Chase Bank Reviews

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About Chase Bank

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Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.

Visit www.chase.com

Helpful Reviews

Breckenridge, CO
Verified purchase
My Chase card was compromised by a fraudulent purchase. I therefore canceled the card and the Chase representative explained that they would overnight a new card. I did not receiv...

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Denver, CO
Verified purchase
Outstanding customer service. The best staff super caring and professional and helpful, all their employees from Florida, Colorado, California, amazing bank.

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Chase credit cards

Chase credit cards come with a variety of bonus offers, rewards, perks and benefits. Chase cardholders get 24/7 account access through the Chase Mobile app, free credit scores through Credit Journey and access to Chase’s Ultimate Rewards programs.

chase sapphire preferredRecommended Credit:
Excellent
Best travel rewards
Chase Sapphire Preferred
  • Travel
  • 60,000 points*
  • $95 annual fee
chase sapphire reserveRecommended Credit:
Excellent
Best luxury travel benefits
Chase Sapphire Reserve
  • Travel
  • 50,000 points*
  • $450 annual fee
chase freedom unlimited balance transferRecommended Credit:
Good–excellent
Best flat-rate rewards
Chase Freedom Unlimited
  • Cash back
  • $150 bonus*
  • No annual fee
chase freedomRecommended Credit:
Good
Best cash back rewards
Chase Freedom
  • Cash back
  • $150 bonus*
  • No annual fee
chase ink business cashRecommended Credit:
Good–excellent
Best small business card
Chase Ink Business Cash
  • Small business
  • $500 bonus*
  • No annual fee
chase ink business preferredRecommended Credit:
Good–excellent
Best business sign-up bonus
Chase Ink Business Preferred
  • Small business
  • 80,000 points*
  • $95 annual fee
chase ink business unlimitedRecommended Credit:
Good–excellent
Best flat-rate business card
Chase Ink Business Unlimited
  • Small business
  • $500 bonus*
  • No annual fee

*See terms and conditions

About Chase Bank services

In addition to credit cards, Chase offers a variety of financial services, including checking and savings accounts, business banking, credit cards and mortgages

  • Checking accounts: Chase offers three types of checking accounts: Chase Total Checking, Chase Premier Plus Checking and Chase Sapphire Checking. All checking accounts come with Chase Online Banking and online bill pay. Monthly fees range from $0 to $25.
  • Savings accounts: Chase Savings and Chase Premier Savings accounts both earn interest. Monthly services fees range from $0 to $25.
  • Business banking: Chase Bank offers business checking, merchant services, small business credit cards and business lending.
  • Mortgages: Homebuyers can obtain ARM, FHA and VA mortgage loans through Chase Bank. The company also offers refinancing and home equity line of credit options.
  • Planning and investments: A Chase advisor can help develop a financial strategy for your future.
  • Car loans: Clients can get an auto loan for a new or used car through Chase Auto Preferred.

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Chase Bank Reviews

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    Page 1 Reviews 0 - 35
    Customer ServiceStaff

    Reviewed July 14, 2026

    This is my first time calling for customer service ever and my agent Vench (not sure of the spelling) made my first experience very helpful. He was kind and patient during the call and shows positive attitude.

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    Customer ServiceRefunds & PayoutsStaff

    Reviewed June 25, 2026

    Thank you so much Chase bank!! Somehow when I was making reservations that I've already paid I called Expedia and someone posing as an agent took 1089.00. As soon as I got the alert called chase bank fraud and they got my money back within 10 days. I'm so grateful. Now my son and I are going to have excellent vacation. My son's 21st birthday we are going to Vegas!! Thank you chase bank! Be careful. Everyone is on the take!! Dean M

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      StaffLoan Process

      Reviewed June 25, 2026

      Shawna ** at Chase Bank made my home-buying experience very smooth. Exceptional knowledge and expertise throughout the process. I highly recommend her as a loan officer in or out of state. So glad I met her! It was an experience as if I was a first-time buyer. 💕

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      Customer ServiceCoverageSales & MarketingStaffBillingTimeliness

      Reviewed June 19, 2026

      I subscribed to a rent pay service and was unclear as to the date my account would be debited. I was very worried that my payment would go through before my pay did and went to my branch around June 11th or 12th to talk to a banker. Konrad V-K listened to my concerns and understood my issue. He set my account to cover a limited overdraft if funds were deposited the next day. He was very calming and non judgmental about my having this problem. Chase has an ad about being a place people can talk to people. Having bankers like Konrad really backs up their claim! He also followed up with me & offered his help if future issues come up.

