a negative experience with your claim and with the cancellation. I would like to look into the issue if I could. Would you mind providing your contract number or VIN, so I can locate you in our system?
Reviewed Oct. 18, 2018
AUL Uses Shoddy Parts and Shoddy Parts supplier. Received a transmission from this company through AUL Warranty company. Transmission failed after 20000 miles, the transmission had never been off the highway, or towed anything. AUL told me not to call this company as they wouldn't talk to me, and that I was out of luck because the warranty on the transmission was only for 12000 miles. Will be taking to a transmission specialists to make sure the transmission was in fact rebuilt. Very concerned that it wasn't after reading the reviews here. A rebuilt shouldn't fail after 20000 miles, especially 20000 highway miles with no towing involved.

Good morning Tony, I would be happy to look into your claim to make sure it was handled properly. Would you please send me your contract number or VIN, so I can locate you in our system?
Thanks.
Reviewed Oct. 13, 2018
The AUL warranty was presented to me at the dealership when I purchased the car. But no one explained to me that there was a monetary limit, and I have apparently exhausted my limit because I've had so much trouble with the car. It’s a BMW and I’ve had the transmission replaced and all kinds of other things that apparently exceeded the limit. I'm within the time and mileage, but AUL has a limit to how much money they will put out.
The transmission cost over $10,000 and the warranty only covered up to a portion of that. I had to pay over $2,000, and then two weeks later, the air conditioning went out and I only got 76,000 miles on my car. I had to pay the full amount for that. So that’s where my frustration is coming from. The service that I had gotten and the things that they covered up to that point were great. I'm happy with those, but people need to be aware that there is a monetary limit.

Good morning, Tamara, and thanks for your feedback. I was able to look at your contract and see that we did reach the max aggregate amount payable over the life of the contract. Your contract will pay out up to the current NADA value of your vehicle, and we did honor that. I'm sorry we can't help with further claims, but I am glad we could be there for you when you needed us!
Reviewed Oct. 7, 2018
Repairs on a BMW are very expensive. I got a full service warranty with AUL Corp and so far it’s been pretty good. I’ve had two services already that they’ve covered. I had a leak in my air conditioning hose. The hoses were placed in the middle of the engine so the engine had to be lifted out of the car in order to get to them, which cost a fortune. AUL fully covered it except for the deductible. A month later, I had to go back in because the fan on the air conditioner was broken and they had replaced that. That was fully covered as well.
I did everything over the phone and it was easy to do. The contract was just included in the lease payments. AUL has a good team. I pay somewhere about $4,000 to three years-worth of coverage. Those two services have totaled up about $7,000, and I’ve had the service contract six months now so I did okay. I am very satisfied with the warranty.

Jeffrey, thank you for the kind words. We are always happy when we are able to help with repairs!
Reviewed Oct. 3, 2018
I purchased a 2016 HR-V from a small dealership and added the AUL three-year warranty for the powertrain. After less than a month of driving the car, the transmission belt broke and now we need to change the entire transmission. I took it to the Honda dealership, they contacted AUL, and AUL said that "it was too soon after the purchase and that they won't cover it". They have been a huge pain, and now, after moving the car to a cheaper shop and accommodating to what they ask for, AUL suddenly said that they will pay for a USED TRANSMISSION, but won't cover the labor. Worst service contract ever.

Good morning, Karla. I've had a chance to review your claim, and it looks like a resolution is already in place to repair your vehicle; however, I did want to let you know about a couple key points. First, your contract does give AUL the right to reject any claim if the component was worn beyond the manufacturer's specs at the time of sale of the vehicle--as was the case with your transmission. AUL did decide to step up and help with the repairs anyway by supplying a transmission for the repair. Second, your contract also allows AUL to authorize "like kind and quality" parts for repairs which can include new, re-manufactured, or used components at our discretion.
Having said that, I am sorry this has been a bad claims experience for you - that is never our intent. It is our responsibility to properly adjudicate claims on your vehicle, and that's what we tried to do. We do understand that no one buys a car expecting to have a major part failure within the first month, so I can understand your frustration.
Reviewed Sept. 28, 2018
I purchased a Cadillac Escalade and with it a warranty with AUL and now that my SUV is in the shop they denied the work, which is odd being that it is a object sensor which is a safety item involving lane assist system.

Ms. Garza, I have reviewed your claim and see that, as you stated, the right side object sensor failed on your vehicle. On your contract, in order for a component to be eligible for coverage, it must be specifically listed as a covered component. Your contract covers hundreds of components, but unfortunately it does not cover everything. Regardless of whether or not it may be a "safety" component, if it is not listed on the contract for coverage, it is not covered. If you would like to give us a call, we would be happy to go over your coverage with you, so you can see what components are covered.
Reviewed Sept. 8, 2018
I wanted some security for my used car so I got a service contract from AUL Corp wherein all services are covered with the exception of ware items such as clutch, brakes, etc. However, I'm not too satisfied with them. They are slow and they take the no-position first. I recently had two motor seizures. At first, AUL said, "I'm not gonna cover due to technicality." And then, when that was sorted out, they said that they were going to but it has been a really long, drawn-out process. In fact, I'm still in the process. This saga began in May. It is now September and I still have not gotten my car back. Fortunately, I chose the BMW dealership and BMW has been nice enough to give me a loaner, and I'm on my fifth loaner now.
My vehicle is still getting worked out and they nickel-and-dime me. I got a new motor but I have to pay out of pocket for the fasteners on the new motor that they provided which is ridiculous. They're not on the customer's side. They're on their own side. I'm thinking that a class action should be in place because what they're doing isn't fair. I'm paying a lot of money for this service contract but the progress is just too slow.

Hi Kimo,
I tried calling you upon receipt of your review, but had to leave a message. We appreciate your candid feedback and would like to discuss your experience further. Our teams work very hard to ensure customers receive the very best service and value for their policies and learning more about your concerns will help us improve our service for future customers.
According to our records, however, the entire diagnostic, inspection, and engine replacement process took less than four weeks, not the four months outlined in your review. While longer than we prefer, it is common for there to be short delays associated with inspections, sourcing parts (in this case a new engine), and teardown and installation that, unfortunately, we do not have control over. Also, please remember that all AUL policies come with a rental car benefit, so if you have any rental expenses associated with this repair we invite you to submit for reimbursement.
Again, please give me a call at 800.826.3207 at your earliest convenience so we can discuss further.
Best regards,
Ashanti PattersonService Support Team Leader
Reviewed Sept. 6, 2018
We regretted every month that we didn't have a warranty on our Mercedes when it cost about $2,000 or $3,000 to fix it. We had bought multiple vehicles from the same guy and he tried to help us as far as sending us to a discount mechanic. He knew the struggle we were dealing with so when we went to buy another vehicle, he suggested the warranty and it was a no-brainer to pass up. There were two options and we got the higher of the two. And buying the warranty was definitely a good call. It got me out of a pinch.
The motor blew on the BMW, ironically, and we got it fixed and covered. But there were a lot of things that I did not expect. I was told I had $100 deductible. But when we got the call to come pick up the car, we were told that we owed $1,000. We were like, "What the hell happened to our deductible?" So that was frustrating. We were told that AUL didn't cover the oil, the spark plug, the gasket and the sealant. There were all kinds of stuff that didn't make sense to me although that was only because I didn't go in there for something. But since the motor blew, I thought everything that has to do with the motor should be covered. Nonetheless, we would definitely be screwed pretty badly right now if we had not purchased the warranty. So the cost is still gonna outweigh the issue that we could've had.
Reviewed Sept. 1, 2018
My original warranty ran out and I got a bumper-to-bumper warranty from AUL Corp. Their finance manager was with the loan company when I refinanced the car and he was very helpful, informative, and was able to get the cost from the AUL warranty rolled into my loan. Filing a claim with AUL also worked well. I would bring the car back to the dealership so the dealership would pretty much do all the legwork in filing the claim and talking with the warranty company. And so far, they have been holding up their end of the bargain. I would recommend AUL.
Reviewed Aug. 31, 2018
I bought AUL warranty with the car and used them two times but both times were a joke. I submitted a claim through the dealer and they diagnosed the problem. I told them to call AUL 'cause that's who my warranty is with. The dealer called them the first time and it took them a week to approve the work and forever to get the work done. So now, the second time they're supposed to be doing work to it but they didn't approve it. I had to wait 72 hours for the reps to come look at my car to see if there was really a problem with it. It's been three weeks and the problem still hasn't been fixed. So whatever I paid for was the worst money I've ever spent and I would rather pay for the junk out of pocket. If someone asked, I'd tell them to take someone else.

Hi Ryan,
We appreciate all customer input and would like to discuss in greater detail both your specific experience and our claims process as it seems neither meet your standards or expectations. With the limited information provided in your review, however, we have not been able to identify your account.Please contact me at your earliest opportunity so that we can learn more about your experience and work toward a more favorable resolution. I can be reached at 800.826.3207 .I look forward to hearing from you.
Best regards,
Ashanti PattersonService Support Team Leader
Reviewed Aug. 29, 2018
every 4,000. With that said Mercedes recommends every 10,0000 as most European cars do. I found out the hard way when my check engine light came on and I was to provide my documents. I did as recommended by Mercedes and they denied my claim. Then when I decide to cancel contract because it is useless to me and the car I drive they tell me they can not refund my money in full because it's beyond the 90 days! Furthermore after speaking to several agents via phone and them trying to make me feel like I am the idiot and tell me they are very sorry it's the policy they inform me I will be refunded 37% of what I paid.
I never used their service once and when I finally need to it's useless to me!!! They are scammers and steal people's money!!! The refund Cancellation Manager was completely not putting herself in my shoes or willing to help get me my full refund!!! I would never recommend anyone give this company another penny!!! And any chance I have to tell anyone I can about this experience I will!!! Business is word of mouth!! And all it takes is one dissatisfied customer to red flag your company!! Every situation should be handled differently and carefully and today your company failed to that! Should be ashamed of the business and how it's run!!!

