Connecticut cost of living
Can you afford to live in the Constitution State?
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Relocating to Connecticut means trading familiar routines for new experiences, whether you’re drawn by job opportunities, family, or the state’s scenic charm. While the promise of a fresh start is appealing, the financial realities of daily life deserve careful attention before making the move.
To determine the cost of living in Connecticut, our team reviewed data from the U.S. Bureau of Economic Analysis to understand average spending. We also used recent sources to gather housing, food, transportation, health care and utility costs for a full picture of everyday expenses.
People in Connecticut spend $65,128 each year on goods and services, on average.
Jump to insightThe median rent in Connecticut is $1,872, versus the national median rent of $1,639.
Jump to insightResidents in Connecticut spend $265.90 weekly on food at home.
Jump to insightAs of August 2025, the average price per gallon of regular gas is $3.10 in Connecticut.
Jump to insightRecent data shows that employees in Connecticut pay $2,053 annually for employee-sponsored health insurance coverage.
Jump to insightThe average cost of living in Connecticut
According to the U.S. Bureau of Economic Analysis (BEA), the average annual per-person spending in Connecticut was $65,128 in 2023. This figure reflects the value of what residents consume each year across housing, health care, food, gas and energy, and other goods and services.
Here’s a breakdown of the largest spending categories in Connecticut:
| Category | Annual per-capita cost in Connecticut |
|---|---|
| Housing and utilities | $11,560 |
| Health care | $10,103 |
| Food and beverages for off-premises consumption | $4,474 |
| Gasoline and other energy goods | $1,128 |
| All other personal consumption expenditures | $37,863 |
| Total cost | $65,128 |
Housing costs in Connecticut
Housing is often the most significant monthly expense for families and individuals alike. In 2025, Apartments.com reports the average rent in Connecticut is $1,872, which is higher than the national average rent of $1,639. Within Connecticut, the cost to rent varies based on location and unit size, according to the U.S. Census Bureau’s 2023 American Community Survey:
- One-bedroom rent: $1,283
- Two-bedroom rent: $1,535
- Three-bedroom rent: $1,696
- Four-bedroom rent: $2,094
If homeownership is your goal, the median home price in Connecticut stands at $495,800, compared with the national median of $446,638. Property taxes also factor in — Connecticut has one of the highest effective property tax rates in the country at 1.48% (ranked No. 3).
» COMPARE: Best moving companies in Connecticut
Food costs in Connecticut
What you pay for groceries in Connecticut will depend on your shopping habits and family size. Census data shows the average weekly spend on food at home is $265.90, compared with the national average of $270.21.
Some families may find savings by shopping at discount grocers or local markets, but those who frequently eat out — especially near Connecticut’s larger cities or tourist areas — will likely see higher meal costs. Meanwhile, food prices in smaller towns or rural communities can be a bit lower, offering relief for those willing to travel or plan ahead.
Transportation costs in Connecticut
Connecticut drivers pay an average of $3.10 per gallon for regular gas as of August 2025, which is less than the U.S. average of $3.13. The typical auto insurance premium (including liability, collision and comprehensive coverage) in Connecticut is $1,374.02, compared with the national figure of $1,258.
Health care costs in Connecticut
Employee contributions for health insurance in Connecticut average $2,053 per year, with employers picking up the remaining $6,697 of the $8,750 total premium cost.
Across the country, the average employee pays $1,640 annually out of a total premium of $8,182.
Utility costs in Connecticut
Connecticut households see an average monthly electric bill of $202.74, which is noticeably higher than the national average of $136.84. Natural gas costs $15.91 per thousand cubic feet, compared with $12.92 nationally.
FAQ
Does Connecticut have a high cost of living?
Yes, Connecticut has a higher cost of living than the national average. Housing prices, utility bills and health care expenses tend to outpace what most Americans pay.
Is Connecticut a good place to live?
Yes, Connecticut is a good place to live if you value access to strong schools and proximity to both city and nature. The cost of living is on the higher side, and fewer people are moving in compared with some states. But Connecticut can be a great fit for those who prioritize stability, established neighborhoods and quality tenant protections.
Is Connecticut good for renters?
No, Connecticut isn’t particularly good for renters. Rent here is more expensive than in most states, and rental availability is limited, making it challenging for new residents to find housing. However, Connecticut stands out for its strong tenant protections, which help ensure renters have more security compared with many other places.
Article sources
ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this article include:
- Apartments.com, “Rent Trends.” Accessed Aug. 20, 2025.
- Redfin, “Redfin Data Center.” Accessed Aug. 20, 2025.
- Tax Foundation, “Where Do People Pay the Most in Property Taxes?” Accessed Aug. 20, 2025.
- United States Census Bureau, “Week 63 Household Pulse Survey: October 18 - October 30.” Accessed Aug. 20, 2025.
- AAA Gas Prices, “State Gas Price Averages.” Accessed Aug. 20, 2025.
- National Association of Insurance Commissioners, “2021/2022 Auto Insurance Database Report.” Accessed Aug. 20, 2025.
- KFF, “Average Annual Single Premium per Enrolled Employee For Employer-Based Health Insurance.” Accessed Aug. 20, 2025.
- U.S. Energy Information Administration, “2023 Average Monthly Bill- Residential.” Accessed Aug. 20, 2025.