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      Reviewed May 15, 2026

      I recently opened up an account with Chase Bank!! Nothing but great experiences this far! Thanks Chase!

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      Customer ServiceHonesty & Transparency

      Reviewed Aug. 13, 2026

      If I could give a negative number I would. Check my recorded phone calls. Lied to multiple time for an error that was 3 times Chase’s fault. They still got their money even though they did not perform and tied my account up for 4 days. I am seeking legal counsel as I write this review.

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      Customer ServiceStaff

      Reviewed Aug. 9, 2026

      Opened an account with a banker. The banker was nice however the hoops we had to jump through was ridiculous! But I got through it. Account was open I deposited $100 just so I could order checks and maybe open a savings account. The banker told me she thought she could help with my IRA and grow my money better so I thought about it for 2 days and went online to order checks and open a savings account. Checks have to be ordered through a third party. Got a message that I couldn't open a savings account. When I tried come to find out it's because my account is locked. So I called. The first person just hung up because they didn't like the fact I can speak English and they couldn't. The second person transferred me back to the same department. The third person I couldn't understand a thing they said.

      Finally the fourth person transferred me to who I needed to speak to. The person said they had to verify me asked my ssn. Gave it to her. Ask for my name and date of birth. Gave it to her. She asked me to tell her the 6 digit number she texted me. (Then asked for the phone number to text it to. Really how is that proving who I am?) Gave it to her then she has to call me back. So she called me back then asked some stupid question and said, "Sorry I can't authenticate you. You will have to call back." She really just kept going and going until she didn't have to do anything. Kept asking for my debit card number. The account 3 days old. When I said I didn't have it that the account was 3 days old she said, "Oh it will be there in 7 days." Then 10 seconds latter what's the number or my account number. Remember I can't access my online account. It's locked. They're just a bunch of idiots! That's Chase Bank. Stay clear of it. I will be closing this account!!!!

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      Customer ServicePunctuality & SpeedRefunds & Payouts

      Reviewed Aug. 6, 2026

      I had just reopened an account through Chase Bank. I deposited my work check into my account and then a couple of days later I received a letter saying that they closed my account due to fraud. I tried to resolve this and get the remaining balance returned to me. I was told that a check got mailed to me and it never came. I called the customer service line and was told that they sent me an email check, I told them that I never received an email if they could please send it again, they said they couldn't. They told me to call back in five days and I did. Now I'm being told that they haven't reviewed it yet and to call back in a couple of days. I'm getting the runaround and I still don't have my money back yet. I told my friends that recommended Chase and now my friends are going to close their accounts and bank elsewhere. I'm working on getting an attorney now.

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      Reviewed Aug. 6, 2026

      I closed my account, the bank official who closed my acc. withdraw my account balance.

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      PriceBillingRatesHonesty & Transparency

      Reviewed July 31, 2026

      Company Chase is a gross company. I've had a bank account with them for years and every single time I've had to contact them for anything I've regretted opening the account. Of course, since everything is attached to your bank account, it becomes impossible to change bank accounts and direct deposits and bill pay, and you end up just keeping the account because of the work involved in changing. My advice is, don't open a Chase Bank account in the first place. You will regret it, and you will be stuck there.

      Secondly, I made the mistake of believing their lies when it came to getting a mortgage. I have the best credit one can possibly have. They quoted me a rate, then immediately changed the rate they quoted me after running my over 800 credit scores. I was told "your credit isn't as good as we quoted you for".. Uh, yes it is. All 3 scores are over 800. Then he said "top tier is over 740 where you'll get the best rates and yours is only 773".. Even if 773 was true, which it's not, that still makes no sense.

