Progressive Renters Insurance Reviews

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About Progressive Renters Insurance

Pros
  • Variety of policy options available
  • Affordable coverage options
Cons
  • Inconsistent customer service quality
  • Unexpected rate increases

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Progressive Renters Insurance Reviews

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    How do I know I can trust these reviews about Progressive Renters Insurance?
    • 4,819,711 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
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    Customer ServiceContract & TermsTechPricePunctuality & SpeedRefunds & PayoutsBillingRates

    Reviewed Dec. 11, 2025

    Worst company ever! Beware of them because I had a renters policy and had a water heater emergency that I lost a lot of my belongings and it has been over 100 days in review with them and they came back with a 110.00 payment. When it cost me over 4000.00. Not to mention I had fines from my HOA for having my damaged items on my patio since I was told I couldn’t throw them out until they were approved to be trashed. You’re not able to cancel your policy until the claim is done either. The claim adjuster I had is terrible. She never called back, skipped our appointments, had excuses for everything. She even had a fake supervisor name on her voicemail. I finally called and got the real name of her supervisor. I think she retaliated against me for calling her supervisor. I cancelled my auto policy months ago because of rate increases for no reason but I’m stuck paying my renters until the claim ends.

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    Customer ServiceContract & TermsCoverageRefunds & PayoutsStaffHonesty & Transparency

    Reviewed Dec. 9, 2025

    I was required by my rental agreement to carry renters insurance, so I paid Progressive in full for an entire year, expecting that if something awful ever happened, I’d at least have the protection I was paying for. What I got instead was one of the worst experiences of my life. When my home burned, I was left with literally nothing — no clothes, no shoes, no glasses, no phone, no walker, nothing.

    Progressive left me sitting like that for almost a month. No calls. No help. No urgency. Just excuses, silence, and delay after delay. Then came the real nightmare: They changed their story constantly. They demanded things that didn’t exist. They ignored over 100 emails. They refused to give me a supervisor. They fabricated “verification” issues. They accused me of “lack of cooperation” after ignoring me for weeks. They withheld reimbursement for expenses they told me to incur. They gaslit me when I called them out. They gave misleading information to the Department of Insurance. They left me stranded and disabled without medically necessary equipment

    I’ve had customer service issues before, but nothing even close to this. Progressive didn’t just mishandle my claim — they made my situation dramatically worse during the worst moment of my life. If you’re buying renters insurance because your lease requires it, learn from my experience: Progressive will take your money in full upfront… and when you actually need them, you may find yourself completely abandoned. I would never recommend Progressive renters insurance to anyone — not after what they put me through.

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      Customer ServicePriceRefunds & PayoutsMaintenanceStaff

      Reviewed May 21, 2025

      Progressive Will Abandon You When Things Go Wrong! Our recent experience with Progressive has shown just how unprofessional and irresponsible they are. Our car was sent to a Progressive network shop (Caliber Collision Milpitas) for minor repairs. When we got the car back, the airbag warning light was suddenly on. This had never happened in the 10+ years we’ve owned the vehicle. We have before-and-after photos of the dashboard that clearly show the airbag system was perfectly fine before the repair. We provided proof that the light wasn’t there before the repair (including dashboard photos), but Progressive refused to take responsibility. They told us we had to pay out of pocket to go to a dealer for a diagnostic test. That alone was unacceptable—they should be the ones investigating a post-repair issue, not us!

      The dealer found that the SRS module had been changed and did not match our vehicle. Clearly, the repair shop made a mistake. Yet even with this evidence, Progressive still calls it a "coincidence" and refuses to help us. This entire experience has been stressful, expensive, and extremely disappointing. We trusted Progressive to stand by us when problems arise, especially when using one of their approved repair shops. Instead, they washed their hands of the problem and left us with a safety issue and no support. Avoid Progressive. They won’t have your back when it counts.

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      CoveragePunctuality & SpeedMaintenance

      Reviewed March 21, 2025

      I got a Rental insurance policy with Progressive and 2 Months later they said I had to replace the roof, trim the trees and put up handrails on both porches. I think I had only 30 days to get this completed. If not they were going to cancel my policy!!!