Hi Virginia,
Thank you for your thoughtful feedback. We value all customer input and would like to discus in greater detail both your policy purchase and claims process as neither meet our standards or expectations. With the limited information provided in your review, however, we have not been able to identify your account.
Please contact me at your earliest opportunity so that we can learn more about your experience and work toward a more equitable resolution. I can be reached at 800.826.3207 or danna.perry@aulcorp.com Monday - Friday 9:00a - 5:00-p.
I look forward to hearing from you.
Thank you again,
Danna
Reviewed Aug. 25, 2018
Our Toyota Highlander 2008 broke down and we took it to the dealership for repair. We got a four-year contract with AUL Corp and the process of the repair was very slow. The first time the dealer fixed the car, they said they fixed it but they didn't. We got the car and drove 10 miles to our home, same sound, same lights coming on again, and same noise so we brought it back to the dealership. The second time they fixed it but now we still have the issue. They haven't properly done the bodywork. They showed the paper that said they changed several things and it costed about $7,000 but they didn't fix anything. I said, "It looks like you guys are robbing from the warranty company. They pay you a lot of money and the car has not been fixed. The same problem is still there." They said no and that they fixed it. But I had no problem with AUL at all.
Reviewed Aug. 24, 2018
The engine was leaking oil and my buddy and I were trying to figure out what was wrong with the car. We were going through paperwork when I found the contract for the warranty. I called AUL and the lady told me to let her know where I was taking the car. But it took a super long time for each step of the service. I think it was the dealership putting it off. The rep would call me and say I had to call AUL then when I would call AUL, they would say that they were waiting on something for him. Every time I talked to him, it was right at the end of his workday. So I think he was of pushing it back until he had to do it.
Reviewed Aug. 22, 2018
One of my cars was at 36,000 miles and I got bumper-to-bumper coverage from AUL. The rep was straightforward. They explained the warranty and I said, "Yup, let's do it." I'm glad I did. They just paid $5,000 for a new transmission and all kinds of stuff. The claims process was lengthy because of the cost of it. The company had to send out an adjuster. It took an extra week and a half more, longer than it should have but I got a rental car that they paid for. So overall AUL has been good. I paid a couple of thousands for it and I definitely got my money's worth. I've had other warranty companies and they're definitely not as good as AUL.
Reviewed Aug. 12, 2018
The guy at the dealership asked me if I wanted to get coverage on the car and I said yes. Then we talked about how much it would be and the warranty was not that expensive. I worry about these coverages because when something happens then you’d been paying all these money for a couple years and you’re not very happy. But AUL came through and did their job. I had to have a standard disc put in my STI and AUL covered it. I took the vehicle to the dealership and they checked it out. Then the dealership called AUL and went from there. So far, I’m happy with the warranty. I have a three-year contract with AUL and I’ll keep them as long as they do their job.
Reviewed Aug. 8, 2018
Every warranty company is always very difficult to work with. It seems like they always wanna not to have to pay out on a claim. You have to fight them a lot and I had to do that with AUL Corp. The claim started because the car started consuming a lot of oil. So I called AUL and they told me to take it to a company that they would refer me to. But I wanted to take it to the dealer because the car's an Audi and those parts are very particular. I asked them but they said no. They told me to take it to the mechanic they would refer me to, which was called European Auto.
They found some things but AUL didn't wanna pay because they said that those parts were not under the warranty. So I said that was fine and it cost me $1,000 out of my pocket. But the car had the same problems. The issue ended up being that the turbo was bad, which was under warranty. But the same thing happened. I had to fight AUL a lot and have European Auto fight for me a lot too. Finally, AUL paid for the turbo. But then the water pump was bad too. It took nearly a month of going back and forth to get those two fixed by AUL.
But the car still kept consuming oil. At that point, AUL told me that European Auto said that the car was to be taken to the Audi dealer because they couldn't do anything more for me. I went to the Audi dealership and they wanted to replace all the work that European did because the parts were not certified Audi parts. I had to pay another $1,000 out of my pocket. Then a week later, Audi wanted to do the turbo again and those are big parts. I was able to convince Audi and they did a research on the part that I had been given. They said that those water pumps were off-the-market but they would go with that. But they had to change the other parts so I had to pay another $1,000 to Audi all over again.
They did the work and then they let me drive. They did the consumption test and ended up finding that the issue was probably the pistons and rings, which are internal engine parts. The problem was pretty much the engine and again, the warranty company didn't wanna pay for anything. They said I probably missed an oil appointment and didn't take care of the engine. By then, it had already been a three-month thing. I showed AUL my records of all the oil changes that I had done then they sent an appraiser but they still said no. They said that there had to be carbon build-up or sludge and that that was what happened to these cars. But what proof did they have that that was the problem? I had to take a gamble and pay out of my own pocket to take the engine apart at Audi. And there was no sludge or carbon.
Audi built the car. They knew what they were talking about. But AUL didn't wanna take their word for it. Audi stood on my side though. They actually had to fly in the guy from out-of-state to help me work with this warranty company. He was the master tech and he told AUL that it was not a problem of me not taking care of the engine. He told them that the pistons just went bad and they should cover for it. They asked for pictures and listened to him. After a week of going and back and forth, AUL finally approved to fix the car. We were able to get them to pay for the piston which was about $7,000. But that car was at the shop with Audi for over a month. AUL put me through so much stress and I had to do so much.

Luis,
Thank you for your detailed feedback. We are pleased that your policy was there for you, paying out claims in excess of $7,000, but we are concerned by your claims experience as it is not up to our standards.
In reviewing our records however, it does appear that the longevity of the repair process stems largely from the inability of both the original mechanic and the dealership to identify the actual cause of failure. As our records show, the issue began as the PCV valve, then it was the water pump, followed by failed turbo, then the Audi dealership reporting excessive oil consumption and a diagnosis of sludged rings; then it was back to the PCV valve, which after that was fixed, it was determined to be the piston rings, which were covered and paid for by your policy.
However, if you feel there were instances in which we could have done better, I do invite you to call me at 800.826.3207 to discuss in further detail. Any additional feedback you provide will help us better serve future customers.
Thank you again,
Jacqueline
Reviewed Aug. 3, 2018
If someone can afford the warranty, they should go for it. I've had the car for two and a half years and I've had the warranty with AUL Corp for two and a half years as well. When the engine of my car failed, the claim went smoothly. It was all done through the dealership and parts of the engine were replaced.
Reviewed Aug. 1, 2018
I wanted to protect myself, the car, and my investment. I used to sell cars for six years and I heard that AUL had the best warranty. My contract covered a lot of components, and the dealer finance manager was professional. I recommend this company. It's the best investment I ever made.
Reviewed July 24, 2018
When I bought the vehicle, the dealers were the one who sold me the plans of the warranty from AUL and stuff that they carry. When you go to a dealership and you’re gonna purchase something, it would be good to leave there with information like what it covers instead of it just being like a desktop where you’re sitting there in front of the finance manager. Then, it’s like, “Okay, well, this is this plan, this is this plan.” So you’re just looking at it on their desk like as a date or big calendar. If I had a handout or a PDF, I could scroll through there and make a better judgement. But it was nothing against them.
The deductible is low but I have used the warranty and I still had to pay outside of the $100 deductible. If anything goes wrong you don’t know if it gets covered. And they cover this and may not and it’s not the fault of the warranty. It’s just that you just gotta call them and figure out, “Well, is it covered or not?” Also, the cost is fair. If I’m buying a used vehicle, who’s outright gonna pay a 100% on these types of things.
I filed a claim for for shocks and another one for my engine and it was great how AUL worked with me through those processes. The repair place that I took it to dealt with them. They did their deal and then the repair place informed me what AUL would cover and what they would not. The Brakes Plus and Phoenix where I took my vehicle to were really good about the turnaround. It has been good when it comes to the warranty work, the turnaround, and the feedback that I get from Brakes Plus whenever they communicate with AUL when I take my vehicle in. They’re really responsive with the mechanic shop.
Reviewed July 20, 2018
We bought a vehicle with higher miles and I thought it’d be a decent idea to toss a warranty from AUL Corp on it. I went through the service department and they went through the guy that did all the contracting. There’s a lot of back and forth between us. But everybody we dealt with was awesome. It was basically an extended warranty with coverage for a drivetrain and a few other things, and purchasing it paid off for me. We ended up having a catastrophic engine failure, 200 miles before the warranty was out and it was an $8,000 fix.
The process of getting the receipts and documents that the vehicle was maintained properly was lengthy. And I thought AUL would find a way to get out of it. But once they had the documentation that they wanted, it was seamless. They were very manageable and easy to work with and I’d do it again. It cost me 150 bucks for some of the seals and gaskets, and that was it. For anybody going to purchase a service contract, I would recommend AUL Corp.
Reviewed July 17, 2018
My wife and I purchased a full coverage plan from AUL for a Ford Explorer. A couple months after when the weather improved, we found that our A/C was not cold. The dealership told us that the Auxiliary Discharge Line for the A/C needed repaired. While EVERY other part involving this is covered, this is the ONE part that has absolutely no coverage. Ridiculous. We paid almost 3K for this coverage to have it be worthless the very first time we needed it. I will be canceling my coverage and using that insane amount of money to cover my repairs. I am disappointed and will tell everyone I ever meet to avoid this coverage at all costs.

Chris,
Thank you for your feedback. We are disappointed you have requested to cancel your policy, as it is most unfortunate that the A/C discharge line is what failed since it is one of the few items listed as not covered under your policy.
As such, I invite you to contact me directly to review your coverage and to answer any questions you may have as your policy is one of our most comprehensive and most popular. If you decide to keep it, we are confident you will be more than happy with it over the full course of the term it is written for.
Rest assured, the cancellation process remains underway and should be complete in the next several days.
If interested in reviewing your policy in the interim, please give me a call at 800.826.3207.
Thank you,
Danna Perry
Reviewed July 16, 2018
When I bought a car from the dealer, they recommended AUL Corp as they worked with AUL directly. I had problems with my headlights and I submitted the claim through BMW. I took my car in for repairs and other things were found that should be covered under warranty. There were delays here and there, but overall AUL covered what was supposed to be covered. The service contract is worth the money and it covered more than what I was gonna pay for.
Reviewed July 13, 2018
When I bought my other car, a Honda, the man said he would never sell anybody a used car without buying AUL, so I bought it. Then after about six weeks, the transmission went out on my car and AUL made the car lot put a brand-new one in there. I really liked that so when I went to buy my second vehicle, I knew that I must get that warranty.
I bought a white Toyota March the 31st of this year. I drove it home and by April the 2nd, it was in the shop. And it stayed there for about two and a half months. It had to have part of a motor put in it and the dealership told me that I was getting a new motor. I don't know what happened, but it wasn't a new motor. I've only had it back for three weeks and now it's back in the shop again. If I had to pay for all that, it would be a nightmare. So far, all I've had to pay was $100 and the bill was $2,600. Submitting claims has been great. I didn't have to do much, other than call the car lot and tell them that I was having problems with my vehicle. Then they took over from there. I felt like I have more problems with the car lot not being truthful than I do with AUL. I would tell friends that they better get AUL if they're buying a used car.
Reviewed July 9, 2018
There was no warranty with my vehicle and it had a higher mileage. So I got a service contract but the person who sold it to me could have explained it a little more. I had to have a new engine put in and I thought there wasn't anything that should’ve been paid. It would’ve been $500 for a rebuilt engine but I paid $1600 for a new engine. But it should’ve been zero. I don’t know how they worked it and they should have been a little clearer.
Reviewed July 8, 2018
When buying used vehicles, I'm very precarious so I wanna make sure I'm protected. AUL Corp is the dealership's standard warranty provider and I was advised to get it. Dealing with the finance manager was easygoing but it went to a whole lot of persuasion. I got their most extensive service contract and it covers everything, but there were a lot of headaches initially with AUL. I understand that they’re not in the business to pay off and protect people but to make money. They tried their best not to pay for the losses on my truck which was very expensive because of a pinion nut. A pinion nut is not covered under their warranty but the pinion, the drive shaft and the rear end are. And they're all connected to that little nut so I thought that was very convenient for them.
Afterwards, they said they’d pay $2,000 and then finally, they paid the full sum. It was ironic that I wasn’t able to get them to pay anything but the dealership, because they’re married in some way, was able to get $2,000 for the service tech for my damages. I had to talk to the manager of the dealership in Lexington, then he was able to talk with someone and they were able to fully cover it. My dealings with my rep were not pleasant at all because I wasn’t able to accomplish anything with him. AUL Corp should be fair. I got their warranty for a reason and I don’t need to be swindled. I'm trying to get help, and they shouldn’t try so hard to put a hole on those warranties. The cost of the service I got with them ended up well, but I would tell a friend of mine not to get them.