      My credit score was over 740, and you told me yesterday it's not good enough for the best rates, but today you're saying I can't get better rates than at my score, but the rate you gave me was WORSE than your originally quoted rate, which you said was due to my "poor credit". They're con artists, period. They will literally nickel, dime, and dollar you to DEATH by manipulating and lying to you knowing you can do nothing about it. PLEASE, RESPECT YOURSELF AND YOUR MONEY, DO NOT USE CHASE.

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      Customer Service

      Reviewed July 29, 2026

      So far my experience with Chase Bank isn’t favorable. I am disabled, they refused to let me use the restroom. I made a complaint formally and basically was told me needs as a customer in regards to bathroom needs with a disability isn't a priority. So… they keep your money, call you a customer, but you really are not. Thank you chase bank for not allowing a disabled woman who is a customer use your restroom. I guess my needs aren’t important. Have a blessed day. I'd upload my video, but not allowed. Guess I will check with someone else in regard to this unfortunate matter

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      Customer ServiceStaff

      Reviewed July 29, 2026

      This is a claim about a business taking money from me, instead of fighting for my money with evidence. All non-English speakers, you can't understand what they are saying, and you need to repeat yourself because they don't understand. Showed evidence, and they still refused to reopen the case. I requested copies of their response and got a horrible copy. Zoomed in 100% and made a copy to send. This is an institution that works like this?? They are rude and nasty. They are here for you. They let other institutions take money from you and will not fight for you. STAY AWAY FROM CHASE. We need people that speak and work here in the USA.

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      Customer ServiceSales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaffBillingRatesCommunicationTimeliness

      Reviewed July 28, 2026

      My experience with Chase Bank was incredibly frustrating and ultimately damaged my credit, even though I followed the instructions their own representatives gave me. I opened an Amazon Prime Rewards Visa specifically because it advertised a 0% APR promotional financing offer on a $4,473.92 Amazon furniture purchase. Without that promotion, I would never have opened the account.

      Almost immediately after opening the account, my credit card was mailed to the wrong address and fraudulent charges appeared on the account. Chase contacted me about the fraud, canceled the card, and refunded the unauthorized charges. While the fraud investigation and my billing dispute were ongoing, I remained in regular contact with Chase. During those conversations, multiple Chase representatives told me that I would not be required to make the minimum payments on the disputed balance until the fraud investigation and dispute process were complete. I relied on those instructions and did exactly what Chase told me to do.

      At the same time, I was also trying to resolve another issue involving the promotional financing that had been advertised when I opened the card. Chase and Amazon repeatedly directed me back and forth, with neither company taking responsibility. Chase eventually acknowledged that they couldn't properly identify the qualifying purchase because Amazon split the order into multiple shipments while Chase tracked the transactions differently. Despite months of phone calls and providing every piece of information they requested, the issue was never properly resolved. As soon as Chase completed the dispute process, I immediately paid the entire remaining balance in full that same day. Despite following Chase's instructions throughout the process and paying the account in full immediately after the dispute was resolved, Chase still reported my account as late to the credit bureaus.

      The consequences have been significant. Before this incident, my credit score was approximately 810. After Chase reported the late payment, my credit score dropped to around 700—a decrease of more than 100 points from this single reporting event. That drop has negatively affected my creditworthiness and could impact my ability to obtain favorable interest rates and financing in the future.

      This late payment did not occur because I failed to meet my financial obligations. It occurred because I followed the guidance provided by Chase's own customer service representatives during an active fraud investigation and billing dispute. I acted in good faith, relied on the information Chase gave me, and paid the entire balance immediately once I was told the dispute had been resolved.

      It is unacceptable for a bank to instruct a customer to withhold payments during a fraud investigation and then report that customer as delinquent for following those instructions. The lack of communication between Chase's departments, the mishandling of both the fraud investigation and the promotional financing dispute, and the resulting damage to my credit have completely destroyed my confidence in Chase Bank.

      I expected Chase to protect its customers from fraud, honor the promotional financing that led me to open the account, and stand behind the guidance provided by its representatives. Instead, I was left with damaged credit despite acting responsibly and paying my account in full as soon as Chase told me the dispute was over. I cannot recommend Chase Bank based on this experience.

