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Chase Bank Reviews

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About Chase Bank

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.

Visit www.chase.com

Helpful Reviews

Dontneedthiseither, KY
Verified purchase

I have no complaints about this bank's service (aside from my home town refusing to allow them to do business here) except when it comes to asking questions to customer service...

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Temecula, CA
Verified purchase

In a time where automation can trump feeling heard and served as a customer, today I felt the exact opposite. After a very unsuccessful and maddening call with Chase Bank 1800 ...

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Chase credit cards

Chase credit cards come with a variety of bonus offers, rewards, perks and benefits. Chase cardholders get 24/7 account access through the Chase Mobile app, free credit scores through Credit Journey and access to Chase’s Ultimate Rewards programs.

chase sapphire preferredRecommended Credit:
Excellent
Best travel rewards
Chase Sapphire Preferred
  • Travel
  • 60,000 points*
  • $95 annual fee
chase sapphire reserveRecommended Credit:
Excellent
Best luxury travel benefits
Chase Sapphire Reserve
  • Travel
  • 50,000 points*
  • $450 annual fee
chase freedom unlimited balance transferRecommended Credit:
Good–excellent
Best flat-rate rewards
Chase Freedom Unlimited
  • Cash back
  • $150 bonus*
  • No annual fee
chase freedomRecommended Credit:
Good
Best cash back rewards
Chase Freedom
  • Cash back
  • $150 bonus*
  • No annual fee
chase ink business cashRecommended Credit:
Good–excellent
Best small business card
Chase Ink Business Cash
  • Small business
  • $500 bonus*
  • No annual fee
chase ink business preferredRecommended Credit:
Good–excellent
Best business sign-up bonus
Chase Ink Business Preferred
  • Small business
  • 80,000 points*
  • $95 annual fee
chase ink business unlimitedRecommended Credit:
Good–excellent
Best flat-rate business card
Chase Ink Business Unlimited
  • Small business
  • $500 bonus*
  • No annual fee

*See terms and conditions

About Chase Bank services

In addition to credit cards, Chase offers a variety of financial services, including checking and savings accounts, business banking, credit cards and mortgages

  • Checking accounts: Chase offers three types of checking accounts: Chase Total Checking, Chase Premier Plus Checking and Chase Sapphire Checking. All checking accounts come with Chase Online Banking and online bill pay. Monthly fees range from $0 to $25.
  • Savings accounts: Chase Savings and Chase Premier Savings accounts both earn interest. Monthly services fees range from $0 to $25.
  • Business banking: Chase Bank offers business checking, merchant services, small business credit cards and business lending.
  • Mortgages: Homebuyers can obtain ARM, FHA and VA mortgage loans through Chase Bank. The company also offers refinancing and home equity line of credit options.
  • Planning and investments: A Chase advisor can help develop a financial strategy for your future.
  • Car loans: Clients can get an auto loan for a new or used car through Chase Auto Preferred.

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Chase Bank Reviews

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    Page 1 Reviews 0 - 36
    Staff

    Reviewed Oct. 28, 2026

    I am writing this review for Patricia at the Southgate Road location. She is absolutely amazing!!! She is thorough and gets the job done. I am glad to have her at this location because she cares about helping people. She is outstanding!!!

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    Staff

    Reviewed Oct. 22, 2026

    I got the best service ever. I’m an international student and a bit introverted. But, Employees there were so kind that I even opened myself

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      StaffBilling

      Reviewed Oct. 21, 2026

      Great help I had with a Chase bank located at w.14th street, NYC 000025. With a lot patience, accountant ** and ** helped me organize my bills, my fees and my accounts. As a senior citizen I need help managing my finances. Fortunately today I discovered a Chase bank that really helped me.

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      Staff

      Reviewed Sept. 3, 2026

      Diallo he know what he's doing. Awesome. Had helped me and my daughter, thank you so much, keep up the great work.🙏👍💖💖

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      Reviewed Oct. 29, 2026

      Was just on my third call with Chase over the past week and a half attempting to get into my online banking account. I was able to successfully update my address and phone number to the present ones under which I applied for a new credit card. Somehow, Chase's system had saved and registered my address and landline from when I last had an account with them about 20 years ago. I received a confirmation text at my current cell that my number had been correctly changed.

