Chase Bank Reviews

4,907,997reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.

About Chase Bank

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.

Helpful Reviews

Breckenridge, CO
Verified purchase
My Chase card was compromised by a fraudulent purchase. I therefore canceled the card and the Chase representative explained that they would overnight a new card. I did not receiv...

Read more

Denver, CO
Verified purchase
Outstanding customer service. The best staff super caring and professional and helpful, all their employees from Florida, Colorado, California, amazing bank.

Read more

Chase credit cards

Chase credit cards come with a variety of bonus offers, rewards, perks and benefits. Chase cardholders get 24/7 account access through the Chase Mobile app, free credit scores through Credit Journey and access to Chase’s Ultimate Rewards programs.

chase sapphire preferredRecommended Credit:
Excellent
Best travel rewards
Chase Sapphire Preferred
  • Travel
  • 60,000 points*
  • $95 annual fee
chase sapphire reserveRecommended Credit:
Excellent
Best luxury travel benefits
Chase Sapphire Reserve
  • Travel
  • 50,000 points*
  • $450 annual fee
chase freedom unlimited balance transferRecommended Credit:
Good–excellent
Best flat-rate rewards
Chase Freedom Unlimited
  • Cash back
  • $150 bonus*
  • No annual fee
chase freedomRecommended Credit:
Good
Best cash back rewards
Chase Freedom
  • Cash back
  • $150 bonus*
  • No annual fee
chase ink business cashRecommended Credit:
Good–excellent
Best small business card
Chase Ink Business Cash
  • Small business
  • $500 bonus*
  • No annual fee
chase ink business preferredRecommended Credit:
Good–excellent
Best business sign-up bonus
Chase Ink Business Preferred
  • Small business
  • 80,000 points*
  • $95 annual fee
chase ink business unlimitedRecommended Credit:
Good–excellent
Best flat-rate business card
Chase Ink Business Unlimited
  • Small business
  • $500 bonus*
  • No annual fee

*See terms and conditions

About Chase Bank services

In addition to credit cards, Chase offers a variety of financial services, including checking and savings accounts, business banking, credit cards and mortgages

  • Checking accounts: Chase offers three types of checking accounts: Chase Total Checking, Chase Premier Plus Checking and Chase Sapphire Checking. All checking accounts come with Chase Online Banking and online bill pay. Monthly fees range from $0 to $25.
  • Savings accounts: Chase Savings and Chase Premier Savings accounts both earn interest. Monthly services fees range from $0 to $25.
  • Business banking: Chase Bank offers business checking, merchant services, small business credit cards and business lending.
  • Mortgages: Homebuyers can obtain ARM, FHA and VA mortgage loans through Chase Bank. The company also offers refinancing and home equity line of credit options.
  • Planning and investments: A Chase advisor can help develop a financial strategy for your future.
  • Car loans: Clients can get an auto loan for a new or used car through Chase Auto Preferred.

Shop with confidence

Compare with top companies

Chase Bank Reviews

Filter by Rating

  • (173)
  • (47)
  • (45)
  • (142)
  • (3,104)

Popular Mentions

    How do I know I can trust these reviews about Chase?
    • 4,907,997 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Top reviews
    • Top reviews
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about Chase?
    • 4,907,997 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 15
    Customer ServiceRefunds & PayoutsStaff

    Reviewed June 25, 2026

    Thank you so much Chase bank!! Somehow when I was making reservations that I've already paid I called Expedia and someone posing as an agent took 1089.00. As soon as I got the alert called chase bank fraud and they got my money back within 10 days. I'm so grateful. Now my son and I are going to have excellent vacation. My son's 21st birthday we are going to Vegas!! Thank you chase bank! Be careful. Everyone is on the take!! Dean M

    Thanks for your vote!
    Customer ServiceCoverageSales & MarketingStaffBillingTimeliness

    Reviewed June 19, 2026

    I subscribed to a rent pay service and was unclear as to the date my account would be debited. I was very worried that my payment would go through before my pay did and went to my branch around June 11th or 12th to talk to a banker. Konrad V-K listened to my concerns and understood my issue. He set my account to cover a limited overdraft if funds were deposited the next day. He was very calming and non judgmental about my having this problem. Chase has an ad about being a place people can talk to people. Having bankers like Konrad really backs up their claim! He also followed up with me & offered his help if future issues come up.

    Thanks for your vote!

    Not sure how to choose?

    Get buying tips about Banks delivered to your inbox.

      By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

      Thanks for subscribing.