Hello Ernest,
Thank you kindly for your feedback, as it helps us better serve our customers.
In reviewing your claims process, it does appear that more than $6,800 was authorized on your repair. And in light of that positive outcome, we hope you appreciate all the effort that went into getting your car back on the road. We know that everyone needs their cars to be safe and running well, and that’s why AUL’s vehicle service contracts are so invaluable.
If you have any questions, please don’t hesitate to give me a call at 800.826.3207.
Kind regards,
Danna Perry
Reviewed July 7, 2018
My father who used to be an engineer knows how important it is to have a service contract on a vehicle. He makes sure that we always take that opportunity if we’re purchasing a vehicle from a dealership. This is my first time to purchase a vehicle from a dealership and I got a service contract from AUL Corp for engine transmission and something else. The contract covered everything, but the way that they went about it was very stressful.
The day before Easter, my family and I were on our way to church and I was driving. When I pressed the gas, all of a sudden it was not moving. I pulled over right away to the side, which happened to be a restaurant. I pulled into a parking spot and we towed the car from there to the dealership. When I took it to the dealership, there was no replacement vehicle right away. There was only a replacement vehicle for the last two days. So, the rest of the time, it had to come out of my pocket.
When the dealership was assessing my vehicle, the first thing they said was, “We’re gonna take your vehicle apart, it’s gonna cost you this much.” Then after they did that, they contacted me again on the next day and they said, “We have to go deeper into your engine and find out why this happened, but it’s gonna cost you this much.” So by the time they got the approval from AUL to go ahead and exchange the transmission, I was extremely stressed out.
They told me, “This is your responsibility if it’s not covered.” I understand that but the people who are working on my car should have known more about what should have been covered or not. It shouldn’t have gotten to that point where they were consistently calling me saying, “Well, you’re gonna have to come out of pocket $3,000 if this is not covered, but we need to investigate it to find out if it is.” Where am I gonna come up with all the money to pay for it? I was stressed out having to get those phone calls and I’ve got four kids so I can’t just not have a vehicle. We eventually ended up putting all the expenses on our credit card.
Reviewed July 3, 2018
I wanted to have a service contract for my car because it’s a 2005 BMW and it isn’t known for having a great track record with engine problems and suspension. AUL Corp was pushed to me by the dealership. However, my experience was not great. When I got my car to the repair shop, AUL gave all of my repair guys a really hard time about getting stuff fixed and I ended up having to pay $5000 out-of-pocket on an $8000 charge. My repair guys had to contact me three or four times because AUL wouldn’t just come out there and check the car out. They kept calling the repair shop and telling them something about how they needed to send somebody out to go check it, and when they asked about that, they didn’t get much of an answer.
It took three days for them to actually send out an adjuster to go check on the car. That was hard and now my finances are in the dirt. In the past, I had a contract on my VW before I got the BMW and the contract covered everything with nothing out-of-pocket and did it without a lot of hassle. The price of AUL contract was fairly decent and I got a military discount as well. But with everything that I have gone through with them, it's simply not worth it. I hope they would improve for other customers. At least if it’s not for my own benefit, then I would really love that this wouldn’t happen to somebody else.

Hi Nathan,
Thank you for your feedback. Please know we are investigating how your policy was sold because your experience certainly does not measure up to our standards.
After looking into your claims process, however, we were pleased to learn that it was fairly routine as your vehicle was inspected and had work and costs authorized to the maximum provided under the policy within two days of the initial call. Even after the dealer called a week later with additional labor charges, AUL ultimately authorized and paid out nearly $5,000 towards your repair.
And if there were unexpected delays in the repair process, please remember that every AUL policy carries a rental car benefit up to 8 days. If you have any rental car expenses associated with this claim, please contact us at your earliest convenience so we can process your reimbursement.
Again, we are pleased that your policy was there for you when you needed it, yet we do understand the hardships of having your vehicle in the shop. If you would like to discuss your concerns in further detail with us, I invite you to give either myself or Frank Pfister, the Claims General Manager, a call at 800.826.3207.
Thank you again,
Jacqueline Swank
Reviewed July 2, 2018
AUL offered several different levels of service contracts and I got the one right beneath the highest one. I'm more than satisfied with my contract and the dealership was great. They walked me through what the warranty company had to offer. For the type of car I got and what could possibly go wrong with it, the cost of service is reasonable. Overall, the experience I've had with AUL was great and I couldn’t ask for a better service contract.
Reviewed June 23, 2018
Past experiences made me buy a 100,000 mile, 48-month extended warranty for my vehicle from AUL which is comparable to my previous service contract. So far, I'm really satisfied with it. When I had issues and I had to have the car towed, one of the managers called me back-to-back to keep me updated. I also had two claims with them. The first one was for my transmission fluid line and the process was really quick. The second one was for my engine and it was a little bit more challenging. But it was good for the most part and there was communication. The shop that I had it in worked a little bit better with AUL. AUL also got me a rental car that was really nice since the motor was coming from the AUL warehouse. AUL is a good warranty company to go with and I had an easy experience with them. It's definitely worth it.
Reviewed June 12, 2018
I purchased 36/36 powertrain from my dealership about less than 2 years ago. I did all the maintenance that was required with my 2008 BMW 528i. Soon as I noticed something was wrong with my transmission I took it to a certified mechanic. They told me the transmission needs to be replaced and it is going to 8500 dollars to replace it. I had them file a claim with AUL and without batting an eye they said they will only cover $4,000 dollars towards the cost and I have to cover the rest of the $4,500 dollars plus the $100 dollar deductible. I was more than furious because apparently there’s a cap on our warranties. My dealership when purchasing this warranty told me if it is covered part then only thing I have to pay is the $100 dollar deductible. I purchased the warranty for $2500 dollars.
So please don’t purchase warranties from AUL. I feel lied to and humiliated. They’ll try everything they can to not approve your claims. They’ll try to get everything out of you and use any loopholes they can. Since I did everything I asked and there’s no way they can back track they’re going with we can only cover up to cap. What kind of warranty had caps anyways. TLDR: DO NOT BUY WARRANTIES FROM AUL. THEY HAVE A CAP ON REPAIRS. I paid 2500 dollars for my powertrain warranty and they will only cover 4000 dollars on a 8500 dollar repair.

Hye,
Thank you for your post, as it is important for us to be aware of how our policies are being sold. We are dismayed by your situation and are looking into the matter further.
And while we are pleased your benefit will be maximized, your policy’s limit is a topic that your dealer is required to share with you at the time of purchase so you can determine if the policy is the right one for you and your vehicle.
If it’s not too much trouble, could you please give either myself or the Claims General Manager, Frank Pfister, a call at 800.826.3207. We’d like to learn more about your purchase experience so we can make sure our partners have the materials and training necessary to ensure your experience isn’t replicated.
Thank you,
Danna Perry
Reviewed June 10, 2018
We bought an older vehicle and it was suggested to us to purchase a service contract. We got AUL's second highest contract that covered 99% of the vehicle and the person who sold it to us was great. And so far, it's been good too. The cost was reasonable and it has been definitely worth it. We just had the transmission done on our vehicle. Our experience with AUL Corp has been very nice and easy going.
Reviewed June 9, 2018
I had a high-mileage vehicle and decided that we should go ahead and buy AUL Corp service contract, and we did. My interaction with their rep was good. We had the opportunity to use it a couple of times recently. It took over a week to get the approval for the first repair on the car, which was a little frustrating, but they did deliver and they did cover all that was needed to be done for the car. And the second repair was immediate. So, I was fairly pleased with AUL Corp.
Reviewed June 6, 2018
I was shown a couple of different options for the service contract and AUL was the cheaper one. I’m very satisfied with it and I would also recommend getting it. There has been a couple of repairs done on my vehicle, where one was an engine issue, and we've gotten more than what we paid into the contract.
Reviewed June 5, 2018
I bought a used vehicle and getting a service contract was the smart thing to do. My interaction with the person who sold me the AUL service contract was good and what I feel could have been improved are just marginals, like an introduction to the warranty. I would have found more information. But I got a good deal and I'm satisfied with the AUL service contract so far. I had an issue with the engine and they covered most of it. The service contract has pretty much paid for itself already with the repair.
Reviewed June 2, 2018
I purchased a service contract from AUL for my truck. I'm paying $48 a month and I have that for five years. The finance manager told me that in case something happens with my transmission or if any panel of the truck gets damaged for any reason, I can take it back and they will replace it for me. A while ago, they put another motor in my truck because the one that they have, they have a problem with it. The claim was done at the dealership, but it took them really long to switch my motor.
Reviewed May 31, 2018
I hate the warranty company for my truck. I had bought a used vehicle and when the service contract was sold to me, I bought the most expensive one offered. AUL told me it was so that I wouldn't have to worry about anything. If anything happened to my vehicle, no matter what it was, it would be covered. I just had to bring it to the dealership and it would get fixed. All I had to pay was my deductible and they would cover the rest. But that was not the case. They tried every different loophole they could to get out of fixing my truck every time it had to go through the shop.
When I took my truck in the first time, they tried to tell that they wouldn't honor my warranty because I should've never had my warranty in the first place because it was over the mileage. But they had taken my money and given me the warranty. I fought with them and the dealership for about three months before they finally honored my warranty. Then they wouldn't let me go to the dealership that I wanted and the dealership they made me go to screwed me over for two years. They never fixed my truck. They would tell me there was either nothing wrong with it or they would fix the exact same thing every time.
I had been in the shop about every month and I would leave it up there for two to three months at a time because the dealership would take their time working on it. And there was one time that I pulled out of the parking lot of the dealership and the check engine light immediately came on. I went back in there and it was the exact same thing they just fixed. AUL refused to let anybody else work on my truck. But when my warranty was about to run out, I finally got them to let me take it to a different dealership. The whole time, it needed a new motor but then AUL tried everything they could to nickel and dime me out of having to pay for the repairs on my truck.
I hope I'll never have an opportunity to buy a warranty from AUL Corp again. A few thousand dollars ain't a whole lot when it comes to buying a vehicle. But when you don't have a few thousand dollars to spend so that you don't worry about it, that's a lot of money, especially for them not to do what they said they were gonna do when they took your money.