      I reside largely outside of the US, and after 45 minutes on the phone today being passed between various representatives, it wasn't until I suggested that perhaps I'm not able to receive a verification code due to the only US number I have being a Google Voice number. The tech person finally answered that perhaps this is correct, and was still unable to get me logged in despite my answering various security questions about my financial and residential history, providing my past and present addresses, a front/back photo of my California license through the mobile app and my SSN.

      I was told that identity verification codes may only be sent through text message to a US phone number, or, the last rep told me to just go into a bank and provide copies of my physical ID in person (I am out of the US for the next month and will have to pay my new credit card bill prior). I was then hung up on. What an incredible waste of time and an unbelievable lack of professionalism, all atop antiquated and outdated systems that are somehow totally disconnected from one another.

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      Customer ServiceBilling

      Reviewed Oct. 22, 2026

      I recently opened an account with Chase. They said to make sure you deposit money before the 60 days is up. I signed up for an account because KDP will deposit to chase. I was not sure when payment would come so I deposited 15.00 dollars. I transferred 88.00 from my Chime account to Chase. Chase show that 88.00 went in but does not show going out. When I called to find out I was transferred 6 times with all of them saying the 88.00 was sent back to Chase. I asked why?? Why would a bank not accept a deposit of money. They said because my account was in closing status.

      I have never received anything by mail or email or phone to say my account was closing or I would not have bothered to deposit. So now I have no money because it's lost somewhere. Last post of 88.00 was Chase. I spent 4 hours trying to figure out where my money is and I still don't know. As soon as I get my deposit from KDP I will close my account. Absolute worst customer service ever. Tried to get his name and he told me Maverick which I highly doubt is his name. I have has chime for years and have never had any issues with them.

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      Customer ServiceCoverageSales & MarketingRefunds & PayoutsStaffTransparencyHonesty & Transparency

      Reviewed Oct. 22, 2026

      I am extremely disappointed with my experience and concerns regarding Chase Bank’s customer service, overdraft protection, card coverage, and account security procedures. First, I find Chase Bank’s customer service to be frustrating and inadequate. As a customer, I expect clear communication, reliable support, and access to the services the bank advertises. Instead, I feel that customers are left confused and unsupported when they need assistance the most.

      Second, I have serious concerns about the way Chase advertises overdraft protection and card coverage. These services are presented as benefits that customers can rely on, especially when unexpected emergencies arise. However, if overdraft protection is only available at the bank’s discretion and cannot be relied upon when a customer genuinely needs it, then what is the purpose of advertising it as a benefit? In my opinion, this creates a misleading impression of the protection being offered. Customers deserve clear explanations of the limitations, eligibility requirements, and circumstances under which these services may be denied. Banking services should be transparent, not presented in a way that leads customers to believe they have protection that may not actually be available when needed.

      Third, I am concerned about the identity verification process when calling Chase customer service. Requiring customers to provide their full email address over the phone raises privacy and security concerns for me. In certain situations, other people may be nearby and able to overhear sensitive personal information. I understand that banks must verify a customer’s identity to protect accounts from unauthorized access. However, I believe there should be secure alternatives that protect customers’ privacy without requiring them to disclose personal information aloud in potentially public or uncomfortable situations.

      Overall, I believe Chase Bank needs to do a better job of providing dependable customer service, communicating the limitations of its advertised services, and protecting customers’ personal information during account verification. Customers trust banks with their money, their privacy, and their financial security. That trust should be met with transparency, accountability, and services that customers can understand and reasonably expect to use.

      I am asking Chase Bank to take these concerns seriously, review these practices, and make meaningful improvements. Customers deserve to know exactly what they are paying for, what protections are available to them, and how their personal information is being handled. A bank should provide clarity, security, and support—not leave its customers feeling misled, exposed, or abandoned when they need help.

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      Customer ServiceCoverageStaffCommunicationResolution

      Reviewed Oct. 22, 2026

      Chase Received My Tax Levy Release Before Sending My Money — Then Refused Reimbursement. I am extremely disappointed with JPMorgan Chase's handling of a tax levy release and its subsequent refusal to accept responsibility. After being laid off, I experienced financial hardship and fell behind on state taxes. I contacted the Indiana Department of Revenue and submitted hardship paperwork before the levy was issued. Unfortunately, that paperwork was not processed in time. I acknowledge the original levy was valid. My complaint concerns what happened afterward.