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      Punctuality & SpeedMaintenanceBillingLoan Process

      Reviewed July 27, 2026

      Had an auto loan for 6 years, and for some moronic reason, Chase decided to not take my final payment auto draft, causing me to have a late payment. They tried to blame me, my bank, and Saturdays in general, but refused to fix their mistake. I will never again be a Chase customer. DO NOT PATRONIZE.

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      Customer ServicePriceBillingFollow-Through

      Reviewed July 26, 2026

      Chase used to be good. They did what they said when they said. Not anymore. My estranged wife took my son who had been living with me for two years. This is a civil matter requiring an attorney. I needed to hire said attorney, but, coincidentally, a merchant had just emptied my account with an unauthorized charge. So I called Chase while the Charge was pending and asked for a reversal. The woman charged me the fee and said it would be back in my account in one business day. It wasn't. I called back after 2 business days. The man told me the woman had misspoken and it takes 3-5 business days. Meanwhile there is a child in a dangerous home and the clock is ticking.

      After more business days I see not only has the reversal not taken place but it has moved from pending to permanent. I called Chase and was told now the man and the woman both misspoke and it will take 45 days but Chase will give me temporary access to my own money... within 11 business days. So after all this, the Status Quo on custody has changed, what should have been an emergency relief turns into a court case, my son has not attended school in months and has been in an ambulance twice.

      Because Chase has nobody who can do anything and lots of people who will say different things. And somehow a stop payment has become difficult for a large international bank. The lesson I learned and what I do now is to keep a lot of money in cash at home and use Chase for day-to-day checking bc to perform the function of a bank - to keep money safe and transfer it in a timely way - is no longer something Chase can do.

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      Contract & TermsPriceBilling

      Reviewed July 26, 2026

      All my money is in my Chase account, and I only have one bank account because I've just moved to the US. Chase constantly blocks my transactions and blocking my cards, rejecting my ACH payments (each rejected payment costs me $30). I don't know what is going on with them. I have to go to their office every other day for ID verification. I'm getting very frustrated, so, I will just change my bank.

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      Customer ServiceMaintenanceStaff

      Reviewed July 26, 2026

      Absolutely horrible experience with Chase. I have been a Chase Client for over 12 years now; all of a sudden, when it’s my money going into the account, they suspend my account and freeze my account. Is this the kind of Bank you want to bank with? They used to be a great bank; now they’re a horrible Bank. Freezing my own money in my account? Customer service has went down the drain at Chase. They are no longer credible. Dealing with the fraud department, dealing with people in the back room, not fixing the problems, constant errors with Chase Bank. This is why now they have such terrible reviews. Now all of a sudden you have to pay $25 a month for a personal checking account. Not the same Bank I knew. Not the same credible company. I hope they were. What in God’s name happened to these people?

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      Customer Service

      Reviewed July 24, 2026

      Worse Customer Service I have experience in 55 years of banking. 20 years with this Chase, and the past year has been horrible. Today 07/24 transferred 4 times put on hold, and left hanging. Service People also, can barely speak English adding to the explaining the purpose of your call. Leaving them after 20 years and 12 months of being treated horribly.

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      Customer ServiceRefunds & Payouts

      Reviewed July 24, 2026

      I signed up for a Chase reward with my joint checking account. My wife paid for the transition using her debit card. Chase customer service states I needed to use my debit card and is refusing to honor the reward and provide the $20 cash back. Awful customer service. Do not join Chase bank and do not try their rewards program. Very bad customer service.

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      Honesty & Transparency

      Reviewed July 21, 2026

      They “forgot” to send my replacement debit card after fraud. They lied twice about where it was (wrong address was one lie and I drove there and wasted an hour). They are horrible.

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      Staff

      Reviewed July 21, 2026

      The people in the bank of been more than helpful. But the car support center is terrible. It’s been one of the worst experience I’ve ever had. Dealing with a bank. Never get any help and I see why this bank has 1 star. I wish I had know that before banking here.