      You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

      Profile pic of the author.
      Customer ServiceStaffBilling

      Reviewed May 13, 2026

      I am writing to formally recognize one of your agents, Vladimir, based in Cebu, Philippines, for delivering an exceptional customer service experience. I contacted your support line regarding a denial on my business credit card application. Vladimir not only took the time to thoroughly investigate the reason for the denial, but he also walked me through exactly what had occurred and outlined the steps I needed to take going forward. His knowledge, patience, and professionalism made what could have been a frustrating experience a genuinely positive one.

      What truly set Vladimir apart was his demeanor. He was kind, pleasant, and clearly took pride in his work. In an industry where it can be difficult to find agents who are both highly competent and genuinely caring, Vladimir stands out as a remarkable example of what excellent customer service looks like. I make it a point to leave reviews both positive and negative based on my experience, because I believe outstanding work deserves to be acknowledged. Vladimir absolutely deserves this recognition, and I sincerely hope this message reaches him and his leadership team. Thank you for having agents like Vladimir representing your company.

      Thanks for your vote!
      Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppStaffEase of Use

      Reviewed May 5, 2026

      I’ve been using Chase for a while now, and overall it’s been a solid experience. The app is easy to use, and I like how quickly I can move money or check things on the go. Customer service has been helpful when I’ve needed it, though wait times can be a bit long sometimes. Fees can sneak up if you’re not paying attention, which is my main gripe. Still, it’s a dependable bank and works well for everyday use.

      Thanks for your vote!
      Customer ServiceStaff

      Reviewed April 30, 2026

      I had an amazing experience with my customer Service agent. I highly recommend and I will go back again, especially if I was looking for a new bank. They had very amazing service; my agent was very friendly and understanding even though I was going through a very difficult time, they handled my situation with ease and peace while I was stressed out and were able to calm me down with their demeanor, I am highly grateful for this bank and recommend their services!!!

      Thanks for your vote!

      Reviewed June 29, 2026

      After being with the bank for over 50 years (from when it started as Chemical Bank), and 35+ years as a credit card holder, my 5 credit card accounts were closed for no reason. The bank won't tell me why. They said they have the right to close accounts for no reason. They don't give a damn about their customers.

      Thanks for your vote!
      Customer ServiceOnline & AppRefunds & PayoutsStaffBillingTransparency

      Reviewed June 28, 2026

      I can understand why JPMorgan Chase Bank is NOT a BBB Accredited Business. They would fail the test. They have locked me out of my online account after I passed three security checks via email and phone. But there is no fraud; I can do everything I need to do over their automated phone service. I can pay my bill, check balances, etc. My card is not locked due to a fraudulent transaction, nor was it reported stolen. The problem was that my computer browser updated, and when I tried to log on to their website, I got a call from the bank pop-up to verify my identity. I did that three times, and I answered one question wrong about a vehicle I supposedly purchased 30 years ago, and the representative on the phone would not give me the code I needed to access my online account to get the rewards they owed me. The foreign customer support was horrible; I could not understand what they were asking me. However, I will no longer use the credit card. It's history now.

      Thanks for your vote!
      Customer ServiceStaffRates

      Reviewed June 25, 2026

      If I could rate them a 0 I would. I had a death in the family and their inconsiderate unacceptable actions were very disturbing. It was bad enough that I had a death in the family, but they were rude and condescending. I would never bank at Chase. Just because they are the largest doesn't mean they are the best choice or the best bank to do business with. Not friendly at ALL!!! How in the worlds do you treat people but still do business.

      Thanks for your vote!
      Profile pic of the author.
      StaffLoan Process

      Reviewed June 25, 2026

      Shawna ** at Chase Bank made my home-buying experience very smooth. Exceptional knowledge and expertise throughout the process. I highly recommend her as a loan officer in or out of state. So glad I met her! It was an experience as if I was a first-time buyer. 💕

      Thanks for your vote!
      Profile pic of the author.
      Customer ServiceStaff

      Reviewed June 24, 2026

      Horrible communication and when they don't want to answer your questions, they just ignore you, which is unprofessional. As a consumer, we have the right to have our questions answered.

      Thanks for your vote!
      Customer ServiceTechPunctuality & SpeedStaff

      Reviewed June 23, 2026

      If I could give it a zero star I would. Don't let the friendly person greeting you fool you. Tried to get a wire transfer, & had to come back for an "appointment." Came back 2 hours late, did the wire transfer after providing all the ID. 2 hours later I get an email saying it's been cancelled as a possible fraud. Isn't that the reason for the appointment & the ID? Went back a second time, saw a manager, and guess what same result 2 hours later. Back to the bank threatened to close my account, they had no answers & couldn't care less that a customer of over 40 years was leaving. GOOD LUCK, stay clear!