      On February 27 and March 4, Chase representatives instructed me to have the Release of Levy submitted through their rush fax line, advising that processing would take approximately three hours. On March 4, the collection agency faxed an urgent release to Chase at approximately 10:24 a.m. Chase acknowledges receiving it before remitting $573.55 on March 5. Despite my repeated telephone calls, nobody told me the release needed to be transmitted electronically through a system called X9. Only after Chase sent my money did the bank explain that an X9 submission would have been processed automatically, while the fax required manual processing. I followed Chase's instructions. I had no way of knowing about a procedure its own representatives never mentioned.

      After months of complaints, including escalation through federal banking regulators, Chase continues to refuse reimbursement. My concern is simple: Why should a customer bear the financial consequences of following the bank's own instructions? I have documentation supporting the timeline, including the release, fax cover sheet, and Chase's written responses. I am requesting reimbursement of $573.55 and accountability for how this situation was handled.

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      Customer ServiceStaff

      Reviewed Oct. 20, 2026

      I've been a Chase customer since 2006, and this is the first time I've been disappointed by both the customer service representatives and branch employees. They made me feel as though they were lending me money, when in reality I was simply trying to access and manage my own funds. To make matters worse, a customer service agent abruptly disconnected the call while I was asking legitimate questions. This level of service is unacceptable and could cause Chase to lose long-time customers. Chase...We are not stupid's.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed Oct. 19, 2026

      I would give zero stars if that were an option. My experiences with customer service, both in person at the branch and through online support, have been consistently disappointing. Representatives often come across as rude and uninterested in helping customers. When assistance is needed, the standard response seems to be to schedule an appointment and return several days later. Unfortunately, many banking matters require more immediate attention and cannot wait 5 to 7 business days. Calling customer service is no better, as customers are often redirected back to the local branch to schedule an appointment. Overall, I would not recommend this bank.

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      Customer ServiceStaff

      Reviewed Oct. 19, 2026

      When I first started banking here 4 of 5 years ago, they fell all over themselves wanting to be of service. Now? Apparently they couldn't care less about service! My wallet was stolen 12 days ago. I called them within 2 hours of it being stolen. I then called another bank I do business with. I received my replacement card from them a week ago. I've gotten my reply drivers license. I've not gotten my cards from Chase, despite 2 additional phone calls to them. Their bit is irritating but their people are not any better, despite their assurance they would solve the problem. They simply dont. I've wasted several hours with these clowns. Alt you it's a huge deal for me to do so, I will be moving my Chase Accounts. I don't need to continue doing business with any institution that shows their customers such gross disrespect!

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      Customer Service

      Reviewed Oct. 16, 2026

      Customer service totally incompetent and unable to provide basic information. AI service unable to even tell me my credit limit. Do humans even run/own/exist in this company? Not sure if you can actually even reach an entity with hemoglobin.

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      Reviewed Oct. 13, 2026

      They are hassling me beyond belief over POA designation for my aging parent. The POA is already clearly identified in trust documents. It is so clearly identified that none of my parent’s multiple other financial institutions have had an issue. It is a constant “bring me a rock exercise,” with every “rock” Chase asks for, not ultimately being to their liking. This has forced me to hire an attorney to deal with Chase on the matter. I know they are trying to protect my parent’s assets from unauthorized spending - but not to worry - they are accomplishing that all on their own with the required lawyer fees. Chase should be ASHAMED of themselves.

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      Customer ServiceContract & TermsPunctuality & SpeedStaffBilling

      Reviewed Oct. 12, 2026

      We had credit card debt and reached a settlement. Chase told us if we settled we would only have to pay a portion of the debt. We agreed, gave them our bank info. They entered the info wrong. We called regularly to follow up they said all was well. Finally, after a few weeks we called again and they said the bank info was wrong. We provided them with the correct info and asked if the settlement would be the same. They said YES. We paid off the debt. Months later we are receiving bills stating we still owe money.

      We contacted customer service, spoke with a manager who was very rude. He said whatever was agreed upon was no longer valid. Because of the error with the banking info in the beginning. I told him to listed to ALL of the recordings from our phone calls including the one the agent said we were still able to pay the settlement off and be ok. He said no, the only valid call was the first initial call with the wrong bank information. Now we have creditors calling and are unable to pay. They are money hungry and not true to their word. All they have to do is listen to the calls which verified what we are saying is true.