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      Customer ServicePunctuality & SpeedStaffBillingTransparency

      Reviewed July 14, 2026

      I had an online Chase account over 15 years ago and then closed it when I moved to Japan for the military in 2011. I recently signed up for the Amazon card and attempted to link the card with Chase. Apparently, Chase still had my details from my closed account and automatically reactivated that old account. I now have absolutely no way to log into the account to update my details because Chase has the dumbest verification methods. I attempted to receive a one-time passcode, but the account still has my old phone numbers from 15 years ago. I was told the only other way to unlock my account was to go to a physical Chase bank. So I drove over an hour to the closest bank (because why not make a physical bank be a requirement but then NOT have enough actual buildings throughout the country?).

      At the bank, I was able to update my address and phone number; but still could not have my account unlocked or a new password created; that can only be done online or by calling the same number that told me to go to the physical bank. While at the bank and working with an employee, we called the 877-888-2717 number only to be told I had to wait 24 hours before the system would update with my new number (even though the bank could see the change?). Well it has now been 24 hours and I still cannot have OTPs sent to my new number. Why would a bank require such a difficult method of identity verification without also allowing multiple methods (i.e. employee override or send codes to my email instead of ONLY to my phone!). This has been the worst experience I have ever had with a financial institution. And the worst part, I can't even cancel the credit card because I need to access my account to do so!

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      Customer ServicePunctuality & SpeedStaff

      Reviewed July 11, 2026

      Dealing with New Albany 120 Spring street for the last month. As far as the workers in the bank, **, ** and others have been so helpful, thank you so much. Now the bad!! Your legal team is not following court ordered documents. My attorneys have contacted you. After sitting there for hours Thursday, that account is still locked 48 hours later. When your attorneys called 14 days ago about a resolution to this issue. Could not understand what the foreigner was saying. Right now you still owe us 57000.

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      Verified purchase
      Customer ServicePricePunctuality & SpeedStaff

      Reviewed July 9, 2026

      Around the end of September 2025 through the beginning of October 2025 I went to a Chase Bank 1200 W Main St, Norristown, PA 19401 to open up for the first time in my entire life to become a new customer with a checking account. When I spoke the financial advisor she told me that I already had several bank accounts, which were 8 that were opened with my name and social security number. The last account was opened up and closed by their bank in 2023 because of the last account had a deposit of a fraudulent $14,000.00 check. I then asked her what state were these 8 bank accounts were open and she told me New York. With a little time thinking I figured out who it was.

      The person name is that I know of is Agaron **. he was my landlord from a property that I was renting from him from March 2018-September 2022. I remembered when I found his property and went to see it he gave me his phone number and told me to send him pictures of my drivers license or state identification card and social security card of all who would be occupying his property for credit checks of the age over 18. So I gave him mine's, my brother and my daughter at the end of February 2018.

      A few days later he told me I was approved. He is the only one that could of done this to me because he told me he has properties in Trenton, NJ where I was renting from him but he lives in New York. I never lived in New York. I lived in Trenton, NJ all my life until September 2024 when I moved to Norristown, PA. I have tried to call the customer service phone number for Chase Bank but they continue to put me on hold and hanging up on me. I do have the last bank statement of the fraudulent check that the financial advisor was able to give to me. Whoever she was speaking to on the phone told her they could not access the other 7 bank accounts. So at first while I was at the bank I was trying to open a checking and savings account but since these 8 fraudulent bank accounts they would only allow me to open only a basic checking account.

      The financial advisor told me usually they would deny a person that had so many bank accounts with them. But a couple of days later they emailed me and told me to call them. When I spoke to someone on the phone they told me that I could not bank with them because of the past 8 bank accounts. I tried to tell them that this was not me but they told me they could not allow me to bank with them. I truly believed that the person Agaron ** his name is an alias and he knew someone at this bank. When I found this out I constantly look on my credit report every day. I even tried to get a consumer lawyer they told me they can not go after the bank only the credit report people.

      I have looked on all my credit report and I think it is strange that this charge of a $14,000.00 fraudulent check is not on my credit report. I was told and learned that when you pass off anything over $1,000.00 that it is a felony. This is one of the reasons why I believe that this is an inside job with the bank. I will continue to report this financial institution until my name is clear and my identity is recovered. Hopefully someone will see this and will be able to help me. This situation has been happening for several years and I just found out in September 2025.

