Chase Bank Reviews

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About Chase Bank

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.

Featured Reviews

Dontneedthiseither, KY
Verified purchase
I have no complaints about this bank's service (aside from my home town refusing to allow them to do business here) except when it comes to asking questions to customer service re...

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Temecula, CA
Verified purchase
In a time where automation can trump feeling heard and served as a customer, today I felt the exact opposite. After a very unsuccessful and maddening call with Chase Bank 1800 num...

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Chase credit cards

Chase credit cards come with a variety of bonus offers, rewards, perks and benefits. Chase cardholders get 24/7 account access through the Chase Mobile app, free credit scores through Credit Journey and access to Chase’s Ultimate Rewards programs.

chase sapphire preferredRecommended Credit:
Excellent
Best travel rewards
Chase Sapphire Preferred
  • Travel
  • 60,000 points*
  • $95 annual fee
chase sapphire reserveRecommended Credit:
Excellent
Best luxury travel benefits
Chase Sapphire Reserve
  • Travel
  • 50,000 points*
  • $450 annual fee
chase freedom unlimited balance transferRecommended Credit:
Good–excellent
Best flat-rate rewards
Chase Freedom Unlimited
  • Cash back
  • $150 bonus*
  • No annual fee
chase freedomRecommended Credit:
Good
Best cash back rewards
Chase Freedom
  • Cash back
  • $150 bonus*
  • No annual fee
chase ink business cashRecommended Credit:
Good–excellent
Best small business card
Chase Ink Business Cash
  • Small business
  • $500 bonus*
  • No annual fee
chase ink business preferredRecommended Credit:
Good–excellent
Best business sign-up bonus
Chase Ink Business Preferred
  • Small business
  • 80,000 points*
  • $95 annual fee
chase ink business unlimitedRecommended Credit:
Good–excellent
Best flat-rate business card
Chase Ink Business Unlimited
  • Small business
  • $500 bonus*
  • No annual fee

*See terms and conditions

About Chase Bank services

In addition to credit cards, Chase offers a variety of financial services, including checking and savings accounts, business banking, credit cards and mortgages

  • Checking accounts: Chase offers three types of checking accounts: Chase Total Checking, Chase Premier Plus Checking and Chase Sapphire Checking. All checking accounts come with Chase Online Banking and online bill pay. Monthly fees range from $0 to $25.
  • Savings accounts: Chase Savings and Chase Premier Savings accounts both earn interest. Monthly services fees range from $0 to $25.
  • Business banking: Chase Bank offers business checking, merchant services, small business credit cards and business lending.
  • Mortgages: Homebuyers can obtain ARM, FHA and VA mortgage loans through Chase Bank. The company also offers refinancing and home equity line of credit options.
  • Planning and investments: A Chase advisor can help develop a financial strategy for your future.
  • Car loans: Clients can get an auto loan for a new or used car through Chase Auto Preferred.

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Chase Bank Reviews

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    How do I know I can trust these reviews about Chase?
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    Page 1 Reviews 0 - 5
    Profile pic of the author.
    Customer ServiceStaffBilling

    Reviewed May 13, 2026

    I am writing to formally recognize one of your agents, Vladimir, based in Cebu, Philippines, for delivering an exceptional customer service experience. I contacted your support line regarding a denial on my business credit card application. Vladimir not only took the time to thoroughly investigate the reason for the denial, but he also walked me through exactly what had occurred and outlined the steps I needed to take going forward. His knowledge, patience, and professionalism made what could have been a frustrating experience a genuinely positive one.

    What truly set Vladimir apart was his demeanor. He was kind, pleasant, and clearly took pride in his work. In an industry where it can be difficult to find agents who are both highly competent and genuinely caring, Vladimir stands out as a remarkable example of what excellent customer service looks like. I make it a point to leave reviews both positive and negative based on my experience, because I believe outstanding work deserves to be acknowledged. Vladimir absolutely deserves this recognition, and I sincerely hope this message reaches him and his leadership team. Thank you for having agents like Vladimir representing your company.

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    Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppStaffEase of Use

    Reviewed May 5, 2026

    I’ve been using Chase for a while now, and overall it’s been a solid experience. The app is easy to use, and I like how quickly I can move money or check things on the go. Customer service has been helpful when I’ve needed it, though wait times can be a bit long sometimes. Fees can sneak up if you’re not paying attention, which is my main gripe. Still, it’s a dependable bank and works well for everyday use.

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      Customer ServiceStaff

      Reviewed April 30, 2026

      I had an amazing experience with my customer Service agent. I highly recommend and I will go back again, especially if I was looking for a new bank. They had very amazing service; my agent was very friendly and understanding even though I was going through a very difficult time, they handled my situation with ease and peace while I was stressed out and were able to calm me down with their demeanor, I am highly grateful for this bank and recommend their services!!!

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      Staff

      Reviewed April 23, 2026

      I had an excellent experience working with Giovanny ** at Chase Bank. He is highly professional, knowledgeable, and truly understands the banking system and financial management. Giovanny took the time to explain everything clearly and made the entire process smooth and stress-free. His expertise and attention to detail really stand out, and he goes above and beyond to provide great service. I highly recommend him to anyone looking for a reliable and skilled banking professional.