Hi Daniel,
Thank you for your detailed feedback as it provides us the opportunity to investigate and improve the claims process and, if necessary, reevaluate our relationships with certain dealers/repair facilities.
While we are pleased that your AUL Policy covered your major claims (in excess of $10k), we do empathize with you regarding the claims experience at the dealership, as it was not up to our standards.
If you have a few minutes, we would very much like to speak with you about the dealer and speed/quality of your claims process and compare to what we have in our records. This will help ensure future customers receive proper and prompt care when making a claim.
Please give either myself or Frank Pfister, the Claims General Manager, a call at 800.826.3207.
Thank you,
Jacqueline Swank
Reviewed May 30, 2018
The dealership talked me into purchasing a service contract for my vehicle. I knew a sports car would've been running hard with the previous owner so having the service contract was more of something that I'm glad I did and I knew I should do. When I talked with the finance manager, he explained that it's a good thing to have and I agreed with him. The fact that he wasn't pushy about it was the thing that impressed me.
Right after I blew up my car, I called AUL up and told them what happened. They told me that they have a tow truck that they can call up and to give the dealership that I bought the car from, a call to ask if they have time to get it in and of course they didn't. So I ended up going with another ASD certified dealership here in Spokane. A truck picked me and the car up, dropped me off and the car off at the dealership. The dealership service manager dealt with AUL mostly. They were kind of sticklers on wanting to know what happened to the car and why it blew up but then again it was a $12,000 motor that needed to be replaced.
It cost us $3,000 and they replaced the $12,000 motor so I can't complain that much. AUL is a good company but it seemed like I had to go to the service manager and I had to run around in circles with them trying to find out what exactly happened even though I had service records on the car within 3,000 miles of having it. I had the engine oil changed, had antifreeze checked and service records to prove that it wasn't my fault that the motor blew up.
Reviewed May 26, 2018
We normally get warranties on everything. We bought a used car and obtained a warranty from AUL for the first time. Their finance managers did good and everything went well with the process. Though we had to go back and forth a few times when we filed a claim, it ended up well. We’re satisfied with them, so far.
Reviewed May 12, 2018
I got a service from AUL Corp to be covered when any problems occur with my car. The service contract is a four-year policy and it's very thorough. I sent a copy of the warranty to my trusted mechanic and he seemed to think it was better than most. On the other hand, the person that sold it to me could be a little bit more educated and transparent on what the process entails.
In addition, there was some major work on the car and there was a lot of follow-ups and back and forth to get the simplest things approved. There is a lot of fraud and frivolous things that people take advantage of, but mine were legitimate issues that were supposed to be covered by the contract. They seemed to bureaucratize things to get out of it and my mechanic had warned me that they’re probably gonna fight everything that I'd do. He’s the one that did a lot of the correspondence with AUL and in the end, they approved all the claims.
Reviewed April 30, 2018
I don't usually write reviews but I have to in this case to at least do my part in letting the public know how poorly I serviced by this organization. Their main issue is that they are misleading, which when it comes to car repairs can be expensive. I have an '07 GMC Envoy that randomly overheated one day. I immediately took it to a shop recommended by the warranty company. I was then told that my radiator cap was faulty and I needed a new radiator. So I went through the process to have that fixed. Within a day of receiving the car back the car overheated again. Out of concern for any possible future damage to the car I asked the warranty place for another shop to take the car to. They told me that I should return the car to the same shop, even after I expressed my concerns about the shop not correctly identifying the issue the first time. I conceded and returned the car to the same shop.
This time around I was told that my water pump was the issue and that I needed to have that replaced. After speaking with the warranty company about the issue, I was told that I would not have to pay the deductible this time around because this was an issue that should have been taken care of the first time around. HOWEVER, when I arrived at the shop I was asked for the deductible. Since it was Saturday, the warranty company was not available so I was forced to pay the deductible and hope that I would be reimbursed on Monday. After 45 minutes of speaking with representative after representative, I finally was able to get the company to re-commit to waiving the deductible. Two days after this, my car overheated again. I called the warranty company and was told that they would waive the deductible again.
However, when I took the car to a new shop I was told that the engine block had a crack in it due to the repeated overheating within the last few days. I called the warranty company to tell them what I had heard from the mechanic, when they informed me that the mechanic had already called and that my claim was denied due to "overheating" damage not being covered. Maybe in isolated thinking that is acceptable; however, in context of taking this car to a shop at the suggestion of the warranty company, coupled with the acknowledgment of the warranty company that this issue should have been solved the first time around (or the second), how can you possibly leave your customer holding the back in this situation?
This problem is the result of negligence and the subsequent problems worsened by bad faith business practice. That is why I can not recommend that anyone trust this organization to hold their end of the bargain when it comes time collect on the benefits of having your car covered by their warranty policy. They will lead you down a wrong path and leave you holding the bag when you expect them to help. I can not express how disappointed I am with what transpired...
Reviewed April 25, 2018
I have called often for repairs and I have never received any hesitation to repair my vehicle. This is a very good vehicle coverage company. And when it comes time to reimburse for out of pocket cost... I have always received funds in a timely manner.
Reviewed April 21, 2018
I buy a service contract in any used vehicle I buy but with the service contract I had before, I’ve never used the plan at all. This AUL Corp was the second service contract for a used vehicle that I’ve purchased which I’m glad I did because they had to replace the motor. However, they had a lot of arguments with the mechanic where I purchased the plan from. The mechanic where I purchased my car from has a shop as well. So, there was a lot of argument between those two. Nevertheless, they were able to handle it on their own. Although I did have to pay over $600 out of pocket expense for them to replace the motor because the plan would not cover some of the parts they had to replace when they reinstalled it. I wasn’t very happy about because I had paid $2500 for this plan which was supposed to cover everything.
I had left one message to AUL Corp and no one returned my call. They didn’t talk to me directly at all. Nonetheless, the cost was fair because it would’ve cost me six grand to replace the motor if I hadn’t had the plan. So, I saved half basically. However, AUL Corp should be in contact with the person that actually purchased the plan and not just the mechanic. Still, I will recommend them because they did honor the policy.
Reviewed March 23, 2018
AUL is the worst. Why buy warranty to get damaged used parts put on my truck. AUL told shop to use a used transmission with a crack in a part. My truck has been in shop over 3 weeks now. And AUL has truly been hard to communicate with. AUL is not good and sells a good lie to get you to buy. I will not recommended them to anyone.
Reviewed March 22, 2018
Getting a service contract with AUL Corp was well worth it and I would definitely recommend them. I’ve read reviews online and there’s a lot of people saying not to buy a warranty because it's a rip-off. And I’m saying, thank God I have that warranty. I've already filed a claim for a couple of repairs. First, there was a faulty fuel pump shortly after I purchased a vehicle and I took it back to the place where I bought the truck. They took care of it really quick. Then, everything was replaced on my 2006 Dodge Ram Mega Cab 4 x 4, from the radiator to the engine transmission.
Throughout the process, I had some periods of frustration. There was anxiety mixed in there because there's a very big repair that needed to be done. So we took it to a shop in town. I'm familiar with this shop since they had work done on my car before. The manager of the shop dealt with AUL and there was a lot of back and forth because it was a big repair job. That had me worried because if the engine and transmission wouldn’t have been replaced through the warranty, I would’ve been paying for an 8000-pound paperweight. It was basically a $13,000 repair.
In the end the shop told me that they would supply the motor. It has a three-year warranty but AUL is saying they're going to supply any motor but it has a one-year warranty only. If I had any complaint is that I want a motor with a three-year warranty because I don't know where you buy motors with a one-year warranty. All in all, the repair took longer than I thought it would take. And while the engine was replaced, all the outside stuff that goes on the engine like oil and all the hoses, belts and spark plugs add up. I paid $1000. But still if I didn't have the warranty I would’ve been screwed. Now that I’ve been through the process I'm satisfied with AUL.
Reviewed March 15, 2018
We have an AUL Corp service contract on my lease. In addition, we bought a new used and we have gotten a service contract for it. The rep who sold me the contract said I was qualified and asked me if I wanted it. I did, so I signed the paper. The process took 10 minutes. He was upfront and honest with me. We had to file a claim on my husband’s truck that we had gotten in October. The claim process was fine. However, the dealership had it for over a month and they were trying to get answers on whether we could get a loaner. Three days before the truck was fixed, they finally said that AUL Corp said we could have a loaner. I wasn’t really happy with that portion of it. We needed a second car because we’re a two-car family and my husband works midnights, so he would have my car at night. If something were to happen to me or the kids, we'd have a car. All in all, we are satisfied with the contract.
Reviewed March 13, 2018
My vehicle was a diesel and it was an older one. The dealership wasn’t willing to warranty the vehicle at all and I didn’t want to walk out of there with no warranty at all. I got the engine, transmission, front differential, rear differential and transfer case warranty from AUL. It was a good thing I bought AUL’s warranty because two days after I bought the truck, it blew up. If it wasn’t for AUL covering the truck, I would’ve been stuck with a $20,000 truck with a blown up engine. The dealership took care of the claim for me and AUL dealt with them. After five months, it finally worked out. So far, I’m satisfied with my contract with AUL. AUL’s cost is great for the quality of service I got and I'd recommend them.
Reviewed March 12, 2018
When I was at the car lot, the people suggested that I buy a service contract for my vehicle from AUL Corp. So far, I am satisfied with my contract. They really paid through the snoot on this one. They paid for my engine replacement and it was a lot of money.
Reviewed March 5, 2018
I have AUL so that if something goes wrong, I will be covered. This is the third time I’ve obtained a service contract from them and I always go with the estate service contract. I have used them on every car we have. Recently we did the straps on my wife's car. The shop called AUL up, AUL okayed it and the work was done. I'm satisfied and I'd recommend them.
Reviewed March 3, 2018
I'd never owned a diesel truck before and I knew there are expenses that could add up so we made a smart decision to buy a contract with AUL. The last time I bought a vehicle from the same dealership, it was a MasterTech warranty and not AUL. I got a similar warranty but it was just for gas pickup trucks. MasterTech doesn’t offer a warranty for diesel vehicles and AUL is one of the better ones to get. The dealer's finance manager showed me my options and then laid out the prices. The process was pretty standard.
I have a pending reimbursement for my cooling system in my truck and it has taken a little longer than what I’d like but so far, I've been satisfied with my contract. I was comfortable with the rep and I had worked with him before in my previous car. He was a nice guy. The fee for the service contract is about $600 a month and it can be a little pricey if I were to pay it outright, but it’s on my loan so I don't even notice it. I would tell friends to go ahead and look into AUL, especially if they’re buying diesel.
Reviewed March 1, 2018
I have been calling since Monday regarding car issues and yes, I have a contract. Please refer to the 6 digit VIN number in lieu of the contract one. I cannot begin to express how disappointed I am with the ride and unprofessional agents. Namely an Erica in claims and an Eva in Roadside Assistance. Where to begin... I called on 2/27/18 and was warmly greeted by Erica (note sarcasm). Right off the bat, she had a snotty attitude and could hear the condescension in her voice when I asked her what my next step would be behemoth my car was ready for retrieval. I asked her. I called them with the estimate, to which she yells, "Oh no! The shop NEEDS TO CALL US!" I then told her that this was my first time using the warranty. She was very rude and said, "That's why we are here!" I received no apology nor any sort of compassion regarding having a broken down vehicle. So I hang and thought, "Oh maybe it's just a bad day."
I had been reading on your website what "wonderful and awesome" customer service you provide. Yet, I hung and felt like I was inconveniencing her. She and other reps need to comprehend that car breakdowns are stressful and could do with a little empathizing. This was my first encounter with the lovely Erica. On 2/28, I called again and lucky me, I got her again. Joy! I could tell it was the same woman due to the abrupt way she answered the phone and the abrasive attitude! I asked her if we could do a 3-way with the shop because my car was completed. She practically yelled and said, "No! The shop needs to call us!"
I had enough and told her that I did not appreciate her tone and that I was escalating the call to a supervisor because I felt that she was treating me like I'm an imbecile. Rather than saying, "I apologize and let's start again." She proceeds to say, "I did not call you stupid". I reiterated that I want a supervisor or another agent. I then get Nicole on the line and I could distinctly hear Erica in the background blabbing and carrying on. Yes, I've worked in call centers and I am familiar with them. My point is that she should have taken that behavior off the floor. I was blessed or cursed with sonar hearing and that is just unprofessional. Customers and coworkers don't need to hear the mad rantings of someone who probably needs to listen to some Bob Marley or get a hug!
Fast forward I get Nicole and ask for a supervisor. I'm placed on hold for 5 minutes, Nicole comes back and says that she will take my information and a supervisor will call me back. Twelve hours later and no call. That just proves the lack of customer service. I am saddened because I do not feel valued or appreciated. Needless to say I paid out of pocket $400 for my car because I could predict how the call with shop would have went. I am on disability and would prefer to starve for a week rather have the shop call. If you can treat your customers like that, who's to say you won't treat the shop employees the same? I intend to write reviews on whichever site with let and file a complaint with the BBB. -Unhappy in Hawaii.
Reviewed Feb. 28, 2018
The regular warranty ran out on my car and I wanted to keep it. The dealer that I have been dealing with for years recommended AUL Corp. I went ahead and extended the warranty with AUL Corp. The finance manager gave me the pricing on it and I did it because I trusted him. I have had one claim and it went great. It was strictly through the garage and I didn't have any personal communication with AUL but the garage took care of it. I would recommend AUL Corp to anybody.
Reviewed Feb. 17, 2018
When we had to use our service, it was a little odd that AUL wouldn’t talk to the shop that we took our vehicle to and they wouldn’t approve anything. It was a little sketchy. We purchased a vehicle and took it home. It was smoking when we drove it. The dealership told us that it was just the cleaning of the underneath of something. I said, "Okay." The next day, there was a clear oil leak, so we called the dealership.
We had it looked at three different times by their mechanic’s shop, but it still kept leaking oil. We then took it to a different mechanic. The mechanic’s shop I took the vehicle to tried calling to see if AUL would cover it. AUL wouldn’t approve or deny anything with the mechanic. I had to call the dealership and they had to deal with AUL. The dealership guy took care of it. The car had an oil pan leak and a rear main seal gasket leak and we hadn’t even had it for a month. We were able to get the issue covered in the end, but it was awkward. This was the first time I've ever had to use a service contract and I’m not even sure if AUL technically covered it or if the dealership did.
Reviewed Feb. 12, 2018
I paid $2300+ for an extended warranty and when my power steering failed. While they paid to have that fixed, they refused to pay for the wheel alignment that was required as part of the rack and pinion replacement. This resulted in the steering wheel tilted noticeably to one side while driving. Their justification was that the car is driving straight and that's all they care about. Will not recommend these douchebags!
Reviewed Feb. 8, 2018
I was looking for one of the top of the line warranties and AUL Corp was recommended. There were some issues with a vehicle right after I bought it and AUL Corp took good care of it. That car got the best extended warranty that this company offered. I filed the claim by going to my service department which then contacted AUL Corp to see if they covered certain things under my warranty. AUL took care of the things that they were supposed to on my vehicle and I was very satisfied with everything that they were there for because they worked with me. The only thing was that my contract was not very long as it only covers about 40,000 miles. The quality was good though. I would recommend them if they have a longer option. Also, I have not heard from them since my warranty was up so I never got to renew it. But they were great.
Reviewed Feb. 6, 2018
Although AUL has paid out most of my claims I am unhappy that there was a listed item (throttle body) that was excluded from comprehensive coverage that is not considered a "wear item". The original salesman never mentioned the exclusions and the repair shop said that it was unusual for a throttle body to be excluded on a comprehensive warranty. At the end of the day the warranty has paid for itself so I am still somewhat satisfied.
Reviewed Feb. 6, 2018
Phone agent was fine. Your product is subpar. I purchased what was said to be the best and I can’t use it for any of my issues. Electrical problems, A/C problems, problems that really matter are not covered at all. I was told I have the electrical package but I wasn’t told the electrical package refers to things like GPS; not things like my automatic running boards that cost $2500 to repair. You can rest assured I will not stop telling people how horrible your products actually are and to NOT purchase them.
Reviewed Feb. 2, 2018
We bought a service contract from AUL Corp for all our cars and it seemed to be the thing to do. We have always had good experience with AUL Corp. and we are happy with it. Our contract has been fine. We bought several cars from the dealer and we are happy with the policy, the serviceman, and everything that has been done with all our cars. We have used AUL Corp. for several things. I give the claim to the dealer and let them process it. The cost is wonderful. It would cost me way out of pocket if I had not bought the policy.
Reviewed Feb. 1, 2018
AUL Corp is horrible. I purchased a vehicle from Unique Motors which had 67,000 miles, and I also purchased the best coverage that they deal with AUL because I don't like messing with anything if I purchased stuff. People say it's a waste of money but I had really good success with it with my wife's Honda Odyssey. With no questions asked, they repaired stuff and there was no deductible with them. With mine, there's a hundred-dollar deductible which was fine, but I expected superb coverage.
I didn't put more than 2,000 miles on the truck, and I was going to take it up North. And before any trip, I have a tradition of taking all my vehicles to a dealership to make sure that it's trip ready. I took it to one of the local Ford dealerships and found that there were some issues with the suspension and the steering. I also noticed that every time I was going about 70 miles an hour, it would kind of shake. So, when the dealership told me about the things that were wrong, I told them to get it fixed because I have the warranty. I spoke with the gentleman that I was referred to by other guys I work with at work. He was extremely helpful. He called in a couple of parts, but AUL said it is not covered. He told them it's a part of a stabilization arm and they said it is under the steering and the warranty doesn't specifically say that it is covered.
The gentleman called and told me that they were saying that it is not covered. I was looking on the sheet and was looking up what the part was. And it was funny because if you look up the definition, it is involved in suspension or stabilizing the steering because it connects the steering. And there was a little paragraph that I read on it. If you google it, it comes under suspension parts and comes under stabilization arms. So, I didn't get how it's not covered.
I called AUL and spoke with one person who said the part is not covered because it specifically doesn't say on the warranty. And when I asked if he was telling me that every part of a vehicle is specifically stated in their warranty, he said yes. I told him he was wrong. There are too many parts of the vehicle to specifically state in their brochure. So, I then asked what is not covered. He got me another man who told me the same thing, and he also said I didn't know what I was talking about. I told him he shouldn't be talking to the customer like that. When I asked again what was not covered, he said it was the part that I needed.
I told him warranty companies not only have what's covered but they also have disclaimers of what's not covered. And it's a small print and us, consumers, don't read it. I asked him where was that piece of paper, and he said they don't have to generate it for me. All they have is what's covered. And if it's not specifically stated on what’s covered, then it's not covered. I talked to another manager and he also told me I was full of crap. I pay a couple of grand for this warranty and they are not covering certain things.
I called the guy at the dealership and I apologized to him for AUL Corp. Another thing that pissed me off was how AUL's reps didn’t know my vehicle is a lifted truck. I've dealt with warranty companies my entire life as a homeowner and as a vehicle owner, and I get it that they want to save money but the perception I received from AUL was it was a nickel and dime as far as what they want to cover. And it's extremely sad because we pay for a product for peace of mind and yet, they are taking half my mind and fighting with them on the phone was completely ridiculous. They couldn't even produce documentation that I was requesting.
I also saw a couple of blogs where AUL is not very popular and I wish I should've done my due diligence as far as looking up the insurance company before I purchased something. I would've gone with the product that I know and the company that I worked for, that was through my credit union. But the truck is beautiful. I didn't know there were major issues with it which was why I bought the warranty. The guy at the dealership even said that the part is only going to cost them $300. They're losing the customer, and I'll never purchase anything from AUL again. I got all my statements ready to blast not only them but also Unique Motors, who I purchased it from. I was totally disappointed in that company and the representation I've received from them was horrible.
Reviewed Jan. 31, 2018
I bought a car with approximately 75,000 miles and the service contract from AUL Corp came with the car after the dealership. The person who sold me the contract explained it pretty thoroughly and I had a really good understanding of it. It was a warranty that lasted up to 100,000 miles and covered drive axle, powertrain, and other things. It had a good coverage of everything. I was very pleased with it because it turned out that the car had a bad rear differential and I ended up having to use my warranty just about a few months ago.
When I submitted the claim, there was a lot of coordination that had to be done between the service shop that fixed my car and the company. The company requested pictures for them to verify. After all that, they told us what they were going to cover and they covered most of the expenses. I ended up getting charged for a little bit of extra labor and materials for the fluid in the rear differential which was fine. I got a wholly refurbished rear axle in my vehicle at the end of the day.
But it took a few hours for the company to provide the payment to cover their end of the warranty. We were coordinating all the stuff through fax then we called them and told them that the job was done. I was sitting around in the shop for about five hours because somebody wasn’t checking the fax machine on AUL's end. I wished that the people who were speaking with the shop who was fixing my car were more aware that they need to expedite the situation so that I could get the car and get out of there. Other than that, it was a good time up until the end. The quality of service is great and I’d recommend it.
Reviewed Jan. 30, 2018
I bought a truck back in July and bought a three-year 36,000-mile warranty service contract for it from AUL Corp. Their finance manager was very nice about it and he told me that it can be cancelled at any point. He was very helpful, and he explained everything very well to me. When my power steering rack was out, I called AUL Corp and they told me to call the dealership that they go to. I talked to them and it was all figured out fairly quickly. I saved the $100 deductible and had my truck back within a week so I’m happy with it and I would recommend it.
Reviewed Jan. 29, 2018
The AUL rep was able to explain the different tiers of what the actual vehicle qualified for and what we were able to do. He was very educated on helping us choose the proper contract and he did a great job. We were very satisfied with our service contract and it is very good compared to previous ones we had. We have already filed claims and we got a new transmission, a new power-steering thing, and a new radiator. I've also got one outstanding claim that I sent in that I need to check the status on. Everything else was paid directly to the dealership but this one we paid and then we had to submit for reimbursement. It was a great experience, so far, with AUL Corp and I would definitely recommend them.
Reviewed Jan. 25, 2018
If you're purchasing a used vehicle, AUL Corp is worth having since you never know when something's going to go wrong. I purchased a used vehicle and I was impressed that there was a warranty offered for it when I asked the dealer's finance manager, especially because some places don't have. The finance manager was knowledgeable and able to answer my questions, and there was only one warranty company that he worked with. He showed me the different product lines that AUL Corp offered then I made my selection from there. I went with the service contract that matched my needs which has more than major items on the vehicle covered.
When I filed a claim, I contacted the person from the company who I purchased the warranty from. I told him about what was going on with the vehicle and that I wanted to have it serviced. He told me to take the vehicle to wherever I wanted as far as dealership or repair place and that they would do the paperwork from there. So, I selected a company to do the repairs and gave them the name of the warranty and warranty number. I showed the documentation that I had a warranty plan then they processed the paperwork and did the work on the vehicle. AUL worked with the company that did the repair and it went through fairly smooth. Having the AUL Corp warranty is a good value and I would recommend the company to others.
Reviewed Jan. 18, 2018
Bought a used truck with 120,000 miles on it. I thought it would be a wise decision to purchase the 36,000 mile drivetrain warranty. Noticed the truck started using coolant, with no visible external leaks, approximately 3 months after I purchased the truck. To make a long story short, they denied my claim even though the dealer removed the heads and found a 5mm breach in the head gasket. DO NOT BUY ANY TYPE OF WARRANTY AUL HAS TO OFFER! THEY WILL FIND A WAY TO MAKE YOU PAY FOR REPAIRS!