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      Verified purchase
      Customer ServiceStaff

      Reviewed Oct. 11, 2026

      This is sad, I’ve been happy with them for so long and then they completely shit the bed. And I come here to find out everyone is feeling that way lately with them! Everyone on the phone acting like they can’t help and then they forward you to someone else who says they can’t help!

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      Reviewed Oct. 7, 2026

      I have had six accounts at Chase bank for 20 years. The Chase branch in Atascosita, Texas has the most arrogant management of any bank. Anything that I ask that is not to withdraw or deposit a check with my name in my account, the answer is no. I asked the banker to send a wire transfer, the answer was no. I went in with my son to deposit his check in my account. He was there ready to sign it, and the answer was no. The Atascosita, TX, Chase Branch is the no service branch. I also have accounts at Wells Fargo Atascosita Branch. This Wells Fargo branch is the yes service bank. Everything Chase refused to do, Wells Fargo was more than glad to do for me. Wire transfers, yes sir. Deposit my son's check into my account, yes sir. What a contrast.

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      Customer ServiceSales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaff

      Reviewed Sept. 29, 2026

      I had terrible interaction with Chase Bank. I was scammed and the crooks got into my Chase account and charged $1000.00 to Chime. I reported the crime to Chase (after hours) and I got ahold of a supervisor who took the information and was understanding. I received the refund 2 days later for $1000.00 and 2 days after I received the credit Chase Bank did a reversal and took the $1000.00 back even though I had a police report. The staff at the bank seemed embarrassed but Chase would not give me my $1000.00 back. Chase is horrible and your money is not safe here. Even the supervisors on the phone were embarrassed I was scammed by Chase. They are not ethical and please do not leave your money at this bank because it is not safe. I learned the hard way.

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      Customer ServicePunctuality & Speed

      Reviewed Sept. 29, 2026

      Opened an account and deposited my retirement pay which I get for being Combat Wounded. They froze ALL my accounts while they investigated me for fraud. I have never had an issue with fraud in my life. After calling everyday and physically going to the branch they reopened my accounts. Later that day they decided to freeze my accounts for 10 days again but could not give me a reason why. Just that it’s what their system does. Every human I talked to was powerless against their AI program.

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      Verified purchase

      Reviewed Sept. 28, 2026

      Liars, liars, fraudsters on fire. They rejected my bank transfers because they, allegedly, "could not verify I owned the account" I was transferring from. First of all, I do in fact own the account I was transferring from. Second, that is sensitive, private information which would not normally be available to them from my bank as a third-party. Third, AS PART OF THE PROCESS OF LINKING THE ACCOUNTS before Chase would allow me to make transfers, Chase had me connected my external account over an API - which both Chase and my other bank explicitly acknowledge PROVIDES THEM INFORMATION ABOUT THE OWNERSHIP OF THE ACCOUNT.

      WHY did Chase refuse to allow me to make these transfers, you ask? Because they did not want me transferring $15,000 into my Chase account at which point Chase would be required to pay me $900. Liars, liars, fraudsters on fire. I'll see you in small claims for the $25 in wire fees you owe me, fraudsters!

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      StaffBilling

      Reviewed Sept. 25, 2026

      My business account has been restricted for days because Chase says it can't verify my name change, even though the Social Security Administration already has. I've done everything asked of me, and every representative I speak to agrees I have. Yet I keep getting transferred from department to department with no resolution and no timeline. Because of this restriction, my staff haven't been paid, and some have already quit. My bills have been reversed. The clients who depend on our services are now at risk. This is an issue Chase should have caught when I opened the account, and instead my organization may be forced to shut down by Monday. Chase, someone needs to own this and lift the restriction now. People's jobs and livelihoods are on the line.