      Thanks for your vote!
      Customer ServiceStaff

      Reviewed June 22, 2026

      They're awesome when you deposit money to their locations. They will fight tooth and nail and create policies to avoid having to help with simple, legally bound requests. The worst bank I've ever encountered... conversely, I'm with a credit union for 29 years and they have been incredible... You know, actually caring about customers. A simple request to help me file Medicaid for my Mom - they refuse (and hung up on me despite my POA) requesting such docs...Mom is in a nursing home - they suggested bringing her to a branch....you can't make this up.

      Thanks for your vote!
      Customer ServiceTechRefunds & Payouts

      Reviewed June 20, 2026

      I have maintained a business account with Chase Bank for approx. 20 yrs. I opened the account at the Winter Garden, FL. location. The customer service is great at the branch. However, Chase has refused to cash my business checks when the money was readily available. They placed a $2,500 business check limit on my account. That is absurd. They accept high dollar deposits, but they won’t allow you to write checks against the money. I went to Chase Bank with the vendor that I wrote a check to and they would not cash the check for him because it exceeded $2,500. I’m done. Don’t waste your time. They are now passing their fraudulent issues on to their clients.

      Thanks for your vote!
      Profile pic of the author.
      Customer ServiceStaff

      Reviewed June 20, 2026

      Washington Mutual Bank transferred to Chase Bank around 50 years ago. My account got transferred to Chase Bank. Overall, the Chase Bank app works good. So I had an account over 30 years, and suddenly I have a letter, I need to close my account. I have 30 years of banking all my transfers, they want to cancel my account and talk to the representative supervisor. He was very rude, chewing something in a really bad tone said, "You have a right to close your account anytime, same thing, we have the right to close your account anytime.’’ The Chase bank supervisor was very rude and disrespectful. I will never open the Chase account. I never did open the Chase account.

      Thanks for your vote!
      Customer ServiceSales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaff

      Reviewed June 19, 2026

      No Fraud Protection: A Warning to Consumers. I feel compelled to share our experience as a warning to others because no one should have to go through what our family has endured. In today’s world, there are countless banking options that promise to protect customers from fraud and scams. Unfortunately, that was not our experience with Chase Bank.

      On May 26, 2026, between approximately 2:00 a.m. and 5:00 a.m. EST, our accounts were targeted by fraudulent activity. Two different companies initiated numerous unauthorized charges, many in consecutive amounts of $10 to $20, resulting in hundreds of dollars being withdrawn in a very short period of time. We immediately recognized that something was wrong. As we carefully reviewed our account history, we discovered these same companies had previously withdrawn money from our accounts in smaller, less noticeable amounts. It became apparent that this was not an isolated incident, but a deliberate and ongoing pattern.

      We contacted Chase immediately to report the fraud. At first, we felt reassured when the funds were temporarily reimbursed, believing that Chase was doing exactly what customers expect their bank to do: protect them from increasingly sophisticated and relentless scammers operating around the world. However, our relief was short-lived. The following week, every one of those transactions was reversed, and our claim was denied. Despite providing evidence that one of the companies was operating under multiple aliases, despite documenting that the listed 888 phone numbers only led to voicemail with no returned calls, and despite being instructed by Chase to contact the company online—only to be blocked from further communication—our evidence was disregarded.

      In addition, we provided printed online reviews from numerous other consumers who reported being scammed by the very same company. These reports demonstrated a clear pattern of fraudulent behavior affecting multiple victims, yet this information also appeared to be overlooked during the investigation. We printed and submitted everything requested. We visited our local Chase branch three separate times, meeting with the manager to review the situation, explain what happened, and provide supporting documentation. We sacrificed our time, arrived late to work, and did everything Chase asked of us, believing that if we cooperated fully, the obvious signs of fraud would be acknowledged.

      Instead, we were left feeling unheard, unsupported, and ultimately responsible for losses that were clearly the result of fraudulent activity. What is perhaps most disappointing is that these were not subtle warning signs. Multiple consecutive charges, foreign companies, numerous aliases, unreachable phone numbers, blocked communication attempts, publicly documented complaints from other victims, and repeated unauthorized transactions are all indicators that would raise concern for any reasonable person.