Hi Carl,
Thank you for your feedback. However, it looks like your review was filed prior to your claim being approved and covered in full by your AUL Policy. While we are pleased your AUL Policy was there when you needed it, Customer Service will be reaching out to you shortly to learn more about your claims experience so we can find areas where we can improve the quality and expediency of the process.
Should you have a few minutes to discuss, please give either myself or Frank Pfister, the Claims General Manager, a call at 800.826.3207.
Thank you,
Jacqueline Swank
Reviewed Jan. 18, 2018
Having an AUL Corp warranty is awesome. It was my first time buying a vehicle so I wanted to make sure that if anything happens to it then the service contract would cover it. Within the first month of getting the vehicle, the motor completely went out on me. The claim process was easy. I was given paperwork in advance which I had on-hand and ready to go and then just turned that in. The dealer’s finance manager who sold me the contract tried to put $300 on top of the original price tag, but he fell through with his warranty and his word. AUL Corp covered it for me and I won't have to pay $100 for a brand-new motor. And it's been running great ever since. Although the contract is black and white as it says what it's covering and what it’s not, I still had a couple of questions. But so far, it’s been a good experience with AUL Corp.
Reviewed Jan. 7, 2018
It pays to have a service contract for my vehicle with all the computers and everything in it. I told the AUL dealer that I wanted an extended warranty and that was what they set me up with. I got the full warranty for 100,000 miles on the car and I have it for about a year now. The service looks expensive and it could be cheaper. But I got to have it and so far, I’m satisfied with AUL Corp. Last month, I used the warranty and AUL paid for the tune up. The dealer processed my claim and it was easy.
Reviewed Dec. 27, 2017
I have a three-year, 36,000 bumper-to-bumper service contract with AUL. It was for a higher mileage van and I wanted to make sure that I'd be covered if anything happened during the first little bit of ownership. When I had to have the transmission work done, they gave me this weird option of either they’d send a transmission ahead with 40,000 miles on it and put that in or I’d have to pay an additional $300 on top of the deductible to be able to get a brand new transmission put in. I chose the latter.
They could have done better in not making me have to pay for a transmission. It was the first time I’ve ever had a service contract where I had to have work done and they told me that they got this working used transmission that they were going to put in my car. Also, the crazy thing was I asked the shop how much it would cost to have them rebuild my actual transmission and they said it would have been $1,400 cheaper than the price for having them put in the used one. But they said that it is not one of the things that AUL does.
Other than that, the people I dealt with were professional and didn't make me want to commit suicide afterward, which for a car dealer or finance manager person is quite the compliment. The dealership handled the claim process and they had to tear the vehicle down to a certain point which took a couple of days. Then they called about it, told me what was going on, and said that AUL authorized the work. During that time period, they had me in a loaner car from the dealership so I wasn't affected too badly.
Considering the fact that I spent $3,000 on the warranty, it’s like I prepaid the cost of the transmission swap and got a discount on it. But if I never had to use the contract, I’d have the frustration of having spent $3,000 on nothing. That’s the way I’m looking at it, so I feel like it was a fair thing and I’m good with that. But then, it’s also nice to have that peace of mind knowing that if something breaks, I could just drive up, have the car towed up and they would fix it.
Reviewed Dec. 19, 2017
I bought a truck and I got an extended warranty to cover everything just in case anything went wrong with it. The AUL Corp finance manager told me he had a contract and if I wanted an extended warranty, they can put it on so they added it in my truck payment. The AUL Corp extended warranty is a good thing to have. They helped me on my truck a lot and did a fantastic job with it. Everything I’ve asked about my truck that needed to be fixed, they jumped both feet. They did what they said they’ll do and they did what I want done. I’ve had a great experience with the AUL Corp. It was smooth. I’m very pleased and I think highly of them.
Reviewed Dec. 15, 2017
Everything was covered on the service contract that I got from AUL Corp. The rep told me that the warranty was the best they’ve offered at the time. He was very friendly. The two issues that I have had has been covered. One time, my vehicle had a loud squeaky noise, something was wrong with the fan under the truck which they fixed. The other claim was a sensor that went out on the truck that they replaced. It was handled in a timely manner. One thing I don’t like about it is when I take my vehicle to the shop, they have to call them before they can actually start working on it. Still, I would recommend them. I know when I take my car to the dealership, I will never have any problem. I haven’t ran into any issue that is not covered.
Reviewed Dec. 14, 2017
I wanted to make sure I had coverage for my 2011 Dodge Durango since it was an older vehicle so, I got a service contract with AUL Corp. The price was fair but on the other hand, the head gasket that blew wasn't covered. There are limitations on the insurance and what will be covered, but the person that sold me the insurance put it like it was going to cover anything that’s currently wrong with the vehicle and didn’t say too much about having to make sure that it was on their end like the regular maintenance instead of just sitting there on their lot. So I couldn’t prove to them or the insurance company that I could get my head gasket repaired. They won’t pay for it because it’s over how much the vehicle’s worth. I just let the truck sit right now and I haven’t utilized it. Other than that, they’ve been able to help me with the tow services which is an advantage and they also covered the transmission.
Reviewed Dec. 10, 2017
I bought a used vehicle so I got a service contract for it from AUL Corp. The finance manager at the dealership who sold me the contract was a nice guy and he said that the warranty would be for three years and cost an extra $4,000. So far, I've only had to use the contract once. Shortly after I got the truck, the screen on the main stereo, the dock station, and the DVD went blank on me and I filed a claim with AUL. I took my truck to the Ford dealership and they quoted a price for the repair service. However, my service contract wouldn’t allow me to take my truck to a Ford dealership and AUL wanted the repair work done at their shop. I contacted their shop, but the people there had no clue as to the intricacy of a computer on a truck and they even said that they would rather have Ford do it. So, we had to go through a big hassle to try and get authorized by AUL so that Ford can work on the truck.
I was told that the repair work would cost $1,400 and a new CPU had to be ordered for the computer. The people doing the repair work also had to take the part out of my truck and ship it off somewhere, so I had no navigation and stereo for a couple of weeks. When they got the part in, I took the truck back to them and rented a car again. They were able to put the new part in, so I was happy and paid the $100 deductible. In the end, the rigmarole we had to go through got ironed out and I had a good experience overall with AUL, although this wasn't so in the beginning.
Reviewed Dec. 9, 2017
I have a three-year term with AUL Corp to cover any major repairs to be done on our car. When the alternator went out, I was looking for a mechanic to fix it but my wife reminded me that we have an extended warranty so I called the dealership and they verified all of it. They told me to bring the vehicle in and they took care of it. AUL saved me over $1,000 and I was really satisfied.