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      Customer ServiceBilling

      Reviewed March 5, 2026

      Chase on 99th ave and Peoria has the best customer service. Been bs kings here over 25 years. Keep up the great attitude and always willing to assist with anything I may need. I am always asking for new bills and they do it with a smile every time.

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      Profile pic of the author.

      Reviewed May 15, 2026

      I recently opened up an account with Chase Bank!! Nothing but great experiences this far! Thanks Chase!

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      Customer ServicePunctuality & Speed

      Reviewed May 14, 2026

      Opened an account, had a customer pay me, Chase would not release the funds to me. After over 2 weeks of complaining, I went to FDIC yesterday, then finally chase responded saying they are closing my account and I must wait for 120 days for the funds to be sent back to my client. Does this seem legit, ethical, fair? My word this is not a good bank to deal with.

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      Customer ServicePriceStaffBilling

      Reviewed May 14, 2026

      While on vacation my limit was reduced without notice. This is following a 6,000.00 dollar payment. I called customer service being as though this was the card I brought for my vacation. The customer service rep was rude, uncaring, and basically told me tough luck. Although I'm not closing the credit account, I will never charge another dime to this card.

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      Profile pic of the author.
      Customer ServiceStaffTransparency

      Reviewed May 13, 2026

      I had one of the worst banking experiences with Chase. My funds were placed on a 7-day hold, and during this process I had to call three separate times just trying to get answers. One representative hung up on me, and across all three calls I felt ignored, dismissed, and treated like I had done something wrong simply for asking about my own money.

      What made the experience even worse was being treated with suspicion and disrespect when I have never had a criminal background. I was simply trying to understand why my money was being held and what policies applied to my situation. Instead of receiving transparency and professionalism, I was met with cold and unhelpful customer service.

      I was also given no options to access my money any earlier — not even a partial release — despite explaining the hardship this hold was causing my family. There was no effort to help, no compassion, and no flexibility. After this experience, I will be removing my money and closing my account. Customers deserve respect, communication, transparency, and better treatment than this.

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      Profile pic of the author.
      Customer ServiceStaffBillingRatesHonesty & Transparency

      Reviewed May 13, 2026

      This month, by mistake, I sent an online banking credit card payment to Chase when I meant it for another credit card bank. Yesterday, I realized my mistake and called Chase Customer Service requesting my credit balance of $832.99 back. I was given a choice between getting a paper check or having the credit deposited directly into my bank account. I chose the latter, thinking it would be faster. The Chase rep told me to expect an email from Chase, requesting my bank account information. At 2:08 am this morning, Chase emailed me with a link to the site where I could enter that information. However, at 10:00am when I read the email for the first time and clicked on the link, it said my session had expired! I was at a dead end!

      On calling Chase customer service back to explain this dilemma, I was told there was nothing they could do and that I would receive a paper check. I feel I was lied to by Chase. They claimed I DID receive an email but failed to respond in a timely fashion. I WAS SLEEPING AT 2:08 in the morning!!!! Everyone is asleep at two in the morning! Is this a ploy to keep MY money longer earning interest for them?

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      Chase Bank pros and cons

      Chase Bank offers many financial services. It’s easy to open an account, and many new customers qualify for sign-up bonuses and rewards. There are a few things to consider before deciding if Chase Bank is right for you, however.

      Pros

      • Thousands of branch and ATM locations
      • Bonuses for new customers
      • Online banking through Chase Mobile app
      • 24/7 customer service
      • FDIC insured 

      Cons

      • Monthly service fees on some accounts
      • $2.50 charge to withdraw funds from non-Chase ATMs
      • Variable interest rates
      • Does not have physical locations in every state

      Chase author review by Cassidy Horton

      Chase is the consumer and commercial banking business of JPMorgan Chase & Co. (JPM), a major global financial services firm. Almost half of America’s households use Chase Bank’s services.

      • Services: Chase’s services span the banking sphere and include personal banking, small business lending, mortgages, credit cards, auto financing and investment advice.

      • Highly ranked: According to their website, Chase has received numerous awards and recognition for its products and services.

      • Digital banking: Chase is at the forefront of electronic banking, including mobile and online banking, e-pay and account alerts.

      • Financing options: With everything from student loans to home equity lines of credit, Chase Bank has the financing options for students, military, home buyers and business owners as well as typical consumers.

      • Account rewards: Chase products may include special rewards and promotions. Chase offers a variety of checking and savings accounts for retail customers, including free, no-fee options and interest-earning accounts.

      A freelance personal finance writer with more than four years of experience writing for high-profile online publications, Cassidy became interested in personal finance during grad school while paying off debt and trying to avoid lifestyle inflation. She paid off $18K in student loan debt in 10 months and tripled her salary in two years by becoming a freelancer; she also runs a personal finance site for freelancers. Cassidy has an MBA from Georgia Southern University and a bachelor’s degree in public relations.

      Chase Bank Company Information

      Company Name:
      Chase
      Year Founded:
      1799
      Address:
      270 Park Ave
      City:
      New York
      State/Province:
      NY
      Postal Code:
      10017
      Country:
      United States
      Website:
      www.chase.com

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