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      CoverageBilling

      Reviewed Oct. 22, 2023

      I don’t like their billing practices. My bank shows my payment is processed but Progressive keeps sending inaccurate billing notifications threatening cancellation. I will be switching coverage next billing cycle for sure.

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      Coverage

      Reviewed Oct. 8, 2023

      My mother, her friend and my husband and I all had rented a property. It was part of the rental lease to carry rental insurance and we had a fire in the building. Somehow we were all taken off except laura (mom). Policy went from $10,000-$40,000 but they covered us. After 9 months my mother got check and said insurance company said she can do whatever she wants and doesn't have to give us ** when we filled out 3 individual content forms. I am not happy. I feel this all could of been prevented if insurance would of just gave 2 individual checks. She has had check for 2 weeks and won't give it to us.

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      Customer ServiceCoveragePunctuality & SpeedStaff

      Reviewed Dec. 19, 2022

      I had Progressive Renters Insurance, and I moved out of my apartment to my house. It took me 20 minutes to speak with an agent to cancel my renters' insurance. Why is taking so much time waiting on the phone to take care of something very simple? Do you think I will ever consider Progressive when I choose renters insurance next time?

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      CoveragePrice

      Reviewed May 24, 2022

      I have been a Progressive customer since 2009. I currently have 3 active policies including pet insurance for my 2 year old rottie rescue with no history of biting and aggression and got denied renters insurance due to his breed. They didn’t ask for any history or records. They just asked ‘do you have any dogs with this breed or a mix of them’ and listed your stereotypical ‘aggressive’ dog breeds and then I got told they cannot provide me a quote because of my dog, who they provide pet insurance to. Disappointed and disgusted with them. After 13 years of using them I will be moving on and finding a different company.

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      CoveragePrice

      Reviewed Jan. 30, 2021

      Not the cheapest quote entirely. Has more exclusions than other insurers. Example you have to have addition in coverage for certain perils. IE watches. Other companies' renters already include that for the same premium.

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      Customer ServiceCoveragePriceBilling

      Reviewed Jan. 16, 2021

      Progressive insurance as a whole has really been horrible since the pandemic started even if it was their fault. It's still charged fees, wouldn't tell you about special departments to talk to because of the virus and then hound you like crazy if you miss a payment on anything and then cancel you and then threaten to turn you into collections all within a short time. Even if you call them over and over trying to figure out a solution.

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      Progressive Renters Insurance author review by Ashley Eneriz

      Progressive is based in Ohio, but serves customers nationwide. Progressive is one of the big players in the personal property insurance market, ranking fourth overall according to a 2014 report by the Federal Insurance Office.

      • Multi-policy discount: Add renters insurance to your auto policy for as little as six dollars per month.

      • Accurate quotes: To obtain a quote, Progressive may ask for personal information such a Social Security number. However, personal information is protected and only requested when necessary to create an accurate quote.

      • Privacy protection: Progressive is sensitive to recent personal data issues and provides clearly stated information regarding the protection of your privacy.

      • Information protection: Progressive's policies are on the cutting edge of technology and include safeguards for electronic, physical and procedural information.

      • Online claims submission: Progressive provides convenient online claims submission via the Homesite online servicing agency.

      by Ashley Eneriz Deputy Editor, Personal Finance

      Ashley is an expert finance writer who worked for 12 years with top names in the industry, including Discover, The Hartford, ScotiaBank, Chime and Synchrony. She joined ConsumerAffairs in 2022, and specializes in coverage of banking, credit repair and debt management. Her writing has also been featured in Forbes, Time, Yahoo, MSN and Reader’s Digest. In her personal life, she enjoys homeschooling her three daughters and writing children's books.

      Progressive Renters Insurance Company Information

      Company Name:
      Progressive Renters Insurance
      Year Founded:
      1937
      Address:
      6300 Wilson Mills Rd.
      City:
      Mayfield Village
      State/Province:
      OH
      Postal Code:
      44143
      Country:
      United States
      Website:
      www.progressive.com

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