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      Customer ServicePunctuality & SpeedStaffTransparency

      Reviewed Sept. 24, 2026

      I opened a business account here for my behavioral health agency. Within weeks the account was restricted with no advance notice and no explanation. I came into this branch three times — twice in one day — and provided every document they asked for. My identity and my business were verified each time. The restriction still has not been lifted. No one has given me a written reason, a case number, or a date when my money will be released. A $21,000 deposit is sitting in an account I cannot touch. Because of this, my employees have missed payroll. I am not writing this because a hold was placed. Banks place holds. I am writing it because after full cooperation, no one at this branch or on the phone has been able or willing to tell me what is still outstanding or when this ends. Being told to keep waiting, with no information and no timeline, is not customer service. I will update this review if the matter is resolved.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed Sept. 24, 2026

      Aug 15 2026 I sent a Zelle. The phone number, name was PERFECT. On the Left Bottom of a check we can write a MEMO: reason for this check. BUT in Zelle, it doesn't work that way. Whatever we put in that space, it is called a TAG. So, my $1,000 went to another person that RESERVED that word. I put Miguelito. Becasue the person that helped me has a common name; and I nickname him Miguelito. Again, phone number and NAME on zelle were Perfect but because I wrote something on the MEMO part, it was sent to another person.

      I called Chase that day, no help. Day 5 someone said..cancel it. It was No longer in Pending or possible. By day 10 some other chase staff told me to REQUEST BACK. Again, too late. I visited the branch. And, again no Real help. Chase ignored I said RIGHTNAME; RIGHT CELL # and Only Sent themoney to the TAG registered person. And, each time I call, they keep saying the Right name and right # I put....but I do not know HOW TO SAY IT ANYMORE...Chase SEnt it to the TAG registered owner. It is so frustrating. I always keep a high balance and never asked for help. In these days and times, Chase bank should demand it back for me from that Bank they sent it to. BUT WON'T. Horrible. I am closing all cards, and checking account soon,

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      Customer ServiceStaffTransparencyHonesty & Transparency

      Reviewed Sept. 18, 2026

      Honestly, I’m very disappointed with Chase. I understand that banks have policies and security procedures, and I know banks use our money to make money. But Chase seems to take it way too far. They hold check deposits and funds longer than any other bank I’ve ever dealt with, and it’s incredibly frustrating when it’s your own money and you can’t access it. But what bothered me the most was the customer service. The representative I spoke with was extremely rude, impatient, and short with me. I was simply asking questions because I wanted to understand why my money was being held. Instead of giving me a clear explanation, he made me feel rushed and talked to me like I was being scolded. I’m not asking for special treatment. I’m asking for basic courtesy, patience, and respect.

      If someone is calling with a legitimate question about their own money, there is no reason to make them feel like they are a problem. I’ve only been with Chase for four months, and honestly, after this experience, I don’t think I’ll be with them much longer. There are plenty of banks out there, and good customer service should not be too much to ask for.

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      Customer ServicePunctuality & Speed

      Reviewed Sept. 17, 2026

      Chase cancelled a purchase I made without notifying me. They locked up my account 8 days later. Rude customer service. Abusive telephone operators.

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      Staff

      Reviewed Sept. 15, 2026

      Hacked again on our business account. Fraud department is in Philippines. Absolute no help, whatsoever. 30 days and now a letter stating that more info needed, bank manager sent it in. But Philippines over refused to correct. Lack of info and took too long. I have police report and bank manager agreed that it was fraud. What the hell is going on at Chase.

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      Customer ServiceStaff

      Reviewed Sept. 12, 2026

      Chase customer service used to be good and help, now they don’t have answers for the questions and if they answer all the representatives have different answers. I’m very disappointed after being 28 years with Chase. I filled a fraud claim; they decided to close the accounts without giving me a reason. We didn’t do anything wrong, and we been punished by closing the accounts and not being able to open a new one. Customer should be treated right not get penalized like this and is like they don’t care. Hope this changes because otherwise they’re going to lose a lot of customers.

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      Customer ServicePunctuality & SpeedRefunds & PayoutsBillingTransparency

      Reviewed Sept. 11, 2026

      Absolute worst bank experience in my life. Opened a checking & savings account for the bonus, but they blocked the transfer amounts to allow me the bonus. Blocked every initial transaction, causing me to call and wait on their horrible customer service line each time. Hours wasted. No explanation for the blocks. Used the account to pay my external credit cards and savings accounts.