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      Customer ServiceStaffTransparency

      Reviewed July 9, 2026

      It is sad to see such bad reviews for such a large and influential company's customer service. I attempted to set up a new checking account and was denied even though my credit is nearly flawless. When I called to get an explanation I was told to visit a branch. I was also locked out of my account for some reason at the same time and when I called to unlock it I was told to visit a branch. I live in a small town and the nearest branch is about 100 miles away. When I explained that to the supervisor I was told he couldn't help me and to visit the branch.

      I'm no lawyer but from my understanding the bank is required to give an explanation for the denial and I have yet to reserve that. Also during this process I was given three numbers to different departments but all three took me to the same menu and had to fake my way through the menu to talk to a person that couldn't help me either. Overall vary disappointed in the effort given to consumer service.

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      Reviewed July 2, 2026

      Chase Bank did not honor me as a cosigner and notify me by first-class mail under **. They were supposed to notify me before they did anything negative as a cosigner. They were supposed to notify me individually. They failed at all of that and are not reversing anything except the recovery. How convenient. They use words and they bend them to their advantage. They were supposed to notify me by 1st class mail before they did what they did. Manipulation of words and the inability to answer a direct question. COWARDS.

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      Staff

      Reviewed June 30, 2026

      Ever since they moved the manager from Madison to Old Hickory not as friendly to seniors. You get my Social Security monthly; you should give me that 400 to keep me. I'm 70 and can't find a job yet.

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      Billing

      Reviewed June 29, 2026

      After being with the bank for over 50 years (from when it started as Chemical Bank), and 35+ years as a credit card holder, my 5 credit card accounts were closed for no reason. The bank won't tell me why. They said they have the right to close accounts for no reason. They don't give a damn about their customers.

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      Customer ServiceOnline & AppRefunds & PayoutsStaffBillingTransparency

      Reviewed June 28, 2026

      I can understand why JPMorgan Chase Bank is NOT a BBB Accredited Business. They would fail the test. They have locked me out of my online account after I passed three security checks via email and phone. But there is no fraud; I can do everything I need to do over their automated phone service. I can pay my bill, check balances, etc. My card is not locked due to a fraudulent transaction, nor was it reported stolen. The problem was that my computer browser updated, and when I tried to log on to their website, I got a call from the bank pop-up to verify my identity. I did that three times, and I answered one question wrong about a vehicle I supposedly purchased 30 years ago, and the representative on the phone would not give me the code I needed to access my online account to get the rewards they owed me. The foreign customer support was horrible; I could not understand what they were asking me. However, I will no longer use the credit card. It's history now.

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      Customer ServiceStaffRates

      Reviewed June 25, 2026

      If I could rate them a 0 I would. I had a death in the family and their inconsiderate unacceptable actions were very disturbing. It was bad enough that I had a death in the family, but they were rude and condescending. I would never bank at Chase. Just because they are the largest doesn't mean they are the best choice or the best bank to do business with. Not friendly at ALL!!! How in the worlds do you treat people but still do business.

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      Customer ServiceStaff

      Reviewed June 24, 2026

      Horrible communication and when they don't want to answer your questions, they just ignore you, which is unprofessional. As a consumer, we have the right to have our questions answered.

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      Customer ServiceTechPunctuality & SpeedStaff

      Reviewed June 23, 2026

      If I could give it a zero star I would. Don't let the friendly person greeting you fool you. Tried to get a wire transfer, & had to come back for an "appointment." Came back 2 hours late, did the wire transfer after providing all the ID. 2 hours later I get an email saying it's been cancelled as a possible fraud. Isn't that the reason for the appointment & the ID? Went back a second time, saw a manager, and guess what same result 2 hours later. Back to the bank threatened to close my account, they had no answers & couldn't care less that a customer of over 40 years was leaving. GOOD LUCK, stay clear!