We're so pleased to hear that you're really satisfied with your AUL Corp. service contract! And betting it came in handy at this busy time of year! Thank you kindly for writing to tell us about your experience. We wish you a wonderful 2018!
Reviewed Dec. 8, 2017
My daughter's Volkswagen was bought used and we started having some minor issues about four weeks later so we took it into the dealership. The mechanical data told AUL Corp that it was owner neglect and it had no oil in it so the warranty company refused to pay for it. Somebody said that because we didn’t buy the car from them, they didn’t want to work on it. The warranty company finally agreed to a second opinion. They took the car to another place where they said that it had oil in it and it was not owner neglect. They tore the whole thing down and the warranty company sent people in to look at it themselves and they also agreed that there was no owner neglect. There was a valve chain that had messed up.
It took over two months for the car being in the shop and back and forth with the warranty company before we finally got it fixed. My daughter had a car payment and no car to drive and it was really aggravating. The only thing AUL Corp would do is to give her $30 a day for five days for a rental car. AUL Corp paid the $5000 and we had to pay a $100 deductible to get the car fixed. There was no, “I’m sorry for the inconvenience” so it was a very bad experience and they were not helpful. We paid for a warranty and they refused to do anything. If they have had problems with a body shop in the past, they should tell the dealership to not send a car there.

Hi Anne,
Thank you again for your candid feedback. We’ve attempted to get in touch with you to discuss your claims experience. While we are pleased that your AUL Policy covered your major $5,000 claim in full, we certainly do empathize with you regarding the claims experience at the dealership, as it is not up to our standards. We partner with thousands of dealers across the county and work extremely hard to weed out those who don’t share our commitment to excellent customer service. We are deeply troubled by how your repair work was handled.
If you can spare a few minutes, we would very much like to speak with you about the dealer, the service station and claims process overall to help ensure all our customers receive proper and prompt care when making a claim.
Please give either myself or Frank Pfister, the Claims General Manager, a call at 800.826.3207.
Thank you,
Jacqueline Swank
Reviewed Dec. 5, 2017
I was told a service contract would cover my problems and I believe in having one, which was supposed to cover bumper-to-bumper, but I wasn't sold the right one. When I bought my vehicle, Unique Motors told me that the sunroof was acting up, but I might as well wait a couple months, so they didn't look bad and that it was covered under my warranty. And I went in and found out the sunroof is not covered under my warranty and I'm not happy about that. They need a complaint filed on them about that. I wish I had the contract when I bought it, so I’d have known what I was buying, instead I was only given a flyer. I was never sent a contract till I asked for one six months later. I think it's a good contract once you realize what you have, and AUL has been nice, but I'm not happy with the Unique Motors.
Reviewed Nov. 27, 2017
I needed to have some reassurance when I bought a used car so I obtained a three-year service contract from AUL Corp. Though the finance manager was okay, I wasn't told that I could only bring my car back to them to have to get it serviced. And they are 40 miles away from my home. Despite being quite far away, I had already filed a claim for two different things, which were handled by the dealership. They worked well. Overall, I had a good experience with AUL Corp.
Reviewed Nov. 26, 2017
We had bought two separate 2012 BMWs, and they were both out of warranty. We bought service contracts, which were about $2,000 per vehicle, from AUL Corp at the dealership when we bought the cars. We had a few claims for our BMW 323i. And for the 2012 BMW X5, it has been an absolute nightmare, some of it is just the car itself and a bit of it is the way that AUL decides how they were going to pay for something. Six months after we owned the car, it sat at BMW for three months straight. And BMW had a hard time figuring out what was wrong with it, but the only way AUL would decide if they were going to pay for something is for BMW to completely take it apart. We had to agree to pay upfront if AUL didn’t pay, but they had to completely take whatever the issue was apart and then give AUL 48 hours to come out and look at it.
And then for the first repair, AUL made us use a used part, which wasn’t any good when it came. We had to wait longer, but the sad part was the used part wasn’t what ended up being wrong with the car. It has something to do with where the wiring part is, which they ended up repairing while it was there for three months. AUL paid between $4,000 and $6,000 for that repair. Also, we’ve had miscellaneous stuff that went back in over the last year. Two months ago, the X5 went back to BMW for an oil change. My wife had them look at different things while it was there since it was leaking oil. They said that the valve seals were bad, so they did some work on that, which cost $6,000. We went to pick the car up and it wouldn’t start. They then told us that the engine had completely seized up. The car is still in BMW but now, they replaced the engine, and AUL put in another $8,900. So, AUL had paid $20,000 towards that car now.
The warranty has been kept and I was a little frustrated about that since we had to come up with so many thousands of dollars. Nothing we ever read gave us that indication. I didn’t understand it being kept since it was not explained upfront, but the service manager said he had only seen it twice in 30 years, so it’s not something common. With AUL paying $9,000, we were still going to be liable for about $11,000. And then BMW absorbed a big part of it. The car has broken down at least three times and sat there for three months each time. It wasn't necessarily the warranty’s fault. They can’t control if the car’s going to break down, but part of the delay is the process that doesn’t involve the warranty. The most recent time, BMW had to take the engine completely out of the car, take it apart for AUL to come check it out and decide if they were going to cover it.
At the end of the day, we took our car to BMW, assuming they knew what they were doing. And months into it, the car is still not fixed, and it is the more frustrating part. Even though we’re frustrated in some parts of the process, I can’t be frustrated with a company that paid $20,000 towards a car that I wish somebody would just set on fire. I would still recommend them, simply because people need a warranty. And our overall experience with AUL was fine and we're happy with what they’d done.
Reviewed Nov. 23, 2017
The extended warranty I purchased from AUL Corp covers anything from front to rear, the motor, transmission, and everything exterior. Blaise at Joe Ricci was awesome, and he sold me the one that he’d seen with the best price. It covers everything that we needed it to cover. I purchased the contract in case anything happens to my vehicle, and so far, I'm very satisfied with it.
We ended up using the extended warranty. It was a pain when we bought it, but it paid for everything. They had our car at the shop for a month and a half. Our car needed a motor and a trans after only having it for six months. So, they saved us a lot of money, and they ended up covering all that. We only had to pay for some fluid. The cost is amazing and it’s definitely worth it. I would definitely refer somebody to AUL Corp. It was amazing for us to be able to not have to worry when our car broke down. We took it to the shop and they dealt with everything at the shop. They kept us informed, so it was nice.
Reviewed Nov. 22, 2017
I bought a service contract from AUL Corp for my vehicle, and their representative was straightforward as far as what is covered and what I have to do if something happens to my car. I filed a claim for my engine, and I had it rebuilt. They took a lot of steps and the process took a while, but everything got resolved.

Alejandro, thanks for your comments! I'm sorry the process took a while for you, but I am glad we were able to help with your repairs!
Reviewed Nov. 20, 2017
We got a bumper-to-bumper warranty from AUL Corp for the first 36,000 miles for our vehicle to have it secured if anything happens to it. The warranty was priced a bit high but it wasn't overpriced since it covered what we needed. We've already used it when the turbo of my husband's pickup truck blew up. AUL replaced the turbo since it was covered. There was a bit of a hassle when we submitted the claim to the dealership, but that wasn't horrible and our interactions with the finance manager was fine. Our experience with AUL has altogether been satisfactory.

Thank you for your feedback. We are pleased that your AUL Policy was there for you and your vehicle when you needed it. If there was an area in your claims process that AUL could improve upon, we'd love to hear about it. Your input allows us to improve upon our industry leading customer service. Thank you again!
Reviewed Nov. 14, 2017
I purchased a used vehicle and I thought a service contract from AUL was a good idea. I got it back in May of this year and there were three tiers and I got the best one. The dealership started the claim process because my vehicle needed new cam phasers and the rear defrost wasn’t working so I needed to replace that window as well because the defrost grid is in there. I thought there was going to be a lot of back and forth and arguing but I was pleasantly surprised about the entire process. The response was good and they paid out $4,000. It was really smooth and easy. I just got the vehicle back and it’s working well now.