      Despite correct routing and account numbers, I had multiple returned payments, each one with $40 in fees, from the other banks. Again, Chase's customer service is HORRIBLE and they just blame every other bank even though it's always them. The kicker was making transfers to my own external banks. Sometimes it worked immediately (it is a real time transfer after all), and last week it just disappeared into the ether. Deducted from my checking, but never arrived in any external account. Over a week later and Chase has no idea. Then I go and get another returned credit card payment. I've never had low funds, and the numbers are confirmed correct. Every time you call it's a minimum half an hour typing numbers to get to a person who's useless. 4 months of having this account I've had more problems than any other bank in my 40 years alive. I can't believe they are allowed to operate like this. Unreal.

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      Customer ServiceContract & TermsCoverageTechPricePunctuality & SpeedStaffBillingTransparency

      Reviewed Sept. 10, 2026

      My experience with Chase Business Banking and Chase Merchant Services has been beyond unacceptable. I have been processing legitimate customer transactions through Chase for approximately six years and have run hundreds of transactions through their system while paying substantial merchant processing fees for the service.

      On September 8, Chase confirmed a legitimate customer deposit of $9,760.88 for contracted restoration work being performed by my company, Omega Environmental LLC. Instead of depositing the funds normally, Chase placed a hold on the transaction. They then escalated the situation and suspended my company’s ability to process additional merchant transactions. This is not a fraudulent charge. This is a real customer, a signed project, and a legitimate deposit for professional restoration services. The customer willingly made the payment.

      What happened next was even more concerning. Chase sent me an email requiring me to answer a lengthy series of questions and provide supporting documentation, including: A detailed invoice or itemized receipt for the transaction. Proof that my customer agreed to the purchase, including emails, text messages, or other correspondence. A description of the products and services my company provides. An explanation of how customers hear about my business. Links to my website, Google Business Profile, LinkedIn, Yelp, or other online profiles. Confirmation of whether I have a signed agreement with the customer. An explanation of what changes occurred within my business that resulted in an increase in processing volume back in August

      After approximately six years of doing business with Chase, hundreds of legitimate transactions, and all of the processing fees they have collected from my company, being subjected to this level of questioning over one ordinary customer deposit was astonishing. I answered their questions line by line and provided the requested documentation. Meanwhile, Chase continued holding $9,760.88 of my company’s money.

      This was not simply inconvenient. It interfered with my payroll and disrupted the day-to-day cash flow of my business. Restoration companies have employees, subcontractors, equipment, materials, insurance, fuel, and numerous other expenses that must be paid while projects are underway. When a merchant processor unexpectedly freezes nearly $10,000 from a legitimate transaction and then shuts down additional processing, there are real consequences for the business owner.

      I understand that banks have fraud-prevention and risk-management responsibilities. What I do not understand is treating a long-standing business customer with years of processing history as though they suddenly need to prove that their company, customer, transaction, website, marketing, contracts, and business growth are legitimate before receiving their own money. The entire experience has left me seriously questioning why I have paid Chase Merchant Services fees for years if I cannot rely on the service when a normal larger transaction comes through.

      Business owners considering Chase Merchant Services should understand that even after years of processing history, your funds can apparently be placed on hold, your processing can be suspended, and you can suddenly be required to document virtually every aspect of your business while waiting for access to money from a legitimate customer transaction. For a small business, cash flow matters. Payroll matters. Reliability matters. Based on my experience with how this $9,760.88 transaction has been handled, I cannot recommend Chase Business Banking or Chase Merchant Services to another business owner.

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      Reviewed Sept. 9, 2026

      Worse bank ever. Won't cash a check out of their bank and give me my money.. it's a retirement check not a check from someone else's account. Absolutely bullcrap. Hope your bank fails and gets blown off the map.

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      Customer ServiceStaffBillingHonesty & Transparency

      Reviewed Sept. 8, 2026

      Chase like many other conglomerate banks hire overseas reps to save money while plunging Americans' financial lives into chaos. Calling is an absolute nightmare, correspondence takes way too long, incorrect information. Same account 4 people all different lies. They applied my mortgage payment to my escrow without my knowledge or permission in March 2026 and since then, have been reporting me to the credit bureaus every month. Now I have to fight with them, the credit bureaus, and the escrow dept. For the second time in three years. Some banks should just go out of business.