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      Customer ServiceStaff

      Reviewed June 22, 2026

      They're awesome when you deposit money to their locations. They will fight tooth and nail and create policies to avoid having to help with simple, legally bound requests. The worst bank I've ever encountered... conversely, I'm with a credit union for 29 years and they have been incredible... You know, actually caring about customers. A simple request to help me file Medicaid for my Mom - they refuse (and hung up on me despite my POA) requesting such docs...Mom is in a nursing home - they suggested bringing her to a branch....you can't make this up.

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      Customer ServiceTechRefunds & Payouts

      Reviewed June 20, 2026

      I have maintained a business account with Chase Bank for approx. 20 yrs. I opened the account at the Winter Garden, FL. location. The customer service is great at the branch. However, Chase has refused to cash my business checks when the money was readily available. They placed a $2,500 business check limit on my account. That is absurd. They accept high dollar deposits, but they won’t allow you to write checks against the money. I went to Chase Bank with the vendor that I wrote a check to and they would not cash the check for him because it exceeded $2,500. I’m done. Don’t waste your time. They are now passing their fraudulent issues on to their clients.

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      Customer ServiceStaff

      Reviewed June 20, 2026

      Washington Mutual Bank transferred to Chase Bank around 50 years ago. My account got transferred to Chase Bank. Overall, the Chase Bank app works good. So I had an account over 30 years, and suddenly I have a letter, I need to close my account. I have 30 years of banking all my transfers, they want to cancel my account and talk to the representative supervisor. He was very rude, chewing something in a really bad tone said, "You have a right to close your account anytime, same thing, we have the right to close your account anytime.’’ The Chase bank supervisor was very rude and disrespectful. I will never open the Chase account. I never did open the Chase account.

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      Customer ServiceSales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaff

      Reviewed June 19, 2026

      No Fraud Protection: A Warning to Consumers. I feel compelled to share our experience as a warning to others because no one should have to go through what our family has endured. In today’s world, there are countless banking options that promise to protect customers from fraud and scams. Unfortunately, that was not our experience with Chase Bank.

      On May 26, 2026, between approximately 2:00 a.m. and 5:00 a.m. EST, our accounts were targeted by fraudulent activity. Two different companies initiated numerous unauthorized charges, many in consecutive amounts of $10 to $20, resulting in hundreds of dollars being withdrawn in a very short period of time. We immediately recognized that something was wrong. As we carefully reviewed our account history, we discovered these same companies had previously withdrawn money from our accounts in smaller, less noticeable amounts. It became apparent that this was not an isolated incident, but a deliberate and ongoing pattern.

      We contacted Chase immediately to report the fraud. At first, we felt reassured when the funds were temporarily reimbursed, believing that Chase was doing exactly what customers expect their bank to do: protect them from increasingly sophisticated and relentless scammers operating around the world. However, our relief was short-lived. The following week, every one of those transactions was reversed, and our claim was denied. Despite providing evidence that one of the companies was operating under multiple aliases, despite documenting that the listed 888 phone numbers only led to voicemail with no returned calls, and despite being instructed by Chase to contact the company online—only to be blocked from further communication—our evidence was disregarded.

      In addition, we provided printed online reviews from numerous other consumers who reported being scammed by the very same company. These reports demonstrated a clear pattern of fraudulent behavior affecting multiple victims, yet this information also appeared to be overlooked during the investigation. We printed and submitted everything requested. We visited our local Chase branch three separate times, meeting with the manager to review the situation, explain what happened, and provide supporting documentation. We sacrificed our time, arrived late to work, and did everything Chase asked of us, believing that if we cooperated fully, the obvious signs of fraud would be acknowledged.

      Instead, we were left feeling unheard, unsupported, and ultimately responsible for losses that were clearly the result of fraudulent activity. What is perhaps most disappointing is that these were not subtle warning signs. Multiple consecutive charges, foreign companies, numerous aliases, unreachable phone numbers, blocked communication attempts, publicly documented complaints from other victims, and repeated unauthorized transactions are all indicators that would raise concern for any reasonable person.