We are thrilled that your claims experience was a positive one. We work hard to take the stress out of getting you and your vehicle back on the road. Thank you for the kind words!
Reviewed Nov. 10, 2017
I bought the car used at a dealership and I wanted a service contract for extra security. I got the highest level of coverage from AUL and it was cheaper for pretty much the same thing. I have submitted a claim and it was awesome. They paid for everything. I had to get a full engine rebuild. AUL wanted my oil change history, but I didn’t have it. Still, they ended up doing the work. The cost of the service contract definitely paid off.
Reviewed Oct. 31, 2017
Very good, but I was informed that I used up the coverage amount and the policy was voided prior to time and miles expiring. I still had a few thousand miles left. I will consider another AUL policy next time also.
Reviewed Oct. 24, 2017
Since my vehicle's a 2010 and did not meet McCluskey Chevrolet for a lifetime warranty, I bought a service contract from AUL Corp. My vehicle was a few thousand miles over. I got the middle contract and I'm very happy with it. I had a lot of work done on my truck three weeks after getting the plan and it only cost me $252 when it would have cost me $3500.
The finance manager was very professional. He showed me three different programs and explained them to me. I picked the one that I could afford because I'm on a fixed income now. He was very good at what he does. Plus, he takes the time to get to know the people he's talking to. I was very happy with him. I took my truck back because it had a vibration and a squeaking coming out of the motor. Plus, once I get up to about 78 miles an hour, my AC would kick off. The guy in the service bay and I didn't hit it off very good at first. He said there was no code showing. I told him that I build high dollar race engines and that I know when something isn't right in the motor. He said that the squeaking is a belt. But I told him no, that the squeaking is coming from inside the motor. He repeated that there are no codes showing. I said that I didn't care if there's a code showing or not. There's something wrong with my truck.
A few days later, they called me and they said it had a couple of bad lifters and it had scarred the cam up pretty bad. They put a new cam, lifters and some other stuff in it and it's running fine now. Until you go through something like this and have to use it, you really won't know what to expect. But things went really smoothly and quickly. They had my truck for 10 days and by the time the adjuster came out and looked at it, they had all the work done. AUL Corp is well worth the money and I tell everybody about it.
Reviewed Oct. 18, 2017
I got AUL for my son's car that had 30,000 miles and the warranty was already going to expire because the car is past the mileage. We took the best coverage available from them. The rep was very easy to work with and very friendly. Submitting a claim was easy and the whole process went well. AUL had to send someone out to do an investigation. Then, after they determined that the engine needed to be replaced, they had to look for another engine. That took a week or two. It took almost a month in the shop but that’s understandable because the whole engine needed to be replaced, so I was patient.
My son had to rent a car and it was also covered by the insurance. There was a little bit of limitation on it, but it was only for a few days. The service adviser had made an exception. Overall, I'm very satisfied and happy with AUL and I’m thinking of getting it for my older car. It already has 70,000 miles and anytime, anything could happen. I would definitely recommend AUL.
Reviewed Oct. 17, 2017
As far as I know, everything went well with AUL Corp. Our Wrangler was used and we weren't sure of the history on it so we got an extended warranty for it. I've always felt that an extended warranty is well worth the money when you're dealing with a car of unknown history. The salesman offered us several different levels and we got the basic package.
We filed a claim and they wound up replacing the engine. It wasn't easy and we had to deal with the dealership regarding who was going to pay. Then the dealership had to prove that there was prior damage and then negotiate with the extended warranty company regarding who was going to pay for what. All in all, communication with the dealership could have been better, but so far, so good.
Reviewed Oct. 16, 2017
AUL Corp was excellent. I got a contract that covers pretty much everything. The dealer's finance manager was pretty good and recommended AUL. He was honest and I was comfortable working with him. It was an older vehicle and I recently needed to have repairs done on the transfer case. Filing a claim was relatively easy. The dealership called AUL and explained what had to be done. Then the dealership called me to give the approval. I'm happy and I can't complain.
Reviewed Oct. 15, 2017
Our Ultima had a lot of miles on it and the original warranty was running out. So, through the dealership, we bought the vehicle protection that was one of the top ones from AUL and it was a good experience. We're very satisfied with the contract so far. The policy did what it was supposed to do and the service was worth it.
Reviewed Oct. 14, 2017
In the event that the regular maintenance and parts of our used vehicle fails, we have a comprehensive service contract from AUL to cover the expenses. It covers everything except the onboard electrical. We wanted a comprehensive contract when we were looking at the coverage, but there were certain things that couldn’t be covered like Bluetooth functionality. When I was purchasing the contract, I talked with the representative from the dealership and felt comfortable. He outlined the packages for us, was informative and helped us make a decision. We also had a few vehicles before so we have made all the stupid mistakes we needed to make to know what we needed to get this time.
We filed a claim when we had transmission issues. I took the car to the dealership for service but they needed to call the warranty company to see if these were covered. They got back to us after a day and told us what was covered and what was not, but the AUL inspector had to make sure that that’s what was actually going on. It took him a couple of days before he came and gave a second opinion, so I was driving a vehicle that needed repair during that time. If it was undrivable, I would have to pay for a rental car myself. That was the only difficult part of the process, especially scheduling trips with the dealership. The inspector could have been more available.
Then the vehicle went in and got the repairs done for what was approved. The approval process with the inspector took longer than expected, but the cost for that was all on the dealership. They didn’t charge us for anything outside of what our warranty covered, which is exactly what we needed. I had a good experience overall.

Hi Jeremy,
Thank you for your feedback. We are so pleased that your AUL Policy was there when you needed it. Just wanted to add that your policy, like all AUL policies, includes a rental car benefit for up to 8 days. Please refer to your policy for details.
Additionally, since we contract third party certified inspectors all across the country, we do require up to 48 hours to inspect the vehicle.
Thank you again for your business and happy driving.
Reviewed Oct. 13, 2017
The extended warranty I purchased from AUL Corp. was a full coverage that was meant to cover all the major parts in my '05 Ford Power Stroke pickup truck, a work truck I rely on and use everyday. The dealer's finance manager who had sold the service contract to me said that when I bought the truck, I got it qualified for the warranty that would cover all the major components, including the turbo, but except for stuff that wear out like belts and brakes, and I was willing to pay a little more to have stuff like that covered.
My truck has under 100,000 mileage and I've never had problems in the past. But the first time that I had a claim with AUL, they fought the calim and they weren't going to cover the repair work. I was really frustrated because, when I got the service contract, it only covered all the major components and it didn’t even cover my turbo. The company, Tri-State Ford, had to absorb some of the repair costs since the coverage wasn’t as cut-and-dried as I was told it was going to be when I purchased the extended warranty.
I had to clarify what coverage I was getting from my warranty. The guy that worked there at the Ford company was nice and friendly, and he told me what my warranty was supposed to cover. The next time I had a claim with AUL, I didn’t have any problems with them and Tri-State Ford did a great job. That was great service and I was happy with the warranty. At the end of the day, I got the service when my truck got fixed.
Reviewed Oct. 12, 2017
I purchased a new vehicle and the AUL service contract was one of the offered things at the dealership. I got AUL's 48,000-mile warranty and I’m happy with it. I had engine troubles and the dealership dealt with the claims process. I didn’t have any service record on the car before I bought it so originally it wasn’t going to get covered but then they switched to covering it. And they covered most of it. The engine blew and it got replaced. I was satisfied with the repairs and the maintenance.
Reviewed Oct. 11, 2017
AUL Corp is awesome and I’m very happy with them. My finance manager who sold it to me gave me a little pamphlet including all the good stuff and told me what’s covered and what’s not. My ABS comp had run out so I checked the service contract into John Sullivan and they took care of it. They said that the car’s $1,800 so they were shocked to hear that I had zero deductible and I got it done for free. I would refer AUL Corp to anybody.
Reviewed Oct. 9, 2017
I bought a bumper-to-bumper extended warranty a year ago for a 2011 model and it only had 36,000 miles on it. Sometimes when you’re getting a used vehicle, you don’t know exactly why someone gave it up and what’s going to go wrong with it, so I made sure that I bought one. However, the AUL reps went really fast, like they wanted to get me out the door. It was a good thing I got the warranty because the power transfer unit wouldn’t hold six months after I got the vehicle and it would’ve almost been a $3,000 job. But the guy was very hard to deal with when the unit went back. They kept asking for my copy of certain things and I bought it but I thought they would have it. They didn't tell me that AUL was outside of Ford when I got it.
It would be nice if we could get an ID card when you sign up for one insurance program. It would have all our information on it so we don’t have to pull out all those papers every single time to find them 'cause it’s really kind of a pain. They didn't want to look it up for me even though they've gotten it there. Plus, they had to have someone come out because of what it was going to cost to fix it and they had to inspect then do this and that. From the time that I put in the claim, it took quite a while before my vehicle was actually fixed, around 10 days.

Hi Sharisse,
Thank you so much for the feedback, we are pleased that your policy was there for you and your vehicle when needed. Given the description of your sales and claims experience, please give me a call at your earliest convenience as we would like to discuss your concerns as soon as possible. As the nation’s premier service contract provider, we pride ourselves on industry leading customer support and strive to ensure all customers have a great experience.
While all AUL policies are sold through individual dealerships, most provide an AUL Customer Contract Holder and you should have received one at the time of purchase, complete with an AUL Claims Card. Both the contract holder and the Claims Card contain instructions and information for filing a claim or calling roadside assistance; they are designed to be placed in your wallet and vehicle for easy access. For your convenience we will be mailing you an AUL Customer Contract Holder and Claims Card immediately, should you ever need your policy again.
Thank you again and I hope to hear from you soon.
Best regards,
Danna800.826.3207 ext.282
Reviewed Oct. 6, 2017
My experience with AUL Corp has been good and I'm satisfied. Their service contract was offered when I bought the car and it's my first time purchasing from them. I got the platinum contract to have some extra protection since my daughter is taking the car to college and she's going to be away from where I'm at. I filed a claim for an air conditioner issue and I worked directly with the dealer and did not have to do anything. Their service is fair and I have already told a friend about them.
Reviewed Sept. 29, 2017
The vehicle I own is expensive to work on so I wanted to make sure I protected it. My dealer presented AUL Corp.'s warranty as a solution to high-cost repairs and said really good things about them so I signed up for their policy. When I filed a claim, the service manager at the dealership was the one that handled it and I didn’t deal with AUL Corp. directly. But they took care of what needed to be taken care of so things went fine. I know a lot of other people who owned other products through different companies and haven't had good dealings. But my experience with AUL Corp. has been excellent and they're a great company. They gave me fast and fantastic service.

We're so glad that all was handled with your repair to your satisfaction! We strive to do our utmost for our clients, so your positive review means a lot to our team. Thank you kindly!
Reviewed Sept. 26, 2017
They are awesome and really took care of my car. Put in so much more in work than I paid for my warranty and bailed me out of some very expensive repairs including a new engine, fuel pump, etc in less than one year. They are highly recommended to anyone needing an extended warranty.
Reviewed Sept. 26, 2017
I highly recommend AUL Service Contracts. Fixed the transmission in my truck. I had no issues with getting the claim approved and paid. A very pleasant experience. The service advisor informed me AUL was much easier to deal with than other warranty companies.
Reviewed Sept. 20, 2017
I got an insurance from AUL Corp. for my used car. My dealer's finance manager told me that the insurance will guarantee that if anything happens to my car within 6 months, it will be fixed. I filed a claim recently and it was a repair for one of the spark plugs. I told AUL Corp. where I was taking my car and they handled everything. They worked very quickly and saved me thousands of dollars. All in all, my experience with AUL Corp. was short and sweet, and I would tell a friend about it.
Reviewed Sept. 15, 2017
I really glad I purchased the extended warranty. Read the fine print to see what items aren't covered. Warranty paid for itself on first trip to dealership. Verify the coverage with what components are installed on your vehicle. I feel very comfortable purchasing a used vehicle.
Reviewed Sept. 14, 2017
It was a good idea to buy a service contract because it was for my used car. We’ve been happy with all our warranties and AUL Corp has done a good job. However, there was something on the car that I thought should have been covered - the glove box. It started to warp over time and it would not close. We had to replace the whole thing but it wasn’t covered. But everything else is fine and there was also a drive shaft issue that they covered and we were grateful that they did. The process in filing a claim was also easy. Everything went through the dealership that did the work.

We're so pleased that you are continuing your relationship with AUL Corp and that you were kind enough to take the time to write a review. And so glad that the drive shaft issue has been resolved to your satisfaction!
Safe driving and thank you again for your kind words.
Reviewed Sept. 11, 2017
I got an extended warranty as I knew the repairs for my vehicle would be expensive. The rep from AUL Corp went into the details about the warranty and asked if I wanted one to which I said yes. I have filed a claim for a sensor repair and it went without any issues. AUL Corp paid my claims. I haven’t had any problems at all and I’m very satisfied.
Reviewed Sept. 5, 2017
I was refinancing through Blue Harbor and because they recommended AUL Corp., I decided to take it up. My first warranty came with the purchase of the vehicle and I had it until it expired. It had everything included in it and this one from AUL just covers the mechanical warranty. But I’m impressed with them. I filed claims for my fuel pump and the timing belt. I dropped my car off at the dealer and the repairs done were superior. The last repair took time because they said that they had to get signed-off by the manager and the manager was on leave. But everything worked well in the end. AUL was pretty good to work with and paying them is worth it. The warranty has helped a lot and I’ll recommend anybody to them. They were very helpful, understanding and they do what they have to do to satisfy their customers.
Reviewed Sept. 2, 2017
Never had any issues at all with AUL taking care of issues with my Cadillac. It has been in the shop 3 times since I purchased it and every time they approved repairs quick with no hassle. So I will purchase warranty coverage with AUL with all my vehicles as long as I need to. Ive tried other companies just to be hassled and told, "Thats not covered."