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      Customer ServiceSales & MarketingPunctuality & SpeedStaffFollow-Through

      Reviewed Sept. 4, 2026

      False Advertisement: Chase Denied My $400 Promo BonusRating: Do not trust Chase’s sign-up promotions. I opened a checking account for a promised $400 bonus and met every requirement within the 90-day deadline. My app explicitly verifies the funds as an "ACH deposit payroll twice." Despite fulfilling my end, Chase denied the bonus.

      The customer service has been awful: The Branch: I went to the Woodlands branch, but the branch manager just told me to go home and wait for a call. I called customer care was worse! The Runaround: They escalated the case, claimed requirements weren't met, and randomly closed my file without notice. The Delay: I forced them to reopen it, but I’m being told to wait another 5 days just for a potential credit.This is a complete scam to drive up enrollment numbers. I am fighting to get the $400 I am owed, I will not let this go but and don't enroll and fall into this scam. Save yourself the headache and stay away.

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      Customer ServiceCoveragePunctuality & SpeedStaff

      Reviewed Sept. 1, 2026

      You cannot trust bank-to-bank transfers for funds availability. Rarely write a check; however, one I did returned due to non-availability of funds to cover the check to car dealer ($4,400.) Saw check on my online account had cleared 2 days later. Dealer called me 2 weeks from date written, told me check returned. Took new replacement check and $35 returned CK fee to endure finance manager yelling "You wrote us a bad check." This humiliation could easily have been avoided. No alert from Chase re problem. Do not trust this bank. Talked with branch rep and the service dept call # - no help from either.

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      Customer ServiceBilling

      Reviewed Sept. 1, 2026

      I was a Chase credit card holder since 2003. My card was closed for inactivity. I called within five days, and they wouldn't reopen the account. I did use the card in the past, just not recently. It's ridiculous to have to apply for a new account when it was closed so recently.

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      Customer ServicePriceStaffBilling

      Reviewed Aug. 31, 2026

      Chase has really gone downhill the last few years. They used to be the absolute best customer service of all my credit cards and now they are so incompetent and rude and genuinely unhelpful I'm about to close 20 years worth of my credit history just on principle. They are so glued to their script they don't listen to anything you say. And the verification has gotten INSANE. Every time they transfer me to a new person a new verification process begins all over and then they let you finally explain then repeat what you said like a toddler learning to speak and then they have to verify MORE information. Then they can't help you they transfer you to another department and it starts all over again.

      They keep redirecting my call to the wrong department I go thru verification they can't help they send me to a new wrong department and it repeats all over. They are so glued to their script they can't think. They repeat everything back to you and still don't understand what you are saying. They have been programed to just verify and repeat what you say and its impossible to get anything done. Even sending messages they reply back ignoring half of the message. Never dealt with so many incompetent reps in one setting.

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      Price

      Reviewed Aug. 28, 2026

      Worst bank ever. They charge you for using their services, which is ridiculous because I already have enough money. I don’t need to be charging people for using their services. In fact, dude they are just terrible like even Wells Fargo don’t charge you for using their bank. Chase sucks. It’s a horrible bank. Greedy evil liars, thieves like why is Chase still even around? Why doesn’t Chase just go out of business?

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      Customer ServicePriceHonesty & Transparency

      Reviewed Aug. 25, 2026

      15 year customer leaving - I disputed a charge from a mechanic and uploaded all of the appropriate documentation for the dispute. The dispute was overturned and I was never contacted for myside of the story. Called CS and asked for a supervisor. Supervisor "**" said they called me on August 20th (lie) I have no miss call or an email from Chase. This led her to saying there is nothing we can do - then hung up on me... Through 15 years of service and just to get hung up and not fight for its customers.

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      Customer ServiceTechMaintenanceStaffBillingRatesTransparency

      Reviewed Aug. 22, 2026

      Avoid Chase Business Banking — They Will Hold Your Funds Hostage. If you run a small business and rely on predictable cash flow, do not open a business account with Chase. Chase Business Banking is currently withholding over $7,000 of our operational funds, freezing a routine deposit under a generic "fraud review" that has dragged on for over 12 days.

      This is not a new client, nor is it an unusual transaction. The funds came from an established business client who has paid us through this exact same Chase account previously without a single issue. Despite this being a completely normal business-to-business transaction, Chase flagged it and effectively impounded our money.