      At a time when families are already struggling financially, losing thousands of dollars—and then being told there is nothing that can be done—adds unnecessary stress, heartache, and distrust. We are sharing our story not out of anger, but out of concern for others. Consumers deserve to know that when they place their hard-earned money in a bank, they expect their financial institution to be their first line of defense against fraud. We sincerely hope Chase Corporate will take another look at our case, conduct a thorough investigation, and reconsider its decision. More importantly, we hope no other family has to experience the same disappointment and financial hardship that we have endured. Please do your research before choosing a bank. Your money deserves to be protected, and your concerns deserve to be taken seriously.

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      Customer ServiceCoverageTransparency

      Reviewed June 17, 2026

      Chase Bank held my business funds for an extended period even after the insurance company confirmed the check was valid and paid. I received multiple conflicting explanations, and after weeks of trying to resolve the issue, Chase closed my account and stated the remaining funds would be sent by cashier's check. The lack of transparency, communication, and access to my business funds caused significant hardship. Business owners should be aware of how Chase handles deposit disputes and account closures.

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      Customer Service

      Reviewed June 17, 2026

      By far the worst customer service I ever experienced in my life. I decided to close my account so I don't have to deal with these people anymore.

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      Contract & TermsPriceStaff

      Reviewed June 17, 2026

      This had been the most frustrating banking experience of my life! To let that sink in I have taught kindergarten and middle school. I have empathy. My account was continually hacked. I am currently on debit card 7. It’s June 17th. This started at the end of December. I would have to make time out of my day to go to the bank. Then carry around too much cash. The last new debit card Chase changed my pin and I was declined in line at the store. Embarrassing. The 6 before that did not happen. It’s been stressful and cost me many hours of my time! Each employee says something different. I really gave them the benefit of the doubt. However, after 6 months of mistakes I am closing my account. All I get from support staff is “ok have a great day and thanks for choosing Chase”. I’m very upset. I do not recommend them. If I could give them a 0 I would but apparently a 1 is the lowest I can go.

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      Price

      Reviewed June 17, 2026

      I'm in the process of getting SSDI. My sister thought Chase would be good.. not! I went back to PayPal because they have no fees. If you're poor they charge you for not having hundreds in. Basically they punish the poor by charging them due to the bank balance.

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      Chase Bank pros and cons

      Chase Bank offers many financial services. It’s easy to open an account, and many new customers qualify for sign-up bonuses and rewards. There are a few things to consider before deciding if Chase Bank is right for you, however.

      Pros

      • Thousands of branch and ATM locations
      • Bonuses for new customers
      • Online banking through Chase Mobile app
      • 24/7 customer service
      • FDIC insured 

      Cons

      • Monthly service fees on some accounts
      • $2.50 charge to withdraw funds from non-Chase ATMs
      • Variable interest rates
      • Does not have physical locations in every state

      Chase author review by Cassidy Horton

      Chase is the consumer and commercial banking business of JPMorgan Chase & Co. (JPM), a major global financial services firm. Almost half of America’s households use Chase Bank’s services.

      • Services: Chase’s services span the banking sphere and include personal banking, small business lending, mortgages, credit cards, auto financing and investment advice.

      • Highly ranked: According to their website, Chase has received numerous awards and recognition for its products and services.

      • Digital banking: Chase is at the forefront of electronic banking, including mobile and online banking, e-pay and account alerts.

      • Financing options: With everything from student loans to home equity lines of credit, Chase Bank has the financing options for students, military, home buyers and business owners as well as typical consumers.

      • Account rewards: Chase products may include special rewards and promotions. Chase offers a variety of checking and savings accounts for retail customers, including free, no-fee options and interest-earning accounts.

      A freelance personal finance writer with more than four years of experience writing for high-profile online publications, Cassidy became interested in personal finance during grad school while paying off debt and trying to avoid lifestyle inflation. She paid off $18K in student loan debt in 10 months and tripled her salary in two years by becoming a freelancer; she also runs a personal finance site for freelancers. Cassidy has an MBA from Georgia Southern University and a bachelor’s degree in public relations.

      Chase Bank Company Information

      Company Name:
      Chase
      Year Founded:
      1799
      Address:
      270 Park Ave
      City:
      New York
      State/Province:
      NY
      Postal Code:
      10017
      Country:
      United States
      Website:
      www.chase.com

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