Hello Talmadge,
We are so happy to hear you are pleased with the service that AUL provides you! Enjoy driving in your Cadillac and thank you for the kind feedback.
Reviewed Sept. 1, 2017
I had several things that went wrong at one time & when I took the car to be fixed we had to wait for used parts to be sent in. I had to pay several days for my own rental car even though I was waiting on your parts to be sent. I had to pay for your slowness. I could go on for days about this experience & when I called in to Customer Service oh my goodness the way the girl talked to me - SO SAD!!!

Thank you for the valuable feedback. While I know customer service has already reached out to you, our records do show that your claim was paid in full and you received the full eight day rental car benefit outlined in your policy. While we have no record of an out of pocket rental car expense, we have since confirmed the parts supplier had a delay in delivery. As such, we would be more than happy to reimburse you for any extra rental car days their delay caused. At your earliest convenience, please contact me to process your reimbursement.
At AUL, we pride ourselves on providing industry leading customer service, and as such we would like to speak candidly with you regarding your noted experience and learn how we can be of better service.
Thank you again,
Jacqueline
Reviewed Sept. 1, 2017
AUL has been difficult to work with. I have a BMW 535 and my transfer case went out. AUL will only authorize used parts for replacement. Up to now, 2 transfer cases have been put in and I'm getting ready to bring my car back to the dealer to address this issue again. There are other options in the market and I will not use, or recommend AUL to anyone. In fact several friends have purchased other warranties based on my experience.

I understand that Customer Service has already reached out to you in an effort to resolve any concerns you have, but I wanted to thank you for your feedback. As a company that prides itself on quality customer service, we would be happy to answer any questions you may have about your policy. In reviewing our records, however, your initial claim was repaired with a certified replacement part carrying a 12-month, 12,000 mile warranty. Since your second claim fell within the warranty period, the part's supplier replaced it directly at no charge to you, outside of your AUL policy. Further, our records show only one other claim, in March of this year, for a completely unrelated part - a claim that was again, paid in full. While we sympathize with you if your transfer case is going out again, it should be covered by the part supplier once again. If not, please give us a call and we’ll see what can be done to get you back on the road.
We are pleased that your policy already has been helpful in saving you thousands of dollars in repairs and we hope you will reconsider your 1-star review.
Again, if you have any questions or would like to discuss your case further, please give me a call.
Best regards,
Jacqueline
Reviewed Sept. 1, 2017
I've always had service contracts on cars just in case I have any issues that arise on it that were more costly than the service contract. The AUL rep who sold me the contract did a good job explaining it. They've been fair and I liked that I can pick my own shop if I have claims. But I had a problem when I recently filed a claim for my BMW. I took it to the BMW dealership and they had to replace some kind of bushings in the front side of that car suspension-wise. But when they did that, they had to realign the car and AUL didn't cover the realignment so I had to pay for it. That cost a couple hundred bucks and that's was not fair. It's the same as changing oil on the car but not changing the filter. Other than that, everything else went pretty smooth. They provide good service and it's worth the price. But they need to work on finishing the job and not just warranty a part of a problem, but warranty the whole problem.

Hello Mark,
It seems there was some confusion regarding the alignment required with your repair. It was not included in the request for coverage the repair facility sent in, though in conjunction with a covered repair, it is in fact covered. We are issuing you a reimbursement check immediately.
If you have any further questions, do not hesitate to reach out.
Best regards,Danna P.
Reviewed July 27, 2017
My recent experience with AUL Corp was at the BMW dealer. I have a deductible of $100 and just to fix the part, they had to take other things apart to get to it. AUL didn’t pay for getting to the part to be fixed and they made me pay $850 for them to get to the part. There’s a whole list of things that weren't covered. I called them and I talked to them and they said that they don’t cover that. I talked to some girl who didn’t know any more about anything that I know. And she said, “Well, that’s what the manual says here.” I told her it's not much help. And she said she doesn’t know. They should have some type of procedure to help somebody who paid $5500 for a policy. So, I got screwed and I don’t have any choice but to pay $850. I’ll never buy a policy from them again. AUL should call me and I’ll give them a mailing address to send me a check for $750.

Hello Daniel and thank you for your time. I have reviewed your claim and it appears you have reached your aggregate limit on the policy hence the out of pocket expense you have incurred. I will message you to discuss the details further.
Reviewed July 26, 2017
I walked in at AUL Corp and did the paperwork. They had two different packages. The dealer's finance manager gave me the basic one that covered everything and I went over what the benefits of each one were. It was good as far as the warranty went. But he wasn't that great about other packages he was offering. He sold us gas coverage and then it ended up getting denied and we had to change that entire deal and it was resolved. I got a three-year 36000-mile service contract from them and I'm pretty pleased with it. In case anything would happen, my vehicle's covered and didn't have to come out of pocket.
The transmission on my car went out and I took it to the dealership the next day. They had it in the shop and looked it over the day after that which was a Friday. Then they sent one of their representatives out there to confirm the claim on Monday. AUL found the transmission cheaper than what the dealership could and had it shipped there faster. Then I had my car back by the next Thursday. It was a pretty quick in the time it was processed. It's a painless experience overall.

Hi James,
We greatly appreciate you sharing your experience with AUL. We are so pleased everything was handled quickly on your claim and that you're back in your vehicle again.
Happy and safe driving!
Reviewed July 21, 2017
We bought the three-year extended warranty contract from AUL Corp for our vehicle because we wanted to have some extended warranty there. This was advised by our dealer. Our dealership was not that responsive. It took a while before the contract was in place and there were some misunderstandings there. It seemed that they didn’t know exactly what to do. Our vehicle was registered on the trust of us and it seemed not to be possible in a trust. The dealership didn’t know that and that it had to be on a personal name. It took a little while before we figured that out but in the end, it was all resolved. The dealership could have been a little bit better and knowledgeable about the product their selling.
We have filed a claim with AUL Corp. We had a problem with steering and they had to replace a couple of things there. It took about four days before the inspector was there and then things went quite smoothly. It was approved. The only thing was I have sent an email with the bill for the rental car but I never got any answer from them. I still have to go after that. Also, they could be a little bit more responsive on things sometimes. But, it was absolutely worth it to have AUL. I would advise to a friend to go with AUL Corp if he needs to have an extended warranty contract.

Thank you Erald for your time and honesty. We are thrilled to have been of service to you in getting your vehicle back on the road and we are honored to be a VSC provider you would recommend to your friends. Furthermore, your feedback about timely responses is appreciated, and we will absolutely share that with our service teams. I am happy we were able to reach a resolution and understanding regarding your rental bill, thank you for your time and cooperation in doing so.
Reviewed July 15, 2017
AUL's service contract was offered at the time when I was purchasing the vehicle and I thought it'd be a good idea since the vehicle I had would probably have some maintenance issues. The finance manager was very kind and explained every detail to me. I felt comfortable and I'm pretty satisfied with my contract. There have been so many repairs on that particular vehicle fuel injection and AUL worked with my mechanic. They covered some things but wouldn't cover other things that my mechanic felt was a little bit peculiar. They could be a little bit more clear on what they're covering and what they're excluding from the bumper-to-bumper thing. For instance, they'll cover the fuel pump but they don't want to cover any of the bolts and different things that would be used to hook the pump up. And some of the processes was a little difficult.
Overall, most things were covered and those things got fixed so I was happy. AUL's all right and they provide average coverage but I know there's something out there that's better and I started to look for coverage for my car after 100,000 miles. There were some other companies that I might look into when I purchase a vehicle next time.

Hello Hanif, and thank you for taking the time to share about your experience here. We are pleased to see your AUL vehicle service contract was of service to you, and that your purchasing and claims experience was a pleasant one overall. We do acknowledge those items excluded from our policies include bolts and hoses though we are pleased to be able to cover the items listed under your contract per your vehicle's needs. We will discuss your experience internally and ensure your thoughts are taken into consideration for future customer experiences.
Reviewed July 14, 2017
I got a service contract for my vehicle for peace of mind and I’m 99% satisfied with it. The automobile dealer salesman was the person that sold me the contract and he knew more about it than I did, so he explained it to me. He gave me the pamphlet for the what the plan covered and recommended it. I’m 100% comfortable working with him. He was a straight shooter and he gave me a good deal. Considering the type of vehicle and the cost it was to keep, by far it was a good idea.
I’ve already filed two claims with them and the first claim was a bit more stressful than I felt necessary because AUL required an inspector to come and see the repairs that it needed. So, I was without my vehicle for 10 days and the inspector never actually showed. Somebody in their office decided to let the dealership go ahead and do the work. They send them pictures, which was good enough. But just waiting for the inspector held up the repair process for three days plus two more days because it went into the weekend. The fact that it required an inspector to actually come to the city where it was being repaired is a bit ridiculous. I understand the concept and trying to avoid being cheap or whatever but the place that I took it to was probably the largest dealership in my area and it's a reputable business and AUL should trust their opinion.
The second claim was for my rental car. And that went perfectly smoothly. I'm 100% happy with that. I called in and asked them about it and the person I spoke to told me what to do, I did it, sent in all the pertinent information and received a check within a week. At first glance, I would say it's expensive but in retrospect, it was well worth it because my first repairs were $2500 and I only ended up paying $200 out of pocket. I would tell a friend to get AUL by all means. It is complicated but worth it.
Reviewed July 9, 2017
I have always bought service contracts if I have any type of vehicle I have to have a loan on. Also, my vehicle is a diesel, they're expensive, and it was a used vehicle when I bought it. The guy at the dealership recommended AUL Corp and I got a three-year service contract. They were very accommodating and did what they needed to do. There was never a question about what was on the contract. They didn't argue about anything about the first time I've had any kind of insurance claim. It took a while to get stuff done. But a lot of that was the dealer dragging his feet. I was without my truck for four weeks. But the dealer dragged his feet a little bit on getting the adjusters there and doing stuff. But I was very happy with what AUL did for me.
I've worked with the same finance manager for every vehicle that I've bought and she was fine. She explained the process very well, told me what my options were, and I went with the policy based on what she told me. My first claim was for a tie-rod end or ball-joint, the second one was for the torsion bar in the tailgate lift, and then the third one was a new engine long block which was the worst. I ended up using them for towing rather than my roadside service. I was on the highway and I had my camper with me and my roadside assistance wanted to bring everything in one place. I said, "No." The only problem was it took the guy five-and-a-half hours to get there from 30 miles away.
I got a $12,000 bill from the dealer and had a zero-deductible on it. However, I called them for the tailgate and the dealer told me it wasn't gonna be covered. They said they never had a call on it. I called the dealer back because I already told him, "Go ahead and order the parts because you're gonna pay my $300-something." AUL called them back and a few minutes later, I got a call that it was covered.
I paid $2,900-and-something for the extended warranty and it's the first time I've collected on an extended warranty out of all the vehicles I've had it on. I was a little hesitant but I wasn't gonna hesitate because it was a diesel with 46,000 miles on it. I'd better protect myself from wear-out. I put 24,000 on it when the motor went out. I'm very happy with AUL Corp and I'd recommend them as far as there's no hassle.

John, we are thankful for your time and effort in leaving us a review of your experience to date with AUL and we are beyond happy to be of service on more than one repair! I apologize for the wait you experienced with roadside assistance and will ensure our team is aware of it. Thank you for your business, we hope to receive it again in the future.
Protective Asset Protection Company Information
- Company Name:
- Protective Asset Protection
- Formerly Named:
- AUL Corp.
- Address:
- 14755 N. Outer Forty Drive, Ste. 400
- City:
- St. Louis
- State/Province:
- MO
- Postal Code:
- 63017
- Country:
- United States
- Fax:
- 7072591867
- Website:
- www.protectiveassetprotection.com