      When requested, we immediately submitted 22 pages of solid, verifiable documentation—including invoices, contracts, and proof of completed work—proving beyond a shadow of a doubt that this payment is legitimate and earned. The result? Absolute silence and incompetence. Nobody at Chase can give us a direct answer. Customer service reps pass the buck, the "fraud department" operates like an unreachable black box, and no one in management will take accountability to release our funds. Meanwhile, they are holding $7,000 of our capital hostage, disrupting our cash flow, and forcing us to waste hours chasing down updates that never come.

      Chase preaches about supporting small businesses, but their system treats legitimate business owners like criminals while providing zero customer support when their automated flags break down. We will be filing formal complaints with the Consumer Financial Protection Bureau (CFPB) and moving our business operations to a bank that actually respects its business clients. Rating: 1/5 — Take your business elsewhere.

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      Customer ServicePunctuality & SpeedStaffBilling

      Reviewed Aug. 21, 2026

      I opened an account with Chase and the staff member that opened the accounts entered the wrong birthday and when I went in to get a cashiers check my license didn’t register my identity and it took an hour to figure out that one digit was input incorrectly. I should have left then but I “human error”. Then while using bill pay, Chase took money from my account to pay a bill but the bill was never paid. I started accruing late fees so I called to get a “check # or a check image ” they said was sent to pay the bill. They passed me from departure to department without clear answers about why money was withdrawn but there is no evidence that the bill was paid.

      During this phone call I was told I was wasting his time and he hung up the call. I went to the local Southaven Ms branch office and had a similar experience. I still don’t know what happened to my money. I closed my accounts. Chase will demand several methods of identification but refuses to take accountability for their “many” mistakes.

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      Reviewed Aug. 20, 2026

      They have closed my account for the second time for no reason at all. And then can't tell me why. Been banking with them for 10 + years. If you don't have lots of money like these snobby people they don't treat you equally.

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      Customer ServicePunctuality & Speed

      Reviewed Aug. 20, 2026

      Could not log onto Chase to access my account. First time had this issue. Had to call customer service 4 times and 45 minutes on the phone and the problem will not be resolved for 24 to 48 hours. Unacceptable...spoke with a "supervisor" who had a bit of attitude and best they could do was to tell me to wait 24/48 hours or call back in the mean time to access my account. Been a customer for many years, rethinking that now.

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      Chase Bank pros and cons

      Chase Bank offers many financial services. It’s easy to open an account, and many new customers qualify for sign-up bonuses and rewards. There are a few things to consider before deciding if Chase Bank is right for you, however.

      Pros

      • Thousands of branch and ATM locations
      • Bonuses for new customers
      • Online banking through Chase Mobile app
      • 24/7 customer service
      • FDIC insured 

      Cons

      • Monthly service fees on some accounts
      • $2.50 charge to withdraw funds from non-Chase ATMs
      • Variable interest rates
      • Does not have physical locations in every state

      Chase author review by Cassidy Horton

      Chase is the consumer and commercial banking business of JPMorgan Chase & Co. (JPM), a major global financial services firm. Almost half of America’s households use Chase Bank’s services.

      • Services: Chase’s services span the banking sphere and include personal banking, small business lending, mortgages, credit cards, auto financing and investment advice.

      • Highly ranked: According to their website, Chase has received numerous awards and recognition for its products and services.

      • Digital banking: Chase is at the forefront of electronic banking, including mobile and online banking, e-pay and account alerts.

      • Financing options: With everything from student loans to home equity lines of credit, Chase Bank has the financing options for students, military, home buyers and business owners as well as typical consumers.

      • Account rewards: Chase products may include special rewards and promotions. Chase offers a variety of checking and savings accounts for retail customers, including free, no-fee options and interest-earning accounts.

      A freelance personal finance writer with more than four years of experience writing for high-profile online publications, Cassidy became interested in personal finance during grad school while paying off debt and trying to avoid lifestyle inflation. She paid off $18K in student loan debt in 10 months and tripled her salary in two years by becoming a freelancer; she also runs a personal finance site for freelancers. Cassidy has an MBA from Georgia Southern University and a bachelor’s degree in public relations.

      Chase Bank Company Information

      Company Name:
      Chase
      Year Founded:
      1799
      Address:
      270 Park Ave
      City:
      New York
      State/Province:
      NY
      Postal Code:
      10017
      Country:
      United States
      Website:
      www.chase.com

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