      At a time when families are already struggling financially, losing thousands of dollars—and then being told there is nothing that can be done—adds unnecessary stress, heartache, and distrust. We are sharing our story not out of anger, but out of concern for others. Consumers deserve to know that when they place their hard-earned money in a bank, they expect their financial institution to be their first line of defense against fraud. We sincerely hope Chase Corporate will take another look at our case, conduct a thorough investigation, and reconsider its decision. More importantly, we hope no other family has to experience the same disappointment and financial hardship that we have endured. Please do your research before choosing a bank. Your money deserves to be protected, and your concerns deserve to be taken seriously.

      Thanks for your vote!
      Profile pic of the author.
      Customer ServiceCoverageTransparency

      Reviewed June 17, 2026

      Chase Bank held my business funds for an extended period even after the insurance company confirmed the check was valid and paid. I received multiple conflicting explanations, and after weeks of trying to resolve the issue, Chase closed my account and stated the remaining funds would be sent by cashier's check. The lack of transparency, communication, and access to my business funds caused significant hardship. Business owners should be aware of how Chase handles deposit disputes and account closures.

      Thanks for your vote!
      Customer Service

      Reviewed June 17, 2026

      By far the worst customer service I ever experienced in my life. I decided to close my account so I don't have to deal with these people anymore.

      Thanks for your vote!
      Contract & TermsPriceStaff

      Reviewed June 17, 2026

      This had been the most frustrating banking experience of my life! To let that sink in I have taught kindergarten and middle school. I have empathy. My account was continually hacked. I am currently on debit card 7. It’s June 17th. This started at the end of December. I would have to make time out of my day to go to the bank. Then carry around too much cash. The last new debit card Chase changed my pin and I was declined in line at the store. Embarrassing. The 6 before that did not happen. It’s been stressful and cost me many hours of my time! Each employee says something different. I really gave them the benefit of the doubt. However, after 6 months of mistakes I am closing my account. All I get from support staff is “ok have a great day and thanks for choosing Chase”. I’m very upset. I do not recommend them. If I could give them a 0 I would but apparently a 1 is the lowest I can go.

      Thanks for your vote!
      Price

      Reviewed June 17, 2026

      I'm in the process of getting SSDI. My sister thought Chase would be good.. not! I went back to PayPal because they have no fees. If you're poor they charge you for not having hundreds in. Basically they punish the poor by charging them due to the bank balance.

      Thanks for your vote!
      Customer Service

      Reviewed June 16, 2026

      Most condescending and dismissive customer service team. My family has been members for years and we are currently exploring other options.

      Thanks for your vote!
      Loading more reviews...

      Chase Bank pros and cons

      Chase Bank offers many financial services. It’s easy to open an account, and many new customers qualify for sign-up bonuses and rewards. There are a few things to consider before deciding if Chase Bank is right for you, however.

      Pros

      • Thousands of branch and ATM locations
      • Bonuses for new customers
      • Online banking through Chase Mobile app
      • 24/7 customer service
      • FDIC insured 

      Cons

      • Monthly service fees on some accounts
      • $2.50 charge to withdraw funds from non-Chase ATMs
      • Variable interest rates
      • Does not have physical locations in every state

      Chase author review by Cassidy Horton

      Chase is the consumer and commercial banking business of JPMorgan Chase & Co. (JPM), a major global financial services firm. Almost half of America’s households use Chase Bank’s services.

      • Services: Chase’s services span the banking sphere and include personal banking, small business lending, mortgages, credit cards, auto financing and investment advice.

      • Highly ranked: According to their website, Chase has received numerous awards and recognition for its products and services.

      • Digital banking: Chase is at the forefront of electronic banking, including mobile and online banking, e-pay and account alerts.

      • Financing options: With everything from student loans to home equity lines of credit, Chase Bank has the financing options for students, military, home buyers and business owners as well as typical consumers.

      • Account rewards: Chase products may include special rewards and promotions. Chase offers a variety of checking and savings accounts for retail customers, including free, no-fee options and interest-earning accounts.

      A freelance personal finance writer with more than four years of experience writing for high-profile online publications, Cassidy became interested in personal finance during grad school while paying off debt and trying to avoid lifestyle inflation. She paid off $18K in student loan debt in 10 months and tripled her salary in two years by becoming a freelancer; she also runs a personal finance site for freelancers. Cassidy has an MBA from Georgia Southern University and a bachelor’s degree in public relations.

      Chase Bank Company Information

      Company Name:
      Chase
      Year Founded:
      1799
      Address:
      270 Park Ave
      City:
      New York
      State/Province:
      NY
      Postal Code:
      10017
      Country:
      United States
      Website:
      www.chase.com

      Media

      VIDEOS & IMAGES